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401k Enrollment - JP Morgan

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21 views1 page

401k Enrollment - JP Morgan

Uploaded by

Scott Barton
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
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Owen Steel Company Inc.

401(k) Savings Plan

Get enrolled
Get Enrolledtoday!
after 90 days!
Set up your account by following these 3 steps:
1 Visit retirementlink.jpmorgan.com

2 Select "Register"

3 Verify a few personal identifiers to gain access to set up your account.

You may also call 855-576-7526 to access your account. The TTY is 800-766-4952. Representatives
are available to assist you weekdays from 8:00 a.m. to 10:00 p.m., EST. and Saturdays from 9:00 a.m.
to 5:30 p.m. EST.

1
2018 J.P. Morgan Guide to Retirement. Model assumptions: Pre-retirement investment return: 6.0%; Post-retirement investment return: 5.0%; Retirement age of primary earner: 65; spouse: 62. Years in retirement:
30; Inflation rate: 2.25%; Confidence level represented: 80%. J.P. Morgan’s model is based on J.P. Morgan Asset Management’s (JPMAM) proprietary long-term capital markets assumptions (10 - 15 years). This chart is
for illustrative purposes only and must not be relied upon to make investment decisions. Household income replacement rates are derived from an inflation-adjusted analysis of: Consumer Expenditure Survey (BLS)
data (2013-2016); Social Security benefits using modified scaled earnings in 2017 for a single wage earner at age 65 and a spousal benefit at age 62 reduced by Medicare Part B premiums; and 2017 OASDI and FICA
taxes. The income replacement needs may be lower for households in which both spouses are working and the second spouse’s individual benefits are greater than their spousal benefit. Single household income
replacement needs may vary as spending is typically less than a two-spouse household; however, the loss of the Social Security spousal benefit may offset the spending reduction. Percentages and values may not
sum due to rounding. Consult with a financial advisor for a more personalized assessment. Allocations, assumptions and expected returns are not meant to represent JPMAM performance. Given the complex
risk/reward tradeoffs involved, we advise clients to rely on judgment as well as quantitative optimization approaches in setting strategic allocations. References to future returns for either asset allocation strategies
or asset classes are not promises or even estimates of actual returns a client portfolio may achieve.
2
Summary Plan Description may be available online at retirementlink.jpmorgan.com or from your employer.
This document is a general communication being provided for informational purposes only. It is educational in nature and not designed to be a recommendation for any specific investment product, strategy, plan
feature or other purposes. By receiving this communication you agree with the intended purpose described above. Any examples used in this material are generic, hypothetical and for illustration purposes only. None
of J.P. Morgan Asset Management, its affiliates or representatives is suggesting that the recipient or any other person take a specific course of action or any action at all. Communications such as this are not impartial
and are provided in connection with the advertising and marketing of products and services. Prior to making any investment or financial decisions, an investor should seek individualized advice from a personal
financial, legal, tax and other professional advisors that take into account all of the particular facts and circumstances of an investor’s own situation.
TARGET DATE FUNDS. Target date funds are funds with the target date being the approximate date when investors plan to start withdrawing their money. Generally, the asset allocation of each fund will change on
an annual basis with the asset allocation becoming more conservativeas the fund nears the target retirement date. The principal value of the fund(s) is not guaranteed at any time, including at the target date.
Certain recordkeeping and administrative services for plans may be provided on behalf of JPMorgan Invest Holdings LLC (J.P. Morgan) by FASCore, LLC (FASCore).
J.P. Morgan Asset Management is the brand name for the asset management businesses of JPMorgan Chase & Co. and its affiliates worldwide.
© 2018 J.P. Morgan Asset Management. All rights reserved.

Electronically signed by:


Scott Barton (ScottBarton)
08/10/2023 9:02:40 PM
IP Address: 76.36.79.2

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