Tariff and Charges

for HSBC Products and Services

Personal
Commercial & Business

PUBLIC
 Tariff and charges for HSBC products and services

Personal
Content
Personal Commercial & Business

Commercial & Business 1. Premier Account 15. Basic Current Account 1. Business Accounts

2. Premier Junior 16. Foreign Currency Accounts 2. Foreign Currency

Saving Accounts Accounts

3. Premier Junior Savers 17. Everyday Global Account 3. Financing

Account

4. Premier with EasiGrow 18. Emergency Encashment 4. Channel Related Services

Account

5. Premier PLUS Plan 19. Financing – Housing Loan 5. Remittance & Payment
(for Premier Customers) Services

6. Advance Account 20. Financing – Overdraft 6. Import Services

7. Advance with EasiGrow 21. Remittance & Payment 7. Export Services

Account Services – Local / Foreign
Currency Draft

8. Advance PLUS Plan 22. Remittance & Payment 8. Other Services

Services – Telegraphic
Transfer

9. Statement Savings Account 23. Safe Deposit Lockers 9. Business Credit Card

10. Junior TopRate Statement 24. Credit Cards 10. Corporate Card
Savings Account

11. Passbook Savings 25. Cross Border Account 11. Fusion Packages
Opening

12. Basic Savings Account 26. Credit History Transfer

13. Time Deposit Account 27. Bank Statement

14. Generic Current Account

Issued by HSBC Malaysia Berhad (Company No. 198401015221 (127776-V))

PUBLIC
 Contents Personal
TRANSACTION TYPES DESCRIPTIONS FEES & CHARGES
1 Premier Account 2 (subject to applicable tax, if any)

2 Premier Junior 5 1.Premier Account

Savings Account
Account Fee Account Fee RM150 per month (The
account fee for Premier
3 Premier Junior 7
customers may be waived if the
Savers Account
fee waiver criteria set are met)
Transaction Charges a) Cash withdrawals at Visa RM10 per transaction
4 Premier with EasiGrow 8
Network
Account
b) Cash withdrawals at overseas Waived
HSBC ATM refer: list of overseas HSBC ATM
5 Premier PLUS Plan 8
Note: effective 1st March 2024
6 Advance Account 9 c) Cash withdrawals at MEPS
Shared ATM Network
7 Advance with EasiGrow 11 i. First 3 successful transaction Free
Account each month (including MEPS
Instant Transfer)
8 Advance PLUS Plan 11 ii. 4th and subsequent RM1 per transaction
transactions
9 Statement Savings 12 d) MEPS Instant Transfer
i. Transaction done below or
10 Junior TopRate 15 equal to RM5,000 - IBFT ONLY Free
Statement Savings ii. First 3 successful transactions
(IBFT and MEPS ATM Free
11 Passbook Savings 16 withdrawals inclusive) done
above RM 5,000 each month
12 Basic Savings Account 19 iii. 4th and subsequent RM0.50 per transaction
transactions (IBFT only) above
13 Time Deposit Account 21 RM 5,000
Note: effective 1st July 2018
14 Generic Current Account 22 e) Interbank GIRO (IBG) at HSBC
ATMs
15 Basic Current Account 25 - Transaction performed before RM0.30 per transaction
1st October 2015
16 Foreign Currency Accounts 28 - Transaction performed from 1st RM0.10 per transaction
October 2015 onwards
17 Everyday Global Account 29 f) MyDebit Cash Out Transaction RM 0.50 per transaction
Fee
Note: effective 1st July 2022
18 Emergency Encashment 31
g) VISA Cash Out Transaction Fee RM1.50 per transaction
19 Financing – Housing Loan 32 Note: effective 2nd May 2023
Global Transfer Fee a) Me2Me Transfer via Internet Waived
20 Financing – Overdraft 34 Banking
b) Me2Others Transfer via Waived
21 Remittance & Payment 35 Internet Banking
Services – Local / Foreign Dormant Account a) With balances up to RM10 Account will be closed and
Currency Draft balances will be absorbed by
the Bank as a charge
22 Remittance & Payment 36 b) With balances greater than An annual service fee of RM10
Services – Telegraphic RM10 will be charged until the
Transfer remaining balances are sent to
Unclaimed Monies
23 Safe Deposit Lockers 38 c) Transfer of credit balances to Waived
Register to Unclaimed Monies on
24 Credit Cards 42 the 7th years of account dormancy
d) Activation of Dormant Account Waived
25 Cross Border Account 45
Opening

26 Credit History Transfer 45

27 Bank Statement 45
11 Basic Savings Account 18

12 Time Deposit Account 20

13 Generic Current Account 21

2
14 Basic Current Account 24
Issued by HSBC Malaysia Berhad (Company No. 198401015221 (127776-X)) Updated: 23 December 2024
PUBLIC
15 Foreign Currency Accounts 27
 Contents Personal
TRANSACTION TYPES DESCRIPTIONS FEES & CHARGES
1 Premier Account 2 (subject to applicable tax, if any)

2 Premier Junior 5 1. Premier Account

Savings Account
Cheque Related Fees a) Inward Clearing Cheque -
and Charges Processing Fee
3 Premier Junior 7
- Before 2nd January 2015 Not applicable
Savers Account
- With effect from 2nd January RM0.50 per cheque
2015
4 Premier with EasiGrow 8
*Exception for cheque return
Account
reasons below:
i. Cheque already
5 Premier PLUS Plan 8
Paid/Duplicate Payment
ii. Wrongly
6 Advance Account 9
encoded/Encoding Error
iii. Incorrect Data Capture
7 Advance with EasiGrow 11
b) Cheque Book Issuance
Account
- Stamp duty RM1.00 per cheque leaf
Note: effective 1st January
8 Advance PLUS Plan 11
2025
- Courier Charges RM5
9 Statement Savings 12
c) Stop Payment Instruction on
Cheque
10 Junior TopRate 15
- With sufficient funds RM20 per cheque
Statement Savings
- With insufficient funds RM100 per cheque
d) Cheques Returned
11 Passbook Savings 16
- Due to insufficient funds RM100 per cheque
- Due to reason “Post-dated” RM10 per cheque
12 Basic Savings Account 19
e) House Cheque
13 Time Deposit Account 21 - Cheque Encashment by Payee RM2 per cheque (only by
in Person authorized 3rd party)
14 Generic Current Account 22 - Processing Fee (Effective 2nd RM0.50 per cheque
January 2015)
15 Basic Current Account 25 f) Deposit of Foreign
Cheque/Draft
16 Foreign Currency Accounts 28 - Commission on cheques 0.1% of cheque amount
deposited Minimum charge : RM10
17 Everyday Global Account 29 Maximum charge : RM100
- Stamp Duty RM1.00 per cheque
Note: effective 1st January 2025
18 Emergency Encashment 31 - Other charges Paying Bank’s charges
- Postage Charges
19 Financing – Housing Loan 32 i. Draft/Cheque above USD10,000 RM46 per cheque
(denominated in USD only)
20 Financing – Overdraft 34 ii. All other currencies and RM1.50 per cheque
amounts
21 Remittance & Payment 35 Standing Instructions a) Payment to Housing Waived
Services – Local / Foreign (SI) Loan/Credit Card
Currency Draft b) Payment into other HSBC Waived
Account
22 Remittance & Payment 36
Services – Telegraphic
Transfer

23 Safe Deposit Lockers 38

24 Credit Cards 42

25 Cross Border Account 45

Opening

26 Credit History Transfer 45

27 Bank Statement 45
11 Basic Savings Account 18

12 Time Deposit Account 20

13 Generic Current Account 21

3
14 Basic Current Account 24
Issued by HSBC Malaysia Berhad (Company No. 198401015221 (127776-X)) Updated: 23 December 2024
PUBLIC
15 Foreign Currency Accounts 27
 Contents Personal
TRANSACTION TYPES DESCRIPTIONS FEES & CHARGES
1 Premier Account 2 (subject to applicable tax, if any)

2 Premier Junior 5 1. Premier Account

Savings Account
Standing Instructions c) Payment to non-HSBC
(SI) Accounts in Malaysia
3 Premier Junior 7
i. SI Commission Waived
Savers Account
ii. Demand Draft Issued RM2 per Demand Draft
iii. Postage RM1.50 per Demand Draft
4 Premier with EasiGrow 8
iv. Processing Fee (Effective RM0.50 per Demand Draft
Account
2nd January 2015)
d) Payments to
5 Premier PLUS Plan 8
individual’s/entities outside
Malaysia via Telegraphic Transfer
6 Advance Account 9
- Commission/postage/cable RM25 to RM45 per payment
charges depending on destination
7 Advance with EasiGrow 11
e) Payment to Individuals/
Account
entities outside Malaysia via
Telegraphic Transfer (in USD
8 Advance PLUS Plan 11
Dollars)
- Intermediary Bank charges USD20 per payment
9 Statement Savings 12
f) Penalty charges for insufficient RM5 per transaction
10 Junior TopRate 15 funds in the Account
Statement Savings Other Fees, Charges a) Account closed within 3 RM20
or Penalties months
11 Passbook Savings 16 b) Debit Card Issuance Waived
c) Debit Card Annual Fee Waived
12 Basic Savings Account 19 d) Replacement of Debit Card Waived
e) Short Message Service (SMS) Waived
13 Time Deposit Account 21 f) Conversion for Overseas VISA - If the Cardholder uses the
Transaction Debit Card for transactions in a
14 Generic Current Account 22 currency other than Ringgit
Malaysia, such amount shall be
15 Basic Current Account 25 converted at the exchange rate
as determined by Visa
16 Foreign Currency Accounts 28 International, as the case may
be, on the date of conversion in
17 Everyday Global Account 29 addition to a foreign currency
conversion cost of 1.00% as well
as any transaction fee charged
18 Emergency Encashment 31 by Visa International.
MyDebit - If the Customer uses
19 Financing – Housing Loan 32 the Debit Card for transactions
in a currency other than Ringgit
20 Financing – Overdraft 34 Malaysia, such amount shall be
converted to Ringgit Malaysia at
21 Remittance & Payment 35 the exchange rate determined
Services – Local / Foreign by PayNet on the date of
Currency Draft conversion. No other fees will be
charged by PayNet.
22 Remittance & Payment 36 g) Sales draft retrieval request fee RM20 per copy
Services – Telegraphic Other Services a) Bank Statement Retrieval
Transfer i. If statement is 12 months RM2 per page
old or less
23 Safe Deposit Lockers 38 ii. If statement is more than RM20 per request + RM2 per
12 months old page
24 Credit Cards 42 b) Electronic Share Application Waived
c) Internet Banking
25 Cross Border Account 45 i. Replacement of Security RM50 per device
Opening Device
ii. Postage RM5-RM10 (within Malaysia)
26 Credit History Transfer 45 Relevant courier or registered
mail charges apply (outside
27 Bank Statement 45 Malaysia)
11 Basic Savings Account 18

12 Time Deposit Account 20

13 Generic Current Account 21

4
14 Basic Current Account 24
Issued by HSBC Malaysia Berhad (Company No. 198401015221 (127776-X)) Updated: 23 December 2024
PUBLIC
15 Foreign Currency Accounts 27
 Contents Personal
TRANSACTION TYPES DESCRIPTIONS FEES & CHARGES
1 Premier Account 2 (subject to applicable tax, if any)

2 Premier Junior 5
Savings Account
2. Premier Junior Savings Account
Transaction Charges a) Cash withdrawal at Visa Network RM10 per transaction
3 Premier Junior 7 b) Cash withdrawals at overseas Waived
Savers Account HSBC ATM refer: list of overseas HSBC
Note: effective 1st March 2024 ATM
4 Premier with EasiGrow 8 c) Cash withdrawals at MEPS
Account Shared ATM Network
i. First 3 successful transactions Free
5 Premier PLUS Plan 8 each month (includes MEPS
Instant Transfer)
6 Advance Account 9 ii. 4th and subsequent RM1 per transaction
transactions
7 Advance with EasiGrow 11 d) MEPS Instant transfer
Account i. Transaction done below or Free
equal to RM5,000 – IBFT only
8 Advance PLUS Plan 11 ii. First 3 successful transactions Free
(IBFT and MEPS ATM
9 Statement Savings 12 withdrawals inclusive) done
above RM5,000 each month
10 Junior TopRate 15 ii. 4th and subsequent RM0.50 per transaction
Statement Savings transactions (IBFT only) above
RM5,000
11 Passbook Savings 16 Note: effective 1st July 2018
e) Interbank GIRO (IBG) at HSBC
12 Basic Savings Account 19 ATMs
i. Transaction performed RM0.30 per transaction
13 Time Deposit Account 21 before 1st October 2015
ii. Transaction performed from RM0.10 per transaction
14 Generic Current Account 22 1st October 2015 onwards
f) MyDebit Cash Out Transaction RM 0.50 per transaction
15 Basic Current Account 25 Fee
Note: effective 1st July 2022
16 Foreign Currency Accounts 28 g) VISA Cash Out Transaction Fee RM1.50 per transaction
Note: effective 2nd May 2023
17 Everyday Global Account 29 Dormant Account a) With balance up to RM10 Account will be closed and
balances will be absorbed by
the Bank as a charge
18 Emergency Encashment 31 b) With balances greater than An annual service fee of RM10
RM10 will be charged until the
19 Financing – Housing Loan 32 remaining balances are sent to
Unclaimed Monies
20 Financing – Overdraft 34 c) Transfer credit balances to Waived
Registrar of Unclaimed Monies on
21 Remittance & Payment 35 the 7th year of account dormancy
Services – Local / Foreign d) Activation of Dormant Account Waived
Currency Draft

22 Remittance & Payment 36

Services – Telegraphic
Transfer

23 Safe Deposit Lockers 38

24 Credit Cards 42

25 Cross Border Account 45

Opening

26 Credit History Transfer 45

27 Bank Statement 45
11 Basic Savings Account 18

12 Time Deposit Account 20

13 Generic Current Account 21

5
14 Basic Current Account 24
Issued by HSBC Malaysia Berhad (Company No. 198401015221 (127776-X)) Updated: 23 December 2024
PUBLIC
15 Foreign Currency Accounts 27
 Contents Personal
TRANSACTION TYPES DESCRIPTIONS FEES & CHARGES
1 Premier Account 2 (subject to applicable tax, if any)

2 Premier Junior 5 2. Premier Junior Saving Accounts

Savings Account
Cheque Related Fees a) Deposit of Foreign Cheque/Draft
and Charges i. Commission on cheques 0.1% of cheque amount
3 Premier Junior 7
deposited Minimum charge : RM10
Savers Account
Maximum charge : RM100
ii. Stamp Duty RM1.00 per cheque
4 Premier with EasiGrow 8
Note: effective 1st January 2025
Account
iii. Other Charges Paying Bank’s charges
iv. Postage Charges
5 Premier PLUS Plan 8
- Draft/Cheque above RM46 per cheque
USD10.000 (denominated in
6 Advance Account 9
USD only)
- All other currencies and RM1.50 per cheque
7 Advance with EasiGrow 11
amounts
Account
Standing Instructions a) Payment to HSBC Housing Waived
(SI) Loan/Credit Card
8 Advance PLUS Plan 11
b) Payment into other HSBC Waived
Account
9 Statement Savings 12
c) Payment to non-HSBC Accounts
in Malaysia
10 Junior TopRate 15
i. SI Commission Waived
Statement Savings
ii. Demand Draft Issued RM2 per Demand Draft
iii. Postage RM1.50 per Demand Draft
11 Passbook Savings 16
iv. Processing Fee RM0.50 per Demand Draft
(Effective 2nd January 2015)
12 Basic Savings Account 19
d) Payments to individuals/entities
13 Time Deposit Account 21 outside Malaysia via Telegraphic
Transfer:
14 Generic Current Account 22 i. Commission/postage/cable RM25 to RM45 per payment
charges defending on destination
15 Basic Current Account 25 e) Payments to individuals/entities
outside
16 Foreign Currency Accounts 28 Malaysia via Telegraphic Transfer
(in US Dollars)
17 Everyday Global Account 29 i. Intermediary Bank Charges USD20 Per payment
f) Penalty charges for insufficient RM5 per transaction
funds in the Account
18 Emergency Encashment 31 Other Fees, Charges or a) Account closed within 3 months RM20
Penalties
19 Financing – Housing Loan 32 b) Debit Card Issuance Waived
c) Debit Card Annual Fee Waived
20 Financing – Overdraft 34 d) Replacement of Debit Card Waived

21 Remittance & Payment 35

Services – Local / Foreign
Currency Draft

22 Remittance & Payment 36

Services – Telegraphic
Transfer

23 Safe Deposit Lockers 38

24 Credit Cards 42

25 Cross Border Account 45

Opening

26 Credit History Transfer 45

27 Bank Statement 45
11 Basic Savings Account 18

12 Time Deposit Account 20

13 Generic Current Account 21

6
14 Basic Current Account 24
Issued by HSBC Malaysia Berhad (Company No. 198401015221 (127776-X)) Updated: 23 December 2024
PUBLIC
15 Foreign Currency Accounts 27
 Contents Personal
TRANSACTION TYPES DESCRIPTIONS FEES & CHARGES
1 Premier Account 2 (subject to applicable tax, if any)

2 Premier Junior 5 2. Premier Junior Savings Account

Savings Account
Other Fees, Charges or e) Conversion for Overseas VISA - If the Cardholder uses
Penalties Transaction the Debit Card for transactions
3 Premier Junior 7
in a currency other than
Savers Account
Ringgit Malaysia, such amount
shall be converted at the
4 Premier with EasiGrow 8
exchange rate as determined
Account
by Visa International, as the
case may be, on the date of
5 Premier PLUS Plan 8
conversion in addition to a
foreign currency conversion
6 Advance Account 9
cost of 1.00% as well as any
transaction fee charged by Visa
7 Advance with EasiGrow 11
International.
Account
MyDebit - If the Customer uses
the Debit Card for transactions
8 Advance PLUS Plan 11
in a currency other than
Ringgit Malaysia, such amount
9 Statement Savings 12
shall be converted to Ringgit
Malaysia at the exchange rate
10 Junior TopRate 15
determined by PayNet on the
Statement Savings
date of conversion. No other
fees will be charged by PayNet.
11 Passbook Savings 16
f) Sales draft retrieval request fee RM20 per copy
Other Services a) Bank Statement Retrieval
12 Basic Savings Account 19
i. If Statement is 12 months old RM2 per page
or less
13 Time Deposit Account 21
ii. If statement is more than 12 RM20 per request + RM2 per
months old page
14 Generic Current Account 22
b) Electronic Share Application Waived
15 Basic Current Account 25 c) Internet Banking
i. Replacement of Security RM50 Per device
16 Foreign Currency Accounts 28 Device
ii. Postage RM5 – RM10 (within Malaysia)
17 Everyday Global Account 29 Relevant courier or registered
mail charges apply (outside
Malaysia)
18 Emergency Encashment 31
3. Premier Junior Savers Account
19 Financing – Housing Loan 32 Account Fee Account Opening Fee NIL
Minimum Initial Deposit RM500
20 Financing – Overdraft 34
Early Account Closure Fee RM20
(if account is closed within 3
21 Remittance & Payment 35
months)
Services – Local / Foreign
Dormant Account Balances up to RM10 Account will be closed and
Currency Draft
balances will be absorbed by
the Bank as charges.
22 Remittance & Payment 36
Balances greater than RM10 An annual service fee of RM10
Services – Telegraphic
will be charged until the
Transfer
remaining balances are sent to
Unclaimed Monies
23 Safe Deposit Lockers 38
Transfer of credit balances to Waived
24 Credit Cards 42 Registrar of Unclaimed Monies on
the 7th year of account dormancy
25 Cross Border Account 45
Opening

26 Credit History Transfer 45

27 Bank Statement 45
11 Basic Savings Account 18

12 Time Deposit Account 20

13 Generic Current Account 21

7
14 Basic Current Account 24
Issued by HSBC Malaysia Berhad (Company No. 198401015221 (127776-X)) Updated: 23 December 2024
PUBLIC
15 Foreign Currency Accounts 27
 Contents Personal
TRANSACTION TYPES DESCRIPTIONS FEES & CHARGES
1 Premier Account 2 (subject to applicable tax, if any)

2 Premier Junior 5 3. Premier Junior Savers Account

Savings Account Activation of Dormant Account Waived
Bank Statement If statement is 12 months old or RM2 per page
3 Premier Junior 7 Retrieval Fee less
Savers Account If statement is more than 12 RM20 per request + RM2 per
months old page
4 Premier with EasiGrow 8 Transaction Charges Cash withdrawal at RM10 per transaction
Account VISA Network
Cash withdrawals at overseas Waived
5 Premier PLUS Plan 8 HSBC ATM refer: list of overseas HSBC
Note: effective 1st March 2024 ATM
6 Advance Account 9 Cash withdrawal at MEPS Shared Free for the first three
ATM Network successful transactions each
7 Advance with EasiGrow 11 month (including MEPS Instant
Account Transfer)
RM1 per transaction for the 4th
8 Advance PLUS Plan 11 and subsequent transactions
Conversion for Overseas VISA - If the Cardholder uses
9 Statement Savings 12 Transaction the Debit Card for transactions
in a currency other than
10 Junior TopRate 15 Ringgit Malaysia, such amount
Statement Savings shall be converted at the
exchange rate as determined
11 Passbook Savings 16 by Visa International, as the
case may be, on the date of
12 Basic Savings Account 19 conversion in addition to a
foreign currency conversion
13 Time Deposit Account 21 cost of 1.00% as well as any
transaction fee charged by Visa
14 Generic Current Account 22 International.
MyDebit - If the Customer uses
15 Basic Current Account 25 the Debit Card for transactions
in a currency other than
16 Foreign Currency Accounts 28 Ringgit Malaysia, such amount
shall be converted to Ringgit
17 Everyday Global Account 29 Malaysia at the exchange rate
determined by PayNet on the
date of conversion. No other
18 Emergency Encashment 31
fees will be charged by PayNet.
19 Financing – Housing Loan 32 MyDebit Cash Out Transaction RM 0.50 per transaction
Fee
20 Financing – Overdraft 34 Note: effective 1st July 2022
VISA Cash Out Transaction Fee RM1.50 per transaction
21 Remittance & Payment 35 Note: effective 2nd May 2023
Services – Local / Foreign Other Fees, Charges Debit Card Issuance Waived
Currency Draft or Penalties
Debit Card Annual Fee Waived
22 Remittance & Payment 36 Replacement of Debit Card Waived
Services – Telegraphic Sales Draft Retrieval Fee RM20 per copy
Transfer
4. Premier with EasiGrow Account
23 Safe Deposit Lockers 38 Closure Fee a) Premature Account Closure RM50
Fee
24 Credit Cards 42
5. Premier PLUS Plan (For Premier customers)
25 Cross Border Account 45
EasiGrow Account a) Premature Account Closure RM50
Opening
Closure Fee Fee
26 Credit History Transfer 45

27 Bank Statement 45
11 Basic Savings Account 18

12 Time Deposit Account 20

13 Generic Current Account 21

8
14 Basic Current Account 24
Issued by HSBC Malaysia Berhad (Company No. 198401015221 (127776-X)) Updated: 23 December 2024
PUBLIC
15 Foreign Currency Accounts 27
 Contents Personal
TRANSACTION TYPES DESCRIPTIONS FEES & CHARGES
1 Premier Account 2 (subject to applicable tax, if any)

2 Premier Junior 5
Savings Account

3 Premier Junior 7
Savers Account 6. Advance Account
Account Fee a) Advance Account RM10 per month (The account
4 Premier with EasiGrow 8 fee for the Advance customers
Account may be waived if the fee
waiver criteria set are met)
5 Premier PLUS Plan 8 Transaction Charges a) Cash withdrawals at Visa RM10 per transaction
Network
6 Advance Account 9 b) Cash withdrawals at overseas RM5 per transaction
HSBC ATM refer: list of overseas HSBC
7 Advance with EasiGrow 11 Note: effective 1st March 2024 ATM
Account c) Cash withdrawals at MEPS
Shared ATM Network
8 Advance PLUS Plan 11 i. First 2 successful transactions Free
each month (includes MEPS
9 Statement Savings 12 Instants Transfer)
ii. 3rd and subsequent RM1 per transaction
10 Junior TopRate 15 transactions
Statement Savings d) MEPS Instant Transfer
i. Transaction done below or Free
11 Passbook Savings 16 equal to RM5,000 – IBFT only
ii. First 3 successful Free
12 Basic Savings Account 19 transactions (IBFT and MEPS
ATM withdrawals inclusive)
13 Time Deposit Account 21 done above RM5,000 each
month
14 Generic Current Account 22 iii. 4th and subsequent RM0.50 per transaction
transactions (IBFT only) above
15 Basic Current Account 25 RM5,000
Note: effective 1st July 2018
16 Foreign Currency Accounts 28 e) Interbank GIRO (IBG) at HSBC
ATMs
17 Everyday Global Account 29 i. Transaction performed before RM0.30 per transaction
1st October 2015
ii. Transaction performed from RM0.10 per transaction
18 Emergency Encashment 31
1st October 2015 onwards
f) MyDebit Cash Out Transaction RM 0.50 per transaction
19 Financing – Housing Loan 32
Fee
Note: effective 1st July 2022
20 Financing – Overdraft 34
g) VISA Cash Out Transaction Fee RM1.50 per transaction
Note: effective 2nd May 2023
21 Remittance & Payment 35
Services – Local / Foreign Global Transfer Fee a) Me2Me Transfer via Internet Waived
Currency Draft Banking
b) Me2Others Transfer via Waived
22 Remittance & Payment 36 Internet Banking
Services – Telegraphic Dormant Account a) With balances up to RM10 Account will be closed and
Transfer balances will be
absorbed by the Bank as a
23 Safe Deposit Lockers 38 charge
b) With balances greater than An annual service fee of RM10
24 Credit Cards 42 RM10 will be charged until the
remaining balances are sent to
25 Cross Border Account 45 Unclaimed Monies
Opening c) Transfer of credit balances to Waived
Register Of Unclaimed Monies on
26 Credit History Transfer 45 the 7th year of account dormancy
d) Activation of Dormant Account Waived
27 Bank Statement 45
11 Basic Savings Account 18

12 Time Deposit Account 20

13 Generic Current Account 21

9
14 Basic Current Account 24
Issued by HSBC Malaysia Berhad (Company No. 198401015221 (127776-X)) Updated: 23 December 2024
PUBLIC
15 Foreign Currency Accounts 27
 Contents Personal
TRANSACTION TYPES DESCRIPTIONS FEES & CHARGES
1 Premier Account 2 (subject to applicable tax, if any)

2 Premier Junior 5 6. Advance Account

Savings Account
Cheque Related Fees a) Inward Clearing Cheque -
and Charges Processing Fee
3 Premier Junior 7
i. Before 2nd January 2015 Not applicable
Savers Account
ii. With effect from 2nd January RM0.50 per cheque
2015
4 Premier with EasiGrow 8
*Exception for cheque return
Account
reasons below:-
i. Cheque already
5 Premier PLUS Plan 8
Paid/Duplicate Payment
ii. Wrongly encoded/Encoding
6 Advance Account 9
error
iii. Incorrect Data Capture
7 Advance with EasiGrow 11
b) Cheque Book Issuance
Account
i. Stamp duty RM1.00 per cheque leaf
Note: effective 1st January
8 Advance PLUS Plan 11
2025
ii. Courier Charges RM5 per cheque
9 Statement Savings 12
c) Stop Payment Instruction on
Cheque
10 Junior TopRate 15
i. With sufficient funds RM20 per cheque
Statement Savings
ii. With insufficient funds RM100 per cheque
d) Cheque returned
11 Passbook Savings 16
i. Due to insufficient funds RM100 per cheque
ii. Due to reason ”Post-dated” RM10 per cheque borne by
12 Basic Savings Account 19
payee
13 Time Deposit Account 21 e) Deposit of Foreign
Cheque/Draft
14 Generic Current Account 22 i. Commission on cheques 0.1% of cheque amount
deposited Minimum charge : RM10
15 Basic Current Account 25 Maximum charge : RM100
ii. Stamp Duty RM1.00 per cheque
16 Foreign Currency Accounts 28 Note: effective 1st January
2025
17 Everyday Global Account 29 iii. Other charges Paying Bank’s charges
iv. Postage Charges
- Draft/Cheque above RM46 per cheque
18 Emergency Encashment 31 USD10.000
(denominated in USD only)
19 Financing – Housing Loan 32 - All other currencies and RM1.50 per cheque
amounts
20 Financing – Overdraft 34 Standing instructions a) Payment to HSBC Housing Waived
(SI) Loan/Credit Card
21 Remittance & Payment 35 b) Payment into other HSBC Waived
Services – Local / Foreign Account
Currency Draft c) Payment to non-HSBC Account
in Malaysia
22 Remittance & Payment 36 i. SI Commission Waived
Services – Telegraphic ii. Demand Draft issued RM2 per Demand Draft
Transfer iii. Postage RM1.50 per Demand Draft
iv. Processing Fee (Effective RM0.50 per Demand Draft
23 Safe Deposit Lockers 38 2nd January 2015)
d) Payment to individuals/entities
24 Credit Cards 42 outside Malaysia via Telegraphic
Transfer:
25 Cross Border Account 45 i. SI Commission/postage/cable RM25 to RM45 per payment
Opening charges depending on destination
e) Payment to individuals/entities
26 Credit History Transfer 45 outside Malaysia via telegraphic
Transfer (in US Dollars
27 Bank Statement 45 i. Intermediary Bank Charges USD20 per payment
11 Basic Savings Account 18

12 Time Deposit Account 20

13 Generic Current Account 21

10
14 Basic Current Account 24
Issued by HSBC Malaysia Berhad (Company No. 198401015221 (127776-X)) Updated: 23 December 2024
PUBLIC
15 Foreign Currency Accounts 27
 Contents Personal
TRANSACTION TYPES DESCRIPTIONS FEES & CHARGES
1 Premier Account 2 (subject to applicable tax, if any)

2 Premier Junior 5
6. Advance Account
Savings Account
Standing Instructions f) Penalty charges for RM5 per transaction
(SI) insufficient funds in the
3 Premier Junior 7
Account
Savers Account
Other Fees, Charges or a) Account closed within 3 RM20
4 Premier with EasiGrow 8 Penalties months
Account b) Debit Card Issuance RM8
c) Debit Card Annual Fee RM8
5 Premier PLUS Plan 8 d) Short Message Service (SMS) Waived
e) Replacement of Debit Card RM10
6 Advance Account 9 f) Conversion for Overseas VISA - If the Cardholder uses
Transaction the Debit Card for transactions
7 Advance with EasiGrow 11 in a currency other than
Account Ringgit Malaysia, such amount
shall be converted at the
8 Advance PLUS Plan 11 exchange rate as determined
by Visa International, as the
9 Statement Savings 12 case may be, on the date of
conversion in addition to a
10 Junior TopRate 15 foreign currency conversion
Statement Savings cost of 1.00% as well as any
transaction fee charged by Visa
11 Passbook Savings 16 International.
MyDebit - If the Customer uses
12 Basic Savings Account 19 the Debit Card for transactions
in a currency other than
13 Time Deposit Account 21 Ringgit Malaysia, such amount
shall be converted to Ringgit
14 Generic Current Account 22 Malaysia at the exchange rate
determined by PayNet on the
15 Basic Current Account 25 date of conversion. No other
fees will be charged by PayNet.
16 Foreign Currency Accounts 28 g) Sales draft retrieval request RM20 per copy
fee
17 Everyday Global Account 29 Other Services a) Bank Statement Retrieval
i. If statement is 12 months RM2 per page
old
18 Emergency Encashment 31 or less RM20 per request + RM2 per
ii. If statement is more than page
19 Financing – Housing Loan 32 12
months old
20 Financing – Overdraft 34 b) Electronic Share Application Waived
c) Internet Banking
21 Remittance & Payment 35 i. Replacement of Security RM50 per device
Services – Local / Foreign Device
Currency Draft ii. Postage RM5 - RM10 (within Malaysia)
Relevant courier or registered
22 Remittance & Payment 36 mail charges apply (outside
Services – Telegraphic Malaysia)
Transfer
7. Advance with EasiGrow Account
23 Safe Deposit Lockers 38
Closure Fee Premature Account Closure Fee RM50
24 Credit Cards 42
8. Advance PLUS Plan
25 Cross Border Account 45 EasiGrow Account Premature Account Closure Fee RM50
Opening Closure Fee

26 Credit History Transfer 45

27 Bank Statement 45
11 Basic Savings Account 18

12 Time Deposit Account 20

13 Generic Current Account 21

11
14 Basic Current Account 24
Issued by HSBC Malaysia Berhad (Company No. 198401015221 (127776-X)) Updated: 23 December 2024
PUBLIC
15 Foreign Currency Accounts 27
 Contents Personal
TRANSACTION TYPES DESCRIPTIONS FEES & CHARGES
1 Premier Account 2 (subject to applicable tax, if any)

2 Premier Junior 5
Savings Account 9. Statement Savings Account
Account Fee Account Fee Waived
3 Premier Junior 7 Transaction Charges a) For average credit balance of
Savers Account more than RM5,000 per month
i. ATM Cash Withdrawal Waived
4 Premier with EasiGrow 8 ii. Cash withdrawal at VISA RM10 per transaction
Account Network
iii. Cash Withdrawal at overseas RM5 per transaction
5 Premier PLUS Plan 8 HSBC ATM
Note: effective 1st March 2024 refer: list of overseas HSBC ATM
6 Advance Account 9 b) For average credit balance of
less than RM5,000 per month
7 Advance with EasiGrow 11 i. ATM Cash Withdrawal (if RM1 per transaction
Account exceeding 4 transactions per
month)
8 Advance PLUS Plan 11 ii. Cash Withdrawal at Visa RM10 per transaction
Network
9 Statement Savings 12 iii. Cash Withdrawal at overseas RM5 per transaction
HSBC ATM
10 Junior TopRate 15 Note: effective 1st March 2024 refer: list of overseas HSBC ATM
Statement Savings c) Cash withdrawals at MEPS RM1 per transaction
Shared ATM Network
11 Passbook Savings 16 d) MEPS Instant Transfer
i. Transaction done below Free
12 Basic Savings Account 19 RM5,000
ii. Transaction done above RM0.50 per transaction
13 Time Deposit Account 21 RM5,000
Note: Effective 1st July 2018
14 Generic Current Account 22 e) Interbank GIRO (IBG) at HSBC
Amanah / HSBC ATMs
15 Basic Current Account 25 i. Transaction performed RM0.30 per transaction
before 1st October 2015
16 Foreign Currency Accounts 28 ii. Transaction performed from RM0.10 per transaction
1st October 2015 onwards
17 Everyday Global Account 29 f) MyDebit Cash Out Transaction RM 0.50 per transaction
Fee
Note: effective 1st July 2022
18 Emergency Encashment 31
g) VISA Cash Out Transaction Fee RM1.50 per transaction
Note: effective 2nd May 2023
19 Financing – Housing Loan 32
Dormant Account a) With balances up to RM10 Account will be closed and
20 Financing – Overdraft 34 balances will absorbed by the
Bank as a charge
21 Remittance & Payment 35 b) With balances greater than An annual service fee of RM10
Services – Local / Foreign RM10 will be charged until the
Currency Draft remaining balances are sent to
Unclaimed Monies
22 Remittance & Payment 36
Services – Telegraphic
Transfer

23 Safe Deposit Lockers 38

24 Credit Cards 42

25 Cross Border Account 45

Opening

26 Credit History Transfer 45

27 Bank Statement 45
11 Basic Savings Account 18

12 Time Deposit Account 20

13 Generic Current Account 21

12
14 Basic Current Account 24
Issued by HSBC Malaysia Berhad (Company No. 198401015221 (127776-X)) Updated: 23 December 2024
PUBLIC
15 Foreign Currency Accounts 27
 Contents Personal
TRANSACTION TYPES DESCRIPTIONS FEES & CHARGES
1 Premier Account 2 (subject to applicable tax, if any)

2 Premier Junior 5
Savings Account

3 Premier Junior 7 9. Statement Savings Account

Savers Account Dormant Account c) Transfer of credit balances to Waived
Registrar Of Unclaimed Monies
4 Premier with EasiGrow 8 on the 7th year of account
Account dormancy
d) Activation of Dormant Account Waived
5 Premier PLUS Plan 8 Cheque Clearance a) Deposit of Foreign
Cheque/Draft
6 Advance Account 9 i. Stamp Duty RM1.00 per cheque
Note: effective 1st January
7 Advance with EasiGrow 11 2025
Account ii. Other charges Paying Bank’s charges
iii. Postage charges
8 Advance PLUS Plan 11 - Draft/Cheque above RM46 per cheque
USD10,000
9 Statement Savings 12 (denominated in USD only)
- All other currencies and RM1.50 per cheque
10 Junior TopRate 15 amounts
Statement Savings Standing Instructions a) Payment to HSBC Housing Waived
(SI) Loan/Credit Card
11 Passbook Savings 16
b) Payment into other HSBC Waived
Account
12 Basic Savings Account 19
c) Payment to non –HSBCC
Accounts in Malaysia
13 Time Deposit Account 21
i. SI Commission RM2 per transactions
ii. Demand Draft Issued RM2 per Demand Draft
14 Generic Current Account 22
iii. Postage RM1.50 per Demand Draft
Iv. Processing Fee (Effective RM0.50 per Demand Draft
15 Basic Current Account 25
2nd January 2015)
d) Payments to
16 Foreign Currency Accounts 28
individuals/entities outside
Malaysia via telegraphic
17 Everyday Global Account 29
Transfer :-
i. Commission/postage/cable RM25 to RM45 per payment
18 Emergency Encashment 31 charges depending on destination
e) Payment to individuals/entities
19 Financing – Housing Loan 32 outside Malaysia via telegraphic
Transfer:-
20 Financing – Overdraft 34 i. Intermediary Bank charges USD20 per payment
f) Penalty charges for insufficient RM5 per transaction
21 Remittance & Payment 35 funds in the Account
Services – Local / Foreign Other Fees, Charges or a) Account closed within 3 RM20
Currency Draft Penalties months
b) Loss of Passbook RM5 (stamp duty on letter of
22 Remittance & Payment 36 Indemnity – RM10)
Services – Telegraphic c) Debit Card Issuance RM8
Transfer d) Debit Card Annual Fee RM8
e) Short Message Service (SMS) RM1 per month for those
23 Safe Deposit Lockers 38 customers who sign up
f) Replacement of Debit Card RM10
24 Credit Cards 42

25 Cross Border Account 45

Opening

26 Credit History Transfer 45

27 Bank Statement 45
11 Basic Savings Account 18

12 Time Deposit Account 20

13 Generic Current Account 21

13
14 Basic Current Account 24
Issued by HSBC Malaysia Berhad (Company No. 198401015221 (127776-X)) Updated: 23 December 2024
PUBLIC
15 Foreign Currency Accounts 27
 Contents Personal
TRANSACTION TYPES DESCRIPTIONS FEES & CHARGES
1 Premier Account 2 (subject to applicable tax, if any)

2 Premier Junior 5
Savings Account 9. Statement Savings Account
Other Fees and g) Conversion for Overseas VISA - If the Cardholder uses
3 Premier Junior 7 Charges Transaction the Debit Card for transactions
Savers Account in a currency other than
Ringgit Malaysia, such amount
4 Premier with EasiGrow 8 shall be converted at the
Account exchange rate as determined
by Visa International, as the
5 Premier PLUS Plan 8 case may be, on the date of
conversion in addition to a
6 Advance Account 9 foreign currency conversion
cost of 1.00% as well as any
7 Advance with EasiGrow 11 transaction fee charged by Visa
Account International.
MyDebit - If the Customer uses
8 Advance PLUS Plan 11 the Debit Card for transactions
in a currency other than
9 Statement Savings 12 Ringgit Malaysia, such amount
shall be converted to Ringgit
10 Junior TopRate 15 Malaysia at the exchange rate
Statement Savings determined by PayNet on the
date of conversion. No other
11 Passbook Savings 16 fees will be charged by PayNet.
h) Sales draft retrieval request fee RM20 per copy
12 Basic Savings Account 19 Other Services a) Bank Statement Retrieval
i. If statement is 12 months old RM2 per page
13 Time Deposit Account 21 or less
ii. If statement is more than 12 RM20 per request + RM2 per
14 Generic Current Account 22 months old page
b) Electronic Share Application RM2.50 per transaction
15 Basic Current Account 25 c) Internet Banking
i. Replacement of Security RM50 per device
16 Foreign Currency Accounts 28 Device
ii. Postage RM5 – RM10 (within Malaysia)
17 Everyday Global Account 29 Relevant courier or registered
mail charges apply (outside
Malaysia)
18 Emergency Encashment 31

19 Financing – Housing Loan 32

20 Financing – Overdraft 34

21 Remittance & Payment 35

Services – Local / Foreign
Currency Draft

22 Remittance & Payment 36

Services – Telegraphic
Transfer

23 Safe Deposit Lockers 38

24 Credit Cards 42

25 Cross Border Account 45

Opening

26 Credit History Transfer 45

27 Bank Statement 45
11 Basic Savings Account 18

12 Time Deposit Account 20

13 Generic Current Account 21

14
14 Basic Current Account 24
Issued by HSBC Malaysia Berhad (Company No. 198401015221 (127776-X)) Updated: 23 December 2024
PUBLIC
15 Foreign Currency Accounts 27
 Contents Personal
TRANSACTION TYPES DESCRIPTIONS FEES & CHARGES
1 Premier Account 2 (subject to applicable tax, if any)

2 Premier Junior 5
10. Junior TopRate Statement Savings
Savings Account
Account Fee Account Opening Fee NIL
Minimum Initial Deposit RM1
3 Premier Junior 7
Savers Account Early Account Closure RM20
(if account is closed within 3
4 Premier with EasiGrow 8 months)
Account Dormant Account Balances up to RM10 Account will be closed and
balances will be absorbed by
5 Premier PLUS Plan 8 the Bank as a charge
Balances greater than RM10 An annual service fee of RM10
6 Advance Account 9 will be charged until the
remaining balances are sent to
7 Advance with EasiGrow 11 Unclaimed Monies
Account Transfer of credit balances to Waived
Registrar of Unclaimed Monies on
8 Advance PLUS Plan 11 the 7th year of account dormancy
Activation of Dormant Account Waived
9 Statement Savings 12
Bank Statement If statement is 12 months old or RM2 per page
10 Junior TopRate 15 Retrieval Fee less
Statement Savings If statement us more than 12 RM20 per request + RM2 per
months old page
11 Passbook Savings 16

12 Basic Savings Account 19

13 Time Deposit Account 21

14 Generic Current Account 22

15 Basic Current Account 25

16 Foreign Currency Accounts 28

17 Everyday Global Account 29

18 Emergency Encashment 31

19 Financing – Housing Loan 32

20 Financing – Overdraft 34

21 Remittance & Payment 35

Services – Local / Foreign
Currency Draft

22 Remittance & Payment 36

Services – Telegraphic
Transfer

23 Safe Deposit Lockers 38

24 Credit Cards 42

25 Cross Border Account 45

Opening

26 Credit History Transfer 45

27 Bank Statement 45
11 Basic Savings Account 18

12 Time Deposit Account 20

13 Generic Current Account 21

15
14 Basic Current Account 24
Issued by HSBC Malaysia Berhad (Company No. 198401015221 (127776-X)) Updated: 23 December 2024
PUBLIC
15 Foreign Currency Accounts 27
 Contents Personal
TRANSACTION TYPES DESCRIPTIONS FEES & CHARGES
1 Premier Account 2 (subject to applicable tax, if any)

2 Premier Junior 5 This product is no longer offered

11. Passbook Savings
Savings Account to new Savings Account opened
form 02 APR 01 onwards
3 Premier Junior 7 Account Fee Account Fee RM5 per month
Savers Account Transaction Charges a) For average credit balance of
more than RM5,000 per month
4 Premier with EasiGrow 8 i. ATM Cash Withdrawal Waived
Account
b) For average credit balance of
less than RM5,000 per month
5 Premier PLUS Plan 8
i. ATM Cash Withdrawal (if RM1 per transaction
exceeding 4 transactions per
6 Advance Account 9
month)
c) Cash withdrawals at MEPS RM1 per transaction
7 Advance with EasiGrow 11
Shared ATM Network
Account
d) MEPS Instant Transfer
i. Transaction done below or Free
8 Advance PLUS Plan 11
equal to RM5,000
ii. Transaction done above RM0.50 per transaction
9 Statement Savings 12
RM5,000
Note: effective 1st July 2018
10 Junior TopRate 15
e) Interbank GIRO (IBG) AT HSBC
Statement Savings
ATMs
i. Transaction performed before RM0.30 per transaction
11 Passbook Savings 16
1st October 2015
ii. Transaction performed from RM0.10 per transaction
12 Basic Savings Account 19
1st October 2015 onwards
13 Time Deposit Account 21 f) MyDebit Cash Out Transaction RM 0.50 per transaction
Fee
14 Generic Current Account 22 Note: effective 1st July 2022
g) VISA Cash Out Transaction Fee RM1.50 per transaction
15 Basic Current Account 25 Note: effective 2nd May 2023
Dormant Account a) With balances up to RM10 Account will be closed and
16 Foreign Currency Accounts 28 balances will be
absorbed by the Bank as a
17 Everyday Global Account 29 charge
b) With balances greater than An annual service fee of RM10
RM10 will be charged until the
18 Emergency Encashment 31 remaining balances are sent to
Unclaimed Monies
19 Financing – Housing Loan 32 c) Transfer of credit balances to Waived
Registrar Of Unclaimed Monies
20 Financing – Overdraft 34 on the 7th year of account
dormancy
21 Remittance & Payment 35 d) Activation of Dormant Account Waived
Services – Local / Foreign
Currency Draft

22 Remittance & Payment 36

Services – Telegraphic
Transfer

23 Safe Deposit Lockers 38

24 Credit Cards 42

25 Cross Border Account 45

Opening

26 Credit History Transfer 45

27 Bank Statement 45
11 Basic Savings Account 18

12 Time Deposit Account 20

13 Generic Current Account 21

16
14 Basic Current Account 24
Issued by HSBC Malaysia Berhad (Company No. 198401015221 (127776-X)) Updated: 23 December 2024
PUBLIC
15 Foreign Currency Accounts 27
 Contents Personal
TRANSACTION TYPES DESCRIPTIONS FEES & CHARGES
1 Premier Account 2 (subject to applicable tax, if any)

2 Premier Junior 5 11. Passbook Savings

Savings Account
Cheque Clearance a) Deposit of Foreign
Cheque/draft
3 Premier Junior 7
i. Stamp duty RM1.00 per cheque
Savers Account
Note: effective 1st January
2025
4 Premier with EasiGrow 8
ii. Other charges Paying Bank’s charges
Account
iii. Postage Charges
- Draft/Cheque above RM46 per cheque
5 Premier PLUS Plan 8
USD10,000
(denominated in USD only)
6 Advance Account 9
- All other currencies and RM1.50 per cheque
amounts
7 Advance with EasiGrow 11
Standing Instructions (SI) a) Payment to HSBC Housing Waived
Account
Loan/Credit Card
b) Payment into other HSBC Waived
8 Advance PLUS Plan 11
Account
c) Payment to non-HSBC
9 Statement Savings 12
Accounts in Malaysia
i. SI Commission RM2 per transaction
10 Junior TopRate 15
ii. Demand Draft Issued RM2 per Demand Draft
Statement Savings
iii. Postage RM1.50 per Demand Draft
iv. Processing Fee RM0.50 per Demand Draft
11 Passbook Savings 16
(Effective 2nd January 2015)
12 Basic Savings Account 19 d) Payments to individuals/
entities outside Malaysia via
13 Time Deposit Account 21 Telegraphic Transfer:-
i. Commission/postage/cable RM25 to RM45 per payment
14 Generic Current Account 22 charges depending on destination
e) Payments to
15 Basic Current Account 25 individuals/entities outside
Malaysia via Telegraphic Transfer
16 Foreign Currency Accounts 28 (in US Dollars)
i. Intermediary Bank charges USD20 per payment
17 Everyday Global Account 29 f) Penalty charges for insufficient RM5 per transaction
funds in the account
Other Fees, Charges or a) Account closed within 3 RM20
18 Emergency Encashment 31 Penalties months
b) Loss of Passbook RM5 (stamp duty on letter of
19 Financing – Housing Loan 32 Indemnity) – RM10
c) Debit Card Issuance RM8
20 Financing – Overdraft 34 d) Debit Card Annual Fee RM8
e) Short Message Service (SMS) RM1 per month for those
21 Remittance & Payment 35 customers who sign up
Services – Local / Foreign f) Replacement of Debit Card RM10
Currency Draft

22 Remittance & Payment 36

Services – Telegraphic
Transfer

23 Safe Deposit Lockers 38

24 Credit Cards 42

25 Cross Border Account 45

Opening

26 Credit History Transfer 45

27 Bank Statement 45
11 Basic Savings Account 18

12 Time Deposit Account 20

13 Generic Current Account 21

17
14 Basic Current Account 24
Issued by HSBC Malaysia Berhad (Company No. 198401015221 (127776-X)) Updated: 23 December 2024
PUBLIC
15 Foreign Currency Accounts 27
 Contents Personal
TRANSACTION TYPES DESCRIPTIONS FEES & CHARGES
1 Premier Account 2 (subject to applicable tax, if any)

2 Premier Junior 5 11. Passbook Savings

Savings Account
Other Fees and Charges g) Conversion of Overseas VISA - If the Cardholder uses
Transaction the Debit Card for transactions
3 Premier Junior 7
in a currency other than Ringgit
Savers Account
Malaysia, such amount shall be
converted at the exchange rate
4 Premier with EasiGrow 8
as determined by Visa
Account
International, as the case may
be, on the date of conversion
5 Premier PLUS Plan 8
in addition to a foreign
currency conversion cost of
6 Advance Account 9
1.00% as well as any
transaction fee charged by Visa
7 Advance with EasiGrow 11
International.
Account
MyDebit - If the Customer uses
the Debit Card for transactions
8 Advance PLUS Plan 11
in a currency other than Ringgit
Malaysia, such amount shall be
9 Statement Savings 12
converted to Ringgit Malaysia
at the exchange rate
10 Junior TopRate 15
determined by PayNet on the
Statement Savings
date of conversion. No other
fees will be charged by PayNet.
11 Passbook Savings 16
h) Sales draft retrieval request fee RM20 per copy
Other Services a) Bank Statement Retrieval
12 Basic Savings Account 19
i. If statement is 12 months old RM2 per page
or less
13 Time Deposit Account 21
ii. If statement is more than 12 RM20 per request + RM2 per
months old page
14 Generic Current Account 22
b) Electronic Share Application RM2.50 per transaction
c) Internet Banking
15 Basic Current Account 25
i. Replacement of Security Device RM50 per device
ii. Postage RM5 – RM10 (within Malaysia)
16 Foreign Currency Accounts 28
Relevant courier or registered
mail charges apply (outside
17 Everyday Global Account 29
Malaysia)

18 Emergency Encashment 31

19 Financing – Housing Loan 32

20 Financing – Overdraft 34

21 Remittance & Payment 35

Services – Local / Foreign
Currency Draft

22 Remittance & Payment 36

Services – Telegraphic
Transfer

23 Safe Deposit Lockers 38

24 Credit Cards 42

25 Cross Border Account 45

Opening

26 Credit History Transfer 45

27 Bank Statement 45
11 Basic Savings Account 18

12 Time Deposit Account 20

13 Generic Current Account 21

18
14 Basic Current Account 24
Issued by HSBC Malaysia Berhad (Company No. 198401015221 (127776-X)) Updated: 23 December 2024
PUBLIC
15 Foreign Currency Accounts 27
 Contents Personal
TRANSACTION TYPES DESCRIPTIONS FEES & CHARGES
1 Premier Account 2 (subject to applicable tax, if any)

2 Premier Junior 5 12. Basic Savings Account

Savings Account
Account Fee Account Fee Waived
Transaction Charges a) ATM Cash Withdrawal (if RM1 per transaction
3 Premier Junior 7
exceeding 8 transactions per
Savers Account
month)
b) Self-service deposits Waived
4 Premier with EasiGrow 8
c) Cash withdrawals at Visa RM10 per transaction
Account
Network
5 Premier PLUS Plan 8 d) Cash withdrawals at overseas RM5 per transaction
HSBC ATM refer: list of overseas HSBC
6 Advance Account 9 Note: effective 1st March 2024 ATM
e) Cash withdrawal at MEPS RM1 per transaction
7 Advance with EasiGrow 11 Shared ATM Network
Account f) MEPS Instant Transfer
i. Transaction done below or Free
8 Advance PLUS Plan 11 equal to RM5,000
ii. Transaction done above RM0.50 per transaction
9 Statement Savings 12 RM5,000
Note: Effective 1st July 2018
10 Junior TopRate 15 g) Interbank GIRO (IBG) at HSBC
Statement Savings ATMs
i. Transaction performed before RM0.30 per transaction
11 Passbook Savings 16 1st October 2015
ii. Transaction performed from 1st RM0.10 per transaction
12 Basic Savings Account 19 October 2015 onwards
h) MyDebit Cash Out Transaction RM 0.50 per transaction
13 Time Deposit Account 21 Fee
Note: effective 1st July 2022
14 Generic Current Account 22 i) VISA Cash Out Transaction Fee RM1.50 per transaction
Note: effective 2nd May 2023
15 Basic Current Account 25 Dormant Account a) With balances up to RM10 Account will be closed and
balances will be
16 Foreign Currency Accounts 28 absorbed by the Bank as a
charge
17 Everyday Global Account 29 b) With balances greater than An annual service fee of RM10
RM10 will be charged until the
remaining balances are sent to
18 Emergency Encashment 31 Unclaimed Monies
c) Transfer of credit balances to Waived
19 Financing – Housing Loan 32 Registrar of Unclaimed Monies on
the 7th year of account dormancy
20 Financing – Overdraft 34 d) Activation of Dormant Account Waived
Cheque Clearance a) Deposit of Foreign
21 Remittance & Payment 35 Cheque/Draft
Services – Local / Foreign i. Stamp Duty RM1.00 per cheque
Currency Draft Note: effective 1st January
2025
22 Remittance & Payment 36 ii. Other charges Paying Bank’s charges
Services – Telegraphic iii. Postage Charges
Transfer - Draft/Cheque above RM46 per cheque
USD10,000
23 Safe Deposit Lockers 38 (denominated in USD only)
- All other currencies and RM1.50 per cheque
24 Credit Cards 42 amounts

25 Cross Border Account 45

Opening

26 Credit History Transfer 45

27 Bank Statement 45
11 Basic Savings Account 18

12 Time Deposit Account 20

13 Generic Current Account 21

19
14 Basic Current Account 24
Issued by HSBC Malaysia Berhad (Company No. 198401015221 (127776-X)) Updated: 23 December 2024
PUBLIC
15 Foreign Currency Accounts 27
 Contents Personal
TRANSACTION TYPES DESCRIPTIONS FEES & CHARGES
1 Premier Account 2 (subject to applicable tax, if any)

2 Premier Junior 5 12. Basic Savings Account

Savings Account
Standing Instructions a) Payment to HSBC Housing Waived
(SI) Loan/Credit Card
3 Premier Junior 7
b) Payment into other HSBC RM2 per transaction
Savers Account
Account
c) Payment to non-HSBC
4 Premier with EasiGrow 8
Accounts in Malaysia
Account
i. SI Commission RM2 per transaction
ii. Demand Draft Issued RM2 per Demand Draft
5 Premier PLUS Plan 8
Iii. Postage RM1.50 per Demand Draft
iv. Processing Fee RM0.50 per Demand Draft
6 Advance Account 9
(Effective 2nd January
2015)
7 Advance with EasiGrow 11
d) Payments to
Account
individuals/entities outside
Malaysia outside Malaysia via
8 Advance PLUS Plan 11
Telegraphic Transfer
i. Commission/postage/cable RM25 to RM45 per payment
9 Statement Savings 12
charges depending on destination
10 Junior TopRate 15 e) Payments to
Statement Savings individuals/entities outside
Malaysia via Telegraphic Transfer
11 Passbook Savings 16 (in US Dollars)
i. Intermediary Bank charges USD20 per payment
12 Basic Savings Account 19 f) Penalty charges for insufficient RM5 per transaction
funds in the Account
13 Time Deposit Account 21 Other Fees and Charges a) Account closed within 3 RM20
months
14 Generic Current Account 22 b) Debit Card Issuance Waived
c) Debit Card Annual Fee Waived
15 Basic Current Account 25 d) Short Message Service (SMS) RM1 per month for those
customers who sign up
16 Foreign Currency Accounts 28 e) Replacement of Debit Card RM10
f) Conversion for Overseas VISA - If the Cardholder uses
17 Everyday Global Account 29 Transaction the Debit Card for transactions
in a currency other than Ringgit
Malaysia, such amount shall be
18 Emergency Encashment 31 converted at the exchange rate
as determined by Visa
19 Financing – Housing Loan 32 International, as the case may
be, on the date of conversion in
20 Financing – Overdraft 34 addition to a foreign currency
conversion cost of 1.00% as
21 Remittance & Payment 35 well as any transaction fee
Services – Local / Foreign charged by Visa International.
Currency Draft MyDebit - If the Customer uses
the Debit Card for transactions
22 Remittance & Payment 36 in a currency other than Ringgit
Services – Telegraphic Malaysia, such amount shall be
Transfer converted to Ringgit Malaysia
at the exchange rate
23 Safe Deposit Lockers 38 determined by PayNet on the
date of conversion. No other
24 Credit Cards 42 fees will be charged by PayNet.
g) Sales draft retrieval request fee RM20 per copy
25 Cross Border Account 45
Opening

26 Credit History Transfer 45

27 Bank Statement 45
11 Basic Savings Account 18

12 Time Deposit Account 20

13 Generic Current Account 21

20
14 Basic Current Account 24
Issued by HSBC Malaysia Berhad (Company No. 198401015221 (127776-X)) Updated: 23 December 2024
PUBLIC
15 Foreign Currency Accounts 27
 Contents Personal
TRANSACTION TYPES DESCRIPTIONS FEES & CHARGES
1 Premier Account 2 (subject to applicable tax, if any)

2 Premier Junior 5 12. Basic Savings Account

Savings Account
Other Services a) Bank Statement Retrieval
i. If statement is 12 months RM2 per page
3 Premier Junior 7
old or less
Savers Account
ii. If statement is more than 12 RM20 per request + RM2 per
months old page
4 Premier with EasiGrow 8
b) Internet Banking
Account
i. Replacement of Security RM50 per device
Device
5 Premier PLUS Plan 8
ii. Postage RM5 – RM10 (within Malaysia)
Relevant courier or registered
6 Advance Account 9
mail charges apply (outside
Malaysia)
7 Advance with EasiGrow 11
c) Electronic share Application RM2.50 per transaction
Account

8 Advance PLUS Plan 11 13. Time Deposit Account

Time Deposit Advice a) Copy of Customer Request RM5 per copy
9 Statement Savings 12 Time Deposit Advice

10 Junior TopRate 15
Statement Savings

11 Passbook Savings 16

12 Basic Savings Account 19

13 Time Deposit Account 21

14 Generic Current Account 22

15 Basic Current Account 25

16 Foreign Currency Accounts 28

17 Everyday Global Account 29

18 Emergency Encashment 31

19 Financing – Housing Loan 32

20 Financing – Overdraft 34

21 Remittance & Payment 35

Services – Local / Foreign
Currency Draft

22 Remittance & Payment 36

Services – Telegraphic
Transfer

23 Safe Deposit Lockers 38

24 Credit Cards 42

25 Cross Border Account 45

Opening

26 Credit History Transfer 45

27 Bank Statement 45
11 Basic Savings Account 18

12 Time Deposit Account 20

13 Generic Current Account 21

21
14 Basic Current Account 24
Issued by HSBC Malaysia Berhad (Company No. 198401015221 (127776-X)) Updated: 23 December 2024
PUBLIC
15 Foreign Currency Accounts 27
 Contents Personal
TRANSACTION TYPES DESCRIPTIONS FEES & CHARGES
1 Premier Account 2 (subject to applicable tax, if any)

2 Premier Junior 5 14. Generic Current Account

Savings Account
Account Fee Account Service Fee RM5 per month (if average
credit balance is less than
3 Premier Junior 7
RM5,000 per month)
Savers Account
Transaction Charges a) For average credit balances of
more than RM5,000 per month
4 Premier with EasiGrow 8
i. ATM Cash withdrawal Waived
Account
ii. Clearing Cheque Debit Waived
5 Premier PLUS Plan 8 b) For average credit balance of
less than RM5,000 per month
6 Advance Account 9 i. ATM Cash Withdrawal (If RM1 per transaction
exceeding 4 ransactions per
7 Advance with EasiGrow 11 month)
Account ii. Clearing Cheque Debit (if RM1 per transaction
exceeding 4 transactions per
8 Advance PLUS Plan 11 month)
c) Cash withdrawals at MEPS RM1 per transaction
9 Statement Savings 12 Shared ATM Network
d) MEPS Instant Transfer
10 Junior TopRate 15 i. Transaction done below or Free
Statement Savings equal to RM5,000
ii. Transaction done above RM0.50 per transaction
11 Passbook Savings 16 RM5,000
Note : Effective 1st July 2018
12 Basic Savings Account 19 e) Interbank GIRO (IBG) at HSBC
ATMs
13 Time Deposit Account 21 i. Transaction performed RM0.30 per transaction
before 1st October 2015
14 Generic Current Account 22 ii. Transaction performed from RM0.10 per transaction
1st October 2015 onwards
15 Basic Current Account 25 f) MyDebit Cash Out Transaction RM 0.50 per transaction
Fee
16 Foreign Currency Accounts 28 Note: effective 1st July 2022
g) VISA Cash Out Transaction Fee RM1.50 per transaction
17 Everyday Global Account 29 Note: effective 2nd May 2023
Dormant Account a) With balances up to RM10 Account will be closed and
balances will be absorbed by
18 Emergency Encashment 31 the Bank as a charge
b) With balances greater than An annual service fee of RM10
19 Financing – Housing Loan 32 RM10 will be charged until the
remaining balances are sent to
20 Financing – Overdraft 34 Unclaimed Monies

21 Remittance & Payment 35

Services – Local / Foreign
Currency Draft

22 Remittance & Payment 36

Services – Telegraphic
Transfer

23 Safe Deposit Lockers 38

24 Credit Cards 42

25 Cross Border Account 45

Opening

26 Credit History Transfer 45

27 Bank Statement 45
11 Basic Savings Account 18

12 Time Deposit Account 20

13 Generic Current Account 21

22
14 Basic Current Account 24
Issued by HSBC Malaysia Berhad (Company No. 198401015221 (127776-X)) Updated: 23 December 2024
PUBLIC
15 Foreign Currency Accounts 27
 Contents Personal
TRANSACTION TYPES DESCRIPTIONS FEES & CHARGES
1 Premier Account 2 (subject to applicable tax, if any)

2 Premier Junior 5 14. Generic Current Account

Savings Account
Dormant Account c) Transfer of credit balances to Waived
Registrar Of Unclaimed Monies
3 Premier Junior 7
on the 7th year of account
Savers Account
dormancy
d) Activation of Dormant Account Waived
4 Premier with EasiGrow 8
Cheque Related Fees and a) Inward Clearing Cheque
Account
Charge processing Fee
i. Before 2nd January 2015 Not applicable
5 Premier PLUS Plan 8
ii. With effect from 2nd January RM0.50 per cheque
2015
6 Advance Account 9
*Exception for cheque return
reasons below:-
7 Advance with EasiGrow 11
i. Cheque Already
Account
Paid/Duplicate payment
ii. Wrongly
8 Advance PLUS Plan 11
encoded/Encoding error
iii. Incorrect Data Capture
9 Statement Savings 12
b) Cheque Book Issuance
i. Stamp duty RM1.00 per cheque leaf
10 Junior TopRate 15
Note: effective 1st January
Statement Savings
2025
ii. Courier Charges RM5
11 Passbook Savings 16
c) Stop Payment Instruction on
12 Basic Savings Account 19 Cheque
i. With sufficient funds RM20 per cheque
13 Time Deposit Account 21 ii. With insufficient funds RM100 per cheque
d) Cheque Returned RM100 per cheque
14 Generic Current Account 22 i. Due to insufficient funds RM10 per cheque borne by
ii. Due to reason “Post-dated” payee
15 Basic Current Account 25 e) Deposit of Foreign
Cheque/Draft
16 Foreign Currency Accounts 28 i. Commission on cheque 0.1% of cheque amount
deposited Minimum charge : RM10
17 Everyday Global Account 29 Maximum charge : RM100
ii. Stamp duty RM1.00 per cheque
Note: effective 1st January
18 Emergency Encashment 31 2025
iii. Other Charges Paying Bank’s charges
19 Financing – Housing Loan 32 iv. Postage Charges
- Draft/Cheque above RM46 per cheque
20 Financing – Overdraft 34 USD10,00
(denominated in USD only)
21 Remittance & Payment 35 - All other currencies and RM1.50 per cheque
Services – Local / Foreign amounts
Currency Draft Standing Instructions (SI) a) Payment to HSBC Housing Waived
Loan/Credit Card
22 Remittance & Payment 36 b) Payment into other HSBC RM2 per transaction
Services – Telegraphic Account
Transfer c) Payment to non-HSBC
Accounts in Malaysia
23 Safe Deposit Lockers 38 i. SI Commission RM2 per transaction
ii. Demand Draft Issued RM2 per Demand Draft
24 Credit Cards 42 iii. Postage RM1.50 per Demand Draft
iv. Processing Fee RM0.50 per demand draft
25 Cross Border Account 45 Effective 1st April 2014
Opening

26 Credit History Transfer 45

27 Bank Statement 45
11 Basic Savings Account 18

12 Time Deposit Account 20

13 Generic Current Account 21

23
14 Basic Current Account 24
Issued by HSBC Malaysia Berhad (Company No. 198401015221 (127776-X)) Updated: 23 December 2024
PUBLIC
15 Foreign Currency Accounts 27
 Contents Personal
TRANSACTION TYPES DESCRIPTIONS FEES & CHARGES
1 Premier Account 2 (subject to applicable tax, if any)

2 Premier Junior 5 14. Generic Current Account

Savings Account
Standing Instructions (SI) d) Payment to individuals/entities
outside Malaysia via Telegraphic
3 Premier Junior 7
Transfer:-
Savers Account
i. Commission/postage/cable RM25 to RM45 per payment
charges depending on destination
4 Premier with EasiGrow 8
e) Payments to
Account
individuals/entities outside
Malaysia via Telegraphic Transfer
5 Premier PLUS Plan 8
(in US Dollars) USD20 per payment
i. Intermediary Bank charges
6 Advance Account 9
f) Penalty charges for insufficient RM5 per transaction
funds in the Account
7 Advance with EasiGrow 11
Other Fees and a) Account closed within 3 RM20
Account
Charges months
8 Advance PLUS Plan 11 b) Debit Card Issuance RM8
c) Debit Card Annual Fee RM8
9 Statement Savings 12 d) Short Message Service (SMS) RM1 per month for those
customers who sign up
10 Junior TopRate 15 e) Replacement of Debit Card RM10
Statement Savings f) Conversion for Overseas VISA - If the Cardholder uses
Transaction the Debit Card for transactions
11 Passbook Savings 16 in a currency other than
Ringgit Malaysia, such amount
12 Basic Savings Account 19 shall be converted at the
exchange rate as determined
13 Time Deposit Account 21 by Visa International, as the
case may be, on the date of
14 Generic Current Account 22 conversion in addition to a
foreign currency conversion
15 Basic Current Account 25 cost of 1.00% as well as any
transaction fee charged by
16 Foreign Currency Accounts 28 Visa International.
MyDebit - If the Customer uses
17 Everyday Global Account 29 the Debit Card for transactions
in a currency other than
Ringgit Malaysia, such amount
18 Emergency Encashment 31 shall be converted to Ringgit
Malaysia at the exchange rate
19 Financing – Housing Loan 32 determined by PayNet on the
date of conversion. No other
20 Financing – Overdraft 34 fees will be charged by PayNet.
g) Sales draft retrieval request fee RM20 per copy
21 Remittance & Payment 35 Other Services a) Bank Statement Retrieval
Services – Local / Foreign i. If statement is 12 months old RM2 per page
Currency Draft or less
ii. If statement is more than 12 RM20 per request + RM2 per
22 Remittance & Payment 36 months old page
Services – Telegraphic b) Electronic Share Application RM2.50 per transaction
Transfer c) Internet Banking
- Replacement of Security Device RM50 per device
23 Safe Deposit Lockers 38 - Postage RM5 - RM10 (within Malaysia)
Relevant courier or registered
24 Credit Cards 42 mail charges apply (outside
Malaysia)
25 Cross Border Account 45
Opening

26 Credit History Transfer 45

27 Bank Statement 45
11 Basic Savings Account 18

12 Time Deposit Account 20

13 Generic Current Account 21

24
14 Basic Current Account 24
Issued by HSBC Malaysia Berhad (Company No. 198401015221 (127776-X)) Updated: 23 December 2024
PUBLIC
15 Foreign Currency Accounts 27
 Contents Personal
TRANSACTION TYPES DESCRIPTIONS FEES & CHARGES
1 Premier Account 2 (subject to applicable tax, if any)

2 Premier Junior 5 15. Basic Current Account

Savings Account
Account Fee Account Service Fee RM10 per half year (if average
credit balance of less than
3 Premier Junior 7
RM1,000 is maintained during
Savers Account
the half year)
Transaction Charges a) ATM Cash Withdrawal (if RM1 per transaction
4 Premier with EasiGrow 8
exceeding 8 transactions per
Account
month)
b) Self-services deposits Waived
5 Premier PLUS Plan 8
c) Cash withdrawals at Visa RM10 per transaction
Network
6 Advance Account 9
d) Cash withdrawals at overseas RM5 per transaction
7 Advance with EasiGrow 11 HSBC ATM refer: list of overseas HSBC
Account Note: effective 1st March 2024 ATM)
e) Cash withdrawals at MEPS RM1 per transaction
8 Advance PLUS Plan 11 Shared ATM Network
f) MEPS Instant Transfer
9 Statement Savings 12 i. Transaction done below or Free
equal to RM5,000
10 Junior TopRate 15 ii. Transaction done above RM0.50 per transaction
Statement Savings RM5,000
Note : effective 1st July 2018
11 Passbook Savings 16 g) Interbank GIRO (IBG) at HSBC
ATMs
12 Basic Savings Account 19 i. Transaction performed RM0.30 per transaction
before 1st October 2015
13 Time Deposit Account 21 ii. Transaction performed from RM0.10 per transaction
1st October 2015 onwards
14 Generic Current Account 22 h) MyDebit Cash Out Transaction RM 0.50 per transaction
Fee
15 Basic Current Account 25 Note: effective 1st July 2022
i) VISA Cash Out Transaction Fee RM1.50 per transaction
16 Foreign Currency Accounts 28 Note: effective 2nd May 2023
Dormant Account a) With balances up to RM10 Account will be closed and
17 Everyday Global Account 29 these balances absorbed by
the Bank as a charge
b) With balances greater than An annual service fee of RM10
18 Emergency Encashment 31 RM10 will be charges until the
remaining balances are sent to
19 Financing – Housing Loan 32 Unclaimed Monies
c) Transfer of credit balances to Waived
20 Financing – Overdraft 34 Registrar of Unclaimed Monies on
the 7th year of account dormancy
21 Remittance & Payment 35 d) Activation of Dormant Account Waived
Services – Local / Foreign Cheque Related Fees a) Inward Clearing Cheque -
Currency Draft and Charges Processing Fee Not applicable
i. Before 2nd January 2015 RM0.50 per cheque
22 Remittance & Payment 36 ii. With effect from 2nd January
Services – Telegraphic 2015
Transfer *Exception for cheque return
reasons below:
23 Safe Deposit Lockers 38 i. Cheque already
paid/Duplicate Payment
24 Credit Cards 42 ii. Wrongly encoded/Encoding
error
25 Cross Border Account 45 iii. Incorrect Data Capture
Opening

26 Credit History Transfer 45

27 Bank Statement 45
11 Basic Savings Account 18

12 Time Deposit Account 20

13 Generic Current Account 21

25
14 Basic Current Account 24
Issued by HSBC Malaysia Berhad (Company No. 198401015221 (127776-X)) Updated: 23 December 2024
PUBLIC
15 Foreign Currency Accounts 27
 Contents Personal
TRANSACTION TYPES DESCRIPTIONS FEES & CHARGES
1 Premier Account 2 (subject to applicable tax, if any)

2 Premier Junior 5 15. Basic Current Account

Savings Account
Cheque Related Fees b) Cheque Book Issuance
and Charges i. Stamp Duty RM1.00 per cheque leaf
3 Premier Junior 7
Note: effective 1st January
Savers Account
2025
ii. Courier Charges RM5
4 Premier with EasiGrow 8
c) Stop Payment Instruction on
Account
Cheque
i. With sufficient funds RM20 per cheque
5 Premier PLUS Plan 8
ii. With insufficient funds RM100 per cheque
d) Cheque Returned
6 Advance Account 9
i. Due to insufficient funds RM100 per cheque
ii. Due to reason “Post-dated” RM10 per cheque borne by
7 Advance with EasiGrow 11
payee
Account
e) Deposit of Foreign
Cheque/Draft
8 Advance PLUS Plan 11
i. Commission on cheque 0.1% of cheque amount
deposited Minimum charge: RM10
9 Statement Savings 12
Maximum charge:RM100
ii. Stamp duty RM1.00 per cheque
10 Junior TopRate 15
Note: effective 1st January
Statement Savings
2025
iii. Other charges Paying Bank’s charges
11 Passbook Savings 16
iv. Postage Charges
- Draft/Cheque above RM46 per cheque
12 Basic Savings Account 19
USD10,000
(denominated in USD only)
13 Time Deposit Account 21
- All other currencies and RM1.50 per cheque
amounts
14 Generic Current Account 22
Standing Instructions a) Payments to HSBC Housing Waived
15 Basic Current Account 25 (SI) Loan/Credit Card
b) Payment into other HSBC RM2 per transaction
16 Foreign Currency Accounts 28 Account
c) Payment to non-HSBC Account
17 Everyday Global Account 29 in Malaysia
i. SI Commission RM2 per transaction
ii. Demand Draft Issued RM2 per Demand Draft
18 Emergency Encashment 31 iii. Postage RM1.50 per Demand Draft
iv. Processing Fee RM0.50 per Demand Draft
19 Financing – Housing Loan 32 (Effective 2nd January 2015)
d) Payments to individuals/entities
20 Financing – Overdraft 34 outside Malaysia via Telegraphic
Transfer:- RM25 to RM45 per payment
21 Remittance & Payment 35 i. Commission/postage/cable depending on destination
Services – Local / Foreign charges
Currency Draft e) Payments to individuals/entities
outside Malaysia via Telegraphic
22 Remittance & Payment 36 Transfer (in US Dollars)
Services – Telegraphic i. Intermediary Bank charges USD20 per payment
Transfer f) Penalty charges for insufficient RM5 per transaction
funds in the Account
23 Safe Deposit Lockers 38

24 Credit Cards 42

25 Cross Border Account 45

Opening

26 Credit History Transfer 45

27 Bank Statement 45
11 Basic Savings Account 18

12 Time Deposit Account 20

13 Generic Current Account 21

26
14 Basic Current Account 24
Issued by HSBC Malaysia Berhad (Company No. 198401015221 (127776-X)) Updated: 23 December 2024
PUBLIC
15 Foreign Currency Accounts 27
 Contents Personal
TRANSACTION TYPES DESCRIPTIONS FEES & CHARGES
1 Premier Account 2 (subject to applicable tax, if any)

2 Premier Junior 5 15. Basic Current Account

Savings Account
Other Fees, Charges or a) Account closed within 3 RM20
Penalties months
3 Premier Junior 7
b) Debit Card Issuance Waived
Savers Account
c) Debit Card Annual Fee Waived
d) Short Message Service (SMS) RM1 per month for those
4 Premier with EasiGrow 8
customers who sign up
Account
e) Replacement of Debit Card RM10
5 Premier PLUS Plan 8 f) Conversion for Overseas VISA - If the Cardholder uses
Transaction the Debit Card for transactions
6 Advance Account 9 in a currency other than
Ringgit Malaysia, such amount
7 Advance with EasiGrow 11 shall be converted at the
Account exchange rate as determined
by Visa International, as the
8 Advance PLUS Plan 11 case may be, on the date of
conversion in addition to a
9 Statement Savings 12 foreign currency conversion
cost of 1.00% as well as any
10 Junior TopRate 15 transaction fee charged by Visa
Statement Savings International.
MyDebit - If the Customer uses
11 Passbook Savings 16 the Debit Card for transactions
in a currency other than
12 Basic Savings Account 19 Ringgit Malaysia, such amount
shall be converted to Ringgit
13 Time Deposit Account 21 Malaysia at the exchange rate
determined by PayNet on the
14 Generic Current Account 22 date of conversion. No other
fees will be charged by PayNet.
15 Basic Current Account 25 g) Sales draft retrieval request fee RM20 per copy
Other Services a) Bank Statement Retrieval
16 Foreign Currency Accounts 28 i. If statement is 12 months old RM2 per page
or less
17 Everyday Global Account 29 ii. If statement is more than 12 RM20 per request + RM2 per
months old page
b) Internet Banking
18 Emergency Encashment 31 i. Replacement of Security RM50 per device
Device
19 Financing – Housing Loan 32 ii. Postage RM5 - RM10 within Malaysia)
Relevant courier or registered
20 Financing – Overdraft 34 mail charges apply (outside
Malaysia)
21 Remittance & Payment 35 c) Electronic Share Application RM2.50 per transaction
Services – Local / Foreign
Currency Draft

22 Remittance & Payment 36

Services – Telegraphic
Transfer

23 Safe Deposit Lockers 38

24 Credit Cards 42

25 Cross Border Account 45

Opening

26 Credit History Transfer 45

27 Bank Statement 45
11 Basic Savings Account 18

12 Time Deposit Account 20

13 Generic Current Account 21

27
14 Basic Current Account 24
Issued by HSBC Malaysia Berhad (Company No. 198401015221 (127776-X)) Updated: 23 December 2024
PUBLIC
15 Foreign Currency Accounts 27
 Contents Personal
TRANSACTION TYPES DESCRIPTIONS FEES & CHARGES
1 Premier Account 2 (subject to applicable tax, if any)

2 Premier Junior 5
Savings Account
16. Foreign Currency Accounts
Foreign Currency a) Account Opening Fee RM100 to be collected upon
3 Premier Junior 7 Accounts account opening (100% waived
Savers Account if customer opens Dual
Currency Investment or
4 Premier with EasiGrow 8 Structured Investment on the
Account same day, 50% waived for
Premier, and Advance
5 Premier PLUS Plan 8 customers.)
b) Annual Fees RM100 to be collected on
6 Advance Account 9 anniversary date (waiver for
Premier, Advance account,
7 Advance with EasiGrow 11 Dual Currency Investment or
Account Structured Investment
Customers)
8 Advance PLUS Plan 11 c) Maintenance Fee RM10 per month (if aggregate
balance is less than RM20,000
9 Statement Savings 12 as equivalent)
d) Transaction Charges* Account Per
10 Junior TopRate 15 Transaction made involving the Currency Transaction
Statement Savings same foreign Currency Type
denomination (eg AUD to USD USD4
11 Passbook Savings 16 AUD). GBP GBP3
AUD AUD6
12 Basic Savings Account 19 JPY JPY400
SGD SGD6
13 Time Deposit Account 21 EUR EUR4
BND BND6
14 Generic Current Account 22 CHF CHF6
HKD HKD30
15 Basic Current Account 25 CAD CAD6
NZD NZD6
16 Foreign Currency Accounts 28 CNY CNY30
- Transactions made involving *Please take note that the
17 Everyday Global Account 29
the same foreign currency transaction charges herein
denomination (eg AUD to excludes other charges related to
18 Emergency Encashment 31 AUD). different types of Remittance and
Payment Services such as Local /
19 Financing – Housing Loan 32 Foreign Currency Draft
Telegraphic Transfer and
20 Financing – Overdraft 34 Traveler’s Cheque.

21 Remittance & Payment 35

Services – Local / Foreign
Currency Draft

22 Remittance & Payment 36

Services – Telegraphic
Transfer

23 Safe Deposit Lockers 38

24 Credit Cards 42

25 Cross Border Account 45

Opening

26 Credit History Transfer 45

27 Bank Statement 45
11 Basic Savings Account 18

12 Time Deposit Account 20

13 Generic Current Account 21

28
14 Basic Current Account 24
Issued by HSBC Malaysia Berhad (Company No. 198401015221 (127776-X)) Updated: 23 December 2024
PUBLIC
15 Foreign Currency Accounts 27
 Contents Personal
TRANSACTION TYPES DESCRIPTIONS FEES & CHARGES
1 Premier Account 2 (subject to applicable tax, if any)

2 Premier Junior 5
16. Foreign Currency Accounts
Savings Account
e) Others fees and Charges
i. Penalty Charges Pre-mature No interest payable in
3 Premier Junior 7
upliftment of Time Deposits completed periods
Savers Account
All replacement costs to be
borne customers
4 Premier with EasiGrow 8
Account f) Bank Statement Retrieval
i. If statement is 12 months old RM2 per page
5 Premier PLUS Plan 8 or less
ii. If statement is more than 12 RM20 per request + RM2 per
6 Advance Account 9 months old page

7 Advance with EasiGrow 11 17. Everyday Global Account

Account Account Fee Account Opening Fee NIL
Minimum Initial Deposit NIL
8 Advance PLUS Plan 11 Account Annual Fee NIL
Account Maintenance Fee Waived
9 Statement Savings 12 Dormant Account For activation of dormant account NIL
For account with aggregated The account will be closed and
10 Junior TopRate 15 balances up to RM10 equivalent balances will be absorbed by
Statement Savings the Bank as a charge
For account with aggregated An annual service fee of RM10
11 Passbook Savings 16 balances greater than RM10 will be charged until the
equivalent remaining balances are sent to
12 Basic Savings Account 19 Unclaimed Monies
Bank Statement Retrieval If statement is 12 months old or RM2 per page
13 Time Deposit Account 21 Fee less
If statement is more than 12 RM20 per request + RM2 per
14 Generic Current Account 22 months old page
Transaction Charges Cash withdrawal at VISA Network RM10 per transaction
15 Basic Current Account 25 Where there are insufficient
funds in the supported or non-
16 Foreign Currency Accounts 28 supported foreign currencies,
the withdrawn amount will be
17 Everyday Global Account 29 automatically converted to
Malaysia Ringgit at the
prevailing exchange rate as
18 Emergency Encashment 31
determined by VISA
International, on the date of
19 Financing – Housing Loan 32
conversion in addition to a
non-conversion cost of 1% as
20 Financing – Overdraft 34
well as any transaction fee
charged by VISA International
21 Remittance & Payment 35
Services – Local / Foreign Cash withdrawal fee within HSBC NIL
Currency Draft Malaysia ATM Network

22 Remittance & Payment 36

Services – Telegraphic
Transfer

23 Safe Deposit Lockers 38

24 Credit Cards 42

25 Cross Border Account 45

Opening

26 Credit History Transfer 45

27 Bank Statement 45
11 Basic Savings Account 18

12 Time Deposit Account 20

13 Generic Current Account 21

29
14 Basic Current Account 24
Issued by HSBC Malaysia Berhad (Company No. 198401015221 (127776-X)) Updated: 23 December 2024
PUBLIC
15 Foreign Currency Accounts 27
 Contents Personal
TRANSACTION TYPES DESCRIPTIONS FEES & CHARGES
1 Premier Account 2 (subject to applicable tax, if any)

2 Premier Junior 5 17. Everyday Global Account

Savings Account
Cash withdrawal at MEPS Shared Premier - Waived for the first
ATM Network 3 transactions. Subsequent
3 Premier Junior 7
transaction at RM1
Savers Account
Advance - Waived for the first
2 transactions
4 Premier with EasiGrow 8
Subsequent transaction at
Account
RM1
Basic Banking - RM1 per
5 Premier PLUS Plan 8
Transaction
Cash withdrawal at overseas Premier - Waived
6 Advance Account 9
HSBC ATM Advance & Basic Banking- RM5
Note: effective 1st March 2024 per transaction
7 Advance with EasiGrow 11
(refer: list of overseas HSBC ATM) Where there are insufficient
Account
funds in the supported or non-
supported foreign currencies,
8 Advance PLUS Plan 11
the withdrawn amount will be
automatically converted to
9 Statement Savings 12
Malaysia Ringgit at the
prevailing exchange rate as
10 Junior TopRate 15
determined by VISA
Statement Savings
International.
11 Passbook Savings 16
Conversion for Overseas Visa - Nil for transactions that
Transaction are performed and settled in
12 Basic Savings Account 19
the supported foreign
currencies. Transactions that
13 Time Deposit Account 21
are performed in supported or
non-supported foreign
14 Generic Current Account 22
currencies and settled in
Malaysia Ringgit are subject to
15 Basic Current Account 25
conversion at the prevailing
exchange rate determined by
16 Foreign Currency Accounts 28
VISA International respectively,
on the date of conversion in
17 Everyday Global Account 29
addition to a foreign currency
conversion cost of 1% as well
18 Emergency Encashment 31 as any transaction fee charged
by VISA International.
19 Financing – Housing Loan 32 MyDebit - Transactions settled
in Malaysia Ringgit (MYR) are
20 Financing – Overdraft 34 subject to conversion at the
prevailing exchange rate
21 Remittance & Payment 35 determined by PayNet on the
Services – Local / Foreign date of conversion and to be
Currency Draft debited directly from
customer's MYR account. No
22 Remittance & Payment 36 other fees will be charged by
Services – Telegraphic PayNet.
Transfer MyDebit Cash Out Transaction RM 0.50 per transaction
Fee
23 Safe Deposit Lockers 38 Note: effective 1st July 2022
VISA Cash Out Transaction Fee RM1.50 per transaction
24 Credit Cards 42 Note: effective 2nd May 2023
Other Fees, Charges or Debit Card Issuance Fee Waived
25 Cross Border Account 45 Penalties
Opening Debit Card Recurring Annual Fee Waived
Replacement of Debit Card RM10 (waived for lost/stolen
26 Credit History Transfer 45 with a police report provided)
Sales Draft Retrieval Fee RM20 per copy
27 Bank Statement 45
11 Basic Savings Account 18

12 Time Deposit Account 20

13 Generic Current Account 21

30
14 Basic Current Account 24
Issued by HSBC Malaysia Berhad (Company No. 198401015221 (127776-X)) Updated: 23 December 2024
PUBLIC
15 Foreign Currency Accounts 27
 Contents Personal
TRANSACTION TYPES DESCRIPTIONS FEES & CHARGES
1 Premier Account 2 (subject to applicable tax, if any)

2 Premier Junior 5 17. Everyday Global Account

Savings Account
Transaction Charges (Applicable USD USD4 per transaction
to Telegraphic Transfers GBP GBP3 per transaction
3 Premier Junior 7
involving the same FCY AUD AUD6 per transaction
Savers Account
denomination only i.e AUD to SGD SGD6 per transaction
AUD, or USD to USD). This charge EUR EUR4 per transaction
4 Premier with EasiGrow 8
excludes cable charges HKD HKD30 per transaction
Account
CAD CAD6 per transaction
NZD NZD6 per transaction
5 Premier PLUS Plan 8
JPY JPY400 per transaction
SAR SAR15 per transaction
6 Advance Account 9
Standing Instructions Penalty RM5 per transaction
Charges for Insufficient Funds
7 Advance with EasiGrow 11
Global Transfer Fee Me2Me Transfer via Internet Premier & Advance - Waived
Account
Banking
8 Advance PLUS Plan 11 Me2Others Transfer via Internet Premier & Advance - Waived
Banking
9 Statement Savings 12
18. Emergency Encashment
10 Junior TopRate 15 Emergency Encashment HSBC Group offices customer Waived
Statement Savings requesting emergency
encashment from HSBC Malaysia
11 Passbook Savings 16

12 Basic Savings Account 19

13 Time Deposit Account 21

14 Generic Current Account 22

15 Basic Current Account 25

16 Foreign Currency Accounts 28

17 Everyday Global Account 29

18 Emergency Encashment 31

19 Financing – Housing Loan 32

20 Financing – Overdraft 34

21 Remittance & Payment 35

Services – Local / Foreign
Currency Draft

22 Remittance & Payment 36

Services – Telegraphic
Transfer

23 Safe Deposit Lockers 38

24 Credit Cards 42

25 Cross Border Account 45

Opening

26 Credit History Transfer 45

27 Bank Statement 45
11 Basic Savings Account 18

12 Time Deposit Account 20

13 Generic Current Account 21

31
14 Basic Current Account 24
Issued by HSBC Malaysia Berhad (Company No. 198401015221 (127776-X)) Updated: 23 December 2024
PUBLIC
15 Foreign Currency Accounts 27
 Contents Personal
TRANSACTION TYPES DESCRIPTIONS FEES & CHARGES
1 Premier Account 2 (subject to applicable tax, if any)

2 Premier Junior 5 19. Financing

Savings Account
19.1 Housing Loan
3 Premier Junior 7 Monthly Service Fee Monthly Service Fee (Application RM10
Savers Account for HomeSmart Facility Only)
Commitment Fee Commitment Fee (Applicable For RM40 per month will be
4 Premier with EasiGrow 8 HomeSmart Facility only) charged if the average
Account utilization rate (average
Outstanding balance divided by
5 Premier PLUS Plan 8 Current Month facility Limit)
for the month is less than 50%.
6 Advance Account 9 Will only be applied (if
applicable) upon full
7 Advance with EasiGrow 11 disbursement of the Facility or
Account upon first repayment of
monthly instalment, whichever
8 Advance PLUS Plan 11 is earlier. When applicable, it
only applies for the period of 5
9 Statement Savings 12 years from the date of full
disbursement or first monthly
10 Junior TopRate 15 instalment date, as the case
Statement Savings may be.
Default in repayment or Default in repayment or over 1% per annum on installment
11 Passbook Savings 16 over utilization of facility utilization of facility limit amount in arrears or amount
limit over utilized on daily rest basis
12 Basic Savings Account 19 Default in repayment or (Applicable for HomeSmart only) 1.30% plus the applicable
over utilization of facility Default facility interest rate. The
13 Time Deposit Account 21 limit rate is the revised facility interest Default rate will be applicable
rate for once the account is 30 days
14 Generic Current Account 22 HomeSmart if the account is 30 overdue until the account has
days overdue been regularized or when the
15 Basic Current Account 25 account is 120 days overdue,
whichever is earlier.
16 Foreign Currency Accounts 28 Example:
If the Facility Interest rate is
17 Everyday Global Account 29 currently, 5.50%, upon
imposition of Default Rate will
be at 6.80% (5.50% + 1.30% =
18 Emergency Encashment 31 6.80%)
Early Settlement charges (1.75% X Facility Amount X
19 Financing – Housing Loan 32 within Lock-in Period Number of remaining months
within the Lock-in period) /
20 Financing – Overdraft 34 Total Lock-in Period in months
Retrieval / Photocopy of Retrieval / Photocopy of Security RM10 per document
21 Remittance & Payment 35 Security Documents Documents
Services – Local / Foreign Redemption Statement Issuance of redemption RM50 per account per request
Currency Draft Fee statement basis

22 Remittance & Payment 36 Confirmation Letter for With document RM10 per document and
Services – Telegraphic Withdrawal from the maximum RM20
Transfer Employee Provident Without document NIL
Fund (EPF)
23 Safe Deposit Lockers 38 Transaction Charges a) Self-services deposits Waived
(for HomeSmart facility) b) Cash withdrawals at Visa RM10 per transaction
24 Credit Cards 42 Network
c) Cash withdrawals at overseas RM5 per transaction
25 Cross Border Account 45 HSBC ATM refer: list of overseas HSBC
Opening Note: effective 1st March 2024 ATM
d) Cash withdrawals at MEPS RM1 per transaction
26 Credit History Transfer 45
Shared ATM Network
e) MEPS Instant Transfer
27 Bank Statement 45
i. Transaction done below or Free
11 Basic Savings Account 18 equal to RM5,000

12 Time Deposit Account 20

13 Generic Current Account 21

32
14 Basic Current Account 24
Issued by HSBC Malaysia Berhad (Company No. 198401015221 (127776-X)) Updated: 23 December 2024
PUBLIC
15 Foreign Currency Accounts 27
 Contents Personal
TRANSACTION TYPES DESCRIPTIONS FEES & CHARGES
1 Premier Account 2 (subject to applicable tax, if any)

2 Premier Junior 5 ii. Transaction done above RM0.50 per transaction

Savings Account RM5,000
Note : effective 1st July 2018
3 Premier Junior 7
Savers Account
19. Financing
4 Premier with EasiGrow 8
Account
19.1 Housing Loan
Transaction Charges f) Interbank GIRO (IBG) at HSBC
5 Premier PLUS Plan 8 (for HomeSmart facility) ATMs
i. Transaction performed RM0.30 per transaction
6 Advance Account 9 before 1st October 2015
ii. Transaction performed from RM0.10 per transaction
7 Advance with EasiGrow 11 1st October 2015 onwards
Account

8 Advance PLUS Plan 11

9 Statement Savings 12

10 Junior TopRate 15
Statement Savings

11 Passbook Savings 16

12 Basic Savings Account 19

13 Time Deposit Account 21

14 Generic Current Account 22

15 Basic Current Account 25

16 Foreign Currency Accounts 28

17 Everyday Global Account 29

18 Emergency Encashment 31

19 Financing – Housing Loan 32

20 Financing – Overdraft 34

21 Remittance & Payment 35

Services – Local / Foreign
Currency Draft

22 Remittance & Payment 36

Services – Telegraphic
Transfer

23 Safe Deposit Lockers 38

24 Credit Cards 42

25 Cross Border Account 45

Opening

26 Credit History Transfer 45

27 Bank Statement 45
11 Basic Savings Account 18

12 Time Deposit Account 20

13 Generic Current Account 21

33
14 Basic Current Account 24
Issued by HSBC Malaysia Berhad (Company No. 198401015221 (127776-X)) Updated: 23 December 2024
PUBLIC
15 Foreign Currency Accounts 27
 Contents Personal
TRANSACTION TYPES DESCRIPTIONS FEES & CHARGES
1 Premier Account 2 (subject to applicable tax, if any)

2 Premier Junior 5
Savings Account
19.2 Business Premises Financing [Individual Customer(s)]
3 Premier Junior 7 Default in repayment or Default in repayment or over 1% per annum on instalment
Savers Account over utilization of facility utilization of facility limit amount in arrears or amount
limit over utilized on daily rest basis
4 Premier with EasiGrow 8 Early Settlement Charges (1.75% X Facility Amount X
Account within Lock-in Period Number of remaining months
within the Lock-in Period) /
5 Premier PLUS Plan 8 Total Lock-in period in months
Retrieval / Photocopy of Retrieval / Photocopy of RM10 per document
6 Advance Account 9
Security Documents Security
Documents
7 Advance with EasiGrow 11
Redemption Statement Issuance of redemption RM50 per account per request
Account
Fee statement basis
Confirmation Letter for With document RM10 per document and
8 Advance PLUS Plan 11
withdrawal from the maximum RM20
Employee provident Without document NIL
9 Statement Savings 12
Fund (EPF)
10 Junior TopRate 15
Statement Savings 20. Financing - Overdraft
Commitment Fee Commitment fees (applicable 1% per annum on the unutilized
11 Passbook Savings 16 to personal OD facility with portion of the overdraft
limit above RM250,000)
12 Basic Savings Account 19 Commitment Fee Commitment fees (applicable 1% per annum on the unutilized
for Premier Unsecured portion of the overdraft
13 Time Deposit Account 21 Overdraft facility with limit
above RM75,000)
14 Generic Current Account 22 Overdraft Excess Fee Overdraft Excess Fee 1% per annum of the amount
that exceeds the Overdraft Limit
15 Basic Current Account 25 Overdraft Overdue Fee Overdraft Overdue Fee 1% per annum on the overdue
payment amount
16 Foreign Currency Accounts 28
Retrieval / Photocopy of Retrieval / Photocopy of RM10 per document
17 Everyday Global Account 29 Security Documents Security Documents

18 Emergency Encashment 31

19 Financing – Housing Loan 32

20 Financing – Overdraft 34

21 Remittance & Payment 35

Services – Local / Foreign
Currency Draft

22 Remittance & Payment 36

Services – Telegraphic
Transfer

23 Safe Deposit Lockers 38

24 Credit Cards 42

25 Cross Border Account 45

Opening

26 Credit History Transfer 45

27 Bank Statement 45
11 Basic Savings Account 18

12 Time Deposit Account 20

13 Generic Current Account 21

34
14 Basic Current Account 24
Issued by HSBC Malaysia Berhad (Company No. 198401015221 (127776-X)) Updated: 23 December 2024
PUBLIC
15 Foreign Currency Accounts 27
 Contents Personal
TRANSACTION TYPES DESCRIPTIONS FEES & CHARGES
1 Premier Account 2 (subject to applicable tax, if any)

2 Premier Junior 5 21. Remittance & Payment Services – Local / Foreign Currency Draft
Savings Account
Purchase of local draft a) Purchase of local draft via RM2 per draft
application form
3 Premier Junior 7
i. Same day collection RM5 per draft
Savers Account
ii. Processing fee RM0.50 per draft
b) Purchase of local draft via:
4 Premier with EasiGrow 8
i. Telebanking RM2 per draft
Account
ii. Internet Banking RM2 per draft
iii. Processing Fee RM0.50 per draft
5 Premier PLUS Plan 8
Cancellation / Cancelation / Repurchase of local RM2 per draft
Repurchase of local draft draft (except for MIDF/MIH new
6 Advance Account 9
share issue)
Interbank GIRO (IBG) a) Via Internet / Mobile Banking
7 Advance with EasiGrow 11
i. Premier and Advance Waived
Account
accounts
ii. All other savings and current RM0.10
8 Advance PLUS Plan 11
accounts except FCY accounts
9 Statement Savings 12 b) Via Branches Counter
i. Premier and Advance Waived
10 Junior TopRate 15 accounts
Statement Savings ii. All other savings and current RM0.30 for every transaction
accounts except FCY Accounts (effective 04 October 2024)
11 Passbook Savings 16
*Senior Citizens and Disabled Waived
12 Basic Savings Account 19 Persons (OKU) *Senior Citizens are customers
aged 60 years and above and
13 Time Deposit Account 21 Disabled Persons (OKU) are
customers with OKU card
14 Generic Current Account 22

15 Basic Current Account 25

16 Foreign Currency Accounts 28

17 Everyday Global Account 29

18 Emergency Encashment 31

19 Financing – Housing Loan 32

20 Financing – Overdraft 34

21 Remittance & Payment 35

Services – Local / Foreign
Currency Draft

22 Remittance & Payment 36

Services – Telegraphic
Transfer

23 Safe Deposit Lockers 38

24 Credit Cards 42

25 Cross Border Account 45

Opening

26 Credit History Transfer 45

27 Bank Statement 45
11 Basic Savings Account 18

12 Time Deposit Account 20

13 Generic Current Account 21

35
14 Basic Current Account 24
Issued by HSBC Malaysia Berhad (Company No. 198401015221 (127776-X)) Updated: 23 December 2024
PUBLIC
15 Foreign Currency Accounts 27
 Contents Personal
TRANSACTION TYPES DESCRIPTIONS FEES & CHARGES
1 Premier Account 2 (subject to applicable tax, if any)

2 Premier Junior 5 21. Remittance & Payment Service – Local / Foreign Currency Draft
Savings Account
Instant Transfer Via Internet / Mobile Banking Any Amount
“will rebrand as “DuitNow Waived
3 Premier Junior 7
Pay to Account” Note: effective 1st July 2018
Savers Account
RENTAS a) Outward RENTAS
i. HSBCnet/SWIFT RM2
4 Premier with EasiGrow 8
ii. Letters/IT applications forms RM5
Account
Foreign Currency a) Clean Bill Receivable (CBR)
Cheque for Collection i. Amount up to RM10,000 RM11.65
5 Premier PLUS Plan 8
ii. Processing Fee (Effective 2nd RM0.50
January 2015
6 Advance Account 9
b) Bills for collection (BCC)
i. Amount of RM10,000 and 0.1% on cheque amount (min
7 Advance with EasiGrow 11
above RM10, max RM100)
Account
ii. Stamp duty RM1.00
Note: effective 1st January
8 Advance PLUS Plan 11
2025
iii. Postage RM1.50
9 Statement Savings 12
iv. Additional courier charge for RM45
cheque denominated in USD
10 Junior TopRate 15
v. Processing fee RM0.50
Statement Savings
(Effective 2nd January 2015)
11 Passbook Savings 16
22. Remittance & Payment Services – Telegraphic Transfer
12 Basic Savings Account 19 Outward Telegraphic Outward Telegraphic Transfer:
Transfer a) Cable on applications using:
13 Time Deposit Account 21 i. Paper Applications
Forms/Latter
14 Generic Current Account 22 - Charge Type Selected: RM45 + RM6 or its equivalent
Remitter to pay* per transaction
15 Basic Current Account 25 - Charge Type Selected: Shared RM45 or its equivalent per
between beneficiary and Transaction
16 Foreign Currency Accounts 28 remitter
- Charge Type Selected: RM45 or its equivalent per
17 Everyday Global Account 29 Beneficiary to pay Transaction
ii. Personal Internet banking
- Charge Type Selected:
18 Emergency Encashment 31 Remitter to Pay* RM25 + RM6 or its equivalent
- Charge Type Selected: Shared per transaction
19 Financing – Housing Loan 32 between beneficiary and RM25 or its equivalent per
remitter transaction
20 Financing – Overdraft 34

21 Remittance & Payment 35

Services – Local / Foreign
Currency Draft

22 Remittance & Payment 36

Services – Telegraphic
Transfer

23 Safe Deposit Lockers 38

24 Credit Cards 42

25 Cross Border Account 45

Opening

26 Credit History Transfer 45

27 Bank Statement 45
11 Basic Savings Account 18

12 Time Deposit Account 20

13 Generic Current Account 21

36
14 Basic Current Account 24
Issued by HSBC Malaysia Berhad (Company No. 198401015221 (127776-X)) Updated: 23 December 2024
PUBLIC
15 Foreign Currency Accounts 27
 Contents Personal
TRANSACTION TYPES DESCRIPTIONS FEES & CHARGES
1 Premier Account 2 (subject to applicable tax, if any)

2 Premier Junior 5 22. Remittance & Payment Services – Telegraphic Transfer

Savings Account
Outward Telegraphic Outward Telegraphic Transfer:
Transfer a) Cable on applications using:
3 Premier Junior 7
- Charge Type Selected: RM25 or its equivalent per
Savers Account
Beneficiary to pay Transaction
iii. Personal Phone Banking
4 Premier with EasiGrow 8
- Charge Type Selected: RM25 + RM6 or its equivalent
Account
Remitter to pay* per transaction
- Charge Type Selected: Shared RM25 or its equivalent per
5 Premier PLUS Plan 8
Between beneficiary and Transaction
remitter
6 Advance Account 9
- Charge Type Selected: RM25 or its equivalent per
Beneficiary to pay Transaction
7 Advance with EasiGrow 11
Account
*Note:
Charge Type “Remitter to pay” is
8 Advance PLUS Plan 11
not applicable for US Dollar
payments. Please choose
9 Statement Savings 12
between “Shared between
beneficiary and remitter” or
10 Junior TopRate 15
“Beneficiary to pay” for US Dollar
Statement Savings
payments.
b) Paying Bank’s Charges
11 Passbook Savings 16
i. Intermediary Bank charges USD25 per payment
(for US Dollar payments)
12 Basic Savings Account 19
ii. Other charges Depends on Beneficiary Bank
c) Cancellation of Telegraphic
13 Time Deposit Account 21
Transfer
i. Released cable RM45 (local charges) + its
14 Generic Current Account 22
equivalent of USD40
Inward telegraphic Inward Telegraphic Transfer:
15 Basic Current Account 25
Transfer a) For credit of HSBC accounts
- Charge Type Selected: Remitter RM5 per transaction*
16 Foreign Currency Accounts 28
to pay
- Charge Type Selected: RM5 per transaction*
17 Everyday Global Account 29
Beneficiary to pay

18 Emergency Encashment 31 Note: * Waived when FCA/EGA

Foreign Currency transaction charges applied.
19 Financing – Housing Loan 32 Account(FCA)/Everyday Global
Account (EGA) transaction
20 Financing – Overdraft 34 charges will be applied for credit
of account involving the same
21 Remittance & Payment 35 foreign currency denomination
Services – Local / Foreign (eg AUD to AUD). Please refer to
Currency Draft FCA/EGA transaction charges
table herein.
22 Remittance & Payment 36
Services – Telegraphic b) Cash Payment
Transfer - Charge Type Selected: Remitter RM20 per transaction
to pay
23 Safe Deposit Lockers 38 - Charge Type Selected : RM20 per transaction
Beneficiary to pay
24 Credit Cards 42

25 Cross Border Account 45

Opening

26 Credit History Transfer 45

27 Bank Statement 45
11 Basic Savings Account 18

12 Time Deposit Account 20

13 Generic Current Account 21

37
14 Basic Current Account 24
Issued by HSBC Malaysia Berhad (Company No. 198401015221 (127776-X)) Updated: 23 December 2024
PUBLIC
15 Foreign Currency Accounts 27
 Contents Personal
TRANSACTION TYPES DESCRIPTIONS FEES & CHARGES
1 Premier Account 2 (subject to applicable tax, if any)

2 Premier Junior 5 23. Safe Deposit Lockers

Savings Account
Rental Charges Bukit Bintang (before 10th
September 2016) Locker
3 Premier Junior 7
4” x 5” x 20” RM150
Savers Account
2” x 8” x 20” RM120
4” x 8” x 20” RM180
4 Premier with EasiGrow 8
8” x 8” x 20” RM200
Account
5” x 10” x 20” RM200
8” x 16” x 20” RM350
5 Premier PLUS Plan 8
8” x 16” x 20” RM500
Bukit Bintang (effective 10th
6 Advance Account 9
September 2016) Locker
4” x 5” x 20” RM250
7 Advance with EasiGrow 11
2” x 8” x 20” RM250
Account
4” x 8” x 20” RM250
8” x 8” x 20” RM350
8 Advance PLUS Plan 11
5” x 10” x 20” RM250
8” x 16” x 20” RM500
9 Statement Savings 12
8” x 16” x 20” RM500
Petaling Jaya (before 10th
10 Junior TopRate 15
September 2016) Locker
Statement Savings
4” x 5” x 20” RM150
2” x 8” x 20” RM120
11 Passbook Savings 16
4” x 8” x 20” RM180
8” x 8” x 20” RM200
12 Basic Savings Account 19
8” x 16” x 20” RM350
16” x 16” x 20” RM500
13 Time Deposit Account 21
Petaling Jaya (effective 10th
September 2016) Locker
14 Generic Current Account 22
4” x 5” x 20” RM250
2” x 8” x 20” RM250
15 Basic Current Account 25
4” x 8” x 20” RM250
8” x 8” x 20” RM350
16 Foreign Currency Accounts 28
8” x 16” x 20” RM500
16” x 16” x 20” RM500
17 Everyday Global Account 29

18 Emergency Encashment 31

19 Financing – Housing Loan 32 23. Safe Deposit Lockers

Rental Charges Kota Bharu (before 10th
20 Financing – Overdraft 34 September 2016) Locker
2” x 8” x 20” RM120
21 Remittance & Payment 35 4” x 8” x 20” RM180
Services – Local / Foreign 8” x 8” x 20” RM200
Currency Draft 8” x 16” x 20” RM350
16” x 16” x 20” RM500
22 Remittance & Payment 36 Kota Bharu (effective 10th
Services – Telegraphic September 2016) Locker
Transfer 2” x 8” x 20” RM250
4” x 8” x 20” RM250
23 Safe Deposit Lockers 38 8” x 8” x 20” RM350
8” x 16” x 20” RM500
24 Credit Cards 42 16” x 16” x 20” RM500

25 Cross Border Account 45

Opening

26 Credit History Transfer 45

27 Bank Statement 45
11 Basic Savings Account 18

12 Time Deposit Account 20

13 Generic Current Account 21

38
14 Basic Current Account 24
Issued by HSBC Malaysia Berhad (Company No. 198401015221 (127776-X)) Updated: 23 December 2024
PUBLIC
15 Foreign Currency Accounts 27
 Contents Personal
TRANSACTION TYPES DESCRIPTIONS FEES & CHARGES
1 Premier Account 2 (subject to applicable tax, if any)

2 Premier Junior 5 23. Safe Deposit Lockers

Savings Account
Rental Charges Kuantan (before 10th September
2016) Locker
3 Premier Junior 7
4” x 5” x 20” RM150
Savers Account
4” x 8” x 20” RM180
8” x 8” x 20” RM200
4 Premier with EasiGrow 8
8” x 16” x 20” RM350
Account
16” x 16” x 20” RM500
Kuantan (effective 10th
5 Premier PLUS Plan 8
September 2016) Locker
4” x 5” x 20” RM250
6 Advance Account 9
4” x 8” x 20” RM250
8” x 8” x 20” RM350
7 Advance with EasiGrow 11
8” x 16” x 20” RM500
Account
16” x 16” x 20” RM500
Mentakab (before 10th
8 Advance PLUS Plan 11
September 2016) Locker
2” x 8” x 20” RM120
9 Statement Savings 12
4” x 8” x 20” RM180
8” x 8” x 20” RM200
10 Junior TopRate 15
8” x 16” x 20” RM350
Statement Savings
16” x 16” x 20” RM500
Mentakab (effective 10th
11 Passbook Savings 16
September 2016) Locker
2” x 8” x 20” RM250
12 Basic Savings Account 19
4” x 8” x 20” RM250
8” x 8” x 20” RM350
13 Time Deposit Account 21
8” x 16” x 20” RM500
16” x 16” x 20” RM500
14 Generic Current Account 22

15 Basic Current Account 25

23. Safe Deposit Lockers
16 Foreign Currency Accounts 28 Rental Charges Muar (before 10th September
2016) Locker
17 Everyday Global Account 29 2” x 8” x 20” RM120
4” x 8” x 20” RM180
8” x 8” x 20” RM200
18 Emergency Encashment 31 3” x 10” x 20” RM180
5” x 10” x 20” RM200
19 Financing – Housing Loan 32 10” x 10” x 20” RM250
10” x 15” x 20” RM350
20 Financing – Overdraft 34 8” x 16” x 20” RM350
16” x 16” x 20” RM500
21 Remittance & Payment 35 Muar (effective 10th September
Services – Local / Foreign 2016) Locker
Currency Draft 2” x 8” x 20” RM250
4” x 8” x 20” RM250
22 Remittance & Payment 36 8” x 8” x 20” RM350
Services – Telegraphic 3” x 10” x 20” RM250
Transfer 5” x 10” x 20” RM350
10” x 10” x 20” RM500
23 Safe Deposit Lockers 38 10” x 15” x 20” RM500
8” x 16” x 20” RM500
24 Credit Cards 42 16” x 16” x 20” RM500
Seremban (before 10th
25 Cross Border Account 45 September 2016) Locker
Opening 2” x 8” x 20” RM120
4” x 8” x 20” RM180
26 Credit History Transfer 45 8” x 8” x 20” RM200
8” x 16” x 20” RM350
27 Bank Statement 45 16” x 16” x 20” RM500
11 Basic Savings Account 18

12 Time Deposit Account 20

13 Generic Current Account 21

39
14 Basic Current Account 24
Issued by HSBC Malaysia Berhad (Company No. 198401015221 (127776-X)) Updated: 23 December 2024
PUBLIC
15 Foreign Currency Accounts 27
 Contents Personal
TRANSACTION TYPES DESCRIPTIONS FEES & CHARGES
1 Premier Account 2 (subject to applicable tax, if any)

2 Premier Junior 5 Seremban (effective 10th

Savings Account September 2016) Locker
2” x 8” x 20” RM250
3 Premier Junior 7 4” x 8” x 20” RM250
Savers Account 8” x 8” x 20” RM350
8” x 16” x 20” RM500
4 Premier with EasiGrow 8 16” x 16” x 20” RM500
Account Penang (before 10th September
2016) Locker
5 Premier PLUS Plan 8 4” x 5” x 20” RM150
4” x 8” x 20” RM180
6 Advance Account 9 8” x 8” x 20” RM200
8” x 16” x 20” RM350
7 Advance with EasiGrow 11 16” x 16” x 20” RM500
Account Penang (effective 10th
September 2016) Locker
8 Advance PLUS Plan 11 4” x 5” x 20” RM250
4” x 8” x 20” RM250
9 Statement Savings 12 8” x 8” x 20” RM350
8” x 16” x 20” RM500
10 Junior TopRate 15 16” x 16” x 20” RM500
Statement Savings Taiping (before 10th September
2016) Locker
11 Passbook Savings 16 4” x 5” x 22” RM150
2” x 8” x 22” RM120
12 Basic Savings Account 19 4” x 8” x 22” RM180
8” x 8” x 22” RM200
13 Time Deposit Account 21 8” x 16” x 22” RM350
16” x 16” x 22” RM500
14 Generic Current Account 22

15 Basic Current Account 25

23. Safe Deposit Lockers
16 Foreign Currency Accounts 28 Taiping (effective 10th September
2016) Locker
17 Everyday Global Account 29 4” x 5” x 22” RM250
2” x 8” x 22” RM250
4” x 8” x 22” RM250
18 Emergency Encashment 31 8” x 8” x 22” RM350
8” x 16” x 22” RM500
19 Financing – Housing Loan 32 16” x 16” x 22” RM500
Kuching (before 10th September
20 Financing – Overdraft 34 2016) Locker
3” x 5” x 19” RM120
21 Remittance & Payment 35 5” x 5” x 19” RM150
Services – Local / Foreign 3” x 10” x 19” RM180
Currency Draft 5” x 10” x 19” RM200
10” x 10” x 19” RM250
22 Remittance & Payment 36 Kuching (effective 10th
Services – Telegraphic September 2016) Locker
Transfer 3” x 5” x 19” RM250
5” x 5” x 19” RM250
23 Safe Deposit Lockers 38 3” x 10” x 19” RM250
5” x 10” x 19” RM250
24 Credit Cards 42 10” x 10” x 19” RM500
Sibu (before 10th September
25 Cross Border Account 45 2016) Locker
Opening 2” x 8” x 20” RM120
4” x 8” x 20” RM180
26 Credit History Transfer 45 8” x 8” x 20” RM200
3” x 10” x 24” RM180
27 Bank Statement 45 5” x 10” x 24” RM200
11 Basic Savings Account 18 10” x 10” x 24” RM350

12 Time Deposit Account 20

13 Generic Current Account 21

40
14 Basic Current Account 24
Issued by HSBC Malaysia Berhad (Company No. 198401015221 (127776-X)) Updated: 23 December 2024
PUBLIC
15 Foreign Currency Accounts 27
 Contents Personal
TRANSACTION TYPES DESCRIPTIONS FEES & CHARGES
1 Premier Account 2 (subject to applicable tax, if any)

2 Premier Junior 5 8” x 16” x 20” RM350

Savings Account 16” x 16” x 20” RM500
Sibu (effective 10th September
3 Premier Junior 7 2016) Locker
Savers Account 2” x 8” x 20” RM250
4” x 8” x 20” RM250
4 Premier with EasiGrow 8 8” x 8” x 20” RM350
Account 3” x 10” x 24” RM250
5” x 10” x 24” RM350
5 Premier PLUS Plan 8 10” x 10” x 24” RM500
8” x 16” x 20” RM500
6 Advance Account 9 16” x 16” x 20” RM500
Other Fees, Charges or a) Stamp Duty RM10
7 Advance with EasiGrow 11 Penalties
Account b) Refundable Key RM250
c) Overdue Rental Payment RM50
8 Advance PLUS Plan 11
d) Loss of Key – Replacement Cost RM150-250
9 Statement Savings 12

10 Junior TopRate 15
Statement Savings

11 Passbook Savings 16

12 Basic Savings Account 19

13 Time Deposit Account 21

14 Generic Current Account 22

15 Basic Current Account 25

16 Foreign Currency Accounts 28

17 Everyday Global Account 29

18 Emergency Encashment 31

19 Financing – Housing Loan 32

20 Financing – Overdraft 34

21 Remittance & Payment 35

Services – Local / Foreign
Currency Draft

22 Remittance & Payment 36

Services – Telegraphic
Transfer

23 Safe Deposit Lockers 38

24 Credit Cards 42

25 Cross Border Account 45

Opening

26 Credit History Transfer 45

27 Bank Statement 45
11 Basic Savings Account 18

12 Time Deposit Account 20

13 Generic Current Account 21

41
14 Basic Current Account 24
Issued by HSBC Malaysia Berhad (Company No. 198401015221 (127776-X)) Updated: 23 December 2024
PUBLIC
15 Foreign Currency Accounts 27
 Contents Personal
TRANSACTION TYPES DESCRIPTIONS FEES & CHARGES
1 Premier Account 2 (subject to applicable tax, if any)

2 Premier Junior 5 24. Credit Cards

Savings Account
Annual Fee a) Card Type Visa / MasterCard
Primary Supplementary
3 Premier Junior 7
(RM) (RM)
Savers Account
Platinum 240 120
Live+ (Applied by 31 July 2024) Waived Waived
4 Premier with EasiGrow 8
Live+ (Applied after 31 July 2024) 300 150
Account
TravelOne 300 150
Signature 600 300
5 Premier PLUS Plan 8
Premier Waived Waived
Premier Travel 600 Waived
6 Advance Account 9
Note: The following annual fees are applicable to cardholders who were
upgraded by the Bank.
7 Advance with EasiGrow 11
b) Card Type (Upgraded) Visa / MasterCard
Account
Primary Supplementary
(RM) (RM)
8 Advance PLUS Plan 11
Live+ (upgraded from Advance) Waived Waived
Platinum (upgraded from Gold) 160 80
9 Statement Savings 12
Platinum (upgraded from Classic) 80 40
Waiver Criteria:
10 Junior TopRate 15
All card type 1st year: Waived
Statement Savings
Platinum Subsequent years: Waived
11 Passbook Savings 16 Signature upon meeting annual spend of
RM2,000 and spending at least
12 Basic Savings Account 19 once a month for 12
consecutive months
13 Time Deposit Account 21 TravelOne Subsequent years: Waived
upon meeting annual spend of
14 Generic Current Account 22 RM20,000
Premier Travel Subsequent years: Waived
15 Basic Current Account 25 upon meeting annual spend of
RM45,000
16 Foreign Currency Accounts 28 Premier Elite: Waived
Service Tax Primary Supplementary
17 Everyday Global Account 29 (charged annually) (RM) (RM)
25 25

18 Emergency Encashment 31
24. Credit Card
19 Financing – Housing Loan 32 Finance charges "Finance Charge" means the charge imposed by the Bank where You did not
settle Your Statement Balance in full by the Due Date:
20 Financing – Overdraft 34 Finance Charge rate is based on tier as follows:

21 Remittance & Payment 35 Tier I: 15% per annum for Cardholders who promptly settle the Minimum
Services – Local / Foreign Monthly Payment due for 12 consecutive months
Currency Draft
Tier II: 17% per annum for Cardholders who promptly settle the Minimum
22 Remittance & Payment 36 Monthly Payment due for 10 months or more in the last 12 months cycle
Services – Telegraphic
Transfer Tier III: 18% per annum for Cardholders who do not fall within Tier-I and
Tier-II
23 Safe Deposit Lockers 38 a) Purchases The above Finance Charge will be imposed on outstanding balances from
Retail Transactions and Credit Card Instalment Plans, calculated on daily
24 Credit Cards 42 basis from the Posting Date until payments are credited to the Card
Account and thereafter on the reduced balance (if any).
25 Cross Border Account 45
b) Cash Advance 18% p.a. of cash advance
Opening
amount calculated on a daily
basis
26 Credit History Transfer 45
c) Balance Transfer Up to 18% p.a of the balance
Instalment accrued from Balance Transfer
27 Bank Statement 45
Instalment amount, calculated
11 Basic Savings Account 18 on reducing balance basis.

12 Time Deposit Account 20

13 Generic Current Account 21

42
14 Basic Current Account 24
Issued by HSBC Malaysia Berhad (Company No. 198401015221 (127776-X)) Updated: 23 December 2024
PUBLIC
15 Foreign Currency Accounts 27
 Contents Personal
TRANSACTION TYPES DESCRIPTIONS FEES & CHARGES
1 Premier Account 2 (subject to applicable tax, if any)

2 Premier Junior 5 d) Cash Instalment Up to 18% p.a. of the balance

Savings Account Plan accrued from Cash Instalment
Plan amount, calculated on
3 Premier Junior 7 reducing balance basis.
Savers Account e) Auto Balance Up to 18% p.a. of the balance
Conversion Plan accrued from Auto Balance
4 Premier with EasiGrow 8 Conversion Plan amount,
Account calculated on reducing balance
basis.
5 Premier PLUS Plan 8 f) Balance Conversion Up to 18% p.a. of the balance
Plan accrued from Balance
6 Advance Account 9 Conversion Plan amount,
calculated on reducing balance
7 Advance with EasiGrow 11 basis.
Account g) Relief Balance Up to 18% p.a. of the balance
Conversion accrued from Relief Balance
8 Advance PLUS Plan 11 Conversion amount, calculated
on reducing balance basis.
9 Statement Savings 12 h) Card Instalment Up to 18% p.a. of the balance
Plan accrued from Card Instalment
10 Junior TopRate 15 Plan amount, calculated on
Statement Savings reducing balance basis.
i) SmartCash Plus Up to 18% p.a. of the balance
11 Passbook Savings 16
accrued from SmartCash Plus
amount, calculated on reducing
12 Basic Savings Account 19
balance basis.
Cash Advance Fee The cash advance fee is 5% of
13 Time Deposit Account 21
the amount advanced or a
minimum of RM15, whichever
14 Generic Current Account 22
is higher. This is incurred for
each cash advance transaction.
15 Basic Current Account 25
A 2% cash advance fee will be
incurred for each approved
16 Foreign Currency Accounts 28
Cash Instalment Plan below
RM5,000.
17 Everyday Global Account 29
Minimum Monthly 5% of the outstanding balance
Repayment or a minimum of RM50,
18 Emergency Encashment 31 whichever is higher.
Effective: 2 Oct 2019, it will be
19 Financing – Housing Loan 32 revised to:
5% of the Current Balance +
20 Financing – Overdraft 34 100% monthly instalment of
Credit Card Instalment Plan (if
21 Remittance & Payment 35 any) + any unpaid minimum
Services – Local / Foreign payment specified in the
Currency Draft preceding months' Card
statement OR RM50, whichever
22 Remittance & Payment 36 is higher.
Services – Telegraphic Grace Period An interest free/finance
Transfer charge-free period of at least
20 days for all transactions if
23 Safe Deposit Lockers 38 you made full payment for the
previous Card Statement by the
24 Credit Cards 42 stipulated Payment Due Date,
provided there is no
25 Cross Border Account 45 outstanding in Cash Advance
Opening and/or Balance Transfer in Your
previous Card Statement.
26 Credit History Transfer 45

27 Bank Statement 45
11 Basic Savings Account 18

12 Time Deposit Account 20

13 Generic Current Account 21

43
14 Basic Current Account 24
Issued by HSBC Malaysia Berhad (Company No. 198401015221 (127776-X)) Updated: 23 December 2024
PUBLIC
15 Foreign Currency Accounts 27
 Contents Personal
TRANSACTION TYPES DESCRIPTIONS FEES & CHARGES
1 Premier Account 2 (subject to applicable tax, if any)

2 Premier Junior 5 24. Credit Cards

Savings Account
Late Payment Fees Minimum of RM10 or 1%, of
the outstanding balance,
3 Premier Junior 7
whichever is higher, capped to
Savers Account
a maximum of RM100.
Conversion for Overseas If the cardholder uses the
4 Premier with EasiGrow 8
Transactions Credit Card for transactions in
Account
a currency other than Ringgit
Malaysia, such amount shall be
5 Premier PLUS Plan 8
converted at the exchange rate
as determined by Visa
6 Advance Account 9
International or MasterCard
International, as the case may
7 Advance with EasiGrow 11
be, on the date of conversion
Account
in additional to a foreign
currency conversion cost of 1%
8 Advance PLUS Plan 11
as well as any transaction fee
charged by
9 Statement Savings 12
Visa International or
MasterCard International
10 Junior TopRate 15
Replacement Card Fee RM50 per card
Statement Savings
Sales Draft Retrieval RM20 per copy
Request Fee
11 Passbook Savings 16
Refund of Credit Card a) Interbank GIRO (IBG) RM2 per transaction
12 Basic Savings Account 19 Excess Balance via b) Cashiers Order RM2 per transaction
Other Services a) Credit Card Statement
13 Time Deposit Account 21 Retrieval
i. If statement is 12 months old RM2 per page
14 Generic Current Account 22 or less
ii. If statement is more than 12 RM20 per request + RM2 per
15 Basic Current Account 25 months old page
b) Credit Card Paper Statement
16 Foreign Currency Accounts 28 Fee RM1.50 for each credit card
(Effective 01 January 2021) paper statement
17 Everyday Global Account 29

18 Emergency Encashment 31

19 Financing – Housing Loan 32

20 Financing – Overdraft 34

21 Remittance & Payment 35

Services – Local / Foreign
Currency Draft

22 Remittance & Payment 36

Services – Telegraphic
Transfer

23 Safe Deposit Lockers 38

24 Credit Cards 42

25 Cross Border Account 45

Opening

26 Credit History Transfer 45

27 Bank Statement 45
11 Basic Savings Account 18

12 Time Deposit Account 20

13 Generic Current Account 21

44
14 Basic Current Account 24
Issued by HSBC Malaysia Berhad (Company No. 198401015221 (127776-X)) Updated: 23 December 2024
PUBLIC
15 Foreign Currency Accounts 27
 Contents Personal
TRANSACTION TYPES DESCRIPTIONS FEES & CHARGES
1 Premier Account 2 (subject to applicable tax, if any)

2 Premier Junior 5
Savings Account
25. Cross Border Account Opening
Assistance/facilitation in a) Premier Customers & Children Waived
3 Premier Junior 7 setting-up accounts that b) Non-Premier Customers Cross border account opening
Savers Account are offered by another is no longer applicable for non-
HSBC group office. Premier customers.
4 Premier with EasiGrow 8 This includes full on
Account boarding services and c) Non-Premier Customers’ Cross border account opening
completion of Children is no longer applicable for non-
5 Premier PLUS Plan 8 International Needs Premier customers.
Review in preparation to
6 Advance Account 9 take customers through d) Students Cross border account opening
their requirements in the is no longer applicable for non-
7 Advance with EasiGrow 11 new country Premier customers.
Account
26. Credit History Transfer
8 Advance PLUS Plan 11 Credit history transfer a) Premier Customers & Children Waived
via a Credit Transfer b) Non-Premier Customers Credit Transfer History is no
9 Statement Savings 12 Form (CTF) if credit longer applicable for non-
facilities are required in Premier customers.
10 Junior TopRate 15 new country c) Non-Premier Customers’ Credit Transfer History is no
Statement Savings Children longer applicable for non-
Premier customers.
11 Passbook Savings 16 d) Students Credit Transfer History is no
longer applicable for non-
12 Basic Savings Account 19 Premier customers.

13 Time Deposit Account 21 27. Bank Statement

Bank Statement a) Paper Statement RM1.50 per statement
14 Generic Current Account 22 (Effective 01 January
2021)
15 Basic Current Account 25 b) e-Statement Waived
c) Email Statement Waived
16 Foreign Currency Accounts 28 Note:
Paper Statement fee for Basic Savings Account, Basic Current Account and
17 Everyday Global Account 29 HSBC Premier Account is Waived

18 Emergency Encashment 31

19 Financing – Housing Loan 32

20 Financing – Overdraft 34

21 Remittance & Payment 35

Services – Local / Foreign
Currency Draft

22 Remittance & Payment 36

Services – Telegraphic
Transfer

23 Safe Deposit Lockers 38

24 Credit Cards 42

25 Cross Border Account 45

Opening

26 Credit History Transfer 45

27 Bank Statement 45
11 Basic Savings Account 18

12 Time Deposit Account 20

13 Generic Current Account 21

45
14 Basic Current Account 24
Issued by HSBC Malaysia Berhad (Company No. 198401015221 (127776-X)) Updated: 23 December 2024
PUBLIC
15 Foreign Currency Accounts 27
 Contents Commercial & Business
TRANSACTION TYPES DESCRIPTIONS FEES & CHARGES
1 Business Accounts 46 (subject to applicable tax, if any)

1. Business Accounts
2 Foreign Currency Accounts 49 Business Current Account Service Fee
Account Average monthly credit balance
of
3 Financing 50 i. Above RM1,000 No charge
ii. RM1,000 and below RM10 Half-Yearly Services
charges
4 Channels Related Services 51 Transaction Charge
i. For more than 2 counter cash RM5 per transaction
deposits transaction per month
5 Remittance & Payment 52 ii. For more than 2 counter cash RM5 per transaction
Services withdrawal transactions per
month (Not applicable to Basic Current
Account)
6 Import Services 55 Unauthorised limit Unless otherwise prescribed in
the document/ agreement
signed with the customer (e.g.
7 Export Services 58 facilities offer letter/ facility
agreement), the rate of
Unauthorised Overdraft
8 Others 62 Interest shall be such rate as
determined by the Bank from
time to time
9 Business Credit Card 63 Cheque Related Fees and Charges
a) Inward Clearing Cheque
- Processing Fee RM0.50 per cheque
10 Corporate Card 65 Exception for cheque return
reasons below:
i. Cheque Already
11 Fusion Package 67 Paid/Duplicate Payment
ii. Wrongly encoded/Encoding
error
iii. Incorrect Data Capture
iv. External cheque without
purpose of payment
b) Cheque Book Issuance
i. Stamp duty RM1.00 per cheque leaf
Note: effective 1st January
2025
ii. Courier Charges RM5 flat
c) Stop Payment Instruction on
Cheque
i. With sufficient funds RM20 per instruction
ii. With insufficient funds RM100 per instruction
d) Cheque Returned
i. Due to insufficient funds RM100 per cheque
ii. Due to reason “Post-dated” RM10 per cheque
e) Cheque(s) exceptionally RM50 per cheque
honoured due to insufficient
funds
Miscellaneous Services
a) Account closed within 3 RM20
months
b) Audit Confirmation
i. Automail RM10
ii. Manual RM50

46

Issued by HSBC Malaysia Berhad (Company No. 198401015221 (127776-V)) Updated: 23 December 2024
PUBLIC
 Contents Commercial & Business
TRANSACTION TYPES DESCRIPTIONS FEES & CHARGES
1 Business Accounts 46 (subject to applicable tax, if any)

1. Business Accounts
2 Foreign Currency Accounts 49 Business Current c) Statements/Voucher Retrievals
Account i. Within 1 year RM2 per page
ii. Above 1 year RM2 per page + RM20
3 Financing 50 handling fees
d) TMD Disposal
i. Via Local Demand Draft RM5 per Draft
4 Channels Related Services 51 Mail to beneficiary
Collection at branch
- On the same day RM5 per Draft
5 Remittance & Payment 52 Processing Fee RM0.50 per transaction
Services ii. Via Rentas RM2 per transaction
iii. Via Interbank GIRO (IBG) RM2 per transaction
Business Vantage Account Service Fee
6 Import Services 55 Account (BVA)/ Average monthly credit balance
1-Biz Account of
i. Above RM10,000 No charge
7 Export Services 58 ii. RM10,000 and below RM10 Half-Yearly
Transaction Charge
i. For more than 2 counter RM5 per transaction
8 Others 62 cash deposits transactions
per month
ii. For more than 2 counter RM5 per transaction
9 Business Credit Card 63 cash withdrawal transactions
per month
Unauthorised limit Unless otherwise prescribed in
10 Corporate Card 65 the document/ agreement
signed with the customer (e.g.
facilities offer letter/ facility
11 Fusion Package 67 agreement), the rate of
Unauthorised Overdraft
Interest shall be such rate as
determined by the Bank from
time to time
Cheque Related Fees and Charges
a) Inward Clearing Cheque
- Processing Fee RM0.50 per cheque
Exception for cheque return
reasons below :
i. Cheque Already Paid/Duplicate
Payment
ii. Wrongly encoded/Encoding
Error
iii. Incorrect Data Capture
iv. External cheque without
purpose of payment
b) Cheque Book Issuance
i. Stamp Duty RM1.00 per cheque leaf
Note: effective 1st January
2025
ii. Courier Charges RM5 flat
c) Stop Payment Instruction on
Cheque
i. With sufficient funds RM20 per instruction
ii. With insufficient funds RM100 per transaction

47

Issued by HSBC Malaysia Berhad (Company No. 198401015221 (127776-V)) Updated: 23 December 2024
PUBLIC
 Contents Commercial & Business
TRANSACTION TYPES DESCRIPTIONS FEES & CHARGES
1 Business Accounts 46 (subject to applicable tax, if any)

1. Business Accounts
2 Foreign Currency Accounts 49 Business Vantage d) Cheque Returned
Account (BVA) / 1-Biz i. Due to insufficient funds RM100 per cheque
Account ii. Due to reason “Post-dated” RM10 per cheque
3 Financing 50 e) Cheque(s) exceptionally RM50 per cheque
honoured due to insufficient
funds
4 Channels Related Services 51 Miscellaneous Services
a) Account closed within 3 RM20
months
5 Remittance & Payment 52 b) Audit confirmation
Services i. Automail RM10
ii. Manual RM50
b) Statements/Voucher Retrievals
6 Import Services 55 i. Within 1 year RM2 per page
ii. Above 1 year RM2 per page + RM20
handling fees
7 Export Services 58 c) TMD Disposal
i. Via Local Demand Draft RM5 per Draft
Mail to beneficiary
8 Others 62 Collection at branch – On the RM5 per Draft
same day
Processing Fee RM0.50 per Draft
9 Business Credit Card 63 ii. Via Rentas RM2 per transaction
iii. Via Interbank GIRO (IBG) RM2 per transaction

10 Corporate Card 65 2. Foreign Currency Accounts

Corporate a) Transaction Charge Account Per
Currency Type Transaction
11 Fusion Package 67
No cash transaction is allowed. USD USD11
No charge for internal transfer GBP GBP7
between account of same AUD AUD14
name. JPY JPY1050
SGD SGD16
Note : Charge inclusive of Cable EUR EUR8
and Commission BND BND10
CHF CHF13
HKD HKD60
CAD CAD7
NZD NZD10
b) Account Maintenance / No Charge
Statement Charge
c) Penalty charge on pre-mature No interest payable on
upliftment of TMD completed periods
All replacement costs to be
borne by customer
Note
For account currencies not
stated above, we will apply
USD4 equivalent as the
transaction charge.

48

Issued by HSBC Malaysia Berhad (Company No. 198401015221 (127776-V)) Updated: 23 December 2024
PUBLIC
 Contents Commercial & Business
TRANSACTION TYPES DESCRIPTIONS FEES & CHARGES
1 Business Accounts 46 (subject to applicable tax, if any)

3. Financing*
2 Foreign Currency Accounts 49 Overdraft a) Unutilized portion of facility 1% per annum
b) Overdue fee 1% per annum above the
applicable rate of interest (or
3 Financing 50 as stipulated in the Facility
Offer Letter) of the overdraft
on the excess amount
4 Channels Related Services 51 Revolving Loan Unutilized portion of facility 1% per annum
Overall Credit Facilities a) Facility Arrangement Fee Non - SME (Small Medium
Processing and assessing Enterprise)
5 Remittance & Payment 52 customer’s needs and business Minimum = RM2,000
Services requirements for the purpose of
setting up and structuring of
facilities.
6 Import Services 55 b) Facility Management Fee Non-SME Borrowing up to
(Annual Fee) RM10m
Minimum charge = RM400
7 Export Services 58 Non-SME Borrowing above
RM10m
Minimum charged = RM2,000
8 Others 62 c) Fees for assessing and tailoring Non-SME Borrowing above
facilities to suit requirement of RM10m
customers Minimum charge = RM2,000
9 Business Credit Card 63 d) Late Payment Interest Interest on the amount
overdue will be charged at an
additional 1% per annum on a
10 Corporate Card 65 daily rest basis (or as
stipulated in the Facility Offer
Letter) over the applicable
11 Fusion Package 67 interest rate
e) Prepayment Fee Fee is calculated based on the
amount (if any) by which the
interest the Bank should have
received had the facilities (or
part thereof) been repaid on
the last day of the then
current interest period
exceeds the return the Bank
would be able to obtain by
placing an amount equal to
the amount so repaid on
deposit with a leading bank in
the relevant interbank market.
Business Premises a) Facility Arrangement Fee Non-SME
Financing Min = RM2,000
b) Facility Management Fee Business Premises Financing
Fees for assessing and tailoring Non- SME = RM400 (for
facilities to suit requirement of renewal of facility where OD
customers option is taken)
c) Late Payment Interest Interest on the amount
overdue will be charged at an
additional 1% per annum on a
daily rest basis (or as
stipulated in the Facility Offer
Letter) over the applicable
interest rate
d) Prepayment Fee 3% or RM5,000 (whichever is
higher) charged on original
loan amount for prepayment
during the initial lock-in period
of 3 to 5 years

49

Issued by HSBC Malaysia Berhad (Company No. 198401015221 (127776-V)) Updated: 23 December 2024
PUBLIC
 Contents Commercial & Business
TRANSACTION TYPES DESCRIPTIONS FEES & CHARGES
1 Business Accounts 46 (subject to applicable tax, if any)

e) Rescheduling Fee Non-SME = RM200 per

2 Foreign Currency Accounts 49 application for rescheduling
payable upon submission of
the application
3 Financing 50 Miscellaneous Service Statement
i. Within 1 year RM2 per page
ii. Above 1 year RM2 per page + RM20
4 Channels Related Services 51 handling fees

*All Financing Fees and Charges stated above are indicative in nature and the finalised Financing Fees and Charges
5 Remittance & Payment 52
chargeable shall be as per what is stated in your respective facilities offer letter and/or financing documentation
Services
(which may be varied from time to time in accordance to the terms of these facilities documentation). If case of
inconsistency between the fees and charges stated in this document and in your respective facilities offer letter
and/or financing documentation, the latter shall prevail. If the fees and charges above are not stated in your
6 Import Services 55
respective facilities offer letter and/or financing documentation, the fees and charges stated in this document shall
be applicable.
7 Export Services 58

4. Channels Related Services

8 Others 62 HSBCnet a) Security Device No charge for 1st delegate
RM50.00 per device for
subsequent delegates
9 Business Credit Card 63
b) Replacement of Security RM50 per device
Device
c) Service Fee RM300.00 per month
10 Corporate Card 65
Business ATM Card a) Initial Fee RM8 per card
(BAC)
b) Annual Fee RM8 per card
11 Fusion Package 67
c) Replacement Fee RM15 per card
*For Basic Current Account RM12 per card
MEPS’ Shared ATM Cash Withdrawal using RM1 per successful withdrawal
Network HSBC/HSBC Amanah ATM Cards
within MEPS’ Shared ATM
Network
PLUS, CIRRUS (non- Cash Withdrawal at PLUS, CIRRUS RM10 per transaction
MEPS) ATM Network (non- MEPS) ATM network
HSBC Overseas Cash withdrawals at overseas RM10 per transaction
ATM HSBC ATMs Note: effective 1st March 2024
Transaction Charges ATM Cash Withdrawal (if RM1 per transaction
for Basic Current exceeding 8 transactions per
Account month)
Business SMS Alert Monthly charges RM10 per account (Free for the
(BSA) first 3 months)
Business Cheque Monthly service charges RM10 per account
Report (BCR)

50

Issued by HSBC Malaysia Berhad (Company No. 198401015221 (127776-V)) Updated: 23 December 2024
PUBLIC
 Contents Commercial & Business
TRANSACTION TYPES DESCRIPTIONS FEES & CHARGES
1 Business Accounts 46 (subject to applicable tax, if any)

5. Remittance & Payment Services

2 Foreign Currency Accounts 49 Ctross Border Payments
InwardTT SWIFT RM5
OutwardTT a) SWIFT / HSBCnet RM25 + overseas charges
3 Financing 50 - Charge BEN (Local b) Letters / Smartform RM45 + overseas charges
charges to less from
proceed and
4 Channels Related Services 51 beneficiary to bear
overseas charges)
OutwardTT charge a) SWIFT / HSBCnet RM25.00 + overseas charges
5 Remittance & Payment 52 SHA (Remittance to b) Letters / Smart forms RM45.00 + overseas charges
Services bear local charge and
Beneficiary to bear
overseas charge)
6 Import Services 55 OutwardTT – charge a) SWIFT / HSBCnet RM25.00 + RM6.00 + overseas
OUR (Remittance to charges
bear both local and b) Letters / Smart forms RM45.00 + RM6.00 + overseas
7 Export Services 58 overseas charges) charges

8 Others 62

9 Business Credit Card 63

10 Corporate Card 65

11 Fusion Package 67

51

Issued by HSBC Malaysia Berhad (Company No. 198401015221 (127776-V)) Updated: 23 December 2024
PUBLIC
 Contents Commercial & Business
TRANSACTION TYPES DESCRIPTIONS FEES & CHARGES
1 Business Accounts 46 (subject to applicable tax, if any)

5. Remittance & Payment Services

2 Foreign Currency Accounts 49 Cross Border Payments
Foreign Currency a) Clean Bill Receivable (CBR) RM11.65
Cheque for Collection i. Amount up to RM10,000
3 Financing 50 ii. Processing Fee (Effective RM0.50
2nd January 2015)
b) Bills for Collection (BCC)
4 Channels Related Services 51 i. Amount of Rm10,00 and 0.1% on cheque amount (min
above RM10, max RM100)
ii. Stamp duty RM1.00 per cheque
5 Remittance & Payment 52 Note: effective 1st January
Services 2025
iii. Postage RM1.50
iv. Additional courier charge RM45.00
6 Import Services 55 for cheque denominated
USD
v. Processing Fee (Effective 2nd RM0.50
7 Export Services 58 January 2015)

Domestic Payments
8 Others 62 Outward RENTAS (per a) HSBCnet RM2
transaction) b) SWIFT RM2
c) Letters / Smartforms RM5
9 Business Credit Card 63 Local Demand Draft a) HSBCnet
(RM) i. via Cheque Outsourcing RM2.50 per draft
System (COS)
10 Corporate Card 65 ii. via Priority Payment RM5.50 per draft
Note : Inclusive of RM0.50
cheque processing fee (Effective
11 Fusion Package 67 2nd January 2015)
b) Letters / application form RM2 per draft
Processing Fee (Effective 2nd RM0.50 per draft
January 2015)
c) Mail to beneficiary/3rd party RM5 per draft
Processing Fee ( Effective 2nd RM0.50 per draft
January 2015)
d) Collection at branch
i. On same day RM5.50 per Draft
ii. On next day RM2 per Draft
iii. Processing Fee (Effective RM0.50 per Draft
2nd January 2015)

52

Issued by HSBC Malaysia Berhad (Company No. 198401015221 (127776-V)) Updated: 23 December 2024
PUBLIC
 Contents Commercial & Business
TRANSACTION TYPES DESCRIPTIONS FEES & CHARGES
1 Business Accounts 46 (subject to applicable tax, if any)

5. Remittance & Payment Services

2 Foreign Currency Accounts 49 Domestic Payments
Internal Transfer a) HSBCnet No charge
b) Letters / Smartforms RM2
3 Financing 50 Autopay a) Manual Input List (MIL)
i. Credit to HSBC account RM2 per name
ii. Less than 16 names per list RM10 + RM2 per name
4 Channels Related Services 51 iii. Credit to other local bank RM2 per name
accounts
b) HSBCnet
5 Remittance & Payment 52 i. Internal transfer RM0.10 per name
Services ii. Other banks transfer RM0.10 per name
Encashment a) All 3rd party cheques RM2 per cheque
Interbank GIRO (IBG) a) Via HSBCnet RM0.10 per transaction
6 Import Services 55 Salary a) HSBC Format RM5.00 per name credit into
HSBC account
RM5.00 per name for payment
7 Export Services 58 to account with other local
banks
Standing Instruction (SI) a) Internal Transfer RM5.00 per transaction
8 Others 62 b) Payment to other banks RM5.00 per transaction
c) Due to insufficient funds in RM20 per transaction
account
9 Business Credit Card 63
DuitNow Transfers a) SME* with transactions above RM0.40 per transaction
(Real Time Payments) RM5,000 per transaction
*as per SME Corp’s definition of
10 Corporate Card 65
SME
b) Non-SME RM0.40 per transaction
11 Fusion Package 67

53

Issued by HSBC Malaysia Berhad (Company No. 198401015221 (127776-V)) Updated: 23 December 2024
PUBLIC
 Contents Commercial & Business
TRANSACTION TYPES DESCRIPTIONS FEES & CHARGES
1 Business Accounts 46 (subject to applicable tax, if any)

6. Import Services**
2 Foreign Currency Accounts 49 Bank Guarantee
Bank Guarantee (BG) a) Issuance Commission SME
0.1% per month N1 (or part of
3 Financing 50 month) on the guarantee
amount (Min RM100)
Non-SME
4 Channels Related Services 51 0.1% - 0.125% per month N1 (or
part of month) on the
guarantee amount (Min
5 Remittance & Payment 52 RM200)
Services (Note: RM50 discount (min
RM100) for submissions via
HSBCnet ITS).
6 Import Services 55 Amendments to Bank a) Charge RM100 for every Bank
Guarantee Guarantee amendment
GuaranteeSmart a) Commission 0.125% per month (1.5% p.a)
7 Export Services 58 (cash-backed bank of guarantee value or Min:
guarantees) RM350 per guarantee issued,
whichever is higher.
8 Others 62 Inward Counter a) Handling Fee RM150
Guarantee Advising
Documentary Credit Issuance
9 Business Credit Card 63 Documentary Credit a) Opening Commission 0.1% per month* (or part of
(DC) Issuance month) on the credit amount.
(applicable to all DCs (min. RM200)
10 Corporate Card 65 issued which includes) (Note: RM50 discount (min
RM150) for submissions via
- Sight DC HSBCnet ITS).
11 Fusion Package 67 - Usance DC b) Opening Charge on Usance 0.1% per month* (or part of
- Back-to-Back DC period (For Usance DC only) month) for the usance period
- Revolving DC of the credit.
- Standby DC c) Handling Fee for same day Min. RM150
processing received after 12 noon
d) Handling fee (For Back-to-Back Min. RM150
DC, Revolving DC and Standby DC
only)
e) Marginal Payment handling fee Min. RM150
for nontrade customer

Note Bank Guarantee issuance commission is calculated at the prescribed rate from the date of
(N1) Bank Guarantee Issuance up to Claim/Liability period and is payable in full at the time of
establishment of the Bank Guarantee unless otherwise agreed by the Bank. If there is any
subsequent extension to the expiry date/claim/liability period/increase in the amount of
Bank Guarantee, additional commission will be imposed based on the extended period or
the increased Bank Guarantee amount and will be collected when the Bank Guarantee is
extended or the amount is increased. The commission/fee will be charged as per tariff,
unless otherwise agreed and reflected in the legal agreement with the customer.

(*) Opening commission is calculated at a prescribed rate from the date of DC issuance and
payable in full at the time of established of all DC. If there is any subsequent extension to
the expiry date/increase in the amount of the DC, additional commission will be imposed
based on the extended period or the increased DC amount and will be collected when the
DC is extended or the amount increased. The commission/fee will be charged as per tariff,
unless otherwise agreed and reflected in the legal agreement with the customer.

Note: The commission and opening charge on Usance DC are a form of product pricing
with components of credit risk, cost of funds and operating expenses included in its
computation. As such, the rate indicated act as a general guidance but can be charged at
the discretion of the bank as deemed appropriate.

54

Issued by HSBC Malaysia Berhad (Company No. 198401015221 (127776-V)) Updated: 23 December 2024
PUBLIC
 Contents Commercial & Business
TRANSACTION TYPES DESCRIPTIONS FEES & CHARGES
1 Business Accounts 46 (subject to applicable tax, if any)

6. Import Services**
2 Foreign Currency Accounts 49 Documentary Credit Issuance
Documentary Credits In Progress
Amendments to DC a) Charge RM50 for 1st amendment
3 Financing 50 RM100 for subsequent
amendment
b) Increase in DC value 0.1% per month (or part of
4 Channels Related Services 51 month) And/or
c) Extension of DC validity 0.1% per month (or part of
month)
5 Remittance & Payment 52 Cancellation of DC a) Cancellation Fee RM100 flat
Services b) Communication Charge by Local – min. RM50
Cable Overseas – min. RM100
c) Courier Charges As per DHL published rate
6 Import Services 55 Acceptance a) Acceptance Commission Foreign DPC USD75 flat
Commission On Note : Local DPC MYR150 flat
Usance Credits Issued Acceptance commission on
7 Export Services 58 usance DC issued is for the
account of the beneficiary uncless
otherwise stated in DC
8 Others 62 Charges on the
Account of Beneficiary
(unless otherwise
9 Business Credit Card 63 stated in the DC)
Late Presentation Document presented/after 0.1% of credit value to be
presentation period/DC expiry borne by the beneficiary and
10 Corporate Card 65 deducted directly from
proceeds
Discrepancies Fees Deducted from the FCY bill
11 Fusion Package 67
proceeds/reimbursement claim USD 100.00 (or equivalent)
for each presentation of Ringgit bill RM100
discrepant documents. Fees shall
be borne by the beneficiary
unless otherwise stated in the DC
Presentation Charge Presentation of documents via FCY bill
non HSBC offices. USD45 (or equivalent)
Charges shall be borne by Ringgit bill
beneficiary unless otherwise RM140
stated in the DC
Overseas Charge Overseas bank charge for the USD25 (or equivalent)
account of beneficiary
Cable/SWIFT Charges Cable charge on the account of USD65 (or equivalent) per
beneficiary cable
Shipping a) Issuance/Endorsement 0.1% of the invoice value of the
Guarantee/Air Commission goods (min. RM100)
Waybill/ Bill of Landing
Endorsement

55

Issued by HSBC Malaysia Berhad (Company No. 198401015221 (127776-V)) Updated: 23 December 2024
PUBLIC
 Contents Commercial & Business
TRANSACTION TYPES DESCRIPTIONS FEES & CHARGES
1 Business Accounts 46 (subject to applicable tax, if any)

6. Import Services**
2 Foreign Currency Accounts 49 Shipping b) Unredeemed Shipping 0.5% p.a of the invoice value if
Guarantee/Air Guarantee SG is not released within 3
Waybill/Bill of calendar months from the date
3 Financing 50 LadingEndorsement of issue (min. RM100)
Import Bills
Inwards Bills for a) Collection bills commission 0.1% flat
4 Channels Related Services 51 Collection Min. RM50
Max. RM100 (FCY IBC)
Max. RM500 (RM IBC)
5 Remittance & Payment 52 b) Handling Fee imposed on each RM50
Services set of Usance Bills
c) Direct Settlement Charge RM50
(documents release free of
6 Import Services 55 payment)
d) Snag bill handling fee RM150 per month
e) Protest fee RM300 plus legal fee & postage
7 Export Services 58 Import Bills Receivable a) Transit Interest At prevailing rate for FCY or
customer’s prescribed rate for
Note RM bills
8 Others 62 For Bills drawn under a
Documentary Credit of this Bank:
Interest will be charged at the
9 Business Credit Card 63 prevailing rate for the foreign
currency in question from the
date of negotiation by the
10 Corporate Card 65 remitting bank until the date of
payment or conversion to Ringgit
by the customer.
11 Fusion Package 67 b) Payment advice cable cost RM30 for account of drawee
c) Discrepancy Fee USD100 flat – Foreign DC
RM100 flat – Local DC
Buyer Loans
Bankers Acceptances a) Acceptance Commission Acceptance commission will be
collected as offered and
accepted in Facility Offer
Letter
b) Handling Fee RM5
Buyer Loans a) Import Financing Charges 0.25% flat (max RM200).
(Clean loans and non-DC bills) Waived for submission via
HSBCnet ITS.

56

Issued by HSBC Malaysia Berhad (Company No. 198401015221 (127776-V)) Updated: 23 December 2024
PUBLIC
 Contents Commercial & Business
TRANSACTION TYPES DESCRIPTIONS FEES & CHARGES
1 Business Accounts 46 (subject to applicable tax, if any)

6. Import Services**
2 Foreign Currency Accounts 49 Other Import Services
Avalisation a) Commission 0.1% per month or part thereof
of the Amount avalised and for
3 Financing 50 the period of existence of the
avalised bill (min. RM500)
Supply Chain Finance a) Set-up Fee Pricing subject to the
4 Channels Related Services 51 (non-SME only) complexity of the structure and
any system integration required.
b) Payment Processing Fee Min. RM100 per transaction
5 Remittance & Payment 52 (without early payment) or
Services Min. RM50 per transaction
(with early payment)
c) Finance Charge Subject to the credit structure
6 Import Services 55 d) Dynamic Discounting Service Fee
(non-SME only) Between 0.1% to 0.5% flat over
the total payment amount of
7 Export Services 58 the invoice(s) involved, subject
to number of suppliers and
invoices processed
8 Others 62
7. Export Services**
9 Business Credit Card 63 Export Documentary a) Advising Commission RM10
Credits (DC) Advising
b) Handling Fee RM20 – Customer with Safe
10 Corporate Card 65 Custody
RM70 – Customer without Safe
Custody (discount RM40 if
11 Fusion Package 67 negotiation with HSBC)
RM90 – Non-customer
(discount RM40 if negotiation
with HSBC)
Export Documentary a) Subsequent DC Advising RM10
Credit Advising - Commission (amendment)
Amendment
b) Handling Fee RM30 – Customer
RM60 – Non-customer
Export Documentary a) Pre-Advising Commission RM10
Credit – Pre Advising
b) Pre-Advising Handling Fee RM10 – Customer
RM20 – Non-customer
Export Documentary a) Confirmation Commission 0.1% per month or part of
Credit – Confirmation month or as determined by the
Bank (min. RM250 – account of
Benef)
Export Documentary a) Transfer Commission 0.1% per month on the amount
Credit Transfer of the transferred credit (min.
RM500)

57

Issued by HSBC Malaysia Berhad (Company No. 198401015221 (127776-V)) Updated: 23 December 2024
PUBLIC
 Contents Commercial & Business
TRANSACTION TYPES DESCRIPTIONS FEES & CHARGES
1 Business Accounts 46 (subject to applicable tax, if any)

7. Export Service**
2 Foreign Currency Accounts 49 Export Documentary a) DC Bills Checking Fee i) Presentation of clean documents
Credit Bills (Include pre-checkingN1 of Min RM50
(Purchased/Non- documents) Min RM100 (Arab & India
3 Financing 50 Purchased)* Continents / Pre-checking of
Note documents)
To charge checking fee based on ii) Presentation of discrepant
4 Channels Related Services 51 country risk of issuing bank and documents
complexity of the DC (e.g. pre- Min RM80
checking of documents or more Min RM130 (Arab & India
5 Remittance & Payment 52 than 2 pages of terms and Continents / Pre-checking of
Services conditions especially from documents)
Pakistan, Bangladesh and Middle
Eastern countries.)
6 Import Services 55
N1: If full set of documents are
submitted for pre-checking,
7 Export Services 58 checking fee shall apply once only.
In cases of partial submissions for
pre-checking, checking fee shall
8 Others 62 apply for each submission or
resubmission whenever checking
is required.
9 Business Credit Card 63 b) Commission 0.1% flat
(min. RM50 – customer)
(min. RM100 – Non-customer)
10 Corporate Card 65 (max. RM500 – Ringgit)
(max. RM250 – FCY)
c) Urgent Processing Charge RM100
11 Fusion Package 67 (One-off service requests, outside
the usual service offering, i.e.
where a bill is given priority
processing over others at the
request of the customer)
d) Interest Charge (For Purchased Ringgit
Bills only) At overdraft or prescribed rate
(min. RM30)
FCY
At prevailing Foreign Currency
interest or prescribed rate
(min.RM30)
e) TT/DD Reimb Claim RM30 – for account of Benef
f) Cancellation Charge (due to RM100 (Non-SME only)
direct payment)

Note
(*) Export Documentary Credit (DC) Bills Purchased (also known as Export DC Negotiation) refers to
financing by the bank against document submitted under DCs which may be clean or discrepant and
generally after acceptance is received from the issuing bank. Interest rates charged will be based on the
Bank’s prevailing cost of fund or such other rates prescribed by the Bank from time to time for the
respective currencies plus a margin subject to underlying bank and country risk. Please refer to the
Product Disclosure Sheet available in our Download Centre at www.hsbc.com.my for further clarification
of this product.

58

Issued by HSBC Malaysia Berhad (Company No. 198401015221 (127776-V)) Updated: 23 December 2024
PUBLIC
 Contents Commercial & Business
TRANSACTION TYPES DESCRIPTIONS FEES & CHARGES
1 Business Accounts 46 (subject to applicable tax, if any)

7. Export Services**
2 Foreign Currency Accounts 49 Bills For Collection
Outward Bills for a) Commission 0.1% flat
Collection (Non-DC (min. RM50)
3 Financing 50 Bills) subject to URC (Max. RM100)
522 b) Urgent Processing Charge RM100
(One-off service requests, outside
4 Channels Related Services 51 the usual service offering, i.e.
where a bill is given priority
processing over others at the
5 Remittance & Payment 52 request of the customer)
Services c) Cancellation Charge (Due to RM100
direct payment)
d) TT/DD Reimb Claim RM30 – for account of Benef
6 Import Services 55 e) Snag Bill Handling Fee RM150 per month or part of
month
Bills Purchased a) Commission 0.1% flat
7 Export Services 58 (Non-DC Bills) (min. RM50 – customer)
(min. RM100 – non-customer)
(max. RM500 – Ringgit)
8 Others 62 (max. RM250 – FCY)
b) Urgent Processing Charge RM100
(One-off service requests,
9 Business Credit Card 63 outside the usual service
offering, i.e. where a bill is
given priority processing over
10 Corporate Card 65 others at the request of the
customers)
c) Interest charge Ringgit
11 Fusion Package 67 At overdraft or [prescribed rate
(min RM30)

FCY
At prevailing Foreign Currency
interest or prescribed rate (min
RM30)
d)TT/DD Reimb Claim RM30 – for account of Benef
e) Cancelation Charge RM100
(Due to direct payment)
f) Snag Bill Handling Fee RM150 per month or part pf
month

59

Issued by HSBC Malaysia Berhad (Company No. 198401015221 (127776-V)) Updated: 23 December 2024
PUBLIC
 Contents Commercial & Business
TRANSACTION TYPES DESCRIPTIONS FEES & CHARGES
1 Business Accounts 46 (subject to applicable tax, if any)

7. Export Services**
2 Foreign Currency Accounts 49 Seller Loans
Bankers Acceptances a) Acceptance Commission Acceptances commission will be
collected as offered and
3 Financing 50 accepted in Facility Offer Letter
b) Handling Fee RM5
Seller Loans a) Export Financing Charge 0.25% flat (max RM200).
4 Channels Related Services 51 Waived for submission via
HSBCnet ITS)
Export Credit a) Processing Fee RM5 per set of documents
5 Remittance & Payment 52 Refinancing
Services b) ECR DPO/LPO Charges 0.05% flat on the value
(min. RM20)
(max. RM500)
6 Import Services 55
Other Export Services
Red Clause Credit a) Handling Fee RM100
7 Export Services 58 Forfaiting a) Financing Charges RM bills – at agreed percentage
above BLR
FCY bills – at agreed percentage
8 Others 62 above prevailing FCY cost of
fuds
b) Commitment Fee Min. USD 100 per forfaiting
9 Business Credit Card 63 contract (SME customers)
Min. RM500 per forfaiting
contract (Non-SME customers)
10 Corporate Card 65 Assignment of DC a) Commission 0.1% or RM500 whichever is
Proceeds higher
Other Export Charges a) Acceptance Commission 0.15% per month (min.RM150)
11 Fusion Package 67
Note : This will only apply to
banks with pre-arranged
acceptance facilities with us
b) Reimbursement Bank Fee RM50
Receivables Finance Service Charge (includes credit A flat percentage charge of up to
(RF) protection/ledger management maximum 0.75% on the invoice
(Note : For some RF (depending on the service value
structures, RF charges required)). In some Receivables
such as Arrangement Finance legal agreements, it is
Fee and Service being referred to as “Limited
Charge could be Recourse Fee”.
consolidated as one
fee classified as
“Service Charge”)
Facility Set-up Fee (not applicable Minimum MYR1,000 up to 1.5% of
to SME) / Arrangement Fee as the facility limit
referred to in some Receivables
Finance legal agreement.

60

Issued by HSBC Malaysia Berhad (Company No. 198401015221 (127776-V)) Updated: 23 December 2024
PUBLIC
 Contents Commercial & Business
TRANSACTION TYPES DESCRIPTIONS FEES & CHARGES
1 Business Accounts 46 (subject to applicable tax, if any)

7. Export ServiceS**
2 Foreign Currency Accounts 49 Other Export Services
Receivables Finance Administration charges – for one- RM200.00
off service requests, outside the
3 Financing 50 usual service offering & facility
structure (e.g facility
overpayments, same day
4 Channels Related Services 51 payment against invoice
submitted, etc)
Annual Renewal Fee Minimum MYR1,000 up to 1.5% of
5 Remittance & Payment 52 (Not applicable to SME) the facility limit
Services Discounting Rate/Charge The applicable discounting
rate/charge is calculated based on
3 months rate (e.g. KLIBOR /COF)
6 Import Services 55 or such other rate/charge as
prescribed by the Bank from time
to time shall apply.
7 Export Services 58
The rate/charge published here
will prevail over such rate/charge
8 Others 62 stated in the relevant legal
documentation.

9 Business Credit Card 63 8. Others

Faxing of Advices RM10 per price
Photostatting RM10 per price
10 Corporate Card 65 Documents
Advice Request RM10 per request
Past Due Chasers a) To Collecting Bank (auto) RM30 per chaser
11 Fusion Package 67
b) To Collecting Bank (manual) RM60 per chaser
Banking Express a) West Malaysia RM160.00 per month
Service b) East Malaysia (Daily courier RM250.00 per month
service for cheques and
documents except cash)
Others a) Rate of Exchange Foreign currency bills are
negotiated/purchased at the
prevailing rates of exchange or
contracted rates of exchange
b) Delivery Charges A courier charge is made
according to the weight of the
documents and their
destinations
c) Other Bank’s Charges All correspondent’s or agents’
charge, if any, are for the
account of the Benef unless
otherwise stated
d) Commission in Lieu of 0.1% of bill amount
Exchange (min. RM50)
Note: (max. RM500)
(to be charged if bills/loans are
settled without foreign currency
conversion with HSBC)
e) Rates for Retirement of Inward Selling Rate of Exchange (TT or
Bills OD) of the day or Forward Sales
Contract

61

Issued by HSBC Malaysia Berhad (Company No. 198401015221 (127776-V)) Updated: 23 December 2024
PUBLIC
 Contents Commercial & Business
TRANSACTION TYPES DESCRIPTIONS FEES & CHARGES
1 Business Accounts 46 (subject to applicable tax, if any)

8. Others
2 Foreign Currency Accounts 49 Others f) Compensation charge for early Compensation charges quoted
retirement of Foreign Currency by Treasury
Loan will be levied for exchange
3 Financing 50 differences/costs
g) Export Credit Report RM100 per report
h) Local Demand Draft/Cashier’s RM5.50 per draft
4 Channels Related Services 51 Order Issuance (inclusive of processing fee)
i) Government Stamp Duty Fee RM10 where applicable
j) Late Payment Fee 1% over and above the
5 Remittance & Payment 52 (applicable to all types of prescribed interest rate as
Services loans/financing/payment of stipulated in the legal
Trade Instruments e.g. Bank agreement with customer (e.g.
Guarantee/Documentary Credit Facility Offer Letter); OR
6 Import Services 55 that must be paid on/before 3.5% above the bank’s
maturity dates and/or due prevailing Cost of Funds; OR
dates. Any payment Such other rate as determined
7 Export Services 58 delays/overdues shall be by the Bank from time to time
charged at the late payment
fees rate stated in this Tariff,
8 Others 62 whichever is higher, for the
period overdue unless
otherwise stated and reflected
9 Business Credit Card 63 in the legal agreement with
customers e.g. Facility Offer
Letter).
10 Corporate Card 65 k) Past Due Bills Handling Fee RM150 (one-time fee per bill)
(applicable to all types of loans/
financing/payment of Trade
11 Fusion Package 67 Instruments)
l) Outward Rentas (per RM5
transaction)
Cable/SWIFT Charges a) All cable cost per DC/Bank Local DC/BG – RM50 per cable
Guarantee issued under SWIFT Overseas DC /BG – Min RM100
(including amendment and per cable
cancellation of DC)
b) Other Cable Cost Issued under RM30
SWIFT

(**) The tariff is applicable for SMEs & Non-SMEs (unless otherwise specified). Different rates may be
prescribed for non-SMEs depending on structure and as agreed with customer.

9. Business Credit Card

a) Annual Fee World Business MasterCard:
RM200
Service Tax RM25
b) Joining Fee No charge
c) Finance Charges:
“Finance Charge” means the finance charge imposed by the Bank, where the
Current Balance for the preceding month’s Card Statement is not settled in
full
i. Purchases 15% p.a. calculated on a daily
rest basis on the outstanding
balance from the posting date
of the respective retail
transactions
ii. Cash Advance 18% p.a. calculated on a daily
basis on the cash advance
amount from the date of
disbursement until full
repayment

62

Issued by HSBC Malaysia Berhad (Company No. 198401015221 (127776-V)) Updated: 23 December 2024
PUBLIC
 Contents Commercial & Business
TRANSACTION TYPES DESCRIPTIONS FEES & CHARGES
1 Business Accounts 46 (subject to applicable tax, if any)

d) Cash Advance Fee 5% of the amount advanced or

2 Foreign Currency Accounts 49 minimum of RM15, whichever is
higher. This is incurred for each
cash advance transaction
3 Financing 50 e) Minimum Monthly Repayment 5% of the outstanding balance
or a minimum of RM50,
whichever is higher
4 Channels Related Services 51
f) Late payment Fees Minimum of RM10 or 1% of the
outstanding balance, whichever
5 Remittance & Payment 52 is higher, capped to a maximum
Services of RM100

6 Import Services 55

7 Export Services 58

8 Others 62

9 Business Credit Card 63

10 Corporate Card 65

11 Fusion Package 67

63

Issued by HSBC Malaysia Berhad (Company No. 198401015221 (127776-V)) Updated: 23 December 2024
PUBLIC
 Contents Commercial & Business
TRANSACTION TYPES DESCRIPTIONS FEES & CHARGES
1 Business Accounts 46 (subject to applicable tax, if any)

9. Business Credit Card

2 Foreign Currency Accounts 49 g) Interest-free Period 20-days interest-free period is
only enjoyed on all retail
transactions, provided all
3 Financing 50 outstanding balances as per
the monthly statement of the
previous month are full settled.
4 Channels Related Services 51 h) Conversion for Overseas If the Cardholder uses the
Transactions Credit Card for transactions
in a currency other than
5 Remittance & Payment 52 Ringgit Malaysia, such amount
Services shall be converted at the
exchange rate as determined
by MasterCard International,
6 Import Services 55 as the case may be, on the
date of conversion in addition
to a foreign currency cost of
7 Export Services 58 1.25% as well as any
transaction fee charged
MasterCard International.
8 Others 62 i) Replacement Card Fee RM50.00 per card
j) Sales Draft Retrieval RM20.00 per copy
k) Additional Statement Request RM5 per monthly statement
9 Business Credit Card 63 Fee

10. Corporate Card

10 Corporate Card 65 a) Annual Fee World Corporate MasterCard:
RM120
Service Tax RM25
11 Fusion Package 67
b) Joining Fee No charge
c) Finance Charges
i. Purchases 15% p.a calculated on a daily
rest basis on the outstanding
balance from the posting date
of the respective retail
transactions.

ii. Cash Advance 18% p.a calculated on a daily

basis on the cash advance
amount from the date of
disbursement until full
repayment.
d) Cash Advance Fee 5% of the amount advanced or
a minimum of RM15,
whichever is higher. This is
incurred for each cash advance
transaction.
e) Minimum Monthly Repayment All outstanding has to be
settled in full

64

Issued by HSBC Malaysia Berhad (Company No. 198401015221 (127776-V)) Updated: 23 December 2024
PUBLIC
 Contents Commercial & Business
TRANSACTION TYPES DESCRIPTIONS FEES & CHARGES
1 Business Accounts 46 (subject to applicable tax, if any)

10. Corporate Card

2 Foreign Currency Accounts 49 f) Late Payment Fees Minimum of RM10 or 1% of
the outstanding balance,
whichever is higher capped to
3 Financing 50 a maximum of RM100
g) Interest-free Period 20-days interest-free period is
only enjoyed on all retail
4 Channels Related Services 51 transactions, provided all
outstanding balances as per
the monthly statement of the
5 Remittance & Payment 52 previous month are fully
Services settled.
h) Conversion for Overseas If the Cardholder uses the
Transactions Corporate Card for
6 Import Services 55 transactions in a currency
other than Ringgit Malaysia,
such amount shall be
7 Export Services 58 converted at the exchange rate
as determined by MasterCard
International, as the case may
8 Others 62 be, on the date of conversion
in addition to a foreign
currency conversion cost of
9 Business Credit Card 63 1.25% as well as any
transaction fee charged by
MasterCard International.
10 Corporate Card 65 i) Replacement Card Fee RM50.00 per card
j) Sales Draft Retrieval RM20.00 per copy
k) Retrieval of Statement(s) Fee
11 Fusion Package 67 i. Less than 12 months old RM2 per page
ii. More than 12 months old RM20 per request + RM2 per
page
l) Additional Statement Request RM5 per monthly statement
Fee
m) Smart Data Gen 2 (SDG2)
One-time setup fee RM400
Annual Fee RM650

*The charges above are not

applicable to SMEs.

65

Issued by HSBC Malaysia Berhad (Company No. 198401015221 (127776-V)) Updated: 23 December 2024
PUBLIC
 Contents Commercial & Business
TRANSACTION TYPES DESCRIPTIONS FEES & CHARGES
1 Business Accounts 46 (subject to applicable tax, if any)

11. Fusion Package

2 Foreign Currency Accounts 49 (Only applicable to a) HSBC Fusion Basic RM30 per month
Retail Business Banking
(RBB) Customers)
3 Financing 50 b)HSBC Fusion Essential RM60 per month
c) HSBC Fusion Elite RM120 per month

4 Channels Related Services 51

5 Remittance & Payment 52

Services

6 Import Services 55

7 Export Services 58

8 Others 62

9 Business Credit Card 63

10 Corporate Card 65

11 Fusion Package 67

66

Issued by HSBC Malaysia Berhad (Company No. 198401015221 (127776-V)) Updated: 23 December 2024
PUBLIC