Annexures

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 TABLE OF ANNEXURES

S.NO. ANNEXURE TYPE PAGE NO

1. PURCHASE CASE 3

2. BT CASE 4

3. LAP & REFINANCE 5

4. SELF CONSTRUCTION CASE 6

5. COMPOSITE LOAN 7

6. SELLER BT CASE 8

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Cheque Handover Check List:

For Purchase Case:

SNO Description of Document Yes/No

1. Agreement for sale of the Borrower (vendor/Builder & Buyer)
2. Development Agreement with Land Owner/D A /Builder-If Any
3. Title deeds in the name of seller, chain title documents
4. Revenue records for last 13/30 years For loan amt. of 50 lakhs or less, 13 years title records
5. Customer Acknowledgement for submission of documents towards HHFL
6. Legal Scrutiny Report
7. Vetting Report by Vendor/CLM
8. Affidavit cum Undertaking
9. In case of Builder cases- Tripartite Agreement to be taken amongst- builder,
customer and HHF.
10. Seller KYC verification done by Vendor.
11. All property Owners are on loan structure.
12. No Minor share is involved in the property.
13. Khazna / Revenue receipt / Tax receipt/ Mutation extract
14. Provisional Allotment letter/ Allotment Letter In cases other than Gavthan, 1 yr. tax assessment done
15. Non-Agricultural Permission/Order/ Zone certificate/map Gavthan means the property under
16. tax assessments in the name of seller (13Years if property is gavthan)Gram Panchayat and not Municipality.
17. Revenue record i.e 7/12, 8A or CTS in the name of seller Under this RCU (Risk Compliance Unit)-
Astitue-third party vendor required
18. Own contribution receipt City Survey Number- Municipality allot CTS to properties which are
19. Possession letter checked by us. Properties with no CTS can be found on 7/12 form.
20. Register Mortgage/MODT with NOI For properties with Gram Panchayat, 8A is checked.
21. Revenue record i.e 7/12, 8A or CTS in the name of borrower
22. NOC from Tenants if property is Rented/leased
23. Original Registered Sale deed in the name of Borrower
24. Original Title deeds in the name of seller of similar area/property
25. society share certificate/society NOC/Registration (Borrower) (If society exist)
26. society share certificate/society NOC/Registration/Builder NOC to Mortgage
(seller) (If society exist)
27. Gavthan dhakla and GP four boundaries letter (If gavthan property)

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BT Case:

SNO Description of Document Yes/No

1. Copy of Registered Sale deed in the name of Borrower Chain of documents, past 13 years who
2. Title deeds in the name of seller/ Chain Title Documents had it and now borrower has it
3. Original List of Documents/MODT from BT Bank/financial institution Memorandum of Documents
4. List of Documents from BT Bank of List
5. Original Foreclosure Letter
6. Acknowledgment letter from BT Bank that BT cheque amount is F & F amount Full & Final
and no link loan is there.
7. Outstanding Letter from BT Bank/financial institution/FC letter
8. Copy of Registered sale Deed in the name of Borrower
9. All property owners are on loan structure.
10. No Minor share is involved in the property.
11. Legal Scrutiny Report
12. Vetting Report from Vendor/CLM
13. Khazna / Revenue receipt / Tax receipt
14. Indemnity bond from Borrower
15. Duly Signed BT Letter from BT Institute
16. Seller Acknowledgement against BT Institute for handover of OTD to HHFL
17. Register Mortgage/MODT with NOI executed by borrower in favor of HHFL
18. Original Title deeds in the name of seller of similar area/property
19. 7/12 extract/Namuna 8 extract /Property Card/CTS extract in the name of Namuna 8-property tax evaluation
borrower. pta lagti hai isse
20. Gavthan dhakla and GP four boundaries letter (If gavthan property)
21. Original NOC/Reconveyance of Mortgage from BT Institute
22. Original Registered Sale deed in the name of Borrower

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LAP & Refinance:

SNO Description of Document Yes/No

1. Original Registered Sale deed in the name of Borrower
2. Original Title deeds in the name of seller of similar area/property
3. Non-Agricultural Permission/Order/ Zone certificate/map
4. Revenue records for last 13/30 years
5. Khazna / Revenue receipt / Tax receipt/ Mutation Entries
6. Customer Acknowledgement for submission of documents towards HHFL
7. Legal Scrutiny Report
8. Vetting Report by Vendor/CLM
9. Affidavit cum Undertaking
10. All property Owners are on loan structure.
11. No Minor share is involved in the property.
12. society share certificate/society NOC/Registration (If society exist)
13. Gavthan dhakla and GP four boundaries letter (If gavthan property)
14. 7/12 extract/Namuna 8 extract /Property Card/CTS extract in the name of
borrower
15. Register Mortgage/MODT with NOI executed by borrower in favor of HHFL

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For Self-Construction:

SNO Description of Document Yes/No

1. Original Registered Sale deed in the name of Borrower
2. Original Title deeds in the name of seller of similar area/property
3. Building Permission/ Sanction plan/ Commencement cert/Construction
permission
4. Revenue records/ Mutation entries for last 13/30 years
5. Customer Acknowledgement for submission of documents towards HHFL
6. Legal Scrutiny Report
7. Vetting Report from Vendor/CLM
8. Affidavit cum Undertaking
9. In case of Builder cases- Tripartite Agreement to be taken amongst- builder,
Customer and HHF.
10. Seller KYC verification done by Vendor.
11. All property Owners are on loan structure.
12. No Minor share is involved in the property.
13. Non-Agricultural Permission/Order/ Zone certificate/map/Gavthan certificate
14. Khazna / Revenue receipt / Tax receipt
15. Gavthan dhakla and GP four boundaries letter (If gavthan property)
16. 7/12 extract/Namuna 8 extract /Property Card/CTS extract in the name of
borrower
17. society share certificate/society NOC/Registration (If society exist)
18. Register Mortgage/MODT with NOI executed by borrower in favor of HHFL

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For Composite Loans:

SNO Description of Document Yes/No

1. Agreement for sale of the Borrower (vendor/Builder & Buyer)
2. Agreement for Construction by Borrower with vendor/Builder
3. Provisional Allotment letter/ Allotment Letter
4. Development Agreement with Land Owner/D A /Builder-If Any
5. Title deeds in the name of Seller
6. Non-Agricultural Permission/Order/Zone certificate/map/Gavthan certificate
7. Khasara / Revenue records/ Mutation entries for last 13/30 years
8. Customer Acknowledgement for submission of documents towards HHFL
9. Legal Scrutiny Report
10. Vetting Report by CLM/Vendor
11. Affidavit cum Undertaking
12. All property Owners are on loan structure.
13. No Minor share is involved in the property.
14. Constitutional Documents of Developer
15. Gavthan dhakla and GP four boundaries letter (If gavthan property)
16. Building Permission/ Sanction plan/ Commencement cert/Construction
permission
17. Khazna / Revenue receipt / Tax receipt
18 society share certificate/society NOC/Registration (seller) (If society exist)
19. 7/12 extract/Namuna 8 extract /Property Card/CTS extract in the name of
borrower
20. Register Mortgage/MODT with NOI executed by borrower in favor of HHFL
21. Original Title deeds in the name of seller of similar area/property
22. Original Registered Sale deed in the name of Borrower

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In Seller BT Case, the seller has loan over the property that he is selling to borrower and there is an agreement of sale
between Borrower and Seller about the sale. The bank from which the seller has taken the loan will transfer it to the bank
from which borrower has taken the loan. The borrower's bank will pay the loan of seller by paying the balance of loan to
the seller's bank. Borrower will then be in a position to execute the sale deed.

For Seller BT Case:

SNO Description of Document Yes/No

1. Agreement for sale of the Borrower (vendor/Builder & Buyer)
2. Agreement for Construction by Borrower with vendor/Builder
3. Provisional Allotment letter/ Allotment Letter
4. Development Agreement with Land Owner/D A /Builder-If Any
5. Title deeds in the name of Seller, Chain Title Documents
6. Non-Agricultural Permission/Order/Zone Certificate/Map
7. Khasara / Revenue records for last 13/30 years in the name of the Seller
8. Customer Acknowledgement for submission of documents towards HHFL
9. Legal Scrutiny Report
10. Vetting Report from Vendor/CLM
11. Affidavit cum Undertaking
12. All property Owners are on loan structure.
13. No Minor share is involved in the property.
14. Constitutional Documents of Developer
15. Khazna / Revenue receipt / Tax receipt
16. Gavthan dhakla and GP four boundaries letter (If gavthan property)
17. Indemnity from borrower
18 List of Documents/MODT from BT Bank/financial institution
19. Outstanding Letter from BT Bank/financial institution/FC letter
20. 7/12 extract/Namuna 8 extract /Property Card/CTS extract in the name of
borrower
21. Original Registered Sale deed in the name of Borrower
22. Original Title deeds in the name of seller of similar area/property
23. Original NOC from BT Institute
24. Register Mortgage/MODT with NOI executed by borrower in favor of HHFL
25. Original NOC/Reconveyance of Mortgage from BT Institute

26. Copy of Registered Sale deed in the name of Borrower

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