Vishal Novel Response
Vishal Novel Response
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],
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"name": "Amount Balance Mismatch ",
"description": " Transaction whose amount/balance do not match
with previous transactions.",
"transactions": []
},
{
"name": "Irregular Interest Charges ",
"description": " Interest Charges which are not in all months
within narrow date range.",
"transactions": []
},
{
"name": "Irregular Transfers to Parties ",
"description": " Transactions categegorised as Fund Transfers
which are not in all months within a narrow date range.",
"transactions": []
},
{
"name": "Irregular Salary Credits ",
"description": " Salary credits which are not in every months
within a narrow date range.",
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{
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"narration": "CMS_IFT HGS Salary Feb 23IDFC FIRST
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"ignorableTransaction": false,
"holiday": false
},
{
"id": 92,
"transactionDate": 1688063400000,
"narration": "CMS_IFT Salary June23IDFC FIRS T BHARAT
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"paymentMode": "Other",
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}
]
},
{
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"description": " ATM Withdrawals having amount not being
multiple of 100 or outside of permissible range.",
"transactions": []
},
{
"name": "Transactions on Bank Holidays ",
"description": " NEFT, RTGS and Chque Deposit transactions
cannot happen on Bank Holidays.",
"transactions": []
},
{
"name": "Suspicious RTGS Transactions ",
"description": " RTGS transaction have a minimum amount limit
as prescribed by RBI.",
"transactions": []
},
{
"name": "Suspicious Salary Credits ",
"description": " Salary Credit on Bank Holidays",
"transactions": []
},
{
"name": "Salary Credit Amount Remains Unchanged over extended
period ",
"description": " Salary amount usually changes over time,
particularly during tail end of financial year, due to change in TDS amount",
"transactions": []
},
{
"name": "Round Figure Tax Payment ",
"description": " Tax paid amounts are usually not in round
figures (multiple of 100).",
"transactions": []
},
{
"name": "Negative EOD Balance ",
"description": " EOD bank balance on any day is unlikely to be
negative in Savings Account.",
"transactions": []
},
{
"name": "Interest Credit Transactions ",
"description": " Interest Credit transactions should be
periodic(montly/quarterly/half yearly).",
"transactions": []
},
{
"name": "More and frequent Cash Deposit than Salary ",
"description": " Higher number or more cash deposit than salary
is highly unlikely.",
"transactions": []
},
{
"name": "Immediate big transactions after Salary Credits ",
"description": " Withdrawal of big amount after salary credit
is due to forged salary entries.",
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"narration": "IMPS-RIB/Fund Trf/221312575836 /vishal
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"name": "vishal pujara",
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},
{
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"narration": "IMPS-RIB/Fund Trf/233421567911 /VISHAL D
PUJARA/5010024815267 1HDFC/",
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},
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"narration": "EMI DEBIT 69898249",
"paymentMode": "Other",
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"cheque": null,
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}
]
},
{
"name": "Salary on bank holidays or round figure credits ",
"description": " Salary cerdits happening on the bank holidays
or round figure salary is received",
"transactions": []
},
{
"name": "EOD Balance Exceeds 15 lacs ",
"description": " EOD balance of 15 lacs on any particular day",
"transactions": []
},
{
"name": "Multiple Cash Withdrawal via different ATMs on same
Day ",
"description": " Withdrawal transaction happend on same day via
different different branches",
"transactions": []
},
{
"name": "ATM Withdrawal after big NEFT/RTGS transactions ",
"description": " ATM Withdrawals happening on the same day or
next day after NEFT/RTGS of more than 10 lacs in a day",
"transactions": []
},
{
"name": "Account opening Data is within 3 months ",
"description": " Account opening date is within the range of 3
months from the statement generation date",
"transactions": []
},
{
"name": "Equal Credit Debit ",
"description": " Total amount of credit/debit or total number
of credit/debit cannot be same. Both scenarios are extremly unlikely.",
"transactions": []
},
{
"name": "Date wise Balance Mismatch ",
"description": " Dates whose closing balance do not matches
with the opening balance of the next date.",
"transactions": []
}
],
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{
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"totalSalary": 18912.0,
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{
"id": 5,
"transactionDate": 1659119400000,
"narration": "CMS_IFT Salary Jul22IDFC FIRST BHARAT
LIMITED",
"paymentMode": "Other",
"paymentCategory": "Salary",
"cheque": null,
"amount": 18912.0,
"type": "Cr",
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"name": "IDFC FIRS",
"ignorableTransaction": false,
"holiday": false
}
]
},
{
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"totalSalary": 23346.0,
"transactions": [
{
"id": 16,
"transactionDate": 1661797800000,
"narration": "CMS_IFT Salary Aug-22IDFC FIRS T BHARAT
LIMITED",
"paymentMode": "Other",
"paymentCategory": "Salary",
"cheque": null,
"amount": 23346.0,
"type": "Cr",
"openingBalance": 99105.12,
"closingBalance": 122451.12,
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"name": "IDFC FIRS",
"ignorableTransaction": false,
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}
]
},
{
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"totalSalary": 27416.0,
"transactions": [
{
"id": 26,
"transactionDate": 1664476200000,
"narration": "CMS_IFT Salary Sep22IDFC FIRST BHARAT
LIMITED",
"paymentMode": "Other",
"paymentCategory": "Salary",
"cheque": null,
"amount": 27416.0,
"type": "Cr",
"openingBalance": 66839.95,
"closingBalance": 94255.95,
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"name": "IDFC FIRS",
"ignorableTransaction": false,
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}
]
},
{
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"totalSalary": 14422.0,
"transactions": [
{
"id": 34,
"transactionDate": 1667154600000,
"narration": "CMS_IFT Salary ReleaseIDFC FIR ST BHARAT
LIMITED",
"paymentMode": "Other",
"paymentCategory": "Salary",
"cheque": null,
"amount": 14422.0,
"type": "Cr",
"openingBalance": 70767.56,
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"name": "Releas",
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}
]
},
{
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"totalSalary": 26644.0,
"transactions": [
{
"id": 40,
"transactionDate": 1669746600000,
"narration": "CMS_IFT HGS Salary Nov 22IDFC FIRST
BHARAT LIMITE",
"paymentMode": "Other",
"paymentCategory": "Salary",
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"amount": 26644.0,
"type": "Cr",
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"name": "IDFC FIRS",
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}
]
},
{
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"transactions": [
{
"id": 62,
"transactionDate": 1677522600000,
"narration": "CMS_IFT HGS Salary Feb 23IDFC FIRST
BHARAT LIMITE",
"paymentMode": "Other",
"paymentCategory": "Salary",
"cheque": null,
"amount": 16372.0,
"type": "Cr",
"openingBalance": 5976.56,
"closingBalance": 22348.56,
"monthYear": "Feb-2023",
"name": "IDFC FIRS",
"ignorableTransaction": false,
"holiday": false
}
]
},
{
"month": "Jun-2023",
"totalSalary": 83158.0,
"transactions": [
{
"id": 92,
"transactionDate": 1688063400000,
"narration": "CMS_IFT Salary June23IDFC FIRS T BHARAT
LIMITED",
"paymentMode": "Other",
"paymentCategory": "Salary",
"cheque": null,
"amount": 83158.0,
"type": "Cr",
"openingBalance": 2990.12,
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"name": "IDFC FIRS",
"ignorableTransaction": false,
"holiday": false
}
]
}
],
"emi": [
{
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"amount": 5500.0,
"transactions": [
{
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"transactionDate": 1688322600000,
"narration": "EMI DEBIT 114032034",
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"cheque": null,
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}
]
},
{
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"transactions": [
{
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},
{
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},
{
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},
{
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},
{
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},
{
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},
{
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},
{
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},
{
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},
{
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},
{
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},
{
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{
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},
{
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]
}
],
"chequeBounces": [
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"transactions": []
},
{
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},
{
"month": "Sep-2022",
"transactions": []
},
{
"month": "Oct-2022",
"transactions": []
},
{
"month": "Nov-2022",
"transactions": []
},
{
"month": "Dec-2022",
"transactions": []
},
{
"month": "Jan-2023",
"transactions": []
},
{
"month": "Feb-2023",
"transactions": []
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