CONSUMER CIR

CONSUMER: ATUL KUMAR DATE:27-01-2025

MEMBER ID: BN05034770 TIME: 11:29:34

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,65,62,68,573

CONSUMER INFORMATION:
NAME: ATUL KUMAR

DATE OF BIRTH: 04-03-1993 GENDER: MALE

CIBIL TRANSUNION SCORE(S):

SCORE NAME SCORE SCORING FACTORS

CREDITVISION® SCORE
702 1: PRESENCE OF DELINQUENCY IN LAST 12 MONTHS

PERSONAL LOAN SCORE

603 1:
2:
PRESENCE OF DELINQUENCY.
PRESENCE OF A MINOR DELINQUENCY ON PERSONAL LOAN.
3: PRESENCE OF A HIGH NUMBER OF ENQUIRIES.
4: LOW AVERAGE TRADE AGE.

EARLY RISK SCORE

0 1: SCORE NOT AVAILABLE.

POSSIBLE RANGE FOR CREDITVISION® SCORE

Consumer with at least one trade on the bureau in last 36 months : 300 (High risk) to 900 (low risk)
Consumer not in CIBIL database or history older than 36 months : -1

* At least one tradeline with information updated in last 36 months is required.

POSSIBLE RANGE FOR PERSONAL LOAN SCORE

Consumers with more than 1 month credit history* : 300 (high risk) to 900 (low risk)
Consumers not in CIBIL database or with insufficient information for scoring* : -1

* At least one tradeline with information updated in last 24 months is required.In case of error in scoring a value of '0' is returned.

POSSIBLE RANGE FOR EARLY RISK SCORE

Consumer with at least one trade on the bureau in last 36 months : 1300 (High Risk) to 1900 (Low Risk)
Consumer not in CIBIL database or history older than 36 months : -1
Consumer with enquiry purpose other than personal and consumer loan : 0

© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 1 OF 7

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: ATUL KUMAR DATE:27-01-2025

MEMBER ID: BN05034770 TIME: 11:29:34

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,65,62,68,573

* At least one tradeline with information updated in last 36 months is required

IDENTIFICATION(S):
IDENTIFICATION TYPE IDENTIFICATION NUMBER ISSUE DATE EXPIRATION DATE

INCOME TAX ID NUMBER (PAN) DXCPK8356R

UNIVERSAL ID NUMBER (UID) XXXXXXXXXXXX

CKYC 40024250784528

TELEPHONE(S):
TELEPHONE TYPE TELEPHONE NUMBER TELEPHONE EXTENSION

NOT CLASSIFIED 9793957432

MOBILE PHONE(e) 9871917173

MOBILE PHONE 919793957432

EMAIL CONTACT(S):
EMAIL ADDRESS

NA@GMAIL.COM

YADAVATUL296@GMAIL.COM

ADDRESS(ES):

ADDRESS :HOUSE NO- 13 NEAR UMANG BHARDWAJ CHOWK VILLAGE HARYANA 122001

CATEGORY:PERMANENT ADDRESS RESIDENCE CODE:OWNED DATE REPORTED:30-06-2024

ADDRESS :PLOT NO 166, SECTOR 9 GURGAON HARYANA GURGAON HARYANA 122001

CATEGORY:OFFICE ADDRESS RESIDENCE CODE:OWNED DATE REPORTED:30-06-2024

ADDRESS :HOUSE NO- 13 NEAR UMANG BHARDWAJ CHOWK VILLAGE HARYANA 122001

CATEGORY:RESIDENCE ADDRESS RESIDENCE CODE:OWNED DATE REPORTED:30-06-2024

ADDRESS :D15 G/F KHNO 6 VIKAS NAGAR DWARKA DELHI DELHI 110059

CATEGORY:RESIDENCE ADDRESS RESIDENCE CODE: DATE REPORTED:30-11-2023

© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 2 OF 7

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: ATUL KUMAR DATE:27-01-2025

MEMBER ID: BN05034770 TIME: 11:29:34

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,65,62,68,573

EMPLOYMENT INFORMATION:
ACCOUNT TYPE DATE OCCUPATION CODE INCOME NET / GROSS INCOME MONTHLY / ANNUAL
REPORTED INDICATOR INCOME INDICATOR

TWO-WHEELER LOAN 31-10-2024 SALARIED Not Available Not Available Not Available

SUMMARY:
ACCOUNT(S)
ACCOUNT TYPE ACCOUNTS ADVANCES BALANCES DATE OPENED

All Accounts TOTAL: 7 HIGH CR/SANC. AMT: 3,57,383 CURRENT: 1,57,663 RECENT: 10-06-2024

OVERDUE: 0 OVERDUE: 0 OLDEST: 31-07-2018

ZERO-BALANCE: 6

ENQUIRIES
Only Last 36 months enquiries will be displayed in the Credit report
ENQUIRY PURPOSE TOTAL PAST 30 DAYS PAST 12 MONTHS PAST 24 MONTHS RECENT

All Enquiries 30 0 11 5 22-10-2024

ACCOUNT(S):

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 10-06-2024 SANCTIONED: 1,87,650

ACCOUNT NUMBER: NOT LAST PAYMENT: 06-12-2024 CURRENT BALANCE: 1,57,663
DISCLOSED REPORTED AND CERTIFIED: PMT FREQ: MONTHLY
TYPE: TWO-WHEELER LOAN 15-01-2025 ACTUAL PAYMENT: 13,124
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-01-2025
PMT HIST END: 01-06-2024

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000

01-25 12-24 11-24 10-24 09-24 08-24 07-24 06-24

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 16-09-2021 SANCTIONED: 70,681

ACCOUNT NUMBER: NOT CLOSED: 05-04-2024 CURRENT BALANCE: 0
DISCLOSED REPORTED AND CERTIFIED: PMT FREQ: MONTHLY
TYPE: TWO-WHEELER LOAN 30-04-2024
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-04-2024
PMT HIST END: 01-09-2021

© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 3 OF 7

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: ATUL KUMAR DATE:27-01-2025

MEMBER ID: BN05034770 TIME: 11:29:34

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,65,62,68,573

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
04-24 03-24 02-24 01-24 12-23 11-23 10-23 09-23 08-23 07-23 06-23 05-23 04-23 03-23 02-23 01-23 12-22 11-22

000 000 000 000 000 000 000 000 000 000 000 XXX 000 000
10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21 09-21

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 20-07-2020 SANCTIONED: 52

ACCOUNT NUMBER: NOT LAST PAYMENT: 23-07-2020 CURRENT BALANCE: 0
DISCLOSED CLOSED: 31-08-2024 PMT FREQ: MONTHLY
TYPE: CONSUMER LOAN REPORTED AND CERTIFIED:
OWNERSHIP: INDIVIDUAL 30-11-2024
PMT HIST START: 01-11-2024
PMT HIST END: 01-12-2021

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
11-24 10-24 09-24 08-24 07-24 06-24 05-24 04-24 03-24 02-24 01-24 12-23 11-23 10-23 09-23 08-23 07-23 06-23

000 000 000 XXX XXX XXX XXX XXX XXX XXX XXX XXX 000 000 000 000 000 000
05-23 04-23 03-23 02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 20-01-2020 SANCTIONED: 5,000

ACCOUNT NUMBER: NOT LAST PAYMENT: 27-02-2020 CURRENT BALANCE: 0
DISCLOSED CLOSED: 30-11-2021 EMI: 5,037
TYPE: PERSONAL LOAN REPORTED AND CERTIFIED: PMT FREQ: MONTHLY
OWNERSHIP: INDIVIDUAL 31-01-2024 REPAYMENT TENURE: 1
PMT HIST START: 01-01-2024
PMT HIST END: 01-02-2021

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
01-24 12-23 11-23 10-23 09-23 08-23 07-23 06-23 05-23 04-23 03-23 02-23 01-23 12-22 11-22 10-22 09-22 08-22

000 000 000 000 000 000 000 000 000 633 602 572 541 510 480 449 419 388
07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21 09-21 08-21 07-21 06-21 05-21 04-21 03-21 02-21

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 20-09-2019 SANCTIONED: 4,000

ACCOUNT NUMBER: NOT LAST PAYMENT: 30-10-2019 CURRENT BALANCE: 0
DISCLOSED CLOSED: 30-10-2019 PMT FREQ: MONTHLY
TYPE: PERSONAL LOAN REPORTED AND CERTIFIED:
OWNERSHIP: INDIVIDUAL 31-10-2019

© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 4 OF 7

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: ATUL KUMAR DATE:27-01-2025

MEMBER ID: BN05034770 TIME: 11:29:34

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,65,62,68,573

COLLATERAL TYPE: NO COLLATERAL PMT HIST START: 01-10-2019

PMT HIST END: 01-09-2019

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000
10-19 09-19

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 19-08-2019 SANCTIONED: 50,000

ACCOUNT NUMBER: NOT REPORTED AND CERTIFIED: CURRENT BALANCE: 0
DISCLOSED 31-12-2024 EMI: 3,653
TYPE: PERSONAL LOAN PMT HIST START: 01-12-2024 PMT FREQ: MONTHLY
OWNERSHIP: INDIVIDUAL PMT HIST END: 01-04-2023 REPAYMENT TENURE: 21

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 900 876 845
12-24 11-24 10-24 09-24 08-24 07-24 06-24 05-24 04-24 03-24 02-24 01-24 12-23 11-23 10-23 09-23 08-23 07-23

814 784 753

06-23 05-23 04-23

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 31-07-2018 SANCTIONED: 40,000

ACCOUNT NUMBER: NOT CLOSED: 20-03-2020 CURRENT BALANCE: 0
DISCLOSED REPORTED AND CERTIFIED: EMI: 2,639
TYPE: TWO-WHEELER LOAN 31-03-2020 PMT FREQ: MONTHLY
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-03-2020 REPAYMENT TENURE: 18
PMT HIST END: 01-07-2018

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
03-20 02-20 01-20 12-19 11-19 10-19 09-19 08-19 07-19 06-19 05-19 04-19 03-19 02-19 01-19 12-18 11-18 10-18

000 000 000

09-18 08-18 07-18

ENQUIRIES:
Only Last 36 months enquiries will be displayed in the Credit report

MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY AMOUNT

NOT DISCLOSED 22-10-2024 CONSUMER LOAN 20,000

NOT DISCLOSED 04-10-2024 AUTO LOAN 11,50,000

NOT DISCLOSED 11-09-2024 CONSUMER LOAN 20,000

© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 5 OF 7

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: ATUL KUMAR DATE:27-01-2025

MEMBER ID: BN05034770 TIME: 11:29:34

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,65,62,68,573

MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY AMOUNT

NOT DISCLOSED 09-09-2024 OTHER 38,00,000

NOT DISCLOSED 07-06-2024 TWO-WHEELER LOAN 2,20,000

NOT DISCLOSED 06-06-2024 TWO-WHEELER LOAN 2,00,000

NOT DISCLOSED 25-05-2024 CREDIT CARD 50,000

NOT DISCLOSED 12-05-2024 CREDIT CARD 10,000

NOT DISCLOSED 08-05-2024 PERSONAL LOAN 1

NOT DISCLOSED 16-03-2024 CREDIT CARD 1,000

NOT DISCLOSED 02-03-2024 CREDIT CARD 1,000

NOT DISCLOSED 03-01-2024 PERSONAL LOAN 5,000

NOT DISCLOSED 06-12-2023 CREDIT CARD 20,000

NOT DISCLOSED 07-11-2023 PERSONAL LOAN 4,00,000

NOT DISCLOSED 29-09-2023 PERSONAL LOAN 100

NOT DISCLOSED 08-02-2023 CREDIT CARD 10,000

NOT DISCLOSED 16-01-2023 CONSUMER LOAN 24,000

NOT DISCLOSED 16-01-2023 PERSONAL LOAN 75,000

NOT DISCLOSED 16-01-2023 CONSUMER LOAN 1,00,000

NOT DISCLOSED 19-12-2022 CREDIT CARD 100

NOT DISCLOSED 24-10-2022 PERSONAL LOAN 1,000

NOT DISCLOSED 21-10-2022 CREDIT CARD 10,000

NOT DISCLOSED 08-10-2022 CREDIT CARD 1

NOT DISCLOSED 02-09-2022 PERSONAL LOAN 1,000

NOT DISCLOSED 29-08-2022 CREDIT CARD 100

NOT DISCLOSED 25-08-2022 CREDIT CARD 20,000

© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 6 OF 7

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: ATUL KUMAR DATE:27-01-2025

MEMBER ID: BN05034770 TIME: 11:29:34

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,65,62,68,573

MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY AMOUNT

NOT DISCLOSED 21-08-2022 PERSONAL LOAN 25,000

NOT DISCLOSED 16-07-2022 PERSONAL LOAN 25,000

NOT DISCLOSED 30-01-2022 PERSONAL LOAN 75,000

NOT DISCLOSED 30-01-2022 CONSUMER LOAN 50,000

END OF REPORT ON ATUL KUMAR

All information contained in this credit report has been collated by TransUnion CIBIL Limited ( TU CIBIL) based on information provided/ submitted by
its various members("Members"), as part of periodic data submission and Members are required to ensure accuracy, completeness and veracity of the
information submitted. The credit report is generated using the proprietary search and match logic of TU CIBIL. TU CIBIL uses its best efforts to ensure
accuracy, completeness and veracity of the information contained in the Report, and shall only be liable and / or responsible if any discrepancies are directly
attributable to TU CIBIL. The use of this report is governed by the terms and conditions of the Operating Rules for TU CIBIL and its Members.

© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 7 OF 7

TransUnion CIBIL CIN : U72300MH2000PLC128359