NPS TRANSACTION STATEMENT

April 01, 2024 to February 09, 2025

Statement Generation Date :February 09,

2025 09:56 AM

NPS Transaction Statement for Tier I Account

PRAN 110158341070 Registration Date 16-Jan-23
Subscriber Name SHRI ABDULRAZAK SYED Tier I Status Active
#26-13-92 Tier II Status Not Activated
GROUND FLOOR Tier II Tax Saver Not Activated
Status
BV NAGAR
Tier I Virtual Account Not Activated
Address Status
NELLORE
Tier II Virtual Account Not Aplicable
ANDHRA PRADESH - 524004 Status
INDIA POP-SP Registration 6753106
No
Mobile Number +919000200703 HDFC Bank Limited, Empire Plaza, Vikhroli West,
POP-SP Name
Mumbai
Email ID razakroq44@gmail.com
POP-SP Address Empire Plaza I, Chandan Nagar
IRA Status IRA compliant LBS Marg Vikhroli West, Mumbai, 400083
POP Registration No 5000800
POP Name HDFC Bank Limited

POP Address 10th Floor, Peninsula Business Park

G. K. Marg Lower Parel, Mumbai, 400013

Tier I Nominee Name/s Percentage

SHAHEENA BEGUM SHAIK 100%

Current Scheme Preference

Scheme Choice - AUTO CONSERVATIVE CHOICE
Investment Option Scheme Details Percentage
Scheme 1 NPS TRUST- A/C HDFC PENSION FUND MANAGEMENT LIMITED SCHEME E - TIER I 25.00%
Scheme 2 NPS TRUST- A/C HDFC PENSION FUND MANAGEMENT LIMITED SCHEME C - TIER I 45.00%
Scheme 3 NPS TRUST- A/C HDFC PENSION FUND MANAGEMENT LIMITED SCHEME G - TIER I 30.00%

Investment Summary
Value of your Total Total Total Notional Withdrawal/
Holdings(Invest Contribution in Withdrawal as Gain/Loss as deduction in
ments) No of your account as on on units towards Return on
as on February Contributions on February 09, February 09, intermediary Investment 9.87%
09, 2025 (in ₹) February 09, 2025 (in ₹) 2025 (in ₹) charges (in ₹) (XIRR)
2025 (in ₹)
(A) (B) (C) D=(A-B)+C E

₹ 1,68,375.89 4 ₹ 1,50,000.00 ₹ 0.00 ₹ 18,375.89 ₹ 91.97

Investment Details - Scheme Wise Summary

NPS TRUST- A/C HDFC NPS TRUST- A/C HDFC NPS TRUST- A/C HDFC
Particulars References PENSION FUND PENSION FUND PENSION FUND
MANAGEMENT LIMITED MANAGEMENT LIMITED MANAGEMENT LIMITED
SCHEME E - TIER I SCHEME C - TIER I SCHEME G - TIER I
Scheme wise Value of your E=U*N 40,469.27 76,717.25 51,189.37
Holdings(Investments) (in ₹)
Total Units U 803.7863 2,759.6332 1,880.4830
NAV as on 07-Feb-2025 N 50.3483 27.7998 27.2214

Changes made during the selected period

No change affected in this period
 Contribution/Redemption Details during the selected period
Contribution
Date Particulars Uploaded By Employee Employer's Total
Contribution Contribution (₹)
(₹) (₹)
01-Oct-2024 By Voluntary Contributions eNPS - Online (5000682), 50,000.00 0.00 50,000.00

Transaction Details
NPS TRUST- A/C HDFC NPS TRUST- A/C HDFC NPS TRUST- A/C HDFC
PENSION FUND PENSION FUND PENSION FUND
Withdrawal/ MANAGEMENT LIMITED MANAGEMENT LIMITED MANAGEMENT LIMITED
deduction in units SCHEME E - TIER I SCHEME C - TIER I SCHEME G - TIER I
Date Particulars towards intermediary
charges(₹) Amount (₹) Amount (₹) Amount (₹)
Units Units Units
NAV (₹) NAV (₹) NAV (₹)
01-Apr-
Opening balance 632.5212 1,871.9291 1,289.1977
2024
06-Apr- (5.50) (8.87) (5.98)
Billing for Q4, 2023-2024 (20.35) (0.1160) (0.3435) (0.2371)
2024 47.4077 25.8150 25.2167

26-Apr- On account of Rebalancing of (2,478.48) 1,567.55 910.93

2024 Assets as per Regulatory (52.0500) 60.6095 36.2301
Requirement 47.6174 25.8631 25.1429

26-Apr- To unit redemption - on account (29.96) (52.62) (35.42)

2024 of payment of annual (0.6319) (2.0383) (1.4046)
persistency charges to POP 47.4077 25.8150 25.2167

06-Jul- (6.52) (10.90) (7.36)

Billing for Q1, 2024-2025 (24.78) (0.1243) (0.4140) (0.2841)
2024 52.4466 26.3273 25.8986
01-Oct- 12,500.00 22,500.00 15,000.00
By Voluntary Contributions 224.4104 830.6567 557.5047
2024 55.7015 27.0870 26.9056
05-Oct- (5.68) (9.78) (6.60)
Billing for Q2, 2024-2025 (22.06) (0.1052) (0.3613) (0.2470)
2024 53.9680 27.0616 26.7122
11-Jan- (6.12) (11.19) (7.47)
Billing for Q3, 2024-2025 (24.78) (0.1179) (0.4050) (0.2767)
2025 51.8910 27.6256 26.9963
09-Feb-
Closing Balance 803.7863 2,759.6332 1,880.4830
2025
 Notes
1. The 'Investment Details' section gives an overall status of the total contribution processed under the account and the returns accrued
2. 'Notional Gain / Loss' indicates the overall gain or loss after factoring for the withdrawals processed in the account.
3. Returns based on Inflows' gives the annualized effective compounded return rate in PRAN account and is calculated using the formula of XIRR. The
calculation is done considering all the contribution / redemptions processed in PRAN account since inception and the latest valuation of the
investments. The transactions are sorted based on the NAV date.
4. 'Changes made during the selected period' indicates all the change requests processed in PRAN account during the period for which the
statement is generated.
5. The section 'Contribution / Redemption Details' gives the details of the contributions and redemption processed in subscribers' account during the
period for which the statement is generated. While contribution amount indicates the amount invested in subscribers account, the redemption
amount indicates the cost of units redeemed from the account. The cost of units is calculated on a First-In-First-Out (FIFO) basis. The details are
sorted based on date when the transaction is posted in PRAN account, which may / may not be the date for allotment of the NAV.
6. 'Transaction Details' gives the units allotted under different schemes / asset classes for each of the contributions processed in subscribers'
account during the period for which the statement is generated. It also contains units debited from the account for redemption and rectification. The
details are sorted based on date when the transaction is posted in PRAN account, which may / may not be the date for allotment of the NAV.
7. For transactions with the remarks "To Unit Redemption", the cost of units redeemed are adjusted against the total contribution in the Investment
Details section. Further, the cost of units is calculated on a First-In-First-Out (FIFO) basis. For calculating the 'Returns based on Inflows', the actual
redemption value corresponding to the units redeemed has been considered.
8. "Cost of Withdrawal", "Cost of GPF Withdrawal" and "Cost of One Way Switch", is the cost of units for the particular transaction and is calculated on a
First-In-First-Out (FIFO) basis. For calculating the 'Returns based on Inflows', the actual redemption value corresponding to the units redeemed has
been considered. Further, 'Total Withdrawal' in the Investment Summary section includes actual redemption value of Withdrawal and One Way
Switch transactions.
9. The Transaction statement is dynamic. The value and other computations in the Transaction statement depend upon the generation date.
10. The above returns are calculated based on scheme NAVs and the securities held under the scheme portfolio are valued on mark to market basis
and are subject to change on NAV fluctuations. .
11. If you are an employee or if you are self-employed , you will be able to avail of deduction on contribution made from your taxable income to the extent
of (u/s 80 CCD (1) of income Tax Act, 1961)
- 10% of salary (Basic + DA ) - if you are salaried employee
- 20% of your gross income - if you are self-employed
However, please note that the maximum deduction from your taxable income is limited to RS.1.50 lac, as permitted under Sec 80 CCE of the
Income Tax Act.
Further, an additional deduction from your taxable income to the extent of Rs. 50,000/- is available only for contribution in NPS u/s Sec. 80 CCD (1B).
To give an example, your salary is Rs.15 lac per annum. On contribution of Rs. 2 lac, you can avail:
Deduction under Sec. 80 CCD (1) - ₹- Rs. 1.50 lac
Deduction under Sec. 80 CCD (1B)- ₹- Rs. 0.50 lac
Total deduction - ₹- Rs. 2.00 lac
Also note that your employer's contribution upto 10% of your salary is fully deductible from your taxable income.
This is applicable only for Tier-I account.
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13. This is computer generated statement and does not require any signature/stamp.
14. Kindly refer Table 1 for various charges applicable under NPS:
Table 1
Service Charges* (excluding taxes)
Intermediary Charge head Mode of Deduction
Private / Govt.
CRA charges for account opening if the CRA charges for account opening if the subscriber
subscriber opts for Physical PRAN card opts for ePRAN card (in Rs.)

Welcome kit sent in Welcome kit sent vide email Through Unit
PRA Opening charges (in Rs.)
physical only Deduction

Rs. 40 (also applicable to reissue of PRAN

CRA card)
Rs. 35 Rs. 18

Annual PRA Maintenance Through Unit

Rs. 69
cost per account Deduction

Charge per transaction Rs. 3.75 Through Unit

Deduction

- Private Govt. -

Initial subscriber registration Min Rs. 200 and Max Rs. 400
NA Collected by POP
and contribution upload (Negotiable within slab only)

0.50% of contribution
Any subsequent Min. Rs. 30 Max. Rs. 25,000
NA Collected by POP
transactions Non-Financial Rs. 30
(Negotiable within slab only)
Rs. 50 per annum for annual
POP contribution Rs. 1,000 to Rs. 2,999
Persistency Rs. 75 per annum for annual Through Unit
NA
> 6 months contribution Rs. 3,000 to Rs. 6,000 Deduction
Rs. 100 per annum for annual
contribution above Rs. 6,000
Upfront deduction
0.20% of contribution,
Contribution through eNPS Min. Rs.15 Max. Rs.10,000 NA from contribution
amount

Processing of Exit / @0.125% of Corpus with

Withdrawal Min. Rs. 125 and Max. Rs. 500 NA Collected by POP

Custodian Asset Servicing charges 0.0032% p.a for Electronic segment & Physical segment Through AUM

Slabs of AUM managed by the Pension Fund Maximum Investment

Management Fee (IMF)
Upto 10,000 Cr. 0.09%$
Investment Management
PF charges Through AUM
Fee# 10,001 - 50,000 Cr. 0.06%
50,001 - 1,50,000 Cr. 0.05%
Above 1,50,000 Cr. 0.03%
Reimbursement of
NPS Trust Expenses
0.005% p.a Through AUM
* In case of Government employees, CRA charges for Tier I account are being paid by the respective Government except for voluntary contribution, partial
withdrawal and scheme preference change.
# It includes brokerage fee up to 3 basis points.

$ UTI Retirement Solutions Ltd charges a fee of 0.07% under this slab.
The IMF to be charge by the Pension Fund on the slab structure would be on the aggregate AUM of the Pension Fund under all schemes managed by
Pension Funds.