Proposal Form: For Office Use Only
Proposal Form: For Office Use Only
Proposal Form
4225
4225
SYSESB00172313744
B-3/29 FIRST FLOOR PHASE-2 ASHOK VIHAR
Landmark:
City/Town: NEW DELHI State: DELHI Pin Code: 110052
Landline Number (with STD Code): Mobile No*: 99******46
Email Address: AN********************@GMAIL.COM
*Kindly provide the details to enable us to serve you better.
DETAILS OF PERSONS TO BE INSURED:
Relationship
Insured Full Name Date of Height Weight
Gender with Add on Covers
No Birth (KGs)
Title Name Proposer Feet Inches
Claim_Protector_El,Befit_A_El,Annual_Heal
03-Jul-19 th_Check-Up_El,Sum_Insured_Protector_El
1 Jai prakash Male SELF 5' 7" 78
66 ,Dependent_Accommodation_Benefit_El,Te
le_Consultation_El
Claim_Protector_El,Befit_A_El,Annual_Heal
Sunita 10-Dec-1 th_Check-Up_El,Sum_Insured_Protector_El
2 Female SPOUSE 5' 5" 68
Gupta 967 ,Dependent_Accommodation_Benefit_El,Te
le_Consultation_El
Attention! 80D Alert - Please note that for the premium paid towards health policy, the maximum eligible tax benefit under Section 80D of Income Tax Act,
1961 is ` 25,000 (for Self, Spouse and dependent children) and ` 30,000 (for Parents or Senior Citizen Members (Self/Spouse)
no
DETAILS OF INSURANCE
Sub Product Name ELEVATE Sum Insured 1500000
Plan Name Elevate_2A_1_Year Plan Type Family Floater
Tenure (Years) 1 Premium 60059 Zone Opted Zone A
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0 0 2 2 0 2 2 2 0 2
Please Note: Insured(s) will have to undergo medical underwriting before policy issuance at designated diagnostic centers empanelled by ICICI Lombard
GIC Ltd in case:
1. Individual(s) applying for policy are aged 56 years & above irrespective of the sum insured.
2. Cost of Pre Policy Medical Check-up for policy issuance: 100% of the pre policy medical checkup cost will be borne by company, for accepted proposal.
In case the health proposal is declined, medical check-up cost will be deducted from the premium and the balance would be refunded.
NOMINEE DETAILS:
Nominee Name: Mr/Mrs/Miss Sunita Gupta
Date of Birth: 10-12-1967 Relationship with proposer: SPOUSE
Does any of the above insured members already have health policy with ICICI Lombard General Insurance Company - NO.
Terms and Conditions
• Initial waiting period of 30 days for all illnesses (except Hospitalization due to injury)*.
• Specific waiting period of first two years for specific illnesses and treatments (mentioned in the policy wording)*.
• Pre-existing conditions/diseases declared and accepted by us will be covered after expiry of the pre existing disease waiting period (as per plan)
• Sum Insured can be changed at the time of renewal only. Company reserves right to approve/ reject the change in Sum Insured. Fresh waiting period as
per the terms of the policy will be applicable to the enhanced limit from the effective date of such enhancement.
• Factors determining the renewal premium are:
(i) Age slab of the senior most insured member at the time of renewal.
(ii) Any change in the renewing policy.
• The liability of the Company does not commence until this Proposal has been accepted by the Company and premium realised.
Disclaimer: Insurance is a contract of Utmost Good Faith requiring the Insured not only to disclose all material facts but also not to suppress any material
facts in response to the questions in the proposal form.
*Applicable for new insured.
IMPORTANT NOTES
1. The information that you give to us on this proposal form or in any supplementary information form or documentation supplied by you or on your behalf will
influence our decision to offer insurance and the terms upon which to offer it. Further, any policy we issue will be based on what you have communicated to
us. It is therefore important that your answers are complete and accurate in all respects.
2. The questions in this proposal are indicative rather than exhaustive. You must provide us with all information relevant to the risk to be insured, even if it is
not the subject of a question in this proposal. If you are in any doubt as to what information should be given, you should liaise with your insurance advisor/
company.
3. Acceptance of your proposal would be subject to receipt of complete medical reports(wherever applicable), medical underwriting and realization of full
premium amount by the company and the insurance coverage will commence from the date of underwriting by the company.
4. The list of exclusions/ inclusions and other policy details are indicative. For complete list and comprehensive details kindly refer policy wordings.
5. The Policy shall become voidable at the option of the Company, in the event of any untrue or incorrect statement, misrepresentation, non-description or
non-disclosure of material particulars in the Proposal Form/ personal statement, declaration and connected documents, or any material fact* information
has been withheld by beneficiary or anyone acting on beneficiary's behalf to obtain insurance.
*A material fact will mean and include all important, essential and relevant information, pertaining to the questions made in this proposal form, that are likely
to influence company's acceptance or assessment of the proposal.
MEDICAL AND LIFESTYLE INFORMATION
1
107/20160419/402
Declared
4225 are yes
the medical conditions/disease and lifestyles details of the new insured members.
Medical and lifestyle details of insured (s). Jai Sunita
prakash Gupta
Hypertension (Blood Pressure) History N N
Diabetes History N N
Hyperlipidemia history N N
Use tobacco products /cigarettes or drinks alcohol? N N
Any Heart related Or Circulatory Conditions Disorders N N
Kidney Failure, Stone, Dialysis Or Any Other Kidney/Urinary Tract Or Prostate Disease N N
Arthritis, Spondylosis, Joint Replacement Or Any Other Disorder of Joint/ ligaments N N
Tuberculosis, Asthma, Bronchitis Or Any Other Lung / Respiratory Disease N N
Liver Disease Or Any Other Gastro Intestinal Or Gallbladder Disease N N
Cancer or Tumor of any kind N N
Stroke, Epilepsy, Paralysis, Or Any Other Brain/ Nervous System Disease N N
Any Gynecological / Breast Disorder N N
Eye Ear Nose and Throat Disorders Cataract glaucoma Opticneuritis retinal detachment conjunctivitis
squint ptosis Blindness refractive error or spectacle number in dioptres otitis media Deviated Nasal
N N
Septum Otosclerosis Loss of speech Hearing loss nasal polyps chronic sinusitis Any other disorder of
Ear Nose and Throat
Sexually Transmitted Diseases HIV or AIDS immunodeficiency or any venereal disease VD or sexually
N N
transmitted disease STD
Is any female member pregnant tested positive with a home pregnancy test or ectopic pregnancy
N N
infertility treatment
Metabolic/endocrine/ auto immune conditions or disorders N N
Any long-term medical condition, or have any other disability, abnormality or recurrent illness or injury N N
Have you or any other member proposed to be insured under this policy sought medical advice or been
advised or awaiting any treatment medical or surgical due to any of the diseases / condition listed above N N
or otherwise attend follow up for any diseases / condition / ailment / injury / addiction
Has any member consulted with or received treatment from any doctor or other health care provider for
any other condition or symptom(s)/undergone any hospitalization/illness/surgery/ currently taking Yes No N N
Yes No 18 medication(s) for any condition or medical procedures (including diagnostic testing)
Does the individual have a family history of any disease (like Heart disease/ brain disease/ cancer/
N N
organ failure/ autoimmune/ genetic disorder
Has any application for life, health, hospital daily cash or critical illness insurance ever been declined,
N N
postponed, loaded or been made subject to any special conditions by any insurance company?
Does your job require you to be involved with any hazardous activity, significant manual labour, operating heavy machinery,
handling hazardous material, working at heights/underground /construction sites, oil rigging, high voltage, high temperature,
working in aircrafts or sea-going vessels or adventure /extreme sports or armed forces? Please specify if any other profession
Have you ever been diagnosed with or consulted a doctor or advised surgery for any of the following? Paralysis,
Epilepsy/Fits/Seizures, Physical disability/defects/ deformity, Psychiatric disorder, defect in sight/hearing/ speech. Or any
terminal illness or any illness or disease causing restriction to activities. If yes, then please furnish disease name, date of
diagnosis, disability %, Last consultation date, name of the surgery, details of treatment taken.
Remarks
PAYMENT DETAILS
Payment Option: Debit Cheque/DD Number/NEFT/ Premium Amount: 60059 Cheque/DD Date/Transaction
Authorization UPI details: 1213382551 Date: 10-Aug-2024
Amount In Words: Sixty Thousand Fifty Nine
Bank Name: ICICI BANK Branch: NA
Account Number: MICR:
Account Type: IFSC:
DECLARATION
I/We hereby declare, on my behalf and on behalf of all persons proposed to be insured, that the above statements, answers and/or particulars given by me are
true and complete in all respects to the best of my knowledge and that I/We am/are authorized to propose on behalf of these other persons.
I understand that the information provided by me will form the basis of the insurance policy, is subject to the Board approved underwriting policy of the
insurance company and that the policy will come into force only after receipt of the chargeable premium in full.
I/We further declare that I/we will notify in writing any change occurring in the occupation or general health of the life to be insured/proposal after the proposal
has been submitted but before communication of the risk acceptance by the company.
I/We declare and consent to the company seeking medical information from any doctor or from a hospital who at any time has attended on the life to be
insured/proposed or from any past or present employer concerning anything which affects the physical or mental health of the life to be assured/Proposer and
seeking information from any insurance company to which an application for insurance on the life to be assured/Proposer has been made for the purpose of
underwriting the proposal and/or claim settlement.
I/We authorize the company to share information pertaining to my proposal including the medical records for the sole purpose of proposal underwriting and/or
claims settlement with any Government and/or Regulatory authority.
I/We hereby give my/our consent to the Company to verify and obtain my/our identity/address proof through Central KYC Registry or UIDAI or through any
other modes for the purpose of undertaking KYC.
I/We hereby declare and confirm that the premium has been paid out of legally acquired sources of income and the subsequent premiums if any, will continue
to be paid out of legally declared and assessed source of income.
Date: 05-Aug-2024
Signature of Proposer:
Place:
STATUTORY WARNING
PROHIBITION OF REBATES
(Under Section 41 of Insurance Act 1938)
1. No person shall allow or offer to allow, either directly or indirectly as an inducement to any person to take out or renew or continue an insurance in respect
of any kind of risk relating to lives or property, in India, any rebate of the whole or part of the commission payable or any rebate of the premium shown on
the policy, nor shall any person taking out or renewing or continuing a policy accept any rebate, except such rebate as may be allowed in accordance with
the published prospectuses or tables of the Insurer.
2. Any person making default in complying with the provisions of this section shall be punishable with fine, which may extend to ten thousand rupees.
"This is an e-proposal form. This doesn't require customer signature. The information captured as per the details
provided during the first proposal of the policy or any changes (if any) in the subsequent renewals."
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