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Bibliography

The document lists various books and studies related to banking theory and practices, highlighting contributions from multiple authors and researchers. It also provides suggestions for improving a bank's financial health, including increasing share capital, improving liquidity ratios, and maintaining reserves for future expansion. Additionally, it emphasizes the importance of reducing long-term debt and considering mergers for growth.

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13 views3 pages

Bibliography

The document lists various books and studies related to banking theory and practices, highlighting contributions from multiple authors and researchers. It also provides suggestions for improving a bank's financial health, including increasing share capital, improving liquidity ratios, and maintaining reserves for future expansion. Additionally, it emphasizes the importance of reducing long-term debt and considering mergers for growth.

Uploaded by

lemaisondart1
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as DOCX, PDF, TXT or read online on Scribd
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BIBLIOGRAPHY

BOOKS REFFERED
 B.S Raman m.com, Theory and practice of Banking, United Publishers.
 K.C Sheaker and Lakshmi Sheaker, 19th Edition, Banking Theory and
Practice, Vikas Publisher House Pvt. Ltd
 Periswamy. P, ‘Banking Theory and Practices’, Himalaya Publication
House, 6th Edition, 2015
 S.N.Maheshwari, ‘Accounting for Management’, Vikas Publisher House
Pvt. Ltd
 Dr. Aditya Sharma (2010) Assistant Professor, Institute of Management
Studies,
 B.J.S.RAMPURIA Jain College, Bikaner and GOPI NATH MODI Research
Scholar, Pacific University Udaipur:
 Levitz, G. S., & Brooke Jr, P. P. (1985). Independent versus system-
affiliated hospitals
 Ms. Anita Makkar (2013). Analysed relative examination of the money
related execution of Indian business banks. International journal of
business and management
 Priya Ponraj and Rurusamy Rajendran (2012). Measured the bank
intensity among the select Indian business banks as far as money
related quality. Business economics Progression and globalization
 Gabriel Prabhu and G. chandrashekaran (2015)
 Kumar Gandhi and r. Perumal (2017)
 Priyanka Aggarwal (2014)
 Saritha Bahi and Meenakshi Rani (2012)
 Murthi and Saraswati (1996), in their paper titled, “Reducing Overdues
in Credit
 Co-operatives: Some Alternatives”
 Satyanarayane (1996) studied productivity beyond per employee
business, and suggested a mode1 to measure overall efficiency of the
banks.
 Reddy and Reddy (1996), in their study titled, “Nature and Dimensions
of Wilful and Non-Wilful Default and Impact of Co-operative Credit
Policy with reference to Nellore District of Andhra Pradesh”
 Ramamoorthy (1997), in his paper titled, “Profitability and Productivity
in Indian
 Banking – International Comparisons and Implications for Indian
Banking”.
 Yaron et al. (1997), in their study titled, “Rural Finance: Issues, Design
and Best Practices”
 Deolalkar (1998), in his study tit1ed, “The Indian Banking Sector on
Road to Progress”
 Pathania and Singh (1998), in their study titled, “A Study of
Performance of HP State Co-operative Bank”
 Satyanarayane (1998), in his paper tit1ed, “Profitability and
Productivity Analysis of Banks and Financial Institutions”
 Niranjanraj and Chidambaram (2000), in their study titled, “Measuring
the Performance of DCCBs”
 Satyasai and Badatya (2000) conducted a study regarding
restructuring Rural Credit Co-operative Institutions.

SUGGESTIONS

 Share capital increasing in the same all three years, reserves have
increasing trend hence depicting the increase of net worth. Deposits
also have shown increasing trend while borrowings are decreased but
total liabilities have increased over three years. Total assets also
increased.

 Current ratio – the bank should concentrate on increasing the current


ratio thereby developing ability to pay off short-term and long-term
obligations.

 Quick ratio – the company should focus on increasing the quick ratio
which intern makes the company’s liquidity position better.

 Current to deposit ratio has to maintain total advances and total


deposits for the future.

 Since the debt equity ratio are increasing it is better for the new
investors to get into and buy the share of the firm.

 Return on asset ratio is constant in all year, hence they should get
more net profits.

 It is been suggested to maintain certain amount of reserves for


forthcoming years, so that they can use for some expansion program.

 Total debt – it is long term debt, reducing debt is favourable action


where the bank has more flexibility in operating activities.

 Total liability- decreasing liability is good sign to the bank which


indicates the net worth of the company intern good financial health
 Company can also go for merger because of the growth in the
operating and net profit as well

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