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4556 MORTGAGE LOAN STATEMENT

STATEMENT DATE PAYMENT DUE DATE
03/06/2025 04/01/2025
RETURN SERVICE ONLY

AMOUNT DUE
PLEASE DO NOT SEND MAIL TO THIS ADDRESS LOAN NUMBER
PO Box 818060
5801 Postal Road 0677755654
Cleveland, OH 44181
PROPERTY ADDRESS $2,550.20
200 BUNKER RD If payment is received on or
RONALD, WA 98940 after 04/17/2025, a $93.31
late fee will be charged.
QUESTIONS? WE’RE HERE TO HELP.
CUSTOMER SERVICE: 888-480-2432
STEVEN E CARLSON Mon-Thu 7 a.m. to 8 p.m. (CT)
CHRISTINE H CARLSON Fri 7 a.m. to 7 p.m. (CT)
372 YULE RD Sat 8 a.m. to 12 p.m. (CT)
www.mrcooper.com
YAKIMA, WA 98908-0228

PRINCIPAL
$1,424.88

ACCOUNT OVERVIEW
INTEREST BEARING INTEREST RATE
PRINCIPAL BALANCE
2.750%
REGULAR $192,581.09
MONTHLY PAYMENT ESCROW BALANCE

$2,550.20 $1,856.10
The Principal Balance does not represent the payoff amount of your
account and is not to be used for payoff purposes.

INTEREST PAST PAYMENTS BREAKDOWN

$441.33
CATEGORY PAID SINCE PAID YEAR
02/19/2025 TO DATE
ESCROW
TAXES
PRINCIPAL $1,421.62 $4,454.66
INTEREST $444.59 $1,343.97
& INSURANCE
$683.99 ESCROW (TAXES & INSURANCE) $683.99 $2,051.97
OPTIONAL INSURANCE $0.00 $0.00

EXPLANATION OF AMOUNT DUE FEES & CHARGES $0.00 $0.00

LENDER PAID EXPENSES $0.00 $0.00
REGULAR MONTHLY PAYMENT $2,550.20
TOTAL FEES & CHARGES $0.00 PARTIAL PAYMENT (UNAPPLIED) $0.00 $0.00
OVERDUE PAYMENT(S) $0.00
PARTIAL PAYMENT (UNAPPLIED) $0.00 TOTAL $2,550.20 $7,850.60
TOTAL AMOUNT DUE $2,550.20
TRIAL/WORKOUT PAYMENT AMOUNT $0.00

HERE’S SOME HELPFUL INFORMATION

Don’t like paper? Go Paperless by signing in to your account at www.mrcooper.com and updating your settings. You can also manage your
account paperlessly with the Mr. Cooper app. Download it wherever you get your apps.
Want to make payments even easier? Pay online at www.mrcooper.com, on the go with the Mr. Cooper app, or by setting up AutoPay. No
matter how you pay, we’ll never charge a transaction fee.
Be the first to receive discount alerts, offers and new products by signing up for Mr. Cooper’s text alerts. Simply, text JOIN to COOPER (266737)
Washington Residents: Nationstar Mortgage LLC d/b/a Mr. Cooper is licensed in Washington, Debt Collection Agency License Numbers:
602110305-001-0001 (8950 Cypress Waters Blvd, Dallas, TX 75019), 602110305-001-0019 (2501 South Price Road, Ste. 105, Chandler, AZ 85286),
602110305-001-0021 (110 Triple Creek Drive, Suite 10, Longview, TX 75601), 602110305-001-0022 (25500 Commercentre Drive, Lake Forest, CA 92630),
602110305-001-0026 (11511 Luna Road, Suite 200, Farmers Branch, TX 75234), 602110305-001-0029 (2000 N Classen Blvd., Suite N3400, Oklahoma City,
OK 73106), 602110305-001-0028 (5301 Blue Lagoon Drive, Suite 700, Miami, FL 33126), 602110305-001-0031 (2211 Old Earhart Road, Suite 250, Ann Arbor,
MI 48105) and 602110305-001-0032 (8800 Baymeadows Way West, Suite 400, Jacksonville, FL 32256). If you want to know the name of your originating
lender or the amount that you owe, please contact our customer service department.

TRANSACTION ACTIVITY (02/19/2025 to 03/06/2025)

DATE DESCRIPTION TOTAL PRINCIPAL INTEREST ESCROW OTHER
03/05/2025 Payment $2,550.20 $1,421.62 $444.59 $683.99
Mr. Cooper is a brand name for Nationstar Mortgage LLC. Nationstar Mortgage LLC is doing business as Nationstar Mortgage LLC d/b/a Mr. Cooper. Mr. Cooper is a registered
service mark of Nationstar Mortgage LLC. All rights reserved.
If you are a successor in interest (received the property from a relative through death, devise, or divorce, and you are not a borrower on the loan) that has not assumed, or
otherwise become obligated on the debt, this communication is for informational purposes only and is not an attempt to collect a debt from you personally.

✂ DETACH HERE AND RETURN WITH YOUR PAYMENT. PLEASE ALLOW A MINIMUM OF 7 TO 10 DAYS FOR POSTAL DELIVERY.

ACCOUNT NUMBER TOTAL AMOUNT DUE*

0677755654 04/01/2025 $2,550.20
□
www.mrcooper.com
PLEASE CHECK BOX IF MAILING ADDRESS OR
WRITE YOUR LOAN NUMBER ON YOUR
PHONE NUMBER HAS CHANGED. ENTER
CHECK OR MONEY ORDER AND MAKE PAYMENT DUE IF RECEIVED ON OR AFTER
CHANGES ON BACK OF COUPON PAYABLE TO MR. COOPER* 04/17/2025 $2,643.51
STEVEN CARLSON
CHRISTINE CARLSON

ADDITIONAL ESCROW $
MR. COOPER **ADDITIONAL PRINCIPAL $
PO BOX 650783
DALLAS, TX 75265-0783 FEES $
LENDER PAID EXPENSES $
TOTAL AMOUNT OF YOUR CHECK
DO NOT SEND CASH
**All amounts must be paid in full before additional principal can be made.

91 06777556540 000255020 000264351

IMPORTANT PAYMENT INFORMATION
• It is important to use the remittance stub and envelope provided SERVICEMEMBERS CIVIL RELIEF ACT
since both contain computer encoding that will help ensure prompt The Servicemembers Civil Relief Act (SCRA) may offer protection or relief to members of the military
and accurate posting of payments. Always include your loan number who have been called to active duty. If you are a member of the military who has been called to active
on your check or money order. However, should you not receive your duty or received a Permanent Change of Station order and you have not already made us aware, please
statement, DO NOT DELAY PAYMENT. Simply write your loan forward a copy of your orders to us at:
number on your check or money order and mail to the payment address Mr. Cooper, Attn: Military Families, P.O. Box 619098, Dallas, TX 75261-9741, fax 855-856-0427 or
as provided in the Contact Information section below. email MilitaryFamilies@mrcooper.com. Be sure to include your loan number with the copy of the
• Do not send cash or correspondence as this could delay processing. orders. Please visit our website at www.mrcooper.com for complete details regarding Legal Rights and
Correspondence should be sent to the address provided in the Protections Under the SCRA.
Contact Information section below. LATE CHARGES AND OVERDRAFT FEES
• Please be advised that if your account is delinquent or if there are Payments received and posted after a grace period will be assessed a late charge at a rate
fees and charges due, your account may not be paid ahead nor may that is the lesser of the Note and applicable law. The late charge rate and number of grace
principal reduction payments be applied. When Mr. Cooper receives days are shown on your Note. Please allow adequate time for postal delays as the receipt
a remittance that is in excess of a payment amount, that excess is and posting date will govern the assessment of a late charge. Partial payments cannot be
applied to your account in accordance with a predetermined sequence: applied. If a payment is credited to your account and subsequently dishonored by your bank,
1) Principal and Interest due; 2) Applicable Escrow amounts; 3) Fees Mr. Cooper will reverse that payment and assess your loan account an insufficient funds fee of up to
and other charges assessed to your account. Once this sequence has $50.00, as permitted by applicable law. (This fee may vary by state.)
been satisfi ed, you may give specific instructions as to how you would HOMEOWNER COUNSELING NOTICE
like excess amounts to be applied to your account by noting your If your loan is delinquent, you are entitled to receive homeownership counseling from an agency
preference on the face of your remittance stub. approved by the United States Department of Housing and Urban Development (HUD). A list of the
• Any lump sum received that is not accompanied by a payoff quote HUD-approved, nonprofit homeownership counseling agencies may be downloaded from the Internet
will be applied according to our standard payment application rules. at: https://apps.hud.gov/offices/hsg/sfh /hcc/hcs.cfm or by calling the HUD toll free number 1-800-569-
This will not result in satisfaction and reconveyance/release unless 4287 (toll free TDD number 1-800-877-8339) to obtain a list of approved nonprofi t agencies serving your
amount tendered satisfies all amounts due and owing on the account. residential area.
• A Schedule of Fee for Select Services may be found on our website at NEW YORK STATE RESIDENTS
www.mrcooper.com. For those customers who reside in the state of New York, a borrower may fi le complaints about the Servicer
with the New York State Department of Financial Services or may obtain further information by calling
the Department’s Consumer Help Unit at 1-800-342-3736 or by visiting the Department’s website at
www.dfs.ny.gov. Mr. Cooper is registered with the New York Superintendent of Financial Services.
You are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit reporting agency if you fail to fulfill
the terms of your credit obligations.

PAYMENT OPTIONS
AUTOPAY Allows you to have your payment automatically debited, each month, from the checking or savings account of your choice. Mr. Cooper does not charge a fee to activate this
service. Call 888-480-2432 for more information or visit our website at www.mrcooper.com.

ONLINE PAYMENT Allows you to sign in to your account anytime to make a payment. There is no charge for this service. Sign in to www.mrcooper.com.

AUTOMATED PHONE PAYMENT Is a pay-by-phone service provided through our automated phone system. There is no charge for this service. Call 888-480-2432.

PAY BY MAIL Detach the coupon provided with this statement and mail it with your check or money order in the envelope provided. Please write your loan number on your payment
and allow adequate time for postal delays as the receipt and posting date will govern the assessment of late charges. Send payment via express or overnight mail to
Mr. Cooper, Attn: Payment Processing - 650783, 3000 Kellway Drive, Suite 120, Carrollton, TX 75006.

WIRE Allows you to send payoff/reinstatement funds via wire transfer. Visit our website www.mrcooper.com or refer to your payoff statement for wiring instructions.

MONEYGRAM® EXPRESSPAYMENT® Ensures same-day delivery of your payment to Mr. Cooper. Visit your local MoneyGram Agent. Call 1-800-926-9400 to locate the one nearest
you. Complete the ExpressPayment form, providing your name and Mr. Cooper loan number. The MoneyGram Receive Code is ***1678***. All ExpressPayment transactions require
cash. The agent will charge a fee for this service.

WESTERN UNION® QUICK COLLECT® Ensures same-day delivery of your payment to Mr. Cooper. Visit your local Western Union Agent. Call 1-800-325-6000 to locate the one nearest
you. Complete the Quick Collect form with your name and Mr. Cooper loan number, indicating:
Pay to: Mr. Cooper Code City: MRCOOPER State: TX
All Quick Collect transactions require cash. Western Union will charge a fee for this service.

NOTICE TO CUSTOMERS MAKING PAYMENTS BY CHECK

Authorization to Convert Your Check: If you send us a check to make your payment, your check may be converted into an electronic fund transfer. An electronic fund transfer is
the process in which your fi nancial institution transfers funds electronically from your account to our account. By sending your completed signed check to us, you authorize us to copy
your check and use the information from your check to make an electronic funds transfer from your account for the same amount as the check. If the electronic fund transfer cannot be
processed for technical reasons, you authorize us to process the copy of your check.
Insufficient Funds: The electronic fund transfer from your account will usually occur within 24 hours of our receipt of your check. If the electronic fund transfer cannot be completed
because of insufficient funds, you may be assessed an NSF fee in connection with the attempted transaction.
Transaction Information: The electronic fund transfer from your account will be on the account statement you receive from your fi nancial institution. You will not receive your
original check back from your financial institution. For security reasons, your original check will be destroyed, but we will keep a secured copy of the check for record keeping purposes.
Your Rights: You should contact your fi nancial institution immediately if you believe that the electronic fund transfer reported on your statement was not properly authorized or is
otherwise incorrect. Consumers have protections under the Electronic Fund Transfer Act for any unauthorized or incorrect electronic fund transfer.

CONTACT INFORMATION
CUSTOMER SERVICE: 888-480-2432, Monday through Thursday 7 a.m. to 8 p.m. (CT), Friday 7 a.m. to 7 p.m. (CT), a nd Saturday 8 a.m. to 12 p.m. (CT)
[Calls may be monitored and/or recorded for quality assurance purposes].
24-HOUR AUTOMATED ACCOUNT INFORMATION: Sign in to www.mrcooper.com OR call 888-480-2432.
MAILING ADDRESSES: For Mr. Cooper are listed below. Please carefully select the address suited to your needs and remember, sending payments to any address other than the one
specifically identified for payments will result in delays and may result in additional fees being assessed to your account.
PAYMENTS: NOTICE OF ERROR/ OVERNIGHT DELIVERY INSURANCE RENEWALS/ TAX NOTICES/ BANKRUPTCY NOTICES/
INFORMATION CORRESPONDENCE: BILLS: BILLS: PAYMENTS:
REQUEST/QWR*:
PO Box 650783 PO Box 619098 8950 Cypress Waters Blvd. PO Box 7729 PO Box 9225 PO Box 619094
Dallas, TX 75265-0783 Dallas, TX 75261-9741 Coppell, TX 75019 Springfield, OH 45501-7729 Coppell, TX 75019 Dallas, TX 75261-9741
Fax (800) 687-4729 Fax (817) 826-1861
*PURSUANT TO RESPA, A “QUALIFIED WRITTEN REQUEST” (QWR) REGARDING THE SERVICING OF YOUR LOAN, A NOTICE ASSERTING THAT
AN ERROR OCCURRED WITH RESPECT TO YOUR LOAN OR A NOTICE REQUESTING INFORMATION WITH RESPECT TO YOUR LOAN MUST
BE SENT TO THIS ADDRESS: Mr. Cooper PO Box 619098, Dallas, TX 75261-9741, Attn: Customer Relations Offi cer. A “qualified written request” must comply
with the requirements of RESPA, as follows: Qualified written request; defi ned. A qualified written request means a written correspondence (other than notice on a
payment coupon or other payment medium supplied by the servicer) that includes, or otherwise enables the servicer to identify, the name and account of the borrower,
and includes a statement of the reasons that the borrower believes the account is in error, if applicable, or that provides sufficient detail to the servicer regarding information
relating to the servicing of the loan sought by the borrower. A QWR, notice of error or request for information is not timely if it is delivered to a servicer more than 1-year
after either the date of transfer of servicing or the date that the mortgage loan is discharged, whichever date is applicable.
Mr. Cooper, its affi liates, successors or its assigns or their officers, directors, agents, or employees, are neither liable nor responsible for, or make any representation
regarding the products or services offered on any enclosed inserts.

CHANGE OF ADDRESS OR TELEPHONE NUMBER

CHECK THE APPROPRIATE BOX: MAILING ADDRESS TELEPHONE NUMBER LOAN #:

Borrower’s Name: Co-Borrower’s Name:

Borrower’s New Address: Co-Borrower’s New Address:

Authorized Borrower’s Number(s): Authorized Co-Borrower’s Number(s):

Home: ( ) Mobile: Yes No Home: ( ) Mobile: Yes No
Work: ( ) Ext: Mobile: Yes No Work: ( ) Ext: Mobile: Yes No
Other: ( ) Mobile: Yes No Other: ( ) Mobile: Yes No

Signature Required: Signature Required:

I consent to being contacted by Mr. Cooper at any telephone number I have provided. This includes, but is not limited to, calls from your dialing system to my cellular or mobile telephone.
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Mr. Cooper is a brand name for Nationstar Mortgage LLC. Nationstar Mortgage LLC is doing business as Nationstar Mortgage LLC d/b/a Mr. Cooper. Mr. Cooper is a registered service mark of
Nationstar Mortgage LLC. All rights reserved.
Nationstar Mortgage LLC d/b/a Mr. Cooper is a debt collector. This is an attempt to collect a debt and any information obtained will be used for that purpose. However, if you are currently in
bankruptcy or have received a discharge in bankruptcy, this communication is not an attempt to collect a debt from you personally to the extent that it is included in your bankruptcy or has been
discharged, but is provided for informational purposes only.
If you are a successor in interest (received the property from a relative through death, devise, or divorce, and you are not a borrower on the loan) that has not assumed, or otherwise become
obligated on the debt, this communication is for informational purposes only and is not an attempty to collect a debt from you personally.