T STATEMENT OF ACCOUNT

RAVEN GIBSON Page: 1 of 5

1445 ST MARKS AVE Statement Period: Feb 02 2020-Feb 29 2020
BROOKLYN NY 11233 Cust Ref #: 4344023405-622-T-###
Primary Account #: 439-3018027

TD Simple Checking
RAVEN GIBSON Account # 439-3018027

ACCOUNT SUMMARY
Beginning Balance 8,128.84 Average Collected Balance 1,103.29
Electronic Deposits 7,521.40 Interest Earned This Period 0.00
Interest Paid Year-to-Date 0.00
Electronic Payments 3,023.52 Annual Percentage Yield Earned 0.00%
Other Withdrawals 1,646.00 Days in Period 29
Service Charges 6.99
Ending Balance 10,973.73

Total for this Period Total Year-to-Date

Total Overdraft Fees $210.00 $350.00
Total Returned Item Fees (NSF) $0.00 $70.00

DAILY ACCOUNT ACTIVITY

Electronic Deposits
POSTING DATE DESCRIPTION AMOUNT
02/01 ATM CASH DEPOSIT, *****30005148150 630.00
AUT 020120 ATM CASH DEPOSIT
119 25 LIBERTY AVENUE RICHMOND HILL * NY
02/03 VISA TRANSFER, *****30005148150, AUT 020320 VISA TRANSFER 158.40
SQC SQUARE CASH VISA DIRECT * CA
02/08 ACH DEPOSIT, IRS TREAS 310 TAX REF ****82468200908 2,922.00
02/11 ACH DEPOSIT, DEVRY DEVRY 1247509 1,827.00
02/12 ACH DEPOSIT, NY STATE NYSTTAXRFD XXXXX2468-94 1,984.00
Subtotal: 7,521.40
Electronic Payments
POSTING DATE DESCRIPTION AMOUNT
02/03 DEBIT CARD PURCHASE, *****30005148150, AUT 020120 VISA DDA PUR 233.50
STATE FARM INSURANCE 800 956 6310 * IL
02/03 DEBIT CARD PURCHASE, *****30005148150, AUT 020120 VISA DDA PUR 164.82
TWC TIME WARNER NYC 718 358 0900 * NY
02/03 DEBIT CARD PURCHASE, *****30005148150, AUT 020120 VISA DDA PUR 18.40
FANDANGO COM FANDANGO COM * CA
02/03 DEBIT CARD PURCHASE, *****30005148150, AUT 020120 VISA DDA PUR 4.99
APL ITUNES COM BILL 866 712 7753 * CA
02/03 DEBIT CARD PURCHASE, *****30005148150, AUT 020120 VISA DDA PUR 114.30
TMOBILE POSTPAID PDA 800 937 8997 * WA
02/03 TD ATM DEBIT, *****30005148150, AUT 020120 DDA WITHDRAW 80.00
119 25 LIBERTY AVENUE RICHMOND HILL * NY
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 How to Balance your Account Page: 2 of 5

Begin by adjusting your account register 1. Your ending balance shown on this
as follows: statement is:
Ending 2,716.05
• Subtract any services charges shown Balance
on this statement. 2. List below the amount of deposits or
credit transfers which do not appear
• Subtract any automatic payments, on this statement. Total the deposits Total +
transfers or other electronic with- Deposits
and enter on Line 2.
drawals not previously recorded.
• Add any interest earned if you have 3. Subtotal by adding lines 1 and 2.
an interest-bearing account.
4. List below the total amount of Sub Total
• Add any automatic deposit or
overdraft line of credit. withdrawals that do not appear on
this statement. Total the withdrawals
• Review all withdrawals shown on this and enter on Line 4. Total -
statement and check them off in your Withdrawals
account register. 5. Subtract Line 4 from 3. This adjusted
• Follow instructions 2-5 to verify your balance should equal your account
ending account balance. balance. Adjusted
Balance

Total
Total Deposits Withdrawals

FOR CONSUMER ACCOUNTS ONLY — IN CASE OF ERRORS OR FOR CONSUMER LOAN ACCOUNTS ONLY — BILLING RIGHTS
QUESTIONS ABOUT YOUR ELECTRONIC FUNDS TRANSFERS: SUMMARY
If you need information about an electronic fund transfer or if you believe there is an In case of Errors or Questions About Your Bill:
error on your bank statement or receipt relating to an electronic fund transfer, If you think your bill is wrong, or if you need more information about a transaction on
telephone the bank immediately at the phone number listed on the front of your your bill, write us at P.O. Box 1377, Lewiston, Maine 04243-1377 as soon as
statement or write to: possible. We must hear from you no later than sixty (60) days after we sent you the
TD Bank, N.A., Deposit Operations Dept, P.O. Box 1377, Lewiston, FIRST bill on which the error or problem appeared. You can telephone us, but doing
Maine 04243-1377 so will not preserve your rights. In your letter, give us the following information:
We must hear from you no later than sixty (60) calendar days after we sent you the • Your name and account number.
first statement upon which the error or problem first appeared. When contacting the • The dollar amount of the suspected error.
Bank, please explain as clearly as you can why you believe there is an error or why • Describe the error and explain, if you can, why you believe there is an error.
more information is needed. Please include: If you need more information, describe the item you are unsure about.
You do not have to pay any amount in question while we are investigating, but you
• Your name and account number.
• A description of the error or transaction you are unsure about. are still obligated to pay the parts of your bill that are not in question. While we
• The dollar amount and date of the suspected error. investigate your question, we cannot report you as delinquent or take any action to
collect the amount you question.
When making a verbal inquiry, the Bank may ask that you send us your complaint in
writing within ten (10) business days after the first telephone call. FINANCE CHARGES: Although the Bank uses the Daily Balance method to calculate
the finance charge on your Moneyline/Overdraft Protection account (the term "ODP"
We will investigate your complaint and will correct any error promptly. If we take more
or "OD" refers to Overdraft Protection), the Bank discloses the Average Daily Balance
than ten (10) business days to do this, we will credit your account for the
on the periodic statement as an easier method for you to calculate the finance
amount you think is in error, so that you have the use of the money during the time it
charge. The finance charge begins to accrue on the date advances and other debits
takes to complete our investigation.
are posted to your account and will continue until the balance has been paid in full.
INTEREST NOTICE To compute the finance charge, multiply the Average Daily Balance times the Days in
Total interest credited by the Bank to you this year will be reported by the Bank to the Period times the Daily Periodic Rate (as listed in the Account Summary section on
Internal Revenue Service and State tax authorities. The amount to be reported will be the front of the statement). The Average Daily Balance is calculated by adding the
reported separately to you by the Bank. balance for each day of the billing cycle, then dividing the total balance by the number
of Days in the Billing Cycle. The daily balance is the balance for the day after
advances have been added and payments or credits have been subtracted plus or
minus any other adjustments that might have occurred that day. There is no grace
period during which no finance charge accrues. Finance charge adjustments are
This study source was downloaded by 100000889787928 from CourseHero.com on 04-26-2025 included21:01:04
in your totalGMT
finance charge.
-05:00

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 STATEMENT OF ACCOUNT

RAVEN GIBSON
Page: 3 of 5
Statement Period: Feb 02 2020-Feb 29 2020
Cust Ref #: 4344023405-622-T-###
Primary Account #: 439-3018027

DAILY ACCOUNT ACTIVITY

Electronic Payments (continued)
POSTING DATE DESCRIPTION AMOUNT
02/03 DEBIT POS, *****30005148150, AUT 020120 DDA PURCHASE 13.41
SUTPHIN SERVICE JAMAICA * NY
02/03 DEBIT POS, *****30005148150, AUT 020120 DDA PURCHASE 5.44
DOLLARTRE 11569 SUTPHI JAMAICA * NY
02/03 DEBIT POS, *****30005148150, AUT 020120 DDA PURCHASE 9.34
AUTOZONE 5285 135 15 RO S OZONE PARK * NY
02/04 DEBIT POS, *****30005148150, AUT 020220 DDA PURCHASE 7.50
L B LIQUOR INC JAMAICA * NY
02/05 TD ATM DEBIT, *****30005148150, AUT 020520 DDA WITHDRAW 100.00
150 50 HILLSIDE AVENUE JAMAICA * NY
02/06 DEBIT CARD PURCHASE, *****30005148150, AUT 020520 VISA DDA PUR 22.84
APL ITUNES COM BILL 866 712 7753 * CA
02/07 DEBIT CARD PURCHASE, *****30005148150, AUT 020520 VISA DDA PUR 16.31
APL ITUNES COM BILL 866 712 7753 * CA
02/08 DEBIT CARD PURCHASE, *****30005148150, AUT 020520 VISA DDA PUR 5.43
APL ITUNES COM BILL 866 712 7753 * CA
02/08 DEBIT CARD PURCHASE, *****30005148150, AUT 020520 VISA DDA PUR 21.75
APL ITUNES COM BILL 866 712 7753 * CA
02/08 DEBIT CARD PURCHASE, *****30005148150, AUT 020520 VISA DDA PUR 27.21
APL ITUNES COM BILL 866 712 7753 * CA
02/09 DEBIT CARD PURCHASE, *****30005148150, AUT 020520 VISA DDA PUR 10.88
APL ITUNES COM BILL 866 712 7753 * CA
02/09 NONTD ATM DEBIT, *****30005148150, AUT 020720 DDA WITHDRAW 41.00
PAI ISO JAMAICA * NY
02/09 NONTD ATM FEE 3.00
02/10 DEBIT CARD PURCHASE, *****30005148150, AUT 020820 VISA DDA PUR 21.74
APL ITUNES COM BILL 866 712 7753 * CA
02/10 DEBIT CARD PURCHASE, *****30005148150, AUT 020820 VISA DDA PUR 16.31
APL ITUNES COM BILL 866 712 7753 * CA
02/10 DEBIT CARD PURCHASE, *****30005148150, AUT 020820 VISA DDA PUR 21.74
APL ITUNES COM BILL 866 712 7753 * CA
02/11 DEBIT POS, *****30005148150, AUT 020920 DDA PURCH W/CB 70.14
FAMILY DOLLAR JAMICA * NY
02/11 DEBIT POS, *****30005148150, AUT 020920 DDA PURCHASE 166.56
FOOD WORLD SUPERMA JAMAICA * NY
02/11 DEBIT POS, *****30005148150, AUT 020920 DDA PURCHASE 48.00
L B LIQUOR INC JAMAICA * NY
02/11 DEBIT CARD PURCHASE, *****30005148150, AUT 020920 VISA DDA PUR 10.87
APL ITUNES COM BILL 866 712 7753 * CA
02/12 TD ATM DEBIT, *****30005148150, AUT 021020 DDA WITHDRAW 220.00
THE HOME DEPOT 1101 Sunrise Hwy Copiague * NY
02/12 DEBIT POS, *****30005148150, AUT 021020 DDA PURCHASE 467.61
THE HOME DEPOT 1101 Sunrise Hwy Copiague * NY

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Call 1-800-937-2000 for 24-hour Bank-by-Phone services or connect to www.tdbank.com
xxxxxx
Bank Deposits FDIC Insured | TD Bank, N.A. | Equal Housing Lender
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 STATEMENT OF ACCOUNT

RAVEN GIBSON
Page: 4 of 5
Statement Period: Feb 02 2020-Feb 29 2020
Cust Ref #: 4344023405-622-T-###
Primary Account #: 439-3018027

DAILY ACCOUNT ACTIVITY

Electronic Payments (continued)
POSTING DATE DESCRIPTION AMOUNT
02/12 DEBIT POS, *****30005148150, AUT 021020 DDA PURCHASE 255.86
MACY S 001 9001 REG QUEENS * NY
02/12 DEBIT POS, *****30005148150, AUT 021020 DDA PURCHASE 127.38
MACY S 001 9001 REG QUEENS * NY
02/12 DEBIT POS, *****30005148150, AUT 021020 DDA PURCHASE 126.50
DSW QUEENS PLACE 8801 QU ELMHURST * NY
02/12 DEBIT POS, *****30005148150, AUT 021020 DDA PURCHASE 304.84
THE HOME DEPOT 1101 Sunrise Hwy Copiague * NY
02/13 DEBIT CARD PURCHASE, *****30005148150, AUT 021120 VISA DDA PUR 24.21
NEW YORK FRIED CHICKEN JAMAICA * NY
02/13 DEBIT CARD PURCHASE, *****30005148150, AUT 021120 VISA DDA PUR 21.76
APL ITUNES COM BILL 866 712 7753 * CA
02/16 DEBIT CARD PURCHASE, *****30005148150, AUT 021420 VISA DDA PUR 10.88
APL ITUNES COM BILL 866 712 7753 * CA
02/16 DEBIT CARD PURCHASE, *****30005148150, AUT 021420 VISA DDA PUR 2.00
NYCDOT PARKING METERS LONG IS CITY * NY
02/19 DEBIT CARD PURCHASE, *****30005148150, AUT 021720 VISA DDA PUR 3.00
IMPARK00720024U QUEENS * NY
02/23 NONTD ATM DEBIT, *****30005148150, AUT 022120 DDA WITHDRAW 201.00
PAI ISO JAMAICA * NY
02/26 NONTD ATM FEE 3.00
Subtotal: 3,023.52
Other Withdrawals
POSTING DATE DESCRIPTION AMOUNT
02/06 OVERDRAFT PD 35.00
02/07 OVERDRAFT PD 70.00
02/08 OVERDRAFT PD 105.00
02/09 DEBIT 1,436.00
Subtotal: 1,646.00
Service Charges
POSTING DATE DESCRIPTION AMOUNT
02/13 MAINTENANCE FEE 5.99
02/13 PAPER STATEMENT FEE 1.00
Subtotal: 6.99

This study source was downloaded by 100000889787928 from CourseHero.com on 04-26-2025 21:01:04 GMT -05:00
Call 1-800-937-2000 for 24-hour Bank-by-Phone services or connect to www.tdbank.com
xxxxxx
Bank Deposits FDIC Insured | TD Bank, N.A. | Equal Housing Lender
https://www.coursehero.com/file/128313382/TD-Bank-Statement-RAVEN-GIBSONpdf/
 This study source was downloaded by 100000889787928 from CourseHero.com on 04-26-2025 21:01:04 GMT -05:00

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