Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522.

Australian Credit Licence No. 234527.

ANZ FIRST FREE DAYS VISA

STATEMENT PERIOD: 17/04/23 to 15/05/23
ACCOUNT NUMBER: 4564-6210-3642-5737
Card Enquiries: 13 22 73 Lost/Stolen Cards: 1800 033 844
PAYMENT SUMMARY
MR SRAVAN KUMAR MANNEM Due Date 09/06/23
51/9-11 COWPER ST
PARRAMATTA NSW 2150 Minimum Monthly Payment $25.00

Available Credit at
Statement Date $1,465.84
Credit Limit $2,000.00
YOUR ANZ ACCOUNT SUMMARY
Opening Balance $460.48

Purchases, Cash Advances & Other Debits $551.13

Interest Charges $0.00

Payments & Other Credits $477.45

Closing Balance $534.16

The warning below is an Australian Government Requirement and the information is provided as a guide only.
Minimum Repayment Warning: If you make only the minimum payment each month, you will pay more interest and it will take you longer to pay off
your balance. For example:
If you make no additional charges using You will pay off the Closing Balance shown on And you will end up paying an estimated total
this card and each month you pay... this statement in about… of interest charges of…
Only the minimum payment 2 years and 3 months $133.84
$27.25 2 years $119.84, a saving of $14.00
Having trouble making repayments? If you are having difficulty making credit card repayments, please contact us on 1800 252 845. We may be able to
assist you.

YOUR PAYMENT OPTIONS

ANZ Internet Banking ANZ Phone Banking Account Number 4564-6210-3642-5737

www.anz.com 13 22 73
Payments made after 10pm (EST) will be Payments made after 10pm (EST) will Account Name MR SRAVAN KUMAR
processed the next business day. be processed the next business day. MANNEM
BPAY Payments - Biller Code 6007 By Mail Date Paid
BPAY payments from ANZ accounts made Tear off this slip and mail to GPO
after 6pm (EST) will be processed the next BOX 607, Melbourne, VIC, 3001 Amount Paid $
business day. Check with your institution for
cut-off times. Your bill reference number is CardPay Direct
your ANZ account number. To ask about setting up a convenient
direct debit payment please call
XPRVPL0001-2305160035

13 22 73

45A646A210A364A257A37:A
 ANZ FIRST FREE DAYS VISA
ACCOUNT NUMBER: 4564-6210-3642-5737
Please check this statement of account carefully and immediately notify
ANZ of any unauthorised or disputed transactions by calling 13 22 73

Interest Rates
Purchases Interest Rate 20.24% p.a (0.0554% daily)
Cash Advances Interest Rate 21.24% p.a (0.0581% daily)
Balance Transfers Interest Rate 21.24% p.a (0.0581% daily)

Transaction Details
Date Date of Card
Processed Transaction Used Transaction Details Amount ($A) Balance
17/04/2023 11/04/2023 5745 PAYPAL *ALIPAYAUSTR 4029357733 $14.28 $474.76
17/04/2023 12/04/2023 5745 PAYPAL *DIDIMOBILIT 4029357733 $16.59 $491.35
17/04/2023 13/04/2023 5745 PAYPAL *ALIPAYAUSTR 4029357733 $9.05 $500.40
18/04/2023 14/04/2023 5745 PAYPAL *ALIPAYAUSTR 4029357733 $17.49 $517.89
19/04/2023 16/04/2023 5745 PAYPAL *ALIPAYAUSTR 4029357733 $12.21 $530.10
19/04/2023 16/04/2023 5745 PAYPAL *ALIPAYAUSTR 4029357733 $43.58 $573.68
21/04/2023 18/04/2023 5745 PAYPAL *ALIPAYAUSTR 4029357733 $5.76CR $567.92
24/04/2023 17/04/2023 5745 PAYPAL *UNIQLOAUSTR 4029357733 $20.70 $588.62
24/04/2023 20/04/2023 5745 PAYPAL *ALIPAYAUSTR 4029357733 $5.53CR $583.09
28/04/2023 25/04/2023 5745 PAYPAL *ALIPAYAUSTR 4029357733 $1.16CR $581.93
01/05/2023 01/05/2023 5745 PAYMENT - THANKYOU $465.00CR $116.93
05/05/2023 01/05/2023 5745 PAYPAL *ALIPAYAUSTR 4029357733 $19.83 $136.76
05/05/2023 01/05/2023 5745 PAYPAL *ALIPAYAUSTR 4029357733 $9.84 $146.60
08/05/2023 03/05/2023 5745 PAYPAL *AGLSALESPTY AG 4029357733 $195.67 $342.27
08/05/2023 04/05/2023 5745 IINET LTD N SYDNEY $59.99 $402.26
12/05/2023 09/05/2023 5745 PAYPAL *HMHENNESMAU 4029357733 $131.90 $534.16

Please refer to the last four digits of your credit card to identify card used.

IMPORTANT MESSAGES
OUR PAYMENT OPTIONS LISTED SHOW THE MANY WAYS TO PAY YOUR CREDIT CARD. SELECT ONE THAT BEST SUITS YOUR NEEDS.

Cheque Particulars: Proceeds not available until cleared. Please make cheques payable to ANZ. Do not staple, pin or fold your payment.
Drawer Bank Branch Amount
$

Teller Stamp Signature Subtotal $

Notes $

Coins $

Total $

Page 2 of 2
 IT’S A GOOD TIME TO CHECK WHAT YOUR

HOME & CONTENTS

INSURANCE
COVERS

You don’t have to be travelling to have

your personal belongings stolen or for
an accident to occur. The unexpected
can happen when you’re home, out and
about for the day or even for just
a few minutes. So now’s a great time
to get cover for the things you love
– wherever you are.

PROTECT YOUR CONTENTS

ANY WHERE IN AUSTR ALIA Check you’ve got the right cover today
It takes less than 10 minutes to get an ANZ home and
PROTECT YOUR CONTENTS contents insurance quote.
IN OR AWAY FROM HOME
Call 13 16 14 weekdays, 8am to 7pm (AEST)

Visit anz.com/homeinsurance

Scan QR code

2
 Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Item No. 97277 12.2021
WE’RE HERE TO HELP
Talk to an insurance specialist by:

Calling 13 16 14 weekdays, 8am to 7pm (AEST)

GET COVER WHEN YOU’RE HOME AND AWAY
Visit anz.com/homeinsurance
Accidents happen (Optional benefit)
ANZ home and contents insurance can cover your contents ANZ Home Insurance is issued by QBE Insurance (Australia) Limited
for accidental loss or damage at home for things like knocking (ABN 78 003 191 035, AFSL 239 545) (QBE). Australia and New Zealand Banking
a drink onto your laptop and damaging it.1 You also have Group Limited (ANZ) (ABN 11 005 357 522 AFSL 234527) distributes ANZ
Home Insurance under ANZ’s AFSL. ANZ does not guarantee the issuer or its
the option of protecting your items from accidental loss or products. Refer to the ANZ Home Insurance Product Disclosure Statement
damage away from home. (PDF 709 kB) for all the conditions, limits and exclusions that apply. Read the
ANZ Financial Services Guide, ANZ Home Building Key Facts Sheet and/or ANZ
Burglary, theft and vandalism Home Contents Key Facts Sheet, the ANZ Home Insurance Product Disclosure
Statement and the Target Market Determination (available at anz.com or by
No one wants to come home to a house that’s been broken calling 13 16 14) before deciding whether to acquire, or continue to hold,
into. If this terrible event ever happens to you, we can replace these products.

the stolen contents and pay for repairs as a result of the This information is of a general nature and has been prepared without taking
account of your objectives, financial situation or needs. Before acting on the
damage.2 We can also cover repairs or recoding of locks and information, you should consider whether the information is appropriate for
replacement of keys. you having regard to your objectives, financial situation and needs.
ANZ receives a commission of up to 22% of premium for distributing home
New for old replacement insurance products underwritten by QBE. ANZ may also receive
a percentage of premiums for product development, customer retention
If your 5-year-old TV is stolen, you can buy a new one with activities and performance. For more information, please read the ANZ
similar features or we can replace it with the new equivalent.2 Financial Services Guide. Normal underwriting rules and acceptance
criteria apply.
Contents cover away from home (Optional benefit) 1. We won’t cover damage caused by an event excluded under any section
of the policy. For example, loss or damage to sporting equipment while it is
Say you’re away from home, travelling within Australia or being used.
overseas in New Zealand and your bag containing your 2. If your contents suffer loss or damage in an insured event and your claim
mobile phone, camera and $250 cash is stolen. We can replace is accepted, we’ll choose to either: repair or replace an item; or pay the cost
of its replacement or repair. Subject to total contents sum insured and any
the items or pay you the cost to do so (subject to content sum applicable limits.
insured limits).3 This cover is optional too. 3. Contents cover away from home option can cover your contents away from
your home for up to 120 consecutive days. We’ll pay:
Save with our discounts - up to the contents sum insured whilst in Australia or New Zealand, or
You can receive a 12% combined cover discount if you take - the lesser of 25% of the contents sum insured or $15,000, whilst outside
out cover for your buildings and contents under the same Australia and New Zealand.
4. The combined cover discount of 12% is calculated before government fees,
policy.4 You can also save up to 12.5% with our multi-policy charges or levies.
discount when you take out three or more eligible home, 5. ANZ’s multi policy discount (MPD) is only available if you hold two or more
landlord or car insurance policies.5 of any of the following policies and are a named insured with the same name
on each policy: ANZ Home Insurance, ANZ Landlord Insurance and ANZ Car
Insurance (Eligible Policies). If you purchase both buildings and contents
cover under the same policy number, this is considered as one Eligible Policy
when calculating MPD. For two Eligible Policies, the MPD is 10%; for three or
more the MPD is 12.5%. The MPD is calculated as a percentage discount of
the annual base premium per policy. If you already hold one or more Eligible
Policies, the MPD is applied to the newest policy when you purchase it, and
for existing policies upon next renewal. If you do not hold any Eligible Policies
and purchase multiple Eligible Policies simultaneously, no MPD is applied to
the first policy, a 10% MPD is applied to the second, a 12.5% MPD is applied to
each policy thereafter, and the relevant MPD of 10% or 12.5% will be applied to
all policies (including the first) on renewal. The MPD rate is subject to change.
Sale and renewal of insurance policies are subject to underwriting rules and
processes applicable at the time.

anz.com.au