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HR Q&a

The document contains a series of HR and finance-specific interview questions and answers from a candidate named Shubham Choudhary, who is pursuing an MBA with a focus on Finance. It outlines his background, career goals, stress management techniques, teamwork experience, and unique qualifications, as well as his understanding of key financial concepts such as debt vs. equity financing, NPV, financial statements, working capital, and risk assessment. The responses reflect his analytical skills, leadership experience, and knowledge of financial principles relevant to a career in finance.

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16 views3 pages

HR Q&a

The document contains a series of HR and finance-specific interview questions and answers from a candidate named Shubham Choudhary, who is pursuing an MBA with a focus on Finance. It outlines his background, career goals, stress management techniques, teamwork experience, and unique qualifications, as well as his understanding of key financial concepts such as debt vs. equity financing, NPV, financial statements, working capital, and risk assessment. The responses reflect his analytical skills, leadership experience, and knowledge of financial principles relevant to a career in finance.

Uploaded by

tdbosschaudhari8
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
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HR Ques ons

1. Tell me about yourself and why you chose Finance as your specializa on.
Answer:
"My name is Shubham Choudhary, and I am currently pursuing my MBA with a major in Finance
and a minor in Opera ons Management. I chose Finance because I am fascinated by how
financial decisions drive the success of businesses. During my undergraduate studies in
Computer Engineering, I developed an analy cal mindset and problem-solving skills, which I
believe are essen al in Finance. Addi onally, my interest in finance has been fueled by my
exposure to the stock market, financial modeling, and my inclina on towards numbers and
strategy."

2. What are your short-term and long-term career goals? How does an MBA fit into these plans?
Answer:
"In the short term, I aim to gain hands-on experience in financial analysis and investment
banking by joining a reputed financial firm. In the long term, I aspire to hold a leadership
posi on in the finance domain, where I can contribute to strategic decision-making and
corporate growth. Pursuing an MBA equips me with the theore cal knowledge, industry
exposure, and network to achieve these goals."

3. How do you handle stress and priori ze tasks during ght deadlines?
Answer:
"I handle stress by staying organized and focusing on the bigger picture. I break tasks into smaller
milestones, priori ze them based on urgency and importance, and ensure I set realis c
deadlines. I also prac ce mindfulness and take short breaks to maintain focus. During a group
project in my undergraduate studies, I effec vely managed my me by assigning specific tasks to
team members and maintaining a checklist, ensuring we met our deadlines."

4. Can you share an example where you successfully worked in a team to solve a problem?
Answer:
"During my undergraduate thesis on predic ng mental health illnesses using machine learning, I
led a team of four. We faced challenges in data collec on and analysis. By delega ng roles based
on each member’s strengths, holding regular discussions, and collabora ng effec vely, we
created a robust web applica on. This project was presented at IEEE ASIANCON 2023 and got
published in the IEEE Xplore journal."

5. What makes you stand out as a candidate for this role?


Answer:
"My blend of technical and analy cal skills, coupled with my proac ve a tude and leadership
experience, sets me apart. My project experiences and ability to adapt to challenging situa ons
demonstrate my determina on and focus. Addi onally, my ability to communicate effec vely
and collaborate with diverse teams makes me an asset in any professional environment."
Finance-Specific Ques ons

1. What is the difference between debt and equity financing? Which do you think is more
beneficial for a company?
Answer:
"Debt financing involves borrowing funds that must be repaid with interest, whereas equity
financing involves raising capital by selling shares of the company. Debt is beneficial because it
doesn't dilute ownership, and interest payments are tax-deduc ble. However, it adds financial
risk. Equity financing, while not requiring repayment, dilutes ownership. The choice depends on
the company’s financial health, growth stage, and risk tolerance."

2. Explain the concept of Net Present Value (NPV) and its importance in financial decision-
making.
Answer:
"NPV is the difference between the present value of cash inflows and ou lows over a period of
me. It helps determine whether a project is profitable by accoun ng for the me value of
money. A posi ve NPV indicates that the project is expected to generate more value than its
cost, making it a crucial tool for investment decisions."

3. What are financial statements, and how do they help in decision-making?


Answer:
"Financial statements include the balance sheet, income statement, and cash flow statement.
They provide insights into a company's financial performance, liquidity, and profitability. For
example, they help stakeholders assess the company’s ability to generate profits, manage
liabili es, and make informed decisions on investments and opera ons."

4. What is working capital, and why is it significant for a company?


Answer:
"Working capital is the difference between a company’s current assets and current liabili es. It
indicates the company’s short-term liquidity and opera onal efficiency. Posi ve working capital
ensures that a company can meet its short-term obliga ons and con nue its opera ons
seamlessly."

5. How do you assess the financial health of a company?


Answer:
"The financial health of a company can be assessed by analyzing key ra os like liquidity (current
ra o), profitability (net profit margin), and solvency (debt-to-equity ra o). Reviewing trends in
revenue, expenses, and cash flow, along with comparing performance to industry benchmarks,
provides a comprehensive view."

6. What is the difference between systema c and unsystema c risk?


Answer:
"Systema c risk affects the en re market or economy and cannot be diversified away (e.g.,
interest rate changes, recessions). Unsystema c risk is specific to a company or industry (e.g.,
management decisions, product recalls) and can be mi gated through diversifica on."
7. Can you explain the concept of Time Value of Money (TVM)? Why is it important?
Answer:
"TVM means that money today is worth more than the same amount in the future due to its
earning poten al. It is important because it helps in valuing investments, calcula ng loan
payments, and comparing cash flows received at different mes."

8. What is the Capital Asset Pricing Model (CAPM), and how is it used?
Answer:
"CAPM is a model that describes the rela onship between systema c risk and expected return
of an investment. It is used to calculate the cost of equity and helps investors determine if a
stock is fairly valued based on its risk and return."

9. Describe the role of a financial analyst. What skills do you believe are most important for this
role?
Answer:
"A financial analyst evaluates financial data, prepares reports, and advises on investments,
budge ng, and financial strategy. Key skills include analy cal thinking, proficiency in tools like
Excel and financial modeling, and strong communica on to present insights effec vely."

10. How would you evaluate whether a company is overvalued or undervalued?


Answer:
"I would use valua on techniques like Price-to-Earnings (P/E) ra o, Discounted Cash Flow (DCF)
analysis, and comparing market value to book value. I’d also analyze the company’s financial
performance, industry posi on, and future growth poten al to make an informed assessment."

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