AN 6777 Modifying Edits for Intracountry Frictionless

Authentication Interchange Rate Designators in Brazil

Type:
Switching release announcement
Executive overview
Mastercard is modifying Dual Message System (Clearing) edits for Brazil
Audience: intracountry business service arrangement (BSA) 4/076000 to support
Acquirer an enhanced intracountry interchange structure for intracountry
Issuer frictionless authenticated interchange rate designators (IRDs) in Brazil.
Processor
Network enablement partner
Effective date details
Region:
Latin America and the Caribbean
Date Details
Brand:
Mastercard®
14 April 2023 Dual Message System (Clearing)
Debit Mastercard®

Release: Customer benefit

23.Q2
These edit modifications in the Dual Message System (Clearing) will help
Action Indicator: ensure valid combinations of both PDS 0052 (Electronic Commerce
Attention warranted (network-related): Security Level Indicator) and PDS 0185 (Accountholder Authentication
acquirer, issuer
Value) are considered to validate frictionless authenticated transactions
Testing recommended: acquirer, issuer
for intracountry frictionless authenticated IRDs in Brazil.
System:
Clearing What Mastercard is doing
Mastercard is adding and editing existing Dual Message System
Published:
18 October 2022 (Clearing) edits for intracountry frictionless authentication IRDs for
Brazil intracountry BSA 4/076000.
Effective:
14 April 2023 Version history
Each customer must determine the impact on its operations.

Date Description of change

18 October 2022 Initial publication date

Customer impact
This section provides high-level information about customer impact.
Refer to the Enhancements section for more details.

Attention warranted (network-related): acquirer, issuer

Acquirers and issuers in Brazil should be aware of new clearing edits as
described in this announcement.

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AN 6777 Modifying Edits for Intracountry Frictionless Authentication Interchange Rate
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Testing recommended: acquirer, issuer
Mastercard recommends testing for acquirers and issuers in Brazil to support this announcement.

Transaction message flow impact

The manner in which a customer is connected to Mastercard determines the group of message flows that apply
and the transaction message types they send or receive within that group. Customers can interface to the
Mastercard Dual Message System, Single Message System, or both, as applicable. This announcement affects
the message flows marked in the Transaction message flow impact table.

Transaction message flow impact

Acquirer to Mastercard Mastercard to issuer Impacted

Dual Message System Dual Message System √
Dual Message System Single Message System
Single Message System Single Message System
Single Message System Dual Message System

Examples of message types within the Dual Message System and Single Message System are:
• Authorization Request/0100 and First Presentment/1240 messages
• Financial Transaction Request/0200 and Financial Transaction Advice/0220 messages

Enhancements

Dual Message System (Clearing)

Mastercard is introducing two new edits to support transactions related to:
• Card Not Present Authenticated Frictionless
• Card Not Present - Others
Valid combinations for PDS 0052 and PDS 0185 are:

Valid combinations for PDS 0052 and PDS 0185

211 + h
211 + kE
212 + kA
212 + kC
217 + kO

Using the specified IRDs to qualify for Card Not Present Authenticated Frictionless, the PDS 0052 (Electronic
Commerce Security Level Indicator) and PDS 0185 (Account Authentication Value) combinations will need to be
validated. This edit will validate transactions submitted for:

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18 October 2022 • AN 6777 Modifying Edits for Intracountry Frictionless Authentication
2 Interchange Rate Designators in Brazil
• IRD AU: Brazil Intracountry Card Not Present Authenticated Frictionless: No Installments
• IRD AV: Brazil Intracountry Card Not Present Authenticated Frictionless: 2-6 Installments
• IRD AW: Brazil Intracountry Card Not Present Authenticated Frictionless: 7-21 Installments
• IRD AX: Brazil Intracountry Card Not Present Authenticated Frictionless: 22-36 Installments
Using the specified IRDs, to qualify for Card Not Present and other interchange programs, non-frictionless
transactions will be rejected when there is a combination of PDS 0052 (Electronic Commerce Security Level
Indicator) and PDS 0185 (Account Authentication Value). This edit will validate transactions submitted for:
• IRD HU: Brazil Intracountry Card Not Present - Others: No Installments
• IRD HV: Brazil Intracountry Card Not Present - Others: 2-6 Installments
• IRD HW: Brazil Intracountry Card Not Present - Others: 7-21 Installments
• IRD HX: Brazil Intracountry Card Not Present - Others: 22-36 Installments
Mastercard will remove four edits effective with this release.

Related documentation
Information relevant to this release announcement can be found in the documents available on Mastercard
Connect™. Mastercard updates manuals with necessary changes after release implementation. Depending on
timing, information provided in this release announcement may not be reflected in a manual until it is updated.

Reference manuals
For information about the current state of Mastercard processing refer to the:
• Interchange Manual-Latin America and the Caribbean Region Programs for Vendors
• Interchange Manual-Latin America and the Caribbean
• IPM Clearing Format Error Numbers and Messages

Platform impact
The Platform impact table lists the impact of this announcement. For items that are marked √ (Yes), details are
available in the corresponding topics.

Platform impact

Dual Message Dual Message

System System Single Message
Topic (Authorization) (Clearing) System
Message flows
Message layouts
Data element definitions
IPM MPE
Interchange √
CAB programs, descriptions, and associated MCCs
Edits √
Error numbers √

©2022 Mastercard. Proprietary. All rights reserved.

AN 6777 Modifying Edits for Intracountry Frictionless Authentication Interchange Rate
Designators in Brazil • 18 October 2022 3
 Dual Message Dual Message
System System Single Message
Topic (Authorization) (Clearing) System
Alternate processing
Interchange compliance
Pricing and fees
Reports
Bulk files
Forms
Quarterly Mastercard reporting
Transaction Investigator
SAFE
Single Message Transaction Manager
250-byte Batch Data File
80-byte Financial Institution Table File

Clearing
Mastercard will introduce changes to the Clearing Platform to support this announcement.
Edits
Mastercard will add new edits, modify existing edits, or remove existing edits to support this announcement.
New Edit: PDS 0052 (Electronic Commerce Security Level Indicator) and PDS 0185
(Accountholder Authentication Value)
PDS 0052 (Electronic Commerce Security Level Indicator) and PDS 0185 (Accountholder Authentication Value)
must be present with a valid combinations to qualify for Card Not Present Authenticated Frictionless
interchange programs.
This edit will be applied to the following IRDs: AU, AV, AW, AX.

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18 October 2022 • AN 6777 Modifying Edits for Intracountry Frictionless Authentication
4 Interchange Rate Designators in Brazil
Error number Requirement
3010 PDS 0052 (Electronic Commerce Security Level
Indicator) and PDS 0185 (Accountholder
Authentication Value) must be present and one of the
valid combinations for frictionless interchange.
The valid combinations are:
• 211+h
• 211+kE
• 212+kA
• 217+kC
• 212+kO

The edit is performed in the Clearing Optimizer and at GCMS for the following messages:
• First Presentment/1240
Collection Only messages excluded.

New Edit: PDS 0052 (Electronic Commerce Security Level Indicator) and PDS 0185
(Accountholder Authentication Value)
PDS 0052 (Electronic Commerce Security Level Indicator) and PDS 0185 (Accountholder Authentication Value)
must be present with a valid combinations to qualify for Card Not Present Authenticated Frictionless
interchange programs.
This edit will be applied to the following IRDs: HU, HV, HW,HX.

Error number Requirement

3011 If PDS 0052 and PDS 0185 are present and equal to
one of the Frictionless combinations, the transaction
may not be submitted with non-Frictionless
Interchange IRDs.
The valid combinations are:
• 211+h
• 211+kE
• 212+kA
• 217+kC
• 212+kO

The edit is performed in the Clearing Optimizer and at GCMS for the following messages:
• First Presentment/1240
Collection Only messages excluded.

©2022 Mastercard. Proprietary. All rights reserved.

AN 6777 Modifying Edits for Intracountry Frictionless Authentication Interchange Rate
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Deleted edit: PDS 0052 (Electronic Commerce Security Level indicator)
Mastercard will delete this edit to support this release announcement. It applies to the following IRDs: IRD AU,
IRD AV, IRD AW, IRD AX

Error number Requirement

2955 The Clearing Platform must ensure PDS 0052
(Electronic Commerce Security Level Indicator) is a
valid combination for subfield 1 Security Protocol,
subfield 2 Cardholder Authentication, subfield 3 UCAF
Collection Indicator: 211, 212, 217, 221 or 222.
The edit is performed in the Clearing Optimizer and at GCMS for the following messages:
• First Presentment/1240
• Second Presentment/1240
• First Chargeback/1442
• Arbitration Chargeback/1442
Collection Only messages excluded.

Deleted edit: PDS 0052 (Electronic Commerce Security Level indicator)

The following new edit will be disabled to support this release announcement. It applies to the following IRDs:
HU, HV, HW, HX.

Error number Requirement

2965 The Clearing Platform must ensure PDS 0052
(Electronic Commerce Security Level Indicator) is an
valid combination for subfield 1 Security Protocol,
subfield 2 Cardholder Authentication, subfield 3 UCAF
Collection Indicator: 211, 212, 217, 221 or 222.
The edit is performed in the Clearing Optimizer and at GCMS for the following messages:
• First Presentment/1240
• Second Presentment/1240
• First Chargeback/1442
• Arbitration Chargeback/1442
Collection Only messages excluded.

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18 October 2022 • AN 6777 Modifying Edits for Intracountry Frictionless Authentication
6 Interchange Rate Designators in Brazil
Deleted edit: PDS 0185 (Account Holder Authentication Value)
Mastercard will delete this edit to support this release announcement. It applies to the following IRDs: IRD AU,
IRD AV, IRD AW, IRD AX.

Error number Requirement

2958 The Clearing Platform must ensure PDS 0185
(Accountholder Authentication Value) is equal to h, kA,
kC, kE, kG, kJ, kL, or kO for the selected IRD.
The edit is performed in the Clearing Optimizer and at GCMS for the following messages:
• First Presentment/1240
Collection Only messages excluded.

Deleted edit: PDS 0185 (Account Holder Authentication Value)

Mastercard will delete this edit to support this release announcement. It applies to the following IRDs: IRD HU,
IRD HV, IRD HW, IRD HX.

Error number Current requirement Requirement

2976 PDS 0185 (Accountholder If present, this edit will be modified
Authentication Value) cannot be h, to include the following IRDs: IRD
kA, kC, kE, kG, kJ, kL, or kO for the HU, IRD HV, IRD HW, IRD HX.
selected IRD.
The edit is performed in the Clearing Optimizer and at GCMS for the following messages:
• First Presentment/1240
Collection Only messages excluded.

Error numbers
The error numbers and messages listed represent edits that are new, modified, or deleted to support this
release announcement.

Error numbers for new edits

Field/subfield Error number Error message Edit performed by

PDS 0052 and PDS 0185 3010 COMBINATION OF GCMS and Clearing
PDS0052 AND PDS0185 Optimizer
ARE NOT VALID FOR
SUBMITTED IRD’S.
PDS 0052 and PDS 0185 3011 COMBINATION OF GCMS and Clearing
PDS0052 AND PDS0185 Optimizer
ARE NOT VALID FOR
SUBMITTED IRD’S.

©2022 Mastercard. Proprietary. All rights reserved.

AN 6777 Modifying Edits for Intracountry Frictionless Authentication Interchange Rate
Designators in Brazil • 18 October 2022 7
Error numbers for deleted edits
The error number and message listed in this table represent the edit that is being deleted to support this
release announcement.

Field/subfield Error number Error message Edit performed by

PDS 0052 2955 PDS 0052 (ELECTRONIC Both
COMMERCE SECURITY
LEVEL INDICATOR) VALID
COMBINATIONS FOR
SUBFIELD 1, SUBFIELD 2,
SUBFIELD 3: 211, 212,
217, 221, OR 222.
PDS 0185 2958 PDS 0185 Both
(ACCOUNTHOLDER
AUTHENTICATION
VALUE) MUST BE H, KA,
KC, KE, KG, KJ, KL, OR KO
FOR THE IRD SELECTED.
PDS 0052 2965 PDS 0052 (ELECTRONIC
COMMERCE SECURITY
LEVEL INDICATOR) VALID
COMBINATIONS FOR
SUBFIELD 1, SUBFIELD 2,
SUBFIELD 3: 211, 212,
217, 221, OR 222.
PDS 0185 2976 PDS 0185 Both
(ACCOUNTHOLDER
AUTHENTICATION
VALUE) CANNOT BE H,
KA, KC, KE, KG, KJ, KL, OR
KO FOR THE IRD
SELECTED.

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18 October 2022 • AN 6777 Modifying Edits for Intracountry Frictionless Authentication
8 Interchange Rate Designators in Brazil