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Shriram Finance

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338 views12 pages

Shriram Finance

Uploaded by

sachingowdacv
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
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BANGALORE INSTITUTE OF TECHNOLOGY

PRESENTATION ON

Organization study- SHRIRAM FINANCE CO LTD


Under The Guidance Of
DR. R P PRAKASH
Assistant Professor
Department of management studies {MBA}

Sachin gowda
1BI22BA036
CONTENTS
• Chapter 1:-Introduction About Internship And Industry Profile.
• Chapter 2:- Organization Profile.
• Chapter 3:- Mckensy’s 7s S Frame Work
• Chapter 4:- Swot Analysis.
• Chapter 5 :- Analysis Of Financial Statements.
• Chapter 6 :- Learning Experience .
Executive Summary
Executive Summary Shriram Finance Limited, a leading non-banking financial company (NBFC),
stands as a pillar in India's financial services sector. Established in 1974 by R. Thyagarajan, the
company has evolved into a financial conglomerate with a diverse product portfolio, including
vehicle loans, personal and business loans, gold loans, fixed deposits, and insurance products. In
November 2022, Shriram Finance Limited was formed through the merger of Shriram Transport
Finance Company Limited, Shriram City Union Finance Limited, and Shriram Capital Limited. As
of June 30, 2023, the company boasts an extensive network of 2,930 branches and a workforce of
66,343, managing combined Assets Under Management (AUM) worth ₹193,215 crores. Shriram
Finance takes pride in its commitment to inclusion and sustainability, aiming to unlock value for
generations with a customer-centric approach, Shriram Finance is a pioneer in the NBFC industry,
especially in rural areas. The company's core offerings span retail and corporate lending, asset-
based financing, and insurance. Notably, it focuses on providing financing for commercial vehicles,
machinery, and equipment, contributing significantly to the commercial vehicle finance sector
CHAPTER – 1
INTRODUCTION ABOUT THE INDUSTRY
Shriram Finance is the country’s one of the biggest retails NBFC offering credit
solutions for commercial vehicles, two-wheeler loans, car loans, home loans,
gold loans, personal and small business loans. We are part of the 49-year-old
Shriram Group, a financial conglomerate that has emerged as a trusted partner in
creating transformative experiences and lasting impressions in customers’ lives.
In November 2022, Shriram Group’s entities – Shriram Transport Finance Company
Limited, Shriram City Union Finance Limited , and Shriram Capital Limited – merged to
form Shriram Finance Limited . As on June 30, 2023, with a network of 2,930 branches
and a workforce of 66,343, Shriram Finance has combined Assets Under Management
(AUM) worth ₹ 193,215 crores
CHAPTER - 2
ORGANISATIONAL PROFILE
 The company was established in the year 1974 by R. Thyagarajan

 Mr. Y S Chakravarti has been the Managing Director and Chief Executive
Officer of the company

 The company Main purpose of credit solutions for commercial vehicles,


two-wheeler loans, car loans, home loans, gold loans, personal and small
business loans.

 Around 64000 employees was working in company

 More than 3,200 Branches in India


CHAPTER 3
MCKENSY’S 7’S FRAMEWORK
PORTER’S FIVE FORCE MODEL
CHAPTER – 4
SWOT ANALYSIS
STRENGTH WEAKNESS
 Strong Customer Base  Dependency on Commercial Vehicle
 Rural and Semi-Urban Focus Financing
 Experienced Management  Credit Risk
 Strong Brand and Trust  Interest Rate Sensitivity
 Wide Network  Competition

OPPORTUNITIES THREATS
 Rural and Agricultural Finance  Interest Rate Fluctuations
 Partnerships and Collaborations  Credit Risk
 Economic Growth  Cybersecurity Risks
 Digital Transformation
CHAPTER - 5
ANALYSIS OF FINANCIAL STATEMENTS
Ratios 2019 2020 2021 2022 2023
CURRENT
RATIO 2.72786 2.577956 2.73672 2.91918 2.61546
GROSS PROFIT
RATIO 4.494708 4.793516 4.892526 4.979231 3.867405
QUICK RATIO
2.72786 2.577956 2.73672 2.91918 2.61546
CASH RATIO
0.103616 0.166647 0.350934 0.340345 0.209589
OPERATING
RATIO 231.4697 293.1743 293.1743 58.17815
710.6858
RETURN ON
EQUITY 0.138951278 0.115319795 0.104423498 0.13806982
0.161906079
TOTAL ASSETS
TURNOVER 14.69003 14.43525 13.35982 13.50115 14.44596
RATIO
NET PROFIT
RATIO 16.57663 15.1859 14.3566 14.11413 20.32324
CHAPTER 6
LEARNING EXPERIENCE
The primary objective of an internship is to gather real life working experience and put their theoretical knowledge in
practice. This was my 1st real experience to work in a Shriram Finance Company Ltd. I was quite nervous about it.
During in 4 weeks of training I have developed a lot of confidence and courage in this industry
After going through this internship program lot of exposure to the overall working environment of the organization and
got to know about ‘MANAGEMENT SKILLS’, how to counter the problem, and how to deal with different cadre of
people. The experience brought out my strength and also the areas I needed makeup. It added more confidence to my
professional approach built a stronger positive attitude and taught me how to work in a team as a player.
 Mostly all the concepts and theories, which I studied in the class, are applicable
 practically.
 The overall study of the organization reveals that the company has been
 1 had great time working internship, as it gives insights into the working
environment of an organization.
BIBLIOGRAPHY/REFERENCE

• BOOKS
Charles W.L. Hill & Gareth R. Jones, Strategic Management,
CENGAGE,learning Sharad K M, Text Book of Accounting for
Management, Vikas Publishing House 6th Edition,2018

• Annual Reports of Shriram Finance Company Ltd

• The Shriram Group Magazine (June 2023)

WEBLIOGRAPHY
https://www.shriramfinance.in/
www.shriramcity.in
Thank you

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