Systematic Investment Plan Form

(Debit Mandate Form NACH/ ECS/ Direct Debit)

Distributor’s ARN/ RIA Code# Sub-Broker’s ARN Sub-Broker’s Code EUIN

#
By mentioning RIA code, I/We authorize you to share with the Investment Adviser the details of my/our transactions in the scheme(s) of Kotak Mahindra Mutual Fund.
Declaration for"Execution-only" transactions (only where EUIN box is left blank)
“I/We hereby confirm that the EUIN box has been intentionally left blank by me/us as this transaction is executed without any interaction or advice by the
employee/relationship manager/sales person of the above distributor/sub broker or notwithstanding the advice of in-appropriateness, if any, provided by the
employee/relationship manager/sales person of the distributor/sub broker.”
All Applicants)
(To be signed by
SIGNATURE(S)

Sole / First Applicant Second Applicant Third Applicant

TRANSACTION CHARGES for Applications routed through distributor/agents only (Kindly refer Transaction Charges under the heading ‘Checklist’ for details)
REQUEST FOR:
Registration of SIP + OTM Registration Registration of SIP (for existing OTM) Registration of MICRO SIP Renewal of SIP Change in Bank details

INVESTOR’S INFORMATION
Application No.
Folio No. (For New Investors, pls. attach the application form)
Sole/ First Applicant Second Applicant Third Applicant
Name of Applicant Name of Applicant Name of Applicant

PAN PAN PAN

Aadhaar No. Aadhaar No. Aadhaar No.
Date of Birth Date of Birth Date of Birth
CKYC No. CKYC No. CKYC No.
E-mail E-mail E-mail

I would like to opt for Systematic Investment Plan

Scheme Option Growth Dividend : Payout Re-investment

Plan Dividend : Frequency

Investment Frequency Default Date

Monthly Quarterly SIP Period From M M / Y Y Y Y To MM / YYYY OR (December 2099)
(Please )

SIP Amount ( ) Rs. 20000 10000 5000 1000 Any other amount Rs. First SIP vide Cheque No. Dated DD / MM / YYYY
SIP Date ( ) 1st 5th 7th 10th 14th 15th 20th 21st 25th 28th 30th
SIP BOOSTER (Optional) (Please refer instructions overleaf)
Fixed Booster Amount (Rs.) (Minimum Rs. 500 and in
3000 1000 500 Any other amount Rs.
Frequency (Please ) Half Yearly Yearly multiples of Rs. 500 thereof)
Variable Booster Amount (%) 20% 15% 10% Any other percentage % (Minimum 10% and in
multiples of 5% thereof)
SIP Booster Cap Amount Rs.
Booster CAP Amount: Investor has an option to freeze the SIP Booster amount once it reaches a fixed predefined amount. The fixed pre-defined amount should be same
as the maximum amount mentioned by the investor in the NACH Debit Mandate Form. In case of difference between the CAP Amount & the maximum amount
mentioned in NACH Debit Mandate Form, then amount which is lower of the two shall be considered as the default amount of SIP CAP Amount.

Declaration and Signature

I/We have read and understood the contents of the SAI/ SID of the above referred Scheme(s) of Kotak Mahindra Mutual Fund. I/We hereby apply for allotment / purchase of Units in the Scheme(s) indicated as above and agree to abide by the terms and conditions applicable there to. I/We
hereby declare that I /We authorized to make this investment in the above mentioned Scheme(s) and that the amount invested in the Scheme(s) is through legitimate sources only and is not designed for the purpose of any contravention or evasion of any Act, Rules, Regulations,
Notifications or Directions of the provisions of Income Tax Act, Anti Money Laundering Act, Anti Corruption Act or any other applicable laws enacted by the Government of India from time to time. I/We hereby authorize Kotak Mahindra Mutual Fund, its investment Manager and its
agents to disclose details of my investment to my / our Investment Advisor and / or banks. I/We have neither received nor been induced by any rebate or gifts, directly, in making this investment. I/We also declare that the ARN Holder has disclosed all commission (in the form of trail
commission or any other mode) payable to him for the different competing Schemes of various Mutual Funds from amongst which the Scheme is being recommended to me / us.
I/ We hereby provide my consent in accordance with Aadhaar Act, 2016 and regulations made thereunder, for (i) collecting, storing and usage (ii) validating/authenticating and (ii) updating my/ our Aadhaar number(s) in accordance with the Aadhaar Act, 2016 (and regulations
made thereunder) and PMLA. I/ We hereby provide my/our consent for sharing/disclose of the Aadhaar number(s) including demographic information with the asset management companies of SEBI registered mutual fund and their Registrar and Transfer Agent (RTA) for the
purpose of updating the same in my/our folios with my PAN.
SIGNATURE(S)

Sole / First Account Holder Second Account Holder Third Account Holder

To be signed by All Applicant’s if mode of operation is “Joint”. (As in Bank Records)

One Time Mandate Registration Form/ Debit Mandate Form NACH/ ECS/ Direct Debit
UMRN F o r o f f i c e u s e Date

Sponsor Bank Code For Office Use Utility Code For Office Use
P
TICK ( )
CREATE P I/We hereby authorize Kotak Mutual Fund to debit (tick P) SB CA CC SB-NRE SB-NRO Other
MODIFY
CANCEL Bank a/c number

with Bank IFSC or MICR

an amount of Rupees `

FREQUENCY Mthly Qylt H-Yrly Yrly P As & when presented DEBIT TYPE Fixed Amount PMaximum Amount
Reference 1 Folio Number Phone No.

Reference 2 Application Number Email ID

I Agree for the debit of mandate processing charges by the bank whom I am authorizing to debit my accounts as per latest schedule of charges of the bank.
PERIOD
From

To 3 1 1 2 2 0 9 9 Signature Primary Account holder Signature of Account holder Signature of Account holder

Or Until Cancelled Name as in Bank records Name as in Bank records Name as in Bank records
1. 2. 3.
This is to confirm that the declaration has been carefully read, understood& made by me/us. I am authorizing the user entity/corporate to debit my account, based on the instructions as agreed
and signed by me. I have understood that I am authorized to cancel/amend this mandate by appropriately communicating the cancellation/amendment request to the user entity/corporate or the
bank where I have authorized the debit.
 6th Floor, Kotak Infinity, Building No. 21, Infinity Park, Off. Western Express Highway,
KOTAK MAHINDRA MUTUAL FUND Gen.A.K. Vaidya Marg, Malad (E), Mumbai - 400 097.

TERMS AND CONDITIONS

Systematic Investments - Snapshot

Schemes where SIPs are allowed All open-ended schemes except Kotak Liquid Plan A & Kotak Floater Short Term scheme

Frequency Monthly or Quarterly

Choice of Dates 1st, 5th, 7th, 14th, 21st, 20th, 25th & 30th for all open ended equity and debt schemes. Additional dates i.e. 10th, 15th & 28th (only for open ended equity schemes).
Minimum Investment Rs. 1000/- (Rs. 500 incase of Kotak Select Focus Fund and Kotak Equity Arbitrage Fund; Rs. 500 & in multiples of Rs. 500 in case of Kotak Tax Saver).
Minimum Installments 6 (All SIP installments should be for the same amount); 10 (incase of SIP amount being Rs. 500)
First SIP Z Can be done on any Day of the Month
Z Only on specified SIP Dates (1st, 5th, 7th, 10th, 14th, 15th, 20th, 21st, 25th, 28th & 30th) after a minimum gap of 28 days from date of first SIP.
Second & Subsequent SIPs
Z Can be through OTM/ NACH Debit/ Direct Debit

General Instructions
1. Please refer the Key Information Memorandum and Offer Document/ SAI/ SID non-working day for the scheme, the SIP will be processed on the immediately 12. TRANSACTION CHARGES
of the respective scheme(s) for Applicable NAV, Risk Factors, Load Structure and following working day. Pursuant to SEBI Circular No. Cir/ IMD/ DF/13/ 2011 dated August 22, 2011,
other information before investing. 7. We would send you an Account Statement confirming your systematic transaction charge per subscription of Rs. 10,000/- and above be allowed to be
2. (i) Existing unitholders need not fill in the Investment Application Form. investment within 10 working days from the date of your first systematic paid to the distributors of the Kotak Mahindra Mutual Fund products. The
However, they must compulsorily mention their Account Number in the investment transaction. Confirmation for subsequent Systematic Investments transaction charge shall be subject to the following:
Systematic Investment Form. would be sent to you as CAS (Consolidated Account Statement) on monthly 1. For existing investors (across mutual funds), the distributor shall be paid Rs.
(ii) New Applicants need to compulsorily fill in all sections in the Investment basis. 100/- as transaction charge per subscription of Rs.10,000/- & above.
Application Form in addition to Systematic Investment Form. The Application 8. Incorrect and ambiguous forms will not be accepted and rejection for the same 2. For first time investors, (across Mutual Funds), the distributor shall be paid Rs.
No. must be compulsorily mentioned in the Systematic Investment Form. shall be communicated to the investor. 150/- as transaction charge for subscription of Rs.10,000/- & above.
3. Irrespective of the investment amount please furnish your PAN details and 9. Kotak Mahindra Mutual Fund, its Investment Manager, Registrar and other 3. The transaction charge shall be deducted by Kotak AMC from the subscription
enclose a photocopy of PAN Card for all applications. In case of minor service providers will not be liable for any transaction failures due to rejection of amount & paid to the distributor (will be subject to statutory levies, as
applicants, please furnish the PAN details and PAN proof of the Guardian. the transaction by your bank/ branch or its refusal to register the SIP mandate. applicable) & the balance amount shall be invested.
4. KYC compliant is mandatory, irrespective of the amount of investment. 10. You will not hold Kotak Mahindra Mutual Fund, its Investment Manager, 4. In case of Systematic Investment Plan(s), the transaction charge shall be
5. You can opt for Systematic Investment in the Scheme on a monthly/quarterly Registrar and other service providers responsible if the transaction is delayed or applicable only if the total commitment through SIPs amounts to Rs.10,000/- &
basis through post-dated cheques / auto-debit for a pre-defined amount. This not effected or your bank account is debited in advance or after the specific SIP above. In such cases the transaction charge shall be recovered in first 3/4
facility is available only on specified dates of the month / quarter. Refer to date due to various clearing cycles of ECS. Kotak Mahindra Mutual Fund, its successful installments.
Section “SIP Auto Debit: Terms & Conditions” for location wise dates available Investment Manager, Registrar and other service providers responsible and Transaction charges shall not be deducted/applicable for:
for SIP Auto Debit. liable for any damages / compensation for any loss, damage, etc. incurred by (a) Transaction other than purchases/subscriptions such as Switch/Systematic
6. (i) First SIP Installment : Your first SIP can be for any day of the month, however you as a result of use of this facility by you. Transfer Plan (STP)/ Dividend Transfer Plan (DTP), etc.
subject to the condition that, there shall be a minimum gap of 28 day between 11. If you have not indicated any of your SIP preference completely in the form, or (b) Purchases/Subscriptions made directly with the Fund without any ARN code.
the first and the second SIP. incase of any discrepancy, we would presume the same as below : (c) Distributors who have chosen ‘Opt Out’ of charging the transaction charge.
(ii) Second & subsequent SIP Installment : Your second and subsequent SIPs are SIP Frequency : Monthly; SIP Date : 7th; Default end date: December 2099; 13. One Time Debit Mandate Form can be used for Systematic Purchase as well as
available only on above specified dated of the month. You can choose only one Scheme Name : same as mentioned on SIP form, SIP Amount : same as Lump Sum Purchase
of these dates for the purpose of SIP. In case the chosen date turns out to be a mentioned on SIP form.

SIP Payment through NACH/ ECS/ SI / Auto Debit

Instructions for SIP Payment registered through NACH/ECS/SI/Auto Debit 10. Each time an investor intends to register a fresh SIP, he has to duly fill in a new 18. For Change of SIP Amount or Change in Bank details or for any Modification
1. The bank account provided for SIP to be registered through NACH/ECS/SI/Auto SIP Form along with NACH Debit Mandate Form. This form should not be request in your existing SIP, investor is required to submit the following
Debit should be participating in NACH and MICR clearing respectively. constructed as One Time Mandate Form (OTM Form). documents 28 days prior to the next SIP Date
2. SIP auto debit is available only on specific dates of the month (For SIP date 11. Investors need to ensure that the MICR number of his actual bank branch (and i) A duly filled in new “SIP Form” with revised details. Please ensure that the
details please refer above to Choice of Dates under Systematic Investments – not ‘At Par’ MICR Code) is mentioned on the SIP Debit Mandate Form, for section on SIP NACH Debit Form is also filled in. Do not forget to tick the
Snapshot). In case the selected SIP date is a non-business day, then the SIP shall seamless SIP Registration. relevant column in the Section “REQUEST FOR” on the SIP Form.
be processed on the next business day. 12. New Investor: If the investor fails to mention the scheme name in the SIP ii) Letter to discontinue the existing SIP.
3. In case of four consecutive SIP failures, your SIP will be liable for cancellation. Mandate Form, then the Fund reserves the right to register the SIP as per the 19. Conversion of PDC facility in to NACH/ECS/SI/Auto Debit Facility: Investor with
4. The TAT for SIP Debit Mandate Form registration (with or without initial cheque) scheme name available in the investment application form. Incase multiple existing SIP facility through Post Dated Cheques can also avail of this facility by
will be 28 days. Therefore, there has to be a minimum gap of 28 days between schemes are mentioned in the main application form, the Fund reserves the submitting the following documents 30 days before the next SIP Debit date.
date of submission of SIP Mandate and subsequent SIP Auto Debit. Incase, the right to reject the SIP request. i) A new ‘SIP’ Form along with one cancelled cheque.
gap is less than 28 days, the SIP shall be registered from the subsequent SIP 13. Existing Investor: If the investor fails to mention the scheme name in the SIP ii) Letter requesting to cancel the existing SIP through PDCs and for returning all
Date. Mandate Form, the Fund reserves the right to register the SIP in the existing the remaining PDCs.
5. In case of incomplete SIP Debit Mandate Forms or SIP Registration pending due scheme (eligible for SIP) available in the investor’s folio. Incase multiple schemes 20. Extension of SIP needs to be accompanied with cancelled cheque leaf.
to technical problems at NPCI/ Bankers end, AMC may seek remediation or Equity Linked Savings Scheme (ELSS) are available in the folio, the Fund 21. Mandatory fields in SIP NACH DEBIT MANDATE form as per NPCI:
process to obtain incomplete details. In such cases registration process may reserves the right to reject the SIP request. • Submission Date • Bank Account type to be selected • Bank account number
exceed 30 days and hence may also impact processing of subsequent SIP 14. Incase SIP date is not selected or the date mentioned is not legible or clear or and Bank name • IFSC and/or MICR Code • Folio number or application number
instalments. multiple SIP date are opted, then the SIP will be registered on 7th (default date) • Phone number and email id • SIP From date •Signatures as per bank records •
6. SIP start date shall not be beyond 90 days for Monthly and Quarterly SIPs from of each Month/Quarter as applicable. Name as per bank records
the date of submission of SIP application. 15. If the investor has not mentioned the SIP start month, SIP will start from the next 22. All terms and conditions for SIP, including Exit Load, if any, prevailing at the time
7. The investor will have the right to discontinue SIP at any time he or she so applicable month, subject to completion of 28 days lead time from the receipt of SIP enrolment by the fund shall be levied in the Scheme.
desires by providing a written request to this effect at least 28 days prior to the of SIP request. 23. The investor agrees to abide by the terms and conditions of NACH/ECS/SI/Auto
subsequent SIP date. Subsequently investor can also use online login access to 16. Incase the SIP ‘End Period’ is incorrect or not mentioned by the investor in the Debit facilities of Reserve Bank of India (RBI)/ NPCI(National Payment
our website assetmanagement.kotak.com to discontinuing any of his existing SIP form, then December, 2099 shall be considered as default ‘End Period’. Corporation of India).Investor will not hold Kotak Mutual Fund, Kotak
SIP registered through online or through offline (Physical) mode. 17. Maximum Amount: The Maximum Amount in SIP NACH Debit Mandate Form Mahindra Asset Management Company Limited (the AMC), Kotak Mahindra
8. For your SIP registered with ICICI Bank details, please note that we cannot refers to the maximum SIP debit limit per transaction permitted by the investor Trust Limited (the Trustee), its registrars and other service providers responsible
accept online cease request. A separate written request to discontinue SIP to be debited form his bank account. Each SIP request needs to be and/or liable if the transaction is delayed or not effected or the investor bank
needs to be submitted to your nearest CAMS/ AMC office at least 28 days prior accompanied with new SIP Form and at any given point of time SIP instalment account is debited in advance or after the specific SIP date due to various
to the next SIP Auto Debit date. amount should not exceed Maximum Amount mentioned in the SIP NACH clearing cycles for NACH/ECS/SI/Auto Debit or any other reason/fault not
9. Incase of discontinuation of SIPs registered through Online Channel Partners Mandate Form. In case of SIP Booster, please refer to the specific instructions attributable to Kotak Mahindra Mutual Fund/the AMC/the Trustee. Kotak
please contact your Online Channel Partner directly. mentioned under SIP Booster Facility. Mutual Fund reserves the right to reject any SIP application without assigning
any reason thereof.

Illustration for Variable SIP Booster

SIP Booster Facility • SIP Tenure: 07Jan 2015 to 07 Dec 2020 • Monthly SIP Installment: Rs. 3000/-
1. SIP Booster is a facility whereby an investor has the option to increase his SIP Instalment Amount by a fixed amount/ fixed • Booster percentage: 10% • Booster Frequency: Yearly
percentage, at pre-defined interval.
Installment From To Monthly SIP SIP Booster SIP Booster SIP Amount
2. SIP Booster facility is available for Existing SIP investors as well New SIP Registrations. Installment Amount round off with
3. SIP Booster Facility can be ‘Fixed SIP Booster Facility’ or ‘Variable SIP Booster Facility’ No.(s) Date Date Amount (Rs) (10%) (Rs) Amount (Rs) Booster (Rs)
4. Fixed Booster: SIP Amount can be increased with minimum of Rs. 500 and in multiples of Rs. 500 thereof with yearly and
half yearly option. 1 to 12 07-Jan-16 07-Dec-16 3000 N.A N.A 3000
5. Variable Booster: SIP amount can be increased by a minimum of 10% and in multiples of 5% thereof with yearly and half 13 to 24 07-Jan-17 07-Dec-17 3000 300 300 3300
yearly option. 25 to 36 07-Jan-18 07-Dec-18 3300 330 330 3630
6. Incase, an investor has more than one existing SIP in a single folio in the same scheme, with a single distributor, unless 37 to 48 07-Jan-19 07-Dec-19 3630 363 360 3990
specifically instructed by the investor, the SIP Booster request shall be considered for the first Registered SIP.
7. Investor /unit holders subscribing for this facility are required to submit the request at least 28 days prior to the next SIP 49 to 60 07-Jan-20 07-Dec-20 3990 399 400 4390
date. SIP Booster will be applicable from the next effective SIP instalment.
8. For Cancellation of SIP Booster facility, the investor has to submit a written request atleast 28 days prior to the next SIP Illustration for Fixed SIP Booster
booster date. However, the SIP in the respective scheme shall continue with last SIP Booster Instalment amount, till the SIP • SIP Tenure : 07Jan 2015 to 07 Dec 2020 • Booster Amount: Rs. 1000/-
End Date as specified in the SIP Registration Form or till receipt of a valid SIP Cease Request. For Cancellation of SIP Booster • Monthly SIP Installment: Rs. 3000/- • Booster Frequency: Yearly
facility along-with SIP Cease request, the written request of cancellation of SIP Booster facility should explicitly mention
about SIP Cease as well. Installment From To Monthly SIP SIP SIP Amount
9. Modification of the SIP Booster amount is not possible, alternatively investor will have to cancel the existing facility and Installment Booster with
No.(s) Date Date Amount (Rs) Amount (Rs) Booster (Rs)
start a new SIP with modified date.
10. SIP Booster will be allowed in MICRO SIP folio subject to condition that total investment including SIP Booster does not 1 to 12 07-Jan-16 07-Dec-16 3000 N.A 3000
exceed Rs. 50,000 in a rolling 12 month period or financial year i.e April to March, the limit on Micro SIP investments. 13 to 24 07-Jan-17 07-Dec-17 3000 1000 4000
11. Maximum Amount in NACH Debit Mandate Form: It is the maximum limit amount per transaction set by investor for his
registered bank A/c to be debited. 25 to 36 07-Jan-18 07-Dec-18 4000 1000 5000
12. Booster CAP Amount: Investor has an option to freeze the SIP Booster amount once it reaches a fixed predefined amount. 37 to 48 07-Jan-19 07-Dec-19 5000 1000 6000
The fixed pre-defined amount should be same as the maximum amount mentioned by the investor in the NACH Debit 49 to 60 07-Jan-20 07-Dec-20 6000 1000 7000
Mandate Form. In case of difference between the CAP Amount & the maximum amount mentioned in NACH Debit
Mandate Form, then amount which is lower of the two shall be considered as the default amount of SIP CAP Amount. 17. SIP Frequency vis-à-vis SIP Booster Frequency :
13. Booster Cap Amount has to be mandatorily mentioned for SIP Booster Facility. In case the same is not mentioned then the SIP Frequency SIP Booster Frequency Details
maximum amount mentioned in NACH Debit Mandate Form shall be considered for SIP Booster CAP Amount. Monthly Half-yearly Increase shall happen after every 6th - SIP instalment
14. In case of Variable SIP Booster, the SIP instalment amount will be rounded off to the nearest multiple of Rs. 10
15. If SIP Maximum / Booster CAP Amount is hit before the end of SIP tenure, the SIP Booster will cease and last SIP Booster Monthly Yearly Increase shall happen after every 12th - SIP instalment
instalment amount will remain constant for remaining SIP Tenure. Quarterly Half-yearly Increase shall happen after every 2nd - SIP instalment
16. Please see the illustration below to know how to calculate Variable and Fixed SIP Booster amount: Quarterly Yearly Increase shall happen after every 4th - SIP instalment
18. All other terms & conditions applicable for regular SIP will also be applicable to SIP Booster facility.

Checklist
Please ensure that: • Scheme (Plan) – Option in which you wish to do your systematic investments is clearly indicated in
• If you are an existing investor, you have quoted your Account No. with Kotak Mahindra Mutual the Systematic Investment Form.
Fund on the Systematic Investment Form. • The SIP Amount, the Frequency, your preferred Date and Period are clearly indicated.
• If you are a new investor, your Application Number is quoted on the Systematic Investment Form. • There is minimum gap of 28 days between your first & second SIP.

Registrar : Computer Age Management Services Pvt. Ltd. No 178/10, M G R Salai, Nungambakkam, Chennai - 600 034 Tel. : 044 - 2828 5561/ 62
www.kotakamc.com 1800-222-626 or (022) 6115 2100 mutual@kotak.com