Your Payment Platform

WHAT IS BILLPLZ?

A payment platform for

organizations to pay and
get paid the fastest, at
I N V E S T O R : C E R T I F I C A T I O N : the lowest cost possible.

Today, our average daily collection is RM 18 million for

2,000 daily active merchants and growing.
 Online Payment Ecosystem

LAYER 2: Global Payment Network

LAYER 1: Local Payment Network

LAYER 3: Payment Gateway / Registered TPA

LAYER 1: Local Payment System

L A Y E R 1

L A Y E R 2 LAYER 4: Payment Platform / Registered PSA

L A Y E R 3

L A Y E R 4
 40,000
Registered merchants

YEAR
25 million
2020 Transactions

PERFORMANCE

RM 3 billion
Annual collections
Existing Merchants
 Services for Merchants

Collection & Payout BPO

API Payment Form Collection

For payment gateway and Share link, take orders and
customization. get paid instantly.
Reconciliation

Billing Payment Order Payment Order

Collect payments via email Send payments to multiple
and SMS. recipients easily. Finance
 Merchant’s Website/App

How API Works

1 Merchant integrates website/app with Billplz using
API (refer Billplz.com/api).
Integrate 1 3 Payout

2 Customer clicks checkout, select a payment method

& authorizes the payment.

Checkout & Pay 2

3 Billplz/Processor performs payout.

Customer
 Merchant

How Billing Works

1 Merchant uploads billing data using API, Excel or a form.

Upload billing data 1 4 Payout

2 Billplz sends the bill to customer via email and/or SMS.

3 Customer opens the bill, selects a payment method &

authorizes the payment.

Send bill 2 3 Pay bill

4 Billplz/Processor performs payout.

Customer
 Merchant

How Payment Form Works

1 Merchant creates a payment form & share the unique
link eg: Billplz.com/anything.
Create payment form 1 3 Payout

2 Customer clicks the link, submits the form, select a

payment method & authorizes the payment.

2 Submit & Pay

3 Billplz/Processor performs payout.

Customer
 Merchant

Transfer & Instruct 1

How Payment Order Works

1 Merchant increases the payment limit balance & send
payment instructions via API.

Disbursement 2
2 Billplz performs disbursement the next business day.

Recipients
 Card Details

Additional
Services for asf782jjfn09ns887

Merchants
Plug & Play Tokenization
Over 30 plugins to enable Keep customer card details
Billplz in your preferred and charge it based on your
e-commerce platforms. rule.
 R E C O M M E N D E D

Basic Standard 30 Standard 365 Enterprise

Membership Free RM150 / month RM1,800 / year Custom

Fee

Support E-mail E-mail + Google Meet E-mail + Google Meet Account Manager

ONLINE BANKING

Membership FPX B2C Fee RM 1.50 RM 1.00 RM 0.50 Subject to Bank’s Offer

Plans
Payout Speed Next business day Next business day Next business day Real-time

FPX B2B Fee Subject to Bank’s Offer

Payout Speed Real-time

FPX Credit Card Subject to Bank’s Offer

Account (CCA)
Fee

Payout Speed Real-time

FPX DirectDebit Subject to Bank’s Offer

Fee

Payout Speed Same business day

All fees are subjected to 6% SST.

Continued next slide..

 R E C O M M E N D E D

Basic Standard 30 Standard 365 Enterprise

CARD*

Visa / 2.5% or lower 1.5% or lower

Mastercard Fee

Payout Speed (Click for details) (Click for details)

PayPal Fee 3.2% 3.2% 3.2%

Payout Speed By request By request By request

Membership WALLET*

Plans Boost / GrabPay

/ TnG Fee
1.5% or lower 1.5% or lower

(Continued) Payout Speed (Click for details) (Click for details)

BILLING API

Email Waived Waived Waived

SMS RM 0.30 RM 0.30 RM 0.30

PAYMENT ORDER
All fees are subjected to 6% SST.
Payment Order RM 1.00 RM 0.50 Waived
* Optional activation & subjected to Fee
additional activation fee and onboarding
process with our payment partner. Payout Speed Next business day Next business day Next business day

Continued next slide..

 R E C O M M E N D E D

Basic Standard 30 Standard 365 Enterprise

Membership BPO

Plans
Collection BPO

Reconciliation
BPO
(Continued) Payment Order
BPO

Finance BPO

All fees are subjected to 6% SST.

* Optional activation & subjected to

additional activation fee and onboarding
process with our payment partner.
 Transaction 2.5% or lower 2.5% or lower 1.8% or lower
Fees

Payout Auto-transfer weekly Auto-transfer twice a Auto-transfer the next

Speed week 2 business days

RM 300 one-off MDR 2.5% MDR 1.8% RM 500 one-off

VISA / Activation Fee

RM 300 per year

(Security Deposit required for

RM 450
per year
RM 1,500
per year

Mastercard companies with less than 1

year operation or High Risk
merchants)
(Min transaction fee of
RM0.65)

Options* Tokenization
Fees
RM 4,100 per year Additional 0.3% to
transaction

Installment*** 6 months: 3.5%

Fees 12 months: 4.5%

*Subject to bank’s approval

* Only available for Standard and Enterprise

members Others • Fraud mitigation available • Fraud mitigation available • Fraud mitigation available
• Refund to cards available • Refund to cards available • Refund to cards available
** Tokenization • Flat MDR for both credit & • Auto-debit/recurring • Auto-debit/recurring
debit cards payments available** payments available**
*** Only available for Enterprise members • 1– 2 months approval • Flat MDR for both credit & • Lower MDR for Debit Card
process debit cards • No fixed approval timeline
All fees are subjected to 6% SST • 14 business days approval
process
 GrabPay 1.0% per paid transaction -
Touch ‘n Go 1.2% per paid transaction -

Wallet
Boost 1.4% per paid transaction 1.5% per paid transaction

Options* Activation
RM 100 one-off -

Fees RM 100 per year

(Waived for members with an

existing 2C2P Merchant ID)

Payout Auto-transfer Auto-transfer

Speed (Every Wednesday or Friday) (Next business day)

* Only available for Standard and Enterprise

members SLA 5 business days approval No fixed approval timeline
process
All fees are subjected to 6% SST
 Real-time Reporting

Some of the identifiers in Billplz report

• Currency (MYR) • Name

• Collection ID • Email
• Bill ID • Mobile Number
• Collection Title • Transaction Date
• Bill Description • Payment Received

A Collection for each Billplz Account

different revenue stream. Statement
E.g.: Collection 1 for Campaign 1
 Generic Process Flow
PAYMENT PAYOUT PAYMENT ORDER

Payout to your bank Transfer deposit to Billplz

Checkout page account account

Bank processing Billplz processing Set payment order via

Select (Real-time) (T+1) Billplz API
payment
method
YES
Billplz processing
(T+1)
Own FPX
ID?
FPX Card or Wallet NO
Payout to selected bank
account(s)

Card or Wallet processing

FPX (Multiple per week
NO
Payment payouts)
successful
?

Customer Bank
YES Payment
Cards or Wallet
recorded Partners
Billplz

Complete purchase Merchant

 CASE STUDY 1

Boost Collection BPO

Launch app Initiate reload Select preferred bank Payment authorization Successful payment

Note: No Billplz Note: Merchant bank account Note: Real-time

brand apparent* name displayed** payout**

* Boost integrates our API with their own

payment method selection page
** Only for Enterprise Collection BPO
 CASE STUDY 2

MyBayar Saman Collection &

Reconciliation BPO

Direct integration to Bank Islam* Auto-reconciliation with bank account**

* Only for Enterprise Collection BPO

** Only for Enterprise Reconciliation BPO
 Nazroof Hakim Arzumy MD
Chief Executive Officer Chief Technology Officer

https://www.linkedin.com/in/nazroof/ https://www.linkedin.com/in/arzumy/

Leadership

Aiman Ezanee Zakwan Sharif

Chief Financial Officer Vice President, Revenue

https://www.linkedin.com/in/aimanezanee/ https://www.linkedin.com/in/ahmadzakwan/
 COMPANY NAME WEBSITE

Billplz Sdn Bhd www.billplz.com

COMPANY REGISTRATION NO. DIRECTORS

1023853P Nazroof Hakim bin Mohammed Noor

Muhammad Aiman bin Ezanee
DATE OF INCORPORATION

7 November 2012
COMPANY SECRETARY

Corporate INCORPORATION TYPE

Private Company Limited by Shares

Extracc PLT
S2-15-04(B), Vista Alam

Information AUTHORIZED CAPITAL

RM 1,000,000.00
No. 3, Presint 4.5, Jalan Ikhtisas 14/1
Seksyen 14, 40000 Shah Alam

BUSINESS ADDRESS AUDITOR

I N V E S T O R : C E R T I F I C A T I O N :
K03-11-13, Level 11, Tower 3 Ismail Adam & Co. (AF 1367)
UOA Business Park 19-6-1, Diamond Square
40150 Shah Alam Jalan Semarak Api 2
Malaysia 53000 Kuala Lumpur

PHONE BANK

(+60) 3 5031 2620 Malayan Banking Berhad (3813K)

EMAIL SST NO.

team@billplz.com W10-1808-32000898