Commercial Bank

Tariff of Charges - Banking Services 2021

Accounts & Deposits
Standard Fees Sadara Fees Private Banking Fees
Issuing a duplicate statement
Issuing a statement of account
(Monthly for Current accounts - Half Free of charge Free of charge Free of charge
yearly for Savings)
Issuing a duplicate statement
Current year's statement up to 5
years (for each month for both QAR 10.00 Free of charge Free of charge
Current & Savings Accounts)
Over 5 years statement
(for each month for both Current QAR 20.00 Free of charge Free of charge
& Savings Accounts)
For each authenticated statement QAR 10.00 Free of charge Free of charge
Issuing a Salary E-Advice (per month QAR 10.00 Free of charge Free of charge
regardless of account type)
Issuing a letter confirming balance QAR 25.00 Free of charge Free of charge
of account
Account Maintenance Fee No fee on
(per each month) No fee on minimum balance minimum No fee on minimum balance
balance
Minimum Balance Thresholds*
Call Accounts (daily balance) QAR 20,000.00 QAR 20,000.00 QAR 20,000.00
Time Deposit in Qatari Riyals QAR 20,000.00 QAR 20,000.00 QAR 20,000.00
(initial deposit)
Time Deposit in US dollars $ 20,000.00 $ 20,000.00 $ 20,000.00
(initial deposit)
Time Deposit in GBP £ 15,000.00 £ 15,000.00 £ 15,000.00
(initial deposit)
Time Deposit in Euro € 20,000.00 € 20,000.00 € 20,000.00
(initial deposit)
* If minimum balance is not maintained NO interest is accrued & if uplifted before maturity NO interest is paid.
Dormant Accounts (applicable
monthly only for balances below QAR 10.00 Free of charge Free of charge
QAR 500 or equivalent in FCY)
Closing Current / Saving accounts QAR 50.00 Free of charge Free of charge
opened less than 1 year

Cheques & Chequebooks

Standard Fees Sadara Fees Private Banking Fees
Cheque deposit Free of charge Free of charge Free of charge
Cheque Withdrawal (through clearing Free of charge Free of charge Free of charge
system)
Cheque Signature verification (Per QAR 10.00 Free of charge Free of charge
cheque)
Chequebooks
Issuing a chequebook (First
chequebook after account opening) Free of charge Free of charge Free of charge
Re-Issuance of new chequebook QAR 15.00 Free of charge Free of charge
Rates are subject to change without prior notice. All Terms and Conditions apply.
 Commercial Bank
Tariff of Charges - Banking Services 2021
Cheques & Chequebooks
Self-service chequebook issuance via QAR 10.00 Free of charge Free of charge
machine
Register mailing a chequebook/ Free of charge Free of charge Free of charge
cheques returned unpaid
Return Cheque due to any legal
reason (excluding Insufficient Funds) Nil Nil Nil
Return Cheque due to Insufficient Funds
For the first time QAR 100 QAR 100 QAR 100
For the second time QAR 150 QAR 150 QAR 150
For the third time QAR 300 QAR 300 QAR 300
Stop LOST Cheques
Charge per cheque lost QAR 25.00 QAR 25.00 QAR 25.00
Charge per chequebook lost QAR 100.00 QAR 100.00 QAR 100.00
Charge per bank cheque lost QAR 50.00 QAR 50.00 QAR 50.00
Cheque Book Delivery Options
Delivery of Chequebook (by branch) QAR 25.00 Free of charge Free of charge
Delivery of Chequebook (by mail) QAR 10.00 Free of Charge Free of Charge
Copies of Paid Cheques
Cheques up to 1 year old (per cheque) QAR 10.00 QAR 10.00 QAR 10.00
Cheques more than 1 year old QAR 20.00 QAR 20.00 QAR 20.00
(per cheque)
Cheque Clearance
Normal cheque clearing (drawn on a Free of charge Free of charge Free of charge
bank in QAR within Qatar)
Special cheque clearing (same day)
(drawn on a bank in QAR within Qatar Free of charge Free of charge Free of charge
- on request)"
Special clearing for cheques payable
at centers where QCB clearing facility Free of charge Free of charge Free of charge
is not available (per cheque)
Cheque Collection
Collection of Foreign Currency 0.10% (Maximum QR 0.10% 0.10% (Maximum QR 95)
cheque (if paid in LCY) 95) (Maximum QR 95)
Collection of Foreign Currency 0.10% (Maximum QR 0.10% (Maximum 0.10% (Maximum QR 200)
cheque (if paid in FCY) 200) QR 200)
Post-dated Cheques
Safe Keeping & Collection of a Post- QAR 10.00 Free of charge Free of charge
dated Cheques (per cheque)
Cancellation of post-dated cheque  QAR 10.00 Free of charge Free of charge
(per cheque)

Rates are subject to change without prior notice. All Terms and Conditions apply.
 Commercial Bank
Tariff of Charges - Banking Services 2021
Personal Loans
Fees
Loan Cancellation Fees (if loan is canceled by customer after the loan
QAR 250.00
process is completed)
Installment Postponement Fee (for each payment postponed) QAR 50.00
Loan rescheduling to change of loan tenor/ installment without QAR 250.00
additional loan amount
Replace loan guarantor QAR 50.00
Customer Requested Letters/Certificates (e.g. Clearance, QAR 25.00
Obligation, etc.)
Late Payment Fee (per month)
Penalty for unpaid installment per occurrence (for each returned QAR 95.00
cheque or insufficient funds for standing order)
Personal Loans - Against Salary Only
File Charges for loans below QR 100,000 (Add this to the original N/A
loan amount)
Interest Rate (Prevailing/Maximum rate) 4.00%
Management Fees 0.00%
Loan Care - Upfront premium per year on requested loan amount 0.75%
(can be waived when maximum ceiling reached)
Personal Loans - Against Salary and/or Other Income
File Charges for loans below QR 100,000 (Add this to the original QAR 250.00
loan amount)
Interest Rates (Against Other Income)
Cb Standard Available upon request
Management Fees and Loan care (Against Other Income)
Management fee for new loans 1.00% Loan below 1 million
0.00% Loan equal or above 1 million
Management fee for top-up loans (applied to the additional 1.00% Loan below 1 million
amount only) 0.00% Loan equal or above 1 million
Loan Care - Upfront premium per year on requested loan amount 0.50%
Secured Personal Loans - Interest rates
Cash Secutity Rate on blocked cash + 2.00%
Non Cash Security Available upon request

Rates are subject to change without prior notice. All Terms and Conditions apply.
 Commercial Bank
Tariff of Charges - Banking Services 2021
Vehicle Loans
Fees
Loan Cancellation Fees (if loan is canceled by customer after the loan QAR 250.00
process is completed)
Installment Postponement Fee (for each payment postponed) QAR 50.00
Installment Postponement Fee - Non Cb customers (for each QAR 200.00
payment postponed)
Loan rescheduling to change of loan tenor/ installment without QAR 250.00
additional loan amount
Replace loan guarantor QAR 50.00
Repayment cheques change QAR 50.00
Transfer charges of the vehicle loan liability QAR 250.00
Customer Requested Letters/Certificates (e.g. Clearance, Obligation, etc.) QAR 25.00
Vehicle Loans - Against Salary Only
File Charges for loans below QR 100,000 (Add this to the original N/A
loan amount)
Interest Rate (Prevailing/ Maximum rate) 4.00%
Management Fees 0.00%
Loan Care - Upfront premium per year on requested loan amount 0.70%
Vehicle Loans - Against Salary and/or Other Income
File Charges for loans below QAR 100,000 (Add this to the original
QAR 250.00
loan amount)
Management Fees and Loan care (Against Other Income)
1.00% Loan below 1 million
Management fee
0.00% Loan equal or above 1 million
Loan Care for Retail - Upfront premium per year on requested
0.70%
loan amount
Secured Vehicle Loans
Cash Security Rate on blocked cash + 2.00%
Non Cash Security Available upon request

Rates are subject to change without prior notice. All Terms and Conditions apply.
 Commercial Bank
Tariff of Charges - Banking Services 2021

Overdrafts
Standard Fees Sadara Fees Private Banking Fees
Setup fee for any Overdraft (per month) QAR 50.00 QAR 25.00 QAR 25.00
Overdraft against Salary
Interest Rate 4.00% p.a.
Secured Overdraft against security-Cash & Non-Cash
Rate on blocked cash + Rate on blocked cash + Rate on blocked cash +
Interest rate (against CASH security)
2.00% 1.50% 1.50%
Interest rate (against NON-CASH security) Available upon request
Casual Overdraft - without collateral
Interest Rate 1.00% p.m.

Rates are subject to change without prior notice. All Terms and Conditions apply.
 Commercial Bank
Tariff of Charges - Banking Services 2021
Mortgage Loans
Standard Fees Sadara Fees Private Banking Fees
Registration fee (per Title Deed) QAR 1000.00 QAR 600.00 QAR 600.00
Urgent Mortgage (per Title Deed) QAR 1500.00 QAR 1000.00 QAR 1000.00
Assignment QAR 1000.00 QAR 600.00 QAR 600.00
Certified copies QAR 200.00 QAR 150.00 QAR 150.00
Loan Cancellation Fees (if loan is
canceled by customer after the loan QAR 2000.00 QAR 2000.00 QAR 2000.00
process is completed)
Installment Postponement Fee (for QAR 95.00 QAR 95.00 QAR 95.00
each payment postponed)
Early Settlement (Partial or Full) on
Paid amount – for loans against one 1.00% 1.00% 1.00%
security (excluding construction
loans)
Early Settlement (Partial or Full) on
Paid amount – for loans against more 1.50% 1.50% 1.50%
than one security and construction
loans
Merging, Division & Release QAR 200.00 QAR 150.00 QAR 150.00
Late Payment Fee (per month)
Late Payment Fees-Qatari & Resident QAR 200.00 QAR 200.00 QAR 200.00
(per month)
Late Payment Fees-Non-Resident QAR 300.00 QAR 300.00 QAR 300.00
(per month)
1% per month 1% per month
Late payment Interest Rate plus the Management plus the Management 1% per month
plus the Management rate
rate rate
Interest Rates - Mortgage Loans
For CB different Mortgage Loans Available upon request Available upon Available upon request
types request
Management Fees
Management fees on nominal
principal - for loans against one 1.00% 1.00% 1.00%
security (excluding construction
loans)
Management fees on nominal
principal - for loans against more 1.50% 1.50% 1.50%
than one security and construction
loans
Re-scheduling (including but not
limited to interest repricing or any 1.50% 1.50% 1.50%
other contract alterations)

Rates are subject to change without prior notice. All Terms and Conditions apply.
 Commercial Bank
Tariff of Charges - Banking Services 2021
Mortgage Loans
Property Amendments (Changes in
security, release, split of title deeds, 0.25% 0.25% 0.25%
amendments etc)
Insurance Premium
Upfront premium on nominal
principal per year – for loans against 0.50% 0.50% 0.50%
one security (excluding construction
loans)
Upfront premium on nominal
principal per year – for loans
against more than one security and 0.60% 0.60% 0.60%
construction loans
Property Evaluation (Purchase price / value)
Property type & value Available upon request Available
request
upon Available upon request
Registration and Documentation
Apply mortgage Apply mortgage
Mortgage of title deed, Pledge of processing /share processing /share Apply mortgage processing /
Shares pledging actual charge pledging actual share pledging actual charge
charge

Rates are subject to change without prior notice. All Terms and Conditions apply.
 Commercial Bank
Tariff of Charges - Banking Services 2021
Miscellaneous Services
Standard Fees Sadara Fees Private Banking Fees
Cash Deposit LCY Free of charge Free of charge Free of charge
Cash Withdrawal (over the counter)
for less than QAR 1,000 (per QAR 10.00 Free of charge Free of charge
transaction)
Cash Deposit FCY (to same currency account)
USD Cash deposit to same currency 1.00% 1.00% 1.00%
account
GBP and EURO deposit to same 1.00% 1.00% 1.00%
currency account
Cash Withdrawal FCY (from same currency account)
USD Cash withdrawal from to same 1.50% 1.00% 1.00%
currency account
GBP and EURO withdrawal from 1.25% 1.00% 1.00%
same currency account
Senior Government Staff Housing Loan 
Issuance of undertaking letter QAR 25.00 Free of charge Free of charge
Monthly installment payment QAR 25.00 Free of charge Free of charge
Customer requested letters/
certificates (clearance, obligation…) QAR 25.00 Free of charge Free of charge
Safe Deposit Locker Facilities
Small box (per annum) QAR 1000.00 QAR 500.00 QAR 500.00
Medium box (per annum) QAR 1200.00 QAR 600.00 QAR 600.00
Large box (per annum) QAR 1500.00 QAR 750.00 QAR 750.00
This service is subject to a refundable security deposit of QAR 500/- per locker
Hold Mail (per item/per month) QAR 25.00 QAR 25.00 QAR 25.00
Cheque/ Instrument  Retrieval QAR 50.00 QAR 25.00 QAR 25.00
Charges
Sadara Service charge, if criteria is N/A QAR 150.00 N/A
not met (per month)

Wealth Management
Standard Fees Sadara Fees Private Banking Fees
Custody Fee 0.15% p.a. 0.15% p.a. 0.15% p.a.
Note: Custody fee will be calculated on a daily basis using end of day values of customer’s international shares portfolio and charged to the account on a monthly basis

Rates are subject to change without prior notice. All Terms and Conditions apply.
 Commercial Bank
Tariff of Charges - Banking Services 2021
Funds Transfer
Standard Fees Sadara Fees Private Banking Fees
Internal Transfers
Transferring funds between Free of charge Free of charge Free of charge
Commercial Bank accounts
Immediate Credit of Funds from Call Accounts
Transferred via internet banking QAR 25.00 QAR 25.00 QAR 25.00
Transferred via branch QAR 50.00 QAR 50.00 QAR 50.00
Telegraphic Transfers
To any bank in Qatar
For transactions below QAR 100
For transactions QAR 100 up to QAR 60 Dirhams 60 Dirhams 60 Dirhams
1,000,000
QAR 4 QAR 4 QAR 4
For transactions above QAR
1,000,000 QAR 6 QAR 6 QAR 6
To any bank outside Qatar QAR 15.00 QAR 10.00 QAR 10.00
Inward remittance in Foreign Currency
If credited to a Commercial Bank QAR 50.00 (or QAR 25.00 (or
account in same Foreign currency equivalent) equivalent) QAR 25.00 (or equivalent)
account
If Paid in currency notes other than 1% commission (min 0.5% commission 0.5% commission (min QR 25/-)
QAR (Subject to availability) QR 50/-) (min QR 25/-)
Payments Investigations
Amendment of outward remittance QAR 50.00 QAR 50.00 QAR 50.00
Plus corresponding charges
Inquiry of credit at beneficiary
bank for an outward remittance QAR 50.00 QAR 50.00 QAR 50.00
(applicable only if credit was applied Plus corresponding charges
prior to the enquiry being raised)
Recall of Telegraphic Transfer: (a)
applicable whether or not funds QAR 50.00 QAR 50.00
are received back or (b) if funds are Plus corresponding Plus corresponding QAR 50.00
returned for reasons of incorrect charges charges Plus corresponding charges
payment instructions provided by
customer.
Foreign Currency Demand Drafts
Issuing QAR 25.00 QAR 25.00 QAR 25.00
Stopping, Cancelling (when Telex is QAR 50.00 QAR 50.00 QAR 50.00
required)
Postage charges QAR 25.00 QAR 25.00 QAR 25.00
Courier charges QAR 50.00 Plus actual QAR 50.00 Plus QAR 50.00 Plus actual charges
charges actual charges

Note: Charges will not be levied for standing orders established on behalf of charitable organisations, Savings Plan customers and for accounts that are blocked /inactive/dormant.
Rates are subject to change without prior notice. All Terms and Conditions apply.
 Commercial Bank
Tariff of Charges - Banking Services 2021
Funds Transfer
Manager’s Cheques
Issuing QAR 10.00 QAR 10.00 QAR 10.00
Cancelling (when original returned), QAR 50.00 QAR 50.00 QAR 50.00
Stopping
Postage charges QAR 25.00 QAR 25.00 QAR 25.00
QAR 50.00 plus actual QAR 50.00 plus
Courier charges QAR 50.00 plus actual charges
charges actual charges
Payment Orders
Issuing QAR 25.00 QAR 25.00 QAR 25.00
Standing Orders (for periodical transfer of funds)
Set up standing instructions within Free of charge Free of charge Free of charge
Commercial Bank
Set up standing instructions with
other banks in Qatar (one time fee QAR 50.00 QAR 25.00 QAR 25.00
in addtion to Telex transfer charges)
(per occurence)
Amending, Cancelling QAR 25.00 QAR 25.00 QAR 25.00
Charge if sufficient funds are not
available in the account to make the QAR 50.00 QAR 25.00 QAR 25.00
transfer (per occasion)

Note: Charges will not be levied for standing orders established on behalf of charitable organisations, Savings Plan customers and for accounts that are blocked /inactive/dormant.
Rates are subject to change without prior notice. All Terms and Conditions apply.
 Commercial Bank
Tariff of Charges - Banking Services 2021
Debit/ATM Cards
Standard Fees Sadara Fees Private Banking Fees
Dispute Processing Fee QAR 100 QAR 100 QAR 100
Set up standing instructions within Free of charge Free of charge Free of charge
Commercial Bank
Issuing a new Debit Card (auto- Free of charge Free of charge Free of charge
renewal)
Replacing a lost /damaged card / QAR 50.00 Free of charge Free of charge
additional card
Re-issuing of a new ATM PIN QAR 10.00 Free of charge Free of charge
Delivery of an ATM Card (by mail) Free of charge Free of charge Free of charge
Delivery of an ATM card (by branch) QAR 25.00 Free of charge Free of charge
ATM cash withdrawal
Within Qatar (inquiry or withdrawals) Free of charge Free of charge Free of charge
Internationally (per transaction) QAR 15.00 QAR 15.00 QAR 15.00
Within GCC (per transaction) QAR 6.00 QAR 6.00 QAR 6.00
ATM Balance Inquiry
Internationally Free of charge Free of charge Free of charge
Alerts via SMS Free of charge Free of charge Free of charge
Telephone Banking Services (24 hour Free of charge Free of charge Free of charge
Customer Contact Center)

Rates are subject to change without prior notice. All Terms and Conditions apply.
 Commercial Bank
Tariff of Charges - Banking Services 2021
Schedule of charges (Credit Cards)
Charges Limited Edition Sadara Package Platinum Titanium Packag Classic Card
(in QAR) Package Package
Principal Card Free of charge Free of charge Free of charge Free of charge Free of charge
Joining Fees
Principal Card Free (QAR 850
Annual fees QAR 1,000.00 for non Sadara QAR 750.00 QAR 600.00 QAR 250.00
members)
3 months - 1% of 3 months - 1% of 3 months - 1% of 3 months - 1% of 3 months - 1% of
transaction value* transaction value* transaction value* transaction value* transaction value*
EasyPay Installment 6transaction
months - 2% of
value*
6 months - 2% of
transaction value*
6 months - 2% of
transaction value*
6 months - 2% of
transaction value*
6 months - 2% of
transaction value*
Transaction
Processing Fee 9 months - 3% of 9 months - 3% of 9 months - 3% of 9 months - 3% of 9 months - 3% of
transaction value* transaction value* transaction value* transaction value* transaction value*
12 month above - 12 month above - 12 month above - 12 month above - 12 month above -
Interest of 3% p.a. Interest of 3% p.a. Interest of 3% p.a. Interest of 3% p.a. Interest of 3% p.a.
Minimum Monthly 3% 3% 3% 3% 3%
Repayment
Supplementary Free of charge Free of charge Free of charge Free of charge Free of charge
Annual Fees
Replacement fees QAR 50.00 QAR 50.00 QAR 50.00 QAR 50.00 QAR 50.00
Re-issue fees QAR 100.00 QAR 100.00 QAR 100.00 QAR 100.00 QAR 100.00
QAR 100.00 per
Return cheque fees cheque QAR 100.00 per QAR 100.00 per QAR 100.00 per QAR 100.00 per
cheque cheque cheque cheque
QAR 150.00/- if QAR 150.00/- if QAR 150.00/- if QAR 150.00/- if QAR 150.00/- if
Over limit Fees the balance is the balance is the balance is the balance is the balance is
over by 2% and over by 2% and over by 2% and over by 2% and over by 2% and
above above above above above
Limit increase fees QAR 50.00 QAR 50.00 QAR 50.00 QAR 50.00 QAR 50.00
0.25% or QAR 0.25% or QAR 0.25% or QAR 0.25% or QAR 0.25% or QAR
Overdue/Late 100.00/ 100.00/ 100.00/ 100.00/ 100.00/
payment fees - whichever is - whichever is - whichever is - whichever is - whichever is
greater greater greater greater greater
4% for Diners 4% for Diners 4% for Diners 4% for Diners 4% for Diners
Club and 4.5% Club and 4.5% Club and 4.5% Club and 4.5% Club and 4.5%
for Visa and for Visa and for Visa and for Visa and for Visa and
Cash Advance fees MasterCard,
3.5% for Retail
MasterCard,
3.5% for Retail
MasterCard,
3.5% for Retail
MasterCard,
3.5% for Retail
MasterCard,
3.5% for Retail
Internet Banking Internet Banking Internet Banking Internet Banking Internet Banking
and Mobile Cash and Mobile Cash and Mobile Cash and Mobile Cash and Mobile Cash
Advance Advance Advance Advance Advance
Copy of Statement QAR 10.00 QAR 10.00 QAR 10.00 QAR 10.00 QAR 10.00
Request for QAR 25.00 per QAR 25.00 per QAR 25.00 per QAR 25.00 per QAR 25.00 per
Transaction Receipt copy request copy request copy request copy request copy request
Retail Interest Rate** 1% 1% 1% 1% 1%
Cash Advance 1% 1% 1% 1% 1%
Interest Rate**
Call For Credit 3% 3% 3% 3% 3%
Interest
* fee will be equally divided and added to the monthly installment amount
**Debit card transactions done overseas will attract an exchange rate markup fee.
Note: Charges will not be levied for standing orders established on behalf of charitable organisations, Savings Plan customers and for accounts that are blocked /inactive/dormant.
Rates are subject to change without prior notice. All Terms and Conditions apply.
 Commercial Bank
Tariff of Charges - Banking Services 2021
Schedule of charges (Credit Cards)
Call For Cash Interest 1% 1% 1% 1% 1%
Credit Shield Plus 0.65% 0.65% 0.65% 0.65% 0.65%
Maximum Grace 15 days 15 days 15 days 15 days 15 days
days*
e-Statements Free of charge Free of charge Free of charge Free of charge Free of charge
Internet Banking Free of charge Free of charge Free of charge Free of charge Free of charge
SMS Banking Free of charge Free of charge Free of charge Free of charge Free of charge
Dispute Processing QAR 100 QAR 100 QAR 100 QAR 100 QAR 100
Fee
* fee will be equally divided and added to the monthly installment amount
**Debit card transactions done overseas will attract an exchange rate markup fee.
Note: Charges will not be levied for standing orders established on behalf of charitable organisations, Savings Plan customers and for accounts that are blocked /inactive/dormant.

Foreign Currency Mark ups for Credit Cards

• USD – 2%
• AED, BHD, KWD, SAR, OMR – 1.25%
• EUR, GBP, AUD, CAD, CHF, DKK, JOD, JPY, LBP, NOK, SEK, SGD – 3.25%
• Other currencies – 3.50%
• Grace days are not applicable for cash advance transactions.
• Direct Debit customers can opt for setting their card repayment on any day between statement cut-off and
payment due date. For example, a card with a statement date as 30th of every month will be required to only
pay the minimum repayment amount by the 15th of the following month.
• No points will be earned on interest, fees or cash advances.
• Below rates are applicable if the card is issued under other type of securities rather than salary transfer.
• Interest rate for non-salary transfer customers is at the discretion of the Bank and it will be
determined at the time of applying for the card.
Retail Interest 2.25%
Call for Credit Interest 3.50% p.m.
Cash Advance & Quasi Cash Interest 2.75% p.m.

Rates are subject to change without prior notice. All Terms and Conditions apply.