Commercial Bank

Tariff of Charges - Banking Services

ACCOUNTS & DEPOSITS
Standard Fees Sadara Fees Private Banking Fees Digital Banking
Issuing duplicate statement
Issuing a statement of account
(Monthly for Current accounts - Half Free of charge Free of charge Free of charge NA
yearly for Savings)
Issuing a duplicate statement
Current year's statement up to 5
years (for each month for both QAR 10.00 Free of charge Free of charge NA
Current & Savings Accounts)
Over 5 years statement QAR 20.00 Free of charge Free of charge NA
(for each month for both Current"
& Savings Accounts) QAR 10.00 Free of charge Free of charge NA
For each authenticated statement
Issuing a Salary E-Advice (per month QAR 10.00 Free of charge Free of charge NA
regardless of account type)
Issuing a letter confirming balance QAR 25.00 Free of charge Free of charge NA
of account
Account Maintenance Fee No fee on minimum No fee on No fee on minimum NA
(per each month) balance minimum balance balance
Qar 10 per month
Digitally signed statement NA NA NA ( Upto 6 months)
Minimum Balance Thresholds*
Call Accounts (daily balance) QAR 20,000.00 QAR 20,000.00 QAR 20,000.00 NA
Time Deposit in Qatari Riyals QAR 20,000.00 QAR 20,000.00 QAR 20,000.00 QAR 20,000.00
(initial deposit)
Time Deposit in US dollars $ 20,000.00 $ 20,000.00 $ 20,000.00 $ 20,000.00
(initial deposit)
Time Deposit in GBP (initial deposit) £ 15,000.00 £ 15,000.00 £ 15,000.00 £ 15,000.00
Time Deposit in Euro (initial deposit) € 20,000.00 € 20,000.00 € 20,000.00 € 20,000.00
* If minimum balance is not maintained NO interest is accrued & if uplifted before maturity NO interest is paid.
Dormant Accounts (applicable QAR 10.00 Free of charge Free of charge NA
monthly only for balances below
QAR 500 or equivalent in FCY)
Closing Current / Saving accounts QAR 50.00 Free of charge Free of charge NA
opened less than 1 year
Cheques & Chequebooks
Standard Fees Sadara Fees Private Banking Fees Digital Banking
Free of charge
Cheque deposit Free of charge Free of charge Free of charge ( available for
Cb cheques only)
Cheque Withdrawal (through clearing Free of charge Free of charge Free of charge NA
system)
Cheque Signature verification (Per QAR 10.00 Free of charge Free of charge NA
cheque)

Rates are subject to change without prior notice. All Terms and Conditions apply.
 Commercial Bank
Tariff of Charges - Banking Services
CHEQUES & CHEQUEBOOKS
Standard Fees Sadara Fees Private Banking Fees Digital Banking
Re-Issuance of new chequebook
25 leaves (for Standard) QAR 15.00 N/A N/A Free of charge
50 leaves (for Sadara and Private N/A Free of charge Free of charge Free of charge
Banking Members)
Self-service chequebook issuance via QAR 15.00 Free of charge Free of charge NA
machine
Register mailing a chequebook/
Free of charge Free of charge Free of charge NA
cheques returned unpaid
Return Cheque due to any legal N/A N/A N/A NA
reason (excluding Insufficient Funds)
Return Cheque due to insufficient funds
For the first time QAR 100 QAR 100 QAR 100 NA
For the second time QAR 150 QAR 150 QAR 150 NA
For the third time QAR 300 QAR 300 QAR 300 NA
Stop LOST Cheques
Charge per cheque lost QAR 25.00 QAR 25.00 QAR 25.00 NA
Charge per chequebook lost QAR 100.00 QAR 100.00 QAR 100.00 NA
Charge per bank cheque lost QAR 50.00 QAR 50.00 QAR 50.00 NA
Cheque Book Delivery Option
Delivery of Chequebook (by branch) QAR 25.00 Free of charge Free of charge
Delivery of Chequebook (by mail) QAR 10.00 Free of Charge Free of Charge NA
Copies of Paid Cheque
Cheques up to 1 year old (per cheque) QAR 10.00 QAR 10.00 QAR 10.00 NA
Cheques more than 1 year old QAR 20.00 QAR 20.00 QAR 20.00 NA
(per cheque)
Cheque Clearance
Normal cheque clearing (drawn on a Free of charge Free of charge Free of charge NA
bank in QAR within Qatar)
Special cheque clearing (same day)
(drawn on a bank in QAR within Qatar Free of charge Free of charge Free of charge NA
- on request)
Special clearing for cheques payable
at centers where QCB clearing facility Free of charge Free of charge Free of charge NA
is not available (per cheque)
Cheque Collection
Collection of Foreign Currency 0.10% 0.10% 0.10% NA
cheque (if paid in LCY) (Maximum QR 95) (Maximum QR 95) (Maximum QR 95)
Collection of Foreign Currency 0.10% 0.10% 0.10% NA
cheque (if paid in FCY) (Maximum QR 200) (Maximum QR 200) (Maximum QR 200)
Post-dated Cheques
Safe Keeping & Collection of a Post- QAR 10.00 Free of charge Free of charge NA
dated Cheques (percheque)
Cancellation of post-dated cheque QAR 10.00 Free of charge Free of charge NA
(per cheque)

Rates are subject to change without prior notice. All Terms and Conditions apply.
 Commercial Bank
Tariff of Charges - Banking Services
PERSONAL LOANS
Fees Digital Banking
Loan Cancellation Fees (if the loan is canceled by the customer after QAR 250.00 NA
the loan amount has been credited to the customer’s account).
Installment Postponement Fee (for each payment postponed) QAR 50.00 NA
Loan rescheduling to change of loan tenor/ installment without QAR 250.00 NA
additional loan amount
Replace loan guarantor QAR 50.00 NA
Customer Requested Letters/Certificates (e.g. Clearance, QAR 25.00 NA
Obligation, etc.)
Late Payment Fee (per month)
Penalty for unpaid installment per occurrence (for each QAR 95.00 NA
returned cheque or insufficient funds for standing order)
Personal Loans - Against Salary Only
Interest Rate (Maximum rate) QMRL + 1.50% Same tariff applies across all channel
Loan Care Premium - Fees shall be payable either upfront or on 0.75% Same tariff applies across all channel
a monthly basis.
Interest Rates against other income
Cb Standard QMRL + 2.50%
Secured Personal loans - Interest rates
Cash Security Rate on blocked cash + 2.50% NA
Non Cash Security QMRL + 2.50% NA
Secured Personal Loans Fees (Against Non Cash Security)
Management fee for new loans or top-up loans (applied to the 1.00% NA
additional amount only)
1.50% Loan below 1 million
Early Settlement (Partial or Full) on Paid amount NA
1.00% Loan equal or above 1 million
Loan Care Premium - Fees shall be payable either upfront or on 0.50% NA
a monthly basis.

Rates are subject to change without prior notice. All Terms and Conditions apply.
 Commercial Bank
Tariff of Charges - Banking Services
VEHICLE LOAN
Fees Digital Banking
Loan Cancellation Fees (if the loan is canceled by the customer after QAR 250.00 NA
the loan amount has been credited to the customer’s account).
Installment Postponement Fee (for each payment postponed) QAR 50.00 NA
Installment Postponement Fee - Non Cb customers (for each QAR 200.00 NA
payment postponed)
Loan rescheduling to change of loan tenor/ installment without QAR 250.00 NA
additional loan amount
Replace loan guarantor QAR 50.00 NA
Repayment cheques change QAR 50.00 NA
Transfer charges of the vehicle loan liability QAR 250.00 NA
Customer Requested Letters/Certificates (e.g. Clearance, QAR 25.00 NA
Obligation, etc.)
Vehicle Loans - Against Salary Only
File Charges for loans below QR 100,000 (Add this to the N/A NA
original loan amount)
Interest Rate (Prevailing/ Maximum rate) QMRL +1.25% Same tariff applies across all channel
Management Fees 0.00% Same tariff applies across all channel
Loan Care Premium - Fees shall be payable either upfront or on 0.70% Same tariff applies across all channel
a monthly basis.
Vehicle Loans Fees (Against Other Income)
File Charges for loans below QAR 100,000 (Add this to the QAR 350.00 Same tariff applies across all channel
original loan amount)
File Charges for loans equal or above QAR 100,000 (Add this to QAR 250.00 Same tariff applies across all channel
the original loan amount)
1.00% Loan below 1 million
Management fee 0.00% Loan equal or above 1 million Same tariff applies across all channel
Loan Care Premium - Fees shall be payable either upfront or on 0.50% Same tariff applies across all channel
a monthly basis.
1.00% Loan below 1 million
Early Settlement (Partial or Full) on Paid amount 0.00% Loan equal or above 1 million Same tariff applies across all channel
Secured Vehicle Loans
Cash Security Rate on blocked cash + 2.00% Same tariff applies across all channel
Non Cash Security Available upon request Same tariff applies across all channel

Rates are subject to change without prior notice. All Terms and Conditions apply.
 Commercial Bank
Tariff of Charges - Banking Services
OVERDRAFT
Standard Fees Sadara Fees Private Banking Fees Digital Banking
Setup fee for any Overdraft (per month) QAR 50.00 QAR 25.00 QAR 25.00 NA
Overdraft against Salary
Interest Rate (Maximum Rate) QMRL + 1.50%
Secured Overdraft against security-Cash & Non-Cash
Rate on blocked cash + Rate on blocked cash + Rate on blocked cash +
Interest rate (against CASH security) NA
2.50% 2.00% 2.00%
Interest rate (against NON-CASH security) Available upon request NA
Casual Overdraft - without collateral
Interest Rate 1.00% p.m. NA

Rates are subject to change without prior notice. All Terms and Conditions apply.
NOTE: overdraft facility CANNOT be availed through Digital Banking
 Commercial Bank
Tariff of Charges - Banking Services
MORTGAGE LOANS
Standard Fees Sadara Fees Private Banking Fees Digital Banking
Registration fee (per Title Deed) QAR 1000.00 QAR 600.00 QAR 600.00 NA
Urgent Mortgage (per Title Deed) QAR 1500.00 QAR 1000.00 QAR 1000.00 NA
Assignment QAR 1000.00 QAR 600.00 QAR 600.00 NA
Certified copies QAR 200.00 QAR 150.00 QAR 150.00 NA
Loan Cancellation Fees (if loan is
canceled by customer after the loan QAR 2000.00 QAR 2000.00 QAR 2000.00 NA
process is completed)
Installment Postponement Fee (for QAR 95.00 QAR 95.00 QAR 95.00 NA
each payment postponed)
Early Settlement (Partial or Full) on 1.00% 1.00% 1.00% NA
Paid amount – for personal property
Early Settlement (Partial or Full)
for commercial property, and 1.50% 1.50% 1.50% NA
underdevelopment/Construction Loan
Early Settlement (Partial or Full) on Paid 1.75% 1.75% 1.75% NA
amount - for Land Loans
loans QAR 200.00 QAR 150.00 QAR 150.00 NA
Merging, Division & Release
Late Payment Fee (per month)
Late Payment Fees-Qatari & Resident QAR 200.00 QAR 200.00 QAR 200.00 NA
(per month)
Late Payment Fees-Non-Resident QAR 300.00 QAR 300.00 QAR 300.00 NA
(per month)
1% per month plus the 1% per month plus the 1% per month plus the
Late payment Interest Rate NA
Late Payment Fee Late Payment Fee Late Payment Fee
Interest Rates - Mortgage Loans
For CB different Mortgage Loans types QMRL + 2.00% QMRL + 2.00% QMRL + 2.00% NA
(Maximum Rate)
Management Fees
Management fees on nominal 1.00% 1.00% 1.00% NA
principal - for personal property
Management fees on nominal
principal - for commercial property, 1.50% 1.50% 1.50% NA
underdevelopment/Construction Loan,
and land loan
Re-scheduling (including but not
limited to interest repricing or any 1.50% 1.50% 1.50% NA
other contract alterations)
Commitment Fee for
Underdevelopment/Construction Loan
(calculated by reference to the amount 0.25%
of the undrawn and uncancelled loan
during the availability period).

Rates are subject to change without prior notice. All Terms and Conditions apply.
NOTE: Mortgage Loan CANNOT be availed through Digital Banking; customers can ONLY VIEW outstanding Mortgage Loan Details.
 Commercial Bank
Tariff of Charges - Banking Services
MORTGAGE LOANS
Standard Fees Sadara Fees Private Banking Fees Digital Banking
Property Amendments (Changes in
security, release, split of title deeds, 0.25% 0.25% 0.25% NA
amendments etc)
Insurance Premium
Loan insurance fees shall be
payable on monthly basis - for Personal 0.50% 0.50% 0.50% NA
Property and Land Loans
Loan insurance fees shall be
payable on monthly basis - 0.60% 0.60% 0.60% NA
for Commercial Property and
underdevelopment/Construction Loan
Registration and Documentation
Apply mortgage Apply mortgage Apply mortgage
Mortgage of title deed, Pledge of Shares processing /share processing /share processing / share NA
pledging actual charge pledging actual charge pledging actual charge

Rates are subject to change without prior notice. All Terms and Conditions apply.
NOTE: Mortgage Loan CANNOT be availed through Digital Banking; customers can ONLY VIEW outstanding Mortgage Loan Details.
 Commercial Bank
Tariff of Charges - Banking Services
MISCELLANEOUS SERVICES
Standard Fees Sadara Fees Private Banking Fees Digital Banking
Cash Deposit LCY Free of charge Free of charge Free of charge NA
Cash Withdrawal (over the counter) QAR 10.00 Free of charge Free of charge NA
for less than QAR 1,000 (per transaction)
Cash Deposit FCY ( to same currency account)
USD Cash deposit to same currency 1.00% 1.00% 1.00% NA
account
GBP and EURO deposit to same
1.00% 1.00% 1.00% NA
currency account
Cash Withdrawal FCY ( from same currency account)
USD Cash withdrawal from to same 1.50% 1.00% 1.00% NA
currency account
GBP and EURO withdrawal from 1.25% 1.00% 1.00% NA
same currency account
Senior Government Staff Housing Loan
Issuance of undertaking letter QAR 25.00 Free of charge Free of charge NA
Monthly installment payment QAR 25.00 Free of charge Free of charge NA
Customer requested letters/ QAR 25.00 Free of charge Free of charge NA
certificates (clearance, obligation…)
Safe Deposit Locker Facilities
Small box (per annum) QAR 1200.00 QAR 1200.00 QAR 1200.00 NA
Medium box (per annum) QAR 2400.00 QAR 2400.00 QAR 2400.00 NA
Large box (per annum) QAR 3600.00 QAR 3600.00 QAR 3600.00 NA
Lost Key/Lock Change Fee QAR 500.00 QAR 500.00 QAR 500.00 NA
This service is subject to a refundable security deposit of QAR 500/- per locker
Others
Hold Mail (per item/per month) QAR 25.00 QAR 25.00 QAR 25.00 NA
Cheque/ Instrument Retrieval QAR 50.00 QAR 25.00 QAR 25.00 NA
Charges
Sadara Service charge, if criteria is N/A QAR 150.00 N/A NA
not met (per month)

Rates are subject to change without prior notice. All Terms and Conditions apply.
 Commercial Bank
Tariff of Charges - Banking Services
FUNDS TRANSFER
Standard Fees Sadara Fees Private Banking Fees Digital Banking
Internal Transfers
Transferring funds between Free of charge Free of charge Free of charge Free of charge
Commercial Bank accounts
Immediate Credit of Funds from Call Accounts
Transferred via internet banking QAR 25.00 QAR 25.00 QAR 25.00
Transferred via branch QAR 50.00 QAR 50.00 QAR 50.00
Telegraphic Transfers
To any bank in Qatar
For transactions below QAR 100 60 Dirhams 60 Dirhams 60 Dirhams 60 Dirhams
For transactions QAR 100 up to QAR QAR 4 QAR 4 QAR 4 QAR 4
1,000,000
For transactions above QAR QAR 6 QAR 6 QAR 6 QAR 6
1,000,000
To any bank outside Qatar QAR 15.00 QAR 15.00 QAR 15.00 QAR 15.00
Processing Commission
Processing commission Same tariff applies
1.50% 1% 1%
(USD FX transactions) across all channel
Inward remittance in Foreign Currency
If credited to a Commercial Bank QAR 50.00 (or QAR 25.00 (or QAR 25.00 (or
account in same Foreign currency Applied at the backend
equivalent) equivalent) equivalent)
account
If Paid in currency notes other than 1% commission (min 0.5% commission 0.5% commission (min N/A
QAR (Subject to availability) QR 50/-) (min QR 25/-) QR 25/-)
Payment Investigation
Amendment of outward remittance QAR 50.00 QAR 50.00 QAR50.00 NA
Inquiry of credit at beneficiary QAR 50.00 QAR 50.00 QAR50.00
bank for an outward remittance Same tariff applies
Plus corresponding Plus corresponding Plus corresponding
(applicable only if credit was applied across all channel
charges charges charges
prior to the enquiry being raised)
Recall of Telegraphic Transfer: (a)
applicable whether or not funds QAR50.00 QAR50.00 QAR50.00
are received back or (b) if funds are Same tariff applies
Plus corresponding Plus corresponding Plus corresponding
returned for reasons of incorrect across all channel
charges charges charges
payment instructions provided by
customer.
Foreign Currency Demand Draft
Issuing QAR 25.00 QAR 25.00 QAR 25.00 NA
Stopping, Cancelling (when Telex is QAR 50.00 QAR 50.00 QAR 50.00 NA
required)
Postage charges QAR 25.00 QAR 25.00 QAR 25.00 NA
QAR 50.00 QAR 50.00 QAR 50.00 Plus actual
Courier charges NA
Plus actual charges Plus actual charges charges

Rates are subject to change without prior notice. All Terms and Conditions apply.
Note: Charges will not be levied for standing orders established on behalf of charitable organisations, Savings Plan customers and for accounts that are blocked /inactive/dormant.
 Commercial Bank
Tariff of Charges - Banking Services
FUNDS TRANSFER
Standard Fees Sadara Fees Private Banking Fees Digital Banking
Manager's Cheque
Issuing QAR 10.00 QAR 10.00 QAR 10.00 NA
Cancelling (when original returned), QAR 50.00 QAR 50.00 QAR 50.00 NA
Stopping
Postage charges QAR 25.00 QAR 25.00 QAR 25.00 NA
QAR 50.00 plus QAR 50.00 plus QAR 50.00 plus actual
Courier charges NA
actual charges actual charges charges
Payment Orders
Issuing QAR 25.00 QAR 25.00 QAR 25.00 NA
Standing Orders ( For periodic transfer of funds)
Set up standing instructions within Free of charge Free of charge Free of charge Free of charge
Commercial Bank
Set up standing instructions with
other banks in Qatar (one time fee Tariff applies as per
QAR 50.00 QAR 25.00 QAR 25.00
in addtion to Telex transfer charges) segment
(per occurence)
Amending, Cancelling QAR 25.00 QAR 25.00 QAR 25.00 QAR 25.00
Charge if sufficient funds are not
available in the account to make the QAR 50.00 QAR 25.00 QAR 25.00 No Charges
transfer (per occasion)

Rates are subject to change without prior notice. All Terms and Conditions apply.
Note: Charges will not be levied for standing orders established on behalf of charitable organisations, Savings Plan customers and for accounts that are blocked /inactive/dormant.
 Commercial Bank
Tariff of Charges - Banking Services
DEBIT / ATM CARD
Standard Fees Sadara Fees Private Banking Fees Digital Banking
Dispute Processing Fee QAR 100 QAR 100 QAR 100 Same as in Branch
Set up standing instructions within Free of charge Free of charge Free of charge Free of charge
Commercial Bank
Issuing a new Debit Card (auto-renewal) Free of charge Free of charge Free of charge Free of charge
QAR 40 for personal
Replacing a lost /damaged card / QAR 50.00 Free of charge Free of charge banking customers
additional card only
Re-issuing of a new ATM PIN QAR 10.00 Free of charge Free of charge Free of charge
Delivery of an ATM Card (by mail) Free of charge Free of charge Free of charge Free of charge
Delivery of an ATM card (by branch) QAR 25.00 Free of charge Free of charge Free of charge
ATM Cash Withdrawal
Within Qatar (inquiry or withdrawals) Free of charge Free of charge Free of charge NA
Internationally (per transaction) QAR 15.00 QAR 15.00 QAR 15.00 NA
Within GCC (per transaction) QAR 6.00 QAR 6.00 QAR 6.00 Na
ATM Balance Enquiry
Internationally Free of charge Free of charge Free of charge NA
Alerts via SMS Free of charge Free of charge Free of charge NA
Telephone Banking Services (24 hour Free of charge Free of charge Free of charge NA
Customer Contact Center)

Rates are subject to change without prior notice. All Terms and Conditions apply.
 Commercial Bank
Tariff of Charges - Banking Services
SCHEDULE OF CHARGES (CREDIT CARDS)
Charges Limited Edition Sadara Package Platinum Titanium Package Classic Card Digital Banking
(in QAR) Package Package
Principal Card Free of charge Free of charge Free of charge Free of charge Free of charge Free of charge
Joining Fees
Principal Card QAR 1,500.00 Free (QAR QAR 750.00 QAR 600.00 QAR 250.00 Tariff as per card
Annual fees 1,000.00 for non product
Sadara members)
EasyPay 3 months - 1% of 3 months - 1% of 3 months - 1% of 3 months - 1% of 3 months - 1% of Tariff as per card
Installment transaction value* transaction value* transaction value* transaction value* transaction value* product
Transaction 6 months - 2% of 6 months - 2% of 6 months - 2% of 6 months - 2% of 6 months - 2% of
Processing Fee transaction value* transaction value* transaction value* transaction value* transaction value*
9 months - 3% of 9 months - 3% of 9 months - 3% of 9 months - 3% of 9 months - 3% of
transaction value* transaction value* transaction value* transaction value* transaction value*
12 month 12 month 12 month 12 month 12 month
above - 3% above - 3% above - 3% above - 3% above - 3%
p.a. on monthly p.a. on monthly p.a. on monthly p.a. on monthly p.a. on monthly
installment installment installment installment installment
balance balance balance balance balance
Minimum Monthly 3% 3% 3% 3% 3% Tariff as per card
Repayment product
Supplementary Free of charge Free of charge Free of charge Free of charge Free of charge Tariff as per card
Annual Fees product
Supplementary QAR 100.00 QAR 100.00 QAR 100.00 QAR 100.00 QAR 100.00 Tariff as per card
Card Issuance Fees product
Supplementary QAR 100.00 QAR 100.00 QAR 100.00 QAR 100.00 QAR 100.00 Tariff as per card
Card Renewal Fees product
Replacement fees QAR 100.00 QAR 100.00 QAR 100.00 QAR 100.00 QAR 100.00 Tariff as per card
product
Re-issue fees QAR 100.00 QAR 100.00 QAR 100.00 QAR 100.00 QAR 100.00 Tariff as per card
product
Return cheque QAR 100.00 per QAR 100.00 per QAR 100.00 per QAR 100.00 per QAR 100.00 per Tariff as per card
fees cheque cheque cheque cheque cheque product
Over limit Fees QAR 150.00/- if QAR 150.00/- if QAR 150.00/- if QAR 150.00/- if QAR 150.00/- if Tariff as per card
the balance is the balance is the balance is the balance is the balance is product
over by 2% and over by 2% and over by 2% and over by 2% and over by 2% and
above above above above above
Limit increase fees QAR 50.00 QAR 50.00 QAR 50.00 QAR 50.00 QAR 50.00 Tariff as per card
product
Overdue/Late 0.25% or QAR 0.25% or QAR 0.25% or QAR 0.25% or QAR 0.25% or QAR Tariff as per card
payment fees 100.00/ 100.00/ 100.00/ 100.00/ 100.00/ product
- whichever is - whichever is - whichever is - whichever is - whichever is
greater greater greater greater greater
Cash Advance fees 4% for Diners 4% for Diners 4% for Diners 4% for Diners 4% for Diners 3.5% for Retail
Club and 4.5% Club and 4.5% Club and 4.5% Club and 4.5% Club and 4.5% Internet Banking
for Visa and for Visa and for Visa and for Visa and for Visa and and Mobile Cash
MasterCard MasterCard MasterCard MasterCard MasterCard Advanced
(call for cash)
Copy of Statement QAR 10.00 QAR 10.00 QAR 10.00 QAR 10.00 QAR 10.00 NA

* fee will be equally divided and added to the monthly installment amount
**Debit card transactions done overseas will attract an exchange rate markup fee.
Note: Charges will not be levied for standing orders established on behalf of charitable organisations, Savings Plan customers and for accounts that are blocked /inactive/dormant.
Rates are subject to change without prior notice. All Terms and Conditions apply.
 Commercial Bank
Tariff of Charges - Banking Services
SCHEDULE OF CHARGES (CREDIT CARDS)
Charges Limited Edition Sadara Package Platinum Titanium Package Classic Card Digital Banking
(in QAR) Package Package
Request for QAR 25.00 per QAR 25.00 per QAR 25.00 per QAR 25.00 per QAR 25.00 per NA
Transaction copy request copy request copy request copy request copy request
Receipt
Retail Interest 1% 1% 1% 1% 1% Tariff as per card
Rate** product
Cash Advance 1% 1% 1% 1% 1% Tariff as per card
Interest Rate** product
Call For Credit 6% 6% 6% 6% 6% Tariff as per card
Interest product
Call For Cash 1% 1% 1% 1% 1% Tariff as per card
Interest product
Credit Shield Plus 0.65% 0.65% 0.65% 0.65% 0.65% Tariff as per card
product
Maximum Grace 15 days 15 days 15 days 15 days 15 days Tariff as per card
days* product
e-Statements Free of charge Free of charge Free of charge Free of charge Free of charge Free of charge
Internet Banking Free of charge Free of charge Free of charge Free of charge Free of charge Free of charge
SMS Banking Free of charge Free of charge Free of charge Free of charge Free of charge Free of charge
Dispute QAR 100 QAR 100 QAR 100 QAR 100 QAR 100 Tariff as per card
Processing Fee product
*fee will be equally divided and added to the monthly installment amount
**Debit card transactions done overseas will attract an exchange rate markup fee.
Note: Charges will not be levied for standing orders established on behalf of charitable organisations, Savings Plan customers and for accounts that are blocked /inactive/dormant.

Foreign Currency Mark ups for Credit Cards

• USD – 2%
• AED, BHD, KWD, SAR, OMR – 1.25%
• EUR, GBP, AUD, CAD, CHF, DKK, JOD, JPY, LBP, NOK, SEK, SGD – 3.25%
• Other currencies – 3.50%
• Grace days are not applicable for cash advance transactions.
• Direct Debit customers can opt for setting their card repayment on any day between statement cut-off and payment due date. For example, a card
with a statement date as 30th of every month will be required to only pay the minimum repayment amount by the 15th of the following month.
• No points will be earned on interest, fees or cash advances.
• Below rates are applicable if the card is issued under other type of securities rather than salary transfer.
• Interest rate for non-salary transfer customers is at the discretion of the Bank and it will be determined at the time of applying for the card.
Retail Interest 2.25%
Call for Credit Interest 3.50% p.m.
Cash Advance & Quasi Cash Interest 2.75% p.m.
PREPAID CARDS
Fees HIMYAN PREPAID CARD
Joining fee Not Applicable
Physical Card Printing Fee QAR 50
Reload fee QAR 10
Card Replacement fee QAR 50
Non CB ATM Cash withdrawal fee (per transaction) Free of Charge
Card Inactivity fee (per month) QAR 10
Physical card Statement Fee QAR 25
Foreign Currency Mark up Not Applicable

Last updated on August 2023.

Rates are subject to change without prior notice. All Terms and Conditions apply.
V. 2.3