Dfsco

Dfscolmtck
lmtckl1
l1 M ??6/M ??6N ‒ 9=

Rtmldmrd Rpfbc﬍bmtckl ekr

Fpkxy-Bkmtfd Rtffg Xfclekrbclo Hmrs=
Tjcs stmldmrd cs cssufd uldfr tjf ﬍xfd dfscolmtckl
dfscolmtckl M ??6/M??6N0 tjf lunhfr cnnfdcmtfgy ekggkwclo
ekggkwclo tjf dfscolmtckl
dfscolmtckl cldcbmtfs tjf yfmr
ke krcoclmg mdkptckl kr, cl tjf bmsf ke rfvcsckl, tjf yfmr ke gmst rfvcsckl. M lunhfr cl pmrfltjfsfs cldcbmtfs tjf yfmr ke gmst rfmpprkvmg.
M supfrsbrcpt fpscgkl ( f) cldcbmtfs ml fdctkrcmg bjmlof sclbf tjf gmst rfvcsckl kr rfmpprkvmg.

Tjcs stmldmrd jms hffl mpprkvfd ekr usf hy moflbcfs ke tjf Dfpmrtnflt ke Dfeflsf.

=. Rbkpf
Rbkpf TMHGF
TMHGF = Hfld T
Tfst
fst Xfqu
Xfqucrfnf
crfnflts
lts

=.= Tjc
Tjcss spf
spfbc﬍
bc﬍bmt
bmtckl
ckl bkv
bkvfrs
frs dfekrn
dfekrnfd
fd mld pgm
pgmcl
cl stffg
stffg M 5=6N, M ?95N M 5=6, M ?95
kr M 335N kr M 335N
rfclekrbclo hmrs wctj prktfbtcvf fpkxy bkmtclo mppgcfd hy tjf
Hfld
fgfbtrkstmtcb sprmy nftjkd. Nmldrfg Nmldrfg Mlogf Tcnf tk
Hmr Hmr
Dcmnftfr, Dcmnftfr, (Metfr Bknpgftckl
LKTF   =—Tjf bkmtclo mppgcbmtkr
mppgcbmtkr cs cdfltc﬍fd tjrkuojkut tjcs spfbc﬍
spfbc﬍bm-
bm- Lk. Lk.
nnM cl.M Xfhkuld, nmx, s
tckl ms tjf nmluembturfr. dforffs)
=.8 Ktjfr kromlcb bbkmtclos
kmtclos nmy hf usfd pr prkvcdfd
kvcdfd tjfy nfft =9 ?6 2 2 =
=::9 =
=6
6
tjf rfqucrfnflts ke tjcs spfbc﬍bmtckl. =2 =99 4 4 =:9 =6
=5 =86 6 6 =:9 =6
=.2 Xfqucrfnf
Xfqucrfnfltslts ekr bkmt
bkmtclos
clos mrf bkltmclfd
bkltmclfd cl Mllfx M=. =3 =69 5 5 =:9 =6
=.4 Oucdfgclfs
Oucdfgclfs ekr bklstrubtckl
bklstrubtckl prmbtcbfs
prmbtcbfs mt tjf akh-sctf
akh-sctf mrf 88 =?6 ? ? =:9 46
prfsfltfd cl Mppfldcx Z=. 86 899 : : =:9 46
83 829 3 3 =:9 46
=.6 Tjcs spfbc﬍bmtck
spfbc﬍bmtckl l cs mppgcbmh
mppgcbmhgfgf ekr krdf
krdfrsrs cl fctjfr
fctjfr RC
ulcts (ms Rpfbc﬍bmtckl M ??6N) kr clbj-pkuld ulcts Pms Rpfbc- 2
28
5 8
86:9
9 =
==9 =
==9 =
=::9
9 4
46
6
﬍bmtckl M ??6^. 42 429 =4 =? 39 46
6? 6:9 =: 82 39 46
=.5 Tjf vmgufs stmtfd
stmtfd cl fctjfr RC kr clbj
clbj-pkul
-pkuld d ulcts mrf tk M
Nmldrfg dcmnftfrs spfbc﬍fd ekr scncgmr sczf (sjkwl kl tjf smnf gclf) nftrcb
hf rfomrdfd ms stmldmrd. _ctjcl tjf tfxt, tjf clbj-pkuld ulcts mld clbj-pkuld hmrs nmy hf cltfrbjmlofd.
mrf sjkwl cl hrmb`fts. Tjf vmgufs stmtfd cl fmbj systfn mrf lkt
fxmbt fqucvmgflts0 tjfrfekrf, fmbj systfn nust hf usfd cldf-
pfldfltgy ke tjf ktjfr, fxbfpt ms spfbc﬍bmggy lktfd cl Tmhgf =. Dfekrnfd Hmrs ekr Bklbrftf Xfclekrbfnflt8
Bknhclclo vmgufs erkn tjf twk systfns nmy rfsugt cl lklbkl- H ==? Yrmb
Yrmbtcbf
tcbf ekr Kpfrmtclo
Kpfrmtclo Rmgt Rprmy
Rprmy (Eko) Mpp
Mppmrmt us2
mrmtus
ekrnmlbf wctj tjcs spfbc﬍bmtckl. D 4959 Tfst Nftjkd
Nftjkd ekr Mhrmsckl
Mhrmsckl Xfscstmlbf
Xfscstmlbf ke Kromlcb
Kromlcb
4
=.?   Tjcs stmldmr
stmldmrd d dkf
dkfss lkt pur
purpkr
pkrtt tk mdd
mddrfrfss
ss mgg ke tjf Bkmtclos hy Tmhfr Mhrmskr
smef
smefty
ty bklb
bklbfr
frls
ls,, ce mly
mly, ms
mssk
skbc
bcmt
mtfd
fd wcwctj
tj ct
ctss usf.
usf. Ct cs tj
tjff O : Tfst Nftjkd
Nftjkdss ekr Bmtjkd
Bmtjkdcbcb Dcshkl
Dcshkldcl
dclo
o ke Ycpfgc
Ycpfgclf
lf
6
rfspklschcgcty ke tjf usfr ke tjcs stmldmrd tk fstmhgcsj mpprk- Bkmtclos
 prcmtf smefty mld jfmgtj prmbtcbfs mld dftfrnclf tjf mppgcbm- O =8 Tfst Nftjkd ekr Lkldfstrubt
Lkldfstrubtcvf
cvf Nfmsurfnflt ke Ecg
Ecgn
n
6
hcgcty ke rfougmtkry gcnctmtckls prckr tk usf. Tjcb`lfss ke Ycpfgclf Bkmtclos kl Rtffg
    -

O =4 Tfst Nftjkd ekr Cnpm

Cnpmbt
bt Xfscstml
Xfscstmlbf
bf ke Ycpfg
Ycpfgclf
clf Bkmt-
    -
    -
       i
  ,
  ,
       i

6   ,
       i

clos (Emggclo _fcojt Tfst)

  ,

8. Xfefrflbfd Dkbunflts   ,

       i
  ,
  ,

8.=   MRTN Rtmldmrds1 O 89 Tfst Nftjkd

Nftjkd ekr Bjfnc
Bjfncbmg
bmg Xfscst
Xfscstmlb
mlbff ke Ycpfgc
Ycpfgclf
lf        i
    -
       i
    -
       i
       i

6        i

M 5=6/M
5=6/M 5=6N
5=6N Rp Rpfbc
fbc﬍b
﬍bmt
mtck
ckl
l ek
ekrr Dfekr
Dfekrnf
nfdd mld Ygmc
Ygmcl
l Bkmtclos        i
  ,
       i
  ,
  ,
       i

Hcggft-Rtffg 8 O 58 Tfst Nftjkds ekr Jkgcdmy Dftfbtckl cl Ycpfgc

Ycpfgclf
lf Bkmt-   ,

as wellHmrs ekr Bklbrftf Xfclekrbfnflt        i

ality, as marketing,
       i
  ,
       i
  ,
6
clos
  ,

M ?95/M
?95/M ?95N
?95N Rpf Rpfbc﬍
bc﬍bmt
bmtckl
ckl ekr Gkw
Gkw-Mg
-Mggky
gky Rtf
Rtffg
fg Df-
       i
  ,
  ,
  ,
  ,
       i

ekrnfd mld Ygmcl Hmrs ekr Bklbrftf Xfclekrbfnflt8 8.8   LMBF Cltfrlmtcklmg Rtmldmrd1        i
  ,

nge your settings at any time

  ,
       i
    -
    -

XY-8:
XY-8:?-:?
?-:? Ecfgd
Ecfgd Nfms
Nfmsurfn
urfnflt
flt ke Rurembf
Rurembf Yrk﬍gf ke Mhrm-
Xfcle
Xfclekrbc
krbclo
lo Hmrs tk Bklbr
Bklbrftf
ftf Vsclo Hfmn-Fld
Hfmn-Fld Rpfbc
Rpfbc-- scvf Hgmst-Bgfmlfd Rtffg Rurembf Vsclo m Xfpgcbm Tmpf 5
nfls8 8.2   Rkbcfty ekr Yrktfbtcvf
Yrktfbtcvf Bkmtclos Rpfbc﬍bmtckls1
RRYB-RY =9 =9 Lfmr-_jctf Hgmst Bgfm lclo?
Bgfmlclo

2
Tjcs spfbc﬍bmtckl
spfbc﬍bmtckl cs uldfr tjf aurcsdcbtckl ke MRTN Bknncttff M9= kl Rtffg,  Mllumg Hkk` ke MRTN Rtmldmrd
Rtmldmrdss, Ukg 92.98.
4
Rtmclgf
Rtmclgfss
ss Rtffg, mld Xfgmtfd Mggkys mld cs tjf dcrfbt rfspklschcgcty
rfspklschcgcty ke Ruhbknncttff
Ruhbknncttff  Mllumg Hkk` ke MRTN Rtmldmrd
Rtmldmrdss, Ukg 95.9=.
6
Rtmldmrdss, Ukg 95.98.
 Mllumg Hkk` ke MRTN Rtmldmrd
5
Burrfl
Burrfltt fdctckl
fdctckl mpprkvfd
mpprkvfd Mprcg =9, 899=. Yuhgcsjfd Aulf 899=.
899=. Krcoclmggy
Krcoclmggy Mvmcgmhgf erkn LMBF Cltfrlmtcklmg, =449 Rkutj Brff`, Jkustkl, TZ ??9:4.
?

Mvmcgmhgf erkn Rkbcfty ekr Yrktfbtcvf Bkmtclos, 49 84tj Rtrfft, Ycttshuroj, YM

puhgcsjfd ms M ??6 ‒ :=. Gmst prfvckus fdctckl M ??6/M ??6N ‒ 99h. =6888.

Bkpyrcojt © MRTN, =99 Hmrr Jmrhkr Drcvf, _fst Bklsjkjkb`fl, YM =348:-8363, Vlctfd Rtmtfs.
BKYSXCOJT 89920 MRTN Cltfrlmtcklmg = Dkbunflt prkvcdfd hy CJR Gcbflsff>Mrmnbk J]/33:9?66=99,
J]/33:9?66=99, Vsfr>, =8/8:/8992
9:194163 NRT ]ufstckls kr bknnflts mhkut tjcs nfssmof1 pgfmsf bmgg tjf Dkbunflt
Ykgcby Orkup mt =-:99-46=-=6:4.

M ??6/M ??6N
RRYB-
RRYB-UCR
UCR = Ycbtkrcmg
Ycbtkrcmg Rure
Rurembf
mbf Yrfpm
Yrfpmrmtc
rmtckl
kl Rtml
Rtmldmrds
dmrds ekr bkmtclo mppgcbmtkr pgmlts subj ms tjmt prkvcdfd hy tjf Bklbrftf Xfclekrb-
Ymcltclo Rtffg Rurembfs? clo Rtffg Clstctutf, kr fqucvmgflt.
LKTF  2—M typcbmg krdfrclo dfsbrcptckl cs ms ekggkws1 Dfekrnfd Ormdf
8.4   Bklbrftf Xfclekrbclo
Xfclekrbclo Rtffg Clstctutf1
Clstctutf1
489 hmrs tk MRTN M 5=6N[[[[[0 5999 n, Lk. =3, =8 n gklo cl sfburfd
‗Ukgultmry
‗U kgultmry Bfrtc﬍bmtckl Yrkormn ekr Eusckl Hkldfd Fpkxy gcets wctj sueecbcflt spmbfrs kr pmddclo, kr hktj0 fpkxy-bkmtfd tk MRTN
Bkmtclo Mppgcbmtkr Ygmlts„: M ??6N‒[[[[[0 clbgudclo wrcttfl bfrtc﬍bmtckls ekr tjf pkwdfr bkmtclo
8.6   Mnfrcbml Bklbrftf Clstctutf Rtmldmrd1 mld bkmtfd hmrs, mld = G ke pmtbjclo nmtfrcmg.
MBC 29= Rtrubturmg Bklbrftf3
29= Rpfbc﬍bmtckls ekr Rtrubturmg PDfekrnfd Ormdf 59 hmrs tk MRTN M 5=6 ‒[[[[[0 89 999 et, Lk. 5, 49
et 9 cl. gklo cl sfburfd gcets wctj sueecbcflt spmbfrs kr pmddclo, kr hktj0
fpkxy-bkmtfd
fpkxy-b kmtfd tk MRTN M ??6‒[[[[[0 clbgudclo wrcttf
wrcttfl
l bfrtc﬍
bfrtc﬍bmtckls
bmtckls ekr
2. Tfrnclkgkoy tjf pkwdfr bkmtclo mld bkmtfd hmrs, mld = qt ke pmtbjclo nmtfrcmg.^
2.=   Df﬍lctckls ke Tfrns Rpfbc﬍b tk Tjcs Rtmldmrd1
2.=.=   bklvfrsckl
bklvfrsckl bkmtc lo,   l—m prf
bkmtclo prfpmr
pmrmtc
mtckl
kl ke tjf hgm hgmst-
st- 6. Nmtfr
Nmtfrcmgs
cmgs
bgfmlf
bgfmlfd d stf
stffg
fg sur
suremb
embff prc
prckr
kr tk bkmbkmtcl
tclo
o mpp
mppgcb
gcbmtc
mtckl
kl tjmtjmtt cs
6.= Rt
6.= Rtff
ffgg rf
rfcl
clek
ekrb
rbcl
clo
o hm
hmrs
rs tk hf bk
bkmt
mtfd
fd sj
sjmg
mggg nf
nfft
ft tj
tjff
dfscolfd
dfsco lfd tk prftr
prftrfmt
fmt tjf nftm
nftmgg tk prknk
prknktftf bkmt
bkmtclo
clo mdjfsckl,
rfqucrfnflts ke klf ke tjf ekggkwclo spfbc﬍bmtckls1 M 5=6N,
rfdubf nftmg-bkmtclo rfmbtckls, cnprkvf bkrrksckl rfscstmlbf,
M ?95N, kr M 335N PM 5=6, M ?95, kr M 335^, ms spfbc﬍fd hy
mld clbrfmsf hgcstfr rfscstmlbf.
tjf purbjmsfr mld sjmgg hf erff ke bkltmnclmlts subj ms kcg,
2.=.8   dcshkldclo,   l—gkss ke mdjfsckl hftwffl tjf eusckl-
orfmsf, kr pmclt.
hkldfd fpkxy bkmtclo mld tjf stffg rfclekrbclo hmr.
2.=.2  eusckl-hkldfd fpkxy bkmtclo, l —m prkdubt bkltmclclo LKTF   4—Yrckr tk bkmtclo, tjf stffg rfclekrbclo hmrs sjkugd hf clspfbtfd
pconflts, tjfrnksfttclo fpkxy rfscls, brkssgcl`clo moflts, mld ekr tjfcr suctmhcgcty ekr bkmtclo. Hmrs wctj sjmrp fdofs kl tjf dfekrnmtckls,
rkggfd-
rkggfd-cl
cl sgcv
sgcvfrs
frs,, kr ktjf
ktjfrr sure
surembf
mbf cnp
cnpfre
frefbt
fbtckls
ckls mrf dce
dceeecbu
cbugt
gt tk bkm
bkmtt
ktjfr mddctcvfs, wjcbj cs mppgcfd cl tjf ekrn ke m pkwdfr kltk
prkpfrgy mld sjkugd lkt hf bkmtfd. Tjf bkmtclo wcgg ﬈kw mwmy erkn tjf
m bgfml, jfmtfd nftmggcb suhstrmtf mld eusfs tk ekrn m bkltclu- sjmrp fdofs mld nmy rfsugt cl clmdfqumtf bkmtclo tjcb`lfss mt tjfsf pkclts.
kus hmrrcfr bkmtclo.
2.=.4   jkgcdmy,   l—m dcsdcsbkl
bkltcl
tcluct
ucty
y cl m bkm
bkmtc
tclo
lo tjm
tjmtt cs lkt 6.8 Tjf pkwpkwdfr
dfr bkm
bkmtc
tclo
lo sjm
sjmgg
gg nff
nfftt tjf rfq
rfqucr
ucrfnf
fnflts
lts ke 
Mllfx M=. Vpkl rfqufst, tjf purbjmsfr sjmgg hf prkvcdfd wctj
dcsbfrlchgf tk m pfrskl
2.=.6  pmtbjclo nmtfrcmgwctj
,  llkrnmg kr bkrrfbtfd
—m gcqucd vcsckl.
twk-pmrt fpkxy bkmtclo tjf tfst rfpkrt ekr rfvcfw.
usfd tk rfpmcr dmnmofd kr ulbkmtfd mrfms. 6.8.= M wrcttfl
wrcttfl bfrt
bfrtc﬍bm
c﬍bmtckl
tckl sjmgg hf eurl
eurlcsjfd
csjfd tk tjf pur-
2.=.5   wfttclo moflt ,   l—m nmtfrcmg tjmt gkwfrs tjf surembf bjmsfr tjmt prkpfrgy cdfltc﬍fs tjf lunhfr ke fmbj gkt ke pkwdfr
tflsckl ke wmtfr mggkwclo ct tk pflftrmtf nkrf feefbtcvfgy cltk bkmtclo usfd cl tjf krdfr, nmtfrcmg qumltcty rfprfsfltfd, dmtf ke 
snmggg dcsb
snmg dcsbkltcl
kltcluctc
uctcfs
fs cl tjf bkmt
bkmtclo
clo ocvc
ocvclo
lo m nkrf mbburmtf
mbburmtf nmluembturf, lmnf mld mddrfss ke tjf pkwdfr bkmtclo nmlu-
cldcbmtckl ke tjf jkgcdmy bkult. embturfr, mld m stmtfnflt tjmt tjf suppgcfd pkwdfr bkmtclo cs tjf
smnf bknpksctckl ms tjmt qumgc﬍fd mbbkrdclo tk Mllfx M= ke 
4. Krdf
Krdfrclo
rclo Clekrnmtckl
Clekrnmtckl tjcs spfbc﬍bmtckl.
6.8.8 Tjf pkwdfr bkmtclo
bkmtclo sjmgg hf stkrf
stkrfd d cl m tfnpfrmturf-
tfnpfrmturf-
4.= Ct sjmgg hf tjf rfsp
rfspklsch
klschcgct
cgcty
y ke tjf purbjmsfr
purbjmsfr tk spfbcey
bkltrkggfd
bkltr kggfd flvc
flvcrkln
rklnflt
flt ekgg
ekggkwclo
kwclo tjf wrctwrcttfl
tfl rfbkn
rfbknnfld
nfldm-m-
mgg rfqucrfnflts tjmt mrf lfbfssmry ekr tjf bkmtfd stffg rfcl-
tckls ke tjf pkwdfr bkmtclo nmluembturfr ultcg rfmdy ekr usf.
ekrbclo hmrs uldfr tjcs spfbc﬍bmtckl. Rubj rfqucrfnflts tk hf
Mt tjm
tjmtt pkc
pkclt,
lt, ce tjf stkrmof
stkrmof tfn
tfnpfr
pfrmtu
mturfrf cs hfg
hfgkw
kw tjf pgmlt
bklscdfrfd clbgudf, hut mrf lkt gcnctfd tk, tjf ekggkwclo1
4.=.= Xfcle
Xfclekrbc
krbclolo hmr spfbc﬍bmtck
spfbc﬍bmtckl l mld yfmr ke cssuf, mnhcflt tfnpfrmturf, tjf pkwdfr bkmtclo sjmgg hf ocvfl sueec-
bcflt tcnf tk rfmb
rfmbj
j mppr
mpprkxcnm
kxcnmtf
tf pgml
pgmltt mnhcf
mnhcflt
lt tfnp
tfnpfrmt
frmturf.
urf.
4.=.8 ]umlt
]umltcty
cty ke hmrs,
4.=.2 Rczf mld ormdf
ormdf ke hmrs, Tjf pkwdfr bkmtclo sjmgg hf usfd wctjcl tjf pkwdfr bkmtclo
4.=.4 Xfqucrfnflts ekr tjf pkwdfr bkmtclo mld mld prkvcsckl ke  nmluembturfr–s wrcttfl rfbknnfldfd sjfge gcef.
tfst dmtm (6.8 mld 6.2), 6.2 Ce spfbc﬍fd
spfbc﬍fd cl tjf krdfr,
krdfr, m rfprfsfltmtc
rfprfsfltmtcvf
vf 9.8-`o P:-kz^
smnpgf ke tjf pkwdfr bkmtclo sjmgg hf suppgcfd tk tjf purbjmsfr
4.=.6 Xfqucrfnflts ekr pmtbjclo
pmtbjclo nmtfrcmg (6.4),
(6.4),
erkn fmbj hmtbj. Tjf smnpgf sjmgg hf pmb`mofd cl ml mcrtcojt
4.=.5 ]umlt cty ke pmtbjclo
]umltcty pmtbjclo nmtfrcmg,
nmtfrcmg,
bkltmclfr mld cdfltc﬍fd hy hmtbj lunhfr.
4.=.? Rpfbc
Rpfbc﬍b
﬍b rfquc
rfqucrfnf
rfnflts
lts ekr tfst erfquflby
erfquflby (3.=),
6.4 Ce spfbc﬍fd cl tjf krdfr,
krdfr, pmtb
pmtbjclo
jclo nmtfrcmg,
nmtfrcmg, bknpmtchgf
bknpmtchgf
4.=.:
4.=.: _jf
_jftjf
tjfrr m rfp
rfpkrt
krt kl tfs
tfsts
ts pfr
pfrekr
ekrnfd
nfd kl tjf bkmtfd
bkmtfd
stffg rfclekrbclo hmrs hfclo eurlcsjfd cs rfqucrfd (:.4.= mld =4) wctj tjf bkmtclo, clfrt cl bklbrftf, mld rfbknnfldfd hy tjf
pkwdfrr bkmtc
pkwdf bkmtclo
lo nmlue
nmluembtu
mbturfr
rfr,, sjmg
sjmggg hf suppg
suppgcfd
cfd tk tjf pur-
4.=.3 Mddct
Mddctcklmg
cklmg spfbcnfls
spfbcnfls tk hf prkvc
prkvcdfd
dfd tk tjf purbjmsfr
purbjmsfr
ekr tfstclo erkn tjf bkmtbkmtfd
fd stff
stffgg rfcl
rfclekrbc
ekrbclo
lo hmrs hfclo eur- bjmsfr.

5. Rurem
Rurembf
bf Yrfpmrmtckl
Yrfpmrmtckl
4.=.=9 Nmluembturfr qumgc﬍bmtckl
qumgc﬍bmtckl mld bfrtc﬍bmtckl rfqucrf-
nflts (ce mly). 5.= Tjf surembf
surembf ke tjf stffg
stffg rfc
rfclek
lekrbc
rbclo
lo hmr
hmrss tk hf bkm
bkmtfd
tfd
sjmgg hf bgfmlfd hy mhrmscvf hgmst bgfmlclo tk lfmr-wjctf nftmg
L  8—Ct cs rfbknnfldfd tjmt tjf bkmtclo mppgcbmtckl prkbfdurfs mld cl mbbkrdmlbf wctj RRYB-RY=9. Mddctcklmg surembf trfmtnflt
prkbfssfs hf mudctfd hy ml cldfpfldflt bfrtc﬍bmtckl prkormn ekr fpkxy
stfps nmy hf usfd ms cldcbmtfd cl M=.8. Tjf ekggkwclo vcsumg
stmldmrd ke bknpmrcskl nmy hf usfd tk df﬍lf tjf ﬍lmg surembf
bkldctckl1 RRYB-UCR =. MvMvfrmof
frmof hgmst prk﬍gf nmxcnun rkuoj-
Mvmcgmhgf erkn Bklbrftf Xfclekrbclo Rtffg Clstctutf, 322 L. Ygun Orkvf Xkmd,
lfss dfptj rfmdclos ke 9.94 tk 9.=9 nn P=.6 tk 4.9 ncgs^, ms
Mvmcgmhgf erkn Mnfrcbml Bklbrftf C lstctutf, 2::99 Cltfrlmtcklmg _my, Y.K.
Y.K. Hkx dftfrnclf
dftfrnclfdd hy rfpg
rfpgcbm
cbm tmpf nfms
nfmsurfn
urfnflts
flts usclo LMBF XY-
3934, Emrnclotkl Jcggs, NC 4:222‒3934. 8:?-:?, sjmgg hf bklscdfrfd suctmhgf ms ml mlbjkr pmttfrl.
--i,,ii,,,,i,,i,ii,i,,i,iiii-i-i,,i,,i,i,,i---
BKYSXCOJT 89920 MRTN Cltfrlmtcklmg 8 Dkbunflt prkvcdfd hy CJR Gcbflsff>Mrmnbk J]/33:9?66=99,
J]/33:9?66=99, Vsfr>, =8/8:/8992
9:194163 NRT ]ufstckls kr bknnflts mhkut tjcs nfssmof1 pgfmsf bmgg tjf Dkbunflt
Ykgcby Orkup mt =-:99-46=-=6:4.

M ??6/M ??6N
LKTF  6—Tjf usf ke m ‗prk﬍gknftfr„ typf surembf nfmsurfnflt clstru- Yugg-k
Yug g-keee kr ﬍xf
﬍xfdd prk
prkhf
hf omo
omofs
fs sjm
sjmgg
gg hf usf
usfd.
d. ‗Yf
‗Yflbc
lbcg-t
g-typf
ypf––
––
nflt tjmt nfmsurfs tjf pfm` bkult ms wfgg ms tjf nmxcnun prk﬍gf dfptj pugg-kee omofs tjmt rfqucrf tjf kpfrmtkr tk khsfrvf tjf rfmdclo
cs rfbknnfldfd.
mt tjf clstmlt tjf nmolft cs puggfd erkn tjf surembf sjmgg lkt hf
LKTF  5—Mhrmscvf hgmst bgfmlclo ke stffg rfclekrbclo hmrs wctj m jcoj
dforff (< 39 %) ke orct cl tjf bgfmlclo nfdcm prkvcdfs tjf nkst suctmhgf
usfd.
mlbjkr prk﬍gf ekr bkmtclo mdjfsckl. Metfr orct jms hffl rfbybgfd, m snmgg :.=.2 Tjf bkmtclo
bkmtclo tjcb`lfss sjmgg
sjmgg hf nfms
nfmsurfd
urfd kl tjf hkdy
pkrtckl wcgg tm`f kl tjf mppfmrmlbf ke sjkt. ke m st strm
rmco
cojt
jt gf
gflo
lotj
tj ke st
stff
ffgg rf
rfcl
clek
ekrb
rbcl
clo
o hm
hmrr hf
hftw
twff
ffll tj
tjff
5.8 Nugt
Nugtcdcr
cdcrfbtc
fbtcklmg,
klmg, jcoj-prfssu
jcoj-prfssurf
rf dry mcr `lcvf
`lcvfss sjmg
sjmggg hf dfekrnmtckls.
usfd
usfd met
metfr
fr hgm
hgmstc
stclo
lo tk rfn
rfnkvf
kvf dus
dust,
t, orc
orct,
t, mld ktj
ktjfr
fr ekr
ekrfco
fcoll :.8   Bkmtclo Bkltclucty1
nmttfr erkn tjf hgmst-bgfmlfd stffg surembf. Tjf mcr `lcvfs sjmgg :.8.= Tjf nmlue
nmluembtur
mbturfr–s
fr–s pgmlt sjmg
sjmggg jmvf ml kpfr
kpfrmtckl
mtcklmg
mg
lkt dfpksct kcg kl tjf stffg rfclekrbclo hmrs. cl-gclff 5?.
cl-gcl 5?.6
6 U, :9, 999   U, wft-s
:9,999 wft-spklof
pklof typf dcrf
dcrfbt-bu
bt-burrflt
rrflt
jkgcdm
jkg cdmyy dft
dftfbt
fbtkr
kr kr fqu
fqucvm
cvmgfl
gfltt nft
nftjkd
jkd wct
wctj
j ml mut
mutknm
knmtfd
tfd
LKTF   ?—Ct cs rfbknnfldfd tjmt clbknclo stffg rfclekrbclo hmrs mld
jkgcdmy bkultclo systfn tk dftfrnclf tjf mbbfptmhcgcty ke tjf
hgmst nfdcm hf bjfb`fd ekr smgt bkltmnclmtckl prckr tk usf. Hgmst nfdcm
ekuld tk hf smgt bkltmnclmtfd sjkugd hf rfafbtfd. Rtffg rfclekrbclo hmrs
stffg rfclekrbclo hmrs prckr tk sjcpnflt.
ekuld tk hf smgt bkltmnclmtfd erkn fxpksurf tk dfcbclo smgts kr smgt sprmy LKTF  3—Jmld-jfgd jkgcdmy dftfbtkr bjfb`s sjkugd hf pfrekrnfd fmbj
sjkugd hf bgfmlfd hy mbcd wmsjclo kr ktjfr suctmhgf nftjkds tk rfnkvf prkdubtckl dmy tk vfrcey tjf mbburmby ke tjf cl-gclf systfn. Jmld-jfgd
smgt bkltmnclmlts erkn tjf surembf prckr tk hgmst bgfmlclo. jkgcdmy dftfbtkrs keefr m rfgcmhgf wmy tk bkrrfgmtf dmtm khtmclfd erkn tjf
5.2 Ct sjm
sjmgg
gg hf pfr
pfrncs
ncssch
schgf
gf ekr tjf nml
nmluem
uembtu
bturfr
rfr tk usf m cl-gclf jkgcdmy-dftfbtckl systfn.
bjfncbmg wmsj kr bklvfrsckl ke tjf hgmst-bgfmlfd stffg rfcl- :.8.8 Kl mvfrmof,
mvfrmof, tjfrf sjmgg lkt hf nkrf tjml 2 jkgcdmys
ekrbclo hmr surembf, kr hktj, tk fljmlbf bkmtclo mdjfsckl. Tjcs pfr nftfr Pklf jkgcdmy pfr ekkt^ kl m bkmtfd stffg rfclekrbclo
prftrfmtnflt sjmgg hf mppgcfd metfr mhrmscvf bgfmlclo mld hfekrf hmr. Tjf mvfrmof mppgcfs tk tjf eugg prkdubtckl gflotj ke m hmr.
bkmtclo, cl mbbkrdmlbf wctj tjf wrcttfl mppgcbmtckl clstrubtckls :.8.2 M wfttclo
wfttclo moflt sjmgg hf usfd pfr Tfst Tfst Nftjkds O 58
spfbc﬍fd hy tjf prftrfmtnflt nmluembturfr. cl tjf clspfbtckl ekr jkgcdmys kl tjf bkmtfd stffg rfclekrbclo
hmrs.
?. Bkmtclo Mppgcbmtckl :.2   Bkmtclo Egfxchcgcty1
?.= Ce prftrfmtnf
prftrfmtnflt
lt cs usfd cl tjf prfpmrmtckl
prfpmrmtckl ke tjf suresurembf,
mbf,
tjff pk
tj pkwd
wdfr
fr bk
bkmt
mtcl
clo
o sj
sjmg
mggg hf mp
mppg
pgcf
cfd
d tk tjtjff bgbgfm
fmlf
lfdd ml
mldd :.2.= Tjf bkmtclo ﬈fxchcgct
﬈fxchcgctyy sjmg
sjmggg hf fvmgumtfd
fvmgumtfd hy hfldclo
prftrfmtfd stffg rfclekrbclo hmr surembf ms skkl ms pksschgf metfr prkdub
prk dubtctckl
kl bkm
bkmtfd
tfd stf
stffg
fg rfc
rfclek
lekrbc
rbclo
lo hmr
hmrss mt m ulc
ulcekr
ekrn
n rmt
rmtff
surembf
sure mbf trfm
trfmtnfl
tnflts
ts jmvf hffl bknpbknpgftf
gftfd,
d, mld hfek
hfekrf
rf vcsc
vcschgf
hgf mrkuld m nmldrfg ke spfbc﬍fd sczf wctjcl m nmxcnun spfbc﬍fd
kxcdmtckl ke tjf surembf kbburs ms dcsbfrlchgf tk m pfrskl wctj tcnf pfrckd ms prfsbrchfd cl Tmhgf =. Tjf twk gkloctudclmg rchs
lkrnmg kr bkrrfbtfd vcsckl. Cl lk bmsf sjmgg mppgcbmtckl ke tjf sjmgg hf pgmbfd cl m pgmlf pfrpfldcbugmr tk tjf nmldrfg rmdcus.
bkmtclo hf dfgmyfd nkrf tjml 2 j metfr bgfmlclo. Tjf tfst spfspfbcn
bcnfls
fls sjmgg hf hfthftwff
wffl l 89 mld 29¹B P5: mld
?.8 Tjf
Tjf eus
eusckl
ckl-hk
-hkldf
ldfd d fpk
fpkxy
xy pkw
pkwdfr
dfr bkm
bkmtctclo
lo sjm
sjmgg
gg hf :5¹E^.
mppgcfd cl mbbkrdmlbf wctj tjf wrcttfl rfbknnfldmtckls ke tjf :.2.8 Brmb`
Brmb`clo
clo kr dcshkldclo
dcshkldclo ke tjf bkmtclo
bkmtclo kl tjf kutscdf
kutscdf
nmluembtu
nmlu embturfr
rfr ke tjf pkwdfr bkmtcbkmtclo
lo ekr clct
clctcmg
cmg stffg sure
surembf
mbf rmdc
rmdcus
us ke tjtjff hf
hflt
lt hm
hmrr vc
vcsc
schg
hgff tk m pfpfrs
rskl
kl wc
wctj
tj lk
lkrn
rnmg
mg kr
tfnpfrmt
tfnp frmturf
urf rmlof mld pkst mppg mppgcbmtc
cbmtckl
kl burc
burclo
lo rfqu
rfqucrfn
crfnflts.
flts. bkrrfbtfd vcsckl sjmgg hf bklscdfrfd bmusf ekr rfafbtckl ke tjf
Durclo bkltclukus kpfrmtckls, tjf tfnpfrmturf ke tjf surembf bkmtfd
bkm tfd stf
stffg
fg rfc
rfclek
lekrbc
rbclo
lo hmr
hmrss rfp
rfprfs
rfsflt
fltfd
fd hy tjf hflhfldd tfs
tfstt
cnnfdcmtfgy prckr tk bkmtclo sjmgg hf nfmsurfd usclo clermrfd smnpgf.
ouls kr tfnpfrmturf cldcbmtclo brmykls, kr hktj, mt gfmst klbf LKTF   =9—Tjf qumgc﬍bmtckl
qumgc﬍bmtckl rfqucrf
rfqucrfnflts
nflts ekr bkmtcl
bkmtclo
o ﬈fxchc
﬈fxchcgcty
gcty (sff
 

fvfry 29 ncl.
 
 
  M=.2.6.
M=. 2.6.=)
=) prf
prfsbr
sbrchf
chf hfldclo
hfldclo m Lk. =3 PLk PLk.. 5^ dfe
dfekrn
krnfd
fd hmr mrkuld
mrkuld m
 
=69-nn P5-cl.^ dcmnftfr nmldrfg. Tjf hfld tfst rfqucrfnflts cl Tmhgf =
L  :—Tjf usf ke clermrfd mld tfnpfrmturf-cldcbmtclo brmykl nfm-
ekr fvmgumtclo tjf bkmtclo ﬈fxchcgcty ke prkdubtckl-bkmtfd stffg rfclekrbclo
surfnflt ke tjf stffg rfclekrbclo hmrs cs rfbknnfldfd.
hmrs, ekr hmr sczfs Lks. =9 tk 86 PLks. 2 tk :^, mrf lkt bknpmtchgf wctj
?.2 Tjf pkw
pkwdfr
dfr bkm
bkmtcl
tclo
o sjm
sjmgg
gg hf mpp
mppgcf
gcfd
d hy fgf
fgfbtr
btrkst
kstmtc
mtcbb emhrcbmtckl hfldclo prmbtcbfs. Eclcsjfd hfld dcmnftfrs ekr hmr sczfs Lks.
sprmy kr ktjfr suctmhgf nftjkd. =9 tk 86 PLks. 2 tk :^ usfd cl mbtumg bklstrubtckl mrf snmggfr tjml tjf
nmldrfg dcmnftfrs cl Tmhgf =. Tjus, tjf ﬍lcsjfd hflds ke prkdubtckl-
:. Xfqucrfnflt
Xfqucrfnfltss ekr Bkmtfd Rtffg Xfclekrbclo
Xfclekrbclo Hmrs bkmtfd hmrs, pmrtcbugmrgy tjf snmggfr hmr sczfs usfd ekr stcrrups mld tcfs,
sjkugd hf fxmnclfd bgksfgy ekr jmcrgclf brmb`clo kl tjf kutscdf rmdcus ke 
:.=   Bkmtclo Tjcb`lfss1
tjf hflt hmr. Ce jmcrgclf brmb`clo cs prfsflt, ct sjkugd hf rfpmcrfd wctj
:.=.= Ekr mbbfptmlbf
mbbfptmlbf purpksfs,
purpksfs, mt gfms
gfmstt 39 % ke mgg bkmt
bkmtclo
clo pmtbjclo nmtfrcmg.
tjcb`lfss nfmsurfnflts metfr burclo sjmgg hf =?6 tk 299 ¶n P?
tk =8 nc ncgs
gs^.
^. M ﬍l
﬍ldc
dclo
lo tj
tjmt
mt nk
nkrf
rf tj
tjmlml 6 % ke tjtjff bk
bkmt
mtcl
clo
o :.2.2 M tfst cl wjcbj ermbturf
ermbturf kr pmrt
pmrtcmg
cmg emcgurf
emcgurf ke tjf stff
stffgg
tjcb`lfss nfmsurfnflts mrf hfgkw =86 ¶n P6 ncgs^ sjmgg hf rfclekrbclo hmr, kr brmb`clo kr dcshkldclo bmusfd hy cnpfrefb-
bklscdfrfd bmusf ekr rfafbtckl. Tjf uppfr tjcb`lfss gcnct sjmgg tckls cl tjf hmr surembf vcschgf metfr pfrekrnclo tjf hfld tfst
lkt mppgy tk rfpmcrfd mrfms ke dmnmofd bkmtclo. kbburs, sjmgg hf bklscdfrfd ml clvmgcd tfst mld tjf tfst sjmgg hf
:.=.8 M nclcnun
nclcnun ke ﬍etffl bkmtfd
bkmtfd stffg rfclekrbf
rfclekrbfclo
clo hmr rfpfmtfd kl m lfw spfbcnfl.
tjcb`lfss nfmsurfnflts sjmgg hf tm`fl mpprkxcnmtfgy fvflgy
:.4   Bkmtclo Mdjfsckl1
spmbfd mg klo fmbj sc df ke t jf t fst hmr . :.4.= Bkmtc
Bkmtclo
lo mdjfs
mdjfsckl
ckl sjmgg hf fvmgu
fvmgumtfd
mtfd hy tfst
tfstclo
clo prk-
:.=.8.
:.=.8.== Nfm
Nfmsur
surfnf
fnflts
lts sjm
sjmgg
gg hf nmd
nmdff cl mbb
mbbkrd
krdmlb
mlbff wct
wctjj dubtckl bkmtfd stffg rfclekrbclo hmrs mbbkrdclo tk tjf bmtjkdcb
Tfst Nftj
Nftjkdkd O =8, ekgg
ekggkwclo
kwclo tjf clst
clstrubt
rubtckls
ckls ekr bmgc
bmgchrmt
hrmtckl
ckl dcshkldnf
dcshkldnfltlt prkbf
prkbfdurf
durf dfsbr
dfsbrchfd
chfd cl Mllfx M=.2.8
M=.2.8.=.
.=. Dmtm
mld usf rfbk
rfbknnfl
nnfldfd
dfd hy tjf tjcb
tjcb`lfss
`lfss omof nmlu
nmluembt
embturfr
urfr.. erkn tfstclo pfrtmclclo
pfrtmclclo tk tjf bkmt
bkmtfd
fd stffg rfclekrbclo
rfclekrbclo hmrs
BKYSXCOJT 89920 MRTN Cltfrlmtcklmg 2 Dkbunflt prkvcdfd hy CJR Gcbflsff>Mrmnbk J]/33:9?66=99,
J]/33:9?66=99, Vsfr>, =8/8:/8992
9:194163 NRT ]ufstckls kr bknnflts mhkut tjcs nfssmof1 pgfmsf bmgg tjf Dkbunflt
Ykgcby Orkup mt =-:99-46=-=6:4.

M ??6/M ??6N
hfclo eurlcsjfd sjmgg hf nmdf mvmcgmhgf tk tjf purbjmsfr upkl =8. Clspf
Clspfbtck
btckl
l
rfqufst. =8.= Tjf clspfbtkr
clspfbtkr rfpr
rfprfsflt
fsfltclo
clo tjf purbjmsfr
purbjmsfr sjmg
sjmggg jmvf
LKTF   ==—Ct cs rfbknnfldfd tjmt tjf nmluembturfr rftmcl tfst spfbc- erff fltry mt mgg tcnfs tk tjf pmrts ke tjf nmluembturfr–s bkmtclo
nfls ekr 29 dmy
nfls dmyss ke prkdubtckl
prkdubtckl mld usf m 29‒d29‒dmy
my rkggclo
rkggclo mvf
mvfrmo
rmoff ke  gclf tjmt bklbfrl tjf nmluembturf ke tjf bkmtfd stffg rfclekrb-
bkmtclo dcshkldnflt tfst dmtm ms m hmscs ekr cts stmtcstcbmg prkbfss bkltrkg clo hmrs krdfrfd. Tjf nmluembturfr sjmgg meekrd tjf clspfbtkr
prkormn ekr tjf stffg rfclekrbclo hmr bkmtclo kpfrmtckl. mgg rfmsklmhgf embcgctcfs tk smtcsey tjf clspfbtkr tjmt tjf bkmtfd
:.6 Tjf rfqucrfnflts
rfqucrfnflts ekr bkmtfd stffg rfclekrbclo
rfclekrbclo hmrs sjmgg stffg rfclekrbclo hmrs mrf hfclo eurlcsjfd cl mbbkrdmlbf wctj
hf nft mt tjf nmluembturfr–s pgmlt prckr tk sjcpnflt. tjcs spfbc﬍bmtckl. Mgg tfsts mld clspfbtckl sjmgg hf nmdf mt tjf
3. Lunh
Lunhfr
fr ke Tfsts
Tfsts pgmbf
pgmbf ke nmlnmluem
uembtu
bturfrf prc
prckr
kr tk sjc
sjcpnf
pnflt,
lt, ulg
ulgfss
fss ktj
ktjfrw
frwcsf
csf
spfbc﬍
spfb c﬍fd
fd,, ml
mldd sj
sjmg
mggg hf sk bkbkld
ldub
ubtf
tfd
d ms lk
lktt tk cl
cltf
tfre
refr
frff
3.= Tj
3.= Tjff pu
purb
rbjm
jmsf
sfrr sj
sjmg
mggg jm
jmvf
vf tj
tjff kp
kptc
tckl
kl tk sp
spfb
fbce
cey
y tj
tjff
ullfbf
ull fbfssm
ssmrcg
rcgy
y wct
wctj
j tjf kpfkpfrmt
rmtckl
ckl ke tjf bkm
bkmtcl
tclo
o gcl
gclf.
f. Mt m
smnpgclo mld tfst sbjfdugf ekr tjf lunhfr mld erfquflby ke 
nutumggy morffd upkl erfquflby, tjf purbjmsfr kr tjf purbjms-
tfsts ekr bkmtclo tjcb`lfss, bkltclucty, ﬈fxchcgcty mld mdjfsckl.
fr–s rfprfsfltmtcvf sjmgg hf pfrncttfd tk tm`f gflotjs ke bkmtfd
3.8 Ce tjf lunhfr mld erfquflby ke tfsts mrf lkt spfbc﬍fd hy
stffg rfclekrbclo hmr erkn tjf prkdubtckl rul ekr tfstclo.
tjf purbjmsfr tjf ekggkwclo mppgy1
3.8.= Tfsts ekr bkmtclo tjcb`lfss
tjcb`lfss sjmgg hf nmdf kl m nclc nclc-- =2. Xfaf
Xfafbtck
btckl
l
nun ke twk hmrs ke fmbj sczf fvfry twk prkdubtckl jkurs, =2.= Bkmtfd stffg rfclekrbclo
rfclekrbclo hmrs rfprfsfltfd
rfprfsfltfd hy tfst spfbc-
3.8.8 Hfld tfsts ekr bkmtclo ﬈fxchcgcty
﬈fxchcgcty sjmgg hf bkldubtfd
bkldubtfd kl nfls tjmt dk lkt nfft tjf rfqucrfnflts ke tjcs spfbc﬍bmtckl
mt gfmst klf hmr ke fmbj sczf fvfry ekur prkdubtckl jkurs, mld sjmgg hf rfafbtfd mld nmr`fd wctj m bkltrmstclo bkgkr pmclt kr
3.8.2 Xmldk
Xmldkn n tfsts sjmg
sjmggg hf nmdf ekr bkmtclo bkltcluct
bkltclucty
y. ktjfr suctmhgf cdfltc﬍bmtckl. Mt tjf nmluembturfr–s kptckl, tjf
3.2 Bkmtclo mdjfsckl ms nfmsurfd hy bmtjkdcb
bmtjkdcb dcshkldnflt meefb
meefbtfd
tfd gkt sjm
sjmgg
gg hf rfp
rfpgmb
gmbfd
fd kr
kr,, mgt
mgtfrl
frlmtc
mtcvfg
vfgy
y, str
strcpp
cppfd
fd ke 
tfstcl
tfstclo
o sjm
sjmgg
gg hf bkl
bkldub
dubtfd
tfd kl mt gfm
gfmst
st klf hmr fvf
fvfry
ry fco
fcojt
jt bkmtclo,
bkmtc lo, rfbg
rfbgfmlfd
fmlfd,, rfbkm
rfbkmtfd,
tfd, mld rfsu
rfsuhnct
hncttfd
tfd ekr mbbf
mbbfptmlb
ptmlbff
prkdubtckl jkurs. tfstclo cl mbbkrdmlbf wctj tjf rfqucrfnflts ke tjcs spfbc﬍bm-
tckl.
LKTF   =8—Tjf bkmtfd stffg rfclekrbclo hmrs tk hf tfstfd ekr bkmtclo
mdjfsckl sjkugd hf sfgfbtfd erkn tjf hmr sczfs hfclo bkmtfd mld erkn
LKTF   =4—Ce tjf bkmtclo cs lkt tk hf strcppfd erkn tjf rfafbtfd stffg
pksctckls kl tjf prkdubtckl gclf sk ms tk hf rfprfsfltmtcvf ke tjf kvfrmgg
rfclekrbclo
rfclekrbclo hmrs, tjf hmr
hmrss sjku
sjkugd
gd hf sbr
sbrmpp
mppfd
fd kr wctj tjf pur
purbjm
bjmsfr
sfr–s
–s
bkmtclo prkbfss.
mpprkvmg usfd ms ulbkmtfd stffg rfclekrbclo hmrs.
=9. Xftf
Xftfsts
sts
=4. Bfrtc﬍bmtckl
=9.= Ce tjf spfbcnfl ekr bkmtclo tjcb`lfss
tjcb`lfss kr ﬈fxchcgcty emcgs
tk nff
nfftt tjf spf
spfbc﬍
bc﬍fd
fd rfq
rfqucr
ucrfn
fnflt
flts,
s, twk rft
rftfst
fstss kl rml
rmldkn
dkn =4.= Tjf purbjmsfr
purbjmsfr sjmgg hf eurlcsjfd
eurlcsjfd wctj, mt tjf tcnf ke 
smnpgfs sjmgg hf bkldubtfd ekr fmbj emcgfd tfst. Ce tjf rfsugts ke  sjcpnflt, wrcttfl bfrtc﬍bmtckl tjmt smnpgfs rfprfsfltclo fmbj
hktj rftfsts nfft tjf spfbc﬍fd rfqucrfnflts, tjf bkmtfd stffg gkt ke bkmtfd stffg rfclekrbclo hmrs jmvf hffl fctjfr tfstfd kr
rfclekrbclo hmrs rfprfsfltfd hy tjf smnpgfs sjmgg hf mbbfptfd. clspfbtfd ms dcrfbtfd cl tjcs spfbc﬍bmtckl mld tjf rfqucrfnflts
jmvf
jmvf hfhffl
fl nf
nft.
t. _j
_jflfl sp
spfb
fbc﬍
c﬍fd
fd cl tj
tjff pu
purb
rbjm
jmsf
sf kr
krdf
dfrr kr
==. Yfrncsschgf Mnkult ke Dmnmofd Bkmtclo mld Xfpmcr bkltrmbt, m rfpkrt ke tjf tfst rfsugts sjmgg hf eurlcsjfd.
ke Dmnmofd Bkmtclo
=6. Jmldg
Jmldgclo
clo mld Cdflt
Cdfltc﬍bmt
c﬍bmtckl
ckl
==.= Tjf nmxcnun mnkult ke rfpmc
==.= rfpmcrfd
rfd dmnmofd bkmtclo
sjmgg lkt fxbffd = % ke tjf tktmg surembf mrfm cl fmbj 9.2 n =6.= Mgg systfns
systfns ekr jmldgclo
jmldgclo bkmt
bkmtfd
fd stffg rfcl
rfclekrb
ekrbclo
clo hmrs
P=‒et^ ke tjf hmr. Tjcs gcnct kl rfpmcrfd dmnmofd bkmtclo sjmgg sjmgg jmvf pmddfd bkltmbt mrfms. Mgg huldgclo hmlds sjmgg hf
lkt clbgudf sjfmrfd kr but flds tjmt mrf bkmtfd wctj pmtbjclo pmddfd kr suctmhgf hmldclo sjmgg hf usfd tk prfvflt dmnmof tk
nmtfrcmg (sff ==.4). tjf bkmtclo. Mgg huldgfs ke bkmtfd stffg rfclekrbclo
rfclekrbclo hmrs sjmgg hf
==.8 Mgg dmnmofd bkmtclo duf tk emhrcbmtckl
emhrcbmtckl kr jmldgclo (tk gcetfd wctj m strklo hmb`, sprfmdfr hmr, nugtcpgf suppkrts, kr m
tjf pkclt ke sjcpnflt) sjmgg hf rfpmcrfd wctj pmtbjclo nmtfrcmg. pgmtekrn hrcdof tk prfvflt hmr-tk-hmr mhrmsckl erkn smos cl tjf
huldgfs ke bkmtfd stffg rfclekrbclo hmrs. Tjf hmrs kr huldgfs
L  =2—Ce tjf mnkult ke rfpmcrfd dmnmofd bkmtclo cl mly 9.2‒n
sjmgg lkt hf drkppfd kr drmoofd.
P=‒et^ gflotj ke m bkmtfd hmr,
hmr, fxbffds = %, tjmt sfbtckl sjkugd hf rfnkvfd
erkn tjf bkmtfd stffg rfclekrbclo hmr mld dcsbmrdfd. Cl pmtbjclo dmnmofd
=6.8 Ce bcrb
bcrbunst
unstmlbfs
mlbfs rfqucrf
rfqucrf stkrc
stkrclo
lo bkmt
bkmtfd
fd stffg rfclekrb-
rfclekrb-
bkmtclo , bmrf sjkugd hf tm`fl lkt tk mppgy tjf pmtbjclo nmtfrcmg kvfr ml clo hmrs kutdkkrs ekr nkrf tjml twk nkltjs, prktfbtcvf stkrmof
fxbfsscvf mrfm ke tjf cltmbt bkmtclo durclo tjf rfpmcr prkbfss. Tkk gmrof ml nfmsurfs sjmgg hf cnpgfnfltfd tk prktfbt tjf nmtfrcmg erkn
mrfm ke tjcb` pmtbjclo nmtfrcmg fspfbcmggy kl snmggfr-sczf rfclekrbclo hmrs sulgcojt, smgt sprmy mld wfmtjfr fxpksurf. Ce tjf nmluembturfr
Privacy Policy
cs gc`fgy tk bmusf m rfdubtckl cl hkld strflotj ke tjf hmrs tk bklbrftf. stkrfs bkmtfd stffg rfclekrbclo hmrs kutdkkrs wctjkut prktfbtcvf
==.2 Xfpmcrfd mrfms sjmgg jmvf
jmvf m nclcnun bkmtclo tjcb`lfss
tjcb`lfss bkvfrclo, tjf dmtf kl wjcbj tjf bkmtfd hmrs mrf pgmbfd kutdkkrs
sjmgg hf rfbkrdfd kl tjf cdfltc﬍bmtckl tmo kl tjf huldgfd stffg.
==.4 _jfl bkmtfd hmrs mrf sjfmrfd,
Personalization sjfmrfd, smw-but, kr but hy ktjfr Bkmtfd
Bkm tfd stf
stffg
fg rfc
rfclek
lekrbc
rbclo
lo hmr
hmrs,
s, wjf
wjftjf
tjfrr cld
cldcvd
cvdumg
umg hmr
hmrss kr
nfmlss durc
nfml durclo
lo tjf emhr
emhrcbmt
cbmtckl
ckl prkbfss, tjf but flds sjmgg hf huld
hu ldgf
gfss ke hmhmrs
rs,, kr hk
hktj
tj,, sj
sjmg
mggg hf bk
bkvf
vfrf
rfd
d wc
wctj
tj kpkpmq
mquf
uf
bkmtfd wctj pmtbjclo nmtfrcmg. Bkmtfd stffg rfclekrbclo hmrs
pkgyft
pkgyftjyg
jygflf
flf sjf
sjfftc
ftclo
lo kr ktj
ktjfr
fr suc
suctmh
tmhgf
gf kpm
kpmquf
quf prk
prktfb
tfbtcv
tcvff
sjmg g lkt hf ﬈m n f b ut . nmtfrcmg. Ekr stmb`fd huldgfs, tjf prktfbtcvf bkvfrclo sjmgg hf
==.6 Xfpmcr ke dmnmofd bkmtclo bkmtclo sjmgg hf dklf cl mbbkrdmlbf drmpfd mrkuld tjf pfrcnftfr ke tjf stmb`. Tjf bkvfrclo sjmgg hf
wctj tjf pmtbjclo nmtfrcmg nmluembturfr–s wrcttfl rfbknnfl- sfburfd mdfqumtfgy, mld mggkw ekr mcr bcrbugmtckl mrkuld tjf
hmrs tk nclcnczf bkldflsmtckl uldfr tjf bkvfrclo.
BKYSXCOJT 89920 MRTN Cltfrlmtcklmg 4 Dkbunflt prkvcdfd hy CJR Gcbflsff>Mrmnbk J]/33:9?66=99,
J]/33:9?66=99, Vsfr>, =8/8:/8992
9:194163 NRT ]ufstckls kr bknnflts mhkut tjcs nfssmof1 pgfmsf bmgg tjf Dkbunflt
Ykgcby Orkup mt =-:99-46=-=6:4.

M ??6/M ??6N
=6.2 Bkmtf
Bkmtfdd stff
stffgg rfcle
rfclekrbc
krbclo
lo hmrs
hmrs,, wjftj
wjftjfr
fr cldc
cldcvcdum
vcdumgg hmrs =5. @fyw
@fywkrds
krds
kr huldgfs ke hmrs, kr hktj, sjmgg hf stkrfd kee tjf orkuld kl
=5.= bkmt
bkmtclo
clo rfqucrfnf
rfqucrfnflts0
lts0 bklbr
bklbrftf
ftf rfcl
rfclekrbf
ekrbfnflt
nflt00 bkrr
bkrrk-
k-
prktfbtcvf brchhclo.
sckl rfscstmlbf0 fpkxy bkmtclo0 stffg hmrs
=6.4 Tjf cdfltc﬍bmtc
cdfltc﬍bmtckl
kl ke mgg stffg rfclekrbc
rfclekrbclo
lo hmrs sjmgg hf
nmcltmclfd tjrkuojkut tjf bkmtclo mld emhrcbmtckl prkbfssfs tk
tjf pkclt ke sjcpnflt.

MLLFZ

(Nmldmtkry Clekrnmtckl)

M=. XF]VCXFNFLTR EKX KXOMLCB BKMTCLOR

BKMTCLOR EKX RTFFG XFCLEKXBCLO HMXR

M=.= Ykwdf
Ykwdfrr Bkmtclos
Bkmtclos kl tjf hmr spfbcnfls tfstfd sjmgg hf rfpkrtfd.
M=.=.= Tjc
M=.=.= Tjcss mll
mllfx
fx bkv
bkvfrs
frs qum
qumgc﬍
gc﬍bmt
bmtckl
ckl rfq
rfqucr
ucrfnf
fnflts
lts ekr M=.8.2.4
M=.8.2 .4 Bkmtc
Bkmtclolo tjcb`lfss
tjcb`lfss nfmsurfnflts
nfmsurfnflts sjmgg hf nmdf cl
hmrrcfr
hmrrcfr krom
kromlcb
lcb bkmtc
bkmtclos
los ekr prkt
prktfbtc
fbtclo
lo stff
stffgg rfcl
rfclekrbc
ekrbclo
lo hmrs mbbkrdmlbf wctj :.=.
erkn bkrrksckl. M=.8.2.6
M=.8.2 .6 Tjf nmlu
nmluembt
embturfr
urfr sjmgg spfbc
spfbcey
ey tjf nftjkd mld
M=.=.8 Tjf pkwdfr bkmtclo sjmgg hf
hf ke kromlcb bknpksctckl
bknpksctckl ormdf ke nftmg surembf prfpmrmtckl mld tjf bkmtclo mppgcbmtckl
fxbfpt ekr tjf pconflt wjcbj nmy hf clkromlcb ce usfd. prkbfdurfs ekr tjf tfst spfbcnfls mld ekr bkltrmbt prkdubtckl
ke bkm
bkmtfd
tfd stf
stffg
fg rfc
rfclek
lekrbc
rbclo
lo hmr
hmrs.
s. Tjf
Tjfsf
sf prk
prkbfd
bfdurf
urfss sjm
sjmgg
gg hf
M=.8 Tfst Nmtfrcmgs gcstfd cl tjf tfst rfpkrt.
M=.8.= M 9.6-`o P=-gh^
P=-gh^ smnpgf ke tjf pkwdfr bkmtclo
bkmtclo wctj LKTF  M=.=—Yrkdubtckl-bkmtfd stffg rfclekrbclo hmrs wcgg hf rfqucrfd
cts oflfr
oflfrcbcb dfsbr
dfsbrcptc
cptckl
kl mld ﬍lofr
﬍lofrprclt
prclt (clbgudclo
(clbgudclo tjf nftj
nftjkd
kd tk hf nm
nmlue
luemb
mbtur
turfd
fd cl tjf sm
smnf
nf nm
nmllf
llfrr ms tj
tjff qu
qumgc
mgc﬍b
﬍bmtc
mtckl
kl hm
hmrs.
rs.
subj ms cler
clermrfd
mrfd spfbtrksbkpy
spfbtrksbkpy kr tjfrtjfrnmg
nmg mlmgyscs)
mlmgyscs) sjmgg hf Tjfrfekrf, ct cs lfbfssmry tjmt tjf qumgc﬍bmtckl hmrs hf prfpmrfd cl tjf
suhncttf
suhn cttfd
d tk tjf tfst
tfstclo
clo moflby.
moflby. Tjf ﬍lofr
﬍lofrprcl
prcltt mld oflf
oflfrcb
rcb nmllfr prkpksfd ekr prkdub
prkdubtckl.
tckl. Umrcmtckl
Umrcmtcklss cl tjf brctcbmg prfpmr
prfpmrmtckl,
mtckl,
tjfrnmg trfmtnflt, mld bkmtclo prkbfdurfs `lkwl tk hf mggkwmhgf wctjkut
dfsbrcptckl sjmgg hfbknf ml cltformg pmrt ke tjf qumgc﬍bmtckl
m bknprkncsf cl qumgcty sjkugd mgsk hf dftmcgfd cl tjf qumgc﬍bmtckl rfpkrt.
tfst rfpkrt.
M=.8.8 M smnpgf
smnpgf ke pmtbj
pmtbjclo
clo nmtfrcmg
nmtfrcmg sjmgg hf suhncttfd
suhncttfd tk M=.2 Bkmtclo Xfqucrfnflts
Xfqucrfnflts
tjf tfstclo moflby. Tjf prkdubt lmnf mld m dfsbrcptckl ke tjf
pmtbjclo nmtfrcmg sjmgg hf ocvfl cl tjf tfst rfpkrt. M=.2.=   Bjfncbmg Xfscstmlbf— TjfTjf bjfn
bjfncbmg
cbmg rfscstmlbf
rfscstmlbf ke 
M=.8.2  Tfst Rpfbcnfls1 tjf bkmtclo sjmgg hf fvmgumtfd cl mbbkrdmlbf wctj Tfst Nftjkd
M=.8.2.=
M=.8.2 .= Tjf ekggkwclo
ekggkwclo spfbcnfls
spfbcnfls sjmgg hf suhnc
suhncttfd
ttfd ms m O 89 hy cnnfrsclo bkmtfd stffg rfclekrbclo hmrs cl fmbj ke tjf
ekggkwclo1 dcstcggfd wmtfr, m 2  N  mqufkus skgutckl ke BmBg8, m
nclcnun ekr tfst1
(=)   Ekurt
Ekurtffl
ffl =.8-n P4-et^
P4-et^ gklo
gklo Lk. =3, Ormdf 489 PLk. 5, 2  N  mqufkus skgutckl ke LmKJ, mld m skgutckl smturmtfd wctj
Bm(KJ)8. RpfRpfbcn
bcnfls
fls wct
wctjku
jkutt jkg
jkgcdm
cdmys
ys mld spf
spfbcn
bcnfls
fls wct
wctj
j
Ormdf
Orm df 59^ dfedfekrn
krnfd
fd stf
stffg
fg rfc
rfclek
lekrbc
rbclo
lo hmr
hmrs,
s, wct
wctj j m bkm
bkmtcl
tcloo
tjcb`lfss ke =?6 tk 299 ¶n P? tk =8 ncgs^, cltfltcklmg jkgfs drcggfd tjrkuoj tjf bkmtclo 5 nn P9.86 cl.^ cl
(8)   Rcx ulbkmtf
ulbkmtfdd mld ulbgfml
ulbgfmlfdfd Lk. =3 PLk. 5^ stffg dcmnftfr sjmgg hf tfstfd. Tjf tfnpfrmturf ke tjf tfst skgutckls
5 5
rfclekrbclo hmrs, =.8-n P4-et^ gklo, mld erkn tjf smnf gkt ke  sjmgg
dmy s.hf
dmys. 84 bkm
Tjf 8¹B
bkmtcloP?6
tclo nustt2.5¹E^.
nus lkt hgcNclcnun
hgcstf
stfr,
r, ske tfst
sketfl
tfl, , tcnf
gksff sjmgg
gks d,hflkr
hkld,
hkl 46
stffg ms tjf bkmtfd hmrs,
dfvfgkp jkgcdmys durclo tjcs pfrckd. Tjf bkmtclo surrkuldclo
(2)   Ekur =99 nn hy hy =99 nn hy =.2 nn P4 cl. hy 4 cl. hy
9.96 cl.^ stffg pgmtfs wctj bfltfr jkgfs ekr Tmhfr mhrmsfrs bkmtfd tjf clt
cltflt
fltckl
cklmgg
mggy
y nm
nmdf
df jkg
jkgfs
fs sjm
sjmgg
gg fxj
fxjchc
chctt lk ulduldfrb
frbutt
uttclo
clo
durclo tjf 46-dmy pfrckd.
tk m tjcb`lfss ke 869  69 ¶n P=9   5  8 ncgs^.
(4)   Ekur erff ﬍gns ke bkmtclo nmtfrcmg
nmtfrcmg wctj m tjcb`lfss ke  M=.2.8   Bmtjkdcb Dcshkldnflt —Tfst
—Tfst Nftjkd O : sjmgg hf
=?6 tk 886 ¶n P? tk 3 ncgs^. Tjf ﬍gns sjmgg hf mt gfmst =99 nn ekggkwfd fxbfpt1
hy =99 nn P4 cl. hy 4 cl.^. M=.2.8.= tjf bmtjkdf sjmgg hf m 869-nn P=9-cl.^ gklo gklo bkmtfd
(6)   Ekurtffl bkmtfd Lk. =3 PLk. 5^ stffg rfclekrbclo
rfclekrbclo hmrs, stffg rfclekrbclo hmr0
9.86-n P=9-cl.^ gklo, bkmtfd tk m tjcb`lfss ke =?6 tk 299 ¶n P? M=.2.8
M=. 2.8.8
.8 tjf mlkdf sjmgg hf m =69 =69-nn
-nn P5-cl.^
P5-cl.^ gklo skgskgcd
cd
tk =8 ncgs^. Tjf bkmtfd stffg rfclekrbclo hmrs sjmgg jmvf tjfcr pgmtclun fgfbtrkdf (=.5 nn P9.95 cl.^ lknclmg dcmnftfr) kr
flds sfmgfd wctj pmtbjclo nmtfrcmg. pgmtclczfd wcrf (2.8 nn P9.=86 cl.^ lknclmg dcmnftfr)0
M=.2.8.2
M=.2.8 .2 m bmgkn
bmgknfgfg rfefrflbf
rfefrflbf fgfb
fgfbtrkdf
trkdf sjmgg hf usfd0
M=.8.2.8 Rt ff g r f cle kr b clo hm rs wc tj m lknc lmg dc mn f tf r
wctjcl   5   = nn P9.94 cl.^ ke Lk. =3 PLk. 5^ hmrs sjmgg hf M=.2.8.4
M=.2.8 .4 tjf fgfbtrkgyt
fgfbtrkgytff skgutckl
skgutckl sjmgg hf 2 % LmBg hy nmss
mbbfptmhgf ekr qumgc﬍bmtckl tfstclo. dcsskgvfd cl dcstcggfd wmtfr0
5
M=.8.2.2 Tjf bkmtclo
M=.8.2.2 bkmtclo kl tjf hmrs mld ﬍gns tfstfd sjmgg hf 8¹BM=.2.8
M=.2.8.6.6  2.5¹E^0
P?6   5 tjf fgfbtrkgytf
fgfbtrkgytf skgutckl
skgutckl tfnpfrmturf
tfnpfrmturf sjmgg hf 84
erff ke jkgfs, vkcds, bkltmnclmtckl, brmb`s mld dmnmofd mrfms.
Tjf bkmtfd hmrs sjmgg
Save hf bjfb`fd
Accept All ekr jkgcdmys usclo m 5?.6-U, M=.2.8.5
M=.2.8 .5 tjf drcggfd
drcggfd bkmtclo
bkmtclo dfefbt sjmgg hf 2 nn P9.=8 cl.^
:9 999‒U, wft-spklof typf db jkgcdmy dftfbtkr cl mbbkrdmlbf cl dcmnftfr0
wctj Tfst Nftjkds O 58. Tjf tktmg lunhfr ke jkgcdmys ekuld M=.2.8.? m pktfltcmg ke ∘=.6 U nfmsurfd momclst
momclst tjf bmgknfg
 --i,,ii,,,,i,,i,ii,i,,i,iiii-i-i,,i,,i,i,,i---

BKYSXCOJT 89920 MRTN Cltfrlmtcklmg 6 Dkbunflt prkvcdfd hy CJR Gcbflsff>Mrmnbk J]/33:9?66=99,

J]/33:9?66=99, Vsfr>, =8/8:/8992
9:194163 NRT ]ufstckls kr bknnflts mhkut tjcs nfssmof1 pgfmsf bmgg tjf Dkbunflt
Ykgcby Orkup mt =-:99-46=-=6:4.

M ??6/M ??6N
rfefrflbf fgfbtrkdf sjmgg hf mppgcfd mld m =9‒ U sjult rfscstkr bjmrmbtfrcstcbs ke tjf burfd bkmtclo jmvclo m ﬍gn tjcb`lfss ke 
usfd0 mld =?6‒886 ¶n P?‒3 ncgs^ sjmgg hf nfmsurfd kl twk tfst ﬍gns mld
M=.2.8.:
M=.2.8 .: tjf tfst durmtckl
durmtckl sjmgg
sjmgg hf =5: j. m bkltrkg ﬍gn mt 84   5   8¹B P?6   5   2.5¹E^ ekr 46 dmys. Tjf
M=.2.8.3
M=.2.8 .3 Eco. M=.= prfs
prfsflts
flts tjf rfbk
rfbknnfl
nnfldfd
dfd fquc
fqucpnflt
pnflt pfrnfm
pfr nfmhcg
hcgcty
cty bfggs sjmgg hf ke tjf typf sjk
sjkwl
wl cl Eco
Eco.. M=.
M=.8.
8.
bkl﬍ourmtckl ekr pfrekrnclo bmtjkdcb dcshkldnflt tfstclo kl Ecgns
Ecgns sfg
sfgfbt
fbtfd
fd ekr tfs
tfstc
tclo
lo sjm
sjmgg
gg hf bmr
bmrfeu
feuggy
ggy jml
jmldgf
dgfdd mld
strmcojt stffg rfclekrbclo hmrs. Tjf cltfltcklmg bkmtclo dfefbt fxmnclfd ekr mly dfefbts prckr tk clstmggmtckl cl tjf bfgg. Tjf
sjmgg hf pgmbfd mpprkxcnmtfgy 69 nn P8 cl.^ erkn tjf sfmgfd bfgg sjmgg bklscst ke twk ogmss bknpmrtnflts sfrpmrmtfd hy m
fld ke tjf tfst hmr bfltfrfd
bfltfrfd hftwffl
hftwffl tjf gkloctud
gkloctudclm
clmgg mld bkmtclo ﬍gn smldwcbjfd hftwffl twk ogmss pgmtfs, fmbj jmvclo
trmlsvfrsf rchs. Ct sjmgg hf drcggfd aust dffp flkuoj tk fxpksf m m bfltfrfd 86‒nn P=‒cl.^ jkgf. Klf bknpmrtnflt sjmgg bkltmcl
eugg 2 nn P9.=8 cl.^ dcmnftfr cl tjf stffg. Tjf tfst hmr sjmgg hf =?6 nG P6.2 kz^ ke 2 N  LmBg mld tjf ktjfr ==6 nG P2.6 kz^ ke 
clsfrtfd wctj tjf sfmgfd fld ke tjf hmr rfstclo kl tjf hkttkn ke  dcstcggfd wmtfr. Tjf mbtcvcty ke bjgkrcdf ckls pmssclo tjrkuoj
tjf tfst vfssfg mld fgfbtrkgytf mddfd ultcg =99 nn P4 cl^ ke tjf tjf ﬍gn sjmgg hf nfmsurfd usclo m spfbc﬍b ckl nftfr fqucppfd
hmr gflotj cs suhnfrofd. wctj
wct j m bjgbjgkrc
krcdf
df fgf
fgfbtr
btrkdf
kdf mld m dku dkuhgf
hgf aul
aulbtc
btckl
kl rfe
rfefrf
frflbf
lbf
M=.2
M= .2.8
.8.=
.=99 Tj
Tjff tf
tfst
stfd
fd hm hmrs
rs sj
sjmg
mggg hf mg
mggk
gkwf
wfdd tk bkbkkg
kg ek
ekrr fgfbtrkdf. Mbtcvcty nfmsurfnflts sjmgg hf bklvfrtfd cltk bkl-
mpprkxcnmtfgy =   5  9.86 j prckr tk fvmgumtckl. Ekur nfmsurf- bfltrmtckl
bfltr mtckl vmgufs
vmgufs ke nkgf pfr G P N ^ wctj m bklvfrsckl dcmormn,
nflts sjmgg hf tm`fl mt 9¹, 39¹, =:9¹, mld 8?9¹ mld tjf vmgufs bklstrubtfd hy pgkttclo nfmsurfd bjgkrcdf ckl mbtcvctcfs vfrsus
mvfrmofd.
mvfrm ofd. Tjf mvfrm
mvfrmofof bkmt
bkmtclo
clo dcshk
dcshkldnfl
ldnfltt rmdc
rmdcus
us ke tjrff `lkwl bjgkrcdf ckl bklbfltrmtckls. Tjf mbbunugmtcvf bklbfl-
bkmtfd stffg rfclekrbclo hmrs sjmgg lkt fxbffd 4 nn P9.=5 cl.^ trmtckl ke bjgkrcdf ckls pfrnfmtclo tjrkuoj tjf ﬍gn sjmgg hf
wjfl nfmsurfd erkn tjf fdof ke tjf cltfltcklmg bkmtclo dfefbt. gfss tjml =   2   =9∘4  N .
M=.2.2  Rmgt Rprmy Xfscstmlbf— Tjf Tjf rfscstmlbf ke tjf bkmtclo M=.2.6   Bkmtclo Egfxchcgcty1
tk m jkt
jkt,, wft bkr
bkrrks
rkscvf
cvf flv
flvcrk
crklnf
lnflt lt sjm
sjmgg
gg hf fvm
fvmgum
gumtfd
tfd cl M=.2.6.= Tjf bkmtclo ﬈fxchcgcty
﬈fxchcgcty sjmgg hf fvmgumtfd hy hfld-
mbbkrdmlbf wctj Yrmbtcbf H ==? hy fxpksclo 869 nn P=9 cl.^ clo tjrff bkmtf
bkmtfdd stffg rfclekrbcl
rfclekrbcloo hmrs =:9¹ (met(metfr
fr rfhku
rfhkuld)ld)
gklo bkmtfd stffg rfclekrbclo hmrs bkltmclclo cltfltcklmg dfefbts mrkuld m =69-nn P5-cl.^ dcmnftfr nmldrfg. Tjf hfld sjmgg hf
tk 26 5 8¹B P36 5 2.5¹E^ smgt sprmy bknprcsfd ke 6 % LmBg hy nmdff mt m ulc
nmd ulcekr
ekrn n rmt
rmtff mld bknpgft
bknpgftfd
fd wct
wctjcl
jcl m =6-=6-ss tcn
tcnff
nmsss dcs
nms dcsskg
skgvfd
vfd cl dcs
dcstcg
tcggfd
gfd wmt fr ekr :99   5   89 j. Tj
wmtfr Tjrf
rfff pfrckd. Tjf twk gkloctudclmg rchs sjmgg hf pgmbfd cl m pgmlf
cltfltcklmg 2 nn P9.=8 cl.^ dcmnftfr dfefbts sjmgg hf drcggfd pfrpfldcbugmr tk tjf nmldrfg rmdcus mld tjf spfbcnfl sjmgg hf
tjrkuo
tjrkuoj j tjf bkm
bkmtcl
tclo
o ke fmb fmbjj tfs
tfstt spf
spfbcn
bcnfl
fl mpp
mpprkx
rkxcn
cnmtf
mtfgy
gy mt 84   5  8¹B P?6   5  2.5¹E^.
fvflgy spmbfd mgklo klf scdf ke tjf hmr wctj tjf jkgfs bfltfrfd M=.2.6
M=. 2.6.8
.8 Lk brmbrmb`c
b`clo
lo ke tjf bkmtclo
bkmtclo sjmgg hf vcsvcschg
chgff tk m
hftwffl dfekrnmtckls. Tjf bkmtfd stffg rfclekrbclo hmrs sjmgg pfrskl wctj lkrnmg kr bkrrfbtfd vcsckl kl tjf kutscdf rmdcus ke 
hf pgmb
pgmbfd
fd jkrczkltmggy
jkrczkltmggy cl tjf bmhclft wctj tjf dmnm dmnmof of sctf
sctfss mly ke tjf tjrff hflt hmrs.
embclo tjf scdf (39¹). Tjf tfst spfbcnfls sjmgg hf mggkwfd tk M=.2.6
M=. 2.6.2
.2 M tfs
tfstt cl wjc
wjcbjbj erm
ermbtu
bturf
rf kr pmr
pmrtc
tcmg
mg emc
emcgur
gurff ke tjf
bkkg ekr mpprkxcnmtfgy =   5   9.86 j prckr tk fvmgumtckl. Ekur stffg
stffg rfc
rfclek
lekrbc
rbclo
lo hmrhmr,, kr brm
brmb`c
b`clo
lo kr dcs
dcshkl
hkldcl
dcloo bmu
bmusfd
sfd hy
nfmsurfnflts sjmgg hf tm`fl, mt 9¹, 39¹, =:9¹, mld 8?9¹ mld tjf cnpfrefbtckls cl tjf hmr surembf vcschgf metfr pfrekrnclo tjf
vmgufs mvfrmofd. Tjf mvfrmof bkmtclo dcshkldnflt rmdcus ke  hfld tfst kbburs, sjmgg hf bklscdfrfd ml clvmgcd tfst mld tjf tfst
lclf tfst sctfs kl tjrff bkmtfd stffg rfclekrbclo hmrs sjmgg lkt sjmgg hf rfpfmtfd kl m lfw spfbcnfl.
fxbffd 2 nn P9.=8 cl.^ wjfl nfmsurfd erkn tjf fdof ke tjf M=.2.5   Xfgmtcvf
Xfgmtcvf Hkld Rtr Rtrflotj
flotj cl Bklbr ftf— Tjf
Bklbrftf—  Tjf rfgm
rfgmtcvf
tcvf
cltfltcklmg bkmtclo dfefbt. hkld strflotj ke tjf stffg rfclekrbclo hmrs tk bklbrftf sjmgg hf
M=.2.4   Bjgkrcdf Yfrnfmhcgcty— Tjf Tjf bjgkr
bjgkrcdf
cdf pfrn
pfrnfmhc
fmhcgcty
gcty dftfrnclfd wctj hfmn-fld spfbcnfls hy tjf nftjkd dfsbrchfd

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       i
    -
       i
    -
       i
       i
       i
       i
  ,
       i
  ,
  ,
       i
  ,
       i
       i
  ,
       i
  ,
  ,
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  ,
  ,
  ,
  ,
       i
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  ,
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    -
    -

ECO. M=.= Bmtj

Bmtjkdcb
kdcb Dcshk
Dcshkldnfl
ldnfltt Tf
Tfst
st Fqucp
Fqucpnflt
nflt Bkl﬍o
Bkl﬍ourmtck
urmtckl
l ECO. M=.8 Bjgkr
Bjgkrcdf
cdf Yfrnfmhcgc
Yfrnfmhcgcty
ty Tf
Tfst
st Fqucpn
Fqucpnflt
flt Bkl﬍o
Bkl﬍ourmtc
urmtckl
kl
BKYSXCOJT 89920 MRTN Cltfrlmtcklmg 5 Dkbunflt prkvcdfd hy CJR Gcbflsff>Mrmnbk J]/33:9?66=99,
J]/33:9?66=99, Vsfr>, =8/8:/8992
9:194163 NRT ]ufstckls kr bknnflts mhkut tjcs nfssmof1 pgfmsf bmgg tjf Dkbunflt
Ykgcby Orkup mt =-:99-46=-=6:4.

M ??6/M ??6N
cl Tfst Nftjkd M 344 usclo Lk. =3 PLk. 5^ stffg rfclekrbclo wfcojt gkss sjmgg lkt fxbffd =99 no P9.9926 kz^/=999 bybgfs.
hmrs wctj m rfgmtcvf rch mrfm (rmtck ke prkafbtfd rch mrfm lkrnmg M=.2.:  Cnpmbt Tfst— Tjf
Tjf rfscstmlbf ke tjf stffg rfclekrbclo
tk tjf hmr mxcs tk tjf prkdubt ke tjf lknclmg hmr pfrcnftfr mld hmr bkmtclo tk nfbjmlcbmg dmnmof sjmgg hf dftfrnclfd hy tjf
tjf bfltfr-tk-bfltfr rch spmbclo) hftwffl 9.9?6 mld 9.9:6. Tjf emggclo wfcojt tfst. M tfst mppmrmtus scncgmr tk tjmt dfsbrchfd cl
hmrs sjmgg hf hkttkn-bmst mld sjmgg jmvf m bkvfr ke 49 5 8 nn Tfst Nftjkd O =4 sjmgg hf usfd mgklo wctj m =.:-`o P4-gh^ tup
P=.6 5 9.95 cl.^, m gfmd gflotj ke =2 5 2 nn P9.6 5 9.=8 cl.^, jmvclo m lksf dcmnftfr ke =5 nn P9.52 cl.^. Cnpmbt sjmgg kbbur
mld m hkldfd gflotj ke 869 5 6 nn P=9 5 9.86 cl.^. Tfst hmrs kl tjf gkw-gyclo mrfms kl tjf bkmtfd stffg rfclekrbclo hmrs, tjmt
sjmgg hf krcfltfd sk tjmt tjf gkloctudclmg rchs mld dcrfbtckl ke  cs, hftwffl dfekrnmtckls kr rchs. Tjf tfst sjmgg hf pfrekrnfd mt
rkggclo, rfgmtcvf tk tjf dcrfbtckl ke tjf mppgcfd tflsckl, mrf tjf 84   5  8¹B P?6   5  2.5¹E^. _ctj ml cnpmbt ke 3 Ln P:9 cl.¿ghe^,
smnf ekr bkmtfd mld ulbkmtfd hmrs. Tjf tfst hmrs nust hf puggfd lk sjmttfrclo, brmb`clo, kr hkld gkss ke tjf bkmtclo sjmgg kbbur
cl tjf smnf dcrfbtckl wctj rfspfbt tk tjf dcrfbtckl ke rkggclo. fxbf
fxbfptpt mt tj
tjff cn
cnpm
pmbt
bt mr
mrfm
fm,, tj
tjmt
mt cs
cs,, tj
tjff mr
mrfm
fm pf
pfrn
rnml
mlfl
fltg
tgy
y
Tjrff tk scx bkmtfd hmr spfbcnfls mld tjrff tk scx ulbkmtfd hmr dfekrnfd hy tjf tup.
spfbcnfls sjmgg hf tfstfd. Mgg stffg rfclekrbclo hmrs cl m tfst
orkup sjmgg hf erkn tjf smnf stffg jfmt. Tjf ulbkmtfd hmrs M=.4 ]umgc﬍bmtckl Tfstclo
Tfstclo
sjmgg hf bgfmlfd klgy hy gcojtgy wcpclo wctj mbftklf kr ktjfr
M=.4.=   Tfstclo
Tfstclo Moflby— ]umgc﬍
]umgc﬍bmt
bmtckl
ckl tfs
tfsts
ts sjm
sjmgg
gg hf pfr
pfr--
suctmhgf skgvflt. Tjf nfml hkld strflotj ke tjf bkmtfd hmrs
ekrnfd hy ml moflby mbbfptmhgf tk tjf purbjmsfr.
sjmgg lkt hf gfss tjml :6 % ke tjf nfml hkld strflotj ke tjf
ulbkmtfd hmrs.
M=.2.?   Mhrmsckl Xfscstmlbf— TjfTjf rfscstmlbf ke tjf bkmtclo M=.6 Bfrtc﬍bmtckl
kl fmbj ke tjrff stffg pmlfgs tk mhrmsckl hy m Tmhfr mhrmsfr M=.6.= M rfp
M=.6.= rfpkrt
krt sunnmrcz
sunnmrczclo
clo tjf rfs
rfsugt
ugtss ke mgg tfsts mld
(Tfst Nftjkd D 4959) kr cts fqucvmgflt, usclo BR-=9 wjffgs hfmrclo
hfmrclo tjf scolmturf
scolmturf ke tjf tfstclo gmhkrmtkry
gmhkrmtkry sjmgg hf eur-
mld m =-`
=-`oo P8.
P8.8‒g
8‒gh^
h^ gkmd pfr wjffg,
wjffg, sjm
sjmgg
gg hf sub
subj
j tjm
tjmtt tjf lcsjfd tk tjf nmluembturfr.

MYYFLDCZ

(Lklnmldmtkry Clekrnmtckl)

Z=. OVCDF
OVCDFGCLFR
GCLFR EKX AKH-RCTF YXMBTCBFR
YXMBTCBFR

Z=.= Tjcs spfbc﬍bmtckl

spfbc﬍bmtckl cs m prkdubt stmldmrd. Xfqucrfnflts
Xfqucrfnflts Z=.2.4 Bkmtfd stffg rfclekrbclo
rfclekrbclo hmrs sjkugd hf stkrfd
stkrfd kee
kee tjf
ekr eusckl-hkldfd fpkxy bkmtfd stffg rfclekrbclo hmrs erkn tjf orkuld kl prkt
orkuld prktfbtc
fbtcvf
vf brchh
brchhclo,
clo, mld tcnh
tcnhfrs
frs pgmb
pgmbfd
fd hftwf
hftwfflfl
pkclt ke sjcpnflt tk tjf akh-sctf mld suhsfquflt prmbtcbfs mt tjf huldgfs wjfl stmb`clo cs lfbfssmry. Rpmbf tjf suppkrts sueec-
 akh-sctf mrf lkt dfgclfmtfd cl tjcs prkdubt stmldmrd. bcfltgy bgksf tk prfvflt smos cl tjf huldgfs.
Z=.2.6 Bkmtfd mld ulbkmtfd stffg rfclekrbclo
rfclekrbclo hmrs sjkugd hf
Z=.8
Z=. 8 Tjf Mnfrcb
Mnfrcbmlml Bkl
Bklbr
brft
ftff Cl
Clst
stct
ctut
utff jm
jmss puh
puhgc
gcsj
sjfd
fd
stkrfd sfpmrmtfgy.
‗Rpfbc﬍bmtckls ekr Rtrubturmg Bklbrftf (MBC 29=).„ Rtmldmrd
Z=.2.5 Gklo-
Gklo-tfrn
tfrn stkrmof
stkrmof sjkug
sjkugdd hf nclc
nclcnczf
nczfdd mld wkr` 
Rpfbc﬍bmtc
Rpfbc ﬍bmtckls
kls MBC 29= cs cltfldfd tk hf usfd cl cts fltcrfty
fltcrfty cl
stkppmofs pjmsfd tk suct bklstrubtckl prkorfss.
tjf prk
prkafb
afbtt spf
spfbc﬍
bc﬍bmt
bmtckl
ckls.
s. Ml mrb
mrbjct
jctfbt
fbt-fl oclffr
-flocl ffr nmy bct bctff
Rtmldmrd Rpfbc﬍bmtckls MBC 29= cl tjf prkafbt spfbc﬍bmtckls Z=.2.? Ce bcrb
bcrbunst
unstmlbfs
mlbfs rfqucrf stkrclo bkmtfd stffg rfcl rfcl--
ekr mly bmst
bmst-cl-
-cl-pgmbf
pgmbf bklbr
bklbrftf
ftf bkls
bklstrubt
trubtckl
ckl prka
prkafbt.
fbt. Rtml
Rtmldmrd
dmrd ekrbclo hmrs kutdkkrs
ekrbclo kutdkkrs ekr nkrf tjml twk nkltj nkltjs,
s, prkt
prktfbtc
fbtcvf
vf
Rpfbc﬍bmtckls MBC 29= clbgudfs prkvcsckls ekr fpkxy-bkmtfd stkrmof nfmsurfs sjkugd hf cnpgfnfltfd tk prktfbt tjf nmtf-
stffg rfclekrbclo hmrs. rcmgg erk
rcm erkn
n sul
sulgco
gcojt,
jt, smg
smgtt spr
sprmy
my mld wfmwfmtjf
tjfrr fxp
fxpksu
ksurf.
rf. Ce tjf
bkmtfd stffg rfclekrbclo hmrs mrf stkrfd kutdkkrs wctjkut bkvfr,
Z=.2 Tjf prkafbt
prkafbt spfbc﬍bmtckl
spfbc﬍bmtcklss sjkugd prfsbrchf
prfsbrchf rfqucrf-
rfqucrf- ct cs rfbknnfldfd tjmt tjf dmtf kl wjcbj tjf bkmtfd hmrs mrf
nflts ekr tjf bkmtfd stffg rfclekrbclo hmrs erkn tjf pkclt ke  pgmbfd kutdkkrs hf rfbkrdfd kl tjf cdfltc﬍bmtckl tmo kl tjf
sjcpnf
sjcpnfltlt tk tjf akh
akh-sc
-sctf
tf mld suh
suhsfq
sfqufl
ufltt prm
prmbtc
btcbfs
bfs mt tjf huldgfd stffg. Bkmtfd stffg rfclekrbclo hmrs stkrfd cl bkrrkscvf
 akh-sctf. Cl tjf mhsflbf ke tjfsf rfqucrfnflts cl tjf prkafbt flvcrklnf
flvcr klnflts
lts nmy rfquc
rfqucrfrf prkt
prktfbtc
fbtckl
kl skklf
skklfrr. Bkmtf
Bkmtfd d stff
stffgg
spfbc﬍bmtc
spfbc﬍bmtckls,
kls, tjf ekgg
ekggkwclo
kwclo oucdf
oucdfgclfs
gclfs ekr akh-
akh-sctf
sctf prmbt
prmbtcbfs
cbfs rfclekrbcl
rfcle krbcloo hmrs kr huldg
huldgfs fs sjkug
sjkugdd hf bkvfrfd wctj kpmqukpmquff
pkgyft
pkg yftjyg
jygflf
flf sjf
sjfftc
ftclo
lo kr ktj ktjfr
fr suc
suctmh
tmhgf
gf kpm
kpmquf
quf prk
prktfb
tfbtcv
tcvff
Z=.2.= _jfl jmldgclo
jmldgclo bkmtf
bkmtfd
d stff
stffgg rfcl
rfclekrb
ekrbclo
clo hmrs, bmrf nmtfrcmg. Ekr stmb`fd huldgfs, tjf prktfbtcvf bkvfrclo sjkugd
sjkugd hf fxfrb
sjkugd fxfrbcsfd
csfd tk mvkcd huldgf-tk-hu
huldgf-tk-huldgf
ldgf kr hmr
hmr-tk-
-tk-hmr
hmr hf drm
drmpfd
pfd mrk
mrkuld
uld tjf pfrpfrcn
cnftf
ftfrr ke tjf stm
stmb`.
b`. Tjf bkv
bkvfrc
frclo
lo
sjkugd
sjk ugd hf sfb
sfburf
urfd
d mdf
mdfqum
qumtfg
tfgy
y mld mgg
mggkw
kw ekr mcr bcr
bcrbug
bugmtc
mtckl
kl
Z=.2.8 Fqucpnflt ekr jmldgclo
jmldgclo bkmtfd stffg rfclekrbclo
rfclekrbclo hmrs mrkuld tjf hmrs tk nclcnczf bkldflsmtckl uldfr tjf bkvfrclo.

Z=.2.: _jfl tjf fxtflt ke dmnmofd

dmnmofd bkmtclo fxbffds 8 % ke 
Z=.2.2 Bkmtfd stffg rfclekrbclo
rfclekrbclo hmrs sjkugd hf kee-gkmdfd
kee-gkmdfd ms tjf surembf mrfm ke tjf bkmtfd stffg rfclekrbclo hmr cl mly 9.2‒n
Save
bgksf Accept
ms pksschgf tk tjfcr Allke pgmbfnflt kr uldfr tjf brmlf
pkclts P=‒et^ gflotj, tjf bkmtfd hmr sjkugd hf rfafbtfd.
sk tjmt tjf hmrs bml hf jkcstfd tk tjf mrfm ke pgmbfnflt tk Z=.2.3 _jfl tjf fxtflt
fxtflt ke tjf dmnmof dkfs lkt fxbffd
fxbffd 8 %
ke tjf surembf mrfm cl mly 9.2‒n P=‒et^ gflotj, mgg dmnmofd
BKYSXCOJT 89920 MRTN Cltfrlmtcklmg ? Dkbunflt prkvcdfd hy CJR Gcbflsff>Mrmnbk J]/33:9?66=99,
J]/33:9?66=99, Vsfr>, =8/8:/8992
9:194163 NRT ]ufstckls kr bknnflts mhkut tjcs nfssmof1 pgfmsf bmgg tjf Dkbunflt
Ykgcby Orkup mt =-:99-46=-=6:4.

M ??6/M ??6N
bkmtclo dcsbfrlchgf tk m pfrskl wctj lkrnmg kr bkrrfbtfd vcsckl nmtfrcmg
nmtf rcmg nmluembturfr
nmluembturfr.. Yrck
Yrckrr tk mppgc
mppgcbmtck
bmtckl
l ke tjf pmtbj
pmtbjclo
clo
sjkugd hf rfpmcrfd wctj pmtbjclo nmtfrcmg. nmtfrcmg, rust sjkugd hf rfnkvfd erkn tjf dmnmofd mrfms hy
LKTF  Z=.=—Ce tjf mnkult ke rfpmcrfd dmnmofd bkmtclo cl mly 9.2‒n
suctmhgf nfmls. Tjf pmtbjclo nmtfrcmg sjkugd hf mggkwfd tk
P=‒et^ gflotj ke m bkmtfd hmr fxbffds 8 %, tjmt sfbtckl sjkugd hf rfnkvfd burf hfekrf pgmbclo bklbrftf kvfr tjf bkmtfd stffg rfclekrbclo
erkn tjf bkmtfd stffg rfclekrbclo hmr mld dcsbmrdfd. Cl pmtbjclo dmnmofd hmrs.
bkmtclo, bmrf sjkugd hf tm`fl lkt tk mppgy tjf pmtbjclo nmtfrcmg kvfr ml Z=.2.=2 _jfl pgmbclo bkmtfdbkmtfd stffg rfclekrbclo
rfclekrbclo hmrs, mgg wcrf
fxbfsscvf mrfm ke tjf cltmbt bkmtclo durclo tjf rfpmcr prkbfss. Tkk gmrof ml
hmr suppkrts, spmbfrs, mld tyclo wcrf sjkugd hf bkmtfd wctj
mrfm ke tjcb` pmtbjclo nmtfrcmg, fspfbcmggy kl snmggfr-sczf rfclekrbclo hmrs
cs gc`fgy tk bmusf m rfdubtckl cl hkld strflotj ke hmr tk bklbrftf. dcfgfbtrc
dcfgfbtrcbb nmtf
nmtfrcmg
rcmg,, ekr fxmn
fxmnpgf,
pgf, ml fpkxy
fpkxy-bkmt
-bkmtfd
fd kr pgms
pgmstcb-
tcb-
bkmtfd nmtfrcmg bknpmtchgf wctj bklbrftf.
Z=.2.=9 Bkmtf
Z=.2.=9 Bkmtfdd stff
stffgg rfclekrbclo
rfclekrbclo hmrs sjkugd lkt hf ﬈mnf
but. Z=.2.=4
Z=.2.= 4 Metfr pgmbclo,
pgmbclo, wmg`clo kl bkmtf
bkmtfd
d stff
stffgg rfcl
rfclekrbc
ekrbclo
lo
Z=.2.=
Z=. 2.=== Ygm
Ygmbfd
bfd bkm
bkmtfd
tfd stf
stffg
fg rfc
rfclek
lekrbc
rbclo
lo hmr
hmrss sjk
sjkugd
ugd hf hmrs sjkugd hf nclcnczfd. Tjf pgmbfnflt ke nkhcgf fqucpnflt
clspfb
clspfbtfd
tfd ekr dmn
dmnmof
mofd d bkm
bkmtcl
tclo
o prc
prckr
kr tk pgm
pgmbcl
bcloo bkl
bklbrf
brftf.
tf. sjkugd hf pgmllfd tk mvkcd dmnmof tk tjf bkmtfd hmrs.
_jfrf
_jf rf dmn
dmnmof
mof fxc
fxcsts
sts,, ct sjk
sjkugd
ugd hf rfp
rfpmcr
mcrfd
fd wct
wctj j pmt
pmtbjc
bjclo
lo Z=.2.=6 _jfl cnnfrsckl-
Z=.2.=6 cnnfrsckl-typf
typf vchrmtkrs
vchrmtkrs mrf usfd tk bkl-
nmtfrcmg bknpgyclo wctj tjcs spfbc﬍bmtckl. skgcdmtf bklbrftf mrkuld fpkxy-bkmtfd stffg rfclekrbclo hmrs,
Z=.2.=8 Ymtbjclo nmtfrcmg
nmtfrcmg sjkugd hf mppgcfd cl strcbt
strcbt mbbkr- tjf vchrmtkrs sjkugd hf fqucppfd wctj ruhhfr kr lklnftmggcb
dmlbf wctj tjf wrcttfl clstrubtckls eurlcsjfd hy tjf pmtbjclo vchrmtkr jfmds.

Tjf Mnfrcbml Rkbcfty ekr Tfstclo

Tfstclo mld Nmtfrcmgs tm`fs lk pksctckl rfspfbtclo tjf vmgcdcty ke mly pmtflt rcojts mssfrtfd cl bkllfbtckl 
wctj mly ctfn nfltcklfd cl tjcs stmldmrd. Vsfrs ke tjcs stmldmrd mrf fxprfssgy mdvcsfd tjmt dftfrnclmtckl ke tjf vmgcdcty ke mly subj 
pmtflt rcojts, mld tjf rcs` ke clerclofnflt ke subj rcojts, mrf fltcrfgy tjfcr kwl rfspklschcgcty.

Tjcs stmldmrd cs suhafbt tk rfvcsckl mt mly tcnf hy tjf rfspklschgf tfbjlcbmg bknncttff mld nust hf rfvcfwfd fvfry ﬍vf yfmrs mld 
ce lkt rfvcsfd, fctjfr rfmpprkvfd kr wctjdrmwl. Skur bknnflts mrf clvctfd fctjfr ekr rfvcsckl ke tjcs stmldmrd kr ekr mddctcklmg stmldmrds 
mld sjkugd hf mddrfssfd tk MRTN Jfmdqumrtfrs. Skur bknnflts wcgg rfbfcvf bmrfeug bklscdfrmtckl mt m nfftclo ke tjf rfspklschgf 
tfbjlcbmg bknncttff, wjcbj yku nmy mttfld. Ce yku effg tjmt ykur bknnflts jmvf lkt rfbfcvfd m emcr jfmrclo yku sjkugd nm`f ykur 
vcfws `lkwl tk tjf MRTN Bknncttff kl Rtmldmrds, mt tjf mddrfss sjkwl hfgkw.

Tjcs stmldmrd cs bkpyrcojtfd hy MRTN, =99 Hmrr Jmrhkr Drcvf, YK Hkx B?99, _fst Bklsjkjkb`fl,
Bklsjkjkb`fl, YM=348:-8363, Vlctfd Rtmtfs.
Cldcvcdumg rfprclts (sclogf kr nugtcpgf bkpcfs) ke tjcs stmldmrd nmy hf khtmclfd hy bkltmbtclo MRTN mt tjf mhkvf mddrfss kr mt 
5=9-:28-36:6 (pjklf), 5=9-:28-3666 (emx), kr sfrvcbfImstn.kro (f-nmcg)0 kr tjrkuoj tjf MRTN wfhsctf (www.mstn.kro).