The American Express® Card Membership Rewards® 2019 Catalogue

WHAT'S INSIDE

03 Program Options and Structure

07 Frequent Guest Program
08 Frequent Flyer Program
11 Gadgets & Entertainment
16 Home & Kitchen
21 Health & Wellness
23 Travel Essentials
26 Shopping Vouchers
30 Dining Vouchers
32 Health & Wellness Vouchers
33 Hotel Vouchers
34 Financial Rewards
36 Terms and Conditions
THE MEMBERSHIP REWARDS® PROGRAM OPTIONS
PROGRAM AND STRUCTURE
Earn one (1) Membership Rewards® Point for every PHP 45 or US$1 charged to your American Express Card.
The Membership Rewards® Program gives you two options:
• Frequent Traveler Option
• Non-Frequent Traveler Option

Frequent Traveler Option (FTO)* Non-Frequent Traveler Option (NFTO)

Categories • Frequent Guest Program • Gadgets & Entertainment • Dining Vouchers

• Frequent Flyer Program • Home & Kitchen • Health & Wellness Vouchers
• Travel Essentials • Hotel Vouchers
• Health & Wellness • Financial Rewards
• Shopping Vouchers

Eligibility American Express Cards issued by BDO American Express Cards issued by BDO
(active and in good credit standing). (active and in good credit standing).

Exclusions • Cathay Pacific American Express® Credit Cards • Cathay Pacific American Express® Credit Cards
• BDO Dual Gold American Express® Card • BDO Dual Gold American Express® Card
• American Express® Cashback Credit Card • American Express® Cashback Credit Card

Annual Fee

THE MEMBERSHIP REWARDS® PROGRAM

Platinum Card® Complimentary Complimentary

American Express® Complimentary Complimentary

Platinum Credit Card
American Express® US$20 Complimentary
Gold Card
American Express® US$20 Complimentary
Green Card
American Express® PHP 800 Complimentary
Gold Credit Card
American Express® PHP 800 Complimentary
Credit Card
Blue from
American Express PHP 800 Complimentary

American Express
(Dollar) Corporate Cards US$50 N/A

American Express
(Peso) Corporate Cards PHP 2,500 N/A

Non-expiry of Non-expiry of
Points Validity Membership Rewards® Points Membership Rewards® Points

*Requires enrollment to preferred airline/hotel partner's Loyalty Program.

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 PROGRAM OPTIONS THE MEMBERSHIP REWARDS®
AND STRUCTURE PROGRAM TAKES YOU
FURTHER
THREE SIMPLE STEPS TO REDEEM YOUR POINTS
1. NON-EXPIRING MEMBERSHIP REWARDS® POINTS
1. Choose your rewards from this catalogue.
Your Membership Rewards® Points do not expire, allowing you to save your
2. Call our Customer Service Hotline at: Membership Rewards® Points for higher value rewards.
• 840-7800 for Platinum Card
2. ACCELERATED REWARDS REDEMPTION
• 631-8000 for American Express Platinum Credit Card, American Express Gold Card,
American Express Green Card, American Express Gold Credit Card, Membership Rewards® Points earned from your Basic and Supplementary Cards
American Express Credit Card and Blue from American Express are automatically pooled to enable accelerated redemption.

• 840-7400 for the American Express Corporate Cards 3. COMPREHENSIVE REWARDS PROGRAM
3. Quote the reward code of the item you wish to redeem. The Membership Rewards® Points can be redeemed for a wide selection of shopping
gift certificates, dining vouchers, gadgets, travel essential items and more.
Redemption of items from this catalogue is from January 1 to December 31, 2019 The Membership Rewards® Points can also be transferred to other loyalty
programs such as Airline Frequent Flyer and Hotel Frequent Guest Rewards
programs which will allow you to enjoy complimentary flights or hotel stays.
Each type of American Express Card has its own Reward Code for each of the featured item.

Please take note of the Membership Rewards® Codes and Points applicable to your American Express Card.

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 FREQUENT GUEST PROGRAM

FREQUENT TRAVELLER
OPTION

STARWOOD PREFERRED GUEST

For full hotel listing and for more information, please visit www.marriot.com
1,000 Membership Rewards® Points = 970 Starpoints® | MR011

HILTON HONORS

FREQUENT TRAVELLER OPTION

For full hotel listing and for more information, please visit HiltonHonors.com
1,000 Membership Rewards® Points = 1,250 Hilton HonorsTM Points | MR004

HOW TO REDEEM FOR HOTEL STAYS?

1. You must be a member of your preferred hotel's Loyalty Program. To register, visit the Partner's respective website.

2. Enroll in the Membership Rewards® Program under the Frequent Traveler Option through our Customer Service Hotline.

3. Once enrolled, you may now convert Membership Rewards® Points to hotel loyalty points. You must be prepared to provide
your Hotel Loyalty Program membership number upon redemption.

NOTE:
Annual Frequent Traveler Option membership fee applies and is waived each year for the Platinum Card® and the American Express® Platinum Credit Card.

07 | Incentivo 2019
 FREQUENT FLYER PROGRAM FREQUENT FLYER PROGRAM

ASIA MILES DELTA SKYMILES® PROGRAM

www.asiamiles.com www.delta.com/skymiles

1 Membership Rewards® Point = 1 Asia Mile | MR005 1 Membership Rewards® Point = 1 Mile | MR010
• Minimum Transfer = 1,000 Asia Miles • Minimum Transfer = 1,000 Miles
• Incremental Transfer = 500 Asia Miles • Incremental Transfer = 500 Miles

KRISFLYER MABUHAY MILES

www.krisflyer.com www.mabuhaymiles.com

1 Membership Rewards® Point = 1 KrisFlyer Mile | MR007 2.13 Membership Rewards® Points = 1 Mabuhay Mile | MR009
• Minimum Transfer = 1,000 KrisFlyer Miles • Minimum Transfer = 1,000 Mabuhay Miles
• Incremental Transfer = 500 KrisFlyer Miles • Incremental Transfer = 1,000 Mabuhay Miles

ROYAL ORCHID PLUS

www.thaiairways.com/rop HOW TO REDEEM FOR AIR MILES?
1 Membership Rewards® Point = 1 Royal Orchid Plus Mile | MR008 1. You must be a member of your preferred airline's Loyalty Program. To register, visit the Partner's respective website.
• Minimum Transfer = 1,000 Royal Orchid Plus Miles 2. Enroll in the Membership Rewards® Program under the Frequent Traveler Option through our Customer Service Hotline.
• Incremental Transfer = 500 Royal Orchid Plus Miles

FREQUENT FLYER PROGRAM

3. Once enrolled, you may now convert Membership Rewards® Points to air miles. You must be prepared to provide your
Airline Loyalty Program membership number upon redemption.

NOTE:
Annual Frequent Traveler Option membership fee applies and is waived each year for the Platinum Card® and
the American Express® Platinum Credit Card.

ENRICH
www.malaysiaairlines.com

1 Membership Rewards® Point = 1 Enrich Mile | MR006

• Minimum Transfer = 1,000 Enrich Miles
• Incremental Transfer = 500 Enrich Miles

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 GADGETS & ENTERTAINMENT

NON-FREQUENT
TRAVELLER
OPTION

MACBOOK PRO APPLE IPAD SAMSUNG

13-INCH 128GB 9.7-INCH 32GB WIFI GALAXY NOTE 9
• Retina display • Retina display • LTE + Wi-Fi
• 13.3-inch (diagonal) LED-backlit • A10 Fusion chip • 6.4”, Quad HD+ sAMOLED infinity display
• Camera: Rear-Super speed dual pixel,
display with IPS technology • 8MP photos and 1080p HD video 12MP OIS (F1.5/F2.4) + 12 MP OIS (F2.4),
• 2560-by-1600 native resolution at recording Front: 8 MP AF (F1.7)
227 pixels per inch with support for millions • Compatible with Apple Pencil • 10nm Octa core processor
of colors • Compatible with bluetooth (2.8GHz Quad + 1.7GHz Quad)
• 2.3GHz dual-core Intel Core i5, Turbo Boost keyboards • RAM size: 6GB, Internal memory: 128GB,
External memory: MicroSD card up to 512GB
up to 3.6GHz, with 64MB of eDRAM • 4,000mAh battery
• Configurable to 2.5GHz dual-core Intel Core i7, 84,935 POINTS | GT013

NON-FREQUENT TRAVELLER OPTION

• Android 8.1 Oreo Operating System
Turbo Boost up to 4.0GHz, with 64MB 100,378 POINTS | GT014 • LTE hybrid dual sim
of eDRAM 110,416 POINTS | GT015
• Bluetooth-enabled S pen
• 128 GB, 8GB of 2133MHz LPDDR3 onboard • IP68 water and dust resistant,
Fingerprint scanner, Face recognition,
memory Bixby, Dolby Atmos
• Configurable to 16GB of memory
220,705 POINTS | GT031
299,107 POINTS | GT010
260,833 POINTS | GT032
353,490 POINTS | GT011
286,917 POINTS | GT033
388,839 POINTS | GT012

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 GADGETS & ENTERTAINMENT GADGETS & ENTERTAINMENT

JBL SPEAKER PULSE 3 BEATS EP ON-EAR URBEATS3 SAMSUNG SAMSUNG APPLE PENCIL
• Wireless bluetooth speaker HEADPHONES EARPHONES SMART 49" TV UHD 55" TV • Length: 6.92 inches (175.7 mm)

•
with 12 hours of playtime
• On-ear headphones WITH LIGHTNING • 49"Curve UHD TV • 55" Premium UHD TV
•
measured from tip to cap
Diameter: 0.35 inch (8.9 mm)
360 degrees lightshow and sound
• Rated IPX7 Waterproof
•
•
With remote and mic
Inline call and music controls
CONNECTOR • Real 4k picture quality, • 360 design,real 4k picture quality,
• Weight: 0.73 ounce (20.7 grams)
HDR (High Dynamic Range), HDR (High Dynamic Range) elite,
• With speakerphone and • With lightning connector • Bluetooth
• Inline volume control clean cable solution powered by HDR10+
voice assistant integration • In-ear earphones; with remote and mic • Lightning connector
• Noise isolation • Smart TV (SmartThings • Clean cable solution, one remote
• JBL Connect+ • Inline calls and music control • Magnetically attached cap
• 3.5mm audio plug App Support, Smart Hub, control + voice assistant, Smart TV
44,705 POINTS | GT028 • Inline volume control Mobile to TV Mirroring) • SmartThings app support, smart hub, 25,644 POINTS | GT016
22,385 POINTS | GT022 • Noise isolation • Digital TV (ISDB-T) mobile to TV mirroring, digital TV (ISDB-T)
52,834 POINTS | GT029 • Lighting connector for audio 30,307 POINTS | GT017
26,455 POINTS | GT023 • Motion Rate 120 • Motion Rate 240
58,117 POINTS | GT030 • Sound Output 20W (L:10W, R:10W) • Sound output 40W (L:20W, R:20W) 33,338 POINTS | GT018
29,101 POINTS | GT024 23,131 POINTS | GT025
• Wireless LAN Built-In (WiFi) • Bluetooth
27,337 POINTS | GT026 • HDMI (3 ports) • Wireless LAN Built-In (WiFi)
30,071 POINTS | GT027 • USB (2 ports) • HDMI (4 ports)
• USB (2 ports)
213,030 POINTS | GT034
251,763 POINTS | GT035 292,045 POINTS | GT037

276,940 POINTS | GT036 345,144 POINTS | GT038

379,658 POINTS | GT039

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 GADGETS & ENTERTAINMENT GADGETS & ENTERTAINMENT

APPLE AIRPODS iPHONE XS iPHONE XS MAX iPHONE XR GOPRO FUJIFILM FITBIT VERSA
• Automatically on, automatically connected • 64GB Super Retina Display • 64GB Super Retina Display • 64GB Liquid Retina HERO 7 BLACK INSTAX MINI • Sizes:
• One-tap setup for all your Apple devices • 5.8-inch (diagonal) all-screen • 6.5-inch (diagonal) all-screen HD Display Small (5.5“ to 7.1”
• 4K/60fps max video • Real image finder, 0.37x,
• More than 24-hour battery life with OLED Multi-Touch display, HDR display OLED Multi-Touch display,HDR display • 6.1-inch (diagonal) wrist circumference)
resolution with target spot
charging case • 2436-by-1125-pixel resolution at 458 ppi • 2688-by-1242-pixel resolution at 458 ppi all-screen LCD Large (7.1” to 8.7”
• 12MP camera • Shutter speed: 1/60 sec,
• AirPods: Bluetooth connection • 1,000,000:1 contrast ratio (typical) • 1,000,000:1 contrast ratio (typical) Multi-Touch display wrist circumference)
• Voice control feature LENS:2 components
• Charging Case: Lightning connector • Splash, water and dust resistance: • Splash, water and dust resistance: with IPS technology • On-Screen Workouts
• Touch screen, HDR • 2 elements, f = 60 mm, 1:12.7
• Assistive switch control Rated IP68 (maximum depth of Rated IP68 (maximum depth of 2 meters • 1792-by-828-pixel • Connected GPS
• Waterproof to 33ft • Real image finder, 0.37x,
• System requirements: iPhone, iPad, 2 meters up to 30 minutes) up to 30 minutes) resolution at 326 ppi • Music Experience
without housing with target spot
and iPod touch models with iOS 10 or later, • A12 Bionic chip. Next generation • A12 Bionic chip. Next generation • 1400:1 contrast ratio • Bluetooth
• 8x slo-mo speed • Constant firing flash
Apple Watch models with watchOS 3 Neural Engine Neural Engine (typical) • Smartphone Notifications
• Hypersmooth, timewrap, (automatic light adjustment)
or later, Mac modelswith macOS • Dual 12MP wide-angle and • Dual 12MP wide-angle and • Splash, water • 4+ Day Battery Life
livestreaming
Sierra or later telephoto cameras. Wide angle: telephoto cameras. Wide angle: and dust resistance: 19,206 POINTS | GT046 • Heart Rate Tracking
• AirPods (each): 0.65 by 0.71 by 1.59 inches ƒ/1.8 aperture, Telephoto: ƒ/2.4 ƒ/1.8 aperture, Telephoto: ƒ/2.4 Rated IP67 (maximum 99,832 POINTS | GT043 • SmartTrack™
22,698 POINTS | GT047
(16.5 by 18.0 by 40.5 mm) aperture. 2x optical zoom; aperture. 2x optical zoom; depth of 1 meter up • Personalized Reminders
117,983 POINTS | GT044 24,968 POINTS | GT048
• Charging Case: 1.74 by 0.84 by 2.11 inches digital zoom up to 10x digital zoom up to 10x to 30 minutes) • Sleep Tracking & Stages
(44.3 by 21.3 by 53.5 mm) • 1080p HD video recording • 1080p HD video recording at 30 fps or 60 fps. • A12 Bionic chip. Next 129,782 POINTS | GT045 • Swimproof & Tracks Swims
at 30 fps or 60 fps. Slo-mo video support for 1080p generation Neural Engine • Cardio Fitness Level
37,168 POINTS | GT019 Slo-mo video support for 1080p at 120 fps or 240 fps • 12MP wide-angle camera. • Guided Breathing Sessions
43,926 POINTS | GT020 at 120 fps or 240 fps • iOS 12 operating system Wide angle: ƒ/1.8 aperture. • Syncs Wirelessly
48,319 POINTS | GT021 • iOS 12 operating system • Dual SIM (nano-SIM and eSIM) Digital zoom up to 5x
• Dual SIM (nano-SIM and eSIM) • 1080p HD video recording 57,099 POINTS | GT040
303,431 POINTS | GT004 at 30 fps or 60 fps. Slo-mo 67,481 POINTS | GT041
276,245 POINTS | GT001 358,600 POINTS | GT005 video support for 1080p 74,229 POINTS | GT042
326,472 POINTS | GT002 394,461 POINTS | GT006 at 120 fps or 240 fps
• iOS 12 operating system
359,119 POINTS | GT003
• Dual SIM (nano-SIM and eSIM)
208,094 POINTS | GT007
245,929 POINTS | GT008
270,522 POINTS | GT009

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 HOME & KITCHEN HOME & KITCHEN

HAMILTON TEFAL TEFAL TEFAL DELONGHI ELBA

PERSONAL BLENDER FRUIT SENSATION RICE AND MASTER PRECISION GRILLS AND MICROWAVE OVEN
• Personal blender • 600 ml glass jug MULTI COOKER GARMENT STEAMER BARBECUE • (0.88 cu.ft) 25L capacity
• 175Watts • Click & wash system • Electronic control,
• 10 cups capacity • 360 degrees rotational hanger • Features 3 cooking functions
• 14 oz. • Features 2 speed digital LED display
• 12-in-1 rice and multi-cooker • 45 seconds heat up time • Removable plates
• Ice crush function • Push button/knob controls
7,682 POINTS | GT052 • 10 cooking programs: rice/cereal, • Removable 2.5L water tank • Ceramic coating
• Dishwasher safe removable parts with electronic clock
risotto, reheat, baby food, stew, capacity for up to 80 minutes • Dishwasher safe plates
9,079 POINTS | GT053 • Easy to remove detachable parts • Stainless steel body with
steam/soup, yogurt, baking/dessert, steaming session • 1500 watts
• 300 watts mirrorized front
9,987 POINTS | GT054 crust/fry, keep warm, plus • XL and triangular metal head
• Accessories: herb mill, spice mill, 51,429 POINTS | GT073 • 10 program settings
adjustable cooking time • 2L wheels for easy transportation
2 lids for food preservation, • 5 microwave power levels
and delayed start • Adjustable pole and robust hanger 60,780 POINTS | GT074
recipe book • Express cooking, auto defrost
• Sparkling black color, • 2 steam settings: diffused
66,858 POINTS | GT075 setting, turntable glass plate
20,084 POINTS | GT055 2.0mm/5 layer non-stick and concentrated
• Easy to clean grey enamel coating
coated pot, fuzzy logic • 1500 watts
23,736 POINTS | GT056 • Child safety lock
• Accessories: steam basket, • 30 g/min steam output
• 900 watts
26,110 POINTS | GT057 rice spoon, soup spoon,
39,321 POINTS | GT079
measuring cup, spoon 31,164 POINTS | GT076
support and recipe book 46,470 POINTS | GT080
36,831 POINTS | GT077
• Pre-set up to 24hrs 51,117 POINTS | GT081
40,514 POINTS | GT078
28,981 POINTS | GT070
34,251 POINTS | GT071
37,676 POINTS | GT072

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 HOME & KITCHEN HOME & KITCHEN

VORNADO DYSON GORENJE GORENJE DELONGHI NESPRESSO

ENERGY SMART VACUUM CLEANER E-KETTLE BREAD TOASTER DRIP COFFEE COFFEE
AIR CIRCULATOR • Cordless • Flip-top lid • Crumb tray MAKER MACHINE
• Hepafilter • Water level indicator • Copper on stainless steel
• Moves air up to 80 feet • 5 cups • Fast heat-up
• Dyson digital motor V8 • Copper on stainless steel • Defrost/reheat function
• Up to 80% more energy-efficient • Manual control • Compact size
• 425 watts • 360° Power Base • Perfect toasting
• More powerful airflow • Eco function • Folding dip tray for latte
• Soft roller cleaner head • 360°rotation facility • 1050 watts
• Precise control – 99 speeds • Water level indicator macchiato glass
• 0.54L • Boil-dry and overheat
• Electronic push button and • Easy to use • Empty water tank detection
protection 20,089 POINTS | GT067
touch controls • 600 watts • 0.7 liter water tank capacity
185,455 POINTS | GT088 • 2200 watts
• Remote control 23,742 POINTS | GT068
• 1-12 hour timer 219,175 POINTS | GT089 20,917 POINTS | GT064 19,533 POINTS | GT058 53,229 POINTS | GT061
• 31 watts 26,116 POINTS | GT069
241,092 POINTS | GT090 24,721 POINTS | GT065 23,085 POINTS | GT059 62,907 POINTS | GT062
33,727 POINTS | GT082
27,193 POINTS | GT066 25,394 POINTS | GT060 69,198 POINTS | GT063
39,859 POINTS | GT083
43,845 POINTS | GT084

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 HOME & KITCHEN HEALTH & WELLNESS

DYSON DESK FAN KLEAN KANTEEN OMRON OMRON OMRON

WITH AIR PURIFIER WIDE VACUUM INSULATED BP ARM MONITOR NEBULIZER WEIGHING SCALE
• Senses pollutants in real time BOTTLE WITH CAFÉ CAP 20oz • Cuff wrapping guide lamp • High nebulisation rate • 4 sensor technology for accurate
• Captures pollutants with 360° sealed HEPA • Detects and indicates whether of 0.4ml/min measurement
• 20 fluid ounces capacity
and activated carbon filters the cuff is properly • Small particle size of • Auto on/off function
• Weight (with café cap): 13.4 ounces
• Projects powerful airflow wrapped around the arm MMAD 3µm to reach • Measures in kg/lb/st metrics
• Size (with café cap): 9.6” H x 3.0” W
• Intelligent reporting • Blood pressure level indicator lower airway for effective • 100g increment in weight
(243.6 mm H x 75.3 mm W)
• Oscillates up to 350° • Body movement detection nebulisation • Measures up to 150kg
• Climate lock double-wall vacuum insulation
• Backward airflow mode • Irregular heartbeat detection • Aerosol output Rate
will keep drinks hot for 14 hours 9,060 POINTS | GT103
• Fan Mode • Average of last 3 readings within 10 minutes 0.06ml/min
and iced for 48 hours
• Quick and easy filter changing • 60 memory storage with date and time • 7 ml medication capacity 10,708 POINTS | GT104
• Electro polished interior, a safe &
• Night-time mode with minimal 11,778 POINTS | GT105
non-toxic process, and rounded corners 17,970 POINTS | GT097
• Remote control residual medication
make it easy to clean
• Voice control 21,237 POINTS | GT098
• 18/8 stainless steel construction 16,901 POINTS | GT100
135,506 POINTS | GT085 23,361 POINTS | GT099
9,547 POINTS | GT049 19,974 POINTS | GT101
160,144 POINTS | GT086 21,971 POINTS | GT102
11,283 POINTS | GT050
176,158 POINTS | GT087
12,411 POINTS | GT051

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 HEALTH & WELLNESS TRAVEL ESSENTIALS

OMRON OMRON VICTORINOX VICTORINOX PACSAFE

EAR THERMOMETER PULSE MASSAGER ARCHITECTURE URBAN GEAR SLING WITH CITYSAFE CS75
• Fast one second measurement • Advanced pain relief (12 different programs) MINI MESSENGER BAG RFID PROTECTION • Fits a 7-inch tablet
• Fever alarm with beeper for body temperature = 37.5°C (99.5°F) • 5 special modes • Internal pockets to keep your
• Lightweight mini messenger • Room for all your day trip essentials
• Selectable °C/ °F • Washable and durable Long-life pads • gear organized
• Holds a small 11” (28cm) laptop or tablet • Holds a tablet
• 9 sets memory Internal attachment point for
21,260 POINTS | GT094 • 37 x 12.5 x 29 cm size • RFID protection safeguards personal data
• Ergonomic design wallets and keys
• 9 l capacity • 10 x 24 x 34 cm size
25,126 POINTS | GT095 • • Pen loop
13,459 POINTS | GT091 0.8 kg weight • 0.4 kg weight
27,639 POINTS | GT096 • 22 x 18 x 7 cm dimension
15,906 POINTS | GT092 39,695 POINTS | GT133 18,731 POINTS | GT121 • 0.36 kg weight
17,497 POINTS | GT093 46,912 POINTS | GT134 22,137 POINTS | GT122 17,550 POINTS | GT124
51,603 POINTS | GT135 24,351 POINTS | GT123 20,742 POINTS | GT125
22,816 POINTS | GT126

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 TRAVEL ESSENTIALS TRAVEL ESSENTIALS

PACSAFE PACSAFE PACSAFE SAMSONITE SAMSONITE RIMOWA RIMOWA

CITYSAFE CX STYLESAFE RFIDSAFE TEC HARTLAN MOMENTUS LIMBO 70CM TOPAS
ANTI-THEFT ANTI-THEFT PASSPORT WALLET LUGGAGE 55CM LUGGAGE 55CM MULTIWHEEL CARRY ON 53CM
CONVERTIBLE TOTE BAG • Polyurethane material • Integrated boxy and • Refreshing design direction ELECTRONIC TAG MULTIWHEEL
BACKPACK • 150D polyester memory,
•
•
0.15 lbs / 0.07 kg weight
11 x 13 x 1 cm dimension
streamlined design with with casual and sporty
• Multiwheel IATA
Polypropylene material elements
• 100D nylon twill outer material, PU1000mm main material • Integrated electronic
• Passport holder • PU Zipper with water • Design detail to bring • Topas Multiwheel
• 50D polyester embossed tag screen
75D polyester lining material • 4 easy access card slots repellent function up premium touch • Aluminum-magnesium
• 1lb. 0.6 oz. / 470 g weight taffeta lining material • TSA combination locks
• Double snap button closure • High maneuverability • Double wheel for high alloy material
• • 1.16 lbs / 0.53 kg weight • 26 x 48.5 x 74 cm
8 L volume • Smooth, seamless, double wheel maneuverability • 2 Flex-divider systems
• • 14.5 L volume • 5.9 kg weight
Detachable strap heat-welded design • Practical both-side • Practical multi-pockets • 2 TSA combination locks +
• • Detachable strap
Fits a 10 inch tablet divider with multi-pockets, and interior for packing 238,085 POINTS | GT106 1 leverage lock
• • Fits a 15-inch Macbook 8,289 POINTS | GT118
Internal pockets to keep your one as detachable divider organization • 55 x 20 x 40 cm
• Internal attachment point 281,374 POINTS | GT107
gear organized 9,796 POINTS | GT119 • TSA combination lock • TSA combination lock • 4.5 kg weight
• 34 x 26 x 12 cm dimension for wallets and keys
to keep your packed good safe on all sizes to keep your 309,511 POINTS | GT108
• Pen loop 10,776 POINTS | GT120 340,579 POINTS | GT109
• 23 x 37 x 55 cm dimension packed good safe
24,622 POINTS | GT127 • Water bottle pocket
• Weight : 2.6 kgs • Expander for bigger 402,503 POINTS | GT110
• 33 x 50 x 18 cm dimension
29,099 POINTS | GT128 packing capacity 442,753 POINTS | GT111
63,588 POINTS | GT112 • 35 x 55 x 25
32,009 POINTS | GT129 27,024 POINTS | GT130
75,150 POINTS | GT113 (29 at extended) cm
31,938 POINTS | GT131
82,665 POINTS | GT114 • Weight: 2.8 kgs.
35,132 POINTS | GT132
56,204 POINTS | GT115
66,423 POINTS | GT116
73,065 POINTS | GT117

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 SHOPPING VOUCHERS SHOPPING VOUCHERS

SM SODEXO S&R MEMBERSHIP RUSTAN'S SSI PURPLE GIFT CARD P1,000

GIFT PASS P1,000 PREMIUM PASS SHOPPING GIFT CERTIFICATE • Accepted in the following participating stores:
• Accepted in all SM Department P1,000 GIFT CARD P1,000 P1,000 A/X Armani Exchange, A2 by Aerosoles, Acca Kappa, Aeropostale, Agatha, Alexander McQueen, Alfred
Dunhill, Amazonas, American Tourister, Anne Klein, Bally, Banana Republic, Beauty Bar, Bershka, Bobbi
Stores, SM Supermarket/ • Accepted in all Sodexo • Accepted in all S&R branches; • Honored at all Rustan’s Brown, Bottega Veneta, Brooks Brothers, Burberry, Cartier, Charming Charlie, Charriol, Clinique, Calvin
Hypermarket, Savemore, affiliated establishments must be used together with the Department Store Branches, Klein Jeans, Calvin Klein Underwear, Clarins, Coach, Cortefiel, Dashing Diva, Debenhams, Diesel,
SM Appliance Center, Ace Hardware, S&R Membership Card Rustan’s Flower Shops, Diptyque, DKNY/DKNY Jeans, Dune, ECCO, Eden Park, Ermenigildo Zegna, Essences, F&F, Fruits &
Ace Builders Center, Alfamart, 5,441 POINTS | GT139 SSI Boutiques (eg: Lacoste, Passion, Furla, G.H Bass & Co, Gant, GAP, Giuseppe Zanotti, Givenchy, Gucci, Hackett, Hamleys,
Baby & Co, Forever 21, Exploreum, 5,441 POINTS | GT142
6,431 POINTS | GT140 Tory Burch, etc.), Marks & Spencer, Hermes, Hugo Boss, Isaac Mizrahi, Jelly Bunny, Jessica, Jimmy Choo, Joe Fresh, Juicy Couture, Kate
Kultura Filipino, L'indochine, Our Home, 6,431 POINTS | GT143
7,074 POINTS | GT141 Royal Subic Duty Free Shops, Spade New York, Kenneth Cole, Kurt Geiger, Lacoste/Lacoste Accessories, Le Sportsac, Lipault,
Pet Express, Radisson Blu, Stefanel,
7,074 POINTS | GT144 East Café L'Occitane, Longchamp, Lush, M.A.C. Cosmetics, MakeRoom&More, Makeup Factory, Marc Jacobs,
Simply Shoes, selected outlets of
Marks & Spencer, Massimo Dutti, MAX&CO, MBT, MCS, Michael Kors, Muji, NARS, Nine West, Oka-B,
SM Foodcourt, SM Cinema,
Old Navy, Oliviers & Co, Polo Ralph Lauren, Pottery Barn/Pottery Barn Kids/Pottery Barn Teen, Prada,
SM Bowling, SM Ice Skating, 5,441 POINTS | GT145 Pull & Bear, Radley, Replay, Saint Laurent, Salad Stop, Salvatorre Ferragamo, Samsonite, Savile Row,
SM Storyland, Snack Time,
6,431 POINTS | GT146 Sinequanone, Springfield, Steve Madden, Stradivarius, Stride Rite, Superdry, Superga, Swarovski,
Suite Blanco, Sports Central,
7,074 POINTS | GT147 Tod's, Tommy Hilfiger, Tory Burch, Vilebrequin, Vince Camuto, West Elm, Women'secret, Zara
Surplus Shop, Toy Kingdom, Uniqlo,
Uno de 50, Waltermart Supermarket, 5,441 POINTS | GT148
Watsons branches and at IMAX
6,431 POINTS | GT149
• No Expiry
7,074 POINTS | GT150
5,441 POINTS | GT136
6,431 POINTS | GT137
7,074 POINTS | GT138

26 | Incentivo 2019 27 | Incentivo 2019

 SHOPPING VOUCHERS SHOPPING VOUCHERS

POWER MAC CENTER ABENSON TOY KINGDOM TEMPUR MARKS AND TOBY'S
GIFT CHEQUE P1,000 GIFT CERTIFICATE GIFT CARD GIFT CERTIFICATE SPENCER GIFT CERTIFICATE
• Accepted in all P1,000 P1,000 P1,000 GIFT CERTIFICATE P1,000
Power Mac branches • Accepted in all Abenson branches • Accepted in all • Accepted in the following P1,000 • Accepted in all Toby's branches
5,441 POINTS | GT151 Toy Kingdom branches Tempur stores: Shangri-La, Greenbelt 5,
5,441 POINTS | GT160 • Accepted in all Marks and 5,441 POINTS | GT163
Bonifacio High Street (Fort),
6,431 POINTS | GT152 5,441 POINTS | GT166 Spencer branches
6,431 POINTS | GT161 Ayala Mall Vertis North, 6,431 POINTS | GT164
7,074 POINTS | GT153 6,431 POINTS | GT167 Ayala Malls The 30th, 5,441 POINTS | GT154
7,074 POINTS | GT162 7,074 POINTS | GT165
One Bonifacio High Street &
7,074 POINTS | GT168 6,431 POINTS | GT155
Design Center of Cebu
(2/F Tempur Showroom) 7,074 POINTS | GT156

5,441 POINTS | GT157

6,431 POINTS | GT158
7,074 POINTS | GT159

28 | Incentivo 2019 29 | Incentivo 2019

 DINING VOUCHERS DINING VOUCHERS

SPIRAL STARBUCKS

THE BISTRO GROUP CIRCLES EVENT CAFÉ SPIRAL NIU BY VIKINGS EDSA SHANGRI-LA STARBUCKS THE MOMENT
GIFT CERTIFICATE GIFT CERTIFICATE GIFT CERTIFICATE GIFT CERTIFICATE MANILA'S HEAT GIFT CERTIFICATE GROUP OF
P2,000 P2,000 P2,000 • Accepted at NIU by Vikings. RESTAURANT P2,000 RESTAURANTS
• Accepted in T.G.I. Friday's, Italliani's, • Accepted at Circles Event Café, • Accepted at Spiral, Sofitel
6/F SM Aura Premier, LUNCH VOUCHER • Accepted in all GIFT CERTIFICATE
26th Street corner Mckinley
Baker & Cook (Conrad Hotel),
•
Makati Shangri-La
For dine-in only
Philippine Plaza
Parkway, Taguig • Accepted at Edsa Shangri-La Heat The Starbucks branches P2,000
Fish & Co. Concept (SM Mall of Asia, • For dine-in only •
• Accepted at NIU The Podium. Applicable for lunch from Mondays 10,048 POINTS | GT187
Trinoma Mall, Uptown & Mckinley), • Accepted in the following
10,048 POINTS | GT175 10,048 POINTS | GT169 5/F The Podium, 12 ADB Ave, to Saturdays
Denny's, Krazy Garlik (Greenbelt), 11,875 POINTS | GT188 establishments: 8 Cuts Burgers
Ortigas Center, Mandaluyong • Valid for one (1) person only
Bulgogi, Texas Roadhouse 11,875 POINTS | GT176 11,875 POINTS | GT170 (Greenbelt, SM Megamall,
• Accepted for Weekday / 13,063 POINTS | GT189
(Uptown Mall & Conrad Hotel), 12,246 POINTS | GT172 Serendra, Salcedo, SM Mall of Asia,
13,063 POINTS | GT177 13,063 POINTS | GT171 Weekend / Holiday Lunch
Village Tavern, Watami, Alabang Town Center, Promenade,
and Dinner Buffet 14,473 POINTS | GT173
Modern Shanghai (SM Mall of Asia), Rockwell), Manam (Netpark,
Buffalo Wild Wings 9,859 POINTS | GT178 15,920 POINTS | GT174 Greenbelt, Greenhills, Fairview,
SM Mall of Asia), Ooma (Greenbelt,
10,048 POINTS | GT184 11,652 POINTS | GT179 Greenhills, SM Megamall, Bonifacio
11,875 POINTS | GT185 12,818 POINTS | GT180 Global City, Salcedo, Rockwell),
Mess Hall (Chino Roces), Shawa
13,063 POINTS | GT186
Wama (Rockwell), P.H.A.T. Pho
(Rockwell), Din Tai Fung (SM
Megamall, Bonifacio Global City &
Rockwell), Mecha Uma (Bonifacio
Global City), Bank Bar (Bonifacio
Global City)
10,048 POINTS | GT181
11,875 POINTS | GT182
13,063 POINTS | GT183

30 | Incentivo 2019 31 | Incentivo 2019

 HEALTH & WELLNESS VOUCHERS HOTEL VOUCHERS

THE SPA WELLNESS HEALTHY OPTIONS CONRAD MANILA MAKATI SHANGRI-LA

GIFT CARD P1,000 GIFT CERTIFICATE GIFT CERTIFICATE SHANGRI-LA MANILA AT THE FORT
• Accepted in all The Spa branches P1,000 P5,000 LUXURY VOUCHERS GIFT CERTIFICATE
5,441 POINTS | GT190 • Accepted in all Healthy Options branches • Accepted both for P5,000 P5,000
accommodation and dining •
6,431 POINTS | GT191 5,441 POINTS | GT193 Accepted both for accommodation • Applicable for both
23,797 POINTS | GT196 and dining accommodation and dining
7,074 POINTS | GT192 6,431 POINTS | GT194 • Valid for one (1) year from date of
7,074 POINTS | GT195 28,124 POINTS | GT197 purchase. Subject for extension 23,797 POINTS | GT199
30,936 POINTS | GT198 provided request is made before 28,124 POINTS | GT200
the expiration of the Makati
30,936 POINTS | GT201
Shangri-La Manila
Luxury Voucher.
23,797 POINTS | GT202
28,124 POINTS | GT203
30,936 POINTS | GT204

32 | Incentivo 2019 33 | Incentivo 2019

 FINANCIAL REWARDS FINANCIAL REWARDS

Annual Membership Fee (AMF) Waiver

Full Annual
Fee Waiver

Full Annual 50% Annual Basic Card 15,000 points

Fee Waiver Fee Waiver MG134

Basic Card 30,700 points 15,400 points

MG124 MG125 Supplementary Card 7,500 points
MG135

Supplementary Card 15,400 points 7,700 points

MG126 MG127

Full Annual
Fee Waiver
Full Annual 50% Annual
Fee Waiver Fee Waiver
Basic Card 9,000 points
MG136
Basic Card 13,300 points 6,700 points
MG128 MG129

Supplementary Card 4,500 points

MG137
Supplementary Card 8,200 points 4,100 points
MG130 MG131

Full Annual
Fee Waiver
Full Annual 50% Annual
Fee Waiver Fee Waiver 9,000 points
Basic Card MG138
Basic Card 22,800 points 11,400 points
MG132 MG133
Supplementary Card 4,500 points
MG139

34 | Incentivo 2019 35 | Incentivo 2019

TERMS & 1. Definitions
1.1
1.2
“BDO” means BDO Unibank, Inc.
There are two Program Option categories in the American Express Membership
3. Participating in the Program
3.1 A Cardmember who is enrolled in the Program—Non-Frequent Traveler
Option can only redeem rewards under the Program—NFTO category.

CONDITIONS Rewards® Program (“Program”):

a. “Frequent Traveler Option (FTO)” permits the conversion of Membership Rewards®
Points into any one or more participating airline’s or hotel’s frequent or preferred
3.2 A Cardmember can enroll into the Program—Frequent Traveler Option at the
time of application of the Card or any day thereafter by calling the American
Express Customer Service Hotline*, as long as the Account is active and in good
customer programs and such other rewards that may be added from time to time. credit standing at the time of enrollment and upon agreement to being billed the
The participating airlines and hotels are known as “Transfer Partners”. FTO Annual Fee. A Cardmember who is enrolled in the Program—FTO can
b. “Non-Frequent Traveler Option (NFTO)” involves all other regular rewards provided redeem rewards under both Program categories, NFTO and FTO.
by the Program and such other rewards that may be added from time to time. 3.3 Platinum Card and American Express Platinum Credit Card Cardmembers
1.3 “American Express Card” (“Card”) is any American Express Card (Platinum Card, are automatically enrolled into the Program—FTO category at the point of
American Express Gold Card, American Express Green Card, American Express approval of the Card.
Platinum Credit Card, American Express Gold Credit Card, American Express Credit 3.4 American Express Gold Card, American Express Green Card, American
Card, Blue from American Express, American Express Gold Corporate Card or Express Gold Credit Card, American Express Credit Card, Blue from
American Express Corporate Card) issued by BDO. American Express, American Express Gold Corporate Card and American
1.4 “Card Account” means the account that relates to such Card. Express Corporate Card Cardmembers have the option to enroll into the
1.5 “Basic Cardmember” means the person in whose name a Card Account is opened. Program—FTO.
1.6 “Cardmember(s)”, unless otherwise specified means the holder(s) of an American * (02) 840-7800 for Platinum Card;
Express Card(s) issued by BDO. (02) 631-8000 for American Express Platinum Credit Card, American Express Gold Card,
1.7 “Main Agreement” means the agreement between BDO and the Cardmember the American Express Green Card, American Express Gold Credit Card,
terms of which are contained in the Cardmember’s American Express Cardmember American Express Credit Card and Blue from American Express;
Agreement in force for the time being. (02) 840-7400 for American Express Corporate Cards
1.8 “Points” means Membership Rewards® Points.
1.9 “Program” means the American Express Membership Rewards® Program Account 4. Fees
opened for a Cardmember. 4.1 There are no fees charged for participating in the Program—Non-Frequent
1.10 “Program Enrollment Date” is the day on which the Basic Cardmember is enrolled in the Traveler Option category. BDO reserves the right, by giving the Cardmember
program for Frequent Traveler Option and will remain the same in the event of a transfer prior written notice, to impose fees to process certain transactions related
from one category to the other. to the maintenance of a Cardmember’s Program.
1.11 “Enrollment Year” is defined as any twelve-month period commencing on the Program 4.2 An annual fee is charged for enrollment and participation in the
Enrollment Date. Program—Frequent Traveler Option category (“Frequent Traveler Option Annual
1.12 “Point Accumulation cut-off date” is the last day of a monthly cycle for the accrual of Fee”). BDO reserves the right, by giving the Cardmember prior written notice, to
Points earned by a Cardmember under the Program. revise the fee from time to time. The Program—Frequent Traveler Option Annual
Fee will be charged automatically to the Cardmember’s Account each year on
Terms defined in the Main Agreement shall bear the same meaning when used in these Terms the Program Enrollment date and is not refundable. If a Cardmember does not
and Conditions unless the context requires otherwise. pay the Fee by the payment due date of the statement on which the fee is billed,
the enrollment may be cancelled by BDO without prior notice. Below is the table
2. Eligibility & Points Accumulation that shows the Frequent Traveler Option Annual Fees:
2.1 A Cardmember who holds an American Express Basic Card issued by BDO can
participate in the Program. Frequent Traveler
Card Types
2.2 Platinum Card and American Express Platinum Credit Card Cardmembers are Option Annual Fees
automatically enrolled to earn Points and participate into the Program—Frequent

TERMS & CONDITIONS

Platinum Card and American Express Complimentary
Traveler Option. Platinum Credit Card
2.3 American Express Gold Card, American Express Green Card, American Express Gold
American Express Gold Card and US$20.00
Credit Card, American Express Credit Card and Blue from American Express
American Express Green Card
Cardmembers are automatically enrolled to earn Points and participate into the
Program—Non-Frequent Traveler Option. They can also participate in the American Express Gold Corporate Card and US$50.00
Program—FTO, subject to enrollment. American Express Corporate Card (USD Currency)
2.4 A Cardmember who holds an American Express Corporate Card or American Express American Express Gold Credit Card, P800.00
Gold Corporate Card is required to enroll in the Program to earn Points and participate American Express Credit Card
in the Program, NFTO and FTO, subject to the approval of the Corporate Cardmember’s and Blue from American Express
company and BDO.
American Express Gold Corporate Card and P2,500.00
American Express Corporate Card (Php Currency)

37 | Incentivo 2019
 4.3 The Frequent Traveler Option Annual Fee is waived each year for the Platinum Card and a. Express Cash and other Services – Express Cash, American Express Travelers permit the transfer of unused Points to another Basic Card Account in the 9.2 All description of Rewards Items in the Membership Rewards® Catalogue are based on
the American Express Platinum Credit Card Cardmember. Check purchases, Emergency Check Cashing, any kind of Express Cash Cardmember’s name, subject always to such conditions as BDO may impose in its sole the information provided by the supplier.
b. Fees and Charges – Charges for dishonored check payments, financial charges, late discretion, including (without limitation) adjustment to the number of points to reflect 9.3 Rewards Items photographed in the Membership Rewards® Catalogue may differ
5. Points Earned in the Program payment charges, interest charges and collection charges, cash advance, cash differences between the programs concerned. slightly in color, perceived size, or texture from the actual items to be delivered to the
5.1 Every American Express Cardmember enrolled in the Program will earn one Point in the advance fees, card replacement fees, sales slip retrieval fees, installment 6.4 Subject to these Terms and Conditions, if a Cardmember voluntarily cancels his/her Basic Cardmembers.
Program Account. pre-payment fee, refund fee and check cancel replacement fee Card, the unused Points in the Program Account may be redeemed up to 60 days from 9.4 Any additional arrangements made in connection with any reward will be the sole
c. Marketing Promotion – Rewards Express Claim, acquisition/activation cash credit, the date of voluntary cancellation. Only rewards items under the Program—NFTO responsibility of the Cardmember.
Spend to item delivery charge, online shopping rebate and promotion Item Cost category can be redeemed. Conversion of points to air miles and/or hotel loyalty points 9.5 The validity for use of gift vouchers will be based on the validity period indicated in the
Card Types
Earn 1 Point d. Internal Installment – Balance Transfer, EasyPay Cash, Cash-it-Easy, Balance is not allowed. gift vouchers. The validity period may vary per merchant partner.
Platinum Card, American Express Gold Card US$1 Convert, EasyPay Convert and EasyPay Insurance Installment 6.5 Subject to these Terms and Conditions, if a Cardmember’s Card is involuntarily 9.6 The Cardmember shall be responsible for the cost of goods and services purchased in
and American Express Green Card e. Auto Charge and Charge on Demand transactions cancelled, the unused Points in the Program Account will be forfeited at the same time. excess of the value noted on the voucher.
American Express Gold Corporate Card and US$1 f. Casino, Betting or Gambling transactions, cryptocurrency, remittance or money transfer 9.7 Shopping, dining and other rewards in the form of gift vouchers must be redeemed in
American Express Corporate Card (USD Currency) 5.5 Points earned by Supplementary Cards will accrue automatically to the Basic Card 7. Notice of Accumulated Points the Philippines, unless otherwise stated.
American Express Platinum Credit Card*, P45 Account upon which the Supplementary Cards are issued. 7.1 BDO will notify the Basic Cardmember in the monthly Card statement of the number of 9.8 Issuance of a travel, dining or hotel rewards certificate does not constitute a
American Express Gold Credit Card, 5.6 Points earned in any Program Account do not constitute Property of the Cardmember Points earned under the Program up to the Point Accumulation cut-off date that reservation. The rewards certificate holder is responsible for making all reservations
American Express Credit Card and are not transferable by operation of law or otherwise to any other person or entity immediately precedes the cycle cut-off date of the billing period to which the said and notifying the participating merchant of the reward(s) that they will redeem.
and Blue from American Express and, save as this is expressly provided otherwise, by these Terms and Conditions, monthly Statement relates. 9.9 Hotel rewards include the cost of a standard room, unless otherwise stated. Prior
American Express Gold Corporate Card and P45 cannot be transferred to or combined with any other Program. 7.2 A charge by a Cardmember that occurs after the Point Accumulation cut-off date but booking is essential and subject to room availability. Some blackout dates may apply.
American Express Corporate Card (Php Currency) 5.7 Points earned can only be redeemed in the Philippines into Membership Rewards® before the cycle cut-off date of the billing period to which a monthly Statement relates 9.10 All Rewards Items shall be dispatched by courier to the last known billing address or
offered in the Philippines and are not transferable to any other Membership Rewards® may not be reflected as earning Points on that Statement, and the Points earned will alternate address of the Basic Cardmember within twenty one (21) banking days from
To illustrate, please see the following examples of calculation of Points: program. Cross market redemption is strictly prohibited. then be reflected in the Statement for the following billing period. the date of redemption. For delivery of Rewards Items (including Gift Vouchers) at the
a. Points are calculated on the basis of each Charge rather than the sum of Charges 5.8 Every American Express Card Account will earn points separately. Points earned on Basic Cardmember's given residential address, the Basic Cardmember understands
billed in a Statement of Charge. separate Accounts, all are in the same Basic Cardmember’s name may not be 8.Redeeming Points and agrees that anyone living/staying in that address is authorized to receive the
b. A Charge that results in a point calculation will be rounded down. consolidated for the purpose of redemption. On a case to case basis, BDO may permit 8.1 Only a Basic Cardmember, whose Card Account(s) is active and in good credit standing Rewards Items in his/her behalf. Unless otherwise instructed by the Basic
c. For American Express Charge Cards (Platinum Card, American Express consolidation of Points with other Basic Card Account (same currency), subject always at the time of redemption can redeem Points. Cardmember, only the redeeming Basic Cardmember, or in his absence, his/her
Gold Card and American Express Green Card), non-US Dollar Charges earn to conditions as BDO may impose in its sole discretion. 8.2 To redeem Points, the Cardmember should call the Customer Service Hotline and authorized representative will be allowed to receive the Rewards Item.
Points based on the equivalent US Dollar amount billed and reflected in the Monthly 5.9 Adjustments will be made to the Points in the Cardmember’s Program Account if there inform the Customer Service Officer of the reward(s) selected. The Customer Service 9.11 Whenever a Basic Cardmember instructs delivery to himself or herself only, the delivery
Billing Statement. are any credit(s), including those arising from returned goods or services or from billing Officer will guide the Cardmember through the redemption process. should be made to the redeeming Basic Cardmember. Should the Basic Cardmember
d. For American Express Credit Cards (American Express Platinum Credit disputes, or debit(s) erroneously posted to a Cardmember’s Account. 8.3 Upon accumulating the required number of Points for the selected reward item(s), a not be around to receive the Rewards Item, he/she must prepare the following
Card*, American Express Gold Credit Card, American Express Credit Card 5.10 Points earned on the Program Account have no cash or monetary value. Cardmember can redeem the reward item(s). documents to be presented/submitted to the courier service provider:
and Blue from American Express), foreign currency charges earn Points based on 8.4 Upon redeeming of a reward, the Cardmember releases BDO, its subsidiaries and a. Letter of Authorization in favor of the authorized representative duly signed by the
the equivalent Philippine Peso amount billed in the Statement. 6. Expiry of Points affiliates from any and all liability in respect of the redemption or use of such reward or Basic Cardmember authorizing the former to receive/accept delivery of Rewards
*The American Express Platinum Credit Card Cardmembers with Dual Currency 6.1 There is no expiry date for Points earned by a Cardmember while participating in the other participation in the Program. Item on behalf of the Basic Cardmember; and
feature will earn 1 Membership Rewards Point for every US$1 charged to his/her Card. Program (even where transferred from the Program—Non-Frequent Traveler Option 8.5 Points in a Cardmember’s Program that have been redeemed for any reward in the b. Presentation of the Basic Cardmember's and authorized representative's proof of
5.2 The following Charges are eligible for earning Points: category to the Program—Frequent Traveler Option) as long as the Basic Program including a transfer of Points to participating Transfer Partner’s program, identification (should be acceptable to BDO) with photocopy thereof to be
a. Goods and Services Charges – Retail, Mail Order/Telephone Order, Internet/Online, Cardmembers and Accounts are kept in good standing. However, BDO reserves the cannot be cancelled nor transferred back into the Cardmember’s Account once submitted to the delivery/courier service provider.
EasyPay Installment (in-store installment) and Service Merchants (gas stations, right to institute an expiry date for Points whether Points have already been earned or redemption is accepted by BDO. 9.12 A Cardmember is given twenty four (24) hours from the date of receipt of the Rewards
drugstores and supermarkets) earned thereafter. 8.6 Information supplied on the redemption of certain rewards may be used by BDO or the Item(s) to report damaged/defective Rewards Item. If reporting of the
b. Annual Card Fee (applicable to Platinum Card, American Express Gold Card 6.2 If any Account is not in good standing, the Points earned in the Program Account may merchants that provide the rewards for administrative and marketing purposes without damaged/defective Rewards Item exceeds the 24-hour limit, the warranty of the
and American Express Green Card Cardmembers only) be forfeited. The Program Account may also be cancelled or Points earned may be obtaining further consent from the Cardmember. supplier within the warranty period remains valid. Without prejudice to the warranties
5.3 The basis for the computation of earned Membership Rewards® Points on installment forfeited due to the Cardmember’s failure to adhere to the Terms and Conditions from the supplier, the 24-hour period is on top of the applicable warranty of the Items.
transactions shall be the monthly amortization already posted into the Card Account. governing the Card Account. 9. Redeeming Non-Frequent Traveler Option Rewards Certain products are covered by applicable product warranties. As such, a
Outstanding installment transactions not yet posted into the Card Account are 6.3 If a Cardmember who has more than one Basic Card Account voluntarily cancels any 9.1 All Rewards Items are subject to availability and supplier's or manufacturer's Cardmember is then responsible to bring the damaged/defective Rewards Item to the
therefore not considered as having earned Membership Rewards® Points. such Card Account, the Cardmember shall not be entitled to transfer unused Points to restrictions. BDO has the right to change the Rewards Items, if unavailable, with accredited Service Center.
5.4 The following charges are not eligible for accruing Points: another American Express Basic Card Account. On a case by case basis, BDO may Rewards Items, with the same specifications and Points but only upon confirmation of
the affected Cardmembers.

38 | Incentivo 2019 39 | Incentivo 2019

 9.12a In the event that BDO's Rewards Vendor determines that the Rewards Item is valid for c. Cardmember insurance and travel benefit program expressly offering an option for
replacement, the replacement for the damaged/defective Rewards Items will be frequent flyer ticket coverage are an exception to the foregoing, but only if the
delivered to the Cardmember's billing address within twenty one (21) banking days Cardmember has enrolled in such and has paid the fee for, and otherwise complied
from the date of pull-out of the damaged/defective Rewards Item. with the terms and conditions of the particular program.
9.12b In the event that BDO's Rewards Vendor determines that there is no cause for replacing the
Rewards Item, it will be returned to where it was picked up within twenty one (21) banking 11. General
days from date of pick up of the Rewards Item. Pull-out/Pick-up and re-delivery cost is for 11.1 BDO is not responsible for lost or stolen rewards, reward vouchers, certificates or
the account of the Cardmember. tickets once delivered or released to the Cardmember.
9.13 If a Cardmember requests for re-delivery of the returned/undelivered redeemed 11.2 Redeemed rewards, reward vouchers, certificates or tickets are not exchangeable for
item/s, which exhausted the three (3) delivery attempts, the re-delivery cost shall be other rewards, nor refundable, replaceable or transferable for cash or credit under any
shouldered by the Cardmember. circumstances.
9.14 All returned/undelivered redeemed items after three (3) unsuccessful delivery 11.3 Any tax liability arising from the redemption of rewards is the sole responsibility of the
attempts under the Program—Non-Frequent Traveler Option shall be forfeited if Cardmember. BDO makes no warranty or representation in relation to such tax liability
unclaimed by the Cardmember within sixty (60) days from the date of redemption. The and therefore assumes no liability thereof.
Points redeemed will automatically be forfeited and cannot be credited back into the 11.4 Fraud and abuse relating to the earning of Points in the Program or redemption of
Cardmember’s Account. rewards including transfer of Points to participating Transfer Partner’s Program, may
result in forfeiture of earned Points as well as cancellation of a Cardmember’s account
10. Redeeming Frequent Traveler Option Rewards Program.
10.1 Only Basic Cardmembers enrolled under the Program—Frequent Traveler Option 11.5 The Program Account and Points earned are not transferable.
category and have paid the Program Transfer and Program—Frequent Traveler Option 11.6 BDO’s failure to enforce a particular Term or Condition does not constitute a waiver of
Annual Fee (where applicable), as charged, can redeem Frequent Traveler Rewards. that Terms and Conditions by BDO.
10.2 The Basic Cardmember may transfer Points from the Program—FTO into any one or 11.7 These Membership Rewards® Terms and Conditions supplement the Main Agreement.
more participating programs offered by a Transfer Partner(s) in his/her name only (and In the event that any provisions in these Membership Rewards® Terms and Conditions
not in anyone else’s name) and thereafter, cannot transfer Points back into the Program are inconsistent with the Main Agreement, the provisions in these Membership
Account. Rewards® Terms and Conditions shall prevail for the purpose of your participation in the
10.3 To convert earned Points into any participating Transfer Partner’s Program, the Program.
Cardmember must first join or be a member of the applicable Transfer Partner’s 11.8 These Membership Rewards® Terms and Conditions are subject to change by BDO at
program. Enrollment in such programs, including any fees charged by Transfer anytime without any need for a prior notice to Cardmembers.
Partner(s), is the Cardmember’s responsibility. 11.9 These Terms and Conditions shall be governed and construed in accordance with the
10.4 The minimum Points requirements to transfer, conversion rates to Partner Rewards Philippine laws.
Programs and maximum number of Points can be transferred in a year vary among
participating Transfer Partners. Details are communicated on a regular basis. In any American Express is a trademark of American Express.
event, Cardmembers should obtain an update on such details by calling the Customer These Cards are issued by BDO pursuant to a license from American Express.
Service Hotline.
10.5 Cardmembers are subject to and must comply with the terms and conditions applying
to participating Transfer Partner’s Programs in which they are enrolled.
10.6 BDO assumes no responsibility for Points resulting from conversion to a participating
Transfer Partner’s Program or for the actions of any Transfer Partner in connection with
its program or otherwise.
10.7 American Express Card travel insurance and benefits, including but not limited to those
listed below, will not apply to flights taken with frequent flyer tickets, including frequent
flyer tickets obtained by using points converted from a Program Account:
a. Travel Accident Insurance
b. Travel Inconvenience Insurance

40 | Incentivo 2019
23F BDO Corporate Center Ortigas
12 ADB Avenue, Ortigas, Mandaluyong City, 1550, Philippines BDO Unibank, Inc. is regulated by the Bangko Sentral ng Pilipinas:
americanexpress.com.ph Tel No. (02) 708-7087; Email: consumeraffairs@bsp.gov.ph