Business Deposit Accounts

Fee Schedule
Effective December 1, 2022

Truist Bank, Member FDIC. © 2022 Truist Financial Corporation. Truist, the Truist logo, and Truist Purple are service marks of Truist Financial Corporation.
Welcome to Truist Table of Contents
At Truist our purpose is to inspire and build better Truist Business Checking Solutions
lives and communities. To help you better understand • Truist Simple Business Checking........................................................................................................ 3
• Truist Community Checking............................................................................................................... 3
your business deposit accounts, we are pleased to • Truist Dynamic Business Checking.....................................................................................................4
present you with this Business Deposit Accounts Fee • Commercial Suite Checking............................................................................................................... 5
• Analyzed Checking / Corporate Edge® Checking..............................................................................6
Schedule. • Analyzed Interest Checking................................................................................................................6
• Commercial Interest Checking........................................................................................................... 7
• Interest on Lawyers Trust Account (IOLTA)/ or Interest on Trust Account (IOTA)/ or Minor
Designed to provide you with clear and concise
Judiciary Interest on Trust Account (MJ-IOTA)/ or Maryland Affordable Housing Trust Account
information, the Business Deposit Accounts Fee (MAHT)................................................................................................................................................. 7
Schedule outlines the requirements, benefits and fees
Truist Business Savings and Money Market Solutions
associated with your deposit accounts. It also explains
• Truist Simple Business Savings........................................................................................................... 8
when fees may be charged and how certain fees • Truist Business Money Market............................................................................................................. 8
may be avoided. Please note all prices are subject to
Truist Public Fund Checking and Public Fund Money Market Solutions
change.
• Basic Public Fund Checking................................................................................................................9
• Public Fund Interest Checking............................................................................................................9
If you have questions about a fee in this Fee Schedule
• Public Fund Analyzed Checking....................................................................................................... 10
or a product, please contact Truist at 844-487-8478 or • Analyzed Interest Checking – Public Funds..................................................................................... 10
• Public Special Money Rate Checking................................................................................................ 11
visit us at Truist.com. • Public Funds Money Rate Savings..................................................................................................... 11

Additional Banking Services................................................................................................. 12

David Weaver
Head of Commercial Community Banking
Account and Client Information
• Truist Contact Center..............................................................................844.4TRUIST (844.487.8478)
• Treasury Solutions Client Support..................................................................................800-774-8179
• Open an Account Online......................................................................................................Truist.com

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Truist Business Checking Solutions

Truist Simple Business Checking Truist Community Checking

Ideal for: sole proprietorships and start-ups with limited monthly check transactions Ideal for: small civic and community organizations with low monthly checking activity.
and/or cash deposits.

Minimum Opening Deposit................................................................................... $100.00 Minimum Opening Deposit................................................................................... $100.00

Monthly Maintenance Fee................................................................................ No Charge Monthly Maintenance Fee................................................................................ No Charge
Paper Statement Fee...................................................................................$3.00/monthly
• The paper statement fee can be avoided by enrolling in online statements.
Monthly Transaction Fees Monthly Transaction Fees
• First 50 total combined transactionsA........................................................... No Charge • First 225 total combined transactionsA.......................................................... No Charge
• Fee per each additional transaction over 50......................................................... $0.50 • Fee per each additional transaction over 225........................................................$0.35
Monthly Coin and Currency Deposited Fee Monthly Coin and Currency Deposited Fee
• Less than or equal to $2,000......................................................................... No Charge • Coin and Currency Deposited........................................................................ No Charge
• Greater than $2,000 (Per $1.00).......................................................................... $0.003 • Coin Roll and Currency Sales......................................................................... No Charge
Interest Interest
This is a non-interest bearing account. • This is a non-interest bearing account.
Product Specific Benefits Product Specific Benefits
• $25 discount applied to first order of business checks or intro packs.B • $25 discount applied to first order of business checks or intro packsB.

A The term “Total Combined Transactions” refers to any combination of checks deposited and paid, debit and credit memos, deposit tickets, online bill payments and electronic debits and credits (including debit card transactions).
The total includes the number of transactions in this product.
B First free or discounted check order benefit applies to new accounts and existing accounts that have not previously ordered checks.

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Truist Business Checking Solutions
Truist Dynamic Business Checking
Ideal for businesses with moderate monthly checking activity and/or cash deposits.
Minimum Opening Deposit................................................................................... $100.00 Deposit Balance Tier Benefits:
Program tier requirements and reward benefits are subject to change at Truist’s
Monthly Maintenance Fee...................................................................................... $20.00
discretion.
(No monthly maintenance fee for the first 65 days)
• Core Tier
To avoid monthly maintenance fee:
Combined average relationship ledger balance of less than $25,000D
• $5,000 in combined average relationship ledger balancesA
• Plus Tier
Monthly Transaction Fees Combined average relationship ledger balance of $25,000 and less than $50,000D
• First 500 total combined transactionsB......................................................... No Charge – 2 non-Truist ATM fees waivedE
• Fee per each additional transaction over 500...................................................... $0.50 – $5.00 Discount off the standard $55 Online Payroll Monthly Maintenance FeeF
Monthly Coin and Currency Deposited Fee – $30.00 Annual Fee Discount on Delta SkyMiles® Business Debit CardG
• Less than or equal to $25,000....................................................................... No Charge – 0.25% rate discount on Truist Small Business lendingH
• Greater than $25,000 (per $1.00)........................................................................ $0.003 – $5.00 Truist Merchant Services Statement CreditI
• Preferred Tier
Interest Combined average relationship ledger balance of $50,000 and more.D
• This is a non-interest bearing account – Unlimited non-Truist ATM fee waivedE
Product Specific Benefits: – $10.00 Discount off the standard $55 Online Payroll Monthly Maintenance FeeF
• Incoming Domestic Wires – $60.00 Annual Fee Discount on Delta SkyMiles® Business Debit CardG
– First four (4) incoming domestic wires...................................................... No Charge – 0.50% rate discount on Truist Small Business lendingH
– Fee per incoming domestic wire over four (4)........................................ $15.00 each – $10.00 Truist Merchant Services Statement CreditI
• No monthly maintenance fee for a Personal Truist One Checking AccountC
• New Truist business credit card clients can earn elevated rewards in the form of
either a Loyalty Cash Bonus or Loyalty Travel Bonus based on their credit card
product type, the method by which they redeem, and their deposit relationship(s)
at Truist (including Truist Dynamic Business Checking account holders). More
information on this rewards bonus option can be found within the Rewards Program
Terms and Conditions applicable to the client’s respective credit card; restrictions
apply. Truist business credit cards are subject to credit approval.
• Delta SkyMiles® Business Debit Card also available (annual fee applies)G
• $50 discount applied to first order of business checks or intro packs.J

A The combined average relationship ledger balance is calculated as the client’s highest average combined monthly ledger balance during the 3 most previous months in any Truist business checking account, business money market account, business savings account or business CD.
B The term “Total Combined Transactions” refers to any combination of checks deposited and paid, debit and credit memos, deposit tickets, online bill payments and electronic debits and credits( including debit card transactions). The total includes the number of transactions in this product.
C Standard Monthly Maintenance fee is waived when properly linked to business relationship. See Truist Personal Deposit Accounts Fee Schedule for additional details on Truist One Checking Account.
D We perform a calculation for each of the prior three (3) calendar months (“monthly review”); for each monthly review, this calculation determines the highest average monthly balance of your combined eligible business deposit balances. We will use the highest average monthly balance
amongst those 3 monthly reviews to assign your Tier level as follows: Preferred Tier if combined eligible business balances are $50,000 or greater, Plus Tier if combined eligible business balances are between $25,000 and $49,999.99, Core Tier if combined eligible business balances are less
than $25,000.
E See ATM fee disclosure for further details on ATM charges. Unlimited ATM fee waiver limited to domestic ATM charges only.
F Subject to enrollment in Truist Online Banking and standard payroll fees apply. Any custom pricing negotiated will not be eligible for the balance-based discounts. See full Online Payroll disclosures in the Truist Additional Banking Services section of this Business Deposit Accounts Fee Schedule.
Online Payroll fees and limits are per calendar month. For further questions contact your Truist Banker, Relationship Manager or Treasury Solutions Consultant.
G The Delta SkyMiles® Business Debit Card Annual Fee is charged 45 days after the open date of the card. For Truist Dynamic Business Checking account clients, the initial Annual Fee will be based on the sum of the highest monthly average balance of your combined Truist business deposit
balances on that date. Thereafter, we will use the highest average monthly balance of the 3 most previous months to determine your annual fee. Annual Fee tiers are defined as follows: a) Highest 3 Month Average Balance of less than $25,000 is charged an annual fee of $120 b) Highest 3 Month
Average Balance of $25,000 and less than $50,000 is charged an annual fee of $90 and c) Highest 3 Month Average Balance of $50,000 or more is charged an annual fee of $60. Annual fee will be calculated at the end of the month prior to the annual fee being charged. For all other Business
Checking accounts, the Annual Fee is $120. See the Delta SkyMiles® Program Terms and Conditions for complete program details.
H Truist Small Business Lending loans and lines of credit are subject to credit approval. A loan applicant may be eligible for an interest rate discount of 0.25% to 0.50% on Small Business Lending loans and lines of credit. The interest rate discount is based on the Dynamic Business Checking
- Deposit Balance Tier Benefits, as defined above, in effect on the loan application date. Small Business loan applicants and co-applicants are not allowed to combine interest rate discounts. One interest rate discount is permitted per loan. The interest rate discount shall be applied to the
interest rate disclosed to loan applicant at the time of loan approval. The interest rate discount is non-transferable and is only available for loans/lines of credit originating through the Retail Community Bank, branch, phone, and online bank channels (Small Business Lending interest rate
discounts are not available to business cards, commercial or corporate loans). Any additional promotional offers and terms will be disclosed to the loan applicant at the time of such offering.
I Benefit is per calendar month and will appear in the form of a Merchant Statement credit for the prior month. To receive benefit, Merchant account must be open, in good standing, and processing at least 1 sale of $5 or greater for the month prior. Funds must be deposited into the Truist
Dynamic Business account. Offer is limited to one incentive per business and its related entities and does not apply to second or multiple business relationships. Truist Merchant Services are subject to business type and credit approval. JFirst free or discounted check order benefit applies to
new accounts and existing accounts that have not previously ordered checks.
J First free or discounted check order benefit applies to new accounts and existing accounts that have not previously ordered checks.

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Truist Business Checking Solutions
Commercial Suite Checking
Ideal for growing commercial enterprises with moderate-to-high checking and cash management activity who need a solution that simplifies banking with a collection of banking
and treasury services at an affordable, easy-to-understand monthly pricing.

Minimum Opening Deposit................................................................................... $100.00 Product Specific Benefits

• Incoming Domestic Wires
Monthly Maintenance Fee.......................................................................................$75.00
– First four (4) incoming domestic wires...................................................... No Charge
(No Monthly maintenance fee for the first 65 days)
– Fee per incoming domestic wire over four (4)....................................... $25.00 each
• To avoid monthly maintenance fee:
• Remote Deposit CaptureB....................................No Charge Monthly Maintenance Fee
– $75,000 average ledger monthly balance in Commercial Suite Checking
• Commercial Online Banking - Digital Treasury Essentials PlanC
Monthly Transaction Fees – Digital Treasury Access.................................................................. $0.00 per client ID
• First 1,000 total combined transactionsA...................................................... No Charge – Previous Day Information Reporting - Account Fee (monthly)
• Fee per each additional transaction over 1,000.................................................... $0.40 - First 3 accounts....................................................................................... No Charge
Monthly Coin and Currency Deposited Fee - Fee per number of accounts between 4 and 10........................10.00 per account
• Less than or equal to $50,000....................................................................... No Charge - Fee per number of accounts greater than 10............................$7.00 per account
• Greater than $50,000 (Per $1.00).......................................................................... $.003 – Previous Day Information Reporting - Transaction Fee (monthly)
- First 1,000 loaded items (across all accounts)....................................... No Charge
Interest - Fee per item over 1,000...................................................................................$0.35
This is a non-interest bearing account. – Current Day Information Reporting - Account Fee.................................... No Charge
– Current Day Information Reporting - Transaction Fee.............................. No Charge
– Stop Payment - Maintenance Fee............................................................... No Charge
- 6 mo. - 1 yr. ............................................................$20.00 per each stop payment
- 18 mo. - 2 yr. ........................................................... $25.00 per each stop payment
- 3 yr. - 7 yr. .............................................................$30.00 per each stop payment
– Digital Treasury Unlimited Account Transfers........................................... No Charge
– Digital Treasury Image Access/Retrieval.................................................... No Charge
– Digital Treasury Check Management......................................................... No Charge
• ACH OriginationD including Same-Day ACH from
Digital Treasury....................................................No Charge Monthly Maintenance Fee
• Fraud Solutions....................................................No Charge Monthly Maintenance Fee
– ACH Fraud ControlB AND
– Payee Positive PayB from Digital Treasury
• Overdraft Protection Transfer Fee.................................................................. No Charge
• No monthly maintenance fee for up to two Analyzed Checking accountsE
• $100 discount applied to first order of business checks or intro packs.F
• Next Morning funds availability for Truist Merchant Services clientsG
• No-fee, monthly analysis statement, including detailed information regarding
checking and treasury management services separate from your deposit statement

A The term “Total Combined Transactions” refers to any combination of checks deposited and paid, debit and credit memos, deposit tickets, online bill payments and electronic debits and credits (including debit card transactions). The total includes the
number of transactions in this product.
B Commercial Suite Checking comes with Remote Deposit Capture or Remote Deposit Capture Lite at no charge monthly maintenance fee. Other service fees apply. Requires set up through a Truist Treasury Solutions Consultant. Service terms apply.
There are other grandfathered remote deposit capture plans that do carry a monthly maintenance fee with Commercial Suite Checking. Those include: OnSite Deposit Premium, OnSite Deposit Package and Remote Deposit. Other service fees also apply.
Please consult with Truist Treasury Solutions Consultant for the best option and pricing for the business needs.
C Digital Treasury requires set up through a Truist Treasury Solutions Consultant. Commercial Suite Checking comes with the Digital Treasury Essentials Plan at no charge per client ID. Other Digital Treasury Plans are available at a different cost and carry
different features. Please consult with a Truist Treasury Solutions Consultant to determine the best option and pricing for your business needs. Service terms apply.
D ACH Origination is subject to business type and qualification. Other ACH Origination fees apply. Service terms apply. Digital Treasury service fees apply. Please consult with Truist Treasury Solutions Consultant for the best option and pricing for the
business needs. ACH Origination requires set up through Truist Treasury Solutions Consultant.
E The benefit is per relationship only (not per account). The benefit does not apply if the Commercial Suite Checking account closes or is changed to a different product type.
F First free or discounted check order benefit applies to new accounts and existing accounts that have not previously ordered checks.
G Only accounts funding to a Truist deposit account will receive next-morning funds availability. Next-morning funds availability for business days only; Friday, Saturday and Sunday batches will be available on Monday mornings.
Truist Merchant Services are subject to business type and credit approval. Service terms apply.

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Truist Business Checking Solutions

Analyzed Checking / Corporate Edge® Checking Analyzed Interest Checking

Ideal for businesses with high checking balances, high transaction volumes and Ideal for businesses with high checking balances, high transaction volumes and
advanced treasury management needs who want an earnings credit on balances to advanced treasury management needs who want an earnings credit on balances to
reduce or eliminate service charges. reduce or eliminate service charges and also earn interest on excess balances.

Minimum Opening Deposit................................................................................... $100.00 Minimum Opening Deposit................................................................................... $100.00

Monthly Maintenance Fee....................................................................................... $21.00 Monthly Maintenance Fee...................................................................................... $50.00
Monthly Transaction Fees Monthly Transaction Fees
• Credits • Credits
– Credits posted – per creditA............................................................................... $0.90 – Credits posted – per creditA............................................................................... $0.90
– Items Deposited – per item................................................................................. $0.15 – Items Deposited – per item................................................................................. $0.15
(In addition to credits posted) (In addition to credits posted)
– ACH (Automated Clearing House) Received Credit – per item........................ $0.20 – ACH (Automated Clearing House) Received Credit – per item........................ $0.20
• Debits • Debits
– Check Paid and Other Debits – per itemB.......................................................... $0.20 – Check Paid and Other Debits – per itemB.......................................................... $0.20
– ACH (Automated Clearing House) Received Debit – per item.......................... $0.20 – ACH (Automated Clearing House) Received Debit – per item.......................... $0.20
Monthly Coin and Currency Deposited Fee (Per $1.00)...................................... $0.0025 Monthly Coin and Currency Deposited Fee (Per $1.00)...................................... $0.0025
Interest Interest
This is a non-interest bearing account. • For Analyzed Interest Checking accounts, interest is based on simple interest and
credited to the account on the first business day after the 20th of the following month
• Variable rate that can change at any time at the Bank’s discretion.
Product Specific Benefits Product Specific Benefits
• Service charges may be reduced or eliminated through an earnings credit.C • Interest is paid on excess balances above those needed to offset service charges.
• The ability to group multiple Analyzed Checking accounts allows a consolidated • Service charges may be reduced or eliminated through an earnings credit.C
analysis of balances and services to reduce or eliminate certain service costs. • The ability to group multiple Analyzed Interest Checking accounts allows a
• No-fee, monthly analysis statement, including detailed information regarding consolidated analysis of balances and services to reduce or eliminate certain service
checking and treasury management services separate from your deposit statement. costs.
• No-fee, monthly analysis statement, including detailed information regarding
checking and treasury management services separate from your deposit statement.
The prices listed for Analyzed Checking are also applicable to Brokered Analyzed The prices listed for Analyzed Interest Checking are also applicable to Intercompany
Checking, Collateral Reserve Checking and Intercompany Checking Interest Checking

A Credits posted is a fee for posting deposits (credits) to an account. Deposits include transactions made at a branch or ATM. They also include but are not limited to credits posted from account transfers, wire transfers, Real Time Payments (RTP) deposits,
Image Cash Letter deposits, Remote Deposit, sweep transfers, online banking transfers and other electronic credits.
B Check Paid and Other Debits fee is a fee for posting checks or drafts (debits) for payment on the account. Debits include withdrawal transactions made at a branch, or ATM. They also include but are not limited to: debit card purchases, bill pay, sweep
debits, wire transfers debits, Real Time Payments (RTP) transfers, certified checks, legal order debits and other electronic debits.
C Earnings Credit Rate (ECR). ECR is a variable rate and may change any time at the Bank’s discretion, and may be a rate of zero. The earnings credit on all applicable accounts is calculated by applying a monthly periodic rate to the monthly average
positive available balance in the account each month as follows: monthly average positive available balance x ECR / days in the year x days in the month. Unless otherwise agreed upon, earnings credit is applied to your account on a monthly basis, and
unused earnings credit during a month cannot be used in following months. If the earnings credit for a given month is less than the total of service charges, then the applicable fees will be assessed to the account. For purposes of this paragraph, the
term “average positive available balance” means the average account balance for the statement cycle less the average amount of each day’s deposit that is in the process of collection.

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Truist Business Checking Solutions
Commercial Interest Checking Interest on Lawyers Trust Account (IOLTA) /or Interest on Trust Account
(IOTA) / or Minor Judiciary Interest on Trust Account (MJ-IOTA) /
Ideal for: medium to large businesses and non-profits that need easy access to funds
and ability to maximize their interest income or Maryland Affordable Housing Trust Account (MAHT)
Ideal for: businesses that pool their clients’ funds, including but not limited to lawyers
and law firms, real estate brokers, judicious entities, etc.

Minimum Opening Deposit................................................................................... $100.00 Minimum Opening Deposit................................................................................... $100.00

Monthly Maintenance Fee....................................................................................... $21.00 Monthly Maintenance Fee................................................................................ No Charge
Monthly Transaction Fees Monthly Transaction Fees
• Credits • Credits
– Credits posted – per creditA............................................................................... $0.90 – Credits posted – per creditA....................................................................... No Charge
– Items Deposited – per item................................................................................. $0.15 – Items Deposited – per item........................................................................ No Charge
(In addition to credits posted) (In addition to credits posted)
– ACH (Automated Clearing House) Received Credit – per item........................ $0.20 – ACH (Automated Clearing House) Received Credit – per item................ No Charge
• Debits • Debits
– Check Paid and Other Debits – per itemB........................................................... $0.20 – Check Paid and Other Debits – per itemB.................................................. No Charge
– ACH (Automated Clearing House) Received Debit – per item.......................... $0.20 – ACH (Automated Clearing House) Received Debit - per item................... No Charge
Monthly Coin and Currency Deposited Fee (Per $1.00)...................................... $0.0025 Monthly Coin and Currency Deposited Fee (Per $1.00).................................. No Charge
Interest Interest
• Interest is compounded daily on the collected balance in the account and credited • Simple interest is credited the first business day after the 5th of the following
on the last day of the statement cycle. month. Interest is remitted to a separate entity in accordance with the rules
• Variable rate that can change at any time at the Bank’s discretion. governing IOLTA/IOTA/ /MJ-IOTA/MAHT accounts.
• Variable rate that can change at any time at the Bank’s discretion.
Product Specific Benefits
• No-fee, monthly analysis statement, including detailed information regarding Product Specific Benefits
checking and treasury management services separate from your deposit statement. • IOLTA/IOTA/MJ-IOTA are subject to rules governing attorney trust accounts in the
state whose laws govern this account. These rules cover payment of interest and
reporting of certain account activity (e.g. overdrafts, returned items, etc.) to third
This pricing also applies to Brokered Commercial Interest Checking. parties.
• It is the client’s responsibility to pay all transaction or service fees in connection
with their IOLTA/IOTA account that cannot, based on state statute, be netted
against interest. In order to establish an IOLTA/IOTA with Truist, the client must
also provide a deposit account, with Truist or other financial institution, which
will be linked to the IOLTA/IOTA/MJ-IOTA for purposes of billing fees that are the
considered the responsibility of the client who is setting up the IOLTA/IOTA. That
account is referred to as ‘Account-To-Charge’ (ATC). MAHT and MJ-IOTA accounts
are not required to provide ATC. IOLTA/IOTA will be closed if the ATC is closed and
no longer available.
• Monthly Account Analysis Statement at no charge.
• IOLTA/IOTA/MJ-IOTA/MAHT check orders are at no charge. Certain restrictions apply.

A Credits posted is a fee for posting deposits (credits) to an account. Deposits include transactions made at a branch or ATM. They also include but are not limited to credits posted from account transfers, wire transfers, Real Time Payments (RTP) deposit,
Image Cash Letter deposits, Remote Deposit, sweep transfers, online banking transfers and other electronic credits.
B Check Paid and Other Debit fee is a fee for posting checks or drafts (debits) for payment on the account. Debits include withdrawal transactions made at a branch, or ATM. They also include but are not limited to: debit card purchases, bill pay, sweep
debits, wire transfers debits, Real Time Payments (RTP) transfers, certified checks, legal order debits and other electronic debits.

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Truist Business Savings and Money Market Solutions

Truist Simple Business Savings Truist Business Money Market

Ideal for: businesses who want to set aside money in reserves. Ideal for: businesses with savings balances who look for higher yield.

Minimum Opening Deposit................................................................................... $100.00 Minimum Opening Deposit................................................................................... $100.00

Monthly Maintenance Fee........................................................................................ $5.00 Monthly Maintenance Fee.......................................................................................$10.00
• To avoid monthly maintenance fee: • To avoid monthly maintenance fee:
– $250 minimum daily ledger balance OR – $5,000 minimum daily ledger balance
– $500 average monthly ledger balance OR
– One recurring pre-authorized deposit or transfer of at least $100 per monthly
statement cycle
Monthly Transaction Fees Monthly Transaction Fees
• Credits • Credits
– Credits posted............................................................................................. No Charge – Credits posted............................................................................................. No Charge
(This refers to any credits, including paper and electronic) (This refers to any credits, including paper and electronic)
• Combined Deposited Items – per item (In addition to credits posted) • Combined Deposited Items – per item (In addition to credits posted)
– First 20 deposited itemsA............................................................................ No Charge – First 10 deposited itemsA............................................................................ No Charge
– Fee per deposited item over 20..........................................................................$0.39 – Fee per deposited item over 10...........................................................................$0.39
Monthly Coin and Currency Deposited Fee Monthly Coin and Currency Deposited Fee
• Less than or equal to $5,000......................................................................... No Charge • Less than or equal to $5,000......................................................................... No Charge
• Greater than $5,000 (Per $1.00).......................................................................... $0.003 • Greater than $5,000 (Per $1.00).......................................................................... $0.003
Withdrawals/Transfers Withdrawals/Transfers
• Six (6) withdrawals and transfers per monthly statement cycle.................. No Charge • Six (6) withdrawals and transfers per monthly statement cycle.................. No Charge
• Withdrawal Limit FeeB............................................................................................ $15.00 • Withdrawal Limit FeeB............................................................................................ $15.00
(per withdrawal over six (6) with a maximum of six (6) fees per statement cycle) (per withdrawal over six (6) with a maximum of six (6) fees per statement cycle)
Interest Interest
• Interest is compounded daily on the full amount of the collected balance and • Interest is compounded daily on the full amount of the collected balance and
credited on the last day of the statement cycle credited on the last day of the statement cycle
• Variable rate that can change at any time at the Bank’s discretion • Variable rate that can change at any time at the Bank’s discretion
Product Specific Benefits
• No charge for a package of single or duplicate deposit tickets.
The prices listed for Truist Simple Business Savings are also applicable to Business • No charge for a package of withdrawal tickets.
Managed Money Rate Savings and Intercompany Money Rate Savings.

A Combined deposited items refer to but are not limited to per check transaction deposited at locations that may include but are not limited to: branch, ATM, mobile, lockbox, vault or through the mail.
B The withdrawal limit fee applies, regardless of the balance, to all withdrawals and transfers made from a Truist business savings and/or money market account including those made at a branch, ATM, by mail or through any electronic means.

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Truist Public Fund Checking and Public Fund Money Market Solutions

Basic Public Fund Checking Public Fund Interest Checking

Ideal for: small municipalities and government agencies with low monthly check Ideal for: small municipalities and government agencies that want to earn interest.
transactions and/or cash deposits.

Minimum Opening Deposit................................................................................... $100.00 Minimum Opening Deposit................................................................................... $100.00

Monthly Maintenance Fee....................................................................................... $12.00 Monthly Maintenance Fee....................................................................................... $15.00
(No monthly maintenance fee for the first 65 days) • To avoid monthly maintenance fee:
• To avoid monthly maintenance fee: – $6,000 average monthly ledger balance
– $1,500 average monthly ledger balance OR
– $6,000 combined average monthly ledger balances in checking accounts
(business/public fund/personal), money market savings accounts (business/
public fund/personal) and/or outstanding balances on business/personal Truist
credit cardsA OR
– A qualifying transaction from a Truist Merchant Services accountB OR
– Use your Truist business debit card and/or business credit card to make at least
$1,000 in eligible purchases each monthC
Monthly Transaction Fees Monthly Transaction Fees
• First 200 total combined transactionsD......................................................... No Charge • First 150 total combined transactionsD.......................................................... No Charge
• Fee per each additional transaction over 200...................................................... $0.50 • Fee per each additional transaction over 150....................................................... $0.50
Monthly Coin and Currency Deposited Fee Monthly Coin and Currency Deposited Fee
• Less than or equal to $10,000....................................................................... No Charge • Less than or equal to $5,000......................................................................... No Charge
• Greater than $10,000 (Per $1.00)........................................................................ $0.003 • Greater than $5,000 (Per $1.00).......................................................................... $0.003
Interest Interest
This is a non-interest bearing account. • Interest is compounded daily on the collected balance in the account and credited
on the last day of the statement cycle.
• Variable rate that can change at any time at the Bank’s discretion.

A Subject to credit approval.

B Subject to business type and credit approval. A Truist Merchant Services qualifying transaction is a payment card settlement (e.g., Visa®, MasterCard®, American Express® or Discover®) from a Truist Merchant account deposited to a linked Truist
checking account at least once for Basic Public Fund Checking during the monthly statement cycle.
C Truist debit cards are automatically available for Truist business checking accounts. Truist business credit cards are subject to credit approval. Qualifying purchases from Truist business credit cards are eligible, but purchases made with Truist
Commercial Card Solutions are excluded. Eligible purchase amount threshold is calculated as follows: the business debit card purchase amount from the activity on your last deposit statement combined with the business credit card purchase amount
from your last credit card statement (returns will reduce your debit and credit card purchase amounts). The following transactions performed on debit and/or credit cards do not apply: a) ATM b) refunds, returns or other adjustments c) cash advances or
purchases of cash-like items, such as money orders, official checks, traveler’s checks, access checks and foreign currency d) balance transfers and convenience checks e) fees of any kind such as cash advance fees, balance transfer fees, late payment
fees, annual fees, over-limit fees, foreign transaction fees, insurance charges, returned check fees, enrollment fees, nonsufficient funds (NSF) fees and related service and unauthorized charges.
D The term “Total Combined Transactions” refers to any combination of checks deposited and paid, debit and credit memos, deposit tickets, online bill payments and electronic debits and credits( including debit card transactions). The total includes the
number of transactions in this product.

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Truist Public Fund Checking and Public Fund Money Market Solutions

Public Fund Analyzed Checking Analyzed Interest Checking – Public Fund

Ideal for: municipalities and government agencies with high checking balances, Ideal for: municipalities and government agencies with high checking balances,
high transaction volumes and advanced treasury management needs who want an high transaction volumes and advanced treasury management needs who want an
earnings credit on balances to reduce or eliminate service charges. earnings credit on balances to reduce or eliminate service charges and also earn
interest on excess balances.

Minimum Opening Deposit................................................................................... $100.00 Minimum Opening Deposit................................................................................... $100.00

Monthly Maintenance Fee....................................................................................... $21.00 Monthly Maintenance Fee...................................................................................... $50.00
Monthly Transaction Fees Monthly Transaction Fees
• Credits • Credits
– Credits posted – per creditA................................................................................ $0.90 – Credits posted – per creditA................................................................................ $0.90
– Items Deposited – per item................................................................................. $0.15 – Items Deposited – per item................................................................................. $0.15
(In addition to credits posted) (In addition to credits posted)
– ACH (Automated Clearing House) Received Credit – per item........................ $0.20 – ACH (Automated Clearing House) Received Credit – per item........................ $0.20
• Debits • Debits
– Check Paid and Other Debits – per itemB.......................................................... $0.20 – Check Paid and Other Debits – per itemB.......................................................... $0.20
– ACH (Automated Clearing House) Received Debit – per item.......................... $0.20 – ACH (Automated Clearing House) Received Debit – per item.......................... $0.20
Monthly Coin and Currency Deposited Fee (Per $1.00)...................................... $0.0025 Monthly Coin and Currency Deposited Fee (Per $1.00)...................................... $0.0025
Interest Interest
This is a non-interest bearing account. • For Analyzed Interest Checking – Public Fund accounts, interest is based on simple
interest and credited to the account on the first business day after the 20th of the
following month.
• Variable rate that can change at any time at the Bank’s discretion.
Product Specific Benefits Product Specific Benefits
• Service charges may be reduced or eliminated through an earnings credit.C • Service charges may be reduced or eliminated through an earnings creditC and
• The ability to group multiple Public Fund Analyzed Checking accounts allows a interest is paid on excess balances above those needed to offset service charges.
consolidated analysis of balances and services to reduce or eliminate certain service • The ability to group multiple Analyzed Interest Checking – Public Fund accounts
costs. allows a consolidated analysis of balances and services to reduce or eliminate certain
• No-fee, monthly analysis statement, including detailed information regarding service costs.
checking and treasury management services separate from your deposit statement. • No-fee, monthly analysis statement, including detailed information regarding
checking and treasury management services separate from your deposit statement.

A Credits posted is a fee for posting deposits (credits) to an account. Deposits include transactions made at a branch or ATM. They also include but are not limited to credits posted from account transfers, wire transfers, Real Time Payments (RTP) deposit,
Image Cash Letter deposits, Remote Deposit, sweep transfers, online banking transfers and other electronic credits.
B Check Paid and Other Debit fee is a fee for posting checks or drafts (debits) for payment on the account. Debits include withdrawal transactions made at a branch, or ATM. They also include but are not limited to: debit card purchases, bill pay, sweep
debits, wire transfers debits, Real Time Payments (RTP) transfers, certified checks, legal order debits and other electronic debits.
C Earnings Credit Rate (ECR). ECR is a variable rate and may change any time at the Bank’s discretion, and may be a rate of zero. The earnings credit on all applicable accounts is calculated by applying a monthly periodic rate to the monthly average
positive available balance in the account each month as follows: monthly average positive available balance x ECR / days in the year x days in the month. Unless otherwise agreed upon, earnings credit is applied to your account on a monthly basis, and
unused earnings credit during a month cannot be used in following months. If the earnings credit for a given month is less than the total of service charges, then the applicable fees will be assessed to the account. For purposes of this paragraph, the
term “average positive available balance” means the average account balance for the statement cycle less the average amount of each day’s deposit that is in the process of collection

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Truist Public Fund Checking and Public Fund Money Market Solutions

Public Special Money Rate Checking Public Fund Money Rate Savings
Ideal for: medium to large municipalities and government agencies that need easy Ideal for: municipalities and government agencies who want to earn higher interest
access to funds and ability to maximize their interest income on excess funds.

Minimum Opening Deposit................................................................................... $100.00 Minimum Opening Deposit................................................................................... $100.00

Monthly Maintenance Fee....................................................................................... $21.00 Monthly Maintenance Fee........................................................................................ $5.00
• To avoid monthly maintenance fee:
– $250 minimum daily ledger balance OR
– $500 average monthly ledger balance OR
– One recurring pre-authorized deposit or transfer of at least $100 per monthly
statement cycle
Monthly Transaction Fees Monthly Transaction Fees
• Credits • Credits
– Credits posted – per creditA................................................................................ $0.90 – Credits posted – per credit......................................................................... No Charge
– Items Deposited – per item................................................................................. $0.15 (This refers to any credits, including paper and electronic)
(In addition to credits posted) – Combined Deposited ItemsC – per item (In addition to credits posted)
– ACH (Automated Clearing House) Received Credit – per item........................ $0.20 First 20 deposited items............................................................................. No Charge
• Debits Fee per deposited item over 20..........................................................................$0.39
– Check Paid and Other Debits – per itemB.......................................................... $0.20
– ACH (Automated Clearing House) Received Debit – per item.......................... $0.20
Monthly Coin and Currency Deposited Fee (Per $1.00)...................................... $0.0025 Monthly Coin and Currency Deposited Fee
• Less than or equal to $5,000......................................................................... No Charge
• Greater than $5,000 (Per $1.00).......................................................................... $0.003
Withdrawals/Transfers
• Six (6) withdrawals and transfers per monthly statement cycle.................. No Charge
• Withdrawal Limit FeeD............................................................................................ $15.00
(per withdrawal over six (6) with a maximum of six (6) fees per statement cycle)
Interest Interest
• Interest is compounded daily on the collected balance in the account and credited • Interest is compounded daily on the full amount of the collected balance and
on the last day of the statement cycle. credited on the last day of the statement cycle.
• Variable rate that can change at any time at the Bank’s discretion. • Variable rate that can change at any time at the Bank’s discretion.
Product Specific Benefits
• No-fee, monthly analysis statement, including detailed information regarding
checking and treasury solutions services separate from your deposit statement.

A Credits posted is a fee for posting deposits (credits) to an account. Deposits include transactions made at a branch or ATM. They also include but are not limited to credits posted from account transfers, wire transfers, Real Time Payments (RTP) deposit,
Image Cash Letter deposits, Remote Deposit, sweep transfers, online banking transfers and other electronic credits.
B Check Paid and Other Debit fee is a fee for posting checks or drafts (debits) for payment on the account. Debits include withdrawal transactions made at a branch, or ATM. They also include but are not limited to: debit card purchases, bill pay, sweep
debits, wire transfers debits, Real Time Payments (RTP) transfers, certified checks, legal order debits and other electronic debits.
C Combined deposited items refer to but are not limited to per check transaction deposited at locations that may include but are not limited to: branch, ATM, mobile, lockbox, vault or through the mail.
D The withdrawal limit fee applies, regardless of the balance, to all withdrawals and transfers made from a Truist business savings and/or money market account including those made at a branch, ATM, by mail or through any electronic means.

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Truist Additional Banking Services

Business Debit Card and Business Automated Teller Machine (ATM) ServicesA Confirmation/Verification Services
• Truist ATM Fee................................................................................................. No Charge • Account Confirmation Verification...................................................................... $30.00
• Non-Truist ATM Fee...................................................................... .......................... $3.00 • Audit Confirmation............................................................................................... $30.00
(Fee charged when using any domestic ATM except a Truist ATM.)
Deposit Account Control Agreement (DACA) Services
• Non-Truist International ATM Fee........................................................................... $5.00
• Restricted Non-Blocked Account Maintenance Fee.......................... $250.00/monthly
(Fee charged for ATM transactions outside the United States, Puerto Rico and U.S.
• Restricted Blocked Account Maintenance Fee...................................$275.00/monthly
Virgin Islands.)
• Restricted Account Set-Up Fee (one time)...........................................................$1,000
• Debit Card Replacement FeeB........................................................................ No Charge
• Debit Card Replacement – Rush Fee................................................................... $30.00 Deposit Account Usage RateD................................................................................ 0.1758%
• Debit Card International Transaction Fee..............................3% of transaction amount Funds Transfer between Truist Accounts Services
(Fee charged for ATM and POS Purchase transactions performed or processed • Branch Transfer – Credit and/or Debit........................................................... No Charge
outside the United States, Puerto Rico and U.S. Virgin Islands. International • Telephone Transfer - Credit and/or Debit...................................................... No Charge
transactions include purchase, credit voucher, ATM transaction and cash (Transfer initiated through Truist Contact Center or through the Integrated Voice
disbursement original and reversal transactions) Response (IVR))
Check Services International Services
• Check Fees.................................................................................................Fees may vary • Branch-Initiated International Wire Transfer.........................................................$75.00
(Based on account type and style selection) • Digital Treasury Wire Maintenance Fee................................................ $20.00 /monthly
• Non-Depositor Check Cashing Fee for non-Truist Checks.................................... $8.00 • Digital Treasury International Wire Transfer........................................................ $36.00
• Non-Depositor Check Cashing Fee for On Us (Truist) Checks.............................. $8.00 • Corporate Call International Wire Transfer.......................................................... $50.00
(Applies to checks cashed greater than $50.00) • Incoming International Wire TransferE................................................................. $20.00
• Non-Depositor Check Cashing Fee for On Us (Truist) Checks (NJ Only)...... No Charge • International Wire/Draft Tracer/Amendment (Per Message)............................... $20.00
Coin and Currency Services • International Wire/Draft Recall/Stop Payment (Per Message)............................ $30.00
• Branch Coin and Currency Change OrderC (per order)........................................ $5.00 • Foreign Currency Bank Note Buys/Sales..............................................................$10.00
• Currency Order Per $1.00...................................................................................$0.0013 • Foreign Currency Drafts....................................................................................... $30.00
• Coin Order Per Roll................................................................................................. $0.20 • Foreign Currency Overnight Delivery.................................................................. $20.00
• Night Depository Service (Per bag processing fee).............................................. $2.00 • Foreign Check Returned Item................................. $30.00 (Plus any foreign bank fee)
• Coin Machine (Available in a limited number of branches) • Foreign Check Collection......................................... $75.00 (Plus any foreign bank fee)
– Truist Clients (Less than or equal $25.00)................................................. No Charge • US Dollars Checks Drawn on Canadian Banks....................................................... $7.50
– Truist Clients (Greater than $25.00).............................................. 5% of total amount • US Dollars Checks Drawn on European Banks.................................................... $35.00
– Non Clients (All Amounts)........................................................................10% of total
Collection Services
• Incoming Domestic Collections Fee.....................................................................$10.00
• Outgoing Domestic Collections Fee.................................................................... $25.00
• Domestic Collections Auto Draft Fee..................................................................... varies

A POS/ATM Spending Limits: Option 1 for Authorized Signer - POS $7,500; ATM $1,500. Option 2 for Authorized User - POS $3,500; ATM $1,000. Option 3 for Authorized User - POS $1,500; ATM $500. For more information on access options please refer to your
Business Debit Card form provided to you with your Debit/ATM card.
B Truist reserves the right (either directly or through processors) to provide new debit card numbers (issued due to replacement/lost/stolen/natural expiration) to merchants you have authorized to utilize your current debit card account for recurring
transactions. Temporary Debit Cards are issued at the branch with the same limits and waivers as the permanent Debit Card.
C Branch Coin and Currency Change Order fee does not apply to Truist Simple Business Checking, Truist Dynamic Business Checking, Commercial Suite Checking, Truist Simple Business Savings, Business Managed MRS, Truist Business Money Market, Public
Fund Interest Checking, Public Fund Money Rate Saving, Basic Public Fund Checking, Intercompany MRS, Truist Community Checking.
D Deposit Account Usage Rate (previously known as Deposit Assessment Fee) calculates a monthly fee that includes various expenses incurred by the Bank for servicing accounts. The fee applies only to Analyzed Checking, Corporate Edge Checking, Public
Fund Analyzed Checking, Analyzed Interest Checking, Analyzed Interest Checking - Public Funds, Collateral Reserve Checking and other accounts with ECR. It also applies to Commercial Interest Checking, Smart Sweep, Public Special Money Rate Checking,
and IOLTA/IOTA. The fee is displayed on the Account Analysis statement as an annual rate. The fee is assessed on the average positive ledger balance for the month. The average positive ledger balance is divided by 100 and then multiplied by the annual rate
and then divided by 12 to arrive to the charge amount for the month. The charge is variable and subject to change at any time without notice. The rate for IOLTA/IOTA only is 0.0444%. For IOLTA/IOTA only this fee is deducted from interest.
E For Incoming International Wire Transfers, intermediary financial institutions may deduct additional fees from incoming international wires, reducing the amount of proceeds credited to your account. Fees may vary. For more information about these fees,
please contact us at 844-487-8478

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Truist Additional Banking Services

Overdraft Fees – Snapshot Statement........................................................................................... $5.00

• Negative Account Balance FeeF........................................................................... $36.00 (A statement that is produced on a day other than the normal statement cycle cut
• Overdraft (OD)/Returned Item FeeG..................................................................... $36.00 date (next regular statement will include all activity beginning with the last regular
• Overdraft Protection Transfer Fee (maximum one fee charged per day per linked account) statement cycle cut date up to the current statement cut date))
– From a linked Truist business deposit accountH........................... $12.50 per transfer – Custom Calendar Statement Fee (per month).................................................$10.00
– From a linked Truist business credit card...........................4% of each Cash Advance for (A custom statement that is produced on a calendar cycle including, but not
Overdraft Protection ($10.00 minimum, $75.00 maximum) I limited to weekly and or bi-weekly frequencies)
• Account Analysis Statements
Research Services
– Upon Request.............................................................................................. No Charge
• Check photocopy, viewed or printed.......................................................... $5.00/copy
– Duplicate Analysis Statement........................................................................................$10.00
(Check Safekeeping and Enhanced Check Images with Statement clients receive
(Fee is per monthly statement cycle. A statement that is mailed to an alternate address)
their first three copies at no charge)
– Account Analysis Invoice Fee........................................................................... $25.00
• Additional Account Research...................................................................... $25.00/hour
(Billed Clients. Fee is per monthly statement cycle)
Returned Deposited and/or Cashed Item Services • Check Images
• Returned Item Fee................................................................................................. $12.00 – Check Images with Statement.............................................................$4.00/monthly
• RDI – Store Processing................................................................................... No Charge (Fee per statement cycle. Front and back images of 5 paid checks per page are
• Alternate Address Advice............................................................................... No Charge included in the statement)
• Special Handling Maintenance Fee....................................................... $10.00/monthly – Enhanced Check Images with Statement............................................$5.00/monthly
– Re-deposited (Re-cleared) Returned ItemJ....................................... $20.00 per item (Front and back images of 3 paid checks per page are presented)
– Deposited Item Return – FaxK..................................................................... No Charge – Additional fee per check image......................................................................... $0.06
– Return Item Email NotificationK.................................................................. No Charge (Fee is waived for Truist Simple Business Checking, Basic Public Fund Checking,
– RDI – Alternate AccountK............................................................................ No Charge Public Fund Interest Checking, Truist Community Checking, Truist Dynamic
– RDI – General InstructionsK......................................................................... No Charge Business Checking, Commercial Suite Checking, Truist Simple Business Savings,
– Secondary Notices AdviceK........................................................................ No Charge Public Fund MRS, Business Managed MRS, Truist Business Money Market and
IOLTA accounts)
Statement and Check Image Services
• Online Statement............................................................................................ No Charge Sweep Services
• Check Safekeeping......................................................................................... No Charge • Smart Sweep......................................................................................... $125.00/monthly
(Only paid check transaction summary is included in the statement) • Credit Line SweepL.............................................................................. $250.00/monthly
• Deposit Statements • Working Capital Solutions Credit Line SweepL................................... $250.00/monthly
– Duplicate Deposit Statement (per monthly statement cycle).......................... $5.00
(An additional current statement that is mailed)
– Hold Statement at Bank Fee (per monthly statement cycle)............................ $5.00
– Interim Statement...................................................................................................... $10.00
(A statement that is produced on a day other than the normal statement cycle cut date
(next regular statement will include the activity since the interim statement cut))

F Negative Account Balance Fee will be imposed one time when your posted (ledger) account balance remains overdrawn for seven consecutive calendar days. Truist starts counting on the day your posted (ledger) balance becomes negative. If the 7th
calendar day falls on any non-bank processing day, the fee will be charged on the next posting day. For clients that decline Overdraft Coverage, this fee can still be charged, but excludes ATM and everyday debit card transactions. Fee applies to Truist Simple
Business Checking, Truist Dynamic Business Checking, Commercial Suite Checking, Basic Public Fund Checking and Truist Community Checking accounts.
G Overdraft (OD)/Returned Item Fee applies to overdrafts created by checks, in-person withdrawals, ATM withdrawals, or other electronic means.
H Overdraft Protection Transfer Fee is charged to the protected account. For all accounts linked to a checking, savings, money market account, credit card or line of credit the amount transferred is the exact amount of the overdraft plus the Overdraft
Protection Transfer fee (based on balance availability). For accounts linked to a line of credit, funds advanced for Overdraft Protection are subject to fees and finance charges under your line of credit agreement, in addition to the Overdraft Protection
Transfer fee. Please see your agreement for more information. Public Fund accounts are not eligible for overdraft protection.
I Cash Advance for Overdraft Protection Transfer Fee is charged to the Truist business credit card for each checking account that receives an Overdraft Protection Transfer on the same day. Fee does not apply to Association Services Regular Checking,
Association Services Interest Checking, Association Services Money Market Savings and Commercial Suite Checking.
J Re-deposited (Re-cleared) Returned Item fee includes the fee for the Returned Item. Special handling maintenance fee applies.
K Special handling maintenance fee applies
L The monthly sweep maintenance fee is per each account tied to the line of credit.

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Truist Additional Banking Services

Truist Online Banking Services – Adjustments.................................................................$155.00 per adjustment event

• Basic Services – Missing EIN.................................................................$105.00 per payroll processing
– Truist Online Banking and Mobile App...................................................... No Charge (Per tax agency EIN).
– Unlimited Online Bill Payment.................................................................... No Charge – Direct Deposit Return............................................................. $45.00 per transaction
– Account Maintenance................................................................................. No Charge – Direct Deposit Reversal........................................................... $55.00 per transaction
– Reported ItemsN.......................................................................................... No Charge – Expedited or Cancelled Payroll........................................................................ $80.00
– Account Maintenance (Commercial Account OnlyM)..........................$5.00/monthly (Per each expedited or cancelled payroll)
– Reported ItemsN (Commercial Account OnlyM)...................................$0.35 per item – Insufficient Funds......................................................$36.00 per day with insufficient
• Optional Services available balance to cover an online payroll file(s)
– Wires (see Wire Transfer Services for other related fees) – Special Requests................................................................................$80.00 per hour
- Wire Service............................................................................................ No Charge – Exception Processing.............................................................$45.00 per occurrence
- Domestic Wire Transfer....................................................... $20.00 per transaction
Wire Transfer Services
- International Wire Transfer.................................................. $35.00 per transaction • Digital Treasury Wire Maintenance Fee................................................. $20.00/monthly
- Book Wire Transfer...............................................................$12.00 per transaction • Digital Treasury Repetitive Wire Transfer.............................................................. $12.00
– ACH • Digital Treasury Non-Repetitive Wire Transfer...................................................... $12.00
- ACH Service.................................................................................... $15.00/monthly • Corporate Call Wire Maintenance Fee (per account)........................... $20.00/monthly
- ACH Payments up to 15 (per month)...................................................... No Charge • Corporate Call Domestic Non-Repetitive Wire Transfer...................................... $30.00
- ACH Payments greater than 15 (per month).........................$1.00 per transaction • Corporate Call Domestic Repetitive Wire Transfer.............................................. $20.00
- ACH Notification of Change........................................................................... $3.00 • Branch-Initiated Wire Transfer.............................................................................. $65.00
- ACH Return Transaction.................................................................................. $5.00 • Incoming Domestic Wire Transfer......................................................................... $15.00
- ACH Batch Reversal....................................................................................... $50.00 • Incoming International Wire TransferO................................................................. $20.00
- ACH Transaction Reversal............................................................................. $20.00 • Wire investigation (per wire).................................................................................. $0.00
– Direct Connect with QuickBooks®......................................................$14.95/monthly • Standing Order Domestic Outgoing Wire...................................................... ......$15.00
– Direct Connect with Quicken®............................................................. $9.95/monthly • Standing Order International Outgoing Wire...................................................... $50.00
(QuickBooks® and Quicken® are registered trademarks of Intuit, Inc.) • Returned Wire Transfer..........................................................................................$10.00
• Online Payroll Services • Wire Repair.............................................................................................................$10.00
– Implementation Fee.......................................................................................... $50.00 • Wire Advice Phone................................................................................................ $20.00
(One-time implementation fee per client EIN with 51 or more employees at time • Wire Advice Fax...................................................................................................... $8.00
of enrollment). • Wire Advice U.S. Mail............................................................................................... $7.00
– Monthly Maintenance.........................................................................$55.00/monthly • Wire Advice Email................................................................................................... $3.00
(Per client EIN)
– Employee Fee greater than 50.................................... $2.00/monthly, per employee
(The fee only applies when the number of employees during the monthly billing
period is 51 or more. Fee is charged starting with the 51st employee).

M The fee applies to Truist Online Banking business profile setups using a billing account in the following commercial product types: Analyzed Checking, Public Fund Analyzed Checking, Collateral Reserve Checking, Brokered Regular Checking, Brokered
Commercial Interest Checking, Intercompany Checking, Intercompany Interest Checking, Corporate Edge Checking, Analyzed Interest Checking, Analyzed Interest Checking – Public Fund, Commercial Interest Checking, Public Special MRC. Contact
your Truist Relationship Manager for questions regarding your Truist Online Banking business billing account type.
N A reported item is a debit or credit posting to a business deposit account
O For Incoming International Wire Transfers, intermediary financial institutions may deduct additional fees from incoming international wires, reducing the amount of proceeds credited to your account. Fees may vary. For more information about these fees,
please contact us at 844-487-8478

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Truist Additional Banking Services

Zelle Small Business

• Zelle Small Business Transaction FeeP............................................... 1% of the received
Zelle transaction dollar amount (maximum fee of $15 per transaction. This fee will be
assessed for each Zelle payment received into your business checking, money market
or savings account. Effective 12/05/22)
Other Services
• Charged-Off Account Fee.................................................................................... $30.00
• Check-Paid RejectsQ – per item.............................................................................. $0.50
• Deposit Correction.................................................................................................. $7.50
• Legal Process..................................................................................... $125.00 per notice
(or maximum amount allowed under the law, whichever is less) (IRS levy, state levy or
writ of garnishment)
• Money Order........................................................................................................... $5.00
• Official Check........................................................................................................$10.00
• Overnight Delivery (per package).........................................................................$10.00
• Stop Payment Order............................................................................................. $35.00

For other fees, please contact your Truist Relationship Manager or local Truist branch. Truist offers additional treasury services not disclosed in this Business Deposit Accounts Fee
Schedule. Pricing for additional treasury services is provided separately; contact your Truist Treasury Solutions Consultant for additional information.

P Business account types that are eligible to use the Zelle for Small Business service include: Truist Simple Business Checking, Truist Community Checking, Truist Dynamic Business Checking, Commercial Suite Checking, Analyzed Checking, Truist Simple
Business Savings, Truist Business Money Market.
Q Fee applies only to Analyzed Checking and Public Fund Analyzed Checking accounts. A Check-Paid Reject is defined as an illegible item rejected by Truist’s items processing equipment.

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145_C_IHA 12-1-22