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Banking Awareness Mcqs PDF: Question:-1

The document contains 10 multiple choice questions about banking awareness. It includes questions about India's first gold ATM being set up in Hyderabad, Canara Bank winning an award, GoldenPi becoming the first online bond platform to receive a license from SEBI, and Kerala becoming the first fully digital banking state. The document provides explanations and answers for each question.

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Ankit Pradhan
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98 views8 pages

Banking Awareness Mcqs PDF: Question:-1

The document contains 10 multiple choice questions about banking awareness. It includes questions about India's first gold ATM being set up in Hyderabad, Canara Bank winning an award, GoldenPi becoming the first online bond platform to receive a license from SEBI, and Kerala becoming the first fully digital banking state. The document provides explanations and answers for each question.

Uploaded by

Ankit Pradhan
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
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Download as PDF, TXT or read online on Scribd
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BANKING AWARENESS MCQS PDF

Question:- 1. India’s first real-time Gold ATM has been set up in –

A. Hyderabad

B. Bengaluru

C. Kolkata

D. Nasik

E. Patna

Answer:- A. Hyderabad

Explanation:-

Goldsikka Pvt Ltd launched its first Gold ATM with Technology
support from M/s OpenCube Technologies Pvt Ltd, a Hyderabad-based startup
company on December 3.

This is India’s first and the world’s first real-time Gold ATM.

Question:- 2. Which bank has won the “Banker’s Bank of the Year Award 2022”?

A. Canara Bank

B. Nainital Bank

C. Bandhan Bank

D. Indian Bank

E. Punjab National Bank

Answer:- A. Canara Bank

Explanation:-

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BANKING AWARENESS MCQS PDF

Canara Bank has won the “Banker’s Bank of the Year Award 2022”
for the Indian segment of the Global Banking Summit. The public sector lender has
been adjudged as the Best Bank in India for 2022.

Question:-3.Who became the first online bond platform provider to receive a debt
brokerage license from SEBI?

A. Zerodha

B. GoldenPi

C. 24CARAT

D. Religare

E. None of these

Answer:- B. GoldenPi

Explanation:-

The SEBI has issued a debt broker license to the GoldenPi


Technologies. With the development, GoldenPi became the first online bond
platform provider to receive a debt brokerage license from SEBI.

Question:-4. Which Indian state has become the first fully Digital Banking state?

A. Kerala

B. Tamil Nadu

C. Andhra Pradesh

D. Karnataka

E. Gujarat

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BANKING AWARENESS MCQS PDF

Answer:- A. Kerala

Explanation:-

On 7th January 2023, Chief Minister Pinarayi Vijayan declared


Kerala as the first state in the country to go fully digital in its banking service and
said this recognition would boost the state economy.

Question:-5. Which of the following organization raises the India’s growth


projection to 6.9% ?
A. IMF
B. World Bank
C. WTO
D. RBI
E. None of these
Answer:- B. World Bank
Explanation:-
The World Bank lifted its growth forecast for India’s economy this
year to 6.9% after having down-graded it to 6.5% in October , citing resilience in
economic activity despite a deteriorating external environment.
Question:-6. Foreign funds can own over 51% in ________ Ltd.
A. Axis Bank
B. Yes Bank
C. ICICI Bank
D. HDFC Bank
E. IDBI Bank
Answer:- E. IDBI Bank
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BANKING AWARENESS MCQS PDF

Explanation:-
The Indian government will allow a consortium of foreign funds and
investment firms to own more than 51% in IDBI Bank Ltd.
Question:-7. More than ________digital transactions , UPI dominates ?
A. more than 20 billion
B. more than 23 billion
C. more than 25 billion
D. more than 26 billion
E. more than 30 billion
Answer:- B. more than 23 billion
Explanation:-
38.32 in trillion , the worth of more than 23 billion digital payment
transactions carried out in July-September 2022 in India , according to fintech firm
worldline India. According to Indian Digital Payment Report for the third quarter
of 2022. UPI clocked over 19.65 billion transaction worth 32.5 trillion ,
dominating the segment .
Question:-8. RBI goes slow on rates , limits increase to __________bps.
A. 30
B. 35
C. 40
D. 42
E. 45
Answer:- 35 bps
Explanation:-

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BANKING AWARENESS MCQS PDF

The Reserve Bank of India ( RBI) raised the policy repo rate by 35
bps points (bps) to 6.25% . downshifting gears from consecutive increases of
50bps , and scaled down GDP growth hopes for the year to 6.8% from 7% even as
Governor Shaktikanta Das exuded confidence about the economy being resilient
and asserted that “ the worst of inflation “ was behind us.
Question:-9. Which of the following bank raised the rates in term deposits ?
A. Indian Overseas Bank
B. Indian Bank
C. Punjab National Bank
D. State Bank India
E. Bank of Baroda
Answer:- A. Indian Overseas Bank
Explanation:-
Indian Overseas Bank has raised interest rates on domestic
/NRO/NRE and FCNR(B) term deposits effective . Interest rates applicable would
be up to 7.3% for 444 days and up to 7.25% for three years and above.
Question:-10. NPAs under credit line scheme stand at _______.
A. 2.5%
B. 2.9%
C. 3.1%
D. 3.9%
E. 4.3%
Answer:- D. 3.9%
Explanation:-

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BANKING AWARENESS MCQS PDF

The percentage of non-performing assets ( NPAs) of loan accounts


under the ECLGS stood at Rs. 13964.58 crore , or 3.89% of the loan guaranteed ,
Parliament was informed on 12th December .

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BANKING AWARENESS MCQS PDF

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