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Tabel Diskonto Compound Interest PDF

The document contains a table with compound interest factors at an interest rate of 0.25% for various time periods and cash flow scenarios including single payments, uniform series payments, and arithmetic gradients. The table provides the compound amount, present worth, sinking fund, compound amount, capital recovery, present worth, gradient present worth, and uniform series for each time period from 1 to 480 periods.

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LintangHz
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649 views26 pages

Tabel Diskonto Compound Interest PDF

The document contains a table with compound interest factors at an interest rate of 0.25% for various time periods and cash flow scenarios including single payments, uniform series payments, and arithmetic gradients. The table provides the compound amount, present worth, sinking fund, compound amount, capital recovery, present worth, gradient present worth, and uniform series for each time period from 1 to 480 periods.

Uploaded by

LintangHz
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
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388 Interest Factor Tables

0.25%    TABLE  1   Discrete Cash


Cash Flow:
Flow: Compound
Compound Interest Factors   0.25% 

Single Payments Uniform Series Payments Arithmetic Gradients

F P P F AF F A AP P A P G AG 


Compound Present Sinking Compound Capital Present Gradient Gradient
n   Amount Worth Fund Amount Recovery Worth Present Worth Uniform Series
1 1.0025 0.9975 1.00000 1.0000 1.00250 0.9975
2 1.0050 0.9950 0.49938 2.0025 0.50188 1.9925 0.9950 0.4994
3 1.0075 0.9925 0.33250 3.0075 0.33500 2.9851 2.9801 0.9983
4 1.0100 0.9901 0.24906 4.0150 0.25156 3.9751 5.9503 1.4969
5 1.0126 0.9876 0.19900 5.0251 0.20150 4.9627 9.9007 1.9950
6 1.0151 0.9851 0.16563 6.0376 0.16813 5.9478 14.8263 2.4927
7 1.0176 0.9827 0.14179 7.0527 0.14429 6.9305 20.7223 2.9900
8 1.0202 0.9802 0.12391 8.0704 0.12641 7.9107 27.5839 3.4869
9 1.0227 0.9778 0.11000 9.0905 0.11250 8.8885 35.4061 3.9834
10 1.0253 0.9753 0.09888 10.1133 0.10138 9.8639 44.1842 4.4794
11 1.0278 0.9729 0.08978 11.1385 0.09228 10.8368 53.9133 4.9750
12 1.0304 0.9705 0.08219 12.1664 0.08469 11.8073 64.5886 5.4702
13 1.0330 0.9681 0.07578 13.1968 0.07828 12.7753 76.2053 5.9650
14 1.0356 0.9656 0.07028 14.2298 0.07278 13.7410 88.7587 6.4594
15 1.0382 0.9632 0.06551 15.2654 0.06801 14.7042 102.2441 6.9534
16 1.0408 0.9608 0.06134 16.3035 0.06384 15.6650 116.6567 7.4469
17 1.0434 0.9584 0.05766 17.3443 0.06016 16.6235 131.9917 7.9401
18 1.0460 0.9561 0.05438 18.3876 0.05688 17.5795 148.2446 8.4328
19 1.0486 0.9537 0.05146 19.4336 0.05396 18.5332 165.4106 8.9251
20 1.0512 0.9513 0.04882 20.4822 0.05132 19.4845 183.4851 9.4170
21 1.0538 0.9489 0.04644 21.5334 0.04894 20.4334 202.4634 9.9085
22 1.0565 0.9466 0.04427 22.5872 0.04677 21.3800 222.3410 10.3995
23 1.0591 0.9442 0.04229 23.6437 0.04479 22.3241 243.1131 10.8901
24 1.0618 0.9418 0.04048 24.7028 0.04298 23.2660 264.7753 11.3804
25 1.0644 0.9395 0.03881 25.7646 0.04131 24.2055 287.3230 11.8702
26 1.0671 0.9371 0.03727 26.8290 0.03977 25.1426 310.7516 12.3596
27 1.0697 0.9348 0.03585 27.8961 0.03835 26.0774 335.0566 12.8485
28 1.0724 0.9325 0.03452 28.9658 0.03702 27.0099 360.2334 13.3371
29 1.0751 0.9301 0.03329 30.0382 0.03579 27.9400 386.2776 13.8252
30 1.0778 0.9278 0.03214 31.1133 0.03464 28.8679 413.1847 14.3130
36 1.0941 0.9140 0.02658 37.6206 0.02908 34.3865 592.4988 17.2306
40 1.1050 0.9050 0.02380 42.0132 0.02630 38.0199 728.7399 19.1673
48 1.1273 0.8871 0.01963 50.9312 0.02213 45.1787 1040.06 23.0209
50 1.1330 0.8826 0.01880 53.1887 0.02130 46.9462 1125.78 23.9802
52 1.1386 0.8782 0.01803 55.4575 0.02053 48.7048 1214.59 24.9377
55 1.1472 0.8717 0.01698 58.8819 0.01948 51.3264 1353.53 26.3710
60 1.1616 0.8609 0.01547 64.6467 0.01797 55.6524 1600.08 28.7514
72 1.1969 0.8355 0.01269 78.7794 0.01519 65.8169 2265.56 34.4221
75 1.2059 0.8292 0.01214 82.3792 0.01464 68.3108 2447.61 35.8305
84 1.2334 0.8108 0.01071 93.3419 0.01321 75.6813 3029.76 40.0331
90 1.2520 0.7987 0.00992 100.7885 0.01242 80.5038 3446.87 42.8162
96 1.2709 0.7869 0.00923 108.3474 0.01173 85.2546 3886.28 45.5844
100 1.2836 0.7790 0.00881 113.4500 0.01131 88.3825 4191.24 47.4216
108 1.3095 0.7636 0.00808 123.8093 0.01058 94.5453 4829.01 51.0762
120 1.3494 0.7411 0.00716 139.7414 0.00966 103.5618 5852.11 56.5084
132 1.3904 0.7192 0.00640 156.1582 0.00890 112.3121 6950.01 61.8813
144 1.4327 0.6980 0.00578 173.0743 0.00828 120.8041 8117.41 67.1949
240 1.8208 0.5492 0.00305 328.3020 0.00555 180.3109 19399 107.5863
360 2.4568 0.4070 0.00172 582.7369 0.00422 237.1894 36264 152.8902
480 3.3151 0.3016 0.00108 926.0595 0.00358 279.3418 53821 192.6699
 

Interest Factor Tables   389

0.5%    TABLE  2   Discrete Cash


Cash Flow:
Flow: Compound
Compound Interest Factors   0.5% 

Single Payments Uniform Series Payments Arithmetic Gradients

F P P F AF F A AP P A P G AG 


Compound Present Sinking Compound Capital Present Gradient Gradient
n   Amount Worth Fund Amount Recovery Worth Present Worth Uniform Series
1 1.0050 0.9950 1.00000 1.0000 1.00500 0.9950
2 1.0100 0.9901 0.49875 2.0050 0.50375 1.9851 0.9901 0.4988
3 1.0151 0.9851 0.33167 3.0150 0.33667 2.9702 2.9604 0.9967
4 1.0202 0.9802 0.24813 4.0301 0.25313 3.9505 5.9011 1.4938
5 1.0253 0.9754 0.19801 5.0503 0.20301 4.9259 9.8026 1.9900
6 1.0304 0.9705 0.16460 6.0755 0.16960 5.8964 14.6552 2.4855
7 1.0355 0.9657 0.14073 7.1059 0.14573 6.8621 20.4493 2.9801
8 1.0407 0.9609 0.12283 8.1414 0.12783 7.8230 27.1755 3.4738
9 1.0459 0.9561 0.10891 9.1821 0.11391 8.7791 34.8244 3.9668
10 1.0511 0.9513 0.09777 10.2280 0.10277 9.7304 43.3865 4.4589
11 1.0564 0.9466 0.08866 11.2792 0.09366 10.6770 52.8526 4.9501
12 1.0617 0.9419 0.08107 12.3356 0.08607 11.6189 63.2136 5.4406
13 1.0670 0.9372 0.07464 13.3972 0.07964 12.5562 74.4602 5.9302
14 1.0723 0.9326 0.06914 14.4642 0.07414 13.4887 86.5835 6.4190
15 1.0777 0.9279 0.06436 15.5365 0.06936 14.4166 99.5743 6.9069
16 1.0831 0.9233 0.06019 16.6142 0.06519 15.3399 113.4238 7.3940
17 1.0885 0.9187 0.05651 17.6973 0.06151 16.2586 128.1231 7.8803
18 1.0939 0.9141 0.05323 18.7858 0.05823 17.1728 143.6634 8.3658
19 1.0994 0.9096 0.05030 19.8797 0.05530 18.0824 160.0360 8.8504
20 1.1049 0.9051 0.04767 20.9791 0.05267 18.9874 177.2322 9.3342
21 1.1104 0.9006 0.04528 22.0840 0.05028 19.8880 195.2434 9.8172
22 1.1160 0.8961 0.04311 23.1944 0.04811 20.7841 214.0611 10.2993
23 1.1216 0.8916 0.04113 24.3104 0.04613 21.6757 233.6768 10.7806
24 1.1272 0.8872 0.03932 25.4320 0.04432 22.5629 254.0820 11.2611
25 1.1328 0.8828 0.03765 26.5591 0.04265 23.4456 275.2686 11.7407
26 1.1385 0.8784 0.03611 27.6919 0.04111 24.3240 297.2281 12.2195
27 1.1442 0.8740 0.03469 28.8304 0.03969 25.1980 319.9523 12.6975
28 1.1499 0.8697 0.03336 29.9745 0.03836 26.0677 343.4332 13.1747
29 1.1556 0.8653 0.03213 31.1244 0.03713 26.9330 367.6625 13.6510
30 1.1614 0.8610 0.03098 32.2800 0.03598 27.7941 392.6324 14.1265
36 1.1967 0.8356 0.02542 39.3361 0.03042 32.8710 557.5598 16.9621
40 1.2208 0.8191 0.02265 44.1588 0.02765 36.1722 681.3347 18.8359
48 1.2705 0.7871 0.01849 54.0978 0.02349 42.5803 959.9188 22.5437
50 1.2832 0.7793 0.01765 56.6452 0.02265 44.1428 1035.70 23.4624
52 1.2961 0.7716 0.01689 59.2180 0.02189 45.6897 1113.82 24.3778
55 1.3156 0.7601 0.01584 63.1258 0.02084 47.9814 1235.27 25.7447
60 1.3489 0.7414 0.01433 69.7700 0.01933 51.7256 1448.65 28.0064
72 1.4320 0.6983 0.01157 86.4089 0.01657 60.3395 2012.35 33.3504
75 1.4536 0.6879 0.01102 90.7265 0.01602 62.4136 2163.75 34.6679
84 1.5204 0.6577 0.00961 104.0739 0.01461 68.4530 2640.66 38.5763
90 1.5666 0.6383 0.00883 113.3109 0.01383 72.3313 2976.08 41.1451
96 1.6141 0.6195 0.00814 122.8285 0.01314 76.0952 3324.18 43.6845
100 1.6467 0.6073 0.00773 129.3337 0.01273 78.5426 3562.79 45.3613
108 1.7137 0.5835 0.00701 142.7399 0.01201 83.2934 4054.37 48.6758
120 1.8194 0.5496 0.00610 163.8793 0.01110 90.0735 4823.51 53.5508
132 1.9316 0.5177 0.00537 186.3226 0.01037 96.4596 5624.59 58.3103
144 2.0508 0.4876 0.00476 210.1502 0.00976 102.4747 6451.31 62.9551
240 3.3102 0.3021 0.00216 462.0409 0.00716 139.5808 13416 96.1131
360 6.0226 0.1660 0.00100 1004.52 0.00600 166.7916 21403 128.3236
480 10.9575 0.0913 0.00050 1991.49 0.00550 181.7476 27588 151.7949
 

390 Interest Factor Tables

0.75%    TABLE  3   Discrete Cash


Cash Flow:
Flow: Compound
Compound Interest Factors   0.75% 

Single Payments Uniform Series Payments Arithmetic Gradients

F P P F AF F A AP P A P G AG 


Compound Present Sinking Compound Capital Present Gradient Gradient
n   Amount Worth Fund Amount Recovery Worth Present Worth Uniform Series
1 1.0075 0.9926 1.00000 1.0000 1.00750 0.9926
2 1.0151 0.9852 0.49813 2.0075 0.50563 1.9777 0.9852 0.4981
3 1.0227 0.9778 0.33085 3.0226 0.33835 2.9556 2.9408 0.9950
4 1.0303 0.9706 0.24721 4.0452 0.25471 3.9261 5.8525 1.4907
5 1.0381 0.9633 0.19702 5.0756 0.20452 4.8894 9.7058 1.9851
6 1.0459 0.9562 0.16357 6.1136 0.17107 5.8456 14.4866 2.4782
7 1.0537 0.9490 0.13967 7.1595 0.14717 6.7946 20.1808 2.9701
8 1.0616 0.9420 0.12176 8.2132 0.12926 7.7366 26.7747 3.4608
9 1.0696 0.9350 0.10782 9.2748 0.11532 8.6716 34.2544 3.9502
10 1.0776 0.9280 0.09667 10.3443 0.10417 9.5996 42.6064 4.4384
11 1.0857 0.9211 0.08755 11.4219 0.09505 10.5207 51.8174 4.9253
12 1.0938 0.9142 0.07995 12.5076 0.08745 11.4349 61.8740 5.4110
13 1.1020 0.9074 0.07352 13.6014 0.08102 12.3423 72.7632 5.8954
14 1.1103 0.9007 0.06801 14.7034 0.07551 13.2430 84.4720 6.3786
15 1.1186 0.8940 0.06324 15.8137 0.07074 14.1370 96.9876 6.8606
16 1.1270 0.8873 0.05906 16.9323 0.06656 15.0243 110.2973 7.3413
17 1.1354 0.8807 0.05537 18.0593 0.06287 15.9050 124.3887 7.8207
18 1.1440 0.8742 0.05210 19.1947 0.05960 16.7792 139.2494 8.2989
19 1.1525 0.8676 0.04917 20.3387 0.05667 17.6468 154.8671 8.7759
20 1.1612 0.8612 0.04653 21.4912 0.05403 18.5080 171.2297 9.2516
21 1.1699 0.8548 0.04415 22.6524 0.05165 19.3628 188.3253 9.7261
22 1.1787 0.8484 0.04198 23.8223 0.04948 20.2112 206.1420 10.1994
23 1.1875 0.8421 0.04000 25.0010 0.04750 21.0533 224.6682 10.6714
24 1.1964 0.8358 0.03818 26.1885 0.04568 21.8891 243.8923 11.1422
25 1.2054 0.8296 0.03652 27.3849 0.04402 22.7188 263.8029 11.6117
26 1.2144 0.8234 0.03498 28.5903 0.04248 23.5422 284.3888 12.0800
27 1.2235 0.8173 0.03355 29.8047 0.04105 24.3595 305.6387 12.5470
28 1.2327 0.8112 0.03223 31.0282 0.03973 25.1707 327.5416 13.0128
29 1.2420 0.8052 0.03100 32.2609 0.03850 25.9759 350.0867 13.4774
30 1.2513 0.7992 0.02985 33.5029 0.03735 26.7751 373.2631 13.9407
36 1.3086 0.7641 0.02430 41.1527 0.03180 31.4468 524.9924 16.6946
40 1.3483 0.7416 0.02153 46.4465 0.02903 34.4469 637.4693 18.5058
48 1.4314 0.6986 0.01739 57.5207 0.02489 40.1848 886.8404 22.0691
50 1.4530 0.6883 0.01656 60.3943 0.02406 41.5664 953.8486 22.9476
52 1.4748 0.6780 0.01580 63.3111 0.02330 42.9276 1022.59 23.8211
55 1.5083 0.6630 0.01476 67.7688 0.02226 44.9316 1128.79 25.1223
60 1.5657 0.6387 0.01326 75.4241 0.02076 48.1734 1313.52 27.2665
72 1.7126 0.5839 0.01053 95.0070 0.01803 55.4768 1791.25 32.2882
75 1.7514 0.5710 0.00998 100.1833 0.01748 57.2027 1917.22 33.5163
84 1.8732 0.5338 0.00859 116.4269 0.01609 62.1540 2308.13 37.1357
90 1.9591 0.5104 0.00782 127.8790 0.01532 65.2746 2578.00 39.4946
96 2.0489 0.4881 0.00715 139.8562 0.01465 68.2584 2853.94 41.8107
100 2.1111 0.4737 0.00675 148.1445 0.01425 70.1746 3040.75 43.3311
108 2.2411 0.4462 0.00604 165.4832 0.01354 73.8394 3419.90 46.3154
120 2.4514 0.4079 0.00517 193.5143 0.01267 78.9417 3998.56 50.6521
132 2.6813 0.3730 0.00446 224.1748 0.01196 83.6064 4583.57 54.8232
144 2.9328 0.3410 0.00388 257.7116 0.01138 87.8711 5169.58 58.8314
240 6.0092 0.1664 0.00150 667.8869 0.00900 111.1450 9494.12 85.4210
360 14.7306 0.0679 0.00055 1830.74 0.00805 124.2819 13312 107.1145
480 36.1099 0.0277 0.00021 4681.32 0.00771 129.6409 15513 119.6620
 

Interest Factor Tables   391

1%    TABLE  4   Discrete Cash


Cash Flow:
Flow: Compound
Compound Interest Factors   1% 

Single Payments Uniform Series Payments Arithmetic Gradients

F P P F AF F A AP P A P G AG 


Compound Present Sinking Compound Capital Present Gradient Gradient
n   Amount Worth Fund Amount Recovery Worth Present Worth Uniform Series
1 1.0100 0.9901 1.00000 1.0000 1.01000 0.9901
2 1.0201 0.9803 0.49751 2.0100 0.50751 1.9704 0.9803 0.4975
3 1.0303 0.9706 0.33002 3.0301 0.34002 2.9410 2.9215 0.9934
4 1.0406 0.9610 0.24628 4.0604 0.25628 3.9020 5.8044 1.4876
5 1.0510 0.9515 0.19604 5.1010 0.20604 4.8534 9.6103 1.9801
6 1.0615 0.9420 0.16255 6.1520 0.17255 5.7955 14.3205 2.4710
7 1.0721 0.9327 0.13863 7.2135 0.14863 6.7282 19.9168 2.9602
8 1.0829 0.9235 0.12069 8.2857 0.13069 7.6517 26.3812 3.4478
9 1.0937 0.9143 0.10674 9.3685 0.11674 8.5660 33.6959 3.9337
10 1.1046 0.9053 0.09558 10.4622 0.10558 9.4713 41.8435 4.4179
11 1.1157 0.8963 0.08645 11.5668 0.09645 10.3676 50.8067 4.9005
12 1.1268 0.8874 0.07885 12.6825 0.08885 11.2551 60.5687 5.3815
13 1.1381 0.8787 0.07241 13.8093 0.08241 12.1337 71.1126 5.8607
14 1.1495 0.8700 0.06690 14.9474 0.07690 13.0037 82.4221 6.3384
15 1.1610 0.8613 0.06212 16.0969 0.07212 13.8651 94.4810 6.8143
16 1.1726 0.8528 0.05794 17.2579 0.06794 14.7179 107.2734 7.2886
17 1.1843 0.8444 0.05426 18.4304 0.06426 15.5623 120.7834 7.7613
18 1.1961 0.8360 0.05098 19.6147 0.06098 16.3983 134.9957 8.2323
19 1.2081 0.8277 0.04805 20.8109 0.05805 17.2260 149.8950 8.7017
20 1.2202 0.8195 0.04542 22.0190 0.05542 18.0456 165.4664 9.1694
21 1.2324 0.8114 0.04303 23.2392 0.05303 18.8570 181.6950 9.6354
22 1.2447 0.8034 0.04086 24.4716 0.05086 19.6604 198.5663 10.0998
23 1.2572 0.7954 0.03889 25.7163 0.04889 20.4558 216.0660 10.5626
24 1.2697 0.7876 0.03707 26.9735 0.04707 21.2434 234.1800 11.0237
25 1.2824 0.7798 0.03541 28.2432 0.04541 22.0232 252.8945 11.4831
26 1.2953 0.7720 0.03387 29.5256 0.04387 22.7952 272.1957 11.9409
27 1.3082 0.7644 0.03245 30.8209 0.04245 23.5596 292.0702 12.3971
28 1.3213 0.7568 0.03112 32.1291 0.04112 24.3164 312.5047 12.8516
29 1.3345 0.7493 0.02990 33.4504 0.03990 25.0658 333.4863 13.3044
30 1.3478 0.7419 0.02875 34.7849 0.03875 25.8077 355.0021 13.7557
36 1.4308 0.6989 0.02321 43.0769 0.03321 30.1075 494.6207 16.4285
40 1.4889 0.6717 0.02046 48.8864 0.03046 32.8347 596.8561 18.1776
48 1.6122 0.6203 0.01633 61.2226 0.02633 37.9740 820.1460 21.5976
50 1.6446 0.6080 0.01551 64.4632 0.02551 39.1961 879.4176 22.4363
52 1.6777 0.5961 0.01476 67.7689 0.02476 40.3942 939.9175 23.2686
55 1.7285 0.5785 0.01373 72.8525 0.02373 42.1472 1032.81 24.5049
60 1.8167 0.5504 0.01224 81.6697 0.02224 44.9550 1192.81 26.5333
72 2.0471 0.4885 0.00955 104.7099 0.01955 51.1504 1597.87 31.2386
75 2.1091 0.4741 0.00902 110.9128 0.01902 52.5871 1702.73 32.3793
84 2.3067 0.4335 0.00765 130.6723 0.01765 56.6485 2023.32 35.7170
90 2.4486 0.4084 0.00690 144.8633 0.01690 59.1609 2240.57 37.8724
96 2.5993 0.3847 0.00625 159.9273 0.01625 61.5277 2459.43 39.9727
100 2.7048 0.3697 0.00587 170.4814 0.01587 63.0289 2605.78 41.3426
108 2.9289 0.3414 0.00518 192.8926 0.01518 65.8578 2898.42 44.0103
120 3.3004 0.3030 0.00435 230.0387 0.01435 69.7005 3334.11 47.8349
132 3.7190 0.2689 0.00368 271.8959 0.01368 73.1108 3761.69 51.4520
144 4.1906 0.2386 0.00313 319.0616 0.01313 76.1372 4177.47 54.8676
240 10.8926 0.0918 0.00101 989.2554 0.01101 90.8194 6878.60 75.7393
360 35.9496 0.0278 0.00029 3494.96 0.01029 97.2183 8720.43 89.6995
480 118.6477 0.0084 0.00008 11765 0.01008 99.1572 9511.16 95.9200
 

392 Interest Factor Tables

1.25%    TABLE  5   Discrete Cash


Cash Flow:
Flow: Compound
Compound Interest
Interest Factors
Factors   1.25% 

Single Payments Uniform Series Payments Arithmetic Gradients

F P P F AF F A AP P A P G AG 


Compound Present Sinking Compound Capital Present Gradient Gradient
n   Amount Worth Fund Amount Recovery Worth Present Worth Uniform Series
1 1.0125 0.9877 1.00000 1.0000 1.01250 0.9877
2 1.0252 0.9755 0.49680 2.0125 0.50939 1.9631 0.9755 0.4969
3 1.0380 0.9634 0.32920 3.0377 0.34170 2.9265 2.9023 0.9917
4 1.0509 0.9515 0.24536 4.0756 0.25786 3.8781 5.7569 1.4845
5 1.0641 0.9398 0.19506 5.1266 0.20756 4.8178 9.5160 1.9752
6 1.0774 0.9282 0.16153 6.1907 0.17403 5.7460 14.1569 2.4638
7 1.0909 0.9167 0.13759 7.2680 0.15009 6.6627 19.6571 2.9503
8 1.1045 0.9054 0.11963 8.3589 0.13213 7.5681 25.9949 3.4348
9 1.1183 0.8942 0.10567 9.4634 0.11817 8.4623 33.1487 3.9172
10 1.1323 0.8832 0.09450 10.5817 0.10700 9.3455 41.0973 4.3975
11 1.1464 0.8723 0.08537 11.7139 0.09787 10.2178 49.8201 4.8758
12 1.1608 0.8615 0.07776 12.8604 0.09026 11.0793 59.2967 5.3520
13 1.1753 0.8509 0.07132 14.0211 0.08382 11.9302 69.5072 5.8262
14 1.1900 0.8404 0.06581 15.1964 0.07831 12.7706 80.4320 6.2982
15 1.2048 0.8300 0.06103 16.3863 0.07353 13.6005 92.0519 6.7682
16 1.2199 0.8197 0.05685 17.5912 0.06935 14.4203 104.3481 7.2362
17 1.2351 0.8096 0.05316 18.8111 0.06566 15.2299 117.3021 7.7021
18 1.2506 0.7996 0.04988 20.0462 0.06238 16.0295 130.8958 8.1659
19 1.2662 0.7898 0.04696 21.2968 0.05946 16.8193 145.1115 8.6277
20 1.2820 0.7800 0.04432 22.5630 0.05682 17.5993 159.9316 9.0874
21 1.2981 0.7704 0.04194 23.8450 0.05444 18.3697 175.3392 9.5450
22 1.3143 0.7609 0.03977 25.1431 0.05227 19.1306 191.3174 10.0006
23 1.3307 0.7515 0.03780 26.4574 0.05030 19.8820 207.8499 10.4542
24 1.3474 0.7422 0.03599 27.7881 0.04849 20.6242 224.9204 10.9056
25 1.3642 0.7330 0.03432 29.1354 0.04682 21.3573 242.5132 11.3551
26 1.3812 0.7240 0.03279 30.4996 0.04529 22.0813 260.6128 11.8024
27 1.3985 0.7150 0.03137 31.8809 0.04387 22.7963 279.2040 12.2478
28 1.4160 0.7062 0.03005 33.2794 0.04255 23.5025 298.2719 12.6911
29 1.4337 0.6975 0.02882 34.6954 0.04132 24.2000 317.8019 13.1323
30 1.4516 0.6889 0.02768 36.1291 0.04018 24.8889 337.7797 13.5715
36 1.5639 0.6394 0.02217 45.1155 0.03467 28.8473 466.2830 16.1639
40 1.6436 0.6084 0.01942 51.4896 0.03192 31.3269 559.2320 17.8515
48 1.8154 0.5509 0.01533 65.2284 0.02783 35.9315 759.2296 21.1299
50 1.8610 0.5373 0.01452 68.8818 0.02702 37.0129 811.6738 21.9295
52 1.9078 0.5242 0.01377 72.6271 0.02627 38.0677 864.9409 22.7211
55 1.9803 0.5050 0.01275 78.4225 0.02525 39.6017 946.2277 23.8936
60 2.1072 0.4746 0.01129 88.5745 0.02379 42.0346 1084.84 25.8083
72 2.4459 0.4088 0.00865 115.6736 0.02115 47.2925 1428.46 30.2047
75 2.5388 0.3939 0.00812 123.1035 0.02062 48.4890 1515.79 31.2605
84 2.8391 0.3522 0.00680 147.1290 0.01930 51.8222 1778.84 34.3258
90 3.0588 0.3269 0.00607 164.7050 0.01857 53.8461 1953.83 36.2855
96 3.2955 0.3034 0.00545 183.6411 0.01795 55.7246 2127.52 38.1793
100 3.4634 0.2887 0.00507 197.0723 0.01757 56.9013 2242.24 39.4058
108 3.8253 0.2614 0.00442 226.0226 0.01692 59.0865 2468.26 41.7737
120 4.4402 0.2252 0.00363 275.2171 0.01613 61.9828 2796.57 45.1184
132 5.1540 0.1940 0.00301 332.3198 0.01551 64.4781 3109.35 48.2234
144 5.9825 0.1672 0.00251 398.6021 0.01501 66.6277 3404.61 51.0990
240 19.7155 0.0507 0.00067 1497.24 0.01317 75.9423 5101.53 67.1764
360 87.5410 0.0114 0.00014 6923.28 0.01264 79.0861 5997.90 75.8401
480 388.7007 0.0026 0.00003 31016 0.01253 79.7942 6284.74 78.7619
 

Interest Factor Tables   393

1.5%    TABLE  6   Discrete Cash


Cash Flow:
Flow: Compound
Compound Interest Factors   1.5% 

Single Payments Uniform Series Payments Arithmetic Gradients

F P P F AF F A AP P A P G AG 


Compound Present Sinking Compound Capital Present Gradient Gradient
n   Amount Worth Fund Amount Recovery Worth Present Worth Uniform Series
1 1.0150 0.9852 1.00000 1.0000 1.01500 0.9852
2 1.0302 0.9707 0.49628 2.0150 0.51128 1.9559 0.9707 0.4963
3 1.0457 0.9563 0.32838 3.0452 0.34338 2.9122 2.8833 0.9901
4 1.0614 0.9422 0.24444 4.0909 0.25944 3.8544 5.7098 1.4814
5 1.0773 0.9283 0.19409 5.1523 0.20909 4.7826 9.4229 1.9702
6 1.0934 0.9145 0.16053 6.2296 0.17553 5.6972 13.9956 2.4566
7 1.1098 0.9010 0.13656 7.3230 0.15156 6.5982 19.4018 2.9405
8 1.1265 0.8877 0.11858 8.4328 0.13358 7.4859 25.6157 3.4219
9 1.1434 0.8746 0.10461 9.5593 0.11961 8.3605 32.6125 3.9008
10 1.1605 0.8617 0.09343 10.7027 0.10843 9.2222 40.3675 4.3772
11 1.1779 0.8489 0.08429 11.8633 0.09929 10.0711 48.8568 4.8512
12 1.1956 0.8364 0.07668 13.0412 0.09168 10.9075 58.0571 5.3227
13 1.2136 0.8240 0.07024 14.2368 0.08524 11.7315 67.9454 5.7917
14 1.2318 0.8118 0.06472 15.4504 0.07972 12.5434 78.4994 6.2582
15 1.2502 0.7999 0.05994 16.6821 0.07494 13.3432 89.6974 6.7223
16 1.2690 0.7880 0.05577 17.9324 0.07077 14.1313 101.5178 7.1839
17 1.2880 0.7764 0.05208 19.2014 0.06708 14.9076 113.9400 7.6431
18 1.3073 0.7649 0.04881 20.4894 0.06381 15.6726 126.9435 8.0997
19 1.3270 0.7536 0.04588 21.7967 0.06088 16.4262 140.5084 8.5539
20 1.3469 0.7425 0.04325 23.1237 0.05825 17.1686 154.6154 9.0057
21 1.3671 0.7315 0.04087 24.4705 0.05587 17.9001 169.2453 9.4550
22 1.3876 0.7207 0.03870 25.8376 0.05370 18.6208 184.3798 9.9018
23 1.4084 0.7100 0.03673 27.2251 0.05173 19.3309 200.0006 10.3462
24 1.4295 0.6995 0.03492 28.6335 0.04992 20.0304 216.0901 10.7881
25 1.4509 0.6892 0.03326 30.0630 0.04826 20.7196 232.6310 11.2276
26 1.4727 0.6790 0.03173 31.5140 0.04673 21.3986 249.6065 11.6646
27 1.4948 0.6690 0.03032 32.9867 0.04532 22.0676 267.0002 12.0992
28 1.5172 0.6591 0.02900 34.4815 0.04400 22.7267 284.7958 12.5313
29 1.5400 0.6494 0.02778 35.9987 0.04278 23.3761 302.9779 12.9610
30 1.5631 0.6398 0.02664 37.5387 0.04164 24.0158 321.5310 13.3883
36 1.7091 0.5851 0.02115 47.2760 0.03615 27.6607 439.8303 15.9009
40 1.8140 0.5513 0.01843 54.2679 0.03343 29.9158 524.3568 17.5277
48 2.0435 0.4894 0.01437 69.5652 0.02937 34.0426 703.5462 20.6667
50 2.1052 0.4750 0.01357 73.6828 0.02857 34.9997 749.9636 21.4277
52 2.1689 0.4611 0.01283 77.9249 0.02783 35.9287 796.8774 22.1794
55 2.2679 0.4409 0.01183 84.5296 0.02683 37.2715 868.0285 23.2894
60 2.4432 0.4093 0.01039 96.2147 0.02539 39.3803 988.1674 25.0930
72 2.9212 0.3423 0.00781 128.0772 0.02281 43.8447 1279.79 29.1893
75 3.0546 0.3274 0.00730 136.9728 0.02230 44.8416 1352.56 30.1631
84 3.4926 0.2863 0.00602 166.1726 0.02102 47.5786 1568.51 32.9668
90 3.8189 0.2619 0.00532 187.9299 0.02032 49.2099 1709.54 34.7399
96 4.1758 0.2395 0.00472 211.7202 0.01972 50.7017 1847.47 36.4381
100 4.4320 0.2256 0.00437 228.8030 0.01937 51.6247 1937.45 37.5295
108 4.9927 0.2003 0.00376 266.1778 0.01876 53.3137 2112.13 39.6171
120 5.9693 0.1675 0.00302 331.2882 0.01802 55.4985 2359.71 42.5185
132 7.1370 0.1401 0.00244 409.1354 0.01744 57.3257 2588.71 45.1579
144 8.5332 0.1172 0.00199 502.2109 0.01699 58.8540 2798.58 47.5512
240 35.6328 0.0281 0.00043 2308.85 0.01543 64.7957 3870.69 59.7368
360 212.7038 0.0047 0.00007 14114 0.01507 66.3532 4310.72 64.9662
480 1269.70 0.0008 0.00001 84580 0.01501 66.6142 4415.74 66.2883
 

394 Interest Factor Tables

2%    TABLE  7   Discrete Cash


Cash Flow:
Flow: Compound Interest Factors
Factors   2% 

Single Payments Uniform Series Payments Arithmetic Gradients

F P P F AF F A AP P A P G AG 


Compound Present Sinking Compound Capital Present Gradient Gradient
n   Amount Worth Fund Amount Recovery Worth Present Worth Uniform Series
1 1.0200 0.9804 1.00000 1.0000 1.02000 0.9804
2 1.0404 0.9612 0.49505 2.0200 0.51505 1.9416 0.9612 0.4950
3 1.0612 0.9423 0.32675 3.0604 0.34675 2.8839 2.8458 0.9868
4 1.0824 0.9238 0.24262 4.1216 0.26262 3.8077 5.6173 1.4752
5 1.1041 0.9057 0.19216 5.2040 0.21216 4.7135 9.2403 1.9604
6 1.1262 0.8880 0.15853 6.3081 0.17853 5.6014 13.6801 2.4423
7 1.1487 0.8706 0.13451 7.4343 0.15451 6.4720 18.9035 2.9208
8 1.1717 0.8535 0.11651 8.5830 0.13651 7.3255 24.8779 3.3961
9 1.1951 0.8368 0.10252 9.7546 0.12252 8.1622 31.5720 3.8681
10 1.2190 0.8203 0.09133 10.9497 0.11133 8.9826 38.9551 4.3367
11 1.2434 0.8043 0.08218 12.1687 0.10218 9.7868 46.9977 4.8021
12 1.2682 0.7885 0.07456 13.4121 0.09456 10.5753 55.6712 5.2642
13 1.2936 0.7730 0.06812 14.6803 0.08812 11.3484 64.9475 5.7231
14 1.3195 0.7579 0.06260 15.9739 0.08260 12.1062 74.7999 6.1786
15 1.3459 0.7430 0.05783 17.2934 0.07783 12.8493 85.2021 6.6309
16 1.3728 0.7284 0.05365 18.6393 0.07365 13.5777 96.1288 7.0799
17 1.4002 0.7142 0.04997 20.0121 0.06997 14.2919 107.5554 7.5256
18 1.4282 0.7002 0.04670 21.4123 0.06670 14.9920 119.4581 7.9681
19 1.4568 0.6864 0.04378 22.8406 0.06378 15.6785 131.8139 8.4073
20 1.4859 0.6730 0.04116 24.2974 0.06116 16.3514 144.6003 8.8433
21 1.5157 0.6598 0.03878 25.7833 0.05878 17.0112 157.7959 9.2760
22 1.5460 0.6468 0.03663 27.2990 0.05663 17.6580 171.3795 9.7055
23 1.5769 0.6342 0.03467 28.8450 0.05467 18.2922 185.3309 10.1317
24 1.6084 0.6217 0.03287 30.4219 0.05287 18.9139 199.6305 10.5547
25 1.6406 0.6095 0.03122 32.0303 0.05122 19.5235 214.2592 10.9745
26 1.6734 0.5976 0.02970 33.6709 0.04970 20.1210 229.1987 11.3910
27 1.7069 0.5859 0.02829 35.3443 0.04829 20.7069 244.4311 11.8043
28 1.7410 0.5744 0.02699 37.0512 0.04699 21.2813 259.9392 12.2145
29 1.7758 0.5631 0.02578 38.7922 0.04578 21.8444 275.7064 12.6214
30 1.8114 0.5521 0.02465 40.5681 0.04465 22.3965 291.7164 13.0251
36 2.0399 0.4902 0.01923 51.9944 0.03923 25.4888 392.0405 15.3809
40 2.2080 0.4529 0.01656 60.4020 0.03656 27.3555 461.9931 16.8885
48 2.5871 0.3865 0.01260 79.3535 0.03260 30.6731 605.9657 19.7556
50 2.6916 0.3715 0.01182 84.5794 0.03182 31.4236 642.3606 20.4420
52 2.8003 0.3571 0.01111 90.0164 0.03111 32.1449 678.7849 21.1164
55 2.9717 0.3365 0.01014 98.5865 0.03014 33.1748 733.3527 22.1057
60 3.2810 0.3048 0.00877 114.0515 0.02877 34.7609 823.6975 23.6961
72 4.1611 0.2403 0.00633 158.0570 0.02633 37.9841 1034.06 27.2234
75 4.4158 0.2265 0.00586 170.7918 0.02586 38.6771 1084.64 28.0434
84 5.2773 0.1895 0.00468 213.8666 0.02468 40.5255 1230.42 30.3616
90 5.9431 0.1683 0.00405 247.1567 0.02405 41.5869 1322.17 31.7929
96 6.6929 0.1494 0.00351 284.6467 0.02351 42.5294 1409.30 33.1370
100 7.2446 0.1380 0.00320 312.2323 0.02320 43.0984 1464.75 33.9863
108 8.4883 0.1178 0.00267 374.4129 0.02267 44.1095 1569.30 35.5774
120 10.7652 0.0929 0.00205 488.2582 0.02205 45.3554 1710.42 37.7114
132 13.6528 0.0732 0.00158 632.6415 0.02158 46.3378 1833.47 39.5676
144 17.3151 0.0578 0.00123 815.7545 0.02123 47.1123 1939.79 41.1738
240 115.8887 0.0086 0.00017 5744.44 0.02017 49.5686 2374.88 47.9110
360 1247.56 0.0008 0.00002 62328 0.02002 49.9599 2482.57 49.7112
480 13430
13 0.0001 0.02000 49.9963 2498.03 49.9643
 

Interest Factor Tables   395

3%    TABLE  8   Discrete Cash


Cash Flow:
Flow: Compound
Compound Interest Factors   3% 

Single Payments Uniform Series Payments Arithmetic Gradients

F P P F AF F A AP P A P G AG 


Compound Present Sinking Compound Capital Present Gradient Gradient
n   Amount Worth Fund Amount Recovery Worth Present Worth Uniform Series
1 1.0300 0.9709 1.00000 1.0000 1.03000 0.9709
2 1.0609 0.9426 0.49261 2.0300 0.52261 1.9135 0.9426 0.4926
3 1.0927 0.9151 0.32353 3.0909 0.35353 2.8286 2.7729 0.9803
4 1.1255 0.8885 0.23903 4.1836 0.26903 3.7171 5.4383 1.4631
5 1.1593 0.8626 0.18835 5.3091 0.21835 4.5797 8.8888 1.9409
6 1.1941 0.8375 0.15460 6.4684 0.18460 5.4172 13.0762 2.4138
7 1.2299 0.8131 0.13051 7.6625 0.16051 6.2303 17.9547 2.8819
8 1.2668 0.7894 0.11246 8.8923 0.14246 7.0197 23.4806 3.3450
9 1.3048 0.7664 0.09843 10.1591 0.12843 7.7861 29.6119 3.8032
10 1.3439 0.7441 0.08723 11.4639 0.11723 8.5302 36.3088 4.2565
11 1.3842 0.7224 0.07808 12.8078 0.10808 9.2526 43.5330 4.7049
12 1.4258 0.7014 0.07046 14.1920 0.10046 9.9540 51.2482 5.1485
13 1.4685 0.6810 0.06403 15.6178 0.09403 10.6350 59.4196 5.5872
14 1.5126 0.6611 0.05853 17.0863 0.08853 11.2961 68.0141 6.0210
15 1.5580 0.6419 0.05377 18.5989 0.08377 11.9379 77.0002 6.4500
16 1.6047 0.6232 0.04961 20.1569 0.07961 12.5611 86.3477 6.8742
17 1.6528 0.6050 0.04595 21.7616 0.07595 13.1661 96.0280 7.2936
18 1.7024 0.5874 0.04271 23.4144 0.07271 13.7535 106.0137 7.7081
19 1.7535 0.5703 0.03981 25.1169 0.06981 14.3238 116.2788 8.1179
20 1.8061 0.5537 0.03722 26.8704 0.06722 14.8775 126.7987 8.5229
21 1.8603 0.5375 0.03487 28.6765 0.06487 15.4150 137.5496 8.9231
22 1.9161 0.5219 0.03275 30.5368 0.06275 15.9369 148.5094 9.3186
23 1.9736 0.5067 0.03081 32.4529 0.06081 16.4436 159.6566 9.7093
24 2.0328 0.4919 0.02905 34.4265 0.05905 16.9355 170.9711 10.0954
25 2.0938 0.4776 0.02743 36.4593 0.05743 17.4131 182.4336 10.4768
26 2.1566 0.4637 0.02594 38.5530 0.05594 17.8768 194.0260 10.8535
27 2.2213 0.4502 0.02456 40.7096 0.05456 18.3270 205.7309 11.2255
28 2.2879 0.4371 0.02329 42.9309 0.05329 18.7641 217.5320 11.5930
29 2.3566 0.4243 0.02211 45.2189 0.05211 19.1885 229.4137 11.9558
30 2.4273 0.4120 0.02102 47.5754 0.05102 19.6004 241.3613 12.3141
31 2.5001 0.4000 0.02000 50.0027 0.05000 20.0004 253.3609 12.6678
32 2.5751 0.3883 0.01905 52.5028 0.04905 20.3888 265.3993 13.0169
33 2.6523 0.3770 0.01816 55.0778 0.04816 20.7658 277.4642 13.3616
34 2.7319 0.3660 0.01732 57.7302 0.04732 21.1318 289.5437 13.7018
35 2.8139 0.3554 0.01654 60.4621 0.04654 21.4872 301.6267 14.0375
40 3.2620 0.3066 0.01326 75.4013 0.04326 23.1148 361.7499 15.6502
45 3.7816 0.2644 0.01079 92.7199 0.04079 24.5187 420.6325 17.1556
50 4.3839 0.2281 0.00887 112.7969 0.03887 25.7298 477.4803 18.5575
55 5.0821 0.1968 0.00735 136.0716 0.03735 26.7744 531.7411 19.8600
60 5.8916 0.1697 0.00613 163.0534 0.03613 27.6756 583.0526 21.0674
65 6.8300 0.1464 0.00515 194.3328 0.03515 28.4529 631.2010 22.1841
70 7.9178 0.1263 0.00434 230.5941 0.03434 29.1234 676.0869 23.2145
75 9.1789 0.1089 0.00367 272.6309 0.03367 29.7018 717.6978 24.1634
80 10.6409 0.0940 0.00311 321.3630 0.03311 30.2008 756.0865 25.0353
84 11.9764 0.0835 0.00273 365.8805 0.03273 30.5501 784.5434 25.6806
85 12.3357 0.0811 0.00265 377.8570 0.03265 30.6312 791.3529 25.8349
90 14.3005 0.0699 0.00226 443.3489 0.03226 31.0024 823.6302 26.5667
96 17.0755 0.0586 0.00187 535.8502 0.03187 31.3812 858.6377 27.3615
108 24.3456 0.0411 0.00129 778.1863 0.03129 31.9642 917.6013 28.7072
120 34.7110 0.0288 0.00089 1123.70 0.03089 32.3730 963.8635 29.7737
 

396 Interest Factor Tables

4%    T A B L E  9   Discrete Cash Flow: Compound Interest Factors


Factors   4% 

Single Payments Uniform Series Payments Arithmetic Gradients

F P P F AF F A AP P A P G AG 


Compound Present Sinking Compound Capital Present Gradient Gradient
n   Amount Worth Fund Amount Recovery Worth Present Worth Uniform Series
1 1.0400 0.9615 1.00000 1.0000 1.04000 0.9615
2 1.0816 0.9246 0.49020 2.0400 0.53020 1.8861 0.9246 0.4902
3 1.1249 0.8890 0.32035 3.1216 0.36035 2.7751 2.7025 0.9739
4 1.1699 0.8548 0.23549 4.2465 0.27549 3.6299 5.2670 1.4510
5 1.2167 0.8219 0.18463 5.4163 0.22463 4.4518 8.5547 1.9216
6 1.2653 0.7903 0.15076 6.6330 0.19076 5.2421 12.5062 2.3857
7 1.3159 0.7599 0.12661 7.8983 0.16661 6.0021 17.0657 2.8433
8 1.3686 0.7307 0.10853 9.2142 0.14853 6.7327 22.1806 3.2944
9 1.4233 0.7026 0.09449 10.5828 0.13449 7.4353 27.8013 3.7391
10 1.4802 0.6756 0.08329 12.0061 0.12329 8.1109 33.8814 4.1773
11 1.5395 0.6496 0.07415 13.4864 0.11415 8.7605 40.3772 4.6090
12 1.6010 0.6246 0.06655 15.0258 0.10655 9.3851 47.2477 5.0343
13 1.6651 0.6006 0.06014 16.6268 0.10014 9.9856 54.4546 5.4533
14 1.7317 0.5775 0.05467 18.2919 0.09467 10.5631 61.9618 5.8659
15 1.8009 0.5553 0.04994 20.0236 0.08994 11.1184 69.7355 6.2721
16 1.8730 0.5339 0.04582 21.8245 0.08582 11.6523 77.7441 6.6720
17 1.9479 0.5134 0.04220 23.6975 0.08220 12.1657 85.9581 7.0656
18 2.0258 0.4936 0.03899 25.6454 0.07899 12.6593 94.3498 7.4530
19 2.1068 0.4746 0.03614 27.6712 0.07614 13.1339 102.8933 7.8342
20 2.1911 0.4564 0.03358 29.7781 0.07358 13.5903 111.5647 8.2091
21 2.2788 0.4388 0.03128 31.9692 0.07128 14.0292 120.3414 8.5779
22 2.3699 0.4220 0.02920 34.2480 0.06920 14.4511 129.2024 8.9407
23 2.4647 0.4057 0.02731 36.6179 0.06731 14.8568 138.1284 9.2973
24 2.5633 0.3901 0.02559 39.0826 0.06559 15.2470 147.1012 9.6479
25 2.6658 0.3751 0.02401 41.6459 0.06401 15.6221 156.1040 9.9925
26 2.7725 0.3607 0.02257 44.3117 0.06257 15.9828 165.1212 10.3312
27 2.8834 0.3468 0.02124 47.0842 0.06124 16.3296 174.1385 10.6640
28 2.9987 0.3335 0.02001 49.9676 0.06001 16.6631 183.1424 10.9909
29 3.1187 0.3207 0.01888 52.9663 0.05888 16.9837 192.1206 11.3120
30 3.2434 0.3083 0.01783 56.0849 0.05783 17.2920 201.0618 11.6274
31 3.3731 0.2965 0.01686 59.3283 0.05686 17.5885 209.9556 11.9371
32 3.5081 0.2851 0.01595 62.7015 0.05595 17.8736 218.7924 12.2411
33 3.6484 0.2741 0.01510 66.2095 0.05510 18.1476 227.5634 12.5396
34 3.7943 0.2636 0.01431 69.8579 0.05431 18.4112 236.2607 12.8324
35 3.9461 0.2534 0.01358 73.6522 0.05358 18.6646 244.8768 13.1198
40 4.8010 0.2083 0.01052 95.0255 0.05052 19.7928 286.5303 14.4765
45 5.8412 0.1712 0.00826 121.0294 0.04826 20.7200 325.4028 15.7047
50 7.1067 0.1407 0.00655 152.6671 0.04655 21.4822 361.1638 16.8122
55 8.6464 0.1157 0.00523 191.1592 0.04523 22.1086 393.6890 17.8070
60 10.5196 0.0951 0.00420 237.9907 0.04420 22.6235 422.9966 18.6972
65 12.7987 0.0781 0.00339 294.9684 0.04339 23.0467 449.2014 19.4909
70 15.5716 0.0642 0.00275 364.2905 0.04275 23.3945 472.4789 20.1961
75 18.9453 0.0528 0.00223 448.6314 0.04223 23.6804 493.0408 20.8206
80 23.0498 0.0434 0.00181 551.2450 0.04181 23.9154 511.1161 21.3718
85 28.0436 0.0357 0.00148 676.0901 0.04148 24.1085 526.9384 21.8569
90 34.1193 0.0293 0.00121 827.9833 0.04121 24.2673 540.7369 22.2826
96 43.1718 0.0232 0.00095 1054.30 0.04095 24.4209 554.9312 22.7236
108 69.1195 0.0145 0.00059 1702.99 0.04059 24.6383 576.8949 23.4146
120 110.6626 0.0090 0.00036 2741.56 0.04036 24.7741 592.2428 23.9057
144 283.6618 0.0035 0.00014 7066.55 0.04014 24.9119 610.1055 24.4906
 

Interest Factor Tables   397

5%    TABLE  10   Discrete Cash


Cash Flow:
Flow: Compound
Compound Interest Factors   5% 

Single Payments Uniform Series Payments Arithmetic Gradients

F P P F AF F A AP P A P G AG 


Compound Present Sinking Compound Capital Present Gradient Gradient
n   Amount Worth Fund Amount Recovery Worth Present Worth Uniform Series
1 1.0500 0.9524 1.00000 1.0000 1.05000 0.9524
2 1.1025 0.9070 0.48780 2.0500 0.53780 1.8594 0.9070 0.4878
3 1.1576 0.8638 0.31721 3.1525 0.36721 2.7232 2.6347 0.9675
4 1.2155 0.8227 0.23201 4.3101 0.28201 3.5460 5.1028 1.4391
5 1.2763 0.7835 0.18097 5.5256 0.23097 4.3295 8.2369 1.9025
6 1.3401 0.7462 0.14702 6.8019 0.19702 5.0757 11.9680 2.3579
7 1.4071 0.7107 0.12282 8.1420 0.17282 5.7864 16.2321 2.8052
8 1.4775 0.6768 0.10472 9.5491 0.15472 6.4632 20.9700 3.2445
9 1.5513 0.6446 0.09069 11.0266 0.14069 7.1078 26.1268 3.6758
10 1.6289 0.6139 0.07950 12.5779 0.12950 7.7217 31.6520 4.0991
11 1.7103 0.5847 0.07039 14.2068 0.12039 8.3064 37.4988 4.5144
12 1.7959 0.5568 0.06283 15.9171 0.11283 8.8633 43.6241 4.9219
13 1.8856 0.5303 0.05646 17.7130 0.10646 9.3936 49.9879 5.3215
14 1.9799 0.5051 0.05102 19.5986 0.10102 9.8986 56.5538 5.7133
15 2.0789 0.4810 0.04634 21.5786 0.09634 10.3797 63.2880 6.0973
16 2.1829 0.4581 0.04227 23.6575 0.09227 10.8378 70.1597 6.4736
17 2.2920 0.4363 0.03870 25.8404 0.08870 11.2741 77.1405 6.8423
18 2.4066 0.4155 0.03555 28.1324 0.08555 11.6896 84.2043 7.2034
19 2.5270 0.3957 0.03275 30.5390 0.08275 12.0853 91.3275 7.5569
20 2.6533 0.3769 0.03024 33.0660 0.08024 12.4622 98.4884 7.9030
21 2.7860 0.3589 0.02800 35.7193 0.07800 12.8212 105.6673 8.2416
22 2.9253 0.3418 0.02597 38.5052 0.07597 13.1630 112.8461 8.5730
23 3.0715 0.3256 0.02414 41.4305 0.07414 13.4886 120.0087 8.8971
24 3.2251 0.3101 0.02247 44.5020 0.07247 13.7986 127.1402 9.2140
25 3.3864 0.2953 0.02095 47.7271 0.07095 14.0939 134.2275 9.5238
26 3.5557 0.2812 0.01956 51.1135 0.06956 14.3752 141.2585 9.8266
27 3.7335 0.2678 0.01829 54.6691 0.06829 14.6430 148.2226 10.1224
28 3.9201 0.2551 0.01712 58.4026 0.06712 14.8981 155.1101 10.4114
29 4.1161 0.2429 0.01605 62.3227 0.06605 15.1411 161.9126 10.6936
30 4.3219 0.2314 0.01505 66.4388 0.06505 15.3725 168.6226 10.9691
31 4.5380 0.2204 0.01413 70.7608 0.06413 15.5928 175.2333 11.2381
32 4.7649 0.2099 0.01328 75.2988 0.06328 15.8027 181.7392 11.5005
33 5.0032 0.1999 0.01249 80.0638 0.06249 16.0025 188.1351 11.7566
34 5.2533 0.1904 0.01176 85.0670 0.06176 16.1929 194.4168 12.0063
35 5.5160 0.1813 0.01107 90.3203 0.06107 16.3742 200.5807 12.2498
40 7.0400 0.1420 0.00828 120.7998 0.05828 17.1591 229.5452 13.3775
45 8.9850 0.1113 0.00626 159.7002 0.05626 17.7741 255.3145 14.3644
50 11.4674 0.0872 0.00478 209.3480 0.05478 18.2559 277.9148 15.2233
55 14.6356 0.0683 0.00367 272.7126 0.05367 18.6335 297.5104 15.9664
60 18.6792 0.0535 0.00283 353.5837 0.05283 18.9293 314.3432 16.6062
65 23.8399 0.0419 0.00219 456.7980 0.05219 19.1611 328.6910 17.1541
70 30.4264 0.0329 0.00170 588.5285 0.05170 19.3427 340.8409 17.6212
75 38.8327 0.0258 0.00132 756.6537 0.05132 19.4850 351.0721 18.0176
80 49.5614 0.0202 0.00103 971.2288 0.05103 19.5965 359.6460 18.3526
85 63.2544 0.0158 0.00080 1245.09 0.05080 19.6838 366.8007 18.6346
90 80.7304 0.0124 0.00063 1594.61 0.05063 19.7523 372.7488 18.8712
95 103.0347 0.0097 0.00049 2040.69 0.05049 19.8059 377.6774 19.0689
96 108.1864 0.0092 0.00047 2143.73 0.05047 19.8151 378.5555 19.1044
98 119.2755 0.0084 0.00042 2365.51 0.05042 19.8323 380.2139 19.1714
100 131.5013 0.0076 0.00038 2610.03 0.05038 19.8479 381.7492 19.2337
 

398 Interest Factor Tables

6%    TABLE  11   Discrete Cash


Cash Flow:
Flow: Compound Interest Factors
Factors   6% 

Single Payments Uniform Series Payments Arithmetic Gradients

F P P F AF F A AP P A P G AG 


Compound Present Sinking Compound Capital Present Gradient Gradient
n   Amount Worth Fund Amount Recovery Worth Present Worth Uniform Series
1 1.0600 0.9434 1.00000 1.0000 1.06000 0.9434
2 1.1236 0.8900 0.48544 2.0600 0.54544 1.8334 0.8900 0.4854
3 1.1910 0.8396 0.31411 3.1836 0.37411 2.6730 2.5692 0.9612
4 1.2625 0.7921 0.22859 4.3746 0.28859 3.4651 4.9455 1.4272
5 1.3382 0.7473 0.17740 5.6371 0.23740 4.2124 7.9345 1.8836
6 1.4185 0.7050 0.14336 6.9753 0.20336 4.9173 11.4594 2.3304
7 1.5036 0.6651 0.11914 8.3938 0.17914 5.5824 15.4497 2.7676
8 1.5938 0.6274 0.10104 9.8975 0.16104 6.2098 19.8416 3.1952
9 1.6895 0.5919 0.08702 11.4913 0.14702 6.8017 24.5768 3.6133
10 1.7908 0.5584 0.07587 13.1808 0.13587 7.3601 29.6023 4.0220
11 1.8983 0.5268 0.06679 14.9716 0.12679 7.8869 34.8702 4.4213
12 2.0122 0.4970 0.05928 16.8699 0.11928 8.3838 40.3369 4.8113
13 2.1329 0.4688 0.05296 18.8821 0.11296 8.8527 45.9629 5.1920
14 2.2609 0.4423 0.04758 21.0151 0.10758 9.2950 51.7128 5.5635
15 2.3966 0.4173 0.04296 23.2760 0.10296 9.7122 57.5546 5.9260
16 2.5404 0.3936 0.03895 25.6725 0.09895 10.1059 63.4592 6.2794
17 2.6928 0.3714 0.03544 28.2129 0.09544 10.4773 69.4011 6.6240
18 2.8543 0.3503 0.03236 30.9057 0.09236 10.8276 75.3569 6.9597
19 3.0256 0.3305 0.02962 33.7600 0.08962 11.1581 81.3062 7.2867
20 3.2071 0.3118 0.02718 36.7856 0.08718 11.4699 87.2304 7.6051
21 3.3996 0.2942 0.02500 39.9927 0.08500 11.7641 93.1136 7.9151
22 3.6035 0.2775 0.02305 43.3923 0.08305 12.0416 98.9412 8.2166
23 3.8197 0.2618 0.02128 46.9958 0.08128 12.3034 104.7007 8.5099
24 4.0489 0.2470 0.01968 50.8156 0.07968 12.5504 110.3812 8.7951
25 4.2919 0.2330 0.01823 54.8645 0.07823 12.7834 115.9732 9.0722
26 4.5494 0.2198 0.01690 59.1564 0.07690 13.0032 121.4684 9.3414
27 4.8223 0.2074 0.01570 63.7058 0.07570 13.2105 126.8600 9.6029
28 5.1117 0.1956 0.01459 68.5281 0.07459 13.4062 132.1420 9.8568
29 5.4184 0.1846 0.01358 73.6398 0.07358 13.5907 137.3096 10.1032
30 5.7435 0.1741 0.01265 79.0582 0.07265 13.7648 142.3588 10.3422
31 6.0881 0.1643 0.01179 84.8017 0.07179 13.9291 147.2864 10.5740
32 6.4534 0.1550 0.01100 90.8898 0.07100 14.0840 152.0901 10.7988
33 6.8406 0.1462 0.01027 97.3432 0.07027 14.2302 156.7681 11.0166
34 7.2510 0.1379 0.00960 104.1838 0.06960 14.3681 161.3192 11.2276
35 7.6861 0.1301 0.00897 111.4348 0.06897 14.4982 165.7427 11.4319
40 10.2857 0.0972 0.00646 154.7620 0.06646 15.0463 185.9568 12.3590
45 13.7646 0.0727 0.00470 212.7435 0.06470 15.4558 203.1096 13.1413
50 18.4202 0.0543 0.00344 290.3359 0.06344 15.7619 217.4574 13.7964
55 24.6503 0.0406 0.00254 394.1720 0.06254 15.9905 229.3222 14.3411
60 32.9877 0.0303 0.00188 533.1282 0.06188 16.1614 239.0428 14.7909
65 44.1450 0.0227 0.00139 719.0829 0.06139 16.2891 246.9450 15.1601
70 59.0759 0.0169 0.00103 967.9322 0.06103 16.3845 253.3271 15.4613
75 79.0569 0.0126 0.00077 1300.95 0.06077 16.4558 258.4527 15.7058
80 105.7960 0.0095 0.00057 1746.60 0.06057 16.5091 262.5493 15.9033
85 141.5789 0.0071 0.00043 2342.98 0.06043 16.5489 265.8096 16.0620
90 189.4645 0.0053 0.00032 3141.08 0.06032 16.5787 268.3946 16.1891
95 253.5463 0.0039 0.00024 4209.10 0.06024 16.6009 270.4375 16.2905
96 268.7590 0.0037 0.00022 4462.65 0.06022 16.6047 270.7909 16.3081
98 301.9776 0.0033 0.00020 5016.29 0.06020 16.6115 271.4491 16.3411
100 339.3021 0.0029 0.00018 5638.37 0.06018 16.6175 272.0471 16.3711
 

Interest Factor Tables   399

7%    TABLE  12   Discrete Cash


Cash Flow:
Flow: Compound
Compound Interest Factors   7% 

Single Payments Uniform Series Payments Arithmetic Gradients

F P P F AF F A AP P A P G AG 


Compound Present Sinking Compound Capital Present Gradient Gradient
n   Amount Worth Fund Amount Recovery Worth Present Worth Uniform Series
1 1.0700 0.9346 1.00000 1.0000 1.07000 0.9346
2 1.1449 0.8734 0.48309 2.0700 0.55309 1.8080 0.8734 0.4831
3 1.2250 0.8163 0.31105 3.2149 0.38105 2.6243 2.5060 0.9549
4 1.3108 0.7629 0.22523 4.4399 0.29523 3.3872 4.7947 1.4155
5 1.4026 0.7130 0.17389 5.7507 0.24389 4.1002 7.6467 1.8650
6 1.5007 0.6663 0.13980 7.1533 0.20980 4.7665 10.9784 2.3032
7 1.6058 0.6227 0.11555 8.6540 0.18555 5.3893 14.7149 2.7304
8 1.7182 0.5820 0.09747 10.2598 0.16747 5.9713 18.7889 3.1465
9 1.8385 0.5439 0.08349 11.9780 0.15349 6.5152 23.1404 3.5517
10 1.9672 0.5083 0.07238 13.8164 0.14238 7.0236 27.7156 3.9461
11 2.1049 0.4751 0.06336 15.7836 0.13336 7.4987 32.4665 4.3296
12 2.2522 0.4440 0.05590 17.8885 0.12590 7.9427 37.3506 4.7025
13 2.4098 0.4150 0.04965 20.1406 0.11965 8.3577 42.3302 5.0648
14 2.5785 0.3878 0.04434 22.5505 0.11434 8.7455 47.3718 5.4167
15 2.7590 0.3624 0.03979 25.1290 0.10979 9.1079 52.4461 5.7583
16 2.9522 0.3387 0.03586 27.8881 0.10586 9.4466 57.5271 6.0897
17 3.1588 0.3166 0.03243 30.8402 0.10243 9.7632 62.5923 6.4110
18 3.3799 0.2959 0.02941 33.9990 0.09941 10.0591 67.6219 6.7225
19 3.6165 0.2765 0.02675 37.3790 0.09675 10.3356 72.5991 7.0242
20 3.8697 0.2584 0.02439 40.9955 0.09439 10.5940 77.5091 7.3163
21 4.1406 0.2415 0.02229 44.8652 0.09229 10.8355 82.3393 7.5990
22 4.4304 0.2257 0.02041 49.0057 0.09041 11.0612 87.0793 7.8725
23 4.7405 0.2109 0.01871 53.4361 0.08871 11.2722 91.7201 8.1369
24 5.0724 0.1971 0.01719 58.1767 0.08719 11.4693 96.2545 8.3923
25 5.4274 0.1842 0.01581 63.2490 0.08581 11.6536 100.6765 8.6391
26 5.8074 0.1722 0.01456 68.6765 0.08456 11.8258 104.9814 8.8773
27 6.2139 0.1609 0.01343 74.4838 0.08343 11.9867 109.1656 9.1072
28 6.6488 0.1504 0.01239 80.6977 0.08239 12.1371 113.2264 9.3289
29 7.1143 0.1406 0.01145 87.3465 0.08145 12.2777 117.1622 9.5427
30 7.6123 0.1314 0.01059 94.4608 0.08059 12.4090 120.9718 9.7487
31 8.1451 0.1228 0.00980 102.0730 0.07980 12.5318 124.6550 9.9471
32 8.7153 0.1147 0.00907 110.2182 0.07907 12.6466 128.2120 10.1381
33 9.3253 0.1072 0.00841 118.9334 0.07841 12.7538 131.6435 10.3219
34 9.9781 0.1002 0.00780 128.2588 0.07780 12.8540 134.9507 10.4987
35 10.6766 0.0937 0.00723 138.2369 0.07723 12.9477 138.1353 10.6687
40 14.9745 0.0668 0.00501 199.6351 0.07501 13.3317 152.2928 11.4233
45 21.0025 0.0476 0.00350 285.7493 0.07350 13.6055 163.7559 12.0360
50 29.4570 0.0339 0.00246 406.5289 0.07246 13.8007 172.9051 12.5287
55 41.3150 0.0242 0.00174 575.9286 0.07174 13.9399 180.1243 12.9215
60 57.9464 0.0173 0.00123 813.5204 0.07123 14.0392 185.7677 13.2321
65 81.2729 0.0123 0.00087 1146.76 0.07087 14.1099 190.1452 13.4760
70 113.9894 0.0088 0.00062 1614.13 0.07062 14.1604 193.5185 13.6662
75 159.8760 0.0063 0.00044 2269.66 0.07044 14.1964 196.1035 13.8136
80 224.2344 0.0045 0.00031 3189.06 0.07031 14.2220 198.0748 13.9273
85 314.5003 0.0032 0.00022 4478.58 0.07022 14.2403 199.5717 14.0146
90 441.1030 0.0023 0.00016 6287.19 0.07016 14.2533 200.7042 14.0812
95 618.6697 0.0016 0.00011 8823.85 0.07011 14.2626 201.5581 14.1319
96 661.9766 0.0015 0.00011 9442.52 0.07011 14.2641 201.7016 14.1405
98 757.8970 0.0013 0.00009 10813 0.07009 14.2669 201.9651 14.1562
100 867.7163 0.0012 0.00008 12382 0.07008 14.2693 202.2001 14.1703
 

400 Interest Factor Tables

8%    TABLE  13   Discrete Cash


Cash Flow:
Flow: Compound Interest Factors
Factors   8% 

Single Payments Uniform Series Payments Arithmetic Gradients

F P P F AF F A AP P A P G AG 


Compound Present Sinking Compound Capital Present Gradient Gradient
n   Amount Worth Fund Amount Recovery Worth Present Worth Uniform Series
1 1.0800 0.9259 1.00000 1.0000 1.08000 0.9259
2 1.1664 0.8573 0.48077 2.0800 0.56077 1.7833 0.8573 0.4808
3 1.2597 0.7938 0.30803 3.2464 0.38803 2.5771 2.4450 0.9487
4 1.3605 0.7350 0.22192 4.5061 0.30192 3.3121 4.6501 1.4040
5 1.4693 0.6806 0.17046 5.8666 0.25046 3.9927 7.3724 1.8465
6 1.5869 0.6302 0.13632 7.3359 0.21632 4.6229 10.5233 2.2763
7 1.7138 0.5835 0.11207 8.9228 0.19207 5.2064 14.0242 2.6937
8 1.8509 0.5403 0.09401 10.6366 0.17401 5.7466 17.8061 3.0985
9 1.9990 0.5002 0.08008 12.4876 0.16008 6.2469 21.8081 3.4910
10 2.1589 0.4632 0.06903 14.4866 0.14903 6.7101 25.9768 3.8713
11 2.3316 0.4289 0.06008 16.6455 0.14008 7.1390 30.2657 4.2395
12 2.5182 0.3971 0.05270 18.9771 0.13270 7.5361 34.6339 4.5957
13 2.7196 0.3677 0.04652 21.4953 0.12652 7.9038 39.0463 4.9402
14 2.9372 0.3405 0.04130 24.2149 0.12130 8.2442 43.4723 5.2731
15 3.1722 0.3152 0.03683 27.1521 0.11683 8.5595 47.8857 5.5945
16 3.4259 0.2919 0.03298 30.3243 0.11298 8.8514 52.2640 5.9046
17 3.7000 0.2703 0.02963 33.7502 0.10963 9.1216 56.5883 6.2037
18 3.9960 0.2502 0.02670 37.4502 0.10670 9.3719 60.8426 6.4920
19 4.3157 0.2317 0.02413 41.4463 0.10413 9.6036 65.0134 6.7697
20 4.6610 0.2145 0.02185 45.7620 0.10185 9.8181 69.0898 7.0369
21 5.0338 0.1987 0.01983 50.4229 0.09983 10.0168 73.0629 7.2940
22 5.4365 0.1839 0.01803 55.4568 0.09803 10.2007 76.9257 7.5412
23 5.8715 0.1703 0.01642 60.8933 0.09642 10.3711 80.6726 7.7786
24 6.3412 0.1577 0.01498 66.7648 0.09498 10.5288 84.2997 8.0066
25 6.8485 0.1460 0.01368 73.1059 0.09368 10.6748 87.8041 8.2254
26 7.3964 0.1352 0.01251 79.9544 0.09251 10.8100 91.1842 8.4352
27 7.9881 0.1252 0.01145 87.3508 0.09145 10.9352 94.4390 8.6363
28 8.6271 0.1159 0.01049 95.3388 0.09049 11.0511 97.5687 8.8289
29 9.3173 0.1073 0.00962 103.9659 0.08962 11.1584 100.5738 9.0133
30 10.0627 0.0994 0.00883 113.2832 0.08883 11.2578 103.4558 9.1897
31 10.8677 0.0920 0.00811 123.3459 0.08811 11.3498 106.2163 9.3584
32 11.7371 0.0852 0.00745 134.2135 0.08745 11.4350 108.8575 9.5197
33 12.6760 0.0789 0.00685 145.9506 0.08685 11.5139 111.3819 9.6737
34 13.6901 0.0730 0.00630 158.6267 0.08630 11.5869 113.7924 9.8208
35 14.7853 0.0676 0.00580 172.3168 0.08580 11.6546 116.0920 9.9611
40 21.7245 0.0460 0.00386 259.0565 0.08386 11.9246 126.0422 10.5699
45 31.9204 0.0313 0.00259 386.5056 0.08259 12.1084 133.7331 11.0447
50 46.9016 0.0213 0.00174 573.7702 0.08174 12.2335 139.5928 11.4107
55 68.9139 0.0145 0.00118 848.9232 0.08118 12.3186 144.0065 11.6902
60 101.2571 0.0099 0.00080 1253.21 0.08080 12.3766 147.3000 11.9015
65 148.7798 0.0067 0.00054 1847.25 0.08054 12.4160 149.7387 12.0602
70 218.6064 0.0046 0.00037 2720.08 0.08037 12.4428 151.5326 12.1783
75 321.2045 0.0031 0.00025 4002.56 0.08025 12.4611 152.8448 12.2658
80 471.9548 0.0021 0.00017 5886.94 0.08017 12.4735 153.8001 12.3301
85 693.4565 0.0014 0.00012 8655.71 0.08012 12.4820 154.4925 12.3772
90 1018.92 0.0010 0.00008 12724 0.08008 12.4877 154.9925 12.4116
95 1497.12 0.0007 0.00005 18702 0.08005 12.4917 155.3524 12.4365
96 1616.89 0.0006 0.00005 20199 0.08005 12.4923 155.4112 12.4406
98 1885.94 0.0005 0.00004 23562 0.08004 12.4934 155.5176 12.4480
100 2199.76 0.0005 0.00004 27485 0.08004 12.4943 155.6107 12.4545
 

Interest Factor Tables   401

9%    TABLE  14   Discrete Cash


Cash Flow:
Flow: Compound
Compound Interest Factors   9% 

Single Payments Uniform Series Payments Arithmetic Gradients

F P P F AF F A AP P A P G AG 


Compound Present Sinking Compound Capital Present Gradient Gradient
n   Amount Worth Fund Amount Recovery Worth Present Worth Uniform Series
1 1.0900 0.9174 1.00000 1.0000 1.09000 0.9174
2 1.1881 0.8417 0.47847 2.0900 0.56847 1.7591 0.8417 0.4785
3 1.2950 0.7722 0.30505 3.2781 0.39505 2.5313 2.3860 0.9426
4 1.4116 0.7084 0.21867 4.5731 0.30867 3.2397 4.5113 1.3925
5 1.5386 0.6499 0.16709 5.9847 0.25709 3.8897 7.1110 1.8282
6 1.6771 0.5963 0.13292 7.5233 0.22292 4.4859 10.0924 2.2498
7 1.8280 0.5470 0.10869 9.2004 0.19869 5.0330 13.3746 2.6574
8 1.9926 0.5019 0.09067 11.0285 0.18067 5.5348 16.8877 3.0512
9 2.1719 0.4604 0.07680 13.0210 0.16680 5.9952 20.5711 3.4312
10 2.3674 0.4224 0.06582 15.1929 0.15582 6.4177 24.3728 3.7978
11 2.5804 0.3875 0.05695 17.5603 0.14695 6.8052 28.2481 4.1510
12 2.8127 0.3555 0.04965 20.1407 0.13965 7.1607 32.1590 4.4910
13 3.0658 0.3262 0.04357 22.9534 0.13357 7.4869 36.0731 4.8182
14 3.3417 0.2992 0.03843 26.0192 0.12843 7.7862 39.9633 5.1326
15 3.6425 0.2745 0.03406 29.3609 0.12406 8.0607 43.8069 5.4346
16 3.9703 0.2519 0.03030 33.0034 0.12030 8.3126 47.5849 5.7245
17 4.3276 0.2311 0.02705 36.9737 0.11705 8.5436 51.2821 6.0024
18 4.7171 0.2120 0.02421 41.3013 0.11421 8.7556 54.8860 6.2687
19 5.1417 0.1945 0.02173 46.0185 0.11173 8.9501 58.3868 6.5236
20 5.6044 0.1784 0.01955 51.1601 0.10955 9.1285 61.7770 6.7674
21 6.1088 0.1637 0.01762 56.7645 0.10762 9.2922 65.0509 7.0006
22 6.6586 0.1502 0.01590 62.8733 0.10590 9.4424 68.2048 7.2232
23 7.2579 0.1378 0.01438 69.5319 0.10438 9.5802 71.2359 7.4357
24 7.9111 0.1264 0.01302 76.7898 0.10302 9.7066 74.1433 7.6384
25 8.6231 0.1160 0.01181 84.7009 0.10181 9.8226 76.9265 7.8316
26 9.3992 0.1064 0.01072 93.3240 0.10072 9.9290 79.5863 8.0156
27 10.2451 0.0976 0.00973 102.7231 0.09973 10.0266 82.1241 8.1906
28 11.1671 0.0895 0.00885 112.9682 0.09885 10.1161 84.5419 8.3571
29 12.1722 0.0822 0.00806 124.1354 0.09806 10.1983 86.8422 8.5154
30 13.2677 0.0754 0.00734 136.3075 0.09734 10.2737 89.0280 8.6657
31 14.4618 0.0691 0.00669 149.5752 0.09669 10.3428 91.1024 8.8083
32 15.7633 0.0634 0.00610 164.0370 0.09610 10.4062 93.0690 8.9436
33 17.1820 0.0582 0.00556 179.8003 0.09556 10.4644 94.9314 9.0718
34 18.7284 0.0534 0.00508 196.9823 0.09508 10.5178 96.6935 9.1933
35 20.4140 0.0490 0.00464 215.7108 0.09464 10.5668 98.3590 9.3083
40 31.4094 0.0318 0.00296 337.8824 0.09296 10.7574 105.3762 9.7957
45 48.3273 0.0207 0.00190 525.8587 0.09190 10.8812 110.5561 10.1603
50 74.3575 0.0134 0.00123 815.0836 0.09123 10.9617 114.3251 10.4295
55 114.4083 0.0087 0.00079 1260.09 0.09079 11.0140 117.0362 10.6261
60 176.0313 0.0057 0.00051 1944.79 0.09051 11.0480 118.9683 10.7683
65 270.8460 0.0037 0.00033 2998.29 0.09033 11.0701 120.3344 10.8702
70 416.7301 0.0024 0.00022 4619.22 0.09022 11.0844 121.2942 10.9427
75 641.1909 0.0016 0.00014 7113.23 0.09014 11.0938 121.9646 10.9940
80 986.5517 0.0010 0.00009 10951 0.09009 11.0998 122.4306 11.0299
85 1517.93 0.0007 0.00006 16855 0.09006 11.1038 122.7533 11.0551
90 2335.53 0.0004 0.00004 25939 0.09004 11.1064 122.9758 11.0726
95 3593.50 0.0003 0.00003 39917 0.09003 11.1080 123.1287 11.0847
96 3916.91 0.0003 0.00002 43510 0.09002 11.1083 123.1529 11.0866
98 4653.68 0.0002 0.00002 51696 0.09002 11.1087 123.1963 11.0900
100 5529.04 0.0002 0.00002 61423 0.09002 11.1091 123.2335 11.0930
 

402 Interest Factor Tables

10%    TABLE  15   Discrete Cash


Cash Flow:
Flow: Compound
Compound Interest Factors   10% 

Single Payments Uniform Series Payments Arithmetic Gradients

F P P F AF F A AP P A P G AG 


Compound Present Sinking Compound Capital Present Gradient Gradient
n   Amount Worth Fund Amount Recovery Worth Present Worth Uniform Series
1 1.1000 0.9091 1.00000 1.0000 1.10000 0.9091
2 1.2100 0.8264 0.47619 2.1000 0.57619 1.7355 0.8264 0.4762
3 1.3310 0.7513 0.30211 3.3100 0.40211 2.4869 2.3291 0.9366
4 1.4641 0.6830 0.21547 4.6410 0.31547 3.1699 4.3781 1.3812
5 1.6105 0.6209 0.16380 6.1051 0.26380 3.7908 6.8618 1.8101
6 1.7716 0.5645 0.12961 7.7156 0.22961 4.3553 9.6842 2.2236
7 1.9487 0.5132 0.10541 9.4872 0.20541 4.8684 12.7631 2.6216
8 2.1436 0.4665 0.08744 11.4359 0.18744 5.3349 16.0287 3.0045
9 2.3579 0.4241 0.07364 13.5795 0.17364 5.7590 19.4215 3.3724
10 2.5937 0.3855 0.06275 15.9374 0.16275 6.1446 22.8913 3.7255
11 2.8531 0.3505 0.05396 18.5312 0.15396 6.4951 26.3963 4.0641
12 3.1384 0.3186 0.04676 21.3843 0.14676 6.8137 29.9012 4.3884
13 3.4523 0.2897 0.04078 24.5227 0.14078 7.1034 33.3772 4.6988
14 3.7975 0.2633 0.03575 27.9750 0.13575 7.3667 36.8005 4.9955
15 4.1772 0.2394 0.03147 31.7725 0.13147 7.6061 40.1520 5.2789
16 4.5950 0.2176 0.02782 35.9497 0.12782 7.8237 43.4164 5.5493
17 5.0545 0.1978 0.02466 40.5447 0.12466 8.0216 46.5819 5.8071
18 5.5599 0.1799 0.02193 45.5992 0.12193 8.2014 49.6395 6.0526
19 6.1159 0.1635 0.01955 51.1591 0.11955 8.3649 52.5827 6.2861
20 6.7275 0.1486 0.01746 57.2750 0.11746 8.5136 55.4069 6.5081
21 7.4002 0.1351 0.01562 64.0025 0.11562 8.6487 58.1095 6.7189
22 8.1403 0.1228 0.01401 71.4027 0.11401 8.7715 60.6893 6.9189
23 8.9543 0.1117 0.01257 79.5430 0.11257 8.8832 63.1462 7.1085
24 9.8497 0.1015 0.01130 88.4973 0.11130 8.9847 65.4813 7.2881
25 10.8347 0.0923 0.01017 98.3471 0.11017 9.0770 67.6964 7.4580
26 11.9182 0.0839 0.00916 109.1818 0.10916 9.1609 69.7940 7.6186
27 13.1100 0.0763 0.00826 121.0999 0.10826 9.2372 71.7773 7.7704
28 14.4210 0.0693 0.00745 134.2099 0.10745 9.3066 73.6495 7.9137
29 15.8631 0.0630 0.00673 148.6309 0.10673 9.3696 75.4146 8.0489
30 17.4494 0.0573 0.00608 164.4940 0.10608 9.4269 77.0766 8.1762
31 19.1943 0.0521 0.00550 181.9434 0.10550 9.4790 78.6395 8.2962
32 21.1138 0.0474 0.00497 201.1378 0.10497 9.5264 80.1078 8.4091
33 23.2252 0.0431 0.00450 222.2515 0.10450 9.5694 81.4856 8.5152
34 25.5477 0.0391 0.00407 245.4767 0.10407 9.6086 82.7773 8.6149
35 28.1024 0.0356 0.00369 271.0244 0.10369 9.6442 83.9872 8.7086
40 45.2593 0.0221 0.00226 442.5926 0.10226 9.7791 88.9525 9.0962
45 72.8905 0.0137 0.00139 718.9048 0.10139 9.8628 92.4544 9.3740
50 117.3909 0.0085 0.00086 1163.91 0.10086 9.9148 94.8889 9.5704
55 189.0591 0.0053 0.00053 1880.59 0.10053 9.9471 96.5619 9.7075
60 304.4816 0.0033 0.00033 3034.82 0.10033 9.9672 97.7010 9.8023
65 490.3707 0.0020 0.00020 4893.71 0.10020 9.9796 98.4705 9.8672
70 789.7470 0.0013 0.00013 7887.47 0.10013 9.9873 98.9870 9.9113
75 1271.90 0.0008 0.00008 12709 0.10008 9.9921 99.3317 9.9410
80 2048.40 0.0005 0.00005 20474 0.10005 9.9951 99.5606 9.9609
85 3298.97 0.0003 0.00003 32980 0.10003 9.9970 99.7120 9.9742
90 5313.02 0.0002 0.00002 53120 0.10002 9.9981 99.8118 9.9831
95 8556.68 0.0001 0.00001 85557 0.10001 9.9988 99.8773 9.9889
96 9412.34 0.0001 0.00001 94113 0.10001 9.9989 99.8874 9.9898
98 11389 0.0001 0.00001 0.10001 9.9991 99.9052 9.9914
100 13781 0.0001 0.00001 0.10001 9.9993 99.9202 9.9927
 

Interest Factor Tables   403

11%    TABLE  16   Discrete Cash


Cash Flow:
Flow: Compound
Compound Interest Factors   11% 

Single Payments Uniform Series Payments Arithmetic Gradients

F P P F AF F A AP P A P G AG 


Compound Present Sinking Compound Capital Present Gradient Gradient
n   Amount Worth Fund Amount Recovery Worth Present Worth Uniform Series
1 1.1100 0.9009 1.00000 1.0000 1.11000 0.9009
2 1.2321 0.8116 0.47393 2.1100 0.58393 1.7125 0.8116 0.4739
3 1.3676 0.7312 0.29921 3.3421 0.40921 2.4437 2.2740 0.9306
4 1.5181 0.6587 0.21233 4.7097 0.32233 3.1024 4.2502 1.3700
5 1.6851 0.5935 0.16057 6.2278 0.27057 3.6959 6.6240 1.7923
6 1.8704 0.5346 0.12638 7.9129 0.23638 4.2305 9.2972 2.1976
7 2.0762 0.4817 0.10222 9.7833 0.21222 4.7122 12.1872 2.5863
8 2.3045 0.4339 0.08432 11.8594 0.19432 5.1461 15.2246 2.9585
9 2.5580 0.3909 0.07060 14.1640 0.18060 5.5370 18.3520 3.3144
10 2.8394 0.3522 0.05980 16.7220 0.16980 5.8892 21.5217 3.6544
11 3.1518 0.3173 0.05112 19.5614 0.16112 6.2065 24.6945 3.9788
12 3.4985 0.2858 0.04403 22.7132 0.15403 6.4924 27.8388 4.2879
13 3.8833 0.2575 0.03815 26.2116 0.14815 6.7499 30.9290 4.5822
14 4.3104 0.2320 0.03323 30.0949 0.14323 6.9819 33.9449 4.8619
15 4.7846 0.2090 0.02907 34.4054 0.13907 7.1909 36.8709 5.1275
16 5.3109 0.1883 0.02552 39.1899 0.13552 7.3792 39.6953 5.3794
17 5.8951 0.1696 0.02247 44.5008 0.13247 7.5488 42.4095 5.6180
18 6.5436 0.1528 0.01984 50.3959 0.12984 7.7016 45.0074 5.8439
19 7.2633 0.1377 0.01756 56.9395 0.12756 7.8393 47.4856 6.0574
20 8.0623 0.1240 0.01558 64.2028 0.12558 7.9633 49.8423 6.2590
21 8.9492 0.1117 0.01384 72.2651 0.12384 8.0751 52.0771 6.4491
22 9.9336 0.1007 0.01231 81.2143 0.12231 8.1757 54.1912 6.6283
23 11.0263 0.0907 0.01097 91.1479 0.12097 8.2664 56.1864 6.7969
24 12.2392 0.0817 0.00979 102.1742 0.11979 8.3481 58.0656 6.9555
25 13.5855 0.0736 0.00874 114.4133 0.11874 8.4217 59.8322 7.1045
26 15.0799 0.0663 0.00781 127.9988 0.11781 8.4881 61.4900 7.2443
27 16.7386 0.0597 0.00699 143.0786 0.11699 8.5478 63.0433 7.3754
28 18.5799 0.0538 0.00626 159.8173 0.11626 8.6016 64.4965 7.4982
29 20.6237 0.0485 0.00561 178.3972 0.11561 8.6501 65.8542 7.6131
30 22.8923 0.0437 0.00502 199.0209 0.11502 8.6938 67.1210 7.7206
31 25.4104 0.0394 0.00451 221.9132 0.11451 8.7331 68.3016 7.8210
32 28.2056 0.0355 0.00404 247.3236 0.11404 8.7686 69.4007 7.9147
33 31.3082 0.0319 0.00363 275.5292 0.11363 8.8005 70.4228 8.0021
34 34.7521 0.0288 0.00326 306.8374 0.11326 8.8293 71.3724 8.0836
35 38.5749 0.0259 0.00293 341.5896 0.11293 8.8552 72.2538 8.1594
40 65.0009 0.0154 0.00172 581.8261 0.11172 8.9511 75.7789 8.4659
45 109.5302 0.0091 0.00101 986.6386 0.11101 9.0079 78.1551 8.6763
50 184.5648 0.0054 0.00060 1668.77 0.11060 9.0417 79.7341 8.8185
55 311.0025 0.0032 0.00035 2818.20 0.11035 9.0617 80.7712 8.9135
60 524.0572 0.0019 0.00021 4755.07 0.11021 9.0736 81.4461 8.9762
65 883.0669 0.0011 0.00012 8018.79 0.11012 9.0806 81.8819 9.0172
70 1488.02 0.0007 0.00007 13518 0.11007 9.0848 82.1614 9.0438
75 2507.40 0.0004 0.00004 22785 0.11004 9.0873 82.3397 9.0610
80 4225.11 0.0002 0.00003 38401 0.11003 9.0888 82.4529 9.0720
85 7119.56 0.0001 0.00002 64714 0.11002 9.0896 82.5245 9.0790
 

404 Interest Factor Tables

12%    TABLE  17   Discrete Cash


Cash Flow:
Flow: Compound Interest Factors
Factors   12% 

Single Payments Uniform Series Payments Arithmetic Gradients

F P P F AF F A AP P A P G AG 


Compound Present Sinking Compound Capital Present Gradient Gradient
n   Amount Worth Fund Amount Recovery Worth Present Worth Uniform Series
1 1.1200 0.8929 1.00000 1.0000 1.12000 0.8929
2 1.2544 0.7972 0.47170 2.1200 0.59170 1.6901 0.7972 0.4717
3 1.4049 0.7118 0.29635 3.3744 0.41635 2.4018 2.2208 0.9246
4 1.5735 0.6355 0.20923 4.7793 0.32923 3.0373 4.1273 1.3589
5 1.7623 0.5674 0.15741 6.3528 0.27741 3.6048 6.3970 1.7746
6 1.9738 0.5066 0.12323 8.1152 0.24323 4.1114 8.9302 2.1720
7 2.2107 0.4523 0.09912 10.0890 0.21912 4.5638 11.6443 2.5512
8 2.4760 0.4039 0.08130 12.2997 0.20130 4.9676 14.4714 2.9131
9 2.7731 0.3606 0.06768 14.7757 0.18768 5.3282 17.3563 3.2574
10 3.1058 0.3220 0.05698 17.5487 0.17698 5.6502 20.2541 3.5847
11 3.4785 0.2875 0.04842 20.6546 0.16842 5.9377 23.1288 3.8953
12 3.8960 0.2567 0.04144 24.1331 0.16144 6.1944 25.9523 4.1897
13 4.3635 0.2292 0.03568 28.0291 0.15568 6.4235 28.7024 4.4683
14 4.8871 0.2046 0.03087 32.3926 0.15087 6.6282 31.3624 4.7317
15 5.4736 0.1827 0.02682 37.2797 0.14682 6.8109 33.9202 4.9803
16 6.1304 0.1631 0.02339 42.7533 0.14339 6.9740 36.3670 5.2147
17 6.8660 0.1456 0.02046 48.8837 0.14046 7.1196 38.6973 5.4353
18 7.6900 0.1300 0.01794 55.7497 0.13794 7.2497 40.9080 5.6427
19 8.6128 0.1161 0.01576 63.4397 0.13576 7.3658 42.9979 5.8375
20 9.6463 0.1037 0.01388 72.0524 0.13388 7.4694 44.9676 6.0202
21 10.8038 0.0926 0.01224 81.6987 0.13224 7.5620 46.8188 6.1913
22 12.1003 0.0826 0.01081 92.5026 0.13081 7.6446 48.5543 6.3514
23 13.5523 0.0738 0.00956 104.6029 0.12956 7.7184 50.1776 6.5010
24 15.1786 0.0659 0.00846 118.1552 0.12846 7.7843 51.6929 6.6406
25 17.0001 0.0588 0.00750 133.3339 0.12750 7.8431 53.1046 6.7708
26 19.0401 0.0525 0.00665 150.3339 0.12665 7.8957 54.4177 6.8921
27 21.3249 0.0469 0.00590 169.3740 0.12590 7.9426 55.6369 7.0049
28 23.8839 0.0419 0.00524 190.6989 0.12524 7.9844 56.7674 7.1098
29 26.7499 0.0374 0.00466 214.5828 0.12466 8.0218 57.8141 7.2071
30 29.9599 0.0334 0.00414 241.3327 0.12414 8.0552 58.7821 7.2974
31 33.5551 0.0298 0.00369 271.2926 0.12369 8.0850 59.6761 7.3811
32 37.5817 0.0266 0.00328 304.8477 0.12328 8.1116 60.5010 7.4586
33 42.0915 0.0238 0.00292 342.4294 0.12292 8.1354 61.2612 7.5302
34 47.1425 0.0212 0.00260 384.5210 0.12260 8.1566 61.9612 7.5965
35 52.7996 0.0189 0.00232 431.6635 0.12232 8.1755 62.6052 7.6577
40 93.0510 0.0107 0.00130 767.0914 0.12130 8.2438 65.1159 7.8988
45 163.9876 0.0061 0.0074 1358.23 0.12074 8.2825 66.7342 8.0572
50 289.0022 0.0035 0.00042 2400.02 0.12042 8.3045 67.7624 8.1597
55 509.3206 0.0020 0.00024 4236.01 0.12024 8.3170 68.4082 8.2251
60 897.5969 0.0011 0.00013 7471.64 0.12013 8.3240 68.8100 8.2664
65 1581.87 0.0006 0.00008 13174 0.12008 8.3281 69.0581 8.2922
70 2787.80 0.0004 0.00004 23223 0.12004 8.3303 69.2103 8.3082
75 4913.06 0.0002 0.00002 40934 0.12002 8.3316 69.3031 8.3181
80 8658.48 0.0001 0.00001 72146 0.12001 8.3324 69.3594 8.3241
85 15259 0.0001 0.00001 0.12001 8.3328 69.3935 8.3278
 

Interest Factor Tables   405

14%    TABLE  18   Discrete Cash


Cash Flow:
Flow: Compound
Compound Interest Factors   14% 

Single Payments Uniform Series Payments Arithmetic Gradients

F P P F AF F A AP P A P G AG 


Compound Present Sinking Compound Capital Present Gradient Gradient
n   Amount Worth Fund Amount Recovery Worth Present Worth Uniform Series
1 1.1400 0.8772 1.00000 1.0000 1.14000 0.8772
2 1.2996 0.7695 0.46729 2.1400 0.60729 1.6467 0.7695 0.4673
3 1.4815 0.6750 0.29073 3.4396 0.43073 2.3216 2.1194 0.9129
4 1.6890 0.5921 0.20320 4.9211 0.34320 2.9137 3.8957 1.3370
5 1.9254 0.5194 0.15128 6.6101 0.29128 3.4331 5.9731 1.7399
6 2.1950 0.4556 0.11716 8.5355 0.25716 3.8887 8.2511 2.1218
7 2.5023 0.3996 0.09319 10.7305 0.23319 4.2883 10.6489 2.4832
8 2.8526 0.3506 0.07557 13.2328 0.21557 4.6389 13.1028 2.8246
9 3.2519 0.3075 0.06217 16.0853 0.20217 4.9464 15.5629 3.1463
10 3.7072 0.2697 0.05171 19.3373 0.19171 5.2161 17.9906 3.4490
11 4.2262 0.2366 0.04339 23.0445 0.18339 5.4527 20.3567 3.7333
12 4.8179 0.2076 0.03667 27.2707 0.17667 5.6603 22.6399 3.9998
13 5.4924 0.1821 0.03116 32.0887 0.17116 5.8424 24.8247 4.2491
14 6.2613 0.1597 0.02661 37.5811 0.16661 6.0021 26.9009 4.4819
15 7.1379 0.1401 0.02281 43.8424 0.16281 6.1422 28.8623 4.6990
16 8.1372 0.1229 0.01962 50.9804 0.15962 6.2651 30.7057 4.9011
17 9.2765 0.1078 0.01692 59.1176 0.15692 6.3729 32.4305 5.0888
18 10.5752 0.0946 0.01462 68.3941 0.15462 6.4674 34.0380 5.2630
19 12.0557 0.0829 0.01266 78.9692 0.15266 6.5504 35.5311 5.4243
20 13.7435 0.0728 0.01099 91.0249 0.15099 6.6231 36.9135 5.5734
21 15.6676 0.0638 0.00954 104.7684 0.14954 6.6870 38.1901 5.7111
22 17.8610 0.0560 0.00830 120.4360 0.14830 6.7429 39.3658 5.8381
23 20.3616 0.0491 0.00723 138.2970 0.14723 6.7921 40.4463 5.9549
24 23.2122 0.0431 0.00630 158.6586 0.14630 6.8351 41.4371 6.0624
25 26.4619 0.0378 0.00550 181.8708 0.14550 6.8729 42.3441 6.1610
26 30.1666 0.0331 0.00480 208.3327 0.14480 6.9061 43.1728 6.2514
27 34.3899 0.0291 0.00419 238.4993 0.14419 6.9352 43.9289 6.3342
28 39.2045 0.0255 0.00366 272.8892 0.14366 6.9607 44.6176 6.4100
29 44.6931 0.0224 0.00320 312.0937 0.14320 6.9830 45.2441 6.4791
30 50.9502 0.0196 0.00280 356.7868 0.14280 7.0027 45.8132 6.5423
31 58.0832 0.0172 0.00245 407.7370 0.14245 7.0199 46.3297 6.5998
32 66.2148 0.0151 0.00215 465.8202 0.14215 7.0350 46.7979 6.6522
33 75.4849 0.0132 0.00188 532.0350 0.14188 7.0482 47.2218 6.6998
34 86.0528 0.0116 0.00165 607.5199 0.14165 7.0599 47.6053 6.7431
35 98.1002 0.0102 0.00144 693.5727 0.14144 7.0700 47.9519 6.7824
40 188.8835 0.0053 0.00075 1342.03 0.14075 7.1050 49.2376 6.9300
45 363.6791 0.0027 0.00039 2590.56 0.14039 7.1232 49.9963 7.0188
50 700.2330 0.0014 0.00020 4994.52 0.14020 7.1327 50.4375 7.0714
55 1348.24 0.0007 0.00010 9623.13 0.14010 7.1376 50.6912 7.1020
60 2595.92 0.0004 0.00005 18535 0.14005 7.1401 50.8357 7.1197
65 4998.22 0.0002 0.00003 35694 0.14003 7.1414 50.9173 7.1298
70 9623.64 0.0001 0.00001 68733 0.14001 7.1421 50.9632 7.1356
75 18530 0.0001 0.00001 0.14001 7.1425 50.9887 7.1388
80 35677 0.14000 7.1427 51.0030 7.1406
85 68693 0.14000 7.1428 51.0108 7.1416
 

406 Interest Factor Tables

15%    TABLE  19   Discrete Cash


Cash Flow:
Flow: Compound Interest Factors
Factors   15% 

Single Payments Uniform Series Payments Arithmetic Gradients

F P P F AF F A AP P A P G AG 


Compound Present Sinking Compound Capital Present Gradient Gradient
n   Amount Worth Fund Amount Recovery Worth Present Worth Uniform Series
1 1.1500 0.8696 1.00000 1.0000 1.15000 0.8696
2 1.3225 0.7561 0.46512 2.1500 0.61512 1.6257 0.7561 0.4651
3 1.5209 0.6575 0.28798 3.4725 0.43798 2.2832 2.0712 0.9071
4 1.7490 0.5718 0.20027 4.9934 0.35027 2.8550 3.7864 1.3263
5 2.0114 0.4972 0.14832 6.7424 0.29832 3.3522 5.7751 1.7228
6 2.3131 0.4323 0.11424 8.7537 0.26424 3.7845 7.9368 2.0972
7 2.6600 0.3759 0.09036 11.0668 0.24036 4.1604 10.1924 2.4498
8 3.0590 0.3269 0.07285 13.7268 0.22285 4.4873 12.4807 2.7813
9 3.5179 0.2843 0.05957 16.7858 0.20957 4.7716 14.7548 3.0922
10 4.0456 0.2472 0.04925 20.3037 0.19925 5.0188 16.9795 3.3832
11 4.6524 0.2149 0.04107 24.3493 0.19107 5.2337 19.1289 3.6549
12 5.3503 0.1869 0.03448 29.0017 0.18448 5.4206 21.1849 3.9082
13 6.1528 0.1625 0.02911 34.3519 0.17911 5.5831 23.1352 4.1438
14 7.0757 0.1413 0.02469 40.5047 0.17469 5.7245 24.9725 4.3624
15 8.1371 0.1229 0.02102 47.5804 0.17102 5.8474 26.6930 4.5650
16 9.3576 0.1069 0.01795 55.7175 0.16795 5.9542 28.2960 4.7522
17 10.7613 0.0929 0.01537 65.0751 0.16537 6.0472 29.7828 4.9251
18 12.3755 0.0808 0.01319 75.8364 0.16319 6.1280 31.1565 5.0843
19 14.2318 0.0703 0.01134 88.2118 0.16134 6.1982 32.4213 5.2307
20 16.3665 0.0611 0.00976 102.4436 0.15976 6.2593 33.5822 5.3651
21 18.8215 0.0531 0.00842 118.8101 0.15842 6.3125 34.6448 5.4883
22 21.6447 0.0462 0.00727 137.6316 0.15727 6.3587 35.6150 5.6010
23 24.8915 0.0402 0.00628 159.2764 0.15628 6.3988 36.4988 5.7040
24 28.6252 0.0349 0.00543 184.1678 0.15543 6.4338 37.3023 5.7979
25 32.9190 0.0304 0.00470 212.7930 0.15470 6.4641 38.0314 5.8834
26 37.8568 0.0264 0.00407 245.7120 0.15407 6.4906 38.6918 5.9612
27 43.5353 0.0230 0.00353 283.5688 0.15353 6.5135 39.2890 6.0319
28 50.0656 0.0200 0.00306 327.1041 0.15306 6.5335 39.8283 6.0960
29 57.5755 0.0174 0.00265 377.1697 0.15265 6.5509 40.3146 6.1541
30 66.2118 0.0151 0.00230 434.7451 0.15230 6.5660 40.7526 6.2066
31 76.1435 0.0131 0.00200 500.9569 0.15200 6.5791 41.1466 6.2541
32 87.5651 0.0114 0.00173 577.1005 0.15173 6.5905 41.5006 6.2970
33 100.6998 0.0099 0.00150 664.6655 0.15150 6.6005 41.8184 6.3357
34 115.8048 0.0086 0.00131 765.3654 0.15131 6.6091 42.1033 6.3705
35 133.1755 0.0075 0.00113 881.1702 0.15113 6.6166 42.3586 6.4019
40 267.8635 0.0037 0.00056 1779.09 0.15056 6.6418 43.2830 6.5168
45 538.7693 0.0019 0.00028 3585.13 0.15028 6.6543 43.8051 6.5830
50 1083.66 0.0009 0.00014 7217.72 0.15014 6.6605 44.0958 6.6205
55 2179.62 0.0005 0.00007 14524 0.15007 6.6636 44.2558 6.6414
60 4384.00 0.0002 0.00003 29220 0.15003 6.6651 44.3431 6.6530
65 8817.79 0.0001 0.00002 58779 0.15002 6.6659 44.3903 6.6593
70 17736 0.0001 0.00001 0.15001 6.6663 44.4156 6.6627
75 35673 0.15000 6.6665 44.4292 6.6646
80 71751 0.15000 6.6666 44.4364 6.6656
85 0.15000 6.6666 44.4402 6.6661
 

Interest Factor Tables   407

16%    TABLE  20   Discrete Cash


Cash Flow:
Flow: Compound
Compound Interest Factors   16% 

Single Payments Uniform Series Payments Arithmetic Gradients

F P P F AF F A AP P A P G AG 


Compound Present Sinking Compound Capital Present Gradient Gradient
n   Amount Worth Fund Amount Recovery Worth Present Worth Uniform Series
1 1.1600 0.8621 1.00000 1.0000 1.16000 0.8621
2 1.3456 0.7432 0.46296 2.1600 0.62296 1.6052 0.7432 0.4630
3 1.5609 0.6407 0.28526 3.5056 0.44526 2.2459 2.0245 0.9014
4 1.8106 0.5523 0.19738 5.0665 0.35738 2.7982 3.6814 1.3156
5 2.1003 0.4761 0.14541 6.8771 0.30541 3.2743 5.5858 1.7060
6 2.4364 0.4104 0.11139 8.9775 0.27139 3.6847 7.6380 2.0729
7 2.8262 0.3538 0.08761 11.4139 0.24761 4.0386 9.7610 2.4169
8 3.2784 0.3050 0.07022 14.2401 0.23022 4.3436 11.8962 2.7388
9 3.8030 0.2630 0.05708 17.5185 0.21708 4.6065 13.9998 3.0391
10 4.4114 0.2267 0.04690 21.3215 0.20690 4.8332 16.0399 3.3187
11 5.1173 0.1954 0.03886 25.7329 0.19886 5.0286 17.9941 3.5783
12 5.9360 0.1685 0.03241 30.8502 0.19241 5.1971 19.8472 3.8189
13 6.8858 0.1452 0.02718 36.7862 0.18718 5.3423 21.5899 4.0413
14 7.9875 0.1252 0.02290 43.6720 0.18290 5.4675 23.2175 4.2464
15 9.2655 0.1079 0.01936 51.6595 0.17936 5.5755 24.7284 4.4352
16 10.7480 0.0930 0.01641 60.9250 0.17641 5.6685 26.1241 4.6086
17 12.4677 0.0802 0.01395 71.6730 0.17395 5.7487 27.4074 4.7676
18 14.4625 0.0691 0.01188 84.1407 0.17188 5.8178 28.5828 4.9130
19 16.7765 0.0596 0.01014 98.6032 0.17014 5.8775 29.6557 5.0457
20 19.4608 0.0514 0.00867 115.3797 0.16867 5.9288 30.6321 5.1666
22 26.1864 0.0382 0.00635 157.4150 0.16635 6.0113 32.3200 5.3765
24 35.2364 0.0284 0.00467 213.9776 0.16467 6.0726 33.6970 5.5490
26 47.4141 0.0211 0.00345 290.0883 0.16345 6.1182 34.8114 5.6898
28 63.8004 0.0157 0.00255 392.5028 0.16255 6.1520 35.7073 5.8041
30 85.8499 0.0116 0.00189 530.3117 0.16189 6.1772 36.4234 5.8964
32 115.5196 0.0087 0.00140 715.7475 0.16140 6.1959 36.9930 5.9706
34 155.4432 0.0064 0.00104 965.2698 0.16104 6.2098 37.4441 6.0299
35 180.3141 0.0055 0.00089 1120.71 0.16089 6.2153 37.6327 6.0548
36 209.1643 0.0048 0.00077 1301.03 0.16077 6.2201 37.8000 6.0771
38 281.4515 0.0036 0.00057 1752.82 0.16057 6.2278 38.0799 6.1145
40 378.7212 0.0026 0.00042 2360.76 0.16042 6.2335 38.2992 6.1441
45 795.4438 0.0013 0.00020 4965.27 0.16020 6.2421 38.6598 6.1934
50 1670.70 0.0006 0.00010 10436 0.16010 6.2463 38.8521 6.2201
55 3509.05 0.0003 0.00005 21925 0.16005 6.2482 38.9534 6.2343
60 7370.20 0.0001 0.00002 46058 0.16002 6.2492 39.0063 6.2419
 

408 Interest Factor Tables

18%    TABLE  21   Discrete Cash


Cash Flow:
Flow: Compound Interest Factors
Factors   18% 

Single Payments Uniform Series Payments Arithmetic Gradients

F P P F AF F A AP P A P G AG 


Compound Present Sinking Compound Capital Present Gradient Gradient
n   Amount Worth Fund Amount Recovery Worth Present Worth Uniform Series
1 1.1800 0.8475 1.00000 1.0000 1.18000 0.8475
2 1.3924 0.7182 0.45872 2.1800 0.63872 1.5656 0.7182 0.4587
3 1.6430 0.6086 0.27992 3.5724 0.45992 2.1743 1.9354 0.8902
4 1.9388 0.5158 0.19174 5.2154 0.37174 2.6901 3.4828 1.2947
5 2.2878 0.4371 0.13978 7.1542 0.31978 3.1272 5.2312 1.6728
6 2.6996 0.3704 0.10591 9.4420 0.28591 3.4976 7.0834 2.0252
7 3.1855 0.3139 0.08236 12.1415 0.26236 3.8115 8.9670 2.3526
8 3.7589 0.2660 0.06524 15.3270 0.24524 4.0776 10.8292 2.6558
9 4.4355 0.2255 0.05239 19.0859 0.23239 4.3030 12.6329 2.9358
10 5.2338 0.1911 0.04251 23.5213 0.22251 4.4941 14.3525 3.1936
11 6.1759 0.1619 0.03478 28.7551 0.21478 4.6560 15.9716 3.4303
12 7.2876 0.1372 0.02863 34.9311 0.20863 4.7932 17.4811 3.6470
13 8.5994 0.1163 0.02369 42.2187 0.20369 4.9095 18.8765 3.8449
14 10.1472 0.0985 0.01968 50.8180 0.19968 5.0081 20.1576 4.0250
15 11.9737 0.0835 0.01640 60.9653 0.19640 5.0916 21.3269 4.1887
16 14.1290 0.0708 0.01371 72.9390 0.19371 5.1624 22.3885 4.3369
17 16.6722 0.0600 0.01149 87.0680 0.19149 5.2223 23.3482 4.4708
18 19.6733 0.0508 0.00964 103.7403 0.18964 5.2732 24.2123 4.5916
19 23.2144 0.0431 0.00810 123.4135 0.18810 5.3162 24.9877 4.7003
20 27.3930 0.0365 0.00682 146.6280 0.18682 5.3527 25.6813 4.7978
22 38.1421 0.0262 0.00485 206.3448 0.18485 5.4099 26.8506 4.9632
24 53.1090 0.0188 0.00345 289.4945 0.18345 5.4509 27.7725 5.0950
26 73.9490 0.0135 0.00247 405.2721 0.18247 5.4804 28.4935 5.1991
28 102.9666 0.0097 0.00177 566.4809 0.18177 5.5016 29.0537 5.2810
30 143.3706 0.0070 0.00126 790.9480 0.18126 5.5168 29.4864 5.3448
32 199.6293 0.0050 0.00091 1103.50 0.18091 5.5277 29.8191 5.3945
34 277.9638 0.0036 0.00065 1538.69 0.18065 5.5356 30.0736 5.4328
35 327.9973 0.0030 0.00055 1816.65 0.18055 5.5386 30.1773 5.4485
36 387.0368 0.0026 0.00047 2144.65 0.18047 5.5412 30.2677 5.4623
38 538.9100 0.0019 0.00033 2988.39 0.18033 5.5452 30.4152 5.4849
40 750.3783 0.0013 0.00024 4163.21 0.18024 5.5482 30.5269 5.5022
45 1716.68 0.0006 0.00010 9531.58 0.18010 5.5523 30.7006 5.5293
50 3927.36 0.0003 0.00005 21813 0.18005 5.5541 30.7856 5.5428
55 8984.84 0.0001 0.00002 49910 0.18002 5.5549 30.8268 5.5494
60 20555 114190 0.18001 5.5553 30.8465 5.5526
 

Interest Factor Tables   409

20%    TABLE  22   Discrete Cash


Cash Flow:
Flow: Compound
Compound Interest Factors   20% 

Single Payments Uniform Series Payments Arithmetic Gradients

F P P F AF F A AP P A P G AG 


Compound Present Sinking Compound Capital Present Gradient Gradient
n   Amount Worth Fund Amount Recovery Worth Present Worth Uniform Series
1 1.2000 0.8333 1.00000 1.0000 1.20000 0.8333
2 1.4400 0.6944 0.45455 2.2000 0.65455 1.5278 0.6944 0.4545
3 1.7280 0.5787 0.27473 3.6400 0.47473 2.1065 1.8519 0.8791
4 2.0736 0.4823 0.18629 5.3680 0.38629 2.5887 3.2986 1.2742
5 2.4883 0.4019 0.13438 7.4416 0.33438 2.9906 4.9061 1.6405
6 2.9860 0.3349 0.10071 9.9299 0.30071 3.3255 6.5806 1.9788
7 3.5832 0.2791 0.07742 12.9159 0.27742 3.6046 8.2551 2.2902
8 4.2998 0.2326 0.06061 16.4991 0.26061 3.8372 9.8831 2.5756
9 5.1598 0.1938 0.04808 20.7989 0.24808 4.0310 11.4335 2.8364
10 6.1917 0.1615 0.03852 25.9587 0.23852 4.1925 12.8871 3.0739
11 7.4301 0.1346 0.03110 32.1504 0.23110 4.3271 14.2330 3.2893
12 8.9161 0.1122 0.02526 39.5805 0.22526 4.4392 15.4667 3.4841
13 10.6993 0.0935 0.02062 48.4966 0.22062 4.5327 16.5883 3.6597
14 12.8392 0.0779 0.01689 59.1959 0.21689 4.6106 17.6008 3.8175
15 15.4070 0.0649 0.01388 72.0351 0.21388 4.6755 18.5095 3.9588

16 18.4884 0.0541 0.01144 87.4421 0.21144 4.7296 19.3208 4.0851


17 22.1861 0.0451 0.00944 105.9306 0.20944 4.7746 20.0419 4.1976
18 26.6233 0.0376 0.00781 128.1167 0.20781 4.8122 20.6805 4.2975
19 31.9480 0.0313 0.00646 154.7400 0.20646 4.8435 21.2439 4.3861
20 38.3376 0.0261 0.00536 186.6880 0.20536 4.8696 21.7395 4.4643
22 55.2061 0.0181 0.00369 271.0307 0.20369 4.9094 22.5546 4.5941
24 79.4968 0.0126 0.00255 392.4842 0.20255 4.9371 23.1760 4.6943
26 114.4755 0.0087 0.00176 567.3773 0.20176 4.9563 23.6460 4.7709
28 164.8447 0.0061 0.00122 819.2233 0.20122 4.9697 23.9991 4.8291
30 237.3763 0.0042 0.00085 1181.88 0.20085 4.9789 24.2628 4.8731
32 341.8219 0.0029 0.00059 1704.11 0.20059 4.9854 24.4588 4.9061
34 492.2235 0.0020 0.00041 2456.12 0.20041 4.9898 24.6038 4.9308
35 590.6682 0.0017 0.00034 2948.34 0.20034 4.9915 24.6614 4.9406
36 708.8019 0.0014 0.00028 3539.01 0.20028 4.9929 24.7108 4.9491
38 1020.67 0.0010 0.00020 5098.37 0.20020 4.9951 24.7894 4.9627
40 1469.77 0.0007 0.00014 7343.86 0.20014 4.9966 24.8469 4.9728
45 3657.26 0.0003 0.00005 18281 0.20005 4.9986 24.9316 4.9877
50 9100.44 0.0001 0.00002 45497 0.20002 4.9995 24.9698 4.9945
55 22645 0.00001 0.20001 4.9998 24.9868 4.9976
 

410 Interest Factor Tables

22%    TABLE  23   Discrete Cash


Cash Flow:
Flow: Compound Interest Factors
Factors   22% 

Single Payments Uniform Series Payments Arithmetic Gradients

F P P F AF F A AP P A P G AG 


Compound Present Sinking Compound Capital Present Gradient Gradient
n   Amount Worth Fund Amount Recovery Worth Present Worth Uniform Series
1 1.2200 0.8197 1.00000 1.0000 1.22000 0.8197
2 1.4884 0.6719 0.45045 2.2200 0.67045 1.4915 0.6719 0.4505
3 1.8158 0.5507 0.26966 3.7084 0.48966 2.0422 1.7733 0.8683
4 2.2153 0.4514 0.18102 5.5242 0.40102 2.4936 3.1275 1.2542
5 2.7027 0.3700 0.12921 7.7396 0.34921 2.8636 4.6075 1.6090
6 3.2973 0.3033 0.09576 10.4423 0.31576 3.1669 6.1239 1.9337
7 4.0227 0.2486 0.07278 13.7396 0.29278 3.4155 7.6154 2.2297
8 4.9077 0.2038 0.05630 17.7623 0.27630 3.6193 9.0417 2.4982
9 5.9874 0.1670 0.04411 22.6700 0.26411 3.7863 10.3779 2.7409
10 7.3046 0.1369 0.03489 28.6574 0.25489 3.9232 11.6100 2.9593
11 8.9117 0.1122 0.02781 35.9620 0.24781 4.0354 12.7321 3.1551
12 10.8722 0.0920 0.02228 44.8737 0.24228 4.1274 13.7438 3.3299
13 13.2641 0.0754 0.01794 55.7459 0.23794 4.2028 14.6485 3.4855
14 16.1822 0.0618 0.01449 69.0100 0.23449 4.2646 15.4519 3.6233
15 19.7423 0.0507 0.01174 85.1922 0.23174 4.3152 16.1610 3.7451

16 24.0856 0.0415 0.00953 104.9345 0.22953 4.3567 16.7838 3.8524


17 29.3844 0.0340 0.00775 129.0201 0.22775 4.3908 17.3283 3.9465
18 35.8490 0.0279 0.00631 158.4045 0.22631 4.4187 17.8025 4.0289
19 43.7358 0.0229 0.00515 194.2535 0.22515 4.4415 18.2141 4.1009
20 53.3576 0.0187 0.00420 237.9893 0.22420 4.4603 18.5702 4.1635
22 79.4175 0.0126 0.00281 356.4432 0.22281 4.4882 19.1418 4.2649
24 118.2050 0.0085 0.00188 532.7501 0.22188 4.5070 19.5635 4.3407
26 175.9364 0.0057 0.00126 795.1653 0.22126 4.5196 19.8720 4.3968
28 261.8637 0.0038 0.00084 1185.74 0.22084 4.5281 20.0962 4.4381
30 389.7579 0.0026 0.00057 1767.08 0.22057 4.5338 20.2583 4.4683
32 580.1156 0.0017 0.00038 2632.34 0.22038 4.5376 20.3748 4.4902
34 863.4441 0.0012 0.00026 3920.20 0.22026 4.5402 20.4582 4.5060
35 1053.40 0.0009 0.00021 4783.64 0.22021 4.5411 20.4905 4.5122
36 1285.15 0.0008 0.00017 5837.05 0.22017 4.5419 20.5178 4.5174
38 1912.82 0.0005 0.00012 8690.08 0.22012 4.5431 20.5601 4.5256
40 2847.04 0.0004 0.00008 12937 0.22008 4.5439 20.5900 4.5314
45 7694.71 0.0001 0.00003 34971 0.22003 4.5449 20.6319 4.5396
50 20797 0.00001 94525 0.22001 4.5452 20.6492 4.5431
55 56207 0.22000 4.5454 20.6563 4.5445
 

Interest Factor Tables   411

24%    TABLE  24   Discrete Cash


Cash Flow:
Flow: Compound Interest Factors
Factors   24% 

Single Payments Uniform Series Payments Arithmetic Gradients

F P P F AF F A AP P A P G AG 


Compound Present Sinking Compound Capital Present Gradient Gradient
n   Amount Worth Fund Amount Recovery Worth Present Worth Uniform Series
1 1.2400 0.8065 1.00000 1.0000 1.24000 0.8065
2 1.5376 0.6504 0.44643 2.2400 0.68643 1.4568 0.6504 0.4464
3 1.9066 0.5245 0.26472 3.7776 0.50472 1.9813 1.6993 0.8577
4 2.3642 0.4230 0.17593 5.6842 0.41593 2.4043 2.9683 1.2346
5 2.9316 0.3411 0.12425 8.0484 0.36425 2.7454 4.3327 1.5782
6 3.6352 0.2751 0.09107 10.9801 0.33107 3.0205 5.7081 1.8898
7 4.5077 0.2218 0.06842 14.6153 0.30842 3.2423 7.0392 2.1710
8 5.5895 0.1789 0.05229 19.1229 0.29229 3.4212 8.2915 2.4236
9 6.9310 0.1443 0.04047 24.7125 0.28047 3.5655 9.4458 2.6492
10 8.5944 0.1164 0.03160 31.6434 0.27160 3.6819 10.4930 2.8499
11 10.6571 0.0938 0.02485 40.2379 0.26485 3.7757 11.4313 3.0276
12 13.2148 0.0757 0.01965 50.8950 0.25965 3.8514 12.2637 3.1843
13 16.3863 0.0610 0.01560 64.1097 0.25560 3.9124 12.9960 3.3218
14 20.3191 0.0492 0.01242 80.4961 0.25242 3.9616 13.6358 3.4420
15 25.1956 0.0397 0.00992 100.8151 0.24992 4.0013 14.1915 3.5467

16 31.2426 0.0320 0.00794 126.0108 0.24794 4.0333 14.6716 3.6376


17 38.7408 0.0258 0.00636 157.2534 0.24636 4.0591 15.0846 3.7162
18 48.0386 0.0208 0.00510 195.9942 0.24510 4.0799 15.4385 3.7840
19 59.5679 0.0168 0.00410 244.0328 0.24410 4.0967 15.7406 3.8423
20 73.8641 0.0135 0.00329 303.6006 0.24329 4.1103 15.9979 3.8922
22 113.5735 0.0088 0.00213 469.0563 0.24213 4.1300 16.4011 3.9712
24 174.6306 0.0057 0.00138 723.4610 0.24138 4.1428 16.6891 4.0284
26 268.5121 0.0037 0.00090 1114.63 0.24090 4.1511 16.8930 4.0695
28 412.8642 0.0024 0.00058 1716.10 0.24058 4.1566 17.0365 4.0987
30 634.8199 0.0016 0.00038 2640.92 0.24038 4.1601 17.1369 4.1193
32 976.0991 0.0010 0.00025 4062.91 0.24025 4.1624 17.2067 4.1338
34 1500.85 0.0007 0.00016 6249.38 0.24016 4.1639 17.2552 4.1440
35 1861.05 0.0005 0.00013 7750.23 0.24013 4.1664 17.2734 4.1479
36 2307.71 0.0004 0.00010 9611.28 0.24010 4.1649 17.2886 4.1511
38 3548.33 0.0003 0.00007 14781 0.24007 4.1655 17.3116 4.1560
40 5455.91 0.0002 0.00004 22729 0.24004 4.1659 17.3274 4.1593
45 15995 0.0001 0.00002 66640 0.24002 4.1664 17.3483 4.1639
50 46890 0.00001 0.24001 4.1666 17.3563 4.1653
55 0.24000 4.1666 17.3593 4.1663
 

412 Interest Factor Tables

25%    TABLE  25   Discrete Cash


Cash Flow:
Flow: Compound Interest Factors
Factors   25% 

Single Payments Uniform Series Payments Arithmetic Gradients

F P P F AF F A AP P A P G AG 


Compound Present Sinking Compound Capital Present Gradient Gradient
n   Amount Worth Fund Amount Recovery Worth Present Worth Uniform Series
1 1.2500 0.8000 1.00000 1.0000 1.25000 0.8000
2 1.5625 0.6400 0.44444 2.2500 0.69444 1.4400 0.6400 0.4444
3 1.9531 0.5120 0.26230 3.8125 0.51230 1.9520 1.6640 0.8525
4 2.4414 0.4096 0.17344 5.7656 0.42344 2.3616 2.8928 1.2249
5 3.0518 0.3277 0.12185 8.2070 0.37185 2.6893 4.2035 1.5631
6 3.8147 0.2621 0.08882 11.2588 0.33882 2.9514 5.5142 1.8683
7 4.7684 0.2097 0.06634 15.0735 0.31634 3.1611 6.7725 2.1424
8 5.9605 0.1678 0.05040 19.8419 0.30040 3.3289 7.9469 2.3872
9 7.4506 0.1342 0.03876 25.8023 0.28876 3.4631 9.0207 2.6048
10 9.3132 0.1074 0.03007 33.2529 0.28007 3.5705 9.9870 2.7971
11 11.6415 0.0859 0.02349 42.5661 0.27349 3.6564 10.8460 2.9663
12 14.5519 0.0687 0.01845 54.2077 0.26845 3.7251 11.6020 3.1145
13 18.1899 0.0550 0.01454 68.7596 0.26454 3.7801 12.2617 3.2437
14 22.7374 0.0440 0.01150 86.9495 0.26150 3.8241 12.8334 3.3559
15 28.4217 0.0352 0.00912 109.6868 0.25912 3.8593 13.3260 3.4530

16 35.5271 0.0281 0.00724 138.1085 0.25724 3.8874 13.7482 3.5366


17 44.4089 0.0225 0.00576 173.6357 0.25576 3.9099 14.1085 3.6084
18 55.5112 0.0180 0.00459 218.0446 0.25459 3.9279 14.4147 3.6698
19 69.3889 0.0144 0.00366 273.5558 0.25366 3.9424 14.6741 3.7222
20 86.7362 0.0115 0.00292 342.9447 0.25292 3.9539 14.8932 3.7667
22 135.5253 0.0074 0.00186 538.1011 0.25186 3.9705 15.2326 3.8365
24 211.7582 0.0047 0.00119 843.0329 0.25119 3.9811 15.4711 3.8861
26 330.8722 0.0030 0.00076 1319.49 0.25076 3.9879 15.6373 3.9212
28 516.9879 0.0019 0.00048 2063.95 0.25048 3.9923 15.7524 3.9457
30 807.7936 0.0012 0.00031 3227.17 0.25031 3.9950 15.8316 3.9628
32 1262.18 0.0008 0.00020 5044.71 0.25020 3.9968 15.8859 3.9746
34 1972.15 0.0005 0.00013 7884.61 0.25013 3.9980 15.9229 3.9828
35 2465.19 0.0004 0.00010 9856.76 .025010 3.9984 15.9367 3.9858
36 3081.49 0.0003 0.00008 12322 0.25008 3.9987 15.9481 3.9883
38 4814.82 0.0002 0.00005 19255 0.25005 3.9992 15.9651 3.9921
40 7523.16 0.0001 0.00003 30089 0.25003 3.9995 15.9766 3.9947
45 22959 0.00001 91831 0.25001 3.9998 15.9915 3.9980
50 70065 0.25000 3.9999 15.9969 3.9993
55 0.25000 4.0000 15.9989 3.9997
 

Interest Factor Tables   413

30%    TABLE  26   Discrete Cash Flow: Compound Interest Factors


Factors   30% 

Single Payments Uniform Series Payments Arithmetic Gradients

F P P F AF F A AP P A P G AG 


Compound Present Sinking Compound Capital Present Gradient Gradient
n   Amount Worth Fund Amount Recovery Worth Present Worth Uniform Series
1 1.3000 0.7692 1.00000 1.0000 1.30000 0.7692
2 1.6900 0.5917 0.43478 2.3000 0.73478 1.3609 0.5917 0.4348
3 2.1970 0.4552 0.25063 3.9900 0.55063 1.8161 1.5020 0.8271
4 2.8561 0.3501 0.16163 6.1870 0.46163 2.1662 2.5524 1.1783
5 3.7129 0.2693 0.11058 9.0431 0.41058 2.4356 3.6297 1.4903
6 4.8268 0.2072 0.07839 12.7560 0.37839 2.6427 4.6656 1.7654
7 6.2749 0.1594 0.05687 17.5828 0.35687 2.8021 5.6218 2.0063
8 8.1573 0.1226 0.04192 23.8577 0.34192 2.9247 6.4800 2.2156
9 10.6045 0.0943 0.03124 32.0150 0.33124 3.0190 7.2343 2.3963
10 13.7858 0.0725 0.02346 42.6195 0.32346 3.0915 7.8872 2.5512
11 17.9216 0.0558 0.01773 56.4053 0.31773 3.1473 8.4452 2.6833
12 23.2981 0.0429 0.01345 74.3270 0.31345 3.1903 8.9173 2.7952
13 30.2875 0.0330 0.01024 97.6250 0.31024 3.2233 9.3135 2.8895
14 39.3738 0.0254 0.00782 127.9125 0.30782 3.2487 9.6437 2.9685
15 51.1859 0.0195 0.00598 167.2863 0.30598 3.2682 9.9172 3.0344

16 66.5417 0.0150 0.00458 218.4722 0.30458 3.2832 10.1426 3.0892


17 86.5042 0.0116 0.00351 285.0139 0.30351 3.2948 10.3276 3.1345
18 112.4554 0.0089 0.00269 371.5180 0.30269 3.3037 10.4788 3.1718
19 146.1920 0.0068 0.00207 483.9734 0.30207 3.3105 10.6019 3.2025
20 190.0496 0.0053 0.00159 630.1655 0.30159 3.3158 10.7019 3.2275
22 321.1839 0.0031 0.00094 1067.28 0.30094 3.3230 10.8482 3.2646
24 542.8008 0.0018 0.00055 1806.00 0.30055 3.3272 10.9433 3.2890
25 705.6410 0.0014 0.00043 2348.80 0.30043 3.3286 10.9773 3.2979
26 917.3333 0.0011 0.00033 3054.44 0.30033 3.3297 11.0045 3.3050
28 1550.29 0.0006 0.00019 5164.31 0.30019 3.3312 11.0437 3.3153
30 2620.00 0.0004 0.00011 8729.99 0.30011 3.3321 11.0687 3.3219
32 4427.79 0.0002 0.00007 14756 0.30007 3.3326 11.0845 3.3261
34 7482.97 0.0001 0.00004 24940 0.30004 3.3329 11.0945 3.3288
35 9727.86 0.0001 0.00003 32423 0.30003 3.3330 11.0980 3.3297

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