We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF or read online on Scribd
You are on page 1/ 2
Nec
om SETI
NPCWUPVOC no, 183/2022:23 20° March 2023,
To:
[Al Members, Unifed Paymenis interface
Fu ily in UPI ecosystem
UPI has bocome ane ofthe most proferred digital payment mode for Indan ctzons because
of customer experience of ease, security and interopersbilly. NPCI vide circular
NPCUUPLOC-73/2019-20 and NPCJUPUOC-142/2021-22 nas oulined the approach of equal
‘opportunity to ll apps to comply witn UP! interoperabilly 2s the fist principle. The clroular
‘outings the frst set of compliances towards the objective of furthering the interoperabily in
the UPL ecosystem,
UPIPayment Apps
1 To instil confidence in the cusiomer thet sheihe can sand money to a beneficiary using
‘ny UPI app or scan any UPI OR code with any UPI appicalon, is advsed to include
the text of "Send Money to any UPI App’ or ‘Stan any UPI QR' and display the UPI logo
‘slong with prominent apps' logos on send manay and QR sean screens within the 2p. 1
's aso atvisod io include te message in all customer and merchant communications (inl
‘advertsements), (Refer UPI brand guidelines)
UPI Online Merchants
2. UPLas.a payment option shoud be cestly and prominenty visible ‘over and above! any
Individual UPI app fr tne merchant payments especially for onine transactions. To ensure
‘his, checkout siandarcisaton forall UPI based merchant payments (One-time, Aulopey
tc) I being ntoduced 2s below:
|L App based and Mobile website based merchants
Under ine UPI Section, the Pay by any UPI app’ button shouldbe the frst and prominent’
‘option which wil call for UPI Intent. UPI Intent, when clicked, should éeplay al the active
UPL apps without any discrimination.
1. Inside the "Pay by any UPI App’ option there should be @ generic fow to access
‘all UPI apps and should not be restrictod to any specific ano,
2, The doepidirect integrations, itany, shall only be parmited to appear ater the “Pay
by any UPI apo’ option.
8. Once intont as a functionality Is enabled in iOS (Apple manuiactured devices),
these quidalines wil be appicable for iOS devices.
101A The Catal 8 Wing 10" Fos,
‘She UbsoRtzooeNLwaOeTNFEP
Ea
IL Dosktop/Laptop web-based merchants
For these calegores, the collect option isnot user ‘riendy and should be tanstional to
‘Dynamic OR’ code before the deadline provided in this circular. Ths wil reduce errors and
Improve customer experience. As lstad in point | above, the ‘Pay by any UPI app’ should
be the frst and prominent option before any specie app UP! option or erect integration for
Ins category of merchants as well
‘The merchant appicaton/website wil be responsibe or the user interface based changes.
PSP acquiing bank and PAVPG wil be responsibe for esplaying Pay by any UPI app’ anton
‘on the checkout page as per aforementioned guideines.
‘The UPI ecosystem is required to adhere to above latest by 30" Septomber 2023, post which,
shell be treated 2s non-compliance.
Yours Sincerely,
sor
Kunal Kalowatia
Chef ef Products
atonal Paymants Corporation of India