ElectronicCommsAgreement PDF
ElectronicCommsAgreement PDF
Goldman Sachs and Apple, their designees, service providers and affiliates (together, "we", "us",
or "our") may need to provide you with certain information, agreements, notices or disclosures in
writing in connection with your Apple Card application, your Account, and any programs relating to
Apple Card (each, a "Communication"). By agreeing to this Electronic Communications
Agreement (this "Agreement"), you are confirming your ability, and providing your consent, to
receive Communications electronically from us instead of in paper form and to the use of electronic
signatures in our relationship with you. Without limiting the foregoing, you further agree that
Communications may be provided to you via email, text message, device-level notifications, or
other electronic notification methods supported by the software you use to access your Account.
Any terms that are capitalized but not defined in this Agreement have the meaning given to them in
the Apple Card Information and Terms (the "Terms").
Our ability to provide Communications to you electronically is dependent upon you maintaining a
valid email address. We may send Communications to the email address that is associated with
your Apple ID. Therefore, you agree to maintain a valid email address associated with your Apple
ID for as long as you maintain your Account. In the event Communications are provided to you via
email, text message, device-level notifications, or other electronic methods supported by the
software you use to access your Account, it is your responsibility to review those Communications.
We may, at our discretion, mail paper copies of Communications to you, in addition to or instead of
sending them to you electronically.
You understand and agree that: (i) this Agreement, together with the Terms, will be entered
into electronically; (ii) you meet the minimum hardware and software requirements
specified below; (iii) your consent to receive Communications electronically will remain
valid until you withdraw your consent, at which point we may close your Account; and (iv)
Communications that may be provided electronically include, but are not limited to, the
following:
Agreements (including the Terms and this Agreement) and disclosures, including changes to
and updated versions of those agreements and disclosures;
The Apple Card Privacy Policy, as well as annual notices and other disclosures regarding the
Privacy Policy;
Information regarding your Account, including your Account balance and activity;
Account statements, authorizations, and transaction histories;
Notices to you of the resolution of any billing error regarding your Account; and
Inquiries and notices to you about transactions made with your Account.
In order to receive Communications, you must meet the following hardware and software
requirements:
Have an Apple device that has a version of iOS or iPadOS that supports the use of Apple
Card, has internet access, has a passcode enabled, and is associated with your Apple ID; or
have a device that has a supported browser and is capable of accessing HTML websites to
view and retain documents in commonly used electronic formats, including by downloading
or emailing documents to an email account to which you have access. Supported browsers
are Safari 7 or later, Firefox 34 or later, Chrome 37 or later, Opera 24 or later, or Edge 83 or
later;
Have an Apple ID associated with an iCloud account that is in good standing with Apple, as
well as a valid email address associated with your Apple ID; and
Have Apple's two-factor authentication turned on for your Apple ID that is associated with
your iCloud account.
Communications may also appear on any device that you use to access your email, or any device
that is associated with your Apple ID, has internet access and has a version of iOS, iPadOS
watchOS, or macOS (as applicable) installed on such device that supports the use of Apple Card.
In order to retain Communications, you will need the ability to electronically store or print
Communications. We may change these requirements from time to time.
If you have any questions regarding this Agreement or your Account, please contact us at 877-255-
5923.