CUSTOMER INFORMATION SHEET / KNOW YOUR POLICY

This document provides key information about your policy. You are also advised to go through your policy document.

Sl No Title Description in Simple Words Policy Clause

(Please refer to applicable Policy Clause Number in next column) number

1. Name of the Insurance ABSLI Wealth Smart Plus

Product and Unique 109L147V01
Identification Number
(UIN)

2. Policy Number BAP1025247

3. Type of Insurance Linked

Policy

4. Basic Policy details Refer Policy

Instalment Premium - 150000 Schedule
Mode of premium payment (e.g. Monthly, Quarterly, half yearly or Yearly) -
Yearly
Sum Assured on death- 1500000
Premium payment Term - 10
Policy Term - 35

5. Policy Refer Part C

Coverage/benefits Benefits payable on maturity
payable Benefits payable on death
Survival Benefits excluding that payable on maturity
Surrender benefits
Options to policyholders for availing benefits, if any, covered under the policy.
Other benefits/options payable, specific to the policy, if any
Lock-in period for Linked Insurance products

6. Options available (in Refer Part-D

case of Linked Partial Withdrawal
Insurance Products) Switches
Settlement option

7. Option available (in Not Applicable Not Applicable

case of Annuity
product)

8. Riders opted, if any Summary of coverage Refer Policy

Schedule
Rider Name: Not Applicable
Rider UIN: Not Applicable
Rider Sum Assured - Not Applicable
9. Exclusions (events Brief list of the applicable exclusions, if any Refer Part F,
where insurance Clause 6
coverage is not Suicide Exclusion: In case of death of the Life Insured due to suicide within 12
payable), if any. months from the Policy Issue Date or from the date of Revival of the Policy, as If Riders are
applicable, the Nominee or the beneficiary of the Policyholder shall be entitled to the opted, please
Fund Value, as available on the date of intimation of death. refer Section F
of the Rider
If Riders are opted, please refer Section F of the Rider Contract Contract

10. Waiting /lien Period, if Not applicable Not applicable

any

11. Grace period "Grace Period" The Grace Period for payment of Instalment Premium for monthly Refer Part C-
premium payment mode is fifteen (15) days and thirty (30) days for all other modes clause 2

12. Free Look Period You have a free look period of 30 days from the date of receipt of the Policy, to Refer Welcome
review the terms and conditions of the Policy, in case You disagree with the terms & Letter and Part D
conditions of Your Policy, you have the option to return the original policy document (1)
to us for cancellation.

13. Lapse, paid-up and "Lapse" is the status of the Policy when due premium is not paid within the grace Refer Part D (2),
revival of the Policy period. (3)

"Reduced Paid-up Policy" means the Policy under which the due Instalment
Premiums have been discontinued after the completion of the Lock-In Period.

"Revival" means restoration of the policy, which was discontinued due to the non-
payment of Instalment Premium, by the Company with all the benefits mentioned in
the Policy document, with or without Rider benefits if any, upon the receipt of all the
Instalment Premiums due and other charges or late fee if any, as per the terms and
conditions of the Policy, upon being satisfied as to the continued insurability of the
Life Insured or Policyholder on the basis of the information, documents and reports
furnished by the Policyholder, in accordance with Our Board approved Underwriting
policy

14. Policy Loan, if Not Applicable Not Applicable

applicable

15. Claims / Claims Refer Part F,

Procedure Turn Around Time (TAT) for claims settlement and brief procedure: Clause 3
https://lifeinsurance.adityabirlacapital.com/customer-service/service-tats
Helpline/Call Centre number: You can call us at our toll free no. 1800 270
7000
Contact details of the insurer: You can email us at Aditya Birla Capital - Life
Insurance
claims.lifeinsurance@adityabirlacapital.com
Link for downloading claim form and list of documents required including bank
account details.: https://lifeinsurance.adityabirlacapital.com/customer-
service/claim-procedure/online-claim/claim-forms-and-downloads
 16. Policy Servicing
Turn Around Time (TAT):
https://lifeinsurance.adityabirlacapital.com/customer-service/service-tats
Helpline/Call Centre number: You can call us at our toll free no. 1800 270
7000
Contact details of the insurer: You can email us at
care.lifeinsurance@adityabirlacapital.com, For NRI Customer
absli.nrihelpdesk@adityabirlacapital.com
Link for downloading applicable forms and list of documents required including
bank account details.: https://lifeinsurance.adityabirlacapital.com/forms-and-
downloads/policy-servicing-forms

17. Grievances / Refer Part G

Complaints Contact details of Grievance Redressal Officer of the insurer:
https://lifeinsurance.adityabirlacapital.com/grievance-redressal
Link for registering the grievance with the insurer’s portal
https://lifeinsurance.adityabirlacapital.com/grievance-redressal
Contact details of Ombudsman http://www.cioins.co.in/Ombudsman

Declaration by the Policyholder

I have read the above and confirm having noted the details.

Place: GURGAON Robin Goyal

(Signature of the Policyholder)
Date: 28-06-2024

Electronically signed through OTP on 28-06-2024 12:01 PM