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RNL D03 Fffqfi

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32 views2 pages

RNL D03 Fffqfi

Uploaded by

c65wz62wdg
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
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Endorsement EEDB Electronic Data Endorsement B (NMA2915), is deleted and

replaced with Endorsement ABR 2197 (amended) Cyber Exclusion

CYBER EXCLUSION (amended)

This policy excludes any loss, damage, liability, claim, cost or expense directly or indirectly caused by,
contributed to by, resulting from, arising out of or in connection with any Cyber Incident.

However, this policy will provide cover for physical loss or damage, to the property insured which is
caused by an insured peril, including business interruption resulting therefrom, directly occasioned
by a Cyber Incident. Nevertheless, any loss, damage, destruction, distortion, erasure, corruption or
alteration of Electronic Data directly occasioned by the Cyber Incident shall not be recoverable
hereunder, nor be considered as physical loss or damage for the purposes of this exclusion clause.

Notwithstanding the foregoing, in the event that hardware or Electronic Data storage device of a
Computer System insured by this policy, sustains physical damage by an insured peril directly
occasioned by a Cyber Incident, which results in damage to or loss of Electronic Data stored on that
hardware or Electronic Data storage device, then the damage to or loss of such Electronic Data s hall
be recoverable hereunder and the basis of valuation for the recovery of the damaged or lost
Electronic Data shall be the costs of copying the Electronic Data for back-up’s or from originals of
the previous generation and the cost of the blank media. Such costs shall not include all reasonable
and necessary expenses incurred in recreating, gathering or assembling such Electronic Data and
does not include the value of the Electronic Data to You or any other party even if such Electronic
Data cannot be recreated, gathered or assembled.

Definitions

a. “Cyber Incident” shall include:

i unauthorised or malicious acts regardless of time and place, or the threat or hoax thereof;
ii Malware or Similar Mechanism;
iii programming or operator error whether by the insured or any other person or persons;
iv any unintentional or unplanned – wholly or partially - outage of the insured’s Computer
System not directly caused by physical loss or damage;

affecting access to, processing of, use of or operation of any Computer System or any Electronic Data
by any person or group(s) of persons.

b. “Computer System” means any computer, hardware, information technology and


communications system or electronic device, including any similar system or any configuration
of the aforementioned and including any associated input, output or Electronic Data storage
device, networking equipment or back up facility.

c. “Electronic Data” means facts, concepts and information converted to a form useable for
communications, interpretation or processing by electronic and electromechanical data
processing or electronically controlled equipment and includes programmes, software and other
coded instructions for the processing and manipulation of data or the direction and
manipulation of such equipment.
d. “Malware or Similar Mechanism” means any programme code, programming instruction or
other set of instructions intentionally constructed with the ability to damage, interfere with or
otherwise adversely affect computer programmes, data files or operations (whether involving
self-replication or not), including but not limited to “Virus”, “Trojan Horses”, “Worms”, “Logic
Bombs” or “Denial of Service Attack”.

ABR2197

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