INDEX

No. Contents Page No.

1 Introduction, Abstract 3-4

2 Aim of this project 5

3 Main Purpose, Goal, Module, Methods, Benefits 6-10

4 Objective, Conclusion 11-12

5 Reference 13-15

1|Page
 1. Introduction, Abstract

1.1 Introduction
The “Bank Account Management System” project is a model Internet Banking
Site. This site enables the customers to perform the basic banking transactions
by sitting at their office or at homes through PC or laptop. The system provides
the access to the customer to create an account, deposit/withdraw the cash
from his account, also to view reports of all accounts present. The customers
can access the banks website for viewing their Account details and perform the
transactions on account as per their requirements. With Internet Banking, the
brick and mortar structure of the traditional banking gets converted into a click
and portal model, thereby giving a concept of virtual banking a real shape. Thus,
today's banking is no longer confined to branches. E-banking facilitates banking
transactions by customers round the clock globally.

The primary aim of this “Bank Account Management System” is to provide an

improved design methodology, which envisages the future expansion, and
modification, which is necessary for a core sector like banking. This
necessitates the design to be expandable and modifiable and so a modular
approach is used in developing the application software.

Anybody who is an Account holder in this bank can become a member of Bank
Account Management System. He has to fill a form with his personal details
and Account Number. Bank is the place where customers feel the sense of
safety for their property. In the bank, customers deposit and withdraw their
money. Transaction of money also is a part where customer takes shelter of the
2|Page
bank. Now to keep the belief and trust of customers, there is the positive need
for management of the bank, which can handle all this with comfort and ease.
Smooth and efficient management affects the satisfaction of the customers and
staff members, indirectly. And of course, it encourages management committee
in taking some needed decision for future enhancement of the bank.

Now a day’s, managing a bank is tedious job up to certain limit. So software that
reduces the work is essential. Also, today’s world is a genuine computer world
and is getting faster and faster day-by-day. Thus, considering above necessities,
the software for bank management has become necessary which would be
useful in managing the bank more efficiently.
All transactions are carried out online by transferring from accounts in the same
Bank or international bank. The software is meant to overcome the drawbacks
of the manual system.

1.2 Abstract

The Bank Account Management System is an application for maintaining a

person's account in a bank. In this project I tried to show the working of a
banking account system and cover the basic functionality of a Bank Account
Management System. To develop a project for solving financial applications of
a customer in banking environment in order to nurture the needs of an end
banking user by providing various ways to perform banking tasks. Also, to
enable the user’s work space to have additional functionalities which are not
provided under a conventional banking project.

The Bank Account Management System undertaken as a project is based on

relevant technologies. The main aim of this project is to develop software for
Bank Account Management System. This project has been developed to carry
out the processes easily and quickly, which is not possible with the manuals
3|Page
systems, which are overcome by this software. This project is developed using
Java language. Creating and managing requirements is a challenge of IT,
systems and product development projects or indeed for any activity where
you have to manage a contractual relationship. Organization need to
effectively define and manage requirements to ensure they are meeting needs
of the customer, while proving compliance and staying on the schedule and
within budget.

The impact of a poorly expressed requirement can bring a business out of

compliance or even cause injury or death. Requirements definition and
management is an activity that can deliver a high, fast return on investment.
The project analyzes the system requirements and then comes up with the
requirements specifications. It studies other related systems and then come
up with system specifications. The system is then designed in accordance with
specifications to satisfy the requirements. The system design is then
implemented with Java. The system is designed as an interactive and content
management system. The content management system deals with data entry,
validation confirm and updating whiles the interactive system deals with
system interaction with the administration and users. Thus, above features of
this project will save transaction time and therefore increase the efficiency of
the system.

2. AIM

The main aim of designing and developing this Internet banking System Java
primarily based Engineering project is to provide secure and efficient net

4|Page
banking facilities to the banking customers over the internet. Apache Server
Pages, MYSQL database used to develop this bank application where all
banking customers can login through the secured web page by their account
login id and password. Users will have all options and features in that
application like get money from western union, money transfer to others, and
send cash or money to inter banking as well as other banking customers by
simply adding them as payees.

5|Page
3. Main Purpose

The Traditional way of maintaining details of a user in a bank was to enter the
details and record them. Every time the user needs to perform some
transactions he has to go to bank and perform the necessary actions, which
may not be so feasible all the time. It may be a hard-hitting task for the users
and the bankers too. The project gives real life understanding of Online
Banking System and activities performed by various roles in the supply chain.
Here, we provide automation for banking system through Internet. Online
Banking System project captures activities performed by different roles in real
life banking which provides enhanced techniques for maintaining the required
information up-to-date, which results in efficiency. The project gives real life
understanding of Online Banking System and activities performed by various
roles in the supply chain

3.1 Main Goal

1. Motto- Our motto is to develop a software program for managing the entire
bank process related to Administration accounts customer accounts and to
keep each every track about their property and their various transaction
processes efficiently. Hereby, our main objective is the customer’s
satisfaction considering today’s faster in the world.

2. Customer Satisfaction: Client can do his operations comfortably without any

risk or losing of his privacy. Our software will perform and fulfill all the tasks
that any customer would desire.
6|Page
3. Saving Customer Time: Client doesn't need to go to the bank to do small
operation.

4. Protecting the Customer: It helps the customer to be satisfied and

comfortable in his choices, this protection contains customer’s account,
money and his privacy.

5. Transferring Money: Help client transferring money to/or another bank or

country.

3.2 Methods

• We need to be able to generate an account number

• Account types: Savings or Current Account
• Maintain/update Balance
• Open/Close Account
• Withdraw/Deposit

3.3 Administrative Modules

Here in my project there are two types of modules. This module is the main
module which performs all the main operations in the system. The major
operations in the system are:

7|Page
3.3.1 Admin Module

Admin can access this project there is an authorization process. If you login as
an Admin then you will be redirected to the Admin Home Page and if you are a
simple user you will be redirected to your Account Home Page. This performs
the following functions: Create
Individual Accounts, manage existing accounts, View all transactions, Balance
enquiry, Delete/close account etc.

1- Admin login
2- Add/delete/update account
3- Withdrawal/deposit/statements transaction
4- Account Information
5- User details list
6- Active/Inactive account
7- View transaction histories

3.3.2 User Module

A simple user can access their account and can deposit/withdraw money from
their account.
User can also transfer money from their account to any other bank account.
User can see their transaction report and balance enquiry too.

1- User login, use PIN system

2- Creating/open new account registration

8|Page
3- Funds transfer (local/international/domestic)
4- View statements transaction
5- User account details
6- Change Password and Pin

3.3.3 Banks terms:

1. All requests received from customers are logged for backend fulfillment
and are effective from the time they are recorded at the branch.
2. Rules and regulations applicable to normal banking transactions in
India will be applicable mutatis mutandis for the transactions executed
through this site. 3. The BAMS Bank service cannot be claimed as a right.
The bank may also convert this into a discretionary service anytime.
4. Dispute between the customer and the Bank in this service is subject to
the jurisdiction of the courts in the Republic of India and governed by the laws
prevailing in India.
5. The Bank reserves the right to modify the services offered or the Terms of
service of BAMS Bank. The changes will be notified to the customers through a
notification on the Site.
3.3.4 Customer’s obligations

9|Page
1. The customer has an obligation to maintain secrecy in regard to Username &
Password registered with the Bank. The bank presupposes that login using
valid Username and Password is a valid session initiated by none other than
the customer. 2. Transaction executed through a valid session will be
construed by RR to have emanated from the registered customer and will be
binding on him/her.
3. The customer will not attempt or permit others to attempt accessing the
BAMS Bank through any unlawful means.

3.3.5 Benefits of online banking

Many of us lead busy lives. Some of us are up before the crack of dawn, getting
ourselves prepared so we can in turn get our families ready for the day. We
rush to work, rush to get the kids to school, and at the end of the day we rush
home only to brace ourselves for the next day. After a hectic day, the last thing
you want to do is spend time waiting in line at the bank, or even the post office.
That's where Online Banking comes in. Many of the benefits of doing our
banking online are obvious:

1- You don't have to wait in line.

2- You don't have to plan your day around the bank's hours.
3- You can look at your balance whenever you want, not just when you get a
statement.

There are some hidden benefits too. As a young bank customer, you're just
learning how to manage your money and observe your spending patterns.

10 | P a g e
Online banking allows you to watch your money on a daily basis if you want to.
By keeping close tabs on your funds, you'll always be aware of what's
happening in your bank account.
For those experienced spenders, this option is far more appealing than the
sudden discovery that you're broke!
It's also helpful to watch how much interest you're gathering on investments
and savings or what service charges you have incurred.
3.3.6 Most available benefits

1. Online banking with key bank is fast, secure, convenient and free.
2. Quick, simple, authenticated access to accounts via the web
application.
3. Simply scalable to grow with changing system requirement.
4. Global enterprise wide access to information.
5. Improved data security, restricting unauthorized access.
6. Minimize Storage Space.

4. Objective & Conclusion

The “Banking Online System is a big and ambitious project. I am thankful for
being provided this great opportunity to work on it. As already mentioned, this
project has gone through extensive research work. On the basis of the research
work, we have successfully designed and implemented banking online
System. To know what the future of online banking looks like, it’s probably
worth looking at the present – online banking isn’t new. When you think of
online banking, you probably think about a computer (either a desktop or
laptop), a three or four step security process and then an interface that lets
11 | P a g e
you view the balance of your various bank accounts and credit cards, whilst
permitting you to transfer money and pay bills. And you’re not wrong either. The
most valuable future looks are following below:

1- More branches of the bank, maybe it will be international, that means

more ATM machines outside.
2- Customer issues development based on their needs, so the help desk
will be aware of their needs and easy to use.
3- Developing a mobile App for banking system that help users to do the
obtained his operations without go to the bank only he needs to sign in using
his A/C NO. And password and then use your own PIN. Finally the system will
update automatically.

4.1 Conclusion

This project is developed to nurture the needs of a user in a banking sector by

embedding all the tasks of transactions taking place in a bank. Future version
of this project will still be much enhanced than the current version. Writing and
depositing checks are perhaps the most fundamental ways to move money in
and out of a checking account, but advancements in technology have added
ATM and debit card transactions. All banks have rules about how long it takes
to access your deposits, how many debit card transactions you're allowed in a
day, and how much cash you can withdraw from an ATM. Access to the
balance in your checking account can also be limited by businesses that place
holds on your funds.

Banks are providing internet banking services also so that the customers can
be attracted. By asking the bank employs we came to know that maximum
12 | P a g e
numbers of internet bank account holders are youth and business man. Online
banking is an innovative tool that is fast becoming a necessity. It is a
successful strategic weapon for banks to remain profitable in a volatile and
competitive marketplace of today. If proper training should be given to
customer by the bank employs to open an account will be beneficial secondly
the website should be made friendlier from where the customers can directly
make and access their accounts.
Thus, the Bank Management System it is developed and executed
successfully.

REFERANCE :-

1. Learning MYSQL, JavaScript, jQuery, PHP, HTML, CSS3, Website:

http://www.w3schools.com

2. PHP and MySQL video tutorials

Website: http://www.freehinditutorial.com, http://www.youtube.com

3. Veneeva, V. (2006), “E-Banking (Online Banking) and Its Role in

Today's Society”,

13 | P a g e
Ezine articles

4. JavaScript validation for empty input field

Website:http://stackoverflow.com/questions/3937513/javascript-validation-
for-empty- input-field ,

5. JavaScript form validation: Validate Password, Validate Email,

Validate Phone
Number, http://webcheatsheet.com/javascript/form_validation.php

14 | P a g e