EMPOWER Monthly Factsheet December 2023

(Data as on 30th November 2023)

Karo #SavingsKaUpgrade with

Aditya Birla Sun Life
Liquid Fund

For more details, refer to page no.10.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

8.25(w) x 10.8(h)_COVER
 INDEX

Foreword by Mr. Bhavdeep Bhatt 04 Aditya Birla Sun Life PSU Equity Fund 56

Equity Outlook by Mr. Vishal Gajwani 05 Aditya Birla Sun Life Special Opportunities Fund 58

Debt Outlook by Mr. Mohit Sharma 06 Aditya Birla Sun Life ESG Fund 60

#AapkeSapnoKeSarthi 07 Aditya Birla Sun Life Business Cycle Fund 62

Tax Reckoner 08 Aditya Birla Sun Life Transportation and Logistics Fund 64

Karo #SavingsKaUpgrade with ABSL Liquid Fund 10 Aditya Birla Sun Life ELSS Tax Saver Fund 65

Equity Funds Hybrid Funds

Aditya Birla Sun Life Frontline Equity Fund 14 What's making money for you? 67

Aditya Birla Sun Life Focused Fund 16 Aditya Birla Sun Life Equity Hybrid ‘95 Fund 68

Aditya Birla Sun Life Flexi Cap Fund 18 Aditya Birla Sun Life Equity Savings Fund 71

Aditya Birla Sun Life Equity Advantage Fund 20 Aditya Birla Sun Life Regular Savings Fund 74

Aditya Birla Sun Life MNC Fund 22 Aditya Birla Sun Life Multi Asset Allocation Fund 76

Aditya Birla Sun Life Midcap Fund 24 Aditya Birla Sun Life Balanced Advantage Fund 78

Aditya Birla Sun Life Multi-Cap Fund 26 Debt Funds

Aditya Birla Sun Life Small Cap Fund 28 Maturity Ladder For Debt Funds 81

Aditya Birla Sun Life Pure Value Fund 30 Aditya Birla Sun Life Overnight Fund 82

Aditya Birla Sun Life Manufacturing Equity Fund 32 Aditya Birla Sun Life Liquid Fund 83

Aditya Birla Sun Life Banking and Financial Services Fund 34 Aditya Birla Sun Life Money Manager Fund 85

Aditya Birla Sun Life Dividend Yield Fund 36 Aditya Birla Sun Life Low Duration Fund 87

Aditya Birla Sun Life Infrastructure Fund 38 Aditya Birla Sun Life Savings Fund 89

Aditya Birla Sun Life Digital India Fund 40 Aditya Birla Sun Life Floating Rate Fund 91

Aditya Birla Sun Life India GenNext Fund 42 Aditya Birla Sun Life Corporate Bond Fund 94

Aditya Birla Sun Life International Equity Fund 44 Aditya Birla Sun Life Short Term Fund 97

Aditya Birla Sun Life Pharma & Healthcare Fund 46 Aditya Birla Sun Life Banking & PSU Debt Fund 99

Aditya Birla Sun Life Bal Bhavishya Yojna 48 Aditya Birla Sun Life Medium Term Plan 102

Aditya Birla Sun Life Retirement Fund - The 30s Plan 50 Aditya Birla Sun Life Credit Risk Fund 104

Aditya Birla Sun Life Retirement Fund - The 40s Plan 52 Aditya Birla Sun Life Dynamic Bond Fund 106

Aditya Birla Sun Life Retirement Fund - The 50s Plan 54 Aditya Birla Sun Life Income Fund 108

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 INDEX

Aditya Birla Sun Life Government Securities Fund 110 Aditya Birla Sun Life Nifty Bank ETF 147

Aditya Birla Sun Life Retirement Fund 'The 50s Plus - Debt Plan' 111 Aditya Birla Sun Life Nifty Healthcare ETF 148

Aditya Birla Sun Life Arbitrage Fund 112 Aditya Birla Sun Life Nifty IT ETF 149

Aditya Birla Sun Life Long Duration Fund 114 Aditya Birla Sun Life Gold ETF 150

Passive Debt Index Funds Aditya Birla Sun Life Silver ETF 151

Aditya Birla Sun Life CRISIL IBX 60:40 SDL + AAA PSU - Apr 2025 Index Fund 115 Aditya Birla Sun Life Nifty 200 Momentum 30 ETF 152

Aditya Birla Sun Life NIFTY SDL Plus PSU Bond Sep 2026 60:40 Index Fund 116 Aditya Birla Sun Life Nifty 200 Quality 30 ETF 153

Aditya Birla Sun Life Nifty SDL Apr 2027 Index Fund 118 Aditya Birla Sun Life CRISIL Liquid Overnight ETF 154

Aditya Birla Sun Life CRISIL IBX 60:40 SDL + AAA PSU - Apr 2027 Index Fund 120 Passive Fund of Funds

Aditya Birla Sun Life Nifty SDL Sep 2025 Index Fund 122 Aditya Birla Sun Life Asset Allocator FoF 155

Aditya Birla Sun Life CRISIL IBX Gilt - April 2026 Index Fund 123 Aditya Birla Sun Life Financial Planning FOF-Aggressive Plan 156

Aditya Birla Sun Life CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund 124 Aditya Birla Sun Life Financial Planning FOF - Moderate Plan 157

Aditya Birla Sun Life CRISIL IBX Gilt Apr 2029 Index Fund 125 Aditya Birla Sun Life Financial Planning FOF - Conservative Plan 158

Aditya Birla Sun Life CRISIL IBX AAA Mar 2024 Index Fund 126 Aditya Birla Sun Life Active Debt Multi Manager FoF Scheme 159

Aditya Birla Sun Life Nifty SDL Sep 2027 Index Fund 127 Aditya Birla Sun Life NASDAQ 100 FOF 160

Aditya Birla Sun Life CRISIL IBX Gilt Apr 2028 Index Fund 128 Aditya Birla Sun Life Global Excellence Equity Fund of Fund 161

Aditya Birla Sun Life CRISIL IBX SDL Jun 2032 Index Fund 129 Aditya Birla Sun Life Global Emerging Opportunities Fund 162

Aditya Birla Sun Life CRISIL IBX 60:40 SDL + AAA PSU Apr 2026 Index Fund 130 Aditya Birla Sun Life Gold Fund 163

Passive Equity Index Funds Aditya Birla Sun Life Silver ETF Fund of Fund 164

Aditya Birla Sun Life Nifty 50 Index Fund 131 Aditya Birla Sun Life Multi - Index Fund Of Funds 165

Aditya Birla Sun Life Nifty 50 Equal Weight Index Fund 133 Aditya Birla Sun Life US Treasury 1–3 year Bond ETFs Fund of Funds 166

Aditya Birla Sun Life Nifty Next 50 Index Fund 135 Aditya Birla Sun Life US Treasury 3-10 year Bond ETFs Fund of Funds 167

Aditya Birla Sun Life Nifty Midcap 150 Index Fund 137 Fund Manager Wise Scheme Details 168

Aditya Birla Sun Life Nifty Smallcap 50 Index Fund 139 Funds at a Glance 170

Passive ETFs Dividend History 174

Aditya Birla Sun Life Nifty 50 ETF 141 Product Labeling Disclosures & Potential Risk Class 177

Aditya Birla Sun Life S&P BSE Sensex ETF 143 Glossary Page 187

Aditya Birla Sun Life Nifty Next 50 ETF 145

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 3

Dear Reader,
Season's greetings.
As I write this foreword, let me highlight key changes in terms of people, process and performance of Equity and Hybrid funds at
Aditya Birla Sun Life AMC Limited (ABSLAMC).
People: At ABSLAMC, we have built a strong team of research analysts over time, with several of them being with ABSLAMC for
over a decade. These seasoned team of analysts have also been managing sector and thematic funds. Between 2022 and 2023,
we have seen our young yet seasoned analysts and fund managers of sector / thematic funds starting to manage larger and
diversified funds. And we have seen noteworthy changes in portfolio construction and performance in funds like Aditya Birla Sun
Life Pure Value Fund, Aditya Birla Sun Life MNC Fund, Aditya Birla Sun Life Equity Hybrid ’95 Fund, Aditya Birla Sun Life Balanced
Advantage Fund, Aditya Birla Sun Life Small Cap Fund, Aditya Birla Sun Life PSU Equity Fund, Aditya Birla Sun Life Dividend Yield
Fund etc. I am also pleased to share that Harish Krishnan with close to 20 years’ experience in capital markets has joined us from
Kotak AMC to spearhead our equity and hybrid franchise as Co CIO and Head – Equity. He will personally be managing few funds
including Aditya Birla Sun Life Flexi Cap Fund and Aditya Birla Sun Life Business Cycle Fund.
Process: You would have seen that we have renewed and rearticulated our new equity investment process called RoCE way of
investing (acronym for: Research Team & Process; Organising companies by their characteristics; Conviction for stock ideas;
Evaluation of Risk and Performance). The aim of the process is to design a framework that helps us create sound portfolio
construct that enhances the probability of delivering consistent long term investment experience to our investors.
Performance: I am very happy to share with you that our equity and hybrid funds are staging a strong recovery with our AUM in
top 2 quartile moving up from 31% same time last year to 42% as of October 2023.
The equity markets are at all-time high, with small cap and midcap outperforming Nifty in last 11 out of 12 months. Also, the
past return of the segment for 3 / 5 / 10 years is strong with lower base effect of 2020 (Covid period), 2018 (the cyclical high
before credit crisis) and 2013 (taper tantrum), respectively. The buoyant mood is well supported by a series of positive news
flows in terms of economic growth, domestic fund flows, robust macroeconomic set up, electorate mandate and overall positive
sentiments. At this stage would recommend our investors to invest their lumpsum allocation in Aditya Birla Sun Life Frontline
Equity Fund, Aditya Birla Sun Life Equity Advantage Fund, Aditya Birla Sun Life Multi Asset Allocation Fund and Aditya Birla Sun
Life Balanced Advantage Fund, while adding SIP in Aditya Birla Sun Life Flexi cap Fund, Aditya Birla Sun Life Small Cap Fund and
Aditya Birla Sun Life GenNext Fund. We strongly recommend our Aditya Birla Sun Life Business Cycle Fund as an opportunistic
lumpsum investment with at least 3-year horizon.
I am very happy to announce the launch of Active Savings App (earlier Active Account App). This application helps investors to
invest and redeem their surplus savings investment with just a swipe.
Finally, would like to mention that we've taken the #AapkeSapnoKeSarthi conversation forward with the latest instalment in this
series – our newest short film. The film celebrates the role of the Mutual Fund Partners and us-ABSLMF, as together being the
joint Sarthis in the lives of generations of investors.

Happy investing.

Regards,
Bhavdeep

None of the aforesaid recommendations are based on any assumptions. These are purely for reference and the investor are requested to consult their financial advisors before investing.
Past performance may or may not be sustained in future.For Product labelling of the schemes mentioned in the article please refer to page no. 177-185

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 4

The year 2023 has so far been rewarding for Indian Investors, specially for small and mid cap category. From here on, focus will
shift on the turn in monetary policy across major economies in the coming year. While major developed markets, including the
US, are expected to slow down, the base case has shifted to a soft-landing scenario. We note that a large part of this resilience
in CY2023 could be attributed to a continuation of expansionary fiscal policies. The US and Japan are expected to be resilient,
even as they slow down, while the Eurozone and the UK are expected to see a mild recession in 1HCY24. China will likely remain
relatively weak, as the economy reels under the impact of a large debt burden on the real estate and infrastructure sectors. Inflation
is gradually coming off across economies, even as central banks will stay cautious on any resurgence. We expect the Developed
Markets to start pivoting on the monetary policies and second half of CY24 could see start of a monetary easing cycle.
In the midst of a global slowdown, India remains on top with lead indicators suggesting strong economic activity. Despite concerns
over rising oil prices, India's manageable current account deficit is sustained by stable services exports, with strong economic
indicators projecting GDP growth of over 6% in FY24/FY25. The credit risk in Corporate India has diminished due to improving
balance sheets. Credit growth remains robust in September at 15.3%. Services and Personal loans continue to drive sector loan
growth while Industry loan growth continue to be languishing at 6%.
Coming to the trends from Q2 FY24 results, the IT services industry delivered weak results, which were largely on expected lines.
The takeaways were mixed with mega-deal announcements providing visibility, offset by a weakening discretionary spending
environment. Small/Mid cap IT companies growth and margin outperformance has been better than the heavy weights with some
exceptions. Global peers’ commentaries suggest hope of some respite in FY25 even as Q3FY24 is likely to remain muted due to
higher furloughs and weak seasonality.
Last quarter consumer discretionary category witnessed K shaped demand momentum with high ticket category such as Jewellery
outpacing low-mid ticket discretionary consumption such as QQuick Service Restaurant SR , apparel, footwear etc. Subdued
demand was also due to delayed festival. We also witnessed consumer spending moving from goods to services with travel (hotels,
luggage) being the key beneficially. While the near-term outlook remains uncertain, we are positive on the long-term potential of
low-mid ticket discretionary consumption on the back of increasing disposable income, premiumisation and formalisation of the
sector.
Within Financial Services, Affordable Housing companies grew at a decent pace, however the competition in home loan segment
is intensifying from the large private sector banks, keeping the yields in check. MFI (Money Flow Index) loan growth continues
to be strong mainly led by new customer addition. The sector currently has good credit quality barring few disturbances. We are
constructive on the financial services sector, which is poised for decent growth with benign asset quality and is currently trading
at reasonable valuations.
Within Automobiles, Passenger Vehicle dispatches continue to witness healthy growth, led by new model launches and improving
supply chain. Volumes increased 8% yoy in 2QFY24. The two-wheeler industry’s volumes declined 2% yoy in 2QFY24 due to a
continued slowdown in the entry level segment. However, the same is showing signs of improvement in Oct/Nov period.
Overall, while the valuations are not cheap after the recent run up in stock prices, the corporate earnings growth cycle may look
positive. Although one cannot rule out short term market correction, we believe that investors coming at this juncture with a
disciplined asset allocation can do well in the long term.
Equity
Source: ABSLAMC, Kotak Securities, Bloomberg

Our Recommendations

Market Cap Specific Hybrid Solutions Thematic & Sectoral Solutions Diversified across Market Cap

Aditya Birla Sun Life Small Cap Fund Aditya Birla Sun Life Balanced Advantage Aditya Birla Sun Life India GenNext Fund Aditya Birla Sun Life Multi-Cap Fund
Fund
Aditya Birla Sun Life Multi Asset Aditya Birla Sun Life Digital India Fund
Aditya Birla Sun Life Mid Cap Fund Aditya Birla Sun Life Flexi Cap Fund
Allocation Fund

Aditya Birla Sun Life Frontline Equity Fund

None of the aforesaid recommendations are based on any assumptions. These are purely for reference and the investor are requested to consult their financial advisors before investing.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 5

Global Macro
We are seeing a growth slowdown in developed markets as higher rates are making an impact. Inflation has been coming down though it remains above
the targets of central banks. Labour markets are also showing signs of cooling off, more so in Europe. In US, we are also seeing a better balance in the
demand and supply of labour. Commodity prices have also moderated as economy is slowing down. Broadly, macro parameters are moving in the right
direction for the inflation to come down further and therefore hiking cycle has ended in all probability.
Though underlying factors are moving in the right direction, but the inflation target is still a bit away. Central banks want to be assured of inflation coming
close to their target sustainably before they think about easing. Till then they would want to maintain the interest rates at the current restrictive levels.
We believe rate cuts will start around the mid of 2024. The Developing Markets economies where growth slowdown is more pronounced, will be the first
ones to cut.
Indian Macro
Indian growth remains resilient with the latest GDP number printing at 7.6%, an upside surprise to the market. Industry segment was the major contributor
to the strong number. All the sub-components of Industry grew in double digits. High frequency indicators like PMI(Purchasing Manager’s Index), tax
collections, IIP(Index of Industrial Production), power consumption etc. continue to remain robust. Benign commodity prices are also helpful. However,
exports continue to remain weak due to weak global growth. Overall, we expect growth momentum to sustain and FY24 GDP growth to be in 6.75%-
7.00% range.
Headline Consumer Price Index (CPI) continued its downward trajectory with Oct CPI at 4.87%. More importantly, core inflation has been coming down
consistently and is very close to 4% now. Lately we are seeing some surge in vegetable prices and that may cause CPI to print higher for this month. But
from a medium-term perspective, inflation trajectory looks benign. We expect CPI to average 5.25% in FY24.
Government fiscal situation is in a good shape. Tax collections are robust, expenses till now have been at a slow pace. So, even with some election related
extra spending, government should be able to achieve its 5.9% fiscal deficit target. Small savings deposits are running higher than the budget estimates,
which gives an additional cushion and therefore we rule out any increase in the government borrowings.
RBI Policy and Market Outlook
The MPC(Monetary Policy Committee) kept policy rates and stance unchanged in the Dec Monetary Policy. RBI was more balanced in communication
this time, after sounding hawkish in last few policies. Moderation in inflation and down-move in global yields seem to have given some comfort to RBI.
However, RBI reiterated its objective to bring down inflation to 4% target. RBI is happy with growth and increased its FY24 growth forecast to 7%. RBI
seemed comfortable with the liquidity situation also.
We are looking at a pause in policy rates for 3-4 quarters and then easing may start. Domestic growth is robust and RBI needs more assurance on inflation
coming near the 4% target. Therefore, rate cuts will be delayed. We think RBI will start to cut policy rates after the DM central banks, sometime in the
2nd half of next year.
We are constructive on Indian Rates as both global growth and inflation is trending down. Domestic core inflation has been moderating and remains well
behaved. Commodity prices are benign and there is an additional tailwind of the index inclusion related flows.
We advocate investors having a 3 – 12 months investment horizon to match their investments with the duration of the fund and invest in our ultra-
short, low duration or floating rate fund. Investors having a horizon of 12 months+ can look at investing actively managed funds and we recommend our
corporate, short-term, or banking & PSU debt fund. Long term debt investors having an investment horizon of 3 years+ can look at our dynamic bond
fund or our target maturity debt funds.

Sources: Reserve Bank of India, World Bank, International Monetary Fund, Bloomberg, CEIC

Our Recommendations

Approach Fund Investment horizon

Very Short Duration Aditya Birla Sun Life Liquid Fund 7 days -1 month

Very Short to Short Duration Aditya Birla Sun Life Savings Fund 1 month -6 months

Short Duration Aditya Birla Sun Life Low Duration Fund 6-12 months

Accrual Strategy with High Quality Credit Aditya Birla Sun Life Corporate Bond Fund 1-3 years

Active Management Aditya Birla Sun Life Dynamic Bond Fund Above 3 years

Accrual Strategy with High Yielding Credit Aditya Birla Sun Life Medium Term Plan Above 3 years

None of the aforesaid recommendations are based on any assumptions. These are purely for reference and the investor are requested to consult their financial advisors before investing.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 6

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 7
Tax Reckoner 2023-24
Snapshot of Tax rates specif ic to Mutual Funds
Tax rates applicable for the Financial Year 2023-24.
Income Tax implications on income in respect of units of Mutual Funds

Sr. No. Investor type Withholding tax rate

1. Resident### 10%*
2. NRI 20%**
* As per section 194K, tax is not deductible if dividend income in respect of units of MF is below ₹ 5000/- in a financial year.
** The base tax is to be further increased by surcharge# at the rate of:
a. 37% on base tax where income or aggregate of such income exceeds ₹ 5 crore;
b. 25% where income or aggregate of such income exceeds ₹ 2 crore but does not exceed ₹ 5 crore;
c. 15% where income or aggregate of such income exceeds ₹ 1 crore but does not exceed ₹ 2 crore;and d 10% where income or aggregate of such income exceeds
₹ 50 lakhs but does not exceed ₹ 1 crore
Further, 'Health and Education Cess' is to be levied at 4% on aggregate of base tax and surcharge.
# Finance Act, 2020 has capped maximum surcharge at 15% w.r.t. WHT on dividends paid to non-resident non-corporate investors (namely individual, HUF, AOP, BOI,
artificial judicial person etc.)
### As per section 139AA of the Income tax Act,1961 ("the Act") read with rule 114AAA of Income Tax Rules, 1962, in case of a resident person, whose PAN becomes
inoperative due to PAN-Aadhaar non linking on or before 31st March 2022, it shall be deemed that he has not furnished the PAN and tax could be withheld at a higher rate
of 20% basis section 206AA of the Act.

Capital Gains Taxation

Percentage Exposure of scheme to equity shares of domestic company is:
Capital gains nature Less than or equal to 35% Between 35% and 65%
Greater than 65%
(Specified Mutual Fund as per section (Other than equity-oriented Fund and
(Equity oriented Fund)
50AA) Specified Mutual Fund)

Short-term capital 15% without

Ordinary tax rate* Ordinary tax rate*
gains rate indexation

Long-term capital 10%## without

Resident- 20% with indexation
gains rate indexation
NRI#: -20% with indexation (for listed)
-10% without indexation (for unlisted)

Tax rates mentioned above are exclusive of surcharge and health education cess.

Surcharge for Domestic Companies. Surcharge Applicable in case of Individual/HUF/AOP/BOI/Artificial judicial person:
Sr. No. Total Income Applicable surcharge rate Sr. No. Particulars Applicable surcharge rate
(For Corporate) (For Individual/HUFs)
1. Between C 1 crore to C 10 Crores 7% 1. Total income upto C 50 lakhs No Surcharge
2. Above C 10 Crores 12% 2. Total income between C50 lakhs to C1crore 10%
3. Corporates opting for 10% 3. Total income between ₹ 1 crore to ₹ 2 crores 15%
lower tax rates of 22% 4. Specified income between ₹ 2 crores to ₹ 5 Crores 25%
(115BAA) 15%(115BAB) 5. Specified income above ₹ 5 Crores 37%/ 25%@
Specified income- Total income excluding income by way of dividend or income under provisions
of section 111A, section 112 and 112A of the Income Tax Act, 1961 ('the Act')
@ Surcharge is limited to 25% for individuals/HUFs opting for New regime.

* Ordinary tax rates:

Individual/HUF- Progressive slab rates
Domestic company- 30%^/25%^^/22%^^^/15%^^^^
# Short-term/long-term capital gain tax (along with applicable surcharge and education cess) will be deducted at the time of redemption of units in case of NRI investors only.
^ Assuming the investor falls into highest tax bracket.
^^ If total turnover or gross receipts during the financial year 2020-21 does not exceed ₹ 400 crores.
## Tax at 10% (without indexation) will be charged on capital gain exceeding ₹ 1 lakh provided that transfer of such units is subject to STT.
^^^ This lower rate is optional and subject to fulfillment of certain conditions as provided in section 115BAA.
^^^^ This lower rate is optional for companies engaged in manufacturing business (set-up and registered on or a–er 1st October 2019) subject to fulfillment of certain conditions
as provided in section 115BAB.
Further, the domestic companies are subject to minimum alternate tax (except those who opt for lower rate of tax of 22%/15%) not specified in above tax rates.
Transfer of units upon consolidation of mutual fund schemes of two or more schemes of equity oriented fund or two or more schemes of a fund other than equity oriented fund in
accordance with SEBI (Mutual Funds) Regulations, 1996 is not chargeable to tax on capital gains.
Transfer of units upon consolidation of plans within mutual fund schemes in accordance with SEBI (Mutual Funds) Regulations, 1996 is not chargeable to tax on capital gains.
Bonus Stripping: The loss due to sale of original units in the schemes, where bonus units are issued, will not be available for set off; if original units are: (A) bought within three
months prior to the record date fixed for allotment of bonus units; and (B) sold within nine months a–er the record date fixed for allotment of bonus units. However, the amount of
loss so ignored shall be deemed to be the cost of purchase or acquisition of such unsold bonus units.
Tax to be deducted at twice the applicable rate in case of payments to specified person (except non-resident not having permanent establishment in India) who has not furnished
the return of income for the assessment year relevant to previous year immediately preceding the financial year in which tax is required to be deducted, for which time limit for filing
return has expired and the aggregate of tax deducted at source in his case is ₹ 50,000 or more in the said previous year. Further, if provisions of section 206AA are also applicable
then tax to be deducted at higher of the two rates provided i.e. rate as per section 206AB or section 206AA.

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 8

1 Individual income tax rate slabs 3 Special rates for non-residents as per domestic tax law
For Individuals, Hindu Undivided Family, Association of (1) The following incomes in the case of non-resident are taxed at special rates
Persons, Body of Individuals and Artificial juridical persons on gross basis:
Option 1 (New regime) Transaction Rates(a)
For individuals and HUFs'
Dividend 20%
Total Income Tax Rates
Upto ₹3,00,000 Nil Interest received on loans given in foreign currency to Indian concern
or Government of India (not being interest referred to in section 194LB
₹3,00,001 to ₹6,00,000 5% or section 194LC) 20%
₹6,00,001 to ₹9,00,000 10% Income received in respect of units purchased in foreign currency
₹9,00,001 to ₹12,00,000 15% of specifies Mutual Funds / UTI 20%
₹12,00,001 to ₹15,00,000 20% Royalty or fees for technical services(b) 20%
Interest income from a notified Infrastructure Debt Fund specified 5%(d)/
From ₹15,00,001 and above 30%
loan agreement, specified Long-term bonds, rupee denominated bonds(c) 20%
(a) In case of Option 1, most of deductions/exemptions such as sections 80C/80D etc. are to be
forgone. The aforesaid tax regime is optional. Interest on FCCB / Dividend on GDRs 10%
(b) The aforesaid tax regime is default option unless opted out. The assessee who do not wishes to be (a) These rates will further increase by applicable surcharge and health and education cess.
assessed under option 1 would have to opt out in the manner as may be prescribed.
(c) Surcharge is applicable as follows: (b) In case the non-resident has a Permanent Establishment (PE) in India and the royalty/fees
for technical services paid is effectively connected with such PE, the same could be taxed at
Sr. No. Particulars Applicable surcharge rate 40% (plus applicable surcharge and health and education cess) on net basis.
1. Total income upto ₹ 50 lakhs No Surcharge (c) Interest payable to a non-resident in respect of monies borrowed by any Indian company or
2. Total income between ₹ 50 lakhs to ₹ 1 crore 10% business trust from a source outside India by way of issue of rupee denominated bond
before during the period 17th September 2018 to 31st March 2019 is exempt from tax.
3. Total income between ₹ 1 crore to ₹ 2 Crores 15%
(d) If disbursal of loan or issuance of bonds is before 1 July 2023, the tax rate shall be 5% plus
4. Specified income above ₹ 2 crores 25% applicable surcharge and cess. If disbursal of loan or issuance of bonds is or or a‰er 1 July
(d) Individuals having total income upto ₹ 7,00,000 can avail rebate of lower of actual tax liability or 2023, the tax rate shall be 20% plus applicable surcharge and cess.
₹ 25,000 (2) Tax on non-resident sportsmen or sports association on specified income @
Option 2 (Old regime) 20% plus applicable surcharge and health and education cess.

Total Income Tax Rates 4 Capital Gains

Up to ₹ 250,000(a)(b) NIL
₹ 250,001 to ₹ 500,000(d)(e) 5% Transaction Short Term Long Term
Capital Gains(a) Capital Gains(a)(b)
₹ 500,001 to ₹ 1,000,000(d) 20%
i. Sale transactions of equity 15% 10%*
₹ 1,000,001 and above(c)(d) 30% shares/unit of an equity
(e) In the case of a resident individual of the age of 60 years or above but below 80 years, the basic oriented fund which attract STT
exemption limit is ₹ 300,000. ii. Sale transactions of units of Ordinary tax rates mentioned as
(f) In case of a resident individual of age of 80 years or above, the basic exemption limit is ₹ 500,000. specified Mutual fund where equity Short-term capital gains in point (iii)
(g) Surcharge Applicable in case of Individual/HUF/AOP/BOI/Artificial judicial person: is not more than 35% below for various classes of investors
irrespective of holding period
Sr. No. Particulars Applicable surcharge rate
iii. Sale transaction other than
1. Total income upto ₹ 50 lakhs No Surcharge mentioned above:
2. Total income between ₹ 50 lakhs to ₹ 1 crore 10% Individuals (resident and non-resident) Progressive
3. Total income between ₹ 1 crore to ₹ 2 Crores 15% slab rates 20% / 10%(b)
4. Specified income between ₹ 2 crores to ₹ 5 Crores 25% Partnerships 30%
5. Specified income above ₹ 5 Crores 37% Resident companies 30%/25%(d)/22%(e)/
(h) The said Health and Education Cess at 4% will apply on aggregate tax and surcharge. 15%(f)
(i) Individuals having total income upto ₹ 5,00,000 can avail rebate of lower of actual tax liability or Overseas financial organisations 40% (corporate) 10%
₹ 12,500 specified in section 115AB 30% non corporate)
Specified income - Total income excluding income by way of dividend or income under provisions of FPIs 30% 10%
section 111A and 112A of the Act.
Individuals/HUFs have the option to be taxed under either of the options. Option 2 once exercised can Other Foreign companies 40% 20% / 10%(c)
be changed in subsequent years (not applicable for business income). Local authority 30% 20% / 10%
2 Securities Transaction Tax (STT) Co-operative society rates Progressive slab 20% / 10%
or 20% (g) 20%/10%/15%(h)
STT is levied on the value of taxable securities transactions as under.
* Long-term capital gains exceeding ₹1 lakh will be taxable at 10% (without indexation and foreign
Transaction Rates Payable By exchange fluctuation)
Purchase/Sale of equity shares 0.1% Purchaser/Seller (a) These rates will further increase by applicable surcharge & education cess.
Purchase of units of equity oriented mutual fund Nil Purchaser (b) Income tax rate of 20% with indexation and 10% without indexation.
Sale of units of equity oriented mutual fund 0.001% Seller (c) Long-term capital gains arising to a non-resident from transfer of unlisted securities or shares of
acompany, not being a company in which the public are substantially interested, subject to 10
Sale of equity shares, units of equity oriented percent tax (without benefit of indexation and foreign currency fluctuation).
mutual fund (non-delivery based) 0.025% Seller (d) If total turnover or gross receipts of the financial year 2020-21 does not exceed ₹400 crores.
Sale of an option in securities 0.0625% Seller (e) The lower rate is optional and subject to fulfillment of certain conditions provided in section
Sale of an option in securities, where option 115BAA.
is exercised 0.125% Purchaser (f) This lower rate is optional for companies engaged in manufacturing business (set up and registered
on or aˆer 1st October 2019) subject to fulfillment of certain conditions as provided in section
Sale of a future in securities 0.0125% Seller 115BAB.
Sale of unit of an equity oriented fund to the (g) Co-operative societies have the option to be taxed at progressive tax rate or 22% subject to
Mutual Fund 0.001% Seller fulfillment of certain conditions as provided in section 115BAD.
Sale of unlisted equity shares and units (h) Newly set-up manufacturing co-operative society set-up & registered on or aˆer April 1, 2023 and
commencing manufacturing or production of an article or thing on or before March 31, 2024 are
of business trust under an initial offer 0.2% Seller taxed at the rate of 15% subject to fulfillment of certain conditions as provided in section 15BAE.

5 Personal income tax scenarios (Amount in Rupees)

Total income
Resident Individual
2,50,000 5,00,000 7,00,000 10,00,000 12,00,000 15,00,000 1,00,00,000 5,00,00,000 7,50,00,000
Tax in FY 2022-23 (Old Regime)* Nil*** Nil*** 23,400 85,800 1,32,600 2,26,200 31,66,020 1,91,97,750 3,17,26,734
Tax in FY 2022-23 (New Regime)** Nil*** Nil*** Nil*** 62,400 93,600 1,56,000 30,88,800 1,91,10,000 2,88,60,000
Additional Tax burden/(savings) in option 2 - - -23,400 -23,400 -39,000 -70,200 -77,220 -87,750 -28,66,734
Additional Tax burden/(savings) (%) in New regime - - -100.00% -27.27% -29.41% -31.03% -2.44% -0.46% -9.04%
Resident Senior citizen Total income
(aged above 60 years but below 80 years) 2,50,000 5,00,000 7,00,000 10,00,000 12,00,000 15,00,000 1,00,00,000 5,00,00,000 7,50,00,000
Tax in FY 2022-23 (Old Regime)* Nil*** Nil*** 20,800 83,200 1,30,000 2,23,600 31,63,160 1,91,94,500 3,17,23,172
Tax in FY 2022-23 (New Regime)** Nil*** Nil*** Nil*** 62,400 93,600 1,56,000 30,88,800 1,91,10,000 2,88,60,000
Additional Tax burden/(savings) in option 2 - - -20,800 -20,800 -36,400 -67,600 -74,360 -84,500 -28,63,172
Additional Tax burden/(savings) (%) in New Regime - - -100.00% -25.00% -28.00% -30.23% -2.35% -0.44% -9.03%
Resident very Senior citizens Total income
(aged above 80 years) 2,50,000 5,00,000 7,00,000 10,00,000 12,00,000 15,00,000 1,00,00,000 5,00,00,000 7,50,00,000
Tax in FY 2022-23 (Old Regime)* Nil*** Nil*** 10,400 72,800 1,19,600 2,13,200 31,51,720 1,91,81,500 3,17,08,924
Tax in FY 2022-23 (New Regime)** Nil*** Nil*** Nil*** 62,400 93,600 1,56,000 30,88,800 1,91,10,000 2,88,60,000
Additional Tax burden/(savings) in option 2 - - -10,400 -10,400 -26,000 -57,200 -62,920 -71,500 -28,48,924
Additional Tax burden/(savings) (%) in New Regime - - -100.00% -14.29% -21.74% -26.83% -2.00% -0.37% -8.98%
* For the purpose of calculation of tax under option 1, ad hoc deduction of ₹ 1,50,000/- has been claimed. The said ad hoc deduction is only illustrative in nature.Tax liability will vay basis actual facts and figures. ** No exemption/deduction has been considered for computing tax
liability under option 2. *** Nil on account of rebate u/s 87A
The tax rates mentioned above are those provided in the Income tax Act, 1961 and amended as per Finance Bill, 2023, applicable for the FY 2023-24 relevant to AY 2024-25. In the event of any change, we do not assume any responsibility to update the tax rates consequent to
such changes. The tax rates mentioned above may not be exhaustive rates applicable to all types of assesses /taxpayers. The information contained herein is neither a complete disclosure of evey material fact of Income tax Act, 1961, nor does constitute tax or legal advice
Disclaimer: : The tax rates mentioned above are only intended to provide general information and are neither designed nor intended to be a substitute for professional tax advice. Applicability of the tax rates would depend upon nature of the transaction, the tax consequences
thereon and the tax laws in force at the relevant point in time. Therefore, users are advised that before making any decision or taking any action that might affect their finances or business, they should take professional advice. A non-resident tax payer has an option to be
governed by the provisions of the Income tax Act, 1961 or the provisions of the relevant DTAA, whichever is more beneficial. As per the provisions of the Income tax Act, 1961, submission of tax residency certificate (“TRC”) along with Form No. 10F will be necessary for
granting DTAA benefits to non-residents. A taxpayer claiming DTAA benefit shall furnish a TRC of his residence obtained by him from the Government of that county or specified territory. Further, in addition to the TRC, the non-resident may be required to provide such other
documents and information subsequently, as may be prescribed by the Indian Tax Authorities, from time to time.

Aditya Birla Sun Life AMC Limited (Investment Manager to Aditya Birla Sun Life Mutual Fund) Contact Us:
Regn. No.: 109. Regd Office: One World Centre, Tower 1, 17th Floor, Jupiter Mills, 1800-270-7000
Senapati Bapat Marg, Elphinstone Road, Mumbai - 400013
+91 22 4356 8000 | mutualfund.adityabirlacapital.com | CIN: L65991MH1994PLC080811 adityabirlacapital.com

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 9

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 10
@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 11
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@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 13
 Aditya Birla Sun Life Frontline Equity Fund Wealth Solutions
An Open ended equity scheme predominantly investing in large cap stocks.

Investment Objective Fund Category Investment Style

Fund Details

The objective of the scheme is long term growth of capital, Large Cap Fund Large Cap
through a portfolio with a target allocation of 100% equity by
aiming at being as diversified across various industries and/ Mid Cap
or sectors as its chosen benchmark index, Nifty 100 TRI. The
Small Cap
secondary objective is income generation and distribution of
IDCW. Growth Value Blend

Load Structure (as % of NAV) (Incl. for SIP) Other Parameters

Fund Manager
Entry Load Nil Standard Deviation 12.74%
Mr. Mahesh Patil & Mr. Dhaval Joshi Exit Load For redemption/switchout of units on or before Sharpe Ratio 0.86
90 days from the date of allotment:1.00% of Beta 0.91
applicable NAV. For redemption/switch-out of Portfolio Turnover 0.33
Date of Allotment units after 90 days from the date of allotment: Note: Standard Deviation, Sharpe Ratio & Beta are calculated on
Nil Annualised basis using 3 years history of monthly returns.
August 30, 2002 Risk Free Rate assumed to be 6.90% (FBIL Overnight MIBOR as on 30
November 2023) for calculating Sharpe Ratio

AUM
Benchmark
Monthly Average AUM ` 23664.75 Crores Application Amount for fresh subscription
NIFTY 100 TRI
AUM as on last day ` 24289.98 Crores ` 100 (plus in multiplies of ` 1)

Managing Fund Since Total Expense Ratio (TER)

Min. Addl. Investment
November 17, 2005 & November 21, 2022 Regular 1.68%
Direct 1.01% ` 100 (plus in multiplies of ` 1)
Including additional expenses and goods and service tax on management
Experience in Managing the Fund fees.

18.0 years & 1.0 Years

SIP
Monthly: Minimum ` 100/-

PORTFOLIO
Issuer % to Net Assets Issuer % to Net Assets

Banks 26.40% Gland Pharma Limited 0.37%

HDFC Bank Limited 9.86% Construction 4.65%

ICICI Bank Limited 8.16% Larsen & Toubro Limited 4.65%

Axis Bank Limited 3.36% Consumer Durables 3.76%

State Bank of India 2.51% Titan Company Limited 1.54%

Bandhan Bank Limited 1.08% Crompton Greaves Consumer Electricals Limited 1.19%

Kotak Mahindra Bank Limited 1.07% Akzo Nobel India Limited 0.74%

Bank of Baroda 0.36% Whirlpool of India Limited 0.30%

IT - Software 9.05% Telecom - Services 3.74%

Infosys Limited 5.73% Bharti Airtel Limited 3.49%

HCL Technologies Limited 2.11% Bharti Airtel Limited 0.25%

Coforge Limited 0.61% Diversified FMCG 3.02%

LTIMindtree Ltd 0.47% ITC Limited 2.30%

Tata Consultancy Services Limited 0.09% Hindustan Unilever Limited 0.72%

Tech Mahindra Limited 0.05% Insurance 2.90%

Automobiles 6.82% SBI Life Insurance Company Limited 1.85%

Mahindra & Mahindra Limited 2.53% ICICI Prudential Life Insurance Company Limited 0.60%

Tata Motors Limited 1.81% HDFC Life Insurance Company Limited 0.45%

Maruti Suzuki India Limited 1.25% Cement & Cement Products 2.87%

TVS Motor Company Limited 0.87% UltraTech Cement Limited 1.85%

Bajaj Auto Limited 0.36% ACC Limited 0.82%

Petroleum Products 5.53% Ambuja Cements Limited 0.20%

Reliance Industries Limited 5.08% Personal Products 2.63%

Bharat Petroleum Corporation Limited 0.44% Godrej Consumer Products Limited 1.08%

Finance 4.97% Dabur India Limited 0.91%

Bajaj Finance Limited 2.31% Emami Limited 0.64%

Cholamandalam Investment and Finance Company Power 2.18%
1.30%
Limited
NTPC Limited 2.18%
Shriram Finance Ltd 0.65%
Realty 1.88%
Jio Financial Services Limited 0.49%
DLF Limited 1.56%
Aditya Birla Capital Limited 0.23%
Phoenix Mills Limited 0.32%
Pharmaceuticals & Biotechnology 4.69%
Retailing 1.26%
Sun Pharmaceutical Industries Limited 2.39%
Zomato Limited 0.59%
Cipla Limited 1.04%
FSN E-Commerce Ventures Limited 0.50%
Sanofi India Limited 0.89%

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 Aditya Birla Sun Life Frontline Equity Fund Wealth Solutions
An Open ended equity scheme predominantly investing in large cap stocks.

Issuer % to Net Assets Issuer % to Net Assets

Vedant Fashions Private Limited 0.17% Oil & Natural Gas Corporation Limited 0.38%
Transport Services 1.14% Entertainment 0.37%
InterGlobe Aviation Limited 0.94% Zee Entertainment Enterprises Limited 0.37%
Container Corporation of India Limited 0.20% EQUITY FUTURE 0.30%
Auto Components 1.10% Reliance Industries Limited 0.47%
Samvardhana Motherson International Limited 0.42% Titan Company Limited -0.18%
Bosch Limited 0.40% Financial Technology (Fintech) 0.27%
Sona BLW Precision Forgings Limited 0.28% One 97 Communications Limited 0.27%
Healthcare Services 0.93% Industrial Manufacturing 0.24%
Apollo Hospitals Enterprise Limited 0.93% Honeywell Automation India Limited 0.24%
Non - Ferrous Metals 0.87% Exchange Traded Fund 0.14%
Hindalco Industries Limited 0.87% ADITYA BIRLA SUN LIFE NIFTY NEXT 50 ETF 0.14%
Industrial Products 0.79% % to Net
Issuer Rating
Assets
Cummins India Limited 0.38%
Government Bond 0.37%
TIMKEN INDIA LTD 0.30%
7.38% GOI 20JUN2027 0.25% SOV
Bharat Forge Limited 0.11%
7.06% GOI 10APR28 0.12% SOV
Fertilizers & Agrochemicals 0.73%
Fixed rates bonds - Corporate 0.00%
Bayer Cropscience Limited 0.73%
Britannia Industries Limited 0.00% CRISIL AAA
Food Products 0.69%
Cash & Current Assets 2.73%
Britannia Industries Limited 0.69%
Total Net Assets 100.00%
Beverages 0.57%
United Spirits Limited 0.57%
Ferrous Metals 0.57%
Tata Steel Limited 0.57%
Aerospace & Defense 0.55%
Hindustan Aeronautics Limited 0.35%
Bharat Electronics Limited 0.21%
Leisure Services 0.46%
The Indian Hotels Company Limited 0.46%
Electrical Equipment 0.44%
Siemens Limited 0.44%
Oil 0.38%

Investment Performance NAV as on November 30, 2023: ` 403.9700 NAV of Plans / Options (`)
Inception - Aug 30, 2002 Since Inception 5 Years 3 Years 1 Year Regular Plan Direct Plan
Aditya Birla Sun Life Frontline Equity Fund 19.00% 13.45% 17.85% 11.08%
Growth 403.9700 441.6300
Value of Std Investment of ` 10,000 403970 18803 16391 11108
IDCW$: 34.4200 81.3100
Benchmark - NIFTY 100 TRI NA 14.03% 16.85% 7.83%
$
Income Distribution cum capital withdrawal
Value of Std Investment of ` 10,000 NA 19287 15974 10783
Additional Benchmark - S&P BSE SENSEX TRI 17.10% 14.46% 16.27% 7.59%
Value of Std Investment of ` 10,000 286952 19649 15738 10759
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes Co-Managed by Fund Managers is 1. Total Schemes managed by Mr. Mahesh Patil is 3. Total Schemes managed by Mr.
Dhaval Joshi is 51. Refer annexure on page no. 168-169 to know more on performance of schemes managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service
Centers.

SIP Performance - Regular Plan - Growth (assuming SIP of ` 10000 per month)
Particulars Since Inception 5 years 3 years 1 Year
Total Amount Invested (`) 2550000 600000 360000 120000
Market Value of amount Invested 18378053 898587 442127 132941
Scheme Returns (CAGR) 16.05% 16.17% 13.83% 20.65%
NIFTY 100 TRI returns# (CAGR) NA 15.77% 12.67% 18.98%
S&P BSE SENSEX TRI returns## (CAGR) 15.21% 15.69% 12.43% 14.92%
Past Performance may or may not be sustained in future. The fund's inception date is August 30, 2002, and the initial SIP installment is considered to have been
made on that date. Subsequent installments occur on the first day of every following month.
# Scheme Benchmark, ## Additional Benchmark
For SIP calculations above, the data assumes the investment of ` 10000/- on 1st day of every month or the subsequent working day. Load & Taxes are not
considered for computation of returns. Performance for IDCW option would assume reinvestment of tax free IDCW declared at the then prevailing NAV. CAGR
returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of return).Where Benchmark returns are not available,
they have not been shown. Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. IDCW are
assumed to be reinvested and bonus is adjusted. Load is not taken into consideration.

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 15

 Aditya Birla Sun Life Focused Fund Wealth Solutions
An Open ended Large cap Equity Scheme investing in maximum 30 stocks

Investment Objective Fund Category Investment Style

Fund Details

The investment objective of the Scheme is to achieve long Focused Fund Large Cap
term capital appreciation by investing in upto 30 companies
with long term sustainable competitive advantage and growth Mid Cap
potential.
Small Cap

Growth Value Blend

Fund Manager
Mr. Kunal Sangoi & Mr. Dhaval Joshi Load Structure (as % of NAV) (Incl. for SIP) Other Parameters
Entry Load Nil Standard Deviation 13.06%
Exit Load For redemption /switchout of units on or Sharpe Ratio 0.74
Date of Allotment before 90 days from the date of allotment: Beta 0.91
October 24, 2005 1.00% of applicable NAV. For redemption / Portfolio Turnover 0.33
switch-out of units after 90 days from the Note: Standard Deviation, Sharpe Ratio & Beta are calculated on
date of allotment: Nil. Annualised basis using 3 years history of monthly returns.
Risk Free Rate assumed to be 6.90% (FBIL Overnight MIBOR as on 30
Benchmark November 2023) for calculating Sharpe Ratio
Nifty 500 TRI AUM
Monthly Average AUM ` 6211.50 Crores Application Amount for fresh subscription
Managing Fund Since AUM as on last day ` 6377.20 Crores ` 1,000 (plus in multiplies of ` 1)
May 07, 2021 & November 21, 2022
Total Expense Ratio (TER) Min. Addl. Investment
Experience in Managing the Fund Regular 1.85%
Direct 0.90% ` 1,000 (plus in multiplies of ` 1)
2.6 years & 1.0 years Including additional expenses and goods and service tax on management
fees.

SIP
Monthly: Minimum ` 1,000/-

PORTFOLIO
Issuer % to Net Assets Issuer % to Net Assets

Banks 26.62% Finance 3.66%

HDFC Bank Limited 8.91% Bajaj Finance Limited 3.13%

ICICI Bank Limited 8.34% Jio Financial Services Limited 0.53%

Axis Bank Limited 4.59% Realty 3.61%

State Bank of India 3.71% Phoenix Mills Limited 3.61%

Bandhan Bank Limited 1.07% Insurance 3.23%

IT - Software 12.09% SBI Life Insurance Company Limited 3.23%

Infosys Limited 7.08% Pharmaceuticals & Biotechnology 3.08%

HCL Technologies Limited 2.86% Sun Pharmaceutical Industries Limited 3.08%

Coforge Limited 2.14% Power 2.95%

Automobiles 9.92% NTPC Limited 2.95%

Tata Motors Limited 4.42% Beverages 2.75%

Mahindra & Mahindra Limited 3.54% United Spirits Limited 2.75%

Maruti Suzuki India Limited 1.96% Agricultural Food & other Products 2.47%

Construction 5.98% Tata Consumer Products Limited 2.47%

Larsen & Toubro Limited 5.98% Consumer Durables 2.38%

Petroleum Products 5.19% Voltas Limited 1.34%

Reliance Industries Limited 5.19% Bata India Limited 1.04%

Cement & Cement Products 5.00% Diversified FMCG 1.97%

UltraTech Cement Limited 2.77% Hindustan Unilever Limited 1.97%

ACC Limited 2.23% Cash & Current Assets 4.20%

Telecom - Services 4.91% Total Net Assets 100.00%

Bharti Airtel Limited 4.64%

Bharti Airtel Limited 0.27%

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 Aditya Birla Sun Life Focused Fund Wealth Solutions
An Open ended Large cap Equity Scheme investing in maximum 30 stocks

Investment Performance NAV as on November 30, 2023: ` 106.5163 NAV of Plans / Options (`)
Inception - Oct 24, 2005 Since Inception 5 Years 3 Years 1 Year Regular Plan Direct Plan
Aditya Birla Sun Life Focused Fund 13.95% 13.77% 16.56% 10.54%
Growth 106.5163 118.1640
Value of Std Investment of ` 10,000 106516 19066 15854 11054
IDCW$: 20.8209 48.2966
Benchmark - Nifty 500 TRI 13.95% 15.83% 20.04% 13.84%
$
Income Distribution cum capital withdrawal
Value of Std Investment of ` 10,000 106515 20855 17324 11384
Additional Benchmark - S&P BSE SENSEX TRI 14.03% 14.46% 16.27% 7.59%
Value of Std Investment of ` 10,000 1,07,864 19,649 15,738 10,759
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes Co-Managed by Fund Managers is 3. Total Schemes managed by Mr. Kunal Sangoi is 3. Total Schemes managed by Mr.
Dhaval Joshi is 51. Refer annexure on page no. 168-169 to know more on performance of schemes managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service
Centers.

SIP Performance - Regular Plan - Growth (assuming SIP of ` 10000 per month)
Particulars Since Inception 5 years 3 years 1 Year
Total Amount Invested (`) 2180000 600000 360000 120000
Market Value of amount Invested 8233421 882550 436560 133630
Scheme Returns (CAGR) 13.15% 15.44% 12.95% 21.79%
Nifty 500 TRI returns# (CAGR) 13.33% 18.69% 16.21% 26.77%
S&P BSE SENSEX TRI returns## (CAGR) 13.10% 15.69% 12.43% 14.92%
Past Performance may or may not be sustained in future. The fund's inception date is October 24, 2005, and the initial SIP installment is considered to have
been made on that date. Subsequent installments occur on the first day of every following month.
# Scheme Benchmark, ## Additional Benchmark
For SIP calculations above, the data assumes the investment of ` 10000/- on 1st day of every month or the subsequent working day. Load & Taxes are not
considered for computation of returns. Performance for IDCW option would assume reinvestment of tax free IDCW declared at the then prevailing NAV. CAGR
returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of return).Where Benchmark returns are not available,
they have not been shown. Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. IDCW are
assumed to be reinvested and bonus is adjusted. Load is not taken into consideration.

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 17

 Aditya Birla Sun Life Flexi Cap Fund Wealth Solutions
An open ended dynamic equity scheme investing across large cap, mid cap, small cap stocks.

Investment Objective Fund Category Investment Style

Fund Details

The objective of the scheme is long term growth of capital, Flexi Cap Fund Large Cap
through investment in equity & equity related instruments
across market cap (large, mid & small) companies. Mid Cap

Small Cap
Fund Manager
Growth Value Blend
Mr. Harish Krishnan & Mr. Dhaval Joshi
Load Structure (as % of NAV) (Incl. for SIP) Other Parameters
Entry Load Nil Standard Deviation 13.18%
Date of Allotment Exit Load For redemption /switchout of units on or Sharpe Ratio 0.79
August 27, 1998 before 90 days from the date of allotment: Beta 0.91
1.00% of applicable NAV. For redemption / Portfolio Turnover 0.15
switch-out of units after 90 days from the Note: Standard Deviation, Sharpe Ratio & Beta are calculated on
date of allotment: Nil. Annualised basis using 3 years history of monthly returns.
Benchmark Risk Free Rate assumed to be 6.90% (FBIL Overnight MIBOR as on 30
NIFTY 500 TRI November 2023) for calculating Sharpe Ratio
AUM
Monthly Average AUM ` 17637.50 Crores Application Amount for fresh subscription
Managing Fund Since
AUM as on last day ` 18132.74 Crores ` 100 (plus in multiplies of ` 1)
November 03, 2023 & November 21, 2022

Total Expense Ratio (TER) Min. Addl. Investment

Experience in Managing the Fund
Regular 1.70%
0.1 years & 1.0 Years Direct 0.89% ` 100 (plus in multiplies of ` 1)
Including additional expenses and goods and service tax on management
fees.
SIP
Monthly: Minimum ` 100/-

PORTFOLIO
Issuer % to Net Assets Issuer % to Net Assets

Banks 21.86% United Spirits Limited 2.27%

ICICI Bank Limited 8.25% Healthcare Services 4.60%

HDFC Bank Limited 7.18% Apollo Hospitals Enterprise Limited 3.57%

Axis Bank Limited 2.37% Fortis Healthcare Limited 0.55%

State Bank of India 1.87% Metropolis Healthcare Limited 0.48%

Kotak Mahindra Bank Limited 1.16% Chemicals & Petrochemicals 3.29%

IndusInd Bank Limited 1.03% Atul Limited 1.44%

IT - Software 12.36% Aarti Industries Limited 1.41%

Infosys Limited 5.30% Gujarat Fluorochemicals Limited 0.44%

HCL Technologies Limited 4.28% Consumer Durables 3.28%

Coforge Limited 1.10% Titan Company Limited 1.42%

LTIMindtree Ltd 0.85% Whirlpool of India Limited 0.76%

MphasiS Limited 0.83% Voltas Limited 0.60%

Pharmaceuticals & Biotechnology 7.69% Havells India Limited 0.49%

Sun Pharmaceutical Industries Limited 4.41% Petroleum Products 2.97%

Glenmark Pharmaceuticals Limited 2.24% Reliance Industries Limited 2.32%

Strides Pharma Science Limited 0.77% Castrol India Limited 0.65%

Aarti Pharmalabs Ltd 0.20% Insurance 2.82%

Solara Active Pharma Sciences Limited 0.08% ICICI Lombard General Insurance Company Limited 1.21%

Finance 6.96% SBI Life Insurance Company Limited 1.10%

Bajaj Finance Limited 2.51% Max Financial Services Limited 0.51%

Cholamandalam Investment and Finance Company Industrial Products 2.53%
2.33%
Limited
Bharat Forge Limited 2.19%
Shriram Finance Ltd 0.84%
Cummins India Limited 0.32%
Bajaj Finserv Limited 0.60%
AIA Engineering Limited 0.02%
IDFC Limited 0.40%
Ferrous Metals 2.01%
Jio Financial Services Limited 0.22%
Tata Steel Limited 1.76%
Aditya Birla Capital Limited 0.06%
NMDC Steel Ltd 0.24%
Telecom - Services 5.08%
Paper Forest & Jute Products 1.86%
Bharti Airtel Limited 4.78%
Century Textiles & Industries Limited 1.86%
Bharti Airtel Limited 0.30%
Cement & Cement Products 1.72%
Beverages 4.77%
Dalmia Bharat Limited 1.24%
Radico Khaitan Limited 2.50%

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 Aditya Birla Sun Life Flexi Cap Fund Wealth Solutions
An open ended dynamic equity scheme investing across large cap, mid cap, small cap stocks.

Issuer % to Net Assets Issuer % to Net Assets

Ambuja Cements Limited 0.47% Transport Services 0.56%
Realty 1.71% InterGlobe Aviation Limited 0.56%
DLF Limited 1.01% Minerals & Mining 0.55%
Phoenix Mills Limited 0.71% NMDC Limited 0.55%
Agricultural Food & other Products 1.59% Financial Technology (Fintech) 0.48%
Tata Consumer Products Limited 1.59% One 97 Communications Limited 0.36%
Aerospace & Defense 1.50% PB Fintech Limited 0.12%
Bharat Electronics Limited 1.50% Industrial Manufacturing 0.44%
Auto Components 1.45% GMM Pfaudler Limited 0.44%
Exide Industries Limited 1.45% Leisure Services 0.39%
Automobiles 1.37% Jubilant Foodworks Limited 0.39%
Mahindra & Mahindra Limited 1.37% Power 0.35%
Non - Ferrous Metals 1.10% CESC Limited 0.35%
Hindalco Industries Limited 1.10% Diversified FMCG 0.21%
Retailing 0.96% Hindustan Unilever Limited 0.21%
Vedant Fashions Private Limited 0.38% Miscellaneous 0.00%
Zomato Limited 0.37% MAESTROS MEDILINE SYSTEMS LIMITED 0.00%
Aditya Birla Fashion and Retail Limited 0.20% Magnasound (I) Limited 0.00%
SPENCER'S RETAIL LIMITED 0.01% Mms Infrastructure Limited 0.00%
Entertainment 0.96% Cash & Current Assets 2.58%
Zee Entertainment Enterprises Limited 0.66% Total Net Assets 100.00%
Dish TV India Limited 0.30%

Investment Performance NAV as on November 30, 2023: ` 1337.7300 NAV of Plans / Options (`)
Inception - Aug 27,1998 Since Inception 5 Years 3 Years 1 Year Regular Plan Direct Plan
Aditya Birla Sun Life Flexi Cap Fund 21.37% 13.81% 17.27% 13.15%
Growth 1337.7300 1475.5300
Value of Std Investment of ` 10,000 1337730 19099 16147 11315
IDCW$: 131.6600 183.5400
Benchmark - NIFTY 500 TRI 16.08% 15.83% 20.04% 13.84%
$
Income Distribution cum capital withdrawal
Value of Std Investment of ` 10,000 433167 20855 17324 11384
Additional Benchmark - Nifty 50 TRI 14.73% 14.45% 17.12% 8.47%
Value of Std Investment of ` 10,000 322316 19646 16086 10847
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes Co-Managed by Fund Managers is 2. Total Schemes managed by Mr. Harish Krishnan is 4. Total Schemes managed by Mr.
Dhaval Joshi is 51. Refer annexure on page no. 168-169 to know more on performance of schemes managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service
Centers.

SIP Performance - Regular Plan - Growth (assuming SIP of ` 10000 per month)
Particulars Since Inception 5 years 3 years 1 Year
Total Amount Invested (`) 3040000 600000 360000 120000
Market Value of amount Invested 51237541 905786 442060 135455
Scheme Returns (CAGR) 18.43% 16.50% 13.82% 24.80%
NIFTY 500 TRI TRI# (CAGR) 15.53% 18.69% 16.21% 26.77%
Nifty 50 TRI returns## (CAGR) 14.47% 16.13% 13.06% 17.59%
Past Performance may or may not be sustained in future. The fund's inception date is August 27, 1998, and the initial SIP installment is considered to have been
made on that date. Subsequent installments occur on the first day of every following month.
# Scheme Benchmark, ## Additional Benchmark
For SIP calculations above, the data assumes the investment of ` 10000/- on 1st day of every month or the subsequent working day. Load & Taxes are not
considered for computation of returns. Performance for IDCW option would assume reinvestment of tax free IDCW declared at the then prevailing NAV. CAGR
returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of return).Where Benchmark returns are not available,
they have not been shown. Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. IDCW are
assumed to be reinvested and bonus is adjusted. Load is not taken into consideration.

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 19

 Aditya Birla Sun Life Equity Advantage Fund Wealth Solutions
An open ended equity scheme investing in both large cap and mid cap stocks.

Investment Objective Fund Category Investment Style

Fund Details

The objective of the scheme is to achieve long-term growth of Large & Mid Cap Fund Large Cap
capital, at relatively moderate levels of risk through a diversified
research based investment in Large & Midcap companies. Mid Cap

Small Cap
Fund Manager
Growth Value Blend
Mr. Dhaval Joshi & Mr. Atul Penkar
Load Structure (as % of NAV) (Incl. for SIP) Other Parameters
Entry Load Nil Standard Deviation 14.76%
Date of Allotment Exit Load For redemption/switch-out of units on or Sharpe Ratio 0.57
February 24, 1995 before 90 days from the date of allotment: Beta 1.00
1.00% of applicable NAV. For redemption / Portfolio Turnover 0.40
switch-out of units after 90 days from the Note: Standard Deviation, Sharpe Ratio & Beta are calculated on
date of allotment: Nil. Annualised basis using 3 years history of monthly returns.
Benchmark Risk Free Rate assumed to be 6.90% (FBIL Overnight MIBOR as on 30
Nifty Large Midcap 250 TRI November 2023) for calculating Sharpe Ratio
AUM
Monthly Average AUM ` 5164.71 Crores Application Amount for fresh subscription
Managing Fund Since
AUM as on last day ` 5321.75 Crores ` 1,000 (plus in multiplies of ` 1)
November 21, 2022 & February 17, 2023

Total Expense Ratio (TER) Min. Addl. Investment

Experience in Managing the Fund
Regular 1.91%
1.0 Years & 0.8 years Direct 1.09% ` 1,000 (plus in multiplies of ` 1)
Including additional expenses and goods and service tax on management
fees.
SIP
Monthly: Minimum ` 1,000/-

PORTFOLIO
Issuer % to Net Assets Issuer % to Net Assets

Banks 17.16% Crompton Greaves Consumer Electricals Limited 0.97%

ICICI Bank Limited 5.71% VIP Industries Limited 0.92%

HDFC Bank Limited 4.29% Leisure Services 4.66%

State Bank of India 2.02% Jubilant Foodworks Limited 1.34%

The Federal Bank Limited 1.50% The Indian Hotels Company Limited 1.16%

IDFC First Bank Limited 1.16% Devyani International Limited 1.13%

Axis Bank Limited 1.11% Chalet Hotels Limited 0.94%

IndusInd Bank Limited 0.93% SAMHI Hotels Ltd 0.09%

Bank of Baroda 0.44% Industrial Products 4.64%

IT - Software 7.10% POLYCAB INDIA Limited 1.81%

Infosys Limited 3.09% Bharat Forge Limited 1.67%

Coforge Limited 1.78% TIMKEN INDIA LTD 1.15%

LTIMindtree Ltd 1.38% Automobiles 4.17%

Rategain Travel Technologies Limited 0.85% TVS Motor Company Limited 1.78%

Finance 6.86% Tata Motors Limited 1.77%

Bajaj Finance Limited 1.96% Mahindra & Mahindra Limited 0.62%

REC Limited 1.70% Petroleum Products 4.02%

Manappuram Finance Limited 1.10% Reliance Industries Limited 4.02%

Mahindra & Mahindra Financial Services Limited 1.09% Retailing 4.01%

Cholamandalam Investment and Finance Company Trent Limited 1.63%
0.86%
Limited
Go Fashion India Limited 1.50%
Poonawalla Fincorp Limited 0.15%
FSN E-Commerce Ventures Limited 0.89%
Auto Components 6.77%
Chemicals & Petrochemicals 3.44%
Schaeffler India Limited 1.38%
Aarti Industries Limited 1.07%
Minda Industries Ltd 1.31%
Atul Limited 0.86%
Samvardhana Motherson International Limited 1.02%
Navin Fluorine International Limited 0.79%
Sona BLW Precision Forgings Limited 0.94%
Clean Science & Technology Limited 0.73%
Rolex Rings Limited 0.81%
Cement & Cement Products 3.30%
Sundram Fasteners Limited 0.73%
JK Cement Limited 1.88%
Craftsman Automation Ltd 0.57%
The Ramco Cements Limited 1.18%
Consumer Durables 4.82%
Dalmia Bharat Limited 0.24%
Titan Company Limited 1.73%
Aerospace & Defense 3.29%
Kajaria Ceramics Limited 1.20%
Bharat Electronics Limited 1.41%

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 20

 Aditya Birla Sun Life Equity Advantage Fund Wealth Solutions
An open ended equity scheme investing in both large cap and mid cap stocks.

Issuer % to Net Assets Issuer % to Net Assets

Hindustan Aeronautics Limited 1.25% Honeywell Automation India Limited 1.09%
MTAR Technologies Limited 0.63% Textiles & Apparels 1.08%
Transport Services 2.35% Gokaldas Exports Ltd 1.08%
InterGlobe Aviation Limited 1.25% Agricultural Commercial & Construction Vehicles 1.07%
Container Corporation of India Limited 1.10% Ashok Leyland Limited 1.07%
Realty 2.05% Construction 0.83%
Phoenix Mills Limited 1.34% Kalpataru Projects International Ltd. 0.83%
Sunteck Realty Limited 0.71% Transport Infrastructure 0.73%
Telecom - Services 1.77% JSW Infrastructure Ltd 0.73%
Bharti Airtel Limited 1.77% Agricultural Food & other Products 0.64%
Healthcare Services 1.69% Balrampur Chini Mills Limited 0.64%
Fortis Healthcare Limited 1.69% Financial Technology (Fintech) 0.48%
Insurance 1.65% One 97 Communications Limited 0.48%
Star Health & Allied Insurance Limited 0.87% Personal Products 0.33%
HDFC Life Insurance Company Limited 0.78% Honasa Consumer Ltd 0.33%
Pharmaceuticals & Biotechnology 1.64% Miscellaneous 0.00%
Sun Pharmaceutical Industries Limited 1.64% Dharti Dredging 0.00%
Beverages 1.53% Isprava Technologies Limited 0.00%
United Spirits Limited 1.53% Cash & Current Assets 3.21%
Ferrous Metals 1.29% Total Net Assets 100.00%
Jindal Steel & Power Limited 1.29%
Electrical Equipment 1.22%
ABB India Limited 1.22%
IT - Services 1.10%
Affle (India) Limited 1.10%
Industrial Manufacturing 1.09%

Investment Performance NAV as on November 30, 2023: ` 720.2900 NAV of Plans / Options (`)
Inception - Feb 24, 1995 Since Inception 5 Years 3 Years 1 Year Regular Plan Direct Plan
Aditya Birla Sun Life Equity Advantage Fund 16.27% 13.24% 15.33% 15.61%
Growth 720.2900 790.7100
Value of Std Investment of ` 10,000 766266 18625 15359 11561
IDCW$: 119.8900 181.8600
Benchmark - Nifty Large Midcap 250 TRI NA 18.00% 23.34% 19.92%
$
Income Distribution cum capital withdrawal
Value of Std Investment of ` 10,000 NA 22884 18796 11992
Additional Benchmark - Nifty 50 TRI 12.40% 14.45% 17.12% 8.47%
Value of Std Investment of ` 10,000 289354 19646 16086 10847
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes Co-Managed by Fund Managers is 1. Total Schemes managed by Mr. Atul Penkar is 3. Total Schemes managed by Mr.
Dhaval Joshi is 51. Refer annexure on page no. 168-169 to know more on performance of schemes managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service
Centers.

SIP Performance - Regular Plan - Growth (assuming SIP of ` 10000 per month)
Particulars Since Inception 5 years 3 years 1 Year
Total Amount Invested (`) 3460000 600000 360000 120000
Market Value of amount Invested 56785587 875508 427693 137343
Scheme Returns (CAGR) 15.89% 15.11% 11.53% 27.94%
Nifty Large Midcap 250 TRI# (CAGR) NA 18.01% 15.17% 23.94%
Nifty 50 TRI returns## (CAGR) 13.92% 16.13% 13.06% 17.59%
Past Performance may or may not be sustained in future. The fund's inception date is February 24, 1995, and the initial SIP installment is considered to have
been made on that date. Subsequent installments occur on the first day of every following month.
# Scheme Benchmark, ## Additional Benchmark
For SIP calculations above, the data assumes the investment of ` 10000/- on 1st day of every month or the subsequent working day. Load & Taxes are not
considered for computation of returns. Performance for IDCW option would assume reinvestment of tax free IDCW declared at the then prevailing NAV. CAGR
returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of return).Where Benchmark returns are not available,
they have not been shown. Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. IDCW are
assumed to be reinvested and bonus is adjusted. Load is not taken into consideration.

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 21

 Aditya Birla Sun Life MNC Fund Wealth Solutions
An open ended equity scheme following the MNC theme in its investments

Investment Objective Fund Category Investment Style

Fund Details

The objective of the scheme is to achieve long-term growth Sectoral/Thematic Large Cap
of capital at relatively moderate levels of risk by making
investments in securities of multinational companies through Mid Cap
a research based investment approach.
Small Cap

Growth Value Blend

Fund Manager
Mr. Chanchal Khandelwal & Mr. Dhaval Joshi Load Structure (as % of NAV) (Incl. for SIP) Other Parameters
Entry Load Nil Standard Deviation 12.05%
Exit Load For redemption/switchout of units on or Sharpe Ratio 0.26
Date of Allotment before 90 days from the date of allotment: Beta 0.87
December 27, 1999 1.00% of applicable NAV. For redemption / Portfolio Turnover 0.20
switch-out of units after 90 days from the Note: Standard Deviation, Sharpe Ratio & Beta are calculated on
date of allotment: Nil. Annualised basis using 3 years history of monthly returns.
Risk Free Rate assumed to be 6.90% (FBIL Overnight MIBOR as on 30
Benchmark November 2023) for calculating Sharpe Ratio
Nifty MNC TRI AUM
Monthly Average AUM ` 3420.36 Crores Application Amount for fresh subscription
Managing Fund Since AUM as on last day ` 3484.31 Crores ` 1,000 (plus in multiplies of ` 1)
December 28, 2021 & November 21, 2022
Total Expense Ratio (TER) Min. Addl. Investment
Experience in Managing the Fund Regular 2.01%
Direct 1.28% ` 1,000 (plus in multiplies of ` 1)
1.9 years & 1.0 Years Including additional expenses and goods and service tax on management
fees.

SIP
Monthly: Minimum ` 1,000/-

PORTFOLIO
Issuer % to Net Assets Issuer % to Net Assets

Pharmaceuticals & Biotechnology 10.99% SKF India Limited 0.42%

GlaxoSmithKline Pharmaceuticals Limited 3.58% Healthcare Services 5.59%

Pfizer Limited 2.63% Fortis Healthcare Limited 5.59%

Gland Pharma Limited 2.17% Capital Markets 5.11%

Suven Pharmaceuticals Limited 0.99% ICRA Limited 4.71%

Sanofi India Limited 0.73% Nippon Life India Asset Management Limited 0.40%

J.B. Chemicals & Pharmaceuticals Limited 0.68% Fertilizers & Agrochemicals 4.92%

Procter & Gamble Health Limited 0.20% Bayer Cropscience Limited 4.33%

Auto Components 7.99% Sumitomo Chemical India Limited 0.59%

Schaeffler India Limited 3.67% Automobiles 4.79%

Bosch Limited 1.92% Maruti Suzuki India Limited 4.79%

CIE Automotive India Ltd 1.47% Beverages 4.77%

Motherson Sumi Wiring India Limited 0.70% United Spirits Limited 2.73%

ZF Commercial Vehicle Control Systems India Limited 0.23% United Breweries Limited 2.04%

Consumer Durables 7.84% IT - Software 4.15%

Bata India Limited 3.07% Coforge Limited 2.73%

Kansai Nerolac Paints Limited 2.12% MphasiS Limited 1.42%

Johnson Controls - Hitachi Air Conditioning India Limited 1.42% Diversified FMCG 4.04%

Whirlpool of India Limited 0.65% Hindustan Unilever Limited 4.04%

Akzo Nobel India Limited 0.58% Industrial Manufacturing 3.94%

Personal Products 7.77% Honeywell Automation India Limited 3.94%

Gillette India Limited 4.18% Leisure Services 3.87%

Procter & Gamble Hygiene and Health Care Limited 3.59% Thomas Cook (India) Limited 2.41%

Industrial Products 6.84% Sapphire Foods India Ltd 1.28%

Cummins India Limited 2.85% Restaurant Brands Asia Limited 0.18%

Grindwell Norton Limted 1.24% Finance 3.73%

TIMKEN INDIA LTD 1.20% CRISIL Limited 2.95%

RHI Magnesita India Limited 1.13% SBFC Finance Ltd 0.47%

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 22

 Aditya Birla Sun Life MNC Fund Wealth Solutions
An open ended equity scheme following the MNC theme in its investments

Issuer % to Net Assets Issuer % to Net Assets

Home First Finance Company India Limited 0.31% Cement & Cement Products 0.62%

Electrical Equipment 3.25% HeidelbergCement India Limited 0.62%

Siemens Limited 1.29% Entertainment 0.57%

ABB India Limited 1.16% Zee Entertainment Enterprises Limited 0.57%

Schneider Electric Infrastructure Limited 0.41% Chemicals & Petrochemicals 0.39%

Hitachi Energy India Limited 0.28% Linde India Limited 0.39%

GE T&D India Limited 0.11% Banks 0.33%

Food Products 2.29% IDFC First Bank Limited 0.33%

Nestle India Limited 2.29% Textiles & Apparels 0.15%

Commercial Services & Supplies 1.36% Page Industries Limited 0.15%

Quess Corp Limited 1.36% Miscellaneous 0.00%

Agricultural Commercial & Construction Vehicles 1.29% Jainpur Straw Brd 0.00%

Escorts Kubota Limited 1.29% Maruti Cottex Limited 0.00%

Diversified 1.02% Sree Jayalakshmi Autospin Limited 0.00%

3M India Limited 1.02% Sri Venkatesha Mill Limited 0.00%

Transport Services 0.86% Visakha Aqua Farm 0.00%

Blue Dart Express Limited 0.86% Cash & Current Assets 0.70%

Insurance 0.83% Total Net Assets 100.00%

Star Health & Allied Insurance Limited 0.83%

Investment Performance NAV as on November 30, 2023: ` 1101.0200 NAV of Plans / Options (`)
Inception - Dec 27, 1999 Since Inception 5 Years 3 Years 1 Year Regular Plan Direct Plan
Aditya Birla Sun Life MNC Fund 15.34% 8.53% 9.98% 16.05%
Growth 1101.0200 1211.2600
Value of Std Investment of ` 10,000 304907 15060 13314 11605
IDCW$: 190.1600 387.5200
Benchmark - Nifty MNC TRI 13.05% 12.01% 16.29% 12.37%
$
Income Distribution cum capital withdrawal
Value of Std Investment of ` 10,000 188467 17635 15748 11237
Additional Benchmark - Nifty 50 TRI 13.23% 14.45% 17.12% 8.47%
Value of Std Investment of ` 10,000 195687 19646 16086 10847
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes Co-Managed by Fund Managers is 3. Total Schemes managed by Mr. Chanchal Khandelwal is 4. Total Schemes managed
by Mr. Dhaval Joshi is 51. Refer annexure on page no. 168-169 to know more on performance of schemes managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service
Centers.

SIP Performance - Regular Plan - Growth (assuming SIP of ` 10000 per month)
Particulars Since Inception 5 years 3 years 1 Year
Total Amount Invested (`) 2880000 600000 360000 120000
Market Value of amount Invested 31395737 777209 420663 137213
Scheme Returns (CAGR) 16.76% 10.30% 10.39% 27.72%
Nifty MNC TRI returns# (CAGR) 15.26% 15.42% 14.44% 20.46%
Nifty 50 TRI returns## (CAGR) 14.45% 16.13% 13.06% 17.59%
Past Performance may or may not be sustained in future. The fund's inception date is December 27, 1999, and the initial SIP installment is considered to have
been made on that date. Subsequent installments occur on the first day of every following month.
# Scheme Benchmark, ## Additional Benchmark
For SIP calculations above, the data assumes the investment of ` 10000/- on 1st day of every month or the subsequent working day. Load & Taxes are not
considered for computation of returns. Performance for IDCW option would assume reinvestment of tax free IDCW declared at the then prevailing NAV. CAGR
returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of return).Where Benchmark returns are not available,
they have not been shown. Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. IDCW are
assumed to be reinvested and bonus is adjusted. Load is not taken into consideration.

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 23

 Aditya Birla Sun Life Midcap Fund Wealth Solutions
An open ended equity scheme predominantly investing in mid cap stocks.

Investment Objective Fund Category Investment Style

Fund Details

The investment objective of the scheme is long term growth of Mid Cap Fund Large Cap
capital at controlled level of risk by investing primarily in ‘Mid-
Cap’ Stocks. Mid Cap

Small Cap
Fund Manager Growth Value Blend
Mr. Harish Krishnan & Mr. Dhaval Joshi
Load Structure (as % of NAV) (Incl. for SIP) Other Parameters
Entry Load Nil Standard Deviation 14.23%
Date of Allotment Exit Load For redemption /switchout of units on or Sharpe Ratio 1.30
before 90 days from the date of allotment: Beta 0.87
October 03, 2002 1.00% of applicable NAV. For redemption / Portfolio Turnover 0.19
switch-out of units after 90 days from the Note: Standard Deviation, Sharpe Ratio & Beta are calculated on
date of allotment: Nil. Annualised basis using 3 years history of monthly returns.
Benchmark Risk Free Rate assumed to be 6.90% (FBIL Overnight MIBOR as on 30
NIFTY Midcap 150 TRI November 2023) for calculating Sharpe Ratio
AUM
Monthly Average AUM ` 4464.99 Crores Application Amount for fresh subscription
Managing Fund Since
AUM as on last day ` 4628.32 Crores ` 1,000 (plus in multiplies of ` 1)
November 03, 2023 & November 21, 2022

Total Expense Ratio (TER)

Experience in Managing the Fund Min. Addl. Investment
Regular 1.93%
0.1 years & 1.0 Years Direct 1.08% ` 1,000 (plus in multiplies of ` 1)
Including additional expenses and goods and service tax on management
fees.

SIP
Monthly: Minimum ` 1,000/-

PORTFOLIO
Issuer % to Net Assets Issuer % to Net Assets

Finance 9.02% Kansai Nerolac Paints Limited 0.75%

Cholamandalam Financial Holdings Limited 2.44% Akzo Nobel India Limited 0.53%

Shriram Finance Ltd 2.03% V-Guard Industries Limited 0.17%

Cholamandalam Investment and Finance Company Pharmaceuticals & Biotechnology 4.88%
1.95%
Limited
Glenmark Pharmaceuticals Limited 2.21%
Mahindra & Mahindra Financial Services Limited 1.76%
Lupin Limited 1.33%
GFL Limited 0.47%
Sanofi India Limited 1.24%
IDFC Limited 0.25%
Solara Active Pharma Sciences Limited 0.10%
Aditya Birla Capital Limited 0.11%
Chemicals & Petrochemicals 4.74%
Industrial Products 7.73%
Gujarat Fluorochemicals Limited 2.82%
Bharat Forge Limited 1.94%
Aarti Industries Limited 1.45%
POLYCAB INDIA Limited 1.87%
Atul Limited 0.47%
AIA Engineering Limited 1.84%
Healthcare Services 4.40%
Cummins India Limited 1.55%
Fortis Healthcare Limited 2.77%
Supreme Industries Limited 0.54%
Apollo Hospitals Enterprise Limited 1.37%
Banks 7.40%
Metropolis Healthcare Limited 0.26%
The Federal Bank Limited 2.52%
Retailing 3.30%
AU Small Finance Bank Limited 2.31%
Aditya Birla Fashion and Retail Limited 1.21%
ICICI Bank Limited 1.54%
Info Edge (India) Limited 1.00%
IndusInd Bank Limited 0.51%
Vedant Fashions Private Limited 0.89%
DCB Bank Limited 0.43%
FSN E-Commerce Ventures Limited 0.20%
IDFC First Bank Limited 0.09%
Auto Components 3.17%
IT - Software 5.69%
Sona BLW Precision Forgings Limited 0.94%
MphasiS Limited 2.54%
Exide Industries Limited 0.62%
Coforge Limited 1.51%
Endurance Technologies Limited 0.54%
LTIMindtree Ltd 0.94%
Schaeffler India Limited 0.42%
Birlasoft Limited 0.71%
Sundram Fasteners Limited 0.33%
Consumer Durables 5.14%
MRF Limited 0.32%
Crompton Greaves Consumer Electricals Limited 1.64%
Realty 2.99%
Voltas Limited 1.25%
Phoenix Mills Limited 2.99%
Whirlpool of India Limited 0.80%

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 24

 Aditya Birla Sun Life Midcap Fund Wealth Solutions
An open ended equity scheme predominantly investing in mid cap stocks.

Issuer % to Net Assets Issuer % to Net Assets

Power 2.96% Transport Services 1.64%

Torrent Power Limited 2.96% Container Corporation of India Limited 1.10%

Fertilizers & Agrochemicals 2.93% Gateway Distriparks Limited 0.55%

Coromandel International Limited 2.93% Minerals & Mining 1.53%

Textiles & Apparels 2.79% NMDC Limited 1.53%

K.P.R. Mill Limited 2.79% Industrial Manufacturing 1.42%

Electrical Equipment 2.54% GMM Pfaudler Limited 1.42%

Thermax Limited 1.41% Automobiles 1.35%

Inox Wind Energy Limited 1.13% TVS Motor Company Limited 1.35%

Cement & Cement Products 2.46% Paper Forest & Jute Products 1.17%

ACC Limited 1.22% Century Textiles & Industries Limited 1.17%

The Ramco Cements Limited 1.07% Entertainment 1.17%

Dalmia Bharat Limited 0.16% Sun TV Network Limited 1.17%

Beverages 2.23% Agricultural Commercial & Construction Vehicles 0.99%

Radico Khaitan Limited 1.34% Ashok Leyland Limited 0.99%

United Spirits Limited 0.58% Personal Products 0.77%

United Breweries Limited 0.31% Emami Limited 0.77%

Aerospace & Defense 2.20% Agricultural Food & other Products 0.76%

Bharat Electronics Limited 2.20% Tata Consumer Products Limited 0.76%

Leisure Services 2.06% Construction 0.68%

The Indian Hotels Company Limited 1.05% Kalpataru Projects International Ltd. 0.68%

Jubilant Foodworks Limited 0.60% Capital Markets 0.59%

Restaurant Brands Asia Limited 0.41% HDFC Asset Management Company Limited 0.59%

Insurance 1.93% Telecom - Services 0.50%

Max Financial Services Limited 1.93% Bharti Airtel Limited 0.47%

Ferrous Metals 1.83% Bharti Airtel Limited 0.03%

Jindal Steel & Power Limited 1.01% Transport Infrastructure 0.32%

Steel Authority of India Limited 0.44% GMR Infrastructure Limited 0.32%

NMDC Steel Ltd 0.37% Cash & Current Assets 4.73%

Total Net Assets 100.00%

Investment Performance NAV as on November 30, 2023: ` 588.3600 NAV of Plans / Options (`)
Inception - Oct 03, 2002 Since Inception 5 Years 3 Years 1 Year Regular Plan Direct Plan
Aditya Birla Sun Life Midcap Fund 21.22% 15.92% 25.29% 25.94%
Growth 588.3600 646.5100
Value of Std Investment of ` 10,000 588360 20942 19703 12594
IDCW$: 46.9200 78.9600
Benchmark - NIFTY Midcap 150 TRI NA 21.87% 29.87% 32.84%
$
Income Distribution cum capital withdrawal
Value of Std Investment of ` 10,000 NA 26900 21950 13284
Additional Benchmark - Nifty 50 TRI 17.09% 14.45% 17.12% 8.47%
Value of Std Investment of ` 10,000 282481 19646 16086 10847
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes Co-Managed by Fund Managers is 2. Total Schemes managed by Mr. Harish Krishnan is 4. Total Schemes managed by Mr.
Dhaval Joshi is 51. Refer annexure on page no. 168-169 to know more on performance of schemes managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service
Centers.

SIP Performance - Regular Plan - Growth (assuming SIP of ` 10000 per month)
Particulars Since Inception 5 years 3 years 1 Year
Total Amount Invested (`) 2540000 600000 360000 120000
Market Value of amount Invested 22021499 1031743 486986 144537
Scheme Returns (CAGR) 17.50% 21.85% 20.66% 40.11%
NIFTY Midcap 150 TRI returns# (CAGR) NA 27.97% 26.93% 49.69%
Nifty 50 TRI returns## (CAGR) 14.16% 16.13% 13.06% 17.59%
Past Performance may or may not be sustained in future. The fund's inception date is October 03, 2002, and the initial SIP installment is considered to have
been made on that date. Subsequent installments occur on the first day of every following month.
# Scheme Benchmark, ## Additional Benchmark
For SIP calculations above, the data assumes the investment of ` 10000/- on 1st day of every month or the subsequent working day. Load & Taxes are not
considered for computation of returns. Performance for IDCW option would assume reinvestment of tax free IDCW declared at the then prevailing NAV. CAGR
returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of return).Where Benchmark returns are not available,
they have not been shown. Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. IDCW are
assumed to be reinvested and bonus is adjusted. Load is not taken into consideration.

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 25

 Aditya Birla Sun Life Multi-Cap Fund Wealth Solutions
An open ended equity scheme investing across large cap, mid cap & small cap stocks.

Investment Objective Fund Category Investment Style

Fund Details

The objective of the scheme is to achieve long term MultiCap Large Cap
growth of capital, at commensurate levels of risk through a
diversified research based investment in Large, Mid & Small Mid Cap
cap companies. The Scheme does not guarantee/indicate
Small Cap
any returns. There can be no assurance that the schemes’
objectives will be achieved. Growth Value Blend

Load Structure (as % of NAV) (Incl. for SIP) Application Amount for fresh subscription
Fund Manager
Entry Load Nil ` 500 (plus in multiplies of ` 1)
Mr. Dhaval Shah, Mr. Harshil Suvarnkar & Mr. Dhaval Joshi Exit Load For redemption/switchout of units on or
before 90 days from the date of allotment:
1.00% of applicable NAV. For redemption / Min. Addl. Investment
Date of Allotment switch-out of units after 90 days from the
date of allotment: Nil. ` 500 (plus in multiplies of ` 1)
May 07,2021

Benchmark AUM SIP

Monthly Average AUM ` 4518.06 Crores Monthly: Minimum ` 500/-
Nifty 500 Multicap 50:25:25 TRI
AUM as on last day ` 4687.95 Crores

Managing Fund Since

Total Expense Ratio (TER)
May 07, 2021, May 07, 2021 & November 21, 2022
Regular 1.86%
Direct 0.61%
Including additional expenses and goods and service tax on management
Experience in Managing the Fund fees.
2.6 Years, 2.6 Years & 1.0 Years

PORTFOLIO
Issuer % to Net Assets Issuer % to Net Assets

Banks 17.39% POLYCAB INDIA Limited 2.48%

ICICI Bank Limited 4.65% Cummins India Limited 1.39%

HDFC Bank Limited 3.41% TIMKEN INDIA LTD 1.01%

Axis Bank Limited 1.99% Mold-Tek Packaging Limited 0.34%

The Federal Bank Limited 1.88% Pharmaceuticals & Biotechnology 5.02%

IndusInd Bank Limited 1.58% Sun Pharmaceutical Industries Limited 1.55%

Union Bank of India 1.48% Sanofi India Limited 1.50%

State Bank of India 1.14% Torrent Pharmaceuticals Limited 1.36%

IDFC First Bank Limited 0.70% Ajanta Pharmaceuticals Limited 0.60%

Utkarsh Small Finance Bank Ltd 0.55% Aarti Pharmalabs Ltd 0.02%

IT - Software 6.44% Electrical Equipment 4.89%

Infosys Limited 3.64% Hitachi Energy India Limited 1.44%

Coforge Limited 1.58% ABB India Limited 1.33%

Tata Technologies Ltd 1.22% TRIVENI TURBINE LTD 1.19%

Finance 6.35% TD Power Systems Ltd 0.93%

Bajaj Finance Limited 1.71% Auto Components 4.23%

Poonawalla Fincorp Limited 1.62% Craftsman Automation Ltd 1.54%

Cholamandalam Financial Holdings Limited 1.11% CIE Automotive India Ltd 1.54%

LIC Housing Finance Limited 1.02% SJS Enterprises Pvt Limited 1.16%

Home First Finance Company India Limited 0.76% Automobiles 4.21%

Cholamandalam Investment and Finance Company Tata Motors Limited 1.62%
0.14%
Limited
Consumer Durables 5.94% Mahindra & Mahindra Limited 1.55%

Dixon Technologies (India) Limited 1.78% Bajaj Auto Limited 1.04%

V-Guard Industries Limited 1.48% Cement & Cement Products 3.36%

VIP Industries Limited 1.32% ACC Limited 1.81%

Somany Ceramics Limited 0.59% UltraTech Cement Limited 1.55%

La Opala RG Limited 0.52% Construction 3.11%

Butterfly Gandhimathi Appliances Ltd 0.24% Larsen & Toubro Limited 2.05%

Industrial Products 5.22% Ahluwalia Contracts (India) Limited 1.06%

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 26

 Aditya Birla Sun Life Multi-Cap Fund Wealth Solutions
An open ended equity scheme investing across large cap, mid cap & small cap stocks.

Issuer % to Net Assets Issuer % to Net Assets

Transport Services 2.88% Go Fashion India Limited 1.12%

Gateway Distriparks Limited 1.50% Vedant Fashions Private Limited 0.35%

Container Corporation of India Limited 1.38% Insurance 1.43%

Healthcare Services 2.81% Star Health & Allied Insurance Limited 1.43%

Fortis Healthcare Limited 2.01% Power 1.25%

Jupiter Life Line Hospitals Ltd 0.80% NTPC Limited 1.25%

Beverages 2.60% Food Products 1.24%

United Spirits Limited 1.47% Britannia Industries Limited 1.24%

Radico Khaitan Limited 1.13% Non - Ferrous Metals 1.12%

Petroleum Products 2.23% Hindalco Industries Limited 1.12%

Reliance Industries Limited 2.23% Chemicals & Petrochemicals 1.10%

Telecom - Services 2.18% Vinati Organics Limited 1.10%

Bharti Airtel Limited 2.18% Agricultural Commercial & Construction Vehicles 0.82%

Realty 2.10% Ashok Leyland Limited 0.82%

Brigade Enterprises Limited 2.10% Household Products 0.01%

Leisure Services 2.08% Flair Writing Industries Ltd 0.01%

The Indian Hotels Company Limited 1.28% Cash & Current Assets 5.30%

Westlife Development Ltd 0.80% Total Net Assets 100.00%

IT - Services 1.69%

Cyient Limited 1.69%

Industrial Manufacturing 1.54%

Kaynes Technology India Ltd 0.88%

GMM Pfaudler Limited 0.65%

Retailing 1.46%

Investment Performance NAV as on November 30, 2023: ` 15.0300 NAV of Plans / Options (`)
Inception - May 07, 2021 Since Inception 5 Years 3 Years 1 Year Regular Plan Direct Plan
Aditya Birla Sun Life Multi-Cap Fund 17.20% NA NA 18.63%
Growth 15.0300 15.6600
Value of Std Investment of ` 10,000 15030 NA NA 11863
IDCW$: 15.0400 15.6600
Benchmark - NIFTY 500 Multicap 50:25:25 TRI 19.60% NA NA 21.17%
$
Income Distribution cum capital withdrawal
Value of Std Investment of ` 10,000 15832 NA NA 12117
Additional Benchmark - Nifty 50 TRI 14.11% NA NA 8.47%
Value of Std Investment of ` 10,000 14032 NA NA 10847
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes Co-Managed by Fund Managers is 6. Total Schemes managed by Mr. Dhaval Shah is 8. Total Schemes managed by Mr.
Harshil Suvarnkar is 15. Total Schemes managed by Mr. Dhaval Joshi is 51. Refer annexure on page no. 168-169 to know more on performance of schemes
managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service
Centers.

SIP Performance - Regular Plan - Growth (assuming SIP of ` 10000 per month)
Particulars Since Inception 5 years 3 years 1 Year
Total Amount Invested (`) 310000 NA NA 120000
Market Value of amount Invested 380502 NA NA 138044
Scheme Returns (CAGR) 16.12% NA NA 29.11%
NIFTY 500 Multicap 50:25:25 TRI returns# (CAGR) 19.92% NA NA 36.39%
Nifty 50 TRI returns## (CAGR) 12.42% NA NA 17.59%
Past Performance may or may not be sustained in future. The fund's inception date is May 07, 2021, and the initial SIP installment is considered to have been
made on that date. Subsequent installments occur on the first day of every following month.
# Scheme Benchmark, ## Additional Benchmark
For SIP calculations above, the data assumes the investment of ` 10000/- on 1st day of every month or the subsequent working day. Load & Taxes are not
considered for computation of returns. Performance for IDCW option would assume reinvestment of tax free IDCW declared at the then prevailing NAV. CAGR
returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of return).Where Benchmark returns are not available,
they have not been shown. Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. IDCW are
assumed to be reinvested and bonus is adjusted. Load is not taken into consideration.

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 27

 Aditya Birla Sun Life Small Cap Fund Wealth Solutions
An open ended equity scheme predominantly investing in small cap stocks.

Investment Objective Fund Category Investment Style

Fund Details

The Scheme seeks to generate consistent long-term capital Small cap Fund Large Cap
appreciation by investing predominantly in equity and equity
related securities of Small cap companies. Mid Cap

Small Cap
Fund Manager Growth Value Blend
Mr. Vishal Gajwani & Mr. Dhaval Joshi
Load Structure (as % of NAV) (Incl. for SIP) Other Parameters
Entry Load Nil Standard Deviation 16.68%
Date of Allotment Exit Load For redemption /switchout of units on or Sharpe Ratio 1.17
before 90 days from the date of allotment: Beta 0.89
May 31, 2007 1.00% of applicable NAV. For redemption / Portfolio Turnover 0.39
switch-out of units after 90 days from the Note: Standard Deviation, Sharpe Ratio & Beta are calculated on
date of allotment: Nil. Annualised basis using 3 years history of monthly returns.
Benchmark Risk Free Rate assumed to be 6.90% (FBIL Overnight MIBOR as on 30
S&P BSE 250 SmallCap TRI November 2023) for calculating Sharpe Ratio
AUM
Monthly Average AUM ` 4843.44 Crores Application Amount for fresh subscription
Managing Fund Since
AUM as on last day ` 5019.42 Crores ` 1,000 (plus in multiplies of ` 1)
October 04, 2022 & November 21, 2022

Total Expense Ratio (TER) Min. Addl. Investment

Experience in Managing the Fund Regular 1.87%
Direct 0.75% ` 1,000 (plus in multiplies of ` 1)
1.2 years & 1.0 Years
Including additional expenses and goods and service tax on management
fees.

SIP
Monthly: Minimum ` 1,000/-

PORTFOLIO
Issuer % to Net Assets Issuer % to Net Assets

Industrial Products 7.65% Birlasoft Limited 1.69%

RHI Magnesita India Limited 1.79% Rategain Travel Technologies Limited 1.40%
RR Kabel Ltd 1.69% Sonata Software Limited 1.11%
Prince Pipes & Fittings Limited 1.63% Coforge Limited 0.79%
Kirloskar Pneumatic Co Ltd 1.09% Tanla Platforms Limited 0.76%
IFGL Refractories Limited 0.83% Banks 5.29%
Carborundum Universal Limited 0.62% The Federal Bank Limited 1.78%
Consumer Durables 7.20% Axis Bank Limited 1.48%
Campus Activewear Limited 1.34% RBL Bank Limited 0.87%
VIP Industries Limited 1.26% Bank of India 0.81%
Kajaria Ceramics Limited 1.09% City Union Bank Limited 0.34%
Stylam Industries Ltd 1.05% Electrical Equipment 5.00%
Orient Electric Ltd. 0.91% Hitachi Energy India Limited 2.08%
SHEELA FOAM LIMITED 0.85% TD Power Systems Ltd 1.95%
Butterfly Gandhimathi Appliances Ltd 0.38% TRIVENI TURBINE LTD 0.97%
Havells India Limited 0.31% Realty 4.10%
Finance 7.16% Brigade Enterprises Limited 1.66%
Cholamandalam Financial Holdings Limited 2.10% Sobha Limited 1.03%
LIC Housing Finance Limited 1.09% Sunteck Realty Limited 1.00%
Fusion Micro Finance Ltd 1.06% KEYSTONE REALTORS LIMITED 0.41%
Repco Home Finance Limited 0.86% Textiles & Apparels 3.46%
Ujjivan Financial Services Limited 0.81% Gokaldas Exports Ltd 1.86%
Home First Finance Company India Limited 0.76% Welspun India Limited 0.98%
IDFC Limited 0.32% K.P.R. Mill Limited 0.62%
Satin Creditcare Network Limited 0.16% Cement & Cement Products 3.21%
Auto Components 6.48% JK Cement Limited 2.51%
Craftsman Automation Ltd 1.27% Orient Cement Limited 0.69%
SJS Enterprises Pvt Limited 1.08% Commercial Services & Supplies 3.20%
Rolex Rings Limited 1.08% TeamLease Services Limited 1.96%
Sundram Fasteners Limited 0.95% CMS Info Systems Limited 1.25%
Sona BLW Precision Forgings Limited 0.93% Retailing 3.17%
Minda Corporation Limited 0.72% Go Fashion India Limited 2.43%
Endurance Technologies Limited 0.42% Sai Silks Kalamandir Ltd 0.67%
Steel Strips Wheels Ltd 0.04% V-Mart Retail Limited 0.07%
IT - Software 5.75% Pharmaceuticals & Biotechnology 3.16%

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 28

 Aditya Birla Sun Life Small Cap Fund Wealth Solutions
An open ended equity scheme predominantly investing in small cap stocks.

Issuer % to Net Assets Issuer % to Net Assets

Sanofi India Limited 1.75% BEML Limited 1.22%
ALEMBIC PHARMACEUTICALS LIMITED 0.77% Food Products 1.19%
Eris Lifesciences Limited 0.64% Bikaji Foods International Ltd 0.79%
Capital Markets 2.63% Avanti Feeds Limited 0.40%
ICICI Securities Limited 1.77% Transport Services 1.17%
Anand Rathi Wealth Limited 0.47% Gateway Distriparks Limited 0.71%
Central Depository Services (India) Limited 0.40% Container Corporation of India Limited 0.46%
Construction 2.57% Personal Products 1.09%
PNC Infratech Limited 1.01% Emami Limited 0.75%
Kalpataru Projects International Ltd. 0.89% Honasa Consumer Ltd 0.35%
Power Mech Projects Limited 0.67% Beverages 1.03%
Industrial Manufacturing 2.46% Radico Khaitan Limited 1.03%
Tega Industries Limited 1.61% Entertainment 0.94%
GMM Pfaudler Limited 0.51% PVR Limited 0.94%
Cyient DLM Ltd 0.34% Paper Forest & Jute Products 0.87%
Leisure Services 1.79% Century Textiles & Industries Limited 0.87%
Sapphire Foods India Ltd 0.91% Aerospace & Defense 0.58%
Restaurant Brands Asia Limited 0.46% MTAR Technologies Limited 0.42%
Chalet Hotels Limited 0.41% ideaForge Technology Ltd 0.16%
Agricultural Food & other Products 1.72% IT - Hardware 0.44%
CCL Products (India) Limited 1.25% Netweb Technologies 0.44%
Balrampur Chini Mills Limited 0.47% Financial Technology (Fintech) 0.37%
IT - Services 1.68% PB Fintech Limited 0.37%
Cyient Limited 1.11% Automobiles 0.34%
eMUDHRA LTD 0.58% Landmark Cars Ltd 0.34%
Insurance 1.68% Healthcare Equipment & Supplies 0.22%
Star Health & Allied Insurance Limited 1.68% Tarsons Products Limited 0.22%
Healthcare Services 1.66% Household Products 0.16%
Fortis Healthcare Limited 0.85% Flair Writing Industries Ltd 0.16%
Rainbow Childrens Medicare Limited 0.55% Gas 0.14%
Yatharth Hospital & Trauma Care Services Pvt Ltd 0.26% IRM Energy Ltd 0.14%
Chemicals & Petrochemicals 1.62% Cash & Current Assets 7.57%
Navin Fluorine International Limited 1.03% Total Net Assets 100.00%
Clean Science & Technology Limited 0.33%
AETHER INDUSTRIES LTD 0.26%
Agricultural Commercial & Construction Vehicles 1.22%

Investment Performance NAV as on November 30, 2023: ` 69.7982 NAV of Plans / Options (`)
Inception - May 31, 2007 Since Inception 5 Years 3 Years 1 Year Regular Plan Direct Plan
Aditya Birla Sun Life Small Cap Fund 12.49% 15.83% 26.26% 31.79%
Growth 69.7982 77.9688
Value of Std Investment of ` 10,000 69798 20856 20167 13179
IDCW$: 32.9928 62.5052
Benchmark - S&P BSE 250 SmallCap TRI 10.40% 21.31% 33.15% 35.53%
$
Income Distribution cum capital withdrawal
Value of Std Investment of ` 10,000 51236 26290 23663 13553
Additional Benchmark - Nifty 50 TRI 11.12% 14.45% 17.12% 8.47%
Value of Std Investment of ` 10,000 57049 19646 16086 10847
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes Co-Managed by Fund Managers is 1. Total Schemes managed by Mr. Vishal Gajwani is 3. Total Schemes managed by Mr.
Dhaval Joshi is 51. Refer annexure on page no. 168-169 to know more on performance of schemes managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service
Centers.

SIP Performance - Regular Plan - Growth (assuming SIP of ` 10000 per month)
Particulars Since Inception 5 years 3 years 1 Year
Total Amount Invested (`) 1990000 600000 360000 120000
Market Value of amount Invested 8286747 1067202 495354 147788
Scheme Returns (CAGR) 15.48% 23.25% 21.89% 45.72%
S&P BSE 250 SmallCap TRI returns# (CAGR) 14.25% 29.35% 28.17% 54.69%
Nifty 50 TRI returns## (CAGR) 12.70% 16.13% 13.06% 17.59%
Past Performance may or may not be sustained in future. The fund's inception date is May 31, 2007, and the initial SIP installment is considered to have been
made on that date. Subsequent installments occur on the first day of every following month.
# Scheme Benchmark, ## Additional Benchmark
For SIP calculations above, the data assumes the investment of ` 10000/- on 1st day of every month or the subsequent working day. Load & Taxes are not
considered for computation of returns. Performance for IDCW option would assume reinvestment of tax free IDCW declared at the then prevailing NAV. CAGR
returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of return).Where Benchmark returns are not available,
they have not been shown. Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. IDCW are
assumed to be reinvested and bonus is adjusted. Load is not taken into consideration.

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 29

 Aditya Birla Sun Life Pure Value Fund Wealth Solutions
An open ended equity scheme following a value investment strategy

Investment Objective Fund Category Investment Style

Fund Details

The Scheme seeks to generate consistent long-term capital Value Fund Large Cap
appreciation by investing predominantly in equity and equity
related securities by following value investing strategy. Mid Cap

Small Cap
Fund Manager Growth Value Blend
Mr. Kunal Sangoi & Mr. Dhaval Joshi
Load Structure (as % of NAV) (Incl. for SIP) Other Parameters
Entry Load Nil Standard Deviation 16.33%
Date of Allotment Exit Load For redemption/switchout of units on or Sharpe Ratio 1.15
before 90 days from the date of allotment: Beta 1.06
March 27, 2008 1.00% of applicable NAV. For redemption / Portfolio Turnover 0.54
switch-out of units after 90 days from the Note: Standard Deviation, Sharpe Ratio & Beta are calculated on
date of allotment: Nil. Annualised basis using 3 years history of monthly returns.
Benchmark Risk Free Rate assumed to be 6.90% (FBIL Overnight MIBOR as on 30
November 2023) for calculating Sharpe Ratio
Nifty 500 TRI
AUM
Monthly Average AUM ` 4945.64 Crores Application Amount for fresh subscription
Managing Fund Since AUM as on last day ` 5151.27 Crores
` 1,000 (plus in multiplies of ` 1)
September 22, 2022 & November 21, 2022
Total Expense Ratio (TER)
Min. Addl. Investment
Experience in Managing the Fund Regular 1.91%
Direct 1.04% ` 1,000 (plus in multiplies of ` 1)
1.2 years & 1.0 Years Including additional expenses and goods and service tax on management
fees.

SIP
Monthly: Minimum ` 1,000/-

PORTFOLIO
Issuer % to Net Assets Issuer % to Net Assets

Banks 15.88% Power Finance Corporation Limited 0.24%

State Bank of India 3.77% Auto Components 4.84%

ICICI Bank Limited 3.06% Minda Corporation Limited 2.73%

Axis Bank Limited 2.71% Pricol Limited 1.59%

The Federal Bank Limited 1.73% Craftsman Automation Ltd 0.52%

IndusInd Bank Limited 1.68% Cement & Cement Products 4.72%

IDFC First Bank Limited 0.97% Orient Cement Limited 1.90%

Bank of India 0.73% Ambuja Cements Limited 1.45%

Punjab National Bank 0.64% Dalmia Bharat Limited 1.37%

Union Bank of India 0.59% Petroleum Products 3.72%

IT - Software 9.42% Reliance Industries Limited 2.86%

Infosys Limited 4.84% Hindustan Petroleum Corporation Limited 0.86%

HCL Technologies Limited 1.63% Construction 3.30%

Birlasoft Limited 1.08% Larsen & Toubro Limited 1.89%

Tech Mahindra Limited 0.95% Kalpataru Projects International Ltd. 1.40%

LTIMindtree Ltd 0.92% Automobiles 3.01%

Industrial Products 9.02% Hero MotoCorp Limited 1.64%

Ramkrishna Forgings Limited 3.85% Tata Motors Limited 1.37%

WELSPUN CORP LIMITED 3.12% Diversified FMCG 2.82%

Carborundum Universal Limited 2.05% ITC Limited 2.82%

Pharmaceuticals & Biotechnology 6.39% Industrial Manufacturing 2.52%

Sun Pharmaceutical Industries Limited 2.98% Honeywell Automation India Limited 1.37%

Granules India Limited 1.98% Praj Industries Limited 1.15%

Strides Pharma Science Limited 1.44% Power 2.48%

Finance 5.73% NTPC Limited 1.36%

Poonawalla Fincorp Limited 1.71% NLC India Limited 0.96%

Mahindra & Mahindra Financial Services Limited 1.43% JSW Energy Limited 0.16%

Manappuram Finance Limited 1.30% Realty 2.39%

LIC Housing Finance Limited 1.05% Sobha Limited 0.99%

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 30

 Aditya Birla Sun Life Pure Value Fund Wealth Solutions
An open ended equity scheme following a value investment strategy

Issuer % to Net Assets Issuer % to Net Assets

DLF Limited 0.70% Textiles & Apparels 1.18%

Oberoi Realty Limited 0.70% Welspun India Limited 1.04%

Ferrous Metals 2.32% Gokaldas Exports Ltd 0.14%

Jindal Steel & Power Limited 1.37% Aerospace & Defense 1.02%

Steel Authority of India Limited 0.95% MTAR Technologies Limited 0.73%

Insurance 2.16% Hindustan Aeronautics Limited 0.28%

Max Financial Services Limited 1.25% Telecom - Services 1.01%

SBI Life Insurance Company Limited 0.91% Tata Communications Limited 1.01%

Agricultural Food & other Products 2.05% Leisure Services 0.87%

Balrampur Chini Mills Limited 1.41% Chalet Hotels Limited 0.87%

Nath Bio-Genes (India) Limited 0.32% Paper Forest & Jute Products 0.83%

Gulshan Polyols Limited 0.31% Tamil Nadu Newsprint & Papers Limited 0.83%

Chemicals & Petrochemicals 1.74% Transport Infrastructure 0.65%

Gujarat Narmada Valley Fertilizers and Chemicals Limited 0.67% JSW Infrastructure Ltd 0.65%

Anupam Rasayan India Limited 0.62% Minerals & Mining 0.53%

IG Petrochemicals limited 0.45% NMDC Limited 0.53%

Gas 1.47% Commercial Services & Supplies 0.42%

GAIL (India) Limited 1.47% Security and Intelligence Services (India) Limited 0.42%

Capital Markets 1.35% Cash & Current Assets 4.86%

Multi Commodity Exchange of India Limited 1.35% Total Net Assets 100.00%

Retailing 1.29%

Aditya Birla Fashion and Retail Limited 1.29%

Investment Performance NAV as on November 30, 2023: ` 100.1320 NAV of Plans / Options (`)
Inception - Mar 27, 2008 Since Inception 5 Years 3 Years 1 Year Regular Plan Direct Plan
Aditya Birla Sun Life Pure Value Fund 15.82% 14.43% 25.55% 32.71%
Growth 100.1320 111.1737
Value of Std Investment of ` 10,000 100132 19629 19828 13271
IDCW$: 37.8001 68.0340
Benchmark - Nifty 500 TRI 11.59% 15.83% 20.04% 13.84%
$
Income Distribution cum capital withdrawal
Value of Std Investment of ` 10,000 55837 20855 17324 11384
Additional Benchmark - Nifty 50 TRI 10.85% 14.45% 17.12% 8.47%
Value of Std Investment of ` 10,000 50320 19646 16086 10847
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes Co-Managed by Fund Managers is 3. Total Schemes managed by Mr. Kunal Sangoi is 3. Total Schemes managed by Mr.
Dhaval Joshi is 51. Refer annexure on page no. 168-169 to know more on performance of schemes managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service
Centers.

SIP Performance - Regular Plan - Growth (assuming SIP of ` 10000 per month)
Particulars Since Inception 5 years 3 years 1 Year
Total Amount Invested (`) 1890000 600000 360000 120000
Market Value of amount Invested 7801892 1051782 512798 149856
Scheme Returns (CAGR) 16.26% 22.65% 24.41% 49.31%
Nifty 500 TRI returns# (CAGR) 14.02% 18.69% 16.21% 26.77%
Nifty 50 TRI returns## (CAGR) 13.08% 16.13% 13.06% 17.59%
Past Performance may or may not be sustained in future. The fund's inception date is March 27, 2008, and the initial SIP installment is considered to have been
made on that date. Subsequent installments occur on the first day of every following month.
# Scheme Benchmark, ## Additional Benchmark
For SIP calculations above, the data assumes the investment of ` 10000/- on 1st day of every month or the subsequent working day. Load & Taxes are not
considered for computation of returns. Performance for IDCW option would assume reinvestment of tax free IDCW declared at the then prevailing NAV. CAGR
returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of return).Where Benchmark returns are not available,
they have not been shown. Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. IDCW are
assumed to be reinvested and bonus is adjusted. Load is not taken into consideration.

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 31

 Aditya Birla Sun Life Manufacturing Equity Fund Wealth Solutions
An open ended equity scheme following the Manufacturing theme

Investment Objective Fund Category Investment Style

Fund Details

The primary investment objective of the Schemes is to generate Sectoral/Thematic Large Cap
long-term capital appreciation to unit holders from a portfolio
that is invested predominantly in equity and equity related Mid Cap
securities of companies engaged in Manufacturing activity. The
Small Cap
Scheme does not guarantee/indicate any returns. There can be
no assurance that the scheme objectives will be achieved. Growth Value Blend

Load Structure (as % of NAV) (Incl. for SIP) Other Parameters

Fund Manager Entry Load Nil Standard Deviation 13.30%
Mr. Harish Krishnan Exit Load For redemption /switchout of units on or Sharpe Ratio 0.72
before 90 days from the date of allotment: Beta 0.90
1.00% of applicable NAV. For redemption / Portfolio Turnover 0.14
Date of Allotment switch-out of units after 90 days from the Note: Standard Deviation, Sharpe Ratio & Beta are calculated on
date of allotment: Nil. Annualised basis using 3 years history of monthly returns.
January 31, 2015 Risk Free Rate assumed to be 6.90% (FBIL Overnight MIBOR as on 30
November 2023) for calculating Sharpe Ratio
AUM
Benchmark
Monthly Average AUM ` 728.05 Crores Application Amount for fresh subscription
S&P BSE India Manufacturing TRI
AUM as on last day ` 748.65 Crores ` 1,000 (plus in multiplies of ` 1)

Managing Fund Since

Total Expense Ratio (TER) Min. Addl. Investment
November 03, 2023 Regular 2.44%
Direct 1.56% ` 1,000 (plus in multiplies of ` 1)
Including additional expenses and goods and service tax on management
Experience in Managing the Fund fees.
0.1 years SIP
Monthly: Minimum ` 1,000/-

PORTFOLIO
Issuer % to Net Assets Issuer % to Net Assets

Consumer Durables 10.01% Petroleum Products 5.82%

Titan Company Limited 3.73% Reliance Industries Limited 5.82%

Voltas Limited 2.74% Diversified FMCG 5.49%

Asian Paints Limited 2.08% ITC Limited 3.20%

Hindware Home Innovation Limited 1.45% Hindustan Unilever Limited 2.29%

Industrial Products 9.60% Paper Forest & Jute Products 3.81%

Cummins India Limited 2.89% Century Textiles & Industries Limited 3.81%

AIA Engineering Limited 2.54% Electrical Equipment 3.04%

Bharat Forge Limited 2.39% TD Power Systems Ltd 1.75%

Greaves Cotton Limited 0.94% TRIVENI TURBINE LTD 1.29%

TIMKEN INDIA LTD 0.58% Industrial Manufacturing 2.93%

AGI Greenpac Limited 0.26% GMM Pfaudler Limited 2.93%

Automobiles 7.74% Chemicals & Petrochemicals 2.80%

Mahindra & Mahindra Limited 3.30% Aarti Industries Limited 2.80%

Maruti Suzuki India Limited 1.62% Non - Ferrous Metals 2.76%

Eicher Motors Limited 1.54% Hindalco Industries Limited 2.76%

Hero MotoCorp Limited 1.28% Agricultural Food & other Products 1.91%

Beverages 7.68% Tata Consumer Products Limited 1.91%

United Breweries Limited 3.26% Minerals & Mining 1.70%

Radico Khaitan Limited 2.53% NMDC Limited 1.70%

United Spirits Limited 1.89% Auto Components 1.67%

Pharmaceuticals & Biotechnology 7.34% Endurance Technologies Limited 1.67%

Sun Pharmaceutical Industries Limited 2.52% Textiles & Apparels 1.66%

Glenmark Pharmaceuticals Limited 2.08% Kewal Kiran Clothing Limited 1.66%

Strides Pharma Science Limited 2.02% Construction 1.66%

Aarti Pharmalabs Ltd 0.43% Larsen & Toubro Limited 1.66%

Solara Active Pharma Sciences Limited 0.29% Cement & Cement Products 1.54%

Aerospace & Defense 7.31% ACC Limited 1.25%

Bharat Electronics Limited 7.31% HeidelbergCement India Limited 0.29%

Ferrous Metals 6.05% Food Products 0.60%

Tata Steel Limited 3.51% Prataap Snacks Limited 0.60%

Shyam Metalics & Energy Limited 2.34% Cash & Current Assets 6.89%

NMDC Steel Ltd 0.20% Total Net Assets 100.00%

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 32

 Aditya Birla Sun Life Manufacturing Equity Fund Wealth Solutions
An open ended equity scheme following the Manufacturing theme

Investment Performance NAV as on November 30, 2023: ` 23.5600 NAV of Plans / Options (`)
Inception - January 31, 2015 Since Inception 5 Years 3 Years 1 Year Regular Plan Direct Plan
Aditya Birla Sun Life Manufacturing Equity Fund 10.18% 12.29% 16.43% 17.51%
Growth 23.5600 25.5100
Value of Std Investment of ` 10,000 23560 17862 15801 11751
IDCW$: 17.2400 18.5500
Benchmark - S&P BSE India Manufacturing TRI 11.87% 17.03% 24.46% 23.98%
$
Income Distribution cum capital withdrawal
Value of Std Investment of ` 10,000 26943 21962 19315 12398
Additional Benchmark - Nifty 50 TRI 11.18% 14.45% 17.12% 8.47%
Value of Std Investment of ` 10,000 25508 19646 16086 10847
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes managed by Mr. Harish Krishnan is 4. Refer annexure on page no. 168-169 to know more on performance of schemes
managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service
Centers.

SIP Performance - Regular Plan - Growth (assuming SIP of ` 10000 per month)
Particulars Since Inception 5 years 3 years 1 Year
Total Amount Invested (`) 1060000 600000 360000 120000
Market Value of amount Invested 1829686 892867 444242 138379
Scheme Returns (CAGR) 11.99% 15.91% 14.16% 29.67%
S&P BSE India Manufacturing TRI returns# (CAGR) 15.89% 21.61% 22.27% 35.10%
Nifty 50 TRI returns## (CAGR) 14.08% 16.13% 13.06% 17.59%
Past Performance may or may not be sustained in future. The fund's inception date is January 31, 2015, and the initial SIP installment is considered to have
been made on that date. Subsequent installments occur on the first day of every following month.
# Scheme Benchmark, ## Additional Benchmark
For SIP calculations above, the data assumes the investment of ` 10000/- on 1st day of every month or the subsequent working day. Load & Taxes are not
considered for computation of returns. Performance for IDCW option would assume reinvestment of tax free IDCW declared at the then prevailing NAV. CAGR
returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of return).Where Benchmark returns are not available,
they have not been shown. Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. IDCW are
assumed to be reinvested and bonus is adjusted. Load is not taken into consideration.

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 33

 Aditya Birla Sun Life Banking and Financial Services Fund Wealth Solutions
An open ended equity scheme investing in the Banking & Financial Services sectors

Investment Objective Fund Category Investment Style

Fund Details

The primary investment objective of the Scheme is to generate Sectoral/Thematic Large Cap
long-term capital appreciation to unitholders from a portfolio
that is invested predominantly in equity and equity related Mid Cap
securities of companies engaged in banking and financial
Small Cap
services. The Scheme does not guarantee/ indicate any returns.
There can be no assurance that the scheme objectives will be Growth Value Blend
achieved.
Load Structure (as % of NAV) (Incl. for SIP) Other Parameters
Entry Load Nil Standard Deviation 17.47%
Fund Manager
Exit Load For redemption/switchout of units on or Sharpe Ratio 0.58
Mr. Dhaval Gala & Mr. Dhaval Joshi before 30 days from the date of allotment : Beta 1.01
1.00% of applicable NAV. For redemption/ Portfolio Turnover 0.41
switch-out of units after 30 days from the Note: Standard Deviation, Sharpe Ratio & Beta are calculated on
Date of Allotment date of allotment: Nil Annualised basis using 3 years history of monthly returns.
Risk Free Rate assumed to be 6.90% (FBIL Overnight MIBOR as on 30
December 14, 2013 November 2023) for calculating Sharpe Ratio
AUM

Benchmark Monthly Average AUM ` 2857.73 Crores Application Amount for fresh subscription
AUM as on last day ` 2911.45 Crores ` 1,000 (plus in multiplies of ` 1)
Nifty Financial Services TRI

Total Expense Ratio (TER) Min. Addl. Investment

Managing Fund Since
Regular 1.99%
` 1,000 (plus in multiplies of ` 1)
August 26, 2015 & November 21, 2022 Direct 1.03%
Including additional expenses and goods and service tax on management
fees.

Experience in Managing the Fund

8.3 years & 1.0 Years SIP
Monthly: Minimum ` 1,000/-

PORTFOLIO
Issuer % to Net Assets Issuer % to Net Assets

Banks 55.88% IDFC Limited 1.74%

HDFC Bank Limited 16.26% Fusion Micro Finance Ltd 1.44%

ICICI Bank Limited 15.71% SBFC Finance Ltd 1.39%

Axis Bank Limited 6.27% Mahindra & Mahindra Financial Services Limited 1.32%

State Bank of India 4.56% Manappuram Finance Limited 1.24%

Bank of India 2.49% SBI Cards & Payment Services Limited 0.75%

The Federal Bank Limited 2.27% JM Financial Limited 0.73%

RBL Bank Limited 1.72% Home First Finance Company India Limited 0.57%
Cholamandalam Investment and Finance Company
Union Bank of India 1.63% 0.36%
Limited
Kotak Mahindra Bank Limited 0.95% Insurance 4.49%
Utkarsh Small Finance Bank Ltd 0.83% SBI Life Insurance Company Limited 1.58%
AU Small Finance Bank Limited 0.77% ICICI Lombard General Insurance Company Limited 1.56%
IndusInd Bank Limited 0.74% Max Financial Services Limited 0.88%
Bank of Baroda 0.71% HDFC Life Insurance Company Limited 0.48%
Bandhan Bank Limited 0.63% Capital Markets 1.46%
IDFC First Bank Limited 0.36% Central Depository Services (India) Limited 1.46%
Finance 33.11% Exchange Traded Fund 1.20%
Bajaj Finance Limited 6.21% ADITYA BIRLA SUN LIFE BANKING ETF 1.20%
Poonawalla Fincorp Limited 4.39% Financial Technology (Fintech) 0.72%
Repco Home Finance Limited 2.88% PB Fintech Limited 0.44%
Ujjivan Financial Services Limited 2.27% One 97 Communications Limited 0.29%
Cholamandalam Financial Holdings Limited 2.25% MUTUAL FUNDS 0.44%
Shriram Finance Ltd 1.94% Aditya Birla Sun Life Liquid Fund - Growth - Direct Plan 0.44%
Bajaj Finserv Limited 1.86% Cash & Current Assets 2.70%
LIC Housing Finance Limited 1.78% Total Net Assets 100.00%

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 34

 Aditya Birla Sun Life Banking and Financial Services Fund Wealth Solutions
An open ended equity scheme investing in the Banking & Financial Services sectors

Investment Performance NAV as on November 30, 2023: ` 47.8300 NAV of Plans / Options (`)
Inception - Dec 14, 2013 Since Inception 5 Years 3 Years 1 Year Regular Plan Direct Plan
Aditya Birla Sun Life Banking and Financial Services Fund 17.00% 12.40% 17.02% 14.65%
Growth 47.8300 52.8300
Value of Std Investment of ` 10,000 47830 17947 16045 11465
IDCW$: 21.6200 28.7900
Benchmark - Nifty Financial Services TRI 16.54% 12.59% 12.80% 4.60%
$
Income Distribution cum capital withdrawal
Value of Std Investment of ` 10,000 45984 18101 14365 10460
Additional Benchmark - Nifty 50 TRI 13.98% 14.45% 17.12% 8.47%
Value of Std Investment of ` 10,000 36853 19646 16086 10847
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes Co-Managed by Fund Managers is 5. Total Scheme managed by Mr. Dhaval Gala is 7. Total Scheme managed by Mr. Dhaval
Joshi is 51. Refer annexure on page no. 168-169 to know more on performance of schemes managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service
Centers.

SIP Performance - Regular Plan - Growth (assuming SIP of ` 10000 per month)
Particulars Since Inception 5 years 3 years 1 Year
Total Amount Invested (`) 1200000 600000 360000 120000
Market Value of amount Invested 2498051 899984 451981 133729
Scheme Returns (CAGR) 14.04% 16.24% 15.37% 21.95%
Nifty Financial Services TRI returns# (CAGR) 14.19% 13.11% 9.87% 9.71%
Nifty 50 TRI returns## (CAGR) 13.73% 16.13% 13.06% 17.59%
Past Performance may or may not be sustained in future. The fund's inception date is December 14, 2013, and the initial SIP installment is considered to have
been made on that date. Subsequent installments occur on the first day of every following month.
# Scheme Benchmark, ## Additional Benchmark
For SIP calculations above, the data assumes the investment of ` 10000/- on 1st day of every month or the subsequent working day. Load & Taxes are not
considered for computation of returns. Performance for IDCW option would assume reinvestment of tax free IDCW declared at the then prevailing NAV. CAGR
returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of return).Where Benchmark returns are not available,
they have not been shown. Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. IDCW are
assumed to be reinvested and bonus is adjusted. Load is not taken into consideration.

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 35

 Aditya Birla Sun Life Dividend Yield Fund Wealth Solutions
An open ended equity scheme predominantly investing in Dividend yielding stocks.

Investment Objective Fund Category Investment Style

Fund Details

The objective of the scheme is to provide capital growth and Dividend Yield Fund Large Cap
income by investing primarily in a well-diversified portfolio of
dividend paying companies that have a relatively high dividend Mid Cap
yield.
Small Cap

Growth Value Blend

Fund Manager
Mr. Dhaval Gala & Mr. Dhaval Joshi Load Structure (as % of NAV) (Incl. for SIP) Other Parameters
Entry Load Nil Standard Deviation 13.97%
Exit Load For redemption /switchout of units on or Sharpe Ratio 1.35
Date of Allotment before 90 days from the date of allotment: Beta 0.87
1.00% of applicable NAV. For redemption / Portfolio Turnover 0.31
February 26, 2003
switch-out of units after 90 days from the Note: Standard Deviation, Sharpe Ratio & Beta are calculated on
date of allotment: Nil. Annualised basis using 3 years history of monthly returns.
Risk Free Rate assumed to be 6.90% (FBIL Overnight MIBOR as on 30
Benchmark Tier I Tier II Benchmark November 2023) for calculating Sharpe Ratio

Nifty 500 TRI Nifty Dividend Opportunities AUM

50 Index TRI Monthly Average AUM ` 1065.96 Crores Application Amount for fresh subscription
AUM as on last day ` 1113.83 Crores ` 1,000 (plus in multiplies of ` 1)
Managing Fund Since
April 01, 2022 & November 21, 2022 Total Expense Ratio (TER) Min. Addl. Investment
Regular 2.30%
Direct 1.55% ` 1,000 (plus in multiplies of ` 1)
Experience in Managing the Fund Including additional expenses and goods and service tax on management
fees.
1.7 Years & 1.0 Years

SIP
Monthly: Minimum ` 1,000/-

PORTFOLIO
Issuer % to Net Assets Issuer % to Net Assets

IT - Software 13.72% Automobiles 4.30%

Infosys Limited 6.25% Hero MotoCorp Limited 2.34%

Tata Consultancy Services Limited 1.90% Bajaj Auto Limited 1.96%

HCL Technologies Limited 1.57% FRANCE 4.10%

LTIMindtree Ltd 1.35% L'OREAL 2.18%

Coforge Limited 1.07% LVMH MOET HENNESSY LOUIS VUITTON SE 1.92%

Tech Mahindra Limited 1.01% United States of America 3.58%

Persistent Systems Limited 0.57% Starbucks ORD 2.08%

Finance 7.92% Accenture PLC 1.50%

Manappuram Finance Limited 2.21% Commercial Services & Supplies 3.27%

Shriram Finance Ltd 1.83% CMS Info Systems Limited 3.27%

LIC Housing Finance Limited 1.53% Textiles & Apparels 3.12%

SBFC Finance Ltd 1.21% Kewal Kiran Clothing Limited 3.12%

Mahindra & Mahindra Financial Services Limited 0.62% Minerals & Mining 2.81%

Ujjivan Financial Services Limited 0.51% NMDC Limited 2.81%

Power 7.34% Petroleum Products 2.80%

NTPC Limited 3.59% Bharat Petroleum Corporation Limited 1.96%

NLC India Limited 3.05% Castrol India Limited 0.85%

CESC Limited 0.70% Aerospace & Defense 2.75%

Diversified FMCG 6.34% Bharat Electronics Limited 1.52%

ITC Limited 5.28% Hindustan Aeronautics Limited 1.23%

Hindustan Unilever Limited 1.06% Industrial Products 2.65%

Capital Markets 5.83% RHI Magnesita India Limited 2.65%

Multi Commodity Exchange of India Limited 2.85% Fertilizers & Agrochemicals 2.27%

ICICI Securities Limited 1.90% Dhanuka Agritech Limited 1.55%

Central Depository Services (India) Limited 1.09% Bayer Cropscience Limited 0.72%

Banks 5.60% Consumer Durables 1.93%

Bank of India 1.50% Akzo Nobel India Limited 1.09%

Union Bank of India 1.12% Blue Star Limited 0.85%

State Bank of India 1.02% Ferrous Metals 1.61%

Bank of Baroda 1.01% NMDC Steel Ltd 1.13%

The Federal Bank Limited 0.96% Tata Steel Limited 0.48%

Consumable Fuels 4.30% Oil 1.32%

Coal India Limited 4.30% Oil & Natural Gas Corporation Limited 1.32%

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 36

 Aditya Birla Sun Life Dividend Yield Fund Wealth Solutions
An open ended equity scheme predominantly investing in Dividend yielding stocks.

Issuer % to Net Assets Issuer % to Net Assets

Pharmaceuticals & Biotechnology 1.30% Tamil Nadu Newsprint & Papers Limited 0.84%
Sanofi India Limited 1.30% Personal Products 0.82%
Food Products 1.12% Emami Limited 0.82%
Avanti Feeds Limited 0.57% Gas 0.79%
Britannia Industries Limited 0.55% Indraprastha Gas Limited 0.79%
Non - Ferrous Metals 0.91% Cement & Cement Products 0.43%
National Aluminium Company Limited 0.91% Dalmia Bharat Limited 0.43%
Agricultural Food & other Products 0.90% Cash & Current Assets 5.33%
Balrampur Chini Mills Limited 0.90% Total Net Assets 100.00%
Paper Forest & Jute Products 0.84%

Investment Performance NAV as on November 30, 2023: ` 352.4000 NAV of Plans / Options (`)
Inception - Feb 26, 2003 Since Inception 5 Years 3 Years 1 Year Regular Plan Direct Plan
Aditya Birla Sun Life Dividend Yield Fund 18.71% 17.82% 25.68% 28.30%
Growth 352.4000 381.9800
Value of Std Investment of ` 10,000 352400 22718 19888 12830
IDCW$: 23.6800 42.3900
Benchmark - Nifty 500 TRI 18.11% 15.83% 20.04% 13.84%
$
Income Distribution cum capital withdrawal
Value of Std Investment of ` 10,000 317405 20855 17324 11384
Benchmark - Nifty Dividend Opportunities 50 Index TRI NA 17.15% 25.73% 27.34%
Value of Std Investment of ` 10,000 NA 22078 19914 12734
Additional Benchmark - Nifty 50 TRI 16.86% 14.45% 17.12% 8.47%
Value of Std Investment of ` 10,000 2,54,283 19,646 16,086 10,847
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes Co-Managed by Fund Managers is 5. Total Schemes managed by Mr. Dhaval Gala is 7. Total Schemes managed by Mr.
Dhaval Joshi is 51. Refer annexure on page no. 168-169 to know more on performance of schemes managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service
Centers.

SIP Performance - Regular Plan - Growth (assuming SIP of ` 10000 per month)
Particulars Since Inception 5 years 3 years 1 Year
Total Amount Invested (`) 2500000 600000 360000 120000
Market Value of amount Invested 14797833 1069886 514540 145940
Scheme Returns (CAGR) 14.88% 23.36% 24.66% 42.52%
Nifty 500 TRI returns# (CAGR) 14.61% 18.69% 16.21% 26.77%
Nifty Dividend Opportunities 50 Index TRI returns# (CAGR) NA 22.23% 23.62% 39.06%
Nifty 50 TRI returns## (CAGR) 13.93% 16.13% 13.06% 17.59%
Past Performance may or may not be sustained in future. The fund's inception date is February 26, 2003, and the initial SIP installment is considered to have
been made on that date. Subsequent installments occur on the first day of every following month.
# Scheme Benchmark, ## Additional Benchmark
For SIP calculations above, the data assumes the investment of ` 10000/- on 1st day of every month or the subsequent working day. Load & Taxes are not
considered for computation of returns. Performance for IDCW option would assume reinvestment of tax free IDCW declared at the then prevailing NAV. CAGR
returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of return).Where Benchmark returns are not available,
they have not been shown. Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. IDCW are
assumed to be reinvested and bonus is adjusted. Load is not taken into consideration.

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 37

 Aditya Birla Sun Life Infrastructure Fund Wealth Solutions
An open ended equity scheme investing in infrastructure sector

Investment Objective Fund Category Investment Style

Fund Details

The scheme seeks to provide medium to long-term capital Sectoral/Thematic Large Cap
appreciation, by investing predominantly in a diversified
portfolio of equity and equity related securities of companies Mid Cap
that are participating in the growth and development of
Small Cap
Infrastructure in India.
Growth Value Blend

Fund Manager Load Structure (as % of NAV) (Incl. for SIP) Other Parameters
Mr. Mahesh Patil, Mr. Jonas Bhutta & Mr. Dhaval Joshi Entry Load Nil Standard Deviation 18.95%
Exit Load For redemption/switchout of units on or Sharpe Ratio 1.37
before 30 days from the date of allotment : Beta 1.07
Date of Allotment 1.00% of applicable NAV. For redemption/ Portfolio Turnover 0.31
switch-out of units after 30 days from the Note: Standard Deviation, Sharpe Ratio & Beta are calculated on
March 17, 2006 date of allotment: Nil Annualised basis using 3 years history of monthly returns.
Risk Free Rate assumed to be 6.90% (FBIL Overnight MIBOR as on 30
November 2023) for calculating Sharpe Ratio
Benchmark AUM
Nifty Infrastructure TRI Monthly Average AUM ` 783.06 Crores Application Amount for fresh subscription
AUM as on last day ` 804.83 Crores
` 1,000 (plus in multiplies of ` 1)
Managing Fund Since
September 22, 2022, September 22, 2022 & Total Expense Ratio (TER) Min. Addl. Investment
November 21, 2022 Regular 2.42%
Direct 1.61% ` 1,000 (plus in multiplies of ` 1)
Including additional expenses and goods and service tax on management
Experience in Managing the Fund fees.

1.2 years, 1.2 years & 1.0 Years

SIP
Monthly: Minimum ` 1,000/-

PORTFOLIO
Issuer % to Net Assets Issuer % to Net Assets

Construction 22.33% Data Patterns India Private Limited 0.75%

Larsen & Toubro Limited 8.15% Telecom - Services 5.45%

NCC Limited 2.66% Bharti Airtel Limited 5.21%

PNC Infratech Limited 2.52% Bharti Airtel Limited 0.25%

Kalpataru Projects International Ltd. 2.38% Industrial Manufacturing 4.96%

Ahluwalia Contracts (India) Limited 2.22% Honeywell Automation India Limited 1.73%

H.G. Infra Engineering Limited 2.00% Tega Industries Limited 1.33%

Engineers India Limited 0.99% Cyient DLM Ltd 0.95%

Power Mech Projects Limited 0.93% GMM Pfaudler Limited 0.94%

Ashoka Buildcon Limited 0.35% Power 4.17%

Sadbhav Engineering Limited 0.13% NTPC Limited 3.90%

Industrial Products 8.91% Nava Bharat Ventures Limited 0.27%

RHI Magnesita India Limited 2.89% Petroleum Products 3.85%

Carborundum Universal Limited 2.43% Reliance Industries Limited 3.85%

POLYCAB INDIA Limited 2.04% Electrical Equipment 3.82%

Kirloskar Pneumatic Co Ltd 1.54% TD Power Systems Ltd 1.77%

Banks 7.02% ABB India Limited 1.35%

State Bank of India 2.40% Siemens Limited 0.69%

Axis Bank Limited 1.97% Transport Infrastructure 3.69%

HDFC Bank Limited 1.84% JSW Infrastructure Ltd 1.99%

ICICI Bank Limited 0.81% Adani Ports and Special Economic Zone Limited 1.70%

Cement & Cement Products 6.51% Realty 2.88%

UltraTech Cement Limited 3.70% DLF Limited 1.71%

JK Cement Limited 1.83% Sobha Limited 1.17%

Dalmia Bharat Limited 0.98% Leisure Services 2.38%

Aerospace & Defense 5.90% Chalet Hotels Limited 1.43%

Bharat Electronics Limited 2.19% The Indian Hotels Company Limited 0.94%

MTAR Technologies Limited 1.99% Agricultural Commercial & Construction Vehicles 2.28%

Hindustan Aeronautics Limited 0.97% Escorts Kubota Limited 1.40%

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 38

 Aditya Birla Sun Life Infrastructure Fund Wealth Solutions
An open ended equity scheme investing in infrastructure sector

Issuer % to Net Assets Issuer % to Net Assets

Ashok Leyland Limited 0.88% Apollo Hospitals Enterprise Limited 1.39%

Auto Components 1.87% Other Utilities 0.82%

Sundram Fasteners Limited 1.87% INOX GREEN ENERGY SERVICES LIMITED 0.82%

INDEX FUTURE 1.86% Ferrous Metals 0.67%

Nifty 50 Index 1.86% Jindal Steel & Power Limited 0.67%

Transport Services 1.65% Finance 0.26%

Container Corporation of India Limited 1.21% Aditya Birla Capital Limited 0.26%

InterGlobe Aviation Limited 0.44% Cash & Current Assets 5.88%

Gas 1.48% Total Net Assets 100.00%

Indraprastha Gas Limited 1.48%

Healthcare Services 1.39%

Investment Performance NAV as on November 30, 2023: ` 70.7400 NAV of Plans / Options (`)
Inception - Mar 17, 2006 Since Inception 5 Years 3 Years 1 Year Regular Plan Direct Plan
Aditya Birla Sun Life Infrastructure Fund 11.67% 18.41% 32.84% 33.10%
Growth 70.7400 76.8800
Value of Std Investment of ` 10,000 70740 23293 23494 13310
IDCW$: 22.2900 36.9600
Benchmark - Nifty Infrastructure TRI 6.91% 18.10% 25.83% 21.78%
$
Income Distribution cum capital withdrawal
Value of Std Investment of ` 10,000 32694 22986 19962 12178
Additional Benchmark - S&P BSE SENSEX TRI 12.34% 14.46% 16.27% 7.59%
Value of Std Investment of ` 10,000 78540 19649 15738 10759
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes Co-Managed by Fund Managers is 1. Total Schemes managed by Mr. Mahesh Patil is 3. Total Schemes managed by Mr.
Jonas Bhutta is 1. Total Schemes managed by Mr. Dhaval Joshi is 51. Refer annexure on page no. 168-169 to know more on performance of schemes managed
by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service
Centers.

SIP Performance - Regular Plan - Growth (assuming SIP of ` 10000 per month)
Particulars Since Inception 5 years 3 years 1 Year
Total Amount Invested (`) 2130000 600000 360000 120000
Market Value of amount Invested 7718062 1140852 530298 145151
Scheme Returns (CAGR) 13.08% 26.03% 26.88% 41.17%
Nifty Infrastructure TRI returns# (CAGR) 8.99% 22.34% 22.15% 37.95%
S&P BSE SENSEX TRI returns## (CAGR) 12.94% 15.69% 12.43% 14.92%
Past Performance may or may not be sustained in future. The fund's inception date is March 17, 2006, and the initial SIP installment is considered to have been
made on that date. Subsequent installments occur on the first day of every following month.
# Scheme Benchmark, ## Additional Benchmark
For SIP calculations above, the data assumes the investment of ` 10000/- on 1st day of every month or the subsequent working day. Load & Taxes are not
considered for computation of returns. Performance for IDCW option would assume reinvestment of tax free IDCW declared at the then prevailing NAV. CAGR
returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of return).Where Benchmark returns are not available,
they have not been shown. Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. IDCW are
assumed to be reinvested and bonus is adjusted. Load is not taken into consideration.

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 39

 Aditya Birla Sun Life Digital India Fund Wealth Solutions
An open ended equity scheme investing in the Technology, Telecom, Media, Entertainment and other related ancillary
sectors.

Investment Objective Fund Category Investment Style

Fund Details

The primary investment objective of the scheme is to generate Sectoral/Thematic Large Cap
long term growth of capital, through a portfolio with a target
allocation of 100% equity, focusing on investing in technology Mid Cap
and technology dependent companies, hardware, peripherals
Small Cap
and components, software, telecom, media, internet and
e-commerce and other technology enabled companies. The Growth Value Blend
secondary objective is income generation and distribution of
IDCW. Load Structure (as % of NAV) (Incl. for SIP) Other Parameters
Entry Load Nil Standard Deviation 18.49%
Exit Load For redemption/switchout of units on or Sharpe Ratio 0.91
Fund Manager
before 30 days from the date of allotment : Beta 0.96
Mr. Kunal Sangoi & Mr. Dhaval Joshi 1.00% of applicable NAV. For redemption/ Portfolio Turnover 0.32
switch-out of units after 30 days from the Note: Standard Deviation, Sharpe Ratio & Beta are calculated on
date of allotment: Nil Annualised basis using 3 years history of monthly returns.
Risk Free Rate assumed to be 6.90% (FBIL Overnight MIBOR as on 30
Date of Allotment November 2023) for calculating Sharpe Ratio
January 15, 2000 AUM
Monthly Average AUM ` 4132.17 Crores Application Amount for fresh subscription
AUM as on last day ` 4284.39 Crores
Benchmark ` 1,000 (plus in multiplies of ` 1)
S&P BSE Teck TRI
Total Expense Ratio (TER)
Min. Addl. Investment
Regular 1.89%
Managing Fund Since Direct 0.80% ` 1,000 (plus in multiplies of ` 1)
January 16, 2014 & November 21, 2022 Including additional expenses and goods and service tax on management
fees.

Experience in Managing the Fund SIP

9.9 years & 1.0 years Monthly: Minimum ` 100/-

PORTFOLIO
Issuer % to Net Assets Issuer % to Net Assets

IT - Software 66.78% Cyient Limited 5.21%

Infosys Limited 22.58% Retailing 4.29%

Tata Consultancy Services Limited 10.33% Zomato Limited 1.88%

HCL Technologies Limited 8.29% FSN E-Commerce Ventures Limited 1.47%

LTIMindtree Ltd 5.82% Indiamart Intermesh Limited 0.94%

Coforge Limited 3.30% Commercial Services & Supplies 2.40%

Tech Mahindra Limited 3.21% CMS Info Systems Limited 1.73%

Sonata Software Limited 2.43% Firstsource Solutions Limited 0.67%

Wipro Limited 2.05% Industrial Manufacturing 1.63%

Rategain Travel Technologies Limited 1.96% Honeywell Automation India Limited 1.02%

Birlasoft Limited 1.79% Cyient DLM Ltd 0.61%

Persistent Systems Limited 1.45% Entertainment 1.59%

Latent View Analytics Limited 1.35% Zee Entertainment Enterprises Limited 1.59%

Tanla Platforms Limited 0.96% Financial Technology (Fintech) 0.87%

KPIT Technologies Limited 0.86% One 97 Communications Limited 0.87%

MphasiS Limited 0.41% Exchange Traded Fund 0.39%

Telecom - Services 7.82% ADITYA BIRLA SUN LIFE NIFTY IT ETF 0.39%

Bharti Airtel Limited 6.81% IT - Hardware 0.23%

Tata Communications Limited 0.69% Netweb Technologies 0.23%

Bharti Airtel Limited 0.32% Miscellaneous 0.00%

United States of America 5.30% Jainpur Straw Brd 0.00%

Cognizant Technology Solutions Cl A Com Stk 1.44% Magnasound (I) Limited 0.00%

Adobe Inc 1.37% Oriqua Limited 0.00%

MICROSOFT CORPORATION 1.11% Sree Rama Polymer 0.00%

Apple Inc. 0.96% Cash & Current Assets 3.52%

Accenture PLC 0.43% Total Net Assets 100.00%

IT - Services 5.21%

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 40

 Aditya Birla Sun Life Digital India Fund Wealth Solutions
An open ended equity scheme investing in the Technology, Telecom, Media, Entertainment and other related ancillary
sectors.

Investment Performance NAV as on November 30, 2023: ` 147.6600 NAV of Plans / Options (`)
Inception - Jan 15, 2000 Since Inception 5 Years 3 Years 1 Year Regular Plan Direct Plan
Aditya Birla Sun Life Digital India Fund 11.93% 24.02% 23.71% 19.77%
Growth 147.6600 163.2200
Value of Std Investment of ` 10,000 147660 29356 18967 11977
IDCW$: 41.9300 56.0200
Benchmark - S&P BSE Teck TRI NA 17.73% 16.19% 6.14%
$
Income Distribution cum capital withdrawal
Value of Std Investment of ` 10,000 NA 22631 15704 10614
Additional Benchmark - Nifty 50 TRI 12.64% 14.45% 17.12% 8.47%
Value of Std Investment of ` 10,000 171925 19646 16086 10847
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes Co-Managed by Fund Managers is 3. Total Schemes managed by Mr. Kunal Sangoi is 3. Total Schemes managed by Mr.
Dhaval Joshi is 51. Refer annexure on page no. 168-169 to know more on performance of schemes managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service
Centers.

SIP Performance - Regular Plan - Growth (assuming SIP of ` 10000 per month)
Particulars Since Inception 5 years 3 years 1 Year
Total Amount Invested (`) 2870000 600000 360000 120000
Market Value of amount Invested 30512752 1105503 454626 141233
Scheme Returns (CAGR) 16.67% 24.72% 15.78% 34.48%
S&P BSE Teck TRI returns# (CAGR) NA 16.73% 8.81% 20.26%
Nifty 50 TRI returns## (CAGR) 14.46% 16.13% 13.06% 17.59%
Past Performance may or may not be sustained in future. The fund's inception date is January 15, 2000, and the initial SIP installment is considered to have
been made on that date. Subsequent installments occur on the first day of every following month.
# Scheme Benchmark, ## Additional Benchmark
For SIP calculations above, the data assumes the investment of ` 10000/- on 1st day of every month or the subsequent working day. Load & Taxes are not
considered for computation of returns. Performance for IDCW option would assume reinvestment of tax free IDCW declared at the then prevailing NAV. CAGR
returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of return).Where Benchmark returns are not available,
they have not been shown. Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. IDCW are
assumed to be reinvested and bonus is adjusted. Load is not taken into consideration.

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 41

 Aditya Birla Sun Life India GenNext Fund Wealth Solutions
An open ended equity scheme following Consumption theme

Investment Objective Fund Category Investment Style

Fund Details

The objective of the scheme is to target growth of capital by Sectoral/Thematic Large Cap
investing in equity/ equity related instruments of companies
that are expected to benefit from the rising consumption Mid Cap
patterns in India, which in turn is getting fuelled by high
Small Cap
disposable incomes of the young generation (Generation Next).
The scheme will invest in companies that have the following Growth Value Blend
characteristics: 1. Companies that seek growth in revenues
arising out of demand from the younger generation (GenNext) Load Structure (as % of NAV) (Incl. for SIP) Other Parameters
for their products or services. 2. They should be engaged in Entry Load Nil Standard Deviation 12.59%
manufacturing of products or rendering of services that go Exit Load For redemption/switch-out of units on or Sharpe Ratio 1.06
directly to the consumer. 3. The products and services should before 30 days from the date of allotment: 1% Beta 0.80
have distinct brand identity, thereby enabling choice. of applicable NAV. For redemption /switch- Portfolio Turnover 0.13
out of units after 30 days from the date of Note: Standard Deviation, Sharpe Ratio & Beta are calculated on
allotment: Nil. Annualised basis using 3 years history of monthly returns.
Fund Manager Risk Free Rate assumed to be 6.90% (FBIL Overnight MIBOR as on 30
November 2023) for calculating Sharpe Ratio
Mr. Chanchal Khandelwal & Mr. Dhaval Joshi
AUM
Monthly Average AUM ` 4233.91 Crores Application Amount for fresh subscription
Date of Allotment AUM as on last day ` 4377.32 Crores
` 1,000 (plus in multiplies of ` 1)
August 05, 2005
Total Expense Ratio (TER)
Min. Addl. Investment
Benchmark Regular 1.90%
Direct 0.81% ` 1,000 (plus in multiplies of ` 1)
NIFTY India Consumption TRI Including additional expenses and goods and service tax on management
fees.
SIP
Managing Fund Since
Monthly: Minimum ` 1,000/-
Experience in Managing the Fund
August 26, 2015 & November 21, 2022
8.3 years & 1.0 Years

PORTFOLIO
Issuer % to Net Assets Issuer % to Net Assets

Banks 15.05% Havells India Limited 0.76%

ICICI Bank Limited 4.78% Campus Activewear Limited 0.68%

HDFC Bank Limited 4.47% VIP Industries Limited 0.68%

Axis Bank Limited 2.69% Crompton Greaves Consumer Electricals Limited 0.65%

Kotak Mahindra Bank Limited 1.24% V-Guard Industries Limited 0.48%

IndusInd Bank Limited 1.19% Cello World Ltd 0.42%

AU Small Finance Bank Limited 0.48% Butterfly Gandhimathi Appliances Ltd 0.31%

State Bank of India 0.20% Personal Products 6.26%

Automobiles 10.75% Procter & Gamble Hygiene and Health Care Limited 1.42%

Tata Motors Limited 2.68% Godrej Consumer Products Limited 1.35%

Maruti Suzuki India Limited 2.64% Dabur India Limited 1.11%

TVS Motor Company Limited 2.34% Gillette India Limited 1.02%

Mahindra & Mahindra Limited 1.94% Emami Limited 0.93%

Hero MotoCorp Limited 1.14% Honasa Consumer Ltd 0.43%

Retailing 9.63% Beverages 4.93%

Trent Limited 2.24% United Spirits Limited 2.38%

Avenue Supermarts Limited 2.14% Radico Khaitan Limited 1.50%

Go Fashion India Limited 1.14% United Breweries Limited 1.05%

Info Edge (India) Limited 1.03% Food Products 4.43%

FSN E-Commerce Ventures Limited 1.03% Nestle India Limited 2.10%

Aditya Birla Fashion and Retail Limited 0.91% Britannia Industries Limited 1.14%

Zomato Limited 0.82% Bikaji Foods International Ltd 0.63%

Vedant Fashions Private Limited 0.31% Zydus Wellness Limited 0.56%

Diversified FMCG 8.94% Finance 3.86%

ITC Limited 5.80% Bajaj Finserv Limited 1.54%

Hindustan Unilever Limited 3.14% Bajaj Finance Limited 0.84%

Consumer Durables 8.88% Cholamandalam Financial Holdings Limited 0.84%

Titan Company Limited 1.23% Mahindra & Mahindra Financial Services Limited 0.56%

Metro Brands Limited 1.01% Aditya Birla Capital Limited 0.07%

Voltas Limited 0.92% Pharmaceuticals & Biotechnology 3.72%

Bata India Limited 0.91% Sun Pharmaceutical Industries Limited 1.65%

Whirlpool of India Limited 0.83% Torrent Pharmaceuticals Limited 1.08%

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 42

 Aditya Birla Sun Life India GenNext Fund Wealth Solutions
An open ended equity scheme following Consumption theme

Issuer % to Net Assets Issuer % to Net Assets

Sanofi India Limited 0.98% Realty 1.51%
Telecom - Services 3.66% Phoenix Mills Limited 1.51%
Bharti Airtel Limited 3.66% Paper Forest & Jute Products 0.97%
Leisure Services 2.32% Century Textiles & Industries Limited 0.97%
The Indian Hotels Company Limited 0.84% Auto Components 0.86%
Devyani International Limited 0.69% MRF Limited 0.86%
Jubilant Foodworks Limited 0.52% Entertainment 0.81%
Barbeque Nation Hospitality Limited 0.28% Zee Entertainment Enterprises Limited 0.81%
Insurance 2.21% Transport Services 0.64%
SBI Life Insurance Company Limited 1.44% InterGlobe Aviation Limited 0.64%
ICICI Lombard General Insurance Company Limited 0.77% Financial Technology (Fintech) 0.49%
Healthcare Services 2.02% PB Fintech Limited 0.49%
Fortis Healthcare Limited 1.19% Textiles & Apparels 0.44%
Apollo Hospitals Enterprise Limited 0.83% Page Industries Limited 0.44%
Cement & Cement Products 1.98% Miscellaneous 0.00%
UltraTech Cement Limited 1.32% Magnasound (I) Limited 0.00%
ACC Limited 0.65% % to Net
Issuer Rating
Assets
Industrial Products 1.96% Fixed rates bonds - Corporate 0.01%
POLYCAB INDIA Limited 0.94% Britannia Industries Limited 0.01% CRISIL AAA
Prince Pipes & Fittings Limited 0.59% Cash & Current Assets 1.80%
RR Kabel Ltd 0.43% Total Net Assets 100.00%
Agricultural Food & other Products 1.88%
Tata Consumer Products Limited 1.88%

Investment Performance NAV as on November 30, 2023: ` 170.6300 NAV of Plans / Options (`)
Inception - Aug 05, 2005 Since Inception 5 Years 3 Years 1 Year Regular Plan Direct Plan
Aditya Birla Sun Life India GenNext Fund 16.74% 16.66% 20.23% 15.21%
Growth 170.6300 191.7200
Value of Std Investment of ` 10,000 170630 21615 17404 11521
IDCW$: 36.3900 45.3400
Benchmark - NIFTY India Consumption TRI NA 14.08% 19.91% 14.57%
$
Income Distribution cum capital withdrawal
Value of Std Investment of ` 10,000 NA 19332 17268 11457
Additional Benchmark - S&P BSE SENSEX TRI 14.00% 14.46% 16.27% 7.59%
Value of Std Investment of ` 10,000 110514 19649 15738 10759
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes Co-Managed by Fund Managers is 3. Total Schemes managed by Mr. Chanchal Khandelwal is 4. Total Schemes managed
by Mr. Dhaval Joshi is 51. Refer annexure on page no. 168-169 to know more on performance of schemes managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service
Centers.

SIP Performance - Regular Plan - Growth (assuming SIP of ` 10000 per month)
Particulars Since Inception 5 years 3 years 1 Year
Total Amount Invested (`) 2200000 600000 360000 120000
Market Value of amount Invested 12144551 960557 463062 137469
Scheme Returns (CAGR) 16.45% 18.90% 17.07% 28.15%
NIFTY India Consumption TRI returns# (CAGR) NA 18.00% 17.94% 29.51%
S&P BSE SENSEX TRI returns## (CAGR) 13.16% 15.69% 12.43% 14.92%
Past Performance may or may not be sustained in future. The fund's inception date is August 05, 2005, and the initial SIP installment is considered to have been
made on that date. Subsequent installments occur on the first day of every following month.
# Scheme Benchmark, ## Additional Benchmark
For SIP calculations above, the data assumes the investment of ` 10000/- on 1st day of every month or the subsequent working day. Load & Taxes are not
considered for computation of returns. Performance for IDCW option would assume reinvestment of tax free IDCW declared at the then prevailing NAV. CAGR
returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of return).Where Benchmark returns are not available,
they have not been shown. Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. IDCW are
assumed to be reinvested and bonus is adjusted. Load is not taken into consideration.

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 43

 Aditya Birla Sun Life International Equity Fund Wealth Solutions
An open ended equity scheme following international theme by investing predominantly in Global Equities.

Investment Objective Fund Category

Fund Details

An Open-ended diversified equity scheme with an objective Sectoral/Thematic

to generate long-term growth of capital, by investing
predominantly in a diversified portfolio of equity and equity
related securities in the international markets.

Fund Manager
Mr. Dhaval Joshi Load Structure (as % of NAV) (Incl. for SIP) Other Parameters
Entry Load Nil Portfolio Turnover 0.76
Exit Load For redemption/switch-out of units on or be-
Date of Allotment fore 30 days from the date of allotment: 1%
of applicable NAV. For redemption /switch- Application Amount for fresh subscription
October 31, 2007
out of units after 30 days from the date of ` 1,000 (plus in multiplies of ` 1)
allotment: Nil.
Benchmark
Min. Addl. Investment
S&P Global 1200 TRI AUM
Monthly Average AUM ` 1,000 (plus in multiplies of ` 1)
` 192.10 Crores
Managing Fund Since AUM as on last day ` 196.42 Crores
SIP
November 21, 2022
Total Expense Ratio (TER) Monthly: Minimum ` 1,000/-
Regular 2.52%
Experience in Managing the Fund
Direct 1.84%
1.0 years Including additional expenses and goods and service tax on management
fees.

PORTFOLIO
Issuer % to Net Assets Issuer % to Net Assets

United States of America 61.64% Kellogg Co 0.94%

The Bank of New York Mellon Corporation 2.28% Rockwell Automation Inc 0.93%

Wells Fargo & Co 2.21% Raytheon Technologies Corp 0.93%

State Street Corp 2.13% Microchip Technology Inc 0.92%

Equifax Inc 2.12% The Walt Disney Company 0.90%

Ecolab Inc 2.12% Biogen Inc 0.89%

Allegion PLC 2.07% Harley-Davidson Inc 0.87%

CONSTELLATION BRANDS INC-A 2.04% Corteva Inc 0.86%

Comcast Corp 2.01% Alibaba Group Holding Ltd 0.86%

Agilent Technologies Inc 2.01% Fortinet Inc 0.85%

EMERSON ELECTRIC CO 2.00% Baidu Inc 0.76%

Taiwan Semiconductor Manufacturing Co Ltd 1.94% Etsy Inc 0.74%

MarketAxess Holdings Inc 1.94% United Kingdom 9.08%

Zimmer Biomet Holdings Inc 1.92% LONDON STOCK EXCHANGE GROUP 2.15%

NIKE Inc 1.92% Imperial Brands 2.07%

Blackrock Inc 1.91% EXPERIAN PLC 1.93%

Ambev SA 1.83% British American Tobacco PLC 1.02%

GILEAD SCIENCES INC 1.82% GSK PLC 0.96%

Teradyne Inc 1.76% UNILEVER PLC 0.95%

Yum China Holdings Inc 1.52% France 6.34%

Polaris Inc 1.40% SAFRAN SA 2.16%

Tradeweb Markets Inc 1.27% Sanofi 2.10%

GUIDEWIRE SOFTWARE INC 1.27% Airbus SE 2.08%

Tyler Technologies Inc 1.21% Sweden 3.76%

ROPER TECHNOLOGIES INC 1.14% Assa Abloy AB 1.99%

Masco Corp 1.13% Elekta AB 1.77%

Alphabet Inc A 1.11% Australia 2.03%

Berkshire Hathaway Inc 1.07% Australia & New Zealand Banking Group Limited 1.06%

INTERCONTINENTAL EXCHANGE INC 1.06% Westpac Banking Corp 0.97%

Medtronic PLC 1.04% FRANCE 2.02%

VEEVA SYSTEMS INC 0.96% ASMLHOLDING NV 2.02%

PHILIP MORRIS INTERNATIONAL INC 0.95% HongKong 2.01%

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 44

 Aditya Birla Sun Life International Equity Fund Wealth Solutions
An open ended equity scheme following international theme by investing predominantly in Global Equities.

Issuer % to Net Assets Issuer % to Net Assets

Tencent Holdings 2.01% Nabtesco Corp 0.83%
Belgium 2.00% Switzerland 1.62%
Anheuser-Busch InBev SA/NV 2.00% Roche Holdings Ag Genus Bearer Shs 0.91%
Singapore 1.93% Barry Callebaut AG 0.71%
Singapore Exchange Ltd 1.93% Denmark 0.99%
Germany 1.91% Chr Hansen Holding A/S 0.99%
Bayer AG 0.96% Canada 0.84%
GEA GROUP AG 0.95% BRP INC 0.84%
Japan 1.81% Cash & Current Assets 2.04%
Daifuku Co Ltd 0.98% Total Net Assets 100.00%

Investment Performance NAV as on November 30, 2023: ` 30.4191 NAV of Plans / Options (`)
Inception - Oct 31, 2007 Since Inception 5 Years 3 Years 1 Year Regular Plan Direct Plan
Aditya Birla Sun Life International Equity Fund 7.16% 8.31% 4.54% 3.29%
Growth 30.4191 32.5115
Value of Std Investment of ` 10,000 30419 14912 11429 10329
IDCW$: 15.9370 32.5308
Benchmark - S&P Global 1200 TRI 11.34% 14.35% 11.55% 15.51%
$
Income Distribution cum capital withdrawal
Value of Std Investment of ` 10,000 56313 19559 13893 11551
Additional Benchmark - Nifty 50 TRI 9.21% 14.45% 17.12% 8.47%
Value of Std Investment of ` 10,000 41301 19646 16086 10847
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes managed by Mr. Dhaval Joshi is 51. Refer annexure on page no. 168-169 to know more on performance of schemes
managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service
Centers.

SIP Performance - Regular Plan - Growth (assuming SIP of ` 10000 per month)
Particulars Since Inception 5 years 3 years 1 Year
Total Amount Invested (`) 1940000 600000 360000 120000
Market Value of amount Invested 4164719 706933 374966 121073
Scheme Returns (CAGR) 8.83% 6.50% 2.67% 1.67%
S&P Global 1200 TRI returns# (CAGR) 13.99% 13.63% 10.86% 17.92%
Nifty 50 TRI returns## (CAGR) 12.82% 16.13% 13.06% 17.59%
Past Performance may or may not be sustained in future. The fund's inception date is October 31, 2007, and the initial SIP installment is considered to have
been made on that date. Subsequent installments occur on the first day of every following month.
# Scheme Benchmark, ## Additional Benchmark
For SIP calculations above, the data assumes the investment of ` 10000/- on 1st day of every month or the subsequent working day. Load & Taxes are not
considered for computation of returns. Performance for IDCW option would assume reinvestment of tax free IDCW declared at the then prevailing NAV. CAGR
returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of return).Where Benchmark returns are not available,
they have not been shown. Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. IDCW are
assumed to be reinvested and bonus is adjusted. Load is not taken into consideration.

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 45

 Aditya Birla Sun Life Pharma & Healthcare Fund Wealth Solutions
An open ended equity scheme investing in Pharma and Healthcare Services Sector

Investment Objective Fund Category Investment Style

Fund Details

The scheme provides long term capital appreciation by Thematic (Equity) Large Cap
investing in equity/equity related instruments of the companies
in the Pharmaceuticals, Healthcare and Allied sectors in India. Mid Cap
The Scheme does not guarantee/indicate any returns. There
Small Cap
can be no assurance that the schemes’ objectives will be
achieved. Growth Value Blend

Load Structure (as % of NAV) (Incl. for SIP) Other Parameters

Fund Manager
Entry Load Nil Standard Deviation 15.52%
Mr. Dhaval Shah & Mr. Dhaval Joshi Exit Load For redemption/switchout of units on or before Sharpe Ratio 0.44
30 days from the date of allotment:1.00% of Beta 0.93
applicable NAV. For redemption/switch-out of Portfolio Turnover 0.29
Date of Allotment units after 30 days from the date of allotment: Note: Standard Deviation, Sharpe Ratio & Beta are calculated on
Nil Annualised basis using 3 years history of monthly returns.
July 11, 2019 Risk Free Rate assumed to be 6.90% (FBIL Overnight MIBOR as on 30
November 2023) for calculating Sharpe Ratio
AUM
Benchmark
Monthly Average AUM ` 537.62 Crores Application Amount for fresh subscription
S&P BSE Healthcare TRI
AUM as on last day ` 565.11 Crores ` 1,000 (plus in multiplies of ` 1)

Managing Fund Since

Total Expense Ratio (TER) Min. Addl. Investment
July 11, 2019 & November 21, 2022 Regular 2.42%
Direct 1.07% ` 1,000 (plus in multiplies of ` 1)
Including additional expenses and goods and service tax on management
Experience in Managing the Fund fees.
4.4 Years & 1.0 Years

SIP
Monthly: Minimum ` 500/-

PORTFOLIO
Issuer % to Net Assets Issuer % to Net Assets

Pharmaceuticals & Biotechnology 74.00% Biocon Limited 1.26%

Sun Pharmaceutical Industries Limited 14.35% Granules India Limited 1.04%

Aurobindo Pharma Limited 7.75% Healthcare Services 18.21%

Torrent Pharmaceuticals Limited 7.33% Apollo Hospitals Enterprise Limited 7.23%

Cipla Limited 6.19% Fortis Healthcare Limited 4.97%

Sanofi India Limited 3.81% Jupiter Life Line Hospitals Ltd 2.77%

Lupin Limited 3.72% Vijaya Diagnostic Centre Limited 1.63%

Zydus Lifesciences Limited 3.52% Global Health Ltd/India 1.62%

Dr. Reddys Laboratories Limited 3.26% Insurance 1.43%

J.B. Chemicals & Pharmaceuticals Limited 3.16% Star Health & Allied Insurance Limited 1.43%

Alkem Laboratories Limited 3.08% Chemicals & Petrochemicals 1.12%

Gland Pharma Limited 2.91% Vinati Organics Limited 1.12%

Ajanta Pharmaceuticals Limited 2.50% Retailing 0.80%

Eris Lifesciences Limited 2.34% Medplus Health Services Limited 0.80%

Abbott India Limited 2.18% Cash & Current Assets 4.43%

ALEMBIC PHARMACEUTICALS LIMITED 2.13% Total Net Assets 100.00%

Strides Pharma Science Limited 1.98%

Mankind Pharma Ltd 1.51%

Investment Performance NAV as on November 30, 2023: ` 22.6900 NAV of Plans / Options (`)
Inception - July 11, 2019 Since Inception 5 Years 3 Years 1 Year Regular Plan Direct Plan
Aditya Birla Sun Life Pharma & Healthcare Fund 20.50% NA 13.68% 27.04%
Growth 22.6900 24.3700
Value of Std Investment of ` 10,000 22690 NA 14705 12704
IDCW$: 17.1400 18.1300
Benchmark - S&P BSE Healthcare TRI 22.77% NA 15.05% 27.78%
$
Income Distribution cum capital withdrawal
Value of Std Investment of ` 10,000 24629 NA 15246 12778
Additional Benchmark - Nifty 50 TRI 14.96% NA 17.12% 8.47%
Value of Std Investment of ` 10,000 18450 NA 16086 10847
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes Co-Managed by Fund Managers is 1. Total Schemes managed by Mr. Dhaval Shah is 8. Total Schemes managed by Mr.
Dhaval Joshi is 51. Refer annexure on page no. 168-169 to know more on performance of schemes managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service
Centers.

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 46

 Aditya Birla Sun Life Pharma & Healthcare Fund Wealth Solutions
An open ended equity scheme investing in Pharma and Healthcare Services Sector

SIP Performance - Regular Plan - Growth (assuming SIP of ` 10000 per month)
Particulars Since Inception 5 years 3 years 1 Year
Total Amount Invested (`) 530000 NA 360000 120000
Market Value of amount Invested 793851 NA 458393 149462
Scheme Returns (CAGR) 18.47% NA 16.36% 48.63%
S&P BSE Healthcare TRI# (CAGR) 20.47% NA 17.09% 48.57%
Nifty 50 TRI## (CAGR) 16.78% NA 13.06% 17.59%
Past Performance may or may not be sustained in future. The fund's inception date is July 11, 2019, and the initial SIP installment is considered to have been
made on that date. Subsequent installments occur on the first day of every following month.
# Scheme Benchmark, ## Additional Benchmark
For SIP calculations above, the data assumes the investment of ` 10000/- on 1st day of every month or the subsequent working day. Load & Taxes are not
considered for computation of returns. Performance for IDCW option would assume reinvestment of tax free IDCW declared at the then prevailing NAV. CAGR
returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of return).Where Benchmark returns are not available,
they have not been shown. Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. IDCW are
assumed to be reinvested and bonus is adjusted. Load is not taken into consideration.

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 47

 Aditya Birla Sun Life Bal Bhavishya Yojna Wealth Solutions
An open ended fund for investment for children having a lock-in for at least 5 years or till the child attains age of
majority (whichever is earlier)

Investment Objective Fund Category

Fund Details

The investment objective of the Scheme is to seek generation Children’s Fund (Solution Oriented Fund)
of capital appreciation by creating a portfolio that is
predominantly investing in equity & equity related securities
and debt and money market instruments. The Scheme does not
guarantee/indicate any returns. There can be no assurance that
the schemes’ objectives will be achieved.

Load Structure (as % of NAV) (Incl. for SIP) Other Parameters

Fund Manager
Entry Load Nil Standard Deviation 12.82%
Mr. Harshil Suvarnkar, Mr. Atul Penkar & Mr. Dhaval Joshi Exit Load Nil Sharpe Ratio 0.41
An open ended fund for investment for Beta 0.88
children having a lock-in for at least 5 years or Portfolio Turnover 0.63
Date of Allotment till the child attains age of majority (whichever Note: Standard Deviation, Sharpe Ratio & Beta are calculated on
is earlier). Annualised basis using 3 years history of monthly returns.
February 11, 2019
Risk Free Rate assumed to be 6.90% (FBIL Overnight MIBOR as on 30
November 2023) for calculating Sharpe Ratio

Benchmark AUM
Monthly Average AUM ` 831.92 Crores Application Amount for fresh subscription
Nifty 500 TRI
AUM as on last day ` 860.51 Crores
` 1,000 (plus in multiplies of ` 1)
Managing Fund Since
Total Expense Ratio (TER)
March 22, 2021, December 28, 2021 & November 21, 2022 Min. Addl. Investment
Regular 2.21%
Direct 0.74% ` 1,000 (plus in multiplies of ` 1)
Including additional expenses and goods and service tax on management
Experience in Managing the Fund fees.
2.7 years, 1.9 years & 1.0 years

SIP
Monthly: Minimum ` 500/-

PORTFOLIO
Issuer % to Net Assets Issuer % to Net Assets

Banks 19.14% Leisure Services 3.85%

ICICI Bank Limited 6.57% SAMHI Hotels Ltd 1.64%

HDFC Bank Limited 5.99% Chalet Hotels Limited 1.31%

State Bank of India 1.99% Devyani International Limited 0.90%

Axis Bank Limited 1.57% Cement & Cement Products 3.60%

IDFC First Bank Limited 1.25% The Ramco Cements Limited 1.40%

IndusInd Bank Limited 1.08% UltraTech Cement Limited 1.30%

Bank of Baroda 0.69% Dalmia Bharat Limited 0.90%

Finance 7.48% Industrial Products 2.93%

Manappuram Finance Limited 1.62% TIMKEN INDIA LTD 1.60%

REC Limited 1.62% Bharat Forge Limited 1.33%

Bajaj Finance Limited 1.32% Consumer Durables 2.74%

Mahindra & Mahindra Financial Services Limited 1.17% Titan Company Limited 1.26%

SBFC Finance Ltd 1.05% V-Guard Industries Limited 0.77%

Poonawalla Fincorp Limited 0.70% VIP Industries Limited 0.70%

Retailing 6.76% Industrial Manufacturing 2.67%

FSN E-Commerce Ventures Limited 1.66% Honeywell Automation India Limited 1.44%

Shoppers Stop Limited 1.35% GMM Pfaudler Limited 1.22%

Info Edge (India) Limited 1.34% Realty 2.57%

Vedant Fashions Private Limited 1.32% Phoenix Mills Limited 1.57%

Go Fashion India Limited 1.09% Sunteck Realty Limited 1.00%

IT - Software 5.62% Healthcare Services 2.47%

Infosys Limited 4.66% Fortis Healthcare Limited 2.47%

Tata Consultancy Services Limited 0.96% Auto Components 2.16%

Automobiles 5.41% Samvardhana Motherson International Limited 1.20%

Maruti Suzuki India Limited 2.02% Motherson Sumi Wiring India Limited 0.96%

Tata Motors Limited 1.93% Chemicals & Petrochemicals 1.79%

Mahindra & Mahindra Limited 1.46% Clean Science & Technology Limited 0.91%

Construction 4.65% Navin Fluorine International Limited 0.89%

Larsen & Toubro Limited 3.17% Agricultural Food & other Products 1.62%

Ashoka Buildcon Limited 1.48% Balrampur Chini Mills Limited 1.62%

Petroleum Products 4.10% Textiles & Apparels 1.61%

Reliance Industries Limited 4.10% Gokaldas Exports Ltd 1.61%

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 48

 Aditya Birla Sun Life Bal Bhavishya Yojna Wealth Solutions
An open ended fund for investment for children having a lock-in for at least 5 years or till the child attains age of
majority (whichever is earlier)

Issuer % to Net Assets Issuer % to Net Assets

Telecom - Services 1.59% Electrical Equipment 1.13%
Bharti Airtel Limited 1.59% TD Power Systems Ltd 1.13%
Beverages 1.44% Entertainment 1.06%
United Spirits Limited 1.44% Zee Entertainment Enterprises Limited 1.06%
Ferrous Metals 1.34% Transport Services 0.97%
Tata Steel Limited 1.34% InterGlobe Aviation Limited 0.97%
Agricultural Commercial & Construction Vehicles 1.33% Food Products 0.89%
Ashok Leyland Limited 1.33% Britannia Industries Limited 0.89%
Pharmaceuticals & Biotechnology 1.25% Cash & Current Assets 6.57%
Sun Pharmaceutical Industries Limited 1.25% Total Net Assets 100.00%
Insurance 1.25%
Star Health & Allied Insurance Limited 1.25%

Investment Performance NAV as on November 30, 2023: ` 16.1000 NAV of Plans / Options (`)
Inception - February 11, 2019 Since Inception 5 Years 3 Years 1 Year Regular Plan Direct Plan
Aditya Birla Sun Life Bal Bhavishya Yojna 10.42% NA 12.09% 14.02%
Growth 16.1000 17.5400
Value of Std Investment of ` 10,000 16100 NA 14098 11402
IDCW$: 16.1100 17.5300
Benchmark - Nifty 500 TRI 16.89% NA 20.04% 13.84%
$
Income Distribution cum capital withdrawal
Value of Std Investment of ` 10,000 21159 NA 17324 11384
Additional Benchmark - Nifty 50 TRI 15.03% NA 17.12% 8.47%
Value of Std Investment of ` 10,000 19592 NA 16086 10847
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes Co-Managed by Fund Managers is 1. Total Schemes managed by Mr. Atul Penkar is 3. Total Schemes managed by Mr.
Harshil Suvarnkar is 15. Total Schemes managed by Mr. Dhaval Joshi is 51. Refer annexure on page no. 168-169 to know more on performance of schemes
managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service
Centers.

SIP Performance - Regular Plan - Growth (assuming SIP of ` 10000 per month)
Particulars Since Inception 5 years 3 years 1 Year
Total Amount Invested (`) 580000 NA 360000 120000
Market Value of amount Invested 782128 NA 431380 136100
Scheme Returns (CAGR) 12.35% NA 12.13% 25.87%
Nifty 500 TRI# (CAGR) 18.95% NA 16.22% 26.77%
Nifty 50 TRI## (CAGR) 16.27% NA 13.06% 17.59%
Past Performance may or may not be sustained in future. The fund's inception date is February 11, 2019, and the initial SIP installment is considered to have
been made on that date. Subsequent installments occur on the first day of every following month.
# Scheme Benchmark, ## Additional Benchmark
For SIP calculations above, the data assumes the investment of ` 10000/- on 1st day of every month or the subsequent working day. Load & Taxes are not
considered for computation of returns. Performance for IDCW option would assume reinvestment of tax free IDCW declared at the then prevailing NAV. CAGR
returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of return).Where Benchmark returns are not available,
they have not been shown. Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. IDCW are
assumed to be reinvested and bonus is adjusted. Load is not taken into consideration.

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 49

 Aditya Birla Sun Life Retirement Fund - The 30s Plan Wealth Solutions
An open-ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age
(whichever is earlier)

Investment Objective Fund Category

Fund Details

The primary investment objective of the Scheme is income Retirement Fund (Solution Oriented Fund)
generation and capital appreciation for its investors which will
be in line with their retirement goals by investing in a mix of
equity, equity related instruments along with debt and money
market instruments. The Scheme does not guarantee/indicate
any returns. There can be no assurance that the schemes’
objectives will be achieved.
Load Structure (as % of NAV) (Incl. for SIP) Other Parameters
Entry Load Nil Standard Deviation 12.52%
Fund Manager
Exit Load Upon completion of lock-in period of minimum Sharpe Ratio 0.35
Mr. Harshil Suvarnkar, Mr. Dhaval Shah & Mr. Dhaval Joshi 5 years from the date of allotment of units or Beta 0.84
Retirement Age of Unit holder (i.e. completion Portfolio Turnover 0.43
of 60 years, whichever is earlier): Nil Note: Standard Deviation, Sharpe Ratio & Beta are calculated on
Date of Allotment Annualised basis using 3 years history of monthly returns.
Risk Free Rate assumed to be 6.90% (FBIL Overnight MIBOR as on 30
March 11, 2019 November 2023) for calculating Sharpe Ratio
AUM
Monthly Average AUM ` 315.15 Crores
Benchmark AUM as on last day Application Amount for fresh subscription
` 324.00 Crores
NIFTY 500 TRI ` 1,000 (plus in multiplies of ` 1)
Total Expense Ratio (TER)
Managing Fund Since Regular 2.39% Min. Addl. Investment
March 22, 2021, December 28, 2021 & November 21, 2022 Direct 1.04%
Including additional expenses and goods and service tax on management
` 1,000 (plus in multiplies of ` 1)
fees.

Experience in Managing the Fund

2.7 years, 1.9 years & 1.0 Years SIP
Monthly: Minimum ` 500/-

PORTFOLIO
Issuer % to Net Assets Rating Issuer % to Net Assets Rating

Banks 27.03% Healthcare Services 4.17%

HDFC Bank Limited 7.26% Fortis Healthcare Limited 3.04%

ICICI Bank Limited 6.94% Jupiter Life Line Hospitals Ltd 1.13%

Axis Bank Limited 3.19% Consumer Durables 4.17%

State Bank of India 2.51% Somany Ceramics Limited 1.39%

IndusInd Bank Limited 2.26% Dixon Technologies (India) Limited 1.20%

Utkarsh Small Finance Bank Ltd 1.86% Titan Company Limited 0.95%

Bank of Baroda 1.51% La Opala RG Limited 0.63%

Union Bank of India 1.50% Diversified FMCG 3.27%

IT - Software 6.34% Hindustan Unilever Limited 1.64%

Infosys Limited 4.86% ITC Limited 1.63%

Coforge Limited 1.47% Petroleum Products 2.80%

Pharmaceuticals & Biotechnology 5.71% Reliance Industries Limited 2.80%

Sun Pharmaceutical Industries Limited 2.58% Realty 2.57%

Strides Pharma Science Limited 1.16% Brigade Enterprises Limited 2.57%

Torrent Pharmaceuticals Limited 1.02% Insurance 2.47%

Cipla Limited 0.95% Star Health & Allied Insurance Limited 1.61%

Cement & Cement Products 5.01% HDFC Life Insurance Company Limited 0.87%

UltraTech Cement Limited 3.39% Finance 1.98%

ACC Limited 1.62% Bajaj Finance Limited 1.30%

Auto Components 4.78% Poonawalla Fincorp Limited 0.38%

Cholamandalam Investment and Finance Company
Craftsman Automation Ltd 2.60% 0.29%
Limited
SJS Enterprises Pvt Limited 1.65% Retailing 1.85%
TVS HOLDINGS LIMTED 0.52% Shoppers Stop Limited 1.85%
Sundaram Clayton Ltd 0.00% Agricultural Commercial & Construction Vehicles 1.72%
Construction 4.37% Ashok Leyland Limited 1.72%
Larsen & Toubro Limited 4.37% Personal Products 1.69%
Automobiles 4.35% Procter & Gamble Hygiene and Health Care Limited 1.69%
Tata Motors Limited 2.83% Electrical Equipment 1.62%
Bajaj Auto Limited 1.51% TD Power Systems Ltd 1.62%

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 50

 Aditya Birla Sun Life Retirement Fund - The 30s Plan Wealth Solutions
An open-ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age
(whichever is earlier)

Issuer % to Net Assets Rating Issuer % to Net Assets Rating

Beverages 1.52% Container Corporation of India Limited 1.01%

United Breweries Limited 1.52% Government Bond 0.31%

Leisure Services 1.33% 7.17% GOVERNMENT OF INDIA 17APR30 0.31% SOV

Westlife Development Ltd 1.33% Cash Management Bills 0.08%

Household Products 1.28% Government of India 0.08% SOV

Flair Writing Industries Ltd 1.28% Cash & Current Assets 6.18%

Industrial Products 1.25% Total Net Assets 100.00%

TIMKEN INDIA LTD 1.25%

Industrial Manufacturing 1.13%

Honeywell Automation India Limited 1.13%

Transport Services 1.01%

Investment Performance NAV as on November 30, 2023: ` 15.1630 NAV of Plans / Options (`)
Inception - March 11, 2019 Since Inception 5 Years 3 Years 1 Year Regular Plan Direct Plan
Aditya Birla Sun Life Retirement Fund - The 30s Plan 9.21% NA 11.19% 10.23%
Growth 15.1630 16.3730
Value of Std Investment of ` 10,000 15163 NA 13760 11023
IDCW$: 15.1560 16.3630
Benchmark - NIFTY 500 TRI 16.14% NA 20.04% 13.84%
$
Income Distribution cum capital withdrawal
Value of Std Investment of ` 10,000 20286 NA 17324 11384
Additional Benchmark - Nifty 50 TRI 14.66% NA 17.12% 8.47%
Value of Std Investment of ` 10,000 19087 NA 16086 10847
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes Co-Managed by Fund Managers is 6. Total Schemes managed by Mr. Dhaval Shah is 8. Total Schemes managed by Mr.
Harshil Suvarnkar is 15. Total Schemes managed by Mr. Dhaval Joshi is 51. Refer annexure on page no. 168-169 to know more on performance of schemes
managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service
Centers.

SIP Performance - Regular Plan - Growth (assuming SIP of ` 10000 per month)
Particulars Since Inception 5 years 3 years 1 Year
Total Amount Invested (`) 570000 NA 360000 120000
Market Value of amount Invested 747136 NA 419699 132648
Scheme Returns (CAGR) 11.36% NA 10.23% 20.17%
Nifty 500 TRI# (CAGR) 19.01% NA 16.21% 26.77%
Nifty 50 TRI## (CAGR) 16.30% NA 13.06% 17.59%
Past Performance may or may not be sustained in future. The fund's inception date is March 11, 2019, and the initial SIP installment is considered to have been
made on that date. Subsequent installments occur on the first day of every following month.
# Scheme Benchmark, ## Additional Benchmark
For SIP calculations above, the data assumes the investment of ` 10000/- on 1st day of every month or the subsequent working day. Load & Taxes are not
considered for computation of returns. Performance for IDCW option would assume reinvestment of tax free IDCW declared at the then prevailing NAV. CAGR
returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of return).Where Benchmark returns are not available,
they have not been shown. Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. IDCW are
assumed to be reinvested and bonus is adjusted. Load is not taken into consideration.

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 51

 Aditya Birla Sun Life Retirement Fund - The 40s Plan Wealth Solutions
An open-ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age
(whichever is earlier)

Investment Objective Fund Category

Fund Details

The primary investment objective of the Scheme is income Retirement Fund (Solution Oriented Fund)
generation and capital appreciation for its investors which will
be in line with their retirement goals by investing in a mix of
equity, equity related instruments along with debt and money
market instruments. The Scheme does not guarantee/indicate
any returns. There can be no assurance that the schemes’
objectives will be achieved.
Load Structure (as % of NAV) (Incl. for SIP) Other Parameters
Entry Load Nil Modified Duration 4.86 years
Fund Manager
Exit Load Upon completion of lock-in period of minimum Average Maturity 6.67 years
Mr. Harshil Suvarnkar, Mr. Dhaval Shah & Mr. Dhaval Joshi 5 years from the date of allotment of units or Yield to Maturity 7.56%
Retirement Age of Unit holder (i.e. completion Macaulay Duration 5.07 years
of 60 years, whichever is earlier): Nil Standard Deviation 10.24%
Date of Allotment Sharpe Ratio 0.29
March 11, 2019 Beta 1.03
Portfolio Turnover 0.47
AUM Note: Standard Deviation, Sharpe Ratio & Beta are calculated on
Benchmark Monthly Average AUM ` 100.81 Crores Annualised basis using 3 years history of monthly returns.
Risk Free Rate assumed to be 6.90% (FBIL Overnight MIBOR as on 30
AUM as on last day ` 102.83 Crores November 2023) for calculating Sharpe Ratio
CRISIL Hybrid 35+65 - Aggressive Index

Total Expense Ratio (TER) Application Amount for fresh subscription

Managing Fund Since
Regular 2.38%
March 22, 2021, December 28, 2021 & November 21, 2022 ` 1,000 (plus in multiplies of ` 1)
Direct 0.99%
Including additional expenses and goods and service tax on management
fees.
Experience in Managing the Fund Min. Addl. Investment
2.7 years, 1.9 years & 1.0 Years ` 1,000 (plus in multiplies of ` 1)
SIP
Monthly: Minimum ` 500/-

PORTFOLIO
Issuer % to Net Assets Rating Issuer % to Net Assets Rating

Banks 17.16% Consumer Durables 3.99%

ICICI Bank Limited 6.21% Somany Ceramics Limited 1.14%

HDFC Bank Limited 4.46% Dixon Technologies (India) Limited 1.07%

Utkarsh Small Finance Bank Ltd 1.76% Titan Company Limited 0.99%

State Bank of India 1.57% La Opala RG Limited 0.79%

Bank of Baroda 1.15% Auto Components 3.63%

IndusInd Bank Limited 1.14% Craftsman Automation Ltd 2.44%

Union Bank of India 0.87% SJS Enterprises Pvt Limited 0.67%

Government Bond 11.11% TVS HOLDINGS LIMTED 0.52%

7.18% GOVERNMENT ON INDIA 14AUG2033 GSEC 8.21% SOV Sundaram Clayton Ltd 0.00%

7.17% GOVERNMENT OF INDIA 17APR30 1.93% SOV Automobiles 3.50%

7.26% GOVERNMENT OF INDIA 06FEB33 0.97% SOV Tata Motors Limited 2.34%

IT - Software 6.10% Bajaj Auto Limited 1.17%

Infosys Limited 4.86% Diversified FMCG 2.72%

Coforge Limited 1.24% Hindustan Unilever Limited 1.36%

Healthcare Services 5.23% ITC Limited 1.36%

Fortis Healthcare Limited 3.03% Petroleum Products 2.41%

Jupiter Life Line Hospitals Ltd 2.21% Reliance Industries Limited 2.41%

Fixed rates bonds - Corporate 4.85% State Government bond 1.97%

REC Limited 3.86% ICRA AAA TAMIL NADU 08.21% 24JUN25 SDL 1.97% SOV

HDFC Bank Limited 1.00% CRISIL AAA Realty 1.91%

Pharmaceuticals & Biotechnology 4.76% Brigade Enterprises Limited 1.91%

Sun Pharmaceutical Industries Limited 2.46% Insurance 1.70%

Strides Pharma Science Limited 1.47% HDFC Life Insurance Company Limited 0.97%

Torrent Pharmaceuticals Limited 0.83% Star Health & Allied Insurance Limited 0.73%

Construction 4.18% Personal Products 1.67%

Larsen & Toubro Limited 4.18% Procter & Gamble Hygiene and Health Care Limited 1.67%

Cement & Cement Products 4.05% Electrical Equipment 1.37%

UltraTech Cement Limited 2.97% TD Power Systems Ltd 1.37%

ACC Limited 1.08% Retailing 1.35%

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 52

 Aditya Birla Sun Life Retirement Fund - The 40s Plan Wealth Solutions
An open-ended retirement solution oriented scheme having a lock-in of 5 years or till retirement
age (whichever is earlier)

Issuer % to Net Assets Rating Issuer % to Net Assets Rating

Shoppers Stop Limited 1.35% TIMKEN INDIA LTD 0.63%

Industrial Manufacturing 1.32% Transport Services 0.37%

Honeywell Automation India Limited 1.32% Container Corporation of India Limited 0.37%

Agricultural Commercial & Construction Vehicles 1.25% Cash Management Bills 0.25%

Ashok Leyland Limited 1.25% Government of India 0.25% SOV

Finance 1.24% Cash & Current Assets 9.53%

Bajaj Finance Limited 0.75% Total Net Assets 100.00%

Poonawalla Fincorp Limited 0.30%

Cholamandalam Investment and Finance Company
0.18%
Limited
Household Products 0.95%

Flair Writing Industries Ltd 0.95%

Leisure Services 0.82%

Westlife Development Ltd 0.82%

Industrial Products 0.63%

Investment Performance NAV as on November 30, 2023: ` 14.8320 NAV of Plans / Options (`)
Inception - March 11, 2019 Since Inception 5 Years 3 Years 1 Year Regular Plan Direct Plan
Aditya Birla Sun Life Retirement Fund - The 40s Plan 8.70% NA 9.87% 10.03%
Growth 14.8320 15.9520
Value of Std Investment of ` 10,000 14832 NA 13275 11003
IDCW$: 14.8320 15.9490
Benchmark - CRISIL Hybrid 35+65 - Aggressive Index 13.31% NA 13.88% 9.78%
$
Income Distribution cum capital withdrawal
Value of Std Investment of ` 10,000 18053 NA 14784 10978
Additional Benchmark - Nifty 50 TRI 14.66% NA 17.12% 8.47%
Value of Std Investment of ` 10,000 19087 NA 16086 10847
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes Co-Managed by Fund Managers is 6. Total Schemes managed by Mr. Dhaval Shah is 8. Total Schemes managed by Mr.
Harshil Suvarnkar is 15. Total Schemes managed by Mr. Dhaval Joshi is 51. Refer annexure on page no. 168-169 to know more on performance of schemes
managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service
Centers.

SIP Performance - Regular Plan - Growth (assuming SIP of ` 10000 per month)
Particulars Since Inception 5 years 3 years 1 Year
Total Amount Invested (`) 570000 NA 360000 120000
Market Value of amount Invested 728363 NA 415041 131935
Scheme Returns (CAGR) 10.28% NA 9.47% 19.01%
CRISIL Hybrid 35+65 - Aggressive Index# (CAGR) 13.93% NA 11.63% 17.19%
Nifty 50 TRI## (CAGR) 16.30% NA 13.06% 17.59%
Past Performance may or may not be sustained in future. The fund's inception date is March 11, 2019, and the initial SIP installment is considered to have been
made on that date. Subsequent installments occur on the first day of every following month.
# Scheme Benchmark, ## Additional Benchmark
For SIP calculations above, the data assumes the investment of ` 10000/- on 1st day of every month or the subsequent working day. Load & Taxes are not
considered for computation of returns. Performance for IDCW option would assume reinvestment of tax free IDCW declared at the then prevailing NAV. CAGR
returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of return). Where Benchmark returns are not available,
they have not been shown. Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. IDCW are
assumed to be reinvested and bonus is adjusted. Load is not taken into consideration.

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 53

 Aditya Birla Sun Life Retirement Fund - The 50s Plan Wealth Solutions
An open-ended retirement solution oriented scheme having a lock-in of 5 years or till retirement
age (whichever is earlier)

Investment Objective Fund Category

Fund Details

The primary investment objective of the Scheme is income Retirement Fund (Solution Oriented Fund)
generation and capital appreciation for its investors which will
be in line with their retirement goals by investing in a mix of
equity, equity related instruments along with debt and money
market instruments. The Scheme does not guarantee/indicate
any returns. There can be no assurance that the schemes’
objectives will be achieved.
Load Structure (as % of NAV) (Incl. for SIP) Other Parameters
Entry Load Nil Modified Duration 2.89 years
Fund Manager
Exit Load Upon completion of lock-in period of minimum Average Maturity 3.95 years
Mr. Harshil Suvarnkar, Mr. Dhaval Shah & Mr. Dhaval Joshi 5 years from the date of allotment of units or Yield to Maturity 7.14%
Retirement Age of Unit holder (i.e. completion Macaulay Duration 3.01 years
of 60 years, whichever is earlier): Nil Portfolio Turnover 0.45
Date of Allotment
March 11, 2019 Application Amount for fresh subscription
AUM
` 1,000 (plus in multiplies of ` 1)
Benchmark Monthly Average AUM ` 27.94 Crores
AUM as on last day ` 28.17 Crores
CRISIL Short Term Debt Hybrid 75+25 Index Min. Addl. Investment
` 1,000 (plus in multiplies of ` 1)
Total Expense Ratio (TER)
Managing Fund Since
Regular 1.94%
March 22, 2021, December 28, 2021 & November 21, 2022 Direct 0.62% SIP
Including additional expenses and goods and service tax on management
fees. Monthly: Minimum ` 500/-
Experience in Managing the Fund
2.7 years, 1.9 years & 1.0 Years

PORTFOLIO
Issuer % to Net Assets Rating Issuer % to Net Assets Rating
Government Bond 49.33% Craftsman Automation Ltd 0.70%
7.27% GOI 08APR26 17.75% SOV SJS Enterprises Pvt Limited 0.22%
7.18% GOVERNMENT ON INDIA 14AUG2033 GSEC 17.62% SOV Cash Management Bills 0.92%
7.26% GOVERNMENT OF INDIA 06FEB33 7.95% SOV Government of India 0.92% SOV
6.57% GOI (MD 05/12/2033) 3.36% SOV Insurance 0.89%
7.17% GOVERNMENT OF INDIA 17APR30 2.65% SOV HDFC Life Insurance Company Limited 0.65%
Fixed rates bonds - Corporate 7.28% Star Health & Allied Insurance Limited 0.24%
HDFC Bank Limited 7.28% CRISIL AAA Cement & Cement Products 0.83%
Banks 6.64% UltraTech Cement Limited 0.60%
ICICI Bank Limited 2.10% ACC Limited 0.23%
HDFC Bank Limited 1.20% Industrial Products 0.80%
State Bank of India 0.89% POLYCAB INDIA Limited 0.60%
IndusInd Bank Limited 0.78% TIMKEN INDIA LTD 0.20%
Utkarsh Small Finance Bank Ltd 0.71% Agricultural Commercial & Construction Vehicles 0.61%
Axis Bank Limited 0.58% Ashok Leyland Limited 0.61%
Bank of Baroda 0.38% Non - Ferrous Metals 0.55%
State Government bond 5.38% Hindalco Industries Limited 0.55%
TAMIL NADU 08.21% 24JUN25 SDL 5.38% SOV Telecom - Services 0.54%
Healthcare Services 1.72% Bharti Airtel Limited 0.54%
Jupiter Life Line Hospitals Ltd 0.95% Realty 0.49%
Fortis Healthcare Limited 0.77% Brigade Enterprises Limited 0.49%
Pharmaceuticals & Biotechnology 1.64% Electrical Equipment 0.45%
Sun Pharmaceutical Industries Limited 0.67% TD Power Systems Ltd 0.45%
Strides Pharma Science Limited 0.47% Industrial Manufacturing 0.43%
Torrent Pharmaceuticals Limited 0.27% Honeywell Automation India Limited 0.43%
Cipla Limited 0.22% Leisure Services 0.34%
IT - Software 1.50% Westlife Development Ltd 0.34%
Infosys Limited 1.50% Finance 0.30%
Consumer Durables 1.32% Bajaj Finance Limited 0.24%
V-Guard Industries Limited 0.61% Cholamandalam Investment and Finance Company
0.07%
Limited
Somany Ceramics Limited 0.36%
Household Products 0.29%
Dixon Technologies (India) Limited 0.35%
Flair Writing Industries Ltd 0.29%
Diversified FMCG 1.05%
Transport Services 0.14%
Hindustan Unilever Limited 0.66%
Container Corporation of India Limited 0.14%
ITC Limited 0.39%
Cash & Current Assets 13.68%
Automobiles 0.98%
Total Net Assets 100.00%
Tata Motors Limited 0.60%
Bajaj Auto Limited 0.37%
Construction 0.96%
Larsen & Toubro Limited 0.96%
Auto Components 0.92%

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 54

 Aditya Birla Sun Life Retirement Fund - The 50s Plan Wealth Solutions
An open-ended retirement solution oriented scheme having a lock-in of 5 years or till retirement
age (whichever is earlier)

Investment Performance NAV as on November 30, 2023: ` 12.5821 Rating Profile of Portfolio
Inception - March 11, 2019 Since Inception 5 Years 3 Years 1 Year
Aditya Birla Sun Life Retirement Fund - The 50s Plan 4.98% NA 3.73% 7.18% 7.28%
Value of Std Investment of ` 10,000 12582 NA 11164 10718
Benchmark - CRISIL Short Term Debt Hybrid 75+25 Index 9.51% NA 8.48% 8.27% 13.68%
Value of Std Investment of ` 10,000 15364 NA 12775 10827
Additional Benchmark - CRISIL 10 Year Gilt Index 5.75% NA 2.94% 6.77%
Value of Std Investment of ` 10,000 13022 NA 10910 10677 55.63%
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have 23.41%
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes Co-Managed by Fund Managers is 6. Total Schemes managed by Mr. Dhaval Shah is 8. Total Schemes managed by Mr.
Harshil Suvarnkar is 15. Total Schemes managed by Mr. Dhaval Joshi is 51. Refer annexure on page no. 168-169 to know more on performance of schemes
managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding Sovereign Unrated Cash & Current Assets AAA
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service
Centers.

SIP Performance - Regular Plan - Growth (assuming SIP of ` 10000 per month)
NAV of Plans / Options (`)
Particulars Since Inception 5 years 3 years 1 Year
Regular Plan Direct Plan
Total Amount Invested (`) 570000 NA 360000 120000
Market Value of amount Invested 641337 NA 391638 126043 Growth 12.5821 13.4364
Scheme Returns (CAGR) 4.91% NA 5.56% 9.50% IDCW$: 12.5810 13.4361
CRISIL Short Term Debt Hybrid 75+25 Index# (CAGR) 9.16% NA 8.06% 11.01% $
Income Distribution cum capital withdrawal
CRISIL 10 Year Gilt Index## (CAGR) 4.24% NA 4.22% 5.80%
Past Performance may or may not be sustained in future. The fund's inception date is March 11, 2019, and the initial SIP installment is considered to have been
made on that date. Subsequent installments occur on the first day of every following month.
# Scheme Benchmark, ## Additional Benchmark
For SIP calculations above, the data assumes the investment of ` 10000/- on 1st day of every month or the subsequent working day. Load & Taxes are not
considered for computation of returns. Performance for IDCW option would assume reinvestment of tax free IDCW declared at the then prevailing NAV. CAGR
returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of return).Where Benchmark returns are not available,
they have not been shown. Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. IDCW are
assumed to be reinvested and bonus is adjusted. Load is not taken into consideration.

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 55

 Aditya Birla Sun Life PSU Equity Fund Wealth Solutions
An Open ended equity scheme following PSU theme

Investment Objective Fund Category Investment Style

Fund Details

The investment objective of the scheme is to provide long term Thematic (Equity) Large Cap
capital appreciation by investing in equity and equity related
Instruments of Public Sector Undertakings (PSUs). The Scheme Mid Cap
does not guarantee/indicate any returns. There can be no
Small Cap
assurance that the schemes’ objectives will be achieved.
Growth Value Blend
Fund Manager Load Structure (as % of NAV) (Incl. for SIP) Other Parameters
Mr. Dhaval Gala & Mr. Dhaval Joshi Entry Load Nil Portfolio Turnover 0.33
Exit Load For redemption/switchout of units on or
before 30 days from the date of allotment:
Date of Allotment 1.00% of applicable NAV. For redemption/ Application Amount for fresh subscription
December 30, 2019 switchout of units after 30 days from the date ` 500 (plus in multiplies of ` 1)
of allotment: Nil

Benchmark Min. Addl. Investment

AUM
S&P BSE PSU TRI ` 500 (plus in multiplies of ` 1)
Monthly Average AUM ` 1390.26 Crores
AUM as on last day ` 1488.79 Crores
Managing Fund Since SIP
September 22, 2022 & November 21, 2022 Total Expense Ratio (TER) Monthly: Minimum ` 500/-
Regular 2.10%
Experience in Managing the Fund Direct 0.70%
Including additional expenses and goods and service tax on management
1.2 years & 1.0 Years fees.

PORTFOLIO
Issuer % to Net Assets Issuer % to Net Assets

Banks 22.39% Hindustan Petroleum Corporation Limited 0.47%

State Bank of India 6.75% Ferrous Metals 3.24%

Bank of India 4.33% NMDC Steel Ltd 1.71%

Punjab National Bank 3.92% Steel Authority of India Limited 1.53%

Bank of Baroda 3.13% Minerals & Mining 3.18%

Union Bank of India 2.27% NMDC Limited 2.06%

Canara Bank 1.01% Moil Limtied 1.12%

Bank of Maharashtra 0.99% Electrical Equipment 2.18%

Power 15.42% Bharat Heavy Electricals Limited 2.18%

NTPC Limited 8.90% Agricultural Commercial & Construction Vehicles 1.97%

Power Grid Corporation of India Limited 4.85% BEML Limited 1.97%

NLC India Limited 1.67% Leisure Services 1.90%

Consumable Fuels 9.15% Indian Railway Catering & Tourism Corporation Limited 1.90%

Coal India Limited 9.15% Industrial Manufacturing 1.61%

Finance 8.76% Mazagon Dock Shipbuilders Limited 1.61%

Indian Renewable Energy Development Agency Ltd 4.11% Construction 1.49%

LIC Housing Finance Limited 3.14% RITES Limited 1.49%

Power Finance Corporation Limited 1.41% Insurance 1.40%

BEML Land Assets Ltd 0.10% Life Insurance Corp of India 1.40%

Gas 6.76% Non - Ferrous Metals 1.35%

GAIL (India) Limited 4.59% National Aluminium Company Limited 1.35%

Gujarat State Petronet Limited 1.22% Paper Forest & Jute Products 0.78%

Indraprastha Gas Limited 0.95% Tamil Nadu Newsprint & Papers Limited 0.78%

Aerospace & Defense 5.66% Transport Services 0.77%

Hindustan Aeronautics Limited 3.27% Container Corporation of India Limited 0.77%

Bharat Electronics Limited 2.07% Chemicals & Petrochemicals 0.55%

Bharat Dynamics Limited 0.33% Gujarat Alkalies and Chemicals Limited 0.38%

Oil 3.72% Gujarat Narmada Valley Fertilizers and Chemicals Limited 0.17%

Oil & Natural Gas Corporation Limited 3.72% Cash & Current Assets 4.14%

Petroleum Products 3.60% Total Net Assets 100.00%

Bharat Petroleum Corporation Limited 3.14%

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 56

 Aditya Birla Sun Life PSU Equity Fund Wealth Solutions
An Open ended equity scheme following PSU theme

Investment Performance NAV as on November 30, 2023: ` 23.7100 Rating Profile of Portfolio
Inception - December 30, 2019 Since Inception 5 Years 3 Years 1 Year
Aditya Birla Sun Life PSU Equity Fund 24.63% NA 37.53% 38.25% 4.14%
Value of Std Investment of ` 10,000 23710 NA 26084 13825
Benchmark - S&P BSE PSU TRI 24.01% NA 42.56% 39.76%
Value of Std Investment of ` 10,000 23252 NA 29060 13976
Additional Benchmark - Nifty 50 TRI 14.84% NA 17.12% 8.47%
Value of Std Investment of ` 10,000 17201 NA 16086 10847
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes Co-Managed by Fund Managers is 5. Total Schemes managed by Mr. Dhaval Gala is 7. Total Schemes managed by Mr.
Dhaval Joshi is 51. Refer annexure on page no. 168-169 to know more on performance of schemes managed by Fund Managers. 95.86%
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service
Centers. Unrated Cash & Current Assets

SIP Performance - Regular Plan - Growth (assuming SIP of ` 10000 per month)
Particulars Since Inception 5 years 3 years 1 Year
NAV of Plans / Options (`)
Total Amount Invested (`) 480000 NA 360000 120000 Regular Plan Direct Plan
Market Value of amount Invested 928598 NA 593159 155137 Growth 23.7100 25.3600
Scheme Returns (CAGR) 34.43% NA 35.32% 58.61%
IDCW$: 20.9800 23.7800
S&P BSE PSU TRI# (CAGR) 37.27% NA 37.84% 60.65%
$
Income Distribution cum capital withdrawal
Nifty 50 TRI## (CAGR) 17.03% NA 13.06% 17.59%
Past Performance may or may not be sustained in future. The fund's inception date is December 30, 2019, and the initial SIP installment is considered to have
been made on that date. Subsequent installments occur on the first day of every following month.
# Scheme Benchmark, ## Additional Benchmark
For SIP calculations above, the data assumes the investment of ` 10000/- on 1st day of every month or the subsequent working day. Load & Taxes are not
considered for computation of returns. Performance for IDCW option would assume reinvestment of tax free IDCW declared at the then prevailing NAV. CAGR
returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of return).Where Benchmark returns are not available,
they have not been shown. Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. IDCW are
assumed to be reinvested and bonus is adjusted. Load is not taken into consideration.

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 57

 Aditya Birla Sun Life Special Opportunities Fund Wealth Solutions
An open-ended equity scheme following special situations theme

Investment Objective Fund Category Investment Style

Fund Details

The investment objective of the Scheme is to provide long term Sectoral/Thematic Large Cap
capital appreciation by investing in opportunities presented by
special situations such as corporate restructuring, Government Mid Cap
policy change and/or regulatory changes, companies going
Small Cap
through temporary but unique challenges and other similar
instances. The Scheme does not guarantee/indicate any Growth Value Blend
returns. There can be no assurance that the schemes’ objectives
will be achieved. Load Structure (as % of NAV) (Incl. for SIP) Application Amount for fresh subscription
Entry Load Nil ` 500 (plus in multiplies of ` 1)
Fund Manager Exit Load For redemption /switch-out of units on or
before 30 days from the date of allotment: 1%
Mr. Chanchal Khandelwal & Mr. Dhaval Joshi of applicable NAV. For redemption /switch- Min. Addl. Investment
out of units after 30 days from the date of
allotment: Nil. ` 500 (plus in multiplies of ` 1)
Date of Allotment
October 23, 2020 SIP
AUM
Monthly Average AUM ` 650.74 Crores Monthly: Minimum ` 500/-
Benchmark AUM as on last day ` 665.05 Crores
S&P BSE 500 TRI
Total Expense Ratio (TER)
Managing Fund Since Regular 2.38%
October 23, 2020 & November 21, 2022 Direct 1.03%
Including additional expenses and goods and service tax on management
fees.

Experience in Managing the Fund

3.1 years & 1.0 Years

PORTFOLIO
Issuer % to Net Assets Issuer % to Net Assets

Banks 16.90% Apollo Hospitals Enterprise Limited 1.75%

ICICI Bank Limited 4.60% Industrial Products 4.36%

HDFC Bank Limited 3.50% Bharat Forge Limited 2.20%

Axis Bank Limited 2.18% Carborundum Universal Limited 1.08%

IndusInd Bank Limited 1.76% AIA Engineering Limited 1.08%

IDFC First Bank Limited 1.48% Consumer Durables 4.16%

State Bank of India 1.46% Crompton Greaves Consumer Electricals Limited 1.79%

RBL Bank Limited 1.35% Bajaj Electricals Limited 1.29%

City Union Bank Limited 0.56% Orient Electric Ltd. 0.64%

IT - Software 11.09% La Opala RG Limited 0.45%

Infosys Limited 5.60% Realty 4.05%

Coforge Limited 2.07% Phoenix Mills Limited 2.20%

Birlasoft Limited 1.51% Sobha Limited 1.84%

MphasiS Limited 1.29% Pharmaceuticals & Biotechnology 3.92%

Wipro Limited 0.62% Sun Pharmaceutical Industries Limited 2.92%

Automobiles 8.04% Strides Pharma Science Limited 1.00%

Tata Motors Limited 2.91% Cement & Cement Products 3.39%

Hero MotoCorp Limited 2.47% Ambuja Cements Limited 1.49%

Mahindra & Mahindra Limited 1.49% Grasim Industries Limited 1.21%

Eicher Motors Limited 1.17% The Ramco Cements Limited 0.70%

Finance 7.74% Beverages 3.27%

Bajaj Finserv Limited 2.23% United Spirits Limited 1.89%

Shriram Finance Ltd 2.07% United Breweries Limited 1.38%

Bajaj Finance Limited 1.95% Agricultural Food & other Products 3.09%

Manappuram Finance Limited 1.48% Tata Consumer Products Limited 2.28%

Telecom - Services 5.36% Marico Limited 0.81%

Bharti Airtel Limited 5.36% Chemicals & Petrochemicals 2.22%

Retailing 4.91% Aarti Industries Limited 1.23%

Zomato Limited 1.65% Atul Limited 0.99%

Aditya Birla Fashion and Retail Limited 1.51% Insurance 2.19%

FSN E-Commerce Ventures Limited 0.97% ICICI Lombard General Insurance Company Limited 1.31%

Sai Silks Kalamandir Ltd 0.77% Max Financial Services Limited 0.88%

Healthcare Services 4.88% Petroleum Products 1.92%

Fortis Healthcare Limited 3.13% Reliance Industries Limited 1.92%

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 58

 Aditya Birla Sun Life Special Opportunities Fund Wealth Solutions
An open-ended equity scheme following special situations theme

Issuer % to Net Assets Issuer % to Net Assets

Transport Services 1.75% Sundram Fasteners Limited 0.93%
Container Corporation of India Limited 1.75% Steel Strips Wheels Ltd 0.30%
Capital Markets 1.40% Entertainment 0.85%
UTI Asset Management Company Limited 1.40% Zee Entertainment Enterprises Limited 0.85%
Non - Ferrous Metals 1.36% Ferrous Metals 0.03%
Hindalco Industries Limited 1.36% NMDC Steel Ltd 0.03%
Construction 1.31% Cash & Current Assets 0.59%
Kalpataru Projects International Ltd. 1.20% Total Net Assets 100.00%
Bajel Projects Ltd 0.11%
Auto Components 1.23%

Investment Performance NAV as on November 30, 2023: ` 18.2500 NAV of Plans / Options (`)
Inception - October 23, 2020 Since Inception 5 Years 3 Years 1 Year Regular Plan Direct Plan
Aditya Birla Sun Life Special Opportunities Fund 21.39% NA 18.51% 14.64%
Growth 18.2500 19.1900
Value of Std Investment of ` 10,000 18250 NA 16667 11464
IDCW$: 16.2300 17.0700
Benchmark - S&P BSE 500 TRI 23.08% NA 20.21% 13.44%
$
Income Distribution cum capital withdrawal
Value of Std Investment of ` 10,000 19052 NA 17397 11344
Additional Benchmark - Nifty 50 TRI 19.76% NA 17.12% 8.47%
Value of Std Investment of ` 10,000 17503 NA 16086 10847
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes Co- Managed by Fund Managers is 3. Total Schemes managed by Mr. Chanchal Khandelwal is 4. Total Schemes managed
by Mr. Dhaval Joshi is 51. Refer annexure on page no. 168-169 to know more on performance of schemes managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service
Centers.

SIP Performance - Regular Plan - Growth (assuming SIP of ` 10000 per month)
Particulars Since Inception 5 years 3 years 1 Year
Total Amount Invested (`) 380000 NA 360000 120000
Market Value of amount Invested 486465 NA 450001 138791
Scheme Returns (CAGR) 15.83% NA 15.06% 30.36%
S&P BSE 500 TRI# (CAGR) 17.06% NA 16.15% 26.19%
Nifty 50 TRI## (CAGR) 13.92% NA 13.06% 17.59%
Past Performance may or may not be sustained in future. The fund's inception date is October 23, 2020, and the initial SIP installment is considered to have
been made on that date. Subsequent installments occur on the first day of every following month.
# Scheme Benchmark, ## Additional Benchmark
For SIP calculations above, the data assumes the investment of ` 10000/- on 1st day of every month or the subsequent working day. Load & Taxes are not
considered for computation of returns. Performance for IDCW option would assume reinvestment of tax free IDCW declared at the then prevailing NAV. CAGR
returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of return).Where Benchmark returns are not available,
they have not been shown. Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. IDCW are
assumed to be reinvested and bonus is adjusted. Load is not taken into consideration.

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 59

 Aditya Birla Sun Life ESG Fund Wealth Solutions
An open-ended equity scheme investing in companies following Environment, Social & Governance (ESG) theme

Investment Objective Fund Category Investment Style

Fund Details

To generate long-term capital appreciation by investing in a Thematic Large Cap

diversified basket of companies following Environmental, Social
and Governance (ESG) theme The Scheme does not guarantee/ Mid Cap
indicate any returns. There can be no assurance that the
Small Cap
schemes’ objectives will be achieved.
Growth Value Blend

Fund Manager Load Structure (as % of NAV) (Incl. for SIP) Application Amount for fresh subscription
Mr. Dhaval Joshi & Mr. Dhaval Gala Entry Load Nil ` 500 (plus in multiplies of ` 1)
Exit Load For redemption /switch-out of units on or
before 30 days from the date of allotment: 1%
Date of Allotment of applicable NAV. For redemption /switch- Min. Addl. Investment
December 24, 2020 out of units after 30 days from the date of
` 500 (plus in multiplies of ` 1)
allotment: Nil.

Benchmark SIP
AUM
Nifty 100 ESG TRI Monthly Average AUM Monthly: Minimum ` 500/-
` 697.59 Crores
AUM as on last day ` 707.67 Crores
Managing Fund Since
November 21, 2022 & February 17, 2023 Total Expense Ratio (TER)
Regular 2.35%
Direct 0.92%
Experience in Managing the Fund Including additional expenses and goods and service tax on management
1.0 Years & 0.8 Years fees.

PORTFOLIO
Issuer % to Net Assets Issuer % to Net Assets

Banks 23.74% Retailing 3.89%

ICICI Bank Limited 8.81% Aditya Birla Fashion and Retail Limited 1.55%

HDFC Bank Limited 8.73% Avenue Supermarts Limited 1.20%

Axis Bank Limited 2.49% V-Mart Retail Limited 1.14%

State Bank of India 1.68% Cement & Cement Products 2.61%

Kotak Mahindra Bank Limited 1.03% JK Cement Limited 2.61%

RBL Bank Limited 0.99% Telecom - Services 1.94%

IT - Software 20.87% Bharti Airtel Limited 1.94%

Infosys Limited 7.57% Diversified FMCG 1.93%

LTIMindtree Ltd 5.29% Hindustan Unilever Limited 1.93%

Coforge Limited 2.25% Healthcare Services 1.85%

HCL Technologies Limited 2.17% Syngene International Limited 1.08%

Tata Consultancy Services Limited 1.82% Metropolis Healthcare Limited 0.76%

Birlasoft Limited 1.77% Industrial Products 1.72%

Consumer Durables 12.51% POLYCAB INDIA Limited 1.72%

Blue Star Limited 3.33% Textiles & Apparels 1.67%

Titan Company Limited 3.31% Page Industries Limited 1.67%

Kajaria Ceramics Limited 2.29% Financial Technology (Fintech) 1.52%

Crompton Greaves Consumer Electricals Limited 2.02% PB Fintech Limited 1.18%

Bata India Limited 1.03% One 97 Communications Limited 0.34%

Whirlpool of India Limited 0.52% Realty 1.25%

Automobiles 7.76% Oberoi Realty Limited 1.25%

Mahindra & Mahindra Limited 3.44% Insurance 1.22%

TVS Motor Company Limited 3.00% SBI Life Insurance Company Limited 1.22%

Hero MotoCorp Limited 1.32% Commercial Services & Supplies 1.04%

Auto Components 4.51% TeamLease Services Limited 1.04%

Sona BLW Precision Forgings Limited 2.51% Pharmaceuticals & Biotechnology 0.56%

Endurance Technologies Limited 1.06% Divi's Laboratories Limited 0.56%

Schaeffler India Limited 0.64% Cash & Current Assets 1.22%

Rolex Rings Limited 0.30% Total Net Assets 100.00%

Finance 4.25%
Bajaj Finance Limited 3.98%
Cholamandalam Investment and Finance Company
0.27%
Limited
Electrical Equipment 3.95%
ABB India Limited 3.95%

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 60

 Aditya Birla Sun Life ESG Fund Wealth Solutions
An open-ended equity scheme investing in companies following Environment, Social & Governance (ESG) theme

Investment Performance NAV as on November 30, 2023: ` 13.7600 NAV of Plans / Options (`)
Inception - December 24, 2020 Since Inception 5 Years 3 Years 1 Year Regular Plan Direct Plan
Aditya Birla Sun Life ESG Fund 11.49% NA NA 10.88%
Growth 13.7600 14.4400
Value of Std Investment of ` 10,000 13760 NA NA 11088
IDCW$: 13.7600 14.4500
Benchmark - Nifty 100 ESG TRI 14.54% NA NA 9.68%
$
Income Distribution cum capital withdrawal
Value of Std Investment of ` 10,000 14895 NA NA 10968
Additional Benchmark - Nifty 50 TRI 15.26% NA NA 8.47%
Value of Std Investment of ` 10,000 15169 NA NA 10847
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes Co- Managed by Fund Managers is 5. Total Schemes managed by Mr. Dhaval Gala is 7. Total Schemes managed by Mr.
Dhaval Joshi is 51. Refer annexure on page no. 168-169 to know more on performance of schemes managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service
Centers.

SIP Performance - Regular Plan - Growth (assuming SIP of ` 10000 per month)
Particulars Since Inception 5 years 3 years 1 Year
Total Amount Invested (`) 360000 NA NA 120000
Market Value of amount Invested 415078 NA NA 133513
Scheme Returns (CAGR) 9.49% NA NA 21.59%
Nifty 100 ESG TRI# (CAGR) 11.90% NA NA 23.34%
Nifty 50 TRI## (CAGR) 12.96% NA NA 17.59%
Past Performance may or may not be sustained in future. The fund's inception date is December 24, 2020, and the initial SIP installment is considered to have
been made on that date. Subsequent installments occur on the first day of every following month.
# Scheme Benchmark, ## Additional Benchmark
For SIP calculations above, the data assumes the investment of ` 10000/- on 1st day of every month or the subsequent working day. Load & Taxes are not
considered for computation of returns. Performance for IDCW option would assume reinvestment of tax free IDCW declared at the then prevailing NAV. CAGR
returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of return).Where Benchmark returns are not available,
they have not been shown. Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. IDCW are
assumed to be reinvested and bonus is adjusted. Load is not taken into consideration.

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 61

 Aditya Birla Sun Life Business Cycle Fund Wealth Solutions
An open ended equity scheme following business cycles based investing theme

Investment Objective Fund Category Investment Style

Fund Details

The investment objective of the scheme is to provide long term Sectoral/Thematic Large Cap
capital appreciation by investing predominantly in equity and
equity related securities with a focus on riding business cycles Mid Cap
through dynamic allocation between various sectors and stocks
Small Cap
at different stages of business cycles in the economy. The
Scheme does not guarantee/indicate any returns. There can be Growth Value Blend
no assurance that the objective of the Scheme will be achieved.
Load Structure (as % of NAV) (Incl. for SIP) Application Amount for fresh subscription
Entry Load Nil ` 500 (plus in multiplies of ` 1)
Fund Manager Exit Load For redemption /switchout of units on or be-
Mr. Harish Krishnan, Mr. Dhaval Joshi & Mr. Dhaval Gala fore 30 days from the date of allotment: 1%
of applicable NAV. For redemption / switchout Min. Addl. Investment
of units after 30 days from the date of allot-
ment: Nil. ` 500 (plus in multiplies of ` 1)
Date of Allotment
December 03, 2021
AUM SIP

Benchmark Monthly Average AUM ` 1497.60 Crores Monthly: Minimum ` 500/-

AUM as on last day ` 1506.26 Crores
S&P BSE 500 TRI

Experience in Managing the Fund Total Expense Ratio (TER)

Managing Fund Since
0.1 Years, 1.0 Years & 0.8 Years Regular 2.11%
November 03, 2023, November 21, 2022, February 17, Direct 0.87%
2023 Including additional expenses and goods and service tax on management
fees.

PORTFOLIO
Issuer % to Net Assets Issuer % to Net Assets

Banks 17.41% Bharat Forge Limited 2.08%

HDFC Bank Limited 6.80% AIA Engineering Limited 1.65%

ICICI Bank Limited 5.59% Healthcare Services 3.69%

Axis Bank Limited 2.14% Apollo Hospitals Enterprise Limited 3.05%

State Bank of India 2.07% Global Health Ltd/India 0.64%

Kotak Mahindra Bank Limited 0.82% Exchange Traded Fund 3.68%

IT - Software 9.08% RELIANCE MF CPSE ETF 3.68%

Infosys Limited 4.59% INDEX FUTURE 3.36%

HCL Technologies Limited 2.89% Nifty 50 Index 3.36%

LTIMindtree Ltd 1.59% Commercial Services & Supplies 3.23%

Finance 8.36% CMS Info Systems Limited 3.23%

Bajaj Finance Limited 3.78% Food Products 2.51%

Shriram Finance Ltd 1.80% Britannia Industries Limited 1.29%

Bajaj Finserv Limited 1.46% Heritage Foods Limited 1.22%

Manappuram Finance Limited 1.06% Automobiles 2.46%

Cholamandalam Investment and Finance Company Mahindra & Mahindra Limited 2.46%
0.25%
Limited
Chemicals & Petrochemicals 2.02%
Consumer Durables 5.37%
Aarti Industries Limited 2.02%
Kajaria Ceramics Limited 2.31%
Realty 1.31%
Whirlpool of India Limited 2.10%
DLF Limited 1.31%
Blue Star Limited 0.86%
Industrial Manufacturing 1.16%
V-Guard Industries Limited 0.10%
GMM Pfaudler Limited 1.16%
Pharmaceuticals & Biotechnology 4.84%
Auto Components 0.94%
Sun Pharmaceutical Industries Limited 4.84%
Schaeffler India Limited 0.94%
Telecom - Services 4.62%
Transport Services 0.94%
Bharti Airtel Limited 4.62%
InterGlobe Aviation Limited 0.68%
Petroleum Products 4.54%
Mahindra Logistics Limited 0.27%
Reliance Industries Limited 4.54%
Power 0.87%
Beverages 4.14%
NTPC Limited 0.87%
United Spirits Limited 2.13%
Retailing 0.78%
Radico Khaitan Limited 2.01%
Zomato Limited 0.78%
Cement & Cement Products 4.08%
IT - Hardware 0.32%
UltraTech Cement Limited 2.75%
Netweb Technologies 0.32%
Grasim Industries Limited 1.33%
Cash & Current Assets 2.73%
Construction 3.83%
Total Net Assets 100.00%
Larsen & Toubro Limited 3.83%
Industrial Products 3.73%

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 62

 Aditya Birla Sun Life Business Cycle Fund Wealth Solutions
An open ended equity scheme following business cycles based investing theme

Investment Performance NAV as on November 30, 2023: ` 11.7600 NAV of Plans / Options (`)
Inception - December 03, 2021 Since Inception 5 Years 3 Years 1 Year Regular Plan Direct Plan
Aditya Birla Sun Life Business Cycle Fund 8.48% NA NA 8.19%
Growth 11.7600 12.1300
Value of Std Investment of ` 10,000 11760 NA NA 10819
IDCW$: 11.7600 12.1300
Benchmark - S&P BSE 500 TRI 11.37% NA NA 13.44%
$
Income Distribution cum capital withdrawal
Value of Std Investment of ` 10,000 12392 NA NA 11344
Additional Benchmark - Nifty 50 TRI 9.54% NA NA 8.47%
Value of Std Investment of ` 10,000 11990 NA NA 10847
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes Co-Managed by Fund Managers is 1. Total Schemes managed by Mr. Harish Krishnan is 4. Total Scheme managed by Mr.
Dhaval Gala is 7. Total Schemes managed by Mr. Dhaval Joshi is 51. Refer annexure on page no. 168-169 to know more on performance of schemes managed
by Fund Managers. Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of
the corresponding units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of
our Investor Service Centers.

SIP Performance - Regular Plan - Growth (assuming SIP of ` 10000 per month)
Particulars Since Inception 5 years 3 years 1 Year
Total Amount Invested (`) 240000 NA NA 120000
Market Value of amount Invested 273955 NA NA 131704
Scheme Returns (CAGR) 13.32% NA NA 18.63%
S&P BSE 500 TRI returns# (CAGR) 17.58% NA NA 26.19%
Nifty 50 TRI returns## (CAGR) 13.56% NA NA 17.59%
Past Performance may or may not be sustained in future. The fund's inception date is December 03, 2021, and the initial SIP installment is considered to have
been made on that date. Subsequent installments occur on the first day of every following month.
# Scheme Benchmark, ## Additional Benchmark
For SIP calculations above, the data assumes the investment of ` 10000/- on 1st day of every month or the subsequent working day. Load & Taxes are not
considered for computation of returns. Performance for IDCW option would assume reinvestment of tax free IDCW declared at the then prevailing NAV. CAGR
returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of return).Where Benchmark returns are not available,
they have not been shown. Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. IDCW are
assumed to be reinvested and bonus is adjusted. Load is not taken into consideration.

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 63

 Aditya Birla Sun Life Transportation and logistics Fund Wealth Solutions
An open ended equity scheme following transportation and logistics theme

Investment Objective Fund Category

Fund Details

The investment objective of the Scheme is to achieve long term Thematic Fund
capital appreciation by investing in equity and equity related
securities of companies following transportation and logistics
theme.
The Scheme does not guarantee/indicate any returns. There is
no assurance that the objective of the Scheme will be achieved.

Load Structure (as % of NAV) (Incl. for SIP) Application Amount for fresh subscription
Fund Manager Entry Load Nil ` 500 (plus in multiplies of ` 1)
Mr. Dhaval Gala & Mr. Dhaval Joshi Exit Load For redemption/switch-out of units on or
before 365 days from the date of allotment:
1.00% of applicable NAV. Min. Addl. Investment
Date of Allotment For redemption/switch-out of units after 365
days from the date of allotment: Nil. ` 500 (plus in multiplies of ` 1)
November 17, 2023

AUM SIP
Benchmark
Monthly Average AUM ` 385.19 Crores Monthly: Minimum ` 500/-
Nifty Transportation and Logistics TRI AUM as on last day ` 883.95 Crores

Managing Fund Since Experience in Managing the Fund Total Expense Ratio (TER)
November 17, 2023 0.0 Years Regular 2.27%
Direct 0.87%
Including additional expenses and goods and service tax on management
fees.

PORTFOLIO
Issuer % to Net Assets Issuer % to Net Assets

Automobiles 35.11% Retailing 3.35%

Maruti Suzuki India Limited 9.55% Zomato Limited 3.35%

Tata Motors Limited 7.68% Transport Services 2.08%

Bajaj Auto Limited 5.51% InterGlobe Aviation Limited 2.08%

Hero MotoCorp Limited 5.40% Auto Components 1.26%

Mahindra & Mahindra Limited 5.05% Sona BLW Precision Forgings Limited 1.26%

TVS Motor Company Limited 1.93% Cash & Current Assets 54.77%

IT - Software 3.42% Total Net Assets 100.00%

Tata Technologies Ltd 3.42%

NAV of Plans / Options (`)

Regular Plan Direct Plan
Growth 10.3600 10.3600
IDCW$: 10.3600 10.3600
$
Income Distribution cum capital withdrawal

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 64

 Aditya Birla Sun Life ELSS Tax Saver Fund# Tax Planning
An open ended equity linked saving scheme with a statutory lock-in of 3 years and tax benefit Solutions
#Formerly known as Aditya Birla Sun Life ELSS Tax Relief ‘96

Investment Objective Fund Category Investment Style

Fund Details

An open-ended equity linked savings scheme (ELSS) with the ELSS Large Cap
objective of long term growth of capital through a portfolio with
a target Investment Objective allocation of 80% equity, 20% Mid Cap
debt and money market securities.
Small Cap

Growth Value Blend

Fund Manager
Mr. Atul Penkar, Mr. Dhaval Gala & Mr. Dhaval Joshi Load Structure (as % of NAV) (Incl. for SIP) Other Parameters
Entry Load Nil Portfolio Turnover 0.26
Exit Load Nil Standard Deviation 12.62%
Date of Allotment Sharpe Ratio 0.26
Beta 0.87
March 29, 1996 AUM Note: Standard Deviation, Sharpe Ratio & Beta are calculated on
Monthly Average AUM Annualised basis using 3 years history of monthly returns.
` 13938.82 Crores
Risk Free Rate assumed to be 6.90% (FBIL Overnight MIBOR as on 30
Benchmark AUM as on last day ` 14243.41 Crores November 2023) for calculating Sharpe Ratio

NIFTY 500 TRI

Total Expense Ratio (TER) Application Amount for fresh subscription

Managing Fund Since Regular 1.69% ` 500 (plus in multiplies of ` 500)

Direct 0.93%
December 28, 2021, April 01, 2022 & November 21, 2022 Including additional expenses and goods and service tax on management
fees.
Min. Addl. Investment
Experience in Managing the Fund ` 500 (plus in multiplies of ` 500)
1.9 years, 1.7 years & 1.0 Years

SIP
Monthly: Minimum ` 500/-

PORTFOLIO
Issuer % to Net Assets Issuer % to Net Assets

Banks 22.41% Sona BLW Precision Forgings Limited 0.32%

ICICI Bank Limited 7.83% Sundaram Clayton Ltd 0.29%

HDFC Bank Limited 6.89% Sundaram Clayton Ltd 0.00%

State Bank of India 2.17% Retailing 4.15%

Axis Bank Limited 2.12% Shoppers Stop Limited 2.57%

IndusInd Bank Limited 1.37% FSN E-Commerce Ventures Limited 0.81%

IDFC First Bank Limited 1.28% Zomato Limited 0.76%

Bandhan Bank Limited 0.45% Industrial Manufacturing 3.60%

The Federal Bank Limited 0.30% Honeywell Automation India Limited 3.60%

IT - Software 7.80% Personal Products 3.25%

Infosys Limited 4.69% Gillette India Limited 2.52%

Tata Consultancy Services Limited 1.99% Dabur India Limited 0.73%

Coforge Limited 1.12% Leisure Services 2.97%

Petroleum Products 5.27% Thomas Cook (India) Limited 1.41%

Reliance Industries Limited 5.27% Jubilant Foodworks Limited 0.67%

Automobiles 5.08% Devyani International Limited 0.59%

Maruti Suzuki India Limited 1.79% Restaurant Brands Asia Limited 0.29%

Mahindra & Mahindra Limited 1.72% Healthcare Services 2.80%

Tata Motors Limited 1.58% Fortis Healthcare Limited 2.80%

Pharmaceuticals & Biotechnology 4.97% Transport Services 2.56%

Sun Pharmaceutical Industries Limited 1.70% Container Corporation of India Limited 1.49%

GlaxoSmithKline Pharmaceuticals Limited 1.42% InterGlobe Aviation Limited 1.07%

Pfizer Limited 0.96% Consumer Durables 2.47%

Cipla Limited 0.90% Titan Company Limited 1.51%

Construction 4.57% Johnson Controls - Hitachi Air Conditioning India Limited 0.96%

Larsen & Toubro Limited 4.57% Telecom - Services 2.33%

Auto Components 4.49% Bharti Airtel Limited 2.33%

TVS HOLDINGS LIMTED 2.01% Finance 2.24%

Samvardhana Motherson International Limited 0.67% Bajaj Finance Limited 1.37%

TVS HOLDINGS LIMTED 0.63% Cholamandalam Investment and Finance Company Limited 0.53%

Bosch Limited 0.57% Jio Financial Services Limited 0.24%

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 65

 Aditya Birla Sun Life ELSS Tax Saver Fund# Tax Planning
An open ended equity linked saving scheme with a statutory lock-in of 3 years and tax benefit Solutions
#Formerly known as Aditya Birla Sun Life ELSS Tax Relief ‘96

Issuer % to Net Assets Issuer % to Net Assets

Aditya Birla Capital Limited 0.10% Hindustan Unilever Limited 1.02%

Fertilizers & Agrochemicals 1.71% Power 0.89%

Bayer Cropscience Limited 1.71% NTPC Limited 0.89%

Insurance 1.67% Chemicals & Petrochemicals 0.79%

HDFC Life Insurance Company Limited 1.04% Navin Fluorine International Limited 0.79%

Star Health & Allied Insurance Limited 0.64% Paper Forest & Jute Products 0.79%

Cement & Cement Products 1.62% Century Textiles & Industries Limited 0.79%

UltraTech Cement Limited 1.34% Food Products 0.66%

Shree Cement Limited 0.27% Britannia Industries Limited 0.66%

Realty 1.24% Financial Technology (Fintech) 0.19%

Phoenix Mills Limited 1.24% PB Fintech Limited 0.19%

Ferrous Metals 1.13% Miscellaneous 0.00%

Tata Steel Limited 1.13% Magnasound (I) Limited 0.00%

Capital Markets 1.09% Cash & Current Assets 5.14%

ICRA Limited 1.09% Total Net Assets 100.00%

Beverages 1.08%

United Spirits Limited 1.08%

United Breweries (Holdings) Limited 0.00%

Diversified FMCG 1.02%

Investment Performance NAV as on November 30, 2023: ` 46.1300 NAV of Plans / Options (`)
Inception - Mar 29, 1996 Since Inception 5 Years 3 Years 1 Year Regular Plan Direct Plan
Aditya Birla Sun Life ELSS Tax Saver Fund 10.20% 8.61% 10.13% 8.93% (w.e.f. 06/03/08):
Value of Std Investment of ` 10,000 46130 15115 13367 10893 Growth 46.1300 50.8700
Benchmark - NIFTY 500 TRI 11.18% 15.83% 20.04% 13.84%
IDCW$: 174.2800 350.8100
Value of Std Investment of ` 10,000 53056 20855 17324 11384 $
Income Distribution cum capital withdrawal
Additional Benchmark - Nifty 50 TRI 10.67% 14.45% 17.12% 8.47%
Value of Std Investment of ` 10,000 49398 19646 16086 10847
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available,
they have not been shown. Total Schemes Co-Managed by Fund Managers is 1. Total Schemes managed by Mr. Atul Penkar is 3. Total Scheme managed by
Mr. Dhaval Gala is 7. Total Schemes managed by Mr. Dhaval Joshi is 51. Refer annexure on page no. 168-169 to know more on performance of schemes
managed by Fund Managers.All IDCW declared prior to the splitting of the Scheme into IDCW & Growth Options are assumed to be reinvested in the
units of the Scheme at the then prevailing NAV (ex-IDCW NAV). This Performance is of Regular Plan growth which was introduced on March 06, 2008
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service
Centers.

SIP Performance - Regular Plan - Growth (assuming SIP of ` 10000 per month)
Particulars Since Inception 5 years 3 years 1 Year
Total Amount Invested (`) 1890000 600000 360000 120000
Market Value of amount Invested 5439001 777451 411659 132539
Scheme Returns (CAGR) 12.33% 10.31% 8.91% 20.00%
NIFTY 500 TRI returns# (CAGR) 14.02% 18.69% 16.21% 26.77%
Nifty 50 TRI returns## (CAGR) 13.08% 16.13% 13.06% 17.59%
Past Performance may or may not be sustained in future. The fund's inception date is March 06, 2008, and the initial SIP installment is considered to have been
made on that date. Subsequent installments occur on the first day of every following month.
# Scheme Benchmark, ## Additional Benchmark
For SIP calculations above, the data assumes the investment of ` 10000/- on 1st day of every month or the subsequent working day. Load & Taxes are not
considered for computation of returns. Performance for IDCW option would assume reinvestment of tax free IDCW declared at the then prevailing NAV. CAGR
returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of return).Where Benchmark returns are not available,
they have not been shown. Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. IDCW are
assumed to be reinvested and bonus is adjusted. Load is not taken into consideration.

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 66

 What’s making money for you?
A look at the Asset Allocation of our Hybrid Funds

74.12%
53.86%
48.96%
32.70% 33.08%

13.44% 17.96% 25.88%

ADITYA BIRLA SUN LIFE ADITYA BIRLA SUN LIFE ADITYA BIRLA SUN LIFE
BALANCED ADVANTAGE FUND EQUITY SAVINGS FUND EQUITY HYBRID '95 FUND

77.27%

61.70%

13.65% 24.65%
22.73%

ADITYA BIRLA SUN LIFE ADITYA BIRLA SUN LIFE

REGULAR SAVINGS FUND MULTI ASSET ALLOCATION FUND

Net Equity Arbitrage Debt & Cash Gold/Commodities

Data as on November 30, 2023. For Product lablelling of the schemes mentioned here refer to page no. - 177-185
For detailed asset allocation please refer to the SID/KIM of the scheme.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 67

 Aditya Birla Sun Life Equity Hybrid ‘95 Fund Wealth Solutions
An open ended hybrid scheme investing predominantly in equity and equity related Instruments.

Investment Objective Fund Category Investment Style

Fund Details

The objective of the scheme is to generate long term growth Aggressive Hybrid Fund Large Cap
of capital and current income, through a portfolio investing
in equity, debt and money market securities. The secondary Mid Cap
objective is income generation and distribution of IDCW.
Small Cap

Growth Value Blend

Fund Manager
Load Structure (as % of NAV) (Incl. for SIP) Other Parameters
Mr. Harshil Suvarnkar, Mr. Dhaval Joshi, Mr. Mahesh Patil &
Mr. Chanchal Khandelwal Entry Load Nil Modified Duration 2.90 years
Exit Load For redemption /switchout of units on or Average Maturity 4.70 years
before 90 days from the date of allotment: Yield to Maturity 7.77%
Date of Allotment 1.00% of applicable NAV. For redemption/ Macaulay Duration 3.06 years
switch-out of units after 90 days from the Portfolio Turnover 0.74
February 10, 1995 date of allotment: Nil. Standard Deviation 9.94%
Sharpe Ratio 0.71
Beta 1.02
Benchmark AUM Note: Standard Deviation, Sharpe Ratio & Beta are calculated on
CRISIL Hybrid 35+65 - Aggressive Index Monthly Average AUM ` 7072.64 Crores Annualised basis using 3 years history of monthly returns.
Risk Free Rate assumed to be 6.90% (FBIL Overnight MIBOR as on 30
AUM as on last day ` 7182.30 Crores November 2023) for calculating Sharpe Ratio

Managing Fund Since

Total Expense Ratio (TER) Application Amount for fresh subscription
November 23, 2016, November 21, 2022,
February 17, 2023 & February 17, 2023 Regular 1.85% ` 100 (plus in multiplies of ` 1)
Direct 1.06%
Including additional expenses and goods and service tax on management
fees.
Experience in Managing the Fund Min. Addl. Investment
7.0 years, 1.0 Years, 0.8 years & 0.8 years ` 100 (plus in multiplies of ` 1)
SIP
Monthly: Minimum ` 100/-

PORTFOLIO
Issuer % to Net Assets Voltas Limited 0.37%
Equity & Equity Related Cello World Ltd 0.26%
Banks 16.97% Campus Activewear Limited 0.04%
ICICI Bank Limited 5.84% Transport Infrastructure 2.73%
HDFC Bank Limited 5.66% IRB InvIT Fund 2.31%
Axis Bank Limited 2.14% JSW Infrastructure Ltd 0.43%
State Bank of India 1.89% Telecom - Services 2.39%
Union Bank of India 0.63% Bharti Airtel Limited 2.32%
Kotak Mahindra Bank Limited 0.35% Bharti Airtel Limited 0.07%
IDFC First Bank Limited 0.33% Construction 2.19%
The Federal Bank Limited 0.12% Larsen & Toubro Limited 1.58%
IT - Software 6.79% Kalpataru Projects International Ltd. 0.61%
Infosys Limited 3.35% Chemicals & Petrochemicals 2.03%
Coforge Limited 1.50% Clean Science & Technology Limited 0.59%
LTIMindtree Ltd 1.11% SRF Limited 0.55%
Rategain Travel Technologies Limited 0.53% Aarti Industries Limited 0.45%
Persistent Systems Limited 0.30% Atul Limited 0.44%
Pharmaceuticals & Biotechnology 5.26% Retailing 1.97%
Sun Pharmaceutical Industries Limited 2.26% Avenue Supermarts Limited 0.50%
Eris Lifesciences Limited 1.75% Go Fashion India Limited 0.49%
Sanofi India Limited 0.67% FSN E-Commerce Ventures Limited 0.41%
Gland Pharma Limited 0.59% Zomato Limited 0.38%
Finance 4.68% Vedant Fashions Private Limited 0.19%
Bajaj Finance Limited 1.41% Cement & Cement Products 1.89%
Cholamandalam Investment and Finance Company UltraTech Cement Limited 1.10%
1.24%
Limited Ambuja Cements Limited 0.61%
LIC Housing Finance Limited 0.94% JK Cement Limited 0.17%
Shriram Finance Ltd 0.62% Healthcare Services 1.78%
Aditya Birla Capital Limited 0.26% Apollo Hospitals Enterprise Limited 1.25%
Jio Financial Services Limited 0.22% Fortis Healthcare Limited 0.53%
Automobiles 3.70% Electrical Equipment 1.68%
Mahindra & Mahindra Limited 1.54% Siemens Limited 1.08%
Tata Motors Limited 1.08% ABB India Limited 0.60%
Maruti Suzuki India Limited 1.07% Personal Products 1.38%
Petroleum Products 3.24% Godrej Consumer Products Limited 0.81%
Reliance Industries Limited 3.24% Gillette India Limited 0.58%
Auto Components 3.05% Diversified FMCG 1.32%
Sundram Fasteners Limited 0.89% ITC Limited 0.80%
Rolex Rings Limited 0.84% Hindustan Unilever Limited 0.52%
Endurance Technologies Limited 0.66% Industrial Products 1.28%
Minda Industries Ltd 0.54% POLYCAB INDIA Limited 0.67%
Sona BLW Precision Forgings Limited 0.12% TIMKEN INDIA LTD 0.30%
Consumer Durables 2.90% Bharat Forge Limited 0.16%
Titan Company Limited 1.50% Carborundum Universal Limited 0.15%
Crompton Greaves Consumer Electricals Limited 0.74% Beverages 1.26%
United Spirits Limited 1.26%

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 68

 Aditya Birla Sun Life Equity Hybrid ‘95 Fund Wealth Solutions
An open ended hybrid scheme investing predominantly in equity and equity related Instruments.

Aerospace & Defense 1.17% Tata Capital Housing Finance Limited 0.07% ICRA AAA
Bharat Electronics Limited 1.17% Cholamandalam Investment and Finance Company
0.03% ICRA AA+
Agricultural Food & other Products 0.82% Limited
Tata Consumer Products Limited 0.82% Power Finance Corporation Limited 0.03% ICRA AAA
MUTUAL FUNDS 0.80% National Bank For Agriculture and Rural Development 0.01% CRISIL AAA
Aditya Birla Sunlife Floating Rate Fund - Direct Plan - Government Bond 2.93%
0.80%
Growth 7.26% GOVERNMENT OF INDIA 06FEB33 0.75% SOV
Industrial Manufacturing 0.79% 7.17% GOVERNMENT OF INDIA 17APR30 0.62% SOV
Honeywell Automation India Limited 0.79% 7.18% GOI 24-Jul-2037 0.38% SOV
Food Products 0.79% 7.10% GOVERNMENT OF INDIA 18APR29 0.35% SOV
Nestle India Limited 0.79% 7.38% GOI 20JUN2027 0.21% SOV
Non - Ferrous Metals 0.68% 4.70% INDIA GOVT BOND 22SEP2033 FRB 0.14% SOV
Hindalco Industries Limited 0.68% 7.72% GOI (MD 25/05/2025) 0.14% SOV
IT - Services 0.63% 7.33% IGB 30OCT2026 0.14% SOV
Cyient Limited 0.63% 7.18% GOVERNMENT ON INDIA 14AUG2033 GSEC 0.12% SOV
Fertilizers & Agrochemicals 0.63% 8.15% GOI (MD 24/11/2026) 0.04% SOV
PI Industries Litmited 0.63% 7.27% GOI 08APR26 0.01% SOV
Transport Services 0.54% 8.17% GOI (MD 01/12/2044) 0.01% SOV
InterGlobe Aviation Limited 0.54% 7.25% GOI 12JUN63 0.00% SOV
Power 0.48% Cash Management Bills 2.31%
NTPC Limited 0.48% Government of India 0.63% SOV
Realty 0.39% Government of India 0.23% SOV
Phoenix Mills Limited 0.39% Government of India 0.21% SOV
Ferrous Metals 0.38% Government of India 0.19% SOV
Tata Steel Limited 0.38% Government of India 0.17% SOV
Insurance 0.36% Government of India 0.16% SOV
Max Financial Services Limited 0.36% Government of India 0.12% SOV
Leisure Services 0.27% Government of India 0.12% SOV
Jubilant Foodworks Limited 0.27% Government of India 0.09% SOV
Financial Technology (Fintech) 0.01% Government of India 0.08% SOV
One 97 Communications Limited 0.01% Government of India 0.08% SOV
Miscellaneous 0.00% Government of India 0.06% SOV
Globsyn Technologies Limited 0.00% Government of India 0.06% SOV
Magnasound (I) Limited 0.00% Government of India 0.06% SOV
Issuer % to Net Assets Rating Government of India 0.05% SOV
Debt & Debt Related Money Market Instruments 1.36%
Fixed rates bonds - Corporate 12.42% Standard Chartered Securities India Ltd 0.35% ICRA A1+
HDFC Bank Limited 0.90% ICRA AAA Standard Chartered Capital Limited 0.33% ICRA A1+
Small Industries Development Bank of India 0.69% ICRA AAA Panatone Finvest Limited 0.28% CRISIL A1+
TMF Holdings Limited 0.69% CRISIL AA ICICI Securities Limited 0.20% ICRA A1+
State Bank of India - Tier II - Basel III 0.54% ICRA AAA HDFC Bank Limited 0.13% ICRA A1+
HDFC Bank Limited 0.48% ICRA AAA Union Bank of India 0.07% IND A1+
National Bank For Agriculture and Rural Development 0.47% ICRA AAA State Government bond 1.15%
LIC Housing Finance Limited 0.44% CRISIL AAA 7.44% HARYANA 30AUG2033 SDL 0.40% SOV
Nexus Select Trust 0.42% ICRA AAA 7.43% ANDHRA PRADESH 03JUL2032 SDL 0.21% SOV
Small Industries Development Bank of India 0.35% CRISIL AAA 7.72% TAMIL NADU 25OCT2033 SDL 0.14% SOV
SMFG India Credit Co. Ltd. 0.35% CRISIL AAA 8.15% MAHARASHTRA 26NOV2025 SDL 0.07% SOV
Manappuram Finance Limited 0.35% CRISIL AA TAMIL NADU 08.21% 24JUN25 SDL 0.07% SOV
HDFC Bank Limited 0.35% ICRA AAA 7.23% TAMIL NADU 14JUN2027 SDL 0.07% SOV
Tata Capital Financial Services Limited 0.35% ICRA AAA 7.18% TAMIL NADU SDL 26JUL2027 0.07% SOV
HDFC Bank Limited 0.35% ICRA AAA 7.20% UTTAR PRADESH 25JAN2027 SDL 0.06% SOV
HDFC Bank Limited 0.35% ICRA AAA 7.35% TAMIL NADU 14JUN2033 SDL 0.03% SOV
Union Bank of India - Tier II - Basel III 0.35% ICRA AAA 8.08% UTTAR PRADESH 25FEB25 SDL 0.02% SOV
Bajaj Housing Finance Limited 0.34% CRISIL AAA 7.20% MAHARASHTRA 09AUG2027 SDL 0.01% SOV
Bajaj Housing Finance Limited 0.34% CRISIL AAA 7.39% TAMIL NADU 10MAY2033 SDL 0.00% SOV
U.P. Power Corporation Limited 0.31% BWR AA-(CE) 8.26% Maharashtra SDL(MD 23/12/2025) 0.00% SOV
National Housing Bank 0.28% ICRA AAA Securitised Debt Amort 1.04%
Manappuram Finance Limited 0.28% CRISIL AA CRISIL
First Business Receivables Trust 0.22%
LIC Housing Finance Limited 0.27% CRISIL AAA AAA(SO)
CRISIL
Union Bank of India - Tier I - Basel III 0.22% IND AA First Business Receivables Trust 0.21%
AAA(SO)
HDFC Bank Limited 0.21% ICRA AAA CRISIL
Embassy Office Parks REIT 0.21% CRISIL AAA First Business Receivables Trust 0.21%
AAA(SO)
National Bank For Agriculture and Rural Development 0.21% CRISIL AAA CRISIL
First Business Receivables Trust 0.20%
HDB Financial Services Limited 0.21% CRISIL AAA AAA(SO)
Tata Capital Limited 0.21% CRISIL AAA CRISIL
First Business Receivables Trust 0.19%
AAA(SO)
State Bank of India - Tier II - Basel III 0.20% ICRA AAA
Cash & Current Assets 1.58%
Mindspace Business Parks REIT 0.17% CRISIL AAA
Total Net Assets 100.00%
REC Limited 0.14% CRISIL AAA
REC Limited 0.14% CRISIL AAA
HDFC Bank Limited 0.14% ICRA AAA
Bajaj Housing Finance Limited 0.14% CRISIL AAA
National Bank For Agriculture and Rural Development 0.14% ICRA AAA
Bajaj Housing Finance Limited 0.14% CRISIL AAA
LIC Housing Finance Limited 0.13% CRISIL AAA
Summit Digitel Infrastructure Private Limited 0.10% CRISIL AAA
Jamnagar Utilities & Power Private Limited 0.07% CRISIL AAA
Bharti Telecom Limited 0.07% CRISIL AA+
Mahindra & Mahindra Financial Services Limited 0.07% CRISIL AAA
Bajaj Finance Limited 0.07% CRISIL AAA
National Bank For Agriculture and Rural Development 0.07% ICRA AAA

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 69

 Aditya Birla Sun Life Equity Hybrid ‘95 Fund Wealth Solutions
An open ended hybrid scheme investing predominantly in equity and equity related Instruments.

Investment Performance NAV as on November 30, 2023: ` 1205.2600 Rating Profile of Portfolio
Inception - Feb 10, 1995 Since Inception 5 Years 3 Years 1 Year
Aditya Birla Sun Life Equity Hybrid ‘95 Fund 18.09% 10.63% 13.96% 12.01% 1.58%
1.64% 0.31%
Value of Std Investment of ` 10,000 1205260 16578 14814 11201
6.39%
Benchmark - CRISIL Hybrid 35+65 - Aggressive Index NA 13.12% 13.88% 9.78%
Value of Std Investment of ` 10,000 NA 18526 14784 10978 12.86%
Additional Benchmark - Nifty 50 TRI 12.33% 14.45% 17.12% 8.47%
Value of Std Investment of ` 10,000 285083 19646 16086 10847
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they 77.22%
have not been shown. Total Schemes Co-Managed by Fund Managers is 1. Total Schemes managed by Mr. Mahesh Patil is 3. Total Schemes managed by Mr.
Chanchal Khandelwal is 4. Total Schemes managed by Mr. Harshil Suvarnkar is 15. Total Schemes managed by Mr. Dhaval Joshi is 51. Refer annexure on page
no. 168-169 to know more on performance of schemes managed by Fund Managers.
Unrated AAA
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding Sovereign AA
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service Cash & Current Assets Below AA
Centers.

SIP Performance - Regular Plan - Growth (assuming SIP of ` 10000 per month)
Particulars Since Inception 5 years 3 years 1 Year NAV of Plans / Options (`)
Total Amount Invested (`) 3450000 600000 360000 120000
Regular Plan Direct Plan
Market Value of amount Invested 74958223 828093 422480 132497
Scheme Returns (CAGR) 17.38% 12.85% 10.69% 19.93% Growth 1205.2600 1333.0200
CRISIL Hybrid 35+65 - Aggressive Index returns# (CAGR) NA 13.87% 11.63% 17.19% IDCW$: 160.3900 270.6000
Nifty 50 TRI returns## (CAGR) 13.94% 16.13% 13.06% 17.59% $
Income Distribution cum capital withdrawal
Past Performance may or may not be sustained in future. The fund's inception date is February 10, 1995, and the initial SIP installment is considered to have
been made on that date. Subsequent installments occur on the first day of every following month.
# Scheme Benchmark, ## Additional Benchmark
For SIP calculations above, the data assumes the investment of ` 10000/- on 1st day of every month or the subsequent working day. Load & Taxes are not
considered for computation of returns. Performance for IDCW option would assume reinvestment of tax free IDCW declared at the then prevailing NAV. CAGR
returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of return).Where Benchmark returns are not available,
they have not been shown. Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. IDCW are
assumed to be reinvested and bonus is adjusted. Load is not taken into consideration.

Company Name ISIN YTM YTC

Union Bank of India - Tier I - Basel III ** INE692A08110 8.74% 8.76%
State Bank of India - Tier II - Basel III ** INE062A08264 6.53% 8.05%
Union Bank of India - Tier II - Basel III ** INE692A08094 7.57% 7.90%
State Bank of India - Tier II - Basel III ** INE062A08256 6.77% 7.98%
** Represents thinly traded/ non traded securities and illiquid securities.

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 70

 Aditya Birla Sun Life Equity Savings Fund Wealth Solutions
An open ended scheme investing in equity, arbitrage and debt.

Investment Objective Fund Category Investment Style

Fund Details

To provide capital appreciation and income distribution to the Equity Savings Large Cap
investors by using a blend of equity derivatives strategies,
arbitrage opportunities and pure equity investments. The Mid Cap
Scheme does not guarantee/indicate any returns. There can be
no assurance that the schemes’ objectives will be achieved. Small Cap
Value Blend Growth

Fund Manager Load Structure (as % of NAV) (Incl. for SIP) Other Parameters
Mr. Pranav Gupta, Mr. Vishal Gajwani & Mr. Harshil Suvarnkar Entry Load Nil Modified Duration 1.71 years
Exit Load In respect of each purchase/switch-in of Average Maturity 2.08 years
Units: For redemption/switch out of units on Yield to Maturity 7.36%
Date of Allotment or before 7 days from the date of allotment: Macaulay Duration 1.79 years
0.25% of applicable NAV. For redemption/ Portfolio Turnover 5.74
November 28, 2014 switch out of units after 7 days from the date Net Equity Exposure 17.96%
of allotment: Nil Note: Standard Deviation, Sharpe Ratio & Beta are calculated on
Annualised basis using 3 years history of monthly returns.
Benchmark Risk Free Rate assumed to be 6.90% (FBIL Overnight MIBOR as on 30
AUM November 2023) for calculating Sharpe Ratio
NIFTY Equity Savings TRI
Monthly Average AUM ` 516.28 Crores
AUM as on last day ` 522.03 Crores Application Amount for fresh subscription
Managing Fund Since
` 1,000 (plus in multiplies of ` 1)
June 19, 2023, June 19, 2023 & March 22, 2021
Total Expense Ratio (TER)
Regular 1.10% Min. Addl. Investment
Experience in Managing the Fund Direct 0.55%
Including additional expenses and goods and service tax on management ` 1,000 (plus in multiplies of ` 1)
0.4 Years, 0.4 years & 2.7 years
fees.

SIP
Monthly: Minimum ` 1,000/-

PORTFOLIO
Issuer % to Net Assets Issuer % to Net Assets
Equity & Equity Related LTIMindtree Ltd 0.07%
Banks 19.78% Diversified FMCG 2.64%
HDFC Bank Limited 4.43% ITC Limited 2.29%
Kotak Mahindra Bank Limited 4.18% Hindustan Unilever Limited 0.35%
ICICI Bank Limited 3.00% Gas 2.00%
IndusInd Bank Limited 2.96% GAIL (India) Limited 1.65%
Canara Bank 2.06% Petronet LNG Limited 0.35%
Axis Bank Limited 1.35% Cement & Cement Products 1.93%
Punjab National Bank 1.17% ACC Limited 1.46%
State Bank of India 0.32% Ambuja Cements Limited 0.17%
Bandhan Bank Limited 0.17% UltraTech Cement Limited 0.15%
City Union Bank Limited 0.08% Grasim Industries Limited 0.11%
Bank of Baroda 0.05% Shree Cement Limited 0.05%
MUTUAL FUNDS 6.65% Entertainment 1.61%
Aditya Birla Sun Life Money Manager Fund - Growth - Zee Entertainment Enterprises Limited 1.61%
6.65% Power 1.10%
Direct Plan
Transport Infrastructure 6.15% NTPC Limited 0.87%
GMR Infrastructure Limited 3.96% Power Grid Corporation of India Limited 0.14%
Adani Ports and Special Economic Zone Limited 2.19% Tata Power Company Limited 0.06%
Pharmaceuticals & Biotechnology 5.87% Adani Energy Solutions Limited 0.04%
Sun Pharmaceutical Industries Limited 4.32% Automobiles 0.94%
Cipla Limited 1.04% Mahindra & Mahindra Limited 0.21%
Glenmark Pharmaceuticals Limited 0.30% Maruti Suzuki India Limited 0.21%
Dr. Reddys Laboratories Limited 0.10% Tata Motors Limited 0.18%
Divi's Laboratories Limited 0.07% Hero MotoCorp Limited 0.17%
Torrent Pharmaceuticals Limited 0.03% Bajaj Auto Limited 0.10%
Petroleum Products 4.62% Eicher Motors Limited 0.08%
Reliance Industries Limited 2.99% Construction 0.87%
Hindustan Petroleum Corporation Limited 1.51% Larsen & Toubro Limited 0.87%
Bharat Petroleum Corporation Limited 0.06% Agricultural Food & other Products 0.85%
Indian Oil Corporation Limited 0.06% Balrampur Chini Mills Limited 0.55%
Finance 4.02% Tata Consumer Products Limited 0.25%
Manappuram Finance Limited 2.59% Marico Limited 0.04%
IDFC Limited 0.86% Adani Wilmar Limited 0.01%
Bajaj Finance Limited 0.28% Realty 0.63%
Bajaj Finserv Limited 0.13% DLF Limited 0.63%
Cholamandalam Investment and Finance Company Consumer Durables 0.57%
0.07% Titan Company Limited 0.29%
Limited
Piramal Enterprises Limited 0.04% Asian Paints Limited 0.21%
SBI Cards & Payment Services Limited 0.03% Havells India Limited 0.05%
Muthoot Finance Limited 0.02% Berger Paints (I) Limited 0.02%
Telecom - Services 3.73% Retailing 0.42%
Indus Towers Limited 2.71% Trent Limited 0.21%
Vodafone Idea Limited 0.64% Avenue Supermarts Limited 0.08%
Bharti Airtel Limited 0.38% Zomato Limited 0.07%
IT - Software 2.92% Info Edge (India) Limited 0.05%
Tata Consultancy Services Limited 0.83% Insurance 0.34%
Tech Mahindra Limited 0.70% HDFC Life Insurance Company Limited 0.11%
Infosys Limited 0.68% SBI Life Insurance Company Limited 0.10%
Birlasoft Limited 0.34% ICICI Lombard General Insurance Company Limited 0.06%
HCL Technologies Limited 0.21% ICICI Prudential Life Insurance Company Limited 0.03%
Wipro Limited 0.09% Max Financial Services Limited 0.03%

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 71

 Aditya Birla Sun Life Equity Savings Fund Wealth Solutions
An open ended scheme investing in equity, arbitrage and debt.

Issuer % to Net Assets Issuer % to Net Assets

Life Insurance Corp of India 0.02% Glenmark Pharmaceuticals Limited -0.31%
Ferrous Metals 0.28% Birlasoft Limited -0.34%
Tata Steel Limited 0.14% Petronet LNG Limited -0.35%
JSW Steel Limited 0.10% Tata Consultancy Services Limited -0.37%
Jindal Steel & Power Limited 0.03% Larsen & Toubro Limited -0.38%
Personal Products 0.23% Balrampur Chini Mills Limited -0.56%
Godrej Consumer Products Limited 0.11% DLF Limited -0.58%
Dabur India Limited 0.05% Tech Mahindra Limited -0.58%
Colgate Palmolive (India) Limited 0.04% Vodafone Idea Limited -0.65%
Procter & Gamble Hygiene and Health Care Limited 0.02% NTPC Limited -0.69%
Food Products 0.21% IDFC Limited -0.87%
Nestle India Limited 0.13% Cipla Limited -0.95%
Britannia Industries Limited 0.09% Axis Bank Limited -0.96%
Consumable Fuels 0.11% Punjab National Bank -1.17%
Coal India Limited 0.11% ACC Limited -1.47%
Oil 0.11% Hindustan Petroleum Corporation Limited -1.52%
Oil & Natural Gas Corporation Limited 0.11% GAIL (India) Limited -1.61%
Chemicals & Petrochemicals 0.11% Zee Entertainment Enterprises Limited -1.63%
Pidilite Industries Limited 0.06% ITC Limited -1.80%
SRF Limited 0.05% Reliance Industries Limited -1.95%
Non - Ferrous Metals 0.11% Canara Bank -2.04%
Hindalco Industries Limited 0.11% Adani Ports and Special Economic Zone Limited -2.11%
Fertilizers & Agrochemicals 0.09% ICICI Bank Limited -2.14%
PI Industries Litmited 0.05% Manappuram Finance Limited -2.61%
UPL Limited 0.04% Indus Towers Limited -2.73%
Electrical Equipment 0.08% HDFC Bank Limited -2.75%
Siemens Limited 0.05% IndusInd Bank Limited -2.84%
ABB India Limited 0.03% Kotak Mahindra Bank Limited -3.81%
Healthcare Services 0.08% GMR Infrastructure Limited -3.99%
Apollo Hospitals Enterprise Limited 0.08% Sun Pharmaceutical Industries Limited -4.14%
Aerospace & Defense 0.08% Issuer % to Net Assets Rating
Bharat Electronics Limited 0.08%
Auto Components 0.06% Debt & Debt Related
Samvardhana Motherson International Limited 0.03% Fixed rates bonds - Corporate 7.97%
Bosch Limited 0.03% Cholamandalam Investment and Finance Company
4.16% ICRA AA+
Transport Services 0.05% Limited
InterGlobe Aviation Limited 0.05% Mahindra & Mahindra Financial Services Limited 1.91% CRISIL AAA
Beverages 0.04% Nexus Select Trust 0.95% ICRA AAA
United Spirits Limited 0.04% Embassy Office Parks REIT 0.94% CRISIL AAA
Diversified Metals 0.04% Government Bond 6.15%
Vedanta Limited 0.04% 7.17% GOVERNMENT OF INDIA 17APR30 2.14% SOV
Leisure Services 0.03% 7.38% GOI 20JUN2027 0.96% SOV
Indian Railway Catering & Tourism Corporation Limited 0.03% 7.18% GOVERNMENT ON INDIA 14AUG2033 GSEC 0.95% SOV
Agricultural Commercial & Construction Vehicles 0.02% 7.06% GOI 10APR28 0.95% SOV
Escorts Kubota Limited 0.02% 7.10% GOVERNMENT OF INDIA 18APR29 0.95% SOV
Capital Markets 0.01% 7.26% GOVERNMENT OF INDIA 06FEB33 0.19% SOV
Indian Energy Exchange Limited 0.01% TREASURY BILLS 4.75%
EQUITY FUTURE -48.96% Government of India 4.75% SOV
Indian Energy Exchange Limited -0.01% Money Market Instruments 3.71%
Hindustan Unilever Limited -0.01% HDFC Bank Limited 3.71% ICRA A1+
Escorts Kubota Limited -0.02% Cash Management Bills 1.64%
Max Financial Services Limited -0.03% Government of India 0.84% SOV
Piramal Enterprises Limited -0.04% Government of India 0.73% SOV
Godrej Consumer Products Limited -0.06% Government of India 0.07% SOV
Titan Company Limited -0.08% Cash & Current Assets 55.33%
City Union Bank Limited -0.08% Total Net Assets 100.00%
Hero MotoCorp Limited -0.09%
Ambuja Cements Limited -0.12%
Tata Consumer Products Limited -0.13%
Bandhan Bank Limited -0.17%
Trent Limited -0.21%

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 72

 Aditya Birla Sun Life Equity Savings Fund Wealth Solutions
An open ended scheme investing in equity, arbitrage and debt.

Investment Performance NAV as on November 30, 2023: ` 18.9900 NAV of Plans / Options (`)
Inception - Nov 28, 2014 Since Inception 5 Years 3 Years 1 Year Regular Plan Direct Plan
Aditya Birla Sun Life Equity Savings Fund 7.38% 8.00% 7.89% 8.21%
Growth 18.9900 20.8600
Value of Std Investment of ` 10,000 18990 14698 12568 10821
IDCW$: 12.9700 15.1300
Benchmark - NIFTY Equity Savings TRI 8.41% 9.36% 9.43% 7.89%
$
Income Distribution cum capital withdrawal
Value of Std Investment of ` 10,000 20700 15643 13113 10789
Additional Benchmark - CRISIL 10 Year Gilt Index 6.40% 5.96% 2.94% 6.77%
Value of Std Investment of ` 10,000 17491 13360 10910 10677
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes Co-Managed by Fund Managers is 1. Total Schemes managed by Mr. Harshil Suvarnkar is 15. Total Schemes managed by
Mr. Pranav Gupta is 17. Total Schemes managed by Mr. Vishal Gajwani is 3. Refer annexure on page no. 168-169 to know more on performance of schemes
managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service
Centers.

SIP Performance - Regular Plan - Growth (assuming SIP of ` 10000 per month)
Particulars Since Inception 5 years 3 years 1 Year
Total Amount Invested (`) 1090000 600000 360000 120000
Market Value of amount Invested 1543823 737820 398772 127003
Scheme Returns (CAGR) 7.48% 8.21% 6.77% 11.03%
NIFTY Equity Savings TRI returns# (CAGR) 9.07% 9.52% 8.47% 10.98%
CRISIL 10 Year Gilt Index returns## (CAGR) 5.43% 4.42% 4.22% 5.80%
Past Performance may or may not be sustained in future. The fund's inception date is November 28, 2014, and the initial SIP installment is considered to have
been made on that date. Subsequent installments occur on the first day of every following month.
# Scheme Benchmark, ## Additional Benchmark
For SIP calculations above, the data assumes the investment of ` 10000/- on 1st day of every month or the subsequent working day. Load & Taxes are not
considered for computation of returns. Performance for IDCW option would assume reinvestment of tax free IDCW declared at the then prevailing NAV. CAGR
returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of return).Where Benchmark returns are not available,
they have not been shown. Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. IDCW are
assumed to be reinvested and bonus is adjusted. Load is not taken into consideration.

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 73

 Aditya Birla Sun Life Regular Savings Fund Regular Income
An open ended hybrid scheme investing predominantly in debt instruments
Solutions

Investment Objective Fund Category Investment Style

Fund Details

The primary objective of the scheme is to generate regular Conservative Hybrid Fund

Credit Quality
High
income so as to make monthly payments or distribution to unit
holders, with the secondary objective being growth of capital. Medium
There can be no assurance that the Scheme objectives will be Low
realised.
Long Mid Short
Average Maturity
Fund Manager Load Structure (as % of NAV) (Incl. for SIP) Other Parameters
Mr. Dhaval Shah, Mr. Harshil Suvarnkar & Mr. Dhaval Joshi Entry Load Nil Modified Duration 3.04 years
Exit Load For redemption /switch-out of units on or Average Maturity 5.27 years
before 90 days from the date of allotment: Yield to Maturity
7.87%
Date of Allotment 1.00% of applicable NAV. For redemption / (for Debt Component)
switch-out of units after 90 days from the Macaulay Duration 3.21 years
May 22, 2004 date of allotment: Nil. Portfolio Turnover
1.42
(for Equity Component)
Benchmark Calculation of YTM doesn't include Stressed Assets
AUM (ITPCL). Refer the Annexure for Update on Stressed Assets.
CRISIL Hybrid 85+15 - Conservative Index Monthly Average AUM ` 1447.36 Crores
AUM as on last day ` 1438.43 Crores Application Amount for fresh subscription
Managing Fund Since
` 500 (plus in multiplies of ` 1)
May 14, 2020, March 22, 2021 & November 21, 2022 Total Expense Ratio (TER)
Regular 1.90%
Direct 0.95% Min. Addl. Investment
Experience in Managing the Fund Including additional expenses and goods and service tax on management ` 500 (plus in multiplies of ` 1)
3.5 years, 2.7 years & 1.0 Years fees.

SIP
Monthly: Minimum ` 500/-

PORTFOLIO
Issuer % to Net Assets Pharmaceuticals & Biotechnology 0.63%
Sun Pharmaceutical Industries Limited 0.63%
Equity & Equity Related
Non - Ferrous Metals 0.55%
Banks 6.44%
Hindalco Industries Limited 0.55%
ICICI Bank Limited 2.19%
Electrical Equipment 0.49%
HDFC Bank Limited 1.73%
TD Power Systems Ltd 0.49%
State Bank of India 0.99%
Agricultural Commercial & Construction Vehicles 0.42%
Axis Bank Limited 0.86%
Ashok Leyland Limited 0.42%
IndusInd Bank Limited 0.66%
Realty 0.40%
Transport Infrastructure 1.80%
Brigade Enterprises Limited 0.40%
IRB InvIT Fund 1.80%
Alternative Investment Funds (AIF) 0.29%
IT - Software 1.79%
Corporate Debt Market Development Fund 0.29%
Infosys Limited 1.35%
Leisure Services 0.27%
Coforge Limited 0.44%
Westlife Development Ltd 0.27%
Automobiles 1.68%
Industrial Manufacturing 0.26%
Mahindra & Mahindra Limited 0.66%
GMM Pfaudler Limited 0.26%
Tata Motors Limited 0.61%
Insurance 0.24%
Bajaj Auto Limited 0.41%
Star Health & Allied Insurance Limited 0.24%
Diversified FMCG 1.36%
Transport Services 0.07%
ITC Limited 0.77%
Container Corporation of India Limited 0.07%
Hindustan Unilever Limited 0.59%
Miscellaneous 0.00%
Finance 1.33%
Magnasound (I) Limited 0.00%
Bajaj Finance Limited 0.69%
% to Net
Poonawalla Fincorp Limited 0.58% Issuer Rating
Assets
Cholamandalam Investment and Finance Company Debt & Debt Related
0.07%
Limited
Fixed rates bonds - Corporate 40.35%
Industrial Products 1.31%
Manappuram Finance Limited 2.43% CRISIL AA
Cummins India Limited 0.57%
State Bank of India - Tier II - Basel III 2.34% ICRA AAA
POLYCAB INDIA Limited 0.51%
Bajaj Housing Finance Limited 2.07% CRISIL AAA
TIMKEN INDIA LTD 0.22%
REC Limited 1.79% CRISIL AAA
Cement & Cement Products 1.17%
Muthoot Finance Limited 1.74% ICRA AA+
UltraTech Cement Limited 0.81%
Power Finance Corporation Limited 1.73% ICRA AAA
ACC Limited 0.35%
Small Industries Development Bank of India 1.73% ICRA AAA
Healthcare Services 1.03%
Union Bank of India - Tier II - Basel III 1.72% ICRA AAA
Fortis Healthcare Limited 0.62%
National Bank For Agriculture and Rural Development 1.72% ICRA AAA
Vijaya Diagnostic Centre Limited 0.30%
National Housing Bank 1.39% ICRA AAA
Jupiter Life Line Hospitals Ltd 0.12%
SMFG India Credit Co. Ltd. 1.39% CRISIL AAA
Consumer Durables 0.96%
Mahindra & Mahindra Financial Services Limited 1.39% CRISIL AAA
Dixon Technologies (India) Limited 0.53%
IndusInd Bank Limited - Tier I - Basel III 1.05% CRISIL AA
V-Guard Industries Limited 0.44%
Nexus Select Trust 1.04% ICRA AAA
Telecom - Services 0.85%
LIC Housing Finance Limited 1.03% CRISIL AAA
Bharti Airtel Limited 0.85%
Tata Capital Limited 1.02% CRISIL AAA
Auto Components 0.76%
National Bank For Agriculture and Rural Development 0.96% ICRA AAA
Craftsman Automation Ltd 0.54%
Mindspace Business Parks REIT 0.86% CRISIL AAA
SJS Enterprises Pvt Limited 0.22%
HDFC Bank Limited 0.70% ICRA AAA
Construction 0.72%
Embassy Office Parks REIT 0.69% CRISIL AAA
Larsen & Toubro Limited 0.72%
Kotak Mahindra Investments Limited 0.69% CRISIL AAA

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 74

 Aditya Birla Sun Life Regular Savings Fund Regular Income
An open ended hybrid scheme investing predominantly in debt instruments
Solutions
Manappuram Finance Limited 0.69% CRISIL AA Government of India 0.57% SOV
Mahindra & Mahindra Financial Services Limited 0.69% IND AAA Government of India 0.57% SOV
National Bank For Agriculture and Rural Development 0.69% CRISIL AAA Government of India 0.48% SOV
Bajaj Finance Limited 0.69% CRISIL AAA Government of India 0.46% SOV
HDFC Bank Limited 0.69% ICRA AAA Government of India 0.32% SOV
HDFC Bank Limited 0.69% ICRA AAA Government of India 0.31% SOV
Small Industries Development Bank of India 0.69% ICRA AAA Government of India 0.30% SOV
State Bank of India - Tier II - Basel III 0.68% ICRA AAA Government of India 0.30% SOV
National Bank For Agriculture and Rural Development 0.67% ICRA AAA Government of India 0.29% SOV
Summit Digitel Infrastructure Private Limited 0.67% CRISIL AAA Government of India 0.24% SOV
Tata Capital Housing Finance Limited 0.41% ICRA AAA Government of India 0.19% SOV
REC Limited 0.36% CRISIL AAA Money Market Instruments 4.77%
Steel Authority of India Limited 0.35% CARE AA Axis Bank Limited 1.70% ICRA A1+
Mahindra & Mahindra Financial Services Limited 0.35% CRISIL AAA Panatone Finvest Limited 1.03% CRISIL A1+
HDFC Bank Limited 0.35% ICRA AAA Union Bank of India 0.68% IND A1+
Bajaj Housing Finance Limited 0.35% CRISIL AAA ICICI Securities Limited 0.68% ICRA A1+
National Bank For Agriculture and Rural Development 0.34% ICRA AAA HDFC Bank Limited 0.67% ICRA A1+
Tata Capital Housing Finance Limited 0.34% ICRA AAA State Government bond 1.53%
Bajaj Housing Finance Limited 0.34% CRISIL AAA 8.12% Maharashtra SDL (MD 13/11/2025) 0.35% SOV
LIC Housing Finance Limited 0.33% CRISIL AAA 7.72% TAMIL NADU 25OCT2033 SDL 0.35% SOV
Cholamandalam Investment and Finance Company 7.23% TAMIL NADU 14JUN2027 SDL 0.34% SOV
0.17% ICRA AA+ 8.29% ANDHRA PRADESH - 13JAN26 SDL 0.28% SOV
Limited
Power Finance Corporation Limited 0.12% ICRA AAA HARYANA 08.21% 31MAR2026 SDL 0.17% SOV
U.P. Power Corporation Limited 0.07% BWR AA-(CE) 8.83% UTTAR PRADESH 24FEB2026 SDL 0.02% SOV
LIC Housing Finance Limited 0.07% CRISIL AAA 8.46% GUJARAT 10FEB2026 SDL 0.00% SOV
National Bank For Agriculture and Rural Development 0.06% CRISIL AAA 8.27% Telangana UDAY BOND (MD 22/03/2028) 0.00% SOV
NTPC Limited 0.00% CRISIL AAA 8.08% Telangana UDAY BOND (MD 22/03/2031) 0.00% SOV
Government Bond 17.00% 8.07% Telangana UDAY BOND (MD 22/03/2029) 0.00% SOV
7.26% GOVERNMENT OF INDIA 06FEB33 5.50% SOV 8.04% Telangana UDAY BOND (MD 22/03/2030) 0.00% SOV
8.15% GOI (MD 24/11/2026) 2.49% SOV 7.95% Telangana UDAY BOND (MD 22/03/2032) 0.00% SOV
4.70% INDIA GOVT BOND 22SEP2033 FRB 2.11% SOV Cash & Current Assets 2.53%
7.38% GOI 20JUN2027 1.74% SOV Total Net Assets 100.00%
5.15% GOVERNMENT OF INDIA 09NOV25 G-SEC 1.67% SOV
7.17% GOVERNMENT OF INDIA 17APR30 1.04% SOV
7.18% GOVERNMENT ON INDIA 14AUG2033 GSEC 0.80% SOV
7.10% GOVERNMENT OF INDIA 18APR29 0.69% SOV
7.72% GOI (MD 25/05/2025) 0.35% SOV
7.17% GOI (MD 08/01/2028) 0.35% SOV
7.18% GOI 24-Jul-2037 0.17% SOV
8.17% GOI (MD 01/12/2044) 0.07% SOV
7.54% GOVERNMENT OF INDIA 23MAY2036 GSEC 0.00% SOV
7.27% GOI 08APR26 0.00% SOV
Cash Management Bills 9.00%
Government of India 1.14% SOV
Government of India 1.02% SOV
Government of India 0.84% SOV
Government of India 0.69% SOV
Government of India 0.68% SOV
Government of India 0.58% SOV

Investment Performance NAV as on November 30, 2023: ` 56.6628 Rating Profile of Portfolio
Inception - May 22, 2004 Since Inception 5 Years 3 Years 1 Year
Aditya Birla Sun Life Regular Savings Fund 9.28% 8.38% 9.52% 6.91% 2.53%
0.07%
Value of Std Investment of ` 10,000 56663 14955 13145 10691 6.43%
Benchmark - CRISIL Hybrid 85+15 - Conservative Index 8.38% 8.79% 6.42% 7.47%
Value of Std Investment of ` 10,000 48161 15242 12057 10747 38.61%
24.83%
Additional Benchmark - CRISIL 10 Year Gilt Index 5.50% 5.96% 2.94% 6.77%
Value of Std Investment of ` 10,000 28475 13360 10910 10677
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown.Total Schemes Co-Managed by Fund Managers is 6. Total Schemes managed by Mr. Harshil Suvarnkar is 15. Total Schemes managed by Mr.
Dhaval Shah is 8. Total Schemes managed by Mr. Dhaval Joshi is 51. Refer annexure on page no. 168-169 to know more on performance of schemes managed by 27.53%
Fund Managers. AAA Sovereign
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding Unrated AA
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800- 270-7000 or from any of our Investor
Service Centers. Cash & Current Assets Below AA

Company Name ISIN YTM YTC

IndusInd Bank Limited - Tier I - Basel III ** INE095A08082 10.40% 7.33% NAV of Plans / Options (`)
State Bank of India - Tier II - Basel III ** INE062A08264 6.53% 8.05%
Regular Plan Direct Plan
State Bank of India - Tier II - Basel III ** INE692A08094 7.57% 7.90%
Growth 56.6628 62.3924
State Bank of India - Tier II - Basel III ** INE062A08256 6.77% 7.98%
** Represents thinly traded/ non traded securities and illiquid securities. Monthly IDCW$: 15.6088 25.1128
$
Income Distribution cum capital withdrawal

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 75

 Aditya Birla Sun Life Multi Asset Allocation Fund Wealth Solutions
An open ended scheme investing in Equity, Debt and Commodities.

Investment Objective Fund Category Investment Style

Fund Details

The investment objective of the Scheme is to provide long Hybrid – Multi Asset Large Cap
term capital appreciation by investing across asset classes Allocation
like Equity, Debt, Commodities, & units of REITs & InvITs. The Mid Cap
Scheme does not guarantee/indicate any returns. There can be
Small Cap
no assurance that the objective of the Scheme will be achieved.
Growth Value Blend

Fund Manager Load Structure (as % of NAV) (Incl. for SIP) Other Parameters
Mr. Dhaval Shah, Mr. Bhupesh Bameta, Mr. Sachin Wankhede Entry Load Nil Modified Duration 1.81 years
& Mr. Dhaval Joshi Exit Load For redemption/switch-out of units on or Average Maturity 2.01 years
before 365 days from the date of allotment: Yield to Maturity 7.57%
1.00% of applicable NAV. For redemption/ Macaulay Duration 1.94 years
Date of Allotment switch-out of units after 365 days from the Note: Standard Deviation, Sharpe Ratio & Beta are calculated on Annualised
date of allotment: Nil. basis using 3 years history of monthly returns.
January 31, 2023 Risk Free Rate assumed to be 6.90% (FBIL Overnight MIBOR as on 30
November 2023) for calculating Sharpe Ratio
AUM
Benchmark
Monthly Average AUM ` 2698.39 Crores Application Amount for fresh subscription
65% S&P BSE 200 + 25% CRISIL Short Term Bond Index AUM as on last day ` 2768.65 Crores
+ 5% of Domestic prices of Gold + 5% of Domestic prices ` 500 (plus in multiplies of ` 1)
of Silver
Total Expense Ratio (TER)
Min. Addl. Investment
Regular 1.91%
Managing Fund Since ` 500 (plus in multiplies of ` 1)
Direct 0.31%
January 31, 2023 Including additional expenses and goods and service tax on management
fees.

Experience in Managing the Fund

SIP
0.8 Years
Monthly: Minimum ` 500/-

PORTFOLIO
Issuer % to Net Assets Insurance 2.15%
Equity & Equity Related Star Health & Allied Insurance Limited 1.17%
Banks 14.30% HDFC Life Insurance Company Limited 0.98%
HDFC Bank Limited 4.81% Industrial Products 1.98%
ICICI Bank Limited 2.98% TIMKEN INDIA LTD 1.16%
State Bank of India 1.26% POLYCAB INDIA Limited 0.82%
Bank of Baroda 1.23% Healthcare Services 1.93%
Axis Bank Limited 1.14% Jupiter Life Line Hospitals Ltd 0.98%
IndusInd Bank Limited 1.04% Apollo Hospitals Enterprise Limited 0.95%
Union Bank of India 0.98% Auto Components 1.74%
The Federal Bank Limited 0.85% CIE Automotive India Ltd 0.95%
Exchange Traded Fund 13.65% SJS Enterprises Pvt Limited 0.79%
Aditya Birla Sun Life Gold ETF 10.95% Petroleum Products 1.66%
ADITYA BIRLA SUN LIFE SILVER ETF 2.69% Reliance Industries Limited 1.66%
Pharmaceuticals & Biotechnology 5.26% Beverages 1.61%
Sun Pharmaceutical Industries Limited 1.67% United Spirits Limited 1.61%
Torrent Pharmaceuticals Limited 1.32% Power 1.57%
Cipla Limited 1.30% NTPC Limited 1.23%
Sanofi India Limited 0.97% India Grid Trust 0.33%
IT - Software 4.80% Telecom - Services 1.53%
Infosys Limited 3.21% Bharti Airtel Limited 1.53%
Coforge Limited 1.58% Construction 1.53%
Automobiles 3.29% Larsen & Toubro Limited 1.53%
Mahindra & Mahindra Limited 1.27% Leisure Services 1.49%
Bajaj Auto Limited 1.10% Westlife Development Ltd 0.97%
Tata Motors Limited 0.92% The Indian Hotels Company Limited 0.52%
Cement & Cement Products 2.98% Finance 1.36%
ACC Limited 1.62% Bajaj Finance Limited 1.36%
UltraTech Cement Limited 0.99% Electrical Equipment 1.36%
JK Cement Limited 0.38% TD Power Systems Ltd 1.36%
Diversified FMCG 2.95% Realty 1.29%
ITC Limited 1.58% Brigade Enterprises Limited 1.29%
Hindustan Unilever Limited 1.37% Non - Ferrous Metals 1.24%
Consumer Durables 2.57% Hindalco Industries Limited 1.24%
Dixon Technologies (India) Limited 1.31% IT - Services 1.07%
Orient Electric Ltd. 0.63% Cyient Limited 1.07%
Somany Ceramics Limited 0.63% Agricultural Commercial & Construction Vehicles 0.97%

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 76

 Aditya Birla Sun Life Multi Asset Allocation Fund Wealth Solutions
An open ended scheme investing in Equity, Debt and Commodities.

Ashok Leyland Limited 0.97% Issuer % to Net Assets Rating

Transport Services 0.92% Debt & Debt Related
Container Corporation of India Limited 0.92% Fixed rates bonds - Corporate 13.42%
Retailing 0.85% Cholamandalam Investment and Finance Company
2.00% ICRA AA+
Limited
Shoppers Stop Limited 0.85%
Sikka Ports and Terminals Limited 1.76% CRISIL AAA
Chemicals & Petrochemicals 0.54%
LIC Housing Finance Limited 1.25% CRISIL AAA
Vinati Organics Limited 0.54%
SMFG India Credit Co. Ltd. 0.90% CRISIL AAA
United States of America 0.52%
Sikka Ports and Terminals Limited 0.90% CRISIL AAA
MICROSOFT CORPORATION 0.52%
REC Limited 0.90% ICRA AAA
Entertainment 0.35%
Power Finance Corporation Limited 0.89% ICRA AAA
Zee Entertainment Enterprises Limited 0.35%
Small Industries Development Bank of India 0.89% ICRA AAA
Transport Infrastructure 0.23%
REC Limited 0.54% ICRA AAA
JSW Infrastructure Ltd 0.23%
Power Finance Corporation Limited 0.54% ICRA AAA
Ferrous Metals 0.13%
National Bank For Agriculture and Rural Development 0.54% ICRA AAA
Steel Authority of India Limited 0.13%
National Bank For Agriculture and Rural Development 0.54% ICRA AAA
Gas 0.02%
HDFC Bank Limited 0.54% ICRA AAA
GAIL (India) Limited 0.02%
Small Industries Development Bank of India 0.54% CRISIL AAA
MUTUAL FUNDS 0.00%
State Bank of India - Tier II - Basel III 0.52% ICRA AAA
ISHARES USD TRES BOND 7-10Y 0.00%
LIC Housing Finance Limited 0.18% CRISIL AAA
EQUITY FUTURE -2.50%
Government Bond 1.91%
GAIL (India) Limited -0.02%
5.74% GOI 15NOV2026 1.56% SOV
Steel Authority of India Limited -0.13%
5.63% GOI 12APR2026 0.35% SOV
Hindalco Industries Limited -0.26%
Money Market Instruments 0.88%
Zee Entertainment Enterprises Limited -0.35%
Aditya Birla Finance Limited 0.88% ICRA A1+
Axis Bank Limited -0.39%
Cash & Current Assets 8.44%
Cipla Limited -0.66%
Total Net Assets 100.00%
Sun Pharmaceutical Industries Limited -0.68%

NAV of Plans / Options (`)

Regular Plan Direct Plan
Growth 11.4149 11.5743
IDCW$: 11.4153 11.5737
$
Income Distribution cum capital withdrawal

Investment Performance NAV as on November 30, 2023: ` 11.4149

Inception - January 31, 2023 Since Inception 5 Years 3 Years 6 Months
Aditya Birla Sun Life Multi Asset Allocation Fund 17.04% NA NA 16.21%
Value of Std Investment of ` 10,000 11396 NA NA 10782
Benchmark - 65% S&P BSE 200 TRI + 25% CRISIL Short Term
Bond Index + 5% of Domestic prices of Gold + 5% of Domestic 18.07% NA NA 18.92%
prices of Silver
Value of Std Investment of ` 10,000 11479 NA NA 10908
Additional Benchmark - Nifty 50 TRI 18.29% NA NA 18.63%
Value of Std Investment of ` 10,000 11496 NA NA 10894
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown.Total Schemes Co-Managed by Fund Managers is 1. Total Schemes managed by Mr. Dhaval Shah is 8. Total Schemes managed by Mr.
Bhupesh Bameta is 13. Total Schemes managed by Mr. Sachin Wankhede is 3. Total Schemes managed by Mr. Dhaval Joshi is 51. Refer annexure on page no.
168-169 to know more on performance of schemes managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800- 270-7000 or from any of our Investor
Service Centers.
As per the guidelines for schemes performance, returns are showcased as simple annualized if the scheme has been in existence for more than six months but
less than one year.

Company Name ISIN YTM YTC

State Bank of India - Tier II - Basel III ** INE062A08264 6.53% 8.05%
** Represents thinly traded/ non traded securities and illiquid securities.

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 77

 Aditya Birla Sun Life Balanced Advantage Fund Wealth Solutions
An open ended Dynamic Asset Allocation fund

Investment Objective Fund Category Investment Style

Fund Details

The primary objective of the Scheme is to generate long term Dynamic Asset Allocation or Large Cap
growth of capital and income distribution with relatively lower Balanced Advantage
volatility by investing in a dynamically balanced portfolio of Mid Cap
Equity & Equity linked investments and fixed-income securities.
Small Cap
There can be no assurance that the investment objective of the
Scheme will be realized. Growth Value Blend

Load Structure (as % of NAV) (Incl. for SIP) Other Parameters

Fund Manager
Entry Load Nil Modified Duration 2.48 years
Mr. Mohit Sharma, Mr. Lovelish Solanki & Mr. Vishal Gajwani Exit Load In respect of each purchase/switch-in of Average Maturity 3.29 years
Units: For redemption/switch out of units on Yield to Maturity 7.97%
or before 7 days from the date of allotment: Macaulay Duration 2.63 years
Date of Allotment 0.25% of applicable NAV. For redemption/ Portfolio Turnover 2.15
switch out of units after 7 days from the date Standard Deviation 6.43%
April 25, 2000
of allotment: Nil Sharpe Ratio 0.63
Beta 0.84
Benchmark Net Equity Exposure 53.86%
AUM
(S&P BSE 100 Index Trailing PE “21.03”)
CRISIL Hybrid 50+50 - Moderate Index Monthly Average AUM ` 6718.18 Crores Note: Standard Deviation, Sharpe Ratio & Beta are calculated on
AUM as on last day 6772.39 Crores Annualised basis using 3 years history of monthly returns.
`
Risk Free Rate assumed to be 6.90% (FBIL Overnight MIBOR as on 30
Managing Fund Since November 2023) for calculating Sharpe Ratio

April 01, 2017, October 09, 2019 & April 01, 2022 Total Expense Ratio (TER)
Regular 1.77% Application Amount for fresh subscription
Direct 0.61% ` 100 (plus in multiplies of ` 1)
Experience in Managing the Fund Including additional expenses and goods and service tax on management
fees.
6.7 years, 4.1 years & 1.7 years
Min. Addl. Investment
` 100 (plus in multiplies of ` 1)
SIP
Monthly: Minimum ` 100/-

PORTFOLIO
Issuer % to Net Assets Aurobindo Pharma Limited 0.09%
Equity & Equity Related Automobiles 3.22%
Banks 17.44% Mahindra & Mahindra Limited 1.02%
HDFC Bank Limited 6.78% Maruti Suzuki India Limited 1.00%
ICICI Bank Limited 4.62% Tata Motors Limited 0.72%
Axis Bank Limited 2.16% Hero MotoCorp Limited 0.29%
State Bank of India 1.63% Bajaj Auto Limited 0.18%
Kotak Mahindra Bank Limited 0.85% Diversified FMCG 2.84%
IndusInd Bank Limited 0.67% ITC Limited 1.96%
The Federal Bank Limited 0.65% Hindustan Unilever Limited 0.87%
City Union Bank Limited 0.08% Personal Products 2.38%
IDFC First Bank Limited 0.00% Gillette India Limited 0.67%
MUTUAL FUNDS 6.28% Dabur India Limited 0.67%
Aditya Birla Sun Life Money Manager Fund - Growth - Godrej Consumer Products Limited 0.61%
2.40%
Direct Plan
Emami Limited 0.43%
Aditya Birla Sun Life Liquid Fund - Growth - Direct Plan 2.00%
Cement & Cement Products 2.34%
Aditya Birla Sunlife Floating Rate Fund - Direct Plan -
1.88% Ambuja Cements Limited 0.73%
Growth
IT - Software 5.45% ACC Limited 0.56%
Infosys Limited 2.73% UltraTech Cement Limited 0.41%
LTIMindtree Ltd 0.77% Grasim Industries Limited 0.39%
Coforge Limited 0.65% J.K. Lakshmi Cement Limited 0.26%
Tata Consultancy Services Limited 0.54% Transport Infrastructure 1.90%
HCL Technologies Limited 0.48% Adani Ports and Special Economic Zone Limited 1.37%
Tech Mahindra Limited 0.27% IRB InvIT Fund 0.28%
Petroleum Products 3.65% GMR Infrastructure Limited 0.25%
Reliance Industries Limited 3.40% Telecom - Services 1.87%
Bharat Petroleum Corporation Limited 0.25% Bharti Airtel Limited 1.17%
Finance 3.47% Bharti Airtel Limited 0.70%
Bajaj Finance Limited 1.58% Insurance 1.82%
Bajaj Finserv Limited 0.64% SBI Life Insurance Company Limited 0.95%
IDFC Limited 0.38% HDFC Life Insurance Company Limited 0.58%
LIC Housing Finance Limited 0.36% ICICI Prudential Life Insurance Company Limited 0.29%
Jio Financial Services Limited 0.32% Consumer Durables 1.68%
Shriram Finance Ltd 0.20% Voltas Limited 0.53%
Pharmaceuticals & Biotechnology 3.46% Crompton Greaves Consumer Electricals Limited 0.37%
Sun Pharmaceutical Industries Limited 1.14% Havells India Limited 0.35%
Ajanta Pharmaceuticals Limited 0.72% Whirlpool of India Limited 0.22%
Sanofi India Limited 0.38% Akzo Nobel India Limited 0.21%
Cipla Limited 0.34% Industrial Products 1.65%
Dr. Reddys Laboratories Limited 0.27% TIMKEN INDIA LTD 0.50%
Biocon Limited 0.23% Bharat Forge Limited 0.47%
Gland Pharma Limited 0.17% POLYCAB INDIA Limited 0.30%
Mankind Pharma Ltd 0.12% IFGL Refractories Limited 0.29%

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 78

 Aditya Birla Sun Life Balanced Advantage Fund Wealth Solutions
An open ended Dynamic Asset Allocation fund

Mold-Tek Packaging Limited 0.09% DLF Limited -0.18%

Retailing 1.44% Coal India Limited -0.18%
Aditya Birla Fashion and Retail Limited 0.53% Bajaj Auto Limited -0.18%
Zomato Limited 0.32% SRF Limited -0.20%
FSN E-Commerce Ventures Limited 0.30% NMDC Limited -0.22%
CarTrade Tech Limited 0.18% Biocon Limited -0.23%
Vedant Fashions Private Limited 0.10% GMR Infrastructure Limited -0.25%
Power 1.43% Adani Enterprises Limited -0.26%
NTPC Limited 1.43% Kotak Mahindra Bank Limited -0.27%
Construction 1.41% Tech Mahindra Limited -0.27%
Larsen & Toubro Limited 1.41% Dr. Reddys Laboratories Limited -0.27%
Healthcare Services 1.39% Cipla Limited -0.29%
Apollo Hospitals Enterprise Limited 0.41% Maruti Suzuki India Limited -0.34%
Vijaya Diagnostic Centre Limited 0.36% Bharat Forge Limited -0.35%
Syngene International Limited 0.24% Reliance Industries Limited -0.38%
Fortis Healthcare Limited 0.19% Grasim Industries Limited -0.39%
Metropolis Healthcare Limited 0.19% ICICI Bank Limited -0.61%
Auto Components 1.02% Bajaj Finserv Limited -0.65%
Samvardhana Motherson International Limited 0.56% Axis Bank Limited -1.04%
Sona BLW Precision Forgings Limited 0.46% Adani Ports and Special Economic Zone Limited -1.19%
Consumable Fuels 0.96% HDFC Bank Limited -1.48%
Coal India Limited 0.96% Issuer % to Net Assets Rating
Beverages 0.91% Debt & Debt Related
United Spirits Limited 0.91% Fixed rates bonds - Corporate 17.06%
Food Products 0.76% Tata Capital Limited 2.18% CRISIL AAA
Britannia Industries Limited 0.69% Cholamandalam Investment and Finance Company
1.63% ICRA AA+
Limited
Heritage Foods Limited 0.06%
National Bank For Agriculture and Rural Development 1.46% ICRA AAA
Nestle India Limited 0.01%
HDFC Bank Limited 1.26% CRISIL AAA
Realty 0.74%
Bharti Telecom Limited 1.10% CRISIL AA+
DLF Limited 0.74% State Bank of India - Tier II - Basel III 0.99% ICRA AAA
Minerals & Mining 0.64% Muthoot Finance Limited 0.81% ICRA AA+
NMDC Limited 0.64% Shriram Finance Ltd 0.74% CRISIL AA+
Transport Services 0.58% LIC Housing Finance Limited 0.74% CRISIL AAA
InterGlobe Aviation Limited 0.37% Kotak Mahindra Prime Limited 0.72% CRISIL AAA
Container Corporation of India Limited 0.22% Power Finance Corporation Limited 0.59% ICRA AAA
Chemicals & Petrochemicals 0.51% Manappuram Finance Limited 0.52% CRISIL AA
SRF Limited 0.51% Manappuram Finance Limited 0.51% CRISIL AA
Summit Digitel Infrastructure Private Limited 0.50% CRISIL AAA
Non - Ferrous Metals 0.48%
HDFC Bank Limited - Tier II - Basel III 0.44% CRISIL AAA
Hindalco Industries Limited 0.48%
Muthoot Finance Limited 0.44% ICRA AA+
Leisure Services 0.46%
REC Limited 0.38% CRISIL AAA
Jubilant Foodworks Limited 0.46% Bharti Hexacom Limited 0.37% CRISIL AA+
Gas 0.43% Tata Projects Limited 0.36% IND AA
Indraprastha Gas Limited 0.43% Kotak Mahindra Prime Limited 0.36% CRISIL AAA
Electrical Equipment 0.38% Cholamandalam Investment and Finance Company
0.30% IND AA+
Siemens Limited 0.38% Limited
National Bank For Agriculture and Rural Development 0.29% CRISIL AAA
Ferrous Metals 0.28%
REC Limited 0.15% CRISIL AAA
Tata Steel Limited 0.28%
Small Industries Development Bank of India 0.14% ICRA AAA
Metals & Minerals Trading 0.26%
Tata Motors Finance Solutions Ltd. 0.07% CRISIL AA
Adani Enterprises Limited 0.26%
NTPC Limited 0.00% CRISIL AAA
Agricultural Food & other Products 0.19%
Government Bond 3.85%
Marico Limited 0.19%
7.26% GOVERNMENT OF INDIA 06FEB33 2.35% SOV
Oil 0.13%
7.18% GOVERNMENT ON INDIA 14AUG2033 GSEC 0.73% SOV
Oil & Natural Gas Corporation Limited 0.13%
7.18% GOI 24-Jul-2037 0.72% SOV
INDEX FUTURE -3.10%
5.22% GOVERNMENT OF INDIA 15JUN25 G-SEC 0.04% SOV
Nifty 50 Index -3.10%
Floating rates notes - Corporate 2.59%
EQUITY FUTURE -10.33%
Bharti Telecom Limited 1.48% CRISIL AA+
Wipro Limited 0.23%
Bharti Telecom Limited 0.74% CRISIL AA+
ABB India Limited 0.12%
Vedanta Limited 0.37% CRISIL AA-
Coforge Limited -0.01%
Cash & Current Assets 16.09%
Nestle India Limited -0.01%
Total Net Assets 100.00%
ACC Limited -0.02%
Apollo Hospitals Enterprise Limited -0.02%
Tata Motors Limited -0.03%
HCL Technologies Limited -0.06%
Infosys Limited -0.08%
Aurobindo Pharma Limited -0.09%
The Federal Bank Limited -0.10%
ITC Limited -0.11%
Siemens Limited -0.12%
United Spirits Limited -0.12%
InterGlobe Aviation Limited -0.12%
Samvardhana Motherson International Limited -0.12%
Larsen & Toubro Infotech Limited -0.12%
Bharat Petroleum Corporation Limited -0.13%
Ambuja Cements Limited -0.18%

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 79

 Aditya Birla Sun Life Balanced Advantage Fund Wealth Solutions
An open ended Dynamic Asset Allocation fund

Investment Performance NAV as on November 30, 2023: ` 84.5800 NAV of Plans / Options (`)
Inception - Apr 25, 2000 Since Inception 5 Years 3 Years 1 Year Regular Plan Direct Plan
Aditya Birla Sun Life Balanced Advantage Fund 9.46% 10.55% 10.90% 9.84% Growth 84.5800 94.2800
Value of Std Investment of ` 10,000 84580 16520 13651 10984
IDCW$: 23.8600 26.6400
Benchmark - CRISIL Hybrid 50+50 - Moderate Index NA 11.93% 11.64% 9.12%
Income Distribution cum capital withdrawal
$
Value of Std Investment of ` 10,000 NA 17572 13928 10912
Additional Benchmark - S&P BSE SENSEX TRI 13.78% 14.46% 16.27% 7.59%
Value of Std Investment of ` 10,000 210804 19649 15738 10759
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes Co-Managed by Fund Managers is 1. Total Schemes managed by Mr. Mohit Sharma is 19. Total Schemes managed by
Mr. Vishal Gajwani is 3. Total Schemes managed by Mr. Lovelish Solanki is 2. Refer annexure on page no. 168-169 to know more on performance of schemes
managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service
Centers.

SIP Performance - Regular Plan - Growth (assuming SIP of ` 10000 per month)
Particulars Since Inception 5 years 3 years 1 Year
Total Amount Invested (`) 2830000 600000 360000 120000
Market Value of amount Invested 13074827 803346 418421 129206
Scheme Returns (CAGR) 11.37% 11.63% 10.03% 14.57%
CRISIL Hybrid 50+50 - Moderate Index returns# (CAGR) NA 12.09% 10.16% 14.61%
S&P BSE SENSEX TRI returns## (CAGR) 15.55% 15.72% 12.44% 14.92%
Past Performance may or may not be sustained in future. The fund's inception date is April 25, 2000, and the initial SIP installment is considered to have been
made on that date. Subsequent installments occur on the first day of every following month.
# Scheme Benchmark, ## Additional Benchmark
For SIP calculations above, the data assumes the investment of ` 10000/- on 1st day of every month or the subsequent working day. Load & Taxes are not
considered for computation of returns. Performance for IDCW option would assume reinvestment of tax free IDCW declared at the then prevailing NAV. CAGR
returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of return).Where Benchmark returns are not available,
they have not been shown. Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. IDCW are
assumed to be reinvested and bonus is adjusted. Load is not taken into consideration.

Company Name ISIN YTM YTC

State Bank of India - Tier II - Basel III ** INE062A08264 6.53% 8.05%
** Represents thinly traded/ non traded securities and illiquid securities.

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 80

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Mutual fund investments are subject to market risks, read all scheme related documents carefully.

81
 Aditya Birla Sun Life Overnight Fund Savings Solutions
An open ended debt scheme investing in overnight securities. A relatively low interest rate risk
and relatively low credit risk.

Investment Objective Fund Category Investment Style

Fund Details

To generate reasonable income through investments in debt Overnight Fund (Debt)

Credit Quality
High
securities, Money Market Instruments & Triparty Repos having
maturity of 1 day. The Scheme does not guarantee/indicate Medium
any returns. There can be no assurance that the schemes’
Scheme Rating
Low
objectives will be achieved. [ICRA]A1+mfs/ Care A1+ mfs
Long Mid Short
Average Maturity
Fund Manager Load Structure (as % of NAV) (Incl. for SIP) Other Parameters
Mr. Kaustubh Gupta Entry Load Nil Modified Duration 0.00 years
Exit Load Nil Average Maturity 0.00 years
Yield to Maturity 6.78%
Date of Allotment Macaulay Duration 0.00 years
AUM Portfolio Turnover 0.00
November 1, 2018
Monthly Average AUM ` 9538.95 Crores
AUM as on last day ` 7984.23 Crores Application Amount for fresh subscription
Benchmark
` 500 (plus in multiplies of ` 500)
CRISIL Liquid Overnight Index Total Expense Ratio (TER)
Regular 0.19%
Direct 0.08% Min. Addl. Investment
Managing Fund Since
Including additional expenses and goods and service tax on management ` 500 (plus in multiplies of ` 500)
November 1, 2018 fees.

Experience in Managing the Fund

5.1 years

PORTFOLIO
Issuer % to Net Assets Rating Rating Profile of Portfolio

TREASURY BILLS 3.07%

Government of India 2.45% SOV

Government of India 0.61% SOV

Cash & Current Assets 96.93%

Total Net Assets 100.00%

100.00%

Cash & Current Assets

Investment Performance NAV as on November 30, 2023: ` 1259.1151 NAV of Plans / Options (`)^
Inception - November 1, 2018 Since Inception 5 Years 3 Years 1 Year Regular Plan Direct Plan
Aditya Birla Sun Life Overnight Fund 4.64% NA 4.65% 6.54%
Growth 1259.1151 1266.6477
Value of Std Investment of ` 10,000 12591 NA 11459 10654
Daily IDCW$: 1000.0200 1000.0200
Benchmark - CRISIL Liquid Overnight Index 4.81% NA 4.82% 6.70%
Value of Std Investment of ` 10,000 12696 NA 11517 10670 Weekly IDCW$: 1001.1068 1001.0437
Additional Benchmark - CRISIL 1 Year T-Bill Index 5.71% NA 4.72% 6.97% Monthly IDCW$: 1001.1081 1001.1249
Value of Std Investment of ` 10,000 13258 NA 11484 10697 $
Income Distribution cum capital withdrawal
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes managed by Mr. Kaustubh Gupta is 10. Refer annexure on page no. 168-169 to know more on performance of schemes
managed by Fund Managers. Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of
allotment of the corresponding units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000
or from any of our Investor Service Centers.

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 82

 Aditya Birla Sun Life Liquid Fund Savings Solutions
An Open Ended Liquid Scheme. A relatively low interest rate risk and moderate credit risk.

Investment Objective Fund Category Investment Style

Fund Details

The objective of the scheme is to provide reasonable returns at Liquid Fund

Credit Quality
High
a high level of safety and liquidity through Investment Objective
judicious investments in high quality debt and money market Medium
instruments.
Scheme Rating
Low
[ICRA]A1+mfs/ Care A1+ mfs
Long Mid Short
Average Maturity
Fund Manager Load Structure (as % of NAV) (Incl. for SIP) Other Parameters
Mr. Kaustubh Gupta, Ms. Sunaina Da Cunha, Entry Load Nil Modified Duration 0.10 years
Mr. Sanjay Pawar & Mr. Dhaval Joshi Investor Exit upon Exit load as % of Average Maturity 0.10 years
Exit Load
subscription redemption proceeds Yield to Maturity 7.38%
Day 1 0.0070% Macaulay Duration 0.10 years
Date of Allotment Day 2 0.0065%
June 16, 1997 Day 3 0.0060%
Day 4 0.0055% Application Amount for fresh subscription
Day 5 0.0050% ` 500 (plus in multiplies of ` 500)
Benchmark Day 6 0.0045%
Day 7 0.0000%
CRISIL Liquid Debt B-I Index
Min. Addl. Investment
AUM ` 500 (plus in multiplies of ` 500)
Managing Fund Since Monthly Average AUM ` 40164.17 Crores
July 15, 2011, July 15, 2011, July 01, 2022 & AUM as on last day^ ` 38954.08 Crores
SIP
November 21, 2022 ^Net assets excludes aggregate investments by other schemes of
Aditya Birla Sun Life Mutual Fund amounting to Rs. 148.28 Crs as on Monthly: Minimum ` 500/-
November 30, 2023.
Experience in Managing the Fund
12.4 years, 12.4 years, 1.4 Years & 1.0 Years Total Expense Ratio (TER)
Regular 0.34%
Direct 0.21%
Including additional expenses and goods and service tax on management
fees.

PORTFOLIO
Issuer % to Net Assets Rating Issuer % to Net Assets Rating
Money Market Instruments 73.54% Birla Group Holdings Private Limited 0.69% ICRA A1+
Small Industries Development Bank of India 3.19% CRISIL A1+ Can Fin Homes Limited 0.64% ICRA A1+
Bank of Baroda 3.09% IND A1+ National Bank For Agriculture and Rural Development 0.64% ICRA A1+
Can Fin Homes Limited 2.54% ICRA A1+ Bank of Baroda 0.64% IND A1+
Punjab & Sind Bank 2.54% ICRA A1+ Poonawalla Fincorp Limited 0.64% CRISIL A1+
Larsen & Toubro Limited 2.29% CRISIL A1+ Canara Bank 0.64% CRISIL A1+
Canara Bank 1.91% CRISIL A1+ IndusInd Bank Limited 0.63% CRISIL A1+
National Bank For Agriculture and Rural Development 1.90% ICRA A1+ DBS Bank Ltd/India 0.63% IND A1+
Punjab National Bank 1.71% ICRA A1+ Jamnagar Utilities & Power Private Limited 0.63% CRISIL A1+
L&T Metro Rail Hyderabad Ltd 1.39% CRISIL A1+ Reliance Retail Ventures Limited 0.63% CRISIL A1+
Larsen & Toubro Limited 1.28% CRISIL A1+ Tata Steel Limited 0.63% ICRA A1+
Punjab National Bank 1.27% CARE A1+ Union Bank of India 0.63% IND A1+
The Federal Bank Limited 1.27% CRISIL A1+ National Bank For Agriculture and Rural Development 0.58% ICRA A1+
HDFC Bank Limited 1.27% CARE A1+ TATA Realty & Infrastructure Limited 0.52% ICRA A1+
PNB Housing Finance Limited 1.26% CRISIL A1+ Cholamandalam Investment and Finance Company
0.51% ICRA A1+
Limited
Union Bank of India 1.26% IND A1+
Barclays Bank PLC 0.51% ICRA A1+
TVS Credit Services Limited 1.25% ICRA A1+
L&T Metro Rail Hyderabad Ltd 0.51% CRISIL A1+
Union Bank of India 1.08% ICRA A1+
Motilal Oswal Financial Services Limited 0.51% ICRA A1+
Bharti Telecom Limited 1.07% CRISIL A1+
RBL Bank Limited 0.51% ICRA A1+
L&T Metro Rail Hyderabad Ltd 1.02% CRISIL A1+
L&T Metro Rail Hyderabad Ltd 0.51% CRISIL A1+
L&T Metro Rail Hyderabad Ltd 1.02% CRISIL A1+
Axis Securities Limited 0.51% ICRA A1+
Small Industries Development Bank of India 1.02% CARE A1+
Tata Capital Financial Services Limited 0.51% ICRA A1+
PNB Housing Finance Limited 1.02% CRISIL A1+
Hinduja Leyland Finance Limited 0.50% CRISIL A1+
Canara Bank 1.02% CRISIL A1+
Tata Housing Development Company Limited 0.50% CARE A1+
Cholamandalam Investment and Finance Company
1.01% ICRA A1+ IndusInd Bank Limited 0.50% CRISIL A1+
Limited
HDFC Bank Limited 0.96% CARE A1+ Reliance Industries Limited 0.50% CRISIL A1+
ICICI Securities Limited 0.89% ICRA A1+ IDFC First Bank Limited 0.45% CRISIL A1+
Canara Bank 0.89% CRISIL A1+ Small Industries Development Bank of India 0.45% CARE A1+
Canara Bank 0.83% CRISIL A1+ Standard Chartered Capital Limited 0.38% ICRA A1+
Panatone Finvest Limited 0.82% CRISIL A1+ Motilal Oswal Financial Services Limited 0.38% ICRA A1+
Tata Steel Limited 0.77% ICRA A1+ Bank of Baroda 0.38% IND A1+
ICICI Securities Primary Dealership Limited 0.76% ICRA A1+ Barclays Invest & Loans India Limited 0.38% ICRA A1+
SBICAP Securities Limited 0.76% ICRA A1+ Julius Baer Capital India Private Limited 0.38% ICRA A1+
Bharti Telecom Limited 0.75% CRISIL A1+ Godrej Properties Limited 0.33% ICRA A1+
Birla Group Holdings Private Limited 0.70% ICRA A1+ Barclays Invest & Loans India Limited 0.32% ICRA A1+
Bharti Telecom Limited 0.69% CRISIL A1+ L&T Metro Rail Hyderabad Ltd 0.32% CRISIL A1+

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 83

 Aditya Birla Sun Life Liquid Fund Savings Solutions
An Open Ended Liquid Scheme. A relatively low interest rate risk and moderate credit risk.

Issuer % to Net Assets Rating Issuer % to Net Assets Rating

SBICAP Securities Limited 0.26% ICRA A1+ Barclays Invest & Loans India Limited 0.12% ICRA A1+
SBICAP Securities Limited 0.26% ICRA A1+ Canara Bank 0.10% CRISIL A1+
Infina Finance Private Limited 0.25% ICRA A1+ HSBC InvestDirect Financial Services India Ltd 0.10% CRISIL A1+
Birla Group Holdings Private Limited 0.25% ICRA A1+ Godrej Agrovet Limited 0.06% ICRA A1+
ALEMBIC PHARMACEUTICALS LIMITED 0.25% CRISIL A1+ JM Financial Services Ltd 0.06% ICRA A1+
SBICAP Securities Limited 0.25% ICRA A1+ Creamline Dairy Products Ltd 0.06% CRISIL A1+
ICICI Bank Limited 0.25% ICRA A1+ National Bank For Agriculture and Rural Development 0.06% ICRA A1+
Piramal Capital & Housing Finance Limited 0.25% CARE A1+ Creamline Dairy Products Ltd 0.06% CRISIL A1+
Piramal Capital & Housing Finance Limited 0.25% CARE A1+ TREASURY BILLS 2.75%
Tata Housing Development Company Limited 0.25% CARE A1+ Government of India 1.48% SOV
GIC Housing Finance Limited 0.25% ICRA A1+ Government of India 1.27% SOV
Hinduja Leyland Finance Limited 0.25% CRISIL A1+ Government Bond 2.65%
Sikka Ports and Terminals Limited 0.25% CRISIL A1+ 7.68% GOI (MD 15/12/2023) 2.58% SOV
Barclays Invest & Loans India Limited 0.25% ICRA A1+ 07.32% GS 28JAN2024 0.06% SOV
SBICAP Securities Limited 0.25% ICRA A1+ Fixed rates bonds - Corporate 2.35%
Infina Finance Private Limited 0.25% ICRA A1+ Bharti Hexacom Limited 1.02% CRISIL AA+
Infina Finance Private Limited 0.20% ICRA A1+ National Bank For Agriculture and Rural Development 0.51% ICRA AAA
JM Financial Services Ltd 0.19% ICRA A1+ Muthoot Finance Limited 0.39% ICRA AA+
Godrej Industries Limited 0.19% ICRA A1+ Tata Motors Finance Solutions Limited 0.23% CARE AA
Godrej Industries Limited 0.19% ICRA A1+ Embassy Office Parks REIT 0.20% CRISIL AAA
Godrej Industries Limited 0.19% ICRA A1+ Alternative Investment Funds (AIF) 0.26%
Tata Housing Development Company Limited 0.19% CARE A1+ Corporate Debt Market Development Fund 0.26%
Godrej Industries Limited 0.19% ICRA A1+ State Government bond 0.14%
Godrej Industries Limited 0.19% ICRA A1+ 7.97% ODISHA 17JAN2024 SDL 0.08% SOV
JM Financial Services Ltd 0.19% ICRA A1+ 9.24% MAHARASHTRA 16JAN2024 SDL 0.06% SOV
IndusInd Bank Limited 0.19% CRISIL A1+ Cash Management Bills 0.03%
Godrej Properties Limited 0.19% ICRA A1+ Government of India 0.03% SOV
Sikka Ports and Terminals Limited 0.19% CRISIL A1+ Cash & Current Assets 18.28%
CaratLane Trading Pvt Ltd 0.15% ICRA A1+ Total Net Assets 100.00%
HSBC InvestDirect Financial Services India Ltd 0.15% CRISIL A1+
Godrej Properties Limited 0.14% ICRA A1+
Standard Chartered Capital Limited 0.13% ICRA A1+
HSBC InvestDirect Financial Services India Ltd 0.13% CRISIL A1+
Redington (India) Limited 0.13% ICRA A1+
Pilani Investment & Industries Corporation Limited 0.13% CRISIL A1+
Sundaram Finance Limited 0.13% ICRA A1+
Barclays Invest & Loans India Limited 0.13% ICRA A1+
Blue Star Limited 0.13% CRISIL A1+
Godrej Properties Limited 0.13% ICRA A1+

Investment Performance NAV as on November 30, 2023: ` 376.3950 Rating Profile of Portfolio
Inception - June 16, 1997 Since Inception 5 Years 3 Years 1 Year
Aditya Birla Sun Life Liquid Fund 6.97% 5.22% 4.90% 7.00% 1.64%
5.57% 0.26%
Value of Std Investment of ` 10,000 37640 12896 11545 10700
Benchmark - CRISIL Liquid Debt B-I Index 6.62% 5.41% 5.16% 7.12%
18.28%
Value of Std Investment of ` 10,000 35292 13018 11631 10712
Additional Benchmark - CRISIL 1 Year T-Bill Index 5.92% 5.63% 4.72% 6.97%
Value of Std Investment of ` 10,000 31004 13150 11484 10697
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they 74.25%
have not been shown. Total Schemes Co-Managed by Fund Managers is 1. Total Schemes managed by Mr. Kaustubh Gupta is 10. Total Schemes managed by
Ms. Sunaina Da Cunha is 5. Total Schemes managed by Mr. Sanjay Pawar is 2. Total Schemes managed by Mr. Dhaval Joshi is 51. Refer annexure on page no.
168-169 to know more on performance of schemes managed by Fund Managers. Note: The exit load (if any) rate levied at the time of redemption/switch-out
of units will be the rate prevailing at the time of allotment of the corresponding units. Customers may request for a separate Exit Load Applicability Report by
calling our toll free numbers 1800-270-7000 or from any of our Investor Service Centers.
AAA Cash & Current Assets Sovereign AA Unrated
Other funds managed by Mr. Sanjay Pawar - Aditya Birla Sun Life CRISIL Liquid Overnight ETF

NAV of Plans / Options (`)

Regular Plan Retail Plan@ Institutional Plan Direct Plan
Growth 376.3950 610.8098 626.8172 380.1550
IDCW$: 157.4939 - - 206.3941
Weekly IDCW$: 100.3382 - 108.3333 100.3412
Daily IDCW$: 100.1950 163.6940 108.0230 100.1950
$
Income Distribution cum capital withdrawal
^The Face Value per unit of all the plans/ options under Aditya Birla Sun Life Liquid Fund is ` 100/-
@: Retail Plan and Institutional Plan has been discontinued and does not accept fresh subscriptions/Switch in.

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 84

 Aditya Birla Sun Life Money Manager Fund Savings Solutions
An open-ended debt scheme investing in money market instruments. A relatively low interest
rate risk and moderate credit risk.

Investment Objective Fund Category Investment Style

Fund Details

The primary objective of the scheme is to generate regular Money Market

Credit Quality
High
income through investment in a portfolio comprising money Fund
Medium
market instruments.
Scheme Rating
Low
[ICRA]A1+mfs/ Care A1+ mfs
Long Mid Short
Average Maturity
Fund Manager Load Structure (as % of NAV) (Incl. for SIP) Other Parameters
Mr. Kaustubh Gupta, Mr. Mohit Sharma, Entry Load Nil Modified Duration 0.29 years
Mr. Anuj Jain & Mr. Dhaval Joshi Exit Load Nil Average Maturity 0.29 years
Yield to Maturity 7.61%
Macaulay Duration 0.29 years
Date of Allotment AUM
June 05, 2003 Monthly Average AUM ` 15952.02 Crores
AUM as on last day^ Application Amount for fresh subscription
` 16313.12 Crores
^Net assets excludes aggregate investments by other schemes of ` 1,000 (plus in multiplies of ` 1)
Benchmark Aditya Birla Sun Life Mutual Fund amounting to Rs. 1,356.56 Crs as
on November 30, 2023.
NIFTY Money Market Index B-I
Min. Addl. Investment
Total Expense Ratio (TER) ` 1,000 (plus in multiplies of ` 1)
Managing Fund Since Regular 0.34%
July 15, 2011, April 01, 2017, March 22, 2021 & Direct 0.21%
November 21, 2022 Including additional expenses and goods and service tax on management
fees.

Experience in Managing the Fund SIP

12.4 years, 6.7 years, 2.7 years & 1.0 Years Monthly: Minimum ` 1000/-

PORTFOLIO
Issuer % to Net Assets Rating Issuer % to Net Assets Rating
Money Market Instruments 86.97% Small Industries Development Bank of India 0.84% CRISIL A1+
State Bank of India 4.02% CARE A1+ Canara Bank 0.83% CRISIL A1+
National Bank For Agriculture and Rural Development 2.85% ICRA A1+ Tata Projects Limited 0.83% CRISIL A1+
IndusInd Bank Limited 2.58% CRISIL A1+ Export Import Bank of India 0.83% ICRA A1+
Indian Bank 2.23% CRISIL A1+ Small Industries Development Bank of India 0.83% CRISIL A1+
Indian Bank 2.08% CRISIL A1+ Axis Bank Limited 0.81% ICRA A1+
Godrej Consumer Products Limited 1.94% ICRA A1+ Axis Bank Limited 0.81% CRISIL A1+
RBL Bank Limited 1.69% ICRA A1+ HDFC Bank Limited 0.80% ICRA A1+
The Federal Bank Limited 1.66% CRISIL A1+ Infina Finance Private Limited 0.80% ICRA A1+
HDFC Bank Limited 1.63% CARE A1+ Infina Finance Private Limited 0.79% ICRA A1+
Axis Bank Limited 1.60% CRISIL A1+ Axis Bank Limited 0.79% CRISIL A1+
National Bank For Agriculture and Rural Development 1.53% ICRA A1+ Axis Bank Limited 0.72% ICRA A1+
DBS Bank Ltd/India 1.40% IND A1+ Kotak Mahindra Bank Limited 0.69% CRISIL A1+
HDFC Bank Limited 1.40% CARE A1+ TATA Realty & Infrastructure Limited 0.68% ICRA A1+
Bharti Enterprises Limited 1.39% CRISIL A1+ Piramal Capital & Housing Finance Limited 0.57% CARE A1+
Indian Bank 1.39% CRISIL A1+ Piramal Capital & Housing Finance Limited 0.56% CARE A1+
Union Bank of India 1.38% IND A1+ Piramal Capital & Housing Finance Limited 0.56% CARE A1+
The Federal Bank Limited 1.36% CRISIL A1+ NIIF Infrastructure Finance Limited 0.56% ICRA A1+
Kotak Mahindra Bank Limited 1.33% CRISIL A1+ SBICAP Securities Limited 0.56% ICRA A1+
Axis Bank Limited 1.25% ICRA A1+ GIC Housing Finance Limited 0.56% ICRA A1+
HDFC Bank Limited 1.24% ICRA A1+ PNB Housing Finance Limited 0.56% CRISIL A1+
Canara Bank 1.11% CRISIL A1+ Standard Chartered Capital Limited 0.56% ICRA A1+
Cholamandalam Investment and Finance Company Union Bank of India 0.56% ICRA A1+
1.11% ICRA A1+
Limited
HSBC InvestDirect Financial Services India Ltd 0.56% CRISIL A1+
AU Small Finance Bank Limited 1.11% IND A1+
JM Financial Services Ltd 0.56% ICRA A1+
HDFC Bank Limited 1.11% IND A1+
Small Industries Development Bank of India 0.56% CARE A1+
Axis Bank Limited 1.11% ICRA A1+
Bahadur Chand Investments Pvt Limited 0.56% ICRA A1+
Axis Bank Limited 1.11% ICRA A1+
Canara Bank 0.56% CRISIL A1+
The Federal Bank Limited 1.11% CRISIL A1+
Kotak Mahindra Bank Limited 0.56% CRISIL A1+
Motilal Oswal Financial Services Limited 1.11% ICRA A1+
Barclays Invest & Loans India Limited 0.55% ICRA A1+
HDFC Bank Limited 1.11% ICRA A1+
Godrej Properties Limited 0.55% ICRA A1+
Motilal Oswal Financial Services Limited 1.10% ICRA A1+
PNB Housing Finance Limited 0.55% CRISIL A1+
Tata Projects Limited 1.09% CRISIL A1+
Small Industries Development Bank of India 0.55% CRISIL A1+
National Bank For Agriculture and Rural Development 1.04% CRISIL A1+
Standard Chartered Capital Limited 0.54% ICRA A1+
TATA Realty & Infrastructure Limited 1.00% ICRA A1+
Barclays Invest & Loans India Limited 0.54% ICRA A1+
Export Import Bank of India 0.97% ICRA A1+
Muthoot Finance Limited 0.54% ICRA A1+
Piramal Capital & Housing Finance Limited 0.84% CARE A1+
AU Small Finance Bank Limited 0.53% CRISIL A1+
Bahadur Chand Investments Pvt Limited 0.84% ICRA A1+
Infina Finance Private Limited 0.52% ICRA A1+
Canara Bank 0.84% CRISIL A1+

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 85

 Aditya Birla Sun Life Money Manager Fund Savings Solutions
An open-ended debt scheme investing in money market instruments. A relatively low interest
rate risk and moderate credit risk.

Issuer % to Net Assets Rating Issuer % to Net Assets Rating

Muthoot Finance Limited 0.49% ICRA A1+ Union Bank of India 0.07% ICRA A1+
Godrej Properties Limited 0.42% ICRA A1+ IndusInd Bank Limited 0.05% CRISIL A1+
Small Industries Development Bank of India 0.42% CRISIL A1+ TREASURY BILLS 5.94%
Indian Bank 0.42% CRISIL A1+ Government of India 1.34% SOV
ICICI Securities Limited 0.42% ICRA A1+ Government of India 1.12% SOV
Godrej Properties Limited 0.42% ICRA A1+ Government of India 1.11% SOV
Barclays Invest & Loans India Limited 0.42% ICRA A1+ Government of India 1.07% SOV
Axis Bank Limited 0.41% ICRA A1+ Government of India 0.71% SOV
Cholamandalam Investment and Finance Company Government of India 0.42% SOV
0.41% ICRA A1+
Limited
Government of India 0.17% SOV
Godrej Properties Limited 0.39% ICRA A1+
Government Bond 3.34%
Tata Teleservices Maharashtra Limited 0.33% CRISIL A1+
7.68% GOI (MD 15/12/2023) 1.53% SOV
HSBC InvestDirect Financial Services India Ltd 0.30% CRISIL A1+
07.32% GS 28JAN2024 1.50% SOV
Piramal Capital & Housing Finance Limited 0.28% CARE A1+
7.35% GOI (MD 22/06/2024) 0.31% SOV
Arka Fincap Limited 0.28% CRISIL A1+
Alternative Investment Funds (AIF) 0.19%
The Federal Bank Limited 0.28% CRISIL A1+
Corporate Debt Market Development Fund 0.19%
Union Bank of India 0.28% IND A1+
Interest Rate Swaps 0.00%
HSBC InvestDirect Financial Services India Ltd 0.28% CRISIL A1+
BNP Paribas - Indian branches 0.00%
Punjab & Sind Bank 0.28% ICRA A1+
IDFC First Bank Limited 0.00%
Bharti Enterprises Limited 0.28% CRISIL A1+
ICICI Securities Primary Dealership Limited 0.00%
HSBC InvestDirect Financial Services India Ltd 0.28% CRISIL A1+
BNP Paribas - Indian branches 0.00%
Birla Group Holdings Private Limited 0.28% ICRA A1+
BNP Paribas - Indian branches -0.00%
ICICI Securities Limited 0.27% ICRA A1+
Standard Chartered Bank -0.00%
Sharekhan Ltd 0.27% ICRA A1+
Cash & Current Assets 3.56%
Godrej Properties Limited 0.22% ICRA A1+
Total Net Assets 100.00%
HSBC InvestDirect Financial Services India Ltd 0.16% CRISIL A1+
TATA Realty & Infrastructure Limited 0.14% ICRA A1+
Standard Chartered Securities India Ltd 0.14% ICRA A1+
Godrej Properties Limited 0.14% ICRA A1+
Export Import Bank of India 0.14% ICRA A1+

Investment Performance NAV as on November 30, 2023: ` 328.3053 Rating Profile of Portfolio
Inception - June 05, 2003 Since Inception 5 Years 3 Years 1 Year
Aditya Birla Sun Life Money Manager Fund 6.77% 6.19% 5.25% 7.44% 3.56% 0.19%
Value of Std Investment of ` 10,000 32831 13505 11663 10744 9.28%
Benchmark - NIFTY Money Market Index B-I 7.44% 5.61% 5.11% 7.43%
Value of Std Investment of ` 10,000 36799 13137 11617 10743
Additional Benchmark - CRISIL 1 Year T-Bill Index 6.07% 5.63% 4.72% 6.97%
Value of Std Investment of ` 10,000 29152 13150 11487 10697
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes Co-Managed by Fund Managers is 1. Total Schemes managed by Mr. Kaustubh Gupta is 10. Total Schemes managed by Mr. 86.97%
Mohit Sharma is 19. Total Schemes managed by Mr. Anuj Jain is 1. Total Schemes managed by Mr. Dhaval Joshi is 51. Refer annexure on page no. 168-169 to
know more on performance of schemes managed by Fund Managers. Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will
be the rate prevailing at the time of allotment of the corresponding units. Customers may request for a separate Exit Load Applicability Report by calling our AAA Sovereign Cash & Current Assets Unrated
toll free numbers 1800-270-7000 or from any of our Investor Service Centers.

SIP Performance - Regular Plan - Growth (assuming SIP of ` 10000 per month)
Particulars Since Inception 5 years 3 years 1 Year
Total Amount Invested (`) 2180000 600000 360000 120000
Market Value of amount Invested 4345827 695165 394625 124692
Scheme Returns (CAGR) 7.10% 5.83% 6.06% 7.35%
NIFTY Money Market Index B-I returns#(CAGR) 7.10% 5.50% 6.02% 7.41%
CRISIL 1 Year T-Bill Index returns## (CAGR) 6.18% 5.25% 5.51% 7.01%
Past Performance may or may not be sustained in future. The fund's inception date is June 05, 2003, and the initial SIP installment is considered to have been
made on that date. Subsequent installments occur on the first day of every following month.
# Scheme Benchmark, ## Additional Benchmark
For SIP calculations above, the data assumes the investment of ` 10000/- on 1st day of every month or the subsequent working day. Load & Taxes are not
considered for computation of returns. Performance for IDCW option would assume reinvestment of tax free IDCW declared at the then prevailing NAV. CAGR
returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of return).Where Benchmark returns are not available,
they have not been shown. Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. IDCW are
assumed to be reinvested and bonus is adjusted. Load is not taken into consideration.

NAV of Plans / Options (`)

Regular Plan Retail Plan@ Direct Plan
Growth 328.3053 404.6424 331.8950
Daily IDCW$: 100.0200 100.0150 100.0200
Weekly IDCW$: 100.1910 103.8660 100.1931
$
Income Distribution cum capital withdrawal
^The Face Value per unit of all the plans/ options under Aditya Birla Sun Life Money Manager
Fund is ` 100/-
@Retail Plan and Institutional Plan has been discontinued and does not accept fresh subscriptions/
Switch in.
Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 86

 Aditya Birla Sun Life Low Duration Fund Savings Solutions
An open ended low duration debt scheme investing in instruments such that Macaulay duration of the
portfolio is between 6 months and 12 months. A relatively ighterest rate risk and moderate credit risk.

Investment Objective Fund Category Investment Style

Fund Details

The objective of the scheme is to provide income which is Low Duration Fund

Credit Quality
High
consistent with a portfolio through investments in a basket of
Investment Objective debt and money market instruments of Medium
short maturities with a view to provide reasonable returns.
Scheme Rating
Low
[ICRA]AAAmfs
Long Mid Short
Average Maturity
Fund Manager Load Structure (as % of NAV) (Incl. for SIP) Other Parameters
Mr. Kaustubh Gupta, Mr. Mohit Sharma & Entry Load Nil Modified Duration 0.90 years
Mr. Dhaval Joshi Exit Load Nil Average Maturity 1.02 years
Yield to Maturity 7.86%
Macaulay Duration 0.95 years
Date of Allotment AUM
Monthly Average AUM ` 12632.73 Crores
May 14, 1998 Application Amount for fresh subscription
AUM as on last day ` 12761.76 Crores
` 100 (plus in multiplies of ` 1)
Benchmark
Total Expense Ratio (TER)
CRISIL Low Duration Debt B-I Index
Regular 1.19% Min. Addl. Investment
Direct 0.38%
` 100 (plus in multiplies of ` 1)
Managing Fund Since Including additional expenses and goods and service tax on management
fees.
July 15, 2011, April 01, 2017 & November 21, 2022

Experience in Managing the Fund

12.4 years, 6.7 years & 1.0 Years.

SIP
Monthly: Minimum ` 100/-

PORTFOLIO
Issuer % to Net Assets Rating Issuer % to Net Assets Rating

Fixed rates bonds - Corporate 39.03% HDFC Bank Limited 0.39% ICRA AAA
National Bank For Agriculture and Rural Development 2.07% ICRA AAA Adani Energy Solutions Limited 0.39% IND AA+
Power Finance Corporation Limited 2.06% ICRA AAA TMF Holdings Limited 0.39% CRISIL AA
National Housing Bank 1.96% ICRA AAA Small Industries Development Bank of India 0.39% ICRA AAA
Pipeline Infrastructure Limited 1.93% CRISIL AAA Jamnagar Utilities & Power Private Limited 0.31% CRISIL AAA
Belstar Microfinance Private Limited 1.75% CRISIL AA- HDB Financial Services Limited 0.20% CRISIL AAA
Shriram Finance Ltd 1.57% IND AA+ Summit Digitel Infrastructure Private Limited 0.20% CRISIL AAA
HDB Financial Services Limited 1.56% CRISIL AAA Oil & Natural Gas Corporation Limited 0.19% ICRA AAA
National Bank For Agriculture and Rural Development 1.51% ICRA AAA DLF Cyber City Developers Limited 0.19% CRISIL AA
Embassy Office Parks REIT 1.37% CRISIL AAA Arka Fincap Limited 0.12% CRISIL AA-
Small Industries Development Bank of India 1.29% CRISIL AAA Tata Motors Finance Solutions Ltd. 0.12% CRISIL AA
ICICI Home Finance Company Limited 1.25% ICRA AAA Indian Railway Finance Corporation Limited 0.08% CRISIL AAA
Kotak Mahindra Prime Limited 1.17% CRISIL AAA Mahindra & Mahindra Financial Services Limited 0.08% IND AAA
ICICI Home Finance Company Limited 1.17% ICRA AAA Small Industries Development Bank of India 0.06% CARE AAA
Embassy Office Parks REIT 1.16% CRISIL AAA HDFC Bank Limited 0.04% ICRA AAA
Tata Motors Finance Solutions Ltd. 0.99% CRISIL AA REC Limited 0.03% ICRA AAA
LIC Housing Finance Limited 0.98% CRISIL AAA Power Finance Corporation Limited 0.03% ICRA AAA
State Bank of India - Tier II - Basel III 0.90% ICRA AAA Power Finance Corporation Limited 0.02% ICRA AAA
CreditAccess Grameen Ltd 0.81% IND AA- Power Finance Corporation Limited 0.02% ICRA AAA
Tata Capital Financial Services Limited 0.79% ICRA AAA Power Finance Corporation Limited 0.02% ICRA AAA
Muthoot Finance Limited 0.78% ICRA AA+ Power Finance Corporation Limited 0.02% ICRA AAA
Sundaram Finance Limited 0.78% CRISIL AAA Power Finance Corporation Limited 0.02% ICRA AAA
HDFC Bank Limited 0.78% ICRA AAA REC Limited 0.01% ICRA AAA
Small Industries Development Bank of India 0.77% ICRA AAA Money Market Instruments 30.29%
HDB Financial Services Limited 0.77% CRISIL AAA Axis Bank Limited 3.79% ICRA A1+
Shriram Finance Ltd 0.70% IND AA+ HDFC Bank Limited 3.56% ICRA A1+
National Bank For Agriculture and Rural Development 0.66% ICRA AAA Kotak Mahindra Bank Limited 3.03% CRISIL A1+
Power Finance Corporation Limited 0.62% ICRA AAA Small Industries Development Bank of India 2.25% CARE A1+
Sundew Properties Limited 0.60% CRISIL AAA HDFC Bank Limited 2.08% ICRA A1+
National Bank For Agriculture and Rural Development 0.58% CRISIL AAA Axis Bank Limited 1.91% ICRA A1+
LIC Housing Finance Limited 0.58% CRISIL AAA ICICI Bank Limited 1.65% ICRA A1+
National Bank For Agriculture and Rural Development 0.58% ICRA AAA Axis Bank Limited 1.48% CRISIL A1+
Cholamandalam Investment and Finance Company Kotak Mahindra Bank Limited 1.35% CRISIL A1+
0.46% ICRA AA+
Limited
Kotak Mahindra Bank Limited 0.92% CRISIL A1+
Bharat Petroleum Corporation Limited 0.39% CRISIL AAA
Kotak Mahindra Bank Limited 0.77% CRISIL A1+
National Housing Bank 0.39% ICRA AAA

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 87

 Aditya Birla Sun Life Low Duration Fund Savings Solutions
An open ended low duration debt scheme investing in instruments such that Macaulay duration of the
portfolio is between 6 months and 12 months. A relatively ighterest rate risk and moderate credit risk.

Issuer % to Net Assets Rating Issuer % to Net Assets Rating

Toyota Financial Services India Ltd 0.75% ICRA A1+ DME Development Limited 0.16% CRISIL AAA
Small Industries Development Bank of India 0.75% CARE A1+ DME Development Limited 0.16% CRISIL AAA
Axis Bank Limited 0.75% ICRA A1+ DME Development Limited 0.16% CRISIL AAA
ICICI Bank Limited 0.74% ICRA A1+ DME Development Limited 0.16% CRISIL AAA
Export Import Bank of India 0.68% ICRA A1+ TREASURY BILLS 1.59%
Small Industries Development Bank of India 0.58% CARE A1+ Government of India 0.81% SOV
IndusInd Bank Limited 0.58% CRISIL A1+ Government of India 0.78% SOV
Axis Bank Limited 0.58% ICRA A1+ Cash Management Bills 1.09%
Small Industries Development Bank of India 0.50% CRISIL A1+ Government of India 0.20% SOV
State Bank of India 0.38% CARE A1+ Government of India 0.20% SOV
Small Industries Development Bank of India 0.31% CRISIL A1+ Government of India 0.19% SOV
Small Industries Development Bank of India 0.31% CRISIL A1+ Government of India 0.18% SOV
Barclays Invest & Loans India Limited 0.19% ICRA A1+ Government of India 0.13% SOV
Indian Bank 0.19% CRISIL A1+ Government of India 0.12% SOV
HDFC Bank Limited 0.08% ICRA A1+ Government of India 0.08% SOV
Axis Bank Limited 0.08% ICRA A1+ Government of India 0.00% SOV
HDFC Bank Limited 0.04% IND A1+ Alternative Investment Funds (AIF) 0.23%
Government Bond 12.45% Corporate Debt Market Development Fund 0.23%
7.38% GOI 20JUN2027 5.90% SOV Interest Rate Swaps 0.02%
5.63% GOI 12APR2026 3.40% SOV Standard Chartered Bank 0.01%
4.70% INDIA GOVT BOND 22SEP2033 FRB 2.70% SOV Standard Chartered Bank 0.00%
7.06% GOI 10APR28 0.39% SOV BNP Paribas - Indian branches 0.00%
8.24% GOI (MD 15/02/2027) 0.04% SOV IDFC First Bank Limited 0.00%
07.32% GS 28JAN2024 0.02% SOV Standard Chartered Bank 0.00%
Floating rates notes - Corporate 7.87% Standard Chartered Bank 0.00%
JM Financial Credit Solutions Ltd 1.88% ICRA AA BNP Paribas - Indian branches 0.00%
Bharti Telecom Limited 1.18% CRISIL AA+ Cash & Current Assets 7.44%
Mahindra Rural Housing Finance Limited 0.98% IND AA+ Total Net Assets 100.00%
Vedanta Limited 0.98% CRISIL AA-
Bharti Telecom Limited 0.63% CRISIL AA+
Sun Petrochemicals Pvt Ltd 0.39% CRISIL AA
Cholamandalam Investment and Finance Company
0.19% ICRA AA+
Limited
DME Development Limited 0.16% CRISIL AAA
DME Development Limited 0.16% CRISIL AAA
DME Development Limited 0.16% CRISIL AAA
DME Development Limited 0.16% CARE AAA
DME Development Limited 0.16% CRISIL AAA
DME Development Limited 0.16% CRISIL AAA

Investment Performance NAV as on November 30, 2023: ` 586.8419 Rating Profile of Portfolio
Inception - May 14, 1998 Since Inception 5 Years 3 Years 1 Year
Aditya Birla Sun Life Low Duration Fund 7.17% 6.12% 4.70% 6.63%
3.66% 0.25%
Value of Std Investment of ` 10,000 58684 13457 11483 10663 7.44%
Benchmark - CRISIL Low Duration Debt B-I Index 7.59% 6.35% 5.50% 7.63%
Value of Std Investment of ` 10,000 64873 13604 11748 10763 10.85%
Additional Benchmark - CRISIL 1 Year T-Bill Index 6.39% 5.63% 4.72% 6.97%
Value of Std Investment of ` 10,000 48721 13150 11487 10697
15.13% 62.69%
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes Co-Managed by Fund Managers is 2. Total Schemes managed by Mr. Kaustubh Gupta is 10. Total Schemes managed by
Mr. Mohit Sharma is 19. Total Schemes managed by Mr. Dhaval Joshi is 51. Refer annexure on page no. 168-169 to know more on performance of schemes
managed by Fund Managers. AAA Sovereign
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding AA Cash & Current Assets
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service Below AA Unrated
Centers.

NAV of Plans / Options (`)

Company Name ISIN YTM YTC
Regular Plan Institutional Direct Plan State Bank of India - Tier II - Basel III ** INE062A08264 6.53% 8.05%
Plan@
** Represents thinly traded/ non traded securities and illiquid securities.
Growth 586.8419 411.4724 641.9452
Daily IDCW$: 100.2029 100.2115 100.2121
Weekly IDCW$: 100.4802 - 100.6667
$
Income Distribution cum capital withdrawal
^The Face Value per unit of all the plans/ options under Aditya Birla Sun Life Low Duration Fund
is ` 100/-
@: Institutional Plan has been discontinued and does not accept fresh subscriptions/Switch in.

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 88

 Aditya Birla Sun Life Savings Fund Savings Solutions
An open ended ultra-short term debt scheme investing in instruments such that Macaulay duration of the
portfolio is between 3 months and 6 months. A moderate interest rate risk and moderate credit risk.

Investment Objective Fund Category Investment Style

Fund Details

The primary objective is to generate regular income through Ultra Short Duration Fund

Credit Quality
High
investments in debt and money market instruments. Income
may be generated through the receipt of coupon payments or Medium
the purchase and sale of securities in the underlying portfolio.
Scheme Rating
Low
The scheme will under normal market conditions, invest its net [ICRA]A1+mfs/ Crisil AAAmfs
Long Mid Short
assets in fixed income securities, money market instruments,
Average Maturity
cash and cash equivalents
Load Structure (as % of NAV) (Incl. for SIP) Other Parameters

Fund Manager Entry Load Nil Modified Duration 0.45 years

Exit Load Nil Average Maturity 0.50 years
Mr. Kaustubh Gupta, Ms. Sunaina Da Cunha, Yield to Maturity 7.81%
Ms. Monika Gandhi & Mr. Dhaval Joshi Macaulay Duration 0.48 years
AUM
Date of Allotment Monthly Average AUM ` 13679.54 Crores
AUM as on last day ` 13397.30 Crores Application Amount for fresh subscription
April 15, 2003
` 1,000 (plus in multiplies of ` 1)
Total Expense Ratio (TER)
Benchmark
Regular 0.54% Min. Addl. Investment
NIFTY Ultra Short Duration Debt Index B-I
Direct 0.34%
Including additional expenses and goods and service tax on management ` 1,000 (plus in multiplies of ` 1)
fees.
Managing Fund Since
July 15, 2011, June 20, 2014, March 22, 2021 &
SIP
November 21, 2022
Monthly: Minimum ` 1,000/-

Experience in Managing the Fund

12.4 years, 9.5 years, 2.7 years & 1.0 Years

PORTFOLIO
Issuer % to Net Assets Rating Issuer % to Net Assets Rating
Money Market Instruments 38.66% Small Industries Development Bank of India 1.11% ICRA AAA
The Jammu & Kashmir Bank Limited 2.61% CRISIL A1+ Small Industries Development Bank of India 1.04% CARE AAA
Bank of Baroda 2.60% IND A1+ Tata Power Company Limited 1.00% IND AA
The Jammu & Kashmir Bank Limited 2.59% CRISIL A1+ JM Financial Products Limited 0.93% ICRA AA
Union Bank of India 2.50% ICRA A1+ Muthoot Finance Limited 0.78% ICRA AA+
HDFC Bank Limited 2.04% ICRA A1+ Shriram Finance Ltd 0.75% IND AA+
Axis Bank Limited 1.85% ICRA A1+ National Bank For Agriculture and Rural Development 0.74% ICRA AAA
TATA Realty & Infrastructure Limited 1.84% ICRA A1+ ICICI Home Finance Company Limited 0.74% ICRA AAA
Tata Teleservices Limited 1.83% CRISIL A1+ Godrej Industries Limited 0.74% ICRA AA
Indian Bank 1.65% CRISIL A1+ Tata Motors Finance Solutions Limited 0.74% CRISIL AA
Indian Bank 1.46% CRISIL A1+ Power Finance Corporation Limited 0.67% ICRA AAA
Punjab National Bank 1.46% ICRA A1+ Shriram Finance Ltd 0.60% IND AA+
The Federal Bank Limited 1.46% CRISIL A1+ National Bank For Agriculture and Rural Development 0.58% CRISIL AAA
Axis Bank Limited 1.43% ICRA A1+ Small Industries Development Bank of India 0.55% ICRA AAA
Indian Bank 1.10% CRISIL A1+ National Bank For Agriculture and Rural Development 0.54% ICRA AAA
Godrej Consumer Products Limited 1.10% ICRA A1+ Cholamandalam Investment and Finance Company
0.48% ICRA AA+
Limited
HDFC Bank Limited 1.08% ICRA A1+
TATA Realty & Infrastructure Limited 0.48% ICRA AA+
Axis Bank Limited 1.07% CRISIL A1+
National Housing Bank 0.37% ICRA AAA
Small Industries Development Bank of India 0.93% CRISIL A1+
Crompton Greaves Consumer Electricals Limited 0.37% CRISIL AA+
HDFC Bank Limited 0.74% CARE A1+
SMFG India Credit Co. Ltd. 0.37% CRISIL AAA
Indian Bank 0.74% CRISIL A1+
Embassy Office Parks REIT 0.37% CRISIL AAA
Axis Bank Limited 0.74% IND A1+
Small Industries Development Bank of India 0.37% ICRA AAA
Canara Bank 0.73% CRISIL A1+
Hinduja Leyland Finance Limited 0.37% CRISIL AA
Axis Bank Limited 0.73% ICRA A1+
HDFC Bank Limited 0.37% ICRA AAA
JM Financial Products Limited 0.73% ICRA A1+
JM Financial Credit Solutions Ltd 0.37% ICRA AA
Bahadur Chand Investments Pvt Limited 0.71% ICRA A1+
Bharti Telecom Limited 0.37% CRISIL AA+
Brookfield India Real Estate Trust 0.71% CRISIL A1+
HDFC Bank Limited 0.37% ICRA AAA
Axis Bank Limited 0.55% IND A1+
National Bank For Agriculture and Rural Development 0.37% CRISIL AAA
State Bank of India 0.37% CARE A1+
Muthoot Finance Limited 0.37% ICRA AA+
Small Industries Development Bank of India 0.37% CRISIL A1+
REC Limited 0.36% ICRA AAA
HDFC Bank Limited 0.37% ICRA A1+
Bharti Hexacom Limited 0.33% CRISIL AA+
Cholamandalam Investment and Finance Company
0.36% ICRA A1+ Torrent Power Limited 0.33% CRISIL AA+
Limited
Kotak Mahindra Bank Limited 0.15% CRISIL A1+ REC Limited 0.32% ICRA AAA
Muthoot Finance Limited 0.07% ICRA A1+ LIC Housing Finance Limited 0.30% CRISIL AAA
Fixed rates bonds - Corporate 32.07% National Bank For Agriculture and Rural Development 0.26% ICRA AAA
TATA Realty & Infrastructure Limited 2.68% ICRA AA+ Small Industries Development Bank of India 0.22% ICRA AAA
Hindalco Industries Limited 2.61% CARE AA+ Small Industries Development Bank of India 0.22% ICRA AAA
Bharti Hexacom Limited 2.35% CRISIL AA+ Bharti Telecom Limited 0.19% CRISIL AA+
Pipeline Infrastructure Limited 1.95% CRISIL AAA Small Industries Development Bank of India 0.19% CRISIL AAA
National Bank For Agriculture and Rural Development 1.30% CRISIL AAA Cholamandalam Financial Holdings Limited 0.19% IND AA+

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 89

 Aditya Birla Sun Life Savings Fund Savings Solutions
An open ended ultra-short term debt scheme investing in instruments such that Macaulay duration of the
portfolio is between 3 months and 6 months. A moderate interest rate risk and moderate credit risk.

Issuer % to Net Assets Rating Issuer % to Net Assets Rating

Tata Motors Finance Solutions Ltd. 0.19% CRISIL AA State Government bond 0.89%
National Bank For Agriculture and Rural Development 0.19% ICRA AAA 5.47% RAJASTHAN 03JUN2024 SDL 0.78% SOV
National Bank For Agriculture and Rural Development 0.18% ICRA AAA TAMIL NADU 08.24% 09SEP25 SDL 0.04% SOV
National Bank For Agriculture and Rural Development 0.18% ICRA AAA MAHARASHTRA 08.23% 09SEP25 SDL 0.04% SOV
Bajaj Finance Limited 0.18% CRISIL AAA MAHARASHTRA 08.16% 23SEP25 SDL 0.04% SOV
Power Finance Corporation Limited 0.18% ICRA AAA Alternative Investment Funds (AIF) 0.28%
Larsen & Toubro Limited 0.11% CRISIL AAA Corporate Debt Market Development Fund 0.28%
Cholamandalam Investment and Finance Company Securitised Debt Amort 0.10%
0.07% ICRA AA+
Limited CRISIL
Small Industries Development Bank of India 0.07% CARE AAA First Business Receivables Trust 0.10%
AAA(SO)
Floating rates notes - Corporate 15.32% Interest Rate Swaps 0.01%
HDFC Bank Limited 4.46% ICRA AAA BNP Paribas - Indian branches 0.00%
Bharti Telecom Limited 2.44% CRISIL AA+ Standard Chartered Bank 0.00%
Cholamandalam Investment and Finance Company Standard Chartered Bank 0.00%
1.86% ICRA AA+
Limited
Standard Chartered Bank 0.00%
HDFC Bank Limited 1.82% ICRA AAA
Clearing Corporation of India Limited 0.00%
Bharti Telecom Limited 1.12% CRISIL AA+
Clearing Corporation of India Limited 0.00%
Cholamandalam Investment and Finance Company
0.93% ICRA AA+ Clearing Corporation of India Limited 0.00%
Limited
Cholamandalam Investment and Finance Company Clearing Corporation of India Limited 0.00%
0.74% ICRA AA+
Limited Clearing Corporation of India Limited 0.00%
Shriram Housing Finance Ltd 0.46% IND AA+
Clearing Corporation of India Limited 0.00%
Shriram Finance Ltd 0.45% CRISIL AA+
Clearing Corporation of India Limited 0.00%
Sun Petrochemicals Pvt Ltd 0.37% CRISIL AA
BNP Paribas - Indian branches 0.00%
Tata Capital Financial Services Limited 0.37% ICRA AAA
BNP Paribas - Indian branches 0.00%
Mahindra Rural Housing Finance Limited 0.19% IND AA+
ICICI Securities Primary Dealership Limited 0.00%
Cholamandalam Investment and Finance Company
0.11% ICRA AA+ Standard Chartered Bank -0.00%
Limited
TREASURY BILLS 5.83% BNP Paribas - Indian branches -0.00%
Government of India 3.53% SOV ICICI Securities Primary Dealership Limited -0.00%
Government of India 0.93% SOV Cash & Current Assets 1.24%
Government of India 0.75% SOV Total Net Assets 100.00%
Government of India 0.62% SOV
Government Bond 3.66%
07.32% GS 28JAN2024 2.20% SOV
7.38% GOI 20JUN2027 1.31% SOV
7.68% GOI (MD 15/12/2023) 0.15% SOV
Cash Management Bills 1.93%
Government of India 0.35% SOV
Government of India 0.32% SOV
Government of India 0.31% SOV
Government of India 0.25% SOV
Government of India 0.17% SOV
Government of India 0.16% SOV
Government of India 0.14% SOV
Government of India 0.13% SOV
Government of India 0.08% SOV
Government of India 0.00% SOV

Investment Performance NAV as on November 30, 2023: ` 486.1843 Rating Profile of Portfolio
Inception - Apr 15, 2003 Since Inception 5 Years 3 Years 1 Year
Aditya Birla Sun Life Savings Fund 7.40% 6.30% 5.17% 7.15% 1.24% 0.29%
Value of Std Investment of ` 10,000 43614 13575 11636 10715 12.31%
Benchmark - NIFTY Ultra Short Duration Debt Index B-I 7.54% 6.18% 5.52% 7.71%
Value of Std Investment of ` 10,000 44812 13499 11755 10771
Additional Benchmark - CRISIL 1 Year T-Bill Index 5.88% 5.63% 4.72% 6.97%
Value of Std Investment of ` 10,000 32522 13150 11487 10697 25.95% 60.21%
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes Co-Managed by Fund Managers is 1. Total Schemes managed by Mr. Kaustubh Gupta is 10. Total Schemes managed by
Ms. Sunaina Da Cunha is 5. Total Schemes managed by Ms. Monika Gandhi is 1. Total Schemes managed by Mr. Dhaval Joshi is 51. Refer annexure on page no.
168-169 to know more on performance of schemes managed by Fund Managers. Note: The exit load (if any) rate levied at the time of redemption/switch-out
of units will be the rate prevailing at the time of allotment of the corresponding units. Customers may request for a separate Exit Load Applicability Report by AAA AA Sovereign Cash & Current Assets Unrated
calling our toll free numbers 1800-270-7000 or from any of our Investor Service Centers.

NAV of Plans / Options (`)

Regular Plan Retail Plan@ Direct Plan
Growth 486.1843 470.4723 493.2354
Daily IDCW$: 100.0863 100.0881 100.0866
Weekly IDCW$: 100.4192 100.4206 100.4353
$
Income Distribution cum capital withdrawal
@:Retail Plan has been discontinued and does not accept fresh subscriptions/Switch in.

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 90

 Aditya Birla Sun Life Floating Rate Fund Savings Solutions
An open ended debt scheme predominantly investing in floating rate instruments including fixed rate instruments converted
to floating rate exposures using swaps /derivatives. A relatively high interest rate risk and moderate credit risk.

Investment Objective Fund Category Investment Style

Fund Details

The primary objective of the scheme is to generate regular Floater Fund

Credit Quality
High
income through investment in a portfolio comprising
substantially of floating rate debt / money market instruments. Medium
The scheme may invest a portion of its net assets in fixed rate
Scheme Rating
Low
debt securities and money market instruments. [ICRA]AAAmfs
Long Mid Short
Average Maturity
Fund Manager Load Structure (as % of NAV) (Incl. for SIP) Other Parameters
Mr. Kaustubh Gupta, Mr. Harshil Suvarnkar & Entry Load Nil Modified Duration 0.97 years
Mr. Dhaval Joshi Exit Load Nil Average Maturity 1.11 years
Yield to Maturity 7.85%
Macaulay Duration 1.03 years
AUM
Date of Allotment
Monthly Average AUM ` 12933.44 Crores
June 05, 2003 Application Amount for fresh subscription
AUM as on last day^ ` 12900.96 Crores
^Net assets excludes aggregate investments by other schemes of ` 1,000 (plus in multiplies of ` 1)
Aditya Birla Sun Life Mutual Fund amounting to Rs. 185.00 Crs as on
Benchmark November 30, 2023.
CRISIL Low Duration Debt Index Min. Addl. Investment
Total Expense Ratio (TER) ` 1,000 (plus in multiplies of ` 1)
Managing Fund Since Regular 0.45%
June 20, 2014, March 22, 2021 & November 21, 2022 Direct 0.23%
Including additional expenses and goods and service tax on management
fees.

Experience in Managing the Fund

9.5 years, 2.7 years & 1.0 Years SIP
Monthly: Minimum ` 1,000/-

PORTFOLIO
Issuer % to Net Assets Rating Issuer % to Net Assets Rating
Fixed rates bonds - Corporate 38.14% Kotak Mahindra Investments Limited 0.28% CRISIL AAA
SMFG India Credit Co. Ltd. 2.56% CRISIL AAA Sikka Ports and Terminals Limited 0.26% CRISIL AAA
National Bank For Agriculture and Rural Development 2.48% ICRA AAA Power Finance Corporation Limited 0.19% ICRA AAA
REC Limited 1.52% ICRA AAA Small Industries Development Bank of India 0.19% CRISIL AAA
State Bank of India - Tier II - Basel III 1.40% ICRA AAA Kotak Mahindra Prime Limited 0.19% CRISIL AAA
Power Finance Corporation Limited 1.29% ICRA AAA LIC Housing Finance Limited 0.19% CRISIL AAA
Power Finance Corporation Limited 1.29% ICRA AAA Power Finance Corporation Limited 0.19% ICRA AAA
ICICI Home Finance Company Limited 1.22% ICRA AAA REC Limited 0.19% ICRA AAA
Embassy Office Parks REIT 1.14% CRISIL AAA REC Limited 0.19% ICRA AAA
Power Finance Corporation Limited 1.14% ICRA AAA LIC Housing Finance Limited 0.19% CRISIL AAA
LIC Housing Finance Limited 1.14% CRISIL AAA HDFC Bank Limited 0.19% ICRA AAA
Small Industries Development Bank of India 1.10% ICRA AAA Indian Oil Corporation Limited 0.19% CRISIL AAA
Embassy Office Parks REIT 1.03% CRISIL AAA HDFC Bank Limited 0.19% ICRA AAA
LIC Housing Finance Limited 0.95% CRISIL AAA Small Industries Development Bank of India 0.19% ICRA AAA
National Bank For Agriculture and Rural Development 0.87% ICRA AAA Embassy Office Parks REIT 0.19% CRISIL AAA
HDB Financial Services Limited 0.84% CRISIL AAA REC Limited 0.18% ICRA AAA
Mahindra & Mahindra Financial Services Limited 0.76% CRISIL AAA ICICI Home Finance Company Limited 0.15% ICRA AAA
HDB Financial Services Limited 0.76% CRISIL AAA Small Industries Development Bank of India 0.15% CARE AAA
LIC Housing Finance Limited 0.75% CRISIL AAA Mahindra & Mahindra Financial Services Limited 0.11% CRISIL AAA
HDFC Bank Limited 0.74% ICRA AAA Tata Capital Housing Finance Limited 0.08% ICRA AAA
State Bank of India - Tier II - Basel III 0.67% ICRA AAA REC Limited 0.04% CRISIL AAA
National Housing Bank 0.65% ICRA AAA Export Import Bank of India 0.04% ICRA AAA
HDB Financial Services Limited 0.64% CRISIL AAA Money Market Instruments 25.59%
HDFC Bank Limited 0.64% ICRA AAA Axis Bank Limited 2.34% CRISIL A1+
Pipeline Infrastructure Limited 0.58% CRISIL AAA HDFC Bank Limited 1.70% ICRA A1+
HDFC Bank Limited 0.57% ICRA AAA HDFC Bank Limited 1.68% ICRA A1+
National Bank For Agriculture and Rural Development 0.57% CRISIL AAA National Bank For Agriculture and Rural Development 1.50% ICRA A1+
REC Limited 0.57% ICRA AAA Small Industries Development Bank of India 1.30% CARE A1+
National Bank For Agriculture and Rural Development 0.49% CRISIL AAA Kotak Mahindra Bank Limited 1.26% CRISIL A1+
National Bank For Agriculture and Rural Development 0.46% CRISIL AAA National Bank For Agriculture and Rural Development 1.12% ICRA A1+
Mindspace Business Parks REIT 0.44% ICRA AAA Axis Bank Limited 1.12% ICRA A1+
Small Industries Development Bank of India 0.42% ICRA AAA ICICI Securities Limited 1.12% ICRA A1+
Tata Capital Financial Services Limited 0.38% ICRA AAA ICICI Bank Limited 1.08% ICRA A1+
Kotak Mahindra Prime Limited 0.38% CRISIL AAA Export Import Bank of India 0.93% ICRA A1+
Mindspace Business Parks REIT 0.38% CRISIL AAA Small Industries Development Bank of India 0.74% CRISIL A1+
Kotak Mahindra Prime Limited 0.38% CRISIL AAA Toyota Financial Services India Ltd 0.74% ICRA A1+
Mahindra & Mahindra Financial Services Limited 0.38% IND AAA Axis Bank Limited 0.71% CRISIL A1+
Small Industries Development Bank of India 0.38% ICRA AAA HDFC Bank Limited 0.56% ICRA A1+
Nexus Select Trust 0.38% ICRA AAA Infina Finance Private Limited 0.56% ICRA A1+
HDFC Bank Limited 0.38% ICRA AAA Axis Bank Limited 0.55% ICRA A1+
Small Industries Development Bank of India 0.38% ICRA AAA Small Industries Development Bank of India 0.55% CARE A1+
National Bank For Agriculture and Rural Development 0.34% ICRA AAA HDFC Bank Limited 0.55% CARE A1+
National Bank For Agriculture and Rural Development 0.34% ICRA AAA ICICI Bank Limited 0.54% ICRA A1+
Tata Capital Housing Finance Limited 0.30% ICRA AAA HDFC Bank Limited 0.38% ICRA A1+
Small Industries Development Bank of India 0.30% CRISIL AAA Union Bank of India 0.38% IND A1+

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 91

 Aditya Birla Sun Life Floating Rate Fund Savings Solutions
An open ended debt scheme predominantly investing in floating rate instruments including fixed rate instruments converted
to floating rate exposures using swaps /derivatives. A relatively high interest rate risk and moderate credit risk.

Issuer % to Net Assets Rating Issuer % to Net Assets Rating

Small Industries Development Bank of India 0.37% CRISIL A1+ 8.12% Maharashtra SDL (MD 13/11/2025) 0.01% SOV
National Bank For Agriculture and Rural Development 0.37% ICRA A1+ Interest Rate Swaps 0.01%
Kotak Mahindra Bank Limited 0.37% CRISIL A1+ BNP Paribas - Indian branches 0.00%
HDFC Bank Limited 0.37% ICRA A1+ Standard Chartered Bank 0.00%
Axis Bank Limited 0.37% CRISIL A1+ BNP Paribas - Indian branches 0.00%
Small Industries Development Bank of India 0.37% CARE A1+ IDFC First Bank Limited 0.00%
Brookfield India Real Estate Trust 0.36% CRISIL A1+ BNP Paribas - Indian branches 0.00%
Barclays Invest & Loans India Limited 0.23% ICRA A1+ HSBC Bank 0.00%
Infina Finance Private Limited 0.22% ICRA A1+ BNP Paribas - Indian branches 0.00%
Tata Capital Financial Services Limited 0.19% ICRA A1+ BNP Paribas - Indian branches 0.00%
Kotak Mahindra Bank Limited 0.19% CRISIL A1+ Standard Chartered Bank 0.00%
ICICI Securities Limited 0.19% ICRA A1+ Standard Chartered Bank 0.00%
Small Industries Development Bank of India 0.19% CRISIL A1+ Standard Chartered Bank 0.00%
HDFC Bank Limited 0.19% ICRA A1+ BNP Paribas - Indian branches 0.00%
Panatone Finvest Limited 0.11% CRISIL A1+ BNP Paribas - Indian branches 0.00%
Union Bank of India 0.11% ICRA A1+ BNP Paribas - Indian branches 0.00%
Government Bond 23.73% IDFC First Bank Limited 0.00%
4.70% INDIA GOVT BOND 22SEP2033 FRB 12.55% SOV Standard Chartered Bank 0.00%
7.38% GOI 20JUN2027 3.07% SOV BNP Paribas - Indian branches 0.00%
GOI FRB- 07NOV24 2.75% SOV BNP Paribas - Indian branches 0.00%
7.33% IGB 30OCT2026 1.91% SOV BNP Paribas - Indian branches 0.00%
4.45% GOI FRB 30OCT2034 1.45% SOV IDFC First Bank Limited 0.00%
4.04% GOI FRB 04OCT2028 0.76% SOV ICICI Securities Primary Dealership Limited 0.00%
7.06% GOI 10APR28 0.64% SOV HSBC Bank 0.00%
6.99% GOVERNMENT OF INDIA 17APR26 0.30% SOV Clearing Corporation of India Limited 0.00%
7.37% GOI 23OCT2028 0.28% SOV Clearing Corporation of India Limited 0.00%
5.63% GOI 12APR2026 0.02% SOV Clearing Corporation of India Limited 0.00%
7.17% GOI (MD 08/01/2028) 0.00% SOV BNP Paribas - Indian branches 0.00%
Floating rates notes - Corporate 6.69% Clearing Corporation of India Limited 0.00%
Aditya Birla Housing Finance Limited 1.92% ICRA AAA Clearing Corporation of India Limited 0.00%
Power Finance Corporation Limited 0.76% ICRA AAA Clearing Corporation of India Limited 0.00%
HDFC Bank Limited 0.76% ICRA AAA Clearing Corporation of India Limited 0.00%
DME Development Limited 0.31% CRISIL AAA Clearing Corporation of India Limited 0.00%
DME Development Limited 0.31% CRISIL AAA Clearing Corporation of India Limited 0.00%
DME Development Limited 0.31% CRISIL AAA Clearing Corporation of India Limited -0.00%
DME Development Limited 0.31% CARE AAA Clearing Corporation of India Limited -0.00%
DME Development Limited 0.31% CRISIL AAA Standard Chartered Bank -0.00%
DME Development Limited 0.31% CRISIL AAA BNP Paribas - Indian branches -0.00%
DME Development Limited 0.31% CRISIL AAA DBS Bank Ltd/India -0.00%
DME Development Limited 0.30% CRISIL AAA Standard Chartered Bank -0.00%
DME Development Limited 0.30% CRISIL AAA Standard Chartered Bank -0.00%
DME Development Limited 0.30% CRISIL AAA IDFC First Bank Limited -0.00%
HDFC Bank Limited 0.19% ICRA AAA HSBC Bank -0.00%
Cash Management Bills 2.44% HSBC Bank -0.00%
Government of India 0.42% SOV HSBC Bank -0.00%
Government of India 0.42% SOV HSBC Bank -0.00%
Government of India 0.39% SOV HSBC Bank -0.00%
Government of India 0.31% SOV HSBC Bank -0.01%
Government of India 0.24% SOV Cash & Current Assets 1.72%
Government of India 0.20% SOV Total Net Assets 100.00%
Government of India 0.16% SOV
Government of India 0.11% SOV
Government of India 0.07% SOV
Government of India 0.06% SOV
Government of India 0.03% SOV
Government of India 0.03% SOV
Government of India 0.01% SOV
SECURITISED DEBT 1.16%
First Business Receivables Trust 0.58% IND AAA(SO)
First Business Receivables Trust 0.58% IND AAA(SO)
Alternative Investment Funds (AIF) 0.25%
Corporate Debt Market Development Fund 0.25%
Securitised Debt Amort 0.14%
CRISIL
First Business Receivables Trust 0.14%
AAA(SO)
State Government bond 0.13%
7.96% Maharashtra SDL (14/10/2025) 0.04% SOV
ANDHRA PRADESH 9.71% 12-MAR-24 SDL 0.04% SOV
WEST BENGAL 9.72% 12FEB24 SDL 0.04% SOV

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 92

 Aditya Birla Sun Life Floating Rate Fund Savings Solutions
An open ended debt scheme predominantly investing in floating rate instruments including fixed rate instruments converted
to floating rate exposures using swaps /derivatives. A relatively high interest rate risk and moderate credit risk.

Investment Performance NAV as on November 30, 2023: ` 307.3852 Rating Profile of Portfolio
Inception - June 05, 2003 Since Inception 5 Years 3 Years 1 Year
Aditya Birla Sun Life Floating Rate Fund 7.94% 6.64% 5.19% 7.38%
1.72% 0.26%
Value of Std Investment of ` 10,000 30739 13794 11643 10738
Benchmark - CRISIL Low Duration Debt Index 7.18% 6.57% 5.43% 7.50%
26.30%
Value of Std Investment of ` 10,000 27687 13747 11724 10750
Additional Benchmark - CRISIL 1 Year T-Bill Index 6.07% 5.63% 4.72% 6.97%
Value of Std Investment of ` 10,000 23772 13150 11487 10697
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
71.72%
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes Co-Managed by Fund Managers is 1. Total Schemes managed by Mr. Kaustubh Gupta is 10. Total Schemes managed Mr.
Harshil Suvarnkar is 15. Total Schemes managed by Mr. Dhaval Joshi is 51. Refer annexure on page no. 168-169 to know more on performance of schemes
managed by Fund Managers. Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of
allotment of the corresponding units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 AAA Sovereign Cash & Current Assets Unrated
or from any of our Investor Service Centers.

NAV of Plans / Options (`)^

Regular Plan Retail Plan@ Direct Plan
Growth 307.3852 444.5925 314.8266
Daily IDCW$: 100.3517 - 100.3550
Weekly IDCW$: 100.5083 100.5742 100.5234
$
Income Distribution cum capital withdrawal
^The Face Value per unit of all the plans/ options under Aditya Birla Sun Life Floating Rate Fund
is ` 100/-
Note@:Retail Plan has been discontinued and does not accept fresh subscriptions/Switch in.

Company Name ISIN YTM YTC

State Bank of India - Tier II - Basel III ** INE062A08264 6.53% 8.05%
State Bank of India - Tier II - Basel III ** INE062A08256 6.77% 7.98%
** Represents thinly traded/ non traded securities and illiquid securities.

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 93

 Aditya Birla Sun Life Corporate Bond Fund Savings Solutions
(An open ended debt scheme predominantly investing in AA+ and above rated corporate bonds.
A relatively high interest rate risk and moderate credit risk.)

Investment Objective Fund Category Investment Style

Fund Details

The investment objective of the scheme is to generate optimal Corporate Bond

Credit Quality
High
returns with high liquidity through active management of Fund
Investment Objective the portfolio by investing in High Quality Medium
Debt and Money Market Instruments
Scheme Rating
Low
[ICRA]AAAmfs
Long Mid Short
Average Maturity
Fund Manager Load Structure (as % of NAV) (Incl. for SIP) Other Parameters
Mr. Kaustubh Gupta & Mr. Dhaval Joshi Entry Load Nil Modified Duration 3.18 years
Exit Load Nil Average Maturity 4.50 years
Yield to Maturity 7.87%
Date of Allotment Macaulay Duration 3.35 years
AUM
March 3, 1997
Monthly Average AUM ` 17880.83 Crores
Application Amount for fresh subscription
AUM as on last day ` 17698.28 Crores
Benchmark ` 100 (plus in multiplies of ` 1)
NIFTY Corporate Bond Index B-II
Total Expense Ratio (TER)
Regular 0.50% Min. Addl. Investment
Managing Fund Since Direct 0.31% ` 100 (plus in multiplies of ` 1)
Including additional expenses and goods and service tax on management
April 01, 2017 & November 21, 2022 fees.

Experience in Managing the Fund SIP

6.7 years & 1.0 Years Monthly: Minimum ` 100/-

PORTFOLIO
Issuer % to Net Assets Rating Issuer % to Net Assets Rating
Fixed rates bonds - Corporate 56.28% Power Finance Corporation Limited 0.48% ICRA AAA
National Bank For Agriculture and Rural Development 3.26% CRISIL AAA Jamnagar Utilities & Power Private Limited 0.46% CRISIL AAA
Mahindra & Mahindra Financial Services Limited 2.23% IND AAA Sundaram Home Finance Limited 0.42% CRISIL AAA
Small Industries Development Bank of India 2.03% CRISIL AAA Small Industries Development Bank of India 0.42% ICRA AAA
HDFC Bank Limited 1.97% ICRA AAA LIC Housing Finance Limited 0.41% CRISIL AAA
REC Limited 1.93% ICRA AAA Mangalore Refinery and Petrochemicals Limited 0.41% CARE AAA
HDFC Bank Limited 1.86% ICRA AAA National Bank For Agriculture and Rural Development 0.39% ICRA AAA
National Bank For Agriculture and Rural Development 1.80% CRISIL AAA Sundaram Home Finance Limited 0.37% ICRA AAA
LIC Housing Finance Limited 1.78% CRISIL AAA National Bank For Agriculture and Rural Development 0.34% ICRA AAA
Power Finance Corporation Limited 1.60% ICRA AAA HDFC Bank Limited 0.33% ICRA AAA
Small Industries Development Bank of India 1.41% ICRA AAA Mindspace Business Parks REIT 0.32% ICRA AAA
Small Industries Development Bank of India 1.40% ICRA AAA ICICI Home Finance Company Limited 0.31% ICRA AAA
Small Industries Development Bank of India 1.35% ICRA AAA Mahindra & Mahindra Financial Services Limited 0.28% IND AAA
LIC Housing Finance Limited 1.33% CRISIL AAA Mindspace Business Parks REIT 0.28% CRISIL AAA
HDFC Bank Limited 1.26% ICRA AAA Embassy Office Parks REIT 0.28% CRISIL AAA
Sikka Ports and Terminals Limited 1.24% CRISIL AAA Tata Capital Limited 0.28% CRISIL AAA
National Bank For Agriculture and Rural Development 1.23% ICRA AAA HDB Financial Services Limited 0.28% CRISIL AAA
Small Industries Development Bank of India 1.12% CRISIL AAA National Bank For Agriculture and Rural Development 0.28% ICRA AAA
LIC Housing Finance Limited 1.10% CRISIL AAA HDFC Bank Limited 0.22% ICRA AAA
HDFC Bank Limited 1.02% ICRA AAA Bajaj Housing Finance Limited 0.22% CRISIL AAA
HDFC Bank Limited 1.02% ICRA AAA Bajaj Housing Finance Limited 0.20% CRISIL AAA
Larsen & Toubro Limited 0.99% CRISIL AAA Jamnagar Utilities & Power Private Limited 0.18% CRISIL AAA
SMFG India Credit Co. Ltd. 0.99% CRISIL AAA National Bank For Agriculture and Rural Development 0.16% ICRA AAA
HDFC Bank Limited - Tier II - Basel III 0.96% CRISIL AAA LIC Housing Finance Limited 0.14% CRISIL AAA
Power Finance Corporation Limited 0.90% ICRA AAA REC Limited 0.14% ICRA AAA
Summit Digitel Infrastructure Private Limited 0.85% CRISIL AAA HDB Financial Services Limited 0.14% CRISIL AAA
Embassy Office Parks REIT 0.84% CRISIL AAA HDFC Bank Limited 0.14% ICRA AAA
Pipeline Infrastructure Limited 0.84% CRISIL AAA Kotak Mahindra Prime Limited 0.14% CRISIL AAA
State Bank of India - Tier II - Basel III 0.80% ICRA AAA Small Industries Development Bank of India 0.14% CARE AAA
HDFC Bank Limited 0.79% ICRA AAA Kotak Mahindra Prime Limited 0.13% CRISIL AAA
Bank of Baroda - Tier II - Basel III 0.76% CARE AAA Kotak Mahindra Prime Limited 0.11% CRISIL AAA
National Bank For Agriculture and Rural Development 0.73% CRISIL AAA Power Finance Corporation Limited 0.09% ICRA AAA
Summit Digitel Infrastructure Private Limited 0.68% CRISIL AAA National Housing Bank 0.08% ICRA AAA
REC Limited 0.62% ICRA AAA Punjab National Bank - Tier II - Basel III 0.08% IND AAA
Bajaj Finance Limited 0.59% CRISIL AAA Power Finance Corporation Limited 0.08% ICRA AAA
LIC Housing Finance Limited 0.56% CRISIL AAA National Bank For Agriculture and Rural Development 0.08% CRISIL AAA
HDFC Bank Limited 0.56% ICRA AAA Tata Capital Financial Services Limited 0.07% ICRA AAA
IndInfravit Trust 0.56% ICRA AAA Aditya Birla Finance Limited 0.07% ICRA AAA
REC Limited 0.54% ICRA AAA ICICI Home Finance Company Limited 0.07% ICRA AAA
Small Industries Development Bank of India 0.53% ICRA AAA Aditya Birla Finance Limited 0.06% ICRA AAA
Power Finance Corporation Limited 0.50% ICRA AAA Axis Finance Limited 0.06% CRISIL AAA

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 94

 Aditya Birla Sun Life Corporate Bond Fund Savings Solutions
(An open ended debt scheme predominantly investing in AA+ and above rated corporate bonds.
A relatively high interest rate risk and moderate credit risk.)

Issuer % to Net Assets Rating Issuer % to Net Assets Rating

NIIF Infrastructure Finance Limited 0.06% ICRA AAA GUJARAT GUJARA 8.23 09/09/25 0.03% SOV
Kotak Mahindra Investments Limited 0.06% CRISIL AAA 7.99% MAHARASHTRA 28OCT2025 SDL 0.03% SOV
HDFC Bank Limited 0.06% ICRA AAA 7.96% Maharashtra SDL (14/10/2025) 0.03% SOV
Aditya Birla Finance Limited 0.05% ICRA AAA 7.96% Gujarat SDL (14/10/2025) 0.03% SOV
Power Finance Corporation Limited 0.04% ICRA AAA ANDHRA PRADESH ANDHRA 9.84 02/26/24 0.03% SOV
Tata Capital Financial Services Limited 0.03% ICRA AAA 6.92% RAJASTHAN 04SEP25 SDL 0.02% SOV
HDFC Bank Limited 0.03% CRISIL AAA 6.87% RAJASTHAN 08SEP2031 SDL 0.02% SOV
REC Limited 0.03% ICRA AAA 8.27% TAMILNADU 23DEC2025 SDL 0.02% SOV
Power Finance Corporation Limited 0.03% ICRA AAA 6.91% RAJASTHAN 01SEP2031 SDL 0.00% SOV
Power Finance Corporation Limited 0.03% ICRA AAA 6.97% MAHARASHTRA 18FEB2028 SDL 0.00% SOV
LIC Housing Finance Limited 0.03% CRISIL AAA Securitised Debt Amort 0.35%
LIC Housing Finance Limited 0.03% CRISIL AAA CRISIL
First Business Receivables Trust 0.19%
AAA(SO)
REC Limited 0.03% CRISIL AAA
CRISIL
Power Finance Corporation Limited 0.03% ICRA AAA First Business Receivables Trust 0.10%
AAA(SO)
LIC Housing Finance Limited 0.02% CRISIL AAA CRISIL
First Business Receivables Trust 0.06%
REC Limited 0.02% ICRA AAA AAA(SO)
Cash Management Bills 0.22%
Power Finance Corporation Limited 0.01% ICRA AAA
Government of India 0.07% SOV
LIC Housing Finance Limited 0.01% CRISIL AAA
Government of India 0.05% SOV
REC Limited 0.01% CRISIL AAA
Government of India 0.02% SOV
Indian Railway Finance Corporation Limited 0.01% CRISIL AAA
Government of India 0.02% SOV
National Bank For Agriculture and Rural Development 0.01% ICRA AAA
Government of India 0.02% SOV
Government Bond 33.26%
Government of India 0.02% SOV
7.26% GOVERNMENT OF INDIA 06FEB33 9.51% SOV
Government of India 0.02% SOV
7.18% GOI 24-Jul-2037 9.22% SOV
Alternative Investment Funds (AIF) 0.18%
4.45% GOI FRB 30OCT2034 3.58% SOV
Corporate Debt Market Development Fund 0.18%
4.70% INDIA GOVT BOND 22SEP2033 FRB 3.11% SOV
Money Market Instruments 0.14%
7.18% GOVERNMENT ON INDIA 14AUG2033 GSEC 2.97% SOV
Axis Finance Limited 0.14% CRISIL A1+
7.06% GOI 10APR28 1.96% SOV
Interest Rate Swaps 0.04%
7.38% GOI 20JUN2027 0.79% SOV
Clearing Corporation of India Limited 0.01%
7.26% GOI 22AUG2032 0.62% SOV
Clearing Corporation of India Limited 0.01%
7.17% GOVERNMENT OF INDIA 17APR30 0.36% SOV
Clearing Corporation of India Limited 0.00%
7.32% GOI BOND 13NOV2030 0.28% SOV
Clearing Corporation of India Limited 0.00%
6.54% GOI 17JAN2032 0.22% SOV
Clearing Corporation of India Limited 0.00%
GOI 06.79% 26DEC2029 0.17% SOV
Clearing Corporation of India Limited 0.00%
8.60% GOI (MD 02/06/2028) 0.14% SOV
Clearing Corporation of India Limited 0.00%
7.10% GOVERNMENT OF INDIA 18APR29 0.14% SOV
Clearing Corporation of India Limited 0.00%
7.59% GOI(MD 11/01/2026) 0.06% SOV
Clearing Corporation of India Limited 0.00%
7.57% GOI (MD 17/06/2033) 0.04% SOV
Clearing Corporation of India Limited 0.00%
6.79% GOI (MD 15/05/2027) 0.02% SOV
Clearing Corporation of India Limited 0.00%
6.22% GOVERNMENT OF INDIA 16MAR35 G-SEC 0.02% SOV
DBS Bank Ltd/India 0.00%
6.67% GOVERNMENT OF INDIA 17DEC50 G-SEC 0.02% SOV
ICICI Securities Primary Dealership Limited 0.00%
7.37% GOI 23OCT2028 0.01% SOV
Standard Chartered Bank 0.00%
5.15% GOVERNMENT OF INDIA 09NOV25 G-SEC 0.01% SOV
Clearing Corporation of India Limited 0.00%
8.33% GOI (MD 09/07/2026) 0.01% SOV
Clearing Corporation of India Limited 0.00%
4.04% GOI FRB 04OCT2028 0.01% SOV
Clearing Corporation of India Limited 0.00%
07.26% GOI (MD 14/01/2029) 0.00% SOV
Clearing Corporation of India Limited 0.00%
7.17% GOI (MD 08/01/2028) 0.00% SOV
Clearing Corporation of India Limited 0.00%
5.63% GOI 12APR2026 0.00% SOV
Clearing Corporation of India Limited 0.00%
Floating rates notes - Corporate 4.46%
Clearing Corporation of India Limited 0.00%
HDFC Bank Limited 1.13% ICRA AAA
Clearing Corporation of India Limited 0.00%
DME Development Limited 0.31% CRISIL AAA
Clearing Corporation of India Limited 0.00%
DME Development Limited 0.31% CRISIL AAA
Clearing Corporation of India Limited 0.00%
DME Development Limited 0.31% CRISIL AAA
Clearing Corporation of India Limited 0.00%
DME Development Limited 0.31% CARE AAA
Clearing Corporation of India Limited 0.00%
DME Development Limited 0.31% CRISIL AAA
Clearing Corporation of India Limited 0.00%
DME Development Limited 0.31% CRISIL AAA
Clearing Corporation of India Limited 0.00%
DME Development Limited 0.31% CRISIL AAA
Clearing Corporation of India Limited 0.00%
DME Development Limited 0.31% CRISIL AAA
Clearing Corporation of India Limited 0.00%
DME Development Limited 0.31% CRISIL AAA
Clearing Corporation of India Limited 0.00%
DME Development Limited 0.31% CRISIL AAA
Clearing Corporation of India Limited 0.00%
Axis Finance Limited 0.20% CRISIL AAA
Clearing Corporation of India Limited 0.00%
HDFC Bank Limited 0.03% ICRA AAA
Clearing Corporation of India Limited 0.00%
SECURITISED DEBT 0.98%
Clearing Corporation of India Limited 0.00%
First Business Receivables Trust 0.43% IND AAA(SO)
Clearing Corporation of India Limited 0.00%
First Business Receivables Trust 0.41% IND AAA(SO)
Clearing Corporation of India Limited 0.00%
First Business Receivables Trust 0.14% IND AAA(SO)
Clearing Corporation of India Limited 0.00%
State Government bond 0.39%
Clearing Corporation of India Limited 0.00%
8.22% TAMIL NADU 09DEC2025 SDL 0.06% SOV
Clearing Corporation of India Limited 0.00%
8.52% UTTAR PRADESH 21MAR2025 SDL 0.06% SOV
Clearing Corporation of India Limited 0.00%
8.59% UTTAR PRADESH 10MAR2025 SDL 0.03% SOV
Clearing Corporation of India Limited 0.00%
8.16% KARNATAKA 26NOV2025 SDL 0.03% SOV

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 95

 Aditya Birla Sun Life Corporate Bond Fund Savings Solutions
(An open ended debt scheme predominantly investing in AA+ and above rated corporate bonds.
A relatively high interest rate risk and moderate credit risk.)

Issuer % to Net Assets Rating Issuer % to Net Assets Rating

Clearing Corporation of India Limited 0.00% Clearing Corporation of India Limited -0.00%
Clearing Corporation of India Limited 0.00% Clearing Corporation of India Limited -0.00%
Clearing Corporation of India Limited 0.00% Clearing Corporation of India Limited -0.00%
Clearing Corporation of India Limited 0.00% BNP Paribas - Indian branches -0.00%
Clearing Corporation of India Limited 0.00% ICICI Securities Primary Dealership Limited -0.00%
Clearing Corporation of India Limited 0.00% Clearing Corporation of India Limited -0.00%
Clearing Corporation of India Limited 0.00% HSBC Bank -0.00%
Clearing Corporation of India Limited 0.00% Standard Chartered Bank -0.00%
Clearing Corporation of India Limited 0.00% Clearing Corporation of India Limited -0.00%
Clearing Corporation of India Limited 0.00% ICICI Securities Primary Dealership Limited -0.00%
BNP Paribas - Indian branches 0.00% IDFC First Bank Limited -0.00%
Standard Chartered Bank 0.00% Clearing Corporation of India Limited -0.00%
Clearing Corporation of India Limited 0.00% Clearing Corporation of India Limited -0.00%
Clearing Corporation of India Limited 0.00% Clearing Corporation of India Limited -0.00%
Clearing Corporation of India Limited 0.00% Clearing Corporation of India Limited -0.00%
Clearing Corporation of India Limited 0.00% BNP Paribas - Indian branches -0.00%
Clearing Corporation of India Limited 0.00% Standard Chartered Bank -0.00%
Clearing Corporation of India Limited 0.00% IDFC First Bank Limited -0.00%
Clearing Corporation of India Limited 0.00% BNP Paribas - Indian branches -0.00%
Clearing Corporation of India Limited 0.00% Standard Chartered Bank -0.00%
Clearing Corporation of India Limited 0.00% Standard Chartered Bank -0.00%
Clearing Corporation of India Limited 0.00% BNP Paribas - Indian branches -0.00%
Clearing Corporation of India Limited 0.00% BNP Paribas - Indian branches -0.00%
Clearing Corporation of India Limited 0.00% Standard Chartered Bank -0.00%
Clearing Corporation of India Limited 0.00% BNP Paribas - Indian branches -0.00%
Clearing Corporation of India Limited 0.00% Standard Chartered Bank -0.00%
Clearing Corporation of India Limited 0.00% Cash & Current Assets 3.71%
Clearing Corporation of India Limited 0.00% Total Net Assets 100.00%
Clearing Corporation of India Limited 0.00%
Standard Chartered Bank -0.00%
Clearing Corporation of India Limited -0.00%
Clearing Corporation of India Limited -0.00%
Clearing Corporation of India Limited -0.00%
Clearing Corporation of India Limited -0.00%
Clearing Corporation of India Limited -0.00%
Clearing Corporation of India Limited -0.00%
Clearing Corporation of India Limited -0.00%
Clearing Corporation of India Limited -0.00%

Investment Performance NAV as on November 30, 2023: ` 98.7490 Rating Profile of Portfolio
Inception - March 3, 1997 Since Inception 5 Years 3 Years 1 Year
Aditya Birla Sun Life Corporate Bond Fund 8.93% 7.36% 4.97% 6.92% 3.71% 0.22%
Value of Std Investment of ` 10,000 98749 14265 11570 10692
Benchmark - NIFTY Corporate Bond Index B-II NA 7.41% 5.54% 7.30%
Value of Std Investment of ` 10,000 NA 14301 11761 10730
Additional Benchmark - CRISIL 10 Year Gilt Index NA 5.96% 2.94% 6.77% 33.86%
Value of Std Investment of ` 10,000 NA 13360 10910 10677 62.21%
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes Co-Managed by Fund Managers is 1. Total Schemes managed by Mr. Kaustubh Gupta is 10. Total Schemes managed by Mr.
Dhaval Joshi is 51. Refer annexure on page no. 168-169 to know more on performance of schemes managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service AAA Sovereign Cash & Current Assets Unrated
Centers.

Company Name ISIN YTM YTC

Bank of Baroda - Tier II - Basel III ** INE028A08190 7.53% 7.84%
Punjab National Bank - Tier II - Basel III ** INE160A08167 7.44% 7.85% NAV of Plans / Options (`)
State Bank of India - Tier II - Basel III ** INE062A08256 6.77% 7.98%
** Represents thinly traded/ non traded securities and illiquid securities. Regular Plan Direct Plan
Growth 98.7490 100.1408
IDCW$: 12.8476 11.4063
Monthly IDCW$: 12.2830 12.4389
$
Income Distribution cum capital withdrawal

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 96

 Aditya Birla Sun Life Short Term Fund Savings Solutions
An open ended short term debt scheme investing in instruments such that the Macaulay duration
of the portfolio is between 1-3 years. A relatively high interest rate risk and moderate credit risk.

Investment Objective Fund Category Investment Style

Fund Details

The investment objective of the Scheme is to generate income Short Duration

Credit Quality
High
and capital appreciation by investing 100% of the corpus Fund
Investment Objective in a diversified portfolio of debt and Medium
money market securities.
Scheme Rating
Low
[ICRA]AAAmfs
Long Mid Short
Average Maturity
Fund Manager Load Structure (as % of NAV) (Incl. for SIP) Other Parameters
Mr. Kaustubh Gupta, Mr. Mohit Sharma & Mr. Dhaval Joshi Entry Load Nil Modified Duration 2.63 years
Exit Load Nil Average Maturity 3.50 years
Yield to Maturity 7.87%
Date of Allotment Macaulay Duration 2.74 years
AUM
May 09, 2003
Monthly Average AUM ` 6020.76 Crores
Application Amount for fresh subscription
AUM as on last day ` 6020.58 Crores
Benchmark ` 1,000 (plus in multiplies of ` 1)
NIFTY Short Duration Debt Index B-II Total Expense Ratio (TER)
Regular 1.04% Min. Addl. Investment
Managing Fund Since Direct 0.38% ` 1,000 (plus in multiplies of ` 1)
Including additional expenses and goods and service tax on management
September 11, 2014, August 06, 2020 & fees.
November 21, 2022

SIP
Experience in Managing the Fund Monthly: Minimum ` 1,000/-
9.2 years, 3.3 years & 1.0 Years

PORTFOLIO
Issuer % to Net Assets Rating Issuer % to Net Assets Rating

Government Bond 37.42% Mindspace Business Parks REIT 0.83% ICRA AAA

7.26% GOVERNMENT OF INDIA 06FEB33 8.93% SOV Power Finance Corporation Limited 0.83% ICRA AAA

7.38% GOI 20JUN2027 8.12% SOV JM Financial Credit Solutions Ltd 0.83% ICRA AA

7.18% GOVERNMENT ON INDIA 14AUG2033 GSEC 7.67% SOV Tata Capital Housing Finance Limited 0.82% ICRA AAA

7.06% GOI 10APR28 3.42% SOV State Bank of India - Tier II - Basel III 0.80% ICRA AAA

7.18% GOI 24-Jul-2037 2.53% SOV Manappuram Finance Limited 0.66% CRISIL AA

7.17% GOVERNMENT OF INDIA 17APR30 2.39% SOV Nexus Select Trust 0.58% ICRA AAA

4.70% INDIA GOVT BOND 22SEP2033 FRB 2.10% SOV Punjab National Bank - Tier II - Basel III 0.58% IND AAA

7.10% GOVERNMENT OF INDIA 18APR29 1.48% SOV HDFC Bank Limited 0.57% ICRA AAA

5.63% GOI 12APR2026 0.40% SOV REC Limited 0.42% ICRA AAA

5.22% GOVERNMENT OF INDIA 15JUN25 G-SEC 0.32% SOV Muthoot Finance Limited 0.41% ICRA AA+

7.17% GOI (MD 08/01/2028) 0.05% SOV HDFC Bank Limited 0.41% ICRA AAA

Fixed rates bonds - Corporate 32.96% Cholamandalam Financial Holdings Limited 0.41% IND AA+

Embassy Office Parks REIT 2.40% CRISIL AAA Sikka Ports and Terminals Limited 0.40% CRISIL AAA

Sundew Properties Limited 1.67% CRISIL AAA Pipeline Infrastructure Limited 0.33% CRISIL AAA

National Bank For Agriculture and Rural Development 1.65% CRISIL AAA REC Limited 0.25% ICRA AAA

Shriram Finance Ltd 1.49% IND AA+ REC Limited 0.17% CRISIL AAA

HDFC Bank Limited 1.48% ICRA AAA Tata Capital Financial Services Limited 0.17% ICRA AAA

Tata Capital Financial Services Limited 1.25% ICRA AAA Small Industries Development Bank of India 0.17% CRISIL AAA

Summit Digitel Infrastructure Private Limited 1.20% CRISIL AAA Reliance Industries Limited 0.17% CRISIL AAA

TMF Holdings Limited 1.15% CRISIL AA TATA Realty & Infrastructure Limited 0.16% ICRA AA+

IndInfravit Trust 1.15% ICRA AAA Power Finance Corporation Limited 0.08% ICRA AAA

National Bank For Agriculture and Rural Development 1.07% ICRA AAA Jamnagar Utilities & Power Private Limited 0.02% CRISIL AAA

JM Financial Products Limited 1.07% ICRA AA Money Market Instruments 11.00%

Tata Capital Financial Services Limited 1.06% ICRA AAA Canara Bank 3.26% CRISIL A1+

Tata Motors Finance Solutions Ltd. 0.99% CRISIL AA Axis Bank Limited 3.13% CRISIL A1+

Mindspace Business Parks REIT 0.97% ICRA AAA Axis Bank Limited 1.65% ICRA A1+

Manappuram Finance Limited 0.91% CRISIL AA Axis Bank Limited 1.63% ICRA A1+

Embassy Office Parks REIT 0.90% CRISIL AAA Axis Bank Limited 1.24% ICRA A1+

National Housing Bank 0.83% ICRA AAA National Bank For Agriculture and Rural Development 0.08% CRISIL A1+

Embassy Office Parks REIT 0.83% CRISIL AAA National Bank For Agriculture and Rural Development 0.02% ICRA A1+

Power Finance Corporation Limited 0.83% ICRA AAA Floating rates notes - Corporate 9.74%

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 97

 Aditya Birla Sun Life Short Term Fund Savings Solutions
An open ended short term debt scheme investing in instruments such that the Macaulay duration
of the portfolio is between 1-3 years. A relatively high interest rate risk and moderate credit risk.

Issuer % to Net Assets Rating Issuer % to Net Assets Rating

HDFC Bank Limited 2.48% ICRA AAA Government of India 0.35% SOV
Bharti Telecom Limited 1.67% CRISIL AA+ Government of India 0.32% SOV
Axis Finance Limited 0.91% CRISIL AAA Government of India 0.14% SOV
Vedanta Limited 0.83% CRISIL AA- Government of India 0.13% SOV
Mahindra Rural Housing Finance Limited 0.50% IND AA+ Government of India 0.12% SOV
DME Development Limited 0.31% CRISIL AAA Government of India 0.08% SOV
DME Development Limited 0.31% CRISIL AAA Government of India 0.06% SOV
DME Development Limited 0.31% CRISIL AAA State Government bond 0.76%
DME Development Limited 0.31% CARE AAA 8.83% TAMIL NADU 11JUN2024 SDL 0.42% SOV
DME Development Limited 0.31% CRISIL AAA KARNATAKA 09.01% 25JUN24 SDL 0.17% SOV
DME Development Limited 0.31% CRISIL AAA 8.32% UTTAR PRADESH 02JUN2025 SDL 0.08% SOV
DME Development Limited 0.31% CRISIL AAA 8.05% HARYANA 25FEB2025 SDL 0.07% SOV
DME Development Limited 0.31% CRISIL AAA 8.60% BIHAR 09MAR2026 SDL 0.01% SOV
DME Development Limited 0.31% CRISIL AAA 8.06% MAHARASHTRA 11FEB2025 SDL 0.00% SOV
DME Development Limited 0.31% CRISIL AAA Alternative Investment Funds (AIF) 0.21%
HDFC Credila Financial Services Pvt Limited 0.25% CRISIL AAA Corporate Debt Market Development Fund 0.21%
SECURITISED DEBT 2.87% Interest Rate Swaps 0.01%
First Business Receivables Trust 1.24% IND AAA(SO) BNP Paribas - Indian branches 0.01%
First Business Receivables Trust 1.21% IND AAA(SO) IDFC First Bank Limited 0.00%
First Business Receivables Trust 0.42% IND AAA(SO) Cash & Current Assets 2.99%
Cash Management Bills 2.05% Total Net Assets 100.00%

Government of India 0.44% SOV

Government of India 0.41% SOV

Investment Performance NAV as on November 30, 2023: ` 41.8481 Rating Profile of Portfolio
Inception - May 09, 2003 Since Inception 5 Years 3 Years 1 Year
Aditya Birla Sun Life Short Term Fund 7.20% 6.90% 4.82% 6.47%
Value of Std Investment of ` 10,000 41848 13960 11521 10647 2.99% 0.83%0.22%
Benchmark - NIFTY Short Duration Debt Index B-II 7.54% 6.99% 5.40% 7.34% 10.26%
Value of Std Investment of ` 10,000 44587 14019 11714 10734
45.49%
Additional Benchmark - CRISIL 10 Year Gilt Index 5.76% 5.96% 2.94% 6.77%
Value of Std Investment of ` 10,000 31656 13360 10910 10677
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
40.22%
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes Co-Managed by Fund Managers is 2. Total Schemes managed by Mr. Kaustubh Gupta is 10. Total Schemes managed by
Mr. Mohit Sharma is 19. Total Schemes managed by Mr. Dhaval Joshi is 51. Refer annexure on page no. 168-169 to know more on performance of schemes AAA Sovereign
managed by Fund Managers. AA Cash & Current Assets
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding
Below AA Unrated
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service
Centers.

Company Name ISIN YTM YTC

State Bank of India - Tier II - Basel III ** INE062A08264 6.53% 8.05% NAV of Plans / Options (`)
Punjab National Bank - Tier II - Basel III ** INE160A08167 7.44% 7.85%
Regular Plan Direct Plan
** Represents thinly traded/ non traded securities and illiquid securities.
Growth 41.8481 44.8379
IDCW$: 17.3951 12.5397
Quarterly IDCW$: 10.6106 11.1453
$
Income Distribution cum capital withdrawal

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 98

 Aditya Birla Sun Life Banking & PSU Debt Fund Savings Solutions
An open ended debt scheme predominantly investing in debt instruments of banks, Public Sector Undertakings,
Public Financial Institutions and Municipal Bonds. A relatively high interest rate risk and moderate credit risk.

Investment Objective Fund Category Investment Style

Fund Details

To generate reasonable returns by primarily investing in Banking and PSU Fund

Credit Quality
High
debt and money market securities that are issued by Banks,
Investment Objective Public Sector Undertakings (PSUs) and Medium
Public Financial Institutions (PFIs) in India.
Scheme Rating
Low
[ICRA]AAAmfs
Long Mid Short
Average Maturity
Fund Manager Load Structure (as % of NAV) (Incl. for SIP) Other Parameters
Mr. Kaustubh Gupta & Mr. Harshil Suvarnkar Entry Load Nil Modified Duration 2.93 years
Exit Load Nil Average Maturity 5.59 years
Yield to Maturity 7.74%
Date of Allotment Macaulay Duration 3.11 years
AUM
April 19, 2002
Monthly Average AUM ` 8144.69 Crores
Application Amount for fresh subscription
AUM as on last day ` 8131.61 Crores
Benchmark ` 1,000 (plus in multiplies of ` 1)
NIFTY Banking & PSU Debt Index Total Expense Ratio (TER)
Regular 0.71% Min. Addl. Investment
Managing Fund Since Direct 0.36% ` 1,000 (plus in multiplies of ` 1)
Including additional expenses and goods and service tax on management
September 29, 2009 & March 22, 2021 fees.

Experience in Managing the Fund

14.2 years & 2.7 years

SIP
Monthly: Minimum ` 1,000/-

PORTFOLIO
Issuer % to Net Assets Rating Issuer % to Net Assets Rating
Fixed rates bonds - Corporate 64.27% HDB Financial Services Limited 0.37% CRISIL AAA
Power Finance Corporation Limited 3.99% ICRA AAA ICICI Bank Limited 0.37% ICRA AAA
Small Industries Development Bank of India 3.00% CRISIL AAA National Bank For Agriculture and Rural Development 0.31% CRISIL AAA
HDFC Bank Limited - Tier II - Basel III 2.94% CRISIL AAA Power Grid Corporation of India Limited 0.31% CRISIL AAA
National Housing Bank 2.77% ICRA AAA Axis Finance Limited 0.31% CARE AAA
HDFC Bank Limited 2.75% ICRA AAA Sundaram Home Finance Limited 0.31% ICRA AAA
National Bank For Agriculture and Rural Development 1.96% ICRA AAA Small Industries Development Bank of India 0.31% CRISIL AAA
State Bank of India - Tier II - Basel III 1.95% ICRA AAA ICICI Home Finance Company Limited 0.31% ICRA AAA
National Bank For Agriculture and Rural Development 1.83% ICRA AAA REC Limited 0.31% CRISIL AAA
Small Industries Development Bank of India 1.73% ICRA AAA Kotak Mahindra Prime Limited 0.31% CRISIL AAA
National Bank For Agriculture and Rural Development 1.65% CRISIL AAA LIC Housing Finance Limited 0.31% CRISIL AAA
LIC Housing Finance Limited 1.53% CRISIL AAA Mahindra & Mahindra Financial Services Limited 0.31% CRISIL AAA
National Bank For Agriculture and Rural Development 1.53% CRISIL AAA REC Limited 0.31% ICRA AAA
National Bank For Agriculture and Rural Development 1.52% ICRA AAA REC Limited 0.31% ICRA AAA
State Bank of India - Tier I - Basel III 1.23% CRISIL AA+ REC Limited 0.31% CRISIL AAA
HDFC Bank Limited 1.22% ICRA AAA REC Limited 0.31% ICRA AAA
Power Finance Corporation Limited 1.22% ICRA AAA HDFC Bank Limited 0.31% ICRA AAA
Tata Capital Limited 1.21% CRISIL AAA Indian Railway Finance Corporation Limited 0.31% ICRA AAA
HDFC Bank Limited 1.11% ICRA AAA HDB Financial Services Limited 0.31% CRISIL AAA
Power Finance Corporation Limited 0.92% ICRA AAA Power Finance Corporation Limited 0.30% ICRA AAA
Power Finance Corporation Limited 0.91% ICRA AAA Small Industries Development Bank of India 0.30% ICRA AAA
Small Industries Development Bank of India 0.91% ICRA AAA Small Industries Development Bank of India 0.30% ICRA AAA
Small Industries Development Bank of India 0.91% CRISIL AAA Cholamandalam Investment and Finance Company
0.30% ICRA AA+
Limited
Bank of Baroda - Tier I - Basel III 0.87% CRISIL AA+
National Bank For Agriculture and Rural Development 0.30% ICRA AAA
Small Industries Development Bank of India 0.86% ICRA AAA
Summit Digitel Infrastructure Private Limited 0.30% CRISIL AAA
Power Finance Corporation Limited 0.80% ICRA AAA
REC Limited 0.30% ICRA AAA
Small Industries Development Bank of India 0.79% ICRA AAA
LIC Housing Finance Limited 0.30% CRISIL AAA
HDB Financial Services Limited 0.79% CRISIL AAA
REC Limited 0.30% ICRA AAA
National Bank For Agriculture and Rural Development 0.79% ICRA AAA
REC Limited 0.25% CRISIL AAA
Mangalore Refinery and Petrochemicals Limited 0.77% CARE AAA
NIIF Infrastructure Finance Limited 0.25% ICRA AAA
Power Grid Corporation of India Limited 0.75% CRISIL AAA
SMFG India Credit Co. Ltd. 0.25% CRISIL AAA
HDFC Bank Limited 0.72% ICRA AAA
Power Finance Corporation Limited 0.24% ICRA AAA
Mahindra & Mahindra Financial Services Limited 0.68% IND AAA
Small Industries Development Bank of India 0.24% CRISIL AAA
Power Finance Corporation Limited 0.61% ICRA AAA
Indian Railway Finance Corporation Limited 0.19% ICRA AAA
National Bank For Agriculture and Rural Development 0.61% CRISIL AAA
Bharat Petroleum Corporation Limited 0.18% CRISIL AAA
REC Limited 0.61% ICRA AAA
LIC Housing Finance Limited 0.18% CRISIL AAA
ICICI Bank Limited - Tier II - Basel III 0.61% ICRA AAA
National Bank For Agriculture and Rural Development 0.18% ICRA AAA
REC Limited 0.61% ICRA AAA
National Bank For Agriculture and Rural Development 0.13% CRISIL AAA
State Bank of India - Tier II - Basel III 0.60% ICRA AAA
Indian Railway Finance Corporation Limited 0.13% CRISIL AAA
REC Limited 0.50% CRISIL AAA
Nuclear Power Corporation Of India Ltd 0.13% CRISIL AAA
REC Limited 0.43% ICRA AAA
Power Finance Corporation Limited 0.12% ICRA AAA
HDFC Bank Limited 0.43% ICRA AAA
Power Grid Corporation of India Limited 0.12% CRISIL AAA
Power Finance Corporation Limited 0.37% ICRA AAA
Bank of Baroda - Tier II - Basel III 0.12% CARE AAA

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 99

 Aditya Birla Sun Life Banking & PSU Debt Fund Savings Solutions
An open ended debt scheme predominantly investing in debt instruments of banks, Public Sector Undertakings,
Public Financial Institutions and Municipal Bonds. A relatively high interest rate risk and moderate credit risk.

Issuer % to Net Assets Rating Issuer % to Net Assets Rating

Bajaj Finance Limited 0.12% CRISIL AAA Government of India 0.09% SOV
Power Grid Corporation of India Limited 0.10% CRISIL AAA Government of India 0.06% SOV
Power Grid Corporation of India Limited 0.06% ICRA AAA Government of India 0.06% SOV
Power Grid Corporation of India Limited 0.06% ICRA AAA Government of India 0.05% SOV
Power Grid Corporation of India Limited 0.06% ICRA AAA Government of India 0.04% SOV
Power Finance Corporation Limited 0.06% ICRA AAA Government of India 0.04% SOV
Power Finance Corporation Limited 0.06% ICRA AAA Government of India 0.04% SOV
Power Grid Corporation of India Limited 0.06% ICRA AAA Government of India 0.04% SOV
HDFC Bank Limited 0.06% CRISIL AAA Government of India 0.04% SOV
Bajaj Housing Finance Limited 0.06% CRISIL AAA Government of India 0.01% SOV
HDFC Bank Limited 0.06% ICRA AAA Government of India 0.01% SOV
Power Finance Corporation Limited 0.06% ICRA AAA Government of India 0.00% SOV
National Bank For Agriculture and Rural Development 0.05% CRISIL AAA Government of India 0.00% SOV
National Bank For Agriculture and Rural Development 0.01% ICRA AAA State Government bond 1.28%
Punjab National Bank - Tier II - Basel III 0.01% IND AAA 7.65% TAMIL NADU 18OCT2033 SDL 0.41% SOV
National Highways Authority of India 0.01% CRISIL AAA 6.98% MAHARASHTRA 26FEB2028 SDL 0.17% SOV
Government Bond 18.30% 8.96% MAHARASHTRA 09JUL24 SDL 0.14% SOV
7.17% GOVERNMENT OF INDIA 17APR30 5.02% SOV 9.01% GUJARAT 25JUN24 SDL 0.10% SOV
7.38% GOI 20JUN2027 3.22% SOV 6.63% GUJARAT 16SEP2029 SDL 0.07% SOV
7.18% GOVERNMENT ON INDIA 14AUG2033 GSEC 2.44% SOV 6.47% MAHARASHTRA 21OCT2028 SDL 0.07% SOV
7.06% GOI 10APR28 1.59% SOV 8.42% KERALA 27JAN2026 SDL 0.06% SOV
4.70% INDIA GOVT BOND 22SEP2033 FRB 1.25% SOV 7.99% KERLA 28OCT25 SDL 0.06% SOV
7.33% IGB 30OCT2026 1.05% SOV 8.53% TAMIL NADU 28NOV2028 SDL 0.05% SOV
7.26% GOVERNMENT OF INDIA 06FEB33 1.04% SOV 7.20% MAHARASHTRA 09AUG2027 SDL 0.04% SOV
7.10% GOVERNMENT OF INDIA 18APR29 0.78% SOV 7.76% UTTARAKHAND 29MAR2033 SDL 0.02% SOV
7.18% GOI 24-Jul-2037 0.74% SOV 7.98% KARNATAKA 14OCT25 SDL 0.02% SOV
7.37% GOI 23OCT2028 0.63% SOV 8.36% MAHARASHTRA 27JAN26 SDL 0.02% SOV
7.17% GOI (MD 08/01/2028) 0.16% SOV 7.46% MADHYA PRADESH 14SEP2032 SDL 0.02% SOV
7.26% GOI 22AUG2032 0.12% SOV 8.39 % MADHYA PRADESH 27JAN2026 SDL 0.01% SOV
7.72% GOI (MD 25/05/2025) 0.06% SOV 8.46% GUJARAT 10FEB2026 SDL 0.01% SOV
6.97% GOI (MD 06/09/2026) 0.06% SOV 7.66% UTTAR PRADESH 24AUG2032 SDL 0.01% SOV
6.45% GOVERNMENT OF INDIA 07OCT29 G-SEC 0.06% SOV Floating rates notes - Corporate 0.61%
7.54% GOVERNMENT OF INDIA 23MAY2036 GSEC 0.04% SOV Cholamandalam Investment and Finance Company
0.61% ICRA AA+
7.59% GOI (MD 20/03/2029) 0.03% SOV Limited
Alternative Investment Funds (AIF) 0.25%
7.57% GOI (MD 17/06/2033) 0.01% SOV
Corporate Debt Market Development Fund 0.25%
5.22% GOVERNMENT OF INDIA 15JUN25 G-SEC 0.00% SOV
Interest Rate Swaps -0.03%
Money Market Instruments 8.00%
Clearing Corporation of India Limited 0.00%
Axis Bank Limited 2.03% CRISIL A1+
Standard Chartered Bank -0.00%
Small Industries Development Bank of India 1.19% CRISIL A1+
BNP Paribas - Indian branches -0.00%
Kotak Mahindra Bank Limited 0.87% CRISIL A1+
Standard Chartered Bank -0.00%
Small Industries Development Bank of India 0.59% CARE A1+
ICICI Securities Primary Dealership Limited -0.00%
Axis Bank Limited 0.59% CRISIL A1+
Standard Chartered Bank -0.01%
ICICI Bank Limited 0.58% ICRA A1+
Standard Chartered Bank -0.01%
Axis Bank Limited 0.57% CRISIL A1+
0.30% ICRA A1+ DBS Bank Ltd/India -0.01%
Axis Bank Limited
Small Industries Development Bank of India 0.30% CARE A1+ Cash & Current Assets 3.71%
HDFC Bank Limited 0.30% CARE A1+ Total Net Assets 100.00%
ICICI Bank Limited 0.29% ICRA A1+
Standard Chartered Capital Limited 0.29% ICRA A1+
HDFC Bank Limited 0.12% ICRA A1+
Cash Management Bills 3.61%
Government of India 0.43% SOV
Government of India 0.42% SOV
Government of India 0.27% SOV
Government of India 0.26% SOV
Government of India 0.24% SOV
Government of India 0.21% SOV
Government of India 0.21% SOV
Government of India 0.19% SOV
Government of India 0.18% SOV
Government of India 0.14% SOV
Government of India 0.14% SOV
Government of India 0.12% SOV
Government of India 0.11% SOV
Government of India 0.10% SOV
Government of India 0.09% SOV

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 100

 Aditya Birla Sun Life Banking & PSU Debt Fund Savings Solutions
An open ended debt scheme predominantly investing in debt instruments of banks, Public Sector Undertakings,
Public Financial Institutions and Municipal Bonds. A relatively high interest rate risk and moderate credit risk.

Investment Performance NAV as on November 30, 2023: ` 322.9336 Rating Profile of Portfolio
Inception - April 19, 2002 Since Inception 5 Years 3 Years 1 Year
Aditya Birla Sun Life Banking & PSU Debt Fund 7.81% 7.00% 4.53% 6.55% 3.01% 0.22%
Value of Std Investment of ` 10,000 32293 14029 11426 10655 3.71%
Benchmark - NIFTY Banking & PSU Debt Index 7.82% 6.83% 4.51% 6.55%
Value of Std Investment of ` 10,000 32353 13915 11418 10655 23.19%
Additional Benchmark - CRISIL 10 Year Gilt Index 6.23% 5.96% 2.94% 6.77%
Value of Std Investment of ` 10,000 25661 13360 10910 10677
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have 69.87%
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes Co-Managed by Fund Managers is 1. Total Schemes managed by Mr. Kaustubh Gupta is 10. Total Schemes managed Mr.
Harshil Suvarnkar is 15. Refer annexure on page no. 168-169 to know more on performance of schemes managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service AAA Sovereign Cash & Current Assets AA Unrated
Centers.

NAV of Plans / Options (`)

Regular Plan Retail Plan@ Direct Plan
Growth 322.9336 484.7657 333.3763
Monthly IDCW$: 110.3412 110.1447 113.8184
Quarterly IDCW$: 109.1656 111.9421 112.4691
IDCW$: 163.1453 - 115.5118
$
Income Distribution cum capital withdrawal
@:Retail Plan has been discontinued and does not accept fresh subscriptions/Switch in.

Company Name ISIN YTM YTC

State Bank of India - Tier II - Basel III INE062A08256 6.77% 7.98%
State Bank of India - Tier I - Basel III ** INE062A08215 8.67% 7.38%
State Bank of India - Tier II - Basel III ** INE062A08264 6.53% 8.05%
ICICI Bank Limited - Tier II - Basel III ** INE090A08UD0 7.30% 7.97%
Bank of Baroda - Tier II - Basel III ** INE028A08141 8.60% 8.32%
Punjab National Bank - Tier II - Basel III ** INE160A08159 7.42% 7.84%
Bank of Baroda - Tier I - Basel III ** INE028A08182 8.92% 8.24%
** Represents thinly traded/ non traded securities and illiquid securities.

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 101

 Aditya Birla Sun Life Medium Term Plan Savings Solutions
An open ended medium - term debt scheme investing in instruments such that the Macaulay duration of the portfolio is
between 3-4 years. A relatively high interest rate risk and relatively high credit risk.
Number of Segregated Portfolios – 1

Investment Objective Fund Category Investment Style

Fund Details

The investment objective of the Scheme is to generate regular Medium Duration Fund

Credit Quality
High
income and capital appreciation by predominantly Investment
Objective investing in a portfolio of debt securities with Medium
medium term maturity Low

Fund Manager Long Mid Short

Average Maturity
Ms. Sunaina Da Cunha, Mr. Mohit Sharma & Mr. Dhaval Joshi Load Structure (as % of NAV) (Incl. for SIP) Other Parameters
Entry Load Nil Modified Duration 3.32 years
Date of Allotment Exit Load In respect of each purchase/switch-in of Average Maturity 5.46 years
March 25, 2009 Units, upto 15% of the units may be redeemed Yield to Maturity 8.21%
/ switched out without any exit load from the Macaulay Duration 3.46 years
date of allotment.Any redemption in excess Calculation of YTM doesn't include Stressed Assets
Benchmark
of the above limit shall be subject to the (ITPCL). Refer the Annexure for Update on Stressed Assets.
CRISIL Medium Duration Debt C-III Index following exit load: For redemption/switch-
out of units on or before 1 year from the
Managing Fund Since date of allotment - 2.00% of applicable NAV. Application Amount for fresh subscription
For redemption /switch-out of units after 1 ` 1,000 (plus in multiplies of ` 1)
September 1, 2014, August 06, 2020 & year but on or before 2 years from the date
November 21, 2022 of allotment - 1.00% of applicable. NAV For
redemption / switch-out of units after 2 years Min. Addl. Investment
Experience in Managing the Fund - Nil **Exit Load is NIL for units issued in
Reinvestment of IDCW. ` 1,000 (plus in multiplies of ` 1)
9.3 years & 3.3 years & 1.0 Years

Total Expense Ratio (TER) AUM SIP

Regular 1.58% Monthly Average AUM ` 1893.34 Crores Monthly: Minimum ` 1,000/-
Direct 0.85% AUM as on last day ` 1890.52 Crores
Including additional expenses and goods and service tax on management
fees.

PORTFOLIO
Issuer % to Net Assets Rating Issuer % to Net Assets Rating

Fixed rates bonds - Corporate 42.80% U.P. Power Corporation Limited 0.03% BWR AA-(CE)

LIC Housing Finance Limited 2.90% CRISIL AAA Government Bond 39.29%

CreditAccess Grameen Ltd 2.63% IND AA- 7.26% GOVERNMENT OF INDIA 06FEB33 24.75% SOV

JSW Steel Limited 2.62% ICRA AA 7.18% GOVERNMENT ON INDIA 14AUG2033 GSEC 6.30% SOV

Belstar Microfinance Private Limited 2.61% CRISIL AA- 7.38% GOI 20JUN2027 4.03% SOV

JM Financial Products Limited 2.11% ICRA AA 7.18% GOI 24-Jul-2037 2.85% SOV

Nexus Select Trust 2.10% ICRA AAA 7.10% GOVERNMENT OF INDIA 18APR29 1.31% SOV

State Bank of India - Tier II - Basel III 2.04% ICRA AAA 7.17% GOI (MD 08/01/2028) 0.02% SOV

GIC Housing Finance Limited 1.85% ICRA AA 07.26% GOI (MD 14/01/2029) 0.01% SOV

DLF Cyber City Developers Limited 1.56% CRISIL AA 7.27% GOI 08APR26 0.01% SOV

IndInfravit Trust 1.56% ICRA AAA Floating rates notes - Corporate 8.81%

Shriram Finance Ltd 1.33% IND AA+ JM Financial Credit Solutions Ltd 2.34% ICRA AA

Avanse Financial Services Ltd 1.32% CARE AA- Vedanta Limited 1.59% CRISIL AA-

Avanse Financial Services Ltd 1.32% CARE AA- Varanasi Sangam Expressway Private Limited 1.56% IND AAA

Small Industries Development Bank of India 1.32% ICRA AAA Mahindra Rural Housing Finance Limited 1.06% IND AA+

Adani Energy Solutions Limited 1.32% IND AA+ DME Development Limited 0.23% CRISIL AAA

GR Infraprojects Limited 1.31% CRISIL AA DME Development Limited 0.23% CRISIL AAA

Sk Finance Ltd 1.31% CRISIL A+ DME Development Limited 0.23% CRISIL AAA

Yes Bank Limited 1.31% CRISIL A DME Development Limited 0.23% CARE AAA

Bharti Telecom Limited 1.29% CRISIL AA+ DME Development Limited 0.23% CRISIL AAA

Oxyzo Financial Services Pvt Ltd 1.05% ICRA A+ DME Development Limited 0.23% CRISIL AAA

Sundew Properties Limited 1.05% CRISIL AAA DME Development Limited 0.23% CRISIL AAA

Summit Digitel Infrastructure Private Limited 1.02% CRISIL AAA DME Development Limited 0.22% CRISIL AAA

Union Bank of India - Tier I - Basel III 1.00% IND AA DME Development Limited 0.22% CRISIL AAA

Arka Fincap Limited 0.90% CRISIL AA- DME Development Limited 0.22% CRISIL AAA

Punjab National Bank - Tier II - Basel III 0.79% IND AAA Transport Infrastructure 2.13%

Power Finance Corporation Limited 0.78% ICRA AAA IRB InvIT Fund 2.13%
CRISIL Cash Management Bills 1.50%
Andhra Pradesh Capital Region Development Authority 0.66%
BBB+(CE)
Government of India 0.75% SOV
Tata Power Company Limited 0.53% CARE AA
Government of India 0.72% SOV
Torrent Power Limited 0.53% CRISIL AA+
Government of India 0.03% SOV
TMF Holdings Limited 0.52% CRISIL AA
Alternative Investment Funds (AIF) 0.22%
REC Limited 0.06% CRISIL AAA
Corporate Debt Market Development Fund 0.22%
NTPC Limited 0.06% CRISIL AAA

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 102

 Aditya Birla Sun Life Medium Term Plan Savings Solutions
An open ended medium - term debt scheme investing in instruments such that the Macaulay duration of the portfolio is
between 3-4 years. A relatively high interest rate risk and relatively high credit risk.
Number of Segregated Portfolios – 1

Issuer % to Net Assets Rating Issuer % to Net Assets Rating

State Government bond 0.18% 8.73% UTTAR PRADESH - 24OCT28 SDL 0.01% SOV
6.97% KARNATAKA 26FEB2028 SDL 0.09% SOV Cash & Current Assets 5.07%
8.08% MAHARASHTRA 26DEC28 SDL 0.06% SOV Total Net Assets 100.00%
6.97% MAHARASHTRA 18FEB2028 SDL 0.02% SOV

Investment Performance NAV as on November 30, 2023: ` 33.3790 Rating Profile of Portfolio
Inception - March 25, 2009 Since Inception 5 Years 3 Years 1 Year
Aditya Birla Sun Life Medium Term Plan 8.55% 8.13% 12.50% 6.49%
2.35%
Value of Std Investment of ` 10,000 33379 14784 14250 10649 5.07%
Benchmark - CRISIL Medium Duration Debt C-III Index 9.56% 9.42% 9.05% 12.65%
14.73%
Value of Std Investment of ` 10,000 38249 15687 12977 11265
Additional Benchmark - CRISIL 10 Year Gilt Index 5.83% 5.96% 2.94% 6.77% 40.97%
Value of Std Investment of ` 10,000 22989 13360 10910 10677 17.50%
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes Co-Managed by Fund Managers is 2. Total Schemes managed by Mr. Mohit Sharma is 19. Total Schemes managed by Ms.
Sunaina Da Cunha is 5. Total Schemes managed by Mr. Dhaval Joshi is 51. Refer annexure on page no. 168-169 to know more on performance of schemes 19.37%
Sovereign AA
managed by Fund Managers.
AAA Below AA
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding Cash & Current Assets Unrated
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service
Centers.

Company Name ISIN YTM YTC

Union Bank of India - Tier I - Basel III ** INE692A08110 8.74% 8.76%
NAV of Plans / Options (`)
Punjab National Bank - Tier II - Basel III INE160A08167 7.44% 7.85%
State Bank of India - Tier II - Basel III ** INE062A08264 6.53% 8.05% Regular Plan Direct Plan
** Represents thinly traded/ non traded securities and illiquid securities.
Growth 33.3790 35.8832
Quarterly IDCW$: 12.4020 12.8341
Half Yearly IDCW$: 12.5487 13.1580
The impact on the NAV due to segregation is given in the following table
IDCW$: 15.4982 16.7238
Impact on the NAV due to $
Income Distribution cum capital withdrawal
Name of the schemes segregation(%)
Aditya Birla Sun Life Medium Term Plan 7.54%
Note: The fall in NAV is to the extent of the portfolio segregated due to the credit event.
Note: Pursuant to the default of a security issued by Adilink Infra & Multitrading Private Limited to another
bondholder on November 25, 2019, the AMC had created segregated portfolio in the Scheme with effect from
November 25, 2019
Aditya Birla Sun Life Mutual Fund has fully recovered the segregated amount and the proceeds have been paid to
investors in the year 2022.

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 103

 Aditya Birla Sun Life Credit Risk Fund Savings Solutions
An open ended debt scheme predominantly investing in AA and below rated corporate bonds. A
relatively high interest rate risk and relatively high credit risk.
Number of Segregated Portfolios – 1

Investment Objective Fund Category Investment Style

Fund Details

The investment objective of the Scheme is to generate returns Credit Risk Fund

Credit Quality
High
by predominantly investing in a portfolio of corporate debt
securities with short to medium term maturities across the Medium
credit spectrum within the investment grade. The Scheme does Low
not guarantee/indicate any returns. There can be no assurance
Long Mid Short
that the Schemes' objectives will be achieved.
Average Maturity
Fund Manager Load Structure (as % of NAV) (Incl. for SIP) Other Parameters
Ms. Sunaina Da Cunha, Mr. Mohit Sharma &Mr. Dhaval Joshi Entry Load Nil Modified Duration 1.78 years
Exit In respect of each purchase/switch-inof Average Maturity 2.28 years
Load** Units, upto 15% of the units may be redeemed Yield to Maturity 8.51%
Date of Allotment
/ switched out without any exit load from Macaulay Duration 1.86 years
April 17, 2015 the date of allotment.Any redemption in Calculation of YTM doesn't include Stressed Assets
excess of the above limit shall be subject (ITPCL). Refer the Annexure for Update on Stressed Assets.
Benchmark to the following exit load: For redemption /
switch-out of units on or before 1 year from
NIFTY Credit Risk Bond Index C-III Application Amount for fresh subscription
the date of allotment - 3.00% of applicable
NAV. For redemption /switch-out of units ` 100 (plus in multiplies of ` 1)
Managing Fund Since after 1 year but on or before 2 years from the
date of allotment - 2.00% of applicable NAV.
April 17, 2015, August 06, 2020 & November 21, 2022 Min. Addl. Investment
For redemption / switch-out of units after 2
year but on or before 3 years from the date ` 100 (plus in multiplies of ` 1)
Experience in Managing the Fund of allotment - 1.00% of applicable NAV. For
8.6 years, 3.3 years & 1.0 Years redemption /switchout of units after 3 years
- Nil **Exit Load is NIL for units issued in SIP
Reinvestment of IDCW.
Total Expense Ratio (TER) Monthly: Minimum ` 100/-
Regular 1.58%
AUM
Direct 0.68%
Including additional expenses and goods and service tax on management Monthly Average AUM ` 999.72 Crores
fees. AUM as on last day ` 997.76 Crores

PORTFOLIO
Issuer % to Net Assets Rating Issuer % to Net Assets Rating

Fixed rates bonds - Corporate 59.62% Government Bond 18.48%

Tata Power Company Limited 5.01% CARE AA 7.26% GOVERNMENT OF INDIA 06FEB33 6.49% SOV

Century Textiles & Industries Limited 4.96% CRISIL AA 7.38% GOI 20JUN2027 5.53% SOV

Tata Projects Limited 4.93% IND AA 7.18% GOVERNMENT ON INDIA 14AUG2033 GSEC 4.98% SOV

Steel Authority of India Limited 3.03% CARE AA 7.10% GOVERNMENT OF INDIA 18APR29 0.99% SOV

GIC Housing Finance Limited 3.01% ICRA AA 7.06% GOI 10APR28 0.50% SOV

JSW Steel Limited 2.98% ICRA AA Floating rates notes - Corporate 12.70%

Sk Finance Ltd 2.62% CRISIL A+ JM Financial Credit Solutions Ltd 3.73% ICRA AA

Avanse Financial Services Ltd 2.50% CARE AA- Varanasi Sangam Expressway Private Limited 2.69% IND AAA

Adani Energy Solutions Limited 2.49% IND AA+ Vedanta Limited 2.00% CRISIL AA-

Nexus Select Trust 2.49% ICRA AAA DME Development Limited 0.43% CRISIL AAA

ONGC Petro Additions Limited 2.48% ICRA AA DME Development Limited 0.43% CRISIL AAA

Yes Bank Limited 2.48% CRISIL A DME Development Limited 0.43% CRISIL AAA

GR Infraprojects Limited 2.46% CARE AA+ DME Development Limited 0.43% CARE AAA

CreditAccess Grameen Ltd 2.05% IND AA- DME Development Limited 0.43% CRISIL AAA

ONGC Petro Additions Limited 2.01% ICRA AA DME Development Limited 0.43% CRISIL AAA

Summit Digitel Infrastructure Private Limited 2.00% CRISIL AAA DME Development Limited 0.43% CRISIL AAA

JM Financial Products Limited 2.00% ICRA AA DME Development Limited 0.43% CRISIL AAA

Arka Fincap Limited 1.80% CRISIL AA- DME Development Limited 0.42% CRISIL AAA
CRISIL DME Development Limited 0.42% CRISIL AAA
Andhra Pradesh Capital Region Development Authority 1.68%
BBB+(CE)
DLF Cyber City Developers Limited 1.58% CRISIL AA Cash Management Bills 3.17%

Oxyzo Financial Services Pvt Ltd 1.50% ICRA A+ Government of India 1.53% SOV

Summit Digitel Infrastructure Private Limited 1.45% CRISIL AAA Government of India 0.83% SOV

Belstar Microfinance Private Limited 0.69% CRISIL AA- Government of India 0.81% SOV

Tata Motors Limited 0.51% ICRA AA Transport Infrastructure 0.65%

U.P. Power Corporation Limited 0.44% BWR AA-(CE) IRB InvIT Fund 0.65%

Tata Motors Finance Solutions Ltd. 0.30% CRISIL AA Alternative Investment Funds (AIF) 0.30%

Power Finance Corporation Limited 0.11% CRISIL AAA Corporate Debt Market Development Fund 0.30%

REC Limited 0.05% ICRA AAA Cash & Current Assets 5.07%

NTPC Limited 0.01% CRISIL AAA Total Net Assets 100.00%

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 104

 Aditya Birla Sun Life Credit Risk Fund Savings Solutions
An open ended debt scheme predominantly investing in AA and below rated corporate bonds. A
relatively high interest rate risk and relatively high credit risk.
Number of Segregated Portfolios – 1

Investment Performance NAV as on November 30, 2023: ` 18.2312 Rating Profile of Portfolio
Inception - Apr 17, 2015 Since Inception 5 Years 3 Years 1 Year
Aditya Birla Sun Life Credit Risk Fund 7.21% 6.37% 6.78% 6.71%
5.07% 0.95%
Value of Std Investment of ` 10,000 18231 13623 12182 10671
Benchmark - NIFTY Credit Risk Bond Index C-III 8.92% 9.05% 8.10% 9.57% 13.08%
Value of Std Investment of ` 10,000 20899 15422 12642 10957 41.47%
Additional Benchmark - CRISIL 10 Year Gilt Index 6.10% 5.96% 2.94% 6.77%
Value of Std Investment of ` 10,000 16666 13360 10910 10677
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
17.78%
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes Co-Managed by Fund Managers is 2. Total Schemes managed by Mr. Mohit Sharma is 19. Total Schemes managed by Ms.
Sunaina Da Cunha is 5. Total Schemes managed by Mr. Dhaval Joshi is 51. Refer annexure on page no. 168-169 to know more on performance of schemes
AA 21.65% Sovereign
managed by Fund Managers. Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of
allotment of the corresponding units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 Below AA AAA
or from any of our Investor Service Centers. Cash & Current Assets Unrated

The impact on the NAV due to segregation is given in the following table

Impact on the NAV due to NAV of Plans / Options (`)

Name of the schemes segregation(%)
Regular Plan Direct Plan
Aditya Birla Sun Life Credit Risk Fund 3.69%
Growth 18.2312 19.7017
Note: The fall in NAV is to the extent of the portfolio segregated due to the credit event.
Note: Pursuant to the default of a security issued by Adilink Infra & Multitrading Private Limited to another IDCW$: 11.2356 12.1535
bondholder on November 25, 2019, the AMC had created segregated portfolio in the Scheme with effect from
Bonus: - 19.7007
November 25, 2019
Aditya Birla Sun Life Mutual Fund has fully recovered the segregated amount and the proceeds have been paid to $
Income Distribution cum capital withdrawal
investors in the year 2022.

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 105

 Aditya Birla Sun Life Dynamic Bond Fund Savings Solutions
An open ended dynamic debt scheme investing across duration. A relatively high interest rate
risk and relatively high credit risk.
Number of Segregated Portfolios – 1

Investment Objective Fund Category Investment Style

Fund Details

The investment objective of the scheme is to generate optimal Dynamic Bond

Credit Quality
High
returns with high liquidity through active management of
Investment Objective the portfolio by investing in Debt and Medium
Money Market Instruments. Low
Long Mid Short
Average Maturity
Fund Manager Load Structure (as % of NAV) (Incl. for SIP) Other Parameters
Mr. Bhupesh Bameta, Mr. Mohit Sharma & Mr. Dhaval Joshi Entry Load Nil Modified Duration 4.72 years
Exit In respect of each purchase/switch-in of Average Maturity 6.68 years
Load** Units, upto 15% of the units may be redeemed Yield to Maturity 7.66%
Date of Allotment
/ switchedout without any exit load from the Macaulay Duration 4.90 years
September 27, 2004 date of allotment.Any redemption in excess
of the above limit shall be subject to the
following exit load: For redemption / switch- Application Amount for fresh subscription
Benchmark
out of units on or before 90 days from the ` 1,000 (plus in multiplies of ` 1)
NIFTY Composite Debt Index B-III date of allotment: 0.50% of applicable NAV.
For redemption / switch-out of units after
Managing Fund Since 90 days from the date of allotment: Nil **Exit Min. Addl. Investment
Load is NIL for units issued in Reinvestment
August 06, 2020, March 22, 2021 & November 21, 2022 ` 1,000 (plus in multiplies of ` 1)
of IDCW.

Experience in Managing the Fund

AUM SIP
3.3 years, 2.7 years & 1.0 Years
Monthly Average AUM ` 1693.72 Crores Monthly: Minimum ` 1,000/-
AUM as on last day ` 1687.60 Crores
Total Expense Ratio (TER)
Regular 1.23%
Direct 0.64%
Including additional expenses and goods and service tax on management
fees.

PORTFOLIO
Issuer % to Net Assets Rating Issuer % to Net Assets Rating

Government Bond 63.10% National Bank For Agriculture and Rural Development 0.29% ICRA AAA

7.26% GOVERNMENT OF INDIA 06FEB33 30.68% SOV Money Market Instruments 5.58%

7.18% GOVERNMENT ON INDIA 14AUG2033 GSEC 25.30% SOV Axis Bank Limited 2.79% CRISIL A1+

7.18% GOI 24-Jul-2037 2.62% SOV Kotak Mahindra Bank Limited 2.79% CRISIL A1+

7.17% GOVERNMENT OF INDIA 17APR30 1.77% SOV Floating rates notes - Corporate 4.08%

7.10% GOVERNMENT OF INDIA 18APR29 1.47% SOV JM Financial Credit Solutions Ltd 2.39% ICRA AA

6.45% GOVERNMENT OF INDIA 07OCT29 G-SEC 0.85% SOV Varanasi Sangam Expressway Private Limited 1.70% IND AAA

7.38% GOI 20JUN2027 0.30% SOV Cash Management Bills 1.60%

GOI 06.10% 12JUL31 0.06% SOV Government of India 0.84% SOV

7.95% GOI 2032 (28-AUG-2032) 0.04% SOV Government of India 0.75% SOV

8.33% GOI (MD 07/06/2036) 0.02% SOV State Government bond 1.54%

7.88% GOI (MD 19/03/2030) 0.00% SOV RAJASTHAN 08.33% 23JUN2025 SDL 0.90% SOV

Fixed rates bonds - Corporate 17.22% 7.29% West Bengal SDL (MD 28/12/2026) 0.20% SOV

HDFC Bank Limited 2.35% ICRA AAA 6.70% TAMIL NADU 16OCT24 SDL 0.13% SOV

DLF Cyber City Developers Limited 1.75% CRISIL AA 8.37% TAMILNADU 06MAR29 SDL 0.12% SOV

Mahindra & Mahindra Financial Services Limited 1.48% IND AAA 8.35% GUJARAT 06MAR29 SDL 0.07% SOV

Bharti Telecom Limited 1.45% CRISIL AA+ 8.43% UTTARPRADESH 06MAR29 SDL 0.06% SOV

Punjab National Bank - Tier II - Basel III 1.41% IND AAA 7.96% Gujarat SDL (14/10/2025) 0.03% SOV

NIIF Infrastructure Finance Limited 1.19% ICRA AAA 7.96% Maharashtra SDL (14/10/2025) 0.02% SOV

LIC Housing Finance Limited 1.18% CRISIL AAA 9.40% Madhya Pradesh SDL (MD 30/01/2024) 0.01% SOV

Muthoot Finance Limited 1.18% ICRA AA+ 8.32% GUJARAT 12DEC28 SDL 0.00% SOV

Sundew Properties Limited 1.17% CRISIL AAA Securitised Debt Amort 0.56%
CRISIL
TMF Holdings Limited 1.17% CRISIL AA First Business Receivables Trust 0.28%
AAA(SO)
Summit Digitel Infrastructure Private Limited 0.86% CRISIL AAA CRISIL
First Business Receivables Trust 0.28%
AAA(SO)
CRISIL
Andhra Pradesh Capital Region Development Authority 0.65% Alternative Investment Funds (AIF) 0.26%
BBB+(CE)
U.P. Power Corporation Limited 0.48% BWR AA-(CE) Corporate Debt Market Development Fund 0.26%

Power Finance Corporation Limited 0.31% CRISIL AAA Cash & Current Assets 6.06%

HDFC Bank Limited - Tier II - Basel III 0.30% CRISIL AAA Total Net Assets 100.00%

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 106

 Aditya Birla Sun Life Dynamic Bond Fund Savings Solutions
An open ended dynamic debt scheme investing across duration. A relatively high interest rate
risk and relatively high credit risk.
Number of Segregated Portfolios – 1

Investment Performance NAV as on November 30, 2023: ` 40.2712 Rating Profile of Portfolio
Inception - Sept 27, 2004 Since Inception 5 Years 3 Years 1 Year
Aditya Birla Sun Life Dynamic Bond Fund 7.53% 5.35% 5.76% 6.24% 1.13%
6.06% 0.26%
Value of Std Investment of ` 10,000 40271 12980 11834 10624
7.94%
Benchmark - NIFTY Composite Debt Index B-III 7.50% 7.78% 5.46% 7.12%
Value of Std Investment of ` 10,000 40034 14548 11736 10712
Additional Benchmark - CRISIL 10 Year Gilt Index 5.86% 5.96% 2.94% 6.77% 18.37%
Value of Std Investment of ` 10,000 29827 13360 10910 10677
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they 66.23%
have not been shown. Total Schemes Co-Managed by Fund Managers is 1. Total Schemes managed by Mr. Mohit Sharma is 19. Total Schemes managed by Mr.
Bhupesh Bameta is 13. Total Schemes managed by Mr. Dhaval Joshi is 51. Refer annexure on page no. 168-169 to know more on performance of schemes
managed by Fund Managers. Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of Sovereign AAA
allotment of the corresponding units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 AA Cash & Current Assets
or from any of our Investor Service Centers.
Below AA Unrated

Company Name ISIN YTM YTC

Punjab National Bank - Tier II - Basel III ** INE160A08159 7.42% 7.84%
** Represents thinly traded/ non traded securities and illiquid securities.
NAV of Plans / Options (`)
Regular Plan Direct Plan
Growth 40.2712 42.7995
The impact on the NAV due to segregation is given in the following table Monthly IDCW$: 10.3462 10.6688
Impact on the NAV due to Quarterly IDCW$: 10.4875 10.6311
Name of the schemes segregation(%)
Daily IDCW$: 12.2466 13.1339
Aditya Birla Sun Life Dynamic Bond Fund 5.62% $
Income Distribution cum capital withdrawal
Note: The fall in NAV is to the extent of the portfolio segregated due to the credit event.
Note: Pursuant to the default of a security issued by Adilink Infra & Multitrading Private Limited to another
bondholder on November 25, 2019, the AMC had created segregated portfolio in the Scheme with effect from
November 25, 2019
Aditya Birla Sun Life Mutual Fund has fully recovered the segregated amount and the proceeds have been paid to
investors in the year 2022.

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 107

 Aditya Birla Sun Life Income Fund Savings Solutions
An open ended medium term debt scheme investing in instruments such that the Macaulay duration of the
portfolio is between 4-7 years. A relatively high interest rate risk and moderate credit risk.

Investment Objective Fund Category Investment Style

Fund Details

The objective of the scheme is to generate consistent income Medium to Long Duration Fund

Credit Quality
High
through superior yields on its investments atmoderate levels
of risk through a diversified investment approach. This income Medium
may be complemented by price changes of instruments in the
Scheme Rating
Low
portfolio. [ICRA]AAAmfs
Long Mid Short
Average Maturity
Fund Manager Load Structure (as % of NAV) (Incl. for SIP) Other Parameters
Mr. Bhupesh Bameta & Mr. Dhaval Joshi Entry Load Nil Modified Duration 6.38 years
Exit Load Nil Average Maturity 9.20 years
Yield to Maturity 7.45%
Date of Allotment Macaulay Duration 6.62 years
AUM
October 21, 1995
Monthly Average AUM ` 1754.01 Crores
Application Amount for fresh subscription
AUM as on last day ` 1742.54 Crores
Benchmark ` 5,000 (plus in multiplies of ` 1)
CRISIL Medium to Long Duration Debt A-III Index Total Expense Ratio (TER)
Regular 1.12% Min. Addl. Investment
Managing Fund Since Direct 0.69% ` 1,000 (plus in multiplies of ` 1)
Including additional expenses and goods and service tax on management
August 06, 2020 & November 21, 2022 fees.

Experience in Managing the Fund SIP

3.3 years & 1.0 Years Monthly: Minimum ` 1,000/-

PORTFOLIO
Issuer % to Net Assets Rating Issuer % to Net Assets Rating

Government Bond 87.73% State Government bond 1.01%

7.18% GOVERNMENT ON INDIA 14AUG2033 GSEC 81.92% SOV 8.08% KARNATAKA 11MAR2025 SDL 0.35% SOV

7.18% GOI 24-Jul-2037 3.26% SOV 7.15% MAHARASHTRA 13OCT2026 SDL 0.11% SOV

6.54% GOI 17JAN2032 1.09% SOV 8.67% MAHARASHTRA 24FEB2026 SDL 0.09% SOV

7.17% GOVERNMENT OF INDIA 17APR30 0.71% SOV 7.65% TELANGANA 15APR2030 SDL 0.06% SOV

8.24% GOI (MD 15/02/2027) 0.59% SOV 7.65% UTTAR PRADESH 15APR2030 SDL 0.06% SOV

7.06% GOI 10APR28 0.08% SOV 8.88% WEST BENGAL 24FEB26 SDL 0.06% SOV

5.74% GOI 15NOV2026 0.05% SOV 8.31% TELANGANA 13JAN2026 SDL 0.06% SOV

GOI 08.28% 21SEP27 0.03% SOV 6.54% MAHARASHTRA 09FEB2027 SDL 0.05% SOV

GOI 07.41% 19DEC2036 0.00% SOV 7.81% UTTAR PRADESH 29MAR34 SDL 0.05% SOV

Fixed rates bonds - Corporate 8.13% TAMIL NADU 08.06% 15APR25 SDL 0.03% SOV

HDFC Bank Limited 1.44% ICRA AAA 8.08% MADHYA PRADESH 11FEB2025 SDL 0.03% SOV

LIC Housing Finance Limited 1.43% CRISIL AAA 9.45% Rahasthan SDL (MD 26/03/2024) 0.02% SOV

HDFC Bank Limited - Tier II - Basel III 1.43% CRISIL AAA 6.72% TAMIL NADU 07OCT2027 SDL 0.02% SOV

LIC Housing Finance Limited 0.58% CRISIL AAA 7.88% Chattisgarh SDL (MD 15/03/2027) 0.01% SOV

LIC Housing Finance Limited 0.58% CRISIL AAA Alternative Investment Funds (AIF) 0.22%

Larsen & Toubro Limited 0.57% CRISIL AAA Corporate Debt Market Development Fund 0.22%

Sikka Ports and Terminals Limited 0.56% CRISIL AAA Cash Management Bills 0.01%

State Bank of India - Tier II - Basel III 0.55% ICRA AAA Government of India 0.01% SOV

Power Finance Corporation Limited 0.29% ICRA AAA Interest Rate Swaps 0.00%

National Bank For Agriculture and Rural Development 0.28% ICRA AAA Clearing Corporation of India Limited 0.00%

Small Industries Development Bank of India 0.17% ICRA AAA Cash & Current Assets 2.91%

National Bank For Agriculture and Rural Development 0.14% ICRA AAA Total Net Assets 100.00%

Small Industries Development Bank of India 0.10% CRISIL AAA

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 108

 Aditya Birla Sun Life Income Fund Savings Solutions
An open ended medium term debt scheme investing in instruments such that the Macaulay duration of the
portfolio is between 4-7 years. A relatively high interest rate risk and moderate credit risk.

Investment Performance NAV as on November 30, 2023: ` 110.0571 Rating Profile of Portfolio
Inception - Oct 21, 1995 Since Inception 5 Years 3 Years 1 Year
Aditya Birla Sun Life Income Fund 8.90% 7.02% 4.02% 5.75% 2.91%
0.22%
Value of Std Investment of ` 10,000 110057 14044 11259 10575 8.13%
Benchmark - CRISIL Medium to Long Duration Debt A-III Index NA 7.52% 4.09% 6.62%
Value of Std Investment of ` 10,000 NA 14374 11280 10662
Additional Benchmark - CRISIL 10 Year Gilt Index NA 5.96% 2.94% 6.77%
Value of Std Investment of ` 10,000 NA 13360 10910 10677
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes Co-Managed by Fund Managers is 2. Total Schemes managed by Mr. Bhupesh Bameta is 13. Total Schemes managed by 88.74%
Mr. Dhaval Joshi is 51. Refer annexure on page no. 168-169 to know more on performance of schemes managed by Fund Managers. Note: The exit load (if any)
rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding units. Customers may request
for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service Centers. Sovereign AAA Cash & Current Assets Unrated

Company Name ISIN YTM YTC

State Bank of India - Tier II - Basel III ** INE062A08264 6.53% 8.05%
** Represents thinly traded/ non traded securities and illiquid securities. NAV of Plans / Options (`)
Regular Plan Direct Plan
Growth 110.0571 117.8531
Quarterly IDCW$: 13.1259 13.9928
IDCW$: 11.8344 12.5241
$
Income Distribution cum capital withdrawal

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 109

 Aditya Birla Sun Life Government Securities Fund Savings Solutions
An open ended debt scheme investing in government securities across maturity. A relatively high
interest rate risk and relatively low credit risk.

Investment Objective Fund Category Investment Style

Fund Details

An Open - ended government securities scheme with the Gilt Fund

Credit Quality
High
objective to generate income and capital appreciation through
Investment Objective investments exclusively in Government Medium
Securities. Low
Long Mid Short
Average Maturity
Fund Manager Load Structure (as % of NAV) (Incl. for SIP) Other Parameters
Mr. Bhupesh Bameta & Mr. Dhaval Joshi Entry Load Nil Modified Duration 7.04 years
Exit Load Nil Average Maturity 10.97 years
Yield to Maturity 7.49%
Date of Allotment Macaulay Duration 7.30 years
AUM
October 11, 1999
Monthly Average AUM ` 1645.19 Crores
AUM as on last day Application Amount for fresh subscription
` 1643.58 Crores
Benchmark ` 1,000 (plus in multiplies of ` 1)
NIFTY All Duration G-Sec Index Total Expense Ratio (TER)
Regular 1.11% Min. Addl. Investment
Managing Fund Since Direct 0.46%
` 1,000 (plus in multiplies of ` 1)
Including additional expenses and goods and service tax on management
August 06, 2020 & November 21, 2022 fees.

SIP
Experience in Managing the Fund Monthly: Minimum ` 1,000/-
3.3 years & 1.0 Years

PORTFOLIO
Issuer % to Net Assets Rating Issuer % to Net Assets Rating
Government Bond 80.45% Government of India 0.21% SOV
7.18% GOI 24-Jul-2037 48.82% SOV Government of India 0.20% SOV
7.18% GOVERNMENT ON INDIA 14AUG2033 GSEC 21.75% SOV Government of India 0.19% SOV
7.17% GOVERNMENT OF INDIA 17APR30 5.29% SOV Government of India 0.19% SOV
4.70% INDIA GOVT BOND 22SEP2033 FRB 1.54% SOV Government of India 0.17% SOV
7.46% GOVERNMENT OF INDIA 06NOV73 G-SEC 1.22% SOV Government of India 0.16% SOV
8.33% GOI (MD 09/07/2026) 0.94% SOV Government of India 0.15% SOV
7.26% GOVERNMENT OF INDIA 06FEB33 0.48% SOV Government of India 0.15% SOV
GOI 08.28% 21SEP27 0.13% SOV Government of India 0.14% SOV
7.17% GOI (MD 08/01/2028) 0.11% SOV Government of India 0.14% SOV
7.59% GOI(MD 11/01/2026) 0.09% SOV Government of India 0.14% SOV
GOI 08.26% 02AUG2027 0.04% SOV Government of India 0.13% SOV
5.63% GOI 12APR2026 0.04% SOV Government of India 0.01% SOV
8.30% GOI (MD 02/07/2040) 0.00% SOV Government of India 0.01% SOV
Cash Management Bills 16.05% State Government bond 1.39%
Government of India 2.90% SOV TAMIL NADU 08.24% 09SEP25 SDL 0.31% SOV
Government of India 2.79% SOV 7.79% UTTAR PRADESH 29MAR33 SDL 0.31% SOV
Government of India 1.10% SOV 8.31% KERALA 26Aug25 SDL 0.25% SOV
Government of India 1.04% SOV 7.72% MAHARASHTRA 23MAR2032 SDL 0.18% SOV
Government of India 1.00% SOV 8.38% HARYANA 27JAN26 SDL 0.15% SOV
Government of India 0.78% SOV 7.77% RAJASTHAN 23MAR2033 SDL 0.09% SOV
Government of India 0.75% SOV 7.81% UTTAR PRADESH 29MAR34 SDL 0.05% SOV
Government of India 0.70% SOV 8.35% JHARKHAND 12DEC28 SDL 0.03% SOV
Government of India 0.68% SOV 8.17% TAMIL NADU 26NOV2025 SDL 0.02% SOV
Government of India 0.50% SOV Interest Rate Swaps 0.00%
Government of India 0.50% SOV BNP Paribas - Indian branches 0.00%
Government of India 0.48% SOV Cash & Current Assets 2.12%
Government of India 0.38% SOV Total Net Assets 100.00%
Government of India 0.24% SOV
Government of India 0.22% SOV

Investment Performance NAV as on November 30, 2023: ` 70.8746 Rating Profile of Portfolio
Inception - Oct 11, 1999 Since Inception 5 Years 3 Years 1 Year
Aditya Birla Sun Life Government Securities Fund 8.45% 7.14% 3.81% 6.03%
2.12%
Value of Std Investment of ` 10,000 70875 14118 11190 10603 0.00%
Benchmark - NIFTY All Duration G-Sec Index NA 7.19% 4.04% 6.87%
Value of Std Investment of ` 10,000 NA 14151 11266 10687
Additional Benchmark - CRISIL 10 Year Gilt Index NA 5.96% 2.94% 6.77%
Value of Std Investment of ` 10,000 NA 13360 10910 10677
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes Co-Managed by Fund Managers is 2. Total Schemes managed by Mr. Bhupesh Bameta is 13. Total Schemes managed by
Mr. Dhaval Joshi is 51. Refer annexure on page no. 168-169 to know more on performance of schemes managed by Fund Managers. Note: The exit load (if any)
rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding units. Customers may request 97.88%
for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service Centers.
Sovereign Cash & Current Assets Unrated

NAV of Plans / Options (`)

Regular Plan Direct Plan
Growth 70.8746 75.3722
Quarterly IDCW$: 11.0816 11.6915
$
Income Distribution cum capital withdrawal

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 110

 Aditya Birla Sun Life Retirement Fund 'The 50s Plus - Debt Plan'
An open-ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age (whichever is earlier)
Savings Solutions

Investment Objective Fund Category

Fund Details

The primary investment objective of the Scheme is income Retirement Fund (Solution Oriented Fund)
generation and capital appreciation for its investors which will
be in line with their retirement goals by investing in a mix of
equity, equity related instruments along with debt and money
market instruments. The Scheme does not guarantee/indicate
any returns. There can be no assurance that the schemes’
objectives will be achieved.
Load Structure (as % of NAV) (Incl. for SIP) Other Parameters
Entry Load Nil Modified Duration 2.93 years
Fund Manager Exit Load Nil Average Maturity 3.75 years
Mr. Harshil Suvarnkar, Mr. Dhaval Shah & Mr. Dhaval Joshi Upon completion of lock-in period of minimum Yield to Maturity 7.54%
5 years from the date of allotment of units or Macaulay Duration 3.05 years
Retirement Age of Unit holder (i.e. completion
Date of Allotment of 60 years, whichever is earlier):
Application Amount for fresh subscription
March 11, 2019
AUM ` 1,000 (plus in multiplies of ` 1)
Monthly Average AUM ` 21.98 Crores
Benchmark
AUM as on last day ` 21.92 Crores Min. Addl. Investment
CRISIL Short Term Bond Index
` 1,000 (plus in multiplies of ` 1)
Total Expense Ratio (TER)
Managing Fund Since Regular 2.08%
March 22, 2021, December 28, 2021 & November 21, 2022 Direct 0.85%
Including additional expenses and goods and service tax on management
fees.

Experience in Managing the Fund

2.7 years, 1.9 years & 1.0 Years SIP
Monthly: Minimum ` 500/-

PORTFOLIO
Issuer % to Net Assets Rating Issuer % to Net Assets Rating

Government Bond 58.98% Government of India 0.85% SOV

7.27% GOI 08APR26 33.91% SOV Government of India 0.39% SOV

6.57% GOI (MD 05/12/2033) 12.97% SOV State Government bond 3.47%

7.59% GOI(MD 11/01/2026) 6.89% SOV 7.25% MAHARASHTRA 28DEC2026 SDL 1.13% SOV

7.18% GOVERNMENT ON INDIA 14AUG2033 GSEC 5.21% SOV 7.98% UTTAR PRADESH 14OCT2025 SDL 1.09% SOV

Fixed rates bonds - Corporate 23.83% HARYANA 08.21% 31MAR2026 SDL 0.92% SOV

Summit Digitel Infrastructure Private Limited 11.01% CRISIL AAA MAHARASHTRA SDL 08.26% 12AUG25 0.23% SOV

REC Limited 8.14% ICRA AAA 8.59% KARNATAKA 06NOV2025 SDL 0.09% SOV

HDFC Bank Limited 4.68% CRISIL AAA Cash & Current Assets 3.70%

Cash Management Bills 10.03% Total Net Assets 100.00%

Government of India 8.78% SOV

Investment Performance NAV as on November 30, 2023: ` 11.9259 Rating Profile of Portfolio
Inception - March 11, 2019 Since Inception 5 Years 3 Years 1 Year
Aditya Birla Sun Life Retirement Fund -The 50s Plus Debt Plan 3.80% NA 2.50% 4.61% 3.70%
Value of Std Investment of ` 10,000 11926 NA 10772 10461
Benchmark - CRISIL Short Term Bond Index 6.89% NA 4.92% 7.13% 23.83%
Value of Std Investment of ` 10,000 13701 NA 11553 10713
Additional Benchmark - CRISIL 10 Year Gilt Index 5.75% NA 2.94% 6.77%
Value of Std Investment of ` 10,000 13022 NA 10910 10677
72.47%
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option.Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. Whenscheme/additional benchmark returns are not available, they
have not been shown. Total Schemes Co-Managed by Fund Managers is 6. Total Schemes managed by Mr. Dhaval Shah is 8. Total Schemes managed by Mr.
Harshil Suvarnkar is 15. Total Schemes managed by Mr. Dhaval Joshi is 51. Refer annexure on page no. 168-169 to know more on performance of schemes
managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding Sovereign AAA Cash & Current Assets
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service
Centers.

NAV of Plans / Options (`)

Regular Plan Direct Plan
Growth 11.9259 12.7061
IDCW$: 11.9268 12.7060
$
Income Distribution cum capital withdrawal

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 111

 Aditya Birla Sun Life Arbitrage Fund Savings Solutions
An open ended scheme investing in arbitrage opportunities

Investment Objective Fund Category Investment Style

Fund Details

The Scheme seeks to generate income by investing Arbitrage Fund Large Cap
predominantly in equity and equity related instruments. Scheme
intends to take advantage from the price differentials /mis- Mid Cap
pricing prevailing for stock / index in various market segments
Small Cap
(Cash & Future).
Growth Blend Value

Fund Manager Load Structure (as % of NAV) (Incl. for SIP) Other Parameters
Mr. Lovelish Solanki & Mr. Pranav Gupta Entry Load Nil Modified Duration 0.25 years
Exit Load For redemption/switch out of units within 15 Average Maturity 0.25 years
days from the date of allotment: 0.25% of Yield to Maturity 7.81%
Date of Allotment applicable NAV. For redemption/switch out of Macaulay Duration 0.25 years
units after 15 days from the date of allotment: Portfolio Turnover 14.28
July 24, 2009 Nil. **Exit Load is NIL for units issued in
Reinvestment of IDCW.
Application Amount for fresh subscription
Benchmark
AUM ` 1,000 (plus in multiplies of ` 1)
Nifty 50 Arbitrage TRI
Monthly Average AUM ` 6204.20 Crores
AUM as on last day ` 6377.22 Crores Min. Addl. Investment
Managing Fund Since
December 15, 2014 & March 31, 2023 ` 1,000 (plus in multiplies of ` 1)
Total Expense Ratio (TER)
Regular 1.04%
Experience in Managing the Fund Direct 0.36%
9.0 years & 0.7 years Including additional expenses and goods and service tax on management
fees.

SIP
Monthly: Minimum ` 1,000/-

PORTFOLIO
Issuer % to Net Assets Futures L&T Finance Holdings Limited 0.00% 0.00%
Equity & Equity Related IDFC Limited 0.00% 0.00%
MUTUAL FUNDS 18.18% Petroleum Products 3.94%
Aditya Birla Sun Life Money Manager Fund - Reliance Industries Limited 2.90% -2.92%
18.18%
Growth - Direct Plan Hindustan Petroleum Corporation Limited 0.75% -0.75%
Banks 16.33% Indian Oil Corporation Limited 0.24% -0.24%
HDFC Bank Limited 6.21% -6.23% Bharat Petroleum Corporation Limited 0.06% -0.06%
ICICI Bank Limited 2.80% -2.81% Pharmaceuticals & Biotechnology 3.40%
Axis Bank Limited 1.49% -1.50% Aurobindo Pharma Limited 1.53% -1.55%
Punjab National Bank 1.41% -1.42% Glenmark Pharmaceuticals Limited 0.53% -0.54%
Kotak Mahindra Bank Limited 1.07% -1.08% Dr. Reddys Laboratories Limited 0.40% -0.40%
RBL Bank Limited 0.94% -0.95% Lupin Limited 0.35% -0.35%
The Federal Bank Limited 0.58% -0.58% Biocon Limited 0.31% -0.31%
Bandhan Bank Limited 0.55% -0.55% Zydus Lifesciences Limited 0.14% -0.14%
State Bank of India 0.50% -0.50% Divi's Laboratories Limited 0.08% -0.08%
City Union Bank Limited 0.38% -0.38% Cipla Limited 0.04% -0.04%
IndusInd Bank Limited 0.26% -0.26% Laurus Labs Limited 0.01% -0.01%
Canara Bank 0.15% -0.15% Torrent Pharmaceuticals Limited 0.01% -0.01%
Bank of Baroda 0.01% -0.01% Abbott India Limited 0.00% 0.00%
Cement & Cement Products 4.54% Entertainment 2.77%
Ambuja Cements Limited 2.06% -2.07% Zee Entertainment Enterprises Limited 1.94% -1.96%
ACC Limited 0.89% -0.90% PVR Limited 0.79% -0.80%
Grasim Industries Limited 0.70% -0.71% Sun TV Network Limited 0.05% -0.05%
Dalmia Bharat Limited 0.41% -0.41% Transport Infrastructure 2.67%
The India Cements Limited 0.33% -0.34% Adani Ports and Special Economic Zone Limited 2.08% -2.10%
Shree Cement Limited 0.11% -0.11% GMR Infrastructure Limited 0.58% -0.59%
UltraTech Cement Limited 0.03% -0.03% IT - Software 2.57%
Telecom - Services 4.22% Infosys Limited 1.48% -1.49%
Vodafone Idea Limited 2.38% -2.42% Tata Consultancy Services Limited 0.33% -0.33%
Indus Towers Limited 1.60% -1.61% Wipro Limited 0.23% -0.23%
Bharti Airtel Limited 0.25% -0.25% LTIMindtree Ltd 0.20%
Finance 4.03% Tech Mahindra Limited 0.19% -0.19%
Bajaj Finance Limited 1.04% -1.05% MphasiS Limited 0.05% -0.05%
Manappuram Finance Limited 0.48% -0.48% Birlasoft Limited 0.05% -0.05%
Shriram Finance Ltd 0.41% -0.42% HCL Technologies Limited 0.04% -0.04%
Indiabulls Housing Finance Limited 0.40% -0.40% Gas 2.26%
Cholamandalam Investment and Finance Company GAIL (India) Limited 1.47% -1.48%
0.36% -0.37%
Limited
Petronet LNG Limited 0.51% -0.52%
Can Fin Homes Limited 0.34% -0.35%
Indraprastha Gas Limited 0.28% -0.28%
Aditya Birla Capital Limited 0.30% -0.30%
Ferrous Metals 1.96%
Power Finance Corporation Limited 0.22% -0.22%
Steel Authority of India Limited 1.08% -1.09%
Piramal Enterprises Limited 0.15% -0.16%
JSW Steel Limited 0.41% -0.41%
LIC Housing Finance Limited 0.15% -0.15%
Jindal Steel & Power Limited 0.37% -0.37%
Bajaj Finserv Limited 0.14% -0.14%
Tata Steel Limited 0.10% -0.10%
REC Limited 0.01% -0.01%
Electrical Equipment 1.74%

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 112

 Aditya Birla Sun Life Arbitrage Fund Savings Solutions
An open ended scheme investing in arbitrage opportunities

Bharat Heavy Electricals Limited 0.85% -0.86% Indiamart Intermesh Limited 0.01% -0.01%
Siemens Limited 0.52% -0.52% Transport Services 0.48%
ABB India Limited 0.37% -0.37% InterGlobe Aviation Limited 0.43% -0.43%
Minerals & Mining 1.74% Container Corporation of India Limited 0.06% -0.06%
NMDC Limited 1.74% -1.74% Fertilizers & Agrochemicals 0.48%
Consumer Durables 1.35% PI Industries Litmited 0.40% -0.40%
Asian Paints Limited 0.41% -0.42% UPL Limited 0.07% -0.07%
Titan Company Limited 0.35% -0.35% Chambal Fertilizers & Chemicals Limited 0.02% -0.02%
Havells India Limited 0.35% -0.35% Diversified FMCG 0.46%
Voltas Limited 0.17% -0.17% ITC Limited 0.26% -0.26%
Dixon Technologies (India) Limited 0.05% -0.05% Hindustan Unilever Limited 0.20% -0.20%
Crompton Greaves Consumer Electricals Limited 0.02% -0.02% Metals & Minerals Trading 0.43%
Power 1.16% Adani Enterprises Limited 0.43% -0.44%
Power Grid Corporation of India Limited 0.46% -0.46% Beverages 0.40%
Tata Power Company Limited 0.46% -0.46% United Spirits Limited 0.35% -0.36%
NTPC Limited 0.24% -0.24% United Breweries Limited 0.04% -0.04%
Non - Ferrous Metals 0.95% Construction 0.36%
National Aluminium Company Limited 0.54% -0.54% Larsen & Toubro Limited 0.36% -0.36%
Hindalco Industries Limited 0.22% -0.22% Auto Components 0.28%
Hindustan Copper Limited 0.20% -0.20% MRF Limited 0.12% -0.12%
Automobiles 0.90% Apollo Tyres Limited 0.09% -0.09%
Bajaj Auto Limited 0.43% -0.43% Exide Industries Limited 0.06% -0.06%
Tata Motors Limited 0.31% -0.31% Samvardhana Motherson International Limited 0.02% -0.02%
Maruti Suzuki India Limited 0.12% -0.12% Agricultural Food & other Products 0.25%
Eicher Motors Limited 0.04% -0.04% Balrampur Chini Mills Limited 0.16% -0.16%
Aerospace & Defense 0.86% Marico Limited 0.05% -0.05%
Hindustan Aeronautics Limited 0.44% -0.44% Tata Consumer Products Limited 0.04% -0.04%
Bharat Electronics Limited 0.42% -0.42% Food Products 0.21%
Insurance 0.84% Nestle India Limited 0.21% -0.21%
Max Financial Services Limited 0.29% -0.30% Agricultural Commercial & Construction Vehicles 0.19%
ICICI Prudential Life Insurance Company Limited 0.22% -0.22% Escorts Kubota Limited 0.16% -0.16%
SBI Life Insurance Company Limited 0.17% -0.17% Ashok Leyland Limited 0.03% -0.03%
ICICI Lombard General Insurance Company Limited 0.15% -0.15% Consumable Fuels 0.16%
HDFC Life Insurance Company Limited 0.01% -0.01% Coal India Limited 0.16% -0.16%
Diversified Metals 0.76% Industrial Products 0.09%
Vedanta Limited 0.76% -0.76% Cummins India Limited 0.08% -0.08%
Chemicals & Petrochemicals 0.75% Astral Limited 0.01% -0.01%
Aarti Industries Limited 0.40% -0.40% Textiles & Apparels 0.01%
Pidilite Industries Limited 0.27% -0.27% Page Industries Limited 0.01% -0.01%
Deepak Nitrite Limited 0.05% -0.05% Oil 0.00%
Gujarat Narmada Valley Fertilizers and Chemicals Oil & Natural Gas Corporation Limited 0.00% 0.00%
0.02% -0.02%
Limited Issuer % to Net Assets Rating
SRF Limited 0.01% -0.01%
Debt & Debt Related
Personal Products 0.72%
Money Market Instruments 12.74%
Dabur India Limited 0.49% -0.50%
Panatone Finvest Limited 3.10% CRISIL A1+
Godrej Consumer Products Limited 0.22% -0.22%
HDFC Securities Limited 1.55% ICRA A1+
Healthcare Services 0.70%
Axis Securities Limited 1.55% ICRA A1+
Apollo Hospitals Enterprise Limited 0.63% -0.63%
Mahindra & Mahindra Financial Services Limited 1.15% CRISIL A1+
Syngene International Limited 0.07%
Bajaj Finance Limited 0.78% ICRA A1+
Dr. Lal Path Labs Limited 0.00%
HDFC Bank Limited 0.77% ICRA A1+
Capital Markets 0.70%
Mahindra & Mahindra Financial Services Limited 0.77% CRISIL A1+
Indian Energy Exchange Limited 0.63% -0.63%
HDFC Bank Limited 0.77% ICRA A1+
HDFC Asset Management Company Limited 0.05% -0.05%
HDFC Bank Limited 0.77% ICRA A1+
Multi Commodity Exchange of India Limited 0.02% -0.02%
HDFC Bank Limited 0.76% ICRA A1+
Leisure Services 0.66%
HDFC Bank Limited 0.38% ICRA A1+
Indian Railway Catering & Tourism Corporation
0.52% -0.52% ICICI Securities Limited 0.38% ICRA A1+
Limited
Delta Corp Limited 0.12% -0.12% Fixed rates bonds - Corporate 0.94%
Cholamandalam Investment and Finance Company
The Indian Hotels Company Limited 0.03% -0.03% 0.94% IND AA+
Limited
Realty 0.62%
Cash & Current Assets 68.62%
DLF Limited 0.62% -0.62%
Total Net Assets 100.00%
Retailing 0.56%
Info Edge (India) Limited 0.32% -0.32%
Trent Limited 0.23% -0.23%

Investment Performance NAV as on November 30, 2023: ` 23.7359 NAV of Plans / Options (`)
Inception - July 24, 2009 Since Inception 5 Years 3 Years 1 Year Regular Plan Direct Plan
Aditya Birla Sun Life Arbitrage Fund 6.20% 4.99% 4.93% 7.17%
Growth 23.7359 25.2963
Value of Std Investment of ` 10,000 23736 12761 11556 10717
IDCW$: 11.1866 11.4142
Benchmark - Nifty 50 Arbitrage TRI NA 4.95% 5.31% 7.87%
$
Income Distribution cum capital withdrawal
Value of Std Investment of ` 10,000 NA 12736 11683 10787
Additional Benchmark - CRISIL 1 Year T-Bill Index 6.09% 5.63% 4.72% 6.97%
Value of Std Investment of ` 10,000 23382 13150 11487 10697
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes Co-Managed by Fund Managers is 1. Total Schemes managed by Mr. Lovelish Solanki is 2. Total Schemes managed by Mr.
Pranav Gupta is 17. Refer annexure on page no. 168-169 to know more on performance of schemes managed by Fund Managers. Note: The exit load (if any) rate
levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding units. Customers may request for
a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service Centers.

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 113

 Aditya Birla Sun Life Long Duration Fund Savings Solutions
An open ended debt scheme investing in instruments with Macaulay duration greater than 7
years. A relatively high interest rate risk and relatively low credit risk.

Investment Objective Fund Category Investment Style

Fund Details

The primary investment objective of the scheme is to generate Long Duration Fund

Credit Quality
High
optimal returns while maintaining balance of yield, safety
and liquidity. This income may be complemented by capital Medium
appreciation of the portfolio. Accordingly, investments shall be Low
made in Debt & Money Market Instruments. The Scheme does
Long Mid Short
not guarantee/indicate any returns. There can be no assurance
Average Maturity
that the schemes’ objectives will be achieved.
Load Structure (as % of NAV) (Incl. for SIP) Other Parameters
Fund Manager
Entry Load Nil Modified Duration 8.10 years
Mr. Harshil Suvarnkar, Mr. Dhaval Joshi & Exit Load Nil Average Maturity 17.06 years
Mr. Bhupesh Bameta Yield to Maturity 7.64%
Macaulay Duration 8.42 years
AUM
Date of Allotment Monthly Average AUM ` 73.37 Crores
Application Amount for fresh subscription
August 08, 2022 AUM as on last day ` 75.93 Crores
` 100 (plus in multiplies of ` 1)

Benchmark Total Expense Ratio (TER)

Regular 1.07% Min. Addl. Investment
NIFTY Long Duration Debt Index A-III
Direct 0.41% ` 100 (plus in multiplies of ` 1)
Including additional expenses and goods and service tax on management
fees.
Managing Fund Since
August 08, 2022, November 21, 2022 & January 25, 2023
SIP
Monthly: Minimum ` 100/-
Experience in Managing the Fund
1.3 Years, 1.0 Years & 0.8 Years

PORTFOLIO
Issuer % to Net Assets Rating Issuer % to Net Assets Rating

Government Bond 61.15% 7.65% TAMIL NADU 25JAN2033 SDL 0.16% SOV

7.18% GOI 24-Jul-2037 27.48% SOV 7.64% MAHARASHTRA 28SEP2032 SDL 0.08% SOV

7.25% GOI 12JUN63 12.44% SOV 7.72% MAHARASHTRA 23MAR2032 SDL 0.04% SOV

7.18% GOVERNMENT ON INDIA 14AUG2033 GSEC 10.99% SOV Fixed rates bonds - Corporate 6.53%

7.46% GOVERNMENT OF INDIA 06NOV73 G-SEC 6.58% SOV LIC Housing Finance Limited 6.53% CRISIL AAA

7.26% GOVERNMENT OF INDIA 06FEB33 2.03% SOV Cash Management Bills 0.91%

7.26% GOI 22AUG2032 0.97% SOV Government of India 0.46% SOV

7.54% GOVERNMENT OF INDIA 23MAY2036 GSEC 0.67% SOV Government of India 0.45% SOV

State Government bond 27.31% Alternative Investment Funds (AIF) 0.15%

7.79% UTTAR PRADESH 29MAR33 SDL 19.95% SOV Corporate Debt Market Development Fund 0.15%

7.81% UTTAR PRADESH 29MAR34 SDL 6.62% SOV Total Net Assets 100.00%

7.77% HARYANA 29MAR2033 SDL 0.47% SOV

Investment Performance NAV as on November 30, 2023: ` 10.9701 Rating Profile of Portfolio
Inception - Aug 08, 2022 Since Inception 5 Years 3 Years 6 Months
Aditya Birla Sun Life Long Duration Fund 7.31% NA NA 6.12% 3.95% 0.15%
Value of Std Investment of ` 10,000 10970 NA NA 10612 6.53%
Benchmark - NIFTY Long Duration Debt Index A-III 7.66% NA NA 6.29%
Value of Std Investment of ` 10,000 11016 NA NA 10629
Additional Benchmark - CRISIL 10 Year Gilt Index 6.94% NA NA 6.77%
Value of Std Investment of ` 10,000 10921 NA NA 10677
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes Co-Managed by Fund Managers is 1. Total Schemes managed by Mr. Harshil Suvarnkar is 15. Total Schemes managed by
Mr. Dhaval Joshi is 51. Total Schemes managed by Mr. Bhupesh Bameta is 13. Refer annexure on page no. 168-169 to know more on performance of schemes 89.37%
managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service Sovereign AAA Cash & Current Assets Unrated
Centers.
Simple annualized returns have been provided since scheme has completed more than 6 months but less than 1 year.

NAV of Plans / Options (`)

Regular Plan Direct Plan
Growth 10.9701 11.0600
IDCW$: 10.1958 10.2842
$
Income Distribution cum capital withdrawal

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 114

 Aditya Birla Sun Life CRISIL IBX 60:40 SDL + AAA PSU - Apr 2025 Index Fund
An open ended Target Maturity Index Fund tracking the CRISIL IBX 60:40 SDL + AAA PSU Index
Savings Solutions
– April 2025. A moderate interest rate risk and relatively low credit risk.

Investment Objective Fund Category

Fund Details

The investment objective of the Scheme is to generate Index Funds (Debt)

returns corresponding to the total returns of the securities as
represented by the CRISIL IBX 60:40 SDL + AAA PSU Index
– April 2025 before expenses, subject to tracking errors .The
Scheme does not guarantee/indicate any returns. There can be
no assurance that the objective of the Scheme will be achieved

Fund Manager Load Structure (as % of NAV) (Incl. for SIP) Other Parameters
Mr. Mohit Sharma Entry Load Nil Modified Duration 1.10 years
Exit Load Nil Average Maturity 1.22 years
Yield to Maturity 7.64%
Date of Allotment Macaulay Duration 1.16 years
AUM
March 30, 2022 Monthly Average AUM ` 182.00 Crores
AUM as on last day ` 183.69 Crores Application Amount for fresh subscription
Benchmark ` 500 (plus in multiplies of ` 1)
CRISIL IBX 60:40 SDL + AAA PSU Index – April 2025 Total Expense Ratio (TER)
Regular 0.35% Min. Addl. Investment
Managing Fund Since Direct 0.20%
Including additional expenses and goods and service tax on management
` 500 (plus in multiplies of ` 1)
March 30, 2022 fees.

Experience in Managing the Fund SIP

1.7 Years Monthly: Minimum ` 500/-

Tracking Error
Regular 0.27%
Direct 0.27%

PORTFOLIO
Issuer % to Net Assets Rating Issuer % to Net Assets Rating
State Government bond 54.70% GUJARAT 8.05% 25FEB25 SDL 0.27% SOV
6.03% RAJASTHAN 11MAR2025 SDL 8.03% SOV KARNATAKA 8.05% 25FEB25 SDL 0.27% SOV
6.69% MADHYA PRADESH 17MAR25 SDL 6.53% SOV Fixed rates bonds - Corporate 37.41%
8.05% HARYANA 25FEB2025 SDL 6.03% SOV National Bank For Agriculture and Rural Development 13.22% ICRA AAA
8.08% UTTAR PRADESH 25FEB25 SDL 5.48% SOV Small Industries Development Bank of India 7.95% ICRA AAA
8.07% TAMIL NADU 28JAN25 SDL 5.48% SOV REC Limited 5.48% CRISIL AAA
8.09% ANDHRA PRADESH 28JAN2025 SDL 5.48% SOV REC Limited 2.74% ICRA AAA
KARNATAKA 8.06% 11FEB25 SDL 5.48% SOV Small Industries Development Bank of India 2.65% CARE AAA
8.06% MAHARASHTRA 11FEB2025 SDL 5.37% SOV Power Grid Corporation of India Limited 2.19% ICRA AAA
8.06% ANDHRA PRADESH 25FEB25 SDL 1.64% SOV Power Finance Corporation Limited 1.32% ICRA AAA
8.04% HARYANA 25MAR2025 SDL 1.37% SOV Power Finance Corporation Limited 1.04% ICRA AAA
8.05% MAHARASHTRA 28JAN2025 SDL 0.82% SOV Export Import Bank of India 0.82% CRISIL AAA
8.08% WEST BENGAL 29APR2025 SDL 0.55% SOV Cash Management Bills 3.65%
8.08% BIHAR 28JAN2025 SDL 0.55% SOV Government of India 2.18% SOV
8.10% UTTAR PRADESH 28JAN2025 SDL 0.51% SOV Government of India 1.31% SOV
8.12% TELANGANA 11MAR2025 SDL 0.27% SOV Government of India 0.15% SOV
8.10% ANDHRA PRADESH 11MAR2025 SDL 0.27% SOV Cash & Current Assets 4.24%
8.08% MADHYA PRADESH 11FEB2025 SDL 0.27% SOV Total Net Assets 100.00%

Investment Performance NAV as on November 30, 2023: ` 10.7665 Rating Profile of Portfolio
Inception - March 30, 2022 Since Inception 5 Years 3 Years 1 Year
Aditya Birla Sun Life CRISIL IBX 60:40 SDL + AAA PSU - Apr 2025
4.52% NA NA 6.76% 4.24%
Index Fund
Value of Std Investment of ` 10,000 10767 NA NA 10676
Benchmark - CRISIL IBX 60:40 SDL + AAA PSU Index – April 2025 4.81% NA NA 7.09%
Value of Std Investment of ` 10,000 10816 NA NA 10709 37.41%
Additional Benchmark - CRISIL 10 Year Gilt Index 4.58% NA NA 6.77% 58.35%
Value of Std Investment of ` 10,000 10776 NA NA 10677
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme additional benchmark returns are not available, they
have not been shown. Total Schemes managed by Mr. Mohit Sharma is 19. Refer annexure on page no. 168-169 to know more on performance of schemes
managed by Fund Managers. Standard deviation of daily tracking difference computed for a 1 year horizon. If the fund is non-existent for 1 year then since
inception returns are considered.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding Sovereign AAA Cash & Current Assets
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270- 7000 or from any of our Investor
Service Centers.

Tracking Differences Regular Direct

NAV of Plans / Options (`)
1 Year (%) -0.33 -0.18
Regular Plan Direct Plan 3 Years (%) - -
5 Years (%) - -
Growth 10.7665 10.7929 10 Years (%) - -
IDCW$: 10.7666 10.7936 Since Launch (%) -0.29 -0.13
$
Income Distribution cum capital withdrawal

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 115

 Aditya Birla Sun Life NIFTY SDL Plus PSU Bond Sep 2026 60:40 Index Fund
An open ended scheme tracking the Nifty SDL Plus PSU Bond Sep 2026 60:40 Index A relatively high interest rate risk
Savings Solutions
and relatively low credit risk

Investment Objective Fund Category

Fund Details

The investment objective of the scheme is to track the Nifty Index Funds (Debt)
SDL Plus PSU Bond Sep 2026 60:40 Index by investing in
PSU Bonds and SDLs, maturing on or before September 2026,
subject to tracking errors. The Scheme does not guarantee/
indicate any returns. There can be no assurance that the
schemes’ objectives will be achieved.

Fund Manager Load Structure (as % of NAV) (Incl. for SIP) Other Parameters
Mr. Mohit Sharma Entry Load Nil Modified Duration 2.19 years
Exit Load Nil Average Maturity 2.52 years
Yield to Maturity 7.72%
Date of Allotment Macaulay Duration 2.30 years
AUM
September 24, 2021
Monthly Average AUM ` 10777.74 Crores
AUM as on last day ` 10660.42 Crores Application Amount for fresh subscription
Benchmark ` 500 (plus in multiplies of ` 1)
Nifty SDL Plus PSU Bond Sep 2026 60:40 Index Total Expense Ratio (TER)
Regular 0.36% Min. Addl. Investment
Managing Fund Since Direct 0.20%
Including additional expenses and goods and service tax on management ` 500 (plus in multiplies of ` 1)
September 24, 2021 fees.

Experience in Managing the Fund SIP

2.2 Years Monthly: Minimum ` 500/-

Tracking Error
Regular 0.60%
Direct 0.60%

PORTFOLIO
Issuer % to Net Assets Rating Issuer % to Net Assets Rating
State Government bond 52.10% 8.27% TAMIL NADU 13JAN2026 SDL 0.48% SOV
7.49% GUJARAT 28SEP2026 SDL 4.08% SOV 8.05% GUJARAT 15JUN2026 SDL 0.47% SOV
7.84% TAMIL NADU 13JUL2026 SDL 3.77% SOV 7.62% TAMIL NADU 09AUG2026 SDL 0.47% SOV
7.37% MAHARASHTRA 14SEP2026 SDL 3.52% SOV 6.18% GUJARAT 31MAR2026 SDL 0.46% SOV
8.28% KARNATAKA 06MAR2026 SDL 1.86% SOV 6.27% RAJASTHAN 20JUL2026 SDL 0.45% SOV
7.38% MADHYA PRADESH 14SEP2026 SDL 1.72% SOV 5.82% BIHAR 20JAN2026 SDL 0.45% SOV
6.24% MAHARASHTRA 11AUG26 SDL 1.41% SOV 7.99% UTTAR PRADESH 29JUN2026 SDL 0.43% SOV
7.86% UTTAR PRADESH 13JUL26 SDL 1.39% SOV 6.39% ANDHRA PRADESH 20MAY2026 SDL 0.41% SOV
7.85% ANDHRA PRADESH 13JUL2026 SDL 1.29% SOV 6.10% RAJASTHAN 25MAY2026 SDL 0.41% SOV
8.08% UTTAR PRADESH 15JUN2026 SDL 1.23% SOV 8.42% JHARKHAND 27JAN2026 SDL 0.38% SOV
7.84% MAHARASHTRA 13JUL2026 SDL 1.23% SOV 7.39% TELANGANA 14SEP2026 SDL 0.37% SOV
8.82% BIHAR 24FEB2026 SDL 1.15% SOV 7.98% GUJARAT 11MAY26 SDL 0.34% SOV
7.59% KERALA 24AUG2026 SDL 1.11% SOV 6.72% TELANGANA 22APR2026 SDL 0.33% SOV
8.67% KARNATAKA 24FEB26 SDL 1.10% SOV 6.05% RAJASTHAN 16JUN2026 SDL 0.32% SOV
8.54% BIHAR 10FEB2026 SDL 1.05% SOV 8.67% MAHARASHTRA 24FEB2026 SDL 0.29% SOV
7.38% RAJASTHAN 14SEP2026 SDL 1.03% SOV 8.49% KERALA 10FEB2026 SDL 0.29% SOV
8.60% BIHAR 09MAR2026 SDL 1.01% SOV 8.07% TAMIL NADU 15JUN2026 SDL 0.26% SOV
8.72% TAMIL NADU 19SEP2026 SDL 0.99% SOV 7.16% MAHARASHTRA 28SEP2026 SDL 0.23% SOV
6.20% RAJASTHAN 02FEB26 SDL 0.91% SOV 7.02% GUJARAT 28AUG2026 SDL 0.23% SOV
8.82% JHARKHAND 24FEB2026 SDL 0.81% SOV 7.58% UTTAR PRADESH 24AUG2026 SDL 0.22% SOV
7.62% MADHYA PRADESH 09AUG2026 SDL 0.77% SOV 5.96% PUDUCHERRY 29SEP2026 SDL 0.21% SOV
8.07% RAJASTHAN 15JUN2026 SDL 0.76% SOV 8.16% KARNATAKA 26NOV2025 SDL 0.19% SOV
7.96% MAHARASHTRA 29JUN2026 SDL 0.76% SOV 7.98% KERALA 11MAY2026 SDL 0.16% SOV
8.07% KERALA 15JUN2026 SDL 0.71% SOV 8.53% UTTAR PRADESH 10FEB26 SDL 0.14% SOV
7.17% RAJASTHAN 28SEP2026 SDL 0.70% SOV 7.63% ANDHRA PRADESH 09AUG2026 SDL 0.14% SOV
8.51% HARYANA 10FEB2026 SDL 0.69% SOV 7.62% TELANGANA 09AUG2026 SDL 0.14% SOV
8.02% UTTAR PRADESH 25MAY2026 SDL 0.67% SOV 7.39% UTTAR PRADESH 14SEP2026 SDL 0.12% SOV
8.53% TELANGANA 09MAR2026 SDL 0.64% SOV 7.98% GUJARAT 25MAY2026 SDL 0.11% SOV
8.69% KERALA 24FEB2026 SDL 0.58% SOV 8.53% KERALA 09MAR2026 SDL 0.10% SOV
GUJARAT 08.27% 13JAN2026 SDL 0.57% SOV 8.42% KERALA 27JAN2026 SDL 0.10% SOV
8.09 ANDHRA PRADESH 15JUN26 SDL 0.57% SOV 8.38% ODISHA 27JAN2026 SDL 0.10% SOV
GUJARAT 07.83% 13JUL2026 SDL 0.57% SOV 8.39% UTTAR PRADESH 27JAN2026 SDL 0.10% SOV
8.38% HARYANA 27JAN26 SDL 0.52% SOV 8.27% KARNATAKA 13JAN2026 SDL 0.10% SOV
7.16% MADHYA PRADESH 28SEP26 SDL 0.52% SOV MAHARASHTRA 08.08% 15JUN2026 SDL 0.09% SOV
7.19% UTTAR PRADESH 28SEP2026 SDL 0.51% SOV 7.98% HARYANA 29JUN2026 SDL 0.09% SOV
7.39% UTTARAKHAND 14SEP2026 SDL 0.50% SOV 7.60% GUJARAT 09AUG2026 SDL 0.09% SOV
7.37% TAMIL NADU 14SEP2026 SDL 0.49% SOV 7.58% MAHARASHTRA 24AUG2026 SDL 0.09% SOV
8.72% ANDHRA PRADESH 24FEB2026 SDL 0.48% SOV 6.70% ANDHRA PRADESH 22APR2026 SDL 0.09% SOV

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 116

 Aditya Birla Sun Life NIFTY SDL Plus PSU Bond Sep 2026 60:40 Index Fund
An open ended scheme tracking the Nifty SDL Plus PSU Bond Sep 2026 60:40 Index A relatively high interest rate risk
Savings Solutions
and relatively low credit risk

Issuer % to Net Assets Rating Issuer % to Net Assets Rating

7.69% GUJARAT 27JUL2026 SDL 0.09% SOV Power Finance Corporation Limited 0.61% ICRA AAA
8.69% TAMIL NADU 24FEB2026 SDL 0.07% SOV REC Limited 0.59% ICRA AAA
8.51% MAHARASHTRA 09MAR26 SDL 0.05% SOV REC Limited 0.51% ICRA AAA
TAMIL NADU 08.49% 10FEB26 SDL 0.05% SOV REC Limited 0.45% ICRA AAA
8.39 % MADHYA PRADESH 27JAN2026 SDL 0.05% SOV Small Industries Development Bank of India 0.37% ICRA AAA
8.38% TAMIL NADU 27JAN2026 SDL 0.05% SOV National Bank For Agriculture and Rural Development 0.37% ICRA AAA
8.39% ANDHRA PRADESH 27JAN2026 SDL 0.05% SOV National Bank For Agriculture and Rural Development 0.28% CRISIL AAA
8.34% UTTAR PRADESH 13JAN26 SDL 0.05% SOV Power Finance Corporation Limited 0.27% ICRA AAA
8.3% MADHYA PRADESH 13JAN2026 SDL 0.05% SOV REC Limited 0.24% CRISIL AAA
8.06% UTTARAKHAND 15JUN2026 SDL 0.05% SOV Power Finance Corporation Limited 0.23% ICRA AAA
8.15% MADHYA PRADESH 13NOV2025 SDL 0.05% SOV Small Industries Development Bank of India 0.23% CRISIL AAA
8.01% TAMIL NADU 11MAY2026 SDL 0.05% SOV National Bank For Agriculture and Rural Development 0.23% ICRA AAA
8.01% ANDHRA PRADESH 25MAY2026 SDL 0.05% SOV NLC India Limited 0.23% CRISIL AAA
GUJARAT 08.00% 20APR2026 SDL 0.05% SOV Power Finance Corporation Limited 0.18% ICRA AAA
7.69% MAHARASHTRA 27JUL2026 SDL 0.05% SOV Small Industries Development Bank of India 0.15% ICRA AAA
7.47% GUJARAT 27OCT2025 SDL 0.05% SOV National Bank For Agriculture and Rural Development 0.09% ICRA AAA
7.18% HARYANA 28SEP2026 SDL 0.05% SOV National Bank For Agriculture and Rural Development 0.09% ICRA AAA
5.72% BIHAR 13JAN2026 SDL 0.05% SOV Export Import Bank of India 0.08% CRISIL AAA
8.08% HARYANA 28JAN2025 SDL 0.03% SOV National Bank For Agriculture and Rural Development 0.06% ICRA AAA
6.69% MADHYA PRADESH 17MAR25 SDL 0.03% SOV Power Grid Corporation of India Limited 0.06% ICRA AAA
7.56% GUJARAT 24AUG26 SDL 0.01% SOV NHPC Limited 0.04% ICRA AAA
Fixed rates bonds - Corporate 37.96% Indian Railway Finance Corporation Limited 0.03% ICRA AAA
National Bank For Agriculture and Rural Development 8.15% CRISIL AAA Power Finance Corporation Limited 0.01% ICRA AAA
Power Finance Corporation Limited 3.18% ICRA AAA Government Bond 6.49%
Export Import Bank of India 2.78% ICRA AAA 6.97% GOI (MD 06/09/2026) 2.84% SOV
Power Finance Corporation Limited 2.74% ICRA AAA 5.63% GOI 12APR2026 2.31% SOV
Small Industries Development Bank of India 2.13% ICRA AAA 8.33% GOI (MD 09/07/2026) 1.35% SOV
REC Limited 1.85% ICRA AAA Cash Management Bills 0.99%
REC Limited 1.40% CARE AAA Government of India 0.39% SOV
Power Finance Corporation Limited 1.35% ICRA AAA Government of India 0.16% SOV
REC Limited 1.31% CRISIL AAA Government of India 0.16% SOV
Power Finance Corporation Limited 1.17% ICRA AAA Government of India 0.16% SOV
Small Industries Development Bank of India 1.16% ICRA AAA Government of India 0.08% SOV
Small Industries Development Bank of India 1.16% ICRA AAA Government of India 0.03% SOV
National Bank For Agriculture and Rural Development 1.06% ICRA AAA Government of India 0.01% SOV
Power Finance Corporation Limited 0.93% ICRA AAA Cash & Current Assets 2.46%
Power Finance Corporation Limited 0.80% ICRA AAA Total Net Assets 100.00%
Small Industries Development Bank of India 0.70% CRISIL AAA
Mangalore Refinery and Petrochemicals Limited 0.68% CARE AAA

Investment Performance NAV as on November 30, 2023: ` 10.9029 Rating Profile of Portfolio
Inception - September 24, 2021 Since Inception 5 Years 3 Years 1 Year
Aditya Birla Sun Life NIFTY SDL Plus PSU Bond Sep 2026 60:40 2.46%
4.04% NA NA 6.48%
Index Fund
Value of Std Investment of ` 10,000 10903 NA NA 10648
Benchmark - Nifty SDL Plus PSU Bond Sep 2026 60:40 Index 4.41% NA NA 6.85%
Value of Std Investment of ` 10,000 10988 NA NA 10685 37.96%
Additional Benchmark - Nifty SDL Plus PSU Bond Sep 2026 60:40 59.58%
3.00% NA NA 6.77%
Index
Value of Std Investment of ` 10,000 10666 NA NA 10677
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes managed by Mr. Mohit Sharma is 19. Refer annexure on page no. 168-169 to know more on performance of schemes
managed by Fund Managers.
Standard deviation of daily tracking difference computed for a 1 year horizon. If the fund is non-existent for 1 year then since inception returns are considered. Sovereign AAA Cash & Current Assets
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service
Centers.

NAV of Plans / Options (`)

Regular Plan Direct Plan
Growth 10.9029 10.9412
IDCW$: 10.9037 10.9413
$
Income Distribution cum capital withdrawal

Tracking Differences Regular Direct

1 Year (%) -0.37 -0.20
3 Years (%) - -
5 Years (%) - -
10 Years (%) - -
Since Launch (%) -0.37 -0.20

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 117

 Aditya Birla Sun Life Nifty SDL Apr 2027 Index Fund Savings Solutions
An open ended Target Maturity Index Fund tracking the Nifty SDL Apr 2027 Index. A relatively
high interest rate risk and relatively low credit risk

Investment Objective Fund Category

Fund Details

The investment objective of the Scheme is to generate Index Funds (Debt)

returns corresponding to the total returns of the securities as
represented by the Nifty SDL Apr 2027 Index before expenses,
subject to tracking errors. The Scheme does not guarantee/
indicate any returns. There can be no assurance that the
objective of the Scheme will be achieved

Fund Manager Load Structure (as % of NAV) (Incl. for SIP) Other Parameters
Mr. Bhupesh Bameta & Mr. Harshil Survankar Entry Load Nil Modified Duration 2.62 years
Exit Load Nil Average Maturity 3.00 years
Yield to Maturity 7.67%
Date of Allotment Macaulay Duration 2.72 years
AUM
January 28, 2022
Monthly Average AUM ` 4250.11 Crores
Application Amount for fresh subscription
AUM as on last day ` 4242.61 Crores
Benchmark ` 500 (plus in multiplies of ` 1)
Nifty SDL Apr 2027 Index Total Expense Ratio (TER)
Regular 0.50% Min. Addl. Investment
Managing Fund Since Direct 0.20%
` 500 (plus in multiplies of ` 1)
Including additional expenses and goods and service tax on management
January 28, 2022 fees.

Experience in Managing the Fund SIP

1.8 Years Monthly: Minimum ` 500/-

Tracking Error
Regular 0.77%
Direct 0.77%

PORTFOLIO
Issuer % to Net Assets Rating Issuer % to Net Assets Rating

State Government bond 89.83% 7.99% UTTAR PRADESH 29JUN2026 SDL 0.83% SOV

8.72% TAMIL NADU 19SEP2026 SDL 3.88% SOV 7.18% HARYANA 28SEP2026 SDL 0.82% SOV

7.37% KARNATAKA 09NOV2026 SDL 3.76% SOV 7.39% TELANGANA 14SEP2026 SDL 0.80% SOV

7.22% KARNATAKA 26OCT2026 SDL 3.63% SOV 6.24% MAHARASHTRA 11AUG26 SDL 0.78% SOV

7.62% TAMIL NADU 29MAR2027 SDL 3.54% SOV 7.71% GUJARAT 01MAR2027 SDL 0.69% SOV

7.39% MAHARASHTRA 09NOV2026 SDL 3.44% SOV 7.85% TELANGANA 13JUL2026 SDL 0.65% SOV

7.40% TELANGANA 09NOV2026 SDL 3.40% SOV 7.76% MADHYA PRADESH 01MAR27 SDL 0.59% SOV

7.57% GUJARAT 09NOV2026 SDL 3.30% SOV 7.78% BIHAR 01MAR2027 SDL 0.59% SOV

KARNATAKA 7.59% 29MAR27 SDL 3.22% SOV 07.64% HARYANA 29MAR27 SDL 0.59% SOV

7.62% UTTAR PRADESH 15FEB2027 SDL 3.06% SOV 7.59% KARNATAKA 15FEB2027 SDL 0.59% SOV

7.37% MAHARASHTRA 14SEP2026 SDL 2.72% SOV 7.60% MADHYA PRADESH 15FEB2027 SDL 0.59% SOV

7.22% MAHARASHTRA 26OCT26 SDL 2.34% SOV 7.42% ANDHRA 09NOV2026 SDL 0.59% SOV

6.85% UTTAR PRADESH 23NOV2026 SDL 2.31% SOV 7.41% GUJARAT 19OCT2026 SDL 0.59% SOV

7.86% KARNATAKA 15MAR27 SDL 2.26% SOV 7.38% KERALA 09NOV2026 SDL 0.59% SOV

7.96% MAHARASHTRA 29JUN2026 SDL 2.14% SOV 7.14% KARNATAKA 13OCT2026 SDL 0.58% SOV

7.59% GUJARAT 15FEB2027 SDL 2.12% SOV 7.15% KERALA 13OCT2026 SDL 0.58% SOV

7.37% RAJASTHAN 09NOV2026 SDL 1.99% SOV 7.16% TAMIL NADU 11JAN2027 SDL 0.58% SOV

7.49% GUJARAT 28SEP2026 SDL 1.88% SOV 7.17% UTTAR PRADESH 11JAN2027 SDL 0.58% SOV

6.58% GUJARAT 31MAR27 SDL 1.72% SOV 7.15% RAJASTHAN 11JAN2027 SDL 0.58% SOV

7.40% MADHYA PRADESH 09NOV2026 SDL 1.64% SOV 7.02% GUJARAT 28AUG2026 SDL 0.58% SOV

7.07% TAMIL NADU 14DEC2026 SDL 1.63% SOV 6.83% KARNATAKA 23NOV2026 SDL 0.58% SOV

TAMIL NADU 07.39% 09NOV2026 SDL 1.53% SOV 7.85% TAMIL NADU 15MAR2027 SDL 0.48% SOV

7.05% GUJARAT 14DEC2026 SDL 1.51% SOV 7.29% KERALA 28DEC2026 SDL 0.47% SOV

7.15% KERALA 11JAN2027 SDL 1.28% SOV 7.37% TAMIL NADU 14SEP2026 SDL 0.40% SOV

7.74% TAMIL NADU 01MAR27 SDL 1.18% SOV 7.61% KERALA 09AUG2026 SDL 0.38% SOV

7.23% TAMIL NADU 26OCT2026 SDL 1.17% SOV 7.84% MAHARASHTRA 13JUL2026 SDL 0.36% SOV

7.24% UTTAR PRADESH 26OCT2026 SDL 1.17% SOV 6.24% RAJASTHAN 30JUN2026 SDL 0.36% SOV

7.20 % KARNATAKA 25JAN2027 SDL 1.17% SOV 7.08% KARNATAKA 14DEC2026 SDL 0.35% SOV

7.19% GUJARAT 25JAN2027 SDL 1.17% SOV 7.05% TAMIL NADU 20NOV2026 SDL 0.35% SOV

7.15% KARNATAKA 11JAN2027 SDL 1.16% SOV 7.80% CHATTISGARH 01MAR27 SDL 0.26% SOV

7.24% GUJARAT 28DEC26 SDL 1.05% SOV 7.64% UTTAR PRADESH 29MAR2027 SDL 0.24% SOV

7.16% MADHYA PRADESH 28SEP26 SDL 1.05% SOV 7.84% TAMIL NADU 13JUL2026 SDL 0.24% SOV

6.89% BIHAR 23NOV2026 SDL 1.04% SOV 7.86% UTTAR PRADESH 13JUL26 SDL 0.24% SOV

6.54% MAHARASHTRA 09FEB2027 SDL 0.92% SOV KARNATAKA SDL 07.75% 01MAR27 0.24% SOV

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 118

 Aditya Birla Sun Life Nifty SDL Apr 2027 Index Fund Savings Solutions
An open ended Target Maturity Index Fund tracking the Nifty SDL Apr 2027 Index. A relatively
high interest rate risk and relatively low credit risk

Issuer % to Net Assets Rating Issuer % to Net Assets Rating

7.58% TAMIL NADU 24AUG2026 SDL 0.24% SOV 7.62% MADHYA PRADESH 09AUG2026 SDL 0.02% SOV
7.4% JHARKHAND 09NOV2026 SDL 0.23% SOV 7.60% GUJARAT 09AUG2026 SDL 0.02% SOV
7.16% TELANGANA 13OCT2026 SDL 0.23% SOV 6.9% ANDHRA 22APR2027 SDL 0.02% SOV
7.14% GUJARAT 11JAN2027 SDL 0.23% SOV 8.67% MAHARASHTRA 24FEB2026 SDL 0.00% SOV
8.09 ANDHRA PRADESH 15JUN26 SDL 0.20% SOV Cash Management Bills 5.70%
7.58% MAHARASHTRA 24AUG2026 SDL 0.20% SOV Government of India 1.57% SOV
7.16% MAHARASHTRA 28SEP2026 SDL 0.16% SOV Government of India 1.50% SOV
7.15% MAHARASHTRA 13OCT2026 SDL 0.13% SOV Government of India 0.89% SOV
7.63% UTTAR PRADESH 09AUG2026 SDL 0.12% SOV Government of India 0.80% SOV
7.39% UTTARAKHAND 14SEP2026 SDL 0.12% SOV Government of India 0.73% SOV
7.27% KARNATAKA 28DEC2026 SDL 0.12% SOV Government of India 0.21% SOV
7.17% RAJASTHAN 28SEP2026 SDL 0.12% SOV Government of India 0.00% SOV
7.16% WEST BENGAL 11JAN2027 SDL 0.12% SOV Government Bond 2.84%
6.85% KERALA 23NOV2026 SDL 0.12% SOV 5.74% GOI 15NOV2026 2.25% SOV
6.29% RAJASTHAN 29DEC2026 SDL 0.11% SOV 8.15% GOI (MD 24/11/2026) 0.39% SOV
7.38% RAJASTHAN 14SEP2026 SDL 0.07% SOV 8.33% GOI (MD 09/07/2026) 0.21% SOV
8.27% TAMIL NADU 13JAN2026 SDL 0.07% SOV Cash & Current Assets 1.63%
7.63% TAMIL NADU 12APR2027 SDL 0.05% SOV Total Net Assets 100.00%
7.19% MADHYA PRADESH 25JAN2027 SDL 0.05% SOV

Investment Performance NAV as on November 30, 2023: ` 10.8442 Rating Profile of Portfolio
Inception - January 28, 2022 Since Inception 5 Years 3 Years 1 Year
Aditya Birla Sun Life Nifty SDL Apr 2027 Index Fund 4.51% NA NA 6.36%
1.63%
Value of Std Investment of ` 10,000 10844 NA NA 10636
Benchmark - Nifty SDL Apr 2027 Index 5.08% NA NA 6.78%
Value of Std Investment of ` 10,000 10954 NA NA 10678
Additional Benchmark - CRISIL 10 Year Gilt Index 4.61% NA NA 6.77%
Value of Std Investment of ` 10,000 10863 NA NA 10677
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme additional benchmark returns are not available, they
have not been shown. Total Schemes Co-Managed by Fund Managers is 1. Total Schemes managed by Mr. Bhupesh Bameta is 13. Total Schemes managed by 98.37%
Mr. Harshil Survankar is 15. Refer annexure on page no. 168-169 to know more on performance of schemes managed by Fund Managers.Standard deviation of
daily tracking difference computed for a 1 year horizon. If the fund is non-existent for 1 year then since inception returns are considered.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service
Centers. Sovereign Cash & Current Assets

NAV of Plans / Options (`)

Regular Plan Direct Plan
Growth 10.8442 10.9067
IDCW$: 10.8442 10.9066
$
Income Distribution cum capital withdrawal

Tracking Differences Regular Direct

1 Year (%) -0.42 -0.05
3 Years (%) - -
5 Years (%) - -
10 Years (%) - -
Since Launch (%) -0.57 -0.25

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 119

 Aditya Birla Sun Life CRISIL IBX 60:40 SDL + AAA PSU - Apr 2027 Index Fund
An open ended Target Maturity Index Fund tracking the CRISIL IBX 60:40 SDL + AAA PSU Index
Savings Solutions
- April 2027. A relatively high interest rate risk and relatively low credit risk.

Investment Objective Fund Category

Fund Details

The investment objective of the Scheme is to generate Index Funds (Debt)

returns corresponding to the total returns of the securitiesas
represented by the CRISIL IBX 60:40 SDL + AAA PSU Index
- April 2027 before expenses, subject to tracking errors. The
Scheme does not guarantee/indicate any returns. There can be
no assurance that the objective of the Scheme will be achieved.

Fund Manager Load Structure (as % of NAV) (Incl. for SIP) Other Parameters
Mr. Mohit Sharma Entry Load Nil Modified Duration 2.53 years
Exit Load Nil Average Maturity 2.95 years
Yield to Maturity 7.70%
Date of Allotment Macaulay Duration 2.66 years
AUM
March 29, 2022
Monthly Average AUM ` 1514.99 Crores
AUM as on last day Application Amount for fresh subscription
` 1518.68 Crores
Benchmark ` 500 (plus in multiplies of ` 1)
CRISIL IBX 60:40 SDL + AAA PSU Index - April 2027 Total Expense Ratio (TER)
Regular 0.40% Min. Addl. Investment
Managing Fund Since Direct 0.20% ` 500 (plus in multiplies of ` 1)
Including additional expenses and goods and service tax on management
March 29, 2022 fees.

Experience in Managing the Fund SIP

1.7 Years Monthly: Minimum ` 500/-

Tracking Error
Regular 0.51%
Direct 0.51%

PORTFOLIO
Issuer % to Net Assets Rating Issuer % to Net Assets Rating

State Government bond 41.65% REC Limited 3.96% ICRA AAA

7.61% TAMIL NADU 15FEB2027 SDL 4.94% SOV Power Finance Corporation Limited 3.24% ICRA AAA

7.14% GUJARAT 11JAN2027 SDL 4.55% SOV Power Finance Corporation Limited 2.62% ICRA AAA

7.96% MAHARASHTRA 29JUN2026 SDL 3.33% SOV REC Limited 2.61% ICRA AAA

7.73% RAJASTHAN 01MAR2027 SDL 3.30% SOV Export Import Bank of India 2.60% ICRA AAA

7.62% UTTAR PRADESH 15FEB2027 SDL 3.29% SOV Small Industries Development Bank of India 2.54% CRISIL AAA

7.20 % KARNATAKA 25JAN2027 SDL 3.26% SOV National Bank For Agriculture and Rural Development 2.28% ICRA AAA

6.72% KERALA 24MAR2027 SDL 3.21% SOV Power Finance Corporation Limited 1.98% ICRA AAA

7.59% GUJARAT 15FEB2027 SDL 2.30% SOV Power Finance Corporation Limited 1.89% ICRA AAA

7.80% KERALA 11MAR2027 SDL 1.66% SOV Power Finance Corporation Limited 1.62% ICRA AAA

7.37% MAHARASHTRA 14SEP2026 SDL 1.64% SOV National Bank For Agriculture and Rural Development 0.75% ICRA AAA

7.86% KARNATAKA 15MAR27 SDL 1.33% SOV REC Limited 0.66% ICRA AAA

7.64% UTTAR PRADESH 29MAR2027 SDL 1.32% SOV Power Finance Corporation Limited 0.66% ICRA AAA

7.60% MADHYA PRADESH 15FEB2027 SDL 1.32% SOV Power Finance Corporation Limited 0.65% ICRA AAA

7.14% ANDHRA PRADESH 11JAN2027 SDL 1.30% SOV Power Finance Corporation Limited 0.65% ICRA AAA

7.80% HARYAN 01MAR2027 SDL 0.99% SOV Power Finance Corporation Limited 0.46% ICRA AAA

8.72% TAMIL NADU 19SEP2026 SDL 0.95% SOV REC Limited 0.33% ICRA AAA

7.63% GUJARAT 12APR2027 SDL 0.66% SOV Government Bond 15.88%

7.40% TELANGANA 09NOV2026 SDL 0.66% SOV 5.74% GOI 15NOV2026 9.80% SOV

8.31% RAJASTHAN 08APR27 SDL 0.34% SOV 8.24% GOI (MD 15/02/2027) 6.08% SOV

7.76% MADHYA PRADESH 01MAR27 SDL 0.33% SOV Cash Management Bills 1.63%

7.59% BIHAR 15FEB2027 SDL 0.33% SOV Government of India 1.07% SOV

7.18% UTTARAKHAND 11JAN2027 SDL 0.33% SOV Government of India 0.55% SOV

7.12% BIHAR 11JAN27 SDL 0.32% SOV Cash & Current Assets 3.09%

Fixed rates bonds - Corporate 37.75% Total Net Assets 100.00%

National Bank For Agriculture and Rural Development 8.24% CRISIL AAA

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 120

 Aditya Birla Sun Life CRISIL IBX 60:40 SDL + AAA PSU - Apr 2027 Index Fund
An open ended Target Maturity Index Fund tracking the CRISIL IBX 60:40 SDL + AAA PSU Index
Savings Solutions
- April 2027. A relatively high interest rate risk and relatively low credit risk.

Investment Performance NAV as on November 30, 2023: ` 10.7240 Rating Profile of Portfolio
Inception - March 29, 2022 Since Inception 5 Years 3 Years 1 Year
Aditya Birla Sun Life CRISIL IBX 60:40 SDL + AAA PSU - Apr 2027 3.09%
4.26% NA NA 6.31%
Index Fund
Value of Std Investment of ` 10,000 10724 NA NA 10631
Benchmark - CRISIL IBX 60:40 SDL + AAA PSU Index - April 2027 4.59% NA NA 6.64%
Value of Std Investment of ` 10,000 10780 NA NA 10664 37.75%
Additional Benchmark - CRISIL 10 Year Gilt Index 4.75% NA NA 6.77%
59.16%
Value of Std Investment of ` 10,000 10807 NA NA 10677
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes managed by Mr. Mohit Sharma is 19. Refer annexure on page no. 168-169 to know more on performance of schemes
managed by Fund Managers. Standard deviation of daily tracking difference computed for a 1 year horizon. If the fund is non-existent for 1 year then since
inception returns are considered.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding Sovereign AAA Cash & Current Assets
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service
Centers.

NAV of Plans / Options (`)

Regular Plan Direct Plan
Growth 10.7240 10.7593
IDCW$: 10.7210 10.7611
$
Income Distribution cum capital withdrawal

Tracking Differences Regular Direct

1 Year (%) -0.33 -0.12
3 Years (%) - -
5 Years (%) - -
10 Years (%) - -
Since Launch (%) -0.32 -0.12

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 121

 Aditya Birla Sun Life Nifty SDL Sep 2025 Index Fund Savings Solutions
An open ended Target Maturity Index Fund tracking the Nifty SDL Sep 2025 Index. A relatively
moderate interest rate risk and relatively low credit risk.

Investment Objective Fund Category

Fund Details

The investment objective of the Scheme is to generate Index Funds (Debt)

returns corresponding to the total returns of the securities as
represented by the Nifty SDL Sep 2025 Index before expenses,
subject to tracking errors. The Scheme doesnot guarantee/
indicate any returns. There can be no assurance or guarantee
that the investment objective of the Scheme will be achieved.

Fund Manager Load Structure (as % of NAV) (Incl. for SIP) Other Parameters
Mr. Bhupesh Bameta & Mr. Sanjay Godambe Entry Load Nil Modified Duration 1.38 years
Exit Load Nil Average Maturity 1.55 years
Yield to Maturity 7.54%
Date of Allotment Macaulay Duration 1.44 years
AUM *Standard deviation of daily tracking difference computed
September 28, 2022
Monthly Average AUM ` 82.99 Crores for a 1 year horizon. If the fund is non-existent for 1 year
AUM as on last day ` 77.06 Crores then since inception returns are considered
Benchmark
Nifty SDL Sep 2025 Index Total Expense Ratio (TER) Application Amount for fresh subscription
Regular 0.35% ` 500 (plus in multiplies of ` 1)
Managing Fund Since Direct 0.20%
Including additional expenses and goods and service tax on management
September 28, 2022 fees.
Min. Addl. Investment
` 500 (plus in multiplies of ` 1)
Experience in Managing the Fund SIP
1.2 Years Monthly: Minimum ` 500/-

Tracking Error
Regular 0.69%
Direct 0.69%

PORTFOLIO
Issuer % to Net Assets Rating Issuer % to Net Assets Rating

State Government bond 81.12% 8.13% MAHARASHTRA 14JAN2025 SDL 0.13% SOV

8.25% MAHARASHTRA 10JUN2025 SDL 59.06% SOV Government Bond 12.17%

TAMIL NADU 08.24% 09SEP25 SDL 13.13% SOV 8.20% GOI (MD 24/09/2025) 8.77% SOV

8.31% KERALA 26Aug25 SDL 7.88% SOV 5.22% GOVERNMENT OF INDIA 15JUN25 G-SEC 3.40% SOV

8.31% TELANGANA 29JUL25 SDL 0.66% SOV Cash & Current Assets 6.71%

8.16% UTTARAKHAND 23SEP2025 SDL 0.26% SOV Total Net Assets 100.00%

Investment Performance NAV as on November 30, 2023: ` 10.8310 Rating Profile of Portfolio
Inception - Sep 28, 2022 Since Inception 5 Years 3 Years 1 Year
Aditya Birla Sun Life Nifty SDL SEP 2025 Index Fund 7.04% NA NA 6.69% 6.71%
Value of Std Investment of ` 10,000 10831 NA NA 10669
Benchmark - Nifty SDL Sep 2025 Index 7.58% NA NA 7.14%
Value of Std Investment of ` 10,000 10895 NA NA 10714
Additional Benchmark - CRISIL 10 Year Gilt Index 7.19% NA NA 6.77%
Value of Std Investment of ` 10,000 10849 NA NA 10677
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they 93.29%
have not been shown. Total Schemes Co-Managed by Fund Managers is 4. Total Schemes managed by Mr. Bhupesh Bameta is 13. Total Schemes managed by
Mr. Sanjay Godambe is 7. Refer annexure on page no. 168-169 to know more on performance of schemes managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service
Centers. Sovereign Cash & Current Assets

Tracking Differences Regular Direct NAV of Plans / Options (`)

1 Year (%) -0.45 -0.29
3 Years (%) - - Regular Plan Direct Plan
5 Years (%) - - Growth 10.8310 10.8508
10 Years (%) - -
IDCW$: 10.8309 10.8507
Since Launch (%) -0.54 -0.37
$
Income Distribution cum capital withdrawal

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 122

 Aditya Birla Sun Life CRISIL IBX Gilt - April 2026 Index Fund
An open ended Target Maturity Index Fund tracking the CRISIL IBX Gilt Index – April 2026. A
Savings Solutions
relatively high interest rate risk and relatively low credit risk.

Investment Objective Fund Category

Fund Details

The investment objective of the Scheme is to generate Index Funds (Debt)

returns corresponding to the total returns of the securities as
represented by the CRISIL IBX Gilt Index – April 2026 before
expenses, subject to tracking errors. The Scheme does not
guarantee/indicate any returns. There can be no assurance or
guarantee that the investment objective of the Scheme will be
achieved.
Load Structure (as % of NAV) (Incl. for SIP) Other Parameters
Fund Manager
Entry Load Nil Modified Duration 2.08 years
Mr. Bhupesh Bameta & Mr. Sanjay Godambe Exit Load Nil Average Maturity 2.30 years
Yield to Maturity 7.39%
Date of Allotment Macaulay Duration 2.16 years
AUM Standard deviation of daily tracking difference computed
October 07, 2022
Monthly Average AUM ` 333.75 Crores for a 1 year horizon. If the fund is non-existent for 1 year
AUM as on last day ` 330.38 Crores then since inception returns are considered.
Benchmark
CRISIL IBX Gilt Index – April 2026 Application Amount for fresh subscription
Total Expense Ratio (TER)
Regular 0.35% ` 500 (plus in multiplies of ` 1)
Managing Fund Since Direct 0.20%
Including additional expenses and goods and service tax on management
October 07, 2022 fees. Min. Addl. Investment
` 500 (plus in multiplies of ` 1)
Experience in Managing the Fund SIP
1.1 Years Monthly: Minimum ` 500/-

Tracking Error
Regular 0.95%
Direct 0.95%

PORTFOLIO
Issuer % to Net Assets Rating Issuer % to Net Assets Rating

Government Bond 97.87% Cash Management Bills 0.20%

5.63% GOI 12APR2026 75.35% SOV Government of India 0.20% SOV

7.59% GOI(MD 11/01/2026) 16.82% SOV Cash & Current Assets 1.93%

7.27% GOI 08APR26 4.24% SOV Total Net Assets 100.00%

6.99% GOVERNMENT OF INDIA 17APR26 1.47% SOV

Investment Performance NAV as on November 30, 2023: ` 10.8241 Rating Profile of Portfolio
Inception - October 07, 2022 Since Inception 5 Years 3 Years 1 Year
Aditya Birla Sun Life CRISIL IBX Gilt - April 2026 Index Fund 7.14% NA NA 6.39% 1.93%
Value of Std Investment of ` 10,000 10824 NA NA 10639
Benchmark - CRISIL IBX Gilt Index – April 2026 7.54% NA NA 6.76%
Value of Std Investment of ` 10,000 10870 NA NA 10676
Additional Benchmark - CRISIL 10 Year Gilt Index 8.02% NA NA 6.77%
Value of Std Investment of ` 10,000 10926 NA NA 10677
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes Co-Managed by Fund Managers is 4. Total Schemes managed by Mr. Bhupesh Bameta is 13. Total Schemes managed by
Mr. Sanjay Godambe is 7. Refer annexure on page no. 168-169 to know more on performance of schemes managed by Fund Managers. 98.07%
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service
Centers. Sovereign Cash & Current Assets

Tracking Differences Regular Direct NAV of Plans / Options (`)

1 Year (%) -0.37 -0.21
3 Years (%) - - Regular Plan Direct Plan
5 Years (%) - - Growth 10.8241 10.8436
10 Years (%) - -
Since Launch (%) -0.40 -0.23 IDCW$: 10.8246 10.8444
$
Income Distribution cum capital withdrawal

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 123

 Aditya Birla Sun Life CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund
An open ended Target Maturity Index Fund tracking the CRISIL IBX 50:50 Gilt Plus SDL Index –
Savings Solutions
April 2028.A relatively high interest rate risk and relatively low credit risk.

Investment Objective Fund Category

Fund Details

The investment objective of the Scheme is to generate Index Funds (Debt)

returns corresponding to the total returns of the securities
as represented by the CRISIL IBX 50:50 Gilt Plus SDL Index
– April 2028 before expenses, subject to tracking errors. The
Scheme does not guarantee/indicate any returns. There can be
no assurance or guarantee that the investment objective of the
Scheme will be achieved.
Load Structure (as % of NAV) (Incl. for SIP) Other Parameters
Fund Manager Entry Load Nil Modified Duration 3.33 years
Mr. Mohit Sharma & Mr. Sanjay Godambe Exit Load Nil Average Maturity 3.98 years
Yield to Maturity 7.53%
Date of Allotment Macaulay Duration 3.45 years
AUM
October 13, 2022 Standard deviation of daily tracking difference computed
Monthly Average AUM ` 413.10 Crores for a 1 year horizon. If the fund is non-existent for 1 year
AUM as on last day ` 414.04 Crores then since inception returns are considered.
Benchmark
CRISIL IBX 50:50 Gilt Plus SDL Index – April 2028
Total Expense Ratio (TER) Application Amount for fresh subscription
Regular 0.35%
Managing Fund Since Direct 0.20% ` 500 (plus in multiplies of ` 1)
Including additional expenses and goods and service tax on management
October 13, 2022 fees.
Min. Addl. Investment
Experience in Managing the Fund ` 500 (plus in multiplies of ` 1)
SIP
1.1 Years
Monthly: Minimum ` 500/-

Tracking Error
Regular 0.70%
Direct 0.70%

PORTFOLIO
Issuer % to Net Assets Rating Issuer % to Net Assets Rating

Government Bond 57.60% 08.23 GUJARAT SDL 21FEB2028 1.27% SOV

7.17% GOI (MD 08/01/2028) 20.31% SOV 8.43% TAMIL NADU SDL RED 07-MARCH-2028 1.24% SOV

7.38% GOI 20JUN2027 14.78% SOV 8.34% UTTAR PRADESH 28FEB28 SDL 1.24% SOV

GOI 08.28% 21SEP27 9.97% SOV Cash Management Bills 3.69%

6.79% GOI (MD 15/05/2027) 8.34% SOV Government of India 2.77% SOV

7.06% GOI 10APR28 4.20% SOV Government of India 0.92% SOV

State Government bond 35.89% Cash & Current Assets 2.83%

8.28% Tamilnadu SDL (MD 14/03/2028) 22.25% SOV Total Net Assets 100.00%

8.34% TAMIL NADU 28FEB28 SDL 7.43% SOV

8.05% Tamilnadu SDL (MD 18/04/2028) 2.45% SOV

Investment Performance NAV as on November 30, 2023: ` 10.8737 Rating Profile of Portfolio
Inception - October 13, 2022 Since Inception 5 Years 3 Years 1 Year
Aditya Birla Sun Life CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 2.83%
7.68% NA NA 6.76%
Index Fund
Value of Std Investment of ` 10,000 10874 NA NA 10676
Benchmark - CRISIL IBX 50:50 Gilt Plus SDL Index – April 2028 7.94% NA NA 6.99%
Value of Std Investment of ` 10,000 10903 NA NA 10699
Additional Benchmark - CRISIL 10 Year Gilt Index 7.74% NA NA 6.77%
Value of Std Investment of ` 10,000 10880 NA NA 10677
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they 97.17%
have not been shown. Total Schemes Co-Managed by Fund Managers is 2. Total Schemes managed by Mr. Mohit Sharma is 19. Total Schemes managed by Mr.
Sanjay Godambe is 7. Refer annexure on page no. 168-169 to know more on performance of schemes managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service Sovereign Cash & Current Assets
Centers.

Tracking Differences Regular Direct NAV of Plans / Options (`)

1 Year (%) -0.23 -0.07
3 Years (%) - - Regular Plan Direct Plan
5 Years (%) - - Growth 10.8737 10.8932
10 Years (%) - -
IDCW$: 10.8747 10.8931
Since Launch (%) -0.26 -0.09
$
Income Distribution cum capital withdrawal

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 124

 Aditya Birla Sun Life CRISIL IBX Gilt Apr 2029 Index Fund Savings Solutions
An open ended Target Maturity Index Fund tracking the CRISIL IBX Gilt Index – April 2029. A
relatively high interest rate risk and relatively low credit risk.

Investment Objective Fund Category

Fund Details

The investment objective of the Scheme is to generate Index Funds (Debt)

returns corresponding to the total returns of the securities as
represented by the CRISIL IBX Gilt Index – April 2029 before
expenses, subject to tracking errors. The Scheme does not
guarantee/indicate any returns. There can be no assurance or
guarantee that the investment objective of the Scheme will be
achieved.
Load Structure (as % of NAV) (Incl. for SIP) Other Parameters
Fund Manager
Entry Load Nil Modified Duration 4.39 years
Mr. Harshil Suvarnkar & Mr. Sanjay Godambe Exit Load Nil Average Maturity 5.37 years
Yield to Maturity 7.42%
Date of Allotment Macaulay Duration 4.55 years
AUM Standard deviation of daily tracking difference computed
October 19, 2022
Monthly Average AUM ` 668.22 Crores for a 1 year horizon. If the fund is non-existent for 1 year
AUM as on last day ` 695.74 Crores then since inception returns are considered.
Benchmark
CRISIL IBX Gilt Index – April 2029 Application Amount for fresh subscription
Total Expense Ratio (TER)
Regular 0.36% ` 500 (plus in multiplies of ` 1)
Managing Fund Since Direct 0.21%
Including additional expenses and goods and service tax on management
October 19, 2022 fees. Min. Addl. Investment
` 500 (plus in multiplies of ` 1)
Experience in Managing the Fund SIP
1.1 Years Monthly: Minimum ` 500/-

Tracking Error
Regular 0.38%
Direct 0.38%

PORTFOLIO
Issuer % to Net Assets Rating Issuer % to Net Assets Rating

Government Bond 93.92% Government of India 0.98% SOV

7.10% GOVERNMENT OF INDIA 18APR29 92.39% SOV Government of India 0.53% SOV

7.59% GOI (MD 20/03/2029) 1.37% SOV Government of India 0.08% SOV

07.26% GOI (MD 14/01/2029) 0.16% SOV Cash & Current Assets 0.99%

Cash Management Bills 5.09% Total Net Assets 100.00%

Government of India 3.51% SOV

Investment Performance NAV as on November 30, 2023: ` 10.8937 Rating Profile of Portfolio
Inception - October 19, 2022 Since Inception 5 Years 3 Years 1 Year
Aditya Birla Sun Life CRISIL IBX Gilt - April 2029 Index Fund 7.98% NA NA 7.13% 0.99%
Value of Std Investment of ` 10,000 10894 NA NA 10713
Benchmark - CRISIL IBX Gilt Index – April 2029 8.06% NA NA 7.22%
Value of Std Investment of ` 10,000 10902 NA NA 10722
Additional Benchmark - CRISIL 10 Year Gilt Index 7.94% NA NA 6.77%
Value of Std Investment of ` 10,000 10889 NA NA 10677
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes Co-Managed by Fund Managers is 2. Total Schemes managed by Mr. Harshil Suvarnkar is 15. Total Schemes managed by
Mr. Sanjay Godambe is 7. Refer annexure on page no. 168-169 to know more on performance of schemes managed by Fund Managers. 99.01%
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service
Centers. Sovereign Cash & Current Assets

Tracking Differences Regular Direct NAV of Plans / Options (`)

1 Year (%) -0.09 0.07
3 Years (%) - - Regular Plan Direct Plan
5 Years (%) - - Growth 10.8937 10.9126
10 Years (%) - -
Since Launch (%) -0.08 0.09 Daily IDCW$: 10.2508 10.2791
$
Income Distribution cum capital withdrawal

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 125

 Aditya Birla Sun Life CRISIL IBX AAA Mar 2024 Index Fund Savings Solutions
An open ended Target Maturity Index Fund tracking the CRISIL IBX AAA Index – March 2024. A
moderate interest rate risk and relatively low credit risk.

Investment Objective Fund Category

Fund Details

The investment objective of the Scheme is to generate Index Funds (Debt)

returns corresponding to the total returns of the securities as
represented by the CRISIL IBX AAA Index – March 2024 before
expenses, subject to tracking errors. The Scheme does not
guarantee/indicate any returns. There can be no assurance or
guarantee that the investment objective of the Scheme will be
achieved.
Load Structure (as % of NAV) (Incl. for SIP) Other Parameters
Fund Manager
Entry Load Nil Modified Duration 0.26 years
Mr. Mohit Sharma & Mr. Sanjay Godambe Exit Load Nil Average Maturity 0.27 years
Yield to Maturity 7.50%
Date of Allotment Macaulay Duration 0.27 years
AUM Standard deviation of daily tracking difference computed for a
February 03, 2023 1 year horizon. If the fund is non-existent for 1 year then since
Monthly Average AUM ` 1170.63 Crores
inception returns are considered.
AUM as on last day ` 1183.73 Crores
Benchmark
CRISIL IBX AAA Mar 2024 Index Application Amount for fresh subscription
Total Expense Ratio (TER)
Regular 0.32% ` 500 (plus in multiplies of ` 1)

Managing Fund Since Direct 0.11%

Including additional expenses and goods and service tax on management
February 03, 2023 fees. Min. Addl. Investment
` 500 (plus in multiplies of ` 1)
Experience in Managing the Fund SIP

0.8 Years Monthly: Minimum ` 500/-

Tracking Error
Regular 0.18%
Direct 0.18%

PORTFOLIO
Issuer % to Net Assets Rating Issuer % to Net Assets Rating
Money Market Instruments 57.59% HDFC Bank Limited 0.42% ICRA A1+
Axis Bank Limited 8.66% ICRA A1+ Fixed rates bonds - Corporate 38.87%
National Bank For Agriculture and Rural Development 6.12% ICRA A1+ Pipeline Infrastructure Limited 10.61% CRISIL AAA
ICICI Bank Limited 4.74% ICRA A1+ LIC Housing Finance Limited 4.20% CRISIL AAA
Export Import Bank of India 4.14% ICRA A1+ National Bank For Agriculture and Rural Development 4.20% CRISIL AAA
Axis Bank Limited 3.72% ICRA A1+ Small Industries Development Bank of India 3.94% CARE AAA
Small Industries Development Bank of India 2.91% CRISIL A1+ Bajaj Finance Limited 2.11% CRISIL AAA
Export Import Bank of India 2.90% ICRA A1+ HDFC Bank Limited 2.11% ICRA AAA
HDFC Bank Limited 2.89% ICRA A1+ HDB Financial Services Limited 2.10% CRISIL AAA
ICICI Bank Limited 2.89% ICRA A1+ Bajaj Housing Finance Limited 2.10% CRISIL AAA
Small Industries Development Bank of India 2.89% CRISIL A1+ Bajaj Finance Limited 2.10% CRISIL AAA
HDFC Bank Limited 2.08% ICRA A1+ Kotak Mahindra Prime Limited 2.10% CRISIL AAA
Bajaj Finance Limited 2.07% ICRA A1+ REC Limited 2.10% ICRA AAA
Small Industries Development Bank of India 2.07% CRISIL A1+ Indian Railway Finance Corporation Limited 1.19% CRISIL AAA
Export Import Bank of India 2.07% ICRA A1+ Cash & Current Assets 3.54%
HDFC Bank Limited 2.06% ICRA A1+ Total Net Assets 100.00%
Export Import Bank of India 1.74% ICRA A1+
Axis Bank Limited 1.24% ICRA A1+
HDFC Bank Limited 1.15% ICRA A1+
Small Industries Development Bank of India 0.83% CRISIL A1+

Rating Profile of Portfolio Investment Performance NAV as on November 30, 2023: ` 10.6083
Inception - February 03, 2023 Since Inception 5 Years 3 Years 6 Months
3.54% Aditya Birla Sun Life CRISIL IBX AAA Mar 2024 Index Fund 7.40% NA NA 6.93%
Value of Std Investment of ` 10,000 10604 NA NA 10341
Benchmark - CRISIL IBX AAA Mar 2024 Index 7.72% NA NA 7.28%
Value of Std Investment of ` 10,000 10630 NA NA 10359
Additional Benchmark - CRISIL 1 Year T-Bill Index 6.87% NA NA 6.66%
Value of Std Investment of ` 10,000 10561 NA NA 10329
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes Co-Managed by Fund Managers is 2. Total Schemes managed by Mr. Mohit Sharma is 19. Total Schemes managed by Mr.
96.46% Sanjay Godambe is 7. Refer annexure on page no. 168-169 to know more on performance of schemes managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service
AAA Cash & Current Assets Centers.
Simple annualized returns have been provided since scheme has completed more than 6 months but less than 1 year.

NAV of Plans / Options (`)

Regular Plan Direct Plan
Growth 10.6083 10.6263
Daily IDCW$:: 10.6083 10.6263
$
Income Distribution cum capital withdrawal

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 126

 Aditya Birla Sun Life Nifty SDL Sep 2027 Index Fund Savings Solutions
An open ended Target Maturity Index Fund tracking the Nifty SDL Sep 2027 Index. A relatively
high interest rate risk and relatively low credit risk.

Investment Objective Fund Category

Fund Details

The investment objective of the Scheme is to generate Index Funds (Debt)

returns corresponding to the total returns of the securities as
represented by the Nifty SDL Sep 2027 Index before expenses,
subject to tracking errors. The Scheme does not guarantee/
indicate any returns. There can be no assurance or guarantee
that the investment objective of the Scheme will be achieved.

Fund Manager Load Structure (as % of NAV) (Incl. for SIP) Other Parameters
Mr. Harshil Suvarnkar Entry Load Nil Modified Duration 3.16 years
Exit Load Nil Average Maturity 3.67 years
Yield to Maturity 7.62%
Date of Allotment Macaulay Duration 3.27 years
AUM Standard deviation of daily tracking difference computed for a
March 10, 2023 1 year horizon. If the fund is non-existent for 1 year then since
Monthly Average AUM ` 38.48 Crores
inception returns are considered.
AUM as on last day ` 38.59 Crores
Benchmark
Nifty SDL Sep 2027 Index Application Amount for fresh subscription
Total Expense Ratio (TER)
Regular 0.50% ` 500 (plus in multiplies of ` 1)

Managing Fund Since Direct 0.20%

Including additional expenses and goods and service tax on management
March 14, 2023 fees. Min. Addl. Investment
` 500 (plus in multiplies of ` 1)
Experience in Managing the Fund SIP

0.7 Years Monthly: Minimum ` 500/-

Tracking Error
Regular 1.00%
Direct 1.00%

PORTFOLIO
Issuer % to Net Assets Rating Issuer % to Net Assets Rating
State Government bond 68.83% 8.49% ANDHRA PRADESH 21AUG2027 SDL 0.80% SOV
7.35% MADHYA PRADESH 13SEP2027 SDL 19.30% SOV Cash Management Bills 14.87%
7.38% TELANGANA 25SEP2027 SDL 12.87% SOV Government of India 14.87% SOV
7.23% TAMIL NADU 14JUN2027 SDL 12.82% SOV Government Bond 13.65%
7.12% TAMIL NADU 09AUG2027 SDL 12.80% SOV 7.38% GOI 20JUN2027 13.65% SOV
7.20% MAHARASHTRA 09AUG2027 SDL 7.68% SOV Cash & Current Assets 2.65%
KARNATAKA SDL 07.75% 01MAR27 1.30% SOV Total Net Assets 100.00%
7.77% KERALA 01MAR2027 SDL 1.26% SOV

Rating Profile of Portfolio Investment Performance NAV as on November 30, 2023: ` 10.5265
Inception - March 10, 2023 Since Inception 5 Years 3 Years 6 Months
2.65% Aditya Birla Sun Life Nifty SDL Sep 2027 Index Fund 7.25% NA NA 4.30%
Value of Std Investment of ` 10,000 10521 NA NA 10213
Benchmark - Nifty SDL Sep 2027 Index 7.74% NA NA 4.50%
Value of Std Investment of ` 10,000 10556 NA NA 10223
Additional Benchmark - CRISIL 10 Year Gilt Index 7.80% NA NA 2.25%
Value of Std Investment of ` 10,000 10561 NA NA 10112
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes managed by Mr. Harshil Suvarnkar is 15. Refer annexure on page no. 168-169 to know more on performance of schemes
97.35% managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service
Sovereign Cash & Current Assets Centers.
Simple annualized returns have been provided since scheme has completed more than 6 months but less than 1 year.

NAV of Plans / Options (`)

Regular Plan Direct Plan
Growth 10.5265 10.5493
Daily IDCW$:: 10.5265 10.5490
$
Income Distribution cum capital withdrawal

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 127

 Aditya Birla Sun Life CRISIL IBX Gilt Apr 2028 Index Fund Savings Solutions
An open ended Target Maturity Index Fund tracking the CRISIL IBX Gilt Apr 2028 Index. A relatively
high interest rate risk and relatively low credit risk.)

Investment Objective Fund Category

Fund Details

The investment objective of the Scheme is to generate Index Funds (Debt)

returns corresponding to the total returns of the securities
as represented by the CRISIL IBX Gilt Apr 2028 Index before
expenses, subject to tracking errors. The Scheme does not
guarantee/indicate any returns. There can be no assurance or
guarantee that the investment objective of the Scheme will be
achieved.
Load Structure (as % of NAV) (Incl. for SIP) Other Parameters
Fund Manager
Entry Load Nil Modified Duration 3.22 years
Mr. Bhupesh Bameta & Mr. Sanjay Godambe Exit Load Nil Average Maturity 3.87 years
Yield to Maturity 7.39%
Date of Allotment Macaulay Duration 3.34 years
AUM Standard deviation of daily tracking difference computed for a
March 15, 2023 1 year horizon. If the fund is non-existent for 1 year then since
Monthly Average AUM ` 26.34 Crores
inception returns are considered.
AUM as on last day ` 28.34 Crores
Benchmark
CRISIL IBX Gilt Apr 2028 Index Application Amount for fresh subscription
Total Expense Ratio (TER)
Regular 0.76% ` 500 (plus in multiplies of ` 1)

Managing Fund Since Direct 0.46%

Including additional expenses and goods and service tax on management
March 15, 2023 fees. Min. Addl. Investment
` 500 (plus in multiplies of ` 1)
Experience in Managing the Fund SIP

0.7 Years Monthly: Minimum ` 500/-

Tracking Error
Regular 0.39%
Direct 0.39%

PORTFOLIO
Issuer % to Net Assets Rating Issuer % to Net Assets Rating

Government Bond 94.72% GOI 08.26% 02AUG2027 1.82% SOV

7.17% GOI (MD 08/01/2028) 52.04% SOV Cash & Current Assets 5.28%

GOI 08.28% 21SEP27 37.07% SOV Total Net Assets 100.00%

6.01% GOVERNMENT OF INDIA 25MAR2028 3.79% SOV

Rating Profile of Portfolio

5.28%
Investment Performance NAV as on November 30, 2023: ` 10.4482
Inception - March 15, 2023 Since Inception 5 Years 3 Years 6 Months
Aditya Birla Sun Life CRISIL IBX Gilt Apr 2028 Index Fund 6.29% NA NA 3.93%
Value of Std Investment of ` 10,000 10444 NA NA 10195
Benchmark - CRISIL IBX Gilt Apr 2028 Index 7.32% NA NA 4.73%
Value of Std Investment of ` 10,000 10516 NA NA 10235
Additional Benchmark - CRISIL 10 Year Gilt Index 7.14% NA NA 2.25%
94.72% Value of Std Investment of ` 10,000 10503 NA NA 10112
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
Sovereign Cash & Current Assets different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes Co-Managed by Fund Managers is 2. Total Schemes managed by Mr. Bhupesh Bameta is 13. Total Schemes managed by
Mr. Sanjay Godambe is 7. Refer annexure on page no. 168-169 to know more on performance of schemes managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service
Centers.
NAV of Plans / Options (`) Simple annualized returns have been provided since scheme has completed more than 6 months but less than 1 year.

Regular Plan Direct Plan

Growth 10.4482 10.4700
Daily IDCW$:: 10.4477 10.4708
$
Income Distribution cum capital withdrawal

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 128

 Aditya Birla Sun Life CRISIL IBX SDL Jun 2032 Index Fund Savings Solutions
An open ended Target Maturity Index Fund tracking the CRISIL IBX SDL Index – June 2032. A
relatively high interest rate risk and relatively low credit risk.

Investment Objective Fund Category

Fund Details

The investment objective of the Scheme is to generate Index Funds (Debt)

returns corresponding to the total returns of the securities as
represented by the CRISIL IBX SDL Index – June 2032 before
expenses, subject to tracking errors. The Scheme does not
guarantee/indicate any returns. There can be no assurance or
guarantee that the investment objective of the Scheme will be
achieved.
Load Structure (as % of NAV) (Incl. for SIP) Other Parameters
Fund Manager
Entry Load Nil Modified Duration 5.77 years
Mr. Bhupesh Bameta & Mr. Mohit Sharma Exit Load Nil Average Maturity 8.02 years
Yield to Maturity 7.76%
Date of Allotment Macaulay Duration 5.99 years
AUM
February 14, 2023 Monthly Average AUM ` 143.90 Crores
AUM as on last day Application Amount for fresh subscription
` 144.18 Crores
Benchmark ` 500 (plus in multiplies of ` 1)
CRISIL IBX SDL Index – June 2032 Total Expense Ratio (TER)
Regular 0.58% Min. Addl. Investment
Direct 0.23%
Managing Fund Since ` 500 (plus in multiplies of ` 1)
Including additional expenses and goods and service tax on management
February 14, 2023 fees.

SIP
Experience in Managing the Fund
0.8 Years Monthly: Minimum ` 500/-

Tracking Error
Regular 1.40%
Direct 1.40%

PORTFOLIO
Issuer % to Net Assets Rating Issuer % to Net Assets Rating

State Government bond 84.60% 7.70% HARYANA 15FEB2031 SDL 2.43% SOV

7.35% MAHARASHTRA 14JUN2032 SDL 18.80% SOV 7.72% HARYANA 23MAR2032 SDL 0.76% SOV

7.73% HARYANA 01MAR2032 SDL 17.38% SOV 7.73% ANDHRA PRADESH 23MAR2032 SDL 0.01% SOV

7.70% ANDHRA PRADESH 13SEP2027 SDL 17.33% SOV Government Bond 10.03%

7.14% TAMIL NADU 02MAR2032 SDL 13.42% SOV 6.54% GOI 17JAN2032 10.03% SOV

7.73% MAHARASHTRA 29MAR2032 SDL 10.99% SOV Cash & Current Assets 5.37%

7.75% HIMACHAL PRADESH 29MAR2032 SDL 3.48% SOV Total Net Assets 100.00%

Rating Profile of Portfolio Investment Performance NAV as on November 30, 2023: ` 10.5485
Inception - February 14, 2023 Since Inception 5 Years 3 Years 6 Months
5.37% Aditya Birla Sun Life CRISIL IBX SDL Jun 2032 Index Fund 6.93% NA NA 2.58%
Value of Std Investment of ` 10,000 10545 NA NA 10129
Benchmark - CRISIL IBX SDL Index – June 2032 7.14% NA NA 3.12%
Value of Std Investment of ` 10,000 10561 NA NA 10155
Additional Benchmark - CRISIL 10 Year Gilt Index 7.34% NA NA 2.25%
Value of Std Investment of ` 10,000 10577 NA NA 10112
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes Co-Managed by Fund Managers is 2. Total Schemes managed by Mr. Bhupesh Bameta is 13. Total Schemes managed by
94.63% Mr. Mohit Sharma is 19. Refer annexure on page no. 168-169 to know more on performance of schemes managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service
Sovereign Cash & Current Assets Centers.
Simple annualized returns have been provided since scheme has completed more than 6 months but less than 1 year.

NAV of Plans / Options (`)

Regular Plan Direct Plan
Growth 10.5485 10.5778
Daily IDCW$: 10.5486 10.5792
$
Income Distribution cum capital withdrawal

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 129

 Aditya Birla Sun Life CRISIL IBX 60:40 SDL + AAA PSU Apr 2026 Index Fund
An open ended Target Maturity Index Fund tracking the CRISIL IBX 60:40 SDL + AAA PSU Index
Savings Solutions
– April 2026. A relatively high interest rate risk and relatively low credit risk.

Investment Objective Fund Category

Fund Details

The investment objective of the Scheme is to generate Index Funds (Debt)

returns corresponding to the total returns of the securities as
represented by the CRISIL IBX 60:40 SDL + AAA PSU Index
– April 2026 before expenses, subject to tracking errors.The
Scheme does not guarantee/indicate any returns. There can be
no assurance or guarantee that the investment objective of the
Scheme will be achieved.
Load Structure (as % of NAV) (Incl. for SIP) Other Parameters
Fund Manager
Entry Load Nil Modified Duration 1.83 years
Mr. Bhupesh Bameta & Mr. Sanjay Godambe Exit Load Nil Average Maturity 2.12 years
Yield to Maturity 7.67%
Date of Allotment Macaulay Duration 1.93 years
AUM Standard deviation of daily tracking difference computed for a
December 02, 2022 1 year horizon. If the fund is non-existent for 1 year then since
Monthly Average AUM ` 49.61 Crores inception returns are considered.
AUM as on last day ` 49.79 Crores
Benchmark
CRISIL IBX 60:40 SDL + AAA PSU Index – April 2026 Application Amount for fresh subscription
Total Expense Ratio (TER)
` 500 (plus in multiplies of ` 1)
Regular 0.45%
Managing Fund Since Direct 0.20%
December 02, 2022 Including additional expenses and goods and service tax on management Min. Addl. Investment
fees.
` 500 (plus in multiplies of ` 1)
Experience in Managing the Fund
SIP
1.0 Years
Monthly: Minimum ` 500/-

Tracking Error
Regular 0.38%
Direct 0.39%

PORTFOLIO
Issuer % to Net Assets Rating Issuer % to Net Assets Rating

State Government bond 47.90% Small Industries Development Bank of India 6.99% ICRA AAA

8.67% KARNATAKA 24FEB26 SDL 20.55% SOV Small Industries Development Bank of India 6.39% CRISIL AAA

8.42% KERALA 27JAN2026 SDL 10.21% SOV REC Limited 2.00% CRISIL AAA

8.38% HARYANA 27JAN26 SDL 5.10% SOV Indian Railway Finance Corporation Limited 2.00% ICRA AAA

8.67% MAHARASHTRA 24FEB2026 SDL 3.29% SOV Export Import Bank of India 1.98% ICRA AAA

8.51% HARYANA 10FEB2026 SDL 2.25% SOV Mangalore Refinery and Petrochemicals Limited 1.56% CARE AAA

8.08% CHHATTISGARH 23MAR2026 SDL 2.03% SOV NHPC Limited 1.00% ICRA AAA

8.17% KERALA 26NOV2025 SDL 2.01% SOV Government Bond 9.03%

8.23% UTTAR PRADESH 09DEC2025 SDL 1.22% SOV 5.63% GOI 12APR2026 6.59% SOV

8.27% TAMILNADU 23DEC2025 SDL 0.82% SOV 6.99% GOVERNMENT OF INDIA 17APR26 2.44% SOV

8.17% TAMIL NADU 26NOV2025 SDL 0.41% SOV Cash & Current Assets 7.21%

Fixed rates bonds - Corporate 35.86% Total Net Assets 100.00%

National Bank For Agriculture and Rural Development 13.94% ICRA AAA

Rating Profile of Portfolio Investment Performance NAV as on November 30, 2023: ` 10.6297
Inception - December 02, 2022 Since Inception 5 Years 3 Years 6 Months
7.21% Aditya Birla Sun Life CRISIL IBX 60:40 SDL+ AAA PSU Apr 2026
6.33% NA NA 5.23%
Index Fund
Value of Std Investment of ` 10,000 10630 NA NA 10259
Benchmark - CRISIL IBX 60:40 SDL + AAA PSU Index – April 2026 6.66% NA NA 5.57%
35.86% Value of Std Investment of ` 10,000 10662 NA NA 10276
56.93% Additional Benchmark - CRISIL 10 Year Gilt Index 6.34% NA NA 2.25%
Value of Std Investment of ` 10,000 10630 NA NA 10112
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes Co-Managed by Fund Managers is 1. Total Schemes managed by Mr. Bhupesh Bameta is 13. Total Schemes managed by
Mr. Sanjay Godambe is 7. Refer annexure on page no. 168-169 to know more on performance of schemes managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding
Sovereign AAA Cash & Current Assets
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service
Centers.
Simple annualized returns have been provided since scheme has completed more than 6 months but less than 1 year.

NAV of Plans / Options (`)

Regular Plan Direct Plan
Growth 10.6297 10.6561
Daily IDCW$: 10.6306 10.6561
$
Income Distribution cum capital withdrawal

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 130

 Aditya Birla Sun Life Nifty 50 Index Fund Wealth Solutions
An open ended scheme tracking Nifty 50 TR Index

Investment Objective Fund Category

Fund Details

The objective of the scheme is to generate returns that are Index Funds (Equity)
commensurate with the performance of the Nifty, subject to
tracking errors.

Fund Manager
Mr. Haresh Mehta & Mr. Pranav Gupta
Load Structure (as % of NAV) (Incl. for SIP) Other Parameters
Entry Load Nil Standard Deviation 13.38%
Date of Allotment Exit Load Nil Sharpe Ratio 0.71
September 18, 2002 Beta 1.00
Portfolio Turnover 0.17
AUM Tracking Error (3 year) 0.07%
Benchmark Monthly Average AUM ` 654.83 Crores Note: Standard Deviation, Sharpe Ratio & Beta are calculated on
Annualised basis using 3 years history of monthly returns.
AUM as on last day ` 672.65 Crores
Nifty 50 TRI Risk Free Rate assumed to be 6.90% (FBIL Overnight MIBOR as on 30
November 2023) for calculating Sharpe Ratio

Total Expense Ratio (TER)

Managing Fund Since
Regular 0.48% Application Amount for fresh subscription
March 31, 2023 & June 08, 2022
Direct 0.20% ` 100 (plus in multiplies of ` 1)
Including additional expenses and goods and service tax on management
fees.
Experience in Managing the Fund
Min. Addl. Investment
0.7 years & 1.5 years
SIP ` 100 (plus in multiplies of ` 1)
Monthly: Minimum ` 100/-
Tracking Error
Regular 0.06%
Direct 0.06%

PORTFOLIO
Issuer % to Net Assets Issuer % to Net Assets
Banks 30.49% Consumer Durables 3.24%
HDFC Bank Limited 13.24% Titan Company Limited 1.65%
ICICI Bank Limited 7.41% Asian Paints Limited 1.59%
Axis Bank Limited 3.37% Finance 3.18%
Kotak Mahindra Bank Limited 2.92% Bajaj Finance Limited 2.15%
State Bank of India 2.45% Bajaj Finserv Limited 1.03%
IndusInd Bank Limited 1.08% Telecom - Services 2.90%
IT - Software 13.63% Bharti Airtel Limited 2.90%
Infosys Limited 5.88% Power 2.48%
Tata Consultancy Services Limited 4.05% NTPC Limited 1.41%
HCL Technologies Limited 1.61% Power Grid Corporation of India Limited 1.08%
Tech Mahindra Limited 0.86% Ferrous Metals 2.02%
Wipro Limited 0.66% Tata Steel Limited 1.18%
LTIMindtree Ltd 0.58% JSW Steel Limited 0.84%
Petroleum Products 9.58% Cement & Cement Products 2.01%
Reliance Industries Limited 9.11% UltraTech Cement Limited 1.18%
Bharat Petroleum Corporation Limited 0.47% Grasim Industries Limited 0.84%
Diversified FMCG 6.94% Food Products 1.63%
ITC Limited 4.37% Nestle India Limited 0.98%
Hindustan Unilever Limited 2.57% Britannia Industries Limited 0.65%
Automobiles 6.62% Insurance 1.57%
Mahindra & Mahindra Limited 1.67% HDFC Life Insurance Company Limited 0.84%
Maruti Suzuki India Limited 1.60% SBI Life Insurance Company Limited 0.73%
Tata Motors Limited 1.41% Consumable Fuels 0.88%
Bajaj Auto Limited 0.78% Coal India Limited 0.88%
Eicher Motors Limited 0.60% Metals & Minerals Trading 0.88%
Hero MotoCorp Limited 0.56% Adani Enterprises Limited 0.88%
Construction 4.26% Oil 0.86%
Larsen & Toubro Limited 4.26% Oil & Natural Gas Corporation Limited 0.86%
Pharmaceuticals & Biotechnology 3.56% Non - Ferrous Metals 0.85%
Sun Pharmaceutical Industries Limited 1.50% Hindalco Industries Limited 0.85%
Dr. Reddys Laboratories Limited 0.80% Transport Infrastructure 0.75%
Cipla Limited 0.72% Adani Ports and Special Economic Zone Limited 0.75%
Divi's Laboratories Limited 0.55%

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 131

 Aditya Birla Sun Life Nifty 50 Index Fund Wealth Solutions
An open ended scheme tracking Nifty 50 TR Index

Issuer % to Net Assets Issuer % to Net Assets

Agricultural Food & other Products 0.64% Fertilizers & Agrochemicals 0.32%
Tata Consumer Products Limited 0.64% UPL Limited 0.32%
Healthcare Services 0.63% Cash & Current Assets 0.06%
Apollo Hospitals Enterprise Limited 0.63% Total Net Assets 100.00%

Investment Performance NAV as on November 30, 2023: ` 201.2611 NAV of Plans / Options (`)
Inception - Sept 18, 2002 Since Inception 5 Years 3 Years 1 Year Regular Plan Direct Plan
Aditya Birla Sun Life Nifty 50 Index Fund 15.20% 13.56% 16.30% 7.82%
Growth 201.2611 204.7721
Value of Std Investment of ` 10,000 201261 18893 15750 10782
IDCW$: 20.5671 21.1702
Benchmark - Nifty 50 TRI 16.79% 14.45% 17.12% 8.47%
$
Income Distribution cum capital withdrawal
Value of Std Investment of ` 10,000 269205 19646 16086 10847
Additional Benchmark - S&P BSE SENSEX TRI 17.33% 14.46% 16.27% 7.59%
Value of Std Investment of ` 10,000 296923 19649 15738 10759 Tracking Differences Regular Direct
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have 1 Year (%) -0.65 -0.32
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes Co- Managed by Fund Managers is 15. Total Schemes managed by Mr. Haresh Mehta is 15. Total Schemes managed by Mr. 3 Years (%) -0.82 -0.47
Pranav Gupta is 17. Refer annexure on page no. 168-169 to know more on performance of schemes managed by Fund Managers. 5 Years (%) -0.89 -0.59
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding 10 Years (%) -1.18 -0.96
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service Since Launch (%) -1.65 -0.97
Centers.

SIP Performance - Regular Plan - Growth (assuming SIP of ` 10000 per month)
Particulars Since Inception 5 years 3 years 1 Year
Total Amount Invested (`) 2550000 600000 360000 120000
Market Value of amount Invested 11727237 879275 432679 130652
Scheme Returns (CAGR) 12.66% 15.29% 12.33% 16.92%
Nifty 50 TRI returns# (CAGR) 14.22% 16.13% 13.06% 17.59%
S&P BSE SENSEX TRI returns## (CAGR) 15.22% 15.69% 12.43% 14.92%
Past Performance may or may not be sustained in future. The fund's inception date is September 18, 2002, and the initial SIP installment is considered to have
been made on that date. Subsequent installments occur on the first day of every following month.
# Scheme Benchmark, ## Additional Benchmark
For SIP calculations above, the data assumes the investment of ` 10000/- on 1st day of every month or the subsequent working day. Load & Taxes are not
considered for computation of returns. Performance for IDCW option would assume reinvestment of tax free IDCW declared at the then prevailing NAV. CAGR
returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of return).Where Benchmark returns are not available,
they have not been shown. Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. IDCW are
assumed to be reinvested and bonus is adjusted. Load is not taken into consideration.

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 132

 Aditya Birla Sun Life Nifty 50 Equal Weight Index Fund Wealth Solutions
An open ended scheme tracking Nifty 50 Equal Weight TR Index

Investment Objective Fund Category

Fund Details

The investment objective of the scheme is to provide returns Index Funds (Equity)
that closely correspond to the total returns of securities as
represented by Nifty 50 Equal Weight TR Index, subject to
tracking errors. The Scheme does not guarantee/indicate
any returns. There can be no assurance that the schemes’
objectives will be achieved.

Load Structure (as % of NAV) (Incl. for SIP) Application Amount for fresh subscription
Fund Manager
Entry Load Nil ` 100 (plus in multiplies of ` 1)
Mr. Haresh Mehta & Mr. Pranav Gupta Exit Load Nil

Min. Addl. Investment

Date of Allotment AUM
` 100 (plus in multiplies of ` 1)
Monthly Average AUM ` 208.00 Crores
June 08, 2021
AUM as on last day ` 213.29 Crores
SIP
Benchmark
Total Expense Ratio (TER) Monthly: Minimum ` 100/-
Nifty 50 Equal Weight TRI
Regular 1.03%
Direct 0.39%
Including additional expenses and goods and service tax on management Tracking Error
Managing Fund Since fees. Regular 0.06%
April 01, 2023 & June 08, 2022 Direct 0.05%

Experience in Managing the Fund

0.7 Years & 1.5 Years

PORTFOLIO
Issuer % to Net Assets Issuer % to Net Assets

Automobiles 12.76% Cement & Cement Products 4.00%

Hero MotoCorp Limited 2.38% UltraTech Cement Limited 2.07%

Bajaj Auto Limited 2.27% Grasim Industries Limited 1.93%

Tata Motors Limited 2.15% Food Products 3.98%

Eicher Motors Limited 2.12% Britannia Industries Limited 1.99%

Mahindra & Mahindra Limited 1.95% Nestle India Limited 1.99%

Maruti Suzuki India Limited 1.90% Ferrous Metals 3.81%

Banks 11.39% JSW Steel Limited 1.94%

Axis Bank Limited 2.00% Tata Steel Limited 1.87%

IndusInd Bank Limited 1.95% Consumer Durables 3.81%

HDFC Bank Limited 1.91% Titan Company Limited 2.02%

Kotak Mahindra Bank Limited 1.88% Asian Paints Limited 1.79%

ICICI Bank Limited 1.86% Diversified FMCG 3.80%

State Bank of India 1.79% Hindustan Unilever Limited 1.94%

IT - Software 11.36% ITC Limited 1.86%

HCL Technologies Limited 2.01% Finance 3.72%

LTIMindtree Ltd 1.95% Bajaj Finserv Limited 2.02%

Wipro Limited 1.89% Bajaj Finance Limited 1.71%

Infosys Limited 1.88% Consumable Fuels 2.25%

Tata Consultancy Services Limited 1.84% Coal India Limited 2.25%

Tech Mahindra Limited 1.80% Telecom - Services 2.10%

Pharmaceuticals & Biotechnology 7.93% Bharti Airtel Limited 2.10%

Sun Pharmaceutical Industries Limited 2.06% Healthcare Services 2.07%

Dr. Reddys Laboratories Limited 2.00% Apollo Hospitals Enterprise Limited 2.07%

Cipla Limited 1.97% Non - Ferrous Metals 2.07%

Divi's Laboratories Limited 1.91% Hindalco Industries Limited 2.07%

Petroleum Products 4.26% Construction 2.02%

Bharat Petroleum Corporation Limited 2.34% Larsen & Toubro Limited 2.02%

Reliance Industries Limited 1.92% Agricultural Food & other Products 1.98%

Insurance 4.13% Tata Consumer Products Limited 1.98%

SBI Life Insurance Company Limited 2.10% Oil 1.96%

HDFC Life Insurance Company Limited 2.02% Oil & Natural Gas Corporation Limited 1.96%

Power 4.04% Transport Infrastructure 1.90%

NTPC Limited 2.05% Adani Ports and Special Economic Zone Limited 1.90%

Power Grid Corporation of India Limited 1.99% Metals & Minerals Trading 1.81%

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 133

 Aditya Birla Sun Life Nifty 50 Equal Weight Index Fund Wealth Solutions
An open ended scheme tracking Nifty 50 Equal Weight TR Index

Issuer % to Net Assets Issuer % to Net Assets

Adani Enterprises Limited 1.81% Cash & Current Assets 1.10%
Fertilizers & Agrochemicals 1.75% Total Net Assets 100.00%
UPL Limited 1.75%

Investment Performance NAV as on November 30, 2023: ` 13.9266 NAV of Plans / Options (`)
Inception - June 08, 2021 Since Inception 5 Years 3 Years 1 Year Regular Plan Direct Plan
Aditya Birla Sun Life Nifty 50 Equal Weight Index Fund 14.29% NA NA 16.15%
Growth 13.9266 14.1520
Value of Std Investment of ` 10,000 13927 NA NA 11615
IDCW$: 13.9266 14.1521
Benchmark - Nifty 50 Equal Weight TRI 15.81% NA NA 17.53%
$
Income Distribution cum capital withdrawal
Value of Std Investment of ` 10,000 14390 NA NA 11753
Additional Benchmark - Nifty 50 TRI 11.81% NA NA 8.47%
Value of Std Investment of ` 10,000 13188 NA NA 10847 Tracking Differences Regular Direct
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have 1 Year (%) -1.38 -0.62
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes Co- Managed by Fund Managers is 15. Total Schemes managed by Mr. Haresh Mehta is 15. Total Schemes managed by Mr. 3 Years (%) - -
Pranav Gupta is 17. Refer annexure on page no. 168-169 to know more on performance of schemes managed by Fund Managers. 5 Years (%) - -
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding units. 10 Years (%) - -
Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service Centers. Since Launch (%) -1.52 -0.78
Standard deviation of daily tracking difference computed for a 1 year horizon. If the fund is non-existent for 1 year then since inception returns are considered.

SIP Performance - Regular Plan - Growth (assuming SIP of ` 10000 per month)
Particulars Since Inception 5 years 3 years 1 Year
Total Amount Invested (`) 300000 NA NA 120000
Market Value of amount Invested 371161 NA NA 138376
Scheme Returns (CAGR) 17.37% NA NA 29.67%
Nifty 50 Equal Weight TRI returns# (CAGR) 18.86% NA NA 31.18%
Nifty 50 TRI returns## (CAGR) 12.27% NA NA 17.59%
Past Performance may or may not be sustained in future. The fund's inception date is June 08, 2021, and the initial SIP installment is considered to have been
made on that date. Subsequent installments occur on the first day of every following month.
# Scheme Benchmark, ## Additional Benchmark
For SIP calculations above, the data assumes the investment of ` 10000/- on 1st day of every month or the subsequent working day. Load & Taxes are not
considered for computation of returns. Performance for IDCW option would assume reinvestment of tax free IDCW declared at the then prevailing NAV. CAGR
returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of return).Where Benchmark returns are not available,
they have not been shown. Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. IDCW are
assumed to be reinvested and bonus is adjusted. Load is not taken into consideration.

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 134

 Aditya Birla Sun Life Nifty Next 50 Index Fund Wealth Solutions
An open-ended scheme tracking the Nifty Next 50 Index

Investment Objective Fund Category

Fund Details

The investment objective of the Scheme is to provide returns Index Funds (Equity)
that closely track the total returns of securities as represented
by Nifty Next 50 Index,subject to tracking errors. The Scheme
does not guarantee/indicate any returns. There can be no
assurance that the objective of the Scheme will be achieved.

Fund Manager Load Structure (as % of NAV) (Incl. for SIP) Application Amount for fresh subscription
Mr. Haresh Mehta & Mr. Pranav Gupta Entry Load Nil ` 100 (plus in multiplies of ` 1)
Exit Load Nil

Date of Allotment Min. Addl. Investment

AUM
February 18, 2022 ` 100 (plus in multiplies of ` 1)
Monthly Average AUM ` 46.06 Crores
AUM as on last day ` 49.15 Crores
Benchmark SIP
Nifty Next 50 TRI Total Expense Ratio (TER) Monthly: Minimum ` 100/-
Regular 0.92%
Managing Fund Since Direct 0.35%
Including additional expenses and goods and service tax on management
Tracking Error
March 31, 2023 & June 08, 2022 fees. Regular 0.13%
Direct 0.11%

Experience in Managing the Fund

0.7 Years & 1.5 Years

PORTFOLIO
Issuer % to Net Assets Issuer % to Net Assets

Finance 10.59% ICICI Prudential Life Insurance Company Limited 1.52%

Shriram Finance Ltd 3.88% Life Insurance Corp of India 0.55%

Cholamandalam Investment and Finance Company Electrical Equipment 3.90%
3.07%
Limited
Siemens Limited 2.27%
SBI Cards & Payment Services Limited 1.51%
ABB India Limited 1.63%
Muthoot Finance Limited 1.12%
Beverages 3.77%
Bajaj Holdings & Investments Limited 1.01%
United Spirits Limited 2.12%
Retailing 10.33%
Varun Beverages Limited 1.64%
Trent Limited 4.27%
Consumer Durables 3.39%
Info Edge (India) Limited 2.49%
Havells India Limited 2.27%
Avenue Supermarts Limited 1.88%
Berger Paints (I) Limited 1.12%
Zomato Limited 1.69%
Gas 3.09%
Personal Products 7.40%
GAIL (India) Limited 2.47%
Godrej Consumer Products Limited 2.65%
Adani Gas Limited 0.62%
Dabur India Limited 2.19%
Automobiles 3.02%
Colgate Palmolive (India) Limited 2.04%
TVS Motor Company Limited 3.02%
Procter & Gamble Hygiene and Health Care Limited 0.52%
Petroleum Products 2.86%
Aerospace & Defense 6.74%
Indian Oil Corporation Limited 2.86%
Bharat Electronics Limited 3.64%
Auto Components 2.80%
Hindustan Aeronautics Limited 3.10%
Samvardhana Motherson International Limited 1.52%
Banks 6.04%
Bosch Limited 1.28%
Bank of Baroda 2.55%
Realty 2.70%
Canara Bank 1.88%
DLF Limited 2.70%
Punjab National Bank 1.61%
Pharmaceuticals & Biotechnology 2.47%
Chemicals & Petrochemicals 5.10%
Torrent Pharmaceuticals Limited 1.35%
Pidilite Industries Limited 2.71%
Zydus Lifesciences Limited 1.12%
SRF Limited 2.39%
Transport Services 2.32%
Power 4.74%
InterGlobe Aviation Limited 2.32%
Tata Power Company Limited 2.62%
Fertilizers & Agrochemicals 2.11%
Adani Green Energy Limited 1.19%
PI Industries Litmited 2.11%
Adani Energy Solutions Limited 0.93%
Agricultural Food & other Products 2.11%
Cement & Cement Products 4.73%
Marico Limited 1.94%
Shree Cement Limited 2.48%
Adani Wilmar Limited 0.17%
Ambuja Cements Limited 2.25%
Diversified Metals 1.93%
Insurance 4.70%
Vedanta Limited 1.93%
ICICI Lombard General Insurance Company Limited 2.63%

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 135

 Aditya Birla Sun Life Nifty Next 50 Index Fund Wealth Solutions
An open-ended scheme tracking the Nifty Next 50 Index

Issuer % to Net Assets Issuer % to Net Assets

Ferrous Metals 1.71% Cash & Current Assets -0.04%
Jindal Steel & Power Limited 1.71% Total Net Assets 100.00%
Leisure Services 1.49%
Indian Railway Catering & Tourism Corporation Limited 1.49%

Investment Performance NAV as on November 30, 2023: ` 11.7073 NAV of Plans / Options (`)
Inception - February 18, 2022 Since Inception 5 Years 3 Years 1 Year Regular Plan Direct Plan
Aditya Birla Sun Life Nifty Next 50 Index Fund 9.25% NA NA 9.36%
Growth 11.7073 11.8418
Value of Std Investment of ` 10,000 11707 NA NA 10936
IDCW$: 11.7070 11.8410
Benchmark - Nifty Next 50 TRI 10.67% NA NA 10.60%
$
Income Distribution cum capital withdrawal
Value of Std Investment of ` 10,000 11979 NA NA 11060
Additional Benchmark - Nifty 50 TRI 10.32% NA NA 8.47%
Value of Std Investment of ` 10,000 11911 NA NA 10847 Tracking Differences Regular Direct
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have 1 Year (%) -1.25 -0.61
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes Co- Managed by Fund Managers is 15. Total Schemes managed by Mr. Haresh Mehta is 15. Total Schemes managed by Mr. 3 Years (%) - -
Pranav Gupta is 17. Refer annexure on page no. 168-169 to know more on performance of schemes managed by Fund Managers. 5 Years (%) - -
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding 10 Years (%) - -
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service Since Launch (%) -1.42 -0.71
Centers.
Standard deviation of daily tracking difference computed for a 1 year horizon. If the fund is non-existent for 1 year then since inception returns are considered.

SIP Performance - Regular Plan - Growth (assuming SIP of ` 10000 per month)
Particulars Since Inception 5 years 3 years 1 Year
Total Amount Invested (`) 220000 NA NA 120000
Market Value of amount Invested 253837 NA NA 137206
Scheme Returns (CAGR) 15.84% NA NA 27.71%
Nifty Next 50 TRI returns# (CAGR) 17.13% NA NA 29.11%
Nifty 50 TRI returns## (CAGR) 14.58% NA NA 17.59%
Past Performance may or may not be sustained in future. The fund's inception date is February 18, 2022, and the initial SIP installment is considered to have
been made on that date. Subsequent installments occur on the first day of every following month.
# Scheme Benchmark, ## Additional Benchmark
For SIP calculations above, the data assumes the investment of ` 10000/- on 1st day of every month or the subsequent working day. Load & Taxes are not
considered for computation of returns. Performance for IDCW option would assume reinvestment of tax free IDCW declared at the then prevailing NAV. CAGR
returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of return).Where Benchmark returns are not available,
they have not been shown. Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. IDCW are
assumed to be reinvested and bonus is adjusted. Load is not taken into consideration.

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 136

 Aditya Birla Sun Life Nifty Midcap 150 Index Fund Wealth Solutions
An Open ended scheme tracking the Nifty Midcap 150 TR Index

Investment Objective Fund Category

Fund Details

The investment objective of the Scheme is to provide returns Index Funds (Equity)
that closely correspond to the total returns of securities as
represented by Nifty Midcap 150 Index, subject to tracking
errors. The Scheme does not guarantee/indicate any returns.
There can be no assurance that the schemes’ objectives will
be achieved.

Fund Manager Load Structure (as % of NAV) (Incl. for SIP) Application Amount for fresh subscription
Mr. Haresh Mehta & Mr. Pranav Gupta Entry Load Nil ` 100 (plus in multiplies of ` 1)
Exit Load For redemption/switchout of units on or
before 15 days from the date of allotment:
Date of Allotment 0.25% of applicable NAV. For redemption / Min. Addl. Investment
switchout of units after 15 days from the date
April 01,2021 ` 100 (plus in multiplies of ` 1)
of allotment - NIL

Benchmark AUM SIP

Nifty Midcap 150 Index TRI Monthly Average AUM ` 129.50 Crores Monthly: Minimum ` 100/-
AUM as on last day ` 135.88 Crores
Managing Fund Since Tracking Error
March 31, 2023 & June 08, 2022 Total Expense Ratio (TER) Regular 0.16%
Regular 1.04% Direct 0.16%
Direct 0.44%
Experience in Managing the Fund Including additional expenses and goods and service tax on management
fees.
0.7 Years & 1.5 Years

PORTFOLIO
Issuer % to Net Assets Issuer % to Net Assets
Industrial Products 9.10% Balkrishna Industries Limited 0.86%
APL Apollo Tubes Limited 1.24% Apollo Tyres Limited 0.59%
Supreme Industries Limited 1.20% Sundram Fasteners Limited 0.56%
Bharat Forge Limited 1.20% Minda Industries Ltd 0.49%
Cummins India Limited 1.09% Schaeffler India Limited 0.48%
POLYCAB INDIA Limited 1.03% Motherson Sumi Wiring India Limited 0.43%
Astral Limited 0.97% ZF Commercial Vehicle Control Systems India Limited 0.32%
AIA Engineering Limited 0.60% Endurance Technologies Limited 0.25%
Carborundum Universal Limited 0.55% IT - Software 6.26%
SKF India Limited 0.45% Coforge Limited 1.47%
Grindwell Norton Limted 0.41% Persistent Systems Limited 1.36%
TIMKEN INDIA LTD 0.38% Tata Elxsi Limited 1.21%
Finance 9.03% KPIT Technologies Limited 1.02%
Power Finance Corporation Limited 2.04% MphasiS Limited 0.82%
REC Limited 1.81% Oracle Financial Services Software Limited 0.39%
Sundaram Finance Limited 0.97% Chemicals & Petrochemicals 4.52%
Mahindra & Mahindra Financial Services Limited 0.68% Solar Industries India Limited 0.64%
LIC Housing Finance Limited 0.62% Tata Chemicals Limited 0.63%
Indian Railway Finance Corporation Limited 0.57% Deepak Nitrite Limited 0.63%
Aditya Birla Capital Limited 0.49% Navin Fluorine International Limited 0.54%
Poonawalla Fincorp Limited 0.49% Linde India Limited 0.51%
L&T Finance Holdings Limited 0.46% Gujarat Fluorochemicals Limited 0.47%
Piramal Enterprises Limited 0.46% Aarti Industries Limited 0.46%
CRISIL Limited 0.43% Atul Limited 0.44%
Banks 7.91% Vinati Organics Limited 0.18%
AU Small Finance Bank Limited 1.49% Consumer Durables 4.44%
The Federal Bank Limited 1.45% Dixon Technologies (India) Limited 0.85%
Yes Bank Limited 1.42% Voltas Limited 0.79%
IDFC First Bank Limited 1.13% Crompton Greaves Consumer Electricals Limited 0.76%
Union Bank of India 0.77% Kajaria Ceramics Limited 0.46%
Bandhan Bank Limited 0.70% Bata India Limited 0.44%
Indian Bank 0.41% Relaxo Footwears Limited 0.28%
Bank of India 0.34% Kansai Nerolac Paints Limited 0.27%
Bank of Maharashtra 0.18% Whirlpool of India Limited 0.21%
Pharmaceuticals & Biotechnology 7.40% Rajesh Exports Limited 0.20%
Lupin Limited 1.30% Metro Brands Limited 0.17%
Aurobindo Pharma Limited 1.23% Realty 3.98%
Alkem Laboratories Limited 0.97% Phoenix Mills Limited 0.92%
IPCA Laboratories Limited 0.64% Godrej Properties Limited 0.90%
Laurus Labs Limited 0.63% Macrotech Developers Limited 0.89%
Abbott India Limited 0.53% Oberoi Realty Limited 0.68%
Gland Pharma Limited 0.51% Prestige Estates Projects Limited 0.59%
Biocon Limited 0.44% Healthcare Services 3.77%
Ajanta Pharmaceuticals Limited 0.36% Max Healthcare Institute Limited 1.97%
GlaxoSmithKline Pharmaceuticals Limited 0.28% Fortis Healthcare Limited 0.84%
Pfizer Limited 0.26% Syngene International Limited 0.56%
Mankind Pharma Ltd 0.25% Dr. Lal Path Labs Limited 0.41%
Auto Components 7.35% Power 3.40%
Tube Investments of India Limited 1.47% Adani Power Limited 1.40%
Sona BLW Precision Forgings Limited 0.96% JSW Energy Limited 0.70%
MRF Limited 0.95% Torrent Power Limited 0.68%

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 137

 Aditya Birla Sun Life Nifty Midcap 150 Index Fund Wealth Solutions
An Open ended scheme tracking the Nifty Midcap 150 TR Index

Issuer % to Net Assets Issuer % to Net Assets

NHPC Limited 0.62% Ferrous Metals 1.29%
Leisure Services 2.74% JSL STAINLESS LTD 0.73%
The Indian Hotels Company Limited 1.56% Steel Authority of India Limited 0.56%
Jubilant Foodworks Limited 0.90% Fertilizers & Agrochemicals 1.26%
Devyani International Limited 0.28% Coromandel International Limited 0.57%
Electrical Equipment 2.53% Bayer Cropscience Limited 0.28%
CG Power and Industrial Solutions Limited 1.21% Sumitomo Chemical India Limited 0.21%
Bharat Heavy Electricals Limited 0.92% FERTILIZERS & CHEMICALS TRAVANCORE LIMIT 0.19%
Thermax Limited 0.41% Entertainment 1.21%
Cement & Cement Products 2.42% Zee Entertainment Enterprises Limited 0.98%
Dalmia Bharat Limited 0.73% Sun TV Network Limited 0.23%
ACC Limited 0.63% Petroleum Products 0.93%
The Ramco Cements Limited 0.53% Hindustan Petroleum Corporation Limited 0.93%
JK Cement Limited 0.52%
Minerals & Mining 0.87%
Insurance 1.84%
NMDC Limited 0.87%
Max Financial Services Limited 1.00%
Transport Infrastructure 0.62%
General Insurance Corporation Of India 0.33%
GMR Infrastructure Limited 0.62%
The New India Assurance Company Limited 0.26%
Industrial Manufacturing 0.59%
Star Health & Allied Insurance Limited 0.24%
Honeywell Automation India Limited 0.34%
Telecom - Services 1.76%
Mazagon Dock Shipbuilders Limited 0.26%
Tata Communications Limited 0.84%
IT - Services 0.55%
Indus Towers Limited 0.50%
L&T Technology Services Limited 0.55%
Vodafone Idea Limited 0.43%
Financial Technology (Fintech) 1.74% Diversified 0.54%
PB Fintech Limited 0.93% 3M India Limited 0.37%
One 97 Communications Limited 0.82% Godrej Industries Limited 0.17%
Retailing 1.68% Beverages 0.49%
FSN E-Commerce Ventures Limited 1.01% United Breweries Limited 0.49%
Vedant Fashions Private Limited 0.35% Oil 0.46%
Aditya Birla Fashion and Retail Limited 0.32% Oil India Limited 0.46%
Transport Services 1.66% Personal Products 0.42%
Container Corporation of India Limited 0.89% Emami Limited 0.42%
Delhivery Ltd 0.59% Agricultural Food & other Products 0.40%
Blue Dart Express Limited 0.18% Patanjali Foods Limited 0.40%
Agricultural Commercial & Construction Vehicles 1.54% Construction 0.39%
Ashok Leyland Limited 1.10% Rail Vikas Nigam Limited 0.39%
Escorts Kubota Limited 0.44% Non - Ferrous Metals 0.32%
Gas 1.52% Hindustan Zinc Limited 0.32%
Petronet LNG Limited 0.64% Aerospace & Defense 0.22%
Indraprastha Gas Limited 0.57% Bharat Dynamics Limited 0.22%
Gujarat Gas Limited 0.31% Cash & Current Assets -0.07%
Capital Markets 1.48% Total Net Assets 100.00%
HDFC Asset Management Company Limited 1.25%
ICICI Securities Limited 0.23%
Textiles & Apparels 1.44%
Page Industries Limited 0.94%
K.P.R. Mill Limited 0.31%
Trident Limited 0.19%

Investment Performance NAV as on November 30, 2023: ` 17.6020 NAV of Plans / Options (`)
Inception - April 01, 2021 Since Inception 5 Years 3 Years 1 Year Regular Plan Direct Plan
Aditya Birla Sun Life Nifty Midcap 150 Index Fund 23.63% NA NA 31.54%
Growth 17.6020 17.9135
Value of Std Investment of ` 10,000 17602 NA NA 13154
IDCW$: 17.5994 17.9131
Benchmark - Nifty Midcap 150 TRI 24.37% NA NA 32.84%
$
Income Distribution cum capital withdrawal
Value of Std Investment of ` 10,000 17884 NA NA 13284
Additional Benchmark - Nifty 50 TRI 13.44% NA NA 8.47%
Value of Std Investment of ` 10,000 13996 NA NA 10847 Tracking Differences Regular Direct
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have 1 Year (%) -1.30 -0.46
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes Co- Managed by Fund Managers is 15. Total Schemes managed by Mr. Haresh Mehta is 15. Total Schemes managed by Mr. 3 Years (%) - -
Pranav Gupta is 17. Refer annexure on page no. 168-169 to know more on performance of schemes managed by Fund Managers. 5 Years (%) - -
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding 10 Years (%) - -
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service Since Launch (%) -0.74 0.08
Centers.

SIP Performance - Regular Plan - Growth (assuming SIP of ` 10000 per month)
Particulars Since Inception 5 years 3 years 1 Year
Total Amount Invested (`) 330000 NA NA 120000
Market Value of amount Invested 460929 NA NA 149214
Scheme Returns (CAGR) 25.30% NA NA 48.19%
Nifty Midcap 150 TRI returns# (CAGR) 26.62% NA NA 49.69%
Nifty 50 TRI returns## (CAGR) 12.65% NA NA 17.59%
Past Performance may or may not be sustained in future. The fund's inception date is April 01, 2021, and the initial SIP installment is considered to have been
made on that date. Subsequent installments occur on the first day of every following month.
# Scheme Benchmark, ## Additional Benchmark
For SIP calculations above, the data assumes the investment of ` 10000/- on 1st day of every month or the subsequent working day. Load & Taxes are not
considered for computation of returns. Performance for IDCW option would assume reinvestment of tax free IDCW declared at the then prevailing NAV. CAGR
returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of return).Where Benchmark returns are not available,
they have not been shown. Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. IDCW are
assumed to be reinvested and bonus is adjusted. Load is not taken into consideration.

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 138

 Aditya Birla Sun Life Nifty Smallcap 50 Index Fund Wealth Solutions
An open ended scheme tracking Nifty Smallcap 50 TR Index

Investment Objective Fund Category

Fund Details

The investment objective of the scheme is to provide returns Index Funds (Equity)
that closely correspond to the total returns of securities as
represented by Nifty Smallcap 50 Index, subject to tracking
errors. The Scheme does not guarantee/indicate any returns.
There can be no assurance that the schemes’ objectives will
be achieved.

Load Structure (as % of NAV) (Incl. for SIP) Application Amount for fresh subscription
Fund Manager
Entry Load Nil ` 100 (plus in multiplies of ` 1)
Mr. Haresh Mehta & Mr. Pranav Gupta Exit Load For redemption/switchout of units on or
before 15 days from the date of allotment:
Date of Allotment 0.25% of applicable NAV. For redemption / Min. Addl. Investment
switchout of units after 15 days from the date
April 01, 2021 ` 100 (plus in multiplies of ` 1)
of allotment - NIL

Benchmark SIP
AUM
Nifty Smallcap 50 TRI Monthly Average AUM ` 120.15 Crores Monthly: Minimum ` 100/-
AUM as on last day ` 129.48 Crores
Managing Fund Since Tracking Error
March 31, 2023 & June 08, 2022 Total Expense Ratio (TER) Regular 0.45%
Regular 1.05% Direct 0.45%
Direct 0.50%
Experience in Managing the Fund Including additional expenses and goods and service tax on management
fees.
0.7 Years & 1.5 Years

PORTFOLIO
Issuer % to Net Assets Issuer % to Net Assets

Capital Markets 13.10% National Aluminium Company Limited 1.95%

Central Depository Services (India) Limited 3.95% Hindustan Copper Limited 1.34%

Angel Broking Limited 3.51% Entertainment 2.81%

Indian Energy Exchange Limited 2.56% PVR Limited 2.81%

Computer Age Management Services Limited 2.29% Beverages 2.74%

UTI Asset Management Company Limited 0.79% Radico Khaitan Limited 2.74%

Electrical Equipment 9.62% Telecom - Services 2.34%

Suzlon Energy Limited 9.62% HFCL Limited 1.39%

Banks 7.77% Route Mobile Limited 0.96%

RBL Bank Limited 3.28% Consumer Durables 2.24%

City Union Bank Limited 2.47% KALYAN JEWELLERS INDIA LTD 1.73%

IDBI Bank Limited 0.79% Campus Activewear Limited 0.51%

Indian Overseas Bank 0.70% Commercial Services & Supplies 2.24%

UCO BANK 0.53% Redington (India) Limited 2.24%

Finance 7.63% Textiles & Apparels 2.18%

IDFC Limited 3.70% Raymond Limited 1.18%

Manappuram Finance Limited 2.09% Welspun India Limited 1.00%

PNB Housing Finance Limited 1.84% Healthcare Services 1.99%

IT - Software 7.03% Global Health Ltd/India 1.99%

Sonata Software Limited 3.09% Chemicals & Petrochemicals 1.95%

Birlasoft Limited 2.41% Gujarat Narmada Valley Fertilizers and Chemicals Limited 1.43%

Tanla Platforms Limited 1.53% Anupam Rasayan India Limited 0.52%

Pharmaceuticals & Biotechnology 6.98% Retailing 1.87%

Glenmark Pharmaceuticals Limited 2.74% Indiamart Intermesh Limited 1.87%

J.B. Chemicals & Pharmaceuticals Limited 2.43% Power 1.42%

Piramal Pharma Ltd 1.81% CESC Limited 1.42%

Auto Components 6.55% Gas 1.38%

Exide Industries Limited 3.01% Mahanagar Gas Limited 1.38%

Amara Raja Batteries Limited 1.65% Telecom - Equipment & Accessories 1.37%

CIE Automotive India Ltd 1.36% Tejas Networks Limited 1.37%

JBM Auto Ltd 0.52% Construction 1.27%

Industrial Products 5.49% IRB Infrastructure Developers Limited 1.27%

KEI INDUSTRIES LTD-INR 2 DEMAT EQ-INR 2 3.78% Fertilizers & Agrochemicals 1.18%

Finolex Cables Limited 1.70% Chambal Fertilizers & Chemicals Limited 1.18%

IT - Services 3.83% Agricultural Food & other Products 0.92%

Cyient Limited 3.83% Shree Renuka Sugars Ltd. 0.92%

Non - Ferrous Metals 3.28% Food Products 0.72%

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 139

 Aditya Birla Sun Life Nifty Smallcap 50 Index Fund Wealth Solutions
An open ended scheme tracking Nifty Smallcap 50 TR Index

Issuer % to Net Assets Issuer % to Net Assets

Bikaji Foods International Ltd 0.72% Cash & Current Assets -0.41%
Petroleum Products 0.50% Total Net Assets 100.00%
Mangalore Refinery and Petrochemicals Limited 0.50%

Investment Performance NAV as on November 30, 2023: ` 15.7419 NAV of Plans / Options (`)
Inception - April 01, 2021 Since Inception 5 Years 3 Years 1 Year Regular Plan Direct Plan
Aditya Birla Sun Life Nifty Smallcap 50 Index Fund 18.56% NA NA 44.81%
Growth 15.7419 16.0204
Value of Std Investment of ` 10,000 15742 NA NA 14481
IDCW$: 15.7422 16.0176
Benchmark - Nifty Smallcap 50 TRI 19.91% NA NA 47.67%
$
Income Distribution cum capital withdrawal
Value of Std Investment of ` 10,000 16226 NA NA 14767
Additional Benchmark - Nifty 50 TRI 13.44% NA NA 8.47%
Value of Std Investment of ` 10,000 13996 NA NA 10847 Tracking Differences Regular Direct
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
1 Year (%) -2.86 -1.98
have not been shown. Total Schemes Co- Managed by Fund Managers is 15. Total Schemes managed by Mr. Haresh Mehta is 15. Total Schemes managed by Mr. 3 Years (%) - -
Pranav Gupta is 17. Refer annexure on page no. 168-169 to know more on performance of schemes managed by Fund Managers. 5 Years (%) - -
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding 10 Years (%) - -
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service
Since Launch (%) -1.36 -0.57
Centers.

SIP Performance - Regular Plan - Growth (assuming SIP of ` 10000 per month)
Particulars Since Inception 5 years 3 years 1 Year
Total Amount Invested (`) 330000 NA NA 120000
Market Value of amount Invested 455558 NA NA 162663
Scheme Returns (CAGR) 24.36% NA NA 72.13%
Nifty Smallcap 50 TRI returns# (CAGR) 26.39% NA NA 76.22%
Nifty 50 TRI returns## (CAGR) 12.65% NA NA 17.59%
Past Performance may or may not be sustained in future. The fund's inception date is April 01, 2021, and the initial SIP installment is considered to have been
made on that date. Subsequent installments occur on the first day of every following month.
# Scheme Benchmark, ## Additional Benchmark
For SIP calculations above, the data assumes the investment of ` 10000/- on 1st day of every month or the subsequent working day. Load & Taxes are not
considered for computation of returns. Performance for IDCW option would assume reinvestment of tax free IDCW declared at the then prevailing NAV. CAGR
returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of return).Where Benchmark returns are not available,
they have not been shown. Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. IDCW are
assumed to be reinvested and bonus is adjusted. Load is not taken into consideration.

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 140

 Aditya Birla Sun Life Nifty 50 ETF Wealth Solutions
An open ended scheme replicating NIFTY 50 TRI Index
BSE Scrip Code: 543474 | Symbol: BSLNIFTY

Investment Objective Fund Category

Fund Details

The investment objective of the scheme is to provide returns Exchange Traded Fund (ETF)
that closely correspond to the total returns of securities as
represented by Nifty 50 TRI, subject to tracking errors. The
Scheme does not guarantee/indicate any returns. There can
be no assurance that the scheme objectives will be achieved.

Fund Manager Load Structure (as % of NAV) (Incl. for SIP) Other Parameters
Mr. Haresh Mehta & Mr. Pranav Gupta Entry Load Nil Standard Deviation 13.41%
Exit Load Nil Sharpe Ratio 0.76
Beta 1.00
Date of Allotment Tracking Error (3 year) 0.03%
AUM Note: Standard Deviation, Sharpe Ratio & Beta are calculated on
July 21, 2011 Monthly Average AUM Annualised basis using 3 years history of monthly returns.
` 1811.29 Crores
Risk Free Rate assumed to be 6.90% (FBIL Overnight MIBOR as on 30
AUM as on last day ` 1869.04 Crores November 2023) for calculating Sharpe Ratio
Benchmark
Minimum Application Amount:
Nifty 50 TRI Total Expense Ratio (TER) For Transactions Directly with the Fund:
Regular 0.05% For Market Makers: The Creation Unit size for the scheme
Including additional expenses and goods and service tax on management shall be 5,00,000 units and in
Managing Fund Since fees. multiples thereof.
March 31, 2023 & June 08, 2022 For Large Investors: Min. application amount shall be Rs.
25 Crores and in multiples of Creation
Tracking Error Unit Size
Experience in Managing the Fund Regular 0.05% For Transactions on Stock Exchanges:
0.7 Years & 1.5 Years Units of ETF scheme can be traded (in lots of 1 Unit) during
the trading hours on all trading days on NSE and BSE on
which the Units are listed.

NAV:

22.8808

PORTFOLIO
Issuer % to Net Assets Issuer % to Net Assets

Banks 30.47% Consumer Durables 3.24%

HDFC Bank Limited 13.24% Titan Company Limited 1.65%

ICICI Bank Limited 7.41% Asian Paints Limited 1.59%

Axis Bank Limited 3.37% Finance 3.18%

Kotak Mahindra Bank Limited 2.92% Bajaj Finance Limited 2.15%

State Bank of India 2.45% Bajaj Finserv Limited 1.03%

IndusInd Bank Limited 1.08% Telecom - Services 2.90%

IT - Software 13.62% Bharti Airtel Limited 2.90%

Infosys Limited 5.88% Power 2.48%

Tata Consultancy Services Limited 4.04% NTPC Limited 1.40%

HCL Technologies Limited 1.61% Power Grid Corporation of India Limited 1.08%

Tech Mahindra Limited 0.86% Ferrous Metals 2.02%

Wipro Limited 0.66% Tata Steel Limited 1.17%

LTIMindtree Ltd 0.57% JSW Steel Limited 0.84%

Petroleum Products 9.57% Cement & Cement Products 2.01%

Reliance Industries Limited 9.10% UltraTech Cement Limited 1.18%

Bharat Petroleum Corporation Limited 0.47% Grasim Industries Limited 0.84%

Diversified FMCG 6.94% Food Products 1.63%

ITC Limited 4.37% Nestle India Limited 0.98%

Hindustan Unilever Limited 2.57% Britannia Industries Limited 0.65%

Automobiles 6.62% Insurance 1.57%

Mahindra & Mahindra Limited 1.67% HDFC Life Insurance Company Limited 0.84%

Maruti Suzuki India Limited 1.60% SBI Life Insurance Company Limited 0.73%

Tata Motors Limited 1.41% Consumable Fuels 0.88%

Bajaj Auto Limited 0.78% Coal India Limited 0.88%

Eicher Motors Limited 0.60% Metals & Minerals Trading 0.88%

Hero MotoCorp Limited 0.56% Adani Enterprises Limited 0.88%

Construction 4.25% Oil 0.86%

Larsen & Toubro Limited 4.25% Oil & Natural Gas Corporation Limited 0.86%

Pharmaceuticals & Biotechnology 3.56% Non - Ferrous Metals 0.85%

Sun Pharmaceutical Industries Limited 1.50% Hindalco Industries Limited 0.85%

Dr. Reddys Laboratories Limited 0.80% Transport Infrastructure 0.75%

Cipla Limited 0.72% Adani Ports and Special Economic Zone Limited 0.75%

Divi's Laboratories Limited 0.55% Agricultural Food & other Products 0.64%

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 141

 Aditya Birla Sun Life Nifty 50 ETF Wealth Solutions
An open ended scheme replicating NIFTY 50 TRI Index
BSE Scrip Code: 543474 | Symbol: BSLNIFTY

Issuer % to Net Assets Issuer % to Net Assets

Tata Consumer Products Limited 0.64% UPL Limited 0.32%
Healthcare Services 0.63% Cash & Current Assets 0.13%
Apollo Hospitals Enterprise Limited 0.63% Total Net Assets 100.00%
Fertilizers & Agrochemicals 0.32%

Investment Performance NAV as on November 30, 2023: ` 22.8808

Inception - July 21, 2011 Since Inception 5 Years 3 Years 1 Year
Aditya Birla Sun Life Nifty 50 ETF 12.15% 14.29% 17.08% 8.45%
Value of Std Investment of ` 10,000 41289 19509 16069 10845
Benchmark - Nifty 50 TRI 12.35% 14.45% 17.12% 8.47%
Value of Std Investment of ` 10,000 42209 19646 16086 10847
Additional Benchmark - S&P BSE Sensex TRI 12.49% 14.46% 16.27% 7.59%
Value of Std Investment of ` 10,000 42884 19649 15738 10759
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes Co- Managed by Fund Managers is 15. Total Schemes managed by Mr. Haresh Mehta is 15. Total Schemes managed by Mr.
Pranav Gupta is 17. Refer annexure on page no. 168-169 to know more on performance of schemes managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service
Centers.
Standard deviation of daily tracking difference computed for a 1 year horizon. If the fund is non-existent for 1 year then since inception returns are considered.

Tracking Differences Regular

1 Year (%) -0.01
3 Years (%) -0.04
5 Years (%) -0.16
10 Years (%) -0.18
Since Launch (%) -0.18

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 142

 Aditya Birla Sun Life S&P BSE Sensex ETF Wealth Solutions
An open ended scheme replicating BSE SENSEX index
BSE Scrip Code: 540008 | Symbol: BSLSENETFG

Investment Objective Fund Category

Fund Details

The investment objective of the scheme is to provide returns Exchange Traded Fund (ETF)
before expenses that closely correspond to the total returns of
securities as represented by S&P BSE SENSEX TRI, subject
to tracking errors. The Scheme does not guarantee/indicate
any returns. There can be no assurance that the schemes’
objectives will be achieved.

Load Structure (as % of NAV) (Incl. for SIP) Other Parameters

Fund Manager
Entry Load Nil Standard Deviation 13.40%
Mr. Haresh Mehta & Mr. Pranav Gupta Exit Load Nil Sharpe Ratio 0.70
Beta 1.00
Tracking Error (3 year) 0.06%
Date of Allotment AUM Note: Standard Deviation, Sharpe Ratio & Beta are calculated on
Monthly Average AUM ` 414.91 Crores Annualised basis using 3 years history of monthly returns.
July 18, 2016 Risk Free Rate assumed to be 6.90% (FBIL Overnight MIBOR as on 30
AUM as on last day ` 425.02 Crores November 2023) for calculating Sharpe Ratio

Benchmark Minimum Application Amount:

Total Expense Ratio (TER) For Transactions Directly with the Fund:
S&P BSE Sensex TRI
Regular 0.09% For Market Makers: The Creation Unit size for the scheme
Including additional expenses and goods and service tax on management shall be 1,00,000 units and in
fees. multiples thereof.
Managing Fund Since
For Large Investors: Min. application amount shall be Rs.
March 31, 2023 & June 08, 2022 25 Crores and in multiples of Creation
Tracking Error
Unit Size
Regular 0.06% For Transactions on Stock Exchanges:
Experience in Managing the Fund
Units of ETF scheme can be traded (in lots of 1 Unit) during
0.7 Years & 1.5 Years the trading hours on all trading days on NSE and BSE on
which the Units are listed.

NAV:

65.5503

PORTFOLIO
Issuer % to Net Assets Issuer % to Net Assets

Banks 35.32% Larsen & Toubro Limited 4.92%

HDFC Bank Limited 15.40% Finance 3.78%

ICICI Bank Limited 8.56% Bajaj Finance Limited 2.59%

Axis Bank Limited 3.98% Bajaj Finserv Limited 1.19%

Kotak Mahindra Bank Limited 3.29% Consumer Durables 3.75%

State Bank of India 2.84% Titan Company Limited 1.91%

IndusInd Bank Limited 1.25% Asian Paints Limited 1.84%

IT - Software 15.09% Telecom - Services 3.34%

Infosys Limited 6.80% Bharti Airtel Limited 3.34%

Tata Consultancy Services Limited 4.68% Power 2.87%

HCL Technologies Limited 1.86% NTPC Limited 1.62%

Tech Mahindra Limited 1.00% Power Grid Corporation of India Limited 1.25%

Wipro Limited 0.76% Ferrous Metals 2.34%

Petroleum Products 10.73% Tata Steel Limited 1.35%

Reliance Industries Limited 10.73% JSW Steel Limited 0.99%

Diversified FMCG 8.02% Pharmaceuticals & Biotechnology 1.73%

ITC Limited 5.04% Sun Pharmaceutical Industries Limited 1.73%

Hindustan Unilever Limited 2.97% Cement & Cement Products 1.36%

Automobiles 5.57% UltraTech Cement Limited 1.36%

Mahindra & Mahindra Limited 2.06% Food Products 1.13%

Maruti Suzuki India Limited 1.84% Nestle India Limited 1.13%

Tata Motors Limited 1.66% Cash & Current Assets 0.06%

Construction 4.92% Total Net Assets 100.00%

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 143

 Aditya Birla Sun Life S&P BSE Sensex ETF Wealth Solutions
An open ended scheme replicating BSE SENSEX index
BSE Scrip Code: 540008 | Symbol: BSLSENETFG

Investment Performance NAV as on November 30, 2023: ` 65.5503

Inception - July 18, 2016 Since Inception 5 Years 3 Years 1 Year
Aditya Birla Sun Life S&P BSE Sensex ETF 12.39% 14.43% 16.18% 7.55%
Value of Std Investment of ` 10,000 23661 19630 15701 10755
Benchmark - S&P BSE Sensex TRI 14.06% 14.46% 16.27% 7.59%
Value of Std Investment of ` 10,000 26380 19649 15738 10759
Additional Benchmark - Nifty 50 TRI 13.77% 14.45% 17.12% 8.47%
Value of Std Investment of ` 10,000 25881 19646 16086 10847
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes Co- Managed by Fund Managers is 15. Total Schemes managed by Mr. Haresh Mehta is 15. Total Schemes managed by Mr.
Pranav Gupta is 17. Refer annexure on page no. 168-169 to know more on performance of schemes managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service
Centers.
Standard deviation of daily tracking difference computed for a 1 year horizon. If the fund is non-existent for 1 year then since inception returns are considered.

Tracking Differences Regular

1 Year (%) -0.03
3 Years (%) -0.09
5 Years (%) -0.02
10 Years (%) -
Since Launch (%) -1.67

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 144

 Aditya Birla Sun Life Nifty Next 50 ETF Wealth Solutions
An Open ended Scheme tracking Nifty Next 50 Index
BSE Scrip Code: 542230 | Symbol: ABSLNN50ET

Investment Objective Fund Category

Fund Details

The investment objective of the scheme is to provide returns Exchange Traded Fund (ETF)
that closely correspond to the total returns of securities as
represented by Nifty Next 50, subject to tracking errors. The
Scheme does not guarantee/indicate any returns. There can
be no assurance that the schemes’ objectives will be achieved.

Fund Manager Load Structure (as % of NAV) (Incl. for SIP) Other Parameters
Mr. Haresh Mehta & Mr. Pranav Gupta Entry Load Nil Standard Deviation 16.54%
Exit Load Nil Sharpe Ratio 0.63
Beta 1.00
Date of Allotment Tracking Error (3 year) 0.07%
AUM Note: Standard Deviation, Sharpe Ratio & Beta are calculated on
December 18, 2018
Monthly Average AUM ` 17.25 Crores Annualised basis using 3 years history of monthly returns.
Risk Free Rate assumed to be 6.90% (FBIL Overnight MIBOR as on 30
AUM as on last day^ ` 17.73 Crores November 2023) for calculating Sharpe Ratio
Benchmark ^Net assets excludes aggregate investments by other schemes of
Aditya Birla Sun Life Mutual Fund amounting to Rs. 32.86 Crs as on Minimum Application Amount:
Nifty Next 50 TR Index November 30, 2023. For Transactions Directly with the Fund:
For Market Makers: The Creation Unit size for the scheme
Managing Fund Since shall be 1,00,000 units and in
Total Expense Ratio (TER)
multiples thereof.
March 31, 2023 & June 08, 2022 Regular 0.05% For Large Investors: Min. application amount shall be Rs.
Including additional expenses and goods and service tax on management
fees.
25 Crores and in multiples of Creation
Unit Size
Experience in Managing the Fund
For Transactions on Stock Exchanges:
0.7 Years & 1.5 Years Tracking Error Units of ETF scheme can be traded (in lots of 1 Unit) during
Regular 0.07% the trading hours on all trading days on NSE and BSE on
which the Units are listed.

NAV:

49.5119

PORTFOLIO
Issuer % to Net Assets Issuer % to Net Assets

Finance 10.57% Insurance 4.69%

Shriram Finance Ltd 3.87% ICICI Lombard General Insurance Company Limited 2.63%
Cholamandalam Investment and Finance Company ICICI Prudential Life Insurance Company Limited 1.52%
3.06%
Limited
Life Insurance Corp of India 0.55%
SBI Cards & Payment Services Limited 1.51%
Electrical Equipment 3.89%
Muthoot Finance Limited 1.12%
Siemens Limited 2.26%
Bajaj Holdings & Investments Limited 1.01%
ABB India Limited 1.63%
Retailing 10.31%
Beverages 3.76%
Trent Limited 4.27%
United Spirits Limited 2.12%
Info Edge (India) Limited 2.48%
Varun Beverages Limited 1.64%
Avenue Supermarts Limited 1.88%
Consumer Durables 3.38%
Zomato Limited 1.68%
Havells India Limited 2.27%
Personal Products 7.38%
Berger Paints (I) Limited 1.12%
Godrej Consumer Products Limited 2.65%
Gas 3.09%
Dabur India Limited 2.19%
GAIL (India) Limited 2.47%
Colgate Palmolive (India) Limited 2.03%
Adani Gas Limited 0.62%
Procter & Gamble Hygiene and Health Care Limited 0.51%
Automobiles 3.01%
Aerospace & Defense 6.72%
TVS Motor Company Limited 3.01%
Bharat Electronics Limited 3.63%
Petroleum Products 2.85%
Hindustan Aeronautics Limited 3.10%
Indian Oil Corporation Limited 2.85%
Banks 6.03%
Auto Components 2.80%
Bank of Baroda 2.55%
Samvardhana Motherson International Limited 1.52%
Canara Bank 1.88%
Bosch Limited 1.28%
Punjab National Bank 1.60%
Realty 2.69%
Chemicals & Petrochemicals 5.09%
DLF Limited 2.69%
Pidilite Industries Limited 2.70%
Pharmaceuticals & Biotechnology 2.47%
SRF Limited 2.39%
Torrent Pharmaceuticals Limited 1.35%
Power 4.73%
Zydus Lifesciences Limited 1.12%
Tata Power Company Limited 2.62%
Transport Services 2.32%
Adani Green Energy Limited 1.19%
InterGlobe Aviation Limited 2.32%
Adani Energy Solutions Limited 0.93%
Fertilizers & Agrochemicals 2.11%
Cement & Cement Products 4.72%
PI Industries Litmited 2.11%
Shree Cement Limited 2.48%
Agricultural Food & other Products 2.10%
Ambuja Cements Limited 2.24%
Marico Limited 1.94%

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 145

 Aditya Birla Sun Life Nifty Next 50 ETF Wealth Solutions
An Open ended Scheme tracking Nifty Next 50 Index
BSE Scrip Code: 542230 | Symbol: ABSLNN50ET

Issuer % to Net Assets Issuer % to Net Assets

Adani Wilmar Limited 0.17% Indian Railway Catering & Tourism Corporation Limited 1.49%
Diversified Metals 1.93% Cash & Current Assets 0.15%
Vedanta Limited 1.93% Total Net Assets 100.00%
Ferrous Metals 1.71%
Jindal Steel & Power Limited 1.71%
Leisure Services 1.49%

Investment Performance NAV as on November 30, 2023: ` 49.5119

Inception - December 18, 2018 Since Inception 5 Years 3 Years 1 Year
Aditya Birla Sun Life Nifty Next 50 ETF 12.06% NA 17.22% 10.42%
Value of Std Investment of ` 10,000 17576 NA 16128 11042
Benchmark - Nifty Next 50 TR Index 12.39% NA 17.44% 10.60%
Value of Std Investment of ` 10,000 17831 NA 16219 11060
Additional Benchmark - S&P BSE Sensex Next 50 TRI 14.83% NA 22.68% 19.82%
Value of Std Investment of ` 10,000 19835 NA 18495 11982
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes Co- Managed by Fund Managers is 15. Total Schemes managed by Mr. Haresh Mehta is 15. Total Schemes managed by Mr.
Pranav Gupta is 17. Refer annexure on page no. 168-169 to know more on performance of schemes managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service
Centers.
Standard deviation of daily tracking difference computed for a 1 year horizon. If the fund is non-existent for 1 year then since inception returns are considered.

Tracking Differences Regular

1 Year (%) -0.18
3 Years (%) -0.22
5 Years (%) -
10 Years (%) -
Since Launch (%) -0.28

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 146

 Aditya Birla Sun Life Nifty Bank ETF Wealth Solutions
An Open ended exchange traded fund tracking Nifty Bank Index
BSE Scrip Code: 542863 | Symbol: ABSLBANETF

Investment Objective Fund Category

Fund Details

The investment objective of the Scheme is to provide returns Exchange Traded Fund (ETF)
that, before expenses, closely correspond to the total returns
of the securities as represented by the Nifty Bank Index.
However, the performance of scheme may differ from that of
the underlying index due to tracking error. The Scheme does not
guarantee/indicate any returns. There can be no assurance that
the schemes’objectives will be achieved.
Load Structure (as % of NAV) (Incl. for SIP) Other Parameters
Entry Load Nil Standard Deviation 17.46%
Fund Manager
Exit Load Nil Sharpe Ratio 0.47
Mr. Haresh Mehta & Mr. Pranav Gupta Beta 1.00
Tracking Error (3 year) 0.08%
AUM Note: Standard Deviation, Sharpe Ratio & Beta are calculated on
Date of Allotment Monthly Average AUM ` 2549.03 Crores Annualised basis using 3 years history of monthly returns.
Risk Free Rate assumed to be 6.90% (FBIL Overnight MIBOR as on 30
October 23, 2019 AUM as on last day^ ` 2575.01 Crores November 2023) for calculating Sharpe Ratio
^Net assets excludes aggregate investments by other schemes of
Aditya Birla Sun Life Mutual Fund amounting to Rs. 34.92 Crs as on Minimum Application Amount:
Benchmark November 30, 2023. For Transactions Directly with the Fund:
Nifty Bank TRI For Market Makers: The Creation Unit size for the scheme
shall be 10,000 units and in multiples
Total Expense Ratio (TER)
thereof.
Managing Fund Since Regular 0.17% For Large Investors: Min. application amount shall be Rs.
Including additional expenses and goods and service tax on management 25 Crores and in multiples of Creation
March 31, 2023 & June 08, 2022 fees.
Unit Size
For Transactions on Stock Exchanges:
Tracking Error Units of ETF scheme can be traded (in lots of 1 Unit) during
Experience in Managing the Fund
the trading hours on all trading days on NSE and BSE on
0.7 Years & 1.5 Years Regular 0.05% which the Units are listed.

NAV:

44.8557

PORTFOLIO
Issuer % to Net Assets Issuer % to Net Assets

Banks 99.99% AU Small Finance Bank Limited 2.40%

HDFC Bank Limited 29.70% The Federal Bank Limited 2.33%

ICICI Bank Limited 22.78% IDFC First Bank Limited 1.81%

Axis Bank Limited 10.37% Punjab National Bank 1.55%

Kotak Mahindra Bank Limited 9.74% Bandhan Bank Limited 1.13%

State Bank of India 9.30% Cash & Current Assets 0.01%

IndusInd Bank Limited 6.43% Total Net Assets 100.00%

Bank of Baroda 2.47%

Investment Performance NAV as on November 30, 2023: ` 44.8557

Inception - October 23,2019 Since Inception 5 Years 3 Years 1 Year
Aditya Birla Sun Life Nifty Bank ETF 10.78% NA 15.05% 3.64%
Value of Std Investment of ` 10,000 15226 NA 15247 10364
Benchmark - Nifty Bank TRI 11.10% NA 15.25% 3.76%
Value of Std Investment of ` 10,000 15407 NA 15327 10376
Additional Benchmark - Nifty 50 TRI 15.65% NA 17.12% 8.47%
Value of Std Investment of ` 10,000 18170 NA 16086 10847
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes Co- Managed by Fund Managers is 15. Total Schemes managed by Mr. Haresh Mehta is 15. Total Schemes managed by Mr.
Pranav Gupta is 17. Refer annexure on page no. 168-169 to know more on performance of schemes managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service
Centers.
Standard deviation of daily tracking difference computed for a 1 year horizon. If the fund is non-existent for 1 year then since inception returns are considered.

Tracking Differences Regular

1 Year (%) -0.12
3 Years (%) -0.20
5 Years (%) -
10 Years (%) -
Since Launch (%) -0.30

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 147

 Aditya Birla Sun Life Nifty Healthcare ETF Wealth Solutions
An open ended exchange traded fund tracking Nifty Healthcare TRI
BSE Scrip Code: 543473 | Symbol: HEALTHY

Investment Objective Fund Category

Fund Details

The investment objective of the scheme is to provide returns Exchange Traded Fund (ETF)
that before expenses, closely correspond to the total returns
of securities as represented by Nifty Healthcare TRI, subject
to tracking errors. However, the performance of scheme may
differ from that of the underlying index due to tracking error.The
Scheme does not guarantee/indicate any returns. There can
be no assurance that the schemes’ objectives will be achieved.
Load Structure (as % of NAV) (Incl. for SIP) Minimum Application Amount:
For Transactions Directly with the Fund:
Entry Load Nil
Fund Manager For Market Makers: The Creation Unit size for the Scheme
Exit Load Nil
shall be 1,10,000 units and in
Mr. Haresh Mehta & Mr. Pranav Gupta
multiples thereof.
AUM For Large Investors: Min. application amount shall be Rs.
Date of Allotment 25 Crores and in multiples of Creation
Monthly Average AUM ` 33.91 Crores
Unit Size
October 20, 2021 AUM as on last day ` 34.83 Crores For Transactions on Stock Exchanges:
Units of ETF scheme can be traded (in lots of 1 Unit) during
the trading hours on all trading days on NSE and BSE on
Benchmark Total Expense Ratio (TER) which the Units are listed.
Nifty Healthcare TRI Regular 0.09%
Including additional expenses and goods and service tax on management
fees.
NAV:
Managing Fund Since
March 31, 2023 & June 08, 2022 Experience in Managing the Fund 10.4238

0.7 Years & 1.5 Years

Tracking Error
Regular 0.03%

PORTFOLIO
Issuer % to Net Assets Issuer % to Net Assets

Pharmaceuticals & Biotechnology 79.39% Abbott India Limited 1.99%

Sun Pharmaceutical Industries Limited 20.84% Glenmark Pharmaceuticals Limited 1.84%

Dr. Reddys Laboratories Limited 11.10% Biocon Limited 1.67%

Cipla Limited 10.02% Granules India Limited 0.85%

Divi's Laboratories Limited 7.60% Healthcare Services 20.46%

Lupin Limited 4.87% Apollo Hospitals Enterprise Limited 8.76%

Aurobindo Pharma Limited 4.61% Max Healthcare Institute Limited 7.39%

Alkem Laboratories Limited 3.65% Syngene International Limited 2.10%

Torrent Pharmaceuticals Limited 3.06% Dr. Lal Path Labs Limited 1.52%

Zydus Lifesciences Limited 2.54% Metropolis Healthcare Limited 0.69%

IPCA Laboratories Limited 2.40% Cash & Current Assets 0.14%

Laurus Labs Limited 2.36% Total Net Assets 100.00%

Investment Performance NAV as on November 30, 2023: ` 10.4238

Inception - October 20, 2021 Since Inception 5 Years 3 Years 1 Year
Aditya Birla Sun Life Nifty Healthcare ETF 9.20% NA NA 23.61%
Value of Std Investment of ` 10,000 12025 NA NA 12361
Benchmark - Nifty Healthcare TRI 9.28% NA NA 23.75%
Value of Std Investment of ` 10,000 12044 NA NA 12375
Additional Benchmark - Nifty 50 TRI 5.98% NA NA 8.47%
Value of Std Investment of ` 10,000 11294 NA NA 10847
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes Co-Managed by Fund Managers is 15. Total Schemes managed by Mr. Haresh Mehta is 15. Total Schemes managed by Mr.
Pranav Gupta is 17. Refer annexure on page no. 168-169 to know more on performance of schemes managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service
Centers.
Standard deviation of daily tracking difference computed for a 1 year horizon. If the fund is non-existent for 1 year then since inception returns are considered.

Tracking Differences Regular

1 Year (%) -0.14
3 Years (%) -
5 Years (%) -
10 Years (%) -
Since Launch (%) -0.09

Data as on November 30, 2023 unless otherwise specified

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 Aditya Birla Sun Life Nifty IT ETF Wealth Solutions
An open ended exchange traded fund tracking Nifty IT TRI
BSE Scrip Code: 543472 | Symbol: TECH

Investment Objective Fund Category

Fund Details

The investment objective of the scheme is to provide returns Exchange Traded Fund (ETF)
that before expenses, closely correspond to the total returns of
securities as represented by Nifty Information Technology TRI,
subject to tracking errors. However, the performance of scheme
may differ from that of the underlying index due to tracking
error. The Scheme does not guarantee/indicate any returns.
There can be no assurance that the schemes’ objectives will
Load Structure (as % of NAV) (Incl. for SIP) Minimum Application Amount:
be achieved.
For Transactions Directly with the Fund:
Entry Load Nil
For Market Makers: The Creation Unit size for the Scheme
Fund Manager Exit Load Nil
shall be 10,000 units and in multiples
Mr. Haresh Mehta & Mr. Pranav Gupta thereof.
AUM For Large Investors: Min. application amount shall be Rs.
25 Crores and in multiples of Creation
Monthly Average AUM ` 91.94 Crores
Date of Allotment Unit Size
AUM as on last day^ ` 94.84 Crores For Transactions on Stock Exchanges:
October 29, 2021 ^Net assets excludes aggregate investments by other Units of ETF scheme can be traded (in lots of 1 Unit) during
Schemes of Aditya Birla Sun Life Mutual Fund amounting the trading hours on all trading days on NSE and BSE on
to Rs. 16.54 Crs as on November 30, 2023. which the Units are listed.
Benchmark
Nifty IT TRI
Total Expense Ratio (TER)
NAV:
Regular 0.22%
Managing Fund Since Including additional expenses and goods and service tax on management
33.6701
fees.
March 31, 2023 & June 08, 2022

Tracking Error
Experience in Managing the Fund Regular 0.08%
0.7 Years & 1.5 Years

PORTFOLIO
Issuer % to Net Assets Issuer % to Net Assets

IT - Software 98.10% Coforge Limited 4.94%

Infosys Limited 26.76% Persistent Systems Limited 4.59%

Tata Consultancy Services Limited 24.89% MphasiS Limited 2.76%

HCL Technologies Limited 9.89% IT - Services 1.85%

Tech Mahindra Limited 8.85% L&T Technology Services Limited 1.85%

Wipro Limited 8.23% Cash & Current Assets 0.04%

LTIMindtree Ltd 7.18% Total Net Assets 100.00%

Investment Performance NAV as on November 30, 2023: ` 33.6701

Inception - Oct 29, 2021 Since Inception 5 Years 3 Years 1 Year
Aditya Birla Sun Life Nifty IT ETF -1.03% NA NA 8.89%
Value of Std Investment of ` 10,000 9785 NA NA 10889
Benchmark - Nifty IT TRI -0.70% NA NA 9.12%
Value of Std Investment of ` 10,000 9855 NA NA 10912
Additional Benchmark - Nifty 50 TRI 7.70% NA NA 8.47%
Value of Std Investment of ` 10,000 11675 NA NA 10847
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes Co-Managed by Fund Managers is 15. Total Schemes managed by Mr. Haresh Mehta is 15. Total Schemes managed by Mr.
Pranav Gupta is 17. Refer annexure on page no. 168-169 to know more on performance of schemes managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service
Centers.
Standard deviation of daily tracking difference computed for a 1 year horizon. If the fund is non-existent for 1 year then since inception returns are considered.

Regular
1 Year (%) -0.23
3 Years (%) -
5 Years (%) -
10 Years (%) -
Since Launch (%) -0.34

Data as on November 30, 2023 unless otherwise specified

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 Aditya Birla Sun Life Gold ETF Wealth Solutions
An open ended scheme tracking physical price of Gold
BSE Scrip Code: 533408 | Symbol: BSLGOLDETF

Investment Objective Fund Category

Fund Details

The investment objective of the Scheme is to generate returns Exchange Traded Fund (ETF)
that are in line with the performance of gold, subject to tracking
errors. The Scheme does not guarantee/indicate any returns.
There can be no assurance that the schemes’objectives will be
achieved.

Fund Manager Load Structure (as % of NAV) (Incl. for SIP) Other Parameters
Mr. Sachin Wankhede Entry Load Nil Standard Deviation 11.95%
Exit Load Nil Sharpe Ratio 0.10
Beta 0.98
Date of Allotment Tracking Error (3 year) 0.26%
AUM Note: Standard Deviation, Sharpe Ratio & Beta are calculated on
May 13, 2011
Monthly Average AUM ` 369.44 Crores Annualised basis using 3 years history of monthly returns.
Risk Free Rate assumed to be 6.90% (FBIL Overnight MIBOR as on 30
AUM as on last day^ ` 373.42 Crores November 2023) for calculating Sharpe Ratio
Benchmark ^Net assets excludes aggregate investments by other schemes of
Aditya Birla Sun Life Mutual Fund amounting to Rs. 303.30 Crs as on
Domestic Price of Physical Gold November 30, 2023. Minimum Application Amount:
For Transactions Directly with the Fund:
For Market Makers: The Creation Unit size for the scheme
Managing Fund Since Total Expense Ratio (TER) shall be 1,00,000 units and in
February 23, 2022 Regular 0.54% multiples thereof.
Including additional expenses and goods and service tax on management For Large Investors: Min. application amount shall be Rs.
fees.
25 Crores and in multiples of Creation
Experience in Managing the Fund Unit Size
1.8 Years For Transactions on Stock Exchanges:
Units of ETF scheme can be traded (in lots of 1 Unit) during
the trading hours on all trading days on NSE and BSE on
Tracking Error which the Units are listed.
Regular 0.22%
NAV:
56.1679

PORTFOLIO
Issuer % to Net Assets Rating
GOLD 97.61%
Gold 97.61%
Cash & Current Assets 2.39%
Total Net Assets 100.00%

Investment Performance NAV as on November 30, 2023: ` 56.1679

Inception - May 13, 2011 Since Inception 5 Years 3 Years 1 Year
Aditya Birla Sun Life Gold ETF 7.65% 14.86% 8.05% 16.67%
Value of Std Investment of ` 10,000 25212 19999 12624 11667
Benchmark - Domestic Price of Physical Gold 8.61% 15.64% 8.82% 17.73%
Value of Std Investment of ` 10,000 28187 20689 12896 11773
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes managed by Mr. Sachin Wankhede is 3. Refer annexure on page no. 168-169 to know more on performance of schemes
managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service
Centers.
Standard deviation of daily tracking difference computed for a 1 year horizon. If the fund is non-existent for 1 year then since inception returns are considered.

Tracking Differences Regular

1 Year (%) -1.06
3 Years (%) -0.77
5 Years (%) -0.78
10 Years (%) -0.49
Since Launch (%) -1.04

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 150

 Aditya Birla Sun Life Silver ETF Wealth Solutions
An open ended exchange traded fund tracking physical price of Silver
BSE Scrip Code: 543471 | Symbol: SILVER

Investment Objective Fund Category

Fund Details

The investment objective of the scheme is to generate returns Exchange Traded Fund (ETF)
that are in line with the performance of physical silver in
domestic prices, subject to tracking error. The Scheme does
not guarantee/indicate any returns. There can be no assurance
that the schemes’ objectives will be achieved.

Fund Manager Load Structure (as % of NAV) (Incl. for SIP) Minimum Application Amount:
Mr. Sachin Wankhede For Transactions Directly with the Fund:
Entry Load Nil
For Market Makers: The Creation Unit size shall be 30,000
Exit Load Nil
units and in multiples of 1 unit thereof.
Date of Allotment For Large Investors: Min. application amount shall be Rs.
AUM 25 Crores and in multiples of Creation
January 31, 2022 Unit Size
Monthly Average AUM ` 225.61 Crores
For Transactions on Stock Exchanges:
AUM as on last day^ ` 216.70 Crores Units of ETF scheme can be traded (in lots of 1 Unit) during
Benchmark ^Net assets excludes aggregate investments by other schemes of
the trading hours on all trading days on NSE and BSE on
Aditya Birla Sun Life Mutual Fund amounting to Rs. 74.61 Crs as on
Price of silver November 30, 2023. which the Units are listed.

Managing Fund Since Total Expense Ratio (TER) NAV:

January 31, 2022 Regular 0.37%
Including additional expenses and goods and service tax on management 77.5215
fees.
Experience in Managing the Fund
1.8 Years Tracking Error
Regular 0.61%

PORTFOLIO
Issuer % to Net Assets
SILVER 97.41%
Silver 97.41%
Cash & Current Assets 2.59%
Total Net Assets 100.00%

Investment Performance NAV as on November 30, 2023: ` 77.5215

Inception - January 31, 2022 Since Inception 5 Years 3 Years 1 Year
Aditya Birla Sun Life Silver ETF 12.48% NA NA 18.77%
Value of Std Investment of ` 10,000 12390 NA NA 11877
Benchmark - Price of Silver 13.28% NA NA 19.78%
Value of Std Investment of ` 10,000 12551 NA NA 11978
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes managed by Mr. Sachin Wankhede is 3. Refer annexure on page no. 168-169 to know more on performance of schemes
managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service
Centers.
Standard deviation of daily tracking difference computed for a 1 year horizon. If the fund is non-existent for 1 year then since inception returns are considered.

Tracking Differences Regular

1 Year (%) -1.01
3 Years (%) -
5 Years (%) -
10 Years (%) -
Since Launch (%) -0.71

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 151

 Aditya Birla Sun Life Nifty 200 Momentum 30 ETF Wealth Solutions
An open ended exchange traded fund tracking Nifty 200 Momentum 30 TRI
BSE Scrip Code: 543575 | Symbol: MOMENTUM

Investment Objective Fund Category

Fund Details

The investment objective of the Scheme is to generate returns Exchange Traded Fund (ETF)
that are in line with the performance of Nifty 200 Momentum
30 Index, subject to tracking errors. The Scheme does not
guarantee/indicate any returns. There can be no assurance that
the objective of the Scheme will be achieved.

Fund Manager Load Structure (as % of NAV) (Incl. for SIP) Minimum Application Amount:
Mr. Haresh Mehta & Mr. Pranav Gupta For Transactions Directly with the Fund:
Entry Load Nil
For Market Makers: The Creation Unit size shall be 87,000
Exit Load Nil
units and in multiples thereof.
For Large Investors: Min. application amount shall be Rs.
Date of Allotment
AUM 25 Crores and in multiples of Creation
August 12, 2022 Monthly Average AUM Unit Size
` 16.08 Crores
For Transactions on Stock Exchanges:
AUM as on last day ` 17.04 Crores Units of ETF scheme can be traded (in lots of 1 Unit) during
Benchmark the trading hours on all trading days on NSE and BSE on
Nifty 200 Momentum 30 TRI which the Units are listed.
Total Expense Ratio (TER)
Regular 0.32%
Including additional expenses and goods and service tax on management
Managing Fund Since NAV:
fees.
March 31, 2023 & August 12, 2022 25.2228

Experience in Managing the Fund

Tracking Error
0.7 Years & 1.3 Years Regular 0.17%

PORTFOLIO
Issuer % to Net Assets Issuer % to Net Assets

Finance 18.88% Pharmaceuticals & Biotechnology 6.50%

Power Finance Corporation Limited 6.50% Aurobindo Pharma Limited 3.04%

REC Limited 5.55% Torrent Pharmaceuticals Limited 1.82%

Cholamandalam Investment and Finance Company Limited 4.26% Zydus Lifesciences Limited 1.65%

Mahindra & Mahindra Financial Services Limited 1.66% Leisure Services 4.37%

Aditya Birla Capital Limited 0.91% The Indian Hotels Company Limited 4.37%

Banks 13.27% Retailing 4.24%

Axis Bank Limited 4.59% Trent Limited 4.24%

Bank of Baroda 3.63% Diversified FMCG 4.02%

IDFC First Bank Limited 3.41% ITC Limited 4.02%

Punjab National Bank 1.64% Personal Products 3.97%

Automobiles 11.48% Godrej Consumer Products Limited 3.97%

TVS Motor Company Limited 5.88% Transport Services 3.05%

Bajaj Auto Limited 5.60% InterGlobe Aviation Limited 3.05%

Industrial Products 8.69% Cement & Cement Products 2.94%

Cummins India Limited 3.52% Dalmia Bharat Limited 1.64%

POLYCAB INDIA Limited 2.89% The Ramco Cements Limited 1.29%

Astral Limited 2.28% Auto Components 1.71%

Aerospace & Defense 8.13% Apollo Tyres Limited 1.71%

Hindustan Aeronautics Limited 4.27% Healthcare Services 1.19%

Bharat Electronics Limited 3.86% Syngene International Limited 1.19%

Electrical Equipment 7.18% Cash & Current Assets 0.39%

Siemens Limited 3.87% Total Net Assets 100.00%

ABB India Limited 3.31%

Tracking Differences Regular

Investment Performance NAV as on November 30, 2023: ` 25.2228
1 Year (%) -0.28
Inception - Aug 12, 2022 Since Inception 5 Years 3 Years 1 Year 3 Years (%) -
Aditya Birla Sun Life Nifty 200 Momentum 30 ETF 25.17% NA NA 24.31% 5 Years (%) -
Value of Std Investment of ` 10,000 13393 NA NA 12431 10 Years (%) -
Since Launch (%) -0.30
Benchmark - Nifty 200 Momentum 30 TRI 25.48% NA NA 24.59%
Value of Std Investment of ` 10,000 13436 NA NA 12459
Additional Benchmark - Nifty 50 TRI 11.50% NA NA 8.47%
Value of Std Investment of ` 10,000 11521 NA NA 10847
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes Co-Managed by Fund Managers is 15. Total Schemes managed by Mr. Haresh Mehta is 15. Total Schemes managed by Mr.
Pranav Gupta is 17. Refer annexure on page no. 168-169 to know more on performance of schemes managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service
Centers.
Standard deviation of daily tracking difference computed for a 1 year horizon. If the fund is non-existent for 1 year then since inception returns are considered.

Data as on November 30, 2023 unless otherwise specified

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 Aditya Birla Sun Life Nifty 200 Quality 30 ETF Wealth Solutions
An open ended exchange traded fund tracking Nifty 200 Quality 30 TRI
BSE Scrip Code: 543574 | Symbol: NIFTYQLITY

Investment Objective Fund Category

Fund Details

The investment objective of the Scheme is to generate returns Exchange Traded Fund (ETF)
that are in line with the performance of Nifty 200 Quality
30 Index, subject to tracking errors. The Scheme does not
guarantee/indicate any returns. There can be no assurance that
the objective of the Scheme will be achieved.

Fund Manager Load Structure (as % of NAV) (Incl. for SIP) Minimum Application Amount:
Mr. Haresh Mehta & Mr. Pranav Gupta For Transactions Directly with the Fund:
Entry Load Nil
For Market Makers: The Creation Unit size shall be
Exit Load Nil
1,06,000 units and in multiples
thereof.
Date of Allotment
AUM For Large Investors: Min. application amount shall be Rs.
August 12, 2022 Monthly Average AUM 25 Crores and in multiples of Creation
` 13.53 Crores
Unit Size
AUM as on last day ` 14.27 Crores For Transactions on Stock Exchanges:
Benchmark Units of ETF scheme can be traded (in lots of 1 Unit) during
Nifty 200 Quality 30 TRI Total Expense Ratio (TER) the trading hours on all trading days on NSE and BSE on
which the Units are listed.
Regular 0.35%
Including additional expenses and goods and service tax on management
Managing Fund Since fees. NAV:
March 31, 2023 & August 12, 2022
17.3920

Experience in Managing the Fund

Tracking Error
0.7 Years & 1.3 Years
Regular 0.05%

PORTFOLIO
Issuer % to Net Assets Issuer % to Net Assets

IT - Software 24.59% Pharmaceuticals & Biotechnology 5.55%

HCL Technologies Limited 5.11% Divi's Laboratories Limited 3.66%

Infosys Limited 5.10% Abbott India Limited 1.88%

Tata Consultancy Services Limited 4.87% Textiles & Apparels 3.24%

Tech Mahindra Limited 4.08% Page Industries Limited 3.24%

LTIMindtree Ltd 3.83% Agricultural Food & other Products 3.00%

Oracle Financial Services Software Limited 1.60% Marico Limited 3.00%

Diversified FMCG 8.62% Capital Markets 2.82%

ITC Limited 4.35% HDFC Asset Management Company Limited 2.82%

Hindustan Unilever Limited 4.27% Chemicals & Petrochemicals 2.71%

Consumer Durables 8.46% Pidilite Industries Limited 2.71%

Asian Paints Limited 4.20% Fertilizers & Agrochemicals 2.01%

Havells India Limited 2.58% Coromandel International Limited 2.01%

Berger Paints (I) Limited 1.69% IT - Services 1.88%

Food Products 8.31% L&T Technology Services Limited 1.88%

Nestle India Limited 4.75% Finance 1.87%

Britannia Industries Limited 3.56% Muthoot Finance Limited 1.87%

Automobiles 7.94% Healthcare Services 1.46%

Bajaj Auto Limited 4.48% Dr. Lal Path Labs Limited 1.46%

Hero MotoCorp Limited 3.47% Gas 1.45%

Personal Products 7.78% Indraprastha Gas Limited 1.45%

Colgate Palmolive (India) Limited 5.27% Entertainment 1.03%

Dabur India Limited 2.50% Sun TV Network Limited 1.03%

Consumable Fuels 6.51% Cash & Current Assets 0.77%

Coal India Limited 6.51% Total Net Assets 100.00%

Tracking Differences Regular

Investment Performance NAV as on November 30, 2023: ` 17.3920
1 Year (%) -0.53
Inception - Aug 12, 2022 Since Inception 5 Years 3 Years 1 Year 3 Years (%) -
Aditya Birla Sun Life Nifty 200 Quality 30 ETF 13.80% NA NA 16.30% 5 Years (%) -
Value of Std Investment of ` 10,000 11832 NA NA 11630 10 Years (%) -
Benchmark - Nifty 200 Quality 30 TRI 14.30% NA NA 16.83% Since Launch (%) -0.46
Value of Std Investment of ` 10,000 11900 NA NA 11683
Additional Benchmark - Nifty 50 TRI 11.50% NA NA 8.47%
Value of Std Investment of ` 10,000 11521 NA NA 10847
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes Co-Managed by Fund Managers is 15. Total Schemes managed by Mr. Haresh Mehta is 15. Total Schemes managed by Mr.
Pranav Gupta is 17. Refer annexure on page no. 168-169 to know more on performance of schemes managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service
Centers.
Standard deviation of daily tracking difference computed for a 1 year horizon. If the fund is non-existent for 1 year then since inception returns are considered.

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 153

 Aditya Birla Sun Life CRISIL Liquid Overnight ETF Savings Solutions
An open-ended Exchange Traded Fund replicating the CRISIL Liquid Overnight Index. A relatively
low interest rate risk and relatively low credit risk

Investment Objective Fund Category

Fund Details

The investment objective of the Scheme is to generate Debt (ETFs)

returns corresponding to the total returns of the securities
as represented by the CRISIL Liquid Overnight Index before
expenses, subject to tracking errors. The Scheme does not
guarantee/ indicate any returns. There can be no assurance or
guarantee that the investment objective of the Scheme will be
achieved.
Load Structure (as % of NAV) (Incl. for SIP) Minimum Application Amount:
Fund Manager For Transactions Directly with the Fund:
Entry Load Nil
Mr. Sanjay Pawar & Ms. Sunaina da Cunha For Market Makers: The Creation Unit size for the scheme
Exit Load Nil
shall be 2500 units and in multiples of
1 unit thereafter
Date of Allotment
AUM For Large Investors: Min. application amount shall be Rs.
March 13, 2023 25 Crores and in multiples of Creation
Monthly Average AUM ` 72.07 Crores Unit Size
AUM as on last day ` 71.68 Crores For Transactions on Stock Exchanges:
Benchmark Units of ETF scheme can be traded (in lots of 1 Unit) during
CRISIL Liquid Overnight Index the trading hours on all trading days on NSE and BSE on
Total Expense Ratio (TER) which the Units are listed.
Regular 0.00%
Managing Fund Since Direct 0.59%
Including additional expenses and goods and service tax on management NAV:
March 13, 2023 fees.
1000.0000

Experience in Managing the Fund

0.7 years

Tracking Error
Regular 0.01%

PORTFOLIO
Issuer % to Net Assets Rating
Cash & Current Assets 100.00%
Total Net Assets 100.00%

Rating Profile of Portfolio

100.00%

Cash & Current Assets

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 154

 Aditya Birla Sun Life Asset Allocator FoF Wealth Solutions
An open ended fund of fund scheme investing predominantly in equity schemes, Exchange Traded
Funds (ETFs) & debt schemes

Investment Objective Fund Category

Fund Details

The primary objective of the Scheme is to generate capital FOF (Domestic)

appreciation primarily from a portfolio of equity schemes,ETFs
and debt schemes accessed through the diversified investment
styles. There can be no assurance that the investment objective
of the Scheme will be realized.

Fund Manager Load Structure (as % of NAV) (Incl. for SIP) Application Amount for fresh subscription
Mr. Vinod Bhat & Mr. Dhaval Joshi Entry Load Nil ` 1,000 (plus in multiplies of ` 1)
Exit Load If redeemed on or before 365 days from the
date of allotment: 1%. If redeemed after 365
Date of Allotment days from the date of allotment: NIL **Exit Min. Addl. Investment
Load is NIL for units issued in Reinvestment
August 17, 2006 of IDCW. ` 1,000 (plus in multiplies of ` 1)

Benchmark AUM SIP

CRISIL Hybrid 50+50 - Moderate Index Monthly Average AUM ` 174.22 Crores Monthly: Minimum ` 1,000/-
AUM as on last day ` 178.56 Crores
Managing Fund Since
August 16, 2019 & November 21, 2022 Total Expense Ratio (TER)
Regular 1.35%
Direct 0.31%
Experience in Managing the Fund Including additional expenses and goods and service tax on management
4.3 years & 1.0 Years fees.
(In addition to the above, the scheme will also incur 0.85% i.e total
weighted average of the expense ratio levied by the underlying schemes.)
Note: The investors will bear the recurring expenses of the Fund of Fund
(‘FoF’) scheme in addition to the expenses of the Underlying Schemes in
which Investments are made by the FoF scheme.

PORTFOLIO
Issuer % to Net Assets Issuer % to Net Assets

MUTUAL FUNDS 89.73% ABSL DIVIDEND YIELD FUND - DIRECT - GR 6.31%

Aditya Birla Sun Life Low duration Fund - Growth - Direct Plan 12.64% Aditya Birla Sun Life Flexi Cap Fund - Growth - Direct Plan 5.96%

Aditya Birla Sun Life Small Cap Fund - Growth - Direct Plan 12.57% Exchange Traded Fund 8.30%

Aditya Birla Sun Life Midcap Fund - Growth - Direct Plan 11.90% Aditya Birla Sun Life Gold ETF 8.30%

Aditya Birla Sun Life Short Term Fund - Growth - Direct Plan 9.69% Cash & Current Assets 1.98%

Aditya Birla Sun Life Pure Value Fund - Growth - Direct Plan 8.79% Total Net Assets 100.00%

ABSL PSU EQUITY FUND-DIRECT PLAN-GROWTH 8.18%

Aditya Birla Sun Life Infrastructure Fund - Growth - Direct Plan 6.88%

Aditya Birla Sun Life Frontline Equity Fund - Growth - Direct Plan 6.80%

Investment Performance NAV as on November 30, 2023: ` 51.1282 NAV of Plans / Options (`)
Inception - Aug 17, 2006 Since Inception 5 Years 3 Years 1 Year Regular Plan Direct Plan
Aditya Birla Sun Life Asset Allocator FoF 9.89% 12.99% 13.78% 15.43%
Growth 51.1282 26.5310
Value of Std Investment of ` 10,000 51128 18424 14746 11543
IDCW$: 47.0818 25.2813
Benchmark - CRISIL Hybrid 50+50 - Moderate Index 10.73% 11.93% 11.64% 9.12%
$
Income Distribution cum capital withdrawal
Value of Std Investment of ` 10,000 58302 17572 13928 10912
Additional Benchmark - S&P BSE SENSEX TRI 12.22% 14.46% 16.27% 7.59%
Value of Std Investment of ` 10,000 73489 19649 15738 10759
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes Co-Managed by Fund Managers is 3. Total Schemes managed by Mr. Vinod Bhat is 5. Total Schemes managed by Mr. Dhaval
Joshi is 51. Refer annexure on page no. 168-169 to know more on performance of schemes managed by Fund Managers. Note: The exit load (if any) rate levied
at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding units. Customers may request for a
separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service Centers.

SIP Performance - Regular Plan - Growth (assuming SIP of ` 10000 per month)
Particulars Since Inception 5 years 3 years 1 Year
Total Amount Invested (`) 2080000 600000 360000 120000
Market Value of amount Invested 5500961 856844 434345 134097
Scheme Returns (CAGR) 10.31% 14.24% 12.60% 22.56%
CRISIL Hybrid 50+50 - Moderate Index returns# (CAGR) 10.90% 12.09% 10.16% 14.61%
S&P BSE SENSEX TRI returns## (CAGR) 12.86% 15.72% 12.44% 14.92%
Past Performance may or may not be sustained in future. The fund's inception date is August 17, 2006, and the initial SIP installment is considered to have been
made on that date. Subsequent installments occur on the first day of every following month.
# Scheme Benchmark, ## Additional Benchmark
For SIP calculations above, the data assumes the investment of ` 10000/- on 1st day of every month or the subsequent working day. Load & Taxes are not
considered for computation of returns. Performance for IDCW option would assume reinvestment of tax free IDCW declared at the then prevailing NAV. CAGR
returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of return).Where Benchmark returns are not available,
they have not been shown. Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. IDCW are
assumed to be reinvested and bonus is adjusted. Load is not taken into consideration.

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 155

 Aditya Birla Sun Life Financial Planning FOF - Aggressive Plan
An open ended fund of fund scheme investing in a portfolio of mutual fund schemes (predominantly
Wealth Solutions
in Equity Schemes and Exchange Traded Funds).

Investment Objective Fund Category

Fund Details

The Scheme aims to generate returns by investing in portfolio FOF (Domestic)

of equity schemes, ETFs and debt schemes as per the risk-
return profile of investors. The Plan under the Scheme has
a strategic asset allocation which is based on satisfying the
needs to a specific risk-return profile of investors. There can
be no assurance that the investment objective of the Scheme
will be realized.
Load Structure (as % of NAV) (Incl. for SIP) Application Amount for fresh subscription
Entry Load Nil ` 100 (plus in multiplies of ` 1)
Fund Manager Exit Load For redemption/switch out of units within
Mr. Vinod Bhat & Mr. Dhaval Joshi 365 days from the date of allotment: 1.00%
of applicable NAV. For redemption/switch out Min. Addl. Investment
of units after 365 days from the date of allot-
ment: Nil **Exit Load is NIL for units issued in ` 100 (plus in multiplies of ` 1)
Date of Allotment
Reinvestment of IDCW.
May 09, 2011
SIP
AUM Monthly: Minimum ` 100/-
Benchmark
Monthly Average AUM ` 178.05 Crores
CRISIL Hybrid 35+65 - Aggressive Index AUM as on last day ` 182.28 Crores
Total Expense Ratio (TER)
Managing Fund Since Regular 1.06%
Experience in Managing the Fund Direct 0.26%
August 16, 2019 & November 21, 2022 Including additional expenses and goods and service tax on management
4.3 years & 1.0 Years
fees.
(In addition to the above, the scheme will also incur 0.68% i.e total
weighted average of the expense ratio levied by the underlying schemes.)
Note: The investors will bear the recurring expenses of the Fund of Fund
(‘FoF’) scheme in addition to the expenses of the Underlying Schemes in
which Investments are made by the FoF scheme.

PORTFOLIO
Issuer % to Net Assets Issuer % to Net Assets

MUTUAL FUNDS 93.98% MIRAE ASSET MIDCAP FUND- DIR GR OPTION 6.23%

KOTAK MULTICAP FUND-DIRECT PLAN-GROWTH 10.51% Aditya Birla Sun Life Frontline Equity Fund - Growth - Direct Plan 6.10%

HDFC LARGE & MID CAP FD-GR OPT-DIR PLAN 10.37% HDFC Low Duration Fund - Direct Plan - Growth 5.80%

ICICI Prudential Bluechip Fund - Direct Plan - Growth 9.29% ICICI Prudential Savings Fund - Direct Plan - Growth 5.42%

Kotak Emerging Equity Scheme - Growth - Direct 8.08% Aditya Birla Sun Life Short Term Fund - Growth - Direct Plan 3.17%

Aditya Birla Sun Life Small Cap Fund - Growth - Direct Plan 7.47% HDFC Corporate Bond Fund - Growth Option - Direct Plan 0.92%

Nippon India Growth Fund - DR - GR 7.46% Exchange Traded Fund 5.69%

Nippon India Small Cap Fund - Direct Plan - Growth Plan 6.70% Aditya Birla Sun Life Gold ETF 5.69%

Aditya Birla Sun Life Flexi Cap Fund - Growth - Direct Plan 6.46% Cash & Current Assets 0.33%
Total Net Assets 100.00%

Investment Performance NAV as on November 30, 2023: ` 41.3451 NAV of Plans / Options (`)
Inception - May 09, 2011 Since Inception 5 Years 3 Years 1 Year Regular Plan Direct Plan
Aditya Birla Sun Life Financial Planning FOF - Aggressive Plan 11.95% 13.66% 15.88% 16.24%
Growth 41.3451 44.8612
Value of Std Investment of ` 10,000 41345 18978 15580 11624
IDCW$: 37.8456 41.0845
Benchmark - CRISIL Hybrid 35+65 - Aggressive Index 11.57% 13.12% 13.88% 9.78%
$
Income Distribution cum capital withdrawal
Value of Std Investment of ` 10,000 39595 18526 14784 10978
Additional Benchmark - Nifty 50 TRI 12.18% 14.45% 17.12% 8.47%
Value of Std Investment of ` 10,000 42388 19646 16086 10847
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans
have different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not
available, they have not been shown. Total Schemes Co-Managed by Fund Managers is 3. Total Schemes managed by Mr. Vinod Bhat is 5. Total Schemes
managed by Mr. Dhaval Joshi is 51. Refer annexure on page no. 168-169 to know more on performance of schemes managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service
Centers.

SIP Performance - Regular Plan - Growth (assuming SIP of ` 10000 per month)
Particulars Since Inception 5 years 3 years 1 Year
Total Amount Invested (`) 1510000 600000 360000 120000
Market Value of amount Invested 3579016 888622 447223 135267
Scheme Returns (CAGR) 12.89% 15.72% 14.63% 24.49%
CRISIL Hybrid 35+65 - Aggressive Index returns# (CAGR) 12.48% 13.88% 11.63% 17.19%
Nifty 50 TRI returns## (CAGR) 13.62% 16.15% 13.06% 17.59%
Past Performance may or may not be sustained in future. The fund's inception date is May 09, 2011, and the initial SIP installment is considered to have been
made on that date. Subsequent installments occur on the first day of every following month.
# Scheme Benchmark, ## Additional Benchmark
For SIP calculations above, the data assumes the investment of ` 10000/- on 1st day of every month or the subsequent working day. Load & Taxes are not
considered for computation of returns. Performance for IDCW option would assume reinvestment of tax free IDCW declared at the then prevailing NAV. CAGR
returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of return).Where Benchmark returns are not available,
they have not been shown. Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. IDCW are
assumed to be reinvested and bonus is adjusted. Load is not taken into consideration.

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 156

 Aditya Birla Sun Life Financial Planning FOF - Moderate Plan
An open ended fund of fund scheme investing in a portfolio of mutual fund schemes (predominantly
Savings Solutions
in a combination of Equity Schemes, Exchange Traded Funds and Debt & Liquid Schemes)

Investment Objective Fund Category

Fund Details

The Scheme aims to generate returns by investing in portfolio FOF (Domestic)

of equity schemes, ETFs and debt schemes as per the risk-
return profile of investors. The Plan under the Scheme has
a strategic asset allocation which is based on satisfying the
needs to a specific risk-return profile of investors. There can
be no assurance that the investment objective of the Scheme
will be realized
Load Structure (as % of NAV) (Incl. for SIP) Application Amount for fresh subscription
Fund Manager
Entry Load Nil ` 100 (plus in multiplies of ` 1)
Mr. Vinod Bhat & Mr. Dhaval Joshi Exit Load For redemption/switch-out of units within
365 days from the date of allotment: 1.00%
of applicable NAV. For redemption/switch Min. Addl. Investment
Date of Allotment out of units after 365 days from the date
of allotment: Nil **Exit Load is NIL for units ` 100 (plus in multiplies of ` 1)
May 09, 2011
issued in Reinvestment of IDCW.

Benchmark AUM
CRISIL Hybrid 50+50 - Moderate Index Monthly Average AUM ` 31.43 Crores
AUM as on last day ` 31.97 Crores
Managing Fund Since
August 16, 2019 & November 21, 2022 Total Expense Ratio (TER)
Regular 0.98%
Direct 0.38%
Experience in Managing the Fund Including additional expenses and goods and service tax on management
fees.
4.3 years & 1.0 Years (In addition to the above, the scheme will also incur 0.62% i.e total
weighted average of the expense ratio levied by the underlying schemes.)
Note: The investors will bear the recurring expenses of the Fund of Fund
SIP (‘FoF’) scheme in addition to the expenses of the Underlying Schemes in
which Investments are made by the FoF scheme.
Monthly: Minimum ` 100/-

PORTFOLIO
Issuer % to Net Assets Issuer % to Net Assets

MUTUAL FUNDS 94.00% Aditya Birla Sun Life Frontline Equity Fund - Growth - Direct Plan 4.31%

ICICI Prudential Savings Fund - Direct Plan - Growth 11.61% MIRAE ASSET MIDCAP FUND- DIR GR OPTION 4.19%

HDFC Low Duration Fund - Direct Plan - Growth 9.52% Aditya Birla Sun Life Flexi Cap Fund - Growth - Direct Plan 4.05%

KOTAK MULTICAP FUND-DIRECT PLAN-GROWTH 9.10% Nippon India Small Cap Fund - Direct Plan - Growth Plan 3.97%

HDFC LARGE & MID CAP FD-GR OPT-DIR PLAN 8.92% HDFC Corporate Bond Fund - Growth Option - Direct Plan 3.43%

Aditya Birla Sun Life Short Term Fund - Growth - Direct Plan 8.86% BANDHAN BANKING & PSU DEBT FD- DIRECT-GR 1.73%

Nippon India Growth Fund - DR - GR 7.27% Exchange Traded Fund 5.41%

ICICI Prudential Bluechip Fund - Direct Plan - Growth 6.31% Aditya Birla Sun Life Gold ETF 5.41%

Aditya Birla Sun Life Small Cap Fund - Growth - Direct Plan 5.78% Cash & Current Assets 0.59%

Kotak Emerging Equity Scheme - Growth - Direct 4.94% Total Net Assets 100.00%

Investment Performance NAV as on November 30, 2023: ` 33.5552 NAV of Plans / Options (`)
Inception - May 09, 2011 Since Inception 5 Years 3 Years 1 Year Regular Plan Direct Plan
Aditya Birla Sun Life Financial Planning FOF - Moderate Plan 10.11% 11.67% 12.81% 14.18%
Growth 33.5552 35.5631
Value of Std Investment of ` 10,000 33555 17368 14371 11418
IDCW$: 30.0967 32.2460
Benchmark - CRISIL Hybrid 50+50 - Moderate Index 10.83% 11.93% 11.64% 9.12%
$
Income Distribution cum capital withdrawal
Value of Std Investment of ` 10,000 36440 17572 13928 10912
Additional Benchmark - Nifty 50 TRI 12.18% 14.45% 17.12% 8.47%
Value of Std Investment of ` 10,000 42388 19646 16086 10847
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes Co-Managed by Fund Managers is 3. Total Schemes managed by Mr. Vinod Bhat is 5. Total Schemes managed by Mr. Dhaval
Joshi is 51. Refer annexure on page no. 168-169 to know more on performance of schemes managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service
Centers.

SIP Performance - Regular Plan - Growth (assuming SIP of ` 10000 per month)
Particulars Since Inception 5 years 3 years 1 Year
Total Amount Invested (`) 1510000 600000 360000 120000
Market Value of amount Invested 3068096 831430 432088 132424
Scheme Returns (CAGR) 10.67% 13.02% 12.24% 19.81%
CRISIL Hybrid 50+50 - Moderate Index returns# (CAGR) 11.44% 12.09% 10.16% 14.61%
Nifty 50 TRI returns## (CAGR) 13.62% 16.15% 13.06% 17.59%
Past Performance may or may not be sustained in future. The fund's inception date is May 09, 2011, and the initial SIP installment is considered to have been
made on that date. Subsequent installments occur on the first day of every following month.
# Scheme Benchmark, ## Additional Benchmark
For SIP calculations above, the data assumes the investment of ` 10000/- on 1st day of every month or the subsequent working day. Load & Taxes are not
considered for computation of returns. Performance for IDCW option would assume reinvestment of tax free IDCW declared at the then prevailing NAV. CAGR
returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of return).Where Benchmark returns are not available,
they have not been shown. Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. IDCW are
assumed to be reinvested and bonus is adjusted. Load is not taken into consideration.

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 157

 Aditya Birla Sun Life Financial Planning FOF - Conservative Plan
An open ended fund of fund scheme investing in a portfolio of mutual fund schemes (predominantly
Savings Solutions
in Debt & Liquid Schemes).

Investment Objective Fund Category

Fund Details

The Scheme aims to generate returns by investing in portfolio FOF (Domestic)

of equity schemes, ETFs and debt schemes as per the risk-
return profile of investors. The Plan under the Scheme has
a strategic asset allocation which is based on satisfying the
needs to a specific risk-return profile of investors. There can
be no assurance that the investment objective of the Scheme
will be realized
Load Structure (as % of NAV) (Incl. for SIP) Application Amount for fresh subscription
Fund Manager
Entry Load Nil ` 100 (plus in multiplies of ` 1)
Mr. Vinod Bhat & Mr. Dhaval Joshi Exit Load For redemption/switch-out of units within
365 days from the date of allotment: 1.00%
Date of Allotment of applicable NAV. For redemption/switch Min. Addl. Investment
out of units after 365 days from the date of
May 09, 2011 allotment: Nil ` 100 (plus in multiplies of ` 1)

Benchmark AUM
CRISIL Short Term Debt Hybrid 75+25 Index Monthly Average AUM ` 17.27 Crores
AUM as on last day ` 17.51 Crores
Managing Fund Since
August 16, 2019 & November 21, 2022 Total Expense Ratio (TER)
Regular 0.83%
Direct 0.37%
Experience in Managing the Fund Including additional expenses and goods and service tax on management
4.3 years & 1.0 Years fees.
(In addition to the above, the scheme will also incur 0.54% i.e total
weighted average of the expense ratio levied by the underlying schemes.)
Note: The investors will bear the recurring expenses of the Fund of Fund
SIP (‘FoF’) scheme in addition to the expenses of the Underlying Schemes in
which Investments are made by the FoF scheme.
Monthly: Minimum ` 100/-

PORTFOLIO
Issuer % to Net Assets Issuer % to Net Assets

MUTUAL FUNDS 93.53% ICICI Prudential Bluechip Fund - Direct Plan - Growth 3.43%

HDFC Low Duration Fund - Direct Plan - Growth 15.34% Kotak Emerging Equity Scheme - Growth - Direct 3.42%

ICICI Prudential Savings Fund - Direct Plan - Growth 14.00% Aditya Birla Sun Life Flexi Cap Fund - Growth - Direct Plan 2.91%

Aditya Birla Sun Life Short Term Fund - Growth - Direct Plan 13.41% Aditya Birla Sun Life Frontline Equity Fund - Growth - Direct Plan 2.26%

KOTAK MULTICAP FUND-DIRECT PLAN-GROWTH 6.72% MIRAE ASSET MIDCAP FUND- DIR GR OPTION 1.77%

HDFC LARGE & MID CAP FD-GR OPT-DIR PLAN 6.53% Nippon India Small Cap Fund - Direct Plan - Growth Plan 1.68%

HDFC Corporate Bond Fund - Growth Option - Direct Plan 6.41% Exchange Traded Fund 5.86%

Nippon India Growth Fund - DR - GR 6.00% Aditya Birla Sun Life Gold ETF 5.86%

BANDHAN BANKING & PSU DEBT FD- DIRECT-GR 5.92% Cash & Current Assets 0.61%

Aditya Birla Sun Life Small Cap Fund - Growth - Direct Plan 3.73% Total Net Assets 100.00%

Investment Performance NAV as on November 30, 2023: ` 28.1168 NAV of Plans / Options (`)
Inception - May 09, 2011 Since Inception 5 Years 3 Years 1 Year Regular Plan Direct Plan
Aditya Birla Sun Life Financial Planning FOF - Conservative Plan 8.57% 9.54% 9.92% 12.11%
Growth 28.1168 29.6835
Value of Std Investment of ` 10,000 28117 15773 13292 11211
IDCW$: 25.5805 20.1545
Benchmark - CRISIL Short Term Debt Hybrid 75+25 Index 9.44% 9.54% 8.48% 8.27%
$
Income Distribution cum capital withdrawal
Value of Std Investment of ` 10,000 31066 15775 12775 10827
Additional Benchmark - CRISIL 10 Year Gilt Index 6.46% 5.96% 2.94% 6.77%
Value of Std Investment of ` 10,000 21975 13360 10910 10677
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes Co-Managed by Fund Managers is 3. Total Schemes managed by Mr. Vinod Bhat is 5. Total Schemes managed by Mr. Dhaval
Joshi is 51. Refer annexure on page no. 168-169 to know more on performance of schemes managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service
Centers.

SIP Performance - Regular Plan - Growth (assuming SIP of ` 10000 per month)
Particulars Since Inception 5 years 3 years 1 Year
Total Amount Invested (`) 1510000 600000 360000 120000
Market Value of amount Invested 2696520 778947 418234 129493
Scheme Returns (CAGR) 8.79% 10.39% 10.00% 15.04%
CRISIL Short Term Debt Hybrid 75+25 Index returns# (CAGR) 9.46% 9.22% 8.06% 11.01%
CRISIL 10 Year Gilt Index returns## (CAGR) 6.04% 4.42% 4.22% 5.80%
Past Performance may or may not be sustained in future. The fund's inception date is May 09, 2011, and the initial SIP installment is considered to have been
made on that date. Subsequent installments occur on the first day of every following month.
# Scheme Benchmark, ## Additional Benchmark
For SIP calculations above, the data assumes the investment of ` 10000/- on 1st day of every month or the subsequent working day. Load & Taxes are not
considered for computation of returns. Performance for IDCW option would assume reinvestment of tax free IDCW declared at the then prevailing NAV. CAGR
returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of return).Where Benchmark returns are not available,
they have not been shown. Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. IDCW are
assumed to be reinvested and bonus is adjusted. Load is not taken into consideration.

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 158

 Aditya Birla Sun Life Active Debt Multi Manager FoF Scheme
An open-ended fund of funds scheme investing in dynamically managed portfolio of Debt Funds
Savings Solutions

Investment Objective Fund Category

Fund Details

The primary objective of the Scheme is to generate returns FOF (Domestic)

from a portfolio of pure debt oriented funds accessed through
the diverse investment styles of underlying schemes selected
in accordance with the Aditya Birla Sun LifeAMC process. There
can be no assurance that the investment objective of the
Scheme will be realized.

Fund Manager Load Structure (as % of NAV) (Incl. for SIP) Application Amount for fresh subscription
Mr. Kaustubh Gupta Entry Load Nil ` 100 (plus in multiplies of ` 1)
Exit Load For redemption / switch-out of units within
15 days from the date of allotment: 0.25% of
Date of Allotment applicable NAV. For redemption/switch out of Min. Addl. Investment
units after 15 days from the date of allotment:
December 29, 2006 Nil **Exit Load is NIL for units issued in Rein- ` 100 (plus in multiplies of ` 1)
vestment of IDCW.
Benchmark
CRISIL Composite Bond Index AUM
Monthly Average AUM ` 10.00 Crores
AUM as on last day ` 9.97 Crores
Managing Fund Since
March 22, 2021
Total Expense Ratio (TER)
Regular 0.62%
Experience in Managing the Fund Direct 0.27%
2.7 years Including additional expenses and goods and service tax on management
fees.
(In addition to the above, the scheme will also incur 0.34% i.e total
weighted average of the expense ratio levied by the underlying schemes.)
SIP Note: The investors will bear the recurring expenses of the Fund of Fund
(‘FoF’) scheme in addition to the expenses of the Underlying Schemes in
Monthly: Minimum ` 100/- which Investments are made by the FoF scheme.

PORTFOLIO
Issuer % to Net Assets Issuer % to Net Assets

MUTUAL FUNDS 99.15% AXIS CORPORATE DEBT FUND - DIRECT - GR 5.23%

BANDHAN BANKING & PSU DEBT FD- DIRECT-GR 48.68% BANDHAN CORPORATE BOND FUND-DIR - GR 4.13%

Aditya Birla Sunlife Floating Rate Fund - Direct Plan - Growth 12.46% Aditya Birla Sun Life Credit Risk Fund - Direct Plan - Growth 3.79%

ABSL GOVERNMENT SEC FUND-DG 10.15% Cash & Current Assets 0.85%

Aditya Birla Sun Life Corporate Bond Fund - Growth - Direct Plan 8.73% Total Net Assets 100.00%

ICICI Prudential Corporate Bond Fund - Direct Plan - Growth 5.99%

Investment Performance NAV as on November 30, 2023: ` 32.9907 NAV of Plans / Options (`)
Inception - Dec 29, 2006 Since Inception 5 Years 3 Years 1 Year Regular Plan Direct Plan
Aditya Birla Sun Life Active Debt Multi Manager FoF Scheme 7.30% 6.41% 4.62% 6.55%
Growth 32.9907 34.6794
Value of Std Investment of ` 10,000 32991 13646 11455 10655
IDCW$: 20.6896 21.7155
Benchmark - CRISIL Composite Bond Index 7.40% 7.31% 4.18% 6.72%
$
Income Distribution cum capital withdrawal
Value of Std Investment of ` 10,000 33502 14230 11309 10672
Additional Benchmark - CRISIL 10 Year Gilt Index 6.26% 5.96% 2.94% 6.77%
Value of Std Investment of ` 10,000 27969 13360 10910 10677
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes managed by Mr. Kaustubh Gupta is 10. Refer annexure on page no. 168-169 to know more on performance of schemes
managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service
Centers.

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 159

 Aditya Birla Sun Life NASDAQ 100 FOF Wealth Solutions
An open ended fund of fund investing in units of overseas ETF’s and/or Index Fundbased on NASDAQ-100 Index

Investment Objective Fund Category

Fund Details

The investment objective of the scheme is to provide long-term FOF (Overseas)

capital appreciation by investing in units of overseas ETFs and/
or Index Fund based on NASDAQ-100 Index. The Scheme does
not guarantee/indicate any returns. There can be no assurance
that the schemes’ objectives will be achieved.

Fund Manager Load Structure (as % of NAV) (Incl. for SIP) Other Parameters
Mr. Dhaval Joshi Entry Load Nil Portfolio Turnover 0.00
Exit Load Nil

Application Amount for fresh subscription

Date of Allotment
November 01, 2021 AUM ` 100 (plus in multiplies of ` 1)
Monthly Average AUM ` 305.58 Crores
AUM as on last day ` 312.75 Crores
Benchmark Min. Addl. Investment

NASDAQ 100 TRI ` 100 (plus in multiplies of ` 1)

Total Expense Ratio (TER)
Managing Fund Since Regular 0.69%
Direct 0.33%
November 21, 2022 Including additional expenses and goods and service tax on management
fees.
(In addition to the above, the scheme will also incur 0.33% i.e total
Experience in Managing the Fund weighted average of the expense ratio levied by the underlying schemes.)
Note: The investors will bear the recurring expenses of the Fund of Fund
1.0 Years (‘FoF’) scheme in addition to the expenses of the Underlying Schemes in
which Investments are made by the FoF scheme.

PORTFOLIO
Issuer % to Net Assets
MUTUAL FUNDS 99.40%
iShares Nasdaq 100 UCITS ETF 99.40%
Cash & Current Assets 0.60%
Total Net Assets 100.00%

Investment Performance NAV as on November 30, 2023: ` 10.7996 NAV of Plans / Options (`)
Inception - Nov 01, 2021 Since Inception 5 Years 3 Years 1 Year Regular Plan Direct Plan
Aditya Birla Sun Life NASDAQ 100 FOF 3.77% NA NA 39.84%
Growth 10.7996 10.8926
Value of Std Investment of ` 10,000 10800 NA NA 13984
IDCW$: 10.7988 10.8941
Benchmark - NASDAQ 100 TRI 6.14% NA NA 42.15%
$
Income Distribution cum capital withdrawal
Value of Std Investment of ` 10,000 11318 NA NA 14215
Additional Benchmark - Nifty 50 TRI 6.98% NA NA 8.47%
Value of Std Investment of ` 10,000 11507 NA NA 10847
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes managed by Mr. Dhaval Joshi is 51. Refer annexure on page no. 168-169 to know more on performance of schemes
managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service
Centers.

SIP Performance - Regular Plan - Growth (assuming SIP of ` 10000 per month)
Particulars Since Inception 5 years 3 years 1 Year
Total Amount Invested (`) 250000 NA NA 120000
Market Value of amount Invested 306885 NA NA 143363
Scheme Returns (CAGR) 20.25% NA NA 38.10%
NASDAQ 100 TRI# (CAGR) 21.94% NA NA 40.23%
Nifty 50 TRI## (CAGR) 13.01% NA NA 17.59%
Past Performance may or may not be sustained in future. The fund's inception date is November 01, 2021, and the initial SIP installment is considered to have
been made on that date. Subsequent installments occur on the first day of every following month.
# Scheme Benchmark, ## Additional Benchmark
For SIP calculations above, the data assumes the investment of ` 10000/- on 1st day of every month or the subsequent working day. Load & Taxes are not
considered for computation of returns. Performance for IDCW option would assume reinvestment of tax free IDCW declared at the then prevailing NAV. CAGR
returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of return).Where Benchmark returns are not available,
they have not been shown. Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. IDCW are
assumed to be reinvested and bonus is adjusted. Load is not taken into consideration.

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 160

 Aditya Birla Sun Life Global Excellence Equity Fund of Fund
An open-ended fund of fund scheme investing primarily in units of Julius Baer Global Excellence Equity Fund
Wealth Solutions

Investment Objective Fund Category

Fund Details

The primary objective of the Scheme is to achieve long-term FOF (Overseas)

capital growth by investing primarily in units of Julius Baer
Global Excellence Equity Fund. The Scheme does not
guarantee/indicate any returns. There can be no assurance that
the schemes' objectives will be achieved.

Fund Manager Load Structure (as % of NAV) (Incl. for SIP) Application Amount for fresh subscription
Mr. Dhaval Joshi Entry Load Nil ` 100 (plus in multiplies of ` 1)
Exit Load For redemption/switch out of units within 28
days from the date of allotment: 0.25% of
Date of Allotment applicable NAV. For redemption/switch out of Min. Addl. Investment
units after 28 days from the date of allotment:
December 31, 2007 NIL **Exit Load is NIL for units issued in ` 100 (plus in multiplies of ` 1)
Reinvestment of IDCW
Benchmark
MSCI World Index AUM
Monthly Average AUM ` 160.59 Crores
AUM as on last day ` 164.49 Crores
Managing Fund Since
November 21, 2022
Total Expense Ratio (TER)
Regular 1.28%
Experience in Managing the Fund Direct 0.68%
1.0 Years Including additional expenses and goods and service tax on management
fees.
(In addition to the above, the scheme will also incur 0.91% i.e total
weighted average of the expense ratio levied by the underlying schemes.)
SIP Note: The investors will bear the recurring expenses of the Fund of Fund
Monthly: Minimum ` 100/- (‘FoF’) scheme in addition to the expenses of the Underlying Schemes in
which Investments are made by the FoF scheme.

PORTFOLIO
Issuer % to Net Assets
MUTUAL FUNDS 99.09%
Julius Baer Global Excellence Equity USD 99.09%
Cash & Current Assets 0.91%
Total Net Assets 100.00%

Investment Performance NAV as on November 30, 2023: ` 25.8254 NAV of Plans / Options (`)
Inception - Dec 31, 2007 Since Inception 5 Years 3 Years 1 Year Regular Plan Direct Plan
Aditya Birla Sun Life Global Excellence Equity Fund of Fund 6.14% 6.92% 9.96% 25.77%
Growth 25.8254 27.1954
Value of Std Investment of ` 10,000 25825 13979 13307 12577
IDCW$: 25.8415 27.2187
Benchmark - MSCI World Index 11.29% 13.97% 11.10% 15.61%
$
Income Distribution cum capital withdrawal
Value of Std Investment of ` 10,000 54952 19237 13727 11561
Additional Benchmark - S&P BSE SENSEX TRI 9.26% 14.46% 16.27% 7.59%
Value of Std Investment of ` 10,000 40994 19649 15738 10759
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes managed by Mr. Dhaval Joshi is 51. Refer annexure on page no. 168-169 to know more on performance of schemes
managed by Fund Managers. Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of
allotment of the corresponding units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000
or from any of our Investor Service Centers.

SIP Performance - Regular Plan - Growth (assuming SIP of ` 10000 per month)
Particulars Since Inception 5 years 3 years 1 Year
Total Amount Invested (`) 1920000 600000 360000 120000
Market Value of amount Invested 3495362 751684 424805 135221
Scheme Returns (CAGR) 7.08% 8.96% 11.06% 24.41%
MSCI World Index returns# (CAGR) 13.58% 13.25% 10.46% 18.25%
S&P BSE SENSEX TRI returns## (CAGR) 13.07% 15.69% 12.43% 14.92%
Past Performance may or may not be sustained in future. The fund's inception date is December 31, 2007, and the initial SIP installment is considered to have
been made on that date. Subsequent installments occur on the first day of every following month.
# Scheme Benchmark, ## Additional Benchmark
For SIP calculations above, the data assumes the investment of ` 10000/- on 1st day of every month or the subsequent working day. Load & Taxes are not
considered for computation of returns. Performance for IDCW option would assume reinvestment of tax free IDCW declared at the then prevailing NAV. CAGR
returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of return).Where Benchmark returns are not available,
they have not been shown. Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. IDCW are
assumed to be reinvested and bonus is adjusted. Load is not taken into consideration.

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 161

 Aditya Birla Sun Life Global Emerging Opportunities Fund
An open ended fund of fund scheme investing primarily in units of Julius Baer Equity Next Generation Fund
Wealth Solutions
*Fresh subscriptions/ switch-in application(s) including fresh registrations for subscriptions under systematic transactions are being
suspended temporarily till further notice.

Investment Objective Fund Category

Fund Details

The primary objective of the Scheme is to achieve long-term FoF (Overseas)

capital growth by investing primarily in units of Julius Baer
Equity Next Generation Fund. The Scheme does not guarantee/
indicate any returns. There can be no assurance that the
schemes’ objectives will be achieved.

Fund Manager Load Structure (as % of NAV) (Incl. for SIP) Application Amount for fresh subscription
Mr. Dhaval Joshi Entry Load Nil ` 100 (plus in multiplies of ` 1)
Exit Load For redemption/switch out of units within 28
days from the date of allotment: 0.25% of
Date of Allotment applicable NAV. For redemption/switch out of Min. Addl. Investment
September 17, 2008 units after 28 days from the date of allotment:
` 100 (plus in multiplies of ` 1)
NIL **Exit Load is NIL for units issued in
Reinvestment of IDCW.
Benchmark SIP
MSCI ACWI Index AUM Monthly: Minimum ` 100/-
Monthly Average AUM ` 241.67 Crores
AUM as on last day ` 246.89 Crores
Managing Fund Since
November 21, 2022
Total Expense Ratio (TER)
Regular 1.13%
Experience in Managing the Fund Direct 0.58%
1.0 Years Including additional expenses and goods and service tax on management
fees.
(In addition to the above, the scheme will also incur 0.93% i.e total
weighted average of the expense ratio levied by the underlying schemes.)
Note: The investors will bear the recurring expenses of the Fund of Fund
(‘FoF’) scheme in addition to the expenses of the Underlying Schemes in
which Investments are made by the FoF scheme.

PORTFOLIO
Issuer % to Net Assets
MUTUAL FUNDS 99.66%
Julius Baer Equity Next Generation - USD Class C Shares 99.66%
Cash & Current Assets 0.34%
Total Net Assets 100.00%

Investment Performance NAV as on November 30, 2023: ` 20.1670 NAV of Plans / Options (`)
Inception - Sep 17, 2008 Since Inception 5 Years 3 Years 1 Year Regular Plan Direct Plan
Aditya Birla Sun Life Global Emerging Opportunities Fund 4.72% 11.42% 5.60% 7.73%
Growth 20.1670 20.9183
Value of Std Investment of ` 10,000 20167 17177 11780 10773
IDCW$: 20.1704 18.5011
Benchmark - MSCI ACWI Index 12.11% 13.04% 9.64% 14.62%
$
Income Distribution cum capital withdrawal
Value of Std Investment of ` 10,000 56884 18459 13191 11462
Additional Benchmark - S&P BSE SENSEX TRI 12.74% 14.46% 16.27% 7.59%
Value of Std Investment of ` 10,000 61988 19649 15738 10759
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes managed by Mr. Dhaval Joshi is 51. Refer annexure on page no. 168-169 to know more on performance of schemes
managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service
Centers.

SIP Performance - Regular Plan - Growth (assuming SIP of ` 10000 per month)
Particulars Since Inception 5 years 3 years 1 Year
Total Amount Invested (`) 1830000 600000 360000 120000
Market Value of amount Invested 2828197 736084 375725 125784
Scheme Returns (CAGR) 5.47% 8.11% 2.80% 9.09%
MSCI ACWI Index returns# (CAGR) 13.05% 12.09% 9.18% 16.94%
S&P BSE SENSEX TRI returns## (CAGR) 13.42% 15.69% 12.43% 14.92%
Past Performance may or may not be sustained in future. The fund's inception date is September 17, 2008, and the initial SIP installment is considered to have
been made on that date. Subsequent installments occur on the first day of every following month.
# Scheme Benchmark, ## Additional Benchmark
For SIP calculations above, the data assumes the investment of ` 10000/- on 1st day of every month or the subsequent working day. Load & Taxes are not
considered for computation of returns. Performance for IDCW option would assume reinvestment of tax free IDCW declared at the then prevailing NAV. CAGR
returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of return).Where Benchmark returns are not available,
they have not been shown. Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. IDCW are
assumed to be reinvested and bonus is adjusted. Load is not taken into consideration.

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 162

 Aditya Birla Sun Life Gold Fund Wealth Solutions
An open ended fund of funds scheme investing in Aditya Birla Sun Life Gold ETF

Investment Objective Fund Category

Fund Details

An Open ended Fund of Funds Scheme with the investment FOF (Domestic)
objective to provide returns that tracks returns provided by
Aditya Birla Sun Life Gold ETF (Aditya Birla Sun Life Gold
ETF). The Scheme does not guarantee/indicate any returns.
There can be no assurance that the Scheme’ objectives will be
achieved.
Fund Manager Load Structure (as % of NAV) (Incl. for SIP) Other Parameters
Mr. Haresh Mehta & Mr. Pranav Gupta Entry Load Nil Standard Deviation 11.32%
Exit Load For redemption/switch out of units within 15 Sharpe Ratio 0.03
days from the date of allotment: 1.00% of Beta 0.91
Date of Allotment applicable NAV. For redemption/switch out of Tracking Error (3 year) 2.27%
units after 15 days from the date of allotment: Note: Standard Deviation, Sharpe Ratio & Beta are calculated on
March 20, 2012 Annualised basis using 3 years history of monthly returns.
NIL **Exit Load is NIL for units issued in
Risk Free Rate assumed to be 6.90% (FBIL Overnight MIBOR as on 30
Reinvestment of IDCW.
November 2023) for calculating Sharpe Ratio
Benchmark
Domestic price of physical gold AUM Application Amount for fresh subscription
Monthly Average AUM ` 282.25 Crores
` 100 (plus in multiplies of ` 1)
AUM as on last day ` 289.27 Crores
Managing Fund Since
April 01, 2023 Min. Addl. Investment
Total Expense Ratio (TER)
Regular 0.51% ` 100 (plus in multiplies of ` 1)
Experience in Managing the Fund Direct 0.15%
0.7 Years Including additional expenses and goods and service tax on management
fees. SIP
(In addition to the above, the scheme will also incur 0.54% i.e total
weighted average of the expense ratio levied by the underlying schemes.) Monthly: Minimum ` 100/-
Note: The investors will bear the recurring expenses of the Fund of Fund
(‘FoF’) scheme in addition to the expenses of the Underlying Schemes in
which Investments are made by the FoF scheme.

PORTFOLIO
Issuer % to Net Assets
Exchange Traded Fund 99.81%
Aditya Birla Sun Life Gold ETF 99.81%
Cash & Current Assets 0.19%
Total Net Assets 100.00%

Investment Performance NAV as on November 30, 2023: ` 18.7706 NAV of Plans / Options (`)
Inception - Mar 20, 2012 Since Inception 5 Years 3 Years 1 Year Regular Plan Direct Plan
Aditya Birla Sun Life Gold Fund 5.53% 13.89% 7.26% 17.57%
Growth 18.7706 19.4025
Value of Std Investment of ` 10,000 18771 19172 12347 11757
IDCW$: 18.7697 19.4052
Benchmark - Domestic price of physical gold 7.11% 15.64% 8.82% 17.73%
$
Income Distribution cum capital withdrawal
Value of Std Investment of ` 10,000 22342 20689 12896 11773
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes Co- Managed by Fund Managers is 15. Total Schemes managed by Mr. Haresh Mehta is 15. Total Schemes managed by Mr.
Pranav Gupta is 17. Refer annexure on page no. 168-169 to know more on performance of schemes managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800- 270-7000 or from any of our Investor
Service Centers.

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 163

 Aditya Birla Sun Life Silver ETF Fund of Fund Wealth Solutions
An open ended fund of fund scheme investing in the units of Aditya Birla Sun Life Silver ETF

Investment Objective Fund Category

Fund Details

The investment objective of the scheme is to provide returns FOF (Domestic)

similar to the returns generated by Aditya Birla Sun Life Silver
ETF. The Scheme does not guarantee/indicate any returns.
There can be no assurance that the objective of the scheme
will be achieved.

Fund Manager Load Structure (as % of NAV) (Incl. for SIP) Application Amount for fresh subscription
Mr. Haresh Mehta & Mr. Pranav Gupta Entry Load Nil ` 100 (plus in multiplies of ` 1)
Exit Load For redemption/switchout of units on or
before 30 days from the date of allotment:
Date of Allotment 0.5% of applicable NAV. For redemption/ Min. Addl. Investment
switchout of units after 30 days from the date
February 02, 2022 ` 100 (plus in multiplies of ` 1)
of allotment: NIL.

Benchmark SIP
AUM
Price of silver Monthly Average AUM ` 106.38 Crores Monthly: Minimum ` 100/-
AUM as on last day ` 111.84 Crores
Managing Fund Since
March 31, 2023 & June 08, 2022 Total Expense Ratio (TER)
Regular 0.66%
Direct 0.17%
Experience in Managing the Fund Including additional expenses and goods and service tax on management
0.7 Years & 1.5 Years fees.
(In addition to the above, the scheme will also incur 0.37% i.e total
weighted average of the expense ratio levied by the underlying schemes.)
Note: The investors will bear the recurring expenses of the Fund of Fund
(‘FoF’) scheme in addition to the expenses of the Underlying Schemes in
which Investments are made by the FoF scheme.

PORTFOLIO
Issuer % to Net Assets
Exchange Traded Fund 98.20%
ADITYA BIRLA SUN LIFE SILVER ETF 98.20%
Cash & Current Assets 1.80%
Total Net Assets 100.00%

Investment Performance NAV as on November 30, 2023: ` 12.1414 NAV of Plans / Options (`)
Inception - February 03, 2022 Since Inception 5 Years 3 Years 1 Year Regular Plan Direct Plan
Aditya Birla Sun Life Silver ETF Fund of Fund 11.22% NA NA 20.88%
Growth 12.1414 12.2595
Value of Std Investment of ` 10,000 12141 NA NA 12088
IDCW$: 12.1394 12.2565
Benchmark - Price of Silver 12.24% NA NA 19.78%
$
Income Distribution cum capital withdrawal
Value of Std Investment of ` 10,000 12346 NA NA 11978
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes Co- Managed by Fund Managers is 15. Total Schemes managed by Mr. Haresh Mehta is 15. Total Schemes managed by Mr.
Pranav Gupta is 17. Refer annexure on page no. 168-169 to know more on performance of schemes managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service
Centers.

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 164

 Aditya Birla Sun Life Multi - Index Fund of Funds Wealth Solutions
An open-ended fund of funds scheme investing in Exchange Traded Funds and Index Funds.

Investment Objective Fund Category

Fund Details

The primary objective of the Scheme is to generate capital FOF (Domestic)

appreciation by investing in passively managed instruments
such as ETFs and Index Funds of equity and equity related
instruments (domestic index funds & ETFs as well as overseas
ETFs), fixed income securities, Gold / Silver. The Scheme does
not guarantee/indicate any returns. There can be no assurance
or guarantee that the investment objective of the Scheme will
be achieved. Load Structure (as % of NAV) (Incl. for SIP) Application Amount for fresh subscription
Entry Load Nil ` 100 (plus in multiplies of ` 1)
Exit Load For redemption/switch out of units on or
Fund Manager before 15 days from the date of allotment:
Mr. Dhaval Joshi & Mr. Vinod Bhat 0.5% of applicable NAV. For redemption/
Min. Addl. Investment
switch out of units after 15 days from the date
of allotment: NIL ` 100 (plus in multiplies of ` 1)
Date of Allotment
October 14, 2022 AUM SIP
Monthly Average AUM ` 9.93 Crores Monthly: Minimum ` 100/-
Benchmark AUM as on last day ` 10.27 Crores
50% Nifty 500 TRI + 30% CRISIL Low Duration Debt Index +
10% MSCI AC World Index + 5% Domestic Price of Physical Total Expense Ratio (TER)
Gold + 5% Price of silver (based on LBMA Silver daily spot
fixing price) Regular 0.54%
Direct 0.14%
Including additional expenses and goods and service tax on management
fees.
Managing Fund Since (In addition to the above, the scheme will also incur 0.46% i.e total
March 10, 2023 weighted average of the expense ratio levied by the underlying schemes.)
Note: The investors will bear the recurring expenses of the Fund of Fund
(‘FoF’) scheme in addition to the expenses of the Underlying Schemes in
which Investments are made by the FoF scheme.
Experience in Managing the Fund
0.7 Years

PORTFOLIO
Issuer % to Net Assets Issuer % to Net Assets

Exchange Traded Fund 53.04% MUTUAL FUNDS 45.43%

ADITYA BIRLA SUN LIFE CRISIL LIQUID OVERNIGHT ETF 16.27% ABSL NIFTY SMALLCAP 50 INX FD-DIR GR 22.34%

KOTAK NIFTY 50 ETF 11.52% ABSL NIFTY MIDCAP 150 INDEX FUND-DR-GR 16.46%

ABSL NIFTY 200 MOMENTUM 30 ETF 10.87% ABSL NIFTY NEXT 50 INDEX-DG 6.63%

NIPPON INDIA ETF GOLD BEES 10.21% Cash & Current Assets 1.53%

NIPPON INDIA ETF NIFTY 1D RATE LIQUID BE 4.17% Total Net Assets 100.00%

Investment Performance NAV as on November 30, 2023: ` 11.9599 NAV of Plans / Options (`)
Inception - October 14, 2022 Since Inception 5 Years 3 Years 1 Year Regular Plan Direct Plan
Aditya Birla Sun Life Multi - Index Fund of Funds 17.18% NA NA 16.61%
Growth 11.9599 12.0169
Value of Std Investment of ` 10,000 11960 NA NA 11661
Benchmark - 50% Nifty 500 TRI + 30% CRISIL Low Duration IDCW$: 11.9599 12.0174
Debt Index + 10% MSCI AC World Index + 5% Domestic Price of $
Income Distribution cum capital withdrawal
18.52% NA NA 13.28%
Physical Gold + 5% Price of silver (based on LBMA Silver daily
spot fixing price)
Value of Std Investment of ` 10,000 12114 NA NA 11328
Additional Benchmark - Nifty 50 TRI 16.28% NA NA 8.47%
Value of Std Investment of ` 10,000 11856 NA NA 10847
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have
different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they
have not been shown. Total Schemes Co-Managed by Fund Managers is 1. Schemes managed by Mr. Vinod Bhat is 5. Total Scheme managed by Mr. Dhaval Joshi
is 51. Refer annexure on page no. 168-169 to know more on performance of schemes managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding
units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service
Centers.

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 165

 Aditya Birla Sun Life US Treasury 1-3 Year Bond ETFS Fund Of Funds
An open ended fund of funds scheme investing in units of ETFs focused on US Treasury Bonds
Wealth Solutions
having maturity between 1-3 Years.

Investment Objective Fund Category

Fund Details

The investment objective of the Scheme is to generate returns FOF (International)

that are in line with the performance of units of ETFs focused
on US Treasury Bonds having maturity between 1-3 Years.
The Scheme does not guarantee/indicate any returns. There is
no assurance or guarantee that the investment objective of the
Scheme will be achieved.

Fund Manager Load Structure (as % of NAV) (Incl. for SIP) Other Parameters
Mr. Vighnesh Gupta & Mr. Bhupesh Bameta Entry Load Nil Modified Duration 1.80 years
Exit Load For redemption/switch out of units on or Average Maturity 1.88 years
before 30 days from the date of allotment: Yield to Maturity 4.76%
Date of Allotment 0.25% of applicable NAV. Macaulay Duration 0.00 years
For redemption/switch out of units after 30
October 31, 2023 days from the date of allotment: Nil
Application Amount for fresh subscription
` 100 (plus in multiplies of ` 1)
Benchmark AUM
Bloomberg US Treasury 1-3 Year Index Monthly Average AUM ` 62.34 Crores
AUM as on last day ` 65.27 Crores Min. Addl. Investment

Managing Fund Since ` 100 (plus in multiplies of ` 1)

November 02, 2023 Total Expense Ratio (TER)
Regular 0.23% SIP
Direct 0.14%
Experience in Managing the Fund Including additional expenses and goods and service tax on management Monthly: Minimum ` 100/-
fees.
0.1 Years (In addition to the above, the scheme will also incur 0.08% i.e total
weighted average of the expense ratio levied by the underlying schemes.)
Note: The investors will bear the recurring expenses of the Fund of Fund
(‘FoF’) scheme in addition to the expenses of the Underlying Schemes in
which Investments are made by the FoF scheme.

PORTFOLIO
Issuer % to Net Assets Issuer % to Net Assets

MUTUAL FUNDS 99.80% SPDR BLOOMBERG 1-3 YEAR U.S. T 18.42%

ISHARES USD TRSRY 1-3Y USD A 81.38% Cash & Current Assets 0.20%

Total Net Assets 100.00%

NAV of Plans / Options (`)

Regular Plan Direct Plan
Growth 10.1041 10.1049
IDCW$: 10.1031 10.1049
$
Income Distribution cum capital withdrawal

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 166

 Aditya Birla Sun Life US Treasury 3-10 Year Bond ETFS Fund Of Funds
An open ended fund of funds scheme investing in units of ETFs focused on US Treasury Bonds
Wealth Solutions
having maturity between 3-10 Years.

Investment Objective Fund Category

Fund Details

The investment objective of the Scheme is to generate returns FOF (International)

that are in line with the performance of units of ETFs focused
on US Treasury Bonds having maturity between 3-10 Years.
The Scheme does not guarantee/indicate any returns. There is
no assurance or guarantee that the investment objective of the
Scheme will be achieved.

Fund Manager Load Structure (as % of NAV) (Incl. for SIP) Other Parameters
Mr. Vighnesh Gupta & Mr. Bhupesh Bameta Entry Load Nil Modified Duration 5.25 years
Exit Load For redemption/switch out of units on or Average Maturity 5.84 years
before 30 days from the date of allotment: Yield to Maturity 4.29%
Date of Allotment 0.25% of applicable NAV. Macaulay Duration 0.00 years
For redemption/switch out of units after 30
October 31, 2023 days from the date of allotment: Nil
Application Amount for fresh subscription

Benchmark ` 100 (plus in multiplies of ` 1)

AUM
Bloomberg US Treasury 3-10 Year Index Monthly Average AUM ` 152.08 Crores
AUM as on last day ` 169.63 Crores Min. Addl. Investment
Managing Fund Since ` 100 (plus in multiplies of ` 1)
November 02, 2023 Total Expense Ratio (TER)
Regular 0.22% SIP
Direct 0.13%
Experience in Managing the Fund Including additional expenses and goods and service tax on management Monthly: Minimum ` 100/-
fees.
0.1 Years (In addition to the above, the scheme will also incur 0.08% i.e total
weighted average of the expense ratio levied by the underlying schemes.)
Note: The investors will bear the recurring expenses of the Fund of Fund
(‘FoF’) scheme in addition to the expenses of the Underlying Schemes in
which Investments are made by the FoF scheme.

PORTFOLIO
Issuer % to Net Assets Issuer % to Net Assets

MUTUAL FUNDS 100.65% SPDR BLOOMBERG 3-7 YEAR U.S. T 15.92%

ISHARES USD TREASURY 3-7YR 54.08% Cash & Current Assets -0.65%

ISHARES USD TRES BOND 7-10Y 30.65% Total Net Assets 100.00%

NAV of Plans / Options (`)

Regular Plan Direct Plan
Growth 10.2816 10.2823
IDCW$: 10.2816 10.2824
$
Income Distribution cum capital withdrawal

Data as on November 30, 2023 unless otherwise specified

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 167

 Fund Manager-wise
Scheme Details
Sr. Funds Managed By Mr. Chanchal Khandelwal Refer Sr. Funds Managed By Mr. Kaustubh Gupta Refer
no page No no page No
1 Aditya Birla Sun Life India GenNext Fund 42 1 Aditya Birla Sun Life Low Duration Fund 87
2 Aditya Birla Sun Life Special Opportunities Fund 58 2 Aditya Birla Sun Life Liquid Fund 83
3 Aditya Birla Sun Life MNC Fund 22 3 Aditya Birla Sun Life Floating Rate Fund 91
4 Aditya Birla Sun Life Equity Hybrid ‘95 Fund 68 4 Aditya Birla Sun Life Money Manager Fund 85
5 Aditya Birla Sun Life Savings Fund 89
Sr. Refer 6 Aditya Birla Sun Life Corporate Bond Fund 94
no Funds Managed By Mr. Dhaval Gala page No 7 Aditya Birla Sun Life Short Term Fund 97
1 Aditya Birla Sun Life Banking and Financial Services Fund 34 8 Aditya Birla Sun Life Banking & PSU Debt Fund 99
2 Aditya Birla Sun Life ELSS Tax Saver Fund 65 9 Aditya Birla Sun Life Overnight Fund 82
3 Aditya Birla Sun Life Dividend Yield Fund 36 10 Aditya Birla Sun Life Active Debt Multi Manager FoF Scheme 159
4 Aditya Birla Sun Life PSU Equity Fund 56
5 Aditya Birla Sun Life ESG Fund 60 Sr. Refer
6 Aditya Birla Sun Life Business Cycle Fund 62 no Funds Managed By Mr. Bhupesh Bameta page No
7 Aditya Birla Sun Life Transportation and Logistics Fund 64 1 Aditya Birla Sun Life Dynamic Bond Fund 106
2 Aditya Birla Sun Life Government Securities Fund 110
Sr. Refer 3 Aditya Birla Sun Life Income Fund 108
no Funds Managed By Mr. Mahesh Patil page No 4 Aditya Birla Sun Life Nifty SDL Apr 2027 Index Fund 118
1 Aditya Birla Sun Life Frontline Equity Fund 14 5 Aditya Birla Sun Life Nifty SDL Sep 2025 Index Fund 122
2 Aditya Birla Sun Life Infrastructure Fund 38 6 Aditya Birla Sun Life Long Duration Fund 114
3 Aditya Birla Sun Life Equity Hybrid ‘95 Fund 68 7 Aditya Birla Sun Life CRISIL IBX Gilt – April 2026 Index Fund 123
Aditya Birla Sun Life CRISIL IBX 60:40 SDL + AAA PSU Apr 2026 Index
8 130
Sr. Refer Fund
no Funds Managed By Mr. Vinod Bhat page No 9 Aditya Birla Sun Life Multi Asset Allocation Fund 76
1 Aditya Birla Sun Life Asset Allocator FoF 155 10 Aditya Birla Sun Life CRISIL IBX SDL Jun 2032 Index Fund 129
2 Aditya Birla Sun Life Financial Planning FOF - Aggressive Plan 156 11 Aditya Birla Sun Life CRISIL IBX Gilt Apr 2028 Index Fund 128
3 Aditya Birla Sun Life Financial Planning FOF - Conservative Plan 158 12 Aditya Birla Sun Life US Treasury 1–3 year Bond ETFs Fund of Funds 166
4 Aditya Birla Sun Life Financial Planning FOF - Moderate Plan 157 13 Aditya Birla Sun Life US Treasury 3-10 year Bond ETFs Fund of Funds 167
5 Aditya Birla Sun Life Multi - Index Fund of Funds 165
Sr. Funds Managed By Mr. Anuj Jain Refer
Sr. Refer no page No
no Funds Managed By Mr. Pranav Gupta page No 1 Aditya Birla Sun Life Money Manager Fund 85
1 Aditya Birla Sun Life Nifty Bank ETF 147
2 Aditya Birla Sun Life Nifty 50 Index Fund 131 Sr. Funds Managed By Ms. Monika Gandhi Refer
3 Aditya Birla Sun Life Niſty 50 ETF 141 no page No
4 Aditya Birla Sun Life Niſty Next 50 ETF 145 1 Aditya Birla Sun Life Savings Fund 89
5 Aditya Birla Sun Life S&P BSE Sensex ETF 143
6 Aditya Birla Sun Life Niſty Midcap 150 Index Fund 137
7 Aditya Birla Sun Life Niſty Smallcap 50 Index Fund 139 Sr. Funds Managed By Mr. Harshil Suvarnkar Refer
no page No
8 Aditya Birla Sun Life Niſty 50 Equal Weight Index Fund 133 1 Aditya Birla Sun Life Equity Hybrid ‘95 Fund 68
9 Aditya Birla Sun Life Nifty Healthcare ETF 148 2 Aditya Birla Sun Life Equity Savings Fund 71
10 Aditya Birla Sun Life Nifty IT ETF 149 3 Aditya Birla Sun Life Regular Savings Fund 74
11 Aditya Birla Sun Life Silver ETF Fund of Fund 164 4 Aditya Birla Sun Life Bal Bhavishya Yojna 48
12 Aditya Birla Sun Life Nifty Next 50 Index Fund 135 5 Aditya Birla Sun Life Retirement Fund - The 30s Plan 50
13 Aditya Birla Sun Life Nifty 200 Momentum 30 ETF 152 6 Aditya Birla Sun Life Retirement Fund - The 40s Plan 52
14 Aditya Birla Sun Life Nifty 200 Quality 30 ETF 153 7 Aditya Birla Sun Life Retirement Fund - The 50s Plan 54
15 Aditya Birla Sun Life Arbitrage Fund 112 8 Aditya Birla Sun Life Retirement Fund 'The 50s Plus - Debt Plan' 111
16 Aditya Birla Sun Life Gold Fund 163 9 Aditya Birla Sun Life Banking & PSU Debt Fund 99
17 Aditya Birla Sun Life Equity Savings Fund 71 10 Aditya Birla Sun Life Floating Rate Fund 91
11 Aditya Birla Sun Life Multi-Cap Fund 26
Sr. Funds Managed By Mr. Jonas Bhutta Refer 12 Aditya Birla Sun Life Nifty SDL Apr 2027 Index Fund 118
no page No 13 Aditya Birla Sun Life Long Duration Fund 114
1 Aditya Birla Sun Life Infrastructure Fund 38 14 Aditya Birla Sun Life CRISIL IBX Gilt April 2029 Index Fund 125
15 Aditya Birla Sun Life Nifty SDL Sep 2027 Index Fund 127
Sr. Funds Managed By Mr. Vishal Gajwani Refer
no page No
Sr. Funds Managed By Mr. Atul Penkar Refer
1 Aditya Birla Sun Life Small Cap Fund 28 no page No
2 Aditya Birla Sun Life Balanced Advantage Fund 78 1 Aditya Birla Sun Life ELSS Tax Saver Fund 65
3 Aditya Birla Sun Life Equity Savings Fund 71 2 Aditya Birla Sun Life Bal Bhavishya Yojna 48
3 Aditya Birla Sun Life Equity Advantage Fund 20
Sr. Funds Managed By Mr. Sanjay Godambe Refer
no page No
1 Aditya Birla Sun Life CRISIL IBX Gilt – April 2026 Index Fund 123 Sr. Funds Managed By Mr. Sachin Wankhede Refer
no page No
2 Aditya Birla Sun Life Nifty SDL Sep 2025 Index Fund 122 1 Aditya Birla Sun Life Gold ETF 150
3 Aditya Birla Sun Life CRISIL IBX Gilt April 2029 Index Fund 125 2 Aditya Birla Sun Life Silver ETF 151
4 Aditya Birla Sun Life CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund 124 3 Aditya Birla Sun Life Multi Asset Allocation Fund 76
Aditya Birla Sun Life CRISIL IBX 60:40 SDL + AAA PSU Apr 2026 Index
5 130
Fund
6 Aditya Birla Sun Life CRISIL IBX AAA Mar 2024 Index Fund 126 Sr. Funds Managed By Ms. Sunaina Da Cunha Refer
no page No
7 Aditya Birla Sun Life CRISIL IBX Gilt Apr 2028 Index Fund 128
1 Aditya Birla Sun Life Liquid Fund 83
2 Aditya Birla Sun Life Credit Risk Fund 104
Sr. Funds Managed By Mr. Kunal Sangoi Refer 3 Aditya Birla Sun Life Medium Term Plan 102
no page No 4 Aditya Birla Sun Life Savings Fund 89
1 Aditya Birla Sun Life Digital India Fund 40 5 Aditya Birla Sun Life CRISIL Liquid Overnight ETF 154
2 Aditya Birla Sun Life Focused Fund 16
3 Aditya Birla Sun Life Pure Value Fund 30

The Fund Manager-wise Scheme Details appearing above are As on November

30, 2023.

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 168

 Fund Manager-wise
Scheme Details
Sr. Funds Managed By Mr. Dhaval Joshi Refer Sr. Funds Managed By Mr. Lovelish Solanki Refer
no page No no page No
1 Aditya Birla Sun Life Flexi Cap Fund 18 1 Aditya Birla Sun Life Arbitrage Fund 112
2 Aditya Birla Sun Life Business Cycle Fund 62 2 Aditya Birla Sun Life Balanced Advantage Fund 78
3 Aditya Birla Sun Life Midcap Fund 24
4 Aditya Birla Sun Life Special Opportunities Fund 58 Sr. Refer
5 Aditya Birla Sun Life ELSS Tax Saver Fund 65 no Funds Managed By Mr. Dhaval Shah page No
6 Aditya Birla Sun Life Bal Bhavishya Yojna 48 1 Aditya Birla Sun Life Pharma & Healthcare Fund 46
7 Aditya Birla Sun Life Government Securities Fund 110 2 Aditya Birla Sun Life Regular Savings Fund 74
8 Aditya Birla Sun Life Income Fund 108 3 Aditya Birla Sun Life Retirement Fund - The 30s Plan 50
9 Aditya Birla Sun Life India GenNext Fund 42 4 Aditya Birla Sun Life Retirement Fund - The 40s Plan 52
10 Aditya Birla Sun Life MNC Fund 22 5 Aditya Birla Sun Life Retirement Fund - The 50s Plan 54
11 Aditya Birla Sun Life Dividend Yield Fund 36 6 Aditya Birla Sun Life Retirement Fund 'The 50s Plus - Debt Plan' 111
12 Aditya Birla Sun Life Banking and Financial Services Fund 34 7 Aditya Birla Sun Life Multi-Cap Fund 26
13 Aditya Birla Sun Life Global Emerging Opportunities Fund 162 8 Aditya Birla Sun Life Multi Asset Allocation Fund 76
14 Aditya Birla Sun Life Global Excellence Equity Fund of Fund 161
15 Aditya Birla Sun Life International Equity Fund 44
Sr. Funds Managed By Mr. Haresh Mehta Refer
16 Aditya Birla Sun Life NASDAQ 100 FOF 160 no page No
17 Aditya Birla Sun Life Pharma & Healthcare Fund 46 1 Aditya Birla Sun Life Gold Fund 163
18 Aditya Birla Sun Life Retirement Fund 'The 50s Plus - Debt Plan' 111 2 Aditya Birla Sun Life Nifty 50 Index Fund 131
19 Aditya Birla Sun Life Retirement Fund - The 30s Plan 50 3 Aditya Birla Sun Life Nifty 50 ETF 141
20 Aditya Birla Sun Life Retirement Fund - The 40s Plan 52 4 Aditya Birla Sun Life S&P BSE Sensex ETF 143
21 Aditya Birla Sun Life Retirement Fund - The 50s Plan 54 5 Aditya Birla Sun Life Nifty Next 50 ETF 145
22 Aditya Birla Sun Life Long Duration Fund 114 6 Aditya Birla Sun Life Nifty Bank ETF 147
23 Aditya Birla Sun Life Savings Fund 89 7 Aditya Birla Sun Life Nifty Midcap 150 Index Fund 137
24 Aditya Birla Sun Life Corporate Bond Fund 94 8 Aditya Birla Sun Life Nifty Smallcap 50 Index Fund 139
25 Aditya Birla Sun Life Floating Rate Fund 91 9 Aditya Birla Sun Life Nifty 50 Equal Weight Index Fund 133
26 Aditya Birla Sun Life Low Duration Fund 87 10 Aditya Birla Sun Life Nifty Healthcare ETF 148
27 Aditya Birla Sun Life Short Term Fund 97 11 Aditya Birla Sun Life Nifty IT ETF 149
28 Aditya Birla Sun Life Liquid Fund 83 12 Aditya Birla Sun Life Silver ETF Fund of Fund 164
29 Aditya Birla Sun Life Digital India Fund 40 13 Aditya Birla Sun Life Nifty Next 50 Index Fund 135
30 Aditya Birla Sun Life Pure Value Fund 30 14 Aditya Birla Sun Life Nifty 200 Momentum 30 ETF 152
31 Aditya Birla Sun Life Multi - Index Fund of Funds 165 15 Aditya Birla Sun Life Nifty 200 Quality 30 ETF 153
32 Aditya Birla Sun Life Frontline Equity Fund 14
33 Aditya Birla Sun Life PSU Equity Fund 56
34 Aditya Birla Sun Life Multi-Cap Fund 26 Sr. Funds Managed By Mr. Mohit Sharma Refer
no page No
35 Aditya Birla Sun Life Infrastructure Fund 38 1 Aditya Birla Sun Life Balanced Advantage Fund 78
36 Aditya Birla Sun Life Focused Fund 16 2 Aditya Birla Sun Life Low Duration Fund 87
37 Aditya Birla Sun Life Dynamic Bond Fund 106 3 Aditya Birla Sun Life Money Manager Fund 85
38 Aditya Birla Sun Life Money Manager Fund 85 4 Aditya Birla Sun Life Short Term Fund 97
39 Aditya Birla Sun Life Regular Savings Fund 74 5 Aditya Birla Sun Life Credit Risk Fund 104
40 Aditya Birla Sun Life Equity Advantage Fund 20 6 Aditya Birla Sun Life Medium Term Plan 102
41 Aditya Birla Sun Life ESG Fund 60 7 Aditya Birla Sun Life Dynamic Bond Fund 106
42 Aditya Birla Sun Life Equity Hybrid '95 Fund 68 Aditya Birla Sun Life Nifty SDL Plus PSU Bond Sep 2026 60:40 Index
43 Aditya Birla Sun Life Asset Allocator FoF 155 8 116
Fund
44 Aditya Birla Sun Life Financial Planning FOF - Conservative Plan 158
Aditya Birla Sun Life CRISIL IBX 60:40 SDL + AAA PSU - Apr 2025
45 Aditya Birla Sun Life Financial Planning FOF - Moderate Plan 157 9 115
Index Fund
46 Aditya Birla Sun Life Financial Planning FOF-Aggressive Plan 156
Aditya Birla Sun Life CRISIL IBX 60:40 SDL + AAA PSU - Apr 2027
47 Aditya Birla Sun Life Small Cap Fund 28 10 120
Index Fund
48 Aditya Birla Sun Life Credit Risk Fund 104
Aditya Birla Sun Life CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index
49 Aditya Birla Sun Life Medium Term Plan 102 11 124
50 Aditya Birla Sun Life Multi Asset Allocation Fund 76 Fund
51 Aditya Birla Sun Life Transportation and Logistics Fund 64 12 Aditya Birla Sun Life CRISIL IBX AAA Mar 2024 Index Fund 126
13 Aditya Birla Sun Life CRISIL IBX SDL Jun 2032 Index Fund 129

Sr. Funds Managed By Mr. Harish Krishnan Refer

no page No Sr. Funds Managed By Mr. Vighnesh Gupta Refer
no page No
1 Aditya Birla Sun Life Midcap Fund 24
1 Aditya Birla Sun Life US Treasury 1–3 year Bond ETFs Fund of Funds 166
2 Aditya Birla Sun Life Flexi Cap Fund 18
2 Aditya Birla Sun Life US Treasury 3-10 year Bond ETFs Fund of Funds 167
3 Aditya Birla Sun Life Manufacturing Equity Fund 32
4 Aditya Birla Sun Life Business Cycle Fund 62

The Fund Manager-wise Scheme Details appearing above are As on November 30, 2023.

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 169

 Funds at a Glance
PLAN/OPTION
SCHEME (which continue for fresh subscription) DEFAULT OPTION** MINIMUM INVESTMENT AMOUNT
PLAN^ OPTION

EQUITY FUNDS
Regular Plan IDCW (Payout/Reinvestment/IDCW Sweep Facility)
Aditya Birla Sun Life Frontline Equity Fund Reinvestment of IDCW ` 100/-
Direct Plan Growth

Regular Plan IDCW (Payout/Reinvestment/IDCW Sweep Facility)

Aditya Birla Sun Life Focused Fund Reinvestment of IDCW ` 1,000/-
Direct Plan Growth

Regular Plan
Aditya Birla Sun Life Flexi Cap Fund IDCW (Payout/Reinvestment/IDCW Sweep Facility) Growth Reinvestment of IDCW ` 100/-
Direct Plan

Regular Plan
Aditya Birla Sun Life Equity Advantage Fund IDCW (Payout/Reinvestment/IDCW Sweep Facility) Growth Reinvestment of IDCW ` 1,000/-
Direct Plan

Regular Plan
Aditya Birla Sun Life MNC Fund IDCW (Payout/Reinvestment/IDCW Sweep Facility) Growth Reinvestment of IDCW ` 1,000/-
Direct Plan

Regular Plan IDCW (Payout / Reinvestment / IDCW Sweep Facility)

Aditya Birla Sun Life Midcap Fund Reinvestment of IDCW ` 1,000/-
Direct Plan Growth (Growth with Triggered Facility)

Regular Plan IDCW (Payout/Reinvestment)

Aditya Birla Sun Life Multi-Cap Fund NA ` 500/-
Direct Plan Growth

Regular Plan IDCW (Payout /Reinvestment)

Aditya Birla Sun Life Small Cap Fund IDCW Payout ` 1,000/-
Direct Plan Growth

• Choice of Plan : Growth

Regular Plan IDCW (Payout/Reinvestment)
Aditya Birla Sun Life Pure Value Fund • Choice of Option : ` 1,000/-
Direct Plan Growth
Reinvestment

Regular Plan IDCW (Payout/Reinvestment)

Aditya Birla Sun Life Manufacturing Equity Fund Reinvestment of IDCW ` 1,000/-
Direct Plan Growth

Regular Plan IDCW (Payout/Reinvestment)

Aditya Birla Sun Life Banking and Financial Services Fund Reinvestment of IDCW ` 1,000/-
Direct Plan Growth

Regular Plan IDCW (Payout/Reinvestment/IDCW Sweep Facility)

Aditya Birla Sun Life Dividend Yield Fund Reinvestment of IDCW ` 1,000/-
Direct Plan Growth

Regular Plan IDCW (Payout/Reinvestment/IDCW Sweep Facility)

Aditya Birla Sun Life Infrastructure Fund Reinvestment of IDCW ` 1,000/-
Direct Plan Growth

Regular Plan IDCW (Payout/Reinvestment/IDCW Sweep Facility)

Aditya Birla Sun Life Digital India Fund Reinvestment of IDCW ` 1,000/-
Direct Plan Growth

Regular Plan IDCW (Payout/Reinvestment/IDCW Sweep Facility)

Aditya Birla Sun Life India GenNext Fund Reinvestment of IDCW ` 1,000/-
Direct Plan Growth

Regular Plan IDCW (Payout/Reinvestment/IDCW Sweep Facility)

Aditya Birla Sun Life International Equity Fund Growth / Reinvestment of IDCW ` 1,000/-
Direct Plan Growth

Regular Plan Growth

Aditya Birla Sun Life Pharma & Healthcare Fund Reinvestment of IDCW ` 1,000/-
Direct Plan Reinvestment of IDCW

Regular Plan Growth

Aditya Birla Sun Life Bal Bhavishya Yojna Growth Option ` 1,000/-
Direct Plan Reinvestment of IDCW

Regular Plan IDCW (Payout/Reinvestment)

Aditya Birla Sun Life Retirement Fund - The 30s Plan NA ` 1,000/-
Direct Plan Growth

Regular Plan IDCW (Payout/Reinvestment)

Aditya Birla Sun Life Retirement Fund - The 40s Plan NA ` 1,000/-
Direct Plan Growth

Regular Plan IDCW (Payout/Reinvestment)

Aditya Birla Sun Life Retirement Fund - The 50s Plan NA ` 1,000/-
Direct Plan Growth

Regular Plan IDCW (Payout/Reinvestment)

Aditya Birla Sun Life PSU Equity Fund NA ` 500/-
Direct Plan Growth

Regular Plan IDCW (Payout/Reinvestment)

Aditya Birla Sun Life Special Opportunities Fund NA ` 500/-
Direct Plan Growth

Regular Plan IDCW (Payout/Reinvestment)

Aditya Birla Sun Life ESG Fund NA ` 500/-
Direct Plan Growth

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 170

 Funds at a Glance
PLAN/OPTION
SCHEME (which continue for fresh subscription) DEFAULT OPTION** MINIMUM INVESTMENT AMOUNT
PLAN^ OPTION
Regular Plan IDCW (Payout/Reinvestment)
Aditya Birla Sun Life Business Cycle Fund Growth Option/ Payout of IDCW ` 500/-
Direct Plan Growth

Regular Plan IDCW (Payout/Reinvestment)

Aditya Birla Sun Life Transportation and Logistics Fund IDCW Payout ` 500/-
Direct Plan Growth

Regular Plan IDCW (Payout/IDCW Sweep Facility)

Aditya Birla Sun Life ELSS Tax Saver Fund IDCW Payout ` 500/-
Direct Plan Growth

HYBRID FUNDS
Regular Plan IDCW (Payout/Reinvestment/IDCW Sweep Facility)
Aditya Birla Sun Life Equity Hybrid ‘95 Fund Reinvestment of IDCW ` 100/-
Direct Plan Growth

Regular Plan
Aditya Birla Sun Life Equity Savings Fund IDCW (Payout, Reinvestment & IDCW Sweep Facility) Growth Reinvestment of IDCW ` 1,000/-
Direct Plan

• Choice of Option : Growth

Monthly IDCW (Payout/Reinvestment/IDCW Sweep Facility)
Regular Plan • Choice of Sub-Option within
Aditya Birla Sun Life Regular Savings Fund Monthly Payment ` 500/-
Direct Plan Monthly IDCW Option :
Growth
Reinvestment of IDCW

Regular Plan IDCW (Payout/Reinvestment)

Aditya Birla Sun Life Multi Asset Allocation Fund Growth Option/ Payout of IDCW ` 500/-
Direct Plan Growth

Regular Plan IDCW (Payout/Reinvestment)

Aditya Birla Sun Life Balanced Advantage Fund Reinvestment of IDCW ` 100/-
Direct Plan Growth

DEBT FUNDS
Daily IDCW (Reinvestment of IDCW)
` 500/-
Regular Plan Weekly IDCW (Reinvestment of IDCW) Daily IDCW Option
Aditya Birla Sun Life Overnight Fund
Direct Plan Growth
Monthly IDCW (Payout/Reinvestment/IDCW Sweep Facility)
Daily IDCW (Reinvestment of IDCW)
Regular Plan Weekly IDCW (Payout/Reinvestment)
Aditya Birla Sun Life Liquid Fund Daily Reinvestment of IDCW ` 500/-
Direct Plan IDCW (Payout/Reinvestment)
Growth

Daily IDCW (Reinvestment of IDCW)

Regular Plan
Aditya Birla Sun Life Money Manager Fund Weekly IDCW (Reinvestment of IDCW) Daily Reinvestment of IDCW ` 1,000/-
Direct Plan
Growth

Daily IDCW (Reinvestment of IDCW)

Regular Plan
Aditya Birla Sun Life Low Duration Fund Weekly IDCW (Reinvestment of IDCW) Daily Reinvestment of IDCW ` 100/-
Direct Plan
Growth

Daily IDCW (Reinvestment of IDCW)

Regular Plan
Aditya Birla Sun Life Savings Fund Weekly IDCW (Payout/Reinvestment) Daily Reinvestment of IDCW ` 1,000/-
Direct Plan
Growth

Daily IDCW (Reinvestment of IDCW)

Regular Plan
Aditya Birla Sun Life Floating Rate Fund Weekly IDCW (Reinvestment of IDCW) Daily Reinvestment of IDCW ` 1,000/-
Direct Plan
Growth

Monthly IDCW (Payout/Reinvestment)

Regular Plan
Aditya Birla Sun Life Corporate Bond Fund IDCW (Payout/Reinvestment/) Reinvestment of IDCW ` 100/-
Direct Plan
Growth

Quarterly IDCW (Payout / Reinvestment)

Regular Plan
Aditya Birla Sun Life Short Term Fund IDCW (Payout / Reinvestment) Growth ` 1,000/-
Direct Plan
Growth

Monthly IDCW (Payout / Reinvestment)

Regular Plan Quarterly IDCW (Payout / Reinvestment)
Aditya Birla Sun Life Banking & PSU Debt Fund Monthly Reinvestment of IDCW ` 1,000/-
Direct Plan IDCW (Payout / Reinvestment)
Growth
Quarterly IDCW (Payout / Reinvestment)
Regular Plan Half Yearly IDCW (Payout / Reinvestment)
Aditya Birla Sun Life Medium Term Plan Growth ` 1,000/-
Direct Plan IDCW (Payout / Reinvestment /IDCW Sweep Facility)
Growth

Regular Plan IDCW (Payout / Reinvestment)

Aditya Birla Sun Life Credit Risk Fund Growth ` 100/-
Direct Plan Growth

Monthly IDCW Sweep Facility

• Choice of Option : Quarterly
Monthly IDCW (Payout / Reinvestment /IDCW Sweep Facility)
Regular Plan IDCW
Aditya Birla Sun Life Dynamic Bond Fund Quarterly IDCW (Payout / Reinvestment /IDCW Sweep Facility) ` 1,000/-
Direct Plan • Choice of Sub-Option :
Growth
Reinvestment of IDCW
IDCW (Payout / Reinvestment /IDCW Sweep Facility)

IDCW (Payout / Reinvestment)

Regular Plan IDCW Option /
Aditya Birla Sun Life Income Fund Quarterly IDCW (Payout / Reinvestment) ` 5,000/-
Direct Plan Reinvestment of IDCW
Growth

Regular Plan Quarterly IDCW (Payout / Reinvestment /IDCW Sweep Facility

Aditya Birla Sun Life Government Securities Fund Growth ` 1,000/-
Direct Plan Growth (Quarterly Gain / Annual Gain)

Regular Plan IDCW (Payout/Reinvestment)

Aditya Birla Sun Life Retirement Fund 'The 50s Plus - Debt Plan' NA ` 1,000/-
Direct Plan Growth

Regular Plan IDCW (Payout/Reinvestment/IDCW Sweep Facility)

Aditya Birla Sun Life Arbitrage Fund Reinvestment of IDCW ` 1,000/-
Direct Plan Growth

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 171

 Funds at a Glance

PLAN/OPTION
SCHEME (which continue for fresh subscription) DEFAULT OPTION** MINIMUM INVESTMENT AMOUNT
PLAN^ OPTION
Regular Plan IDCW Growth
Aditya Birla Sun Life Long Duration Fund ` 100/-
Direct Plan Growth IDCW Option

PASSIVE DEBT INDEX FUNDS

Aditya Birla Sun Life CRISIL IBX 60:40 SDL + AAA PSU - Apr 2025 Index Regular Plan IDCW (Payout) Growth
` 500/-
Fund Direct Plan Growth IDCW Option

ADITYA BIRLA SUN LIFE NIFTY SDL PLUS PSU BOND SEP 2026 60:40 INDEX Regular Plan IDCW (Payout) Growth
` 500/-
FUND Direct Plan Growth IDCW Option

Regular Plan IDCW (Payout) Growth

ADITYA BIRLA SUN LIFE NIFTY SDL APR 2027 INDEX FUND ` 500/-
Direct Plan Growth IDCW Option

Aditya Birla Sun Life CRISIL IBX 60:40 SDL + AAA PSU - Apr 2027 Index Regular Plan IDCW (Payout) Growth
` 500/-
Fund Direct Plan Growth IDCW Option

Regular Plan IDCW (Payout) Growth

Aditya Birla Sun Life Nifty SDL Sep 2025 Index Fund ` 500/-
Direct Plan Growth IDCW Option

Regular Plan
Aditya Birla Sun Life CRISIL IBX Gilt - April 2026 Index Fund NA NA ` 500/-
Direct Plan

Regular Plan
Aditya Birla Sun Life CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund NA NA ` 500/-
Direct Plan

Regular Plan
Aditya Birla Sun Life CRISIL IBX Gilt Apr 2029 Index Fund NA NA ` 500/-
Direct Plan

Regular Plan IDCW Growth

Aditya Birla Sun Life CRISIL IBX AAA Mar 2024 Index Fund ` 500/-
Direct Plan Growth IDCW Option

Regular Plan IDCW Growth

Aditya Birla Sun Life Nifty SDL Sep 2027 Index Fund ` 500/-
Direct Plan Growth IDCW Option

Regular Plan IDCW Growth

Aditya Birla Sun Life CRISIL IBX Gilt Apr 2028 Index Fund ` 500/-
Direct Plan Growth IDCW Option

Regular Plan IDCW Growth

Aditya Birla Sun Life CRISIL IBX SDL Jun 2032 Index Fund ` 500/-
Direct Plan Growth IDCW Option

Regular Plan
Aditya Birla Sun Life CRISIL IBX 60:40 SDL + AAA PSU Apr 2026 Index Fund NA NA ` 500/-
Direct Plan

PASSIVE EQUITY INDEX FUNDS

Regular Plan IDCW (Payout/Reinvestment/IDCW Sweep Facility)
Aditya Birla Sun Life Nifty 50 Index Fund Reinvestment of IDCW ` 100/-
Direct Plan Growth

Regular Plan IDCW (Payout/Reinvestment)

Aditya Birla Sun Life Nifty 50 Equal Weight Index Fund Growth Option ` 100/-
Direct Plan Growth

Regular Plan IDCW (Payout/Reinvestment)

Aditya Birla Sun Life Nifty Next 50 Index Fund Growth Option ` 100/-
Direct Plan Growth

Regular Plan IDCW (Payout/Reinvestment)

Aditya Birla Sun Life Nifty Midcap 150 Index Fund Reinvestment of IDCW ` 100/-
Direct Plan Growth

Regular Plan IDCW (Payout/Reinvestment)

Aditya Birla Sun Life Nifty Smallcap 50 Index Fund Reinvestment of IDCW ` 100/-
Direct Plan Growth

PASSIVE ETFS
The Creation Unit size for the scheme shall be
Aditya Birla Sun Life Nifty 50 ETF NA NA NA
5,00,000 units and in multiples thereof

The Creation Unit size for the scheme shall be

Aditya Birla Sun Life S&P BSE Sensex ETF NA NA NA
1,00,000 units and in multiples thereof.

The Creation Unit size for the scheme shall be

Aditya Birla Sun Life Nifty Next 50 ETF NA NA NA
1,00,000 units and in multiples thereof.

The Creation Unit size for the scheme shall be 10,000

Aditya Birla Sun Life Nifty Bank ETF NA NA NA
units and in multiples thereof.

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 172

 Funds at a Glance

SCHEME
WEALTH SOLUTIONS
PLAN/OPTION
(which continue for fresh subscription) DEFAULT OPTION** MINIMUM INVESTMENT AMOUNT
PLAN^ OPTION
The Creation Unit
Regular Plan
Aditya Birla Sun Life Nifty Healthcare ETF NA NA size for the Scheme shall be 1,10,000 units and in
Direct Plan
multiples thereof.

The Creation Unit size in case of Aditya Birla Sun Life

Regular Plan
Aditya Birla Sun Life Nifty IT ETF NA NA Nifty IT ETF shall be 10,000 units and in multiples
Direct Plan
thereof.

The Creation Unit size for the scheme shall be

Aditya Birla Sun Life Gold ETF NA NA NA
1,00,000 units and in multiples thereof.

The Creation Unit size in case of Aditya Birla Sun Life

Regular Plan
Aditya Birla Sun Life Silver ETF NA NA Silver ETF shall be 30,000 units and in multiples of
Direct Plan
1 unit thereof.

The Creation Unit size in case of Aditya Birla Sun Life

Regular Plan
Aditya Birla Sun Life Nifty 200 Momentum 30 ETF NA NA Nifty 200 Momentum 30 ETF shall be 87,000 units
Direct Plan
and in multiples thereof.

The Creation Unit size in case of Aditya Birla Sun Life

Regular Plan
Aditya Birla Sun Life Nifty 200 Quality 30 ETF NA NA Nifty 200 Quality 30 ETF shall be 1,06,000 units and
Direct Plan
in multiples thereof.

The Creation Unit size in case of Aditya Birla Sun

Regular Plan
Aditya Birla Sun Life CRISIL Liquid Overnight ETF NA NA Life CRISIL Liquid Overnight Index ETF shall be 2500
Direct Plan
units and in multiples of 1 unit there after.

PASSIVE FUND OF FUNDS

Regular Plan IDCW (Payout/Reinvestment)
Aditya Birla Sun Life Asset Allocator FoF Reinvestment of IDCW ` 1,000/-
Direct Plan Growth

Regular Plan IDCW (Payout/Reinvestment)

Aditya Birla Sun Life Financial Planning FOF - Aggressive Plan Reinvestment of IDCW ` 100/-
Direct Plan Growth

Regular Plan IDCW (Payout/Reinvestment)

Aditya Birla Sun Life Financial Planning FOF Moderate Plan Reinvestment of IDCW ` 100/-
Direct Plan Growth

Regular Plan IDCW (Payout/Reinvestment)

Aditya Birla Sun Life Financial Planning FOF - Conservative Plan Reinvestment of IDCW ` 100/-
Direct Plan Growth

Regular Plan IDCW (Payout/Reinvestment)

Aditya Birla Sun Life Active Debt Multi Manager FoF Scheme Reinvestment of IDCW ` 100/-
Direct Plan Growth

Regular Plan IDCW (Payout/Reinvestment)

Aditya Birla Sun Life NASDAQ 100 FOF Growth Option/ Payout of IDCW ` 100/-
Direct Plan Growth

Aditya Birla Sun Life Global Excellence Equity Fund of Fund Regular Plan IDCW (Payout/Reinvestment)
Reinvestment of IDCW ` 100/-
Direct Plan Growth

Aditya Birla Sun Life Global Emerging Opportunities Fund Regular Plan IDCW (Payout/Reinvestment)
Reinvestment of IDCW ` 100/-
Direct Plan Growth

Regular Plan Growth Growth /

Aditya Birla Sun Life Gold Fund ` 100/-
Direct Plan IDCW Payout /Reinvestment Reinvestment of IDCW

Regular Plan IDCW (Payout/Reinvestment)

Aditya Birla Sun Life Silver ETF Fund Of Fund Growth Option/ Payout of IDCW ` 100/-
Direct Plan Growth

Regular Plan IDCW (Payout/Reinvestment)

Aditya Birla Sun Life Multi - Index Fund of Funds Growth Option/ Payout of IDCW ` 100/-
Direct Plan Growth

Regular Plan IDCW (Payout/Reinvestment)

Aditya Birla Sun Life US Treasury 1–3 year Bond ETFs Fund of Funds Growth Option/ Payout of IDCW ` 100/-
Direct Plan Growth

Regular Plan IDCW (Payout/Reinvestment)

Aditya Birla Sun Life US Treasury 3-10 year Bond ETFs Fund of Funds Growth Option/ Payout of IDCW ` 100/-
Direct Plan Growth

Last Friday of the month and penultimate business day if that day is March 31 of any Financial Year. Every Tuesday of the week and next business day in case that day is a non-business day.
^Direct Plan under the Schemes is only for investors who purchase /subscribe Units in a Scheme directly with the Mutual Fund and is not available for investors who route their investments through a Distributor.
The Financial Solution(s) stated above is ONLY for highlighting the many advantages perceived from investments in Mutual Funds but does not in any manner, indicate or imply, either
the quality of any particular Scheme or guarantee any specific performance/returns. ^Eve Tuesday of the week and next business day in case that day is a non-business day.
IDCW - Income Distribution cum Capital Withdrawal
**Default Plan: In case Distributor code is mentioned in the application form, but “Direct Plan” is indicated against the Scheme name, the Distributor code will be ignored and the application will be processed under
Direct Plan. Further, where application is received for Regular Plan without Distributor code or “Direct” mentioned in the ARN Column, the application will be processed under Direct Plan.The default option under the
Regular or Direct Plan of the Scheme, as the case maybe, shall be applied accordingly.
Minimum application amount for ETF Schemes:
For Transactions Directly with the Fund:
For Market Makers: In Creation Unit Size and in multiples thereof. For Large Investors: Min. application amount shall be Rs. 25 Crores and in multiples of Creation Unit Size
For Transactions on Stock Exchanges:
Units of ETF schemes can be traded (in lots of 1 Unit) during the trading hours on all trading days on NSE and BSE on which the Units are listed.
#The Reinvestment of IDCW Facility under the scheme have been discontinued w.e.f. February 12, 2015. Please refer addendum no. 07/2015 dated February 09, 2015 for further details.

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 173

 Dividend History
Aditya Birla Sun Life Equity Savings Fund Aditya Birla Sun Life Balanced Advantage Fund Aditya Birla Sun Life Equity Hybrid ‘95 Fund
Income Distribution cum capital withdrawal Income Distribution cum capital withdrawal Income Distribution cum capital withdrawal
Declared on date 21-Sep-23 22-Jun-23 24-Mar-23 Declared on date 24-Nov-23 20-Oct-23 21-Sep-23 Declared on date 21-Sep-23 22-Jun-23 24-Mar-23
IDCW Yield (Regular Plan) 1.75% 1.75% 1.50% IDCW Yield (Regular Plan) 0.62% 0.63% 0.63% IDCW Yield (Regular Plan) 1.77% 1.76% 1.51%
IDCW (`) Per Unit 0.23 0.23 0.18 IDCW (`) Per Unit 0.1480 0.1490 0.1510 IDCW (`) Per Unit 2.82 2.69 2.12
Cum IDCW NAV 13.06 12.87 12.24 Cum IDCW NAV 23.7800 23.6300 23.9100 Cum IDCW NAV 159.11 153.20 140.73
Declared on date 21-Sep-23 22-Jun-23 24-Mar-23 Declared on date 24-Nov-23 20-Oct-23 21-Sep-23 Declared on date 21-Sep-23 22-Jun-23 24-Mar-23
IDCW Yield (Direct Plan) 1.75% 1.75% 1.50% IDCW Yield (Direct Plan) 0.63% 0.63% 0.63% IDCW Yield (Direct Plan) 1.77% 1.76% 1.51%
IDCW (`) Per Unit 0.27 0.26 0.21 IDCW (`) Per Unit 0.1660 0.1660 0.1680 IDCW (`) Per Unit 4.76 4.53 3.56
Cum IDCW NAV 15.22 14.97 14.20 Cum IDCW NAV 26.5400 26.3400 26.6300 Cum IDCW NAV 268.02 257.56 236.16
Note: The NAV of the scheme, pursuant to pay out of IDCW would fall to the extent Note: The NAV of the scheme, pursuant to pay out of IDCW would fall to the extent Note: The NAV of the scheme, pursuant to pay out of IDCW would fall to the extent
of the payout and statutory levy (if applicable). Past performance may or may not be of the payout and statutory levy (if applicable). Past performance may or may not be of the payout and statutory levy (if applicable). Past performance may or may not be
sustained in future. The Face Value - 10.00 Per Unit sustained in future. The Face Value - 10.00 Per Unit sustained in future. The Face Value - 10.00 Per Unit
The Financial Solution(s) stated above is ONLY for highlighting the many advantages The Financial Solution(s) stated above is ONLY for highlighting the many advantages The Financial Solution(s) stated above is ONLY for highlighting the many advantages
perceived from investments in Mutual Funds but does not in any manner, indicate perceived from investments in Mutual Funds but does not in any manner, indicate perceived from investments in Mutual Funds but does not in any manner, indicate
or imply, either the quality of any particular Scheme or guarantee any specific or imply, either the quality of any particular Scheme or guarantee any specific or imply, either the quality of any particular Scheme or guarantee any specific
performance/returns. performance/returns. performance/returns.

Aditya Birla Sun Life Frontline Equity Fund Aditya Birla Sun Life Focused Fund Aditya Birla Sun Life Flexi Cap Fund
Income Distribution cum capital withdrawal Income Distribution cum capital withdrawal Income Distribution cum capital withdrawal
Declared on date 20-Oct-23 25-Oct-22 25-Oct-21 Declared on date 20-Jul-23 25-Jul-22 28-Jul-21 Declared on date 24-Nov-23 25-Nov-22 25-Nov-21
IDCW Yield (Regular Plan) 7.09% 5.92% 5.58% IDCW Yield (Regular Plan) 6.89% 5.90% 5.59% IDCW Yield (Regular Plan) 6.98% 5.91% 5.62%
IDCW (`) Per Unit 2.54 2.01 2.03 IDCW (`) Per Unit 1.47 1.14 1.10 IDCW (`) Per Unit 9.69 7.78 7.76
Cum IDCW NAV 35.75 33.88 36.45 Cum IDCW NAV 21.39 19.40 19.68 Cum IDCW NAV 138.88 131.58 138.11
Declared on date 20-Oct-23 25-Oct-22 25-Oct-21 Declared on date 20-Jul-23 25-Jul-22 28-Jul-21 Declared on date 24-Nov-23 25-Nov-22 25-Nov-21
IDCW Yield (Direct Plan) 7.09% 5.92% 5.58% IDCW Yield (Direct Plan) 6.89% 5.90% 5.56% IDCW Yield (Direct Plan) 6.98% 5.91% 5.62%
IDCW (`) Per Unit 5.98 4.70 4.74 IDCW (`) Per Unit 3.41 2.62 2.48 IDCW (`) Per Unit 13.51 10.75 10.63
Cum IDCW NAV 84.39 79.44 84.90 Cum IDCW NAV 49.44 44.41 44.62 Cum IDCW NAV 193.57 181.89 189.32
Note: The NAV of the scheme, pursuant to pay out of IDCW would fall to the extent Note: The NAV of the scheme, pursuant to pay out of IDCW would fall to the extent Note: The NAV of the scheme, pursuant to pay out of IDCW would fall to the extent
of the payout and statutory levy (if applicable). Past performance may or may not be of the payout and statutory levy (if applicable). Past performance may or may not be of the payout and statutory levy (if applicable). Past performance may or may not be
sustained in future. The Face Value - 10.00 Per Unit sustained in future. The Face Value - 10.00 Per Unit sustained in future. The Face Value - 10.00 Per Unit
The Financial Solution(s) stated above is ONLY for highlighting the many advantages The Financial Solution(s) stated above is ONLY for highlighting the many advantages The Financial Solution(s) stated above is ONLY for highlighting the many advantages
perceived from investments in Mutual Funds but does not in any manner, indicate perceived from investments in Mutual Funds but does not in any manner, indicate perceived from investments in Mutual Funds but does not in any manner, indicate
or imply, either the quality of any particular Scheme or guarantee any specific or imply, either the quality of any particular Scheme or guarantee any specific or imply, either the quality of any particular Scheme or guarantee any specific
performance/returns. performance/returns. performance/returns.

Aditya Birla Sun Life Equity Advantage Fund Aditya Birla Sun Life MNC Fund Aditya Birla Sun Life Midcap Fund
Income Distribution cum capital withdrawal Income Distribution cum capital withdrawal Income Distribution cum capital withdrawal
Declared on date 24-Aug-23 25-Aug-22 27-Aug-21 Declared on date 25-Oct-21 23-Oct-20 25-Oct-19 Declared on date 24-Aug-23 25-Aug-22 27-Aug-21
IDCW Yield (Regular Plan) 6.87% 6.13% 5.45% IDCW Yield (Regular Plan) 5.75% 5.49% 6.00% IDCW Yield (Regular Plan) 6.80% 6.07% 5.52%
IDCW (`) Per Unit 8.42 7.11 7.00 IDCW (`) Per Unit 10.20 8.18 9.54 IDCW (`) Per Unit 3.18 2.59 2.29
Cum IDCW NAV 122.69 115.85 128.47 Cum IDCW NAV 177.42 149.05 158.96 Cum IDCW NAV 46.81 42.68 41.39
Declared on date 24-Aug-23 25-Aug-22 27-Aug-21 Declared on date 25-Oct-21 Declared on date 24-Aug-23 25-Aug-22 27-Aug-21
IDCW Yield (Direct Plan) 6.87% 6.13% 5.45% IDCW Yield (Direct Plan) 5.75% IDCW Yield (Direct Plan) 6.79% 6.07% 5.52%
IDCW (`) Per Unit 12.75 10.67 10.42 IDCW (`) Per Unit 20.46 IDCW (`) Per Unit 5.34 4.31 3.77
Cum IDCW NAV 185.69 173.91 191.17 Cum IDCW NAV 355.98 Cum IDCW NAV 78.60 71.04 68.29
Note: The NAV of the scheme, pursuant to pay out of IDCW would fall to the extent Note: The NAV of the scheme, pursuant to pay out of IDCW would fall to the extent Note: The NAV of the scheme, pursuant to pay out of IDCW would fall to the extent
of the payout and statutory levy (if applicable). Past performance may or may not be of the payout and statutory levy (if applicable). Past performance may or may not be of the payout and statutory levy (if applicable). Past performance may or may not be
sustained in future. The Face Value - 10.00 Per Unit sustained in future. The Face Value - 10.00 Per Unit sustained in future. The Face Value - 10.00 Per Unit
The Financial Solution(s) stated above is ONLY for highlighting the many advantages The Financial Solution(s) stated above is ONLY for highlighting the many advantages The Financial Solution(s) stated above is ONLY for highlighting the many advantages
perceived from investments in Mutual Funds but does not in any manner, indicate perceived from investments in Mutual Funds but does not in any manner, indicate perceived from investments in Mutual Funds but does not in any manner, indicate
or imply, either the quality of any particular Scheme or guarantee any specific or imply, either the quality of any particular Scheme or guarantee any specific or imply, either the quality of any particular Scheme or guarantee any specific
performance/returns. performance/returns. performance/returns.

Aditya Birla Sun Life Small Cap Fund Aditya Birla Sun Life Pure Value Fund Aditya Birla Sun Life Manufacturing Equity Fund
Income Distribution cum capital withdrawal Income Distribution cum capital withdrawal Income Distribution cum capital withdrawal
Declared on date 24-Aug-23 25-Aug-22 27-Aug-21 Declared on date 20-Jul-23 25-Jul-22 23-Jul-21 Declared on date 25-Feb-21 25-Feb-20 28-Feb-18
IDCW Yield (Regular Plan) 6.89% 5.98% 5.55% IDCW Yield (Regular Plan) 6.86% 5.82% 5.48% IDCW Yield (Regular Plan) 5.46% 5.72% 9.94%
IDCW (`) Per Unit 2.26 1.67 1.63 IDCW (`) Per Unit 2.41 1.71 1.73 IDCW (`) Per Unit 0.71 0.61 1.32
Cum IDCW NAV 32.82 27.96 29.33 Cum IDCW NAV 35.10 29.40 31.55 Cum IDCW NAV 13.00 10.69 13.28
Declared on date 24-Aug-23 25-Aug-22 27-Aug-21 Declared on date 20-Jul-23 25-Jul-22 26-Mar-18 Declared on date 25-Feb-21 25-Feb-20 28-Feb-18
IDCW Yield (Direct Plan) 6.89% 5.98% 5.55% IDCW Yield (Direct Plan) 6.86% 5.82% 11.32% IDCW Yield (Direct Plan) 5.49% 6.39% 9.91%
IDCW (`) Per Unit 4.27 3.13 3.01 IDCW (`) Per Unit 4.32 3.04 5.61 IDCW (`) Per Unit 0.75 0.72 1.36
Cum IDCW NAV 61.99 52.28 54.27 Cum IDCW NAV 62.97 52.28 49.57 Cum IDCW NAV 13.66 11.23 13.72
Note: The NAV of the scheme, pursuant to pay out of IDCW would fall to the extent Note: The NAV of the scheme, pursuant to pay out of IDCW would fall to the extent Note: The NAV of the scheme, pursuant to pay out of IDCW would fall to the extent
of the payout and statutory levy (if applicable). Past performance may or may not be of the payout and statutory levy (if applicable). Past performance may or may not be of the payout and statutory levy (if applicable). Past performance may or may not be
sustained in future. The Face Value - 10.00 Per Unit sustained in future. The Face Value - 10.00 Per Unit sustained in future. The Face Value - 10.00 Per Unit
The Financial Solution(s) stated above is ONLY for highlighting the many advantages The Financial Solution(s) stated above is ONLY for highlighting the many advantages The Financial Solution(s) stated above is ONLY for highlighting the many advantages
perceived from investments in Mutual Funds but does not in any manner, indicate perceived from investments in Mutual Funds but does not in any manner, indicate perceived from investments in Mutual Funds but does not in any manner, indicate
or imply, either the quality of any particular Scheme or guarantee any specific or imply, either the quality of any particular Scheme or guarantee any specific or imply, either the quality of any particular Scheme or guarantee any specific
performance/returns. performance/returns. performance/returns.

Aditya Birla Sun Life Banking and Aditya Birla Sun Life Dividend Yield Fund Aditya Birla Sun Life Infrastructure Fund
Financial Services Fund
Income Distribution cum capital withdrawal Income Distribution cum capital withdrawal Income Distribution cum capital withdrawal
Declared on date 25-Jan-23 31-Jan-22 25-Jan-21 Declared on date 21-Sep-23 22-Jun-23 24-Mar-23 Declared on date 24-Nov-23 22-Feb-23 25-Feb-22
IDCW Yield (Regular Plan) 6.11% 5.33% 5.64% IDCW Yield (Regular Plan) 1.77% 1.75% 1.53% IDCW Yield (Regular Plan) 6.99% 6.14% 5.79%
IDCW (`) Per Unit 1.18 1.06 0.95 IDCW (`) Per Unit 0.39 0.36 0.28 IDCW (`) Per Unit 1.65 1.16 1.02
Cum IDCW NAV 19.37 19.87 16.85 Cum IDCW NAV 22.16 20.33 18.49 Cum IDCW NAV 23.56 18.82 17.66
Declared on date 25-Jan-23 31-Jan-22 25-Jan-21 Declared on date 21-Sep-23 22-Jun-23 24-Mar-23 Declared on date 22-Feb-23 25-Feb-22 30-Mar-21
IDCW Yield (Direct Plan) 6.12% 5.33% 5.64% IDCW Yield (Direct Plan) 1.77% 1.74% 1.52% IDCW Yield (Direct Plan) 6.14% 5.79% 4.98%
IDCW (`) Per Unit 1.57 1.39 1.23 IDCW (`) Per Unit 0.70 0.63 0.50 IDCW (`) Per Unit 1.77 1.55 1.20
Cum IDCW NAV 25.59 26.00 21.82 Cum IDCW NAV 39.61 36.28 32.92 Cum IDCW NAV 28.86 26.86 24.08
Note: The NAV of the scheme, pursuant to pay out of IDCW would fall to the extent Note: The NAV of the scheme, pursuant to pay out of IDCW would fall to the extent
Note: The NAV of the scheme, pursuant to pay out of IDCW would fall to the extent of the payout and statutory levy (if applicable). Past performance may or may not be of the payout and statutory levy (if applicable). Past performance may or may not be
of the payout and statutory levy (if applicable). Past performance may or may not be sustained in future. The Face Value - 10.00 Per Unit sustained in future. The Face Value - 10.00 Per Unit
sustained in future. The Face Value - 10.00 Per Unit The Financial Solution(s) stated above is ONLY for highlighting the many advantages The Financial Solution(s) stated above is ONLY for highlighting the many advantages
The Financial Solution(s) stated above is ONLY for highlighting the many advantages perceived from investments in Mutual Funds but does not in any manner, indicate perceived from investments in Mutual Funds but does not in any manner, indicate
perceived from investments in Mutual Funds but does not in any manner, indicate or imply, either the quality of any particular Scheme or guarantee any specific or imply, either the quality of any particular Scheme or guarantee any specific
or imply, either the quality of any particular Scheme or guarantee any specific performance/returns. performance/returns.
performance/returns.

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 174

 Dividend History
Aditya Birla Sun Life Digital India Fund Aditya Birla Sun Life India GenNext Fund Aditya Birla Sun Life International
Equity Fund
Income Distribution cum capital withdrawal Income Distribution cum capital withdrawal Income Distribution cum capital withdrawal
Declared on date 20-Jul-23 25-Jul-22 28-Jul-21 Declared on date 25-May-23 25-May-22 25-May-21 Declared on date 25-Apr-23 29-Apr-22 23-Apr-21
IDCW Yield (Regular Plan) 6.97% 5.82% 5.46% IDCW Yield (Regular Plan) 6.44% 6.07% 5.27% IDCW Yield (Regular Plan) 7.03% 6.19% 5.49%
IDCW (`) Per Unit 2.85 2.14 2.24 IDCW (`) Per Unit 2.16 1.83 1.56 IDCW (`) Per Unit 1.21 1.08 1.05
Cum IDCW NAV 40.81 36.79 40.99 Cum IDCW NAV 33.47 30.16 29.58 Cum IDCW NAV 17.19 17.47 19.14
Declared on date 20-Jul-23 25-Jul-22 28-Jul-21 Declared on date 25-May-23 25-May-22 25-May-21 Note: The NAV of the scheme, pursuant to pay out of IDCW would fall to the extent
IDCW Yield (Direct Plan) 6.97% 5.82% 4.33% IDCW Yield (Direct Plan) 6.44% 6.07% 5.28% of the payout and statutory levy (if applicable). Past performance may or may not be
IDCW (`) Per Unit 3.79 2.82 2.28 IDCW (`) Per Unit 2.67 2.24 1.89 sustained in future. The Face Value - 10.00 Per Unit
Cum IDCW NAV 54.31 48.40 52.61 Cum IDCW NAV 41.47 36.94 35.81 The Financial Solution(s) stated above is ONLY for highlighting the many advantages
Note: The NAV of the scheme, pursuant to pay out of IDCW would fall to the extent Note: The NAV of the scheme, pursuant to pay out of IDCW would fall to the extent perceived from investments in Mutual Funds but does not in any manner, indicate
of the payout and statutory levy (if applicable). Past performance may or may not be of the payout and statutory levy (if applicable). Past performance may or may not be or imply, either the quality of any particular Scheme or guarantee any specific
sustained in future. The Face Value - 10.00 Per Unit sustained in future. The Face Value - 10.00 Per Unit performance/returns.
The Financial Solution(s) stated above is ONLY for highlighting the many advantages The Financial Solution(s) stated above is ONLY for highlighting the many advantages
perceived from investments in Mutual Funds but does not in any manner, indicate perceived from investments in Mutual Funds but does not in any manner, indicate
or imply, either the quality of any particular Scheme or guarantee any specific or imply, either the quality of any particular Scheme or guarantee any specific
performance/returns. performance/returns.

Aditya Birla Sun Life PSU Equity Fund Aditya Birla Sun Life Special Opportunities Fund Aditya Birla Sun Life Pharma & Healthcare Fund
Income Distribution cum capital withdrawal Income Distribution cum capital withdrawal Income Distribution cum capital withdrawal
Declared on date 25-Jan-23 25-Jan-22 Declared on date 26-Dec-22 27-Dec-21 Declared on date 21-Sep-23 26-Sep-22 27-Sep-21
IDCW Yield (Regular Plan) 6.14% 5.52% IDCW Yield (Regular Plan) 6.17% 5.35% IDCW Yield (Regular Plan) 5.55% 6.03% 7.03%
IDCW (`) Per Unit 0.99 0.79 IDCW (`) Per Unit 0.90 0.82 IDCW (`) Per Unit 0.93 0.86 1.26
Cum IDCW NAV 16.04 14.23 Cum IDCW NAV 14.51 15.34 Cum IDCW NAV 16.78 14.25 17.92
Declared on date 25-Jan-23 Declared on date 26-Dec-22 27-Dec-21 Declared on date 21-Sep-23 26-Sep-22 27-Sep-21
IDCW Yield (Direct Plan) 6.14% - IDCW Yield (Direct Plan) 6.16% 5.35% IDCW Yield (Direct Plan) 7.02% 6.03% 7.02%
IDCW (`) Per Unit 1.10 - IDCW (`) Per Unit 0.93 0.84 IDCW (`) Per Unit 1.26 0.91 1.31
Cum IDCW NAV 17.96 - Cum IDCW NAV 15.08 15.69 Cum IDCW NAV 17.99 15.07 -
Note: The NAV of the scheme, pursuant to pay out of IDCW would fall to the extent
Note: The NAV of the scheme, pursuant to pay out of IDCW would fall to the extent Note: The NAV of the scheme, pursuant to pay out of IDCW would fall to the extent
of the payout and statutory levy (if applicable). Past performance may or may not be
of the payout and statutory levy (if applicable). Past performance may or may not be of the payout and statutory levy (if applicable). Past performance may or may not be
sustained in future. The Face Value - 10.00 Per Unit
sustained in future. The Face Value - 10.00 Per Unit sustained in future. The Face Value - 10.00 Per Unit
The Financial Solution(s) stated above is ONLY for highlighting the many advantages
The Financial Solution(s) stated above is ONLY for highlighting the many advantages The Financial Solution(s) stated above is ONLY for highlighting the many advantages
perceived from investments in Mutual Funds but does not in any manner, indicate
perceived from investments in Mutual Funds but does not in any manner, indicate perceived from investments in Mutual Funds but does not in any manner, indicate
or imply, either the quality of any particular Scheme or guarantee any specific
or imply, either the quality of any particular Scheme or guarantee any specific or imply, either the quality of any particular Scheme or guarantee any specific
performance/returns.
performance/returns. performance/returns.

Aditya Birla Sun Life ELSS Tax Saver Fund Aditya Birla Sun Life Overnight Fund Aditya Birla Sun Life Nifty 50 Index Fund
Income Distribution cum capital withdrawal Income Distribution cum capital withdrawal Income Distribution cum capital withdrawal
Declared on date 22-Feb-23 25-Feb-22 25-Nov-20 Declared on date 24-Nov-23 27-Oct-23 29-Sep-23 Declared on date 30-Mar-21 29-Mar-19 20-Mar-18
IDCW Yield (Regular Plan) 4.08% 5.68% 5.48% IDCW Yield (Regular Plan) 0.51% 0.51% 0.63% IDCW Yield (Regular Plan) 5.44% 7.09% 10.32%
IDCW (`) Per Unit 6.30 9.22 8.22 IDCW (`) Per Unit 5.0620 5.0578 6.2532 IDCW (`) Per Unit 0.86 0.95 1.34
Cum IDCW NAV 154.57 162.41 149.92 Cum IDCW NAV 1000.0200 1000.0200 1000.0200 Cum IDCW NAV 15.81 13.37 12.99
Note: The NAV of the scheme, pursuant to pay out of IDCW would fall to the extent Declared on date 24-Nov-23 27-Oct-23 29-Sep-23 Declared on date 30-Mar-21 29-Mar-19 20-Mar-18
of the payout and statutory levy (if applicable). Past performance may or may not be IDCW Yield (Direct Plan) 0.51% 0.51% 0.64% IDCW Yield (Direct Plan) 5.45% 7.04% 10.33%
sustained in future. The Face Value - 10.00 Per Unit
IDCW (`) Per Unit 5.1464 5.1419 6.3595 IDCW (`) Per Unit 0.88 0.96 1.36
The Financial Solution(s) stated above is ONLY for highlighting the many advantages
Cum IDCW NAV 1000.0200 1000.0200 1000.0200 Cum IDCW NAV 16.14 13.58 13.17
perceived from investments in Mutual Funds but does not in any manner, indicate Note: The NAV of the scheme, pursuant to pay out of IDCW would fall to the extent Note: The NAV of the scheme, pursuant to pay out of IDCW would fall to the extent
or imply, either the quality of any particular Scheme or guarantee any specific of the payout and statutory levy (if applicable). Past performance may or may not be of the payout and statutory levy (if applicable). Past performance may or may not be
performance/returns. sustained in future. The Face Value - 1000.00 Per Unit sustained in future. The Face Value - 10.00 Per Unit
The Financial Solution(s) stated above is ONLY for highlighting the many advantages The Financial Solution(s) stated above is ONLY for highlighting the many advantages
perceived from investments in Mutual Funds but does not in any manner, indicate perceived from investments in Mutual Funds but does not in any manner, indicate
or imply, either the quality of any particular Scheme or guarantee any specific or imply, either the quality of any particular Scheme or guarantee any specific
performance/returns. performance/returns.

Aditya Birla Sun Life Arbitrage Fund Aditya Birla Sun Life Corporate Bond Fund Aditya Birla Sun Life Savings Fund
Income Distribution cum capital withdrawal Income Distribution cum capital withdrawal Income Distribution cum capital withdrawal
Declared on date 24-Nov-23 20-Oct-23 21-Sep-23 Declared on date 15-Nov-23 16-Oct-23 15-Sep-23 Declared on date 11-Feb-11 28-Jan-11 31-Dec-10
IDCW Yield (Regular Plan) 0.62% 0.58% 0.58% IDCW Yield (Regular Plan) 0.57% 0.59% 0.55% IDCW Yield (Regular Plan) 0.34% 0.45% 0.51%
IDCW (`) Per Unit 0.0700 0.0650 0.0650 IDCW (`) Per Unit 0.0703 0.0729 0.0681 IDCW (`) Per Unit 0.0350 0.0469 0.0529
Cum IDCW NAV 11.2583 11.2622 11.2470 Cum IDCW NAV 12.3391 12.3205 12.3680 Cum IDCW NAV 10.2848 10.3108 10.3105
Declared on date 24-Nov-23 20-Oct-23 21-Sep-23 Declared on date 15-Nov-23 16-Oct-23 15-Sep-23 Note: The NAV of the scheme, pursuant to pay out of IDCW would fall to the extent
IDCW Yield (Direct Plan) 0.63% 0.57% 0.58% IDCW Yield (Direct Plan) 0.57% 0.59% 0.55% of the payout and statutory levy (if applicable). Past performance may or may not be
sustained in future. The Face Value - 100.00 Per Unit
IDCW (`) Per Unit 0.0720 0.0660 0.0660 IDCW (`) Per Unit 0.0711 0.0738 0.0689
The Financial Solution(s) stated above is ONLY for highlighting the many advantages
Cum IDCW NAV 11.4867 11.4829 11.4610 Cum IDCW NAV 12.4947 12.4703 12.5163
Note: The NAV of the scheme, pursuant to pay out of IDCW would fall to the extent perceived from investments in Mutual Funds but does not in any manner, indicate
Note: The NAV of the scheme, pursuant to pay out of IDCW would fall to the extent
of the payout and statutory levy (if applicable). Past performance may or may not be or imply, either the quality of any particular Scheme or guarantee any specific
of the payout and statutory levy (if applicable). Past performance may or may not be
sustained in future. The Face Value - 10.00 Per Unit performance/returns.
sustained in future. The Face Value - 10.00 Per Unit
The Financial Solution(s) stated above is ONLY for highlighting the many advantages The Financial Solution(s) stated above is ONLY for highlighting the many advantages
perceived from investments in Mutual Funds but does not in any manner, indicate perceived from investments in Mutual Funds but does not in any manner, indicate
or imply, either the quality of any particular Scheme or guarantee any specific or imply, either the quality of any particular Scheme or guarantee any specific
performance/returns. performance/returns.

Aditya Birla Sun Life Short Term Fund

Income Distribution cum capital withdrawal
Declared on date 15-Sep-23 15-Jun-23 15-Mar-23
IDCW Yield (Regular Plan) 1.73% 1.72% 1.34%
IDCW (`) Per Unit 0.1854 0.1844 0.1422
Cum IDCW NAV 10.6868 10.7203 10.6218
Declared on date 15-Sep-23 15-Jun-23 15-Mar-23
IDCW Yield (Direct Plan) 1.73% 1.72% 1.34%
IDCW (`) Per Unit 0.1941 0.1927 0.1484
Cum IDCW NAV 11.2092 11.2240 11.1007
Note: The NAV of the scheme, pursuant to pay out of IDCW would fall to the extent
of the payout and statutory levy (if applicable). Past performance may or may not be
sustained in future. The Face Value - 10.00 Per Unit
The Financial Solution(s) stated above is ONLY for highlighting the many advantages
perceived from investments in Mutual Funds but does not in any manner, indicate
or imply, either the quality of any particular Scheme or guarantee any specific
performance/returns.

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 175

 Dividend History
Aditya Birla Sun Life Banking & PSU Debt Fund Aditya Birla Sun Life Medium Term Plan Aditya Birla Sun Life Income Fund
Income Distribution cum capital withdrawal Income Distribution cum capital withdrawal Income Distribution cum capital withdrawal
Declared on date 24-Nov-23 27-Oct-23 29-Sep-23 Declared on date 15-Sep-23 15-Jun-23 15-Mar-23 Declared on date 15-Sep-23 15-Jun-23 15-Mar-23
IDCW Yield (Regular Plan) 0.53% 0.53% 0.67% IDCW Yield (Regular Plan) 1.74% 1.72% 1.46% IDCW Yield (Regular Plan) 1.74% 1.71% 1.46%
IDCW (`) Per Unit 0.5899 0.5917 0.7405 IDCW (`) Per Unit 0.2174 0.2159 0.1817 IDCW (`) Per Unit 0.2318 0.2293 0.1936
Cum IDCW NAV 110.7811 110.7557 111.2348 Cum IDCW NAV 12.5223 12.5695 12.4544 Cum IDCW NAV 13.2928 13.4023 13.2243
Declared on date 24-Nov-23 27-Oct-23 29-Sep-23 Declared on date 15-Sep-23 15-Jun-23 15-Mar-23 Declared on date 15-Sep-23 15-Jun-23 15-Mar-23
IDCW Yield (Direct Plan) 0.53% 0.53% 0.67% IDCW Yield (Direct Plan) 1.73% 1.72% 1.46% IDCW Yield (Direct Plan) 1.74% 1.71% 1.46%
IDCW (`) Per Unit 0.6083 0.6100 0.7631 IDCW (`) Per Unit 0.2242 0.2224 0.1868 IDCW (`) Per Unit 0.2466 0.2437 0.2056
Cum IDCW NAV 114.2654 114.2083 114.6714 Cum IDCW NAV 12.9388 12.9641 12.8242 Cum IDCW NAV 14.1582 14.2591 14.0553
Note: The NAV of the scheme, pursuant to pay out of IDCW would fall to the extent Note: The NAV of the scheme, pursuant to pay out of IDCW would fall to the extent Note: The NAV of the scheme, pursuant to pay out of IDCW would fall to the extent
of the payout and statutory levy (if applicable). Past performance may or may not be of the payout and statutory levy (if applicable). Past performance may or may not be of the payout and statutory levy (if applicable). Past performance may or may not be
sustained in future. The Face Value - 100.00 Per Unit sustained in future. The Face Value - 10.00 Per Unit sustained in future. The Face Value - 10.00 Per Unit
The Financial Solution(s) stated above is ONLY for highlighting the many advantages The Financial Solution(s) stated above is ONLY for highlighting the many advantages The Financial Solution(s) stated above is ONLY for highlighting the many advantages
perceived from investments in Mutual Funds but does not in any manner, indicate perceived from investments in Mutual Funds but does not in any manner, indicate perceived from investments in Mutual Funds but does not in any manner, indicate
or imply, either the quality of any particular Scheme or guarantee any specific or imply, either the quality of any particular Scheme or guarantee any specific or imply, either the quality of any particular Scheme or guarantee any specific
performance/returns. performance/returns. performance/returns.

Aditya Birla Sun Life Credit Risk Fund Aditya Birla Sun Life Dynamic Bond Fund Aditya Birla Sun Life CRISIL IBX Gilt Apr
2029 Index Fund
Income Distribution cum capital withdrawal Income Distribution cum capital withdrawal Income Distribution cum capital withdrawal
Declared on date 21-Sep-23 23-Jun-23 24-Mar-23 Declared on date 24-Nov-23 27-Oct-23 29-Sep-23 Declared on date 15-Sep-23 24-Mar-23
IDCW Yield (Regular Plan) 1.74% 1.75% 1.50% IDCW Yield (Regular Plan) 0.53% 0.54% 0.67% IDCW Yield (Regular Plan) 2.93% 3.07%
IDCW (`) Per Unit 0.1970 0.1990 0.1690 IDCW (`) Per Unit 0.0552 0.0556 0.0697 IDCW (`) Per Unit 0.3062 0.3200
Cum IDCW NAV 11.3251 11.3529 11.2807 Cum IDCW NAV 10.3947 10.3723 10.4529 Cum IDCW NAV 10.4563 10.4238
Declared on date 21-Sep-23 23-Jun-23 24-Mar-23 Declared on date 24-Nov-23 27-Oct-23 29-Sep-23 Declared on date 15-Sep-23 24-Mar-23
IDCW Yield (Direct Plan) 1.75% 1.75% 1.50% IDCW Yield (Direct Plan) 0.53% 0.54% 0.67% IDCW Yield (Direct Plan) 3.41% 2.49%
IDCW (`) Per Unit 0.2140 0.2140 0.1820 IDCW (`) Per Unit 0.0569 0.0573 0.0717 IDCW (`) Per Unit 0.3590 0.2600
Cum IDCW NAV 12.2307 12.2342 12.1310 Cum IDCW NAV 10.7179 10.6900 10.7681
Cum IDCW NAV 10.5339 10.4311
Note: The NAV of the scheme, pursuant to pay out of IDCW would fall to the extent Note: The NAV of the scheme, pursuant to pay out of IDCW would fall to the extent Note: The NAV of the scheme, pursuant to pay out of IDCW would fall to the extent
of the payout and statutory levy (if applicable). Past performance may or may not be of the payout and statutory levy (if applicable). Past performance may or may not be of the payout and statutory levy (if applicable). Past performance may or may not be
sustained in future. The Face Value - 10.00 Per Unit sustained in future. The Face Value - 10.00 Per Unit sustained in future. The Face Value - 10.00 Per Unit
The Financial Solution(s) stated above is ONLY for highlighting the many advantages The Financial Solution(s) stated above is ONLY for highlighting the many advantages The Financial Solution(s) stated above is ONLY for highlighting the many advantages
perceived from investments in Mutual Funds but does not in any manner, indicate perceived from investments in Mutual Funds but does not in any manner, indicate perceived from investments in Mutual Funds but does not in any manner, indicate
or imply, either the quality of any particular Scheme or guarantee any specific or imply, either the quality of any particular Scheme or guarantee any specific or imply, either the quality of any particular Scheme or guarantee any specific
performance/returns. performance/returns. performance/returns.

Aditya Birla Sun Life Government Securities Fund Aditya Birla Sun Life Active Debt Multi Aditya Birla Sun Life Regular Savings Fund
Manager FoF Scheme
Income Distribution cum capital withdrawal Income Distribution cum capital withdrawal Income Distribution cum capital withdrawal
Declared on date 15-Sep-23 15-Jun-23 15-Mar-23 Declared on date 25-Sep-14 25-Jun-14 20-Mar-14 Declared on date 24-Nov-23 27-Oct-23 29-Sep-23
IDCW Yield (Regular Plan) 1.74% 1.71% 1.46% IDCW Yield (Regular Plan) 1.40% 0.28% 0.58% IDCW Yield (Regular Plan) 0.53% 0.54% 0.66%
IDCW (`) Per Unit 0.1953 0.1934 0.1630 IDCW (`) Per Unit 0.1559 0.0312 0.0623 IDCW (`) Per Unit 0.0826 0.0835 0.1044
Cum IDCW NAV 11.2107 11.2921 11.1524 Cum IDCW NAV 11.1669 11.0097 10.7957 Cum IDCW NAV 15.5923 15.5032 15.6998
Declared on date 15-Sep-23 15-Jun-23 15-Mar-23 Declared on date 24-Nov-23 27-Oct-23 29-Sep-23
Note: The NAV of the scheme, pursuant to pay out of IDCW would fall to the extent
IDCW Yield (Direct Plan) 1.74% 1.71% 1.46% of the payout and statutory levy (if applicable). Past performance may or may not be
IDCW Yield (Direct Plan) 0.53% 0.54% 0.66%
IDCW (`) Per Unit 0.2054 0.2031 0.1709 sustained in future. The Face Value - 10.00 Per Unit IDCW (`) Per Unit 0.1327 0.1342 0.1676
Cum IDCW NAV 11.8113 11.8776 11.7112 The Financial Solution(s) stated above is ONLY for highlighting the many advantages Cum IDCW NAV 25.0820 24.9207 25.2183
Note: The NAV of the scheme, pursuant to pay out of IDCW would fall to the extent perceived from investments in Mutual Funds but does not in any manner, indicate Note: The NAV of the scheme, pursuant to pay out of IDCW would fall to the extent
of the payout and statutory levy (if applicable). Past performance may or may not be or imply, either the quality of any particular Scheme or guarantee any specific of the payout and statutory levy (if applicable). Past performance may or may not be
sustained in future. The Face Value - 10.00 Per Unit performance/returns. sustained in future. The Face Value - 10.00 Per Unit
The Financial Solution(s) stated above is ONLY for highlighting the many advantages The Financial Solution(s) stated above is ONLY for highlighting the many advantages
perceived from investments in Mutual Funds but does not in any manner, indicate perceived from investments in Mutual Funds but does not in any manner, indicate
or imply, either the quality of any particular Scheme or guarantee any specific or imply, either the quality of any particular Scheme or guarantee any specific
performance/returns. performance/returns.

Aditya Birla Sun Life CRISIL Liquid Overnight ETF Aditya Birla Sun Life Long Duration Fund
Income Distribution cum capital withdrawal Income Distribution cum capital withdrawal
Declared on date 30-Nov-23 31-Oct-23 29-Sep-23 Declared on date 24-Nov-23
IDCW Yield (Regular Plan) 0.02% 0.05% 0.02% IDCW Yield (Regular Plan) 7.01%
IDCW (`) Per Unit 0.1684 0.5112 0.1634 IDCW (`) Per Unit 0.7690
Cum IDCW NAV 1000.0000 1000.0000 1000.0000 Cum IDCW NAV 10.9757
Note: The NAV of the scheme, pursuant to pay out of IDCW would fall to the extent
of the payout and statutory levy (if applicable). Past performance may or may not be
Declared on date 24-Nov-23
sustained in future. The Face Value - 1000.00 Per Unit IDCW Yield (Direct Plan) 7.01%
The Financial Solution(s) stated above is ONLY for highlighting the many advantages IDCW (`) Per Unit 0.7760
perceived from investments in Mutual Funds but does not in any manner, indicate Cum IDCW NAV 11.0700
or imply, either the quality of any particular Scheme or guarantee any specific Note: The NAV of the scheme, pursuant to pay out of IDCW would fall to the extent
performance/returns. of the payout and statutory levy (if applicable). Past performance may or may not be
sustained in future. The Face Value - 10.00 Per Unit
The Financial Solution(s) stated above is ONLY for highlighting the many advantages
perceived from investments in Mutual Funds but does not in any manner, indicate
or imply, either the quality of any particular Scheme or guarantee any specific
performance/returns.

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 176

 Product Labeling
Disclosures
Product Labeling Disclosures Product Labeling Disclosures
Aditya Birla Sun Life Equity Hybrid ‘95 Fund Aditya Birla Sun Life Nifty 50 Index Fund
(An open ended hybrid scheme investing predominantly in equity and equity related instruments.) (An open ended scheme tracking Nifty 50 TRI)
• long term capital growth and income • long term capital growth
• investment predominantly in equity and equity related securities as well as debt and money market instruments • investments in stocks in line with Nifty 50 TRI and / or in exchange traded derivatives on the Nifty 50 TRI to
Fund CRISIL Hybrid 35+65 - Aggressive Index generate comparable returns, subject to tracking errors.
Fund Nifty 50 TRI

*Investors should consult their financial advisors if in doubt whether the product is suitable for them.
*Investors should consult their financial advisors if in doubt whether the product is suitable for them.

Product Labeling Disclosures

Product Labeling Disclosures
Aditya Birla Sun Life Frontline Equity Fund
(An Open ended equity scheme predominantly investing in large cap stocks) Aditya Birla Sun Life Focused Fund
(An Open ended Large cap Equity Scheme investing in maximum 30 stocks)
• Long term capital growth
• investments in equity and equity related securities, diversified across various industries in line with the benchmark • long term capital growth with exposure limited to a maximum of 30 stocks
index, Nifty 100 TRI • Investments in equity and equity related securities to form a concentrated portfolio
Fund Nifty 100 TRI Fund Nifty 500 TRI

*Investors should consult their financial advisors if in doubt whether the product is suitable for them. *Investors should consult their financial advisors if in doubt whether the product is suitable for them.

Product Labeling Disclosures Product Labeling Disclosures

Aditya Birla Sun Life Flexi Cap Fund Aditya Birla Sun Life Equity Advantage Fund
(An open ended dynamic equity scheme investing across large cap, mid cap, small cap stocks) (An open ended equity scheme investing in both large cap and mid cap stocks)
• long term capital growth • long term capital growth and income
• investments in equity and equity related securities • Investments predominantly in equity and equity related securities as well as debt and money market instruments
Fund Nifty 500 TRI Fund Nifty Large Midcap 250 TRI

*Investors should consult their financial advisors if in doubt whether the product is suitable for them. *Investors should consult their financial advisors if in doubt whether the product is suitable for them.

Product Labeling Disclosures Product Labeling Disclosures

Aditya Birla Sun Life MNC Fund Aditya Birla Sun Life Midcap Fund
(An open ended equity scheme following the MNC theme in its investments) (An open ended equity scheme predominantly investing in mid cap stocks)
• long term capital growth • Long term capital growth
• investments primarily in equity and equity related securities of multinational companies (MNCs) • Investments primarily in mid cap stocks
Fund Nifty MNC TRI Fund Nifty Midcap 150 TRI

*Investors should consult their financial advisors if in doubt whether the product is suitable for them. *Investors should consult their financial advisors if in doubt whether the product is suitable for them.

Product Labeling Disclosures Product Labeling Disclosures

Aditya Birla Sun Life Small Cap Fund Aditya Birla Sun Life Pure Value Fund
(An open ended equity scheme predominantly investing in small cap stocks) (An open ended equity scheme following a value investment strategy)
• Long term capital growth • long term capital growth
• Investments primarily in small cap companies • investments in equity and equity related securities by following value investing strategy
Fund S&P BSE 250 SmallCap TRI Fund Nifty 500 TRI

*Investors should consult their financial advisors if in doubt whether the product is suitable for them. *Investors should consult their financial advisors if in doubt whether the product is suitable for them.

Product Labeling Disclosures Product Labeling Disclosures

Aditya Birla Sun Life Manufacturing Equity Fund Aditya Birla Sun Life Banking and Financial Services Fund
(An open ended equity scheme following the Manufacturing theme) (An open ended equity scheme investing in the Banking & Financial Services sectors)
• long term capital growth • long term capital growth
• Investments in equity and equity related securities of companies engaged in manufacturing sector • Investments in equity and equity related securities of companies engaged in banking and financial services
Fund S&P BSE India Manufacturing TRI Fund Nifty Financial Services TRI

*Investors should consult their financial advisors if in doubt whether the product is suitable for them. *Investors should consult their financial advisors if in doubt whether the product is suitable for them.

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 177

 Product Labeling
Disclosures
Product Labeling Disclosures Product Labeling Disclosures
Aditya Birla Sun Life PSU Equity Fund Aditya Birla Sun Life Dividend Yield Fund
(An Open ended equity scheme following PSU theme) (An open ended equity scheme predominantly investing in Dividend Yielding stocks)
• Long term capital appreciation • long term capital growth
• Invests in stocks of Public Sector Undertakings • investments in equity and equity related securities of companies having relatively high Dividend Yield
Fund S&P BSE PSU TRI Nifty 500 TRI/ Nifty Dividend Opportunities
Fund
50 Index TRI

*Investors should consult their financial advisors if in doubt whether the product is suitable for them.
*Investors should consult their financial advisors if in doubt whether the product is suitable for them.

Product Labeling Disclosures Product Labeling Disclosures

Aditya Birla Sun Life Infrastructure Fund Aditya Birla Sun Life Digital India Fund
(An open ended equity scheme investing in infrastructure sector) (An open ended equity scheme investing in the Technology, Telecom, Media, Entertainment and other related
• long term capital growth ancillary sectors)
• investments in equity and equity related securities of companies that are participating in the growth and • long term capital growth
development of Infrastructure in India • Investments in equity and equity related securities with a focus on investing in IT, Media, Telecom related and
Fund Nifty Infrastructure TRI other technology enabled companies
Fund S&P BSE Teck TRI

*Investors should consult their financial advisors if in doubt whether the product is suitable for them.
*Investors should consult their financial advisors if in doubt whether the product is suitable for them.

Product Labeling Disclosures

Product Labeling Disclosures
Aditya Birla Sun Life India GenNext Fund
(An open ended equity scheme following Consumption theme) Aditya Birla Sun Life International Equity Fund
(An open ended equity scheme following international theme by investing predominantly in Global Equities)
• long term capital growth
• investments in equity and equity related securities of companies that are expected to benefit from the rising • long term capital growth
consumption patterns in India fuelled by high disposable incomes • investments predominantly in equity and equity related securities in the international markets
Fund NIFTY India Consumption TRI Fund S&P Global 1200 TRI

*Investors should consult their financial advisors if in doubt whether the product is suitable for them. *Investors should consult their financial advisors if in doubt whether the product is suitable for them.

Product Labeling Disclosures Product Labeling Disclosures

Aditya Birla Sun Life Global Emerging Opportunities Fund Aditya Birla Sun Life Global Excellence Equity Fund of Fund
(An open ended fund of fund scheme investing primarily in units of Julius Baer Equity Next Generation Fund) (An open-ended fund of fund scheme investing primarily in units of Julius Baer Global Excellence Equity Fund)
• Capital appreciation in the long term • Capital appreciation in the long term
• Investment in units of Julius Baer Equity Next Generation Fund • Investment in Units of Julius Baer Global Excellence Equity Fund
Fund MSCI ACWI Index Fund MSCI World Index

*Investors should consult their financial advisors if in doubt whether the product is suitable for them. *Investors should consult their financial advisors if in doubt whether the product is suitable for them.

Product Labeling Disclosures Product Labeling Disclosures

Aditya Birla Sun Life Financial Planning FOF - Aggressive Plan Aditya Birla Sun Life Pharma & Healthcare Fund
An open ended fund of fund scheme investing in a portfolio of mutual fund schemes (predominantly in Equity (An Open Ended equity scheme investing in Pharma and Healthcare Services Sector)
Schemes and Exchange Traded Funds • Long term capital growth
• capital appreciation through strategic asset allocation which is based on satisfying the needs to a specific risk • investments in equity & equity related instruments of the companies in the Pharmaceuticals, Healthcare and
return profile (Aggressive) of investors in the long term Allied sectors in India
• investment in portfolio of mutual fund schemes (predominantly in Equity Schemes and Exchange Traded Funds) Fund S&P BSE Healthcare TRI
Fund CRISIL Hybrid 35+65 -Aggressive Index

*Investors should consult their financial advisors if in doubt whether the product is suitable for them.
*Investors should consult their financial advisors if in doubt whether the product is suitable for them.

Product Labeling Disclosures Product Labeling Disclosures

Aditya Birla Sun Life US Treasury 1–3 year Bond ETFs Fund of Funds Aditya Birla Sun Life US Treasury 3-10 year Bond ETFs Fund of Funds
An open ended fund of funds scheme investing in units of ETFs focused on US Treasury Bonds having maturity An open ended fund of funds scheme investing in units of ETFs focused on US Treasury Bonds having maturity
between 1-3 Years. between 3-10 Years.
• Long term capital appreciation • Long term capital appreciation
• Investment in the units of ETFs focused on US Treasury Bonds having maturity between 1-3 Years • Investment in the units of ETFs focused on US Treasury Bonds having maturity between 3-10 Years
Fund Bloomberg US Treasury 1-3 Year Index Fund Bloomberg US Treasury 3-10 Year Index

*Investors should consult their financial advisors if in doubt whether the product is suitable for them. *Investors should consult their financial advisors if in doubt whether the product is suitable for them.

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 Product Labeling
Disclosures
Product Labeling Disclosures Product Labeling Disclosures
Aditya Birla Sun Life Bal Bhavishya Yojna Aditya Birla Sun Life Retirement Fund - The 30s Plan
An open ended fund for investment for children having a lock-in for at least 5 years or till the child attains age of An open-ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age (whichever
majority (whichever is earlier) is earlier)
• long term capital growth • long term capital growth
• investment in predominantly equity and equity related securities as well as debt and money market instruments • Investments in equity and equity related securities
Fund Nifty 500 TRI Fund Nifty 500 TRI

*Investors should consult their financial advisors if in doubt whether the product is suitable for them. *Investors should consult their financial advisors if in doubt whether the product is suitable for them.

Product Labeling Disclosures Product Labeling Disclosures

Aditya Birla Sun Life Retirement Fund - The 40s Plan Aditya Birla Sun Life ESG Fund
An open-ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age (whichever (An open-ended equity scheme investing in companies following Environment, Social & Governance (ESG) theme)
is earlier)
• Long Term Capital Appreciation
• Long term capital growth and income • An equity scheme that invests in companies following the Environment, Social & Governance (ESG) theme
• Investment predominantly in equity and equity related securities as well as debt and money market instruments
Fund NIFTY 100 ESG TRI
Fund CRISIL Hybrid 35+65 - Aggressive Index

*Investors should consult their financial advisors if in doubt whether the product is suitable for them.
*Investors should consult their financial advisors if in doubt whether the product is suitable for them.

Product Labeling Disclosures Product Labeling Disclosures

Aditya Birla Sun Life Multi-Cap Fund Aditya Birla Sun Life S&P BSE Sensex ETF
(An open ended equity scheme investing across large cap, mid cap & small cap stocks) (An open ended scheme replicating BSE SENSEX index)

• Long term capital growth and income • long term capital growth
• Investment predominantly in equity and equity related instruments as well as debt and money market instruments • Investments in stocks in line with BSE SENSEX to generate comparable returns, subject to tracking errors
Fund NIFTY 500 Multicap 50:25:25 TRI Fund S&P BSE Sensex TRI

*Investors should consult their financial advisors if in doubt whether the product is suitable for them. *Investors should consult their financial advisors if in doubt whether the product is suitable for them.

Product Labeling Disclosures Product Labeling Disclosures

Aditya Birla Sun Life Nifty Bank ETF Aditya Birla Sun Life Nifty Next 50 ETF
(An Open ended exchange traded fund tracking Nifty Bank Index) (An Open ended Scheme tracking Nifty Next 50 Index)

• long term capital growth • long term investments

• Investments in stocks comprising the underlying index and endeavors to track the benchmark index • Investments in securities covered by Nifty Next 50 Index
Fund Nifty Bank TRI Fund Nifty Next 50 TRI

*Investors should consult their financial advisors if in doubt whether the product is suitable for them. *Investors should consult their financial advisors if in doubt whether the product is suitable for them.

Product Labeling Disclosures Product Labeling Disclosures

Aditya Birla Sun Life Nifty 50 ETF Aditya Birla Sun Life Equity Savings Fund
(An open ended scheme replicating NIFTY 50 TR Index) (An open ended scheme investing in equity, arbitrage and debt)
• long term capital growth and income
• long term capital growth
• An open ended equity scheme investing in equity and equity related securities including the use of equity
• Investments in stocks in line with Nifty 50 TRI to generate comparable returns, subject to tracking errors
derivatives strategies and arbitrage opportunities with balance exposure in debt and money market instruments
Fund Nifty 50 TRI Fund NIFTY Equity Savings TRI

*Investors should consult their financial advisors if in doubt whether the product is suitable for them. *Investors should consult their financial advisors if in doubt whether the product is suitable for them.

Product Labeling Disclosures Product Labeling Disclosures

Aditya Birla Sun Life Gold Fund
Aditya Birla Sun Life Gold ETF
(An open ended fund of funds scheme investing in Aditya Birla Sun Life Gold ETF)
(An open ended scheme tracking physical price of Gold)
• returns in line with performance of Aditya Birla Sun Life Gold ETF (Aditya Birla Sun Life GETF) over long term
• investments predominantly in units of Aditya Birla Sun Life Gold ETF. Aditya Birla Sun Life GETF invests in physical • Returns that are in line with the performance of gold over long term, subject to tracking errors.
gold of 99.5% purity (fineness) • Investments in physical gold of 99.5% purity (fineness)
Fund Prices of Gold Fund Prices of Gold

*Investors should consult their financial advisors if in doubt whether the product is suitable for them. *Investors should consult their financial advisors if in doubt whether the product is suitable for them.

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 Product Labeling
Disclosures
Product Labeling Disclosures Product Labeling Disclosures
Aditya Birla Sun Life Balanced Advantage Fund Aditya Birla Sun Life Special Opportunities Fund
(An open ended Dynamic Asset Allocation fund) (An open-ended equity scheme following special situations theme)
• Capital appreciation and regular income in the long term • Long Term Capital Appreciation
• Investment in equity & equity related securities as well as fixed income securities (Debt & Money Market securities) • An equity Scheme that invests in stocks based on special situations theme
Fund CRISIL Hybrid 50+50 - Moderate Index Fund S&P BSE 500 TRI

*Investors should consult their financial advisors if in doubt whether the product is suitable for them. *Investors should consult their financial advisors if in doubt whether the product is suitable for them.

Product Labeling Disclosures Product Labeling Disclosures

Aditya Birla Sun Life Asset Allocator FoF Aditya Birla Sun Life Retirement Fund - The 50s Plan
An open ended fund of fund scheme investing predominantly in equity schemes, Exchange Traded Funds (ETFs) An open-ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age (whichever
& debt schemes is earlier)
• capital appreciation in the long term • regular income with capital growth over medium to long term
• investment in portfolio of equity schemes, Exchange Traded Funds & debt schemes • investments in debt and money market instruments as well as equity and equity related securities
Fund CRISIL Hybrid 50+50 - Moderate Index Fund CRISIL Short Term Debt Hybrid 75+25 Index

*Investors should consult their financial advisors if in doubt whether the product is suitable for them. *Investors should consult their financial advisors if in doubt whether the product is suitable for them.

Product Labeling Disclosures Product Labeling Disclosures

Aditya Birla Sun Life Nifty Midcap 150 Index Fund Aditya Birla Sun Life Nifty Smallcap 50 Index Fund
(An Open ended scheme tracking the Nifty Midcap 150 TR Index) (An open ended scheme tracking Nifty Smallcap 50 TR Index)
• Long term Capital Appreciation • Long Term Capital Appreciation
• Investments in Equity and equity related securities replicating the composition of the Nifty Midcap 150 Index • Investments in Equity and Equity related securities and replicates the composition of the Nifty Smallcap 50 Index
Fund Nifty Midcap 150 Index TRI Fund Nifty Smallcap 50 TRI

*Investors should consult their financial advisors if in doubt whether the product is suitable for them. *Investors should consult their financial advisors if in doubt whether the product is suitable for them.

Product Labeling Disclosures Product Labeling Disclosures

Aditya Birla Sun Life Nifty Healthcare ETF Aditya Birla Sun Life Nifty IT ETF
An open ended exchange traded fund tracking Nifty Healthcare TRI (An open ended exchange traded fund tracking Nifty IT TRI)
• Long term capital growth • Long term capital growth
• Investments in stocks comprising the underlying index and endeavors to track the benchmark index • Investments in stocks comprising the underlying index and endeavors to track the benchmark index
Fund Nifty Healthcare TRI Fund Nifty IT TRI

*Investors should consult their financial advisors if in doubt whether the product is suitable for them. *Investors should consult their financial advisors if in doubt whether the product is suitable for them.

Product Labeling Disclosures Product Labeling Disclosures

Aditya Birla Sun Life Nifty Next 50 Index Fund Aditya Birla Sun Life Nifty 50 Equal Weight Index Fund
(An open-ended scheme tracking the Nifty Next 50 Index) An open ended scheme tracking Nifty 50 Equal Weight TR Index
• Capital appreciation over the long term • Long Term Capital Appreciation
• A Scheme that invests in equity and equity related securities and replicates the composition of the Nifty Next • Investments in Equity and Equity related securities and replicates the composition of the Nifty 50 Equal Weight
50 Index TR Index
Fund Nifty Next 50 TRI Fund Nifty 50 Equal Weight TRI

*Investors should consult their financial advisors if in doubt whether the product is suitable for them. *Investors should consult their financial advisors if in doubt whether the product is suitable for them.

Product Labeling Disclosures Product Labeling Disclosures

Aditya Birla Sun Life NASDAQ 100 FOF Aditya Birla Sun Life Silver ETF
(An open ended fund of fund investing in units of overseas ETF’s and/or Index Fund based on NASDAQ-100 Index) (An open ended exchange traded fund tracking physical price of Silver)
• Long term capital appreciation • Investors seeking returns that are in line with the performance of silver over the long term, subject to tracking
• Return that corresponds generally to the performance of the NASDAQ-100 Index, subject to tracking error errors
Fund NASDAQ 100 TRI • Investments in physical silver of 99.9% purity (fineness)
Fund Price of silver

*Investors should consult their financial advisors if in doubt whether the product is suitable for them.
*Investors should consult their financial advisors if in doubt whether the product is suitable for them.

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 Product Labeling
Disclosures
Product Labeling Disclosures Product Labeling Disclosures
Aditya Birla Sun Life Silver ETF Fund Of Fund Aditya Birla Sun Life Business Cycle Fund
(An open ended fund of fund scheme investing in the units of Aditya Birla Sun Life Silver ETF) (An open ended equity scheme following business cycles based investing theme)
• Investors seeking returns that are in line with the performance of Aditya Birla Sun Life Silver ETF over the long • Long term capital appreciation
term. • An equity scheme investing in Indian equity & equity related securities with focus on riding business cycles
• Investments in the units of Aditya Birla Sun Life Silver ETF, which in turn invests in physical silver of 99.9% through dynamic allocation between various sectors and stocks at different stages of business cycles in the
purity (fineness) economy
Fund Price of silver Fund S&P BSE 500 TRI

*Investors should consult their financial advisors if in doubt whether the product is suitable for them. *Investors should consult their financial advisors if in doubt whether the product is suitable for them.

Product Labeling Disclosures Product Labeling Disclosures

Aditya Birla Sun Life Nifty 200 Momentum 30 ETF Aditya Birla Sun Life Nifty 200 Quality 30 ETF
An open ended exchange traded fund tracking Nifty 200 Momentum 30 TRI An open ended exchange traded fund tracking Nifty 200 Quality 30 TRI
• Investors seeking returns that are in line with the performance of Nifty 200 Momentum 30 Index,subject to • Investors seeking returns that are in line with the performance of Nifty 200 Quality 30 Index,subject to tracking
tracking errors. errors.
• Investments in the stocks belonging to Nifty 200 Momentum 30 Index. • Investments in the stocks belonging to Nifty 200 Quality 30 Index.
Fund Nifty 200 Momentum 30 TRI Fund Nifty 200 Quality 30 TRI

*Investors should consult their financial advisors if in doubt whether the product is suitable for them. *Investors should consult their financial advisors if in doubt whether the product is suitable for them.

Product Labeling Disclosures Product Labeling Disclosures

Aditya Birla Sun Life Multi - Index Fund of Funds Aditya Birla Sun Life Multi Asset Allocation Fund
An open-ended fund of funds scheme investing in Exchange Traded Funds and Index Funds. An open ended scheme investing in Equity, Debt and Commodities.
• Long term capital appreciation • Long term capital appreciation
• Investment in passively managed instruments such as ETFs and Index Funds of equity and equity related • Investment in equity and equity related securities, debt & money market instruments and Commodities.
instruments (domestic index funds & ETFs as well as overseas ETFs), fixed income securities, Gold / Silver 65% S&P BSE 200 + 25% CRISIL Short Term Bond
50% Nifty 500 TRI + 30% CRISIL Low Duration Fund Index + 5% of Domestic prices of Gold + 5% of
Debt Index + 10% MSCI AC World Index + 5% Do- Domestic prices of Silver
Fund
mestic Price of Physical Gold + 5% Price of silver
(based on LBMA Silver daily spot fixing price)

*Investors should consult their financial advisors if in doubt whether the product is suitable for them.

*Investors should consult their financial advisors if in doubt whether the product is suitable for them.

Product Labeling Disclosures Product Labeling Disclosures

Aditya Birla Sun Life Regular Savings Fund Aditya Birla Sun Life ELSS Tax Saver Fund
(An open ended hybrid scheme investing predominantly in debt instruments) (An open ended Equity Linked Saving Scheme with a statutory lock in of 3 years and tax benefit)
• regular income with capital growth over medium to long term • long term capital growth
• investments in debt and money market instruments as well as equity and equity related securities [10-15%] • investments in equity and equity related securities, with tax benefit under section 80C, subject to eligibility
Fund CRISIL Hybrid 85+15 - Conservative Index Fund Nifty 500 TRI

*Investors should consult their financial advisors if in doubt whether the product is suitable for them. *Investors should consult their financial advisors if in doubt whether the product is suitable for them.

Product Labeling Disclosures Product Labeling Disclosures

Aditya Birla Sun Life Financial Planning FOF - Conservative Plan Aditya Birla Sun Life Retirement Fund 'The 50s Plus - Debt Plan'
(An open ended fund of fund scheme investing in a portfolio of mutual fund schemes (predominantly in Debt & (An open-ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age (whichever
Liquid Schemes). is earlier)
• capital appreciation through strategic asset allocation which is based on satisfying the needs to a specific risk • Capital appreciation & income over long term to achieve retirement goals
return profile (Conservative) of investors in the long term • investments in debt & money market instruments as well as equity and equity related securities
• investment in portfolio of mutual fund schemes (predominantly in Debt and Liquid schemes) Fund CRISIL Short Term Bond Index
Fund CRISIL Short Term Debt Hybrid 75+25 Index

*Investors should consult their financial advisors if in doubt whether the product is suitable for them.
*Investors should consult their financial advisors if in doubt whether the product is suitable for them.

Product Labeling Disclosures

Product Labeling Disclosures
Aditya Birla Sun Life Arbitrage Fund
Aditya Birla Sun Life Active Debt Multi Manager FoF Scheme (An open ended scheme investing in arbitrage opportunities)
(An open-ended fund of funds scheme investing in dynamically managed portfolio of Debt Funds)
• income over short term
• Capital appreciation in the long term • investments in equity and equity related securities including derivatives for taking advantage from the price
• Investment in a dynamically managed portfolio of debt funds differentials/mis-pricing prevailing for stock/index in various segments (Cash & Futures)
Fund CRISIL Composite Bond Index Fund Nifty 50 Arbitrage Index

*Investors should consult their financial advisors if in doubt whether the product is suitable for them. *Investors should consult their financial advisors if in doubt whether the product is suitable for them.

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 Product Labeling
Disclosures
Product Labeling Disclosures Product Labeling Disclosures
Aditya Birla Sun Life Liquid Fund Aditya Birla Sun Life Money Manager Fund
(An Open Ended Liquid Scheme. A relatively low interest rate risk and moderate credit risk.) (An open-ended debt scheme investing in money market instruments. A relatively low interest rate risk and moderate
credit risk.)
• reasonable returns with high levels of safety and convenience of liquidity over short term
• investments in high quality debt and money market instruments with maturity of upto 91 days • reasonable returns with convenience of liquidity over short term
• investments in debt and money market instruments with maturity of upto 1 year
Fund CRISIL Liquid Debt B-I Index
Fund NIFTY Money Market Index B-I

*Investors should consult their financial advisors if in doubt whether the product is suitable for them.
*Investors should consult their financial advisors if in doubt whether the product is suitable for them.

Potential Risk Class Matrix

Potential Risk Class Matrix
Credit Risk →
Relatively Low (Class A) Moderate(Class B) Relatively High (Class C) Credit Risk →
Interest Rate Risk ↓ Relatively Low (Class A) Moderate(Class B) Relatively High (Class C)
Relatively Low (Class I) B-I Interest Rate Risk ↓
Moderate (Class II) Relatively Low (Class I) B-I
Relatively High (Class III) Moderate (Class II)
Relatively High (Class III)

Product Labeling Disclosures

Product Labeling Disclosures
Aditya Birla Sun Life Short Term Fund
(An open ended short term debt scheme investing in instruments such that the Macaulay duration of the portfolio is Aditya Birla Sun Life Banking & PSU Debt Fund
between 1-3 years. A relatively high interest rate risk and moderate credit risk.) (An open ended debt scheme predominantly investing in debt instruments of banks, Public Sector Undertakings,
Public Financial Institutions and Municipal Bonds. A relatively high interest rate risk and moderate credit risk.)
• Income with capital growth over short term
• Generation of reasonable returns and liquidity over short term
• investments in debt and money market instruments
• investment primarily in securities issued by Banks, Public Sector Undertakings and Public Financial Institutions
Fund NIFTY Short Duration Debt Index B-II in India
Fund Nifty Banking & PSU Debt Index

*Investors should consult their financial advisors if in doubt whether the product is suitable for them.
*Investors should consult their financial advisors if in doubt whether the product is suitable for them.
Potential Risk Class Matrix
Credit Risk →
Relatively Low (Class A) Moderate(Class B) Relatively High (Class C)
Potential Risk Class Matrix
Interest Rate Risk ↓ Credit Risk →
Relatively Low (Class I) Relatively Low (Class A) Moderate(Class B) Relatively High (Class C)
Interest Rate Risk ↓
Moderate (Class II) Relatively Low (Class I)
Relatively High (Class III) B-III Moderate (Class II)
Relatively High (Class III) B-III

Product Labeling Disclosures

Aditya Birla Sun Life Income Fund Product Labeling Disclosures
(An open ended medium term debt scheme investing in instruments such that the Macaulay duration of the portfolio
Aditya Birla Sun Life Government Securities Fund
is between 4-7 years. A relatively high interest rate risk and moderate credit risk.)
(An open ended debt scheme investing in government securities across maturity. A relatively high interest rate risk
• Income with capital growth over medium to long term and relatively low credit risk.)
• investments in a combination of debt and money market instruments
• income with capital growth over medium to long term
Fund CRISIL Medium to Long Duration Debt A-III Index • investments exclusively in Government Securities
Fund Nifty All Duration G-Sec Index

*Investors should consult their financial advisors if in doubt whether the product is suitable for them.
*Investors should consult their financial advisors if in doubt whether the product is suitable for them.
Potential Risk Class Matrix
Credit Risk →
Relatively Low (Class A) Moderate(Class B) Relatively High (Class C)
Potential Risk Class Matrix
Interest Rate Risk ↓ Credit Risk →
Relatively Low (Class I) Relatively Low (Class A) Moderate(Class B) Relatively High (Class C)
Interest Rate Risk ↓
Moderate (Class II) Relatively Low (Class I)
Relatively High (Class III) B-III Moderate (Class II)
Relatively High (Class III) A-III

Product Labeling Disclosures

Aditya Birla Sun Life Savings Fund Product Labeling Disclosures
(An open ended ultra-short term debt scheme investing in instruments such that Macaulay duration of the portfolio
is between 3 months and 6 months . A moderate interest rate risk and moderate credit risk.) Aditya Birla Sun Life Credit Risk Fund
(An open ended debt scheme predominantly investing in AA and below rated corporate bonds. A relatively high
• reasonable returns with convenience of liquidity over short term interest rate risk and relatively high credit risk.)
• investments in debt and money market instruments.
• Income with capital growth over short to medium term
Fund NIFTY Ultra Short Duration Debt Index B-I • Investment in portfolio of corporate debt securities with short to medium term maturities across the credit
spectrum within the investment grade.
Fund NIFTY Credit Risk Bond Index C-III

*Investors should consult their financial advisors if in doubt whether the product is suitable for them.

Potential Risk Class Matrix *Investors should consult their financial advisors if in doubt whether the product is suitable for them.

Credit Risk →
Relatively Low (Class A) Moderate(Class B) Relatively High (Class C)
Interest Rate Risk ↓ Potential Risk Class Matrix
Relatively Low (Class I) Credit Risk →
Moderate (Class II) B-II Relatively Low (Class A) Moderate(Class B) Relatively High (Class C)
Interest Rate Risk ↓
Relatively High (Class III) Relatively Low (Class I)
Moderate (Class II)
Relatively High (Class III) C-III

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 Product Labeling
Disclosures
Product Labeling Disclosures Product Labeling Disclosures
Aditya Birla Sun Life Dynamic Bond Fund ADITYA BIRLA SUN LIFE NIFTY SDL APR 2027 INDEX FUND
(An open ended dynamic debt scheme investing across duration. A relatively high interest rate risk and relatively (An open ended Target Maturity Index Fund tracking the Nifty SDL Apr 2027 Index. A relatively high interest rate risk
high credit risk.) and relatively low credit risk)
• Income with capital growth • Income over longer term
• investments in actively managed portfolio of debt and money market instruments including government securities • Open ended Target Maturity Index Fund that seeks to track Nifty SDL Apr 2027 Index
Fund NIFTY Composite Debt Index B-III Fund Nifty SDL Apr 2027 Index

*Investors should consult their financial advisors if in doubt whether the product is suitable for them. *Investors should consult their financial advisors if in doubt whether the product is suitable for them.

Potential Risk Class Matrix Potential Risk Class Matrix

Credit Risk → Credit Risk →
Relatively Low (Class A) Moderate(Class B) Relatively High (Class C) Relatively Low (Class A) Moderate(Class B) Relatively High (Class C)
Interest Rate Risk ↓ Interest Rate Risk ↓
Relatively Low (Class I) Relatively Low (Class I)
Moderate (Class II) Moderate (Class II)
Relatively High (Class III) C-III Relatively High (Class III) A-III

Product Labeling Disclosures Product Labeling Disclosures

ADITYA BIRLA SUN LIFE NIFTY SDL PLUS PSU BOND SEP 2026 60:40 INDEX FUND Aditya Birla Sun Life CRISIL IBX 60:40 SDL + AAA PSU - Apr 2027 Index Fund
(An open ended scheme tracking the Nifty SDL Plus PSU Bond Sep 2026 60:40 Index) (An open ended Target Maturity Index Fund tracking the CRISIL IBX 60:40 SDL + AAA PSU Index - April 2027. A
relatively high interest rate risk and relatively low credit risk.)
• Income over longer term
• Open ended Target Maturity Index Fund that seeks to track Nifty SDL Plus PSU Bond Sep 2026 60:40 Index • Income over the target maturity period
• An open ended Target Maturity Index Fund that seeks to track CRISIL IBX 60:40 SDL + AAA PSU Index - April 2027
Fund Nifty SDL Plus PSU Bond Sep 2026 60:40 Index
CRISIL IBX 60:40 SDL + AAA PSU Index - April
Fund
2027

*Investors should consult their financial advisors if in doubt whether the product is suitable for them.
*Investors should consult their financial advisors if in doubt whether the product is suitable for them.
Potential Risk Class Matrix
Credit Risk →
Relatively Low (Class A) Moderate(Class B) Relatively High (Class C) Potential Risk Class Matrix
Interest Rate Risk ↓
Credit Risk →
Relatively Low (Class I) Relatively Low (Class A) Moderate(Class B) Relatively High (Class C)
Interest Rate Risk ↓
Moderate (Class II)
Relatively Low (Class I)
Relatively High (Class III) A-III
Moderate (Class II)
Relatively High (Class III) A-III

Product Labeling Disclosures Product Labeling Disclosures

Aditya Birla Sun Life CRISIL IBX 60:40 SDL + AAA PSU - Apr 2025 Index Fund Aditya Birla Sun Life CRISIL IBX Gilt – April 2026 Index Fund
(An open ended Target Maturity Index Fund tracking the CRISIL IBX 60:40 SDL + AAA PSU Index – April 2025. A An open ended Target Maturity Index Fund tracking the CRISIL IBX Gilt Index – April 2026. A relatively high interest
moderate interest rate risk and relatively low credit risk.) rate risk and relatively low credit risk.
• Income over the target maturity period • Income over the target maturity period
• Open ended Target Maturity Index Fund that seeks to track CRISIL IBX 60:40 SDL + AAA PSU Index – April 2025 • Open ended Target Maturity Index Fund that seeks to track CRISIL IBX Gilt Index – April 2026
CRISIL IBX 60:40 SDL + AAA PSU Index – April Fund CRISIL IBX Gilt Index – April 2026
Fund
2025

*Investors should consult their financial advisors if in doubt whether the product is suitable for them.
*Investors should consult their financial advisors if in doubt whether the product is suitable for them.

Potential Risk Class Matrix

Potential Risk Class Matrix Credit Risk →
Credit Risk → Relatively Low (Class A) Moderate(Class B) Relatively High (Class C)
Relatively Low (Class A) Moderate(Class B) Relatively High (Class C) Interest Rate Risk ↓
Interest Rate Risk ↓ Relatively Low (Class I)
Relatively Low (Class I) Moderate (Class II)
Moderate (Class II) A-II Relatively High (Class III) A-III
Relatively High (Class III)

Product Labeling Disclosures Product Labeling Disclosures

Aditya Birla Sun Life Financial Planning FOF - Moderate Plan
Aditya Birla Sun Life Nifty SDL Sep 2025 Index Fund
An open ended fund of fund scheme investing in a portfolio of mutual fund schemes (predominantly in a combination
An open ended Target Maturity Index Fund tracking the Nifty SDL Sep 2025 Index. A relatively moderate interest rate
of Equity Schemes, Exchange Traded Funds and Debt & Liquid Schemes).
risk and relatively low credit risk.
• capital appreciation through strategic asset allocation which is based on satisfying the needs to a specific risk
• Income over the target maturity period return profile (Prudent) of investors in the long term
• Open ended Target Maturity Index Fund that seeks to track Nifty SDL Sep 2025 Index • investment in portfolio of mutual fund schemes (predominantly in a combination of Equity Schemes, Exchange
Fund Nifty SDL Sep 2025 Index Traded Funds and Debt & Liquid Schemes)
Fund CRISIL Hybrid 50+50 - Moderate Index

*Investors should consult their financial advisors if in doubt whether the product is suitable for them.
*Investors should consult their financial advisors if in doubt whether the product is suitable for them.
Potential Risk Class Matrix
Credit Risk →
Relatively Low (Class A) Moderate(Class B) Relatively High (Class C)
Interest Rate Risk ↓
Relatively Low (Class I)
Moderate (Class II) A-II
Relatively High (Class III)

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 Product Labeling
Disclosures
Product Labeling Disclosures Product Labeling Disclosures
Aditya Birla Sun Life Corporate Bond Fund
Aditya Birla Sun Life Floating Rate Fund
(An open ended debt scheme predominantly investing in AA+ and above rated corporate bonds. A relatively high
(An open ended debt scheme predominantly investing in floating rate instruments (including fixed rate instruments
interest rate risk and moderate credit risk.)
converted to floating rate exposures using swaps /derivatives. A relatively high interest rate risk and moderate
• income with capital growth over short term credit risk.)
• investments in debt and money market instruments
• income with capital growth over short term
Fund NIFTY Corporate Bond Index B-II
• investments in a mix of fixed and floating rate debt and money market instruments
Fund CRISIL Low Duration Debt Index

*Investors should consult their financial advisors if in doubt whether the product is suitable for them.

Potential Risk Class Matrix *Investors should consult their financial advisors if in doubt whether the product is suitable for them.
Credit Risk →
Relatively Low (Class A) Moderate(Class B) Relatively High (Class C)
Interest Rate Risk ↓ Potential Risk Class Matrix
Relatively Low (Class I)
Credit Risk →
Moderate (Class II) Relatively Low (Class A) Moderate(Class B) Relatively High (Class C)
Interest Rate Risk ↓
Relatively High (Class III) B-III
Relatively Low (Class I)
Moderate (Class II)
Product Labeling Disclosures
Relatively High (Class III) B-III
Aditya Birla Sun Life Low Duration Fund
(An open ended low duration debt scheme investing in instruments such that Macaulay duration of the portfolio is
between 6 months and 12 months. A relatively high interest rate risk and moderate credit risk.)
• reasonable returns with convenience of liquidity over short term Product Labeling Disclosures
• investments in a basket of debt and money market instruments of short maturities Aditya Birla Sun Life Overnight Fund
Fund CRISIL Low Duration Debt B-I Index (An open ended debt scheme investing in overnight securities. A relatively low interest rate risk and relatively low
credit risk.)
• reasonable returns with high levels of safety and convenience of liquidity over short term
• investment in debt and Money Market Instruments upto 1 day
Fund CRISIL Liquid Overnight Index

*Investors should consult their financial advisors if in doubt whether the product is suitable for them.

Potential Risk Class Matrix

Credit Risk →
Relatively Low (Class A) Moderate(Class B) Relatively High (Class C)
Interest Rate Risk ↓ *Investors should consult their financial advisors if in doubt whether the product is suitable for them.
Relatively Low (Class I)
Moderate (Class II)
Relatively High (Class III) B-III
Potential Risk Class Matrix
Credit Risk →
Relatively Low (Class A) Moderate(Class B) Relatively High (Class C)
Product Labeling Disclosures Interest Rate Risk ↓
Aditya Birla Sun Life Medium Term Plan Relatively Low (Class I) A-I
(An open ended medium term - debt scheme investing in instruments such that the Macaulay duration of the Moderate (Class II)
portfolio is between 3-4 years. A relatively high interest rate risk and relatively high credit risk.) Relatively High (Class III)
• Income with capital growth over medium term
• investments in debt and money market instruments
Fund CRISIL Medium Duration Debt C-III Index Product Labeling Disclosures
Aditya Birla Sun Life CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund
An open ended Target Maturity Index Fund tracking the CRISIL IBX 50:50 Gilt Plus SDL Index – April 2028. A relatively
high interest rate risk and relatively low credit risk.
• Income over the target maturity period
• Open ended Target Maturity Index Fund that seeks to track CRISIL IBX 50:50 Gilt Plus SDL Index – April 2028
Fund CRISIL IBX 50:50 Gilt Plus SDL Index – April 2028
*Investors should consult their financial advisors if in doubt whether the product is suitable for them.

Potential Risk Class Matrix

Credit Risk →
Relatively Low (Class A) Moderate(Class B) Relatively High (Class C)
Interest Rate Risk ↓
Relatively Low (Class I)
Moderate (Class II)
*Investors should consult their financial advisors if in doubt whether the product is suitable for them.
Relatively High (Class III) C-III

Product Labeling Disclosures Potential Risk Class Matrix

Aditya Birla Sun Life CRISIL IBX Gilt Apr 2029 Index Fund
Credit Risk →
An open ended Target Maturity Index Fund tracking the CRISIL IBX Gilt Index – April 2029. A relatively high interest Relatively Low (Class A) Moderate(Class B) Relatively High (Class C)
rate risk and relatively low credit risk. Interest Rate Risk ↓
Relatively Low (Class I)
• Income over the target maturity period
Moderate (Class II)
• An open ended Target Maturity Index Fund that seeks to track CRISIL IBX Gilt Index – April 2029
Relatively High (Class III) A-III
Fund CRISIL IBX Gilt Index – April 2029

Product Labeling Disclosures

Aditya Birla Sun Life Long Duration Fund
An open ended debt scheme investing in instruments with Macaulay duration greater than 7 years. A relatively high
interest rate risk and relatively low credit risk.
• Income over long term
*Investors should consult their financial advisors if in doubt whether the product is suitable for them.
• Investment in Debt & Money Market Instruments with portfolio Macaulay duration of greater than 7 years.
Potential Risk Class Matrix Fund NIFTY Long Duration Debt Index A-III
Credit Risk →
Relatively Low (Class A) Moderate(Class B) Relatively High (Class C)
Interest Rate Risk ↓
Relatively Low (Class I)
Moderate (Class II)
Relatively High (Class III) A-III

*Investors should consult their financial advisors if in doubt whether the product is suitable for them.

Potential Risk Class Matrix

Credit Risk →
Relatively Low (Class A) Moderate(Class B) Relatively High (Class C)
Interest Rate Risk ↓
Relatively Low (Class I)
Moderate (Class II)
Relatively High (Class III) A-III

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 184

 Product Labeling
Disclosures
Product Labeling Disclosures Product Labeling Disclosures
Aditya Birla Sun Life CRISIL IBX 60:40 SDL + AAA PSU Apr 2026 Index Fund Aditya Birla Sun Life CRISIL IBX AAA Mar 2024 Index Fund
An open ended Target Maturity Index Fund tracking the CRISIL IBX 60:40 SDL + AAA PSU Index – April 2026. A An open ended Target Maturity Index Fund tracking the CRISIL IBX AAA Index – March 2024. A moderate interest
relatively high interest rate risk andrelatively low credit risk. rate risk and relatively low credit risk.
• Income over the target maturity period • Income over the target maturity period
• Open ended Target Maturity Index Fund that seeks to track CRISIL IBX 60:40 SDL + AAA PSU Index – April 2026 • Open ended Target Maturity Index Fund that seeks to track CRISIL IBX AAA Index – March 2024
CRISIL IBX 60:40 SDL + AAA PSU Index – April Fund CRISIL IBX AAA Index – March 2024
Fund
2026

*Investors should consult their financial advisors if in doubt whether the product is suitable for them.
*Investors should consult their financial advisors if in doubt whether the product is suitable for them.

Potential Risk Class Matrix

Potential Risk Class Matrix Credit Risk →
Credit Risk → Relatively Low (Class A) Moderate(Class B) Relatively High (Class C)
Relatively Low (Class A) Moderate(Class B) Relatively High (Class C) Interest Rate Risk ↓
Interest Rate Risk ↓ Relatively Low (Class I)
Relatively Low (Class I) Moderate (Class II) A-II
Moderate (Class II) Relatively High (Class III)
Relatively High (Class III) A-III

Product Labeling Disclosures

Aditya Birla Sun Life CRISIL IBX SDL Jun 2032 Index Fund
Product Labeling Disclosures
An open ended Target Maturity Index Fund tracking the CRISIL IBX SDL Index – June 2032. A relatively high interest Aditya Birla Sun Life Nifty SDL Sep 2027 Index Fund
rate risk and relatively low credit risk. An open ended Target Maturity Index Fund tracking the Nifty SDL Sep 2027 Index. A relatively high interest rate risk
• Income over the target maturity period and relatively low credit risk.
• Open ended Target Maturity Index Fund that seeks to track CRISIL IBX SDL Index – June 2032 • Income over the target maturity period
Fund CRISIL IBX SDL Index – June 2032 • Open ended Target Maturity Index Fund that seeks to track Nifty SDL Sep 2027 Index
Fund Nifty SDL Sep 2027 Index

*Investors should consult their financial advisors if in doubt whether the product is suitable for them.
*Investors should consult their financial advisors if in doubt whether the product is suitable for them.

Potential Risk Class Matrix

Credit Risk →
Potential Risk Class Matrix
Relatively Low (Class A) Moderate(Class B) Relatively High (Class C) Credit Risk →
Interest Rate Risk ↓ Relatively Low (Class A) Moderate(Class B) Relatively High (Class C)
Relatively Low (Class I) Interest Rate Risk ↓
Moderate (Class II) Relatively Low (Class I)
Relatively High (Class III) A-III Moderate (Class II)
Relatively High (Class III) A-III

Product Labeling Disclosures Product Labeling Disclosures

Aditya Birla Sun Life CRISIL IBX Gilt Apr 2028 Index Fund
An open ended Target Maturity Index Fund tracking the CRISIL IBX Gilt Apr 2028 Index. A relatively high interest rate Aditya Birla Sun Life Fixed Term Plan – Series UJ (1110 days)
risk and relatively low credit risk. A Close ended Debt Scheme. A relatively high interest rate risk and relatively low credit risk.
• Income over the target maturity period • Income with capital growth over Long Term
• Open ended Target Maturity Index Fund that seeks to track CRISIL IBX Gilt Apr 2028 Index • Investments in debt and money market securities maturing on or before the tenure of the Scheme
Fund CRISIL IBX Gilt Apr 2028 Index Fund CRISIL Medium Term Debt Index

*Investors should consult their financial advisors if in doubt whether the product is suitable for them. *Investors should consult their financial advisors if in doubt whether the product is suitable for them.

Potential Risk Class Matrix Potential Risk Class Matrix

Credit Risk → Credit Risk →
Relatively Low (Class A) Moderate(Class B) Relatively High (Class C) Relatively Low (Class A) Moderate(Class B) Relatively High (Class C)
Interest Rate Risk ↓ Interest Rate Risk ↓
Relatively Low (Class I) Relatively Low (Class I)
Moderate (Class II) Moderate (Class II)
Relatively High (Class III) A-III Relatively High (Class III) A-III

Product Labeling Disclosures Product Labeling Disclosures

Aditya Birla Sun Life CRISIL Liquid Overnight ETF Aditya Birla Sun Life Transportation and Logistics Fund
An open-ended Exchange Traded Fund replicating the CRISIL Liquid Overnight Index. A relatively low An open ended equity scheme following transportation and logistics theme
interest rate risk and relatively low credit risk
• Long term Capital Appreciation
• Short term income with liquidity • Investment in equity and equity related instruments following transportation and logistics theme.
• An open ended Exchange Traded Fund that seeks to track CRISIL Liquid Overnight Index
Fund Nifty Transportation and Logistics TRI
Fund CRISIL Liquid Overnight Index

*Investors should consult their financial advisors if in doubt whether the product is suitable for them.
*Investors should consult their financial advisors if in doubt whether the product is suitable for them.

Potential Risk Class Matrix

Credit Risk →
Relatively Low (Class A) Moderate(Class B) Relatively High (Class C)
Interest Rate Risk ↓
Relatively Low (Class I) A-I
Moderate (Class II)
Relatively High (Class III)

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 185

 Update on
Stressed Assets
ITPCL - This is an amber entity and IL&FS management along with the bankers had finalised the restructuring package to convert the entity
into a green entity. As per the restructuring plans, our NCD along with interest would have been segregated into sustainable and unsustainable
portion. However, Operational Creditors are to be taken into consideration as part of the restructuring plan as per the Court order and hence
some changes are expected to happen to the restructuring plan. The final plan post incorporating these changes is still awaited.

@abslmutualfund @abslmf https://mutualfund.adityabirlacapital.com 186

 Glossary Page
Fund Manager : An employee of the asset management company such as a mutual fund or life insurer, who manages investments of the
scheme. He is usually part of a larger team of fund managers and research analysts.
Application Amount for Fresh Subscription : This is the minimum investment amount for a new investor in a mutual fund scheme.
Minimum Additional Amount : This is the minimum investment amount for an existing investor in a mutual fund scheme.
Yield to Maturity : The Yield to Maturity or the YTM is the rate of return anticipated on a bond if held until maturity. YTM is expressed as an
annual rate. The YTM factors in the bond’s current market price, par value, coupon interest rate and time to maturity.
SIP : SIP or systematic investment plan works on the principle of making periodic investments of a fixed sum. It works similar to a recurring
bank deposit. For instance, an investor may opt for an SIP that invests ` 500 every 15th of the month in an equity fund for a period of three
years.
NAV : The NAV or the net asset value is the total asset value per unit of the mutual fund after deducting all related and permissible expenses.
The NAV is calculated at the end of every business day. It is the value at which the investor enters or exits the mutual fund.
Benchmark : A group of securities, usually a market index, whose performance is used as a standard or benchmark to measure investment
performance of mutual funds, among other investments. Some typical benchmarks include the Nifty, Sensex, BSE200, BSE500, 10-Year Gsec.
Entry Load : A mutual fund may have a sales charge or load at the time of entry and/or exit to compensate the distributor/agent.
Entry load is charged at the time an investor purchases the units of a mutual fund. The entry load is added to the prevailing NAV at the time of
investment. For instance, if the NAV is ` 100 and the entry load is 1%, the investor will enter the fund at ` 101.
Note: In terms of para 10.4.1.a of SEBI Master Circular on Mutual Funds dated May 19, 2023, no entry load will be charged by the Scheme to
the investor effective August 1, 2009
Exit Load : Exit load is charged at the time an investor redeems the units of a mutual fund. The exit load is reduced from the prevailing NAV
at the time of redemption. The investor will receive redemption proceed at net value of NAV less Exit load. For instance if the NAV is ` 100 and
the exit load is 1%, the investor will receive ` 99.
Modified Duration : Modified duration is the price sensitivity and the percentage change in price for a unit change in yield
Standard Deviation : Standard deviation is a statistical measure of the range of an investment’s performance. When a mutual fund has a
high standard deviation, its means its range of performance is wide, implying greater volatility.
Sharpe Ratio : The Sharpe Ratio, named after its founder, the Nobel Laureate William Sharpe, is a measure of risk-adjusted returns. It is
calculated using standard deviation and excess return to determine reward per unit of risk.
Beta : Beta is a measure of an investment’s volatility vis-à-vis the market. Beta of less than 1 means that the security will be less volatile than
the market. A beta of greater than 1 implies that the security’s price will be more volatile than the market.
AUM : AUM or Assets Under Management refers to the recent / updated cumulative market value of investments managed by a mutual fund
or any investment firm.
Holdings : The holdings or the portfolio is a mutual fund’s latest or updated reported statement of investments/securities. These are usually
displayed in terms of percentage to net assets or the rupee value or both. The objective is to give investors an idea of where their money is
being invested by the fund manager.
Nature of Scheme : The investment objective and underlying investments determine the nature of the mutual fund scheme. For instance, a
mutual fund that aims at generating capital appreciation by investing in stock markets is an equity fund or growth fund. Likewise, a mutual fund
that aims at capital preservation by investing in debt markets is a debt fund or income fund. Each of these categories may have sub-categories.
Rating Profile : Mutual funds invest in securities after evaluating their creditworthiness as disclosed by the ratings. A depiction of the mutual
fund in various investments based on their ratings becomes the rating profile of the fund. Typically, this is a feature of debt funds.
All third party trademarks (including logos and icons) remain the property of their respective owners. Use of it does not imply any affiliation with
or endorsement by them.

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Mutual Fund investments are subject to market risks, read all scheme related documents carefully.