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Annual Credit Report - Experian

The document is a credit report for Andrew W. Lindsey, generated on July 6, 2020, detailing 18 accounts with no public records and 14 hard inquiries. It includes personal information such as names, addresses, social security numbers, and employment history, as well as account details for various creditors including balances, payment history, and contact information. Key accounts include Affirm Inc, Amerifirst Home Improvement, Capital One, and multiple accounts with Navient related to education loans.

Uploaded by

drewlindsey97
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
0% found this document useful (0 votes)
69 views67 pages

Annual Credit Report - Experian

The document is a credit report for Andrew W. Lindsey, generated on July 6, 2020, detailing 18 accounts with no public records and 14 hard inquiries. It includes personal information such as names, addresses, social security numbers, and employment history, as well as account details for various creditors including balances, payment history, and contact information. Key accounts include Affirm Inc, Amerifirst Home Improvement, Capital One, and multiple accounts with Navient related to education loans.

Uploaded by

drewlindsey97
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
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Prepared For

ANDREW W LINDSEY
Personal & Con6dential

Date Generated Jul 6, 2020

Report Number 3880-2768-93

At a Glance 18 Accounts 0 Public 14 Hard


Records Inquiries

Personal Information

4 Names 10 Addresses 1 Employers 17 Other


Records

This information is reported to us by you, your creditors and/or other sources. Each source
may report your information differently, which may result in variations of your name, address,
Social Security number, etc. This is used for identiGcation purposes only and does not factor
into your Credit Score.

Names

ANDREW W ANDREW LINDSEY DREW


LINDSEY LINDSEY ANDREW LINDSEY

Name ID #12470 Name ID #15414 Name ID #25917 Name ID #25441


Addresses

1534 N 18TH 1534 N 18TH 1633 W 401


ST ST APT2R SUSQUEHANN CASTELLO
PHILADELPHIA PHILADELPHIA A AVE #A AVE
PA, 19121-4253 PA, 19121-4253 PHILADELPHIA PHILADELPHIA
PA, 19121-1673 PA, 19121
Address ID Address ID
#0861633554 ! #0721695262 ! Address ID Address ID
Multifamily Apartment #0891916492
! #0885474944
!
complex Apartment Single family
complex

1633 W 401 411 1534 N 18TH


SUSQUEHANN CASTELLO CASTELLO ST APT2
A AVE AVE AVE PHILA PA, 19121-
PHILADELPHIA HATBORO PA, HATBORO PA, 4253
PA, 19121-1673 19040-4308 19040-4308
Address ID
Address ID Address ID Address ID #0574841467 !
#0794344227 ! #0501245745 ! #0498394403 ! Apartment
Multifamily Single family Single family complex

1534 N 18TH 408


ST APT2F LANCASTER
PHILADELPHIA DR
PA, 19121-4253 SHIPPENSBURG
PA, 17257-1147
Address ID
#0816780215
! Address ID
Apartment #0869311692 !
complex Multifamily
Social Security Numbers

XXX-XX-9999 XXX-XX-6919

Year of Birth

1997

Phone Numbers

(215) 272-7861 (215) 272-9171 (850) 889-5324

Employers

Bassetts Ice Cream

Accounts
Accounts
Includes credit cards, real estate loans and installment loans. This information is reported to
the credit bureaus from your creditors.

AFFIRM INC

" Account Info

Account Name AFFIRM INC

Account Number O4CEXXXX

Account Type Unsecured

Responsibility Individual

Date Opened 05/10/2018

Status Paid, Closed/Never late.

Status Updated 05/29/2018

Balance -

Balance Updated -

Recent Payment -

Monthly Payment $0

Original Balance $215

Highest Balance $0

Terms 12 Months

On Record Until May 2028

# Payment History

J F M A M J J A S O N D
2018 — — — — CLS — — — — — — —

CLS Closed
$ Contact Info

Address 650
CALIFORNIA
ST FL 12,
SAN
FRANCISCO
CA 94108

AMERIFIRST HOME IMPROVEMENT FIN

" Account Info

Account Name AMERIFIRST HOME IMPROVEMENT


FIN

Account Number 360000XXXXX

Account Type Unsecured

Responsibility Individual

Date Opened 11/20/2019

Status Open/Never late.

Status Updated 05/31/2020

Balance $3,183

Balance Updated 05/31/2020

Recent Payment $82

Monthly Payment $82

Original Balance $3,400

Highest Balance $0

Terms 60 Months

# Payment History
J F M A M J J A S O N D
2020 — — — — — — —

2019 — — — — — — — — — —

Current on payments

% Balance Histories

Date Apr 2020 Balance $3,222 Scheduled $82 Paid on $82


Payment 04/25/2020

Date Mar 2020 Balance $3,263 Scheduled $82 Paid on $82


Payment 03/25/2020

Date Feb 2020 Balance $3,301 Scheduled $82 Paid on $82


Payment 02/25/2020

Date Jan 2020 Balance $3,343 Scheduled $82 Paid on $165


Payment 01/30/2020

$ Contact Info

Address 11171 MILL


VALLEY RD,
OMAHA NE
68154

Phone (402) 505-


Number 6300

CAPITAL ONE &


Potentially Negative

" Account Info


Account Name CAPITAL ONE

Account Number 517805XXXXXXXXXX

Account Type Credit card

Responsibility Individual

Date Opened 08/31/2019

Status Open.

Status Updated 07/05/2020

Balance $60

Balance Updated 07/05/2020

Recent Payment $0

Monthly Payment $0

Credit Limit $300

Highest Balance $409

Terms NA

# Payment History

J F M A M J J A S O N D
2020 30 — — — — —

2019 — — — — — — — —

Current on payments 30 30 Days Past Due

% Balance Histories
Date Jun 2020 Balance $180 Scheduled $25 Paid on $0
Payment 06/11/2020

Date May 2020 Balance $311 Scheduled $25 Paid on $0


Payment 05/11/2020

Date Apr 2020 Balance $375 Scheduled $49 Paid on $0


Payment 04/11/2020

Date Mar 2020 Balance $324 Scheduled $32 Paid on $0


Payment 03/11/2020

Date Feb 2020 Balance $129 Scheduled $25 Paid on $0


Payment 02/12/2020

Date Jan 2020 Balance $278 Scheduled $25 Paid on $0


Payment 01/11/2020

Date Dec 2019 Balance $277 Scheduled $25 Paid on $0


Payment 12/11/2019

Date Nov 2019 Balance $284 Scheduled $25 Paid on $0


Payment 11/11/2019

Date Oct 2019 Balance $302 Scheduled $25 Paid on $0


Payment 10/14/2019

$ Contact Info

Address PO BOX 30285,

SALT LAKE
CITY UT 84130

Phone (800) 227-


Number 4825

' Comment
Account previously in dispute - investigation complete, reported by data
furnisher

' Reinvestigation Information

This item was updated from our processing of your dispute in Jul 2020.

DEPT OF ED/NAVIENT

" Account Info

Account Name DEPT OF ED/NAVIENT

Account Number 984396XXXXXXXXXXXXXXXXX

Account Type Education

Responsibility Individual

Date Opened 08/24/2015

Status Open/Never late.

Status Updated 06/30/2020

Balance $3,659

Balance Updated 06/30/2020

Recent Payment $0

Monthly Payment $0

Original Balance $3,500

Highest Balance $0

Terms 132 Months

# Payment History
J F M A M J J A S O N D
2020 — — — — — —

2019 ND ND ND ND

2018 ND ND

2017

2016

2015 — — — — — — —

Current on payments ND No data for this time period

% Balance Histories

Date May 2020 Balance $3,659 Scheduled $0 Paid on $0


Payment 05/15/2020

Date Apr 2020 Balance $3,659 Scheduled $0 Paid on $0


Payment 04/15/2020

Date Mar 2020 Balance $3,659 Scheduled $0 Paid $0


Payment

Date Feb 2020 Balance $3,659 Scheduled $0 Paid $0


Payment

Date Jan 2020 Balance $3,659 Scheduled $0 Paid $0


Payment

Date Dec 2019 Balance $3,659 Scheduled $0 Paid $0


Payment

Date Nov 2019 Balance $3,659 Scheduled $0 Paid $0


Payment

Date Oct 2019 Balance $3,659 Scheduled $0 Paid $0


Payment
Date Sep 2019 Balance $3,659 Scheduled $0 Paid $0
Payment

Date Aug 2019 Balance $3,659 Scheduled $0 Paid $0


Payment

Date Jul 2019 Balance $3,659 Scheduled $0 Paid $0


Payment

Date Jun 2019 Balance $3,656 Scheduled $0 Paid $0


Payment

Date May 2019 Balance $3,643 Scheduled $0 Paid $0


Payment

Date Apr 2019 Balance $3,631 Scheduled $37 Paid $0


Payment

Date Mar 2019 Balance $3,618 Scheduled $37 Paid $0


Payment

Date Feb 2019 Balance $3,606 Scheduled $0 Paid $0


Payment

Date Jan 2019 Balance $3,594 Scheduled $0 Paid $0


Payment

Date Dec 2018 Balance $3,582 Scheduled $36 Paid $0


Payment

Date Nov 2018 Balance $3,569 Scheduled $36 Paid $0


Payment

Date Oct 2018 Balance $3,556 Scheduled $0 Paid $0


Payment

Date Sep 2018 Balance $3,543 Scheduled $0 Paid $0


Payment

Date Aug 2018 Balance $3,531 Scheduled $36 Paid $0


Payment
Date Jul 2018 Balance $3,518 Scheduled $36 Paid $0
Payment

$ Contact Info

Address PO BOX 9635,


WILKES BARRE
PA 18773

Phone (888) 272-


Number 5543

DEPT OF ED/NAVIENT

" Account Info

Account Name DEPT OF ED/NAVIENT

Account Number 984396XXXXXXXXXXXXXXXXX

Account Type Education

Responsibility Individual

Date Opened 08/24/2015

Status Open/Never late.

Status Updated 06/30/2020

Balance $2,359

Balance Updated 06/30/2020

Recent Payment $0

Monthly Payment $0

Original Balance $2,000

Highest Balance $0

Terms 132 Months


# Payment History

J F M A M J J A S O N D
2020 — — — — — —

2019 ND ND ND ND

2018 ND ND

2017

2016

2015 — — — — — — —

Current on payments ND No data for this time period

% Balance Histories

Date May 2020 Balance $2,359 Scheduled $0 Paid on $0


Payment 05/15/2020

Date Apr 2020 Balance $2,359 Scheduled $0 Paid on $0


Payment 04/15/2020

Date Mar 2020 Balance $2,359 Scheduled $0 Paid $0


Payment

Date Feb 2020 Balance $2,357 Scheduled $0 Paid $0


Payment

Date Jan 2020 Balance $2,353 Scheduled $0 Paid $0


Payment

Date Dec 2019 Balance $2,349 Scheduled $0 Paid $0


Payment

Date Nov 2019 Balance $2,345 Scheduled $0 Paid $0


Payment

Date Oct 2019 Balance $2,341 Scheduled $0 Paid $0


Payment
Date Sep 2019 Balance $2,337 Scheduled $0 Paid $0
Payment

Date Aug 2019 Balance $2,333 Scheduled $0 Paid $0


Payment

Date Jul 2019 Balance $2,329 Scheduled $0 Paid $0


Payment

Date Jun 2019 Balance $2,324 Scheduled $0 Paid $0


Payment

Date May 2019 Balance $2,316 Scheduled $0 Paid $0


Payment

Date Apr 2019 Balance $2,308 Scheduled $23 Paid $0


Payment

Date Mar 2019 Balance $2,300 Scheduled $23 Paid $0


Payment

Date Feb 2019 Balance $2,292 Scheduled $0 Paid $0


Payment

Date Jan 2019 Balance $2,284 Scheduled $0 Paid $0


Payment

Date Dec 2018 Balance $2,276 Scheduled $23 Paid $0


Payment

Date Nov 2018 Balance $2,268 Scheduled $23 Paid $0


Payment

Date Oct 2018 Balance $2,260 Scheduled $0 Paid $0


Payment

Date Sep 2018 Balance $2,252 Scheduled $0 Paid $0


Payment

Date Aug 2018 Balance $2,244 Scheduled $22 Paid $0


Payment
Date Jul 2018 Balance $2,236 Scheduled $22 Paid $0
Payment

$ Contact Info

Address PO BOX 9635,


WILKES BARRE
PA 18773

Phone (888) 272-


Number 5543

DEPT OF ED/NAVIENT

" Account Info

Account Name DEPT OF ED/NAVIENT

Account Number 984396XXXXXXXXXXXXXXXXXXXX


XXX

Account Type Education

Responsibility Individual

Date Opened 08/29/2016

Status Open/Never late.

Status Updated 06/30/2020

Balance $3,639

Balance Updated 06/30/2020

Recent Payment $0

Monthly Payment $0

Original Balance $3,500

Highest Balance $0

Terms 132 Months


# Payment History

J F M A M J J A S O N D
2020 — — — — — —

2019 ND ND ND ND

2018 ND ND

2017

2016 — — — — — — —

Current on payments ND No data for this time period

% Balance Histories

Date May 2020 Balance $3,639 Scheduled $0 Paid on $0


Payment 05/15/2020

Date Apr 2020 Balance $3,639 Scheduled $0 Paid on $0


Payment 04/15/2020

Date Mar 2020 Balance $3,639 Scheduled $0 Paid $0


Payment

Date Feb 2020 Balance $3,639 Scheduled $0 Paid $0


Payment

Date Jan 2020 Balance $3,639 Scheduled $0 Paid $0


Payment

Date Dec 2019 Balance $3,639 Scheduled $0 Paid $0


Payment

Date Nov 2019 Balance $3,639 Scheduled $0 Paid $0


Payment

Date Oct 2019 Balance $3,639 Scheduled $0 Paid $0


Payment
Date Sep 2019 Balance $3,639 Scheduled $0 Paid $0
Payment

Date Aug 2019 Balance $3,639 Scheduled $0 Paid $0


Payment

Date Jul 2019 Balance $3,639 Scheduled $0 Paid $0


Payment

Date Jun 2019 Balance $3,636 Scheduled $0 Paid $0


Payment

Date May 2019 Balance $3,626 Scheduled $0 Paid $0


Payment

Date Apr 2019 Balance $3,615 Scheduled $36 Paid $0


Payment

Date Mar 2019 Balance $3,604 Scheduled $36 Paid $0


Payment

Date Feb 2019 Balance $3,592 Scheduled $0 Paid $0


Payment

Date Jan 2019 Balance $3,582 Scheduled $0 Paid $0


Payment

Date Dec 2018 Balance $3,571 Scheduled $35 Paid $0


Payment

Date Nov 2018 Balance $3,560 Scheduled $35 Paid $0


Payment

Date Oct 2018 Balance $3,549 Scheduled $0 Paid $0


Payment

Date Sep 2018 Balance $3,538 Scheduled $0 Paid $0


Payment

Date Aug 2018 Balance $3,527 Scheduled $35 Paid $0


Payment
Date Jul 2018 Balance $3,516 Scheduled $35 Paid $0
Payment

$ Contact Info

Address PO BOX 9635,


WILKES BARRE
PA 18773

Phone (888) 272-


Number 5543

DEPT OF ED/NAVIENT

" Account Info

Account Name DEPT OF ED/NAVIENT

Account Number 984396XXXXXXXXXXXXXXXXXXXX


XXX

Account Type Education

Responsibility Individual

Date Opened 08/29/2016

Status Open/Never late.

Status Updated 06/30/2020

Balance $2,233

Balance Updated 06/30/2020

Recent Payment $0

Monthly Payment $0

Original Balance $2,000

Highest Balance $0

Terms 132 Months


# Payment History

J F M A M J J A S O N D
2020 — — — — — —

2019 ND ND ND ND

2018 ND ND

2017

2016 — — — — — — —

Current on payments ND No data for this time period

% Balance Histories

Date May 2020 Balance $2,233 Scheduled $0 Paid on $0


Payment 05/15/2020

Date Apr 2020 Balance $2,233 Scheduled $0 Paid on $0


Payment 04/15/2020

Date Mar 2020 Balance $2,233 Scheduled $0 Paid $0


Payment

Date Feb 2020 Balance $2,231 Scheduled $0 Paid $0


Payment

Date Jan 2020 Balance $2,228 Scheduled $0 Paid $0


Payment

Date Dec 2019 Balance $2,225 Scheduled $0 Paid $0


Payment

Date Nov 2019 Balance $2,221 Scheduled $0 Paid $0


Payment

Date Oct 2019 Balance $2,218 Scheduled $0 Paid $0


Payment
Date Sep 2019 Balance $2,214 Scheduled $0 Paid $0
Payment

Date Aug 2019 Balance $2,211 Scheduled $0 Paid $0


Payment

Date Jul 2019 Balance $2,208 Scheduled $0 Paid $0


Payment

Date Jun 2019 Balance $2,203 Scheduled $0 Paid $0


Payment

Date May 2019 Balance $2,197 Scheduled $0 Paid $0


Payment

Date Apr 2019 Balance $2,190 Scheduled $21 Paid $0


Payment

Date Mar 2019 Balance $2,184 Scheduled $21 Paid $0


Payment

Date Feb 2019 Balance $2,177 Scheduled $0 Paid $0


Payment

Date Jan 2019 Balance $2,171 Scheduled $0 Paid $0


Payment

Date Dec 2018 Balance $2,164 Scheduled $21 Paid $0


Payment

Date Nov 2018 Balance $2,157 Scheduled $21 Paid $0


Payment

Date Oct 2018 Balance $2,151 Scheduled $0 Paid $0


Payment

Date Sep 2018 Balance $2,144 Scheduled $0 Paid $0


Payment

Date Aug 2018 Balance $2,137 Scheduled $21 Paid $0


Payment
Date Jul 2018 Balance $2,131 Scheduled $21 Paid $0
Payment

$ Contact Info

Address PO BOX 9635,


WILKES BARRE
PA 18773

Phone (888) 272-


Number 5543

DEPT OF ED/NAVIENT

" Account Info

Account Name DEPT OF ED/NAVIENT

Account Number 984396XXXXXXXXXXXXXXXXXXXX


XXX

Account Type Education

Responsibility Individual

Date Opened 08/28/2017

Status Open/Never late.

Status Updated 06/30/2020

Balance $2,356

Balance Updated 06/30/2020

Recent Payment $0

Monthly Payment $0

Original Balance $2,250

Highest Balance $0

Terms 132 Months


# Payment History

J F M A M J J A S O N D
2020 — — — — — —

2019 ND ND ND ND

2018 ND ND

2017 — — — — — — —

Current on payments ND No data for this time period

% Balance Histories

Date May 2020 Balance $2,356 Scheduled $0 Paid on $0


Payment 05/15/2020

Date Apr 2020 Balance $2,356 Scheduled $0 Paid on $0


Payment 04/15/2020

Date Mar 2020 Balance $2,356 Scheduled $0 Paid $0


Payment

Date Feb 2020 Balance $2,356 Scheduled $0 Paid $0


Payment

Date Jan 2020 Balance $2,356 Scheduled $0 Paid $0


Payment

Date Dec 2019 Balance $2,356 Scheduled $0 Paid $0


Payment

Date Nov 2019 Balance $2,356 Scheduled $0 Paid $0


Payment

Date Oct 2019 Balance $2,356 Scheduled $0 Paid $0


Payment

Date Sep 2019 Balance $2,356 Scheduled $0 Paid $0


Payment
Date Aug 2019 Balance $2,356 Scheduled $0 Paid $0
Payment

Date Jul 2019 Balance $2,356 Scheduled $0 Paid $0


Payment

Date Jun 2019 Balance $2,354 Scheduled $0 Paid $0


Payment

Date May 2019 Balance $2,345 Scheduled $0 Paid $0


Payment

Date Apr 2019 Balance $2,337 Scheduled $24 Paid $0


Payment

Date Mar 2019 Balance $2,329 Scheduled $24 Paid $0


Payment

Date Feb 2019 Balance $2,320 Scheduled $0 Paid $0


Payment

Date Jan 2019 Balance $2,313 Scheduled $0 Paid $0


Payment

Date Dec 2018 Balance $2,304 Scheduled $23 Paid $0


Payment

Date Nov 2018 Balance $2,296 Scheduled $23 Paid $0


Payment

Date Oct 2018 Balance $2,287 Scheduled $0 Paid $0


Payment

Date Sep 2018 Balance $2,279 Scheduled $0 Paid $0


Payment

Date Aug 2018 Balance $2,271 Scheduled $23 Paid $0


Payment

Date Jul 2018 Balance $2,262 Scheduled $23 Paid $0


Payment
$ Contact Info

Address PO BOX 9635,


WILKES BARRE
PA 18773

Phone (888) 272-


Number 5543

DEPT OF ED/NAVIENT

" Account Info

Account Name DEPT OF ED/NAVIENT

Account Number 984396XXXXXXXXXXXXXXXXXXXX


XXX

Account Type Education

Responsibility Individual

Date Opened 08/28/2017

Status Open/Never late.

Status Updated 06/30/2020

Balance $1,100

Balance Updated 06/30/2020

Recent Payment $0

Monthly Payment $0

Original Balance $1,000

Highest Balance $0

Terms 132 Months

# Payment History
J F M A M J J A S O N D
2020 — — — — — —

2019 ND ND ND ND

2018 ND ND

2017 — — — — — — —

Current on payments ND No data for this time period

% Balance Histories

Date May 2020 Balance $1,100 Scheduled $0 Paid on $0


Payment 05/15/2020

Date Apr 2020 Balance $1,100 Scheduled $0 Paid on $0


Payment 04/15/2020

Date Mar 2020 Balance $1,100 Scheduled $0 Paid $0


Payment

Date Feb 2020 Balance $1,099 Scheduled $0 Paid $0


Payment

Date Jan 2020 Balance $1,097 Scheduled $0 Paid $0


Payment

Date Dec 2019 Balance $1,095 Scheduled $0 Paid $0


Payment

Date Nov 2019 Balance $1,093 Scheduled $0 Paid $0


Payment

Date Oct 2019 Balance $1,091 Scheduled $0 Paid $0


Payment

Date Sep 2019 Balance $1,089 Scheduled $0 Paid $0


Payment
Date Aug 2019 Balance $1,088 Scheduled $0 Paid $0
Payment

Date Jul 2019 Balance $1,085 Scheduled $0 Paid $0


Payment

Date Jun 2019 Balance $1,083 Scheduled $0 Paid $0


Payment

Date May 2019 Balance $1,079 Scheduled $0 Paid $0


Payment

Date Apr 2019 Balance $1,075 Scheduled $11 Paid $0


Payment

Date Mar 2019 Balance $1,072 Scheduled $11 Paid $0


Payment

Date Feb 2019 Balance $1,068 Scheduled $0 Paid $0


Payment

Date Jan 2019 Balance $1,064 Scheduled $0 Paid $0


Payment

Date Dec 2018 Balance $1,060 Scheduled $10 Paid $0


Payment

Date Nov 2018 Balance $1,056 Scheduled $10 Paid $0


Payment

Date Oct 2018 Balance $1,053 Scheduled $0 Paid $0


Payment

Date Sep 2018 Balance $1,049 Scheduled $0 Paid $0


Payment

Date Aug 2018 Balance $1,045 Scheduled $10 Paid $0


Payment

Date Jul 2018 Balance $1,041 Scheduled $10 Paid $0


Payment
$ Contact Info

Address PO BOX 9635,


WILKES BARRE
PA 18773

Phone (888) 272-


Number 5543

DEPT OF ED/NAVIENT

" Account Info

Account Name DEPT OF ED/NAVIENT

Account Number 984396XXXXXXXXXXXXXXXXXXXX


XXX

Account Type Education

Responsibility Individual

Date Opened 06/18/2019

Status Open/Never late.

Status Updated 06/30/2020

Balance $4,822

Balance Updated 06/30/2020

Recent Payment $0

Monthly Payment $0

Original Balance $4,729

Highest Balance $0

Terms 131 Months

# Payment History
J F M A M J J A S O N D
2020 — — — — — —

2019 — — — — —

Current on payments

% Balance Histories
Date May 2020 Balance $4,822 Scheduled $0 Paid on $0
Payment 05/15/2020

Date Apr 2020 Balance $4,822 Scheduled $0 Paid on $0


Payment 04/15/2020

Date Mar 2020 Balance $4,822 Scheduled $0 Paid $0


Payment

Date Feb 2020 Balance $4,818 Scheduled $0 Paid $0


Payment

Date Jan 2020 Balance $4,809 Scheduled $0 Paid $0


Payment

Date Dec 2019 Balance $4,799 Scheduled $0 Paid $0


Payment

Date Nov 2019 Balance $4,789 Scheduled $0 Paid $0


Payment

Date Oct 2019 Balance $4,779 Scheduled $0 Paid $0


Payment

Date Sep 2019 Balance $4,769 Scheduled $0 Paid $0


Payment

Date Aug 2019 Balance $4,760 Scheduled $0 Paid $0


Payment

Date Jul 2019 Balance $4,750 Scheduled $0 Paid $0


Payment

Date Jun 2019 Balance $4,737 Scheduled $50 Paid $0


Payment

$ Contact Info
Address PO BOX 9635,
WILKES BARRE
PA 18773

Phone (888) 272-


Number 5543

DISCOVER FINANCIAL SERVICES &


Potentially Negative

" Account Info

Account Name DISCOVER FINANCIAL SERVICES

Account Number 601100XXXXXXXXXX

Account Type Credit card

Responsibility Individual

Date Opened 10/02/2019

Status Open.

Status Updated 06/18/2020

Balance $1,051

Balance Updated 06/18/2020

Recent Payment $0

Monthly Payment $37

Credit Limit $1,000

Highest Balance $1,147

Terms NA

# Payment History
J F M A M J J A S O N D
2020 30 30 — — — — — —

2019 — — — — — — — — — —

Current on payments 30 30 Days Past Due

% Balance Histories

Date May 2020 Balance $1,129 Scheduled $60 Paid on $0


Payment 04/19/2020

Date Apr 2020 Balance $1,108 Scheduled $68 Paid on $0


Payment 04/19/2020

Date Mar 2020 Balance $1,147 Scheduled $46 Paid on $0


Payment 02/16/2020

Date Mar 2020 Balance $1,088 Scheduled $77 Paid on $0


Payment 02/16/2020

Date Jan 2020 Balance $1,058 Scheduled $43 Paid on $0


Payment 11/05/2019

Date Dec 2019 Balance $1,009 Scheduled $56 Paid on $0


Payment 11/05/2019

Date Nov 2019 Balance $999 Scheduled $30 Paid on $0


Payment 11/05/2019

Date Oct 2019 Balance $995 Scheduled $0 Paid $0


Payment

$ Contact Info
Address PO BOX 15316,

WILMINGTON
DE 19850

Phone (800) 347-


Number 2683

' Reinvestigation Information

This item was updated from our processing of your dispute in Mar 2020.

MONEYLION INC

" Account Info

Account Name MONEYLION INC

Account Number LLI429XXXXX

Account Type Unsecured

Responsibility Individual

Date Opened 09/08/2019

Status Paid, Closed/Never late.

Status Updated 02/13/2020

Balance -

Balance Updated -

Recent Payment -

Monthly Payment $0

Original Balance $500

Highest Balance $0

Terms 12 Months

On Record Until Feb 2030


# Payment History

J F M A M J J A S O N D
2020 CLS — — — — — — — — — —

2019 — — — — — — — — — —

Current on payments CLS Closed

% Balance Histories

Date Jan 2020 Balance $359 Scheduled $50 Paid $40


Payment

Date Dec 2019 Balance $397 Scheduled $50 Paid $40


Payment

Date Nov 2019 Balance $435 Scheduled $50 Paid $50


Payment

$ Contact Info

Address PO BOX 1547,


SANDY UT
84091

Phone (888) 629-


Number 8244

MONEYLION INC
Potentially Negative

" Account Info


Account Name MONEYLION INC

Account Number LLI430XXXXX

Account Type Unsecured

Responsibility Individual

Date Opened 01/28/2020

Status Open. $59 past due as of Jun 2020.

Status Updated 06/10/2020

Balance $400

Balance Updated 06/10/2020

Recent Payment $0

Monthly Payment $50

Original Balance $500

Highest Balance $0

Terms 12 Months

# Payment History

J F M A M J J A S O N D
2020 — 30 — — — — — —

Current on payments 30 30 Days Past Due

% Balance Histories
Date May 2020 Balance $398 Scheduled $50 Paid $30
Payment

Date Apr 2020 Balance $463 Scheduled $50 Paid $40


Payment

Date Mar 2020 Balance $463 Scheduled $50 Paid $40


Payment

Date Feb 2020 Balance $500 Scheduled $50 Paid $0


Payment

$ Contact Info

Address PO BOX 1547,


SANDY UT
84091

Phone (888) 629-


Number 8244

NAVY FEDERAL CR UNION

" Account Info


Account Name NAVY FEDERAL CR UNION

Account Number 403216XXXXXXXXXX

Account Type Credit card

Responsibility Individual

Date Opened 08/01/2019

Status Open/Never late.

Status Updated 06/24/2020

Balance $3,737

Balance Updated 06/24/2020

Recent Payment $390

Monthly Payment $82

Credit Limit $4,000

Highest Balance $4,090

Terms NA

# Payment History

J F M A M J J A S O N D
2020 — — — — — —

2019 — — — — — — —

Current on payments

% Balance Histories
Date May 2020 Balance $4,055 Scheduled $82 Paid on $56
Payment 04/25/2020

Date Apr 2020 Balance $4,057 Scheduled $82 Paid on $55


Payment 04/14/2020

Date Mar 2020 Balance $4,054 Scheduled $82 Paid on $137


Payment 02/28/2020

Date Feb 2020 Balance $4,053 Scheduled $82 Paid on $82


Payment 02/06/2020

Date Jan 2020 Balance $4,056 Scheduled $82 Paid on $64


Payment 01/07/2020

Date Dec 2019 Balance $4,057 Scheduled $82 Paid on $50


Payment 11/26/2019

Date Nov 2019 Balance $4,090 Scheduled $82 Paid on $20


Payment 10/29/2019

Date Oct 2019 Balance $4,051 Scheduled $82 Paid on $0


Payment 09/24/2019

Date Sep 2019 Balance $3,662 Scheduled $20 Paid on $90


Payment 09/24/2019

$ Contact Info

Address PO BOX 3700,


MERRIFIELD
VA 22119

Phone (888) 842-


Number 6328

NAVY FEDERAL CR UNION


Potentially Negative
" Account Info

Account Name NAVY FEDERAL CR UNION

Account Number 406095XXXXXXXXXX

Account Type Credit card

Responsibility Individual

Date Opened 08/15/2016

Status Paid, Closed.

Status Updated 02/12/2020

Balance -

Balance Updated -

Recent Payment -

Monthly Payment $0

Credit Limit $500

Highest Balance $540

Terms NA

# Payment History

J F M A M J J A S O N D
2020 CLS — — — — — — — — — —

2019

2018

2017 30 60

2016 — — — — — — — —

Current on payments 30 30 Days Past Due 60 60 Days Past Due


CLS Closed

% Balance Histories

Date Jan 2020 Balance $113 Scheduled $20 Paid on $0


Date Jan 2020 Balance $113 Scheduled $20 Paid on $0
Payment 11/26/2019

Date Dec 2019 Balance $111 Scheduled $20 Paid on $0


Payment 11/26/2019

Date Nov 2019 Balance $109 Scheduled $20 Paid on $70


Payment 11/26/2019

Date Oct 2019 Balance $177 Scheduled $20 Paid on $0


Payment 09/24/2019

Date Sep 2019 Balance $174 Scheduled $20 Paid on $40


Payment 09/24/2019

Date Aug 2019 Balance $212 Scheduled $20 Paid on $0


Payment 07/19/2019

Date Jul 2019 Balance $209 Scheduled $20 Paid on $20


Payment 07/19/2019

Date Jun 2019 Balance $225 Scheduled $20 Paid on $20


Payment 06/26/2019

Date May 2019 Balance $242 Scheduled $20 Paid on $20


Payment 05/22/2019

Date Apr 2019 Balance $258 Scheduled $20 Paid on $40


Payment 04/25/2019

Date Mar 2019 Balance $294 Scheduled $20 Paid on $0


Payment 02/26/2019

Date Feb 2019 Balance $290 Scheduled $20 Paid on $40


Payment 02/26/2019

Date Jan 2019 Balance $325 Scheduled $20 Paid on $0


Payment 12/26/2018

Date Dec 2018 Balance $320 Scheduled $20 Paid on $40


Payment
12/26/2018
Date Nov 2018 Balance $355 Scheduled $20 Paid on $0
Payment 10/21/2018

Date Oct 2018 Balance $350 Scheduled $20 Paid on $20


Payment 10/21/2018

Date Sep 2018 Balance $365 Scheduled $20 Paid on $0


Payment 08/23/2018

Date Aug 2018 Balance $360 Scheduled $20 Paid on $60


Payment 08/23/2018

Date Jul 2018 Balance $414 Scheduled $20 Paid on $0


Payment 06/25/2018

$ Contact Info

Address PO BOX 3700,


MERRIFIELD
VA 22119

Phone (888) 842-


Number 6328

' Comment

Account closed at credit grantor's request.

' Reinvestigation Information

This item was updated from our processing of your dispute in Apr 2020.

SHIPPENSBURG UNIVERS PA
Potentially Negative

" Account Info


Account Name SHIPPENSBURG UNIVERS PA

Account Number 59412DXXXXXXXXXXXXXX

Account Type Education

Responsibility Individual

Date Opened 08/24/2015

Status Paid, Closed.

Status Updated 11/15/2019

Balance -

Balance Updated -

Recent Payment -

Monthly Payment $0

Original Balance $3,500

Highest Balance $0

Terms 110 Months

# Payment History

J F M A M J J A S O N D
2019 30 60 90 120 150 C C C C —

2018

2017

2016

2015 — — — — — — — —

Current on payments 30 30 Days Past Due 60 60 Days Past Due


90 90 Days Past Due 120 120 Days Past Due 150 150 Days Past Due
C Collection

% Balance Histories
Date May 2019 Balance $4,717 Scheduled $0 Paid $0
Payment

Date Apr 2019 Balance $3,615 Scheduled $54 Paid $0


Payment

Date Feb 2019 Balance $3,581 Scheduled $40 Paid $0


Payment

Date Jan 2019 Balance $3,563 Scheduled $40 Paid $0


Payment

Date Dec 2018 Balance $3,546 Scheduled $40 Paid $0


Payment

Date Nov 2018 Balance $3,530 Scheduled $40 Paid $0


Payment

Date Oct 2018 Balance $3,514 Scheduled $40 Paid $0


Payment

Date Sep 2018 Balance $3,500 Scheduled $0 Paid $0


Payment

Date Aug 2018 Balance $3,500 Scheduled $0 Paid $0


Payment

Date Jul 2018 Balance $3,500 Scheduled $0 Paid $0


Payment

$ Contact Info

Address 1871 OLD


MAIN DR,
SHIPPENSBUR
G PA 17257

Phone (717) 532-


Number 1393
' Comment

Account information disputed by consumer (Meets requirement of the Fair


Credit Reporting Act).

' Reinvestigation Information

This item was updated from our processing of your dispute in Nov 2019.

Self Reported Accounts


Self-reported data is contributed through your Experian account.
Manage your self-reported account(s) through Experian Boost . The account number
listed on your Experian credit Gle is a tracking number generated by Experian—not the
account number at your bank or payee. Original creditor is the source of your self-reported
data (your bank) and the payee (the company to which you pay your bills). The balance and
monthly payment re^ect the most recent payment recorded at your bank.

TELECOM SELF-REPORTED

" Account Info


Account Name TELECOM SELF-REPORTED

Original Creditor CHKG/VERIZONONETIMEPAY

Account Number E5407FXXXXXXXXX

Account Type Wireless

Responsibility Individual

Date Opened -

Status Open/Never late.

Status Updated 02/20/2020

Balance $65

Balance Updated 02/20/2020

Recent Payment $65

Monthly Payment $65

Original Amount $65

Highest Balance $0

Terms 1 Months

# Payment History

J F M A M J J A S O N D
2020 ND — — — — — — — — — —

2019 — — — — — ND

Current on payments ND No data for this time period

' Historical Info

$ Experian Contact Info


Address PO BOX 4500,
ALLEN TX
75013

Phone (855) 891-


Number 2743

UTILITY SELF-REPORTED

" Account Info

Account Name UTILITY SELF-REPORTED

Original Creditor CHKG/PECOENERGY

Account Number EB7BC0XXXXXXXXX

Account Type Utility

Responsibility Individual

Date Opened -

Status Open/Never late.

Status Updated 02/20/2020

Balance $82

Balance Updated 02/20/2020

Recent Payment $82

Monthly Payment $82

Original Amount $82

Highest Balance $0

Terms 1 Months

# Payment History
J F M A M J J A S O N D
2020 ND — — — — — — — — — —

2019 — — — — — ND ND

Current on payments ND No data for this time period

' Historical Info

$ Experian Contact Info

Address PO BOX 4500,


ALLEN TX
75013

Phone (855) 891-


Number 2743

Public Records
Information gathered from courts or other government agencies about legal matters
associated with you. The most common Public Records are bankruptcies, tax liens, and
monetary judgments.

No public records reported.

Hard Inquiries
Hard inquiries are requests for your consumer information based on an action or process
initiated by you generally related to a credit or other monetary obligation, such as when you
apply for credit, or default on a loan causing it to be sent to a collection agency. Hard
inquiries are displayed to companies that receive your consumer report and may stay on your
report at least two years.
JBMP GROUP ACCESS/TBOM SYNCHRONY FREEDOM CU
Inquired on Inquired on BANK Inquired on
06/29/2020 05/22/2020 Inquired on 03/21/2020
04/26/2020
1430 W 2700 S 626
GERMANTOWN LORRAINE PL C/O PO BOX JACKSONVILLE
AVE. #A SIOUX FALLS 965037 RD STE 250
PHILADELPHIA SD, 57106 ORLANDO FL, WARMINSTER
PA, 19122 32896 PA, 18974
UnspeciGed. This
Rental. This inquiry is UnspeciGed. This Unsecured. This
inquiry is scheduled to inquiry is inquiry is
scheduled to continue on scheduled to scheduled to
continue on record until Jun continue on continue on
record until Jul 2022. record until May record until Apr
2022. 2022. 2022.

CAP ONE NA CAP ONE NA JPMCB CARD TCI/NEWLINE


Inquired on Inquired on Inquired on LOAN LLC
12/20/2019 12/11/2019 11/30/2019 Inquired on
11/18/2019
PO BOX 30281 UnspeciGed. This PO BOX 15298
SALT LAKE inquiry is WILMINGTON 1844 SIR
scheduled to
CITY UT, 84130 DE, 19850 TYLER DR FL 3
continue on
record until Jan
WILMINGTON
UnspeciGed. This UnspeciGed. This
2022. NC, 28405
inquiry is inquiry is
scheduled to scheduled to UnspeciGed. This
continue on continue on inquiry is
record until Jan record until Dec
scheduled to
2022. 2021.
continue on
record until Dec
2021.

CREDIT ONE AMALGAMATE DISCOVER ONEMAIN


BANK D BANK OF FINANCIAL Inquired on
Inquired on CHIC SERVI 09/28/2019
10/28/2019 Inquired on Inquired on
10/20/2019 10/01/2019 PO BOX 1010
PO BOX 98875 EVANSVILLE
LAS VEGAS NV, 30 N LASALLE 12 READS WAY IN, 47706
89193 ST. CHICAGO NEW CASTLE
UnspeciGed. This
IL, 60602 DE, 19720
UnspeciGed. This inquiry is
inquiry is scheduled to
UnspeciGed. This UnspeciGed. This
scheduled to inquiry is inquiry is continue on
continue on scheduled to scheduled to record until Oct
record until Nov continue on continue on 2021.
2021. record until Nov record until Nov
2021. 2021.

CAP ONE NA BLUESTEM/WE


Inquired on BBANK/FINGE
08/31/2019 RHUT
Inquired on
PO BOX 30281 04/26/2019
SALT LAKE
CITY UT, 84130 6250
RIDGEWOOD
UnspeciGed. This
RD SAINT
inquiry is
CLOUD MN,
scheduled to
continue on 56303
record until Sep
UnspeciGed. This
2021.
inquiry is
scheduled to
continue on
record until May
2021.

Soft Inquiries
Soft inquiries are usually initiated by others, like companies making promotional offers of
credit or your lender conducting periodic reviews of your existing credit accounts. Soft
inquiries also occur when you check your own credit report or when you use credit monitoring
services from companies like Experian. These inquiries do not impact your credit score. Soft
inquiries are not disputable but are available here for reference.

EXPERIAN EXPERIAN EXPERIAN EXPERIAN


Inquired on Inquired on Inquired on Inquired on
07/06/2020, 07/06/2020, 07/06/2020, 07/06/2020,
10/15/2019, 07/04/2020, 07/04/2020, 10/15/2019 an
03/12/2019 an 06/30/2020, 07/02/2020, d 10/14/2018
d 10/14/2018 06/28/2020, 06/30/2020,
05/01/2020, 06/29/2020, 475 ANTON
475 ANTON 04/28/2020, 06/28/2020, BLVD,
BLVD, 03/21/2020, 06/26/2020, COSTA MESA
COSTA MESA 02/16/2020, 06/25/2020, CA 92626
CA 92626 11/16/2019, 06/22/2020,
11/05/2019, 06/19/2020,
11/04/2019, 06/17/2020,
10/25/2019, 05/23/2020,
10/23/2019, 05/19/2020,
10/15/2019, 05/17/2020,
08/28/2019, 05/14/2020,
08/26/2019, 05/01/2020,
08/24/2019, 04/30/2020,
08/23/2019, 04/28/2020,
08/16/2019, 04/23/2020,
07/26/2019 an 04/18/2020,
d 10/14/2018 04/10/2020,
04/04/2020,
PO BOX 9600, 03/24/2020,
ALLEN TX 03/21/2020,
75013 03/05/2020,
(800) 311-4769 03/03/2020,
02/26/2020,
02/16/2020,
01/31/2020,
01/05/2020,
12/21/2019,
12/19/2019,
12/17/2019,
12/16/2019,
12/13/2019,
12/12/2019,
12/10/2019,
11/26/2019,
11/25/2019,
11/24/2019,
11/19/2019,
11/18/2019,
11/16/2019,
11/15/2019,
11/14/2019,
11/12/2019,
11/11/2019,
11/10/2019,
11/09/2019,
11/08/2019,
11/06/2019,
10/29/2019,
10/28/2019,
10/25/2019,
10/21/2019,
10/20/2019,
10/18/2019,
10/17/2019,
10/15/2019,
10/13/2019,
10/12/2019,
10/10/2019,
10/09/2019,
10/07/2019,
09/28/2019,
09/24/2019,
09/22/2019,
09/21/2019,
09/20/2019,
09/17/2019,
09/14/2019,
09/13/2019,
09/12/2019,
09/11/2019,
09/10/2019,
09/06/2019,
09/03/2019,
08/30/2019,
08/29/2019,
08/28/2019,
08/27/2019,
08/26/2019,
08/25/2019,
08/24/2019,
08/23/2019,
08/16/2019,
08/15/2019,
08/08/2019,
08/05/2019,
08/01/2019,
07/30/2019,
07/27/2019,
07/26/2019,
07/01/2019,
06/17/2019,
06/03/2019,
05/20/2019,
05/06/2019,
04/22/2019,
04/08/2019,
04/04/2019,
04/02/2019,
04/01/2019,
03/30/2019,
03/25/2019 an
d 03/12/2019

475 ANTON
BLVD,
COSTA MESA
CA 92626
(866) 431-3471
EXPERIAN EXPERIAN MYFICO EXPERIAN CS
CREDITMATCH Inquired on CONSUMER IDENTITY
Inquired on 07/03/2020, SERVICES Inquired on
07/06/2020, 06/29/2020, Inquired on 07/01/2020,
07/04/2020, 06/17/2020, 07/03/2020 an 06/29/2020,
07/02/2020, 05/22/2020, d 08/31/2019 06/28/2020,
06/30/2020, 05/17/2020, 11/08/2019,
06/29/2020, 05/16/2020, 200 SMITH 11/05/2019 an
06/28/2020, 04/26/2020, RANCH RD, d 07/26/2019
06/26/2020, 04/20/2020, SAN RAFAEL
06/22/2020, 04/16/2020, CA 94903 535 ANTON
06/19/2020, 03/21/2020, (800) 319-4433 BLVD STE 100,
06/17/2020, 03/19/2020, COSTA MESA
06/12/2020, 03/18/2020, CA 92626
06/11/2020, 02/20/2020,
06/10/2020, 02/19/2020,
06/09/2020, 02/13/2020,
06/06/2020, 01/20/2020,
06/03/2020, 12/20/2019,
05/31/2020, 12/11/2019,
05/29/2020, 11/30/2019,
05/28/2020, 11/20/2019,
05/27/2020, 11/19/2019,
05/24/2020, 11/18/2019,
05/23/2020, 10/29/2019,
05/22/2020, 10/28/2019,
05/21/2020, 10/27/2019,
05/19/2020, 10/24/2019,
05/17/2020, 10/20/2019,
05/15/2020, 10/19/2019,
05/14/2020, 10/01/2019,
05/01/2020, 09/28/2019,
04/30/2020, 08/31/2019,
04/28/2020, 08/07/2019,
04/23/2020, 07/04/2019,
03/24/2020, 05/22/2019,
03/21/2020, 04/26/2019 an
03/05/2020, d 04/03/2019
03/03/2020,
02/28/2020, 475 ANTON
02/19/2020, BLVD,
12/21/2019, COSTA MESA
12/17/2019, CA 92626
12/12/2019,
11/19/2019,
11/18/2019,
11/16/2019,
11/15/2019,
11/12/2019,
11/08/2019,
11/05/2019,
10/30/2019,
10/26/2019,
10/25/2019,
10/21/2019,
10/20/2019,
10/18/2019,
10/15/2019,
10/13/2019,
10/09/2019,
09/28/2019,
09/24/2019,
09/22/2019,
09/21/2019,
09/13/2019,
08/29/2019,
08/26/2019,
08/23/2019,
08/21/2019,
08/20/2019,
08/16/2019,
08/05/2019,
08/01/2019,
07/26/2019 an
d 03/25/2019
475 ANTON
BLVD,
COSTA MESA
CA 92626

EXPERIAN CS FREEDOM CU MYFICO AMERIFIRST


IDENTITY Inquired on CONSUMER HM IPVMNT
Inquired on 07/01/2020 SERVICES FIN
07/01/2020 an Inquired on Inquired on
d 06/28/2020 626 07/01/2020 an 06/25/2020
JACKSONVILLE d 08/21/2019
535 ANTON RD STE 250, PO BOX 24470,
BLVD, WARMINSTER 2665 LONG OMAHA NE
COSTA MESA PA 18974 LAKE RD, 68124
CA 92626 (215) 612-5900 ROSEVILLE MN (402) 331-9490
55113
(800) 319-4433

CREDIT EXPERIAN CAPITAL ONE TC/TBOM/ACC


KARMA Inquired on Inquired on E
Inquired on 06/16/2020, 06/12/2020 Inquired on
06/16/2020, 06/02/2020, 05/22/2020
05/15/2020, 05/19/2020, PO BOX 30281,
05/05/2020, 03/10/2020, SALT LAKE 216 W 2ND ST,
05/02/2020, 02/25/2020, CITY UT 84130 DIXON MO
04/22/2020, 02/11/2020, (800) 955-7070 65459
04/15/2020, 01/28/2020,
04/10/2020, 01/14/2020,
03/28/2020, 12/31/2019,
03/21/2020, 11/05/2019,
03/14/2020, 10/22/2019,
02/25/2020, 10/08/2019,
02/18/2020, 09/24/2019,
02/13/2020, 09/10/2019,
02/07/2020, 08/27/2019 an
01/26/2020, d 03/13/2019
01/22/2020,
01/15/2020, 475 ANTON
01/09/2020, BLVD,
01/02/2020, COSTA MESA
12/20/2019 an CA 92626
d 12/13/2019 (866) 252-8809

760 MARKET
ST FL 2,
SAN
FRANCISCO CA
94102

ONEMAIN DISCOVER QUADPAY INC AFFIRM


Inquired on FINANCIAL Inquired on INC/CROSS
05/21/2020, SVCS 05/12/2020 RIVER B
04/01/2020, Inquired on Inquired on
03/24/2020, 05/20/2020 27 W 24TH ST 04/28/2020 an
01/19/2020, FL 2, d 04/26/2019
12/24/2019 an 2500 LAKE NEW YORK NY
d 12/17/2019 COOK RD, 10010 30 ISABELLA
RIVERWOODS ST FL 4L12,
PO BOX 1010, IL 60015 PITTSBURGH
EVANSVILLE IN (877) 728-3030 PA 15212
47706 (855) 423-3729
(844) 298-9733

EXPERIANHLT CREDIT ONE EXPERIANHLT JPMCB CCB


H BANK NA H/TJUH Inquired on
Inquired on Inquired on Inquired on 01/20/2020 an
03/30/2020 an 03/12/2020, 02/15/2020, d 01/08/2020
d 02/28/2019 12/17/2019, 02/06/2020,
12/13/2019 an 11/22/2019, PO BOX 15298,
720 COOL d 12/09/2019 10/20/2019 an WILMINGTON
SPRINGS BLVD d 08/09/2019 DE 19850
STE 200, PO BOX 98875, (800) 935-9935
FRANKLIN TN LAS VEGAS NV 720 COOL
37067 89193 SPRINGS BLVD
(763) 416-1030 (877) 825-3242 STE 200,
FRANKLIN TN
37067
(763) 416-1030

CLARITY CLARITY/CRED CLARITY/CRED AMERIFIRST


SERVICES INC IT CUBE IT CUBE HOME
Inquired on Inquired on Inquired on IMPRVMNT
01/15/2020, 01/15/2020, 01/15/2020 Inquired on
10/31/2019 an 10/31/2019, 12/20/2019
d 09/30/2019 09/30/2019 an 2726 MISSION
d 07/26/2019 RANCHERO RD, 11171 MILL
15550 VALLEY RD,
LIGHTWAVE 2726 MISSION LAKEPORT CA OMAHA NE
DR, RANCHERIA 95435 68154
CLEARWATER RD, (402) 505-6300
FL 33760 LAKEPORT CA
95453

CLM/FREEDOM CLM/FREEDOM TRANSUNION ONEMAIN


DEBT RELIEF DEBT RELIEF INTERACTIVE I Inquired on
Inquired on Inquired on Inquired on 12/09/2019,
12/19/2019, 12/19/2019 an 12/11/2019 an 11/10/2019,
11/01/2019 an d 09/08/2019 d 12/08/2019 11/09/2019,
d 09/08/2019 11/05/2019,
1875 S GRANT 100 CROSS ST 10/28/2019,
1875 S GRANT ST STE 450, STE 202, 10/21/2019,
ST STE 450, SAN MATEO SAN LUIS 10/15/2019,
SAN MATEO CA 94402 OBISPO CA 10/12/2019,
CA 94402 (650) 571-0961 93401
(650) 571-0961 (805) 782-8282 10/05/2019,
09/29/2019,
09/22/2019,
09/17/2019,
09/06/2019,
08/30/2019,
08/27/2019,
08/22/2019 an
d 07/26/2019

PO BOX 1010,
EVANSVILLE IN
47706
(844) 298-9733

NAVY BEST EGG EARNEST INC CLARITY/BISO


FEDERAL CR Inquired on Inquired on N GREEN LEND
UNION 11/18/2019, 11/18/2019 Inquired on
Inquired on 10/09/2019 an 11/15/2019
11/21/2019 d 08/28/2019 303 2ND ST.
NORTH SUITE 1 WAKPAMNI
820 FOLLIN LN 1523 401, LAKE
SE, CONCORD PIKE SAN HOUSING,
VIENNA VA STE 201, FRANCISCO CA BATESLAND
22180 WILMINGTON 94107 SD 57716
DE 19803 (415) 638-6582
(302) 358-2730

CLARITY/WLC SOFI LENDING EXPERIAN TALLY


C LENDING CORPORATION Inquired on TECHNOLOGIE
BGL Inquired on 11/08/2019, S INC
Inquired on 11/12/2019 11/05/2019 an Inquired on
11/15/2019 d 07/26/2019 11/05/2019 an
2750 E d 11/03/2019
33 N MAIN ST COTTONWOOD 475 ANTON
STE 201, PKWY, BLVD, 375 ALABAMA
LOGAN UT COTTONWOOD COSTA MESA ST STE 325,
84321 HEIGHTS UT CA 92626 SAN
84121 FRANCISCO CA
(855) 456-7634 94110
(415) 617-5225

CREDIT9 INC TALLY ON THE EXPERIAN


Inquired on TECHNOLOGIE BARRELHEAD Inquired on
11/03/2019 S INC LLC 10/26/2019
Inquired on Inquired on
18201 VON 11/03/2019 10/28/2019 an 475 ANTON
KARMAN AVE, d 10/07/2019 BLVD,
IRVINE CA 375 ALABAMA COSTA MESA
92612 ST STE 325, 835 MAIN AVE CA 92626
SAN STE 205,
FRANCISCO CA DURANGO CO
94110 81301
(415) 617-5225 (970) 840-2221

NEWLINE EXPERIAN PERSONALLOA CREDIT ONE


LOAN LLC Inquired on NS.COM BANK
Inquired on 10/23/2019, Inquired on Inquired on
10/25/2019 10/20/2019 an 10/07/2019 09/17/2019
d 07/26/2019
1844 SIR 318 N CARSON 6801 S
TYLER DR FL 3, 475 ANTON ST STE 208, CIMARRON RD,
BLVD, CARSON CITY LAS VEGAS NV
WILMINGTON COSTA MESA NV 89701 89113
NC 28405 CA 92626 (310) 929-5566 (415) 459-6100

CLARITY TRUELINK AMERICAN FREEDOM


SERVICES INC Inquired on EXPRESS PLUS/CRB
Inquired on 08/31/2019 Inquired on Inquired on
09/08/2019 08/29/2019 08/28/2019
100 CROSS ST
PO BOX 5717, STE 202, 200 VESEY ST, 1875 S GRANT
CLEARWATER SAN LUIS NEW YORK NY ST STE 400,
FL 33758 OBISPO CA 10285 SAN MATEO
(866) 390-3118 93401 CA 94402
(805) 782-8282 (888) 950-4829

CLARITY QUINSTREET/G LENDINGPOIN CLARITY


SERVICES INC UIDE TO LEND T LLC SERVICES INC
Inquired on Inquired on Inquired on Inquired on
08/27/2019 an 08/23/2019 08/22/2019 07/26/2019
d 07/26/2019
950 TOWER LN 1201 ROBERTS PO BOX 5717,
PO BOX 5717, FL 6, BLVD NW STE CLEARWATER
CLEARWATER FOSTER CITY 200, FL 33758
FL 33758 CA 94404 KENNESAW GA
30144
(844) 885-8713

XCEL MG/CAR WEBBANK/FIN CMS ID EXPERIANHLT


VISION MITSU GERHUT PROOFING H
Inquired on Inquired on SERVICE Inquired on
06/04/2019 04/26/2019 Inquired on 03/20/2019
03/30/2019
2626 RIDGE 6250 720 COOL
PIKE, RIDGEWOOD 7500 SPRINGS BLVD
NORRISTOWN RD, SECURITY STE 200,
PA 19403 SAINT CLOUD BLVD, FRANKLIN TN
MN 56303 BALTIMORE 37067
(866) 734-0342 MD 21244 (763) 416-1030
(877) 267-2323
EXPERIAN PETAL CARD CAPITAL ONE CAPITAL ONE
Inquired on INC Inquired on Inquired on
03/12/2019 Inquired on 01/04/2019, 06/09/2018
01/23/2019 11/06/2018,
475 ANTON 10/20/2018, ,
BLVD, 483 10/05/2018,
COSTA MESA BROADWAY FL 09/22/2018,
CA 92626 2, 09/11/2018,
(866) 673-0140 NEW YORK NY 08/18/2018,
10013 08/04/2018,
07/28/2018,
07/24/2018,
07/14/2018,
07/07/2018,
06/30/2018,
06/22/2018,
06/16/2018 an
d 06/09/2018

PO BOX 30281,
SALT LAKE
CITY UT 84130
(804) 967-1000

Important Messages

Medical Information
By law, we cannot disclose certain medical information (relating to physical, mental, or
behavioral health or condition). Although we do not generally collect such information, it
could appear in the name of a data furnisher (i.e., "Cancer Center") that reports your payment
history to us. If so, those names display on your report, but on reports to others they display
only as "MEDICAL PAYMENT DATA." Consumer statements included on your report at your
request that contain medical information are disclosed to others.

Public Records Information


If your report contains public records, the Public Records section includes items from courts
that Experian may have obtained through a third party vendor, LexisNexis Risk Data
Management Inc. You may contact them at LexisNexis Consumer Center, PO Box 105615,
Atlanta, GA 30348-5108, or visit https://experianconsumers.lexisnexis.com.

Contact Experian

Online
Visit Experian.com/dispute to dispute any inaccurate information, or click the dispute link
next to the item. For FAQs and online access to your Experian Credit Report, Fraud Alerts, and
Security Freezes, visit Experian.com/help

Phone Mail
Monday - Friday Experian
9am to 5pm PO Box 9701
(855) 414-6047 Allen, TX 75013

Know Your Rights

Fair Credit Reporting Act (FCRA)


Para información en español, visite www.consumer6nance.gov/learnmore o escribe a la
Consumer Financial Protection Bureau, 1700 G Street N.W., Washington, D.C. 20552.

A Summary of Your Rights Under the Fair Credit Reporting Act.


The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of
information in the Gles of consumer reporting agencies. There are many types of consumer
reporting agencies, including credit bureaus and specialty agencies (such as agencies that
sell information about check writing histories, medical records, and rental history records).
Here is a summary of your major rights under the FCRA. For more information, including
information about additional rights, go to www.consumer6nance.gov/learnmore or write to:
Consumer Financial Protection Bureau, 1700 G Street N.W., Washington, D.C. 20552.

You must be told if information in your 6le has been used against you. Anyone who uses a
credit report or another type of consumer report to deny your application for credit,
insurance, or employment – or to take another adverse action against you – must tell you,
and must give you the name, address, and phone number of the agency that provided the
information.

You have the right to know what is in your 6le. You may request and obtain all the
information about you in the Gles of a consumer reporting agency (your "Gle disclosure"). You
will be required to provide proper identiGcation, which may include your Social Security
number. In many cases, the disclosure will be free. You are entitled to a free Gle disclosure if:

a person has taken adverse action against you because of information in your credit
report;
you are the victim of identity theft and place a fraud alert in your Gle;
your Gle contains inaccurate information as a result of fraud;
you are on public assistance;
you are unemployed but expect to apply for employment within 60 days.

In addition, all consumers are entitled to one free disclosure every 12 months upon request
from each nationwide credit bureau and from nationwide specialty consumer reporting
agencies. See www.consumerGnance.gov/learnmore for additional information.

You have the right to ask for a credit score. Credit scores are numerical summaries of your
creditworthiness based on information from credit bureaus. You may request a credit score
from consumer reporting agencies that create scores or distribute scores used in residential
real property loans, but you will have to pay for it. In some mortgage transactions, you will
receive credit score information for free from the mortgage lender.

You have the right to dispute incomplete or inaccurate information. If you identify
information in your Gle that is incomplete or inaccurate, and report it to the consumer
reporting agency, the agency must investigate unless your dispute is frivolous. See
www.consumerGnance.gov/learnmore for an explanation of dispute procedures.

Consumer reporting agencies must correct or delete inaccurate, incomplete, or unveri6able


information. Inaccurate, incomplete or unveriGable information must be removed or
corrected, usually within 30 days. However, a consumer reporting agency may continue to
report information it has veriGed as accurate.

Consumer reporting agencies may not report outdated negative information. In most cases,
a consumer reporting agency may not report negative information that is more than seven
years old, or bankruptcies that are more than 10 years old.

Access to your 6le is limited. A consumer reporting agency may provide information about
you only to people with a valid need — usually to consider an application with a creditor,
insurer, employer, landlord, or other business. The FCRA speciGes those with a valid need for
access.

You must give your consent for reports to be provided to employers. A consumer reporting
agency may not give out information about you to your employer, or a potential employer,
without your written consent given to the employer. Written consent generally is not required
in the trucking industry. For more information, go to www.consumerGnance.gov/learnmore.

You may limit "prescreened" offers of credit and insurance you get based on information in
your credit report. Unsolicited "prescreened" offers for credit and insurance must include a
toll-free phone number you can call if you choose to remove your name and address from the
lists these offers are based on. You may opt-out with the nationwide credit bureaus at 1 888
5OPTOUT (1 888 567 8688).

You may seek damages from violators. If a consumer reporting agency, or, in some cases, a
user of consumer reports or a furnisher of information to a consumer reporting agency
violates the FCRA, you may be able to sue in state or federal court.

Identity theft victims and active duty military personnel have additional rights. For more
Information, visit www.consumerGnance.gov/learnmore.

States may enforce the FCRA, and many states have their own consumer reporting laws. In
some cases, you may have more rights under state law. For more information, contact your
state or local consumer protection agency or your state Attorney General. For more
information about your federal rights, contact:

FOR QUESTIONS OR CONCERNS REGARDING: PLEASE CONTACT:

1.a. Banks, savings associations, and credit unions with a. Bureau of


total assets of over $10 billion and their anliates. Consumer Financial
Protection
b. Such anliates that are not banks, savings associations, 1700 G Street NW
or credit unions also should list in addition to the Bureau: Washington, DC
20552

b. Federal Trade
Commission:
Consumer Response
Center – FCRA
Washington, DC
20580
(877) 382-4357
2. To the extent not included in item 1 above: a. Once of the
Comptroller of the
a. National banks, federal savings associations, and federal Currency
branches and federal agencies of foreign banks Customer Assistance
Group
b. State member banks, branches and agencies of foreign 1301 McKinney Street,
banks (other than federal branches, federal agencies, and Suite 3450
insured state branches of foreign banks), commercial Houston, TX 77010-
lending companies owned or controlled by foreign banks, 9050
and organizations operating under section 25 or 25A of the
Federal Reserve Act b. Federal Reserve
Consumer Help
c. Nonmember Insured banks, Insured State Branches of Center
Foreign Banks, and insured state savings associations PO Box 1200
Minneapolis, MN
55480
d. Federal Credit Unions

c. FDIC Consumer
Response Center
1100 Walnut Street,
Box #11
Kansas City, MO
64106

d. National Credit
Union Administration
Once of Consumer
Protection (OCP)
Division of Consumer
Compliance and
Outreach (DCCO)
1775 Duke Street
Alexandria, VA 22314

3. Air carriers Asst. General Counsel


for Aviation
Enforcement &
Proceedings
Aviation Consumer
Protection Division
Department of
Transportation
1200 New Jersey
Avenue SE
Washington, DC
20590

4. Creditors Subject to Surface Transportation Board Once of Proceedings,


Surface
Transportation Board
Department of
Transportation
395 E Street, SW
Washington, DC
20423

5. Creditors Subject to Packers and Stockyards Act Nearest Packers and


Stockyards
Administration area
supervisor

6. Small Business Investment Companies Associate Deputy


Administrator for
Capital Access
United States Small
Business
Administration
409 Third Street, SW,
8th Floor
Washington, DC
20416
7. Brokers and Dealers Securities and
Exchange
Commission
100 F St NE
Washington, DC
20549

8. Federal Land Banks, Federal Land Bank Associations, Farm Credit


Federal Intermediate Credit Banks, and Production Credit Administration
Associations 1501 Farm Credit
Drive
McLean, VA 22102-
5090

9. Retailers, Finance Companies, and All Other Creditors Not FTC Regional Once
Listed Above for region in which the
creditor operates or
Federal Trade
Commission:
Consumer Response
Center – FCRA
Washington, DC
20580
(877) 382-4357

NotiGcation of Rights
NotiGcation of Rights for Alabama Consumers
NotiGcation of Rights for Alaska Consumers
NotiGcation of Rights for Arkansas Consumers
NotiGcation of Rights for California Consumers
NotiGcation of Rights for Colorado Consumers
NotiGcation of Rights for Connecticut Consumers
NotiGcation of Rights for Delaware Consumers
NotiGcation of Rights for District of Columbia Consumers
NotiGcation of Rights for Florida Consumers
NotiGcation of Rights for Georgia Consumers
NotiGcation of Rights for Indiana Consumers
NotiGcation of Rights for Maryland Consumers
NotiGcation of Rights for Massachusetts Consumers
NotiGcation of Rights for Missouri Consumers
NotiGcation of Rights for Montana Consumers
NotiGcation of Rights for Nevada Consumers
NotiGcation of Rights for New Hampshire Consumers
NotiGcation of Rights for New Jersey Consumers
NotiGcation of Rights for New Mexico Consumers
NotiGcation of Rights for New York Consumers
NotiGcation of Rights for North Carolina Consumers
NotiGcation of Rights for North Dakota Consumers
NotiGcation of Rights for Ohio Consumers
Ohio Notice of Rights for Protected Consumers
NotiGcation of Rights for Oklahoma Consumers
NotiGcation of Rights for Rhode Island Consumers
NotiGcation of Rights for Tennessee Consumers
NotiGcation of Rights for Texas Consumers
NotiGcation of Rights for Vermont Consumers
NotiGcation of Rights for Virginia Consumers
NotiGcation of Rights for Washington Consumers
NotiGcation of Rights for West Virginia Consumers

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