MONTHLY UPDATE

FEBRUARY 2025
 Individual Fund Fact Sheet
Fund Name SFIN Page No
Balanced Managed Fund - Life ULIF00402/01/04BalancedMF101 4
Balanced Managed Fund - Pension ULIF01102/01/04BalancedMF101 5
Defensive Managed Fund - Life ULIF00302/01/04DefensiveF101 6
Defensive Managed Fund - Pension ULIF01002/01/04DefensiveF101 7
Growth Fund - Life ULIF00502/01/04GrowthFund101 8
Growth Fund - Pension ULIF01202/01/04GrowthFund101 9
Liquid Fund - Life ULIF00102/01/04LiquidFund101 10
Liquid Fund - Pension ULIF00802/01/04LiquidFund101 11
Secured Managed Fund - Life ULIF00202/01/04SecureMgtF101 12
Secured Managed Fund - Pension ULIF00902/01/04SecureMgtF101 13
Equity Managed Fund - Life ULIF00616/01/06EquityMgFd101 14
Equity Managed Fund - Pension ULIF01316/01/06EquityMgFd101 15
Stable Managed Fund - Life ULIF00720/06/07StableMgFd101 16
Stable Managed Fund - Pension ULIF01420/06/07StableMgFd101 17
Balanced Managed Fund - Life - II ULIF01920/02/08BalncdMFII101 18
Defensive Managed Fund - Life - II ULIF01820/02/08DefnsvFdII101 19
Equity Managed Fund - Life - II ULIF02020/02/08EquityMFII101 20
Growth Fund - Life - II ULIF02120/02/08GrwthFndII101 21
Liquid Fund - Life - II ULIF01520/02/08LiquidFdII101 22
Secured Managed Fund - Life - II ULIF01720/02/08SecureMFII101 23
Stable Managed Fund - Life - II ULIF01620/02/08StableMFII101 24
Bond Opportunities Fund ULIF03004/08/08BondOprtFd101 25
Large Cap Fund ULIF03204/08/08Large-CapF101 26
Manager's Fund ULIF03304/08/08ManagerFnd101 27
Mid Cap Fund ULIF03104/08/08Mid-capFnd101 28
Money Plus Fund ULIF02904/08/08MoneyPlusF101 29
Balanced Managed Fund - Pension - II ULIF02608/10/08BalncdMFII101 30
Defensive Managed Fund - Pension - II ULIF02508/10/08DefnsvFdII101 31
Equity Managed Fund - Pension - II ULIF02708/10/08EquityMFII101 32
Growth Fund - Pension - II ULIF02808/10/08GrwthFndII101 33
Liquid Fund - Pension - II ULIF02208/10/08LiquidFdII101 34
Secured Managed Fund - Pension - II ULIF02408/10/08SecureMFII101 35
Stable Managed Fund -Pension - II ULIF02308/10/08StableMFII101 36
BlueChip Fund ULIF03501/01/10BlueChipFd101 37
Income Fund ULIF03401/01/10IncomeFund101 38
Opportunities Fund ULIF03601/01/10OpprtntyFd101 39
Vantage Fund ULIF03701/01/10VantageFnd101 40
Balanced Fund ULIF03901/09/10BalancedFd101 41
Highest Nav Guarentee Fund ULIF04001/09/10HighestNAV101 42
Short Term Fund ULIF03801/09/10ShortTrmFd101 43
Pension Super Plus Fund - 2012 ULIF04818/06/12PenSuPls12101 44
Equity Plus Fund ULIF05301/08/13EquityPlus101 45
Diversified Equity Fund ULIF05501/08/13DivrEqtyFd101 46
Bond Fund ULIF05601/08/13Bond Funds101 47
Conservative Fund ULIF05801/08/13ConsertvFd101 48
Pension Income Fund ULIF06101/04/14PenIncFund101 49
Pension Equity Plus Fund ULIF06001/04/14PenEqPlsFd101 50

Capital Growth Fund ULIF06301/04/15CapGrwthFd101 51

Capital Secure Fund ULIF06401/04/15CapSecFund101 52
Policy Discontinued Fund - Life ULIF05110/03/11DiscontdPF101 53
Policy Discontinued Fund - Pension ULIF05201/10/13DiscontdPF101 54
HDFC Life Discovery Fund ULIF06618/01/18DiscvryFnd101 55
Equity Advantage Fund ULIF06723/03/18EqtyAdvtFd101 56
Bond Plus Fund ULIF06814/06/19BondPlusFd101 57
Secure Advantage Fund ULIF06914/06/19SecAdvFund101 58
Sustainable Equity Fund ULIF07019/07/21SustnblEqF101 59
Exide Life Active Asset Allocation Fund ULIF01527/12/10ACTASSET101 60
Market Shield ULIF01403/12/10GTDNAV101 61
Individual Balanced Fund ULIF00118/10/04BALANCE101 62
Individual Debt Fund ULIF00218/10/04DEBT101 63
Individual Equity Fund ULIF00514/10/05EQUITY101 64
Individual Growth Fund ULIF00318/10/04GROWTH101 65

Individual Prime Equity Fund ULIF01116/12/09PRIMEEQU101 66

Individual Prime Equity Pension Fund ULIF01316/12/09PNPRIMEEQU101 67
Individual Preserver Pension Fund ULIF01216/12/09PNPRESERVR101 68
Individual Preserver Fund ULIF01016/12/09PRESERVER101 69
Individual Secure Fund ULIF00418/10/04SECURE101 70
Pension Debt Fund ULIF00705/02/08PENDEBT101 71
Pension Equity Fund ULIF00805/02/08PENEQUITY101 72
Pension Liquid Fund ULIF00905/02/08PENLIQUID101 73
Exide Life Midcap Fund ULIF01701/01/17MIDCAP101 74
Exide Life Capped Nifty Index Fund ULIF01801/10/18CAPNIFINDX101 75
Exide Life Large Cap ULIF01901/06/20PNLARGECAP101 76
Flexi Cap Fund ULIF07114/07/23FlexiCapFd101 77
Flexi Cap Pension Fund ULIF07201/09/23FlexiCapPF101 78
Midcap Momentum Fund ULIF07317/01/24MidCpMoIdx101 79
Nifty Alpha 30 Fund - Individual Life ULIF07528/05/24AlphaIdxFd101 80
Top 500 Momentum 50 Fund - Individual Life ULIF07616/10/24Top500MoFd101 81
Top 500 Momentum 50 Pension Fund- Individual Pension ULIF07702/12/24Top500MoPF101 82
 Balanced Managed Fund - Life as on February 28, 2025

Fund objective : To generate long term capital appreciation along with current income from a combined portfolio of equity and debt market instruments. The equity

exposure will be between 30%-60%.

AUM (` in Lakhs)

SFIN Code : ULIF00402/01/04BalancedMF101 Equity Debt MMI & Others Total

Inception Date : 02 Jan 2004 13,996.09 17,086.18 1,390.21 32,472.48

NAV : 196.9727
No. Of Funds Managed
Fund Manager
Fund V/s Benchmark Performance Equity Fund Debt Fund Hybrid Fund
Period Returns (%) Benchmark Returns Mr Kailash Lalwani 6 14 20
Inception 11.16% 9.39% Mr Abhishek Agarwal - 1 22
10 Years 8.75% 8.58%
7 Years 9.09% 9.22% Asset Category F&U Mandate % of Actual
5 Years 10.57% 10.39% Money Market Insts 0% to 5% 2.92%
3 Years 8.08% 8.25% Public Deposits 0% to 15% 0.00%
2 Years 10.53% 11.02% Govt. Securities
20% to 70% 52.62%
1 Year 4.81% 4.43% Corporate Bonds
6 Months -4.97% -4.49% Equity 30% to 60% 43.10%
1 Month -3.01% -2.91% Net Current Assets - 1.36%
#45% BSE -100 55% CRISIL Composite Bond Fund Index

Note: Returns over 1 year have been annualized. Sector Allocation as per NIC 2008
% to Fund
Portfolio
Electricity,Gas & AC Supply 1.28%
Telecommunications 1.47%
Equity % to Fund Mfg of Chemical Products 1.56%
HDFC Bank Limited 5.28% Mfg of Pharmaceuticals 1.81%
ICICI Bank Limited 3.60%
Mfg of Motor Vehicles 2.09%
Reliance Industries Limited 2.88%
Civil Engineering 2.33%
Infosys Limited 2.66%
Mfg of Coke &Refined Petroleum 3.13%
Axis Bank Limited 1.47%
Computer Programming 5.43%
Larsen & Toubro Limited 1.41%
Financial Service Activities 23.54%
ITC Limited 1.28%
Tata Consultancy Services Limited Government Securities 42.45%
1.17%
State Bank of India 0.91% Others 14.89%

Bajaj Finance Ltd 0.89%

Mahindra & Mahindra Ltd. 0.89%
Bharti Airtel Ltd 0.82% Debt Maturity Profile
NTPC Ltd. 0.73%
Kotak Mahindra Bank Limited 0.72% 100.00%
Hindustan Unilever Limited 90.00%
0.70%
80.00%
Maruti Suzuki India Ltd 0.67% 70.00%
UltraTech Cement Limited 0.67% 60.00%
48.11%
Bharti Airtel Ltd - Partly Paid 0.65% 50.00%
40.00% 37.68%
Titan Company Limited 0.62%
30.00%
HCL Technologies Limited 0.54% 20.00%
8.95%
Others 14.54% 10.00% 5.26%
0.00%
0 - 1 Yr 1 - 3 Yrs 3 - 10 Yrs Above 10 Yrs
Total 43.10%

Debentures/Bonds % to Fund Debt Rating Profile

HDFC Bank Ltd 3.53%
HDB Financial Services Ltd 1.59% 19.32%

Sundaram Finance Ltd 1.06%

LIC Housing Finance Ltd 0.99%
Larsen & Toubro Ltd 0.92% Sovereign
Mahindra and Mahindra Financial Services Ltd 0.84%
AAA
Sikka Ports And Terminals 0.55%
State Bank of India 0.46%
National Bank For Agriculture & Rural Development 0.22%
80.68%
Total 10.16%

Government Securities % to Fund

7.34% GOI Mat 22-Apr-2064 10.52%
7.23% GOI Mat 15-Apr-2039 6.08%
7.10% GOI Mat 08-Apr-2034 5.07%
7.30% GOI Mat 19-Jun-2053 2.90%
6.79% GOI Mat 30-Dec-2031 2.55%
7.18% GOI Mat 24-Jul-2037 1.77%
7.09% GOI Mat 05-Aug-2054 1.68%
6.92% GOI Mat 18-Nov-2039 1.18%
7.74% Karnataka SDL Mat 23-Nov-2037 1.12%
6.45% GOI Mat 07-Oct-2029 0.82%
Others 8.78%

Total 42.45%

Deposits, Money Mkt Securities and Net Current Assets. 4.28%

Grand Total 100.00%

Debt Parameters
Portfolio Yield (%) 7.03%
Avg Maturity (In Months) 187.72
Modified Duration (In Years) 7.38
 Balanced Managed Fund - Pension as on February 28, 2025

Fund objective : To generate long term capital appreciation along with current income from a combined portfolio of equity and debt market instruments. The equity

exposure will be between 30%-60%.

AUM (` in Lakhs)

SFIN Code : ULIF01102/01/04BalancedMF101 Equity Debt MMI & Others Total

Inception Date : 02 Jan 2004 7,910.58 9,721.46 625.23 18,257.27

NAV : 194.7949
No. Of Funds Managed
Fund Manager
Fund V/s Benchmark Performance Equity Fund Debt Fund Hybrid Fund
Period Returns (%) Benchmark Returns Mr Kailash Lalwani 6 14 20
Inception 11.10% 9.39% Mr Abhishek Agarwal - 1 22
10 Years 9.05% 8.58%
7 Years 9.05% 9.22% Asset Category F&U Mandate % of Actual
5 Years 10.63% 10.39% Money Market Insts 0% to 5% 2.06%
3 Years 8.10% 8.25% Public Deposits 0% to 15% 0.00%
2 Years 10.48% 11.02% Govt. Securities
20% to 70% 53.25%
1 Year 4.85% 4.43% Corporate Bonds
6 Months -5.00% -4.49% Equity 30% to 60% 43.33%
1 Month -3.05% -2.91% Net Current Assets - 1.36%
#45% BSE -100 55% CRISIL Composite Bond Fund Index

Note: Returns over 1 year have been annualized. Sector Allocation as per NIC 2008
% to Fund

Portfolio
Electricity,Gas & AC Supply 1.46%

Telecommunications 1.48%
Equity % to Fund
Mfg of Chemical Products 1.57%
HDFC Bank Limited 5.29%
Mfg of Pharmaceuticals 1.83%
ICICI Bank Limited 3.63%
Reliance Industries Limited 2.89% Mfg of Motor Vehicles 2.11%

Infosys Limited 2.67% Civil Engineering 2.33%

Axis Bank Limited 1.48% Mfg of Coke &Refined Petroleum 3.14%
Larsen & Toubro Limited 1.42% Computer Programming 5.46%
ITC Limited 1.29%
Financial Service Activities 22.68%
Tata Consultancy Services Limited 1.17%
Government Securities 44.40%
State Bank of India 0.92%
Bajaj Finance Ltd 0.89% Others 13.55%

Mahindra & Mahindra Ltd. 0.89%

Bharti Airtel Ltd 0.83%
NTPC Ltd. 0.73% Debt Maturity Profile
Kotak Mahindra Bank Limited 0.72%
Hindustan Unilever Limited 0.70% 100.00%
Maruti Suzuki India Ltd 90.00%
0.67%
80.00%
UltraTech Cement Limited 0.67% 70.00%
Bharti Airtel Ltd - Partly Paid 0.66% 60.00% 50.30%
Titan Company Limited 50.00%
0.63% 39.05%
40.00%
HCL Technologies Limited 0.54% 30.00%
Others 14.63% 20.00%
10.00% 6.92%
3.73%
0.00%
Total 43.33%
0 - 1 Yr 1 - 3 Yrs 3 - 10 Yrs Above 10 Yrs

Debentures/Bonds % to Fund
HDFC Bank Ltd 4.47%
Debt Rating Profile
Mahindra and Mahindra Financial Services Ltd 1.11%
Larsen & Toubro Ltd 0.91% 16.62%

LIC Housing Finance Ltd 0.80%

Sundaram Finance Ltd 0.45%
State Bank of India 0.43%
Sovereign
National Bank For Agriculture & Rural Development 0.28%
AAA
REC Limited 0.17%
NHPC Ltd 0.17%
HDB Financial Services Ltd 0.06%

83.38%
Total 8.85%

Government Securities % to Fund

7.34% GOI Mat 22-Apr-2064 11.03%
7.23% GOI Mat 15-Apr-2039 6.78%
7.10% GOI Mat 08-Apr-2034 5.53%
7.30% GOI Mat 19-Jun-2053 3.44%
6.79% GOI Mat 30-Dec-2031 2.64%
7.18% GOI Mat 24-Jul-2037 1.74%
7.09% GOI Mat 05-Aug-2054 1.64%
7.65% Tamil Nadu SDL Mat 06-Dec-2027 1.24%
6.92% GOI Mat 18-Nov-2039 1.22%
6.79% GOI Mat 07-Oct-2034 0.82%
Others 8.32%

Total 44.40%

Deposits, Money Mkt Securities and Net Current Assets. 3.42%

Grand Total 100.00%

Debt Parameters
Portfolio Yield (%) 7.03%
Avg Maturity (In Months) 196.25
Modified Duration (In Years) 7.65
 Defensive Managed Fund - Life as on February 28, 2025

Fund objective : To enhance long term returns for a portfolio predominantly invested in fixed income securities by taking a moderate to medium exposure to equity
and equity related securities. The equity exposure will be between 15%-30%.

AUM (` in Lakhs)

SFIN Code : ULIF00302/01/04DefensiveF101 Equity Debt MMI & Others Total

Inception Date : 02 Jan 2004 1,724.15 5,785.06 479.86 7,989.07

NAV : 135.7639
No. Of Funds Managed
Fund Manager
Fund V/s Benchmark Performance Equity Fund Debt Fund Hybrid Fund
Period Returns (%) Benchmark Returns Mr Kailash Lalwani 6 14 20
Inception 9.31% 8.10% Mr Abhishek Agarwal - 1 22
10 Years 8.23% 8.06%
7 Years 8.27% 8.37% Asset Category F&U Mandate % of Actual
5 Years 8.33% 8.39% Money Market Insts 0% to 5% 4.21%
3 Years 7.00% 7.34% Public Deposits 0% to 15% 0.00%
2 Years 9.15% 9.62% Govt. Securities
50% to 85% 72.41%
1 Year 6.11% 6.15% Corporate Bonds
6 Months -1.11% -0.58% Equity 15% to 30% 21.58%
1 Month -1.60% -1.37% Net Current Assets - 1.80%
#22.5% BSE -100 77.5% CRISIL Composite Bond Fund Index

Note: Returns over 1 year have been annualized. Sector Allocation as per NIC 2008
% to Fund

Portfolio
Telecommunications 0.74%

Mfg of Chemical Products 0.78%

Equity % to Fund Mfg of Motor Vehicles 1.05%
HDFC Bank Limited 2.64% Electricity,Gas & AC Supply 1.41%
ICICI Bank Limited 1.80%
Mfg of Coke &Refined Petroleum 1.57%
Reliance Industries Limited 1.44%
Civil Engineering 1.93%
Infosys Limited 1.33%
Axis Bank Limited Computer Programming 2.72%
0.74%
Larsen & Toubro Limited 0.71% Mfg of Pharmaceuticals 6.20%

ITC Limited 0.64% Financial Service Activities 15.54%

Tata Consultancy Services Limited 0.58% Government Securities 57.03%
Others 11.69% Others 11.05%

Total 21.58%
Debt Maturity Profile
Debentures/Bonds % to Fund
Mankind Pharma Limited 5.29%
100.00%
HDFC Bank Ltd 4.05% 90.00%
Mahindra and Mahindra Financial Services Ltd 1.26% 80.00%
Larsen & Toubro Ltd 1.22% 70.00%
60.00%
LIC Housing Finance Ltd 1.04% 48.49%
50.00%
State Bank of India 0.62% 40.00% 32.76%
HDB Financial Services Ltd 0.53% 30.00%
NHPC Ltd 0.50% 20.00% 13.25%
10.00%
International Finance Corporation 0.35% 5.50%
0.00%
Nuclear Power Corporation of India Ltd 0.26% 0 - 1 Yr 1 - 3 Yrs 3 - 10 Yrs Above 10 Yrs
Others 0.25%

Total 15.38% Debt Rating Profile

13.94%
Government Securities % to Fund
7.34% GOI Mat 22-Apr-2064 14.16%
7.30%
7.23% GOI Mat 15-Apr-2039 7.55%
7.30% GOI Mat 19-Jun-2053 7.03% Sovereign
7.10% GOI Mat 08-Apr-2034 4.89% AA+
6.79% GOI Mat 30-Dec-2031 3.43% AAA
7.09% GOI Mat 05-Aug-2054 2.23%
7.18% GOI Mat 24-Jul-2037 2.02%
6.45% GOI Mat 07-Oct-2029 1.80%
78.75%
6.92% GOI Mat 18-Nov-2039 1.58%
7.18% GOI Mat 14-Aug-2033 1.34%
Others 11.00%

Total 57.03%

Deposits, Money Mkt Securities and Net Current Assets. 6.01%

Grand Total 100.00%

Debt Parameters
Portfolio Yield (%) 7.07%
Avg Maturity (In Months) 191.17
Modified Duration (In Years) 7.39
 Defensive Managed Fund - Pension as on February 28, 2025

Fund objective : To enhance long term returns for a portfolio predominantly invested in fixed income securities by taking a moderate to medium exposure to
equity and equity related securities. The equity exposure will be between 15%-30%.

AUM (` in Lakhs)

SFIN Code : ULIF01002/01/04DefensiveF101 Equity Debt MMI & Others Total

Inception Date : 02 Jan 2004 638.67 2,067.32 188.92 2,894.91

NAV : 122.584
No. Of Funds Managed
Fund Manager
Fund V/s Benchmark Performance Equity Fund Debt Fund Hybrid Fund
Period Returns (%) Benchmark Returns Mr Kailash Lalwani 6 14 20
Inception 8.78% 8.10% Mr Abhishek Agarwal - 1 22
10 Years 8.21% 8.06%
7 Years 8.17% 8.37% Asset Category F&U Mandate % of Actual
5 Years 8.27% 8.39% Money Market Insts 0% to 5% 4.77%
3 Years 6.91% 7.34% Public Deposits 0% to 15% 0.00%
2 Years 9.19% 9.62% Govt. Securities
50% to 85% 71.41%
1 Year 6.04% 6.15% Corporate Bonds
6 Months -1.21% -0.58% Equity 15% to 30% 22.06%
1 Month -1.62% -1.37% Net Current Assets - 1.76%
#22.5% BSE -100 77.5% CRISIL Composite Bond Fund Index

Note: Returns over 1 year have been annualized. Sector Allocation as per NIC 2008
% to Fund

Portfolio
Telecommunications 0.76%

Mfg of Chemical Products 0.80%

Equity % to Fund
Mfg of Motor Vehicles 1.08%
HDFC Bank Limited 2.70%
Mfg of Coke &Refined Petroleum 1.61%
ICICI Bank Limited 1.85%
Electricity,Gas & AC Supply 1.71%
Reliance Industries Limited 1.48%
Infosys Limited Civil Engineering 1.92%
1.37%
Axis Bank Limited 0.75% Computer Programming 2.78%
Larsen & Toubro Limited 0.72% Mfg of Pharmaceuticals 4.41%
ITC Limited 0.66% Financial Service Activities 16.06%
Tata Consultancy Services Limited 0.60% Government Securities 57.24%
Others 11.93%
Others 11.64%

Total 22.06%

Debentures/Bonds % to Fund Debt Maturity Profile

HDFC Bank Ltd 3.52%
Mankind Pharma Limited 3.48% 100.00%
90.00%
LIC Housing Finance Ltd 2.32%
80.00%
Mahindra and Mahindra Financial Services Ltd 1.40% 70.00%
Larsen & Toubro Ltd 1.19% 60.00%
47.47%
50.00%
Nuclear Power Corporation of India Ltd 0.71% 37.96%
40.00%
State Bank of India 0.51% 30.00%
National Bank For Agriculture & Rural Development 0.36% 20.00%
10.00% 6.65% 7.92%
Sundaram Finance Ltd 0.35% 0.00%
NHPC Ltd 0.35% 0 - 1 Yr 1 - 3 Yrs 3 - 10 Yrs Above 10 Yrs

Total 14.18%
Debt Rating Profile

Government Securities 14.98%

% to Fund
7.34% GOI Mat 22-Apr-2064 13.79%
7.23% GOI Mat 15-Apr-2039 8.09% 4.87%
7.30% GOI Mat 19-Jun-2053 5.90%
Sovereign
7.10% GOI Mat 08-Apr-2034 5.04%
6.79% GOI Mat 30-Dec-2031 AA+
3.38%
7.18% GOI Mat 24-Jul-2037 3.06% AAA

6.45% GOI Mat 07-Oct-2029 2.89%

7.09% GOI Mat 05-Aug-2054 2.15%
6.92% GOI Mat 18-Nov-2039 1.56%
80.15%
7.18% GOI Mat 14-Aug-2033 1.50%
Others 9.88%

Total 57.24%

Deposits, Money Mkt Securities and Net Current Assets. 6.53%

Grand Total 100.00%

Debt Parameters
Portfolio Yield (%) 7.04%
Avg Maturity (In Months) 187.02
Modified Duration (In Years) 7.32
 Growth Fund - Life as on February 28, 2025

Fund objective : To generate long term capital appreciation from a diversified portfolio of equity and equity related securities.

AUM (` in Lakhs)

SFIN Code : ULIF00502/01/04GrowthFund101 Equity Debt MMI & Others Total

Inception Date : 02 Jan 2004 267,788.90 - 237.97 268,026.87

NAV : 384.5368
No. Of Funds Managed
Fund Manager
Fund V/s Benchmark Performance Equity Fund Debt Fund Hybrid Fund
Period Returns (%) Benchmark Returns
Mr Priyank Singhal 12 1 1
Inception 14.43% 12.56%
10 Years 11.33% 9.83%
7 Years 12.30% 11.29% Asset Category F&U Mandate % of Actual
5 Years 16.51% 15.27% Money Market Insts 0% to 5% 0.06%
3 Years 11.82% 10.47% Public Deposits 0% 0.00%
2 Years 14.73% 14.46% Govt. Securities
0% 0.00%
1 Year 2.59% 0.25% Corporate Bonds
6 Months -13.35% -14.02% Equity 95% to 100% 99.91%
1 Month -6.52% -6.69% Net Current Assets - 0.03%
#BSE-100

Note: Returns over 1 year have been annualized. Sector Allocation as per NIC 2008
% to Fund

Portfolio
Mfg of Tobacco Products 3.00%

Civil Engineering 3.14%

Equity % to Fund
Telecommunications 3.33%
HDFC Bank Limited 10.44%
Electricity,Gas & AC Supply 3.99%
Infosys Limited 6.49%
Reliance Industries Limited 6.42% Mfg of Chemical Products 4.73%

ICICI Bank Limited 6.29% Mfg of Motor Vehicles 6.11%

Axis Bank Limited 3.62% Other Financial Activities 6.67%
Bharti Airtel Ltd - Partly Paid 3.33% Mfg of Coke &Refined Petroleum 7.03%
Larsen & Toubro Limited 3.14%
Computer Programming 12.60%
ICICI Prudential Nifty Private Bank ETF - Nifty Private Bank Index 3.04%
Financial Service Activities 27.23%
ITC Limited 3.00%
Tata Consultancy Services Limited 2.75% Others 22.17%

Mahindra & Mahindra Ltd. 2.08%

NTPC Ltd. 1.96%
HDFC NIFTY Private Bank ETF 1.77% Debt Maturity Profile
Maruti Suzuki India Ltd 1.76%
Bajaj Finance Ltd 100.00%
1.76% 100.00%
Tech Mahindra Limited 1.71%
Dr Reddys Laboratories Limited 1.71%
Hindustan Unilever Limited 1.65%
Tata Steel Limited 1.36% 90.00%
Kotak Mahindra Bank Limited 1.31%
Titan Company Limited 1.28%
Oil & Natural Gas Corporation Ltd. 1.22%
Grasim Industries Limited 1.05% 80.00%
Mahindra & Mahindra Financial Services Limited 0.97% 0 - 1 Yr

Crompton Greaves Consumer Electricals Ltd 0.93%

HCL Technologies Limited 0.93%
Power Grid Corporation of India Ltd 0.92%
UltraTech Cement Limited 0.88%
Union Bank Of India 0.83%
Tata Motors Limited 0.82%
Coal India Limited 0.78%
Dabur India Limited 0.75%
Hindalco Industries Limited 0.74%
Tata Power Co. Ltd 0.68%
Lupin Limited 0.67%
Bajaj Auto Ltd. 0.62%
Bharat Petroleum Corporation Ltd 0.60%
FSN E-Commerce Ventures Limited 0.60%
Aditya Birla Fashion & Retail Limited 0.58%
Jio Financial Services Ltd 0.56%
Power Finance Corporation Ltd 0.55%
Tata Consumer Products Limited 0.55%
Bharat Electronics Ltd 0.54%
Shriram Finance Ltd 0.54%
Siemens Ltd 0.52%
Asian Paints (India) Ltd 0.52%
DSP Nifty Private Bank ETF 0.52%
Others 14.15%

Total 99.91%

Deposits, Money Mkt Securities and Net Current Assets. 0.09%

Grand Total 100.00%

Debt Parameters
Portfolio Yield (%) 6.28%
Avg Maturity (In Months) 0.10
Modified Duration (In Years) 0.01
 Growth Fund - Pension as on February 28, 2025

Fund objective : To generate long term capital appreciation from a diversified portfolio of equity and equity related securities.

AUM (` in Lakhs)

SFIN Code : ULIF01202/01/04GrowthFund101 Equity Debt MMI & Others Total

Inception Date : 02 Jan 2004 102,172.23 - 98.91 102,271.14

NAV : 369.3983
No. Of Funds Managed
Fund Manager
Fund V/s Benchmark Performance Equity Fund Debt Fund Hybrid Fund
Period Returns (%) Benchmark Returns
Mr Priyank Singhal 12 1 1
Inception 14.21% 12.56%
10 Years 11.33% 9.83%
7 Years 12.30% 11.29% Asset Category F&U Mandate % of Actual
5 Years 16.54% 15.27% Money Market Insts 0% to 5% 0.06%
3 Years 11.86% 10.47% Public Deposits 0% 0.00%
2 Years 14.79% 14.46% Govt. Securities
0% 0.00%
1 Year 2.64% 0.25% Corporate Bonds
6 Months -13.34% -14.02% Equity 95% to 100% 99.90%
1 Month -6.51% -6.69% Net Current Assets - 0.03%
#BSE-100

Note: Returns over 1 year have been annualized. Sector Allocation as per NIC 2008
% to Fund

Portfolio
Mfg of Tobacco Products 2.99%

Civil Engineering 3.16%

Equity % to Fund
Telecommunications 3.36%
HDFC Bank Limited 10.42%
Electricity,Gas & AC Supply 3.98%
Infosys Limited 6.46%
Mfg of Chemical Products 4.71%
Reliance Industries Limited 6.36%
ICICI Bank Limited 6.30% Mfg of Motor Vehicles 6.15%

Axis Bank Limited 3.56% Other Financial Activities 6.68%

Bharti Airtel Ltd - Partly Paid 3.36% Mfg of Coke &Refined Petroleum 6.97%
Larsen & Toubro Limited 3.16% Computer Programming 12.58%
ICICI Prudential Nifty Private Bank ETF - Nifty Private Bank Index 3.05%
Financial Service Activities 27.18%
ITC Limited 2.99%
Tata Consultancy Services Limited Others 22.24%
2.74%
Mahindra & Mahindra Ltd. 2.11%
NTPC Ltd. 1.96%
Maruti Suzuki India Ltd 1.78% Debt Maturity Profile
HDFC NIFTY Private Bank ETF 1.77%
Bajaj Finance Ltd 1.76% 100.00% 100.00%

Tech Mahindra Limited 1.72%

Dr Reddys Laboratories Limited 1.71%
Hindustan Unilever Limited 1.63%
Tata Steel Limited 1.36% 90.00%
Kotak Mahindra Bank Limited 1.31%
Titan Company Limited 1.28%
Oil & Natural Gas Corporation Ltd. 1.22%
Grasim Industries Limited 1.06% 80.00%
Mahindra & Mahindra Financial Services Limited 0.97% 0 - 1 Yr
HCL Technologies Limited 0.93%
Crompton Greaves Consumer Electricals Ltd 0.93%
UltraTech Cement Limited 0.92%
Power Grid Corporation of India Ltd 0.91%
Union Bank Of India 0.83%
Tata Motors Limited 0.80%
Coal India Limited 0.78%
Dabur India Limited 0.76%
Hindalco Industries Limited 0.74%
Tata Power Co. Ltd 0.68%
Lupin Limited 0.68%
Bajaj Auto Ltd. 0.63%
Bharat Petroleum Corporation Ltd 0.61%
FSN E-Commerce Ventures Limited 0.60%
Aditya Birla Fashion & Retail Limited 0.59%
Power Finance Corporation Ltd 0.57%
Tata Consumer Products Limited 0.56%
Jio Financial Services Ltd 0.55%
Shriram Finance Ltd 0.54%
Bharat Electronics Ltd 0.53%
Asian Paints (India) Ltd 0.53%
Siemens Ltd 0.52%
DSP Nifty Private Bank ETF 0.52%
Others 14.15%

Total 99.90%

Deposits, Money Mkt Securities and Net Current Assets. 0.10%

Grand Total 100.00%

Debt Parameters
Portfolio Yield (%) 6.28%
Avg Maturity (In Months) 0.10
Modified Duration (In Years) 0.01
 Liquid Fund - Life as on February 28, 2025

Fund objective : To deliver returns linked to Money Market levels with minimal interest rate risk and minimal credit risk so as to provide a high level of safety of
capital.

AUM (` in Lakhs)

SFIN Code : ULIF00102/01/04LiquidFund101 Equity Debt MMI & Others Total

Inception Date : 02 Jan 2004 - - 7,840.48 7,840.48

NAV : 77.5612
No. Of Funds Managed
Fund Manager
Fund V/s Benchmark Performance Equity Fund Debt Fund Hybrid Fund
Period Returns (%) Benchmark Returns
Mr Vineet Choraria 1 28 2
Inception 6.60% 6.66%
10 Years 5.35% 6.43%
7 Years 4.86% 6.03% Asset Category F&U Mandate % of Actual
5 Years 4.51% 5.60% Money Market Insts
100% 100.00%
3 Years 5.40% 6.70% Public Deposits
2 Years 6.14% 7.29% Govt. Securities
0% 0.00%
1 Year 6.26% 7.27% Corporate Bonds
6 Months 3.05% 3.51% Equity 0% 0.00%
1 Month 0.44% 0.54%
#CRISIL Liquid Fund Index

Note: Returns over 1 year have been annualized. Sector Allocation as per NIC 2008
% to Fund

Portfolio

Financial Service Activities 4.76%

Deposits, Money Mkt Securities and Net Current Assets. 100.00%

Grand Total 100.00%

Debt Parameters Government Securities 94.00%

Portfolio Yield (%) 6.71%

Avg Maturity (In Months) 3.29
Modified Duration (In Years) 0.27
Others 1.24%

Debt Maturity Profile

100.00% 100.00%

90.00%

80.00%
0 - 1 Yr

Debt Rating Profile

4.82%

Sovereign

AAA

95.18%
 Liquid Fund - Pension as on February 28, 2025

Fund objective : To deliver returns linked to Money Market levels with minimal interest rate risk and minimal credit risk so as to provide a high level of safety of
capital.

AUM (` in Lakhs)

SFIN Code : ULIF00802/01/04LiquidFund101 Equity Debt MMI & Others Total

Inception Date : 02 Jan 2004 - - 1,203.59 1,203.59

NAV : 78.2273
No. Of Funds Managed
Fund Manager
Fund V/s Benchmark Performance Equity Fund Debt Fund Hybrid Fund
Period Returns (%) Benchmark Returns
Mr Vineet Choraria 1 28 2
Inception 6.64% 6.66%
10 Years 5.35% 6.43%
7 Years 4.87% 6.03% Asset Category F&U Mandate % of Actual
5 Years 4.53% 5.60% Money Market Insts
100% 100.00%
3 Years 5.44% 6.70% Public Deposits
2 Years 6.17% 7.29% Govt. Securities
0% 0.00%
1 Year 6.28% 7.27% Corporate Bonds
6 Months 3.06% 3.51% Equity 0% 0.00%
1 Month 0.45% 0.54%
#CRISIL Liquid Fund Index

Note: Returns over 1 year have been annualized. Sector Allocation as per NIC 2008
% to Fund

Portfolio

Deposits, Money Mkt Securities and Net Current Assets. Financial Service Activities 7.03%
100.00%

Grand Total 100.00%

Debt Parameters Government Securities 89.95%

Portfolio Yield (%) 6.74%
Avg Maturity (In Months) 3.43
Modified Duration (In Years) 0.29
Others 3.01%

Debt Maturity Profile

100.00% 100.00%

90.00%

80.00%
0 - 1 Yr

Debt Rating Profile

7.25%

Sovereign

AAA

92.75%
 Secured Managed Fund - Life as on February 28, 2025

Fund objective : To provide reasonable returns through investments in high credit quality debt instruments while maintaining an optimal level of interest rate risk.

AUM (` in Lakhs)

SFIN Code : ULIF00202/01/04SecureMgtF101 Equity Debt MMI & Others Total

Inception Date : 02 Jan 2004 - 9,837.34 233.00 10,070.35

NAV : 89.3724
No. Of Funds Managed
Fund Manager
Fund V/s Benchmark Performance Equity Fund Debt Fund Hybrid Fund
Period Returns (%) Benchmark Returns
Mr Vineet Choraria 1 28 2
Inception 7.28% 6.81%
10 Years 7.10% 7.55%
7 Years 7.06% 7.53% Asset Category F&U Mandate % of Actual
5 Years 5.86% 6.40% Money Market Insts 0% to 5% 0.30%
3 Years 6.06% 6.43% Public Deposits 0% to 20% 0.00%
2 Years 7.93% 8.21% Govt. Securities
75% to 100% 97.69%
1 Year 7.62% 7.86% Corporate Bonds
6 Months 3.08% 3.32% Equity 0% 0.00%
1 Month 0.01% 0.18% Net Current Assets - 2.01%
#CRISIL Composite Bond Fund Index

Note: Returns over 1 year have been annualized. Sector Allocation as per NIC 2008
% to Fund

Portfolio
Civil Engineering 1.01%

Debentures/Bonds % to Fund Electricity,Gas & AC Supply 1.60%

Mankind Pharma Limited 5.10%
Real Estate Activities 2.48%
HDFC Bank Ltd 4.48%
Bharti Telecom Ltd 3.53% Other Financial Activities 3.53%
Mahindra and Mahindra Financial Services Ltd 3.41%
National Bank For Agriculture & Rural Development 2.30% Mfg of Pharmaceuticals 5.10%

Sundaram Finance Ltd 1.92%

Financial Service Activities 18.55%
LIC Housing Finance Ltd 1.82%
Indian Railway Finance Corporation Ltd 1.78% Government Securities 65.42%
India Grid Trust 1.60%
Others 2.31%
Embassy Office Parks REIT 1.48%
Others 4.86%

Total 32.27% Debt Maturity Profile

Government Securities % to Fund 100.00%

7.10% GOI Mat 08-Apr-2034 28.16% 90.00%
80.00%
7.34% GOI Mat 22-Apr-2064 8.47%
70.00%
7.18% GOI Mat 14-Aug-2033 5.05% 60.00% 57.22%
7.09% GOI Mat 05-Aug-2054 4.98% 50.00%
Gsec C-STRIPS Mat 19-Sep-2027 4.21% 40.00%

6.92% GOI Mat 18-Nov-2039 30.00% 23.31%

4.05% 19.16%
20.00%
Gsec C-STRIPS Mat 19-Sep-2026 2.97%
10.00%
7.09% GOI Mat 25-Nov-2074 2.69% 0.00%
0.31%

Gsec C-STRIPS Mat 19-Sep-2028 1.42% 0 - 1 Yr 1 - 3 Yrs 3 - 10 Yrs Above 10 Yrs

7.59% GOI Mat 20-Mar-2029 1.09%
Others 2.32%
Debt Rating Profile

Total 65.42%
24.20%

Deposits, Money Mkt Securities and Net Current Assets. 2.31%

Sovereign
Grand Total 100.00% AA+

8.83% AAA
Debt Parameters
Portfolio Yield (%) 7.08% 66.97%
Avg Maturity (In Months) 145.07
Modified Duration (In Years) 6.25
 Secured Managed Fund - Pension as on February 28, 2025

Fund objective : To provide reasonable returns through investments in high credit quality debt instruments while maintaining an optimal level of interest rate risk.

AUM (` in Lakhs)

SFIN Code : ULIF00902/01/04SecureMgtF101 Equity Debt MMI & Others Total

Inception Date : 02 Jan 2004 - 3,013.90 116.08 3,129.98

NAV : 87.6049
No. Of Funds Managed
Fund Manager
Fund V/s Benchmark Performance Equity Fund Debt Fund Hybrid Fund
Period Returns (%) Benchmark Returns
Mr Vineet Choraria 1 28 2
Inception 7.18% 6.81%
10 Years 7.06% 7.55%
7 Years 6.99% 7.53% Asset Category F&U Mandate % of Actual
5 Years 5.77% 6.40% Money Market Insts 0% to 5% 2.49%
3 Years 5.91% 6.43% Public Deposits 0% to 20% 0.00%
2 Years 7.77% 8.21% Govt. Securities
75% to 100% 96.29%
1 Year 7.61% 7.86% Corporate Bonds
6 Months 3.09% 3.32% Equity 0% 0.00%
1 Month 0.00% 0.18% Net Current Assets - 1.21%
#CRISIL Composite Bond Fund Index

Note: Returns over 1 year have been annualized. Sector Allocation as per NIC 2008
% to Fund

Portfolio
Civil Engineering 1.07%

Debentures/Bonds % to Fund
Real Estate Activities 1.30%
LIC Housing Finance Ltd 6.75%
HDFC Bank Ltd 5.51% Other Financial Activities 3.67%
Mankind Pharma Limited 5.46%
Bharti Telecom Ltd 3.67% Mfg of Pharmaceuticals 5.46%
Bajaj Finance Ltd 2.51%
National Bank For Agriculture & Rural Development Financial Service Activities 26.13%
2.26%
Power Finance Corporation Ltd 2.10%
Government Securities 58.66%
IDFC First Bank Limited 1.92%
Mahindra and Mahindra Financial Services Ltd 1.61%
Others 3.71%
Mindspace Business Parks REIT 1.30%
Others 4.54%

Total 37.63% Debt Maturity Profile

Government Securities % to Fund 100.00%

7.10% GOI Mat 08-Apr-2034 28.97% 90.00%
80.00%
7.34% GOI Mat 22-Apr-2064 8.17% 70.00% 62.11%
7.18% GOI Mat 14-Aug-2033 5.13% 60.00%
7.09% GOI Mat 05-Aug-2054 4.01% 50.00%
40.00%
7.09% GOI Mat 25-Nov-2074 3.05%
30.00% 21.66%
6.92% GOI Mat 18-Nov-2039 2.77% 20.00%
11.76%
7.61% GOI Mat 09-May-2030 1.63% 10.00% 4.47%
Gsec C-STRIPS Mat 19-Sep-2027 1.63% 0.00%
0 - 1 Yr 1 - 3 Yrs 3 - 10 Yrs Above 10 Yrs
6.98% GOI Sovereign Green Bond Mat 16-Dec-2054 1.12%
7.45% Karnataka SDL Mat 20-Mar-2037 0.68%
Others 1.51%
Debt Rating Profile

Total 58.66%
27.60%
Deposits, Money Mkt Securities and Net Current Assets. 3.71%

Sovereign
Grand Total 100.00%
AA+

Debt Parameters AAA

60.92%
Portfolio Yield (%) 7.12%
11.48%
Avg Maturity (In Months) 143.93
Modified Duration (In Years) 6.19
 Equity Managed Fund - Life as on February 28, 2025

Fund objective : To achieve long term capital appreciation by investing pre-dominantly in equity and equity related securities and balancing it by shifting assets
to the fixed income securities depending on the fund manager's views. The minimum allocation to equity will be 60%.

AUM (` in Lakhs)

SFIN Code : ULIF00616/01/06EquityMgFd101 Equity Debt MMI & Others Total

Inception Date : 17 Jan 2006 62,852.71 - 1,858.62 64,711.33

NAV : 318.4434
No. Of Funds Managed
Fund Manager
Fund V/s Benchmark Performance Equity Fund Debt Fund Hybrid Fund
Period Returns (%) Benchmark Returns Mr Kailash Lalwani 6 14 20
Inception 12.24% 11.50% Mr Nishit Dholakia 7 - 2
10 Years 10.68% 9.83%
7 Years 11.49% 11.29% Asset Category F&U Mandate % of Actual
5 Years 15.39% 15.27% Money Market Insts 0% to 5% 2.82%
3 Years 10.58% 10.47% Public Deposits 0% to 10% 0.00%
2 Years 14.11% 14.46% Govt. Securities
0% to 40% 0.00%
1 Year 3.33% 0.25% Corporate Bonds
6 Months -11.81% -14.02% Equity 60% to 100% 97.13%
1 Month -6.18% -6.69% Net Current Assets - 0.05%
#BSE-100

Note: Returns over 1 year have been annualized. Sector Allocation as per NIC 2008
% to Fund

Portfolio
Mfg of Tobacco Products 3.07%

Telecommunications 3.22%
Equity % to Fund Civil Engineering 3.26%
HDFC Bank Limited 10.27%
Mfg of Chemical Products 3.48%
ICICI Bank Limited 7.13%
Mfg of Pharmaceuticals 4.32%
Infosys Limited 6.68%
Mfg of Motor Vehicles 6.27%
Reliance Industries Limited 6.68%
Aditya Birla Sun Life Nifty Bank Etf 4.45% Mfg of Coke &Refined Petroleum 7.39%

Larsen & Toubro Limited 3.26% Other Financial Activities 7.79%

Bharti Airtel Ltd - Partly Paid 3.22% Computer Programming 12.71%
ITC Limited 3.07% Financial Service Activities 26.83%
Axis Bank Limited 3.01%
Others 21.65%
Tata Consultancy Services Limited 2.93%
HDFC NIFTY Private Bank ETF 2.60%
Mahindra & Mahindra Ltd. 2.32%
Bajaj Finance Ltd 1.85% Debt Maturity Profile
Maruti Suzuki India Ltd 1.82%
NTPC Ltd. 1.71% 100.00% 100.00%

Hindustan Unilever Limited 1.62%

Kesoram Industries Ltd 1.41%
Tata Steel Limited 1.41%
Kotak Mahindra Bank Limited 1.23% 90.00%
HCL Technologies Limited 1.20%
Titan Company Limited 1.08%
Dr Reddys Laboratories Limited 1.06%
Sun Pharmaceutical Industries Limited 0.98% 80.00%

Cipla Limited 0 - 1 Yr
0.93%
Asian Paints (India) Ltd 0.85%
Hindalco Industries Limited 0.77%
Siemens Ltd 0.75%
Bharat Electronics Ltd 0.74%
Bajaj Finserv Ltd 0.71%
Trent Ltd. 0.70%
Lupin Limited 0.67%
Wipro Limited 0.66%
State Bank of India 0.65%
Nestle India Limited 0.63%
Adani Ports & Special Economic Zone Ltd 0.62%
SBI Life Insurance Company Limited 0.61%
Bharat Petroleum Corporation Ltd 0.59%
LTIMindtree Limited 0.59%
Ashok Leyland Limited 0.52%
Cholamandalam Investment & Finance Company Ltd 0.52%
The Indian Hotels Company Ltd 0.52%
Apollo Hospitals Enterprise Limited 0.52%
Tata Power Co. Ltd 0.51%
Grasim Industries Limited 0.50%
Others 12.59%

Total 97.13%

Deposits, Money Mkt Securities and Net Current Assets. 2.87%

Grand Total 100.00%

Debt Parameters
Portfolio Yield (%) 6.28%
Avg Maturity (In Months) 0.10
Modified Duration (In Years) 0.01
 Equity Managed Fund - Pension as on February 28, 2025

Fund objective : To achieve long term capital appreciation by investing pre-dominantly in equity and equity related securities and balancing it by shifting assets
to the fixed income securities depending on the fund manager's views. The minimum allocation to equity will be 60%.

AUM (` in Lakhs)

SFIN Code : ULIF01316/01/06EquityMgFd101 Equity Debt MMI & Others Total

Inception Date : 17 Jan 2006 20,966.74 - 648.32 21,615.07

NAV : 319.7722
No. Of Funds Managed
Fund Manager
Fund V/s Benchmark Performance Equity Fund Debt Fund Hybrid Fund
Period Returns (%) Benchmark Returns Mr Kailash Lalwani 6 14 20
Inception 12.43% 11.50% Mr Nishit Dholakia 7 - 2
10 Years 11.23% 9.83%
7 Years 12.26% 11.29% Asset Category F&U Mandate % of Actual
5 Years 16.52% 15.27% Money Market Insts 0% to 5% 2.94%
3 Years 12.08% 10.47% Public Deposits 0% to 10% 0.00%
2 Years 16.31% 14.46% Govt. Securities
0% to 40% 0.00%
1 Year 4.31% 0.25% Corporate Bonds
6 Months -10.95% -14.02% Equity 60% to 100% 97.00%
1 Month -6.15% -6.69% Net Current Assets - 0.06%
#BSE-100

Note: Returns over 1 year have been annualized. Sector Allocation as per NIC 2008
% to Fund

Portfolio
Mfg of Tobacco Products 3.08%

Telecommunications 3.28%
Equity % to Fund
Civil Engineering 3.28%
HDFC Bank Limited 10.22%
Mfg of Chemical Products 3.52%
ICICI Bank Limited 7.13%
Mfg of Pharmaceuticals 4.26%
Reliance Industries Limited 6.77%
Infosys Limited 6.64% Mfg of Motor Vehicles 6.34%

Aditya Birla Sun Life Nifty Bank Etf 4.39% Mfg of Coke &Refined Petroleum 7.49%
Larsen & Toubro Limited 3.28% Other Financial Activities 7.70%
Bharti Airtel Ltd - Partly Paid 3.28% Computer Programming 12.83%
Axis Bank Limited 3.26%
Financial Service Activities 26.95%
ITC Limited 3.08%
Others 21.29%
Tata Consultancy Services Limited 2.93%
HDFC NIFTY Private Bank ETF 2.56%
Mahindra & Mahindra Ltd. 2.33%
Bajaj Finance Ltd 1.86% Debt Maturity Profile
Maruti Suzuki India Ltd 1.82%
100.00%
NTPC Ltd. 1.73% 100.00%
Hindustan Unilever Limited 1.64%
Kesoram Industries Ltd 1.42%
Tata Steel Limited 1.40%
Kotak Mahindra Bank Limited 1.27% 90.00%

HCL Technologies Limited 1.19%

Titan Company Limited 1.08%
Dr Reddys Laboratories Limited 1.03%
Sun Pharmaceutical Industries Limited 0.97% 80.00%
0 - 1 Yr
Cipla Limited 0.90%
Asian Paints (India) Ltd 0.85%
Hindalco Industries Limited 0.76%
Siemens Ltd 0.74%
Trent Ltd. 0.71%
Bajaj Finserv Ltd 0.71%
Lupin Limited 0.69%
State Bank of India 0.66%
Wipro Limited 0.66%
Adani Ports & Special Economic Zone Ltd 0.63%
Nestle India Limited 0.62%
Bharat Petroleum Corporation Ltd 0.59%
SBI Life Insurance Company Limited 0.58%
LTIMindtree Limited 0.57%
Ashok Leyland Limited 0.53%
Cholamandalam Investment & Finance Company Ltd 0.52%
Grasim Industries Limited 0.51%
Apollo Hospitals Enterprise Limited 0.50%
Bharat Electronics Ltd 0.50%
Others 13.46%

Total 97.00%

Deposits, Money Mkt Securities and Net Current Assets. 3.00%

Grand Total 100.00%

Debt Parameters
Portfolio Yield (%) 6.28%
Avg Maturity (In Months) 0.10
Modified Duration (In Years) 0.01
 Stable Managed Fund - Life as on February 28, 2025

Fund objective : To generate optimal returns for investors through short term investments in high credit quality securities so as to keep interest rate risks low and
provide safety of capital over the medium term horizon.

AUM (` in Lakhs)

SFIN Code : ULIF00720/06/07StableMgFd101 Equity Debt MMI & Others Total

Inception Date : 20 Jun 2007 - 2,390.61 132.66 2,523.27

NAV : 82.1094
No. Of Funds Managed
Fund Manager
Fund V/s Benchmark Performance Equity Fund Debt Fund Hybrid Fund
Period Returns (%) Benchmark Returns
Mr Kailash Lalwani 6 14 20
Inception 7.07% 7.38%
10 Years 6.15% 7.29%
7 Years 5.94% 6.96% Asset Category F&U Mandate % of Actual
5 Years 5.33% 6.37% Money Market Insts
3 Years 5.75% 6.96% Public Deposits
100% 100.00%
2 Years 6.93% 7.83% Govt. Securities
1 Year 7.02% 7.86% Corporate Bonds
6 Months 3.32% 3.76% Equity 0% 0.00%
1 Month 0.56% 0.59%
#CRISIL Low Duration Debt Index

Note: Returns over 1 year have been annualized. Sector Allocation as per NIC 2008
% to Fund

Portfolio

Electricity,Gas & AC Supply 3.99%

Debentures/Bonds % to Fund
Bajaj Finance Ltd 6.37%
National Bank For Agriculture & Rural Development 6.33% Financial Service Activities 35.64%
Sundaram Finance Ltd 5.96%
LIC Housing Finance Ltd 5.95%
REC Limited 5.85%
Government Securities 55.12%
Kotak Mahindra Prime Ltd. 5.17%
Power Grid Corporation of India Ltd 3.99%

Others 5.26%
Total 39.62%

Government Securities % to Fund

7.69% Maharashtra SDL 27-Jul-2026 18.84%
8.01% Tamil Nadu SDL Mat 11-May-2026 8.44% Debt Maturity Profile
Gsec C-STRIPS Mat 22-Apr-2026 7.37%
100.00%
7.58% Maharashtra SDL Mat 24-Aug-2026 6.81%
90.00% 86.64%
8.28% Karnataka SDL Mat 06 Mar 2026 4.83% 80.00%
7.96% Maharashtra SDL Mat 29-June-2026 4.42% 70.00%
7.83% Gujarat SDL Mat 13-Jul-2026 2.81% 60.00%

8.07% Tamil Nadu SDL Mat 15-Jun-2026 50.00%

1.61%
40.00%
30.00%
Total 55.12% 20.00%
13.36%
10.00%
0.00%
Deposits, Money Mkt Securities and Net Current Assets. 5.26%
0 - 1 Yr 1 - 3 Yrs

Grand Total 100.00%

Debt Rating Profile

Debt Parameters
Portfolio Yield (%) 7.09%
Avg Maturity (In Months) 15.28
Modified Duration (In Years) 1.16

41.82%
Sovereign

AAA
58.18%
 Stable Managed Fund - Pension as on February 28, 2025

Fund objective : To generate optimal returns for investors through short term investments in high credit quality securities so as to keep interest rate risks low and
provide safety of capital over the medium term horizon.

AUM (` in Lakhs)

SFIN Code : ULIF01420/06/07StableMgFd101 Equity Debt MMI & Others Total

Inception Date : 20 Jun 2007 - 799.90 62.15 862.05

NAV : 81.8182
No. Of Funds Managed
Fund Manager
Fund V/s Benchmark Performance Equity Fund Debt Fund Hybrid Fund
Period Returns (%) Benchmark Returns
Mr Kailash Lalwani 6 14 20
Inception 7.05% 7.38%
10 Years 6.12% 7.29%
7 Years 5.92% 6.96% Asset Category F&U Mandate % of Actual
5 Years 5.31% 6.37% Money Market Insts
3 Years 5.69% 6.96% Public Deposits
100% 100.00%
2 Years 6.87% 7.83% Govt. Securities
1 Year 6.97% 7.86% Corporate Bonds
6 Months 3.25% 3.76% Equity 0% 0.00%
1 Month 0.53% 0.59%
#CRISIL Low Duration Debt Index

Note: Returns over 1 year have been annualized. Sector Allocation as per NIC 2008
% to Fund

Portfolio

Electricity,Gas & AC Supply 4.67%

Debentures/Bonds % to Fund
Bajaj Finance Ltd 8.16%
LIC Housing Finance Ltd 6.97% Financial Service Activities 38.83%
REC Limited 6.85%
Sundaram Finance Ltd 6.39%
Kotak Mahindra Prime Ltd. 5.82%
Government Securities 49.29%
Power Grid Corporation of India Ltd 4.67%
National Bank For Agriculture & Rural Development 4.63%

Others 7.21%
Total 43.50%

Government Securities % to Fund

7.83% Gujarat SDL Mat 13-Jul-2026 14.69%
7.96% Maharashtra SDL Mat 29-June-2026 7.06% Debt Maturity Profile
Gsec C-STRIPS Mat 22-Apr-2026 6.47%
8.07% Tamil Nadu SDL Mat 15-Jun-2026 6.40% 100.00%
90.00% 83.01%
8.01% Tamil Nadu SDL Mat 11-May-2026 5.88%
80.00%
7.58% Maharashtra SDL Mat 24-Aug-2026 5.86% 70.00%
7.84% Tamil Nadu SDL Mat 13-Jul-2026 2.94% 60.00%
50.00%
40.00%
Total 49.29% 30.00%
20.00% 16.99%
Deposits, Money Mkt Securities and Net Current Assets. 7.21% 10.00%
0.00%
0 - 1 Yr 1 - 3 Yrs
Grand Total 100.00%

Debt Parameters
Debt Rating Profile
Portfolio Yield (%) 7.12%
Avg Maturity (In Months) 14.99
Modified Duration (In Years) 1.13

46.88% Sovereign

53.12% AAA
 Balanced Managed Fund - Life - II as on February 28, 2025

Fund objective : To generate long term capital appreciation along with current income from a combined portfolio of equity and debt market instruments. The equity

exposure will be between 30%-60%.

AUM (` in Lakhs)

SFIN Code : ULIF01920/02/08BalncdMFII101 Equity Debt MMI & Others Total

Inception Date : 20 Feb 2008 10,220.76 12,508.06 425.97 23,154.78

NAV : 38.473
No. Of Funds Managed
Fund Manager
Fund V/s Benchmark Performance Equity Fund Debt Fund Hybrid Fund
Period Returns (%) Benchmark Returns Mr Kailash Lalwani 6 14 20
Inception 8.72% 8.12% Mr Abhishek Agarwal - 1 22
10 Years 8.18% 8.58%
7 Years 8.60% 9.22% Asset Category F&U Mandate % of Actual
5 Years 10.02% 10.39% Money Market Insts
0% to 20% 0.43%
3 Years 7.56% 8.25% Public Deposits
2 Years 9.93% 11.02% Govt. Securities
20% to 70% 54.02%
1 Year 4.26% 4.43% Corporate Bonds
6 Months -5.26% -4.49% Equity 30% to 60% 44.14%
1 Month -3.07% -2.91% Net Current Assets - 1.41%
#45% BSE -100 55% CRISIL Composite Bond Fund Index

Note: Returns over 1 year have been annualized. Sector Allocation as per NIC 2008
% to Fund

Portfolio
Telecommunications 1.54%

Mfg of Chemical Products 1.61%

Equity % to Fund
Civil Engineering 1.84%
HDFC Bank Limited 5.36%
Mfg of Pharmaceuticals 1.84%
ICICI Bank Limited 3.73%
Reliance Industries Limited Mfg of Motor Vehicles 2.18%
2.94%
Infosys Limited 2.79% Mfg of Coke &Refined Petroleum 3.20%

Axis Bank Limited 1.52% Warehousing 3.76%

Larsen & Toubro Limited 1.45% Computer Programming 5.65%
ITC Limited 1.32% Financial Service Activities 22.74%
Tata Consultancy Services Limited 1.20% Government Securities 42.62%
State Bank of India 0.94%
Others 13.02%
Bajaj Finance Ltd 0.91%
Mahindra & Mahindra Ltd. 0.91%
Bharti Airtel Ltd 0.84%
NTPC Ltd. 0.75% Debt Maturity Profile
Kotak Mahindra Bank Limited 0.74%
Hindustan Unilever Limited 0.72% 100.00%
90.00%
Bharti Airtel Ltd - Partly Paid 0.70%
80.00%
Maruti Suzuki India Ltd 0.70% 70.00%
UltraTech Cement Limited 0.68% 60.00%
Titan Company Limited 44.84%
0.66% 50.00% 44.75%
40.00%
HCL Technologies Limited 0.55%
30.00%
Others 14.76% 20.00%
9.61%
10.00%
0.80%
Total 44.14% 0.00%
0 - 1 Yr 1 - 3 Yrs 3 - 10 Yrs Above 10 Yrs

Debentures/Bonds % to Fund
HDFC Bank Ltd 4.75%
Debt Rating Profile
Sikka Ports And Terminals 3.47%
HDB Financial Services Ltd 0.68%
21.10%
State Bank of India 0.64%
Mahindra and Mahindra Financial Services Ltd 0.48%
LIC Housing Finance Ltd 0.44%
Sundaram Finance Ltd 0.42% Sovereign
Larsen & Toubro Ltd 0.39%
AAA
Bajaj Finance Ltd 0.13%

Total 11.40%
78.90%
Government Securities % to Fund
7.34% GOI Mat 22-Apr-2064 12.44%
7.23% GOI Mat 15-Apr-2039 6.40%
7.10% GOI Mat 08-Apr-2034 2.87%
6.79% GOI Mat 30-Dec-2031 2.79%
7.09% GOI Mat 05-Aug-2054 2.29%
7.18% GOI Mat 14-Aug-2033 1.97%
6.92% GOI Mat 18-Nov-2039 1.28%
7.65% Tamil Nadu SDL Mat 06-Dec-2027 1.02%
7.64% Karnataka SDL Mat 18-Oct-2032 0.95%
6.79% GOI Mat 07-Oct-2034 0.89%
Others 9.71%

Total 42.62%

Deposits, Money Mkt Securities and Net Current Assets. 1.84%

Grand Total 100.00%

Debt Parameters
Portfolio Yield (%) 7.09%
Avg Maturity (In Months) 192.70
Modified Duration (In Years) 7.44
 Defensive Managed Fund - Life - II as on February 28, 2025

Fund objective : To enhance long term returns for a portfolio predominantly invested in fixed income securities by taking a moderate to medium exposure to
equity and equity related securities. The equity exposure will be between 15%-30%.

AUM (` in Lakhs)

SFIN Code : ULIF01820/02/08DefnsvFdII101 Equity Debt MMI & Others Total

Inception Date : 20 Feb 2008 1,008.56 3,072.59 569.71 4,650.87

NAV : 38.2709
No. Of Funds Managed
Fund Manager
Fund V/s Benchmark Performance Equity Fund Debt Fund Hybrid Fund
Period Returns (%) Benchmark Returns Mr Kailash Lalwani 6 14 20
Inception 8.40% 7.83% Mr Abhishek Agarwal - 1 22
10 Years 7.63% 8.06%
7 Years 7.61% 8.37% Asset Category F&U Mandate % of Actual
5 Years 7.75% 8.39% Money Market Insts
0% to 20% 10.60%
3 Years 6.44% 7.34% Public Deposits
2 Years 8.63% 9.62% Govt. Securities
50% to 85% 66.06%
1 Year 5.61% 6.15% Corporate Bonds
6 Months -1.47% -0.58% Equity 15% to 30% 21.69%
1 Month -1.65% -1.37% Net Current Assets - 1.65%
#22.5% BSE -100 77.5% CRISIL Composite Bond Fund Index

Note: Returns over 1 year have been annualized. Sector Allocation as per NIC 2008
% to Fund

Portfolio
Telecommunications 0.74%

Mfg of Chemical Products 0.79%

Equity % to Fund
Mfg of Pharmaceuticals 0.91%
HDFC Bank Limited 2.65%
Mfg of Motor Vehicles 1.05%
ICICI Bank Limited 1.81%
Electricity,Gas & AC Supply 1.31%
Reliance Industries Limited 1.45%
Infosys Limited 1.34% Mfg of Coke &Refined Petroleum 1.58%

Axis Bank Limited 0.74% Civil Engineering 2.30%

Larsen & Toubro Limited 0.71% Computer Programming 2.73%
ITC Limited 0.65% Financial Service Activities 14.67%
Tata Consultancy Services Limited 0.59%
Government Securities 56.60%
Others 11.75%
Others 17.33%

Total 21.69%

Debentures/Bonds % to Fund Debt Maturity Profile

Mahindra and Mahindra Financial Services Ltd 3.26%
HDFC Bank Ltd 2.42% 100.00%
Larsen & Toubro Ltd 1.59% 90.00%
State Bank of India 80.00%
0.74%
70.00%
Nuclear Power Corporation of India Ltd 0.66% 60.00%
48.96%
LIC Housing Finance Ltd 0.57% 50.00%
Bajaj Finance Ltd 0.22% 40.00%
30.98%
30.00%
20.00%
Total 9.47% 10.00%
13.82%
6.24%
0.00%
Government Securities % to Fund 0 - 1 Yr 1 - 3 Yrs 3 - 10 Yrs Above 10 Yrs

7.34% GOI Mat 22-Apr-2064 16.38%

7.23% GOI Mat 15-Apr-2039 6.20%
Debt Rating Profile
7.30% GOI Mat 19-Jun-2053 4.71%
7.18% GOI Mat 24-Jul-2037 3.97% 14.33%

7.10% GOI Mat 08-Apr-2034 3.73%

6.79% GOI Mat 30-Dec-2031 3.40%
7.09% GOI Mat 05-Aug-2054 2.77%
6.45% GOI Mat 07-Oct-2029 2.46% Sovereign

6.92% GOI Mat 18-Nov-2039 1.62% AAA

6.79% GOI Mat 07-Oct-2034 1.17%
Others 10.20%

Total 56.60% 85.67%

Deposits, Money Mkt Securities and Net Current Assets. 12.25%

Grand Total 100.00%

Debt Parameters
Portfolio Yield (%) 6.95%
Avg Maturity (In Months) 191.49
Modified Duration (In Years) 7.16
 Equity Managed Fund - Life - II as on February 28, 2025

Fund objective : To achieve long term capital appreciation by investing pre-dominantly in equity and equity related securities and balancing it by shifting assets
to the fixed income securities depending on the fund manager's views. The minimum allocation to equity will be 60%.

AUM (` in Lakhs)

SFIN Code : ULIF02020/02/08EquityMFII101 Equity Debt MMI & Others Total

Inception Date : 20 Feb 2008 41,680.04 - 181.92 41,861.96

NAV : 45.9228
No. Of Funds Managed
Fund Manager
Fund V/s Benchmark Performance Equity Fund Debt Fund Hybrid Fund
Period Returns (%) Benchmark Returns Mr Kailash Lalwani 6 14 20
Inception 10.25% 8.83% Mr Nishit Dholakia 7 - 2
10 Years 10.02% 9.83%
7 Years 10.89% 11.29% Asset Category F&U Mandate % of Actual
5 Years 14.76% 15.27% Money Market Insts
0% to 15% 0.38%
3 Years 9.94% 10.47% Public Deposits
2 Years 13.41% 14.46% Govt. Securities
0% to 40% 0.00%
1 Year 2.62% 0.25% Corporate Bonds
6 Months -12.21% -14.02% Equity 60% to 100% 99.57%
1 Month -6.42% -6.69% Net Current Assets - 0.06%
#BSE-100

Note: Returns over 1 year have been annualized. Sector Allocation as per NIC 2008
% to Fund

Portfolio
Mfg of Tobacco Products 3.16%

Telecommunications 3.31%
Equity % to Fund
Civil Engineering 3.35%
HDFC Bank Limited 10.04%
Mfg of Chemical Products 3.58%
ICICI Bank Limited 7.33%
Infosys Limited 6.86% Mfg of Pharmaceuticals 4.44%

Reliance Industries Limited 6.86% Mfg of Motor Vehicles 6.45%

Aditya Birla Sun Life Nifty Bank Etf 5.97% Mfg of Coke &Refined Petroleum 7.60%
Larsen & Toubro Limited 3.35% Other Financial Activities 7.97%
Bharti Airtel Ltd - Partly Paid 3.31% Computer Programming 13.07%
ITC Limited 3.16%
Financial Service Activities 27.06%
Axis Bank Limited 3.10%
Others 20.01%
Tata Consultancy Services Limited 3.02%
Mahindra & Mahindra Ltd. 2.38%
Bajaj Finance Ltd 1.90%
Maruti Suzuki India Ltd 1.87% Debt Maturity Profile
NTPC Ltd. 1.76%
Hindustan Unilever Limited 1.67% 100.00%
100.00%
Kesoram Industries Ltd 1.45%
Tata Steel Limited 1.45%
Kotak Mahindra Bank Limited 1.26%
HDFC NIFTY Private Bank ETF 1.23% 90.00%

HCL Technologies Limited 1.23%

Titan Company Limited 1.11%
Dr Reddys Laboratories Limited 1.09%
Sun Pharmaceutical Industries Limited 80.00%
1.01%
0 - 1 Yr
Cipla Limited 0.96%
Asian Paints (India) Ltd 0.87%
Hindalco Industries Limited 0.79%
Siemens Ltd 0.77%
Bharat Electronics Ltd 0.76%
Trent Ltd. 0.74%
Bajaj Finserv Ltd 0.73%
Lupin Limited 0.69%
Wipro Limited 0.68%
State Bank of India 0.67%
Nestle India Limited 0.65%
Adani Ports & Special Economic Zone Ltd 0.64%
SBI Life Insurance Company Limited 0.63%
Bharat Petroleum Corporation Ltd 0.61%
LTIMindtree Limited 0.61%
Ashok Leyland Limited 0.54%
Cholamandalam Investment & Finance Company Ltd 0.54%
The Indian Hotels Company Ltd 0.54%
Apollo Hospitals Enterprise Limited 0.53%
Tata Power Co. Ltd 0.52%
Grasim Industries Limited 0.52%
Others 13.19%

Total 99.57%

Deposits, Money Mkt Securities and Net Current Assets. 0.43%

Grand Total 100.00%

Debt Parameters
Portfolio Yield (%) 6.28%
Avg Maturity (In Months) 0.10
Modified Duration (In Years) 0.01
 Growth Fund - Life - II as on February 28, 2025

Fund objective : To generate long term capital appreciation from a diversified portfolio of equity and equity related securities.

AUM (` in Lakhs)

SFIN Code : ULIF02120/02/08GrwthFndII101 Equity Debt MMI & Others Total

Inception Date : 20 Feb 2008 221,583.62 - 68.94 221,652.56

NAV : 42.1224
No. Of Funds Managed
Fund Manager
Fund V/s Benchmark Performance Equity Fund Debt Fund Hybrid Fund
Period Returns (%) Benchmark Returns
Mr Priyank Singhal 12 1 1
Inception 9.79% 8.83%
10 Years 10.75% 9.83%
7 Years 11.74% 11.29% Asset Category F&U Mandate % of Actual
5 Years 15.90% 15.27% Money Market Insts
0% to 10% 0.00%
3 Years 11.25% 10.47% Public Deposits
2 Years 14.16% 14.46% Govt. Securities
0% 0.00%
1 Year 2.11% 0.25% Corporate Bonds
6 Months -13.61% -14.02% Equity 90% to 100% 99.97%
1 Month -6.60% -6.69% Net Current Assets - 0.03%
#BSE-100

Note: Returns over 1 year have been annualized.

Sector Allocation as per NIC 2008
% to Fund
Portfolio
Mfg of Tobacco Products 2.94%

Equity % to Fund Civil Engineering 3.21%

HDFC Bank Limited Telecommunications 3.24%

10.34%
Infosys Limited 6.39% Electricity,Gas & AC Supply 4.02%

Reliance Industries Limited 6.36% Mfg of Chemical Products 4.68%

ICICI Bank Limited 6.27% Mfg of Motor Vehicles 6.20%
Axis Bank Limited 3.40% Other Financial Activities 6.76%
Bharti Airtel Ltd - Partly Paid 3.24% Mfg of Coke &Refined Petroleum 6.97%
Larsen & Toubro Limited 3.21% Computer Programming 12.51%
ICICI Prudential Nifty Private Bank ETF - Nifty Private Bank Index 3.07% Financial Service Activities 27.03%
ITC Limited 2.94% Others 22.44%
Tata Consultancy Services Limited 2.67%
Mahindra & Mahindra Ltd. 2.13%
NTPC Ltd. 1.95%
Maruti Suzuki India Ltd 1.81% Debt Maturity Profile
HDFC NIFTY Private Bank ETF 1.77%
100.00%
Bajaj Finance Ltd 100.00%
1.75%
Tech Mahindra Limited 1.75%
Dr Reddys Laboratories Limited 1.72%
Hindustan Unilever Limited 1.52%
90.00%
Tata Steel Limited 1.38%
Kotak Mahindra Bank Limited 1.31%
Titan Company Limited 1.27%
Oil & Natural Gas Corporation Ltd. 1.24% 80.00%
Grasim Industries Limited 1.08% 0 - 1 Yr
Mahindra & Mahindra Financial Services Limited 0.98%
HCL Technologies Limited 0.95%
Crompton Greaves Consumer Electricals Ltd 0.94%
Power Grid Corporation of India Ltd 0.93%
UltraTech Cement Limited 0.91%
Union Bank Of India 0.85%
Coal India Limited 0.79%
Tata Motors Limited 0.79%
Dabur India Limited 0.78%
Hindalco Industries Limited 0.74%
Tata Power Co. Ltd 0.70%
Lupin Limited 0.69%
Bajaj Auto Ltd. 0.64%
Bharat Petroleum Corporation Ltd 0.61%
FSN E-Commerce Ventures Limited 0.60%
Aditya Birla Fashion & Retail Limited 0.59%
Power Finance Corporation Ltd 0.59%
Tata Consumer Products Limited 0.57%
Shriram Finance Ltd 0.56%
Jio Financial Services Ltd 0.55%
Asian Paints (India) Ltd 0.55%
Bharat Electronics Ltd 0.54%
Siemens Ltd 0.53%
DSP Nifty Private Bank ETF 0.53%
Others 14.48%

Total 99.97%

Deposits, Money Mkt Securities and Net Current Assets. 0.03%

Grand Total 100.00%

Debt Parameters
Portfolio Yield (%) 6.28%
Avg Maturity (In Months) 0.10
Modified Duration (In Years) 0.01
 Liquid Fund - Life - II as on February 28, 2025

Fund objective : To deliver returns linked to Money Market levels with minimal interest rate risk and minimal credit risk so as to provide a high level of safety of
capital.

AUM (` in Lakhs)

SFIN Code : ULIF01520/02/08LiquidFdII101 Equity Debt MMI & Others Total

Inception Date : 20 Feb 2008 - - 2,493.31 2,493.31

NAV : 27.8982
No. Of Funds Managed
Fund Manager
Fund V/s Benchmark Performance Equity Fund Debt Fund Hybrid Fund
Period Returns (%) Benchmark Returns
Mr Vineet Choraria 1 28 2
Inception 6.15% 6.93%
10 Years 4.81% 6.43%
7 Years 4.32% 6.03% Asset Category F&U Mandate % of Actual
5 Years 3.98% 5.60% Money Market Insts
100% 100.00%
3 Years 4.86% 6.70% Public Deposits
2 Years 5.61% 7.29% Govt. Securities
0% 0.00%
1 Year 5.73% 7.27% Corporate Bonds
6 Months 2.78% 3.51% Equity 0% 0.00%
1 Month 0.41% 0.54%
#CRISIL Liquid Fund Index

Note: Returns over 1 year have been annualized. Sector Allocation as per NIC 2008
% to Fund

Portfolio

Deposits, Money Mkt Securities and Net Current Assets. Financial Service Activities 7.99%
100.00%

Grand Total 100.00%

Government Securities 91.70%

Debt Parameters
Portfolio Yield (%) 6.76%
Avg Maturity (In Months) 3.31
Modified Duration (In Years) 0.28
Others 0.31%

Debt Maturity Profile

100.00% 100.00%

90.00%

80.00%
0 - 1 Yr

Debt Rating Profile

8.01%

Sovereign

AAA

91.99%
 Secured Managed Fund - Life - II as on February 28, 2025

Fund objective : To provide reasonable returns through investments in high credit quality debt instruments while maintaining an optimal level of interest rate risk.

AUM (` in Lakhs)

SFIN Code : ULIF01720/02/08SecureMFII101 Equity Debt MMI & Others Total

Inception Date : 20 Feb 2008 - 7,786.20 -53.12 7,733.08

NAV : 33.9658
No. Of Funds Managed
Fund Manager
Fund V/s Benchmark Performance Equity Fund Debt Fund Hybrid Fund
Period Returns (%) Benchmark Returns
Mr Vineet Choraria 1 28 2
Inception 7.42% 7.53%
10 Years 6.55% 7.55%
7 Years 6.44% 7.53% Asset Category F&U Mandate % of Actual
5 Years 5.21% 6.40% Money Market Insts
0% to 25% 3.28%
3 Years 5.40% 6.43% Public Deposits
2 Years 7.25% 8.21% Govt. Securities
75% to 100% 100.69%
1 Year 7.04% 7.86% Corporate Bonds
6 Months 2.82% 3.32% Equity 0% 0.00%
1 Month -0.03% 0.18% Net Current Assets - -3.97%
#CRISIL Composite Bond Fund Index

Note: Returns over 1 year have been annualized. Sector Allocation as per NIC 2008
% to Fund

Portfolio
Electricity,Gas & AC Supply 1.04%

Debentures/Bonds % to Fund Civil Engineering 1.15%

HDFC Bank Ltd 6.14%

Real Estate Activities 2.99%
Mankind Pharma Limited 5.07%
Bharti Telecom Ltd 4.99% Other Financial Activities 4.99%
LIC Housing Finance Ltd 4.53%
Mfg of Pharmaceuticals 5.07%
Sundaram Finance Ltd 3.82%
National Bank For Agriculture & Rural Development 2.35% Financial Service Activities 21.81%
Mahindra and Mahindra Financial Services Ltd 1.83%
Government Securities 63.64%
Mindspace Business Parks REIT 1.70%
Embassy Office Parks REIT 1.28% Others -0.69%
Larsen & Toubro Ltd 1.15%
Others 4.19%

Total 37.05% Debt Maturity Profile

Government Securities % to Fund 100.00%

7.10% GOI Mat 08-Apr-2034 40.29% 90.00%
80.00%
7.34% GOI Mat 22-Apr-2064 9.50%
70.00% 62.88%
6.92% GOI Mat 18-Nov-2039 4.50% 60.00%
7.09% GOI Mat 05-Aug-2054 3.32% 50.00%
7.09% GOI Mat 25-Nov-2074 40.00%
2.41%
30.00% 22.04%
7.45% Karnataka SDL Mat 20-Mar-2037 1.10% 20.00%
11.92%
7.52% Andhra Pradesh SDL Mat 05-July-2039 0.58% 10.00%
3.16%
7.59% GOI Mat 20-Mar-2029 0.55% 0.00%
0 - 1 Yr 1 - 3 Yrs 3 - 10 Yrs Above 10 Yrs
6.98% GOI Sovereign Green Bond Mat 16-Dec-2054 0.49%
7.61% GOI Mat 09-May-2030 0.47%
Others 0.43%
Debt Rating Profile

Total 63.64%
26.80%

Deposits, Money Mkt Securities and Net Current Assets. -0.69%

Sovereign
Grand Total 100.00% AA+

AAA
Debt Parameters 9.99% 63.20%
Portfolio Yield (%) 7.10%
Avg Maturity (In Months) 142.91
Modified Duration (In Years) 6.26
 Stable Managed Fund - Life - II as on February 28, 2025

Fund objective : To generate optimal returns for investors through short term investments in high credit quality securities so as to keep interest rate risks low and
provide safety of capital over the medium term horizon.

AUM (` in Lakhs)

SFIN Code : ULIF01620/02/08StableMFII101 Equity Debt MMI & Others Total

Inception Date : 20 Feb 2008 - 2,097.49 111.68 2,209.18

NAV : 29.1475
No. Of Funds Managed
Fund Manager
Fund V/s Benchmark Performance Equity Fund Debt Fund Hybrid Fund
Period Returns (%) Benchmark Returns
Mr Kailash Lalwani 6 14 20
Inception 6.45% 7.36%
10 Years 5.57% 7.29%
7 Years 5.40% 6.96% Asset Category F&U Mandate % of Actual
5 Years 4.73% 6.37% Money Market Insts
3 Years 5.27% 6.96% Public Deposits
100% 100.00%
2 Years 6.29% 7.83% Govt. Securities
1 Year 6.38% 7.86% Corporate Bonds
6 Months 2.99% 3.76% Equity 0% 0.00%
1 Month 0.51% 0.59%
#CRISIL Low Duration Debt Index

Note: Returns over 1 year have been annualized. Sector Allocation as per NIC 2008
% to Fund

Portfolio

Debentures/Bonds % to Fund Financial Service Activities 44.79%

Bajaj Finance Ltd 9.10%

Kotak Mahindra Prime Ltd. 8.63%
National Bank For Agriculture & Rural Development 8.59%
REC Limited 6.68% Government Securities 50.15%
Sundaram Finance Ltd 5.90%
LIC Housing Finance Ltd 5.89%

Total 44.79% Others 5.06%

Government Securities % to Fund

8.26% Maharashtra SDL Mat 12-Aug-2025 9.57%
8.27% Karnataka SDL Mat 23-Dec-2025 6.42%
8.67% Karnataka SDL Mat 24-Feb-2026 4.61% Debt Maturity Profile
8.14% Karnataka SDL Mat 13-Nov-2025 4.57%
7.25% Maharashtra SDL Mat 28-Dec-2026 4.56% 100.00%
8.15% Gujarat SDL Mat 26-Nov-2025 3.89% 90.00%
80.00%
8.47% Maharashtra SDL 10-02-2026 3.22% 70.00%
7.83% Gujarat SDL Mat 13-Jul-2026 3.21% 60.00% 53.55%
8.33% GOI Mat 09-Jul-2026 2.78% 50.00% 46.45%
40.00%
8.21% Maharashtra SDL Mat 09-Dec-2025 2.29%
30.00%
Others 5.04% 20.00%
10.00%
Total 50.15% 0.00%
0 - 1 Yr 1 - 3 Yrs

Deposits, Money Mkt Securities and Net Current Assets. 5.06%

Debt Rating Profile

Grand Total 100.00%

Debt Parameters
Portfolio Yield (%) 7.08%
Avg Maturity (In Months) 13.43
Modified Duration (In Years) 1.01 47.17% Sovereign

52.83% AAA
 Bond Opportunities Fund as on February 28, 2025

Fund objective : To provide reasonable returns through investments in high credit quality debt instruments while maintaining an optimal level of interest rate risk.

AUM (` in Lakhs)

SFIN Code : ULIF03004/08/08BondOprtFd101 Equity Debt MMI & Others Total

Inception Date : 04 Aug 2008 - 237.18 38.85 276.03

NAV : 28.0826
No. Of Funds Managed
Fund Manager
Fund V/s Benchmark Performance Equity Fund Debt Fund Hybrid Fund
Period Returns (%) Benchmark Returns
Mr Vineet Choraria 1 28 2
Inception 6.45% 7.82%
10 Years 5.68% 7.55%
7 Years 5.66% 7.53% Asset Category F&U Mandate % of Actual
5 Years 4.52% 6.40% Money Market Insts 0% to 15% 11.04%
3 Years 4.48% 6.43% Public Deposits 0% to 5% 0.00%
2 Years 6.25% 8.21% Govt. Securities 50% to 60% 63.38%
1 Year 6.21% 7.86% Corporate Bonds 20% to 30% 22.55%
6 Months 2.80% 3.32% Equity 0% 0.00%
1 Month 0.32% 0.18% Net Current Assets - 3.03%
#CRISIL Composite Bond Fund Index

Note: Returns over 1 year have been annualized. Sector Allocation as per NIC 2008
% to Fund

Portfolio

Electricity,Gas & AC Supply 7.66%

Debentures/Bonds % to Fund
Power Grid Corporation of India Ltd 7.66%
HDFC Bank Ltd 7.53% Financial Service Activities 14.89%
Mahindra and Mahindra Financial Services Ltd 7.36%

Total 22.55%
Government Securities 63.38%

Government Securities % to Fund

6.19% GOI Mat 16-Sep-2034 21.71%
Others 14.07%
8.28% Maharashtra SDL Mat 29-July-2025 7.84%
7.64% Food Corp of India Bond GOI Mat 12-Dec-2029 7.31%
7.18% GOI Mat 24-Jul-2037 5.55%
7.26% GOI Mat 14-Jan-2029 5.33%
7.57% GOI Mat 17-Jun-2033 5.22% Debt Maturity Profile
7.27% GOI Mat 08-Apr-2026 3.55%
7.90% Tamil Nadu Uday Mat 22-Mar-2027 3.04% 100.00%
7.68% Tamil Nadu Uday Mat 22-Mar-2026 90.00%
3.01%
80.00%
8.02% Tamil Nadu Uday Mat 22-Mar-2025 0.82% 70.00%
60.00% 56.46%

Total 50.00%
63.38%
40.00%
30.00%
20.32%
Deposits, Money Mkt Securities and Net Current Assets. 14.07% 20.00% 17.49%
10.00% 5.73%
0.00%
Grand Total 100.00% 0 - 1 Yr 1 - 3 Yrs 3 - 10 Yrs Above 10 Yrs

Debt Parameters
Portfolio Yield (%) 6.92%
Debt Rating Profile
Avg Maturity (In Months) 58.91
Modified Duration (In Years) 3.63
26.24%

Sovereign

AAA

73.76%
 Large Cap Fund as on February 28, 2025

Fund objective : To generate long term capital appreciation from a diversified portfolio of pre-dominantly in large cap equity and equity related securities.

AUM (` in Lakhs)

SFIN Code : ULIF03204/08/08Large-CapF101 Equity Debt MMI & Others Total

Inception Date : 04 Aug 2008 966.39 - 65.57 1,031.96

NAV : 56.7353
No. Of Funds Managed
Fund Manager
Fund V/s Benchmark Performance Equity Fund Debt Fund Hybrid Fund
Period Returns (%) Benchmark Returns
Mr Priyank Singhal 12 1 1
Inception 10.88% 10.24%
10 Years 10.02% 9.53%
7 Years 11.96% 11.25% Asset Category F&U Mandate % of Actual
5 Years 17.04% 14.58% Money Market Insts 0% to 5% 6.20%
3 Years 11.84% 9.62% Public Deposits 0% 0.00%
2 Years 15.33% 13.07% Govt. Securities 0% 0.00%
1 Year -2.31% 0.65% Corporate Bonds 0% 0.00%
6 Months -13.99% -12.33% Equity 95% to 100% 93.65%
1 Month -6.86% -5.89% Net Current Assets - 0.15%
#Nifty 50

Note: Returns over 1 year have been annualized. Sector Allocation as per NIC 2008
% to Fund

Portfolio
Mfg of Tobacco Products 3.60%

Civil Engineering 3.99%

Equity % to Fund
Mfg of Basic Metals 4.78%
Bharti Airtel Ltd 6.96%
Electricity,Gas & AC Supply 6.89%
ICICI Bank Limited 6.76%
Dr Reddys Laboratories Limited Mfg of Non-metallic mineral Products 7.24%
6.44%
UltraTech Cement Limited 6.42% Telecommunications 7.31%
Bharat Petroleum Corporation Ltd 6.11% Mfg of Pharmaceuticals 9.34%
Axis Bank Limited 4.43% Mfg of Coke &Refined Petroleum 9.75%
Infosys Limited 4.01% Computer Programming 13.01%
Larsen & Toubro Limited 3.99%
Financial Service Activities 18.57%
Bajaj Finance Ltd 3.98%
Others 15.52%
Reliance Industries Limited 3.64%
ITC Limited 3.60%
Wipro Limited 3.26%
Tata Power Co. Ltd 3.12% Debt Maturity Profile
Cipla Limited 2.85%
Hindustan Unilever Limited 100.00%
2.83% 100.00%
Tata Steel Limited 2.83%
HCL Technologies Limited 2.61%
Tata Consultancy Services Limited 2.31%
Power Grid Corporation of India Ltd 1.90% 90.00%

GAIL (INDIA) Ltd. 1.87%

Bank of Baroda 1.83%
Hindalco Industries Limited 1.82%
Mahindra & Mahindra Ltd. 1.78% 80.00%
0 - 1 Yr
Kotak Mahindra Bank Limited 1.56%
Titan Company Limited 0.95%
Britannia Industries Ltd 0.94%
Tech Mahindra Limited 0.82%
Shree Cement Limited 0.82%
Dabur India Limited 0.68%
Jio Financial Services Ltd 0.64%
Bajaj Auto Ltd. 0.51%
Others 1.37%

Total 93.65%

Deposits, Money Mkt Securities and Net Current Assets. 6.35%

Grand Total 100.00%

Debt Parameters
Portfolio Yield (%) 6.28%
Avg Maturity (In Months) 0.10
Modified Duration (In Years) 0.01
 Manager's Fund as on February 28, 2025

Fund objective : The Manager's Fund dynamically manages the asset allocation between equity and fixed income instruments to deliver higher returns through the
equity exposure, combined with the stability of the fixed income exposure. The fund returns are likely to be volatile due to the market movements.

AUM (` in Lakhs)

SFIN Code : ULIF03304/08/08ManagerFnd101 Equity Debt MMI & Others Total

Inception Date : 04 Aug 2008 926.30 990.87 72.94 1,990.11

NAV : 50.8727
No. Of Funds Managed
Fund Manager
Fund V/s Benchmark Performance Equity Fund Debt Fund Hybrid Fund
Period Returns (%) Benchmark Returns Mr Vineet Choraria 1 28 2
Inception 10.22% N/A Mr Priyank Singhal 12 1 1
10 Years 8.76% N/A
7 Years 9.06% N/A Asset Category F&U Mandate % of Actual
5 Years 12.05% N/A Money Market Insts
0% to 25% 2.86%
3 Years 8.13% N/A Public Deposits
2 Years 10.62% N/A Govt. Securities
5% to 65% 49.79%
1 Year 3.63% N/A Corporate Bonds
6 Months -6.81% N/A Mid Cap Equities 10% - 45% 14.71%
1 Month -3.82% N/A Large Cap Equities 10% - 45% 31.84%
#NA Net Current Assets - 0.80%
Note: Returns over 1 year have been annualized.
Sector Allocation as per NIC 2008
% to Fund
Portfolio
Mfg of Non-metallic mineral Products 1.60%
Equity % to Fund Mfg of Beverages 2.25%
ITC Limited 4.29% Mfg of Basic Metals 2.77%
ICICI Bank Limited 3.53% Mfg of Pharmaceuticals 3.73%
Bank of India 3.25% Mfg of Motor Vehicles 4.05%
Mahindra & Mahindra Financial Services Limited 2.67%
Electricity,Gas & AC Supply 4.11%
HCL Technologies Limited 2.41%
Mfg of Tobacco Products 4.29%
Alkem Laboratories Ltd 2.38%
United Breweries Limited 2.25% Computer Programming 5.70%

Mahindra & Mahindra Ltd. 2.24% Financial Service Activities 12.92%

Infosys Limited 2.23% Government Securities 47.46%
Maruti Suzuki India Ltd 1.81% Others 11.12%
NTPC Ltd. 1.80%
Tata Steel Limited 1.64%
UltraTech Cement Limited 1.60%
Tata Power Co. Ltd 1.53% Debt Maturity Profile
Tata Consumer Products Limited 1.39%
Dr Reddys Laboratories Limited 1.31% 100.00%
Bayer CropScience Ltd. 1.19% 90.00%
Hindalco Industries Limited 1.12% 80.00%
70.00%
Tata Consultancy Services Limited 1.06% 60.46%
60.00%
Whirlpool of India Limited 1.04% 50.00%
Kotak Mahindra Bank Limited 1.03% 40.00%
Bajaj Finance Ltd 0.86% 30.00%
GAIL (INDIA) Ltd. 20.00% 17.26%
0.78% 14.04%
10.00% 8.23%
Voltas Ltd 0.72%
0.00%
Titan Company Limited 0.69% 0 - 1 Yr 1 - 3 Yrs 3 - 10 Yrs Above 10 Yrs
Procter & Gamble Hygiene And Health Care Limited 0.63%
MRF Ltd. 0.53% Debt Rating Profile
Others 0.57% 4.69%

Total 46.55%

Debentures/Bonds % to Fund
HDFC Bank Ltd 1.04% Sovereign
Mahindra and Mahindra Financial Services Ltd 0.53% AAA
Sikka Ports And Terminals 0.50%
IOT Utkal Energy Services Limited 0.25%

Total 2.33%
95.31%

Government Securities % to Fund

7.18% GOI Mat 24-Jul-2037 31.84%
7.68% Tamil Nadu Uday Mat 22-Mar-2026 4.30%
7.26% GOI Mat 14-Jan-2029 2.78%
7.27% GOI Mat 08-Apr-2026 2.36%
8.28% Maharashtra SDL Mat 29-July-2025 2.28%
5.22% GOI Mat 15-JUN-2025 2.00%
8.15% GOI Mat 24-Nov-2026 1.39%
7.64% Food Corp of India Bond GOI Mat 12-Dec-2029 0.51%

Total 47.46%

Deposits, Money Mkt Securities and Net Current Assets. 3.67%

Grand Total 100.00%

Debt Parameters
Portfolio Yield (%) 6.83%
Avg Maturity (In Months) 97.04
Modified Duration (In Years) 5.41
 Mid Cap Fund as on February 28, 2025

Fund objective : To generate long term capital appreciation from a diversified portfolio of pre-dominantly in mid cap equity and equity related securities.

AUM (` in Lakhs)

SFIN Code : ULIF03104/08/08Mid-capFnd101 Equity Debt MMI & Others Total

Inception Date : 04 Aug 2008 671.35 - 3.31 674.66

NAV : 93.2542
No. Of Funds Managed
Fund Manager
Fund V/s Benchmark Performance Equity Fund Debt Fund Hybrid Fund
Period Returns (%) Benchmark Returns
Mr Priyank Singhal 12 1 1
Inception 14.24% 12.18%
10 Years 11.40% 13.57%
7 Years 10.12% 12.84% Asset Category F&U Mandate % of Actual
5 Years 16.30% 21.46% Money Market Insts 0% to 5% 0.31%
3 Years 11.94% 18.22% Public Deposits 0% 0.00%
2 Years 15.62% 26.39% Govt. Securities 0% 0.00%
1 Year -5.35% -1.92% Corporate Bonds 0% 0.00%
6 Months -20.53% -21.35% Equity 95% to 100% 99.51%
1 Month -7.92% -10.45% Net Current Assets - 0.18%
#BSE Mid Cap Index

Note: Returns over 1 year have been annualized. Sector Allocation as per NIC 2008
% to Fund

Portfolio
Warehousing 3.89%

Accommodation 4.85%
Equity % to Fund
Mfg of Fabricated Metal Products 5.33%
United Breweries Limited 8.72%
Mfg of Machinery & Equipment 5.35%
Bank of India 7.76%
P I Industries Limited 5.94% Mfg of Electrical Equipment 5.67%

MRF Ltd. 5.94% Mfg of Rubber & Plastics Products 5.94%

Alkem Laboratories Ltd 5.90% Mfg of Beverages 8.72%
Glaxo Smithkline Pharma Limited 5.66% Mfg of Chemical Products 12.62%
Voltas Ltd 5.34%
Mfg of Pharmaceuticals 14.60%
The Indian Hotels Company Ltd 4.85%
Financial Service Activities 17.56%
Crompton Greaves Consumer Electricals Ltd 4.84%
Bayer CropScience Ltd. 4.21% Others 15.48%

Container Corporation of India Ltd 3.89%

Gillette India Ltd 3.86%
Aditya Birla Fashion & Retail Limited 3.59% Debt Maturity Profile
Ashok Leyland Limited 3.03%
100.00%
Mahindra & Mahindra Financial Services Limited 2.98% 100.00%

Honeywell Automation India Ltd. 2.35%

UPL Limited 2.35%
Lupin Limited 2.33%
Federal Bank Limited 2.05% 90.00%

Max Financial Services Limited 1.88%

LIC Housing Finance Limited 1.85%
ICICI Securities Limited 1.78%
Mphasis Limited 80.00%
1.66%
0 - 1 Yr
Bharat Heavy Electricals Ltd 1.41%
Tube Investments of India Ltd. 1.32%
Aditya Birla Capital Limited 1.04%
Procter & Gamble Hygiene And Health Care Limited 1.02%
Whirlpool of India Limited 0.83%
Torrent Pharmaceuticals Limited 0.70%
Others 0.43%

Total 99.51%

Deposits, Money Mkt Securities and Net Current Assets. 0.49%

Grand Total 100.00%

Debt Parameters
Portfolio Yield (%) 6.28%
Avg Maturity (In Months) 0.10
Modified Duration (In Years) 0.01
 Money Plus Fund as on February 28, 2025

Fund objective : To generate optimal returns from investments biased to the highest credit quality at the short end of the yield curve, such that interest rate risks
and credit risks are low.

AUM (` in Lakhs)

SFIN Code : ULIF02904/08/08MoneyPlusF101 Equity Debt MMI & Others Total

Inception Date : 04 Aug 2008 - 240.59 13.19 253.77

NAV : 23.586
No. Of Funds Managed
Fund Manager
Fund V/s Benchmark Performance Equity Fund Debt Fund Hybrid Fund
Period Returns (%) Benchmark Returns
Mr Vineet Choraria 1 28 2
Inception 5.31% 6.91%
10 Years 4.63% 6.43%
7 Years 4.31% 6.03% Asset Category F&U Mandate % of Actual
5 Years 3.76% 5.60% Money Market Insts 0% to 30% 4.62%
3 Years 4.26% 6.70% Public Deposits 0% to 20% 0.00%
2 Years 5.49% 7.29% Govt. Securities 40% to 100% 94.80%
1 Year 5.71% 7.27% Corporate Bonds 0% to 10% 0.00%
6 Months 2.71% 3.51% Equity 0% 0.00%
1 Month 0.47% 0.54% Net Current Assets - 0.57%
#CRISIL Liquid Fund Index

Note: Returns over 1 year have been annualized. Sector Allocation as per NIC 2008
% to Fund

Portfolio

Government Securities % to Fund

Government Securities 94.80%
Gsec C-STRIPS Mat 19-Mar-2027 86.32%
8.15% GOI Mat 24-Nov-2026 8.49%

Total 94.80%

Deposits, Money Mkt Securities and Net Current Assets. 5.20%

Others 5.20%

Grand Total 100.00%

Debt Parameters
Portfolio Yield (%) 6.55%
Avg Maturity (In Months) 23.16
Modified Duration (In Years) 1.85 Debt Maturity Profile

100.00% 95.35%
90.00%
80.00%
70.00%
60.00%
50.00%
40.00%
30.00%
20.00%
10.00% 4.65%
0.00%
0 - 1 Yr 1 - 3 Yrs

Debt Rating Profile

Sovereign

100.00%
 Balanced Managed Fund - Pension - II as on February 28, 2025

Fund objective : To generate long term capital appreciation along with current income from a combined portfolio of equity and debt market instruments. The equity
exposure will be between 30%-60%.

AUM (` in Lakhs)

SFIN Code : ULIF02608/10/08BalncdMFII101 Equity Debt MMI & Others Total

Inception Date : 08 Oct 2008 5,331.77 6,430.74 309.84 12,072.35

NAV : 53.9861
No. Of Funds Managed
Fund Manager
Fund V/s Benchmark Performance Equity Fund Debt Fund Hybrid Fund
Period Returns (%) Benchmark Returns Mr Kailash Lalwani 6 14 20
Inception 11.10% 9.88% Mr Abhishek Agarwal - 1 22
10 Years 8.66% 8.58%
7 Years 8.74% 9.22% Asset Category F&U Mandate % of Actual
5 Years 10.11% 10.39% Money Market Insts
0% to 20% 1.31%
3 Years 7.53% 8.25% Public Deposits
2 Years 9.86% 11.02% Govt. Securities
20% to 70% 53.27%
1 Year 4.23% 4.43% Corporate Bonds
6 Months -5.28% -4.49% Equity 30% to 60% 44.17%
1 Month -3.08% -2.91% Net Current Assets - 1.25%
#45% BSE -100 55% CRISIL Composite Bond Fund Index

Note: Returns over 1 year have been annualized. Sector Allocation as per NIC 2008
% to Fund

Portfolio
Mfg of Chemical Products 1.59%

Electricity,Gas & AC Supply 1.65%

Equity % to Fund
Mfg of Pharmaceuticals 1.86%
HDFC Bank Limited 5.41%
Other Financial Activities 1.95%
ICICI Bank Limited 3.69%
Mfg of Motor Vehicles 2.15%
Reliance Industries Limited 2.95%
Infosys Limited 2.72% Civil Engineering 2.38%

Axis Bank Limited 1.51% Mfg of Coke &Refined Petroleum 3.63%

Larsen & Toubro Limited 1.45% Computer Programming 5.54%
ITC Limited 1.32% Financial Service Activities 21.78%
Tata Consultancy Services Limited 1.19%
Government Securities 42.69%
State Bank of India 0.93%
Others 14.77%
Bajaj Finance Ltd 0.91%
Mahindra & Mahindra Ltd. 0.91%
Bharti Airtel Ltd 0.84%
NTPC Ltd. 0.75% Debt Maturity Profile
Kotak Mahindra Bank Limited 0.74%
Hindustan Unilever Limited 0.72% 100.00%
90.00%
Maruti Suzuki India Ltd 0.70% 80.00%
UltraTech Cement Limited 0.69% 70.00%
Bharti Airtel Ltd - Partly Paid 0.67% 60.00% 50.34%
50.00%
Titan Company Limited 0.64% 42.01%
40.00%
HCL Technologies Limited 0.56% 30.00%
Others 14.89% 20.00%
10.00% 5.24%
2.41%
0.00%
Total 44.17% 0 - 1 Yr 1 - 3 Yrs 3 - 10 Yrs Above 10 Yrs

Debentures/Bonds % to Fund
HDFC Bank Ltd 4.05%
Debt Rating Profile
Bharti Telecom Ltd 1.81%
Larsen & Toubro Ltd 0.93% 16.46%
Sundaram Finance Ltd 0.93%
HDB Financial Services Ltd 0.52%
3.39%
LIC Housing Finance Ltd 0.50%
Reliance Industries Ltd Sovereign
0.42%
Embassy Office Parks REIT 0.41% AA+

State Bank of India 0.41% AAA

NHPC Ltd 0.34%
Others 0.25%

80.14%
Total 10.58%

Government Securities % to Fund

7.34% GOI Mat 22-Apr-2064 10.91%
7.23% GOI Mat 15-Apr-2039 6.14%
7.10% GOI Mat 08-Apr-2034 4.45%
7.30% GOI Mat 19-Jun-2053 3.84%
6.79% GOI Mat 30-Dec-2031 2.65%
7.18% GOI Mat 24-Jul-2037 2.17%
7.09% GOI Mat 05-Aug-2054 1.70%
6.45% GOI Mat 07-Oct-2029 1.39%
6.92% GOI Mat 18-Nov-2039 1.22%
6.79% GOI Mat 07-Oct-2034 0.82%
Others 7.40%

Total 42.69%

Deposits, Money Mkt Securities and Net Current Assets. 2.57%

Grand Total 100.00%

Debt Parameters
Portfolio Yield (%) 7.06%
Avg Maturity (In Months) 198.79
Modified Duration (In Years) 7.75
 Defensive Managed Fund - Pension - II as on February 28, 2025

Fund objective : To enhance long term returns for a portfolio predominantly invested in fixed income securities by taking a moderate to medium exposure to
equity and equity related securities. The equity exposure will be between 15%-30%.

AUM (` in Lakhs)

SFIN Code : ULIF02508/10/08DefnsvFdII101 Equity Debt MMI & Others Total

Inception Date : 08 Oct 2008 524.96 1,756.17 149.02 2,430.15

NAV : 42.3592
No. Of Funds Managed
Fund Manager
Fund V/s Benchmark Performance Equity Fund Debt Fund Hybrid Fund
Period Returns (%) Benchmark Returns Mr Kailash Lalwani 6 14 20
Inception 9.28% 8.85% Mr Abhishek Agarwal - 1 22
10 Years 7.77% 8.06%
7 Years 7.77% 8.37% Asset Category F&U Mandate % of Actual
5 Years 7.83% 8.39% Money Market Insts
0% to 20% 4.39%
3 Years 6.39% 7.34% Public Deposits
2 Years 8.53% 9.62% Govt. Securities
50% to 85% 72.27%
1 Year 5.51% 6.15% Corporate Bonds
6 Months -1.45% -0.58% Equity 15% to 30% 21.60%
1 Month -1.65% -1.37% Net Current Assets - 1.74%
#22.5% BSE -100 77.5% CRISIL Composite Bond Fund Index

Note: Returns over 1 year have been annualized. Sector Allocation as per NIC 2008
% to Fund

Portfolio
Mfg of Chemical Products 0.78%
Other Financial Activities 0.93%
Equity % to Fund
Mfg of Motor Vehicles 1.05%
HDFC Bank Limited 2.64%
Electricity,Gas & AC Supply 1.06%
ICICI Bank Limited 1.81%
Mfg of Coke &Refined Petroleum 1.57%
Reliance Industries Limited 1.45%
Civil Engineering 1.89%
Infosys Limited 1.33%
Computer Programming 2.72%
Axis Bank Limited 0.74%
Larsen & Toubro Limited 0.71% Mfg of Pharmaceuticals 5.05%

ITC Limited 0.64% Financial Service Activities 15.49%

Tata Consultancy Services Limited 0.58% Government Securities 57.63%
Others 11.70% Others 11.85%

Total 21.60%

Debentures/Bonds % to Fund Debt Maturity Profile

HDFC Bank Ltd 4.63%
Mankind Pharma Limited 4.14% 100.00%
LIC Housing Finance Ltd 1.77% 90.00%
Larsen & Toubro Ltd 1.18% 80.00%
70.00%
Mahindra and Mahindra Financial Services Ltd 1.04%
60.00%
Bharti Telecom Ltd 0.86% 50.00%
47.12%

State Bank of India 0.61% 40.00% 36.18%

NHPC Ltd 0.41% 30.00%

20.00%
10.97%
10.00% 5.73%
Total 14.63% 0.00%
0 - 1 Yr 1 - 3 Yrs 3 - 10 Yrs Above 10 Yrs

Government Securities % to Fund

7.34% GOI Mat 22-Apr-2064 13.56%
Debt Rating Profile
7.30% GOI Mat 19-Jun-2053 8.51%
7.23% GOI Mat 15-Apr-2039 6.75% 13.34%

7.10% GOI Mat 08-Apr-2034 4.95%

6.79% GOI Mat 30-Dec-2031 3.22% 6.91%
7.18% GOI Mat 14-Aug-2033 2.33%
Sovereign
7.09% GOI Mat 05-Aug-2054 1.98%
AA+
7.18% GOI Mat 24-Jul-2037 1.86%
AAA
7.65% Tamil Nadu SDL Mat 06-Dec-2027 1.68%
6.92% GOI Mat 18-Nov-2039 1.48%
Others 11.32%
79.75%
Total 57.63%

Deposits, Money Mkt Securities and Net Current Assets. 6.13%

Grand Total 100.00%

Debt Parameters
Portfolio Yield (%) 7.06%
Avg Maturity (In Months) 191.46
Modified Duration (In Years) 7.42
 Equity Managed Fund - Pension - II as on February 28, 2025

Fund objective : To achieve long term capital appreciation by investing pre-dominantly in equity and equity related securities and balancing it by shifting assets
to the fixed income securities depending on the fund manager's views. The minimum allocation to equity will be 60%.

AUM (` in Lakhs)

SFIN Code : ULIF02708/10/08EquityMFII101 Equity Debt MMI & Others Total

Inception Date : 08 Oct 2008 21,556.17 - 359.53 21,915.69

NAV : 71.2453
No. Of Funds Managed
Fund Manager
Fund V/s Benchmark Performance Equity Fund Debt Fund Hybrid Fund
Period Returns (%) Benchmark Returns Mr Kailash Lalwani 6 14 20
Inception 13.24% 12.37% Mr Nishit Dholakia 7 - 2
10 Years 10.53% 9.83%
7 Years 11.63% 11.29% Asset Category F&U Mandate % of Actual
5 Years 15.80% 15.27% Money Market Insts
0% to 15% 1.59%
3 Years 11.48% 10.47% Public Deposits
2 Years 15.85% 14.46% Govt. Securities
0% to 40% 0.00%
1 Year 3.96% 0.25% Corporate Bonds
6 Months -11.05% -14.02% Equity 60% to 100% 98.36%
1 Month -6.26% -6.69% Net Current Assets - 0.05%
#BSE-100

Note: Returns over 1 year have been annualized. Sector Allocation as per NIC 2008
% to Fund

Portfolio
Mfg of Tobacco Products 3.12%

Telecommunications 3.29%
Equity % to Fund
Civil Engineering 3.32%
HDFC Bank Limited 10.28%
Mfg of Chemical Products 3.56%
ICICI Bank Limited 7.20%
Mfg of Pharmaceuticals 4.32%
Reliance Industries Limited 6.79%
Infosys Limited 6.72% Mfg of Motor Vehicles 6.40%

Aditya Birla Sun Life Nifty Bank Etf 4.57% Mfg of Coke &Refined Petroleum 7.51%
Larsen & Toubro Limited 3.32% Other Financial Activities 7.78%
Axis Bank Limited 3.30% Computer Programming 12.98%
Bharti Airtel Ltd - Partly Paid 3.29%
Financial Service Activities 27.19%
ITC Limited 3.12%
Others 20.52%
Tata Consultancy Services Limited 2.97%
HDFC NIFTY Private Bank ETF 2.44%
Mahindra & Mahindra Ltd. 2.36%
Bajaj Finance Ltd 1.88% Debt Maturity Profile
Maruti Suzuki India Ltd 1.84%
100.00%
NTPC Ltd. 1.75% 100.00%

Hindustan Unilever Limited 1.66%

Kesoram Industries Ltd 1.43%
Tata Steel Limited 1.42%
Kotak Mahindra Bank Limited 90.00%
1.29%
HCL Technologies Limited 1.20%
Titan Company Limited 1.09%
Dr Reddys Laboratories Limited 1.04%
80.00%
Sun Pharmaceutical Industries Limited 0.99%
0 - 1 Yr
Cipla Limited 0.91%
Asian Paints (India) Ltd 0.86%
Hindalco Industries Limited 0.77%
Siemens Ltd 0.75%
Trent Ltd. 0.72%
Bajaj Finserv Ltd 0.72%
Lupin Limited 0.69%
State Bank of India 0.66%
Wipro Limited 0.66%
Adani Ports & Special Economic Zone Ltd 0.64%
Nestle India Limited 0.63%
Bharat Petroleum Corporation Ltd 0.60%
SBI Life Insurance Company Limited 0.59%
LTIMindtree Limited 0.58%
Ashok Leyland Limited 0.54%
Cholamandalam Investment & Finance Company Ltd 0.52%
Grasim Industries Limited 0.52%
Bharat Electronics Ltd 0.51%
Apollo Hospitals Enterprise Limited 0.50%
Others 14.01%

Total 98.36%

Deposits, Money Mkt Securities and Net Current Assets. 1.64%

Grand Total 100.00%

Debt Parameters
Portfolio Yield (%) 6.28%
Avg Maturity (In Months) 0.10
Modified Duration (In Years) 0.01
 Growth Fund - Pension - II as on February 28, 2025

Fund objective : To generate long term capital appreciation from a diversified portfolio of equity and equity related securities.

AUM (` in Lakhs)

SFIN Code : ULIF02808/10/08GrwthFndII101 Equity Debt MMI & Others Total

Inception Date : 08 Oct 2008 97,997.97 - 48.21 98,046.18

NAV : 79.5405
No. Of Funds Managed
Fund Manager
Fund V/s Benchmark Performance Equity Fund Debt Fund Hybrid Fund
Period Returns (%) Benchmark Returns
Mr Priyank Singhal 12 1 1
Inception 13.97% 12.37%
10 Years 10.66% 9.83%
7 Years 11.64% 11.29% Asset Category F&U Mandate % of Actual
5 Years 15.77% 15.27% Money Market Insts
0% to 10% 0.02%
3 Years 11.27% 10.47% Public Deposits
2 Years 14.19% 14.46% Govt. Securities
0% 0.00%
1 Year 2.11% 0.25% Corporate Bonds
6 Months -13.57% -14.02% Equity 90% to 100% 99.95%
1 Month -6.57% -6.69% Net Current Assets - 0.03%
#BSE-100

Note: Returns over 1 year have been annualized. Sector Allocation as per NIC 2008
% to Fund

Portfolio
Mfg of Tobacco Products 3.01%

Civil Engineering 3.17%

Equity % to Fund
Telecommunications 3.28%
HDFC Bank Limited 10.46%
Electricity,Gas & AC Supply 3.96%
Infosys Limited 6.48%
Mfg of Chemical Products 4.76%
ICICI Bank Limited 6.32%
Reliance Industries Limited 6.24% Mfg of Motor Vehicles 6.12%

Axis Bank Limited 3.58% Other Financial Activities 6.76%

Bharti Airtel Ltd - Partly Paid 3.28% Mfg of Coke &Refined Petroleum 6.86%
Larsen & Toubro Limited 3.17% Computer Programming 12.63%
ICICI Prudential Nifty Private Bank ETF - Nifty Private Bank Index 3.10%
Financial Service Activities 27.37%
ITC Limited 3.01%
Others 22.07%
Tata Consultancy Services Limited 2.75%
Mahindra & Mahindra Ltd. 2.10%
NTPC Ltd. 1.96%
Bajaj Finance Ltd 1.80% Debt Maturity Profile
Maruti Suzuki India Ltd 1.78%
HDFC NIFTY Private Bank ETF 100.00%
1.78% 100.00%
Tech Mahindra Limited 1.73%
Dr Reddys Laboratories Limited 1.71%
Hindustan Unilever Limited 1.64%
Tata Steel Limited 1.37% 90.00%
Kotak Mahindra Bank Limited 1.31%
Titan Company Limited 1.28%
Oil & Natural Gas Corporation Ltd. 1.24%
Grasim Industries Limited 1.06% 80.00%
Mahindra & Mahindra Financial Services Limited 0.98% 0 - 1 Yr

Crompton Greaves Consumer Electricals Ltd 0.95%

HCL Technologies Limited 0.94%
UltraTech Cement Limited 0.90%
Power Grid Corporation of India Ltd 0.88%
Union Bank Of India 0.85%
Tata Motors Limited 0.81%
Coal India Limited 0.79%
Hindalco Industries Limited 0.73%
Dabur India Limited 0.73%
Lupin Limited 0.69%
Tata Power Co. Ltd 0.69%
Bajaj Auto Ltd. 0.63%
Bharat Petroleum Corporation Ltd 0.62%
FSN E-Commerce Ventures Limited 0.61%
Aditya Birla Fashion & Retail Limited 0.60%
Tata Consumer Products Limited 0.56%
Shriram Finance Ltd 0.55%
Power Finance Corporation Ltd 0.55%
Bharat Electronics Ltd 0.55%
Jio Financial Services Ltd 0.54%
DSP Nifty Private Bank ETF 0.54%
Asian Paints (India) Ltd 0.53%
Others 14.58%

Total 99.95%

Deposits, Money Mkt Securities and Net Current Assets. 0.05%

Grand Total 100.00%

Debt Parameters
Portfolio Yield (%) 6.28%
Avg Maturity (In Months) 0.10
Modified Duration (In Years) 0.01
 Liquid Fund - Pension - II as on February 28, 2025

Fund objective : To deliver returns linked to Money Market levels with minimal interest rate risk and minimal credit risk so as to provide a high level of safety of
capital.

AUM (` in Lakhs)

SFIN Code : ULIF02208/10/08LiquidFdII101 Equity Debt MMI & Others Total

Inception Date : 08 Oct 2008 - - 896.72 896.72

NAV : 26.4024
No. Of Funds Managed
Fund Manager
Fund V/s Benchmark Performance Equity Fund Debt Fund Hybrid Fund
Period Returns (%) Benchmark Returns
Mr Vineet Choraria 1 28 2
Inception 6.08% 6.89%
10 Years 4.81% 6.43%
7 Years 4.31% 6.03% Asset Category F&U Mandate % of Actual
5 Years 3.96% 5.60% Money Market Insts
100% 100.00%
3 Years 4.84% 6.70% Public Deposits
2 Years 5.57% 7.29% Govt. Securities
0% 0.00%
1 Year 5.70% 7.27% Corporate Bonds
6 Months 2.77% 3.51% Equity 0% 0.00%
1 Month 0.40% 0.54%
#CRISIL Liquid Fund Index

Note: Returns over 1 year have been annualized. Sector Allocation as per NIC 2008
% to Fund

Portfolio

Deposits, Money Mkt Securities and Net Current Assets. 100.00% Financial Service Activities 6.66%

Grand Total 100.00%

Debt Parameters Government Securities 90.16%

Portfolio Yield (%) 6.73%
Avg Maturity (In Months) 3.41
Modified Duration (In Years) 0.28
Others 3.18%

Debt Maturity Profile

100.00% 100.00%

90.00%

80.00%
0 - 1 Yr

Debt Rating Profile

6.88%

Sovereign

AAA

93.12%
 Secured Managed Fund - Pension - II as on February 28, 2025

Fund objective : To provide reasonable returns through investments in high credit quality debt instruments while maintaining an optimal level of interest rate risk.

AUM (` in Lakhs)

SFIN Code : ULIF02408/10/08SecureMFII101 Equity Debt MMI & Others Total

Inception Date : 08 Oct 2008 - 3,456.32 99.88 3,556.20

NAV : 33.6891
No. Of Funds Managed
Fund Manager
Fund V/s Benchmark Performance Equity Fund Debt Fund Hybrid Fund
Period Returns (%) Benchmark Returns
Mr Vineet Choraria 1 28 2
Inception 7.62% 7.83%
10 Years 6.59% 7.55%
7 Years 6.49% 7.53% Asset Category F&U Mandate % of Actual
5 Years 5.24% 6.40% Money Market Insts
0% to 25% 0.67%
3 Years 5.43% 6.43% Public Deposits
2 Years 7.32% 8.21% Govt. Securities
75% to 100% 97.19%
1 Year 7.03% 7.86% Corporate Bonds
6 Months 2.79% 3.32% Equity 0% 0.00%
1 Month -0.03% 0.18% Net Current Assets - 2.14%
#CRISIL Composite Bond Fund Index

Note: Returns over 1 year have been annualized. Sector Allocation as per NIC 2008
% to Fund

Portfolio
Civil Engineering 1.11%

Debentures/Bonds % to Fund Real Estate Activities 1.43%

HDFC Bank Ltd 6.01%
Mankind Pharma Limited 5.66% Other Financial Activities 4.12%
Bharti Telecom Ltd 4.12%
LIC Housing Finance Ltd 3.82% Mfg of Pharmaceuticals 5.66%

National Bank For Agriculture & Rural Development 2.27%

Financial Service Activities 19.78%
HDB Financial Services Ltd 2.07%
Sundaram Finance Ltd 1.81%
Government Securities 65.10%
Mindspace Business Parks REIT 1.43%
Credila Financial Services Limited 1.38% Others 2.81%
State Bank of India 1.11%
Others 2.43%

Total 32.09% Debt Maturity Profile

Government Securities % to Fund 100.00%

7.10% GOI Mat 08-Apr-2034 90.00%
28.54%
80.00%
Gsec C-STRIPS Mat 19-Mar-2027 7.10%
70.00%
7.09% GOI Mat 05-Aug-2054 5.98% 60.00%
58.46%
6.92% GOI Mat 18-Nov-2039 5.54% 50.00%
7.34% GOI Mat 22-Apr-2064 4.51% 40.00%
30.00% 25.49%
6.98% GOI Sovereign Green Bond Mat 16-Dec-2054 3.23%
20.00% 15.36%
Gsec C-STRIPS Mat 19-Sep-2028 2.90%
10.00%
7.09% GOI Mat 25-Nov-2074 2.85% 0.00%
0.69%
7.18% GOI Mat 14-Aug-2033 1.40% 0 - 1 Yr 1 - 3 Yrs 3 - 10 Yrs Above 10 Yrs
7.26% GOI Mat 22-Aug-2032 1.33%
Others 1.73%
Debt Rating Profile

Total 65.10%
21.55%

Deposits, Money Mkt Securities and Net Current Assets. 2.81%

Sovereign
Grand Total 100.00% AA & below

10.06% AA+
Debt Parameters AAA
Portfolio Yield (%) 7.09% 1.42%
66.98%
Avg Maturity (In Months) 142.56
Modified Duration (In Years) 6.31
 Stable Managed Fund -Pension - II as on February 28, 2025

Fund objective : To generate optimal returns for investors through short term investments in high credit quality securities so as to keep interest rate risks low and
provide safety of capital over the medium term horizon.

AUM (` in Lakhs)

SFIN Code : ULIF02308/10/08StableMFII101 Equity Debt MMI & Others Total

Inception Date : 08 Oct 2008 - 864.70 47.03 911.73

NAV : 27.8912
No. Of Funds Managed
Fund Manager
Fund V/s Benchmark Performance Equity Fund Debt Fund Hybrid Fund
Period Returns (%) Benchmark Returns
Mr Kailash Lalwani 6 14 20
Inception 6.44% 7.37%
10 Years 5.57% 7.29%
7 Years 5.37% 6.96% Asset Category F&U Mandate % of Actual
5 Years 4.73% 6.37% Money Market Insts
3 Years 5.24% 6.96% Public Deposits
100% 100.00%
2 Years 6.25% 7.83% Govt. Securities
1 Year 6.29% 7.86% Corporate Bonds
6 Months 2.90% 3.76% Equity 0% 0.00%
1 Month 0.49% 0.59%
#CRISIL Low Duration Debt Index

Note: Returns over 1 year have been annualized. Sector Allocation as per NIC 2008
% to Fund

Portfolio

Electricity,Gas & AC Supply 9.93%

Debentures/Bonds % to Fund
Power Grid Corporation of India Ltd 9.93%
Bajaj Finance Ltd 7.72% Financial Service Activities 41.63%
National Bank For Agriculture & Rural Development 7.66%
REC Limited 7.56%
Sundaram Finance Ltd 6.60%
Government Securities 43.29%
LIC Housing Finance Ltd 6.59%
Kotak Mahindra Prime Ltd. 5.50%

Others 5.16%
Total 51.56%

Government Securities % to Fund

8.26% Maharashtra SDL Mat 12-Aug-2025 11.05%
7.84% Tamil Nadu SDL Mat 13-Jul-2026 8.89% Debt Maturity Profile
8.33% GOI Mat 09-Jul-2026 6.73%
7.83% Gujarat SDL Mat 13-Jul-2026 6.67% 100.00%
7.25% Maharashtra SDL Mat 28-Dec-2026 6.63% 90.00%
80.00%
7.69% Maharashtra SDL 27-Jul-2026 3.33% 67.79%
70.00%
60.00%
Total 43.29% 50.00%
40.00%
32.21%
30.00%
Deposits, Money Mkt Securities and Net Current Assets. 5.16% 20.00%
10.00%
0.00%
Grand Total 100.00%
0 - 1 Yr 1 - 3 Yrs

Debt Parameters
Portfolio Yield (%) 7.18%
Debt Rating Profile
Avg Maturity (In Months) 14.34
Modified Duration (In Years) 1.08

45.64% Sovereign

54.36% AAA
 BlueChip Fund as on February 28, 2025
Fund objective : The fund aims to provide medium to long term capital appreciation by investing in a portfolio of pre-dominantly large cap companies which can
perform through economic and market cycles. The fund will invest at least 80% of the AUM in companies which have a market capitalization greater than the
company with the least weight in BSE100 index. The fund may also invest upto 20% in money market instruments/cash.
AUM (` in Lakhs)

SFIN Code : ULIF03501/01/10BlueChipFd101 Equity Debt MMI & Others Total

Inception Date : 05 Jan 2010 770,003.11 - 3,476.07 773,479.19

NAV : 45.0371
No. Of Funds Managed
Fund Manager
Fund V/s Benchmark Performance Equity Fund Debt Fund Hybrid Fund
Period Returns (%) Benchmark Returns
Mr Nishit Dholakia 7 - 2
Inception 10.44% 9.96%
10 Years 10.53% 9.83%
7 Years 11.27% 11.29% Asset Category F&U Mandate % of Actual
5 Years 14.76% 15.27% Money Market Insts
0% to 20% 0.40%
3 Years 10.10% 10.47% Public Deposits
2 Years 12.95% 14.46% Govt. Securities
0% 0.00%
1 Year 1.14% 0.25% Corporate Bonds
6 Months -13.74% -14.02% Equity 80% to 100% 99.55%
1 Month -6.67% -6.69% Net Current Assets - 0.05%
#BSE-100

Note: Returns over 1 year have been annualized. Sector Allocation as per NIC 2008
% to Fund

Portfolio
Civil Engineering 3.27%
Telecommunications 3.33%
Equity % to Fund
Electricity,Gas & AC Supply 3.37%
HDFC Bank Limited 10.32%
Mfg of Chemical Products 3.81%
Reliance Industries Limited 6.79%
Mfg of Pharmaceuticals 3.90%
ICICI Bank Limited 6.77%
Other Financial Activities 5.41%
Infosys Limited 6.71%
Mfg of Motor Vehicles 6.29%
Axis Bank Limited 3.35%
Bharti Airtel Ltd - Partly Paid Mfg of Coke &Refined Petroleum 7.40%
3.30%
Larsen & Toubro Limited 3.27% Computer Programming 12.71%

ITC Limited 3.14% Financial Service Activities 28.26%

Tata Consultancy Services Limited 2.90% Others 22.23%
Bajaj Finance Ltd 2.32%
Mahindra & Mahindra Ltd. 2.11%
SBI-ETF Nifty Bank 2.04%
Nippon India ETF Nifty Bank BeES 2.04% Debt Maturity Profile
Maruti Suzuki India Ltd 1.85%
NTPC Ltd. 1.81% 100.00%
100.00%

Hindustan Unilever Limited 1.61%

Dr Reddys Laboratories Limited 1.37%
Tata Steel Limited 1.31%
Kotak Mahindra Bank Limited 90.00%
1.23%
HCL Technologies Limited 1.12%
Titan Company Limited 1.09%
State Bank of India 1.07% 80.00%
Kotak Nifty Bank ETF 1.02% 0 - 1 Yr
SBI Life Insurance Company Limited 1.02%
UltraTech Cement Limited 0.94%
Trent Ltd. 0.88%
Power Grid Corporation of India Ltd 0.88%
Cipla Limited 0.82%
Lupin Limited 0.80%
Siemens Ltd 0.79%
Apollo Hospitals Enterprise Limited 0.78%
Grasim Industries Limited 0.76%
Bharat Electronics Ltd 0.73%
Oil & Natural Gas Corporation Ltd. 0.73%
Coal India Limited 0.72%
Adani Ports & Special Economic Zone Ltd 0.69%
Sun Pharmaceutical Industries Limited 0.67%
Wipro Limited 0.65%
Tata Motors Limited 0.64%
Nestle India Limited 0.64%
Bharat Petroleum Corporation Ltd 0.61%
LTIMindtree Limited 0.57%
Asian Paints (India) Ltd 0.56%
Bajaj Auto Ltd. 0.56%
Others 15.55%

Total 99.55%

Deposits, Money Mkt Securities and Net Current Assets. 0.45%

Grand Total 100.00%

Debt Parameters
Portfolio Yield (%) 6.28%
Avg Maturity (In Months) 0.10
Modified Duration (In Years) 0.01
 Income Fund as on February 28, 2025

Fund objective : The fund aims to provide superior returns through investments in high credit quality debt instruments while maintaining an optimal level of
interest rate risk. The fund may also invest upto 20% in money market instruments/cash.

AUM (` in Lakhs)

SFIN Code : ULIF03401/01/10IncomeFund101 Equity Debt MMI & Others Total

Inception Date : 05 Jan 2010 - 136,589.48 4,995.17 141,584.66

NAV : 28.3247
No. Of Funds Managed
Fund Manager
Fund V/s Benchmark Performance Equity Fund Debt Fund Hybrid Fund
Period Returns (%) Benchmark Returns
Mr Vineet Choraria 1 28 2
Inception 7.11% 7.69%
10 Years 6.17% 7.55%
7 Years 6.18% 7.53% Asset Category F&U Mandate % of Actual
5 Years 5.09% 6.40% Money Market Insts
0% to 20% 1.42%
3 Years 5.28% 6.43% Public Deposits
2 Years 7.15% 8.21% Govt. Securities
80% to 100% 96.47%
1 Year 6.91% 7.86% Corporate Bonds
6 Months 2.75% 3.32% Equity 0% 0.00%
1 Month -0.05% 0.18% Net Current Assets - 2.11%
#CRISIL Composite Bond Fund Index

Note: Returns over 1 year have been annualized.

Sector Allocation as per NIC 2008
% to Fund

Portfolio
Electricity,Gas & AC Supply 0.07%

Warehousing 0.15%
Debentures/Bonds % to Fund
HDFC Bank Ltd 9.30% Civil Engineering 0.50%
LIC Housing Finance Ltd 6.82%
Bharti Telecom Ltd 4.02% Real Estate Activities 3.22%

Bajaj Finance Ltd 2.93%

Other Financial Activities 4.02%
National Bank For Agriculture & Rural Development 2.31%
Embassy Office Parks REIT 1.74% Financial Service Activities 25.99%
Mindspace Business Parks REIT 1.48%
ICICI Bank Ltd Government Securities 62.51%
0.96%
State Bank of India 0.78% Others 3.53%
Sundaram Finance Ltd 0.68%
Others 2.94%

Total 33.96% Debt Maturity Profile

Government Securities % to Fund 100.00%

7.10% GOI Mat 08-Apr-2034 27.99% 90.00%
80.00%
7.34% GOI Mat 22-Apr-2064 8.01%
70.00%
7.18% GOI Mat 14-Aug-2033 7.68% 60.00%
59.00%

6.92% GOI Mat 18-Nov-2039 4.45% 50.00%

40.00%
7.09% GOI Mat 05-Aug-2054 4.31%
30.00% 23.60%
7.09% GOI Mat 25-Nov-2074 3.10% 20.00% 15.91%
Gsec C-STRIPS Mat 19-Sep-2026 1.94% 10.00%
1.48%
0.00%
7.45% Karnataka SDL Mat 20-Mar-2037 0.85%
0 - 1 Yr 1 - 3 Yrs 3 - 10 Yrs Above 10 Yrs
7.18% GOI Mat 24-Jul-2037 0.68%
7.61% GOI Mat 09-May-2030 0.60%
Others 2.92%
Debt Rating Profile

Total 62.51%

30.93%
Deposits, Money Mkt Securities and Net Current Assets. 3.53%
Sovereign
Grand Total 100.00% AA & below

AA+
Debt Parameters AAA
Portfolio Yield (%) 7.09% 64.80%
4.17%
Avg Maturity (In Months) 145.09 0.11%
Modified Duration (In Years) 6.27
 Opportunities Fund as on February 28, 2025
Fund objective : The fund aims to generate long term capital appreciation by investing pre-dominantly in mid cap stocks which are likely to be the blue chips of
tomorrow. The fund will invest in stocks which have a market capitalization equal to or lower than the market capitalization of the highest weighted stock in the NSE
CNX Midcap Index. The fund may also invest upto 20% in money market instruments/cash.
AUM (` in Lakhs)

SFIN Code : ULIF03601/01/10OpprtntyFd101 Equity Debt MMI & Others Total

Inception Date : 05 Jan 2010 3,127,133.67 - 115,531.70 3,242,665.37

NAV : 64.9349
No. Of Funds Managed
Fund Manager
Fund V/s Benchmark Performance Equity Fund Debt Fund Hybrid Fund
Period Returns (%) Benchmark Returns Mr Nishit Dholakia 7 - 2
Inception 13.14% 12.88%
10 Years 12.96% 13.83%
7 Years 11.93% 13.57% Asset Category F&U Mandate % of Actual
5 Years 18.00% 23.34% Money Market Insts
0% to 20% 3.65%
3 Years 13.98% 19.29% Public Deposits
2 Years 20.20% 26.13% Govt. Securities
0% 0.00%
1 Year -0.34% -0.87% Corporate Bonds
6 Months -17.08% -19.18% Equity 80% to 100% 96.44%
1 Month -9.61% -10.79% Net Current Assets - -0.09%
#Nifty MidCap 100

Note: Returns over 1 year have been annualized. Sector Allocation as per NIC 2008
% to Fund

Portfolio
Mfg of Motor Vehicles 3.29%

Accommodation 3.32%
Equity % to Fund Electricity,Gas & AC Supply 3.68%
The Indian Hotels Company Ltd 2.95%
Mfg of Rubber & Plastics Products 4.07%
Federal Bank Limited 2.55%
Human Health Activities 4.63%
Coforge Limited 2.24%
Persistent Systems Ltd. 1.93% Mfg of Machinery & Equipment 4.95%

Max Healthcare Institute Limited 1.87% Mfg of Chemical Products 6.82%

Dixon Technologies (India) Limited 1.78% Computer Programming 7.86%
Lupin Limited 1.73% Mfg of Pharmaceuticals 7.93%
Bajaj Holdings & Investment Limited 1.70%
Financial Service Activities 16.70%
IPCA Laboratories Ltd 1.66%
Others 36.73%
PB Fintech Limited 1.66%
AU Small Finance Bank Limited 1.65%
Max Financial Services Limited 1.61%
Alkem Laboratories Ltd 1.59% Debt Maturity Profile
Torrent Power Ltd. 1.56%
Cummins India Ltd. 1.51% 100.00%
100.00%
Bombay Stock Exchange Ltd 1.50%
Balkrishna Industries Ltd. 1.47%
SRF Limited 1.47%
CG Power and Industrial Solutions Limited 1.45% 90.00%
Sundaram Finance Limited 1.40%
Page Industries Ltd 1.33%
Voltas Ltd 1.29%
Mahindra & Mahindra Financial Services Limited 1.27% 80.00%
0 - 1 Yr
Solar Industries India Ltd 1.23%
Jindal Steel & Power Limited 1.21%
Hindustan Petroleum Corporation Ltd. 1.20%
Macrotech Developers Ltd 1.19%
Indraprastha Gas Ltd. 1.12%
Bharat Forge Ltd 1.11%
Mphasis Limited 1.09%
Info Edge (India) Limited 1.08%
Apollo Hospitals Enterprise Limited 1.06%
Ashok Leyland Limited 1.06%
LIC Housing Finance Limited 1.06%
Supreme Industries Ltd 1.03%
APL Apollo Tubes Ltd 1.01%
Tube Investments of India Ltd. 0.97%
FSN E-Commerce Ventures Limited 0.95%
KPIT TECHNOLOGIES LIMITED 0.92%
Godrej Properties Limited 0.88%
UNO Minda Limited 0.88%
P I Industries Limited 0.86%
IDFC First Bank Limited 0.84%
MRF Ltd. 0.81%
Krishna Institute of Medical Sciences Limited 0.78%
Jubilant FoodWorks Ltd 0.77%
3M India Ltd 0.73%
UPL Limited 0.72%
Prestige Estates Projects Ltd 0.69%
Sona BLW Precision Forgings Limited 0.69%
Bharat Heavy Electricals Ltd 0.69%
City Union Bank Ltd 0.68%
Container Corporation of India Ltd 0.66%
Abbot India Ltd 0.66%
Bank of India 0.65%
The Ramco Cements Ltd 0.64%
Karur Vyasa Bank Limited 0.62%
Oil India Limited 0.61%
Tata Communications Ltd 0.61%
IndusInd Bank Limited 0.61%
Kaynes Technology India Limited 0.59%
Tata Elxsi Limited 0.58%
Rainbow Childrens Medicare Ltd 0.57%
L&T Technology Services Ltd 0.56%
Bayer CropScience Ltd. 0.55%
ACC Ltd. 0.55%
Astral Limited 0.53%
Indian Bank 0.52%
Others 20.49%

Total 96.44%

Deposits, Money Mkt Securities and Net Current Assets. 3.56%

Grand Total 100.00%

Debt Parameters
Portfolio Yield (%) 6.16%
Avg Maturity (In Months) 0.10
Modified Duration (In Years) 0.01
 Vantage Fund as on February 28, 2025

Fund objective : The Vantage Fund dynamically manages the asset allocation between equity and fixed income instruments to deliver higher returns through equity
exposure, combined with the stability of the fixed income exposure. The fund returns are likely to be volatile due to market movements.

AUM (` in Lakhs)

SFIN Code : ULIF03701/01/10VantageFnd101 Equity Debt MMI & Others Total

Inception Date : 05 Jan 2010 3,356.11 2,044.01 81.17 5,481.29

NAV : 38.3452
No. Of Funds Managed
Fund Manager
Fund V/s Benchmark Performance Equity Fund Debt Fund Hybrid Fund
Period Returns (%) Benchmark Returns Mr Vineet Choraria 1 28 2
Inception 9.27% N/A Mr Abhishek Agarwal - 1 22
10 Years 8.19% N/A
7 Years 7.59% N/A Asset Category F&U Mandate % of Actual
5 Years 9.31% N/A Money Market Insts
0% to 40% 0.48%
3 Years 7.38% N/A Public Deposits
2 Years 10.14% N/A Govt. Securities
10% to 70% 37.29%
1 Year 2.89% N/A Corporate Bonds
6 Months -7.92% N/A Equity 10% to 70% 61.23%
1 Month -4.13% N/A Net Current Assets - 1.01%
#NA

Note: Returns over 1 year have been annualized. Sector Allocation as per NIC 2008
% to Fund

Portfolio
Civil Engineering 2.00%

Telecommunications 2.08%
Equity % to Fund Mfg of Chemical Products 2.22%
HDFC Bank Limited 7.48% Mfg of Pharmaceuticals 2.57%
ICICI Bank Limited 5.11%
Mfg of Motor Vehicles 2.97%
Reliance Industries Limited 4.09%
Warehousing 3.33%
Infosys Limited 3.77%
Axis Bank Limited Computer Programming 7.72%
2.09%
Larsen & Toubro Limited 2.00% Mfg of Coke &Refined Petroleum 9.89%
ITC Limited 1.82% Government Securities 18.56%
Tata Consultancy Services Limited 1.65% Financial Service Activities 31.41%
State Bank of India 1.29% Others 17.24%
Mahindra & Mahindra Ltd. 1.26%
Bajaj Finance Ltd 1.26%
Bharti Airtel Ltd 1.17%
NTPC Ltd. 1.04% Debt Maturity Profile
Kotak Mahindra Bank Limited 1.02%
Hindustan Unilever Limited 0.99% 100.00%
Maruti Suzuki India Ltd 0.95% 90.00%
80.00%
UltraTech Cement Limited 0.95% 70.00%
Bharti Airtel Ltd - Partly Paid 0.92% 60.00%
Titan Company Limited 50.00%
0.89% 38.57%
40.00%
HCL Technologies Limited 0.77% 30.00% 24.83% 22.92%
Sun Pharmaceutical Industries Limited 0.68% 20.00% 13.68%
Zomato Limited 10.00%
0.59%
0.00%
Tata Steel Limited 0.59% 0 - 1 Yr 1 - 3 Yrs 3 - 10 Yrs Above 10 Yrs
Hindalco Industries Limited 0.55%
Tech Mahindra Limited 0.55%
Dr Reddys Laboratories Limited 0.52%
Debt Rating Profile
Bajaj Finserv Ltd 0.51%
Bharat Electronics Ltd 0.51%
Power Grid Corporation of India Ltd 0.50%
Others 15.71%

Total 61.23% Sovereign

50.24% 49.76%
AAA
Debentures/Bonds % to Fund
IOT Utkal Energy Services Limited 5.45%
LIC Housing Finance Ltd 4.36%
Sikka Ports And Terminals 2.93%
HDFC Bank Ltd 2.84%
Mahindra and Mahindra Financial Services Ltd 1.84%
ICICI Securities Primary Dealership Ltd 0.92%
Power Finance Corporation Ltd 0.38%

Total 18.73%

Government Securities % to Fund

7.18% GOI Mat 24-Jul-2037 9.88%
7.34% GOI Mat 22-Apr-2064 3.61%
7.59% GOI Mat 20-Mar-2029 1.88%
7.26% GOI Mat 14-Jan-2029 1.22%
7.25% GOI Mat 12-Jun-2063 0.55%
7.57% GOI Mat 17-Jun-2033 0.53%
8.30% GOI Mat 02-Jul-2040 0.41%
7.90% Tamil Nadu Uday Mat 22-Mar-2027 0.36%
7.46% GOI Mat 06-Nov-2073 0.11%
7.40% GOI Mat 09-Sep-2035 0.00%

Total 18.56%

Deposits, Money Mkt Securities and Net Current Assets. 1.48%

Grand Total 100.00%

Debt Parameters
Portfolio Yield (%) 7.23%
Avg Maturity (In Months) 114.26
Modified Duration (In Years) 4.97
 Balanced Fund as on February 28, 2025

Fund objective : To invest in Debt and Equity securities so as to combine the stability of Debt instruments with the long term capital appreciation potential of
Equities.

AUM (` in Lakhs)

SFIN Code : ULIF03901/09/10BalancedFd101 Equity Debt MMI & Others Total

Inception Date : 08 Sep 2010 341,720.62 223,024.35 7,121.28 571,866.24

NAV : 36.3228
No. Of Funds Managed
Fund Manager
Fund V/s Benchmark Performance Equity Fund Debt Fund Hybrid Fund
Period Returns (%) Benchmark Returns Mr Abhishek Agarwal - 1 22
Inception 9.31% 9.11% Mr Pranav Parekh - 8 11
10 Years 8.57% 8.92%
7 Years 9.11% 9.79% Asset Category F&U Mandate % of Actual
5 Years 11.34% 11.72% Money Market Insts
0% to 20% 0.29%
3 Years 8.32% 8.86% Public Deposits
2 Years 11.08% 11.96% Govt. Securities
0% to 60% 39.00%
1 Year 3.67% 3.29% Corporate Bonds
6 Months -7.59% -7.09% Equity 40% to 80% 59.76%
1 Month -4.05% -3.94% Net Current Assets - 0.95%
#60% BSE-100 40% CRISIL Composite Bond Fund Index

Note: Returns over 1 year have been annualized. Sector Allocation as per NIC 2008
% to Fund

Portfolio
Electricity,Gas & AC Supply 2.06%

Telecommunications 2.19%
Equity % to Fund Mfg of Chemical Products 2.25%
HDFC Bank Limited 7.25% Mfg of Pharmaceuticals 2.52%
ICICI Bank Limited 4.92%
Civil Engineering 2.69%
Reliance Industries Limited 3.99%
Mfg of Motor Vehicles 2.93%
Infosys Limited 3.68%
Axis Bank Limited Mfg of Coke &Refined Petroleum 4.39%
2.04%
Larsen & Toubro Limited 1.95% Computer Programming 7.53%
ITC Limited 1.78% Government Securities 24.93%
Tata Consultancy Services Limited 1.61% Financial Service Activities 32.31%
Kotak Mahindra Bank Limited 1.29% Others 16.22%
State Bank of India 1.26%
Bajaj Finance Ltd 1.23%
Mahindra & Mahindra Ltd. 1.23%
Bharti Airtel Ltd 1.21% Debt Maturity Profile
NTPC Ltd. 0.99%
Bharti Airtel Ltd - Partly Paid 0.97% 100.00%
Hindustan Unilever Limited 90.00%
0.97%
80.00%
UltraTech Cement Limited 0.96% 70.00%
Maruti Suzuki India Ltd 0.95% 60.00%
47.18%
Titan Company Limited 0.87% 50.00%
40.00% 36.03%
HCL Technologies Limited 0.75%
30.00%
Sun Pharmaceutical Industries Limited 0.67% 20.00% 14.42%
Zomato Limited 0.60% 10.00%
2.37%
Tata Steel Limited 0.00%
0.58%
0 - 1 Yr 1 - 3 Yrs 3 - 10 Yrs Above 10 Yrs
Hindalco Industries Limited 0.54%
Tech Mahindra Limited 0.54%
Dr Reddys Laboratories Limited 0.51%
Debt Rating Profile
Power Grid Corporation of India Ltd 0.50%
Others 15.89%

Total 59.76% 32.83%

Sovereign
Debentures/Bonds % to Fund
AA+
HDFC Bank Ltd 2.86%
AAA
LIC Housing Finance Ltd 1.80%
Mahindra and Mahindra Financial Services Ltd 63.93%
1.52%
3.23%
Bajaj Finance Ltd 1.50%
Bharti Telecom Ltd 1.21%
Larsen & Toubro Ltd 0.73%
Power Finance Corporation Ltd 0.71%
State Bank of India 0.61%
Indian Railway Finance Corporation Ltd 0.54%
National Bank For Agriculture & Rural Development 0.48%
Others 2.11%

Total 14.07%

Government Securities % to Fund

7.34% GOI Mat 22-Apr-2064 4.54%
7.10% GOI Mat 08-Apr-2034 3.57%
7.18% GOI Mat 14-Aug-2033 3.07%
7.18% GOI Mat 24-Jul-2037 2.27%
7.26% GOI Mat 06-Feb-2033 2.12%
7.30% GOI Mat 19-Jun-2053 1.97%
7.25% GOI Mat 12-Jun-2063 0.93%
7.46% GOI Mat 06-Nov-2073 0.84%
7.23% GOI Mat 15-Apr-2039 0.80%
6.79% GOI Mat 07-Oct-2034 0.61%
Others 4.20%

Total 24.93%

Deposits, Money Mkt Securities and Net Current 1.25%

Grand Total 100.00%

Debt Parameters
Portfolio Yield (%) 7.13%
Avg Maturity (In Months) 170.81
Modified Duration (In Years) 7.01
 Highest NAV Guarantee Fund as on February 28, 2025

Fund objective : To Generate Returns from Hybrid asset Allocation Portfolio over 10 year Term of Fund

AUM (` in Lakhs)

SFIN Code : ULIF04001/09/10HighestNAV101 Equity Debt MMI & Others Total

Inception Date : 08 Sep 2010 - 7.77 2.35 10.12

NAV : 20.5577
No. Of Funds Managed
Fund Manager
Fund V/s Benchmark Performance Equity Fund Debt Fund Hybrid Fund
Period Returns (%) Benchmark Returns Mr Nishit Dholakia 7 - 2
Inception 5.10% N/A Mr Pranav Parekh - 8 11
10 Years 4.40% N/A
7 Years 4.50% N/A Asset Category F&U Mandate % of Actual
5 Years 4.21% N/A Money Market Insts
3 Years 3.69% N/A Public Deposits
0% to 100% 88.55%
2 Years 4.66% N/A Govt. Securities
1 Year 3.98% N/A Corporate Bonds
6 Months 1.99% N/A Equity 0% to 100% 0.00%
1 Month 0.38% N/A Net Current Assets - 11.45%
#NA

Note: Returns over 1 year have been annualized. Sector Allocation as per NIC 2008
% to Fund

Portfolio

Government Securities % to Fund

Government Securities 76.79%
7.72% GOI Mat 25-May-2025 76.79%

Total 76.79%

Deposits, Money Mkt Securities and Net Current Assets. 23.21%

Grand Total 100.00% Others 23.21%

Debt Parameters
Portfolio Yield (%) 6.25%
Avg Maturity (In Months) 2.47
Modified Duration (In Years) 0.19
Debt Maturity Profile

100.00% 100.00%

90.00%

80.00%
0 - 1 Yr

Debt Rating Profile

Sovereign

100.00%
 Short Term Fund as on February 28, 2025

Fund objective : To invest in Government securities, high grade corporate bonds and money market instruments with a maximum outstanding maturity limit of 3
years

AUM (` in Lakhs)

SFIN Code : ULIF03801/09/10ShortTrmFd101 Equity Debt MMI & Others Total

Inception Date : 14 Sep 2010 - 2,005.81 64.50 2,070.31

NAV : 23.6799
No. Of Funds Managed
Fund Manager
Fund V/s Benchmark Performance Equity Fund Debt Fund Hybrid Fund
Period Returns (%) Benchmark Returns
Mr Kailash Lalwani 6 14 20
Inception 6.14% 7.77%
10 Years 5.25% 7.38%
7 Years 4.93% 7.21% Asset Category F&U Mandate % of Actual
5 Years 4.99% 6.49% Money Market Insts
3 Years 5.28% 6.42% Public Deposits
100% 100.00%
2 Years 6.65% 7.80% Govt. Securities
1 Year 6.83% 7.87% Corporate Bonds
6 Months 3.20% 3.67% Equity 0% 0.00%
1 Month 0.50% 0.54%
#CRISIL Short Term Bond Fund Index

Note: Returns over 1 year have been annualized. Sector Allocation as per NIC 2008
% to Fund

Portfolio
Electricity,Gas & AC Supply 2.43%

Debentures/Bonds % to Fund
Bajaj Finance Ltd 6.31% Mfg of Coke &Refined Petroleum 5.03%
Kotak Mahindra Prime Ltd. 5.82%
Sundaram Finance Ltd 5.81%
Financial Service Activities 29.46%
LIC Housing Finance Ltd 5.32%
IOT Utkal Energy Services Limited 5.03%
REC Limited 4.75% Government Securities 59.96%

Power Grid Corporation of India Ltd 2.43%

National Bank For Agriculture & Rural Development 1.45% Others 3.12%

Total 36.92%

Government Securities % to Fund

7.51% Karnataka SDL Mat 11-Oct-2027 11.28% Debt Maturity Profile
8.24% GOI Mat 15-Feb-2027 7.71%
8.26% GOI Mat 02-Aug-2027 5.50% 100.00%
91.51%
7.18% Tamil Nadu SDL Mat 26-Jul-2027 5.35% 90.00%
80.00%
8.28% GOI Mat 21-Sep-2027 5.02%
70.00%
Gsec C-STRIPS Mat 16-Jun-2027 5.00% 60.00%
7.25% Maharashtra SDL Mat 28-Dec-2026 4.86% 50.00%
40.00%
Gsec C-STRIPS Mat 12-Jun-2027 4.17% 30.00%
7.65% Tamil Nadu SDL Mat 06-Dec-2027 2.46% 20.00%
10.00% 8.49%
7.58% Maharashtra SDL Mat 24-Aug-2026 2.44%
0.00%
Others 6.16%
0 - 1 Yr 1 - 3 Yrs

Total 59.96%

Debt Rating Profile

Deposits, Money Mkt Securities and Net Current Assets. 3.12%

Grand Total 100.00%

38.11%
Debt Parameters
Portfolio Yield (%) 7.04% Sovereign

Avg Maturity (In Months) 22.89 AAA

Modified Duration (In Years) 1.69
61.89%
 Pension Super Plus Fund - 2012 as on February 28, 2025

Fund objective : The fund aims to invest in Equity, Fixed Income Instruments, Liquid Mutual Funds and Money Market Instruments and actively manage the asset
allocation between these categories to provide benefits at least equal to the guaranteed benefits.

AUM (` in Lakhs)

SFIN Code : ULIF04818/06/12PenSuPls12101 Equity Debt MMI & Others Total

Inception Date : 06 Dec 2012 41,434.83 29,791.72 1,360.22 72,586.76

NAV : 26.9077
No. Of Funds Managed
Fund Manager
Fund V/s Benchmark Performance Equity Fund Debt Fund Hybrid Fund
Period Returns (%) Benchmark Returns Mr Nishit Dholakia 7 - 2
Inception 8.42% N/A Mr Pranav Parekh - 8 11
10 Years 7.13% N/A
7 Years 7.97% N/A Asset Category F&U Mandate % of Actual
5 Years 8.82% N/A Money Market Insts
0% to 40% 0.71%
3 Years 7.23% N/A Public Deposits
2 Years 10.61% N/A Govt. Securities
40% to 100% 41.04%
1 Year 0.88% N/A Corporate Bonds
6 Months -8.49% N/A Equity 0% to 60% 57.08%
1 Month -4.30% N/A Net Current Assets - 1.16%
#NA

Note: Returns over 1 year have been annualized. Sector Allocation as per NIC 2008
% to Fund

Portfolio
Civil Engineering 2.75%

Mfg of Pharmaceuticals 3.04%

Equity % to Fund
Mfg of Chemical Products 3.42%
ICICI Bank Limited 3.62%
Mfg of Motor Vehicles 5.54%
Infosys Limited 3.16%
Government Securities 6.27%
Reliance Industries Limited 3.08%
Larsen & Toubro Limited 2.75% Real Estate Activities 7.10%
Bharti Airtel Ltd 2.62% Electricity,Gas & AC Supply 7.52%
Mahindra & Mahindra Ltd. 2.46% Computer Programming 8.24%
HDFC Bank Limited 2.19%
Mfg of Coke &Refined Petroleum 8.55%
ITC Limited 1.85%
Financial Service Activities 31.11%
Tata Consultancy Services Limited 1.82%
Bajaj Finance Ltd 1.76% Others 16.47%

State Bank of India 1.69%

Hindustan Unilever Limited 1.60%
Kotak Mahindra Bank Limited 1.48% Debt Maturity Profile
NTPC Ltd. 1.41%
Axis Bank Limited 1.40% 100.00%

Bajaj Auto Ltd. 90.00%

1.39%
80.00%
HCL Technologies Limited 1.35%
70.00%
Hindalco Industries Limited 1.31% 60.00% 55.46%
Sun Pharmaceutical Industries Limited 1.23% 50.00%
Tata Motors Limited 1.21% 40.00%
30.30%
Adani Ports & Special Economic Zone Ltd 30.00%
1.15%
20.00%
Tata Steel Limited 1.12% 14.24%
10.00%
Maruti Suzuki India Ltd 1.10% 0.00%
Grasim Industries Limited 1.09% 0 - 1 Yr 1 - 3 Yrs 3 - 10 Yrs
Bajaj Finserv Ltd 1.08%
Oil & Natural Gas Corporation Ltd. 1.08%
Debt Rating Profile
Wipro Limited 1.01%
Cipla Limited 0.99% 15.28%
Titan Company Limited 0.97%
UltraTech Cement Limited 0.93%
Power Grid Corporation of India Ltd 6.90%
0.90% Sovereign
Coal India Limited 0.89% AA & below
Tech Mahindra Limited 0.89% AA+
Dr Reddys Laboratories Limited 0.82%
60.52% AAA
Eicher Motors Limited 0.78% 17.31%

Hero Motocorp Limited 0.77%

Asian Paints (India) Ltd 0.74%
Bharat Petroleum Corporation Ltd 0.62%
Others 0.78%

Total 57.08%

Debentures/Bonds % to Fund
Embassy Office Parks REIT 7.10%
Cholamandalam Investment & Finance Company Ltd 6.96%
India Grid Trust 5.13%
IOT Utkal Energy Services Limited 4.85%
HDFC Bank Ltd 4.54%
Credila Financial Services Limited 2.83%
HDB Financial Services Ltd 2.03%
Bajaj Finance Ltd 0.69%
Mahindra and Mahindra Financial Services Ltd 0.28%
IDFC First Bank Limited 0.15%
Others 0.22%

Total 34.77%

Government Securities % to Fund

7.06% GOI Mat 10-Apr-2028 3.08%
7.38% GOI Mat 20-Jun-2027 2.25%
7.07% Tamil Nadu SDL Mat 14-Dec-2026 0.69%
7.15% Maharashtra SDL Mat 13-Oct-2026 0.25%

Total 6.27%

Deposits, Money Mkt Securities and Net Current 1.87%

Grand Total 100.00%

Debt Parameters
Portfolio Yield (%) 7.44%
Avg Maturity (In Months) 41.97
Modified Duration (In Years) 2.64
 Equity Plus Fund as on February 28, 2025

Fund objective : The Equity Plus Fund aims at least 80% of the equity exposure to be limited to Nifty constituent stocks at any point in time and the balance of the equity

exposure in non-Nifty constituent stocks

AUM (` in Lakhs)

SFIN Code : ULIF05301/08/13EquityPlus101 Equity Debt MMI & Others Total

Inception Date : 24 Jun 2014 107,603.14 252.77 1,195.48 109,051.39

NAV : 29.4906
No. Of Funds Managed
Fund Manager
Fund V/s Benchmark Performance Equity Fund Debt Fund Hybrid Fund
Period Returns (%) Benchmark Returns Mr Kailash Lalwani 6 14 20
Inception 10.65% 10.54% Mr Sumeet Hinduja 13 - 8
10 Years 9.83% 9.53%
7 Years 11.46% 11.25% Asset Category F&U Mandate % of Actual
5 Years 15.28% 14.58% Money Market Insts
0% to 20% 0.83%
3 Years 10.09% 9.62% Public Deposits
2 Years 12.59% 13.07% Govt. Securities
0% to 20% 0.23%
1 Year 0.71% 0.65% Corporate Bonds
6 Months -12.74% -12.33% Equity 80% to 100% 98.67%
1 Month -6.18% -5.89% Net Current Assets - 0.27%
#Nifty 50

Note: Returns over 1 year have been annualized. Sector Allocation as per NIC 2008
% to Fund

Portfolio
Mfg of Pharmaceuticals 3.60%

Civil Engineering 3.61%

Equity % to Fund
Mfg of Tobacco Products 3.67%
HDFC Bank Limited 10.06%
Telecommunications 3.89%
ICICI Bank Limited 8.75%
Reliance Industries Limited Mfg of Chemical Products 3.93%
8.11%
Infosys Limited 6.66% Mfg of Motor Vehicles 5.79%
Bharti Airtel Ltd - Partly Paid 3.89% Other Financial Activities 7.46%
ITC Limited 3.67% Mfg of Coke &Refined Petroleum 8.60%
Larsen & Toubro Limited 3.55%
Computer Programming 13.18%
Tata Consultancy Services Limited 3.40%
Financial Service Activities 29.49%
Axis Bank Limited 3.12%
SBI-ETF Nifty Bank 2.75% Others 16.77%

Mahindra & Mahindra Ltd. 2.69%

Bajaj Finance Ltd 2.57%
Kotak Mahindra Bank Limited 2.06% Debt Maturity Profile
HDFC NIFTY Private Bank ETF 1.83%
Maruti Suzuki India Ltd 1.68% 100.00%
90.00%
Hindustan Unilever Limited 1.62%
80.00% 78.11%
Kotak Nifty Bank ETF 1.61% 70.00%
HCL Technologies Limited 1.54% 60.00%
NTPC Ltd. 1.54% 50.00%
Tata Steel Limited 1.44% 40.00%
30.00%
UltraTech Cement Limited 1.34% 21.89%
20.00%
Tech Mahindra Limited 1.26% 10.00%
Dr Reddys Laboratories Limited 1.25% 0.00%
Titan Company Limited 1.21% 0 - 1 Yr 1 - 3 Yrs

Power Grid Corporation of India Ltd 1.15%

Sun Pharmaceutical Industries Limited 0.97%
Debt Rating Profile
State Bank of India 0.95%
Grasim Industries Limited 0.93%
Hindalco Industries Limited 0.91%
Asian Paints (India) Ltd 0.87%
Bajaj Auto Ltd. 0.85%
Lupin Limited 0.85%
Adani Ports & Special Economic Zone Ltd 0.77% AAA

Tata Motors Limited 0.76%

Apollo Hospitals Enterprise Limited 0.74%
Oil & Natural Gas Corporation Ltd. 0.72%
Shriram Finance Ltd 0.67%
Nippon India ETF Nifty Bank BeES 0.67%
100.00%
Tata Consumer Products Limited 0.62%
Coal India Limited 0.61%
SBI Life Insurance Company Limited 0.54%
Cipla Limited 0.54%
Others 6.95%

Total 98.67%

Debentures/Bonds % to Fund
LIC Housing Finance Ltd 0.23%
National Thermal Power Corporation Ltd 0.00%

Total 0.23%

Deposits, Money Mkt Securities and Net Current Assets. 1.10%

Grand Total 100.00%

Debt Parameters
Portfolio Yield (%) 6.55%
Avg Maturity (In Months) 7.74
Modified Duration (In Years) 0.56
 Diversified Equity Fund as on February 28, 2025

Fund objective : The Diversified Equity Fund aims to generate long term capital appreciation by investing in high potential companies across the market cap spectrum

while taking active asset allocation calls in Equity, government securities, Money Market Instruments, Cash etc

AUM (` in Lakhs)

SFIN Code : ULIF05501/08/13DivrEqtyFd101 Equity Debt MMI & Others Total

Inception Date : 01 Jul 2014 318,050.24 - 364.40 318,414.64

NAV : 36.5764
No. Of Funds Managed
Fund Manager
Fund V/s Benchmark Performance Equity Fund Debt Fund Hybrid Fund
Period Returns (%) Benchmark Returns Mr Kailash Lalwani 6 14 20
Inception 12.92% 10.69% Mr Priyank Singhal 12 1 1
10 Years 12.30% 9.83%
7 Years 12.20% 11.29% Asset Category F&U Mandate % of Actual
5 Years 16.08% 15.27% Money Market Insts
0% to 40% 0.09%
3 Years 11.12% 10.47% Public Deposits
2 Years 14.01% 14.46% Govt. Securities
0% to 40% 0.00%
1 Year 2.03% 0.25% Corporate Bonds
6 Months -13.50% -14.02% Equity 60% to 100% 99.89%
1 Month -6.56% -6.69% Net Current Assets - 0.03%
#BSE-100

Note: Returns over 1 year have been annualized. Sector Allocation as per NIC 2008
% to Fund

Portfolio
Mfg of Tobacco Products 3.02%

Civil Engineering 3.14%

Equity % to Fund Telecommunications 3.34%
HDFC Bank Limited 10.40% Electricity,Gas & AC Supply 4.00%
Infosys Limited 6.48%
Mfg of Chemical Products 4.77%
Reliance Industries Limited 6.36%
Mfg of Motor Vehicles 6.14%
ICICI Bank Limited 6.30%
Other Financial Activities 6.63%
Axis Bank Limited 3.62%
Mfg of Coke &Refined Petroleum 6.96%
Bharti Airtel Ltd - Partly Paid 3.34%
Larsen & Toubro Limited 3.14% Computer Programming 12.62%

ICICI Prudential Nifty Private Bank ETF - Nifty Private Bank Index 3.03% Financial Service Activities 27.19%
ITC Limited 3.02% Others 22.19%
Tata Consultancy Services Limited 2.78%
Mahindra & Mahindra Ltd. 2.08%
NTPC Ltd. 1.98%
Maruti Suzuki India Ltd 1.79% Debt Maturity Profile
Bajaj Finance Ltd 1.76%
100.00% 100.00%
HDFC NIFTY Private Bank ETF 1.75%
Dr Reddys Laboratories Limited 1.71%
Tech Mahindra Limited 1.70%
Hindustan Unilever Limited 1.70%
Tata Steel Limited 1.35% 90.00%

Kotak Mahindra Bank Limited 1.31%

Titan Company Limited 1.30%
Oil & Natural Gas Corporation Ltd. 1.21%
Grasim Industries Limited 1.05% 80.00%
0 - 1 Yr
Mahindra & Mahindra Financial Services Limited 0.96%
Crompton Greaves Consumer Electricals Ltd 0.93%
HCL Technologies Limited 0.92%
Power Grid Corporation of India Ltd 0.91%
UltraTech Cement Limited 0.87%
Union Bank Of India 0.82%
Tata Motors Limited 0.80%
Coal India Limited 0.78%
Dabur India Limited 0.75%
Hindalco Industries Limited 0.74%
Tata Power Co. Ltd 0.68%
Lupin Limited 0.67%
Bajaj Auto Ltd. 0.61%
Bharat Petroleum Corporation Ltd 0.61%
FSN E-Commerce Ventures Limited 0.59%
Aditya Birla Fashion & Retail Limited 0.58%
Power Finance Corporation Ltd 0.56%
Tata Consumer Products Limited 0.55%
Jio Financial Services Ltd 0.54%
Shriram Finance Ltd 0.54%
Bharat Electronics Ltd 0.53%
Siemens Ltd 0.53%
Asian Paints (India) Ltd 0.52%
DSP Nifty Private Bank ETF 0.52%
Others 14.21%

Total 99.89%

Deposits, Money Mkt Securities and Net Current Assets. 0.11%

Grand Total 100.00%

Debt Parameters
Portfolio Yield (%) 6.28%
Avg Maturity (In Months) 0.10
Modified Duration (In Years) 0.01
 Bond Fund as on February 28, 2025

Fund objective : The Bond Fund aims to dynamically manage the allocation between government securities, Fixed Income instruments, Money Market instruments
and Cash with the intent to dynamically manage the duration at a level that delivers superior risk adjusted returns.

AUM (` in Lakhs)

SFIN Code : ULIF05601/08/13Bond Funds101 Equity Debt MMI & Others Total
Inception Date : 23 Jun 2014 - 44,391.24 1,902.73 46,293.97

NAV : 20.4369
No. Of Funds Managed
Fund Manager
Fund V/s Benchmark Performance Equity Fund Debt Fund Hybrid Fund
Period Returns (%) Benchmark Returns
Mr Vineet Choraria 1 28 2
Inception 6.91% 8.00%
10 Years 6.11% 7.55%
7 Years 6.46% 7.53% Asset Category F&U Mandate % of Actual
5 Years 5.22% 6.40% Money Market Insts
0% to 60% 3.95%
3 Years 5.53% 6.43% Public Deposits
2 Years 7.30% 8.21% Govt. Securities
40% to 100% 95.89%
1 Year 7.20% 7.86% Corporate Bonds
6 Months 2.87% 3.32% Equity 0% 0.00%
1 Month -0.04% 0.18% Net Current Assets - 0.16%
#CRISIL Composite Bond Fund Index

Note: Returns over 1 year have been annualized. Sector Allocation as per NIC 2008
% to Fund

Portfolio
Mfg of Pharmaceuticals 0.02%

Warehousing 0.13%
Debentures/Bonds % to Fund
HDFC Bank Ltd 6.54% Civil Engineering 0.31%
LIC Housing Finance Ltd 5.20% Electricity,Gas & AC Supply 0.54%
Cholamandalam Investment & Finance Company Ltd 3.90%
Mahindra and Mahindra Financial Services Ltd 3.06% Other Financial Activities 1.34%

National Bank For Agriculture & Rural Development 2.24% Real Estate Activities 1.62%
Bajaj Finance Ltd 2.16%
Financial Service Activities 29.08%
Bharti Telecom Ltd 1.34%
ICICI Securities Primary Dealership Ltd 1.10% Government Securities 62.86%
Embassy Office Parks REIT 0.99%
Others 4.11%
Credila Financial Services Limited 0.95%
Others 5.55%

Total 33.03% Debt Maturity Profile

Government Securities % to Fund 100.00%

7.10% GOI Mat 08-Apr-2034 31.35% 90.00%
80.00%
7.18% GOI Mat 14-Aug-2033 9.13%
70.00% 66.39%
7.34% GOI Mat 22-Apr-2064 7.39% 60.00%
7.09% GOI Mat 05-Aug-2054 3.88% 50.00%
7.09% GOI Mat 25-Nov-2074 2.87% 40.00%

6.92% GOI Mat 18-Nov-2039 30.00%

2.40% 19.57%
20.00%
7.26% GOI Mat 22-Aug-2032 1.52% 9.75%
10.00% 4.28%
Gsec C-STRIPS Mat 19-Sep-2028 1.34% 0.00%
7.59% GOI Mat 20-Mar-2029 0.82% 0 - 1 Yr 1 - 3 Yrs 3 - 10 Yrs Above 10 Yrs

7.45% Karnataka SDL Mat 20-Mar-2037 0.58%

Others 1.58%
Debt Rating Profile

Total 62.86%

27.03%
Deposits, Money Mkt Securities and Net Current Assets. 4.11%

Grand Total 100.00% Sovereign

AA & below
Debt Parameters AA+
Portfolio Yield (%) 7.06% AAA
Avg Maturity (In Months) 137.92 6.43%

Modified Duration (In Years) 65.55%

6.14 0.99%
 Conservative Fund as on February 28, 2025

Fund objective : The Conservative Fund is a pure Debt Fund which invests in Government securities, high grade Fixed Income Instruments, Liquid Mutual Fund and
Money Market Instruments. The fund aims to deliver stable returns by investing in the short end of the yield curve to limit the volatility and risk of the Fund.

AUM (` in Lakhs)

SFIN Code : ULIF05801/08/13ConsertvFd101 Equity Debt MMI & Others Total

Inception Date : 11 Jul 2014 - 15,402.47 228.55 15,631.02

NAV : 19.3238
No. Of Funds Managed
Fund Manager
Fund V/s Benchmark Performance Equity Fund Debt Fund Hybrid Fund
Period Returns (%) Benchmark Returns
Mr Kailash Lalwani 6 14 20
Inception 6.38% 7.56%
10 Years 5.96% 7.38%
7 Years 5.85% 7.21% Asset Category F&U Mandate % of Actual
5 Years 5.12% 6.49% Money Market Insts
0% to 60% 0.70%
3 Years 5.18% 6.42% Public Deposits
2 Years 6.63% 7.80% Govt. Securities
40% to 100% 98.54%
1 Year 6.80% 7.87% Corporate Bonds
6 Months 3.16% 3.67% Equity 0% 0.00%
1 Month 0.49% 0.54% Net Current Assets - 0.77%
#CRISIL Short Term Bond Fund Index

Note: Returns over 1 year have been annualized. Sector Allocation as per NIC 2008
% to Fund

Portfolio

Electricity,Gas & AC Supply 3.88%

Debentures/Bonds % to Fund
Bajaj Finance Ltd 8.59%
LIC Housing Finance Ltd 7.24% Financial Service Activities 39.93%
Sundaram Finance Ltd 5.93%
National Bank For Agriculture & Rural Development 5.56%
REC Limited 5.54%
Government Securities 54.73%
Kotak Mahindra Prime Ltd. 5.20%
NHPC Ltd 2.24%
Mahindra and Mahindra Financial Services Ltd 1.87%
Power Grid Corporation of India Ltd 0.98% Others 1.46%

Nuclear Power Corporation of India Ltd 0.66%

Total 43.81%
Debt Maturity Profile
Government Securities % to Fund
100.00%
7.37% GOI Mat 23-Oct-2028 8.52%
90.00%
7.18% Tamil Nadu SDL Mat 26-Jul-2027 3.48%
80.00%
8.37% Tamil Nadu SDL 06-Mar-2029 72.32%
3.35% 70.00%
8.28% GOI Mat 21-Sep-2027 3.33% 60.00%
7.10% GOI Sovereign Green Bond Mat 27-Jan-2028 3.29% 50.00%
7.61% Tamil Nadu SDL Mat 15-Feb-2027 3.25% 40.00%
30.00%
7.20% Gujarat SDL Mat 14-Jun-2027 3.22% 20.03%
20.00%
7.18% Maharashtra SDL Mat 08-Apr-2030 3.22%
10.00% 7.65%
Gsec C-STRIPS Mat 19-Sep-2027 2.66% 0.00%
Gsec C-STRIPS Mat 16-Jun-2027 2.62% 0 - 1 Yr 1 - 3 Yrs 3 - 10 Yrs
Others 17.79%

Debt Rating Profile

Total 54.73%

Deposits, Money Mkt Securities and Net Current Assets. 1.46%

Grand Total 100.00%

44.46%
Sovereign
Debt Parameters
AAA
Portfolio Yield (%) 7.10% 55.54%
Avg Maturity (In Months) 26.77
Modified Duration (In Years) 1.96
 Pension Income Fund as on February 28, 2025
Fund objective : The Pension Income Fund aims to provide superior returns through investments in high credit quality Debt instruments while maintaining an
optimal level of interest rate risk. In addition up to 20% of the Fund may be invested in cash and Money Market Instruments, Liquid Mutual Funds and Deposits to
facilitate the day-to-day running of the Fund. Fund management would involve continual monitoring and credit evaluations with rigorous buy and sell disciplines
AUM (` in Lakhs)

SFIN Code : ULIF06101/04/14PenIncFund101 Equity Debt MMI & Others Total

Inception Date : 06 Oct 2015 - 57,620.47 1,841.39 59,461.86

NAV : 16.5064
No. Of Funds Managed
Fund Manager
Fund V/s Benchmark Performance Equity Fund Debt Fund Hybrid Fund
Period Returns (%) Benchmark Returns
Mr Vineet Choraria 1 28 2
Inception 5.47% 7.46%
10 Years N/A N/A
7 Years 5.64% 7.53% Asset Category F&U Mandate % of Actual
5 Years 4.48% 6.40% Money Market Insts
0% to 20% 0.72%
3 Years 4.69% 6.43% Public Deposits
2 Years 6.50% 8.21% Govt. Securities
80% to 100% 96.90%
1 Year 6.26% 7.86% Corporate Bonds
6 Months 2.47% 3.32% Equity 0% 0.00%
1 Month -0.10% 0.18% Net Current Assets - 2.38%
#CRISIL Composite Bond Fund Index

Note: Returns over 1 year have been annualized. Sector Allocation as per NIC 2008
% to Fund

Portfolio
Civil Engineering 0.51%

Debentures/Bonds % to Fund Electricity,Gas & AC Supply 1.19%

HDFC Bank Ltd 7.70%
Warehousing 1.95%
LIC Housing Finance Ltd 6.13%
Bharti Telecom Ltd 3.59% Real Estate Activities 2.16%
National Bank For Agriculture & Rural Development 2.32%
Sundaram Finance Ltd Other Financial Activities 3.59%
2.14%
Bajaj Finance Ltd 2.04%
Financial Service Activities 26.52%
Sikka Ports And Terminals 1.95%
Credila Financial Services Limited 1.48% Government Securities 60.99%
HDB Financial Services Ltd 1.44%
Others 3.10%
Mindspace Business Parks REIT 1.33%
Others 5.81%

Total 35.92% Debt Maturity Profile

Government Securities % to Fund 100.00%

7.10% GOI Mat 08-Apr-2034 90.00%
28.05%
80.00%
7.18% GOI Mat 14-Aug-2033 8.00%
70.00%
61.95%
7.09% GOI Mat 05-Aug-2054 5.99% 60.00%
7.34% GOI Mat 22-Apr-2064 5.86% 50.00%
6.92% GOI Mat 18-Nov-2039 3.73% 40.00%

7.09% GOI Mat 25-Nov-2074 30.00% 22.67%

2.97%
20.00% 14.13%
Gsec C-STRIPS Mat 19-Sep-2027 1.95%
10.00%
Gsec C-STRIPS Mat 19-Sep-2026 1.70% 0.00%
1.26%

6.98% GOI Sovereign Green Bond Mat 16-Dec-2054 1.13% 0 - 1 Yr 1 - 3 Yrs 3 - 10 Yrs Above 10 Yrs
7.45% Karnataka SDL Mat 20-Mar-2037 0.72%
Others 0.89%
Debt Rating Profile

Total 60.99%

Deposits, Money Mkt Securities and Net Current Assets. 3.10% 31.31%

Sovereign
Grand Total 100.00% AA & below

AA+
Debt Parameters
AAA
Portfolio Yield (%) 7.10% 62.94%
Avg Maturity (In Months) 4.22%
142.87
1.53%
Modified Duration (In Years) 6.29
 Pension Equity Plus Fund as on February 28, 2025

Fund objective : The Pension Equity Plus Fund aims at least 80% of the equity exposure to be limited to Nifty constituent stocks at any point in time and the balance
of the equity exposure in non-Nifty constituent stocks

AUM (` in Lakhs)

SFIN Code : ULIF06001/04/14PenEqPlsFd101 Equity Debt MMI & Others Total

Inception Date : 06 Oct 2015 11,040.27 - 151.00 11,191.28

NAV : 26.6076
No. Of Funds Managed
Fund Manager
Fund V/s Benchmark Performance Equity Fund Debt Fund Hybrid Fund
Period Returns (%) Benchmark Returns
Mr Sumeet Hinduja 13 - 8
Inception 10.97% 11.20%
10 Years N/A N/A
7 Years 11.06% 11.25% Asset Category F&U Mandate % of Actual
5 Years 15.18% 14.58% Money Market Insts
0% to 20% 1.02%
3 Years 9.96% 9.62% Public Deposits
2 Years 12.76% 13.07% Govt. Securities
0% to 20% 0.00%
1 Year 0.97% 0.65% Corporate Bonds
6 Months -12.55% -12.33% Equity 80% to 100% 98.65%
1 Month -6.19% -5.89% Net Current Assets - 0.33%
#Nifty 50

Note: Returns over 1 year have been annualized. Sector Allocation as per NIC 2008
% to Fund

Portfolio
Electricity,Gas & AC Supply 2.90%

Mfg of Tobacco Products 3.53%

Equity % to Fund Civil Engineering 3.99%
HDFC Bank Limited 10.33%
Telecommunications 4.05%
ICICI Bank Limited 9.15%
Mfg of Chemical Products 4.34%
Reliance Industries Limited 8.13%
Infosys Limited 6.87% Other Financial Activities 5.69%

SBI-ETF Nifty Bank 4.29% Mfg of Motor Vehicles 5.84%

Bharti Airtel Ltd - Partly Paid 3.99% Mfg of Coke &Refined Petroleum 8.86%
Larsen & Toubro Limited 3.92% Computer Programming 13.42%
ITC Limited 3.53%
Financial Service Activities 30.06%
Tata Consultancy Services Limited 3.39%
Others 17.32%
Bajaj Finance Ltd 3.22%
Mahindra & Mahindra Ltd. 2.92%
Axis Bank Limited 2.91%
Kotak Mahindra Bank Limited 2.26% Debt Maturity Profile
Hindustan Unilever Limited 1.92%
100.00%
NTPC Ltd. 1.80% 100.00%

Maruti Suzuki India Ltd 1.72%

Tata Steel Limited 1.62%
HCL Technologies Limited 1.46%
UltraTech Cement Limited 90.00%
1.33%
Tech Mahindra Limited 1.25%
Hindalco Industries Limited 1.20%
Titan Company Limited 1.07%
Power Grid Corporation of India Ltd 80.00%
1.03%
0 - 1 Yr
Grasim Industries Limited 1.01%
State Bank of India 0.96%
Asian Paints (India) Ltd 0.94%
Bajaj Auto Ltd. 0.93%
Dr Reddys Laboratories Limited 0.87%
Sun Pharmaceutical Industries Limited 0.85%
Tata Consumer Products Limited 0.74%
SBI Life Insurance Company Limited 0.72%
Oil & Natural Gas Corporation Ltd. 0.70%
Apollo Hospitals Enterprise Limited 0.68%
Bharat Petroleum Corporation Ltd 0.66%
HDFC NIFTY Private Bank ETF 0.60%
Cipla Limited 0.58%
Tata Motors Limited 0.58%
Britannia Industries Ltd 0.53%
Others 7.96%

Total 98.65%

Deposits, Money Mkt Securities and Net Current Assets. 1.35%

Grand Total 100.00%

Debt Parameters
Portfolio Yield (%) 6.28%
Avg Maturity (In Months) 0.10
Modified Duration (In Years) 0.01
 Capital Growth Fund as on February 28, 2025

Fund objective : Capital Growth Fund aims to provide medium to long term capital appreciation by investing in a portfolio of companies which can perform
through economic and market cycles. In addition up to 20% of the Fund may be invested in Money Market Instruments and Fixed Income Securities.

AUM (` in Lakhs)

SFIN Code : ULIF06301/04/15CapGrwthFd101 Equity Debt MMI & Others Total

Inception Date : 21 Oct 2016 3,676.07 - 481.74 4,157.82

NAV : 25.6107
No. Of Funds Managed
Fund Manager
Fund V/s Benchmark Performance Equity Fund Debt Fund Hybrid Fund
Period Returns (%) Benchmark Returns
Mr Priyank Singhal 12 1 1
Inception 11.90% 11.88%
10 Years N/A N/A
7 Years 10.19% 11.29% Asset Category F&U Mandate % of Actual
5 Years 13.93% 15.27% Money Market Insts
0% to 20% 11.56%
3 Years 8.26% 10.47% Public Deposits
2 Years 8.75% 14.46% Govt. Securities
0% to 20% 0.00%
1 Year -5.30% 0.25% Corporate Bonds
6 Months -17.86% -14.02% Equity 80% to 100% 88.41%
1 Month -7.93% -6.69% Net Current Assets - 0.03%
#BSE-100

Note: Returns over 1 year have been annualized. Sector Allocation as per NIC 2008
% to Fund

Portfolio
Insurance and Pension Funding 3.65%

Mfg of Pharmaceuticals 4.20%

Equity % to Fund
Retail Trade 4.41%
Maruti Suzuki India Ltd 8.04%
Human Health Activities 5.13%
Wipro Limited 6.34%
Mining of Metal Ores 5.47%
Bank of India 5.61%
Voltas Ltd Mfg of Machinery & Equipment 5.55%
5.55%
National Mineral Development Corporation Ltd 5.47% Computer Programming 6.46%
Hindustan Unilever Limited 4.62% Financial Service Activities 9.57%
Bata India Ltd 4.41% Mfg of Motor Vehicles 13.75%
Chemplast Sanmar Limited 3.95% Mfg of Chemical Products 14.46%
Dr Reddys Laboratories Limited 3.48%
Others 27.36%
Krsnaa Diagnostics Limited 3.25%
Sansera Engineering Limited 3.23%
Bayer CropScience Ltd. 3.22%
ICICI Prudential Life Insurance Company Limited Debt Maturity Profile
2.94%
UltraTech Cement Limited 2.93%
100.00% 100.00%
Larsen & Toubro Limited 2.07%
Axis Bank Limited 2.01%
NTPC Ltd. 1.76%
Ashok Leyland Limited 1.72%
Fortis Healthcare Limited 1.55% 90.00%

UPL Limited 1.48%

ITC Limited 1.43%
Bajaj Finance Ltd 1.15%
Britannia Industries Ltd 1.05% 80.00%
Siemens Ltd 0.77% 0 - 1 Yr

Crompton Greaves Consumer Electricals Ltd 0.72%

Bharat Petroleum Corporation Ltd 0.66%
Bajaj Auto Ltd. 0.61%
Atul Ltd 0.57%
Others 7.84%

Total 88.41%

Deposits, Money Mkt Securities and Net Current Assets. 11.59%

Grand Total 100.00%

Debt Parameters
Portfolio Yield (%) 6.28%
Avg Maturity (In Months) 0.10
Modified Duration (In Years) 0.01
 Capital Secure Fund as on February 28, 2025
Fund objective : Capital Secure Fund aims to provide superior returns through investments in high credit quality Debt instruments while maintaining an optimal
level of interest rate risk. In addition up to 20% of the Fund may be invested in cash and Money Market Instruments, Liquid Mutual Funds and Deposits to facilitate
the day-to-day running of the Fund. Fund management would involve continual monitoring and credit evaluations with rigorous buy and sell disciplines to
AUM (` in Lakhs)

SFIN Code : ULIF06401/04/15CapSecFund101 Equity Debt MMI & Others Total

Inception Date : 21 Oct 2016 - 18,505.50 968.90 19,474.41

NAV : 15.0915
No. Of Funds Managed
Fund Manager
Fund V/s Benchmark Performance Equity Fund Debt Fund Hybrid Fund
Period Returns (%) Benchmark Returns
Mr Vineet Choraria 1 28 2
Inception 5.04% 6.95%
10 Years N/A N/A
7 Years 5.41% 7.53% Asset Category F&U Mandate % of Actual
5 Years 4.47% 6.40% Money Market Insts
0% to 20% 3.31%
3 Years 4.81% 6.43% Public Deposits
2 Years 6.49% 8.21% Govt. Securities
80% to 100% 95.02%
1 Year 6.33% 7.86% Corporate Bonds
6 Months 2.44% 3.32% Equity 0% 0.00%
1 Month -0.11% 0.18% Net Current Assets - 1.67%
#CRISIL Composite Bond Fund Index

Note: Returns over 1 year have been annualized. Sector Allocation as per NIC 2008
% to Fund

Portfolio
Civil Engineering 1.00%

Debentures/Bonds % to Fund Electricity,Gas & AC Supply 1.69%

HDFC Bank Ltd 6.68% Warehousing 2.20%

LIC Housing Finance Ltd 5.97%
Bajaj Finance Ltd 3.98% Real Estate Activities 2.36%

Bharti Telecom Ltd 3.17%

Other Financial Activities 3.17%
National Bank For Agriculture & Rural Development 2.28%
Sikka Ports And Terminals 2.20% Financial Service Activities 25.73%
Embassy Office Parks REIT 1.53%
Government Securities 58.88%
India Grid Trust 1.44%
Larsen & Toubro Ltd 1.00% Others 4.98%
Sundaram Finance Ltd 0.97%
Others 6.93%

Debt Maturity Profile

Total 36.15%

100.00%
Government Securities % to Fund
90.00%
7.10% GOI Mat 08-Apr-2034 27.74% 80.00%
7.18% GOI Mat 14-Aug-2033 5.83% 70.00% 63.74%
7.34% GOI Mat 22-Apr-2064 5.79% 60.00%
7.09% GOI Mat 05-Aug-2054 4.88% 50.00%
40.00%
6.92% GOI Mat 18-Nov-2039 3.73%
30.00% 22.73%
7.09% GOI Mat 25-Nov-2074 2.69% 20.00%
7.61% GOI Mat 09-May-2030 2.20% 9.91%
10.00%
3.62%
7.59% GOI Mat 20-Mar-2029 1.46% 0.00%
6.98% GOI Sovereign Green Bond Mat 16-Dec-2054 1.43% 0 - 1 Yr 1 - 3 Yrs 3 - 10 Yrs Above 10 Yrs

7.26% GOI Mat 22-Aug-2032 1.14%

Others 1.99% Debt Rating Profile

Total 58.88%

Deposits, Money Mkt Securities and Net Current Assets. 4.98% 33.55%

Sovereign
Grand Total 100.00%
AA+

AAA
Debt Parameters
61.96%
Portfolio Yield (%) 7.08%
Avg Maturity (In Months) 139.35 4.49%
Modified Duration (In Years) 6.19
 Policy Discontinued Fund - Life as on February 28, 2025

Fund objective : The Fund aims to deliver steady returns through investments in low risk Money Market instruments and Government securities.

AUM (` in Lakhs)

SFIN Code : ULIF05110/03/11DiscontdPF101 Equity Debt MMI & Others Total

Inception Date : 10 Mar 2011 - 357,166.90 26,369.42 383,536.32

NAV : 24.0684
No. Of Funds Managed
Fund Manager
Fund V/s Benchmark Performance Equity Fund Debt Fund Hybrid Fund
Period Returns (%) Benchmark Returns
Mr Vineet Choraria 1 28 2
Inception 6.48% N/A
10 Years 5.79% N/A
7 Years 5.38% N/A Asset Category F&U Mandate % of Actual
5 Years 5.01% N/A Money Market Insts 0% to 40% 6.15%
3 Years 5.79% N/A Public Deposits 0% 0.00%
2 Years 6.53% N/A Govt. Sec (Including Tbills) 60% to 100% 93.12%
1 Year 6.72% N/A Corporate Bonds
0% 0.00%
6 Months 3.22% N/A Equity
1 Month 0.53% N/A Net Current Assets - 0.72%
#NA

Note: Returns over 1 year have been annualized. Sector Allocation as per NIC 2008
% to Fund

Portfolio

Financial Service Activities 2.18%

Government Securities % to Fund
364 Days T-Bill Mat 04-Sep-2025 10.85%
364 Days T-Bill Mat 26-Dec-2025 6.19%
182 Days T-Bill Mat 05-Jun-2025 5.13%
364 Days T-Bill Mat 11-Sep-2025 Government Securities 93.12%
5.04%
8.07% Tamil Nadu SDL Mat 15-Jun-2026 4.75%
8.28% Karnataka SDL Mat 06 Mar 2026 3.91%
364 Days T-Bill Mat 08-Jan-2026 3.75%
364 Days T-Bill Mat 02-May-2025 3.45% Others 4.70%
7.89% Gujarat SDL Mat 15-May-2025 3.36%
6.90% Tamil Nadu SDL Mat 16-Oct-2025 3.12%
Others 43.58%

Debt Maturity Profile

Total 93.12%

100.00%
Deposits, Money Mkt Securities and Net Current Assets. 6.88% 90.00%
80.00% 77.22%
Grand Total 100.00% 70.00%
60.00%
50.00%
Debt Parameters
40.00%
Portfolio Yield (%) 6.58%
30.00%
22.75%
Avg Maturity (In Months) 8.43 20.00%
Modified Duration (In Years) 0.67 10.00%
0.03%
0.00%
0 - 1 Yr 1 - 3 Yrs 3 - 10 Yrs

Debt Rating Profile

2.28%

Sovereign

AAA

97.72%
 Policy Discontinued Fund - Pension as on February 28, 2025

Fund objective : The Fund aims to deliver steady returns through investments in low risk Money Market instruments and Government securities.

AUM (` in Lakhs)

SFIN Code : ULIF05201/10/13DiscontdPF101 Equity Debt MMI & Others Total

Inception Date : 01 Oct 2013 - 5,712.03 325.52 6,037.55

NAV : 19.59
No. Of Funds Managed
Fund Manager
Fund V/s Benchmark Performance Equity Fund Debt Fund Hybrid Fund
Period Returns (%) Benchmark Returns
Mr Vineet Choraria 1 28 2
Inception 6.07% N/A
10 Years 5.71% N/A
7 Years 5.29% N/A Asset Category F&U Mandate % of Actual
5 Years 4.93% N/A Money Market Insts 0% to 40% 4.90%
3 Years 5.78% N/A Public Deposits 0% 0.00%
2 Years 6.53% N/A Govt. Sec (Including Tbills) 60% to 100% 94.61%
1 Year 6.72% N/A Corporate Bonds
0% 0.00%
6 Months 3.22% N/A Equity
1 Month 0.53% N/A Net Current Assets - 0.49%
#NA

Note: Returns over 1 year have been annualized. Sector Allocation as per NIC 2008
% to Fund

Portfolio

Financial Service Activities 2.97%

Government Securities % to Fund
364 Days T-Bill Mat 02-May-2025 18.84%
364 Days T-Bill Mat 05-Jun-2025 18.80%
Gsec C-STRIPS Mat 22-Oct-2025 12.19%
Government Securities 94.61%
6.90% Tamil Nadu SDL Mat 16-Oct-2025 6.64%
8.67% Karnataka SDL Mat 24-Feb-2026 5.90%
7.98% Karnataka SDL Mat 14-Oct-2025 5.17%
Gsec C-STRIPS Mat 06-May-2025 4.91%
Gsec C-STRIPS Mat 22-Apr-2025 3.69% Others 2.42%
Gsec C-STRIPS Mat 22-Oct-2026 3.50%
Gsec C-STRIPS Mat 22-Apr-2026 3.08%
Others 11.88%

Debt Maturity Profile

Total 94.61%

100.00%
Deposits, Money Mkt Securities and Net Current Assets. 5.39% 90.16%
90.00%
80.00%
Grand Total 100.00% 70.00%
60.00%
Debt Parameters 50.00%
40.00%
Portfolio Yield (%) 6.63%
30.00%
Avg Maturity (In Months) 5.99 20.00%
Modified Duration (In Years) 0.47 9.84%
10.00%
0.00%
0 - 1 Yr 1 - 3 Yrs

Debt Rating Profile

3.04%

Sovereign

AAA

96.96%
 Discovery Fund as on February 28, 2025

Fund objective : The Fund aims to deliver long term growth of capital by investing predominantly in mid-cap companies. The fund will invest up to 100% in mid-cap
stocks which are defined as stocks with market cap falling within the market capitalisation range in the underlying benchmark Nifty free float midcap index (getting
renamed as Nifty Midcap 100 index). The fund can also invest up to 25% of the portfolio in stocks falling outside the mid-cap index market cap range. The fund may
also invest up to 10% of the portfolio in fixed income instruments, money market instruments, cash, deposits and liquid mutual funds.

AUM (` in Lakhs)

SFIN Code : ULIF06618/01/18DiscvryFnd101 Equity Debt MMI & Others Total

Inception Date : 03 Sep 2018 697,940.28 - 61,478.64 759,418.91

NAV : 34.5476
No. Of Funds Managed
Fund Manager
Fund V/s Benchmark Performance Equity Fund Debt Fund Hybrid Fund
Period Returns (%) Benchmark Returns Mr Nishit Dholakia 7 - 2
Inception 21.04% 14.52%
10 Years N/A N/A
7 Years N/A N/A Asset Category F&U Mandate % of Actual
5 Years 25.52% 23.34% Money Market Insts
0% to 10% 8.58%
3 Years 16.72% 19.29% Public Deposits
2 Years 24.48% 26.13% Govt. Securities
0% to 10% 0.00%
1 Year 4.79% -0.87% Corporate Bonds
6 Months -14.43% -19.18% Equity 90% to 100% 91.90%
1 Month -8.04% -10.79% Net Current Assets - -0.48%
#Nifty MidCap 100

Note: Returns over 1 year have been annualized. Sector Allocation as per NIC 2008
% to Fund

Portfolio
Retail Trade 3.17%

Electricity,Gas & AC Supply 3.24%

Equity % to Fund Human Health Activities 3.48%
Max Healthcare Institute Limited 2.38%
Mfg of Machinery & Equipment 3.63%
Coforge Limited 2.33%
Mfg of Computer & Electronic 3.82%
Lupin Limited 2.17%
Mfg of Motor Vehicles 3.85%
The Indian Hotels Company Ltd 2.17%
PB Fintech Limited 2.02% Mfg of Chemical Products 4.69%
Dixon Technologies (India) Limited 2.02% Mfg of Pharmaceuticals 6.61%
Federal Bank Limited 1.87% Computer Programming 6.73%
Cholamandalam Investment & Finance Company Ltd 1.66% Financial Service Activities 17.55%
Max Financial Services Limited 1.61%
Others 43.22%
Alkem Laboratories Ltd 1.53%
Bombay Stock Exchange Ltd 1.53%
Bajaj Holdings & Investment Limited 1.52%
Cummins India Ltd. Debt Maturity Profile
1.52%
CG Power and Industrial Solutions Limited 1.51% 100.00%
100.00%
Persistent Systems Ltd. 1.43%
AU Small Finance Bank Limited 1.34%
Balkrishna Industries Ltd. 1.29%
Voltas Ltd 1.26%
IPCA Laboratories Ltd 90.00%
1.25%
Torrent Power Ltd. 1.25%
Bharti Hexacom Limited 1.20%
SRF Limited 1.20%
Solar Industries India Ltd 1.15% 80.00%
Page Industries Ltd 1.12% 0 - 1 Yr

Mphasis Limited 1.11%

Axis Bank Limited 1.10%
HDFC Bank Limited 1.09%
Ashok Leyland Limited 1.05%
Sanofi Consumer Healthcare India Limited 1.05%
APL Apollo Tubes Ltd 1.04%
Reliance Industries Limited 1.03%
Tvs Motor Company Ltd. 1.03%
Hindustan Petroleum Corporation Ltd. 0.97%
Mahindra & Mahindra Financial Services Limited 0.96%
Trent Ltd. 0.96%
Varun Beverages Ltd. 0.95%
FSN E-Commerce Ventures Limited 0.94%
Bharat Electronics Ltd 0.91%
KPIT TECHNOLOGIES LIMITED 0.91%
Bharat Forge Ltd 0.90%
UNO Minda Limited 0.87%
Prestige Estates Projects Ltd 0.86%
Jindal Steel & Power Limited 0.85%
Macrotech Developers Ltd 0.82%
ICICI Bank Limited 0.79%
IndusInd Bank Limited 0.78%
Bharti Airtel Ltd 0.78%
Godrej Properties Limited 0.76%
Astral Limited 0.75%
Indian Bank 0.74%
Tube Investments of India Ltd. 0.73%
ITC Limited 0.73%
Titan Company Limited 0.71%
UPL Limited 0.67%
National Mineral Development Corporation Ltd 0.63%
MRF Ltd. 0.60%
P I Industries Limited 0.60%
Fortis Healthcare Limited 0.58%
INOX India Limited 0.57%
Sona BLW Precision Forgings Limited 0.57%
Indraprastha Gas Ltd. 0.56%
Bank of India 0.55%
Kaynes Technology India Limited 0.55%
ACC Ltd. 0.54%
Apollo Hospitals Enterprise Limited 0.52%
Cello World Limited 0.51%
Shriram Finance Ltd 0.51%
Info Edge (India) Limited 0.51%
Kotak Mahindra Bank Limited 0.50%
Others 18.47%

Total 91.90%

Deposits, Money Mkt Securities and Net Current 8.10%

Grand Total 100.00%

Debt Parameters
Portfolio Yield (%) 6.16%
Avg Maturity (In Months) 0.10
Modified Duration (In Years) 0.01