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Reflection Paper 01

The CBMA Entrepreneurship and Financial Literacy Seminar focused on empowering students through practical financial and entrepreneurial knowledge. Speakers Ms. Michelle Charlene Chua and Ms. Fatima Andrea Sanchez Cruz provided insights on budgeting, financial independence, and the realities of entrepreneurship in the Philippines. The seminar emphasized the importance of financial literacy and entrepreneurial thinking for personal growth and community contribution.

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14 views5 pages

Reflection Paper 01

The CBMA Entrepreneurship and Financial Literacy Seminar focused on empowering students through practical financial and entrepreneurial knowledge. Speakers Ms. Michelle Charlene Chua and Ms. Fatima Andrea Sanchez Cruz provided insights on budgeting, financial independence, and the realities of entrepreneurship in the Philippines. The seminar emphasized the importance of financial literacy and entrepreneurial thinking for personal growth and community contribution.

Uploaded by

ninoysoriano9
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© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
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Name: Micah Faith P.

Lanado
Course/Year: BSA 3-3
Subject Code: A146- Accounting for Government and NPO’s
Schedule: Th & F 2:30-4:00 PM

REFLECTION PAPER
CBMA ENTREPRENEURSHIP AND FINANCIAL LITERACY SEMINAR
THEME: COMMUNITY-DRIVEN LEARNING: FINANCIAL AND ENTREPRENEURIAL
EMPOWERMENT THROUGH SPIRIT VOLUNTEERISM

Part 1: About the Organizer and Speaker

The College of Business Management and Accountancy (CBMA) is dedicated to molding


future professionals in business, entrepreneurship, and accounting through its commitment to
excellence in education. It provides students with a strong foundation in both theory and practice,
helping them develop critical thinking, leadership, and problem-solving skills that are essential in
today’s competitive global economy.

CBMA combines high-quality academic programs with hands-on learning experiences and
community engagement, ensuring students are prepared for real-world challenges. With access to
modern facilities and guidance from experienced mentors, students gain practical insights that
complement their academic knowledge. Beyond professional preparation, CBMA also fosters a
sense of social responsibility, encouraging students to contribute to the betterment of their
communities.

By nurturing innovation, integrity, and adaptability, CBMA empowers its graduates to


succeed in their careers and make meaningful impacts in their fields. It stands as a beacon for
quality education and professional growth, inspiring students to become leaders and
changemakers in an ever-evolving world.

Ms. Michelle Charlene D. Chua, who works as Assistant Mall Manager at SM City Rosales,
brings her experience in operations, administration, and financial planning to the table. With over
ten years in the field, she draws on her psychology degree from Saint Louis University and her time
with the SLU Glee Club to connect with students on a personal level. Her talk was truly inspiring
and encouraged us to take control of our financial future. She shared practical tips on how to spend
wisely, save efficiently, and start investing, which really resonated with me and motivated me to
think more critically about my financial habits.

On the other hand, Ms. Fatima Andrea Sanchez Cruz, a Trade and Industry Specialist at
DTI, delivered an equally impactful session. She provided invaluable insights into starting and
growing a business, shedding light on the challenges and opportunities within the business
landscape in the Philippines. What stood out to me was her emphasis on staying adaptable and
maintaining a growth mindset, which I found incredibly relevant in today’s dynamic environment.
Her interactive approach allowed us to brainstorm business ideas, assess market needs, and learn
how to craft strong business plans, making the session both engaging and practical for anyone
looking to venture into entrepreneurship.

Part 2: Summary of the Seminar

One of the standout sessions was led by Ms. Michelle Charlene Chua, Assistant Mall
Manager at SM City Rosales. She shared practical tips on budgeting, smart spending habits, and
achieving financial independence. Her personal story as a working student added depth to her
message, and her statement, “To get rich, you have to be making money while sleeping,” truly
struck a chord with me. It motivated us to rethink our financial habits and aim for financial stability.

Another highlight was the presentation by Ms. Fatima Andrea Sanchez Cruz, a Trade and
Industry Specialist from the DTI. She delved into the realities of entrepreneurship in the Philippines,
addressing key topics like MSMEs, market trends, and challenges. Her interactive session
encouraged us to brainstorm business ideas, understand market demands, and develop actionable
business plans. It was an eye-opening experience that made the path to entrepreneurship feel
achievable and exciting.

The seminar concluded with an inspiring message underscored the importance of financial
literacy and entrepreneurial thinking in shaping future business leaders. By the end of the event, I
felt empowered with practical tools, valuable insights, and a greater sense of confidence to face
financial and entrepreneurial challenges. This seminar was a testament to CBMA’s dedication to
nurturing skilled and socially responsible professionals. It left a lasting impact on me and reinforced
the importance of using what I’ve learned to make meaningful contributions in my chosen field and
community.

Part 3: What I Learned from the Seminar

In my perspective, the CBMA Entrepreneurship and Financial Literacy Seminar was an


incredibly enlightening experience. It provided me with practical knowledge and skills that I could
apply to my own financial journey and entrepreneurial aspirations. The engaging sessions, led by
accomplished speakers, gave me actionable strategies for budgeting, saving, and making sound
financial decisions. What truly stood out to me was the emphasis on financial independence and
the value of entrepreneurial thinking as tools not just for success, but for security and growth.

This seminar made me realize that financial literacy and entrepreneurship are about much
more than earning money—they're about creating opportunities, making informed choices, and
managing risks responsibly. It inspired me to approach financial stability and entrepreneurial
ventures with careful planning, discipline, and a commitment to continuous learning.

Overall, the seminar had a lasting impact on me. It reinforced the importance of equipping
myself with the right knowledge and tools to succeed, not only for my personal growth but also to
contribute meaningfully to my community and future endeavors. I truly appreciate CBMA’s
dedication to nurturing skilled professionals and fostering a culture of empowerment and
responsibility.

Noted:

REMEDIOS A. PALAGANAS, CPA, MBA


Assistant Professor IV

Part 4: Documentation
Registration
Presentation of Ms. Fatima Andrea Cruz

Awarding of Certificates

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