Green Banking Initiatives of

Banking Sector with reference to

Commercial Banks

Project Centric Learning Report submitted to

JAIN (Deemed-to-be University)

by
AMUL UPPAR
USN: 23BAR00036
II SEMESTER

Under the guidance of

Akash M S
Assistant Professor

Department of Commerce and Management

Centre for Distance and Online Education
JAIN (Deemed-to-be-University)
Bengaluru
September 2024
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Introduction

The enhancement of technology in rural education involves several key areas that
together contribute to a more accessible and effective learning environment.

1. E-Learning Platforms and Digital Resources:

Access to Content: E-Learning platforms provide a wide range of digital educational
resources, including videos, interactive modules, and e-books. These resources are
accessible anytime and anywhere, which is particularly beneficial for students in
remote rural areas who may not have regular access to quality teaching.
Flexible Learning: Students can learn at their own pace and revisit materials as
needed, allowing for a more personalized learning experience that accommodates
different learning speeds and styles.

2. ICT (Information and Communication Technology) Integration:

Improved Teaching Methods: ICT tools such as computers, tablets, and projectors
enhance traditional teaching methods by incorporating multimedia elements like
animations, simulations, and interactive quizzes. This makes learning more engaging
and helps in better retention of information.
Teacher Training: ICT also supports teacher training programs, allowing educators in
rural areas to access professional development opportunities and improve their
teaching skills through online courses and webinars.

3. Virtualization and Cloud Computing:

Resource Sharing: Virtualization technologies allow schools to share resources
efficiently by creating virtual classrooms and labs. This reduces the need for physical
infrastructure and makes it possible to offer a wider range of courses without needing
on-site resources.
Cost-Effective Solutions: Cloud computing offers a scalable solution for storing
educational content and managing data, reducing the costs associated with
maintaining physical servers and infrastructure.
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4. Mobile Technology and Internet Connectivity:

Mobile Learning: With the rise of smartphones and mobile internet, students in rural
areas can access educational content on their phones. This mobile access is crucial in
areas where traditional computer access might be limited.
Internet Accessibility: Efforts to improve internet connectivity in rural areas through
government initiatives and private sector involvement are vital for enabling the use of
digital learning resources and connecting rural students to the global education
network.

5. Government and NGO Initiatives:

Policy Support and Funding: Governments and non-governmental organizations play
a crucial role in promoting the use of technology in rural education. Initiatives like
Digital India aim to improve digital literacy and provide necessary infrastructure,
while organizations like the Azim Premji Foundation focus on enhancing rural
education through technology-assisted learning.
Public-Private Partnerships: Collaborations between the government, private
companies, and NGOs have led to the development of innovative educational
programs and the distribution of digital devices, ensuring broader reach and impact.

6. Challenges and Future Directions:

Infrastructure Limitations: Despite the progress, many rural areas still face challenges
such as unreliable electricity supply, inadequate internet connectivity, and a lack of
digital literacy among students and teachers.
Sustainable Implementation: For technology to have a lasting impact on rural
education, it must be implemented sustainably, with ongoing support for maintenance,
training, and upgrades to keep pace with technological advancements.

Overall, the enhancement of technology in rural education is a transformative process

that requires a holistic approach, combining digital resources, infrastructure
development, policy support, and community engagement to ensure equitable access
to quality education for all.
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Literature Review

Role of E-Learning in Indian Education System

This paper consist of awareness and impact of E-Learning in selected rural areas in
India, the providers and learners ratio and an analysis on the collected data has been
made to find the advantages of E-Learning resources and their affect on social and
mental development of the individuals belonging to rural areas.E-Learning is
referred to as teaching and learning by using electronic media. It is generally meant
for remote learning or distance learning, but can also be used in face-to-face mode.

Some of the E-Learning applications are mentioned which includes computer-based,

web-based, technology based learning and virtual education opportunities. Content
delivery is with the help of Internet, intranet, extranet, audio or video tape, satellite
TV, and CD-ROM and it includes media in the form of text, image, animation,
streaming video and audio. The above mentioned E-Learning applications helps in
rural education in such a way where the teachers can upload their lecture in web-
based applicaton through which student can access the content of lecture from
anywhere and anytime, the other E-Learning application where the teaching can be
made more effective and efficient way by using virtualize classes with these there
are many other E-Learning applications also can be used for the enhancement of
rural education.

This research paper mainly includes the survey and analytics of E-Learning
providers and the subjects offere by E-Learning.The most popular delivery method
is the E-Learning platform (88% of providers) followed by websites, DVDs, CDs
and Video. Mobile phones, i-phones and tablets are used only by a very small
minority of providers (5%).The learning tools used also show a preference for more
conventional instruments, with very high proportions of providers using text reading
and power-point presentations, followed by animated content, videos and email
attachments. Game based learning and role based learning are used only by around
one in four providers or less.
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Use of technology in Rural education of India

Some of the ways in which technology improves education over time such as
teachers can collaborate to share their ideas and resources online, technology gives
students immediate access to an abundance of quality information which leads to
learning at much quicker rates than before.

The paper mainly includes the Initiatives Successful initiatives have been taken and
some are even in pipeline. NGOs are playing an important role in technology
assisted rural education. A not-for-profit organization, Azim Premji Foundation, run
by Wipro group has been working towards this issue since 2001. It is helping 2
million children in 16,000 schools from 14 state governments. This foundation
works by assisting computer-aided learning. Computers are considered as an asset.

VidyaGyan works with an aim to uplift the exceptional rural students from
economically disadvantage background. They are given world-class education free
of cost at VidyaGyan which is a residential institute. It is an initiative of the Shiv
Nadar Foundation founded by Shiv Nadar. He is the founder of HCL.

Samudaya - Under this programme 2000 children were taught English, social
science, science and mathematics through technology. Using same method 250
teachers were also trained and the outcome was really positive. It tremendously
reduced the school dropout rates and absenteeism and at the same time improved the
level of confidence.

Other than these there are some of the technologies such as Sharing one device with
lots of people While much press attention is paid to projects that promise things like
‘one educational tablet for every student’, it is not only in the case of communal
technologies like radio and television where the benefits of using one device can
reach many learners at once. As part of some projects, classrooms of up to 50
students can each ‘operate’ a single computer independently, as long as they each
have their own mouse.
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Advanced Technologies and Tools for Indian Rural School Education System

This paper includes the latest technologies and tools which help in solving the rural
education problems, discussion on the Indian school education system, rural
education system environment and its problems. The paper mainly includes the
advanced technologies and tools such as

virtualization technologies which provides the virtual desktop, virtual storage area and
virtual network. Virtualization supports the mechanism of internet- based access to
virtual desktops and storages. Desktop/Hardware and Storage virtualizations are some
of the technologies discussed which are necessary in education learning system.
Following sections briefly explain about desktop/hardware and storage virtualizations.

Cloud Computing Technology is an on demand, internet based technology. Cloud

computing is emerging technology. It provides the software, infrastructure and storage
as a service. It offers on-demand internet-based service. It’s an internet technology
which has created and shared a place among experts Virtual Machine Manager Host
Expert can place education/knowledge materials and rural schools can utilize them.

Two cloud services which support the rural applications are: Infrastructure- as- a
service and Data Storage as a service. Infrastructure-as-a-Service supplies virtual
hardware resources such as computers, networks, or storage, so that the processed
data can be stored in the cloud itself. Infrastructure-as-a-Service refers to a
combination of hosting, hardware, provisioning and basic services needed to run a
cloud. Data Storage-as-a Service provides huge data storage service to user where
user can store huge data backup.
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Technology as a Tool for Development of Rural Education

The paper gives an idea about how to integrate ICT in rural education. ICT stands for
“Information and communication technology”. It refers to technologies that provide
access to information through telecommunication. It is similar to Information
Technology (IT) but focuses primarily on communication technologies. This includes
the internet, wireless networks, cell phones and other communication mediums. It
means we have more opportunities to use ICT in teacher training programmes now
days and improve quality of teacher for teach effectively.

This paper aims to provide ideas for improving rural education through ICTs,
especially computer-related technologies, and suggests effective implementation of
the national policy for ICT in education in rural areas. One of the key ways to
improve computer education in rural India is to integrate various government self-
employment training institutes to work for ICT education programs. Additionally,
disseminating worldwide current science and technological-related information to
rural students can increase their knowledge and skillsets. This will help to create
awareness for the effective utilization of local resources for the development of the
economic conditions of rural areas.

Another way to improve rural education is to provide employment-related education

through computer technologies for school students at the standard of 8th to 12th. This
will help to prepare them for the job market and enable them to become self-sufficient.
The use of rural kiosk machines can also be an effective way to provide access to
updated and latest information, particularly for students and educators. In conclusion,
while the development of ICTs in India has progressed significantly, the benefits of
these technologies are yet to reach rural areas. However, by implementing the ideas
proposed in this paper and effective utilization of available resources, it is possible to
bridge the digital divide in rural India and provide quality education to all, regardless
of their location or socioeconomic status.
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School Participation in Rural India

This paper presents an analysis of the determinants of school participation in rural

north India, based on a recent household survey which includes detailed information
on school characteristics. School participation, especially among girls, responds to a
wide range of variables, including parental education and motivation, social
background, dependency ratios, work opportunities, village development, teacher
postings, teacher regularity and mid-day meals. The remarkable lead achieved by
the state of Himachal Pradesh is fully accounted for by these variables. School
quality matters, but it is not related in a simple way to specific inputs.

This paper presents and analysis of the determinants of school participation in rural
north India, based on a recent household survey which includes detailed information on
school characteristics. School participation, especially among girls, responds to a wide
range of variables, including parental education and motivation, social background,
dependency ratios, work opportunities, village development, teacher postings, teacher
regularity and mid- day meals. The remarkable lead achieved by the state of Himachal
Pradesh is fully accounted for by these variables. School quality matters, but it is not
related in a simple way to specific inputs.
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Objectives:

·Evaluate the Awareness and Impact of E-Learning: Investigate the awareness level
of E-Learning tools and their impact on social and mental development in selected
rural areas of India.

·Analyze E-Learning Providers and Methods: Examine the ratio of E-Learning

providers to learners and analyze the effectiveness of different E-Learning methods

and technologies in rural education.

·Explore the Use of Advanced Technologies in Rural Education: Assess the role of
advanced technologies like virtualization and cloud computing in enhancing the
quality of rural education in India.

·Assess the Effectiveness of ICT Integration: Investigate how integrating Information

and Communication Technologies (ICT) can improve the quality and accessibility of
education in rural areas.

·Determine Factors Affecting School Participation: Analyze the determinants of

school participation in rural India, with a focus on social, economic, and educational
factors influencing school attendance, especially among girls.
·
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References

Ayisha Sidiqua M., Karpagam V., K. Jagadeesh, Y.Ibrahim, K.Kanmani “Role of E-

Learning in Indian Education System” International Journal of Engineering and
Advanced Technology october(2019).

Dharam Singh “Use of technology in Rural education of India”Maulana Azad

National Urdu University , Hyderabad .

Dinesha H A, Dr. V.K. Agrawal “Advanced Technologies and Tools for Indian Rural
School Education System ”International Journal of Computer Applications ,December
2011.

Dr. Utpal Rakshit “Technology as a Tool for Development of Rural Education”

EPRA International Journal of Research and Development.

Jean Dreze and Geeta Gandhi Kingdon “School Participation in Rural India ” .