iBiz Muamalat

User Guide | Bulk Payment

iBiz Muamalat User Guide | Bulk Payment

1. Overview
2. Bulk Payment 1 – Overview
Bulk Transfer is a service provided to simplify and accelerate Corporate User’s payment via file upload
3. Payroll
method. This method which is through formatted text file (txt) or excel template (xls) and can be
4. Annex 1 - Bulk Payment File Format combined multiple payment types (Bank Muamalat, IBG & RENTAS) in a single submission.
5. Annex 2 - Payroll File Format Types of Bulk Transfer offered are Encrypted, Bulk Payment and Payroll
6. Annex 3 – List of Bank Code
No limitations pay to beneficiary per file per day and can be up to 10,000 beneficiaries per submission.
To ensure the payment submitted executes efficiently, Bulk Transfer through iBiz Muamalat will be
processed via bulk window processing schedule, as below:

Final Authorizer Debit from Credit to IBG

Bulk Payment Credit to Credit to RENTAS
(Approved Corporate Account
Windows Muamalat Account (estimation)
Before) Account (estimation)
W1 6.30 am 7.15 am 7.15 am 2.00 pm 9.00 am
W2 9.30 am 10.15 am 10.15 am 5.00 pm 11.00 am
W3 11.15 am 12.45 pm 12.45 pm 8.20 pm 2.00 pm
W4 2.15 pm 3.00 pm 3.00 pm 11.00 pm 3.30 pm
Bulk Payment W5 6.30 pm 7.15 pm 7.15 pm NWD (11.00 am) NWD (9.00 am)
processing W6 8.30 pm 9.15 pm 9.15 pm NWD (11.00 am) NWD (9.00 am)
effected after
final Authorizer NWD: Next Working (Federal Territory) Day
approved the
payment
iBiz Muamalat User Guide | Bulk Transfer
1. Overview
2. Bulk Payment 2 – Bulk Payment
2.1. Corporate Maker to log into https://ibiz.muamalat.com.my and mouse over <Corporate
3. Payroll
Payment Services> tab and click <Bulk Payment> tab menu.
4. Annex 1 - Bulk Payment File Format
5. Annex 2 - Payroll File Format
6. Annex 3 – List of Bank Code

2.2. Bulk Payment input screen is displayed and enter required information. Then, click <Confirm>
button.
‘File Batch Ref No’ Payment Date :
& ‘Uploaded file Set to current date or future
name’ must always date
be unique (no File Batch Ref No :
repetition), for each Key indicator for payment file to
submission be upload i.e. voucher number
File Upload :
Click <Browse> to search and
upload payment file through
text (txt) or excel (xls) format.

SMS and Email Notification :

To notify Corporate User’s
company that a bulk payment
has transacted
iBiz Muamalat User Guide | Bulk Transfer
2.3. ‘Bulk Payment – Preview’ page displayed. Click <File Batch Ref No> hyperlink to review the
1. Overview
batch details screen.
2. Bulk Payment
3. Payroll
4. Annex 1 – Bulk Payment File Format
5. Annex 2 – Payroll File Format
6. Annex 3 – List of Bank Code

2.4. ‘Bulk Payment – Batch Details’ page displayed. Click <Back> button to navigate back to previous
page.
iBiz Muamalat User Guide | Bulk Transfer
1. Overview 2.5. Click <Submit> button to confirm the bulk payment.
2. Bulk Payment
3. Payroll
4. Annex 1 – Bulk Payment File Format
5. Annex 2 – Payroll File Format
6. Annex 3 – List of Bank Code

2.6. ‘Bulk Payment – Acknowledgement’ page displayed. Click <OK> button to navigate to Bulk
Payment input page.

Bulk Payment has completed and pending for payment authorization. Refer to
iBiz Muamalat User Guide - Payment Authorization for the steps.
iBiz Muamalat User Guide | Bulk Transfer
1. Overview
2. Bulk Payment 3 – Payroll
3.1. Mouse over <Corporate Payment Services>” tab and click <Payroll> menu
3. Payroll
4. Annex 1 – Bulk Payment File Format
5. Annex 2 – Payroll File Format
6. Annex 3 – List of Bank Code

3.2. ‘Payroll’ input screen displayed and enter required information. Then, click <Confirm> button.
Payment Date :
Set to current date or future
date

File Batch Ref No :

Key indicator for payment
file to be upload i.e. salary
‘File Batch Ref No’ batch ID
& ‘Uploaded file
File Upload :
name’ must always Click <Browse> to search and
be unique (no upload payment file through
repetition), for each text (txt) or excel (xls)
submission format.

SMS and Email Notification :

To notify Corporate User’s
company that a payroll
payment has transacted
iBiz Muamalat User Guide | Bulk Transfer
3.3. ‘Bulk Payment – Preview’ page displayed. Click <File Batch Ref No> hyperlink to review the batch
1. Overview
details screen.
2. Bulk Payment
3. Payroll
4. Annex 1 – Bulk Payment File Format
5. Annex 2 – Payroll File Format
6. Annex 3 – List of Bank Code

3.4. ‘Payroll – Batch Details’ page displayed. Click <Back> button to navigate back to previous page.
iBiz Muamalat User Guide | Bulk Transfer
1. Overview 3.5. Click <Submit> button to confirm the payroll payment.
2. Bulk Payment
3. Payroll
4. Annex 1 – Bulk Payment File Format
5. Annex 2 – Payroll File Format
6. Annex 3 – List of Bank Code

3.6. ‘Payroll – Acknowledgement’ page displayed. Click <OK> button to navigate back to Payroll input
page.

Payroll payment has completed and pending for payment authorization. Refer
to iBiz Muamalat User Guide - Payment Authorization for the steps.
iBiz Muamalat User Guide | Bulk Transfer

Annex 1 – Bulk Payment File Format

a) Bulk Payment Format Structure - to convert into text file format

Header
Field Name Length M/O Field Description Remark
Record type 2 M Record Type Fixed ‘01’
Organisation Code 5 M Unique code which represent corporate. (ask bank for the code)
Organisation Name 40 M
Crediting Date 8 M DDMMCCYY
Security Code 16 M Zero Fill
Filler 150 M Filler Space Fill
Detail
Field Name Length M/O Field Description Remark
Record type 2 M Fixed ‘02’
Bank Code 7 M Left Justified end with zeros Refer to list of Bank Code
Account Number 16 M Beneficiary Account No. Left Justified ends with spaces. No spaces or
dashes allowed.
Beneficiary Name 40 M Left Justified
Payment Amount 11 M (11 digits with 2 decimals inclusive) e.g 00000150025= RM 1,500.25
Reference Number 30 M EFT Number
Beneficiary ID 20 M Beneficiary ID No
Transaction Type 1 M 1=Debit, 2=Credit
Payment Description 23 M Left Justified
Payee’s Mobile Phone 11 O Left Justified
Payee’s email Address 60 O Left Justified
Footer
Field Name Length M/O Field Description Remark
Record type 2 M Fixed ‘03’
Total Number of Records 6 M
Total Amount 13 M 13 digits with 2 decimals inclusive
Filler 200 M Filler Value spaces
iBiz Muamalat User Guide | Bulk Transfer
Sample Bulk Payment Text File:

Beneficiary ID
 New IC / Old ID
 Passport / Army /
b) Bulk Payment Excel Template Police ID
 Business Registration
Amount Mobile Number
Number
Account Number  11 digits  Optional
 Others
 Maximum 16  Without decimal  Charges may apply
characters

Bank Code Beneficiary Email Address

Reference Number Payment
 Refer Name (optional)
/ EFT number. Description
Bank Code
 max 30
 Mandator
characters.
y
 Unique and no
repetition
iBiz Muamalat User Guide | Bulk Transfer

Annex 2 – Payroll File Format

a) Payroll Format Structure - to convert into text file format

Header
Field Name Length M/O Field Description Remark
Record type 2 M Record Type Fixed ‘01’
Organisation Code 5 M Unique code which represent corporate. (ask bank for the code)
Organisation Name 40 M
Crediting Date 8 M DDMMCCYY
Security Code 16 M 0 Fill
Filler 79 M Filler Space Fill
Detail
Field Name Length M/O Field Description Remark
Record type 2 M Fixed ‘02’
Bank Code 7 M Left Justified end with zeros Refer to list of Bank Code
Account Number 16 M Beneficiary Account No. Left Justified ends with spaces. No spaces or
dashes allowed.
Beneficiary Name 40 M Left Justified
Payment Amount 11 M (11 digits with 2 decimals inclusive) e.g 00000150025= RM 1,500.25
Reference Number 30 M EFT Number
Beneficiary ID 20 M Beneficiary ID No
Transaction Type 1 M 1=Debit, 2=Credit
Payment Description 23 M Left Justified
Footer
Field Name Length M/O Field Description Remark
Record type 2 M Fixed ‘03’
Total Number of Records 6 M
Total Amount 13 M 13 digits with 2 decimals inclusive
Filler 129 M Filler Value spaces
iBiz Muamalat User Guide | Bulk Transfer
Sample Payroll Text File:

b) Payroll Excel Template

Beneficiary ID
 New IC / Old ID
 Passport / Army / Police ID
Amount
Account Number  Business Registration Number
 11 digits
 Maximum 16  Others
 Without decimal
characters

Bank Code Beneficiary Reference Number Payment

 Refer Name / EFT number. Description
Bank Code
 max 30
 Mandator characters.
y
 Unique and no
repetition
iBiz Muamalat User Guide | Bulk Transfer

Annex 3 – List of Bank Code

Participating Banks BNM Code Participating Banks BNM Code
Affin Bank Berhad 3200000 Hong Leong Bank Berhad 2400000
Alliance Bank Malaysia Berhad 1200000 HSBC Bank (M) Berhad 2200000
Al-Rajhi Banking & Investment Corporation (M) Berhad 5300000 Industrial and Commercial Bank Of China (M) Berhad 5900000
Ambank Berhad 0800000 JP Morgan Chase (M) Berhad 4800000
Bank Islam Malaysia Berhad 4500000 Kuwait Finance House (M) Berhad 4700000
Bank Muamalat Malaysia Berhad 4100000 Maybank Berhad 2700000
Bank Of America Malaysia Berhad 0700000 Mizuho Corporate Bank (M) Berhad 6100000
Bank Pertanian Malaysia Berhad - AGRO Bank 4900000 OCBC Bank (M) Berhad 2900000
Bank Rakyat Malaysia Berhad 0200000 Public Bank Berhad 3300000
Bank Simpanan Nasional 1000000 RHB Bank Berhad 1800000
BNP Paribas (M) Berhad 6300000 Royal Bank Of Scotland (M) Berhad 4600000
CIMB Bank Berhad 3500000 Standard Chartered Bank (M) Berhad 1400000
Citibank (M) Berhad 1700000 Sumitomo Mitsui Banking Corporation (M) Berhad 5100000
Deutsche Bank (M) Berhad 1900000 UOB Bank (M) Berhad 2600000
Bank of China (M) Berhad 4200000
iBiz Muamalat User Guide | Bulk Transfer

Call us:
Customer Care Line
1-300-88-8787 (from Local)
+603-2600 5500 (from Overseas)
Operating 24 hours daily

Email us:
iBiz Muamalat Support Team
ibiz@muamalat.com.my
03-26005622 / 03-26005625
03-20505620 / 03-26005623
8.45am – 5.45pm, Monday to Friday