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School Grade Level Teacher Learning Area Teaching Date and Time Quarter Daily Lesso N Plan

This lesson plan discusses budgeting and allocating family resources. It provides the national average percentages that families in the US spend on different budget categories like housing, utilities, food, clothing, etc. The lesson will teach students about developing a budget based on percentages of income, discuss the typical budget categories, and have groups dramatize how a family would budget their income. The goal is for students to understand why budgeting is important for managing family finances.

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Maribel A. Bustillo
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234 views3 pages

School Grade Level Teacher Learning Area Teaching Date and Time Quarter Daily Lesso N Plan

This lesson plan discusses budgeting and allocating family resources. It provides the national average percentages that families in the US spend on different budget categories like housing, utilities, food, clothing, etc. The lesson will teach students about developing a budget based on percentages of income, discuss the typical budget categories, and have groups dramatize how a family would budget their income. The goal is for students to understand why budgeting is important for managing family finances.

Uploaded by

Maribel A. Bustillo
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as DOC, PDF, TXT or read online on Scribd
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DAILY School LUGAY-LUGAY CENTRAL Grade Level SIX

LESSO Teacher MARIBEL A. BUSTILLO Learning Area TLE


N PLAN Teaching Date Quarter 1ST Quarter
and Time
I. OBJECTIVES
A. Content Standards Demonstrates an understanding of and skills in managing family resources

B. Performance Standards Manages family resources applying the principles of home management

C. Learning Competencies 1.3Allocates budget for basic and social needs such as:
1.3.1 food and clothing
1.3.2 shelter and education
1.3.3 social needs: social, and moral obligations
(birthdays, baptisms, etc.), family activities, school affairs
1.3.4 savings/emergency budget (health, house, repair)
TLE6HE-Ob-3

1.3 Allocating Budget For Basic And Social Needs Such As:
1.3.1 food and clothing
1.3.2shelter and education
II. CONTENT 1.3.3 social needs: social, and moral obligations
(birthdays, baptisms, etc.), family activities, school affairs
1.3.4 savings/emergency budget (health, house, repair)

III. LEARNING RESOURCES


A. References
1. Teacher’s Guide pages TLE6HE-Ob.1.3
2. Learner’s Materials pages
3. Textbook pages
4. LR Portal Internet
B. Other Learning Resources
IV. PROCEDURES
A. Review previous lesson or What are the sources of income of the family?
presenting the new lesson
B. Establishing a purpose for Budgeting is like dieting: You can’t escape the feelings of deprivation and restriction, but
the lesson you do it anyway because you know it’s good for you. In both cases, it’s tough to find the
formula that’s right, and tougher still to stay on track. Developing percentage guidelines
for your family income is vital to a family budget. This allows you to spend what is
needed without going over the allotted amount that you have set for each category of
expenses. After you have listed your income and variable and fixed expenses, make sure
that the expenses do not exceed the percentage you have set for that category. Some
professionals suggest limiting the necessities to 60 percent of your income.
C. Presenting The Category Average Percentages
examples/instances of the National Average Budget Category Percentages of Net Income
new lesson
Category Percent of Overall Spending
Housing (mortgage/rent, Real estate taxes) 24%
Utilities (water, power, garbage collection, 8%
Food 14%
Clothing 4%
Medical/Healthcare 6%
Donations/Gifts to Charity 4%
Savings and Insurance 9%
Entertainment and Recreation 5%
Transportation (car payments, gas, service) 14%
Personal/Debt Payments/Misc 12%
D. Discussing new concepts Discuss the lesson well.
and practicing new skills #1

E. Discussing new concepts Explain one by one the different categories and the percent of over-all spending.
and practicing new skills #2
F. Developing mastery
Ask: Do you parents do the budgeting? What category do you think the family has the most
percentage of spending?
G. Finding practical Grouping”
applications of concepts and Have each group dramatize how the family should budget the family’s income.
skills in daily living
H. Making generalizations What is budgeting? Why is it important?
and abstractions about the noun
lesson 1.
an estimate, often itemized, of expectedincome and expense for a given period in thefut
ure.
2.
a plan of operations based on such anestimate.
3.
an itemized allotment of funds, time, etc., for agiven period.
4.
the total sum of money set aside or needed fora purpose:

I. Evaluating learning 1.
J. Additional activities for
application or remediation
A. 5 A. 5
4 4
3 3
V. REMARKS 2 2
1 1
0 0

VI. REFLECTION
A. 80%
B. Require remediation
C. Caught up with the lesson
D. Continue to require
remediation.
E. Do varied teaching
strategy work? Why?
F. Difficulties

G. Innovation

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