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Do For Self - Bankruptcy

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142 views12 pages

Do For Self - Bankruptcy

Uploaded by

J. Fluellyn
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
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DISCLAIMER-

This Publication is designed to provide accurate and authoritative


information with regard to The subject matter covered. While all of
the stories described in the book may be based on True experiences,
most of the names are pseudonyms, and some situations have been
changed Slightly for educational purposes and to protect each
individuals privacy. It is sold with the Understanding that the publisher
is not engaged in rendering legal or other professional advice. If
legal advice or other expert assistance is required, the services of a
competent professional Person should be sought.

All rights reserved. No part of this ebook may be reproduced or


transmitted In any form or by any means, electronic, or mechanical,
including, photocopying, recording, or by any information Storage
or retrieval systems, without the written permission of the publisher,
except where permitted by law.

The Authors and publishers specifically disclaim all responsibility for


any liability, loss or risk. Personal or otherwise which is incurred as a
consequence, directly or indirectly, of the use And application of any
of the contents of this book. The Bureau Bullies LLC its logos, and
Marks are trademarks of The Bureau Bullies LLC.
Dedication
A couple of months ago I tweeted how to remove bankruptcies from
consumer reports. The thread went viral. The thread going viral wasn’t my
intention, but people being able to progress After removing bankruptcies,
and seeing their power was my true intention, so this ebook is dedicated
to all of you. It is absolutely free. No games, no upsells, and no gimmicks.
Download it, study it, fact check it, utilize what benefits you and spread it
to those in need.

Your Brother,

Umar Clark

#DoForSelf.
So let’s get straight to it. It doesn’t matter if you filed chapter 7, 11, or
13 this method will work. I have never personally filed bankruptcy, but
lots of my students have and they have used this method I am about to
show you. I advise you to not just copy what I show you word for Word,
but to still study and do your own independent research.

The main consumer reporting agencies that most of us know about are
Transunion, Equifax and Experian. Although, these 3 may be reporting
the bankruptcy they are not your starting point. Even though this is the
place you probably want it removed from this is not where you should
Start to have it removed.

First ask yourself a quick question. When you filed “bankruptcy” and
you were told to attend your creditor meeting who all showed up? Did
Cap one? Amex? I think not  We are not going to go too deep into
that. I just had to show you your power before I dive into the subject
matter. Typical brother Umar stuff 

Your Brother,

Umar Clark

#DoForSelf.

DO FOR SELF
STEP
ONE
DO FOR SELF
The consumer reporting agency that houses your bankruptcy and other vital information
that you may not be aware of is a corporation by the name of LexisNexis. They use a
database called Pacer to fish Out negative info on consumers and then they sell it to the
other consumer reporting agencies. Before we even officially dig in we already have our
first violation (which you want to write down) 15 usc 1681(a)(4)-

Notice that congress makes it clear that a consumer has a right to privacy. They never
define What privacy is because only YOU the consumer can define what privacy is to you.
LexisNexis Going out and fishing for negative information about you is an infringement
upon a consumer’s Right to privacy pursuant to 15 usc 1681(a)(4). Please write that down
you’re going to need it as We proceed.

Violations so far-

1. 15 usc 1681(a)(4) “Infringed Upon a Consumer’s right to privacy”

DO FOR SELF
STEP
TWO
DO FOR SELF
Now that we know where LexisNexis got your bankruptcy from let’s now look at how
to remove it. We just found out first violation now let’s look at a few more that will aid us
in getting this Bankruptcy permanently removed. So you should already have the first
violation written down Now here is the second one- 15 usc 1681b(a)(2)

LexisNexis did not have a Permissible purpose nor did they have your written instruction.

What’s next? You can now draft a letter, or an affidavit stating these violations, and be
specific About how LexisNexis violated these specific subsections. Once your letter or
affidavit is done You mail it off to LexisNexis certified mail with a green return receipt. After
they have received it you then file a CFPB complaint and attach everything you mailed off
and also attach proof that you mailed it to them (Certified mail receipt and green return
receipt). Will this get it removed? Maybe, but most likely they will respond and say they

DO FOR SELF
verified it which is what we want. They will claim that they verified it with the Bankruptcy
court. Which brings us to the next step.

Violations so far-

1. 15 usc 1681(a)(4) “Infringed Upon a Consumer’s right to privacy”


2. 15 usc 1681b(a)(2) “No Permissible purpose/ No written instruction”

DO FOR SELF
STEP
THREE
DO FOR SELF
Since LexisNexis claims they verified it with the Bankruptcy court we are now going to
trap Them two ways.

1. We are going to write a letter to the bankruptcy court(with your docket #) and simply
ask them if they furnished your bankruptcy to any consumer reporting agency? They
are going to respond letting you know they did not because bankruptcy courts do not
furnish anything to consumer reporting agencies because they know it is fraud. (Make
copies of this letter and keep it close because you are going to need it)

2. – 15 usc 1681a-( e)

DO FOR SELF
Since they claim they investigated it and verified it you now need to ask who they spoke
with. Because congress says in order for them to have conducted an investigation they
have to have Spoken to neighbors, friends or associates etc, and if they spoke with them
the information Provided cannot be factual. See the two traps we set? What’s next?

Take the paper from the bankruptcy court, and the letter from LexisNexis and write another
Letter or affidavit to them letting them know that they are caught in a lie, and that they are in
Violation. File a complaint with your attorney generals office with the paperwork you have,
and file another CFPB complaint with all the paperwork attached. Then call LexisNexis
after all of this is done. Let the associate know all the laws they violated and how you have
them trapped.

You may be on hold for a few hours, but do not budge or give up. Sometimes they will
say they cannot remove information over phone, but this is false. Stand your ground. Let
them know who all you filed complaints with and how much hardship this caused you.
The bankruotcy will be removed from LexisNexis. Once its removed from LexisNexis you
repeat the same process with Transunion, Equifax, and Experian.

arrow-alt-circle-left
Get to work!

DO FOR SELF

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