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Kotak Mahindra Bank: Presented by Navya.C

Kotak Mahindra Bank is an Indian private sector bank established in 1985. It was the first non-banking financial company in India to receive a banking license from the Reserve Bank of India. The bank has a presence across various banking services such as deposits, loans, investments and insurance. It operates over 1,000 branches across India.

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149 views29 pages

Kotak Mahindra Bank: Presented by Navya.C

Kotak Mahindra Bank is an Indian private sector bank established in 1985. It was the first non-banking financial company in India to receive a banking license from the Reserve Bank of India. The bank has a presence across various banking services such as deposits, loans, investments and insurance. It operates over 1,000 branches across India.

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KOTAK MAHINDRA BANK

-Presented by
NAVYA.C
About KOTAK MAHINDRA BANK :
 Kotak Mahindra Bank is an Indian sector banking Headquarter in
Mumbai, Maharashtra, India.
 Kotak Mahindra Group established in 1985 by Uday Bank, is an Indian
financial services conglomerate. In February 2003 Kotak Mahindra,
finance limited, received a banking license from Reserve Bank of India.
 Kotak Mahindra Finance Ltd. is the first company in the Indian
banking history to convert to a bank.
 Kotak Mahindra bank has presence in Commercial Vehicles, Retail
Finance, Corporate Banking, Treasury and Housing Finance
Tagline:

“ Let’s Make Money Simple


Ab Kona Kona Kotak

Logo:
Quick info:
 Industry : Banking, financial Services
 Founded :1985
 Type : Public
 Headquarter : Mumbai, India
 Products : Deposit Accounts, Loans, Investment Services
 Chairman : K.M. Gherda
 Executive Vice Chairman &
Managing Director : Uday Kotak
 chairman of board of Directors : Shankar Acharya
 Website : www.kotak.com
More about Kotak Mahindra Bank:

 Revenue : ₹21,176.09 crore(US$3.1 billion) (2017)[2]


 Operating income : ₹5,984.81 crore(US$870 million) (2017)[2]
 Net income : ₹3,411.50 crore(US$500 million) (2017)[2]
 Total assets : ₹214,589.95 crore(US$31 billion) (2017)[2]
 Number of employees : 33,013 (2017) [2]
 Capital ratio : 16.77% [2]
Kotak Mahindra SWOT Analysis
Strengths
• Innovative financial products of diverse categories
• Kotak Mahindra Finance Ltd. is the first company in the Indian banking
history to convert to a bank
• Comprehensive Cash Management System
• Has over 20,000 employees
• Customer account base of over 2.7 million

Weaknesses
• Lesser penetration as being late entrants
• Low publicity and marketing as compared to other premium banks in the
urban areas
Opportunities

• Increase in Industry banking


• Explore opportunities abroad by International banking

Threats
• Economic slowdown
• Highly competitive environment
• Stringent Banking Norms

Competitors

• Axis bank
• Union Bank of India
• Federal bank
Kotak has evolved over the years...

1996
Kotak Mahindra takes a significant stake in Ford Credit Kotak Mahindra
Ltd., for financing Ford vehicles.

2003
KMFL becomes India’s first non-banking finance company to be converted
into a commercial bank.

2014
Innovative solutions such as Jifi and KayPay launched for digital and social
media.
KOTAK MAHINDRA BANK has branches in 33 States

KOTAK MAHINDRA BANK has branches in

1. 30 District of KARNATAKA State


2. 21 District of ANDHRA PRADESH State
3. 4 District of ASSAM State
4. 10 District of BIHAR State
5. 1 District of CHANDIGARH State
6. 10 District of CHHATTISGARH State
7. 1 District of DADRA & NAGAR HAVELI State
8. 1 District of DELHI State
9. 2 District of GOA State
10. 28 District of GUJARAT State
11. 16 District of HARYANA State
12. 3 District of HIMACHAL PRADESH State
13. 1 District of JAMMU & KASHMIR State
14. 1 District of JAMMU & KASHMIR State
15. 4 District of JHARKHAND State
16. 18 District of KERALA State
KOTAK MAHINDRA BANK has branches in

17. 23 District of MADHYA PRADESH State


18. 29 District of MAHARASHTRA State
19. 1 District of MEGHALAYA State
20. 6 District of NEW DELHI State
21. 4 District of ODISHA State
22. 10 District of ORISSA State
23. 1 District of PONDICHERRY State
24. 1 District of PUDUCHERRY State
25. 20 District of PUNJAB State
26. 28 District of RAJASTHAN State
27. 1 District of SIKKIM State
28. 21 District of TAMIL NADU State
29. 10 District of TELANGANA State
30. 1 District of TRIPURA State
31. 35 District of UTTAR PRADESH State
32. 6 District of UTTARAKHAND State
33. 7 District of WEST BENGAL State
Services Provided

• Non-bank institutions frequently . Act as suppliers Of Loans and credit


facilities. Supporting Investments in Property. Fund private education.
Trade money investments. Market provide wealth management such
as managing portfolios of stocks and shares.
• Underwrite stock and shares, TFCs and other obligations. Provide
retirement planning. Advice companies in merger and acquisition.
Prepare feasibility, market or industry studies for companies. Provide
discounting services e.g., discounting of instruments.
Deposit Accounts/ Savings Accounts

• The savings account goes beyond the traditional role of savings, to


provide you a range of services from funds transfer options to online
payments of bills to attractive returns earned through a
comprehensive suite of investment options.
My Junior Account - The Savings Account for Kids
• Kotak Junior Account has been designed to encourage the child (and
their parents) to save smartly from an early age. It not only offers you
up to 6% interest p.a. on the account, but also a 10 year Recurring
Deposit and linked Systematic Investment Plans intended to provide
long term savings for your child
Features
• Up to 6%* interest p.a. on Savings Account balance
• Investment avenues like Recurring Deposit and Systematic
Investment Plans
• Investment based NMC waiver
• Personalized Debit Cards
• Discounts on partner brand
Current Account
Ace Current Account:
• A premium current account with maximum benefits and features
for large businesses and enterprises.
• Average Quarterly Balance (AQB) of Rs. 2.5 lac
• Free Business Power Platinum Debit Card with enhanced daily
purchase limit of Rs. 2.5 lac and daily ATM cash withdrawal limit of
Rs. 2 lakhs
• Free Home Banking service – Cash/Cheque pickup and delivery, at
your call
Edge Salary Account

• Kotak Edge Salary Account provides multiple privileges and


benefits to meet the financial needs of a salaried professional.
• Classic Debit Card Rs. 1,00,000/- cash withdrawal and Rs.
.50,000/ shopping limit per day
Term Deposits
• Term Deposit with highly attractive interest rates Kotak Mahindra
Bank brings you Term Deposit at highly attractive interest rates
coupled with special facilities like Overdraft and Re-investment
option.
Safe Deposits Locker

• Kotak Mahindra Bank offers you Safe Deposit Locker facilities which
can be utilized to safe keep your important documents, jewelry and
other valuables. Key Features Easy availability and access. Convenient
sizes. Hassle-free payment. Nomination for Safe deposit Lockers.
Loans

• Loans that help you fulfill all your financial needs.


• Kotak Mahindra Bank presents Personal Finance - the single
expert source for all your financial education needs. Unexpected
expenses, wedding in the family, home improvement or that long
awaited vacation.
Types Of Loans

 Home Loan
 Personal Loan
 Education Loan
 Loan Against Property
 Gold Loan
 Commercial Vehicle Loan
Investments & Insurance

 Life Insurance
 Mutual Finds
 Demat Accounts
 New Pension Scheme
Value Added Products and Services

 Net Banking
 Mobile Banking
 SMS Banking Alerts
 Phone Banking
 ATM Network
The ATM Services

• It is available to you absolutely FREE. The state of the art touch screen
Kotak Mahindra Bank ATMs are part of the Visa/Plus and Cash net ATM
network. That means you can withdraw cash from our ATM Network
with any International and Domestic Visa/Visa Electron/Plus Credit
Cards/Debit Cards.
• Access your account anytime anywhere State of the art Touch Screen
ATMs Affiliated to the VISA network Access any ATM in the country
absolutely free.
Debit Card
Gold Debit Card
 Higher daily purchase and ATM cash withdrawal limit

 Free access to all VISA ATMs in India and abroad

 Complimentary Lost Baggage Insurance of Rs. 1 lakh

 Complimentary Air Accident Insurance Cover of Rs. 20 lakhs


Credit Cards

Royale Signature Cards:

• Choose between Montblanc Writing Instrument or Makemytrip.com


vouchers as joining gift
• Access to 600 VIP Airport Lounges Worldwide

Privy League Signature Card:

• Enjoy features like four complimentary PVR tickets every quarter, Access to
over 600 VIP Airport Lounges, TAJ Epicure Membership, Concierge
service and much more

• Choose between Shopper's or Traveller's Reward earning plan and earn


10X rewards on select categories
Credit Card Services

• Verified by Visa Shop securely online with your Kotak Credit Card
• MasterCard Secure Code Shop securely online with your Kotak Credit
Card
• One Time Password Generation (OTP) for IVR Transactions
• Kotak Credit Card Payment
• Find out various options to pay your Kotak Credit Card outstanding
Current Account
NRE Rupee Current Account
• Low Average Quarterly Balance of Rs. 25,000/- only

• Easy and Economical Remittances into India by Cheque or Wire


Transfer or Click2Remit
NRO Rupee Current Account
• Low Average Quarterly Balance of Rs. 25,000/- only

• Easy and Economical1Remittances into India by Cheque or Wire


Transfer or Click2Remit.
Term Deposits

NRE Term Deposits


• Minimum amount required for booking NRE Term Deposit is Rs.
50,000/- only
• Auto renewal of term deposits on maturity
NRO Term Deposits
• Minimum amount required for booking NRO Term Deposit is Rs.
50000 only
• Auto renewal of term deposits on maturity

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