Exam

Strategies
For RBI, SEBI and NABARD

by:
Message
For aspirants

I have provided this document as a personalised strategy to help you prepare

for RBI, SEBI or NABARD Examination.

The fact that you have reached here means that you have followed quite a bit of steps
created by me to help you (and I) understand your preparation needs better.

I would like to congratulate you on sticking around and following all steps as
asked by me. If you can be so patient with me, I know you have the fire in you to do it.

It is now my responsibility that you get the right strategy and the right guidance so that
the day you step into the examination hall is not an anxious, nervous day but
a confident, proud day for you.

If we consider life as a game and the hurdle of clearing your examination as an important
stage which determines the further stages, then you need 2 things- intense fighting skills
and the right ammunition to knock down your enemies and emerge victorious by the
end of this stage. Do not worry, I am that person who can teach you fighting skills and
provide the right ammunition for your fight.

Let us now come out of our gaming zone and get right into the preparation.
Remember, it’s not easy but it’s worth it. Take a deep breath, tell yourself that you can
do anything you want and let us dive right into the next phase.

Anuj Jindal
M.Com. from DSE, JRF (Commerce & Management) & NET in HRM
Exam Strategies
For RBI, SEBI and NABARD

I have a table below. It has been designed keeping in mind the

following:

1.Your academic qualification 2. No. of hours you can

dedicate for your preparation

Based upon your inputs, I have created a personalised table which can
guide you in your preparation for the upcoming examination.

Let us understand some basic points so that you can go through the
table successfully:

1.Your academic qualification has been used to classify you into one of the 2 categories:

Category 1 Category 2
If you belong to the first If you belong to the
category, you are either second category, you are
“Above average in “new in both phase 1 and
phase 1 & new in phase 2” phase 2”.

2. Another classification has been made, based on the number of hours you can dedicate
consistently. The division of your total hourly commitment per day into hours spent on
phase 1 and hours spent on phase 2 has been made in the below table.
You can fall in any one of the following categories:

You can allocate

< 3 hours / day 3 to 6 hours / day > 6 hours / day

Exam Strategies
For RBI, SEBI and NABARD

Please go through the following additional points for a better

understanding :

1. For RBI Aspirants:

Phase 1 includes Quantitative Aptitude,
Reasoning, English and General Awareness

Phase 2 includes Economic and Social Issues,

Finance & Management and English Descriptive

2. For SEBI Aspirants:

Phase 1 includes Quantitative Aptitude,
Reasoning, English, General Awareness and
6 papers namely Commerce & Accountancy,
Costing, Economics, Companies Act, Finance
and Management

Phase 2 includes 6 papers namely Commerce

& Accountancy, Costing, Economics,
Companies Act, Finance and Management.
It also includes a separate test of
English Descriptive.

1. For NABARD Aspirants:

Phase 1 includes Quantitative Aptitude,
Reasoning, English, General Awareness,
Agriculture and rural development and
Economic & Social Issues.

Phase 2 includes Agriculture and rural

development and Economic & Social Issues in
one paper and English descriptive as a
separate paper.
Exam Strategies
For RBI, SEBI and NABARD

You might be good at some aspects of Phase 1 or Phase 2

but are assumed to be requiring improvement in some other factors.
Keeping that in mind, time allocation has been made between Phase 1
and Phase 2 in your study plan.

Having understood the above points, let us now go through the table:
Phase 1-
Academic No. of hours the Phase 1- New
Above Average
Qualification student can study Phase 2- New
Phase 2- New

1 hour- Phase 1
< 3 hours
2 hours- Phase 2
MBA/ CAT/
1 hour- Phase 1
Banking Exams/ 3 - 6 hours ---
5 hours- Phase 2
Btech
1 hour- Phase 1
> 6 hours
>5 hours- Phase 2

1 hour- Phase 1
< 3 hours
2 hours- Phase 2
In college/
Graduate/ Masters/ 2 hours- Phase 1
3 - 6 hours ---
CA, CFA, CWA/ 4 hours- Phase 2
UPSC
2 hours- Phase 1
> 6 hours
>4 hours- Phase 2
 Read further for EXAM STRATEGIES for RBI Aspirants
Read further for EXAM STRATEGIES for RBI Aspirants

info@anujjindal.in +91 9999466225 @anujjindal.in anujjindal

Exam
Strategy
For RBI aspirants

by:
Exam Strategies
For RBI aspirants

Study Sequence

1. 2. 3.

Take tests of
Phase 1 & 2 The preparation is
Divide all subjects into
to identify your divided week-wise.
'weak' and 'strong'
weak and strong areas. Pick 2 subjects at a time -
categories.
Scores less than 50% 1 weak and 1 strong.
will be considered weak.

4. 5.

Give a test
Use 'Spotlight', every week to
'RBI247 and PIB247' improve essay writing.
to study for Feedback optional
current affairs. only for
enrolled students.

Phase 1
QUANT, REASONING AND ENGLISH WEEK WISE STUDY PLAN
QUANT

Week 1
- HCF & LCM - Time & Work
- Ratio & Proportion - Pipes & Cisterns
- Avg, Mixtures & - Simple Interest &
Alligations Compound Interest
- Percentage - Data Interpretation
- Profit & Loss - Number Series
- Time, Speed & Distance - Equations
Exam Strategies
For RBI aspirants

REASONING

Week 1
- Blood Realations - Data Sufficiency
- Directions - Statement & Assumption
- Venn Diagram- Syllogism - Statement & Conclusion
- Number Series - Decision Making
(can also be done in Quant)
- Arrangements & Puzzle
- Input - Output - Clocks & Calenders
- Ranking - Inequality
- Coding - Decoding

ENGLISH

Week 1
- Reading & Comprehension - Parajumbles
- Sentence Correction - Fill in the blanks
- Cloze Test - Phrase Replacement
- Combining Sentence - Common Errors
- Sentence Rearrangement

ESI

Week 1
- Growth, Development & Sustainable Development
i. Growth & Development
- Macro-economics
i. Growth Measurement
ii. National Income & Per Capita Income
iii. Fiscal Policy
iv. BoP & Foreign Exchange
- International & Regional Organisation
i. International & Regional Oraganisation
Exam Strategies
For RBI aspirants

Week 2
- Indian Economic History before 1991
i. Role of Economic Planning
ii. Industrial & Labour Policy since 1947
iii. Export Import Policy since 1947
iv. Agricultural Policy since 1947
- Indian Economic History after 1991
i. Economic Reforms in India since 1991
ii. Globalisation
iii. Opening up of Indian Economy
iv. Privatisation
- Social Sectors & Social Movements
i. Social Structure in India viii. Social Movements
ii. Multiculturalism ix. Human Development
iii. Demography x. Education
iv. Urbanisation xi. Health
v. Migration xii. Poverty & Employment
vi. Gender Issues xiii. Indian Polity (Not important for the exam)
vii. Positive Discrimination

Week 3
- Indices, Census, Forest, GDP forecast
i. Indices & Report
ii. Census, SECC, NFHS, Surveys
iii. State of Forest Report
iv. GDP forecast

Week 4
- Government Schemes
- Economic Surveys
- Union Budget
Exam Strategies
For RBI aspirants

FINANCE THEORY

Week 1
- Finance
i. IFS & Banking Important Terms
- Indian Financial System
i. Introduction to IFS v. Secondary Market
ii. Reforms in IFS vi. Capital Market
iii. Money Market vii. Stock Indices
iv. Primary Market viii. Depository Receipts

Week 2
- Regulatory Bodies in India
i. RBI- History, Structures, v. NABARD, NHB, SIDBI, RRB
Camels, BPSS vi. Credit Rating Agencies
ii. RBI- Subsidiaries,Monetary vii. EXIM & ECGC
Policy Tools, viii. Bi-monthly Monetary Policy Basics
Quantitative Easing,
Inflation Targetting
iii. Banks
iv. SEBI- History, Functioning
Responsibilities
- FOREX Market
i. FOREX Market, Currency v. FEMA
Exchange vi. Currency Convertibility
ii. History of FOREX in India vii. EXIM & ECGC
iii. Special Drawing Rights viii. Forex Risk and Management

Week 3
- Indian Banking System
i. History of Banking, vii. Universal banking & niche banking
Classification- viii. Balance Sheet-
Banks vs NBFI, RBI vs Commercial Banks
Base rate MCLR ix. Payment System, BPSS, PSS
ii. Priority Sector Lending x. Prepaid Payment Instruments
iii. MCLR, internal vs external xi. Forex Transactions in
benchmarking Commercial Banks
iv. FEOA, FIU, CRILC
v. Measures of Money-
supply, multiplier, creation
vi. SARFAESI
Exam Strategies
For RBI aspirants

- Inflation
i. Inflation concepts iv. Imported Inflation, Misery Index
ii. Stagflation v. GDP Deflator
iii. Theory of Inflation

- Bonds
i. Debt Market & Types of iv. Masala Bonds
Bonds v. FCCB, FCEB
ii. Bonds Important Concepts
iii.Yield Curve
- Derivative Concepts
i. Derivatives

Week 4
- Portfolio Inv, DISINV, Public Sector Reforms
i. Foreign Portfolio Investment and P notes
ii. Disinvestment
iii. FDI Limits

- Risk Management
i. Risk Management

- BASEL, NPA, IBC, PCA

i. IBC iv. BASEL- 3 Framework on
ii. NPA Liquidity Standards
iii. BASEL Norms v. BASEL & PCA

- GST
i. Basics of GST
- Finance Commission & FRBM
i. Finance Comission & FRBM
ii. 15th Finance Commission

- Financial Inclusion
i. Financial Inclusion

- Alternate Source of Finance

i. Alternate Source of Finance
ii. PPP
iii. Private & Social Cost Benefit

- Tax or Non Tax Revenue

i. Receipts & Expenditures of Government
ii. Revenue & Capital Receipts
Exam Strategies
For RBI aspirants

- RBI FAQs
i. MSME x. Types of NRI Accounts
ii. ATMs ; White label ATMs xi. P2P Lending
iii. Banking Ombudsman xii. KYC Norms
iv. Basic saving bank xiii. Alternative Investment Funds
deposit account xiv. Large Exposures Framework
v. Inflation Indexed bonds xv. Unregulated Deposits
vi. PLFS xvi. Sovereign Borrowings
vii. RBI as Banker to the xvii. Liquidity Risk Management
Government Framework
viii. External Commecial
Borrowings
ix. Liberalised Remittance
Scheme

FINANCIAL NUMERIC

Week 1
- TVM - CML
- Present Value - SML
- Future Value - Bond & Equity Valuation
- Number Series - Cost of Capital
- PV of Annuity - Debt
- FV of Annuity - Equity
- Annuity due - Preference Shares
- Doubling period - WACC
- NPV - YTM
- IRR - Cash Flow Analysis
- Equivalent Annuity Method - Leverage Analysis
- Payback - Derivatives
- MIRR - Accounting Ratios
- PI method - CVP Analysis
- CAPM
Exam Strategies
For RBI aspirants

MANAGEMENT

Week 1
- Organization Theory
i. Organization theory and design, structure, goals, effectiveness
ii.Contingency Approach
- Organization Behaviour
i. Introduction to OB vi. Perception & Decision Making
ii. Values and attitudes, vii. Six hats Model - Decision Making
TA, johari viii. Motivation
iii. Generational Values & ix. Leadership
International Values
iv. Emotions, emotional
intelligence
v. Personality

Week 2
- Organization Behaviour
i. Conflict, iv. Learning, OB mod video
ii. Negotiation v. Organization culture
iii. Authority, Power, Stress vi. Organization groups, change

- HRM
i. Intro to HRM, HRM in detail v. Training & Development
ii. Strategic HRM vi. Career Development
iii. HRD vii. Management Development
iv. Planning, Recruitment,
Selection, Orientation,
Movement
- Job Analysis, Job Design, Evaluation etc
i. Job analysis iv. Determination of Wages
ii. Job Design v. Performance Appraisal
iii. Job Evaluation vi. Incentives

- Employee Welfare & Morale

i. QWL, CB v. Job Changes
ii. Employee Welfare Theories vi. Grievance Handling and redressa
iii. Morale vii. TQM, Kaizen, Six Sigma
iv. Employee Counselling
Exam Strategies
For RBI aspirants

Week 3
- Corporate Governance
i. Kotak Panel
ii. Corporate Governance in Banks

- Organization Control
i. Organization Control
- Communication
i. Communication

RBI study guide

Take tests of Phase 1 & 2 to identify your weak and strong areas.
1. Scores less than 50% are put in the weak category, while the rest go in strong.
Divide all subjects on that basis.

The entire preparation is divided into a week-wise* timetable to help set weekly
2. goals. Pick only 2 subjects at a time - 1 weak and 1 strong. .

Hypothetically, if you pick Finance and Quant, you will notice that Quant ends in Week 1 but Finance doesn’t.
Thus, for Week 2, you can proceed with the next slot of Finance and pick another subject from your weak list - eg. Reasoning.

Preparation for current affairs should be daily. Focus on ‘Spotlight’ -

3. our monthly magazine for Phase 1 & consult ‘RBI247 & PIB247’ Magazines for Phase 2.
These are updated daily and designed specifically for RBI.

English descriptive essay writing, Finance, Management & ESI answer writing can be covered by
4. taking 1 test every week.Your answers will be checked regularly and you will be provided with
constructive feedback to enable improvements. (This service is only applicable for enrolled students)

* Kindly note that the week-wise demarcation is only on the basis of the time it takes to finish certain topics.
Since every subject has a week 1, do not attempt to do all in the same week.
More than two subjects should not be attempted together at any point.
 That’s all for this one!

info@anujjindal.in +91 9999466225 @anujjindal.in anujjindal